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Maturity of Financial Assets and Liabilities (Tables)

12 Months Ended

Dec. 31, 2019

Maturity of Financial Assets and Liabilities [Abstract]

Schedule of assets and liabilities maturities

As of December 31, 2019 and 2018, the detail of the maturities of assets and liabilities is as follows:

As of December 31, 2019	Demand		Up to 1 month		Between 1 and 3 months		Between 3 and 12 months		Subtotal up to 1 year		Between 1 and 3 years		Between 3 and 5 years		More than 5 years		Subtotal More than 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$

Financial assets
Cash and deposits in banks		3,554,520		-		-		-		3,554,520		-		-		-		-		3,554,520
Cash items in process of collection		355,062		-		-		-		355,062		-		-		-		-		355,062
Financial assets held for trading		-		38,644		-		645		39,289		181,705		37,659		11,551		230,915		270,204
Investments under resale agreements		-		-		-		-		-		-		-		-		-		-
Financial derivative contracts		-		371,775		400,196		1,543,446		2,315,417		1,383,493		1,346,329		3,103,369		5,833,191		8,148,608
Loans and accounts receivables at amortised cost (*)		296,461		2,963,578		2,400,909		5,511,374		11,172,322		5,706,433		4,093,147		11,699,613		21,499,193		32,671,515
Loans and account receivable at fvoci (**)		-		-		-		5,953		5,953		-		-		60,213		60,213		66,166
Debt instruments at fvoci		-		1,131,500		3,752		52,130		1,187,382		508,596		725,419		1,588,875		2,822,890		4,010,272
Equity instruments at fvoci		-		-		-		-		-		-		-		482		482		482
Guarantee deposits (margin accounts)		314,616		-		-		-		314,616		-		-		-		-		314,616
Total financial assets		4,520,659		4,505,497		2,804,857		7,113,548		18,944,561		7,780,227		6,202,554		16,464,103		30,446,884		49,391,445

Financial liabilities
Deposits and other demand liabilities		10,297,432		-		-		-		10,297,432		-		-		-		-		10,297,432
Cash items in process of being cleared		198,248		-		-		-		198,248		-		-		-		-		198,248
Obligations under repurchase agreements		-		380,055		-		-		380,055		-		-		-		-		380,055
Time deposits and other time liabilities		142,273		5,184,567		4,905,414		2,417,703		12,649,957		357,856		163,121		21,883		542,860		13,192,817
Financial derivative contracts		-		422,749		427,825		951,684		1,802,258		1,253,280		1,180,948		3,154,168		5,588,396		7,390,654
Interbank borrowings		94		363,560		624,167		1,141,824		2,129,645		387,936		2,237		-		390,173		2,519,818
Issued debt instruments		-		285,159		759,519		1,044,674		2,089,352		2,394,850		2,042,292		2,974,229		7,411,371		9,500,723
Lease liabilities		-		-		-		26,061		26,061		45,978		36,393		50,062		132,433		158,494
Other financial liabilities		161,021		5,155		30,969		28,888		226,033		83		99		143		325		226,358
Guarantees received (margin accounts)		994,714		-		-		-		994,714		-		-		-		-		994,714
Total financial liabilities		11,793,782		6,641,245		6,747,894		5,610,834		30,793,755		4,439,983		3,425,090		6,200,485		14,065,558		44,859,313

(*)	Loans and accounts receivables at amortised cost are presented on a gross basis, the amount of allowance is Ch$896,095 million.

(**)	Loans and accounts receivables at fvoci are presented on a gross basis, the amount of allowance is Ch$101 million.

As of December 31, 2018	Demand		Up to 1 month		Between 1 and 3 months		Between 3 and 12 months		Subtotal up to 1 year		Between 1 and 3 years		Between 3 and 5 years		More than 5 years		Subtotal More than 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$

Financial assets
Cash and deposits in banks		2,065,411		-		-		-		2,065,411		-		-		-		-		2,065,411
Cash items in process of collection		353,757		-		-		-		353,757		-		-		-		-		353,757
Financial assets held for trading		-		1,064		-		11,642		12,706		16,331		20,080		27,924		64,335		77,041
Investments under resale agreements		-		-		-		-		-		-		-		-		-		-
Financial derivative contracts		-		111,268		128,024		543,722		783,014		723,622		552,133		1,041,866		2,317,621		3,100,635
Loans and accounts receivables at amortised cost (*)		238,213		3,295,003		2,323,442		4,880,726		10,737,384		5,474,289		3,236,349		10,765,393		19,476,031		30,213,415
Loans and account receivable at fvoci (**)		-		-		-		25,294		25,294		4,949		-		38,451		43,400		68,694
Debt instruments at fvoci		-		2,391,329		-		1		2,391,330		86		-		2,907		2,993		2,394,323
Equity instruments at fvoci		-		-		-		-		-		-		-		481		483		483
Guarantee deposits (margin accounts)		170,232		-		-		-		170,232		-		-		-		-		170,232
Total financial assets		2,827,613		5,798,664		2,451,466		5,461,385		16,539,128		6,219,277		3,808,562		11,877,024		21,904,863		38,443,991

Financial liabilities
Deposits and other demand liabilities		8,741,417		-		-		-		8,741,417		-		-		-		-		8,741,417
Cash items in process of being cleared		163,043		-		-		-		163,043		-		-		-		-		163,043
Obligations under repurchase agreements		-		48,545		-		-		48,545		-		-		-		-		48,545
Time deposits and other time liabilities		122,974		5,248,418		4,108,556		3,326,199		12,806,147		191,547		6,137		63,988		261,672		13,067,819
Financial derivative contracts		-		131,378		120,361		349,551		601,290		495,789		471,185		949,464		1,916,438		2,517,728
Interbank borrowings		39,378		16,310		404,575		1,188,692		1,648,955		139,671		-		-		139,671		1,788,626
Issued debt instruments		-		71,465		39,267		745,830		856,562		2,431,849		1,549,743		3,277,079		7,258,671		8,115,233
Other financial liabilities		179,681		934		2,412		22,844		205,871		9,261		92		176		9,529		215,400
Guarantees received (margin accounts)		540,091		-		-		-		540,091		-		-		-		-		540,091
Total financial liabilities		9,786,584		5,517,050		4,675,171		5,633,116		25,611,921		3,268,117		2,027,157		4,290,707		9,585,981		35,197,902

(*)

Loans and accounts receivables at amortised cost are presented on a gross basis, the amount of allowance is Ch$ 882,414 million.

(**)

Loans and accounts receivables at fvoci are presented on a gross basis, the amount of allowance is Ch$106 million.