XML 49 R219.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
Risk Management (Details) - CLP ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Disclosure of detailed information about financial instruments [line items]    
Total ECL Allowance $ 2,042 $ 723
Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total ECL Allowance 896,196 882,520
Collective [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 32,671,515 $ 30,213,415
Total Individual, Percentage 100.00% 100.00%
Total ECL Allowance $ 896,095 $ 882,414
Total ECL Allowance, Percentage 100.00% 100.00%
Collective [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 29,014,636 $ 26,913,508
Total ECL Allowance 133,269 153,640
Collective [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 1,995,733 1,796,790
Total ECL Allowance 121,261 124,114
Collective [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 1,634,146 1,503,116
Total ECL Allowance 641,565 603,660
Commerical Loans [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 11,369,454 $ 10,950,550
Total Individual, Percentage 34.80% 36.24%
Total ECL Allowance $ 248,095 $ 259,370
Total ECL Allowance, Percentage 27.69% 29.39%
Commerical Loans [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 9,963,480 $ 9,695,837
Total ECL Allowance 21,540 30,189
Commerical Loans [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 1,004,967 867,783
Total ECL Allowance 30,389 31,066
Commerical Loans [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 401,007 386,930
Total ECL Allowance 196,166 198,115
Commerical Loans [Member] | Collective [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 4,492,871 $ 4,235,595
Total Individual, Percentage 13.75% 14.02%
Total ECL Allowance $ 258,474 $ 247,432
Total ECL Allowance, Percentage 28.84% 28.04%
Commerical Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 3,839,143 $ 3,616,969
Total ECL Allowance 35,887 43,541
Commerical Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 240,100 232,472
Total ECL Allowance 25,555 24,574
Commerical Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 413,628 386,154
Total ECL Allowance 197,032 179,317
Commerical Loans [Member] | A1 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 99,042 $ 29,998
Total Individual, Percentage 0.30% 0.10%
Total ECL Allowance $ 2 $ 2
Total ECL Allowance, Percentage 0.00% 0.00%
Commerical Loans [Member] | A1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 99,042 $ 29,998
Total ECL Allowance 2 2
Commerical Loans [Member] | A1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | A1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance  
Commerical Loans [Member] | A2 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 907,696 $ 1,074,789
Total Individual, Percentage 2.78% 3.56%
Total ECL Allowance $ 443 $ 525
Total ECL Allowance, Percentage 0.05% 0.06%
Commerical Loans [Member] | A2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 907,659 $ 1,074,789
Total ECL Allowance 443 525
Commerical Loans [Member] | A2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 37
Total ECL Allowance
Commerical Loans [Member] | A2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance  
Commerical Loans [Member] | A3 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 2,419,051 $ 2,699,993
Total Individual, Percentage 7.41% 8.94%
Total ECL Allowance $ 2,617 $ 2,526
Total ECL Allowance, Percentage 0.29% 0.29%
Commerical Loans [Member] | A3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 2,418,990 $ 2,699,684
Total ECL Allowance 2,617 2,526
Commerical Loans [Member] | A3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 61 309
Total ECL Allowance
Commerical Loans [Member] | A3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance  
Commerical Loans [Member] | A4 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 3,269,855 $ 3,217,154
Total Individual, Percentage 10.01% 10.65%
Total ECL Allowance $ 4,421 $ 9,188
Total ECL Allowance, Percentage 0.49% 1.04%
Commerical Loans [Member] | A4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 3,262,671 $ 3,200,608
Total ECL Allowance 4,399 8,865
Commerical Loans [Member] | A4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 7,184 16,546
Total ECL Allowance 22 323
Commerical Loans [Member] | A4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | A5 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 2,210,880 $ 1,781,400
Total Individual, Percentage 6.77% 5.90%
Total ECL Allowance $ 8,133 $ 11,749
Total ECL Allowance, Percentage 0.91% 1.33%
Commerical Loans [Member] | A5 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 2,188,717 $ 1,755,259
Total ECL Allowance 7,618 11,296
Commerical Loans [Member] | A5 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 22,163 26,141
Total ECL Allowance 515 453
Commerical Loans [Member] | A5 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | A6 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 1,134,045 $ 981,170
Total Individual, Percentage 3.47% 3.25%
Total ECL Allowance $ 8,079 $ 9,188
Total ECL Allowance, Percentage 0.90% 1.04%
Commerical Loans [Member] | A6 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 1,086,401 $ 935,499
Total ECL Allowance 6,461 6,975
Commerical Loans [Member] | A6 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 47,157 45,671
Total ECL Allowance 1,410 2,213
Commerical Loans [Member] | A6 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 487
Total ECL Allowance 208
Commerical Loans [Member] | B1 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 603,201 $ 495,102
Total Individual, Percentage 1.85% 1.64%
Total ECL Allowance $ 12,641 $ 14,186
Total ECL Allowance, Percentage 1.41% 1.61%
Commerical Loans [Member] | B1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | B1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 603,201 494,915
Total ECL Allowance 12,641 14,107
Commerical Loans [Member] | B1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 187
Total ECL Allowance 79
Commerical Loans [Member] | B2 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 83,341 $ 82,111
Total Individual, Percentage 0.26% 0.27%
Total ECL Allowance $ 3,978 $ 2,852
Total ECL Allowance, Percentage 0.44% 0.32%
Commerical Loans [Member] | B2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | B2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 82,781 81,955
Total ECL Allowance 3,773 2,786
Commerical Loans [Member] | B2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 560 156
Total ECL Allowance 205 66
Commerical Loans [Member] | B3 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 85,851 $ 67,703
Total Individual, Percentage 0.26% 0.22%
Total ECL Allowance $ 3,628 $ 4,074
Total ECL Allowance, Percentage 0.40% 0.46%
Commerical Loans [Member] | B3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | B3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 85,034 67,089
Total ECL Allowance 3,367 3,841
Commerical Loans [Member] | B3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 817 614
Total ECL Allowance 261 233
Commerical Loans [Member] | B4 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 133,701 $ 93,133
Total Individual, Percentage 0.41% 0.31%
Total ECL Allowance $ 25,995 $ 22,176
Total ECL Allowance, Percentage 2.90% 2.51%
Commerical Loans [Member] | B4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | B4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 83,039 47,653
Total ECL Allowance 4,085 2,488
Commerical Loans [Member] | B4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 50,662 45,480
Total ECL Allowance 21,910 19,688
Commerical Loans [Member] | C1 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 158,437 $ 154,708
Total Individual, Percentage 0.48% 0.51%
Total ECL Allowance $ 53,956 $ 50,695
Total ECL Allowance, Percentage 6.02% 5.75%
Commerical Loans [Member] | C1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | C1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 45,433 46,383
Total ECL Allowance 3,516 2,548
Commerical Loans [Member] | C1 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 113,004 108,325
Total ECL Allowance 50,440 48,147
Commerical Loans [Member] | C2 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 75,830 $ 54,924
Total Individual, Percentage 0.23% 0.18%
Total ECL Allowance $ 75,830 $ 19,432
Total ECL Allowance, Percentage 3.25% 2.20%
Commerical Loans [Member] | C2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | C2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 8,865 15,678
Total ECL Allowance 8,865 1,261
Commerical Loans [Member] | C2 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 66,965 39,246
Total ECL Allowance 66,965 18,171
Commerical Loans [Member] | C3 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 48,601 $ 45,859
Total Individual, Percentage 0.15% 0.15%
Total ECL Allowance $ 11,502 $ 11,536
Total ECL Allowance, Percentage 1.28% 1.31%
Commerical Loans [Member] | C3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | C3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 15,762 19,655
Total ECL Allowance 221 733
Commerical Loans [Member] | C3 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 32,839 26,204
Total ECL Allowance 11,281 10,803
Commerical Loans [Member] | C4 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 41,372 $ 36,005
Total Individual, Percentage 0.13% 0.12%
Total ECL Allowance $ 20,209 $ 17,323
Total ECL Allowance, Percentage 2.26% 1.96%
Commerical Loans [Member] | C4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | C4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 2,405 3,560
Total ECL Allowance 170 246
Commerical Loans [Member] | C4 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 38,967 32,445
Total ECL Allowance 20,039 17,077
Commerical Loans [Member] | C5 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 44,904 $ 65,465
Total Individual, Percentage 0.14% 0.22%
Total ECL Allowance $ 27,629 $ 40,573
Total ECL Allowance, Percentage 3.08% 4.60%
Commerical Loans [Member] | C5 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | C5 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 847 703
Total ECL Allowance 43 32
Commerical Loans [Member] | C5 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 44,057 64,762
Total ECL Allowance 27,586 40,541
Commerical Loans [Member] | C6 [Member] | Individual [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 53,647 $ 71,036
Total Individual, Percentage 0.16% 0.22%
Total ECL Allowance $ 35,744 $ 43,345
Total ECL Allowance, Percentage 3.99% 4.91%
Commerical Loans [Member] | C6 [Member] | Individual [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual
Total ECL Allowance
Commerical Loans [Member] | C6 [Member] | Individual [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 998 1,525
Total ECL Allowance 12 35
Commerical Loans [Member] | C6 [Member] | Individual [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 52,649 69,511
Total ECL Allowance 35,732 43,310
Residential Mortgage Loans [Member] | Collective [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 11,262,995 $ 4,876,289
Total Individual, Percentage 34.47% 16.14%
Total ECL Allowance $ 101,059 $ 284,342
Total ECL Allowance, Percentage 11.28% 32.23%
Residential Mortgage Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 10,275,966 $ 4,341,740
Total ECL Allowance 8,446 70,904
Residential Mortgage Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 457,948 249,039
Total ECL Allowance 14,509 54,372
Residential Mortgage Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 529,081 285,510
Total ECL Allowance 78,104 159,066
Consumer Loans [Member] | Collective [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 5,546,195 $ 10,150,981
Total Individual, Percentage 16.98% 33.60%
Total ECL Allowance $ 288,467 $ 91,270
Total ECL Allowance, Percentage 32.19% 10.34%
Consumer Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 4,963,047 $ 9,258,962
Total ECL Allowance 67,396 9,006
Consumer Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 292,718 447,496
Total ECL Allowance 50,808 15,102
Consumer Loans [Member] | Collective [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 290,430 444,523
Total ECL Allowance 170,263 67,162
Subtotal [Member] | Collective [Member] | Credit Risk [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 21,302,061 $ 19,262,865
Total Individual, Percentage 65.20% 63.76%
Total ECL Allowance $ 648,000 $ 623,044
Total ECL Allowance, Percentage 72.31% 70.61%
Subtotal [Member] | Collective [Member] | Credit Risk [Member] | Stage 1 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual $ 19,078,156 $ 17,217,671
Total ECL Allowance 111,729 123,451
Subtotal [Member] | Collective [Member] | Credit Risk [Member] | Stage 2 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 990,766 929,007
Total ECL Allowance 90,872 94,048
Subtotal [Member] | Collective [Member] | Credit Risk [Member] | Stage 3 [Member]    
Disclosure of detailed information about financial instruments [line items]    
Total Individual 1,233,139 1,116,187
Total ECL Allowance $ 445,399 $ 405,545