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Administrative Expenses (Tables)
12 Months Ended
Dec. 31, 2019
Administrative Expenses [Abstract]  
Schedule of administrative expenses

For the years ended December 31, 2019, 2018 and 2017, the composition of the item is as follows:

 

   For the years ended December 31, 
   2019   2018   2017 
   MCh$   MCh$   MCh$ 
             
General administrative expenses   124,896    145,241    139,418 
Maintenance and repair of property, plant and equipment   19,214    20,962    21,359 
Office lease   -    29,761    26,136 
Equipment lease   -    55    96 
Short term leases contracts   4,177    -    - 
Insurance payments   3,848    3,439    3,354 
Office supplies   5,126    5,070    6,862 
IT and communication expenses   52,017    44,209    39,103 
Heating, and other utilities   2,848    4,849    5,468 
Security and valuables transport services   12,187    12,168    12,181 
Representation and personnel travel expenses   4,109    3,444    4,262 
Judicial and notarial expenses   1,277    1,148    974 
Fees for technical reports and auditing   7,643    10,020    9,379 
Other general administrative expenses   12,450    10,116    10,244 
Outsourced services   71,572    65,358    57,400 
Data processing   31,921    32,360    34,880 
Archive services   3,518    3,401    3,324 
Valuation services   3,644    3,167    2,419 
Outsourcing   10,139    9,936    6,878 
Other   22,350    16,494    9,899 
Board expenses   1,356    1,297    1,290 
Marketing expenses   20,891    19,286    18,877 
Taxes, payroll taxes, and contributions   14,897    13,907    13,118 
Real estate taxes   1,954    1,730    1,443 
Patents   1,913    1,896    1,646 
Other taxes   5    7    24 
Contributions to CMF (former SBIF)   11,025    10,274    10,005 
Total   233,612    245,089    230,103