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Intangible Assets (Tables) | 12 Months Ended
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Dec. 31, 2019
Intangible Assets |
Schedule of composition of intangible assets |
| a. | As of December 31, 2019 and 2018, the composition of intangible assets is as follows:
|  |  |  |  |  | As of December 31, 2019
|  | Average remaining useful life |  | Net opening balance as of January 1, 2019 |  | Gross balance |  | Accumulated amortization |  | Net balance
|  |  |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$
Licenses |  |  | - |  |  |  | 82 |  |  |  | 35,997 |  |  |  | (35,997 | ) |  |  | - |
Software development |  |  | 2 |  |  |  | 66,841 |  |  |  | 214,005 |  |  |  | (140,616 | ) |  |  | 73,389 |
Total |  |  |  |  |  |  | 66,923 |  |  |  | 250,002 |  |  |  | (176,613 | ) |  |  | 73,389 |
|  |  |  |  |  | As of December 31, 2018
|  | Average remaining useful life |  | Net opening balance as of January 1, 2018 |  | Gross balance |  | Accumulated amortization |  | Net balance
|  |  |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$
Licenses |  |  | 1 |  |  |  | 1,200 |  |  |  | 37,224 |  |  |  | (37,142 | ) |  |  | 82 |
Software development |  |  | 2 |  |  |  | 62,019 |  |  |  | 181,191 |  |  |  | (114,350 | ) |  |  | 66,841 |
Total |  |  |  |  |  |  | 63,219 |  |  |  | 218,415 |  |  |  | (151,492 | ) |  |  | 66,923 |
Schedule of changes in the value of intangible assets |
| b.1 | Gross balance
Gross balances |  | Licenses |  | Software development |  | Total
|  | MCh$ |  | MCh$ |  | MCh$
Balances as of January 1, 2019 |  |  | 37,224 |  |  |  | 181,191 |  |  |  | 218,415 |
Acquisitions |  |  | - |  |  |  | 32,860 |  |  |  | 32,860 |
Disposals and impairment |  |  | (1,227 | ) |  |  | - |  |  |  | (1,227 | )
Other |  |  | - |  |  |  | (46 | ) |  |  | (46 | )
Balances as of December 31, 2019 |  |  | 35,997 |  |  |  | 214,005 |  |  |  | 250,002 |
Balances as of January 1, 2018 |  |  | 37,224 |  |  |  | 159,833 |  |  |  | 197,057 |
Acquisitions |  |  | - |  |  |  | 29,562 |  |  |  | 29,562 |
Disposals and impairment |  |  | - |  |  |  | (8,204 | ) |  |  | (8,204 | )
Other |  |  | - |  |  |  | - |  |  |  | - |
Balances as of December 31, 2018 |  |  | 37,224 |  |  |  | 181,191 |  |  |  | 218,415 |
| b.2 | Accumulated amortization
Accumulated amortization |  | Licenses |  | Software development |  | Total
|  | MCh$ |  | MCh$ |  | MCh$
Balances as of January 1, 2019 |  |  | (37,142 | ) |  |  | (114,350 | ) |  |  | (151,492 | )
Year's amortization |  |  | (82 | ) |  |  | (26,266 | ) |  |  | (26,348 | )
Other changes |  |  | 1,227 |  |  |  | - |  |  |  | 1,227 |
Balances as of December 31, 2019 |  |  | (35,997 | ) |  |  | (140,616 | ) |  |  | (176,613 | )
Balances as of January 1, 2018 |  |  | (36,918 | ) |  |  | (96,922 | ) |  |  | (133,840 | )
Year's amortization |  |  | (224 | ) |  |  | (24,069 | ) |  |  | (24,293 | )
Other changes |  |  | - |  |  |  | 6,641 |  |  |  | 6,641 |
Balances as of December 31, 2018 |  |  | (37,142 | ) |  |  | (114,350 | ) |  |  | (151,492 | )

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