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Expected Credit Losses Allowance (Tables) | 12 Months Ended
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Dec. 31, 2019
Expected Credit Losses Allowance [Abstract] |
Schedule of expected credit losses | As of December 31, 2019 and 2018, under the new credit risk model established by IFRS 9 the ECL allowance by stage recorded at income statements is as follows:
For the year ended December 31, 2019 |  | Stage1 |  |  | Stage2 |  |  | Stage3 |  |  | TOTAL |
|  | Individual |  |  | Collective |  |  | Individual |  |  | Collective |  |  | Individual |  |  | Collective |  |  |  |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Commercial loans |  |  | (3,002 | ) |  |  | (4,930 | ) |  |  | (10,469 | ) |  |  | (8,686 | ) |  |  | (79,501 | ) |  |  | (33,657 | ) |  |  | (140,245 | )
Mortgage loans |  |  | - |  |  |  | (1,177 | ) |  |  | - |  |  |  | (4,998 | ) |  |  | - |  |  |  | (8,237 | ) |  |  | (14,412 | )
Consumer loans |  |  | - |  |  |  | (8,875 | ) |  |  | - |  |  |  | (15,280 | ) |  |  | - |  |  |  | (145,328 | ) |  |  | (169,483 | )
Contingent loans |  |  | 45 |  |  |  | 589 |  |  |  | 10 |  |  |  | 24 |  |  |  | 152 |  |  |  | 188 |  |  |  | 1,008 |
Loans and account receivable at FVOCI |  |  | 5 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 5 |
Debt at FVOCI |  |  | - |  |  |  | (184 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (184 | )
Total |  |  | (2,952 | ) |  |  | (14,577 | ) |  |  | (10,459 | ) |  |  | (28,940 | ) |  |  | (79,349 | ) |  |  | (187,034 | ) |  |  | (323,311 | )
For the year ended December 31, 2018 |  | Stage1 |  |  | Stage2 |  |  | Stage3 |  |  | TOTAL |
|  | Individual |  |  | Collective |  |  | Individual |  |  | Collective |  |  | Individual |  |  | Collective |  |  |  |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Commercial loans |  |  | 79 |  |  |  | 5,652 |  |  |  | (2,891 | ) |  |  | (1,533 | ) |  |  | (96,131 | ) |  |  | (47,959 | ) |  |  | (142,783 | )
Mortgage loans |  |  | - |  |  |  | 5,583 |  |  |  | - |  |  |  | 5,161 |  |  |  | - |  |  |  | 3,377 |  |  |  | 14,121 |
Consumer loans |  |  | - |  |  |  | 1,861 |  |  |  | - |  |  |  | 192 |  |  |  | - |  |  |  | (191,304 | ) |  |  | (189,251 | )
Contingent loans |  |  | (90 | ) |  |  | 1,214 |  |  |  | 11 |  |  |  | (68 | ) |  |  | (225 | ) |  |  | (834 | ) |  |  | 8 |
Loans and account receivable at FVOCI |  |  | 363 |  |  |  | - |  |  |  | 68 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 431 |
Debt at FVOCI |  |  | - |  |  |  | 66 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 66 |
Total |  |  | 352 |  |  |  | 14,376 |  |  |  | (2,812 | ) |  |  | 3,752 |  |  |  | (96,356 | ) |  |  | (236,720 | ) |  |  | (317,408 | )
Schedule of significant loans |
| The detail of Charge-off of individually significant loans, is as follows:
|  | For the years ended December 31, |
|  | 2017 |
|  | MCh$ |
Charge-off of loans |  |  | 51,978 |
Provision applied |  |  | (36,279 | )
Net charge offs of individually significant loans |  |  | 15,699 |

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