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Fees and Commissions (Details) - CLP ($) $ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2017
Fee and commission income |  |  |
Fees and commissions for lines of credits and overdrafts | $ 10,315 | $ 6,624 | $ 7,413
Fees and commissions for guarantees and letters of credit | 35,039 | 33,654 | 33,882
Fees and commissions for card services | 225,702 | 218,903 | 201,791
Fees and commissions for management of accounts | 35,949 | 33,865 | 31,901
Fees and commissions for collections and payments | 33,355 | 40,077 | 44,312
Fees and commissions for intermediation and management of securities | 10,154 | 10,147 | 10,090
Insurance brokerage fees | 49,664 | 39,949 | 36,430
Office banking | 13,655 | 15,921 | 15,669
Fees for other services rendered | 47,331 | 45,633 | 43,123
Other fees earned | 37,494 | 39,690 | 30,947
Total | 498,658 | 484,463 | 455,558
Fee and commission expense |  |  |
Compensation for card operation | (171,513) | (163,794) | (149,809)
Fees and commissions for securities transactions | (1,001) | (936) | (858)
Office banking | (1,860) | (4,096) | (15,283)
Other fees | (37,198) | (24,752) | (10,545)
Total | (211,572) | (193,578) | (176,495)
Net fees and commissions income | $ 287,086 | $ 290,885 | $ 279,063

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