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Administrative Expenses (Tables) | 12 Months Ended
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Dec. 31, 2019
Administrative Expenses [Abstract] |
Schedule of administrative expenses | For the years ended December 31, 2019, 2018 and 2017, the composition of the item is as follows:
|  | For the years ended December 31, |
|  | 2019 |  |  | 2018 |  |  | 2017 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
General administrative expenses |  |  | 124,896 |  |  |  | 145,241 |  |  |  | 139,418 |
Maintenance and repair of property, plant and equipment |  |  | 19,214 |  |  |  | 20,962 |  |  |  | 21,359 |
Office lease |  |  | - |  |  |  | 29,761 |  |  |  | 26,136 |
Equipment lease |  |  | - |  |  |  | 55 |  |  |  | 96 |
Short term leases contracts |  |  | 4,177 |  |  |  | - |  |  |  | - |
Insurance payments |  |  | 3,848 |  |  |  | 3,439 |  |  |  | 3,354 |
Office supplies |  |  | 5,126 |  |  |  | 5,070 |  |  |  | 6,862 |
IT and communication expenses |  |  | 52,017 |  |  |  | 44,209 |  |  |  | 39,103 |
Heating, and other utilities |  |  | 2,848 |  |  |  | 4,849 |  |  |  | 5,468 |
Security and valuables transport services |  |  | 12,187 |  |  |  | 12,168 |  |  |  | 12,181 |
Representation and personnel travel expenses |  |  | 4,109 |  |  |  | 3,444 |  |  |  | 4,262 |
Judicial and notarial expenses |  |  | 1,277 |  |  |  | 1,148 |  |  |  | 974 |
Fees for technical reports and auditing |  |  | 7,643 |  |  |  | 10,020 |  |  |  | 9,379 |
Other general administrative expenses |  |  | 12,450 |  |  |  | 10,116 |  |  |  | 10,244 |
Outsourced services |  |  | 71,572 |  |  |  | 65,358 |  |  |  | 57,400 |
Data processing |  |  | 31,921 |  |  |  | 32,360 |  |  |  | 34,880 |
Archive services |  |  | 3,518 |  |  |  | 3,401 |  |  |  | 3,324 |
Valuation services |  |  | 3,644 |  |  |  | 3,167 |  |  |  | 2,419 |
Outsourcing |  |  | 10,139 |  |  |  | 9,936 |  |  |  | 6,878 |
Other |  |  | 22,350 |  |  |  | 16,494 |  |  |  | 9,899 |
Board expenses |  |  | 1,356 |  |  |  | 1,297 |  |  |  | 1,290 |
Marketing expenses |  |  | 20,891 |  |  |  | 19,286 |  |  |  | 18,877 |
Taxes, payroll taxes, and contributions |  |  | 14,897 |  |  |  | 13,907 |  |  |  | 13,118 |
Real estate taxes |  |  | 1,954 |  |  |  | 1,730 |  |  |  | 1,443 |
Patents |  |  | 1,913 |  |  |  | 1,896 |  |  |  | 1,646 |
Other taxes |  |  | 5 |  |  |  | 7 |  |  |  | 24 |
Contributions to CMF (former SBIF) |  |  | 11,025 |  |  |  | 10,274 |  |  |  | 10,005 |
Total |  |  | 233,612 |  |  |  | 245,089 |  |  |  | 230,103 |

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