<SEC-DOCUMENT>0001213900-21-064786.txt : 20211213
<SEC-HEADER>0001213900-21-064786.hdr.sgml : 20211213
<ACCEPTANCE-DATETIME>20211210201634
ACCESSION NUMBER:		0001213900-21-064786
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20211210
FILED AS OF DATE:		20211213
DATE AS OF CHANGE:		20211210

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANCO SANTANDER CHILE
		CENTRAL INDEX KEY:			0001027552
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14554
		FILM NUMBER:		211486713

	BUSINESS ADDRESS:	
		STREET 1:		BANDERA 140, PISO 19
		CITY:			SANTIAGO CHILE
		STATE:			F3
		ZIP:			00000
		BUSINESS PHONE:		562-320-8284

	MAIL ADDRESS:	
		STREET 1:		BANDERA 140, PISO 19
		STREET 2:		-
		CITY:			SANTIAGO CHILE
		STATE:			F3
		ZIP:			00000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANK SANTIAGO
		DATE OF NAME CHANGE:	19970630

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANK OF SANTIAGO
		DATE OF NAME CHANGE:	19961125
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>ea152155-6k_bancosant.htm
<DESCRIPTION>REPORT OF FOREIGN PRIVATE ISSUER
<TEXT>
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<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-top: 0; margin-bottom: 0; width: 100%"><DIV STYLE="border-top: Black 2pt solid; font-size: 1pt; border-bottom: Black 1pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0"><B>FORM 6-K</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>SECURITIES AND EXCHANGE
COMMISSION<BR>
Washington, D.C. 20549 </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Report of Foreign Issuer</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Pursuant to Rule 13a-16
or 15d-16 of<BR>
the Securities Exchange Act of 1934 </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Commission File Number:
001-14554</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Banco
Santander Chile</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Santander
Chile Bank</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>(Translation
of Registrant&rsquo;s Name into English)</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>&nbsp;</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Bandera
140</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Santiago,
Chile</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><I>(Address
of principal executive office)</I></FONT></P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt; text-align: justify">Indicate by check mark whether
the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&nbsp;20-F</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9746;</FONT></TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&nbsp;40-F</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744;</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt; text-align: justify">Indicate by check mark if
the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Yes</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744;</FONT></TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9746;</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt; text-align: justify">Indicate by check mark if
the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Yes</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744;</FONT></TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9746;</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt; text-align: justify">Indicate by check mark whether
by furnishing the information contained in this Form, the Registrant is also thereby furnishing the information to the Commission pursuant
to Rule 12g3-2(b) under the Securities Exchange Act of 1934:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Yes</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744;</FONT></TD>
    <TD STYLE="width: 5%">&nbsp;</TD>
    <TD STYLE="width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No</FONT></TD>
    <TD STYLE="width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9746;</FONT></TD>
    <TD STYLE="width: 30%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt; text-align: justify">If &ldquo;Yes&rdquo; is
marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): <U>N/A </U></P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>EXHIBIT
INDEX</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 1.5pt solid; width: 9%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">EXHIBIT&nbsp;NO.</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1.5pt solid; width: 90%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">DESCRIPTION&nbsp;&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font: 10pt Times New Roman, Times, Serif; background-color: rgb(204,238,255)">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">99.1</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; padding: 0; vertical-align: bottom; text-align: justify; text-indent: 0"><A HREF="ea152155ex99-1_banco.htm">Consolidated Interim Financial Statements as of September 30, 2021 and 2020 and December 31, 2020</A></TD></TR>
  </TABLE>


<P STYLE="margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>SIGNATURE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 35.3pt; text-align: justify">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto
duly authorized.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>BANCO SANTANDER-CHILE</B></FONT></TD>
    </TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 0">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-bottom: 0">&nbsp;</TD>
    </TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 60%; padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="width: 5%; padding-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="padding-bottom: 0; border-bottom: Black 1.5pt solid; width: 35%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
    Cristian Florence</FONT></TD>
    </TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="padding-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cristian Florence</FONT></TD>
    </TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 0">&nbsp;</TD>
    <TD STYLE="padding-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="padding-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">General Counsel</FONT></TD>
    </TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Date: December 10, 2021</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0">2</P>

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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ea152155ex99-1_banco.htm
<DESCRIPTION>CONSOLIDATED INTERIM FINANCIAL STATEMENTS AS OF SEPTEMBER 30, 2021 AND 2020 AND DECEMBER 31, 2020
<TEXT>
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<P STYLE="text-align: right; font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 70.8pt; text-indent: -70.8pt"><FONT STYLE="font-size: 10pt"><B>Exhibit
99.1</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: right; margin: 0 0 0 70.8pt; text-indent: -70.8pt"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 70.8pt; text-align: right; text-indent: -70.8pt"><FONT STYLE="font-size: 10pt"><B></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">These financial statements as of September 30, 2021 are under IFRS.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;<FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center; margin-top: 0; margin-bottom: 0">&nbsp;<IMG SRC="img_001.jpg" ALT=""></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 70.8pt; text-indent: -70.8pt">&nbsp;</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 70.8pt; text-indent: -70.8pt"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 70.8pt; text-indent: -70.8pt">&nbsp;</P>

<P STYLE="font: 8.5pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>CONTENT</B></P>

<P STYLE="font: 8.5pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 9pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-bottom: 8pt; width: 97%; padding-right: -0.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8.5pt"><B>Consolidated
    Interim Financial Statements</B></FONT></TD>
    <TD STYLE="text-align: center; width: 3%; padding-right: -0.05pt; font: 11pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">CONSOLIDATED INTERIM STATEMENTS OF FINANCIAL POSITION</TD>
    <TD STYLE="text-align: center">3</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: -0.05pt">CONSOLIDATED INTERIM STATEMENTS OF INCOME</TD>
    <TD STYLE="text-align: center; padding-right: -0.05pt">4</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: -0.05pt; font-family: Open Sans"><FONT STYLE="font-family: Times New Roman, Times, Serif">CONSOLIDATED INTERIM
    STATEMENTS OF COMPREHENSIVE INCOME</FONT></TD>
    <TD STYLE="text-align: center; padding-right: -0.05pt; font-family: Open Sans"><FONT STYLE="font-family: Times New Roman, Times, Serif">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">CONSOLIDATED INTERIM STATEMENTS OF CHANGES IN EQUITY</TD>
    <TD STYLE="text-align: center">6</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: -0.05pt">CONSOLIDATED INTERIM STATEMENTS OF CASH FLOWS</TD>
    <TD STYLE="text-align: center; padding-right: -0.05pt">7</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 8pt; font: 8pt Tahoma, Helvetica, Sans-Serif; padding-right: -7.15pt">&nbsp;</TD>
    <TD STYLE="text-align: center; font: 8pt Tahoma, Helvetica, Sans-Serif; padding-right: -7.15pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-bottom: 10pt; padding-right: -0.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8.5pt"><B>Notes
    to the Consolidated Financial Statements</B></FONT></TD>
    <TD STYLE="text-align: center; font: 11pt Times New Roman, Times, Serif; padding-right: -0.05pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 01&nbsp;&nbsp;SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</TD>
    <TD STYLE="text-align: center">9</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 02&nbsp;&nbsp;ACCOUNTING CHANGES</TD>
    <TD STYLE="text-align: center">39</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 03&nbsp;&nbsp;SIGNIFICANT EVENTS</TD>
    <TD STYLE="text-align: center">40</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 04&nbsp;&nbsp;REPORTING SEGMENTS</TD>
    <TD STYLE="text-align: center">43</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 05&nbsp;&nbsp;CASH AND CASH EQUIVALENTS</TD>
    <TD STYLE="text-align: center">48</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 06&nbsp;&nbsp;FINANCIAL ASSETS HELD FOR TRADING</TD>
    <TD STYLE="text-align: center">49</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 07&nbsp;&nbsp;DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING</TD>
    <TD STYLE="text-align: center">50</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 08&nbsp;&nbsp;LOANS AND ACCOUNT RECEIVABLE AT AMORTIZED COST</TD>
    <TD STYLE="text-align: center">57</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 09&nbsp;&nbsp;LOANS AND ACCOUNTS RECEIVABLE AT FVOCI</TD>
    <TD STYLE="text-align: center">65</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 10&nbsp;&nbsp;DEBT INSTRUMENTS AT FVOCI AND FINANCIAL ASSETS HELD TO COLLECT</TD>
    <TD STYLE="text-align: center">67</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 11&nbsp;&nbsp;INTANGIBLE ASSETS</TD>
    <TD STYLE="text-align: center">70</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 12&nbsp;&nbsp;FIXED ASSETS AND RIGHT OF USE ASSETS AND OBLIGATION FOR LEASE CONTRACT</TD>
    <TD STYLE="text-align: center">72</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 13&nbsp;&nbsp;CURRENT AND DEFERRED TAXES</TD>
    <TD STYLE="text-align: center">78</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 14&nbsp;&nbsp;OTHER ASSETS</TD>
    <TD STYLE="text-align: center">81</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 15&nbsp;&nbsp;TIME DEPOSITS AND OTHER TIME LIABILITIES</TD>
    <TD STYLE="text-align: center">82</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 16&nbsp;&nbsp;ISSUED DEBT INSTRUMENTS AND OTHER FINANCIAL LIABILITIES</TD>
    <TD STYLE="text-align: center">83</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 17&nbsp;&nbsp;MATURITY OF ASSETS AND LIABILITIES</TD>
    <TD STYLE="text-align: center">93</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 18&nbsp;&nbsp;PROVISIONS</TD>
    <TD STYLE="text-align: center">95</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 19&nbsp;&nbsp;OTHER LIABILITIES</TD>
    <TD STYLE="text-align: center">97</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 20&nbsp;&nbsp;CONTINGENCIES AND COMMITMENTS</TD>
    <TD STYLE="text-align: center">98</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 21&nbsp;&nbsp;EQUITY</TD>
    <TD STYLE="text-align: center">100</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 22&nbsp;&nbsp;NON-CONTROLLING INTEREST</TD>
    <TD STYLE="text-align: center">103</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 23&nbsp;&nbsp;INTEREST INCOME</TD>
    <TD STYLE="text-align: center">105</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 24&nbsp;&nbsp;FEES AND COMMISSIONS</TD>
    <TD STYLE="text-align: center">107</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 25&nbsp;&nbsp;NET INCOME (EXPENSE) FROM FINANCIAL OPERATIONS</TD>
    <TD STYLE="text-align: center">112</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 26&nbsp;&nbsp;NET FOREIGN EXCHANGE GAIN (LOSS)</TD>
    <TD STYLE="text-align: center">113</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 27&nbsp;&nbsp;PROVISION FOR LOAN LOSSES</TD>
    <TD STYLE="text-align: center">114</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 28&nbsp;&nbsp;PERSONNEL SALARIES AND EXPENSES</TD>
    <TD STYLE="text-align: center">115</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 29&nbsp;&nbsp;ADMINISTRATIVE EXPENSES</TD>
    <TD STYLE="text-align: center">116</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 30&nbsp;&nbsp;DEPRECIATION, AMORTIZATION, AND IMPAIRMENT</TD>
    <TD STYLE="text-align: center">117</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 31&nbsp;&nbsp;OTHER OPERATING INCOME AND EXPENSES</TD>
    <TD STYLE="text-align: center">118</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 32&nbsp;&nbsp;TRANSACTIONS WITH RELATED PARTIES</TD>
    <TD STYLE="text-align: center">119</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 33&nbsp;&nbsp;FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES</TD>
    <TD STYLE="text-align: center">125</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 34&nbsp;&nbsp;RISK MANAGEMENT</TD>
    <TD STYLE="text-align: center">132</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 35&nbsp;&nbsp;NON-CURRENT ASSETS HELD FOR SALE</TD>
    <TD STYLE="text-align: center">160</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-indent: 0in">NOTE 36&nbsp;&nbsp;SUBSEQUENT EVENTS</TD>
    <TD STYLE="text-align: center">161</TD></TR>
  </TABLE>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

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<P STYLE="padding-bottom: 3pt; margin: 0pt; font: 9pt Times New Roman, Times, Serif"><B>Banco Santander-Chile and Subsidiaries</B></P>

<P STYLE="margin: 0; font: 9pt Times New Roman, Times, Serif; color: red"><B>CONSOLIDATED INTERIM STATEMENTS OF FINANCIAL POSITION</B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>




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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of <BR>
    September 30,</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of <BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Note</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ASSETS</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash
    and deposits in banks</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,526,197</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,803,288</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash
    items in process of collection</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">458,328</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">452,963</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,673,439</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,032,085</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    assets held for trading</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">51,216</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: TimesNewRomanPSMT; font-size: 7pt">133,718</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-left: 35.4pt; text-indent: -35.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
    and account receivable at amortized cost</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">34,613,811</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33,303,100</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
    and account receivable at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">114,525</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">69,331</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt
    instrument at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,872,749</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,162,542</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Equity
    instruments at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">548</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    assets held to collect</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,549</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Investments
    in associates and other companies</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,692</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,396</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Intangible
    assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">85,548</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,537</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Property,
    plant, and equipment</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">226,284</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">240,854</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Right
    of use assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">138,263</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">147,997</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Current
    taxes</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt">13</FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></P></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">121,823</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Deferred
    taxes</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">743,184</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">516,490</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,789,063</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,747,374</FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL
    ASSETS</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>63,507,671</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>55,703,223</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>LIABILITIES
    </B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Deposits
    and other demand liabilities</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17,367,090</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,560,893</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash
    items in process of being cleared</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">362,129</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">361,631</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Obligations
    under repurchase agreements</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49,644</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">969,808</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Time
    deposits and other time liabilities</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,489,856</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,581,791</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,396,886</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,018,660</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    borrowings</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,139,050</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,328,599</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issued
    debt instruments</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,034,421</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,204,177</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">201,345</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">184,318</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Lease
    liabilities</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">140,011</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">149,585</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Current
    taxes</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,977</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Deferred
    taxes</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">313,583</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">129,493</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Provisions</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">371,003</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">330,664</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    liabilities</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,267,199</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,165,853</FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL
    LIABILITIES</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>60,132,217</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>51,998,449</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>EQUITY</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Attributable
    to the shareholders of the Bank:</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,284,039</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,620,091</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Capital</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">891,303</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">891,303</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Reserves</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,550,559</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,343,580</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Valuation
    adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(621,046)</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,293)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Retained
    earnings</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>463,223</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>410,501</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 57%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Retained
    earnings from prior years</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 5%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 4%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">57,338</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27,171</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    for the year</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">579,835</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">547,614</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Minus:
    Provision for mandatory dividends</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(173,950)</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(164,284)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Non-controlling
    interest</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>91,415</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>84,683</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL
    EQUITY</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,375,454</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,704,774</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL
    LIABILITIES AND EQUITY</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>63,507,671</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>55,703,223</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">The accompanying notes form integral part of these consolidated financial statements.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<P STYLE="padding-bottom: 3pt; margin: 0pt; font: 9pt Times New Roman, Times, Serif"><B>Banco Santander-Chile and Subsidiaries</B></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; color: red"><B>CONSOLIDATED INTERIM
STATEMENTS OF INCOME</B></P>

<P STYLE="margin: 0; font: 9pt Times New Roman, Times, Serif"><B>For the periods ended,</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="9" STYLE="padding: 1pt 5.4pt 0pt; border-right: white 1pt solid; border-bottom: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of nine months to September 30,</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1pt 5.4pt 0pt; border-right: white 1pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to<BR>
    September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 52%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 6%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 9%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 1pt solid; vertical-align: top; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 1pt solid; vertical-align: top; width: 9%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 9%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 9%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Note</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>MCh$</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>OPERATING
    INCOME</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="padding: 1pt 2.85pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1pt 2pt 0pt 5.4pt; border-right: white 1pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest income</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,872,128</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,587,609</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">654,632</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">434,457</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest expense</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(561,735)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(437,399)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(213,064)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(52,889)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 0.25in; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    interest income</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,310,393</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,150,210</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>441,298</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>381,568</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fee and commission income</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">409,694</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">332,013</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">152,533</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105,046</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fee and commission expense</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(171,906)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(133,759)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(66,737)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(43,457)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 0.25in; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    fee and commission income</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>237,788</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>198,254</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>85,796</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>61,589</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net income (expense) from financial
    operations</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,885)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">167,530</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(12,146)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(48,541)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net foreign exchange gain</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">93,434</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(33,180)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,971</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">90,981</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other operating income</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,540</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,379</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,759</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,208</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 0.25in; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    operating profit before provision for loan losses</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,646,270</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,489,193</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>549,678</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>487,805</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Provision for loan losses</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(213,905)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(406,327)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(56,501)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(124,313)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>NET
    OPERATING INCOME</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,432,365</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,082,866</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>493,177</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>363,492</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Personnel salaries and expenses</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">28</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(298,972<B>)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(306,323)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(98,313)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(103,741)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Administrative expenses</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(203,043)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(189,845)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(67,357)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(62,041)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Depreciation and amortization</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(90,465)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(81,913)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(32,141)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(26,643)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Impairment of property, plant,
    and equipment</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(638)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other operating expenses</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(88,157)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(55,982)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(42,314)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(18,873)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 0.25in; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    operating expenses</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -2.25pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(680,637)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(634,701)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(240,125)</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(211,298)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>OPERATING
    INCOME</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -2.25pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>751,728</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>448,165</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>253,052</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>152,194</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income from investments in associates
    and other companies</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,252</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">930</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">365</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">334</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 0.25in; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Income
    from continuing operations before tax</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>752,980</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>449,095</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>253,417</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>152,528</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income tax expense</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(166,147)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(99,131)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(56,625)</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(36,409)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 0.125in; border-bottom: Black 1pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Result
    of continuing operations</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>586,833</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>349,964</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>196,792</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116,119</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Result of discontinued
    operations</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>NET
    INCOME FOR THE YEAR</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>586,833</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>349,964</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>196,792</B></FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116.119</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Attributable to:</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Shareholders of the Bank</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">579,835</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">347,232</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">193,575</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">114,916</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Non-controlling interest</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,998</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,732</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,217</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,203</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Earnings per share attributable
    to shareholders of the Bank:</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Basic earnings</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.081</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.843</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.027</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.610</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Diluted
    earnings</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21</FONT></TD>
    <TD STYLE="padding: 1pt -1.65pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.081</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.843</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.027</FONT></TD>
    <TD STYLE="padding: 1pt -1.9pt 0pt 5.4pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.610</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">&nbsp;<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT>The
accompanying notes form integral part of these consolidated financial statements.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Red 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify"><B>Banco Santander-Chile and Subsidiaries</B></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; color: red"><B>CONSOLIDATED INTERIM
STATEMENTS OF COMPREHENSIVE INCOME</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>For the periods ended,</B></P>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>




<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"></P></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the periodo of 9 months to September 30,</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; width: 52%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 6%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 9%; border-top: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 2%; border-top: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 9%; border-top: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 2%; border-top: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 9%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 2%; border-top: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 9%; border-top: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Note</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>NET
    INCOME FOR THE YEAR</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>587,529</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>349,964</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>216,557</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>119,562</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other
    comprehensive income that will not be reclassified to profit oross</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Equity instruments
    at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income tax related
    to the above</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    items that will not be reclassified to the income statements</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 7pt"><B>Other
                                            comprehensive income that will be reclassified to profit or loss</B></FONT></P></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt instruments
    at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(638,922)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24,997</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(231,042)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,664)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash flow hedge</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(177,571)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,533</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(119,822)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(29,823)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income tax related
    to the above</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">220,463</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8,245)</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">94,743</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,980</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total items
    that will be reclassified to the income statements</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(596,030)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>22,285</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(256,121)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(40,507)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other
    comprehensive income for the year, net of tax</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 2.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(596,030)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>22,285</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(256,121)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>79,055</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL
    COMPREHENSIVE INCOME FOR THE YEAR</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(8,501)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>372,249</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>22,652</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>79,055</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 0.25in; text-indent: -14.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;Attributable
    to:</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Shareholders
    of the Bank</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; text-indent: -5.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(15,222)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">369,510</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,404</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">77,849</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Non-controlling
    interests</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6.721</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,739</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,158</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,206</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 21.3pt">The accompanying notes form integral part of these consolidated
financial statements</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 21.3pt">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 21.3pt"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-indent: 21.3pt">&nbsp;</P>

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<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0"><B>Banco Santander-Chile and Subsidiaries</B></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; color: red"><B>CONSOLIDATED INTERIM
STATEMENTS OF CHANGES IN EQUITY</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>For the periods ended,&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>




<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>RESERVES</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>VALUATION
    ADJUSTMENTS</B></FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>RETAINED
    EARNINGS</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 24%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Capital</B></FONT></TD>
    <TD STYLE="width: 7%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Reserves
    and other retained earnings</B></FONT></TD>
    <TD STYLE="width: 9%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Effects
    of merger of companies under common control</B></FONT></TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Fair
    value reserve</B></FONT></TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Cash
    flow hedge</B></FONT></TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Income</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>tax effects</B></P></TD>
    <TD STYLE="width: 6%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Retained
    earnings of prior years</B></FONT></TD>
    <TD STYLE="width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Income
    for the year</B></FONT></TD>
    <TD STYLE="width: 6%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Provision
    for mandatory dividends</B></FONT></TD>
    <TD STYLE="width: 9%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total
    attributable to shareholders of the Bank</B></FONT></TD>
    <TD STYLE="width: 5%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Non-controlling
    interest</B></FONT></TD>
    <TD STYLE="width: 6%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total
    Equity</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    as of December 31, 2019</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>891,303</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,124,966</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,224)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>28,135</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(40,435)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,444</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(39,863)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">619,091</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(185,727)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,398,870</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>79,633</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,478,503</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Distribution
    of income from previous period</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">619,091</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(619,091)</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    as of January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>891,303</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,124,966</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,224)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>28,135</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(40,435)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,444</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>579,408</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(185,727)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,398,870</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>79,633</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,478,503</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Dividends distributions
    / withdrawals made</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">220,838</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(220,838)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Transfer of retained
    earnings to reserves</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(165,627)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(165,627)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(165,627)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Provision for mandatory
    dividends</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">65,424</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>65,424</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>65,424</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt; text-indent: 28.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>220,838</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(386,465)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>65,424</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(100,203)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(7)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(100,210)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other comprehensive
    income</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">24,986</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">5,533</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(8,241)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>22,278</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-top: 1pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">7</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(22,285)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Result of continuous
    operations</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">334,012</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>334,012</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,732</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>336,744</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Result of discontinuous
    operations</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt; text-indent: 28.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>24,986</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>5,533</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(8,241)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>334,012</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>356,290</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,739</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>359,029</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    as of September 30, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>891,303</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,344,210</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,224)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>54,335</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(34,902)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(5,248)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>165,628</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>334,012</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(100,204)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,646,910</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>82,226</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,729,136</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    as of December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>891,303</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,345,804</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,224)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>101,696</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(136,765)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>9,776</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>27,171</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>547,614</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(164,284)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,620,091</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>84,683</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,704,774</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Distribution
    of income from previous period</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">547,214</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(547,614)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    as of January 1, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>891,303</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,345,804</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,224)
    </B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>101,696</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(136,765)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>9,776</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">574,785</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(164,284)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,620,091</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>84,683</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,704,774</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Dividends distributions
    / withdrawals made</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(310,468)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">164,284</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(146,184)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">11</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>11</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Transfer of retained
    earnings to reserves</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">206,979</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(206,979)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Provision for mandatory
    dividends</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(173,950)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(173,950)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(173,950)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt; text-indent: 28.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>206,979</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(517,447)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(9,666)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(320,134)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>11</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(320,332)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other comprehensive
    income</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(638,543)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(177,571)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">220,361</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(595,753)</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-top: 1pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(277)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(596,030)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Result of continuous
    operations</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">579,835</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>579,835</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">6,998</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>586,833</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Result of discontinuous
    operations</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 28.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(638,543)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(177,571)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>220,361</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>579,835</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(15,918)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>6,721</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(9,197)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    as of September 30, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>891,303</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,552,783</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,224)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(536,847)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(314,336)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>230,137</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>57,338</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>579,835</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(173,950)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,284,039</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>91,415</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,375,454</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="12" STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 32%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Period</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 17%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total
    attributable to shareholders of the Bank</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Allocated to</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>reserves </B></P></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Allocated to</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>dividends</B></P></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; width: 9%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Percentage </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>distributed</B></P></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 1%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; width: 9%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Number of</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>shares</B></P></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 1%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; width: 12%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Dividend per share</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>(in pesos)</B></P></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>%</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Year
    2020 (Shareholders meeting April 2021)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">517,447</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">206,979</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">310,468</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">60</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">188,446,126,794</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1.647</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Year
    2019 (Extraordinary Shareholders meeting November 2020</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">552,093</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">220,838</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">165,628</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">30</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">188,446,126,794</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.879</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Year
    2019 (Shareholders meeting April 2020)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">552,093</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">220,838</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">165,627</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">30</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">188,446,126,794</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.879</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">The accompanying
notes form integral part of these consolidated financial statements.</FONT></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0"></P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify"><B>Banco Santander-Chile and Subsidiaries</B></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; color: red"><B>CONSOLIDATED INTERIM
STATEMENTS OF CASH FLOWS</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>For the periods ended,</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; vertical-align: top"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of nine months to <BR>
    September 30,</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quearte to<BR>
    September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; width: 46%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; width: 8%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>NOTE</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>A
    - CASH FLOWS FROM OPERATING ACTIVITIES</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 32.7pt; text-indent: -15.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>NET
    INCOME FOR THE YEAR</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>587,529</B></FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>349,964</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>216,557</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>119,562</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Adjustments for non-cash
    items included in net income</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(963,082)</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(881,669)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(327,066)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(268,335)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Depreciation and amortization</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">90,465</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">81,913</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,141</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,643</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Impairment of property, plant,
    and equipment</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">638</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Provision for loan losses</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">334,228</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">482,605</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">114,512</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">152,795</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Mark to market of trading
    investments</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(15,998)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(32,099)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(16,151)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">52</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income from investments in
    associates and other companies</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,279)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(959)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(382)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(353)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net gain on sale of assets
    received in lieu of payment</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(10,756)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(13,828)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,983)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,584)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Provision on assets received
    in lieu of payment</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">299</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,383</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">55</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">327</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loss on sale of associate
    </FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(571)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(773)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(395)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(364)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net gain on sale of property,
    plant and equipment</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,473</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,817</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,219</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,891</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net interest income</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,310,393)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,150,210)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(441,298)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(381,568)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net fee and commission income</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(237,788)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(198,254)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(85,796)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(61,589)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Changes in deferred taxes</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">164,131</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(70,467)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">155,766</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(79,847)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other non-cash items </FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15,107</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,565</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(85,754)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">76,262</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Increase/decrease in operating
    assets and liabilities</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,243,420</B></FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(218,868)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(2,119,951)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(276,943)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(Increase) of loans and accounts
    receivables from customers</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,366,413)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,152,402)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,086,406)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">409,951</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Decrease (increase) of financial
    investments </FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,818,265)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,841,281)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,999,397)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(619,328)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Decrease (increase) por contrato
    de retrocompra (activos)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(79,795)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(79,795)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Decrease (increase) of interbank
    loans</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,105</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,039</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,818</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,086)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Decrease of assets received
    or awarded in lieu of payment</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,400</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,337</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,829</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,135</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Increase of debits in customers
    checking accounts</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,228,484</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,102,058</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(429,079)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,045,401</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(Decrease) increase of time
    deposits and other time liabilities</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,908,065</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,414,420)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">734,049</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,366,984)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Increase (decrease) of obligations
    with domestic banks </FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(217,101)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(271,620)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(100,000)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Increase (decrease) of other
    demand liabilities or time obligations</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">284,924</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">568,085</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(37,954)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">543,312</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Increase of obligations with
    foreign banks </FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,301,405</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(825,341)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,446,541</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(699,281)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(Decrease) increase of obligations
    with Central Bank of Chile</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">726,147</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,974,125</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(221,409)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,642,779</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(Decrease) increase of obligations
    under repurchase agreements </FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(920,164)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(126,473)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(9,217)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">52,732</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 2pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Increase (decrease) in other
    financial liabilities</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 17pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17,027</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 17pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(66,034)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 17pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(13,089)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 17pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">28,260</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(Decrease) increase of other
    assets and liabilities</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,848,249)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,342,448)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,127,500)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,250</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 2pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Redemption of letters of credit</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,796)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,733)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,159)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,540)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior bond issuances</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">851,402</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">989,611</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">241,971</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35,320</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Redemption of mortgage bonds
    and payments of interest</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5,944)</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(6,104)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,716)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,972)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Redemption of senior bonds
    and payments of interest</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(502,627)</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,092,588)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(50,327)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(807,254)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest received</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,872,128</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,587,609</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">654,362</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">434,457</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest paid</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(561,735)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(437,399)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(213,064)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(52,889)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Dividends received from investments
    in other companies</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">506</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">432</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fees and commissions received</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">409,694</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">332,013</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">152,533</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105,046</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fees and commissions paid</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(171,906)</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(133,759)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(66,737)</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(43,457)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 5.4pt 0pt 17pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    cash flow (used in) provided by operating activities</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,830,534</B></FONT></TD>
    <TD STYLE="padding: 1pt 5.4pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2.85pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(763,793)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(2,230,460)</B></FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 2pt 0pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(425,716)</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify"><B>Banco Santander-Chile and Subsidiaries</B></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; color: red"><B>CONSOLIDATED INTERIM
STATEMENTS OF CASH FLOWS</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>For the periods ended,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of nine months to September 30,</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For&nbsp;&nbsp;the
    quarter to September 30,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; width: 54%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 6%; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 9%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 2%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 9%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>NOTE</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>B
    - CASH FLOWS FROM INVESTMENT ACTIVITIES:</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Purchases of property,
    plant, and equipment</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(26,777)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(21,513)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(18,124)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(12,856)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Sales of property,
    plant, and equipment</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Sales of investments
    in associates</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,913</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,907</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,601</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,498</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Purchases of investments
    in associates and other companies</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;337
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Purchases
    of intangible assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(28,774)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(20,219)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(18,437)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(11,369)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    cash flow used in investment activities</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(53,638)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(34,825)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(34,960)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(21,390)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>C
    - CASH FLOW FROM FINANCING ACTIVITIES:</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Originados por actividades
    de financiamiento de tenedores patrimoniales</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(351,924)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>300,166</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(333,159)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>312,892</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Colocaci&oacute;n
    bonos subordinados</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">472,174</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">479,941</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Placement of subordinated
    bond</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,010)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,349)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(39)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Dividends paid</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(310,468)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(165,627)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(310,468)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(165,627)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Lease obligation
    paid</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(34,446)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,028)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22,691)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,383)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 17pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    cash flow used in financing activities</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(351,924)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>300,166</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(333,159)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>312,892</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>D
    &ndash; NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS DURING THE YEAR</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,424,972</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(498,452)</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,692,875</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(46,575)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>E
    &ndash; EFFECTS OF FOREIGN EXCHANGE RATE FLUCTUATIONS</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>302,804</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>108,455</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,576</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>201,737</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>F
    - INITIAL BALANCE OF CASH AND CASH EQUIVALENTS</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,894,620</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,711,334</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,894,620</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,711,334</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>FINAL
    BALANCE OF CASH AND CASH EQUIVALENTS </B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,622,396</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,321,337</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,600,071</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,866,496</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 49.65pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Changes
    not related to cash flows</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 34%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Reconciliation
    of liabilities that arise from financing activities</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>31.12.2020</B></P></TD>
    <TD STYLE="width: 9%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Cash Flow</B></P></TD>
    <TD STYLE="width: 10%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Acquisition</B></P></TD>
    <TD STYLE="width: 10%; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Foreign
    currency exchange</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>UF
    Inflation effect</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Fair
    value changes</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>30.09.2021</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0">Subordinated bond</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,357,539</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,010)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">62,604</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,413,133</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Paid
    dividens</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(310,468)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(310,468)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    liabilities</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(149,585)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(34,446)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24,872</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">140,011</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    liabilities related to financing activities</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,507,124</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(351,924)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>87,476</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,242,676</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">The accompanying notes form integral part of these consolidated financial
statements.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>

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<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>

<!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="font-size: 1pt; border-top: Red 2pt solid">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P>

<P STYLE="padding-bottom: 3pt; font: 9pt Times New Roman, Times, Serif; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P>

<P STYLE="margin: 0; font: 9pt Times New Roman, Times, Serif">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-size: 10pt">&nbsp;&nbsp;</FONT></P>




<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><B>CORPORATE INFORMATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Banco Santander-Chile is a banking corporation (limited
company) operating under the laws of the Republic of Chile, headquartered at Bandera N&deg;140, Santiago. The corporation provides a
broad range of general banking services to its customers, ranging from individuals to major corporations. Banco Santander-Chile and its
subsidiaries (collectively referred to herein as the &ldquo;Bank&rdquo; or &ldquo;Banco Santander-Chile&rdquo;) offers commercial and
consumer banking services, including (but not limited to) factoring, collection, leasing, securities and insurance brokering, mutual
and investment fund management brokering, and investment banking. Banco Santander Spain controls Banco Santander-Chile through its holdings
in Teatinos Siglo XXI Inversiones Ltda. and Santander Chile Holding S.A., which are controlled subsidiaries of Banco Santander Spain.
As of September 30, 2021 Banco Santander Spain owns or controls directly and indirectly 99.5% of Santander Chile Holding S.A. and 100%
of Teatinos Siglo XXI Inversiones Ltda. Banco Santander Spain, through its subsidiaries, has control over 67.18% of the Bank&rsquo;s
shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Basis of preparation</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">These Consolidated Financial Statements have been prepared
in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB)
(hereinafter referred to as IFRS).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">For purposes of these financial statements we use certain
terms and conventions. References to &ldquo;US$&rdquo;, &ldquo;U.S. dollars&rdquo; and &ldquo;dollars&rdquo; are to United States dollars,
references to &ldquo;EUR&rdquo; are to European Economic Community Euro, references to &ldquo;CNY&rdquo; are to Chinese Yuan, reference
to &ldquo;JPY&rdquo; are to Japanese Yuan, references to &ldquo;CHF&rdquo; are to Swiss franc, references to &ldquo;Chilean pesos&rdquo;,
&ldquo;pesos&rdquo; or &ldquo;Ch$&rdquo; are to Chilean pesos, and references to &ldquo;UF&rdquo; are to Unidades de Fomento. The UF
is an inflation-indexed Chilean monetary unit with a value in Chilean pesos that changes daily to reflect changes in the official Consumer
Price Index (&ldquo;CPI&rdquo;) of the Instituto Nacional de Estad&iacute;sticas (the Chilean National Institute of Statistics) for the
previous month.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The UF is revalued in monthly cycles. Each day in the
period beginning on the tenth day of the current month through the ninth day of the succeeding month, the nominal peso value of the UF
is indexed up (or down in the event of deflation) in order to reflect a proportionate amount of the change in the Chilean Consumer Price
Index during the prior calendar month. One UF is equaled to Ch$30,088.37 as of September 30, 2021 and Ch$29,070.33 as of December 31,
2020. In 2021, UF inflation was 2.7% compared to 5.8% in 2020. The effect of any changes in the nominal peso value of our UF-denominated
interest earning assets and interest bearing liabilities is reflected in our results of operations as an increase (or decrease, in the
event of deflation) in interest income and expense, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Notes to the Consolidated Financial Statements
contain additional information to support the figures submitted in the Consolidated Statements of Financial Position, Consolidated Statements
of Income, Consolidated Statements of Comprehensive Income, Consolidated Statements of Changes in Equity and Consolidated Statements
of Cash Flows for the period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Basis of preparation
                                            for the Consolidated Financial Statements</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Consolidated Financial Statements for the periods
as of September 30, 2021 and 2020 and december 31, 2020, incorporate the financial statements of the entities over which the Bank has
control (including structured entities); and includes the adjustments, reclassifications and eliminations needed to comply with the accounting
and valuation criteria established by IFRS. Control is achieved when the Bank:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-align: justify; text-indent: -7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">I.</TD><TD STYLE="text-align: justify">has power over the investee;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">II.</TD><TD STYLE="text-align: justify">is exposed, or has rights, to variable
                                            returns from its involvement with the investee; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">III.</TD><TD STYLE="text-align: justify">has the ability to use its power to
                                            affect its returns.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><B>&nbsp;</B>&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank reassesses whether or not it controls an investee
if facts and circumstances indicate that there are changes to one or more of the three elements of control listed above. When the Bank
has less than a majority of the voting rights of an investee, it has power over the investee when the voting rights are sufficient to
give it the practical ability to direct the relevant activities over the investee unilaterally. The Bank considers all relevant facts
and circumstances in assessing whether or not the Bank&rsquo;s voting rights in an investee are sufficient to give it power, including:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 31.35pt; text-indent: -14.25pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">the size of
                                            the Bank&rsquo;s holding of voting rights relative to the size and dispersion of holdings
                                            of the other vote holders;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">potential voting
                                            rights held by the Bank, other vote holders or other parties;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">rights arising
                                            from other agreements; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">any additional
                                            facts and circumstances that indicate that the Bank has, or does not have, the current ability
                                            to direct the relevant activities at the time that decisions need to be made, including voting
                                            patterns at previous shareholders&rsquo; meetings.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Consolidation of a subsidiary begins when the Bank
obtains control over the subsidiary and ceases when the Bank loses control over the subsidiary. Specifically, income and expenses of
a subsidiary acquired or disposed of during the year are included in the Consolidated Statements of Income and Comprehensive Income from
the date the Bank gains control until the date when the Bank ceases to control the subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Profit or loss and each component of other comprehensive
income are attributed to the owners of the Bank and to the non-controlling interests. Total comprehensive income of subsidiaries is attributed
to the owners of the Bank and to the non-controlling interests even if this results in the non-controlling interests having a deficit
in certain circumstances.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">When necessary, adjustments are made to the financial
statements of the subsidiaries to ensure their accounting policies are consistent with the Bank&rsquo;s accounting policies. All intragroup
assets, liabilities, equity, income, expenses and cash flows relating to transactions between consolidated entities are eliminated in
full on consolidation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Changes in the consolidated entities ownership interests
in subsidiaries that do not result in a loss of control over the subsidiaries are accounted for as equity transactions. The carrying
values of the Bank&rsquo;s equity and the non-controlling interests&rsquo; equity are adjusted to reflect the changes to their relative
interests in the subsidiaries. Any difference between the amount by which the non-controlling interests are adjusted and the fair value
of the consideration paid or received is recognized directly in equity and attributed to owners of the Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">In addition, third parties&rsquo; shares in the Bank&rsquo;s
consolidated equity are presented as &ldquo;Non-controlling interests&rdquo; in the Consolidated Statements of Changes in Equity. Their
share in the income for the year is presented as &ldquo;Attributable to non-controlling interest&rdquo; in the Consolidated Statements
of Income.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The following companies are considered entities
controlled by the Bank and are therefore within the scope of consolidation:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Entities controlled by the Bank through
                                            participation in equity</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="5" STYLE="border-top: Black 1.5pt solid; border-bottom: black 1.5pt solid; vertical-align: bottom; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Name
    of the Subsidiary</B></FONT></TD>
    <TD STYLE="border-top: Black 1.5pt solid; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-top: Black 1.5pt solid; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="13" STYLE="border-top: Black 1.5pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Percent
    ownership share</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>As
    of September 30,</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>As
    of December 31,</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>As
    of September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Place
    of Incorporation and <BR>
    operation</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Direct</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Indirect</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Total</B></FONT></TD>
    <TD COLSPAN="2" ROWSPAN="2" STYLE="border-bottom: black 1.5pt solid; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 0.125in; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Direct</B></FONT></TD>
    <TD><P STYLE="font: 5.5pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Indirect</B></P>
    <P STYLE="font: 5.5pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><P STYLE="font: 5.5pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>
    <P STYLE="font: 5.5pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;<TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Direct</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Indirect</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1.5pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>Main Activity</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: top; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santander
    Corredora de Seguros Limitada </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Insurance
    brokerage</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.75</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.01</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.76</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.75</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.01</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.76</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right; text-indent: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.75</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.01</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right; text-indent: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.76</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santander
    Corredores de Bolsa Limitada</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Financial
    instruments brokerage</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.59</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.41</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.59</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.41</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.59</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.41</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santander
    Asesorias Financieras Limitada </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Securities
    brokerage</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.03</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.03</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.03</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.03</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.03</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.03</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santander
    S.A. Sociedad Securitizadora</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Purchase
    of credits and issuance of debt instruments</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.64</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.64</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.64</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.64</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.64</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.64</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Klare
    Corredora de Seguros S.A. </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Insurance
    brokerage</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.10
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.10
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.10
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.10
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.10
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">50.10
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santander
    Consumer Chile S.A. </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Financing</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">-
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">51.00
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Sociedad
    operadora de Tarjetas de Pago Santander Getnet Chile S.A. (1)</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Card
    operator</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.99</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.01</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">100.00</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.99</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.01</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">100.00</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">99.99</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">0.01</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 0pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 5.5pt">100.00</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify">The detail of non-controlling participation
on all the remaining subsidiaries can be seen in Note 22 Non-controlling interest.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(1)</TD><TD STYLE="text-align: justify">On July 6, 2020, Banco
                                            Santander registered as a new subsidiary and business support company named &ldquo;Sociedad
                                            Operadora de Tarjeta de Pago Santander Getnet Chile S.A&rdquo;.</TD>
</TR></TABLE>



<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>Entities controlled
                                            by the Bank through other considerations</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The following companies have been consolidated
based on the determination that the Bank has control as previously defined above and in accordance with IFRS 10, Consolidated Financial
Statements:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">Santander Gesti&oacute;n
                                            de Recaudaci&oacute;n y Cobranza Limitada (collection services)</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">Bansa Santander S.A.
                                            (financing revolving inventory lines to automotive dealers)</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">Multiplica SpA (Development
                                            card incentive programs)</TD>
</TR></TABLE>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in; text-align: left"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>Associates</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">An associate is an entity over which the Bank has
significant influence. Significant influence, in this case, is defined as the power to participate in the financial and operating policy
decisions of the investee but is not control or joint control over those policies. An investment in an associate is accounted for using
the equity method from the date on which the investee becomes an associate.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The following companies are considered &ldquo;Associates&rdquo;
in which the Bank accounts for its participation using the equity method:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="border-top: Black 1.5pt solid">&nbsp;</TD>
    <TD STYLE="border-top: Black 1.5pt solid">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-top: Black 1.5pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Percentage
    of ownership share</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 35%">&nbsp;</TD>
    <TD STYLE="width: 29%">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="border-bottom: Black 1.5pt solid; width: 9%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Place
    of Incorporation and <BR>
    operation</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 9%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 1%; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 8%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>As
    of December 31,</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 1%; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 8%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>As
    of September 30,</B></FONT></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2021</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2020</B></FONT></TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; border-bottom: Black 1.5pt solid; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Associates</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Main
    activity</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; vertical-align: bottom; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Centro de Compensaci&oacute;n
    Automatizado</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Electronic
    fund transfer and compensation services</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santiago, Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">33.33</FONT></TD>
    <TD STYLE="padding-left: 14.2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">33.33</FONT></TD>
    <TD STYLE="padding-left: 14.2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">33.33</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Sociedad Interbancaria
    de Dep&oacute;sito de Valores S.A.</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Delivery of
    securities on public offer</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santiago, Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">29.29</FONT></TD>
    <TD STYLE="padding-left: 14.2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">29.29</FONT></TD>
    <TD STYLE="padding-left: 14.2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">29.29</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">C&aacute;mara
    Compensaci&oacute;n de Alto Valor S.A.</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Payments clearing</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santiago, Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">15.00</FONT></TD>
    <TD STYLE="padding-left: 14.2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">15.00</FONT></TD>
    <TD STYLE="padding-left: 14.2pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">15.00</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Administrador
    Financiero del Transantiago S.A.</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Administration
    of boarding passes to public transportation</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santiago, Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">20.00</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">20.00</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 3.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">20.00</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Servicios
    de Infraestructura de Mercado OTC S.A.</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Administration
    of the infrastructure for the financial market of derivative instruments</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santiago,
    Chile</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">12.48</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">12.48</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 3.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">12.48</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In the case of C&aacute;mara Compensaci&oacute;n
de Pagos Alto Valor S.A., Banco Santander-Chile has a representative on the Board of Directors. As per the definition of associates,
the Bank has concluded that it exerts significant influence over those entities.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In the case of Servicios de Infraestructura de
Mercado OTC S.A.The Bank participates, through its executives, actively in the administration and in the process of organization, which
is why the Administration has concluded that it exerts significant influence on it.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Non-controlling
                                            interest</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Non-controlling interest represents the portion
of net income and net assets which the Bank does not own, either directly or indirectly. It is presented as &ldquo;Attributable to non-controlling
interest&rdquo; separately in the Consolidated Statements of Income, and separately from shareholders&rsquo; equity in the Consolidated
Statements of Financial Position.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In the case of entities controlled by the Bank
through other considerations, income and equity are presented in full as non-controlling interest, since the Bank controls them, but
does not have any ownership expressed as a percentage.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d)</B></TD><TD STYLE="text-align: justify"><B>Reporting segments</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Operating segments are components of an entity:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">i.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">that
                                            engages in business activities from which it may earn revenues and incur expenses (including
                                            revenues and expenses from transactions with other components of the same entity);</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">ii.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">whose
                                            operating results are regularly reviewed by the entity&rsquo;s chief executive officer, who
                                            makes decisions about resources allocated to the segment and assess its performance; and</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">iii.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">for
                                            which discrete financial information is available.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Two or more segments can be combined only if aggregation
is consistent with International Financial Reporting Standard 8 &ldquo;Operating Segments&rdquo; (IFRS 8) and the segments have similar
economic characteristics and are similar in each of the following respects:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">i.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            nature of the products and services;</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">ii.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            nature of the production processes;</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">iii.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            type or class of customers that use their products and services;</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">iv.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            methods used to distribute their products or services; and</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">v.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">if
                                            applicable, the nature of the regulatory environment, for example, banking, insurance, or
                                            public utilities.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank reports separately on each operating segment
that exceeds any of the following quantitative thresholds:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">i.</TD><TD STYLE="text-align: justify">its reported revenue,
                                            from both external customers and intersegment sales or transfers, is 10% or more of the combined
                                            internal and external revenue of all the operating segments.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">ii.</TD><TD STYLE="text-align: justify">the absolute amount
                                            of its reported profit or loss is 10% or more of the greater in absolute amount of: (i) the
                                            combined reported profit of all the operating segments that did not report a loss; (ii) the
                                            combined reported loss of all the operating segments that reported a loss.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">iii.</TD><TD STYLE="text-align: justify">its assets represent
                                            10% or more of the combined assets of all the operating segments.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Operating segments that do not meet any of the
quantitative threshold may be treated as segments to be reported, in which case the information must be disclosed separately if management
believes it could be useful for the users of the Consolidated Financial Statements.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Information about other business activities of
the operating segments not separately reported is combined and disclosed in the &ldquo;Other segments&rdquo; category.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Functional and
                                            presentation currency</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">According to International Accounting Standard
(IAS) 21 &ldquo;The Effects of Changes in Foreign Exchange Rates&rdquo;, the Chilean peso, which is the currency of the primary economic
environment in which the Bank operates and the currency which influences its costs and revenue structure, has been defined as the Bank&rsquo;s
functional and presentation currency.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Accordingly, all balances and transactions denominated
in currencies other than the Chilean Peso are treated as &ldquo;foreign currency&rdquo;.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank maintains its accounting records and prepares
its financial statements in Chilean pesos.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>f)</B></TD><TD STYLE="text-align: justify"><B>Foreign currency
                                            transactions</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank performs transactions in foreign currencies,
mainly in U.S. dollar. Assets and liabilities denominated in foreign currencies, held by the Bank and its subsidiaries are translated
to Chilean pesos at the representative market exchange rate of the month for the reported period; the rate used was Ch$811.46 as of september
30, 2021 (Ch$784.33 per US$1 as of September 30, 2020 and Ch$712.47 December 31, 2020).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The amounts of net foreign exchange gains and losses
includes recognition of the effects that exchange rate variations have on assets and liabilities denominated in foreign currencies and
the profits and losses on foreign exchange spot and forward transactions undertaken by the Bank.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>g)</B></TD><TD STYLE="text-align: justify"><B>Classification
                                            and measurement of financial instrument &ndash; under IFRS 9 (from January 1, 2018)</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #111111">Financial instruments must be classified
and measured in accordance with IFRS 9 starting from January 1, 2018, which established guidance for the financial reporting of&nbsp;financial
assets&nbsp;and&nbsp;financial liabilities&nbsp;that will present relevant and useful information to users of financial statements for
their assessment of the amounts, timing and uncertainty of an entity&rsquo;s future cash flows.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>I.</B></TD><TD STYLE="text-align: justify"><B>Classification
                                            of financial instrument</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><I>i)</I></TD><TD STYLE="text-align: justify"><I>Classification
                                            of financial assets</I></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial assets are classified into a measurement
category based on both the Bank&rsquo;s business model for managing the financial asset and the contractual cash flow characteristics
of the financial asset.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Contractual cash flow assessment determines if
the cash flows from the financial asset meet the SPPI (solely payment of principal and interest) criterion, i.e., whether the contractual
terms of the financial asset give rise, on specific dates, to cash flows that are solely payments of principal and interest. Principal
is the fair value of the financial assets at initial recognition, and interest is the consideration for the time value of money, the
credit risk associated with the principal outstanding, and also may include liquidity risk, administrative cost and profit margin.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">For classification process the Bank perform the
SPPI test, which assesses the contractual term to identify whether they meet SPI criterion, i.e., the contract is a basic lending arrangement.
The Bank applies judgement and considers relevant factors such as currency in which the financial asset is denominated, and period for
which the interest rate is set.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Business model refers to how the Bank manages its
financial assets in order to generate cash flows. The Bank determined its business model on initial application of IFRS 9 at the level
that best reflects how it manages groups of financial assets to achieve its business objective.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Banks&rsquo;s business model is not assessed
on an instrument-by- instrument basis, but at a higher level of aggregated portfolio and is based on observable factors such as: performance
of the financial assets, the risk that affect the performance, and the expected frequency, value and timing of sales.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In accordance with IFRS 9 the business models are:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Held
                                            to collect business model (HTC) - financial assets that are held within a business model
                                            whose objective is to hold assets in order to collect contractual cash flows are managed
                                            to realize cash flows by collecting contractual payments over the life of the instrument,
                                            under this business model sales made when there is an increase in the credit risk, or to
                                            manage credit concentration risk are not inconsistent with a business model whose objective
                                            is to hold financial assets to collect contractual cash flows.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Held
                                            to collect and sell (HTC&amp;S) - financial assets under this business model achieve the
                                            objective by both collecting contractual cash flows and selling financial assets, then involve
                                            a greater frequency and value of sales than HTC business model.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Other
                                            business model - financial assets held in this business has the objective of realizing cash
                                            flows through the sale of the assets. The Bank makes decisions based on the assets&rsquo;
                                            fair values and manages the assets to realize those fair values.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><I>ii)</I></TD><TD STYLE="text-align: justify"><I>Classification
                                            of financial liabilities</I></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0.05pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0.05pt">The Bank classified all financial
liabilities as subsequently measured at&nbsp;amortized cost, except for derivatives that are liabilities, which are measured at fair
value through profit or loss.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0.05pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><I>iii)</I></TD><TD STYLE="text-align: justify"><I>Reclassification</I></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Reclassification of financial assets is required
if, and only if, the objective of the Bank's business model for managing those financial assets changes. Financial liabilities cannot
be reclassified.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>II.</B></TD><TD STYLE="text-align: justify"><B>Measurement
                                            of financial instruments</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B><I>i)</I></B></TD><TD STYLE="text-align: justify"><B><I>Initial
                                            measurement</I></B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">On initial recognition, financial assets and financial
liabilities are measured at the transaction price, i.e. the fair value of the consideration given or received (IFRS 13). In the case
of financial instruments not at fair value through profit or loss, transaction costs&nbsp;are directly attributable to the acquisition
or issue of the financial asset or financial liability.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B><I>ii)</I></B></TD><TD STYLE="text-align: justify"><B><I>Subsequent
                                            measurement- financial assets</I></B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">After initial recognition, the Bank shall measure
a financial asset at:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #595959; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>(a)</B></TD><TD STYLE="text-align: justify"><B>Amortized cost</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial assets that are held in a business model
to collect the contractual cash flows and contain contractual terms that give rise on specific dates to cash flows that are SPPI, are
measured at amortized cost.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The effective interest method is used in the calculation
of the&nbsp;amortized cost of a financial asset or a financial liability&nbsp;and in the allocation and recognition of the interest revenue
or interest expense in profit or loss over the relevant period. The effective interest rate (EIR) is the rate that exactly discounts
estimated future cash payments or receipts through the expected life of the financial asset or financial liability to the&nbsp;gross
carrying amount of a financial asset&nbsp;or to the&nbsp;amortized cost of a financial liability.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #595959; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>(b)</B></TD><TD STYLE="text-align: justify"><B>Fair value
                                            through other comprehensive income (FVOCI)</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #595959">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial assets that are debt instruments held
in a business model that is achieved by both collecting contractual cash flows and selling, and that contain contractual terms that give
rise on specific dates to cash flows that are SPPI, are measured at FVOCI. They are subsequently remeasured at fair value and changes
therein (except for those relating to impairment, interest income and foreign currency exchange gains and losses) are recognized in other
comprehensive income, until the assets are sold. Upon disposal, the cumulative gain and losses in OCI are recognized in the income statements.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #595959; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>(c)</B></TD><TD STYLE="text-align: justify"><B>Fair value
                                            through profit or loss (FVTPL)</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #595959">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial assets that do not contain contractual
terms that give rise on specified dates to cash flows that are SPPI, or if the financial assets, or if the financial asset is not held
in a business model that is either (i) a business model to collect the contractual cash flows or (ii) a business model that is achieved
by both collecting contractual cash flows and selling.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial assets held for trading are recognized
at fair value through profit or loss, likewise derivatives contracts for trading purposes.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #595959; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>(d)</B></TD><TD STYLE="text-align: justify"><B>Equity instruments</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #595959">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">For certain equity instruments, the Bank may make
an irrevocable election to present subsequent changes in the fair value of the instrument in other comprehensive income, except for dividend
income which is recognized in profit or loss. Gains or losses on derecognition of these equity instruments are not transferred to profit
or loss.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B><I>iii)</I></B></TD><TD STYLE="text-align: justify"><B><I>Subsequent
                                            measurement- financial liabilities</I></B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">After initial recognition, the Bank shall measure
a financial liability at amortized cost.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>III.</B></TD><TD STYLE="text-align: justify"><B>Derecognition
                                            of financial assets and liabilities</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial assets are derecognized when, and only
when:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            contractual rights to the cash flows from the financial asset expire, or</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            Bank transfers substantially all the risks and rewards of ownership of the financial asset,
                                            and therefore the Bank derecognizes the financial asset and recognize separately any rights
                                            and obligations created or retained in the transfer.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In some cases, the Bank enters into transactions
for which it retains the contractual rights to receive the cash flows of the financial asset, but assumes a contractual obligation to
pay the cash flows in an arrangement that meets all the conditions required, i.e. the Bank only transfers collected amounts from original
assets, selling or pledging original assets is prohibited, and the Bank has the obligation to remit cash flows collected without material
delay.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">When a financial asset is sold and the Bank simultaneously
agrees to repurchase it (or an asset that is substantially the same) at a fixed price on a future date, the Bank continues to recognize
the financial assets in their entirety in the statements of financial position because it retains substantially all of the risks and
rewards of ownership. The cash consideration received is recognized as a financial asset and a financial liability is recognized for
the obligation to pay the repurchase price.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial liabilities are derecognized when, and
only when,&nbsp;they are extinguished, cancelled or expired.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>IV.</B></TD><TD STYLE="text-align: justify"><B>Contingent loan</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank issues contingent liabilities (including
letters of credit, foreign letters of credit and performance guarantee) and loan commitments.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Contingent liabilities and undrawn loan commitments
are commitments under which, over the duration of the commitment, the Bank is required to provide a loan with pre-specified term to the
customer.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The nominal contractual loan value, when the loan
agreed to be provided is on market terms, is not recorded in the statements of financial position. The related ECL allowances are disclosed
in Note 22.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>V.</B></TD><TD STYLE="text-align: justify"><B>Offsetting of
                                            financial instruments</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial asset and liability balances are offset,
i.e., reported in the Consolidated Statements of Financial Position at their net amount, only if there is a legally enforceable right
to offset the recorded amounts and the Bank intends either to settle them on a net basis or to realize the asset and settle the liability
simultaneously. As of December 31, 2020 and 2019 the Bank does not have balance offsetting of financial instruments.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>h)</B></TD><TD STYLE="text-align: justify"><B>Derivatives and
                                            hedging activities</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank has elected to continue applying the hedge
accounting requirements of IAS 39 on adoption of IFRS 9.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank has not provided comparative information
for prior periods on the date of initial application of IFRS 9 for the new disclosures introduces by IFRS 9 as a consequential amendment
to IFRS 7, as permitted by IFRS 7 paragraph 44z.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">A &ldquo;financial derivative&rdquo; is a financial
instrument whose value changes in response to the changes in an underlying observable market variable (such as an interest rate, a foreign
exchange rate, a financial instrument&rsquo;s price, or a market index, including credit ratings), whose initial investment is very small
compared with other financial instruments having a similar response to changes in market factors, and which is generally settled at a
future date.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">For presentation purposes, derivatives are presented
in accordance with its positive or negative fair value as assets or liabilities, respectively, and include trading and hedging instruments
separately (see Note 6).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><B>Hedging transactions</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">The bank has elected to
continue applying the hedge accounting requirements in&nbsp;IAS 39&nbsp;instead of the requirements of IFRS 9, thus the Bank uses financial
derivatives for the following purposes:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">i.</TD><TD STYLE="text-align: justify">to sell to customers
                                            who request these instruments in the management of their market and credit risks;</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">ii.</TD><TD STYLE="text-align: justify">to use these derivatives
                                            in the management of the risks of the Bank entities&rsquo; own positions and assets and liabilities
                                            (&ldquo;hedging derivatives&rdquo;), and</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">iii.</TD><TD STYLE="text-align: justify">to obtain profits
                                            from changes in the price of these derivatives (trading derivatives).</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">All financial derivatives
that are not held for hedging purposes are accounted for as trading derivatives.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: red"><FONT STYLE="color: Black">A derivative
qualifies for hedge accounting if all the following conditions are met:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">1.</TD><TD STYLE="text-align: justify">The derivative hedges one
                                            of the following three types of exposure:</TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">a.</TD><TD STYLE="text-align: justify">Changes in the value
                                            of assets and liabilities due to fluctuations, among others, in the interest rate and/or
                                            exchange rate to which the position or balance to be hedged is subject (&ldquo;fair value
                                            hedge&rdquo;);</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 14.2pt; text-align: justify; background-color: white"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">b.</TD><TD STYLE="text-align: justify">Changes in the estimated
                                            cash flows arising from financial assets and liabilities, and highly probable forecasted
                                            transactions (&ldquo;cash flow hedge&rdquo;);</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 14.2pt; text-align: justify; background-color: white"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">c.</TD><TD STYLE="text-align: justify">The net investment
                                            in a foreign operation (&ldquo;hedge of a net investment in a foreign operation&rdquo;).</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">2.</TD><TD STYLE="text-align: justify">It is effective in offsetting
                                            exposure inherent in the hedged item or position throughout the expected term of the hedge,
                                            which means that:</TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">a.</TD><TD STYLE="text-align: justify">At the date of arrangement
                                            the hedge is expected, under normal conditions, to be highly effective (&ldquo;prospective
                                            effectiveness&rdquo;).</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 14.2pt; text-align: justify; background-color: white"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">b.</TD><TD STYLE="text-align: justify">There is sufficient
                                            evidence that the hedge was actually effective during the life of the hedged item or position
                                            (&ldquo;retrospective effectiveness&rdquo;).</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">3.</TD><TD STYLE="text-align: justify">There must be adequate documentation
                                            evidencing the specific designation of the financial derivative to hedge certain balances
                                            or transactions and how this effective hedge was expected to be achieved and measured, provided
                                            that this is consistent with the Bank&rsquo;s management of own risks.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">The changes in the value
of financial instruments qualifying for hedge accounting are recorded as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">a.</TD><TD STYLE="text-align: justify">For fair value hedges,
                                            the gains or losses arising on both hedging instruments and the hedged items (attributable
                                            to the type of risk being hedged) are included as &ldquo;Net income (expense) from financial
                                            operations&rdquo; in the Consolidated Statements of Income.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">b.</TD><TD STYLE="text-align: justify">For fair value hedges
                                            of interest rate risk on a portfolio of financial instruments (macrohedges), gains or losses
                                            that arise in measuring hedging instruments within &ldquo;Interest income and expense&rdquo;,
                                            and other gains or losses due to changes in fair value of the underlying hedged item (attributable
                                            to the hedged risk) are recorded in the Consolidated Statements of Income under &ldquo;Net
                                            income (expense) from financial operations&rdquo;.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">c.</TD><TD STYLE="text-align: justify">For cash flow hedges,
                                            the change in fair value of the hedging instrument is included as &ldquo;Cash flow hedge&rdquo;
                                            in &ldquo;Other comprehensive income&rdquo;.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">d.</TD><TD STYLE="text-align: justify">The differences in
                                            valuation of the hedging instrument corresponding to the ineffective portion of the cash
                                            flow hedging transactions are recorded directly in the Consolidated Statements of Income
                                            under &ldquo;Net income (expense) from financial operations&rdquo;.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify; text-indent: -14.15pt; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">If a derivative designated as a hedging instrument
no longer meets the requirements described above due to expiration, ineffectiveness or for any other reason, hedge accounting treatment
is discontinued. When &ldquo;fair value hedging&rdquo; is discontinued, the fair value adjustments to the carrying amount of the hedged
item arising from the hedged risk are amortized to gain or loss from that date, where applicable.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">When cash flow hedges are discontinued, any cumulative
gain or loss of the hedging instrument recognized under &ldquo;Other comprehensive income&rdquo; (from the period when the hedge was
effective) remains recorded in equity until the hedged transaction occurs, at which time it is recorded in the Consolidated Statements
of Income, unless the transaction is no longer expected to occur, in which case any cumulative gain or loss is recorded immediately in
the Consolidated Statements of Income.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-indent: 0in; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i)</B></TD><TD STYLE="text-align: justify"><B>Fair value measurement</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In general, financial assets and liabilities are
initially recognized at fair value which, in the absence of evidence to the contrary, is deemed to be the transaction price. Financial
instruments, other than those measured at fair value through profit or loss, are initially recognized at fair value plus transaction
costs. Subsequently, and at the end of each reporting period, financial instruments are measured pursuant to the following criteria:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Valuation of financial
                                            instruments</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Financial assets are measured according to their
fair value, gross of any transaction costs that may be incurred in the course of a sale, except for loans and accounts receivable from
customers.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&ldquo;Fair value&rdquo; is defined as the price
that would be received to sell an asset or paid to transfer a liability in an orderly transaction in the principal (or most advantageous)
market at the measurement date under current market conditions (i.e. an exit price) regardless of whether that price is directly observable
or estimated using another valuation technique. When measuring fair value an entity shall take into account the characteristics of the
asset or liability if market participants would take those characteristics into account when pricing the asset or liability at the measurement
date.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The fair value measurement assumes that the transaction
to sell the asset or transfer the liability takes place either: (a) in the principal market for the asset or liability, or (b) in the
absence of a principal market, the most advantageous market for the asset or liability. Even when there is no observable market to provide
pricing information in connection with the sale of an asset or the transfer of a liability at the measurement date, the fair value measurement
shall assume that the transaction takes place, considered from the perspective of a potential market participant who intends to maximize
value associated with the asset or liability.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">When using valuation techniques, the Bank shall
maximize the use of relevant observable inputs and minimize the use of unobservable inputs as available. If an asset or a liability measured
at fair value has a bid price and an ask price, the price within the bid-ask spread that is most representative of fair value in the
circumstances shall be used to measure fair value regardless of where the input is categorized within the fair value hierarchy (i.e.
Level 1, 2 or 3). IFRS 13 establishes a fair value hierarchy that categorizes into three levels the inputs to valuation techniques used
to measure fair value. The fair value hierarchy gives the highest priority to quoted prices (unadjusted) in active markets for identical
assets or liabilities (Level 1 inputs) and the lowest priority to unobservable inputs (Level 3 inputs).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Although the use of average prices is allowed as
a practical resource to determine the fair value of an asset or a liability, the Bank makes an adjustment (FVA or fair value adjustment)
when there is a gap between the purchase and sale price (close out cost).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">All derivatives are recorded in the Consolidated
Statements of Financial Position at the fair value previously described. This value is compared to the valuation as at the trade date.
If the fair value is subsequently measured positive, this is recorded as an asset. If the fair value is subsequently measured negative,
this is recorded as a liability. The fair value on the trade date is deemed, in the absence of evidence to the contrary, to be the transaction
price. The changes in the fair value of derivatives from the trade date are recorded in &ldquo;Net income (expense) from financial operations&rdquo;
in the Consolidated Statements of Income.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Specifically, the fair value of financial derivatives included
in the portfolios of financial assets or liabilities held for trading is deemed to be their daily quoted price. If, for exceptional reasons,
the quoted price cannot be determined on a given date, the fair value is determined using similar methods to those used to measure over
the counter (OTC) derivatives. The fair value of OTC derivatives is the sum of the future cash flows resulting from the instrument, discounted
to present value at the date of valuation (&ldquo;present value&rdquo; or &ldquo;theoretical close&rdquo;) using valuation techniques
commonly used by the financial markets: &ldquo;net present value&rdquo; (NPV) and option pricing models, among other methods. Also, within
the fair value of derivatives are included Credit Valuation Adjustment (CVA) and Debit Valuation Adjustment (DVA), all with the objective
that the fair value of each instrument includes the credit risk of its counterparty and Bank&acute;s own risk. The Credit valuation adjustment
(CVA) is a valuation adjustment to OTC derivatives as a result of the risk associated with the credit exposure assumed by each counterparty.
The CVA is calculated taking into account potential exposure to each counterparty in each future period. The debit valuation adjustment
(DVA) is a valuation adjustment similar to the CVA but, in this case, it arises as a result of the Bank&rsquo;s own risk assumed by its
counterparties in OTC derivatives. In the case of derivative instruments contracted with Central Clearing Houses, in which the variation
margin is contractually defined as a firm and irrevocable payment, this payment is considered as part of the fair value of the derivative.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>Valuation techniques</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Financial instruments at fair value, determined on the basis
of price quotations in active markets, include government debt securities, private sector debt securities, equity shares, short positions,
and fixed-income securities issued.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In cases where price quotations cannot be observed in available
markets, the Bank&rsquo;s management determines a best estimate of the price that the market would set using its own internal models.
In most cases, these models use data based on observable market parameters as significant inputs however for some valuations of financial
instruments, significant inputs are unobservable in the market. To determine a value for those instruments, various techniques are employed
to make these estimates, including the extrapolation of observable market data.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The most reliable evidence of the fair value of a financial
instrument on initial recognition usually is the transaction price, however due to lack of availability of market information, the value
of the instrument may be derived from other market transactions performed with the same or similar instruments or may be measured by
using a valuation technique in which the variables used include only observable market data, mainly interest rates.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The main techniques used as September 30, 2021 and 2020 and
for the year ended December 31, 2020 by the Bank&rsquo;s internal models to determine the fair value of the financial instruments are
as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">i.</TD><TD STYLE="text-align: justify">In the valuation of
                                            financial instruments permitting static hedging (mainly forwards and swaps), the present
                                            value method is used. Estimated future cash flows are discounted using the interest rate
                                            curves of the related currencies. The interest rate curves are generally observable market
                                            data.</TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">ii.</TD><TD STYLE="text-align: justify">In the valuation of
                                            financial instruments requiring dynamic hedging (mainly structured options and other structured
                                            instruments), the Black-Scholes model is normally used. Where appropriate, observable market
                                            inputs are used to obtain factors such as the bid-offer spread, exchange rates, volatility,
                                            correlation indexes and market liquidity.</TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     </TABLE>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-indent: -14.2pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">iii.</TD><TD STYLE="text-align: justify">In the valuation
                                            of certain financial instruments exposed to interest rate risk, such as interest rate futures,
                                            caps and floors, the present value method (futures) and the Black-Scholes model (plain vanilla
                                            options) are used. The main inputs used in these models are observable market data, including
                                            the related interest rate curves, volatilities, correlations and exchange rates.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The fair value of the financial instruments calculated by the
aforementioned internal models considers contractual terms and observable market data, which include interest rates, credit risk, exchange
rates, quoted market price of shares, volatility and prepayments, among others. The Bank&rsquo;s management considers that its valuation
models are not significantly subjective, since these methodologies can be adjusted and evaluated, as appropriate, through the internal
calculation of fair value and the subsequent comparison with the related actively traded price.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>j)</B></TD><TD STYLE="text-align: justify"><B>Recognizing income
                                            and expenses</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The most significant criteria used by the Bank to recognize
its revenues and expenses are summarized as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Interest revenue,
                                            interest expense, and similar items</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Interest income is calculated by applying the effective interest
rate to the gross carrying amount of financial assets, except for financial assets that have subsequently become credit-impaired (or
&lsquo;stage 3&rsquo;), for which interest revenue is calculated by applying the effective interest rate to their amortized cost (i.e.
net of the ECL provision).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>Commissions,
                                            fees, and similar items</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Fee and commission income and expenses are recognized in the
Consolidated Statements of Income using criteria established in IFRS 15 &ldquo;Revenue from contracts with customers&rdquo;. See disclosure
in Note 2 relating adoption and impact of IFRS 15.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Under IFRS 15, the Bank recognises revenue when (or as) satisfied
a performance obligations by transferring a service (i.e. an asset) to a customer; under this definition an asset is transferred when
(or as) the customer obtains control of that asset. The Bank considers the terms of the contract and its customary business practices
to determine the transaction price. The transaction price is the amount of consideration to which an entity expects to be entitled in
exchange for transferring promised goods or services to a customer, excluding amounts collected on behalf of third-parties.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank transfers control of a good or service over time and,
therefore, satisfies a performance obligation and recognises revenue over time, and/or the Bank satisfies the performance obligation
at a point in time.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The main revenues arising from commissions, fees and similar
items correspond to:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for lines of credits and overdrafts: includes accrued fees related to granting
                                            lines of credit and overdrafts in checking accounts.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for guarantees and letters of credit: includes accrued fees in the period
                                            relating to granting of guarantee payment for current and contingent third party obligations.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for card services: includes accrued and earned commissions in the period
                                            related to use of credit cards, debit cards and other cards</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for management of accounts: includes accrued commissions for the maintenance
                                            of checking, savings and other accounts</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for collections and payments: includes income arising from collections and
                                            payments services provided by the Bank.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for intermediation and management of securities: includes income from brokerage,
                                            placements, administration and securities' custody services.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for insurance brokerage fees: includes income arising for insurances distribution.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Other
                                            fees and commissions: includes income arising from currency changes, financial advisory,
                                            cashier check issuance, placement of financial products and online banking services.</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt">The main expenses arising from commissions, fees and similar items correspond
to:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Compensation
                                            for card operation: includes commission expenses for credit and debit card operations related
                                            to income commissions card services.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Fees
                                            and commissions for securities transactions: includes commissions expense for deposits, securities
                                            custody service and securities' brokerage.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Other
                                            fees and commissions: include mainly expenses generated from online services.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank has incorporated disaggregated revenue and expense
disclosures and reportable segment relationship in Note 27.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Additionally, the Bank maintains certain loyalty programs associated
to its credit cards services, for which it has deferred a percentage of the consideration received in the statements of financial position
to comply with its related performance obligation or has liquidated on a monthly basis as far they arise.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>Loan arrangement
                                            fees</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Fees that arise as a result of the origination of a loan, mainly
application and analysis-related fees, are deferred and charged to the Consolidated Statements of Income over the term of the loan.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>k)</B></TD><TD STYLE="text-align: justify"><B>Impairment of
                                            non-financial assets</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank&rsquo;s non-financial assets, are reviewed at the
reporting date to determine whether they show signs of impairment (i.e. its carrying amount exceeds its recoverable amount). If any such
evidence exists, the recoverable amount of the asset is estimated, in order to determine the extent of the impairment loss.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Recoverable amount is the higher of fair value less costs to
sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax
discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates
of future cash flows have not been adjusted.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">If the recoverable amount of an asset is estimated to be less
than its carrying amount, the carrying amount of the asset is reduced to its recoverable amount. An impairment loss is recognized immediately
in profit or loss.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In connection with other assets, impairment losses recorded
in prior periods are assessed at each reporting date to determine whether the loss has decreased and should be reversed. The increased
carrying amount of an asset other than goodwill attributable to a reversal of an impairment loss shall not exceed the carrying amount
that would have been determined (net of amortization or depreciation) had no impairment loss been recognized for the asset in prior years.
Goodwill impairment is not reversed.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>l)</B></TD><TD STYLE="text-align: justify"><B>Property, plant,
                                            and equipment</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">This category includes the amount of buildings, land, furniture,
vehicles, computer hardware and other fixtures owned by the consolidated entities or acquired under finance leases. Assets are classified
according to their use as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Property, plant
                                            and equipment for own use</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Property, plant and equipment for own use includes but is not
limited to tangible assets received by the consolidated entities in full or partial satisfaction of financial assets representing accounts
receivable from third parties which are intended to be held for continuing own use and tangible assets acquired under finance leases.
These assets are presented at acquisition cost less the related accumulated depreciation and, if applicable, any impairment losses (when
net carrying amount was higher than recoverable amount).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 2.5pt 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Depreciation is calculated using the straight-line method over
the acquisition cost of assets less their residual value, assuming that the land on which buildings and other structures stand has an
indefinite life and, therefore, is not subject to depreciation.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank applies the following useful lives for the tangible
assets that comprise its assets:</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 28.35pt; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; width: 80%; padding-right: 0.3pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>ITEM</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; width: 3%; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; width: 17%"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>Useful life</B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><B>(Months)</B></P></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Land</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Paintings
    and works of art</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Carpets
    and curtains</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">36</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Computers
    and hardware </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">36</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Vehicles</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">36</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">IT
    systems and software</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">36</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">ATMs</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    machines and equipment </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Office
    furniture</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Telephone
    and communication systems</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Security
    systems&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Rights
    over telephone lines</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">60</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Air
    conditioning systems</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">84</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    installations </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">120</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Buildings</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 28.35pt; padding-bottom: 0pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 10pt; padding-bottom: 0pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,200</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The consolidated entities assess at each reporting date whether
there is any indication that the carrying amount of any tangible asset exceeds its recoverable amount. If this is the case, the carrying
amount of the asset is reduced to its recoverable amount and future depreciation charges are adjusted in accordance with the revised
carrying amount and to the new remaining useful life.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The estimated useful lives of the items of property, plant
and equipment held for own use are reviewed at the end of each reporting period to detect significant changes. If changes are detected,
the useful lives of the assets are adjusted by correcting the depreciation charge to be recorded in the Consolidated Statements of Income
in future years on the basis of the new useful lives.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Maintenance expenses relating to tangible assets held for own
use are recorded as an expense in the period in which they are incurred.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>Assets leased
                                            out under operating leases</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The criteria used to record the acquisition cost of assets
leased out under operating leases, to calculate their depreciation and their respective estimated useful lives, and to record the impairment
losses thereof, are consistent with those described in relation to property, plant and equipment held for own use.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0; color: red"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>m)</B></TD><TD STYLE="text-align: justify"><B>Leasing</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of January 1, 2019, the Bank has started to apply IFRS 16
&ldquo;Leases&rdquo;, using the modified retrospective method and therefore, no comparative information is required, and 2018 balances
continue to be reported under IAS 17 &ldquo;Leases&rdquo;.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>Policy applicable from January 1, 2019</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">At inception of a contract the Bank assesses whether a contract
contains a lease. A contract contains a lease if the contracts conveys the right to control the use of an identified asset for a period
of time in exchange for consideration. To assess whether a contract conveys the right to control the use of an identified asset, the
Bank assesses whether:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            contract involves the use of an identified asset &ndash; this may be specified explicitly
                                            or implicitly and should be physically distinct. If the supplier has a substantive substitution
                                            right, then the asset is not identified.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            Bank has the right to obtain substantially all of the economic benefits from use of the asset
                                            throughout the period of use, and</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            Bank has the right to direct the use of the asset &ndash; this is decision-making purpose
                                            for which asset is use.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a.</B></TD><TD STYLE="text-align: justify"><B>As a Lessee</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 25.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank recognizes a right-of-use asset and a lease liability
at the lease commencement date in accordance within IFRS 16 &ldquo;Leases&rdquo;. The main contracts that the Bank has are offices and
branches related, which are necessary to carry out its activities.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">At the beginning, the right-of-use asset is equal to the lease
liability and is calculated as the present value of the lease payments discounted using the incremental interest rate at the commencement
date, considering the lease term of each contract. The average incremental interest rate as of December 31, 2020 is 1.45%. After initial
recognition, the right-of-use is subsequently depreciated using the straight-line method in accordance with the lease term of the contract,
and the lease liability is amortized in accordance with the effective interest method. Financial interest is accounted as interest expense,
and depreciation as depreciation expense in each period.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The term of the lease comprises non-cancelable periods established
within each contract, while for lease contracts with an indefinite useful life, the Bank has determined to assign a useful life equal
to the longer non-cancelable period of its lease agreements. The Bank has elected not to recognize right-of-use assets and lease liabilities
for short term leases that have a lease term of 12 months or less and leases of low-value assets. The Bank recognizes lease payments
associated with these leases as an expense on a straight-line basis over the lease term. Any modification in the terms or lease should
be treated as a new measurement.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Initially, the Bank measures the right-of-use asset at cost.
The rent of the lease agreements is agreed in UF and paid in pesos. According to that, monthly variation in UF should be treated as a
new measurement, and therefore, readjustments should be recognized as a modification to the obligation and the right-of-use asset.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank has not entered into lease agreements with residual
value guarantee or variable lease payments.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In applying IFRS 16, the Bank has used the following practical
expedients permitted by the standard:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">accounting
                                            for operating leases with a remaining lease term of less than 12 months as at January 1,
                                            2019 as short-term leases.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">excluding
                                            initial direct costs for the measurement of the right-of-use asset at the date of initial
                                            application.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank has also elected not to reassess whether a contract
is or contains a lease at the date of initial application. Instead, for contracts entered into before the transition date the Bank relied
on its assessment made applying IAS 17 and Interpretation 4 Determining whether an Arrangement contains a Lease.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>b. As a lessor</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">When the Bank acts as a lessor, it determines at the beginning
if it corresponds to a financial or operating lease. To do this, it evaluates whether it has substantially transferred all the risks
and benefits of the asset. In the affirmative case, it corresponds to a financial lease, otherwise it is a financial lease.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank recognizes the lease income on a straight-line basis
over the lease term.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>c. Third party financing</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank recognizes the loans with third parties within &ldquo;Loans
and accounts receivable from customers&rdquo; in the Consolidated Statements of Financial Position, the sum of the present value of the
lease payments receivable from the lessee, including the exercise price of the lessee&rsquo;s purchase option at the end of the lease
term, when at the inception of the lease it is reasonably certain that the lessee will exercise the option.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The finance income and expenses arising from these contracts
are recorded under &ldquo;Interest income&rdquo; and &ldquo;Interest expense&rdquo; respectively, in Consolidated Statements of Income
to achieve constant return rate over the lease term.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>n)</B></TD><TD STYLE="text-align: justify"><B>Intangible assets</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Intangible assets are identified as non-monetary assets (separately
identifiable from other assets) without physical substance which arise as a result of legal or contractual rights. The Bank recognizes
an intangible asset, whether purchased or self-created (at cost), when the cost of the asset can be measured reliably, and it is probable
that the future economic benefits that are attributable to the asset will flow to the Bank.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Intangible assets are recorded initially at acquisition or
production cost and are subsequently measured at cost less any accumulated amortization and any accumulated impairment losses.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Internally developed computer software is recorded as an intangible
asset if, among other requirements (basically the Bank&rsquo;s ability to use or sell it), it can be identified and its ability to generate
future economic benefits can be demonstrated.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Intangible assets are amortized on a straight-line basis using
the estimated useful life, which has been defined by default in 36 months, and can be modified to the extent that it is demonstrated
that the Bank will benefit from the use of the intangible for a different period mentioned above.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Expenditure on research activities is recorded as an expense
in the year in which it is incurred and cannot be subsequently capitalized.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>o)</B></TD><TD STYLE="text-align: justify"><B>Cash and cash
                                            equivalents</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">For the preparation of the cash flow statements, the indirect
method was used, starting with the Bank&rsquo;s consolidated pre-tax income and incorporating non-cash transactions, as well as income
and expenses associated with cash flows, which are classified as operating, investment or financing activities.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">For the preparation of the cash flow statements, the following
items are considered:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">i.</TD><TD STYLE="text-align: justify">Cash flows: Inflows
                                            and outflows of cash and cash equivalents, such as deposits with the Central Bank of Chile,
                                            deposits in domestic banks, and deposits in foreign banks.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">ii.</TD><TD STYLE="text-align: justify">Operating activities:
                                            Principal revenue-producing activities performed by banks and other activities that cannot
                                            be classified as investing or financing activities.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">iii.</TD><TD STYLE="text-align: justify">The Bank's activity
                                            of granting loans encompasses not only the activities with its debtors but also the related
                                            activities that provide the funding to the loans granted. Since the funding for granting
                                            such loans is provided by, among other sources, senior bonds, mortgage bonds and subordinated
                                            bonds, the Bank presents the related cash flows as operating activities.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Arial Narrow, Helvetica, Sans-Serif">iv.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Investing
                                            activities: The acquisition and disposal of long-term assets and other investments not included
                                            in cash and cash equivalents.Financing Activities: Activities that result in changes in the
                                            size and composition of the equity and liabilities that are not operating activities.</FONT></TD>
</TR></TABLE>


<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>p)</B></TD><TD STYLE="text-align: justify"><B>Expected credit
                                            losses allowance &ndash; under IFRS 9</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Starting from January 1, 2018, the Bank replaced the &ldquo;incurred
loss&rdquo; model of IAS 39 with an &ldquo;expected credit loss (ECL)&rdquo; model established by IFRS 9. The new single impairment model
applies to all financial assets measured at amortized cost and fair value through other comprehensive income (FVOCI), including commitment
and contingent loans. Investments in equity are outside of the scope of the new impairment requirements.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; text-indent: 0in; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank accounted ECL related to financial assets measured
at amortized cost as a loss allowance in the statements of financial position, but the carrying amount of these assets is stated net
of the loss allowance. ECL related to contingent loans is accounted as a provision in the statements of financial position. The Bank
recognizes in profit or loss, as an&nbsp;impairment gain or loss, the amount of ECL (or reversal) that is required to adjust the&nbsp;loss
allowance&nbsp;at the reporting date to the amount that is required to be recognized in accordance IFRS 9, for financial assets measured
at amortized cost and contingent loans.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; text-indent: 0in; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The new model uses a dual measurement approach, under which
the loss allowance is measured as either:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12-month
                                            expected credit losses</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Lifetime
                                            expected credit losses</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank has defined default on individual or collective basis:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Individual:
                                            when exposure is more than 89 days past due, it has been restructured, it is in judicial
                                            collection, it has been write-off, drag effect define as the entire outstanding amount on
                                            any loan which is 89 days or more past due.</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Collective:
                                            when exposure is more than 89 days past due, it has been restructured, or has been identified
                                            as impaired by an internal risk committee).</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The measurement basis depends on whether there has been a significant
increase in credit risk since initial recognition. Based on changes in credit quality since initial recognition, IFRS 9 outlines a &quot;three-stage&quot;
model impairment in accordance with the following diagram:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="">
    <TD COLSPAN="3" STYLE="border-top: #7F7F7F 2.25pt solid; border-bottom: #7F7F7F 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Change
    in credit quality since initial recognition</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-right: #7F7F7F 1pt solid; border-bottom: #7F7F7F 1pt solid; width: 33%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Stage
    1</B></FONT></TD>
    <TD STYLE="border-right: #7F7F7F 1pt solid; border-bottom: #7F7F7F 1pt solid; width: 35%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Stage
    2</B></FONT></TD>
    <TD STYLE="border-bottom: #7F7F7F 1pt solid; width: 32%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Stage
    3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #7F7F7F 1pt solid; border-bottom: #7F7F7F 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Initial
    recognition</FONT></TD>
    <TD STYLE="border-right: #7F7F7F 1pt solid; border-bottom: #7F7F7F 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Significant
    increase in credit risk since initial recognition</FONT></TD>
    <TD STYLE="border-bottom: #7F7F7F 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Credit
    impaired assets</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #7F7F7F 1pt solid; border-bottom: #7F7F7F 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">12-month
    expected credit losses</FONT></TD>
    <TD STYLE="border-right: #7F7F7F 1pt solid; border-bottom: #7F7F7F 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Lifetime
    expected credit losses</FONT></TD>
    <TD STYLE="border-bottom: #7F7F7F 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Lifetime
    expected credit losses</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank, at the end of each reporting period, evaluated whether
financial instrument's credit risk has significantly increased since initial recognition or whether an asset is considered to be credit-impaired,
and consequently classified financial instrument in the respective stage:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Stage
                                            1: When loans are first recognized, the Bank recognizes an allowance based on 12 months ECL.
                                            Stage 1 loans also include facilities where the credit risk has improved and the loan has
                                            been returned to Stage 1.</FONT></TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     </TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Stage
                                            2: When a loan has shown a significant increase in credit risk since origination, the Bank
                                            records an allowance for the lifetime ECL. Stage loans also include facilities, where the
                                            credit risk has improved and the loan has been returned to stage 2.</FONT></TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD>&nbsp;</TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     </TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Stage
                                            3: Loans considered credit impaired. The Bank records an allowance for the lifetime ECL,
                                            setting the PD at 100%.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; color: #111111"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank considers reasonable and supportable information that
is available without undue cost or effort and that may affect the credit risk on a financial instrument, including forward looking information
to determine a significant increase in credit risk since initial recognition. Forward looking information includes past events, current
conditions and forecast or future economic conditions (macro-economic data).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Credit risk assessment and forward-looking information (including
macro-economic factors), includes quantitative and qualitative information based on the Bank's historical experience, some examples are:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">a.</TD><TD STYLE="text-align: justify">Financial or economic
                                            conditions that are expected to cause a significant change in the borrower&rsquo;s ability
                                            to meet its debt obligations</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">b.</TD><TD STYLE="text-align: justify">An actual or expected
                                            internal credit rating downgrade for the borrower or decrease in behavioral scoring</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">c.</TD><TD STYLE="text-align: justify">An actual or expected
                                            significant change in the operating results of the borrower.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">d.</TD><TD STYLE="text-align: justify">Significant increases
                                            in credit risk on other financial instruments of the same borrower.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">e.</TD><TD STYLE="text-align: justify">Significant changes
                                            in the value of the collateral supporting the obligation or in the quality of third-party
                                            guarantees or credit enhancements.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">f.</TD><TD STYLE="text-align: justify">Reductions in financial
                                            support from a parent entity or other affiliate.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">g.</TD><TD STYLE="text-align: justify">Expected changes in
                                            the loan documentation including an expected breach of contract that may lead to covenant
                                            waivers or amendments, interest payment holidays, interest rate step-ups, requiring additional
                                            collateral or guarantees, or other changes to the contractual framework of the instrument.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank has considered that if contractual payments are more
than 30 days past due, the credit risk is deemed to have increased significantly since initial credit recognition but is not an absolute
indicator. The bank did not rebut the backstop presumption of IFRS 9 relating to SICR or default.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B><I>i.</I></B></TD><TD STYLE="text-align: justify"><B><I>Expected
                                            credit loss measurement</I></B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The ECL are the probability-weighted estimate of credit losses,
i.e. the present value of all cash shortfalls. A cash shortfall is the difference between the cash flows that are due to an entity in
accordance with the contract and the cash flows that the entity expects to receive. The three main components to measure the ECL are:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">PD: The Probability of default is an estimate of the likelihood
of default over a given time horizon. A default may only happen at a certain time over the assessed period, if the facility has not been
previously derecognized and is still in the portfolio. </P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">LGD: The loss given default is an estimate of the loss arising
in the case where a default occurs at a given time. It is based on the difference between the contractual cash flows due and those that
the lender would expect to receive, including from the realization of any collateral.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">EAD: The Exposure at default is an estimate of the exposure
at a future default date, taking into account expected changes in the exposure after the reporting date, including repayments of principal
and interest, whether scheduled by contract or otherwise, expected drawdown on committed facilities, and accrued interest from missed
payments.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">For measuring 12-month and lifetime ECL, cash shortfalls are
identified as follow:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">12-month
                                            expected credit losses: the portion of lifetime expected credit losses that represents the
                                            expected credit losses that result from default events on the financial instruments that
                                            are possible within the 12 months after the reporting date.</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: #111111; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Lifetime
                                            expected credit losses: the expected credit losses that result from all possible default
                                            events over the expected life of the financial instrument.</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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    <!-- Field: /Page -->

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 10.35pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><FONT STYLE="color: #111111">The Bank considered a
multi-factor analysis to perform credit risk analysis. T</FONT>he type of portfolio or transactions, and individual or collective evaluated.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank divides its portfolio as:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">i.</TD><TD STYLE="text-align: justify">Commercial loans,</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">ii.</TD><TD STYLE="text-align: justify">Mortgage loans, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">iii.</TD><TD STYLE="text-align: justify">Consumer loans.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">iv.</TD><TD STYLE="text-align: justify">Contingent loans</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">The Bank evaluates individually whether
objective evidence of impairment exists for loans that are individually significant, then collectively assesses loans that are not individually
significant and loans which are significant but for which there is no objective evidence of impairment available under individually assessment.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; color: #111111"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in"><B><I>ii.</I></B></TD><TD><B><I>Contingent loans</I></B></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank enters into various irrevocable loan commitments
and contingent liabilities. Even though these obligations may not be recognized on the statements of financial position, they contain
credit risk and, therefore, form part of the overall risk of the Bank.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">When the Bank estimates the ECL <FONT STYLE="color: #111111">for
contingent loans, it estimates the expected portion of the loan commitment that will be drawn down over its expected life.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; color: #111111"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in"><B><I>iii.</I></B></TD><TD><B><I>Forward looking information</I></B></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: #111111">The ECL model includes a broad range of forward-looking
information as economic inputs, such as:</P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">GDO growth</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Unemployment
                                            rates</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Central Banks
                                            interest rates</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD><FONT STYLE="font-family: Times New Roman, Times, Serif">Real estate
                                            prices</FONT></TD></TR></TABLE>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 8pt; color: #111111"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in"><B><I>iv.</I></B></TD><TD><B><I>Modifications of financial assets</I></B></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">When loan measured at amortized cost
has been renegotiated or modified but not derecognized, the Bank recognizes the resulting gains or losses as the difference between the
carrying amount of the original loans and modified contractual cash flows discounted using the EIR before modification.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">For ECL estimation purposes on financial
assets that have been modified, is required to distinguish between modification that result in derecognition from those that does not
result in derecognition. If the modification does not result in derecognition, then the subsequent assessment of whether there is a significant
increase in credit risk is made comparing the risk at the reporting date based on the modified contractual term and the risk at initial
recognition based on the original, unmodified contractual term.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">If the modification results in derecognition,
then the modified asset is considered to be a new asset. Accordingly, the date of modification is treated as the date of initial recognition
for the purposes of the impairment requirements.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; color: #111111"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in"><B><I>v.</I></B></TD><TD><B><I>Collateral</I></B></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><FONT STYLE="color: #111111">The Banks seeks to use
collateral to mitigate its credit risks on financial assets, where possible. Types of collateral are: cash, securities, letters of credit,
real state and inventories. </FONT>The Bank&rsquo;s accounting policy for collateral assigned to it through its lending arrangements
under IFRS 9 is the same is it was under IAS 39. Collateral, unless repossessed, is not recorded on the Bank&rsquo;s statements of financial
position. However, the fair value of collateral affects the calculation of ECLs. The main collateral associated to mortgage loans are
real estate, which are valued based on data provided by specialized third parties.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"><B>&nbsp;</B></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"><B>&nbsp;&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-indent: 0pt; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">The estimation of ECL reflects the
cash flows expected from collateral and other credit enhancement that are part of the contractual terms of the financial instruments.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">According to the Bank&rsquo;s policy when an asset
(real estate) is repossessed are transferred to assets held for sale at their fair value less cost to sell as non-financial assets at
the repossession date.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; color: #111111"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in"><B><I>vi.</I></B></TD><TD><B><I>Write-offs</I></B></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">The gross carrying amount of a financial
asset is reduced when there is no reasonable expectation of recovery. A write-off constitutes a derecognition event of the corresponding
loan transaction in its entirety, and therefore, include portions not past-due for installments loans or leasing operation (no partial
write-off).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><FONT STYLE="color: #111111">Subsequent recoveries
of amounts previously written-off are credited to the income statements, as recovery of loans previously write-off, </FONT>as a deduction
from provisions for loan losses.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: #111111">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">Loan and accounts receivable write-offs
are recorded for overdue and current installments based on the time periods expired since reaching overdue status, as described below:</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 71%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Type
    of loan</B></FONT></TD>
    <TD STYLE="width: 4%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 0pt; width: 25%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Term</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: left; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer
    loans with or without collateral</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">6
    months</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: left; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Other
    transactions without collateral</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">24
    months</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: left; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Commercial
    loans with collateral </FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">36
    months</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: left; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Mortgage
    loans</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">48
    months</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: left; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Consumer
    leasing</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">6
    months</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: left; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Other
    non-mortgage leasing transactions</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">12
    months</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: left; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Mortgage
    leasing (household and business)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify; text-indent: 0in; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; text-indent: 0in; layout-grid-mode: line"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">36
    months</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; color: #111111">&nbsp;</P>

<P STYLE="text-indent: 0.25in; font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; color: #111111"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: #111111"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in"><B><I>vii.</I></B></TD><TD><B><I>COVID-19 support measures</I></B></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; color: #111111"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">The COVID-19 pandemic has had a major
impact on Chile and global economies in 2020. As a result, the Chilean government has announced a series of measures to support lending.
The largest measure was to provide additional funds to the Guarantee Fund for Small Companies (Fogape), a state fund that guarantees
loans, leases and other credits provided to small businesses, extend Fogape&rsquo;s coverage to companies with annual sales of up to
UF 1 million and further amend the rules and regulations governing Fogape to encourage banks to provide lending to small businesses.
Under Fogape&rsquo;s new regulations, domestic banks, including us, may provide loans with preferential interest rates equal to the MPR
plus 3% and terms of up to 48 months to eligible companies in an aggregate amount equal to up to 3 months of a company&rsquo;s sales
and receive a guarantee from Fogape for between 60% and 85% of each loan (&ldquo;Fogape loans&rdquo;). Such loans must have a 6-month
grace period before a company must begin paying the loan. In addition, companies that receive loans guaranteed by Fogape pursuant to
these new regulations, will also have payment holiday for all other outstanding loans until a period of 6 months.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">Additionally, the Bank &ndash; in
accordance with CMF&rsquo;s instruction to facilitate access to credit for companies and household - has provided payment holiday terms
of up to three months to mortgage customers with no more 30 days past due. This was extended by a further three months for customers
in need. For consumer loans, the Bank has granted benefits such as a 3-month grace period to start paying, increases in terms, decreases
in installments, and has even opted for current lower market rates.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Customers who sought COVID-19 related support, including
payment holidays, were not the subject of any wider SICR triggers, and do not have to be moved to Stage 2 for a lifetime ECL assessment
unless they had triggered other SICR criteria, and payment holidays also did not cause accounts to become past due and therefore did
not automatically trigger a Stage 2 or Stage 3 lifetime ECL assessment.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The assessment of SICRs and the measurement of ECLs
are required to be based on reasonable and supportable information that is available to an entity without undue cost or effort. The Bank
has developed estimates based on the best available information about past events, current conditions and forecasts of economic conditions.
In assessing forecast conditions, the Bank has considered the effects of COVID-19 and the support measures being undertaken. Despite
of the above, with current COVID-19 infection rates having increased and continued high levels of uncertainty in the macro-economic outlook
and to address a potential lag in defaults, the Bank has decided not to make changes over IFRS9 models regarding COVID-19, but rather
has established management overlay or post-model adjustments for 2020 expected credit losses allowance.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; text-indent: 0pt">See Note N&deg;34, Risk management.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>q)</B></TD><TD STYLE="text-align: justify"><B>Provisions,
                                            contingent assets and contingent liabilities</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Provisions are liabilities of uncertain timing or amount.
Provisions are recognized in the Consolidated Statements of Financial Position when the Bank:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 18pt">i.</TD><TD STYLE="text-align: justify">has a present obligation (legal or constructive)
                                            as a result of past events, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 18pt">ii.</TD><TD STYLE="text-align: justify">it is probable that an outflow of resources
                                            will be required to settle these obligations and the amount of these resources can be reliably
                                            measured.</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Contingent assets or contingent liabilities are any
potential rights or obligations arising from past events whose existence will be confirmed only by the occurrence or non-occurrence if
one or more uncertain future events that are not wholly within control of the Bank.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Consolidated Statements of Financial Position and
annual accounts reflect all significant provisions for which it is estimated that it is probable an outflow of resources will be required
to meet the obligation where the probability of having to meet the obligation is more likely than not. Provisions are quantified using
the best available information on the consequences of the event giving rise to them and are reviewed and adjusted at the end of each
year. Provisions must specify the liabilities for which they were originally recognized. Partial or total reversals are recognized when
such liabilities cease to exist or are reduced.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Provisions are classified according to the obligation
covered as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Provision
                                            for employee salaries and expenses</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Provision
                                            for mandatory dividends</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Provision
                                            for contingent credit risks</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Provisions
                                            for contingencies</FONT></TD></TR></TABLE>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 42.55pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>r)</B></TD><TD STYLE="text-align: justify"><B>Deferred income
                                            taxes and other deferred taxes</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank records, when appropriate, deferred tax assets
and liabilities for the estimated future tax effects attributable to differences between the carrying amount of assets and liabilities
and their tax bases. The measurement of deferred tax assets and liabilities is based on the tax rate, in accordance with the applicable
tax laws, using the tax rate that applies to the period when the deferred asset and liability will be settled. The future effects of
changes in tax legislation or tax rates are recorded in deferred taxes beginning on the date on which the law is enacted or substantially
enacted.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>s)</B></TD><TD STYLE="text-align: justify"><B>Use of estimates</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The preparation of the financial statements requires
the Bank&rsquo;s management to make estimates and assumptions that affect the application of the accounting policies and the reported
balances of assets, liabilities, revenues and expenses. Actual results may differ from these estimates.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">In certain cases, International Financial Reporting
Standards (IFRS) require that assets or liabilities be recorded or disclosed at their fair values. The fair value is the price that would
be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement
date. When available, quoted market prices in active markets have been used as the basis for measurement. When quoted market prices in
active markets are not available, the Bank has estimated such values based on the best information available, including the use of modeling
and other valuation techniques.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank has established allowances to cover credit
losses. These allowances must be regularly reviewed taking into consideration factors such as changes in the nature and volume of the
loan portfolio, trends in forecasted portfolio quality, credit quality and economic conditions that may adversely affect the borrowers&rsquo;
ability to pay. Increases in the allowances for loan losses are reflected as &ldquo;Provision for loan losses&rdquo; in the Consolidated
Statements of Income. Loans are charged-off when the Bank&rsquo;s management determines that a loan or a portion thereof is impaired.
Charge-offs are recorded as a reduction of the allowance for loan losses.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The relevant estimates and assumptions made to calculate
provisions are regularly reviewed by the Bank&rsquo;s Management to quantify certain assets, liabilities, revenues, expenses, and commitments.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">These estimates, made on the basis of the best available
information, mainly refer to:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Allowances
                                            for loan losses </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Impairment
                                            losses of certain assets </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            useful lives of tangible and intangible assets</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            fair value of assets and liabilities </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Commitments
                                            and contingencies </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Current
                                            and deferred taxes </FONT></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 35.45pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>t)</B></TD><TD STYLE="text-align: justify"><B>Non-current
                                            assets held for sale (in &ldquo;Other Assets&rdquo;)</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank classified its investment held on Redbanc,
Transbank and Nexus, previously classified as associated, as assets held for sale in Other Assets, in accordance with IFRS 5 &ldquo;Non-current
Assets held for sale and discontinued operations&rdquo;, since its carrying amount will be recovered principally through a sale transaction
rather through continuing use.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank has ensured to comply with related requirement
established in IFRS 5, which include:</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">the
                                            assets are available for immediate sale in its present conditions and its sale must be highly
                                            probable.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">for
                                            the sale to be highly probable, the appropriate level of management is committed to a plan
                                            to sell the asset, and an active program to locate a buyer and complete the plan.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">additionally,
                                            the sale should be expected to qualify for recognition as a completed sale within one year
                                            from the date of classification.</FONT></TD></TR></TABLE>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank has measured their investment on the mentioned
associated investment at their carrying amount since it represents the lower between carrying amount and fair value less cost to sell.
Additionally, the Bank will recognize an impairment loss for any initial or subsequent write-down of the asset to fair value less costs
to sell, to the extent that it has not been recognized.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Events or circumstances may extend the period to complete
the sale beyond one year. An extension of the period required to complete a sale does not preclude an asset from being classified as
held for sale if the delay is caused by events or circumstances beyond the entity&rsquo;s control and there is sufficient evidence that
the entity remains committed to its plan to sell the asset.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">As of December 31, 2020, the Bank has sold its investment
in Nexus, while held its investment on Transbank and Redbanc (classified as held for sale), mainly to circumstances raised that were
previously considered unlikely, such as social unrest and pandemic, and the consequent health and economic crisis. However, the Bank
continues committed to its selling plan and its acquiring network development plan, as evidenced by the recent creation of a payment
card operating company and the active search for potential buyers</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; background-color: white"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; background-color: white"><I>Assets received or awarded in
lieu of payment</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; background-color: white"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0pt 8pt 0pt; text-align: justify; background-color: white">Assets received or awarded
in lieu of payment of loans and accounts receivable from clients are recognized at their fair value (as determined by an independent
appraisal). A price is agreed upon by the parties through negotiation or, when the parties do not reach an agreement, at the amount at
which the Bank is awarded those assets at a judicial auction. In the both cases, an independent appraisal is performed. The excess of
the outstanding loan balance over the fair value is charged to net income for the period, under &ldquo;Provision for loan losses&rdquo;.
Any excess of the fair value over the outstanding loan balance, less costs to sell of the collateral, is returned to the client. These
assets are subsequently adjusted to their net realizable value less cost to sale (assuming a forced sale). The difference between the
carrying value of the asset and the estimated fair value less costs to sell is charged to net income for the period, under &ldquo;Other
operating expenses&rdquo;. The result obtained in the sale of the asset is subsequently recorded under &ldquo;Other operating income&rdquo;.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify; background-color: white">Independent appraisals are
obtained at least every 18 months and fair values are adjusted accordingly. No adjustments have been made between appraisals with respect
to the period covered by these financial statements considering the stability of the real estate market in Chile during past years and
expected stability of the real estate market in the coming years.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify; background-color: white">At least once a year, the
Bank performs the necessary analysis to update the &ldquo;cost to sale&rdquo; of assets received or awarded in lieu of payments. According
to the Bank&rsquo;s survey, as of December 31, 2020 the average cost to sale was estimated at 3.2% of the appraisal value (3.1% as of
December 31, 2019).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify; color: red">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>u)</B></TD><TD STYLE="text-align: justify"><B>Earnings per
                                            share</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">Basic earnings per share are determined by dividing
the net income attributable to the shareholders of the Bank for the reported period by the weighted average number of shares outstanding
during the reported period.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Diluted earnings per share are determined in the same
way as basic earnings, but the weighted average number of outstanding shares is adjusted to take into consideration the potential diluting
effect of stock options, warrants, and convertible debt.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 12pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify">As of December 31, 2020, and 2019 the Bank did not have any
instruments that generated dilution.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 12pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>v)</B></TD><TD STYLE="text-align: justify"><B>Temporary acquisition
                                            (assignment) of assets and liabilities</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">Purchases or sales of financial assets under non-optional
repurchase agreements at a fixed price are recorded in the Consolidated Statements of Financial Position based on the nature of the debtor
(creditor) under &ldquo;Deposits in the Central Bank of Chile,&rdquo; &ldquo;Deposits in financial institutions&rdquo; or &ldquo;Loans
and accounts receivable from customers&rdquo; (&ldquo;Central Bank of Chile deposits,&rdquo; &ldquo;Deposits from financial institutions&rdquo;
or &ldquo;Customer deposits&rdquo;).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">Differences between the purchase and sale prices
are recorded as financial interest over the term of the contract.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>w)</B></TD><TD STYLE="text-align: justify"><B>Provision for
                                            mandatory dividends</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 5pt 8pt 7.1pt 0in; text-align: justify">As of September 30, 2021 and 2020 an for the
year ended December 31, 2020 the Bank recorded a provision for mandatory dividends. This provision is made pursuant to Article 79 of
the Corporations Act, which is in accordance with the Bank&rsquo;s internal policy, pursuant to which at least 30% of net income for
the period is distributed, except in the case of a contrary resolution adopted at the respective shareholders&rsquo; meeting by unanimous
vote of the outstanding shares. This provision is recorded, as a deducting item, under the &ldquo;Retained earnings &ndash; provision
for mandatory dividends&rdquo; line of the Consolidated Statements of Changes in Equity with offset to Provisions.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>x)</B></TD><TD STYLE="text-align: justify"><B>Employee benefits</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 21.25pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Post-employment benefits &ndash;
                                            Defined Benefit Plan:</B></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">According to current collective labor agreements and
other agreements, the Bank has an additional benefit available to its principal executives, consisting of a pension plan whose purpose
is to endow them with funds for a better supplementary pension upon their retirement.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><U>Features of the Plan:</U></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The main features of the Post-Employment Benefits Plan
promoted by the Banco Santander-Chile are:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">a.</TD><TD>Aimed at the Bank&rsquo;s management.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">b.</TD><TD STYLE="text-align: justify">The general requirement to apply for
                                            this benefit is that the employee must be carrying out his/her duties when turning 60 years
                                            old.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">c.</TD><TD>The Bank will create a pension fund, with life insurance, for each
                                            beneficiary in the plan. Periodic contributions into this fund are made by the manager and
                                            matched by the Bank.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">d.</TD><TD>The Bank will be responsible for granting the benefits directly.</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">The Bank uses the method of projected unit credit,
to determine the present value of the defined benefit obligation and the current service cost.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">Components of defined benefit cost include:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">current
                                            service cost and any past service cost, which are recognized in profit or loss for the period;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">net
                                            interest on the liability (asset) for net defined benefit, which is recognized in profit
                                            or loss for the period;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">new
                                            liability (asset) remeasurements for net defined benefit include: </FONT></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(a)</TD><TD STYLE="text-align: justify">actuarial gains and losses;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(b)</TD><TD STYLE="text-align: justify">the difference between the actual return
                                            on plan assets and the interest on plan assets included in the net interest component and;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">(c)</TD><TD STYLE="text-align: justify">changes in the effect of the asset ceiling.</TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">The liability (asset) for net defined benefit is
the deficit or surplus, determined as the difference between the present value of the defined benefit obligation less the fair value
of plan assets.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Plan assets comprise the pension fund taken out by
the Group with a third party that is not a related party. These assets are held by an entity legally separated from the Bank and exist
solely to pay benefits to employees.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">The Bank recognizes the present service cost and
the net interest of the Personnel salaries and expenses on the Consolidated Statements of Income.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES,
continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The post-employment benefits liability, recognized
in the Consolidated Statements of Financial Position represents the deficit or surplus in the defined benefit plans of the Bank. Any
surplus resulting from the calculation is limited to the present value of any economic benefits available in the form of refunds from
the plan or reductions in future contributions.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">When employees leave the plan before meeting the requirements
to be eligible for the benefit, contributions made by the Bank are reduced.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>Cash-settled
                                            share-based compensation</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank allocates cash-settled share-based compensation
to executives of the Bank and its Subsidiaries in accordance with IFRS 2. The Bank measures the services received and the obligation
incurred at fair value. Until the obligation is settled, the Bank determines the fair value at the end of each reporting period, as well
as at the date of settlement, recognizing any change in fair value in the income statements of the period.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>y)</B></TD><TD STYLE="text-align: justify"><B>Application
                                            of new and revised International Financial Reporting Standards</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>1.</B></TD><TD STYLE="text-align: justify"><B>New and revised
                                            standards effective in current year</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The following new and revised IFRS have been adopted
in these financial statements:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><B>Reform of the benchmark interest rate. Phase 2</B>
- On August 27, 2020 the IASB has finalized its response to the ongoing rate reform of interbank offer (IBOR) and other reference interest
rates by issuing a package of amendments to IFRS Standards. The amendments are intended to help companies provide investors with useful
information on the effects of the reform on the state&rsquo;s financial institutions of those companies. The amendments complement those
issued in 2019 and focus on the effects on the financial statements when a company replaces the rate of reference interest for an alternative
reference rate as a result of the reform.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The modifications of this final phase refer to:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">changes
                                            in contractual cash flows: a company will not have to derecognise or adjust the carrying
                                            amount of instruments due to the changes required by the reform, but will update the effective
                                            interest rate to reflect the change to the reference rate alternative;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">hedge
                                            accounting - a business will not have to discontinue its hedge accounting just because it
                                            makes the changes required by the reform, if the hedge meets the other hedge accounting criteria;
                                            and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">disclosures:
                                            a company will be required to disclose information about new risks arising from the reform
                                            and how it manages the transition at alternative reference rates.</FONT></TD></TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify">These amendments are effective for annual reporting periods
beginning on or after January 1, 2021, and early adoption is permitted. The Bank has been working since 2019 on the transition of different
risk-free reference rates (hereinafter also &ldquo;RFR&rdquo;), including the LIBOR rate. In this context, the Bank's work plan includes
the identification of the impacted customers, the impacted areas, the various risks to which the Bank is exposed, the determination of
work teams regarding each risk, the involvement of the high administration in a robust project governance plan and an action plan for
each of the impacted identified risk/areas, which we allowed to face this challenge successfully.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify"><B>Amendment to IFRS 16 - Rental concessions related
to Covid-19.</B> This modification issued on March 10, 2021, has extended the term of the initial amendment by one year on May 29, 2020,
the IASB issued this amendment to provide an exception to tenants from not accounting for a lease concession as a lease amendment if
it is related to Covid-19. But you must disclose the application of this exception. The modification is effective as of June 1, 2020,
with early application allowed even for financial institutions that have not yet been authorized as of May 28, 2020. The Bank has decided
not to take any concession in relation to its lease contracts, therefore that this modification has not had an impact on the Bank's Consolidated
Financial Statements.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>2.</B></TD><TD STYLE="text-align: justify"><B>New and revised
                                            IFRS issued but not effective</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>IFRS 9, Financial Instruments</B> - On July
24, 2014, the IASB published the final version of IFRS 9 - Financial Instruments, including the regulations already issued together with
a new expected loss model and minor modifications to the classification and measurement requirements for financial assets, adding a new
category of financial instruments: assets at fair value with changes in other comprehensive result for certain debt instruments. It also
includes an additional guide on how to apply the business model and testing of contractual cash flow characteristics.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">On October 12, 2017, &quot;Amendment to IFRS 9:
Characteristics of Anticipated Cancellation with Negative Compensation&quot; was published, which clarifies that according to the current
requirements of IFRS 9, the conditions established in Test SPPI are not met if the Bank should make a settlement payment when the client
decides to terminate the credit. With the introduction of this modification, in relation to termination rights, it is allowed to measure
at amortized cost (or FVOCI) in the case of negative compensation.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Amendments to IFRS 10 and IAS 28 - Sale and
Contribution of Assets between an Investor and its Associate or Joint Venture</B> - On September 11, 2014, the IASB published this amendment,
which clarifies the scope of the gains and losses recognized in a transaction that involves to an associate or joint venture, and that
this depends on whether the asset sold or contribution constitutes a business. Therefore, the IASB concluded that all of the gains or
losses should be recognized against the loss of control of a business. Likewise, profits or losses resulting from the sale or contribution
of a non-business subsidiary (IFRS 3 definition) to an associate or joint venture must be recognized only to the extent of unrelated
interests in the associate or business set.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Modification to IAS 1 - Classification of liabilities
as current and non-current</B> - On January 23, 2020 the IASB issued this modification that affects only the presentation of liabilities
in the statement of financial position. The classification as current or non-current should be based on the rights existing at the end
of the reporting period and align the wording in all the affected paragraphs by referring to the right to defer settlement for at least
12 months and specify that only the rights in force at the end The reporting period affects the classification of a liability. Along
the same lines, it clarifies that the classification is not affected by the expectations of whether an entity will exercise its right
to defer the settlement of a liability and makes it clear that the settlement refers to the transfer to the counterparty of cash, equity
instruments, other assets or services. This modification is effective as of January 1, 2022 with retroactive effect, and early application
allowed. The Bank's administration will evaluate the impact that this rule will have on the presentation of the statement of situation.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 224.75pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Annual Improvements to IFRS 2018-2020. On May
15, 2020</B>, the IASB issued the following improvements:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">IFRS 1 First Adoption
                                            of IFRS's - Subsidiary as first-time adopter: the amendment allows a subsidiary that applies
                                            paragraph D16 (a) of IFRS 1 measure the accumulated differences using the amounts reported
                                            by its parent, based on the date.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">IFRS 9 Financial Instruments
                                            - Fees in the &quot;10% test&quot; for derecognition of financial liabilities: The amendment
                                            clarifies that Fees should include an entity when it applies the &quot;10% test&quot; in
                                            paragraph B3.3.6 of IFRS 9 when assessing derecognition of a financial liability. An entity
                                            will include only commissions paid and received between the entity (the debtor) and the lender,
                                            including commissions paid and received by the entity or the lender on behalf of others.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">IFRS 16 Leases - Lease
                                            Incentives: The amendment to Illustrative Example 13 that accompanies IFRS 16 removes from
                                            the example the illustration of reimbursement of improvements to the landlord to resolve
                                            any possible confusion regarding the treatment of leasing that may arise because of how lease
                                            incentives are illustrated in that example.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">IAS 41 Agriculture -
                                            Taxes on fair value measurement: the amendment eliminates the requirement of paragraph 22
                                            of IAS 41 for entities exclude cash flows from taxes when measuring the fair value of a biological
                                            asset using the present value technique. This will guarantee consistency with the requirements
                                            of IFRS 13.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The improvements to IFRS 1, IFRS 9 and IAS 41 are
effective as of January 1, 2022, with earlier application permitted. The amendment to IFRS 16 only refers to an illustrative example,
so it does not set an effective date. The Bank's management will evaluate the impact that this standard will have on the presentation
of the situation.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: Red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Improvements to IAS 16 Property, plant and equipment
- Income before intended use</B>. On May 15, 2020, the IASB published this improvement, which prohibits deducting from the cost of an
item of property, plant and equipment any income from the sale of items produced while they are located and placed in the necessary conditions
for it to operate. in the manner intended by management. Instead, an entity recognizes the income from the sale of those items and the
cost of producing them, in profit or loss. This amendment is effective as of January 1, 2022, with early application permitted. The Bank's
administration will evaluate the impact that this regulation will have on the presentation of the statement of situation.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Modification IAS 37 - Onerous contracts, costs
of fulfilling a contract.</B> On May 15, 2020, the IASB published this amendment, which establishes that the cost of fulfilling a contract
comprises the costs that are directly related to the contract. The costs that are directly related to a contract can be incremental costs
of fulfilling that contract (examples would be direct labor, materials) or an allocation of other costs that are directly related to
the fulfillment of contracts (an example would be the allocation of the depreciation charge for an item of property, plant and equipment
used to fulfill the contract). This amendment is effective as of January 1, 2022, with early application allowed. The Bank's management
will evaluate the impact that this standard will have on the presentation of the statement situation.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Modification to IFRS 3 - Reference to the conceptual
framework.</B> On May 15, 2020 the IASB published this amendment which updates IFRS 3 to refer to the 2018 Conceptual Framework instead
of the 1989 Framework. Additionally, it adds to IFRS 3 a requirement for transactions and other events within the scope of IAS. 37 or
IFRIC 21, for an acquirer to apply IAS 37 or IFRIC 21 (instead of the Conceptual Framework) in identifying liabilities assumed in a business
combination, and adds an explicit statement stating that an acquirer should not recognize assets contingents acquired in a business combination.
This amendment is effective as of January 1, 2022, with early application permitted. The Bank's management will evaluate the impact that
this standard will have on the presentation of the balance sheet.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Amendment to IAS 8 - Definition of accounting
estimates.</B> On February 12, 2021, the IASB published this amendment to help entities distinguish between accounting policy and accounting
estimate. The definition of change in accounting estimates is replaced with a definition of accounting estimates. Under the new definition,
accounting estimates are &quot;monetary amounts in financials statements that are subject to measurement uncertainty.&quot; The amendments
are effective for annual periods beginning on or after January 1, 2023 and changes in accounting policies and changes in accounting estimates
that occur on or after the beginning of that period. The above application is allowed. The Bank's management will evaluate the impact
that this standard will have on the presentation of the balance sheet.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Amendment to IAS 1 and IFRS 2 Practice Statements
- Accounting Policy Disclosures. </B>On February 12, 2021, the IASB published this amendment that is intended to assist in identifying
which accounting policies should be disclosed in financial statements. Modifications include:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">an entity is required
                                            to disclose its material accounting policy information rather than its significant accounting
                                            policies</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">explains how an entity
                                            can identify material accounting policies and gives examples of when accounting policies
                                            are likely to be material</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">the amendments clarify
                                            that the information on accounting policies may be material due to its nature, even if the
                                            related amounts are immaterial; the amendments clarify that information on accounting policies
                                            is material if users of an entity's financial statements will need it to understand other
                                            material information in the financial statements; and</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">-</TD><TD STYLE="text-align: justify">the amendments clarify
                                            that, if an entity discloses immaterial accounting policy information, such information will
                                            not hide the material accounting policy information.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In addition, the IFRS 2 Practice Statement has
been amended by adding guidance and examples to explain and demonstrate the application of the &quot;four-step materiality process&quot;
to accounting policy information to support amendments to IAS 1.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The modifications are applied prospectively. The
amendments to IAS 1 are effective for annual periods beginning on or after January 1, 2023. Early application is permitted. Once the
entity applies the amendments to IAS 1, it is also allowed to apply the amendments to the IFRS 2 Practice Statement. The Bank's management
will evaluate the impact that this standard will have on the presentation of the balance sheet.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: #EC0000">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: #EC0000"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: rgb(236,0,0)"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: red"><B>NOTE 01</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>SUMMARY OF SIGNIFICANT ACCOUNTING
POLICIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Modification IAS 12 - Deferred taxes on assets
and liabilities generated from a single transaction.</B> This Modification issued on May 7, 2021, on the treatment of deferred taxes
on operations such as leases and decommissioning obligations. In these situations, entities must recognize deferred assets and liabilities
in the event that both deductible and taxable temporary differences occur for the same amount. The modifications are effective for fiscal
years beginning on January 1, 2023, with early application permitted. The Bank's management will evaluate the impact that this standard
will have on the presentation of the balance sheet.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: red"><B>NOTE 02</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: red"><B>ACCOUNTING CHANGES</B></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; color: #EC0000"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">As of the date of these Consolidated Financial Statements, there are
no accounting changes to disclose.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0pt; color: red"><B>NOTE 03</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>SIGNIFICANT EVENTS</B></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">As of September 30, 2021, the following significant
events have occurred and affected the Bank&rsquo;s operation and Consolidated Financial Statements.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>The Board</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">On March 30, 2021, in an extraordinary session
of the Board of Directors, it was agreed to summon an Ordinary Shareholders Meeting scheduled for April 29, 2021 with the intention to
propose a new distribution of profits and payment of dividends equivalent to 60% of the retained earnings as of December 31, 2020 equivalent
to $ 1.64751729 per share and to propose that the remaining 40% of the profits for the fiscal year to be destined to increase the Bank's
reserves.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Shareholders&rsquo;
                                            meeting</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">At the Ordinary Shareholders' Meeting of Banco
Santander-Chile held on April 29, 2021, together with approving the Consolidated Financial Statements for the year 2020, it was agreed
to distribute 60% of the net profits for the year (which are named in the financial statements &ldquo;Profit attributable to equity holders
of the Bank&rdquo;), which amounted to $ 517,447 million. Said profits correspond to a dividend of $ 1.64751729 for each share. Likewise,
it was approved that the remaining 40% of the profits be used to increase the Bank's reserves.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Board election: the members approved the election
of Messrs. Alfonso G&oacute;mez, Claudio Melandri, Rodrigo Vergara, F&eacute;lix de Vicente, Orlando Poblete, Juan Pedro Santa Mar&iacute;a,
Ana Dorrego, Rodrigo Echenique and Luc&iacute;a Santa Cruz, as Directors, and Blanca Bustamante and Oscar von Chrismar, as Alternate
Directors, elected for a period of three years until the next renewal of the entire Board of Directors.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Appointment of external auditors: the members approved
PricewaterhouseCoopers Consultores Auditores SpA as external auditors for the 2021 financial year.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c)</B></TD><TD STYLE="text-align: justify"><B>COVID-19</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The aid measures that the Bank has granted in the
current pandemic context are classified into new operations granted under Fogape guarantees and rescheduled operations:</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 50%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-bottom: 2pt; width: 59%; padding-right: 5.4pt; padding-left: 5.4pt; font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Covid-19</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-bottom: 2pt; vertical-align: top; width: 41%; padding-right: 5.4pt; padding-left: 5.4pt; font-weight: bold; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of September 30, 2021</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; font-weight: bold; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; font-weight: bold; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Operations
    with Fogape guarantee</FONT></TD>
    <TD STYLE="padding-bottom: 2pt; padding-right: 44.05pt; padding-left: 5.4pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">2,383,561</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; font-weight: bold; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Rescheduling</FONT></TD>
    <TD STYLE="padding-bottom: 2pt; padding-right: 44.05pt; padding-left: 5.4pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">8,004,282</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-bottom: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; font-weight: bold; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Reactivate
    Fogape</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-bottom: 2pt; padding-right: 44.05pt; padding-left: 5.4pt; font-weight: bold; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">892,249</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->40<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>NOTE 03</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>SIGNIFICANT EVENTS, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d)</B></TD><TD STYLE="text-align: justify"><B>Laws and Standards</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Chilean Central Bank</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Due to the importance of the FCIC for the implementation
of monetary policy and financial stability and considering the evolution of the financing needs of companies and the adjustments in the
Government's guarantee programs, the Central Bank of Chile announced on 27 January 2021, the start of a third stage of this instrument
(FCIC3). In particular, this new stage is aimed at: (i) completing the committed execution of this monetary policy instrument, and (ii)
deepening and extending commercial credit due to the prolongation of the sanitary emergency and the need to support the country&rsquo;s
reactivation process, responding to the current financial needs of companies, complementing the recently enacted Fogape-Reactiva program,
especially in its refinancing line. FCIC 3 came into effect on March 1, 2021 and there will be a limit of US $ 2 billion per bank. Additionally,
the Fogape-Reactiva program is a new economic support measure that includes financing for working capital, investment and refinancing
for SMEs until December 31, 2021.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>Others</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">On April 13, 2021, Law No. 21,314 was published
in the Official Gazette, which, among other matters, establishes new transparency requirements and reinforces the responsibilities of
market agents. One of the requirements is that companies issuing public offering securities must publish, at least 30 days in advance,
the date on which the next financial statements will be disclosed, be they annual or quarterly. The Bank complied with this requirement
on its website.</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Subsidiaries</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">On January 7, 2021, the Extraordinary Shareholders'
Meeting of Sociedad Operadora de Tarjetas de Pago Santander Getnet Chile SA agreed to pay the total subscribed and unpaid equity by its
shareholders, for a total amount of Ch$ 3,727 million. Shareholder Santander Asesorias Financieras made its payment in cash for Ch$ 800
thousand. The shareholder Banco Santander-Chile made its payment in part with cash for Ch$ 38 million and also contributing assets valued
by the extraordinary Shareholders' Meeting at Ch$ 3,689 million.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">On January 29, 2021, in exempt resolution N&deg;704,
the Council of the Financial Market Commission adopted in the Ordinary Session N&deg;. 220 dated January 28, 2021, to approve the application
for authorization of operation for Sociedad Operadora de Tarjetas de Pago Santander Getnet Chile S.A. as a bank support company and its
registration in the single register of Payment Card Operators of this Institution.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">On March 22, 2021, Getnet, through an Extraordinary
Shareholders' Meeting, agreed to modify the company&rsquo;s bylaws with regard to the number of Directors, from 3 to 5.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>NOTE 03</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>SIGNIFICANT EVENTS, continued</B></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>f)</B></TD><TD STYLE="text-align: justify"><B>Bods issued at
                                            September 30, 2021</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>f.1</B></TD><TD STYLE="text-align: justify"><B>Senior bonds</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify">As of September 30, 2021 the Bank has issued
senior bonds for an amount of USD 193,000,000, JPY 22,000,000,000 and CHF 150,000,000. The debt issuance information is included in Note
16.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 10%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Series</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 11%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Currency</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Term
    (annual)</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Issuance
    rate (annual)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Issuance</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>date</B></FONT></P></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Amount</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Maturity</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>date</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonos
    USD</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2
    years and 10 months</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.71%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-25-2021</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12-28-2023</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonos
    USD</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2
    years and 11 months</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.72%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-26-2021</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-26-2024</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonos
    USD</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7
    years</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.05%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-09-2020</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-09-2028</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonos
    USD</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5
    years</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.64%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-15-2021</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-15-2026</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>USD</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>193,000,000</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonos</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">JPY</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5
    years</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.35%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">05-13-2021</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,000,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">05-13-2026</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonos</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">JPY</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4
    years</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.40%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-12-2021</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,000,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-22-2025</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonos</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">JPY</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4
    years</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.42%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-13-2021</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,000,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-28-2025</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>JPY</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>22,000,000,000</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Bono
    CHF</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>CHF</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6
    years</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.33%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-22-2021</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 11.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">150,000,000</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-27-2027</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">g.</TD><TD STYLE="text-align: justify">Otros</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">On
the following dates, the Bank's Board of Directors approved the constitution of additional voluntary provisions in order to mitigate
any future effects of the current health crisis on the Bank's loan portfolio.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">February
3, 2021, MCh$ 24,000</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">May
25, 2021, MCh$ 18,000</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">July
27, 2021, MCh$ 15,000</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">August
24, 2021, MCh$ 15,000</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">In
Ordinary Session dated June 22, 2021, the Board of Directors agreed to participate in the capital increase of the company Transbank S.A.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">On
July 15, 2021, the sale of the shares held in the Banco Latinoam&eacute;ricano de Comercio Exterior (Bladex), whose book value was $
136 million, was carried out, which generated a profit of $ 148 million.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">During
July 2021 and September 2021, the Bank made disbursed Ch$2,500 million and Ch$4,999 million, respectively for the capital increases of
Transbank S.A.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>NOTE 04</B></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">REPORTING SEGMENTS</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank manages and measures the performance of
its operations by business segments. The information disclosed in this note is not necessarily comparable to that of other financial
institutions, since it is based on management&rsquo;s internal information system by segment.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Inter-segment transactions are conducted under
normal arm&rsquo;s length commercial terms and conditions. Each segment&rsquo;s assets, liabilities, and income include items directly
attributable to the segment to which they can be allocated on a reasonable basis.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Under IFRS 8, the Bank has aggregated operating
segments with similar economic characteristics according to the aggregation criteria specified in the standard. A reporting segment consists
of clients that are offered differentiated but, considering how their performance is measured, are homogenous services based on IFRS
8 aggregation criteria, thus they form part of the same reporting segment. Overall, this aggregation has no significant impact on the
understanding of the nature and effects of the Bank&rsquo;s business activities and the economic environment.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">The Bank has the reportable segments noted below:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><U>Retail Banking</U></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Consists of individuals and small to middle-sized
entities (SMEs) with annual income less than Ch$2,000 million. This segment gives customers a variety of services, including consumer
loans, credit cards, automobile loans, commercial loans, foreign exchange, mortgage loans, debit cards, checking accounts, savings products,
mutual funds, stockbrokerage, and insurance brokerage. Additionally, the SME clients are offered government-guaranteed loans, leasing
and factoring.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><U>Middle-market</U></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">This segment is made up of companies and large
corporations with annual sales exceeding Ch$2,000 million. It serves institutions such as universities, government entities, local and
regional governments and companies engaged in the real estate industry who carry out projects to sell properties to third parties and
annual sales exceeding Ch$800 million with no upper limit. The companies within this segment have access to many products including commercial
loans, leasing, factoring, foreign trade, credit cards, mortgage loans, checking accounts, transactional services, treasury services,
financial consulting, savings products, mutual funds, and insurance brokerage. Also companies in the real estate industry are offered
specialized services to finance projects, chiefly residential, with the aim of expanding sales of mortgage loans.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B><U>Corporate &amp; Investment Banking (CIB)</U></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">This segment consists of foreign and domestic multinational
companies with sales over Ch$10,000 million. The companies within this segment have access to many products including commercial loans,
leasing, factoring, foreign trade, credit cards, mortgage loans, checking accounts, transactional services, treasury services, financial
consulting, investments, savings products, mutual funds and insurance brokerage.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">This segment also consists of a Treasury Division
which provides sophisticated financial products, mainly to companies in the Middle-market and Global Investment Banking segments. These
include products such as short-term financing and fund raising, brokerage services, derivatives, securitization, and other tailor-made
products, The Treasury area may act as brokers to transactions and also manages the Bank&rsquo;s investment portfolio.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B><U>Corporate Activities (&ldquo;Other&rdquo;)</U></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">This segment mainly includes the results of our
Financial Management Division, which develops global management functions, including managing inflation rate risk, foreign currency gaps,
interest rate risk and liquidity risk. Liquidity risk is managed mainly through wholesale deposits, debt issuances and the Bank&rsquo;s
available for sale portfolio. This segment also manages capital allocation by unit. These activities usually result in a negative contribution
to income.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 04</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0">REPORTING SEGMENTS, CONTINUED</P>

<P STYLE="color: red; font: bold 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">In addition, this segment encompasses all the intra-segment
income and all the activities not assigned to a given segment or product with customers.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The segments&rsquo; accounting policies are those described
in the summary of accounting policies, The Bank earns most of its income in the form of interest income, fee and commission income and
income from financial operations. To evaluate a segment&rsquo;s financial performance and make decisions regarding the resources to be
assigned to segments, the Chief Operating Decision Maker (CODM) bases his assessment on the segment's interest income, fee and commission
income, and expenses.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Below are the tables showing the Bank&rsquo;s results by reporting
segment for the years ended September 30, 2021 and December 31, 2020, in addition to the corresponding balances of loans and accounts
receivable from customers:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="8" STYLE="border-top: Black 2.25pt solid; vertical-align: top; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of 9 months to September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 19%; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Loans and accounts receivable at amortized
    cost</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(1)</B></P></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Demand
    and time deposits</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    interest income<BR>
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    fee and commission income<BR>
    </B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 11%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Financial transactions, net</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(2)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Expected
    credit losses<BR>
    </B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Support expenses</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(3)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 11%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segment`s
    <BR>
    net contribution</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Retail
    Banking</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,101,154</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,206,980</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">787,543</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">188,666</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22,522</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(148,345)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(460,701)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>389,685</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Middle-market</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,460,111</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,185,189</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">251,552</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31,063</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,939</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(51,111)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(67,179)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>174,264</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CIB
    </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,007,504</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,178,496</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">72,101</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22,406</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,626</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(828)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(55,959)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>120,346</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">66,720</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,286,281</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">199,197</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,347)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(24,538)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(13,621)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8,641)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>148,050</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,635,489</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>29,856,946</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,310,393</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>237,788</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>90,549</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(213,905)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(592,480)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>832,345</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: -3.45pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 40%; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating income</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 11%; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,540</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other operating
    expenses and impairment</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(88,157)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    from investments in associates and other companies</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,252</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    tax expense</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(166,147)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Result
    of continuing operations</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>586,833</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Result
    of discontinued operations</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    income for the year</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>586,833</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 2.25pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.25pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.25pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.25pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.25pt; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.25pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-bottom: 2.25pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(1)</TD><TD STYLE="text-align: justify">Corresponds to loans
                                            and accounts receivable at amortized cost under IFRS 9, without deducting their allowances
                                            for loan losses.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(2)</TD><TD STYLE="text-align: justify">Corresponds to the
                                            sum of the net income from financial operations and the foreign exchange profit or loss.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(3)</TD><TD STYLE="text-align: justify">Corresponds to the
                                            sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt"></P>

<!-- Field: Page; Sequence: 44; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->44<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 04</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0">REPORTING SEGMENTS, CONTINUED</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.35pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of 9 months to September 30, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 20%; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Loans and accounts receivable at amortized
    cost</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(1)</B></P></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; width: 9%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Demand
    and time deposits</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    interest income<BR>
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    fee and commission income<BR>
    </B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Financial transactions, net</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(2)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Expected
    credit losses<BR>
    </B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Support expenses</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(3)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 11%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segment`s
    <BR>
    net contribution</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Retail
    Banking</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,822,682</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,680,632</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">783,541</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">156,324</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,533</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(237,239)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(448,249)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>270,910</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Middle-market</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,793,190</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,399,458</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">255,308</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29,198</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,158</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(11,139)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(69,164)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>119,361</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CIB
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,896,722</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,958,945</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">84,605</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17,759</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">64,251</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(29,404)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(53,187)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>84,024</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">280,139</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,647,238</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,756</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5,027)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">39,408</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(29,545)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,481)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>24,111</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>34,792,733</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,686,273</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,150,210</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>198,254</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>134,350</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(406,327)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(578,081)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>498,406</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: -3.45pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 41%; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating income</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 10%; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,379</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other operating
    expenses and impairment</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(56,620)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    from investments in associates and other companies</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">930</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    tax expense</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(99,131)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Result
    of continuing operations</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>349,964</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Result
    of discontinued operations</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    income for the year</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>349,964</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>




<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 04</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">REPORTING SEGMENTS, CONTINUED</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="8" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 18%; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Loans and accounts receivable at amortized
    cost</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(1)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Demand
    and time deposits</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    interest income<BR>
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    fee and commission income<BR>
    </B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Financial transactions, net</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(2)</B></P></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>ROF</B></P></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Support expenses</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(3)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segment`s
    <BR>
    net contribution</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Retail Banking</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">395,096</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">679,751</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">263,949</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">65,448</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,619</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(27,515)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(151,721)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>159,780</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Middle-market</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">222,033</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">223,290</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83,234</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,195</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,708</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(24,728)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(23,258)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>52,151</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CIB </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">474,431</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(191,095)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,674</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,321</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31,316</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,253)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(19,538)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>44,520</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(11,972)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(333,059)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">68,441</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,168)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(10,869)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(39,002)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,294)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,108</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,079,588</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>378,887</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>441,298</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>85,796</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>34,774</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(94,498)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(197,811)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>269,559</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 40%; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating income</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 10%; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,870</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating expenses and impairment</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(44,586)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    from investments in associates and other companies</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">365</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    tax expense</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(49,852)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Result
    of continuing operations</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>179,356</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Result
    of discontinued operations</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    income for the year</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>179,356</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">(1)</TD><TD STYLE="text-align: justify">Corresponds to loans and
                                            accounts receivable at amortized cost under IFRS 9, without deducting their allowances for
                                            loan losses.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">(2)</TD><TD STYLE="text-align: justify">Corresponds to the sum
                                            of the net income from financial operations and the foreign exchange profit or loss.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">(3)</TD><TD STYLE="text-align: justify">Corresponds to the sum
                                            of personnel salaries and expenses, administrative expenses, depreciation and amortization.</TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 46; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->46<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 04</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">REPORTING SEGMENTS, CONTINUED</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to September 30, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 20%; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Loans and accounts receivable at amortized
    cost</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(1)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Demand
    and time deposits</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    interest income<BR>
    <BR>
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    fee and commission income<BR>
    <BR>
    </B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Financial transactions, net</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(2)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Expected
    credit losses<BR>
    <BR>
    </B></FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Support expenses</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(3)</B></P></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segment`s
    <BR>
    net contribution</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Retail
    Banking</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: right">273,107</P></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">679,751</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">263,949</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">65,448</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,489</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(38,849)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(151,721)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>143,316</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Middle-market</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22,033</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">223,290</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83,234</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,195</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(422)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(36,062)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(23,258)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,687</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CIB
    </FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: right">474,431</P></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,91,095)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,674</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,321</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27,759</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5,390)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(19,538)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>38,826</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(119,72)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(333,059)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">68,441</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,168)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(110,01)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,800</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,294)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>75,778</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>957,599</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>378,887</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>441,298</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>85,796</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>20,825</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(56,501)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(197,811)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>293,607</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 40%; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating income</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 10%; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,759</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating expenses and impairment</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(42,314)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    from investments in associates and other companies</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">365</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Income
    tax expense</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(56,625)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Result
    of continuing operations</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>196,792</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Result
    of discontinued operations</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    income for the year</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 7pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-bottom: 3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>196,792</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->47<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 05</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">CASH AND CASH EQUIVALENTS</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>The detail of the balances included under
                                            cash and cash equivalents is as follows:</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 84%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of September&nbsp;30,</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December&nbsp;31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Cash
    and deposits in banks </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Cash</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">867,604</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">665,397</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Deposits
    at the Central Bank of Chile</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,805,748</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,313,394</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Deposits
    in local banks</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,338</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,571</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Deposits
    in banks abroad</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,848,507</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">822,926</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotals
    &ndash; Cash and deposits in banks</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>5,526,197</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,803,288</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Net
    cash items in process of collection</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">96,199</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">91,332</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Cash
    and cash equivalents</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>5,622,396</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,894,620</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify"></P>


<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The balance of funds held in cash and at the Central Bank of
Chile reflects the monthly average that the Bank must maintain in accordance with the regulations governing minimum reserves although
the balance can be withdrawn on demand.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Cash in process of collection and in process
                                            of being cleared:</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0in; text-indent: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Cash items in process of collection and in process of being
cleared represent domestic transactions which have not been processed through the central domestic clearinghouse or international transactions
which may be delayed in settlement due to timing differences. These transactions were as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 84%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 58%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: bottom; width: 2%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 19%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September&nbsp;30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 2%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 19%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December&nbsp;31, </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021<BR>
    MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020<BR>
    MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Assets</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Documents
    held by other banks (documents to be cleared)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">116,512</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">137,396</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Funds
    receivable </FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">341,816</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">315,567</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>458,328</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>452,963</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Liabilities
    </B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 0.25in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Funds
    payable</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">362,129</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">361,631</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>362,129</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>361,631</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Cash
    in process of collection, net</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>96,199</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>91,332</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 06</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">FINANCIAL ASSETS HELD FOR TRADING</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The detail of instruments deemed as financial trading investments
is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 92%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: top; width: 69%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: top; width: 1%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 14%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September&nbsp;30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 2%; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 14%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December&nbsp;31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Chilean
    Central Bank and Government securities</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Chilean
    Central Bank Bonds</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">701</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">419</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Chilean
    Central Bank Notes</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Other
    Chilean Central Bank and Government securities</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">39,766</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">131,827</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>40,467</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>132,246</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Other
    Chilean securities</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Time
    deposits in Chilean financial institutions</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Mortgage
    finance bonds of Chilean financial institutions</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Chilean
    financial institution bonds</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Chilean
    corporate bonds</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">10,749</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">1,472</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Other
    Chilean securities</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>10,749</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>1,472</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Foreign
    financial securities</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Foreign
    Central Banks and Government securities</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Other
    foreign financial instruments</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Investments
    in mutual funds</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Funds
    managed by related entities</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Funds
    managed by others</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-indent: 27.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center; text-indent: 27.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-indent: 3.65pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>51,216</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>133,718</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 0in; text-align: justify">As of Septiembre 30, 2021 and december 31, 2020,
there were no trading investments sold under contracts to resell to clients or financial institutions.&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 07</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify">As of September
                                            30, 2021 and December 31, 2020 the Bank holds the following portfolio of derivative instruments:</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 92%; border-collapse: collapse; margin-left: 0.25in">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Notional
    amount</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Fair
    value</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 27%; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 2.55pt; text-align: center"><B>Up to 3 </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 2.55pt; text-align: center"><B>Months</B></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 2.55pt; text-align: center"><B>More than 3 </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 2.55pt; text-align: center"><B>months to </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 2.55pt; text-align: center"><B>1 year</B></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 2.55pt; text-align: center"><B>More than </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 2.55pt; text-align: center"><B>1 year</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-left: 2.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Assets</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Liabilities
    </B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Fair
    value hedge derivatives</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: -5.4pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: -5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; padding-right: -5.4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    rate swaps</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">142,096</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">210,000</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,811,953</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,164,049</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,973</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">499,404</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">481,414</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,799,929</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,666,749</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,948,092</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">305,769</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">167,335</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: middle; padding-right: 7.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>623,510</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,009,929</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,478,702</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>15,112,141</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>313,742</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>666,739</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Cash
    flow hedge derivatives</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Currency
    forwards</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">269,776</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,191,182</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,460,958</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,796</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">206,922</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,123,359</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,199,393</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,529,674</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">99,594</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">400,134</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: middle; padding-right: 7.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>476,698</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,314,541</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,199,393</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,990,632</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>99,694</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>401,930</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Trading
    derivatives</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Currency
    forwards</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,605,595</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,212,190</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,372,550</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>48,190,335</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,197,793</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,210,663</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    rate swaps</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,192,725</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,775,602</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,017,616</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>134,985,943</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,941,884</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,001,820</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,125,536</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,750,277</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">80,916,887</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>91,792,700</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,117,793</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,110,843</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Call
    currency options</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">163,713</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">40,677</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>204,390</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,375</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,572</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Put
    currency options</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">195740</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33,122</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">364</FONT></TD>
    <TD STYLE="padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>229,226</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">158</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">319</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; vertical-align: middle; padding-right: 7.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>36,283,309</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>46,811,868</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>192,307,417</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>275,402,594</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,260,003</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,328,217</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2pt; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: left; vertical-align: middle; padding-right: 7.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>37,383,517</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>51,136,338</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>215,985,512</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>304,505,367</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,673,439</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,396,886</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 92%; border-collapse: collapse; margin-left: 0.25in">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Notional
    amount</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Fair
    value</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 27%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Up to 3 </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>months</B></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 13%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>More than 3 </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>months to </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>1 year</B></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 1.6pt; text-align: center"><B>More than </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>1 year</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 12%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-left: 1.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Assets</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Liabilities
    </B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 1.95pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Fair
    value hedge derivatives&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: -5.4pt; padding-left: 1.95pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    rate swaps</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50,000</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">410,687</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,064,113</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,524,800</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33,816</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83,666</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">317,400</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">601,987</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,634,700</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,554,087</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">294,562</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">178,529</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; vertical-align: middle; border-bottom: Black 1pt solid; padding-right: 7.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>367,400</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,012,674</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,698,813</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,078,887</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>328,378</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>262,195</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Cash
    flow hedge derivatives</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Currency
    forwards</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;2,121,326
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;503,280
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;601,582
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;3,226,188
    </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;2,985
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;3,556
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;424,358
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;498,373
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;9,777,491
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;10,700,222
    </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;35,902
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;183,386
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; vertical-align: middle; border-bottom: Black 1pt solid; padding-right: 7.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,545,684
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,001,653
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,379,073
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,926,410
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>38,887</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>186,942</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Trading
    derivatives </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Currency
    forwards</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;22,729,787
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,175,074
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;8,215,576
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;43,120,437
    </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;1,085,327
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;1,158,904
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    rate swaps</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;14,006,503
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;22,118,742
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;97,803,009
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;133,928,254
    </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;3,651,651
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;3,588,912
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;6,719,065
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;15,138,056
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;138,352,345
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;160,209,466
    </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;3,921,440
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;3,819,446
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Call
    currency options</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;129,339
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;31,641
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;57,581
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;218,561
    </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;1,527
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;909
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Put
    currency options</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;112,145
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;16,173
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;58,276
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;186,594
    </B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;4,875
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;1,352
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; vertical-align: middle; border-bottom: Black 1pt solid; padding-right: 7.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>43,696,839
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>49,479,686
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>244,486,787
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>337,663,312
    </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,664,820</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,569,523</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.95pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 7.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>46,609,923
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>51,494,013
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>265,564,673
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>363,668,609
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,032,085</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 2.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,018,660</B></FONT></TD></TR>
  </TABLE>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0 0 0 7.1pt"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 07</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING, continued</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Micro-hedge
                                            accounting</B></TD>
</TR></TABLE>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Fair value micro-hedge</B></P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank uses cross-currency swaps and interest rate swaps
to hedge its exposure to changes in fair value of hedged items attributable to interest rates. Those hedging instruments change the effective
cost of long-term issuances from a fixed interest rate to a variable interest rate.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Below is a detail of the hedged elements and hedge instruments
under fair value hedges as of September 30, 2021 and December 31, 2020, classified by term to maturity:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 34%; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 14%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Within
    1 year</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 6 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Over
    6 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B>&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Debt
    instruments at FVOCI</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Chilean
    sovereign bonds</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12.172</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">67.513</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">114.822</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>194.507</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Mortgage
    financing bonds</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">389</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>389</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">US
    Treasury bonds</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Time
    deposits and other time liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Time
    deposits</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">222.096</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>222.096</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Issued
    debt instruments</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior
    bonds</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">383.445</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.242.628</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.393.700</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">609.362</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4.629.135</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Subordinated
    bonds</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">81.146</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 10.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">81.146</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 8.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">162.292</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; padding-right: 11.2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>324.584</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Interbank
    Borrowing</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Chilean
    Central Bank loans</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 22.7pt; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1.486.364</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7.554.519</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2.745.225</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1.523.472</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13.309.580</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging instrument</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross currency
    swaps</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.234.268</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.158.201</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.393.700</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">609.362</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5.395.531</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest rate
    swaps</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">252.096</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6.396.318</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">351.525</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">914.110</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7.914.049</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 22.7pt; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1.486.364</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7.554.519</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2.745.225</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1.523.472</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9.35pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13.309.580</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-bottom: 1pt; border-top: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-bottom: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; padding-bottom: 1pt; vertical-align: bottom; width: 34%; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; vertical-align: bottom; width: 14%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Within
    1 year</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3 years</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 6 years</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Over
    6 years</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-bottom: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B>&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Debt
    instruments at FVOCI</B></FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt -5.4pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Chilean
    sovereign bonds</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,687</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,687</FONT></TD>
    <TD STYLE="padding: 1pt 10.05pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">138,044</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">249,440</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>408,858</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Mortgage
    financing bonds</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">918</FONT></TD>
    <TD STYLE="padding: 1pt 10.05pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>918</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">US
    Treasury bonds</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 10.05pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">178,118</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>178,118</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Time
    deposits and other time liabilities</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 10.05pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 1.6pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Time
    deposits</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">58,238</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">58,217</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: top; padding-right: 10.05pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116,455</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Issued
    debt instruments</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: top; padding-right: 10.05pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior
    bonds</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">88,023</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">801,349</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: top; padding-right: 10.05pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,112,831</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,220,521</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,222,724</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Subordinated
    bonds</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 7pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 10.05pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">249,363</FONT></TD>
    <TD STYLE="padding: 1pt 8.9pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">142,494</FONT></TD>
    <TD STYLE="padding: 1pt 11.2pt 1pt 7.1pt; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>391,857</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-bottom: 1pt; vertical-align: bottom; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Interbank
    borrowing</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding: 1pt 5.4pt 1pt 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Chilean Central Bank loans</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,865,000</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,865,000</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 22.7pt 1pt 0pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>156,948</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>871,171</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,543,356</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,612,455</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,183,930</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 0pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging
    instrument</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">96,261</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">835,484</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,056,864</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,220,521</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,209,130</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-bottom: 1pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Interest
    rate swaps</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">60,687</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35,687</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,486,492</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">391,934</FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,974,800</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding: 1pt 22.7pt 1pt 5.4pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>156,948</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>871,171</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,543,356</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,612,455</B></FONT></TD>
    <TD STYLE="padding: 1pt 9.35pt 1pt 7.1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,183,930</B></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 07</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING,
continued</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><B>Cash flow micro-hedges</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">The Bank uses cross currency swaps to hedge the risk
from variability of cash flows attributable to changes in the interest rates of bonds and interbank loans at a variable interest rate.
The inflation risk that arises in some items is covered by both forwards as well as cross currency swaps.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Below is the notional amount of the hedged items as
of September 30, 2021 and December 31, 2020, and the period when the cash flows will be generated:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: bottom; width: 40%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 12%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Within
                                            1</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>year</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 1pt solid; vertical-align: top; width: 12%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 <BR>
    and 3 years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 1pt solid; vertical-align: top; width: 12%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 <BR>
    and 6 Years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; border-top: Black 1pt solid; vertical-align: top; width: 12%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Over
                                            6</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>years</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 1pt solid; vertical-align: bottom; width: 12%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B>&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-right: -5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Loans
    and accounts receivable at amortized cost</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Mortgage
    loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,845,187</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,072,493</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,742,104</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,716,223</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,373,007</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Debt
    instruments at FVOCI</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Chilean
    sovereign bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Chilean
    Treasury bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">923,021</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">203,307</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,126,328</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Issued
    debt instruments</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Senior
    bonds (variable rate)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">166,349</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>166,349</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Senior
    bonds (fixed rate)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">617,411</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">391,955</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">702,794</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">447,496</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,159,656</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Interbank
    borrowings</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Interbank
    loans </FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">162,292</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>162,292</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1.5pt solid; padding-right: 22.55pt; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging
    instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,330,281</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,464,448</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,367,919</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,367,026</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,529,674</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Currency
    forwards</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,460,958</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,460,958</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 22.7pt; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,791,239</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,464,448</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,367,919</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,367,026</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,990,632</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: bottom; width: 40%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 12%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Within
                                            1</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>year</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 12%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 <BR>
    and 3 years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 12%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3<BR>
    and 6 Years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 12%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Over
                                            6</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>years</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; width: 12%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B>&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Loans
    and accounts receivable at amortized cost</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Mortgage
    loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,926,918</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,520,951</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,761,742</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,084,180</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,293,791</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Debt
    instruments at FVOCI</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Chilean
    sovereign bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">42,532</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>42,532</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Chilean
    Treasury bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">175,875</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">891,791</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">196,428</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,264,094</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Issued
    debt instruments</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Senior
    bonds (variable rate)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">167,430</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>167,430</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Senior
    bonds (fixed rate)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,125,253</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">610,385</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">643,700</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">415,865</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,795,203</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Interbank
    borrowings</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;Interbank
    loans </FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">327,736</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35,624</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>363,360</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1.5pt solid; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,547,337</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,342,835</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,339,765</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,696,473</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,926,410</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging
    instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
    currency swaps</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">922,731</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,741,253</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,339,765</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,696,473</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,700,222</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Currency
    forwards</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,624,606</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">601,582</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,226,188</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-indent: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,547,337</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,342,835</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,339,765</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,696,473</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 6pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,926,410</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: red">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: red"></P>

<!-- Field: Page; Sequence: 52; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->52<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: red">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 07</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"><B>DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING, continued</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">Below is an estimate of the periods in which cash flows are expected to
be produced:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in"><I>b.1 Forecasted cash flows for interest rate risk:</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><I>&nbsp;</I></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="margin-left: 0.25in; font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></P></TD>
    <TD COLSPAN="5" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 14.2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of Septembre 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: bottom; width: 35%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Within
                                            1 </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>year</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and <BR>
    3 years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 6<BR>
    years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Over
    6<BR>
    years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-top: Black 2.25pt solid; padding-left: 14.2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">68</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>168</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(288,827)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(179,184)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(82,566)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(76,040)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(626,617)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(288,759)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(179,084)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(82,566)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(76,040)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(626,449)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging
    instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">288,827</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">179,184</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,566</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">76,040</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>626,617</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows
    (*)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(68)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(100)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(168)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>288,759</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>179,084</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,566</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>76,040</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>626,449</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-indent: 0pt">(*) Only includes cash flow forecast portion
of the hedge instruments used to cover interest rate risk.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><I>&nbsp;</I></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="margin-left: 0.25in; font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; padding-left: 14.2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 14.2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: bottom; width: 35%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Within
                                            1 </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>year</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and <BR>
    3 years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 6<BR>
    years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Over
    6<BR>
    years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-top: Black 2.25pt solid; padding-left: 14.2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,219</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,284</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,512</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>23,015</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(90,303)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(123,604)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(104,198)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(83,397)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(401,502)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(72,084)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(121,320)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(101,686)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(83,397)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(378,487)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging
    instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">90,303</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">123,604</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">104,198</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83,397</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>401,502</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows
    (*)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(18,219)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,284)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,512)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(23,015)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>72,084</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>121,320</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>101,686</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>83,397</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>378,487</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in">(*) Only includes cash flow forecast portion of the hedge instruments
used to cover interest rate risk.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 53; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->53<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 07</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"><B>DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING, continued</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; padding-left: 0pt; text-indent: 0.25in; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt"><I>b.2
Forecasted cash flows for inflation risk:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><I>&nbsp;</I></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="margin-left: 0.25in; font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: bottom; width: 35%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Within<BR>
                                            </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>1
    year</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Between
                                            1 and 3<BR>
                                            </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>years</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 6<BR>
    years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Over
                                            6 </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>years</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">212,046</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">566,799</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">731,229</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">577,469</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,087,543</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(27,763)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22,564)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(53,099)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(35,712)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(139,138)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>184,283</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>544,235</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>678,130</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>541,757</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,948,405</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging
    instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27,763</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22,564</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">53,099</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35,712</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>139,138</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(212,046)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(566,799)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(731,229)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(577,469)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(2,087,543)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(184,283)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(544,235)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(678,130)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(541,757)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,948,405)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><I>&nbsp;</I></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="margin-left: 0.25in; font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: bottom; width: 35%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Within
                                            </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>1
    year</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Between
                                            1 and 3<BR>
                                            </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>years</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 6<BR>
    years</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: center; vertical-align: top; width: 13%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Over
                                            6<BR>
                                            years</B></FONT></P></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedged
    item</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">114,734</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">257,698</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">457,046</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">406,499</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,235,977</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(32,238)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(19,702)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(55,388)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(26,993)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(134,321)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,496</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>237,996</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>401,658</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>379,506</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,101,656</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging
    instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 0in; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Inflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,238</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,702</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">55,388</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,993</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>134,321</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Outflows</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(114,734)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(257,698)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(457,046)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(406,499)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,235,977)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    flows</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(82,496)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(237,996)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(401,658)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(379,506)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,101,656)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in"><I>b.3 Forecasted cash flows for exchange rate risk: </I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-indent: 8.5pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.25in; text-indent: 0pt">As of September 30, 2021 and December 31, 2020
the Bank has no forecasted cash flows for exchange rate risk.</P>




<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->54<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 07</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; color: red"><B>DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c)</B></TD><TD STYLE="text-align: justify">The accumulated
                                            effect of the mark to market adjustment of cash flow hedges generated by hedge instruments
                                            used in hedged cash flow was recorded in the Consolidated Statements of Changes in Equity,
                                            within Other comprehensive income, as of September 30, 2021 and 2020 is as follows:</TD>
</TR></TABLE>

<P STYLE="margin: 0">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-bottom: 1pt; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></P></TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30,</B></FONT></TD>
    </TR>
  <TR>
    <TD STYLE="width: 58%; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Hedged item</FONT></TD>
    <TD STYLE="width: 20%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021&nbsp;</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 2%; padding-left: 3.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; vertical-align: top; width: 20%; padding-left: 3.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    </TR>
  <TR>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,317</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,036)</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issued debt instruments</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31,085</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(21,601)</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt instruments
    at FVOCI</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(38,264)</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(86,928)</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
    and accounts receivable at amortized cost</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(308,474)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,337)</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(314,336)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(34,902)</B></FONT></TD>
    </TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">Since the inflows and outflows for both the hedged
element and the hedging instrument mirror each other, the hedges are nearly 100% effective, which means that fluctuations of fair value
attributable to risk components are almost completely offset.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">During the current year, the Bank did not enter into
any cash flow hedges relating to forecasted transactions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-align: justify; text-indent: -14.2pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d)</B></TD><TD STYLE="text-align: justify">Below is a presentation
                                            of income generated by cash flow hedges amount that were reclassified from other comprehensive
                                            income to income for the period:</TD>
</TR></TABLE>

<P STYLE="margin: 0">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-indent: 1in"></P></TD>
    <TD COLSPAN="4" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30,</B></FONT></TD>
    </TR>
  <TR>
    <TD STYLE="width: 56%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; width: 20%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; width: 2%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; width: 20%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    </TR>
  <TR>
    <TD STYLE="border-bottom: Black 1.5pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bond hedging derivatives</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,368)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,348)</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    loans hedging derivatives</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Mortgage
    loans hedging derivatives</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(16,257)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Cash
    flow hedge net gain (loss)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(18,625)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(2,347)</B></FONT></TD>
    </TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 0.25in; text-align: justify">See Note 21 - Equity, letter e)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -0.25in"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Net investment
                                            hedges in foreign operations</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">As of September 30, 2021 and December 31, 2020, the
Bank does not have any foreign net investment hedges nor hedge accounting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->55<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 07</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-right: 0; margin-bottom: 0; text-align: left; color: red"><B>DERIVATIVE
FINANCIAL INSTRUMENTS AND HEDGE ACCOUNTING, continued</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -21pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>f)</B></TD><TD STYLE="text-align: justify"><B>Fair value macro-hedges</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: top"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Notional
    amount</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 35%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As of September
    30, 2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Within
    1<BR>
    year</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3 <BR>
    years</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 6<BR>
    years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Over
    6<BR>
    years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedge
    item</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Loans
    and account receivable at amortized cost</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Mortgage loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,047,075</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">400,177</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,447,252</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commercial
    loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105,309</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>355,309</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,147,075</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>100,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>505,486</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,802,561</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross currency
    swaps</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,047,075</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">505,486</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,447,252</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    rate swaps</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>355,309</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,147,075</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>100,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>505,486</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,802,561</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>

<TR>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Notional
    amount</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 35%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As of December
    31, 2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Within
    1<BR>
    year</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1&nbsp;and 3<BR>
    years</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3&nbsp;and 6<BR>
    years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Over
    6<BR>
    years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedge
    item</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Loans
    and account receivable at amortized cost</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Mortgage loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">823,126</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">786,352</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">735,479
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>2,344,957
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commercial
    loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">400,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">150,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>550,000
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>1,223,126</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>936,352</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>735,479</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>2,894,957</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Hedging instrument</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross currency
    swaps</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">823,126</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">786,352</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">&nbsp;735,479
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>2,344,957
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    rate swaps</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">400,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">150,000</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>550,000
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>1,223,126</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>936,352</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>735,479</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black"><B>2,894,957</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">As of September 30, 2021 and December 31, 2020, Other
Assets include MCh$ 212,059 and MCh$ 327,938 respectively, related to fair value measurement of net assets subject to macrohedges. See
Note 14.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">As of September 30, 2021 and December 31, 2020, Other
liabilities include MCh$ 75,439 and MCh$ 51,089 respectively, related to fair value measurement of net liabilities subject to macrohedges.
See Note 14.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>




<P STYLE="font: bold 9pt Times New Roman, Times, Serif; text-align: left; color: red; margin-top: 0; margin-right: 0; margin-bottom: 0">NOTE 08</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; text-align: left; color: red; margin-top: 0; margin-right: 0; margin-bottom: 0">LOANS
AND ACCOUNTS RECEIVABLE AT AMORTIZED COST</P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0">As of September 30, 2021
the composition of the loan portfolio is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD ROWSPAN="4" STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>As of September 30, 2021</B></FONT></P></TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; border-top: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Assets
    before allowances</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; border-top: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance </B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="3" STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Net</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Assets</B></FONT></P></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 44%; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 6%; padding-right: 3pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Commercial loans
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">825</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>825</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>825</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commercial loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,802,340</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,312,405</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">738,903</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,853,648</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">61,493</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">110,675</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">320,252</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>492,420</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,361,228</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Foreign trade loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,345,912</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">61,330</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,293</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,425,535</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,893</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,427</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,285</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>21,605</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,403,930</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Checking
    accounts debtors</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">84,522</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20,671</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,915</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>115,108</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,017</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,047</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,124</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,188</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>104,920</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Factoring transactions
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">421,899</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,665</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,808</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>433,372</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,318</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">173</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,640</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,131</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>429,241</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Student loans</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">43,765</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,243</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,301</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>57,309</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,268</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">887</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,783</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,938</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>48,371</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Leasing transactions
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,039,418</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">198,598</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">63,554</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,301,570</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,069</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15,253</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">28,929</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>51,251</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,250,319</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other loans and
    account receivable</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">211,292</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,588</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,936</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>236,816</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,617</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,336</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,694</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>16,647</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>220,169</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14,949,973</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,614,500</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>859,710</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>17,424,183</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>81,675</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>131,798</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>391,707</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>605,180</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>16,819,003</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Mortgage loans</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans with mortgage
    finance bonds</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,498</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">376</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">261</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,135</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">39</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>55</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,080</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Endorsable mortgage
    mutual loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83,239</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,571</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,446</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>89,256</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">190</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">79</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">482</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>751</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>88,505</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other mortgage
    mutual loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,354,959</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">387,361</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">517,610</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,259,930</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,173</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,442</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">87,148</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>121,763</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,138,167</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,442,696</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>390,308</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>521,317</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,354,321</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>21,371</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,529</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>87,669</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>122,569</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,231,752</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Consumer loans</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Installment consumer
    loans</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,229,815</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">165,114</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">209,768</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,604,697</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">96,386</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">36,079</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">136,175</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>268,640</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,336,057</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Credit card balances</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,107,492</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20,194</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,787</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,135,473</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,759</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,040</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,402</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>21,201</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,114,272</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Leasing transactions
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,048</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">127</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,184</B></FONT></TD>
    <TD STYLE="padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">102</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>127</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,057</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    consumer loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">108,620</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,930</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,081</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>113,631</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,621</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">710</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">630</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,961</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>109,670</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,448,975</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>189,365</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>218,645</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,856,985</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>110,868</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>40,849</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>142,212</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>293,929</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,563,056</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,841,644</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,194,173</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,599,672</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,635,489</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>213,914</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>186,176</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>621,588</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,021,678</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>34,613,811</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 57; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->57<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; text-align: left; color: red; margin-top: 0; margin-right: 0; margin-bottom: 0">NOTE 08</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; text-align: left; color: red; margin-top: 0; margin-right: 0; margin-bottom: 0">LOANS
AND ACCOUNTS RECEIVABLE AT AMORTIZED COST, continued</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD ROWSPAN="4" STYLE="text-align: center; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></P></TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; border-top: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Assets
    before allowances</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; border-top: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance (*)</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="3" STYLE="text-align: center; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Net</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Assets</B></FONT></P></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 44%; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 6%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 1%; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 6%; padding-right: 3pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Commercial loans </B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank loans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,930</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>18,930</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>18,929 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commercial loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,453,377</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,285,770</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">751,471</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,490,618</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">60,987</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">87,295</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">349,864</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>498,146</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,992,472 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Foreign trade loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">979,014</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">221,074</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">39,183</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,239,271</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,323</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,786</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33,152</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>41,261</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;1,198,010
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Checking accounts debtors</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">92,789</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,315</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,506</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>125,610</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,253</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,524</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,825</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,602</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;114,008
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Factoring transactions </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">486,587</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,207</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,885</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>497,679</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,397</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">387</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,345</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,129</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>493,550 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Student loans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49,768</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,905</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,707</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>63,380</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,551</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">714</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,533</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,798</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>54,582 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Leasing transactions </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.015.298</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">267.062</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">72.797</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1.355.157</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,377</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,934</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">37,376</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>59,687</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;1,295,470
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other loans and account receivable</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">163.035</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10.973</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22.536</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>196.544</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,643</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,127</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,678</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>21,448</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>175,096 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14.258.798</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1.818.306</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>910.085</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>16.987.189</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>80,532</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>109,767</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>454,773</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>645,072</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>16,342,117
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Mortgage loans</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans with mortgage finance bonds</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,859</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">546</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">404</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,809</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">57</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>84</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,725 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Endorsable mortgage mutual loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">86,786</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,463</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,711</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>92,960</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">221</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">63</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">474</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>758</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;92,202
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other mortgage mutual loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,424,718</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">389,363</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">496,975</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,311,056</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24,828</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,367</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">78,485</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>111,680</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,199,376 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: black 1pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,518,363</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>392,372</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>501,090</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,411,825</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,065</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,441</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>79,016</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>112,522</B></FONT></TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: black 1pt solid; border-bottom: black 1pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,299,303
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Consumer loans</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Installment consumer loans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,221,617</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">211,348</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">255,627</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,688,592</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">76,140</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,737</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">152,639</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>255,516</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,433,076 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Credit card balances</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,097,680</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20,380</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,848</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,125,908</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,781</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,141</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,037</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>19,959</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,105,949 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Leasing transactions </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,956</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">139</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,121</B></FONT></TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>67</B></FONT></TD>
    <TD STYLE="text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;3,054
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    consumer loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">116,910</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,728</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,620</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>123,258</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,875</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">832</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">950</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,657</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>119,601
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,439,163</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>236,595</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>265,121</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,940,879</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>88,825</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,732</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>158,642</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>279,199</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;4,661,680
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>30,216,324</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,447,273</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,676,296</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>34,339,893</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>194,422</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>149,940</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>692,431</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,036,793</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>33,303,100</B></FONT></TD></TR>
  </TABLE>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">(*) Include overlays for
an amount of MCh$59,000.</P>



<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 49.65pt; text-indent: 21.25pt">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 49.65pt; text-indent: 21.25pt"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 49.65pt; text-indent: 21.25pt">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 08</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">LOANS AND ACCOUNTS RECEIVABLE AT AMORTIZED COST, continued</P>

<P STYLE="color: red; font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">a.</TD><TD STYLE="text-align: justify">Commercial loans</TD>
</TR></TABLE>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt"><FONT STYLE="font-weight: normal">An analysis of changes in the gross carrying
amount and the corresponding ECL allowance as of December 31, 2020, is as follows:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-top: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; width: 44%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 8%; border-bottom: black 2.25pt solid; padding-left: 1.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 8%; border-bottom: black 2.25pt solid; padding-left: 0.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 8%; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 8%; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 8%; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 8%; border-bottom: black 2.25pt solid; padding-left: 1.9pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; width: 8%; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in; border-bottom: black 2.25pt solid; padding-right: 1.75pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,764,799</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,493,999</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,589,715</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>228,591</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>530,066</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>380,019</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: black 2.25pt solid; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>16,987,189</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers:</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(727,528)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(165,739)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">727,528</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">165,739</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,142)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(20,665)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,142</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20,665</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(110,016)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(105,327)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">110,016</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105,327</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">577,569</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">81,328</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(577,569)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(81,328)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,242</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">46,189</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,242)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(46,189)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">67</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(67)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of financial assets</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,119,142</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(122,292)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(251,318)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(21,073)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(80,415)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(15,183)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>628,861</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3.7pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(67,373)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(77,160)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(144,533)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in; vertical-align: bottom; border-bottom: black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments </FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(52,715)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-right: 3.7pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,150</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">125</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">103</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: black 2.25pt solid; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(47,334)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,678,125
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,271,848
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,381,584
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>232,916
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">492,195
    </FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>367,515
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">17,424,183</FONT></TD></TR>

<TR>
    <TD STYLE="padding-top: 2pt; padding-left: 0.125in; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
<TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>39,589</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>40,843</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>65,452</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>44,315</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>261,505</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>193,268</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>645,072</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8,226)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(19,184)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">38,419</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35,564</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>46,573</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(64)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,075)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">681</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,831</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,373</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,336)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22,955)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">37,258</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">39,172</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>46,139</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,321</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,271</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(20,113)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(12,044)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(19,565)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">270</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,627</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,083)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8,954)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(8,140)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(74)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(58)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in credit risk</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">701</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,641</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,577</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(860)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(24,841)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31,454</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>32,672</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(67,373)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(77,160)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(144,533)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">617</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(875)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(115)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(351)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>40,938</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>40,737</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>86,267</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>45,532</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>206,146</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>185,562</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>605,180</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt"></P>

<!-- Field: Page; Sequence: 59; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->59<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 08</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">LOANS AND ACCOUNTS RECEIVABLE AT AMORTIZED COST, continued</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; width: 44%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; width: 8%; padding-left: 1.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; width: 8%; padding-left: 0.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; width: 8%; padding-left: 1.9pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; vertical-align: top; width: 8%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,208,264
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,594,359
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,004,967
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>240,100
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>401,007
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>413,628
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>15,862,325</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 5.4pt; padding-top: 2pt; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers:</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,355,492)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(277,926)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,355,492</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">277,926</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,492)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(52,304)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,492</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">52,304</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(198,124)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(163,049)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">198,124</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">163,049</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">239,349</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">162,768</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(239,349)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(162,768)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,022</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">117,446</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,022)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(117,446)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">138</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(138)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 5.4pt; padding-top: 2pt; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of financial assets</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">676,413</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,056,882</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(337,291)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(80,505)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(537)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(29,882)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,285,080</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 5.4pt; padding-top: 2pt; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3.7pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 3.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(66,989)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(101,548)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(168,537)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 5.4pt; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments </FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,243)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.7pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,082</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(559)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(9)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">52</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,321</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 5.4pt; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,764,799</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,493,999</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,589,715</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>228,591</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>530,066</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>380,019</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>16,987,189</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 8.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.15pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>

<TR STYLE="background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR STYLE="background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>21,539
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,888
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>30,389
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,555
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>196,165
    </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>197,033
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>506,569</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(23,652)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(16,137)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50,253</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">48,464</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>58,928</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(9)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,007)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,089</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22,152</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>20,225</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,214)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(29,540)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">73,885</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">55,645</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>74,776</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,919</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,931</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(9,322)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(20,605)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(22,087)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">943</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,424</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,560)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22,995)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(19,188)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(45)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(40)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in credit risk</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">39,971</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,264</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,462</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15,122</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">58,915</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">41,860</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>193,594</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(66,989)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(100,393)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(167,382)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,179)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(59)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">895</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(323)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom; background-color: Transparent">
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>39,589</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>40,843</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>65,452</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>44,315</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>261,505</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>193,268</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>645,072</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->60<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">NOTE 08</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt">LOANS AND ACCOUNTS RECEIVABLE AT AMORTIZED COST, continued</P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">b.</TD><TD STYLE="text-align: justify">Mortgage loans</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt"><FONT STYLE="font-weight: normal">An analysis of changes in the gross carrying
amount and the corresponding ECL allowance as of September 30, 2021 and December 31, 2020, is as follows:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 40%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; width: 15%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; width: 15%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; vertical-align: top; width: 15%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; width: 15%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,518,363
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>392,372
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>501,090
    </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,411,825</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers:</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.45pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.6pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 2pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(113,823)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">113,823</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(21,635)</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,635</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(126,368)</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">126,368</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">71,908</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(71,908)</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">95,490</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(95,490)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">384</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(384)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of financial assets</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">991,223</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(11,536)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8,853)</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>970,834</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22,951)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(22,951)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,724)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,565)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(98)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(5,387)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September&nbsp;&nbsp;30, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,442,696</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>390,308</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>521,317</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,354,321</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 1.45pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.45pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 1.45pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 1.45pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage 1</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage 2</B></FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage 3</B></FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center; vertical-align: top"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-right: 8.5pt; padding-left: 0.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,065</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,441</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>79,016</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>112,522</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 0.85pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-left: 0.95pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 0.15pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(12,511)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,280</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,231)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(590)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,954</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,364</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5,398)</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,380</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,982</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,420</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5,734)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>686</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,526</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(10,969)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(8,443)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(33)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(33)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in credit risk</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,988</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,419</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,292</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,699</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22,951)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(22,951)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(20)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(26)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>21,371</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,529</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>87,669</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>122,569</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>



<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0"></P>

<!-- Field: Page; Sequence: 61; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->61<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">NOTE 08</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">LOANS AND ACCOUNTS RECEIVABLE
AT AMORTIZED COST, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 92%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: top; padding-left: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,275,966</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>457,948</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>529,081</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,262,995</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers:</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(248,167)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">248,167</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(53,621)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">53,621</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(215,547)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">215,547</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">321,954</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(321,954)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">248,635</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(248,635)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">463</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(463)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of financial assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,221,898</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,440)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22,147)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,174,311</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,831)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(25,831)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(130)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">563</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(83)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>350</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,518,363
    </B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>392,372
    </B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;501,090
    </B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,411,825</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 92%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 37.15pt; text-align: justify; text-indent: -30.05pt; width: 48%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 0.85pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 0.95pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 3.5pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 0pt; padding-left: 0.15pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 0.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 0.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 0.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 0.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 0pt; vertical-align: top; padding-left: 0.15pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,446</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14,509</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>78,104</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>101,059</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5,250)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,502</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,252</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(472)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,548</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,076</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8,923)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20,034</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,111</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,187</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(13,912)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(10,725)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,033</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(28,146)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(21,113)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(37)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(35)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in credit risk</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,162</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,791)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30,352</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>46,723</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,831)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(25,831)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(10)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,065</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,441</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>79,016</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>112,522</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


<!-- Field: Page; Sequence: 62; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->62<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">NOTE 08</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">LOANS AND ACCOUNTS RECEIVABLE
AT AMORTIZED COST, continued</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 9pt"><B>c.</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 9pt"><B>Consumer
                                            loans</B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 92%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: top; padding-left: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,439,163</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>236,595</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>265,121</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,940,879</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers:</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(136,740)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;136,740
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: top; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6,801)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6,801
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: top; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(79,281)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;79,281
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: top; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;80,972
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(80,972)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: top; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;17,864
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(17,864)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: top; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;197
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(197)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: top; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of financial assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;72,185
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(41,593)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(18,543)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: bottom; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,049</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(95,947)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: bottom; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(95,947)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(7)
    </FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; vertical-align: bottom; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,448,975</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>189,365</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>218,645</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,856,985</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 62.5pt"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 62.5pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 92%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: justify; width: 48%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.85pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.95pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 3.5pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.15pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-left: 0.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-left: 0.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-left: 0.15pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>88,825</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,732</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>158,642</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>279,199</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(39,224)</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49,156</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,932</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(984)</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,016</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,032</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(42,322)</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20,488</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(21,834)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,727</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(21,621)</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(12,894)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,712</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(13,972)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(9,260)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">355</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(755)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(400)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in credit risk</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">53,170</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,187</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27,919</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>100,276</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(26,648)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(26,648)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4</FONT></TD>
    <TD STYLE="padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,477)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(25,474)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September&nbsp;&nbsp;30, 2021</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>110,868</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>40,848</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>142,213</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>293,929</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 62.5pt"><FONT STYLE="font-size: 9pt"><B>&nbsp;&nbsp;</B></FONT></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->63<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">NOTE 08</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">LOANS AND ACCOUNTS RECEIVABLE
AT AMORTIZED COST, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="text-align: justify; font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt; font-weight: normal">An
analysis of changes in the gross carrying amount and the corresponding ECL allowance as of December 31, 2020, is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 92%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; width: 48%; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: top; padding-left: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,963,047</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>292,718</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>290,430</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,546,195</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers:</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(410,942)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">410,942</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(16,962)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,962</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(223,169)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">223,169</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,225</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(238,800)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">57,574</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(57,574)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,225</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,225)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of financial assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(337,006)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(62,658)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,765)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(385,899)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(219,402)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(219,402)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(12)</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(15)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.45pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,439,163</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.6pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>236,595</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 1.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>265,121</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,940,879</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 92%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: justify; width: 48%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.85pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.95pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 1pt; padding-left: 3.5pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.15pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 1pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 1pt; padding-left: 0.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 1pt; padding-left: 0.95pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 1pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 1pt; padding-left: 0.15pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>67,396</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50,808</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>170,263</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>288,467</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(36,422)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">95,850</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">59,428</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 1 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,484)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,061</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,577</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(75,229)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">108,792</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33,563</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 2 to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,358</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(41,928)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(28,339)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,162</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(28,649)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(18,487)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    from stage 3 to stage</FONT> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">254</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(865)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(611)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in credit risk</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">45,492</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,926)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">104,328</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">141,894</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(204,286)</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(204,286)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>88,825</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 0.95pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,732</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>158,642</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-right: 5pt; padding-left: 0.15pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>279,199</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">For 2020, there were
no changes in forward-looking variables. However, on April 2020, the Bank completed a calibration of parameters, in accordance with internal
policies, resulting in an increase of MCh$2,066 within the expected credit losses allowance.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">NOTE 09</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">LOANS AND ACCOUNTS RECEIVABLE
AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">The
Bank has decided to classify a portfolio at fair value through other comprehensive income (FVOCI) related to loans and account receivable
with its major customer, when they request a credit operation which exceeds single client exposure under the Bank's credit risk policy.
The risk committee approved the operation with the condition to sell a portion of the loan in the medium term, and meanwhile the Bank
is looking for a buyer the portion is classified into this category.</FONT></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">Additionally,
the Bank includes operations which are expecting to sell or maintain, depending if market conditions are favorable, these loans are classified
into this category according to management business model.</FONT></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">This
portfolio is initially measured at amortized cost and afterward is adjusted at fair value, recognizing the adjustment in other comprehensive
income, while the Bank do not sell the loan. The portfolio is assessed&#9;for impairment loss under the new ECL model, same as loans
at amortized cost.</FONT></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">An
analysis of changes in the gross carrying amount and the corresponding ECL allowance is, as of September 30, 2021 and December 31, 2020
is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; width: 48%; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at&nbsp;&nbsp;January 1, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>70,685</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>70,685</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes on financial assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">45,027</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>45,027</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">351</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>351</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    September 31, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116,063</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116,063</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt; width: 48%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; padding-top: 1pt; vertical-align: bottom; border-bottom: black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,354</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,354</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 5.4pt; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in the credit risk</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">184</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>184</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; padding-top: 1pt; vertical-align: bottom; border-bottom: black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; padding-top: 1pt; vertical-align: bottom; border-bottom: black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    September 31, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,538</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,538</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->65<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: Red"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><FONT STYLE="font-size: 9pt"><B>NOTE 09</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><FONT STYLE="font-size: 9pt"><B>LOANS AND ACCOUNTS RECEIVABLE
AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME, continued</B></FONT></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt auto 0pt 0in"><FONT STYLE="font-size: 9pt; font-weight: normal">An
analysis of changes in the gross carrying amount and the corresponding ECL allowance is, as of December 31, 2020 is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt auto 0pt 0in; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; width: 48%; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>66,166</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>66,166</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes on financial assets</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,857</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,857</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">662</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">662</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>70,685</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>70,685</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 1pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>101</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>101</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Net
    changes of the exposure and modifications in the credit risk</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,252</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,252</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
    and other adjustments</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 8.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,354</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 1pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,354</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->66<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #FF0101"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #FF0101"><FONT STYLE="font-size: 9pt"><B>NOTE
10</B></FONT></P>

<P STYLE="color: #FF0101; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">DEBT INSTRUMENTS AT
FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME AND FINANCIAL ASSETS HELD TO COLLECT</FONT></P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 9pt"><B>a)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 9pt"><B>Debt
                                            instruments at fair value throght other comprehensive income</B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">As of September 30,
2021 and December 31, 2020 detail of debt instruments is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 92%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September 30, </B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 1pt solid; padding-right: 0; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: white 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: white 1pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Chilean central
    bank and government securities</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Chilean
    central bank bonds</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Chilean
    central bank notes</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,195,207</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,008,450</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    Chilean central bank and government securities (*)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,610,294</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,344,910</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>7,805,501</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,353,360</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>of
    which sold under repurchase agreement</I></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>49,237</I></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>969,508</I></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other Chilean
    securities</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Time
    deposits in Chilean financial institutions</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">492</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    finance bonds of Chilean financial institutions</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,530</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">14,022</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    instruments issued in the country</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,799</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,217</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>13,329</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>16,731</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>of
    which sold under repurchase agreement</I></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>407</I></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>399</I></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Foreign financial
    securities</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Foreign
    Central Banks and Government securities</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">843,477</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">269,803</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    foreign financial securities</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">210,442</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">522,648</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,053,919</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>792,451</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>of
    which sold under repurchase agreement</I></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>-</I></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><I>-</I></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,872,749</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>7,162,542</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 9pt">(*)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 9pt">Includes
                                            Treasury bonds in Chilean pesos and UF.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">The Bank holds instruments,
belonging to &quot;Chilean central bank and government securities&quot;, which guarantee derivatives transactions through Comder Contraparte
Central S,A, in the local market as of September 30, 2021 and December 31, 2020 for an amount of Ch$107,880 and Ch$158,600, while &quot;Foreign
financial securities&quot; guarantee derivatives transactions through London Clearing House (LCH) as of September 30, 2021 and December
31, 2020 Ch$79,603 and Ch$7,685. Additionally, the Bank maintains guarantees with Euroclear as of September 30, 2021 and December 31,
2020 Ch$410,847 and Ch$258,183 to comply with the initial margin required by European EMIR standard.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">As of September 30,
2021 debt instruments at FVOCI included a cumulative net unrealized income of MCh$536,037, recorded as &quot;valuation adjustment&quot;
in OCI, of which MCh$536,847 is attributable to shareholders equity and MCh$810 to non-controlling interest.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">As of December 31,
2020 debt instruments at FVOCI included a cumulative net unrealized income of MCh$102,855, recorded as &quot;valuation adjustment&quot;
in OCI, of which MCh$101,696 is attributable to shareholders equity and MCh$1,159 to non-controlling interest.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #FF0101"><FONT STYLE="font-size: 9pt"><B>NOTE
10</B></FONT></P>

<P STYLE="color: #FF0101; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">DEBT INSTRUMENTS AT
FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME AND FINANCIAL ASSETS HELD TO COLLECT, continued</FONT></P>

<P STYLE="color: #FF0101; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">An analysis of changes
in the fair value and the corresponding ECL as of September 30, 2021 is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 84%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,162,542</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,162,542</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">New
    assets purchased</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,544,065</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14,544,065</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 12.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 12.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 12.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Assets
    derecognized or matured (excluding write-off)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(15,189,615)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(15,189,615)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Changes
    due to modifications not derecognized</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,355,757</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,355,757</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    September 30, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,872,749</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,872,749</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 84%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>ECL
    at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,138</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,138</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">New
    assets purchased</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Assets
    derecognized or matured (excluding write-off)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Changes
    due to modifications not derecognized</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">166</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>166</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    September 30, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,304</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,304</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">An analysis of changes
in the fair value and the corresponding ECL as of December 31, 2020 is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 84%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,010,272</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,010,272</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">New
    assets purchased</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,708,776</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14,708,776</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Assets
    derecognized or matured (excluding write-off)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(11,440,253)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(11,440,253)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Changes
    due to modifications not derecognized</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,401</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>100,401</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(216,654)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(216,654)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    december 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,162,542</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,162,542</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 84%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>ECL
    at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>456</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>456</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">New
    assets purchased</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Assets
    derecognized or matured (excluding write-off)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Changes
    due to modifications not derecognized</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">682</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>219</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,138</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,138</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->68<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: #FF0101"><FONT STYLE="font-size: 9pt"><B>NOTE
10</B></FONT></P>

<P STYLE="text-align: justify; color: #FF0101; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">DEBT
INSTRUMENTS AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME AND FINANCIAL ASSETS HELD TO COLLECT, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 9pt"><B>b)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 9pt"><B>Financial
                                            assets held to collect</B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">As of September 30, 2021
and December 31, 2020 detail of debt instruments is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 84%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: black 2.25pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; width: 68%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; vertical-align: top; border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September&nbsp;30, </B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; vertical-align: top; border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center; width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; vertical-align: top; border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December&nbsp;31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: white 1pt solid; vertical-align: bottom; border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Chilean central
    bank and government securities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Chilean
    central bank bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Chilean
    central bank notes</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    Chilean central bank and government securities </FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">82,549</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>82,549</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other Chilean
    securities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Time
    deposits in Chilean financial institutions</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    finance bonds of Chilean financial institutions</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    instruments issued in the country</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Foreign financial
    securities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Foreign
    Central Banks and Government securities</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    foreign financial securities</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: top; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>82,549</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">An analysis of changes in
the fair value and the corresponding ECL as of September 30, 2021 is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 84%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>Gross
    carrying amount at January 1, 2020</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">New
    assets purchased</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,988</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,988</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 12.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 12.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 12.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Assets
    derecognized or matured (excluding write-off)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Changes
    due to modifications not derecognized</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    September 30, 2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,988</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,988</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 84%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; width: 48%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; width: 13%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage1</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; width: 13%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage2</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; width: 13%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121"><B>ECL
    at January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">New
    assets purchased</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(439)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(439)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 11.15pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Assets
    derecognized or matured (excluding write-off)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #212121">Changes
    due to modifications not derecognized</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    adjustments</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-right: 8.5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    September 30, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(439)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(439)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->69<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0; text-indent: 0">NOTE 11</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-indent: 0">INTANGIBLE ASSETS</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in; text-align: left"><B>a.</B></TD><TD STYLE="text-align: justify">As of September
                                            30, 2021 and December 31,2020, the composition of intangible assets is as follows:</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.5in">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 25%; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 18%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Average</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>remaining useful</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>life</B></FONT></P></TD>
    <TD STYLE="width: 15%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Net
                                            opening balance as <BR>
                                            of</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>January 1, 2021</B></FONT></P></TD>
    <TD STYLE="width: 12%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Gross</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>balance</B></FONT></P></TD>
    <TD STYLE="width: 17%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Accumulated
                                            </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>amortization</B></FONT></P></TD>
    <TD STYLE="width: 13%; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Net</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>balance</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Software
    development</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,537</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">276,045</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(190,497)</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">85,548</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,537</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">276,045</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(190,497)</FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">85,548</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.5in">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 25%; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 18%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Average</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>remaining useful</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>life</B></FONT></P></TD>
    <TD STYLE="width: 15%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Net
                                            opening balance as <BR>
                                            of</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>January 1, 2020</B></FONT></P></TD>
    <TD STYLE="width: 12%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Gross
                                            </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>balance</B></FONT></P></TD>
    <TD STYLE="width: 17%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>Accumulated
                                            </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>amortization</B></FONT></P></TD>
    <TD STYLE="padding-right: 5pt; width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    balance</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 5pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Software
    development</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">73,389</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">320,531</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(237,994)</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,537</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>73,389</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>320,531</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(237,994)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,537</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b.</B></TD><TD STYLE="text-align: justify">The changes in the
                                            value of intangible assets during the periods ended September 30, 2021 and December 31, 2020
                                            is as follows:</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b.1</B></TD><TD STYLE="text-align: justify"><B>Gross balance</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 49%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Gross
    balances</B></FONT></TD>
    <TD STYLE="width: 25%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center; text-indent: -12.85pt"><FONT STYLE="font-size: 7pt"><B>Software</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center; text-indent: -12.85pt"><FONT STYLE="font-size: 7pt"><B>development</B></FONT></P></TD>
    <TD STYLE="border-top: Black 2.25pt solid; width: 26%; padding-left: 7.1pt; text-align: center; text-indent: -7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Balances
    as of January 1, 2021</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>284,534</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>284,534</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Acquisitions</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">28,774</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>28,774</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Disposals
    and impairment</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(37,263)</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(37,263)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Balances
    as of September 30, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>276,045</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>276,045</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Balances
    as of January 1, 2020</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>250,002</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>250,002</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Acquisitions</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35,170</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,170</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Disposals
    and impairment</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(638)</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(638)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Balances
    as of December 31, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>284,534</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>284,534</B></FONT></TD></TR>
  </TABLE>



<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red"></P>

<!-- Field: Page; Sequence: 70; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->70<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red"><B>NOTE 11</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; color: red"><B>INTANGIBLE ASSETS, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b.2</B></TD><TD STYLE="text-align: justify"><B>Accumulated
                                            amortization</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0in; text-indent: 0in; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 75%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 49%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Accumulated
    amortization</B></FONT></TD>
    <TD STYLE="width: 25%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Software
    development</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; width: 26%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(201,997)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(201,997)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Year&rsquo;s
    amortization</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(23,415)</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(23,415)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    changes </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">34,915-</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">34,915-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of September 30, 2021</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(190,497)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(190,497)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(176,613)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(176,613)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Year&rsquo;s
    amortization</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(25,384)</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(25,384)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    changes </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of December 31, 2020</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(201,997)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(201,997)</B></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c.</B></TD><TD STYLE="text-align: justify">The Bank has no restriction
                                            on intangible assets as of September 30, 2021 and December 31, 2020. Additionally, intangible
                                            assets have not been pledged as guarantee for fulfillment of financial liabilities. Also,
                                            the Bank has no debt related to Intangible assets as of those dates.</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>


<!-- Field: Page; Sequence: 71; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->71<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">NOTE 12</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">FIXED ASSETS AND RIGHT OF USE ASSETS AND LEASE
LIABILITY</P>

<P STYLE="color: red; font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a.</B></TD><TD STYLE="text-align: justify">As of September 30,
                                            2021 and December 31, 2020, the composition of property, plant, and equipment balances are
                                            composed as follows:</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 32%; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 24%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Net
                                            opening balance</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>as of</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>January 1, 2021</B></FONT></P></TD>
    <TD STYLE="width: 14%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>balance</B></FONT></P></TD>
    <TD STYLE="width: 18%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Accumulated
                                            </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>depreciation </B></FONT></P></TD>
    <TD STYLE="width: 12%; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>Net</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>balance</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Land and
    buildings </FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>167,694</B></FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">313,745</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(156,459)</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>157,286</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Equipment</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>52,448</B></FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">264,394</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(212,844)</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>51,550</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>20,712</B></FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">78,552</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(61,104)</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>17,448</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>240,854</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>656,691</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(430,407)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>226,284</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Net
                                            opening balance </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>as of</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>January 1, 2020</B></FONT></P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Gross</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>balance</B></FONT></P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Accumulated</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>depreciation </B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Net</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>balance</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; text-indent: -7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Land and buildings</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; text-indent: 36.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>173,061</B></FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">308,499</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(140,805)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>167,694</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Equipment</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>55,494</B></FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">243,084</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(190,636)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>52,448</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>22,706</B></FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">75,159</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(54,447)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>20,712</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>250,761</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>626,742</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(385,888)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>240,854</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 32%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 24%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 18%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 12%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 0"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b.</B></TD><TD STYLE="text-align: justify">The changes in the
                                            value of property, plant, and equipment as of September 30, 2020 and December 31, 2020 is
                                            as follows:</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b.1</B></TD><TD STYLE="text-align: justify"><B>Gross balance</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 0.5in; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 39%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>Land
                                            and</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>buildings</B></FONT></P></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Equipment</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; width: 14%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>&nbsp;</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>308,499</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>243,084</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>75,159</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>626,742</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Additions</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,730</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">23,605</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,442</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">26,777</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Disposals
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(4)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,486)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(423)</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,913)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Impairment
    due to damage (*)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,520</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(809)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,374</FONT></TD>
    <TD STYLE="padding-right: 5pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,085</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of September 30, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>313,745</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>264,394</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>78,552</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>656,691</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt"></P>

<!-- Field: Page; Sequence: 72; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->72<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">NOTE 12</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">FIXED ASSETS AND RIGHT OF USE ASSETS AND LEASE
LIABILITY, continued</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 39%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Land
    and buildings</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Equipment</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>&nbsp;</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>302,405</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>219,600</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>69,758</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>591,763</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Additions</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,790</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">25,233</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,500</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">50,523</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Disposals
    </FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(11,696)</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,748)</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,099)</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(15,544</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Impairment
    due to damage </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of December 31, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>308,499</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>243,084</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>75,159</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>626,742</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 42.55pt; text-indent: -21.25pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b.2</B></TD><TD STYLE="text-align: justify"><B>Accumulated
                                            depreciation</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 39%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Land
    and buildings</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Equipment</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(140,805)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(190,636)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(54,447)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(385,888)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Depreciation
    charges in the period</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(7,199)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(22,816)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(7,025)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(37,040)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Sales and
    disposals in the period</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">608</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">368</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>976</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(8,455)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(8,455)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of September 30, 2021</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(156,459)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(212,844)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(61,104)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(430,407)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 39%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Land
    and buildings</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Equipment</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(129,344)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(164,106)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(47,552)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(266,895)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Depreciation
    charges in the period</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(19,026)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(28,370)</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(8,915)</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(46,273)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Sales and
    disposals in the period</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,381</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,840</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,021</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>7,562</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(4,816)</FONT></TD>
    <TD STYLE="padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(4,817)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of December 31, 2020</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(140,805)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(190,636)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(54,447)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(385,888)</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify"></P>

<!-- Field: Page; Sequence: 73; Value: 9 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">NOTE 12</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">FIXED ASSETS AND RIGHT OF USE ASSETS AND LEASE
LIABILITY, continued</P>

<P STYLE="font: bold 8pt Times New Roman, Times, Serif; margin-top: 0; margin-right: 0; margin-bottom: 0; color: red; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c.</B></TD><TD STYLE="text-align: justify">The composition of
                                            the right of use assets as of December 31, 2020 and 2019 is as follows:</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 39%; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 19%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Opening</B></P>
                                                                                              <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>balances
                                            as of</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>January 1, 2021</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 16%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Gross
                                            </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>balance</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Accumulated
                                            </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>depreciation</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Net
                                            </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>balance</B></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Land and building</FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>147,997</B></FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">206,032</FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(67,769)</FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>138,263</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>147,997</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>206,032</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(67,769)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>138,263</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: bold 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 39%; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 19%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Opening</B></P>
                                                                                              <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>balances
                                            as of</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>January 1, 2019</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 16%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Gross
                                            </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>balance</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 12%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Accumulated</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>depreciation</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 14%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Net
                                            </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>balance</B></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Land and building</FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>157,572</B></FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">197,573</FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(49,576)</FONT></TD>
    <TD STYLE="padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>147,997</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>157,572</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>197,573</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(49,576)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 0.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>147,997</B></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d.</B></TD><TD STYLE="text-align: justify">The movement of the
                                            right of use assets under lease as September 30, 2021 and December 31, 2020 period, is as
                                            follows:</TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d.1</B></TD><TD STYLE="text-align: justify"><B>Gross balance</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 60%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Land
    and building</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2021 </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>197,573</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>197,573</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Additions</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,473</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,473</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Disposals</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,131)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(10,131)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Impairment</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,117</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,117</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of September 30, <BR>
    2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>206,032</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>206,032</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 8pt 42.55pt; text-align: justify; text-indent: -14.2pt"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 60%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Land
    and building</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2020 </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>182,910</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>182,910</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Additions</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">24,136</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">24,136</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Disposals</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(9,473)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(9,473)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Impairment</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">270</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">270</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.7pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of December 31, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>197,573</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>197,573</B></FONT></TD></TR>
  </TABLE>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-indent: 8.8pt"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify"></P>

<!-- Field: Page; Sequence: 74; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->74<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">NOTE 12</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">FIXED ASSETS AND RIGHT OF USE ASSETS AND LEASE
LIABILITY, continued</P>

<P STYLE="color: red; font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-indent: 8.8pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d.2</B></TD><TD STYLE="text-align: justify"><B>Accumulated
                                            amortization</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 60%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Land
    and building</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: Black 2.25pt solid; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(49,576)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(49,576)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Amortization
    for the period</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(21,555)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(21,555)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Sales and disposals
    during the period</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,548</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,548</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Transfers</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Others</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(186)</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(186)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of September 30, 2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(67,769)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(67,769)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 42.55pt; text-indent: -14.2pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 60%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: Black 2.25pt solid; padding-left: 1.65pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Land
    and building</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: Black 2.25pt solid; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(25,338)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(25,338)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Amortization
    for the period</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(27,731)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(27,731)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Sales and disposals
    during the period</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,496</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,496</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Transfers</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Others</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3)</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.35pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Balances
    as of December 31, 2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(49,576)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(49,576)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 42.55pt; text-indent: -14.2pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e.</B></TD><TD STYLE="text-align: justify"><B>Lease liability:</B></TD>
</TR></TABLE>

<P STYLE="color: red; font: bold 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0"><FONT STYLE="font-size: 9pt; font-weight: normal">As of September 30, 2021 and
December 31, 2020, the composition of lease liability balances are composed as follows</FONT><FONT STYLE="font-size: 8pt; font-weight: normal">:</FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 43%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 26%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>September 30,</B></FONT></P></TD>
    <TD STYLE="width: 4%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 27%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31,</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Lease liability</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">140,011</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">149,585</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>140,011</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>149,585</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>


<!-- Field: Page; Sequence: 75; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->75<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">NOTE 12</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">FIXED ASSETS AND RIGHT OF USE ASSETS AND LEASE
LIABILITY, continued</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>f.</B></TD><TD STYLE="text-align: justify">Expenses associated
                                            with assets for the right of use leased assets and lease liability</TD>
</TR></TABLE>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    fo September 30, </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Depreciation</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">21,555</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">27,731</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Interests</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,705</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,032</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Short term lease</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,731</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,642</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>25,991</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>32,405</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="width: 49%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 22%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 23%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>g.</B></TD><TD STYLE="text-align: justify">As of September 30,
                                            2021 and December 31, 2020, the maturity level of the lease liability, according to their
                                            contractual maturity is as follows:</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 45%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 26%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="width: 4%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 25%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Due within
    1 year</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,721</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,526 </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Due after
    1 year but within 2 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">22,915</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,461 </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Due after
    2 years but within 3 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,215</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,472 </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Due after
    3 years but within 4 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,925</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,343 </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Due after
    4 years but within 5 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15,941</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,336 </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Due after
    5 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">37,294</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">43,447 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>140,011</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>149,585</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; color: #EC0000">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>h.</B></TD><TD STYLE="text-align: justify">Operational leases
                                            &ndash; lessor</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">As of September 30, 2021 and December 31, 2020, the future
minimum lease cash inflows under non-cancellable operating leases are as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>September 30,</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31,</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due within 1 year</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,017</FONT></TD>
    <TD STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">740
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 1 year but within 2 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,391</FONT></TD>
    <TD STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,015
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 2 years but within 3 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">964</FONT></TD>
    <TD STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">736
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 3 years but within 4 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">755</FONT></TD>
    <TD STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">639
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 4 years but within 5 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">612</FONT></TD>
    <TD STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">448
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 5 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,649</FONT></TD>
    <TD STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,283
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,388</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,861</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 45%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 29%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 22%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->76<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">NOTE 12</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">FIXED ASSETS AND RIGHT OF USE ASSETS AND LEASE
LIABILITY, continued</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify">As of September 30,
                                            2021 and December 31, 2020, the Bank has no financial leases which cannot be unilaterally
                                            rescinded.</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>j.</B></TD><TD STYLE="text-align: justify">The Bank has no restriction
                                            on property, plant and equipment as of September 30, 2021 and December 31, 2020. Additionally,
                                            the property, plant and equipment have not been provided as guarantees of financial liabilities.
                                            The Bank has no debt in connection with property, plant and equipment.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>k.</B></TD><TD STYLE="text-align: justify"><B><BR STYLE="clear: both"></B></TD>
</TR></TABLE>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0 0 0 7.1pt"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->77<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">NOTE 13</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">CURRENT AND DEFERRED TAXES</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Current taxes</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">As of September 30, 2021 and December 31, 2020, the Bank
recognizes taxes payable (recoverable), which is determined based on the currently applicable tax legislation. This amount is recorded
net of recoverable taxes, and is shown as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of September 30,</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Summary of current tax liabilities
    (assets)</B></FONT></TD>
    <TD STYLE="padding-right: -2.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: -2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Current tax
    (assets)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(121,823)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Current tax
    liabilities</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,977</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    tax payable (recoverable)</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(121,823)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,977</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(Assets)
    liabilities current taxes detail (net)</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Income tax,
    tax rate</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,562</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">172,944</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Minus:</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provisional
    monthly payments </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(133,022)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(156,387)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Credit for
    training expenses&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,118)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,137)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Grant credits</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(260)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,360)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">15</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(83)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    tax payable </B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(121,823)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,977</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 61%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 18%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 18%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Effect on income</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">The effect of income tax expense on income for the period
as of September 30, 2021 and December 31, 2020, is comprised of the following items:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 61%; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 21%; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 1pt solid; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 4%; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Income
    tax expense</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Current tax</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,925</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">174,643</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Credits (debits) for deferred
    taxes</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Origination and reversal of temporary
    differences</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">177,859</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(72,967)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotals</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>180,784</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>107,676</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Tax for rejected expenses (Article
    No21)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">148</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,096</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(14,785)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,641)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Net
    charges for income tax expense</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>166,147</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>99,131</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 13.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->78<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify"><B>NOTE 13</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red; text-align: justify"><B>CURRENT AND DEFERRED TAXES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Effective tax
                                            rate reconciliation</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">The reconciliation between the income tax rate and the
effective rate applied in determining tax expenses as of September 30, 2021 and 2020, is as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 143.2pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>For
    the periodo f 9 months to September 30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 143.2pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 42%; border-top: Black 1pt solid; padding-left: 143.2pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD ROWSPAN="2" STYLE="width: 11%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>Tax</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>rate</B></FONT></P></TD>
    <TD ROWSPAN="2" STYLE="width: 16%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Amount</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="width: 4%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></P></TD>
    <TD ROWSPAN="2" STYLE="width: 11%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>Tax</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 8pt"><B>rate</B></FONT></P></TD>
    <TD ROWSPAN="2" STYLE="width: 13%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Amount</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="width: 3%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 143.2pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 143.2pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>%</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 6.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Tax calculated
    over profit before tax</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">27.00</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">203,835</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">27.00</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">121,256</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Price level
    restatement for tax purposes <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(5.99)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(42,053)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(4.32)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(18,595)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5.4pt; padding-right: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Single penalty
    tax (rejected expenses)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">0.02</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">148</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">0.25</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,096</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1.04</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,731</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(0.86)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(4,626)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Effective
    tax rates and <BR>
    expenses for income tax</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>22.07</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>166,147</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>22.07</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>99,131</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 8pt 21.3pt; text-align: justify">(1) Mainly corresponds to the permanent differences
originated from the Own Tax Monetary Correction and the effect of the bonds received to article 104 of LIR.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d)</B></TD><TD STYLE="text-align: justify"><B>Effect of deferred
                                            taxes on comprehensive income</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">Below is a summary of the separate effect of deferred
tax on other comprehensive income, showing the asset and liability balances, for the years as of September 30, 2021 and December 31,
2020:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 2.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 2.5pt 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 2.5pt 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>September
    30,</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 2.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 2.5pt 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 2.5pt 0 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>December 31,</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Deferred
    tax assets</B></FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Debt instruments
    at FVOCI</FONT></TD>
    <TD STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">145,055</FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">14,907</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Cash
    flow hedges</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">84,871</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">36,927</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    deferred tax assets recognized through other comprehensive income</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>229,926</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>51,834</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Deferred
    tax liabilities</B></FONT></TD>
    <TD STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Debt instruments
    at FVOCI</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(42,371)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Cash
    flow hedges</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    deferred tax liabilities recognized through other comprehensive income</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(42,371)</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Net
    deferred tax balances in equity</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>229,926</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>9,463</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Deferred
    taxes in equity attributable to shareholders of the Bank</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">230,137</FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,776</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Deferred
    tax in equity attributable to non-controlling interests</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(211)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(313)</FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->79<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>NOTE 13</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>CURRENT AND DEFERRED TAXES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Effect of deferred
                                            taxes on income</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">As of December 31, 2020 and 2019, the Bank has
recorded effects for deferred taxes in the financial statements:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; width: 65%; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September 30,</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 3%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 0; width: 16%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: white 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: white 1pt solid; padding-right: 0; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Deferred tax
    assets</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Interests
    and adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,169</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,166
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Extraordinary
    charge-offs</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">16,776</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,705
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Assets
    received in lieu of payment</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,186</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,425</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Exchange
    rate adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">89
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Property,
    plant and equipment valuation</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,120</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Allowance
    for loan losses</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">234,801</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">238,670</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provision
    for expenses</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">89,413</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">101,321
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Leased
    assets</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">85,520</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">89,458
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Subsidiaries
    tax losses</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">73,802</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,394</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Right
    of use assets</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">471</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">428</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    deferred tax assets</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>513,258</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>464,656</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Deferred
    tax liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Valuation
    of investments</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(56,125)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(19,967)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fixed
    assets valuation</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,951)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(7,394)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Prepaid
    expenses</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(18,324)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(16,691)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Valuation
    provision</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(6,654)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(5,775)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Derivatives</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(227,864)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(37,265)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Exchange
    rate adjustments</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(568)</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(97)</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(30)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    deferred tax liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(313,583)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(87,122)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>f)</B></TD><TD STYLE="text-align: justify"><B>Summary of deferred
                                            tax assets and liabilities</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">Below is a summary of the deferred taxes impact
on equity and income:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; width: 65%; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September 30,</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 3%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 0; width: 16%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Deferred
    tax assets</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Recognized
    through other comprehensive income</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">299,926</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">51,834</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Recognized
    through profit or loss</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">513,258</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">464,656</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    deferred tax assets</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>743,184</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>516,490</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Deferred
    tax liabilities </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Recognized
    through other comprehensive income</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(42,371)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Recognized
    through profit or loss</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(313,583)</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(87,122)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    deferred tax liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(313,583)</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(129,493)</B></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<!-- Field: Page; Sequence: 80; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->80<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 14</B></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">OTHER ASSETS</P>

<P STYLE="color: red; font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">Other Assets includes the following:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September 30,</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 0; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Assets
    for leasing <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>60,358</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>62,967</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Assets
    received or awarded in lieu of payment </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Assets
    received in lieu of payment</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">13,575</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">15,213</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Assets
    awarded at judicial sale</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">13,613</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,430</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provision
    on assets received in lieu of payment or awarded</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(299)</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,196)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>26,889</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>31,447</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD COLSPAN="3" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other
    assets</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Guarantee
    deposits (margin accounts) <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,671,050</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">608,359</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Non-current
    assets classified as held for sale <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">29,536</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">22,036</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gold
    investments</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">765</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">765</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">VAT
    credit</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">39,641</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">27,519</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Income
    tax recoverable</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Prepaid
    expenses<SUP>(4)</SUP></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">345,987</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">387,668</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Assets
    recovered from leasing for sale</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,243</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,191</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Valuation
    adjustments by macro hedge <SUP>(5)</SUP></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">212,059</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">327,938</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Pension
    plan assets</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">634</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">673</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Accounts
    and notes receivable </FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">149,064</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">100,504</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 8pt">Notes
                                            receivable through brokerage and</FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 8pt">simultaneous transactions</FONT></P></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">53,603</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">41,960</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    receivable assets</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">42,595</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">33,567</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    assets</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">153,639</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">97,186</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,701,816</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,652,960</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 14pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,789,063</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,747,374</B></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 6pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><SUP>(1)</SUP></TD><TD STYLE="text-align: justify">Assets
                                            available to be granted under the financial leasing agreements.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 6pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><SUP>(2)</SUP></TD><TD STYLE="text-align: justify">Guarantee
                                            deposits (margin accounts) correspond to collateral associated with derivative financial
                                            contracts to mitigate the counterparty credit risk and are mainly established in cash. These
                                            guarantees operate when mark to market of derivative financial instruments exceed the levels
                                            of threshold agreed in the contracts, which could result in the Bank delivering or receiving
                                            collateral.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 6pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><SUP>(3)</SUP></TD><TD STYLE="text-align: justify">Corresponds
                                            to the interests in Redbanc S.A., Transbank S.A. and Nexus S.A., which have been reclassified
                                            as non-current assets classified as held for sale in accordance with IFRS 5 &ldquo;Non-current
                                            assets held for sale and discontinued operations &rdquo;, for additional information see
                                            Note 1 v) and Note 35.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 6pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><SUP>(4)</SUP></TD><TD STYLE="text-align: justify">In this
                                            item, the Bank has recorded the prepaid expense related to the Santander LATAM Pass program,
                                            which will naturally be consumed as our clients use the Bank's transactional products, and
                                            therefore, the respective LATAM miles are assigned to them. Pass (loyalty program administered
                                            by LATAM Airlines Group SA). During the month of May 2020, LATAM Airlines Group S.A initiated
                                            a reorganization process in the Court of the Southern District of New York under Chapter
                                            11, a process whose main objective is for the airline to continue operating. In this context,
                                            LATAM has publicly indicated that its intention is to honor all current and future tickets,
                                            as well as travel vouchers, miles and frequent flyer programs. The Court of the Southern
                                            District of New York, agreed in the first hearing to honor and maintain the frequent flyer
                                            program, explicitly &quot;in the ordinary course of business&quot; (that is, without changes),
                                            since it considered it as an important asset for the company. Along the same lines, LATAM
                                            has formalized two tranches of the DIP (Debtor in Possession) financing proposal for a total
                                            of USD 2,200 million, managing to capture all the resources that LATAM has indicated as necessary
                                            to operate during the crisis. In October 2020, it made the first disbursement of USD 1,150
                                            million of the DIP financing, which represents 50% of the amount available, which will allow
                                            it to reestablish its operation and work on the reorganization plan. On January 27, 2021,
                                            Latam Airlines' request was approved to postpone, until June 30, 2021, the deadline to present
                                            its reorganization plan. Given the announcement made by the Chilean government regarding
                                            travel restrictions to and from abroad, LATAM Airlines Group reported that it has sufficient
                                            liquidity to face this period.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 4pt; font-weight: normal">(5)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 6pt; font-weight: normal">Corresponds
                                            to the balances of the market value of the net assets or liabilities covered by hedges in
                                            a macro hedge (Note 07).</FONT></TD>
</TR></TABLE>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 56.7pt; text-align: justify; text-indent: -21.25pt">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; color: red; text-indent: 0in">NOTE 15</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">TIME DEPOSITS AND OTHER TIME LIABILITIES</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="text-align: justify; font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">As of September 30, 2021 and December 31, 2020,
the composition of the line item time deposits and other liabilities is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September 30,</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: white 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: white 1pt solid; vertical-align: bottom; padding-right: 0; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 14.2pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 0; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Deposits
    and other demand liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Checking
    accounts</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">13,571,132</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,342,648</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    deposits and demand accounts </FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,868,107</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,583,183</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    demand liabilities</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,927,851</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,635,062</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 15.15pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 15.15pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 51.15pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>17,367,090</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>14,560,893</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Time
    deposits and other time liabilities </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Time
    deposits </FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,292,673</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,421,872</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Time
    savings account </FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">189,662</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">153,330</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 8.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    time liabilities </FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,521</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,589</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 51.15pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,489,856</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>10,581,791</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 51.15pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>26,060,988</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 14.6pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>25,142,684</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 82; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->82<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER FINANCIAL LIABILITIES</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">As of September 30, 2021 and December 31, 2020, composition of this
item is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September 30,</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: white 1pt solid; padding-right: 0; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other
    financial liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Obligations
    to public sector</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    domestic obligations</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">178,175</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">175,344</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Foreign
    obligations</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">23,710</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,974</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotals</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>201,345</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>184,318</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Issued
    debt instruments</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    finance bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,518</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,314</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior
    bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,532,943</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,749,989</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    bond</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">79,827</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">84,335</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Subordinated
    bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,413,133</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,357,539</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotals</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,034,421</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,204,177</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,235,766</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,388,495</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; width: 59%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 19%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 19%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in">Debts classified as current are
either demand obligations or will mature in one year or less. All other debts are classified as non-current, The Bank&rsquo;s debts,
both current and non-current, are summarized below:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; width: 44%; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 18%; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Current</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: White 1pt solid; width: 19%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Non-current</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: White 1pt solid; padding-right: 0; width: 19%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    finance bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,134</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,384</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,518</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior
    bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,220,893</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,312,050</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,532,943</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    bond</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,625</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">72,202</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>79,827</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Subordinated
    bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,413,133</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,413,133</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Issued
    debt instruments</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,232,652</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,801,769</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,034,421</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other
    financial liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>201,080</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>265</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>201,345</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,433,732</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,802,034</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,235,766</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->83<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">NOTE 16</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER FINANCIAL LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 2pt; width: 44%; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 18%; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Current</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: White 1pt solid; width: 19%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Non-current</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: White 1pt solid; padding-right: 0; width: 19%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    finance bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,982</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,332</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,314</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior
    bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,124,558</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,625,431</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,749,989</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    bond</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,465</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">78,870</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>84,335</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Subordinated
    bonds</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,357,539</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,357,539</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Issued
    debt instruments</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,135,005</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>7,069,172</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,204,177</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other
    financial liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>184,028</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>290</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>184,318</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,319,033</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>7,069,462</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,388,495</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Mortgage finance
                                            bonds</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">These bonds are used to finance mortgage loans.
Their principal amounts are amortized on a quarterly basis. The range of maturities of these bonds is between five and twenty years,
Loans are indexed to UF and create a yearly interest yield of 5.20% as of September 30, 2021 (5.20% as of December 31, 2020).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; width: 57%; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September 30,</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 3%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 0; width: 19%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: white 1pt solid; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due within 1 year
    </FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,134</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,982</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 1 year
    but within 2 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,748</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,816</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 2 year
    but within 3 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,331</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,375</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 3 year
    but within 4 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">297</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">979</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after 4 year
    but within 5 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">162</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 5 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    mortgage bonds</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,518</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,314</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->84<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER
FINANCIAL LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Senior bonds</B></TD>
</TR></TABLE>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-indent: 0in">The following table shows senior bonds by currency:</P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-indent: 0in"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 55%; border-top: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September 30,</B></FONT></TD>
    <TD STYLE="width: 3%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 0; width: 21%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander
    bonds in UF</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,265,255</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,017,708
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander
    bonds in USD</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,685,181</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,263,714
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander
    bonds in CHF</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">630,234</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">466,738
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander
    bonds in Ch$</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">428,912</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">639,489
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander
    bonds in AUD</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">135,389</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">125,781
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Current bonds
    in&nbsp;&nbsp;JPY</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">207,763</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">68,093
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander
    bonds in EUR</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">180,208</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">168,466
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    senior bonds</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,532,942</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,749,989</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 85; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->85<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER
FINANCIAL LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Placement of senior
                                            bonds:</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In 2021, the Bank issued bonds for UF 4,000,000,
USD 193,000,000, JPY 22,000,000,000 and CHF 150,000,000, detailed as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 9%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Series</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Currency</B></FONT></TD>
    <TD STYLE="width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Amount</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Term</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Issuance
    rate</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Series
    <BR>
    approval <BR>
    date</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Series
    <BR>
    maximum <BR>
    amount</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Maturity
    <BR>
    date</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">W1</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">UF</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">5
    and 3 months</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1.55%
    annual</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">02-04-2018</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">6,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">06-01-2025</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>UF</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>4,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>6,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">US Bonds</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">USD</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">50,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2 and 10 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.71% annual</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">02-25-2021</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">50,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">12-28-2023</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">US Bonds</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">USD</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2 and 11 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.72% annual</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">02-25-2021</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">01-26-2024</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">US Bonds</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">USD</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">27,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">7 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2.05% annual</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">06-09-2021</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">27,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">06-09-2028</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">US
    Bonds</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">USD</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">16,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">5
    years</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1.64%
    annual</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">07-15-2021</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">16,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">07-15-2026</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>193,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>193,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">JPY Bonds</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">JPY</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">10,000,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">5 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0,35% annual</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">05-13-2021</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">10,000,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">05-13-2026</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">JPY Bonds</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">JPY</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,000,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4 years</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0,40% annual</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">07-12-2021</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,000,000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">07-12-2025</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">JPY
    Bonds</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">JPY</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">10,000,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4
    years</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0,42%
    annual</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">07-13-2021</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">10,000,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">07-28-2025</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>22,000,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>22,000,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">CHF
    Bonds</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">CHF</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">150,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">6
    years</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.33
    annual</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">06-22-2021</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">150,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">06.22.2027</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>150,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>150,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">In 2020, the Bank issued bonds for UF 1,996,000
and USD 742,500,000 detailed as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 9%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Series</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Currency</B></FONT></TD>
    <TD STYLE="width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Amount</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Term</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Issuance
    rate</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Series<BR>
    approval <BR>
    date</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Series
    <BR>
    maximum <BR>
    amount</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Maturity
    <BR>
    date</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">W1</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">UF</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1.996.000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">5
    and 3 months</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1.55%
    annual</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">02-04-2018</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">06-01-2025</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>UF</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>1.996.000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">US Bonds</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">USD</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">742.500,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">5 a&ntilde;os</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2.70% annual</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">01-07-2021</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">750.000,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">01-07-2025</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>742.500.000</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>750.000.000</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>


<!-- Field: Page; Sequence: 86; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->86<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER
FINANCIAL LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">During 2021, the Bank repurchased the following
bonds:</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Date</B></FONT></TD>
    <TD STYLE="width: 23%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Tipe</B></FONT></TD>
    <TD STYLE="width: 29%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Currency</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; width: 32%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Amount</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">02-18-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">02-18-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">02-22-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">02-22-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">02-24-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">03-04-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">03-05-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">03-05-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">03-22-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">03-24-2021</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">03-24-2021</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Senior</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">UF</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CLP</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CLP</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CLP</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">UF</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">UF</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CLP</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CLP</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">UF</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">UF</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">UF</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">8,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">14,720,000,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">500,000,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">150,000,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">300,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">519,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">300,000,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">1,900,000,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">50,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">150,000</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">7,000</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-01-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">107,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-15-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-17-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">970,000,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-23-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-23-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-24-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-24-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">278,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-24-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">20,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-24-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-06-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,000,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-07-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">340,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-09-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">312,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-20-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">194,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-21-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">150,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-21-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-22-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-22-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-22-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">57,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-09-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,500,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-10-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">710,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-13-2021</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">61,000,000,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 87; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->87<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER
FINANCIAL LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">During 2020, the Bank performed a partial repurchase of the following
bonds:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 20%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Date</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Tipe</B></FONT></TD>
    <TD STYLE="width: 27%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Currency</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; width: 31%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Amount</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-02-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;357,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-03-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;300,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-09-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;60,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-09-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;27,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-13-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-14-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;109,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-14-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;9,820,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-14-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;131,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-14-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;322,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-15-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">US$</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,490,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-15-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;47,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-16-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;400,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-16-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-17-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;28,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-20-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;74,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-21-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;171,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-21-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;181,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-21-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;330,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-22-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11,430,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-24-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-29-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-29-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;120,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-30-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-31-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;40,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-06-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;6,000,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-07-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;1,180,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-11-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;7,430,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-12-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;2,520,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-13-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,000,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-17-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-17-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;15,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-18-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;50,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-18-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-20-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;350,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-20-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;115,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-21-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;57,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-21-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;24,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-24-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;250,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-24-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;10,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-26-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;169,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-26-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-27-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;180,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-27-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;11,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">02-27-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;6,750,000,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-02-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-05-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-09-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;261,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-09-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;150,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-11-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-17-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;850,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-18-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;150,000
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-19-2020</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">US$</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,000,000
    </FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>


<!-- Field: Page; Sequence: 88; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->88<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER
FINANCIAL LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 20%; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Date</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Tipe</B></FONT></TD>
    <TD STYLE="width: 27%; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Currency</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; width: 31%; border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Amount</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-23-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">95.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-23-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-24-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.250.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-30-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">62.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-31-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">360.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">03-31-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-01-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.000.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-02-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5.184.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-02-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16.710.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-03-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32.800.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-03-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-06-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">101.400.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-06-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">157.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-06-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-07-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.990.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-07-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6.659.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-07-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-08-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">210.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-13-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">970.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-14-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.000.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-17-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11.900.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">05-05-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">05-14-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">47.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-02-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6.020.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-03-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-03-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10.750.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-05-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-08-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23.000.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-12-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">150.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-16-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CHF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12.160.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-17-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CHF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">36.785.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-19-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">112.490.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-22-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.500.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-26-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.500.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-02-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4.620.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-10-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CHF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-10-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">500.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-15-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">490.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-17-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">07-17-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29.780.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-13-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">345.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-14-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.350.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-21-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-21-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">77.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-24-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">08-25-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-09-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-09-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">70.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-09-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">45.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-10-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">210.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-23-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5.000.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-28-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-29-2020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-30-2020</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="border-bottom: black 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">43.000</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; color: red">&nbsp;</P>


<!-- Field: Page; Sequence: 89; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->89<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER FINANCIAL
LIABILITIES, continued</B></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 22%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Date</B></FONT></TD>
    <TD STYLE="width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Tipe</B></FONT></TD>
    <TD STYLE="width: 27%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Currency</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; width: 30%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Amount</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-01-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-06-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-06-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-06-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">CLP</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">50,000,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-06-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-06-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-15-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">UF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-20-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">CHF</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,000,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-01-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,153,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10-19-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">20,000,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11-16-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,000,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11-18-2020</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">USD</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,000,000</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11-15-2020</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">USD</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">477,510,000</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify"><B>The maturities
                                            of senior bonds are as follows:</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 8.5pt; text-indent: 0.75in"></P>


<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 69%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September&nbsp;30,</B></FONT></TD>
    <TD STYLE="width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December&nbsp;31,</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due within
    1 year </FONT></TD>
    <TD STYLE="padding-right: 7.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,220,893</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 11.25pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,124,558</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    1 year but within 2 years</FONT></TD>
    <TD STYLE="padding-right: 7.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">807,203</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 11.25pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,047,241</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    2 year but within 3 years</FONT></TD>
    <TD STYLE="padding-right: 7.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,056,144</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 11.25pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">742,081</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    3 year but within 4 years</FONT></TD>
    <TD STYLE="padding-right: 7.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,700,817</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 11.25pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,228,524</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    4 year but within 5 years</FONT></TD>
    <TD STYLE="padding-right: 7.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">497,151</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 11.25pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,250,897</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 5 years</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 7.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,250,735</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 11.25pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,356,688</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    senior bonds</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 7.8pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,532,943</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 11.25pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,749,989</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-left: 8.5pt"><B>&nbsp;&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d)</B></TD><TD STYLE="text-align: justify"><B>Mortgage bonds</B></TD>
</TR></TABLE>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-indent: -18.55pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0">Detail of mortgage bonds
per currency is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 69%; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September&nbsp;30,</B></FONT></TD>
    <TD STYLE="width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December&nbsp;31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    bonds in UF</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">79,827</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">84,335</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    mortgage bonds</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>79.827</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>84,335</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Allocation
                                            of mortgage bonds</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 0">As of September 30, 2021
and December 31 2020, the Bank has not placed any mortgage bonds.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 14.2pt"></P>

<!-- Field: Page; Sequence: 90; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->90<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 14.2pt"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER FINANCIAL
LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 14.2pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>The maturities
                                            of Mortgage bonds are as follows:</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"><B>&nbsp;</B></P>





<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 69%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September&nbsp;30,</B></FONT></TD>
    <TD STYLE="width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December&nbsp;31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021<BR>
    </B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT><FONT STYLE="font-size: 8pt"><BR></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due within
    1 year </FONT></TD>
    <TD STYLE="padding-right: 19.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,625</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,465
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    1 year but within 2 years</FONT></TD>
    <TD STYLE="padding-right: 19.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,125</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,773
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    2 year but within 3 years</FONT></TD>
    <TD STYLE="padding-right: 19.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,420</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,056
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    3 year but within 4 years</FONT></TD>
    <TD STYLE="padding-right: 19.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,723</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,348
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due after
    4 year but within 5 years</FONT></TD>
    <TD STYLE="padding-right: 19.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,037</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,649
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 5 years</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 19.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">33,897</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 14.95pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">42,044
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    Mortgage bonds</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 19.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>79,827</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 14.95pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>84,335</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt"></P>


<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Subordinated
                                            bonds</B></TD>
</TR></TABLE>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">Detail of the subordinated bonds per currency is
as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 80%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 69%; padding-left: 0.1in; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; width: 15%; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September&nbsp;30</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; width: 1%; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; width: 15%; padding-right: 6pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December&nbsp;31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT><FONT STYLE="font-size: 8pt"><BR></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Subordinated
    bonds denominated in USD</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 0.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">230,118</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">202,634</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Subordinated
    bonds denominated in UF </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 0.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,183,015</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,154,905</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; vertical-align: bottom; padding-right: 2.9pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    subordinated bonds</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 0.05pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,413,133</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 6pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,357,539</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0 0 8pt 14.2pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Placement
                                            of subordinated bonds</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; text-indent: 28.35pt"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify; text-indent: 28.35pt">During 2021, the Bank has not placed
any bonds.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify; text-indent: 28.35pt">As of December 31, 2020, the Bank
issued bonds for USD 200,000,000 and UF 11,000,000 detailed as follows:</P>


<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Series</B></FONT></TD>
    <TD STYLE="width: 8%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Currency</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Amount</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Term</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Issuance
    rate</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Series<BR>
    approval<BR>
    date</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Series<BR>
    maximum<BR>
    amount</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Maturity<BR>
    date</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bono
    USD</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USD</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">200,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10
    years</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.79%</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-21-2020</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">200,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">01-21-2030</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    USD</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>200,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>200,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USTDH20914</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,000,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14 years y 5 months</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.00%</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-07-2020</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,000,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-01-2034</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USTDH30914</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,000,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19 years y 5 months</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.15%</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">04-07-2020</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,000,000</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-01-2039</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">USTDW20320</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15
    years y 3 months</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.50%</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">06-19-2020</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,000,000</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">09-01-2035</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    UF</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,000,000</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 35.45pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 35.45pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 91; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->91<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 35.45pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>NOTE 16</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>ISSUED DEBT INSTRUMENTS AND OTHER FINANCIAL
LIABILITIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 35.45pt; text-align: justify"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>The maturities
                                            of Mortgage bonds are as follows:</B></TD>
</TR></TABLE>



<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 14.2pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 69%; padding-top: 1pt; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September 30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 1%; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 15%; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-top: 1pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: white 1pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-top: 1pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 2.9pt; padding-left: 2.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due within
    1 year</FONT></TD>
    <TD STYLE="padding-right: 14.15pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 10.3pt; padding-left: 2.9pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 2.9pt; padding-left: 2.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 1 year but within 2 years</FONT></TD>
    <TD STYLE="padding-right: 14.15pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 10.3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 2.9pt; padding-left: 2.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 2 year but within 3 years</FONT></TD>
    <TD STYLE="padding-right: 14.15pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 10.3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 2.9pt; padding-left: 2.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 3 year but within 4 years</FONT></TD>
    <TD STYLE="padding-right: 14.15pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 10.3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 2.9pt; padding-left: 2.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 4 year but within 5 years</FONT></TD>
    <TD STYLE="padding-right: 14.15pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">176,615</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 10.3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.9pt; padding-left: 2.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 5 years</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 14.15pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,236,518</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 10.3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,357,539</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 2.9pt; padding-left: 2.9pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    subordinated bonds</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 14.15pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,413,133</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 10.3pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,357,539</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>f)</B></TD><TD STYLE="text-align: justify"><B>Other financial
                                            liabilities</B></TD>
</TR></TABLE>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">The composition of other financial
obligations, by maturity, is detailed below:</P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; width: 69%; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    Setember 30,</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-top: 2pt; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Non-current
    portion:</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 1 year but within 2 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">49</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">42</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 2 year but within 3 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">55</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">47</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 3 year but within 4 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">59</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">50</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 4 year but within 5 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">60</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">55</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Due
    after 5 years</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">42</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">96</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; text-indent: 21.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Non-current
    portion subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>265</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>290</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Current
    portion:</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Amounts
    due to credit card operators</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">134,768</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">134,790</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Acceptance
    of letters of credit</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">825</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,460</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    long-term financial obligations, short-term portion</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">65,487</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">47,778</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; text-indent: 21.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Current
    portion subtotal</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>201,080</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>184,028</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    other financial liabilities</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>201,345</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; padding-right: 5pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>184,318</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 7.1pt; text-align: justify">&nbsp;</P>




<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0">NOTE 17</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0">MATURITY OF FINANCIAL ASSETS AND LIABILITIES</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">As of September 30, 2021 and December 31, 2020, the detail
of the maturities of assets and liabilities is as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 5pt; white-space: nowrap; padding-top: 2pt; width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Demand</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Up
                                            to <BR>
                                            &nbsp;&nbsp;1 month&nbsp;&nbsp;</B></FONT></P></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;&nbsp;<FONT STYLE="font-size: 7pt"><B>Between
                                            1&nbsp;and&nbsp;&nbsp;<BR>
                                            3 months</B></FONT></P></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Between&nbsp;3<BR>
                                            and<BR>
                                            &nbsp;&nbsp;12&nbsp;months&nbsp;&nbsp;</B></FONT></P></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Subtotal
                                            <BR>
                                            &nbsp;&nbsp;up&nbsp;to&nbsp;1&nbsp;year&nbsp;&nbsp;</B></FONT></P></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;&nbsp;Between&nbsp;1&nbsp;and&nbsp;&nbsp;<BR>
                                            3 years</B></FONT></P></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;&nbsp;Between&nbsp;3&nbsp;&nbsp;<BR>
                                            and <BR>
                                            5 years</B></FONT></P></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;&nbsp;More&nbsp;than&nbsp;&nbsp;<BR>
                                            </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>5 years</B></FONT></P></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Subtotal<BR>
                                            &nbsp;&nbsp;More&nbsp;than&nbsp;1&nbsp;&nbsp;<BR>
                                            year</B></FONT></P></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;Total&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 5pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 5pt; padding-top: 2pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Financial
    assets</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: top; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash
    and deposits in banks</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,526,197</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,526,197 </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,526,197</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash
    items in process of collection</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">458,328</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>458,328 </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>458,328</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    assets held for trading</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">415</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">343</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>758 </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">90</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">37,206</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,162</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50,458</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>51,216</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Investments
    under resale agreements</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">353,307</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">340,500</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,018,179</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,711,986 </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,026,422</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,852,620</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,082,411</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,961,453</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,673,439</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
    and accounts receivables at amortized cost (*) </FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">204,672</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,386,461</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,572,277</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,708,761</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,872,171 </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,601,224</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">697,027</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,707,395</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>29,005,646</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,635,489</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
    and account receivable at FVOCI (**)</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,993</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt"><B>5,993&nbsp;</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,826</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27,244</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>110,070</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116,063</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt
    instruments at FVOCI</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,388,095</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">714,197</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">300,204</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,402,496 </B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">101,926</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,022,003</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,346,324</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,470,253</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,872,749</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Equity
    instruments at FVOCI</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;-&nbsp;&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    assets held to collect (***)</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,988</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,988</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>82,988</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Guarantee
    deposits (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,671,050</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,671,050
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,671,050</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    financial assets</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,860,247
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,128,968
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,627,109
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,027,487
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>19,643,811
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,812,650
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,716,428
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>29,028,128
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>42,557,206
    </B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>62,201,017
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Financial
    liabilities </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Deposits
    and other demand liabilities</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17,367,090</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>17,367,090</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>17,367,090</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash
    items in process of being cleared</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">362,129</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>362,129</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>362,129</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Obligations
    under repurchase agreements</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49,644</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>49,644</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>49,644</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Time
    deposits and other time liabilities</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">197,183</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,433,933</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,304,029</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,345,558</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,280,703</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">133,978</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49,053</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,122</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>209,153</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,489,856</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">375,191</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">456,273</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">911,324</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,742,788</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,478,337</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,091,487</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,084,274</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,654,098</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,396,886</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    borrowings</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">125,071</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">91,908</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,033,203</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,250,183</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,888,867</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,888,867</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,139,050</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issued
    debt instruments</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">91,615</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">258,122</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,066,145</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,232,652</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,885,971</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,394,648</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,521,150</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,801,769</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,034,421</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Lease
    liabilities</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">200,521</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">203</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">356</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>201,080</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">104</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">119</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">42</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>265</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>201,345</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,721</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>23,721</B></FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,130</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">34,866</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">37,294</FONT></TD>
    <TD STYLE="padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116,290</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>140,011</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Guarantees
    received (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">512,859</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>512,859</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>512,859</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    financial liabilities</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>18,764,853
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,767,357
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,110,688
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,379,951
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>37,022,849
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,431,387
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,570,173
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,668,882
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>21,670,442
    </B></FONT></TD>
    <TD STYLE="padding-right: 3pt; border-bottom: Black 2.25pt solid; padding-top: 2pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>58,693,291
    </B></FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(*)</TD><TD STYLE="text-align: justify">Loans and accounts
                                            receivables at amortized cost are presented on a gross basis, the amount of allowance is
                                            Ch$ 1,021,678 million.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(**)</TD><TD STYLE="text-align: justify">Loans and accounts
                                            receivables at FVOCI are presented on a gross basis, the amount of allowance is Ch$ 1,538
                                            million.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(***)</TD><TD STYLE="text-align: justify">Financial assets
                                            held to collect are presented on a gross basis, the amount of allowance is Ch$ 439 million.</TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-indent: -17.1pt">&nbsp;</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-indent: -17.1pt"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-indent: -17.1pt"><B>&nbsp;</B></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0">NOTE 17</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0">MATURITY OF FINANCIAL ASSETS AND LIABILITIES, continue</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: black 2.25pt solid; text-align: left; white-space: nowrap; width: 50%; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;Demand&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; text-align: center; white-space: nowrap; vertical-align: bottom; width: 5%"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Up&nbsp;to</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;&nbsp;1
    month&nbsp;&nbsp;</B></FONT></P></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;Between&nbsp;1&nbsp;and&nbsp;&nbsp;<BR>
    3 months</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between&nbsp;3<BR>
    and<BR>
    &nbsp;&nbsp;12 months&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal<BR>
    &nbsp;&nbsp;up&nbsp;to&nbsp;1&nbsp;year&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;Between&nbsp;1&nbsp;and&nbsp;&nbsp;
    <BR>
    3 years</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;Between&nbsp;3&nbsp;&nbsp;<BR>
    and<BR>
    5 years</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;More&nbsp;than&nbsp;&nbsp;<BR>
    5 years</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal<BR>
    &nbsp;&nbsp;More&nbsp;than&nbsp;1&nbsp;&nbsp;<BR>
    year</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; width: 5%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;Total&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Financial
    assets</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; vertical-align: top; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash and
    deposits in banks</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,803,288</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,803,288</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,803,288</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash items
    in process of collection</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">452,963</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>452,963</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>452,963</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    assets held for trading</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">680</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,630</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">499</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,809</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">633</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,257</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">111,019</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>129,909</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>133,718</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Investments
    under resale agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">385,231</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">401,486</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">795,881</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,582,598</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,723,334</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,692,142</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,034,011</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,449,487</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,032,085</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans and
    accounts receivables at amortized cost (*) </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">170,214</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,246,271</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,443,659</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,664,841</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,524,985</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,659,994</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">293,785</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,861,129</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>27,814,908</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>34,339,893</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans and
    account receivable at FVOCI (**)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,405</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,405</B></FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,243</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49,037</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>65,280</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>70,685</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt instruments
    at FVOCI</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,006,983</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">493</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">188,977</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,196,453</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">205,150</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,378,752</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,382,187</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,966,089</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,162,542</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Equity instruments
    at FVOCI</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">548</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>548</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>548</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Guarantee
    deposits (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">608,359</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>608,359</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>608,359</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    financial assets</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,034,824</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,639,165</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,848,268</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,655,603</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,177,860</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,589,111</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,399,179</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,437,931</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>41,426,221</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>54,604,081</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Financial
    liabilities </B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Deposits
    and other demand liabilities</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,560,893</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14,560,893</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14,560,893</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash items
    in process of being cleared</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">361,631</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>361,631</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>361,631</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Obligations
    under repurchase agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">969,808</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>969,808</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>969,808</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Time deposits
    and other time liabilities</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">159,918</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,843,682</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,912,985</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,434,246</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,350,831</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">163,053</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,384</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,523</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>230,960</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,581,791</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">386,690</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">445,376</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">931,358</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,763,424</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,552,482</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,708,509</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,994,245</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,255,236</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,018,660</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    borrowings</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,832</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">238,414</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">222,992</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">855,434</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,333,672</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,140,426</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,854,501</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,994,927</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,328,599</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issued debt
    instruments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">344,732</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">447,117</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">343,156</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,135,005</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,813,341</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,499,560</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,756,271</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,069,172</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,204,177</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Lease liabilities</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">144,478</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">38,148</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,375</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>184,028</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">89</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">96</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>290</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>184,318</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other financial
    liabilities</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,526</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,526</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,933</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35,679</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">43,447</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>124,059</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>149,585</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Guarantees
    received (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">624,205</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>624,205</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>624,205</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    financial liabilities</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>15,867,957</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,821,474</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,029,845</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,589,747</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,309,023</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,714,324</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,142,738</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,817,582</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>19,674,644</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50,983,667</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(*)</TD><TD STYLE="text-align: justify">Loans and accounts
                                            receivables at amortized cost are presented on a gross basis, the amount of allowance is
                                            Ch$ 1,036,793 million.</TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">(**)</TD><TD STYLE="text-align: justify">Loans and accounts
                                            receivables at FVOCI are presented on a gross basis, the amount of allowance is Ch$1,354
                                            million.</TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-left: 54.15pt; text-indent: -17.1pt">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-left: 54.15pt; text-indent: -17.1pt">&nbsp;</P>




<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">NOTE 18</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">PROVISIONS AND CONTINGENT
PROVISIONS</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify">As of September
                                            30, 2021 and December 31, 2020, the composition is as follows:</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 57%; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of<BR>
                                            September 30,</B></FONT></P></TD>
    <TD STYLE="vertical-align: top; width: 2%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: bottom; width: 20%; border-bottom: Black 1pt solid; padding-right: 5pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>As
                                            of<BR>
                                            December 31,</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; vertical-align: top; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: -6.45pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: -6.45pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provisions
    for personnel salaries and expenses</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">94,925</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">104,270</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provisions
    for mandatory dividends</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">173,950</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">164,284</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provisions
    for contingent loan</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">38,963</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">28,247</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provision
    for contingencies</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">63,165</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">33,863</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>371,003</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>330,664</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-left: 7.1pt; text-align: justify">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-left: 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0">NOTE 18</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">PROVISIONS AND CONTINGENT
PROVISIONS, continued</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt"><FONT STYLE="font-weight: normal">An
analysis of changes in the corresponding ECL allowance as of September 30, 2021 and December 31, 2020 is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 30%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 10%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="padding-right: 5pt; border-bottom: Black 2.25pt solid; vertical-align: top; width: 10%; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,815</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,010</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,762</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,552</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,238</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,869</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>28,247</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers from stage 1 to stage
    2</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(200)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(760)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,543</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,422</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,005</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers from stage 1 to stage
    3</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(46)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,921</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,892</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers from stage 2 to stage
    3</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(124)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,377</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,976</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,204</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers from stage 2 to stage
    1</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">184</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">771</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(354)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,433)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,832)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers from stage 3 to stage
    2</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">153</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(22)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,128)</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(997)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers from stage 3 to stage
    1</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(275)</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(273)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net changes on financial assets
    </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">405</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,669</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,471</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(703)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,020)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,288)</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,534</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other adjustment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">184</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>183</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    September 30, 2021</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; padding-right: 5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="6" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Stage
    3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individual</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Collective</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 0.125in; width: 30%; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>ECL
    allowance at January 1, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 11%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,509</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 11%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>13,127</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>226</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 9%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>542</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 11%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,487</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 10%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,349</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; width: 8%; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>23,240</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfer</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,273)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,614)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,785</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,442</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,340</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(76)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,757</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,764</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers
    to stage 3</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(73)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(148)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,839</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,720</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,338</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">165</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,687</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(295)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(9,274)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(6,717)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers
    to stage 2</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">240</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(6)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: bottom; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,934)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,700)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Transfers
    to stage 1</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(444)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(430)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net changes
    on financial assets</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,279</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(200)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">126</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(315)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,995)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,748)</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(2,853)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Write-off</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; border-bottom: Black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    adjustments</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">135</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(928)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(6)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">65</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(170)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">169</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(735)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; border-bottom: Black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>At
    December 31, 2020</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,815</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,010</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,762</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,552</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,238</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,869</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>28,247</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P>

<!-- Field: Page; Sequence: 96; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->96<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">NOTE 19</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 0pt; text-align: justify; color: red"><B>OTHER LIABILITIES</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt">The other liabilities line item is
as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-left: 0.125in; border-top: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    September 30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of<BR>
    December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; border-bottom: Black 2.25pt solid; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: white 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Accounts
    and notes payable</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">256,264</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">227,518</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Income
    received in advance</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">736</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">828</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Macro-hedge
    valuation adjustment (2)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">75,439</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">51,089</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Guarantees
    received (margin accounts) (1)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">512,859</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">624,205</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Notes
    payable through brokerage and simultaneous transactions </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">57,729</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,504</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    payable obligations </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">20,887</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">139,622</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Withholding
    VAT</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">13,035</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">14,129</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Accounts
    payable insurance companies</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">242,199</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">13,911</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.125in; white-space: nowrap; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">88,051</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">82,047</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.125in; border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 0.125in; border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.75pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,267,199</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,165,853</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 7pt">(1)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">Guarantee
                                            deposits (margin accounts) correspond to collateral associated to derivative financial contracts
                                            to mitigate the counterparty credit risk and are mainly established in cash. These guarantees
                                            operate when mark to market of derivative financial instruments exceed the levels of threshold
                                            agreed in the contracts, which could result in the Bank delivering or receiving collateral.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 7pt">(2)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">Corresponds
                                            to net hedging assets and liabilities adjusted to market value see Note 7.</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0">NOTE 20</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">CONTINGENCIES AND COMMITMENTS</P>

<P STYLE="color: red; font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Lawsuits and legal
                                            procedures</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of the issuance date of these financial statements, the
Bank and its affiliates were subject to certain legal actions in the normal course of their business. As of September 30, 2021 and December
31, 2020, the Bank and its subsidiaries have provisions for this item of Ch$1,251 and Ch$1,024 respectively, which is included in &ldquo;Provisions&rdquo;
in the Consolidated Statements of Financial Position as provisions for contingencies.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Banco Santander-Chile</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank currently undergoes 32 lawsuits for various legal
actions in the amount of Ch$ 952 million, our attorneys have not estimated material losses for these lawsuits.</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Contingent loans</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The following table shows the Bank&rsquo;s contractual obligations
to issue loans:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.25in">
  <TR>
    <TD STYLE="vertical-align: bottom; width: 57%; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
    of <BR>
    September 30,</B></FONT></TD>
    <TD STYLE="width: 1%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 21%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
                                            of</B></FONT></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>December
                                            31,</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Letters
    of credit issued</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">353,698</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">165,119</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Foreign
    letters of credit confirmed</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">95,586</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">82,779</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Performance
    guarantee</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,220,076</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,090,643</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Personal
    guarantees</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">499,613</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">441,508</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    contingent liabilities</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,168,973</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,780,049</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Available
    on demand credit lines</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,911,977</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,391,414</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    irrevocable credit commitments </FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">401,284</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">406,234</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    loan commitment</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>9313,261</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>8,797,648</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>11,482,234</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>10,577,697</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Held securities</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">The Bank holds securities in the normal course of its
business as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; margin-left: 0.25in">
  <TR>
    <TD STYLE="padding-left: 7.1pt; border-top: Black 2.25pt solid; vertical-align: top; width: 56%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; width: 20%; border-bottom: Black 1pt solid; text-align: center"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
                                            of</B></FONT></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>September
                                            30,</B></FONT></P></TD>
    <TD STYLE="border-top: Black 2.25pt solid; width: 2%; border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; width: 22%; border-bottom: Black 1pt solid; text-align: center"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
                                            of</B></FONT></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>December
                                            31,</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Third party operations</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Collections</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">89,607</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">83,392</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Transferred
    financial assets managed by the Bank</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">16,873</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">18,017</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Assets
    from third parties managed by the Bank and its affiliates&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,341,139</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,352,032</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,447,619</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,453,441</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Custody
    of securities</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Securities
    held in custody</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,634,658</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,022,790</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Securities
    held in custody deposited in other entity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">815,370</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">808,186</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 0.25in; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Issued
    securities held in custody</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,192,110</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,461,847</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>24,642,138</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>22,292,823</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; border-bottom: Black 2.25pt solid"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>26,089,757</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>23,746,264</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank classified the portfolios managed by private banking
in &ldquo;Assets from third parties managed by the Bank and its affiliates&rdquo; as of September 30, 2021, the balance for this was
Ch$1,341,104 million (Ch$1,351,997 million at December 31, 2020).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d)</B></TD><TD STYLE="text-align: justify"><B>Guarantees</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Banco Santander-Chile has an integral bank policy of coverage
of Official Loyalty N&deg;5077934 in force with the company Compa&ntilde;&iacute;a de Seguros Chilena Consolidada S.A., coverage for
USD50,000,000 per claim with an annual limit of USD100,000,000, which covers both the Bank and its subsidiaries, with an expiration date
of June 30, 2022, which has been renewed.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 20</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">CONTINGENCIES AND COMMITMENTS, continued</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Contingent loans
                                            and liabilities</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The Bank took on several contingent loans and liabilities,
to satisfy its clients&rsquo; needs, that are not be recognized in the Consolidated Financial Statements of Financial Position; these
contain loan risks and they are, therefore, part of the Bank&rsquo;s global risk.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 21</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red"><B>EQUITY</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Capital</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of September 30, 2021 and December 31, 2020 the Bank had
188,446,126,794 shares outstanding, all of which are subscribed for and paid in full, amounting to Ch$891,303 million. All shares have
the same rights, and have no preferences or restrictions.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The activity with respect to shares as of September 30, 2021
and December 31, 2020 was as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse; margin-left: 0.25in">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>As of September 30,</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>SHARES</B></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>As of December 31,</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>SHARES</B></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issued as of
    January 1</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">188,446,126,794</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">188,446,126,794</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issuance of
    paid shares</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issuance of
    outstanding shares</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Stock
    options exercised</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Issued
    as of December 31,</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>188,446,126,794</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>188,446,126,794</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 40%">&nbsp;</TD>
    <TD STYLE="width: 30%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 26%">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of September 30, 2021 and December 31, 2020 the Bank does
not have any of its own shares in treasury, nor do any of the consolidated companies.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of September 30, 2021 the shareholder composition was as
follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.25in">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; width: 40%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Corporate
    Name or Shareholder&rsquo;s Name</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Shares</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>ADRs
    (*) </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>% of </B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>equity holding</B></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander Chile
    Holding S.A.</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">66,822,519,695
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>66,822,519,695
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">35,46
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Teatinos Siglo
    XXI Inversiones Limitada</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">59,770,481,573
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>59,770,481,573
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">31,72
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">The Bank New
    York Mellon</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">21,175,136,471
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>21,175,136,471
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,24
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 17.75pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Banks
    on behalf of third parties</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">16,768,084,869
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>16,768,084,869
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,90
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Pension funds
    (AFP) on behalf of third parties</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,080,145,117
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,080,145,117
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,41
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Stock brokers
    on behalf of third parties</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,761,991,792
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>5,761,991,792
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,06
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other minority
    holders</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,067,767,277
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,067,767,277
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,21
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>167,270,990,323
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>21,175,136,471
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>188,446,126,794
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>100,00</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 8pt 28.35pt; text-align: justify">(*) American Depository Receipts (ADR) are certificates
issued by a U.S. commercial bank to be traded on the U.S. securities markets.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of December 31, 2020 the shareholder composition was as
follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse; margin-left: 0.25in">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; width: 40%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Corporate
    Name or Shareholder&rsquo;s Name</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Shares</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>ADRs
    (*) </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 16%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>% of </B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>equity holding</B></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Santander
    Chile Holding S.A.</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">66,822,519,695
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>66,822,519,695
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">35.46
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Teatinos
    Siglo XXI Inversiones Limitada</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">59,770,481,573
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>59,770,481,573
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">31.72
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">The
    Bank New York Mellon</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">22,450,671,671
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>22,450,671,671
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11.91
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 17.75pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Banks
    on behalf of third parties</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">15,925,407,468
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>15,925,407,468
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8.45
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Pension
    funds (AFP) on behalf of third parties</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,929,343,874
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>9,929,343,874
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5.27
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Stock
    brokers on behalf of third parties</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,892,162,980
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,892,162,980
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3.66
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    minority holders</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,655,539,533
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,655,539,533
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3.53
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>165,995,455,123</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>22,450,671,671</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>188,446,126,794</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>100.00</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 8pt 28.35pt; text-align: justify">(*) American Depository Receipts (ADR) are certificates
issued by a U.S. commercial bank to be traded on the U.S. securities markets.</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->100<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 21</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">EQUITY, continued</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 8pt 35.45pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Reserves</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">During 2021, on the Shareholders Meeting held in April, it
was agreed to capitalize on reserves 40% of retained earnings from previous years, equivalent to MCh$206,979 (MCh$220,838 in the year
2020).</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Dividends</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 21.3pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">The distribution of dividends is detailed in the Consolidated
Statements of Changes in Equity.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>d)</B></TD><TD STYLE="text-align: justify"><B>Utilidad diluida
                                            y utilidad b&aacute;sica:</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of September 30, 2020 and 2020 the basic and diluted earnings
per share were as follows:</P>

<P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 70%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>As of </B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>September 30, </B></P></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 58%; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 18%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 4%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 20%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>a)
    Basic earnings per share</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total
    attributable to the shareholders of the Bank</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">579,835</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">347,232</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Weighted
    average number of outstanding shares</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">188,446,126,794</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">188,446,126,794</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Basic
    earnings per share (in Ch$)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3.081</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1.843</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Basic
    earnings per share from continuing operations (in Ch$)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3.081</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1.843</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Basic
    earnings per share from discontinued operations (in Ch$)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>b)
    Diluted earnings per share</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Total
    attributable to the shareholders of the Bank</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">579,835</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">347,232</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Weighted
    average number of outstanding shares</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">188,446,126,794</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">188,446,126,794</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Adjusted
    number of shares</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">188,446,126,794</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">188,446,126,794</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Diluted
    earnings per share (in Ch$)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3.081</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1.843</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Diluted
    earnings per share from continuing operations (in Ch$)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3.081</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1.843</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Diluted
    earnings per share from discontinued operations (in Ch$)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-indent: 0.25in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As of September 30, 2021 and 2020, the Bank does not own instruments
with dilutive effects.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->101<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 21</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">EQUITY, continued</P>

<P STYLE="color: red; font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Other comprehensive
                                            income from available for sale investments and cash flow hedges:</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="margin-right: 0.25in; font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
                                            of</B></FONT></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>September
                                            30, </B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As
                                            of</B></FONT></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>December
                                            31,</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 2.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 2.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 2.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 2.05pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 2.4pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Debt instruments at FVOCI</B></FONT></TD>
    <TD STYLE="padding-left: 2.05pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 2.4pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As of January
    1,</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>102,885</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>29,184</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gain (losses) on the re-measurement
    of debt instruments at FVOCI, before tax</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(654,920)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">30,062</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Recycling from
    other comprehensive income to income for the year</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Net income
    realized</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">15,998</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">43,609</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotals</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(638,922)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>73,671</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(536,037)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>102,885</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Cash flow hedges</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>As of January 1,</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(136,765)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(40,435)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Gains (losses) on the re-measurement
    of cash flow hedges, before tax</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(158,946)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(93,182)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Recycling adjustments on cash flow
    hedges, before tax</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(18,625)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,148)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Amounts
    removed from equity and included in carrying amount of non-financial asset (liability) which acquisition or incurrence was hedged
    as a highly probable transaction</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 15.8pt; text-indent: -11.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Subtotals</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(177,571)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(96,330)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(314,336)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(136,765)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other comprehensive income, before
    taxes</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(850,373)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(33,910)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Income tax related to other comprehensive
    income components</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Income tax relating to debt instruments
    at FVOCI</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">145,055</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(27,464)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Income
    tax relating to cash flow hedges</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">84,871</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">36,927</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.85pt; text-indent: 149.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>229,926</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>9,463</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other comprehensive income, net
    of tax</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(620,447)</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(24,447)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Attributable to:</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 1.85pt; text-indent: 8.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Shareholders
    of the Bank</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(621,016)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(25,293)</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.85pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Non-controlling
    interest</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">569</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">846</FONT></TD></TR>
  <TR>
    <TD STYLE="width: 65%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 16%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-weight: normal">The Bank expects that the
results included in &ldquo;Other comprehensive income&rdquo; will be reclassified to profit or loss when the specific conditions have
been met.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->102<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 22</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NON-CONTROLLING INTEREST</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">a)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            non-controlling interest included in the equity and the income from the subsidiaries is summarized
                                            as follows:</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-right: 0.25in">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Other
    comprehensive income</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 33%; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Non-</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>controlling</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Income
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Debt instruments </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>at FVOCI</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Deferred
    tax</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 12%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Total other</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>comprehensive</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>income</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Comprehensive</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>income</B></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>%</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subsidiaries:</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander
    Corredora de Seguros Limitada</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.25</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">177</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">3</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander
    Corredores de Bolsa Limitada</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">49.41</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">22,849</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">591</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(228)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">61</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(167)</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>424</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander
    Asesor&iacute;as Financieras Limitada</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.97</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">492</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(151)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">41</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(110)</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(110)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander S.A.
    Sociedad Securitizadora</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0.36</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Klare Corredora
    de Seguros S.A.</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">49.90</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1,981</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(921)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(921)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander Consumer
    Chile S.A. </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">49.00</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">36,763</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">7,057</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>7,057</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>62,263</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>6,730</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(379)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>102</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(277)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>6,453</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Entities
    controlled through other considerations:</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander Gesti&oacute;n de Recaudaci&oacute;n
    y Cobranzas Limitada </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100.00</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4,690</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">9</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>9</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Bansa Santander S.A.</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100.00</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">20,330</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">416</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>416</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Multiplica Spa</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100.00</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4,132</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(157)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(157)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>29,152</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>268</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>268</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>91,415</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>6,998</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(379)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>102</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(277)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>6,721</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-right: 0.25in">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Other
    comprehensive income</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 33%; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Non-</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>controlling</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Equity
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Income
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Debt instruments </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>at FVOCI</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Deferred
    tax</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 12%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Total other</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>comprehensive</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>income</B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>Comprehensive</B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt; text-align: center"><B>income</B></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>%</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subsidiaries:</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander
    Corredora de Seguros Limitada</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0,25</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">174
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(4)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(3)</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;(7)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander
    Corredores de Bolsa Limitada</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">49,41</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">22.614
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">351
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(38)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">&nbsp;9
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(29)</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>322
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander
    Asesor&iacute;as Financieras Limitada</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0,97</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">&nbsp;493
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(5)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">152
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(41)
    </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>111
    </B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>106
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander S.A.
    Sociedad Securitizadora</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">0,36</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Klare Corredora
    de Seguros S.A.</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">49,90</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2.902</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(880)</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(880)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander Consumer
    Chile S.A. </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">49,00</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">29.649</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">5,619</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>5,619</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>55,834</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>5,081</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>110</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(31)</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>79</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>5,160</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Entities
    controlled through other considerations:</B></FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Santander Gesti&oacute;n de Recaudaci&oacute;n
    y Cobranzas Limitada </FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100,00</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4,808</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(127)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(127)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Bansa Santander S.A.</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100,00</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">19,565</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">349</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>349</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Multiplica Spa</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">100,00</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4,476</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(187)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(187)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Subtotal</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>28,849</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>35</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>35</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>84,683</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>5,116</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>110</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(31)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>79</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>5,195</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>


<!-- Field: Page; Sequence: 103; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->103<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 22</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NON-CONTROLLING INTEREST, continued</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">b)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            overview of the financial information of the subsidiaries included in the consolidation of
                                            the Bank that possess non-controlling interests is as follows, which does not include consolidation
                                            or conforming accounting policy adjustments:</FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse; margin-left: 0.1in">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 74.25pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30,</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-top: Black 2.25pt solid; padding-left: 74.25pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31,</B></FONT></TD>
    <TD STYLE="padding-bottom: 8pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-bottom: Black 1pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Assets</B></FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Liabilities</B></FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Capital</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Net
                                            </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>income</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Assets</B></FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Liabilities
    </B></FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Capital</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Net
                                            </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>income</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Santander Corredora
    de Seguros Limitada </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,607</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,479</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">68,118</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,010</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;79,936
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,777
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;70,554
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,395)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Santander Corredores
    de Bolsa Limitada</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">108,235</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">61,612</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">45,426</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,197</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right; text-indent: -0.95pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;94,802
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;49,038
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;45,053
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;711
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Santander Asesorias
    Financieras Limitada</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">54,936</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,066</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">50,910</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(40)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;52,070
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;1,142
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;51,454
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(526)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Santander S.A.
    Sociedad Securitizadora</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">834</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">463</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">455</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(84)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;630
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;175
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;547
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(92)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Klare Corredora
    de Seguros S.A.</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,629</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">659</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,816</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,846)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6,415
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;599
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7,579
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,763)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Santander Consumer
    Chile S.A.</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">659,800</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">584,773</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">60,589</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(14,438)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;693,992
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">633,177 </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;49,348
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11,467
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Sociedad operadora
    de Tarjetas de Pago Santander Getnet Chile S.A.</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">42,331</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30,594</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,990</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,253)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16,448
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,185
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16,273
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1,010)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Santander Gesti&oacute;n
    de Recaudaci&oacute;n y Cobranzas Ltda. </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,640</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,950</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,681</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7,789
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;3,108
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,808
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(127)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bansa Santander
    S.A. </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">119,712</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">99,382</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,914</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">416</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;84,496
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">64,582 </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;19,565
    </FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;349
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Multiplica
    Spa</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,292</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">160</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,289</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(157)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,336
    </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;47
    </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,476
    </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(187)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,084,016</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>796,138</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>280,188</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,690</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,040,914</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>763,830</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>269,657</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,427</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="width: 39%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 7%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify"></P>


<!-- Field: Page; Sequence: 104; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->104<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 23</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">INTEREST INCOME</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">This item refers to interest earned in the period from the
financial assets whose return, whether implicitly or explicitly, is determined by applying the effective interest rate method, regardless
of the value at fair value, as well as the effect of hedge accounting (see letter c).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify">As of September 30,
                                            2021 and 2020 the income from interest, was attributable to the following items:</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; margin-left: 0.15in">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="9" STYLE="border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>For
    the period of 9 months to September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; width: 29%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Inflation </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>adjustments</B></P></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Prepaid
    fees</B></FONT></TD>
    <TD STYLE="width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Inflation </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>adjustments</B></P></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Prepaid
    fees</B></FONT></TD>
    <TD STYLE="width: 8%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Items</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Resale
    agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">149</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right; text-indent: 8.45pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>149</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">129</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>129</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Interbank
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">24</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>24</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">36</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>36</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Commercial
    loans </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">488,284</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">218,589</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">9,048</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>715,921</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">557,784</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">92,771</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">8,863</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>659,418</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Mortgage
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">249,710</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">440,024</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">450</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>690,184</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">242,808</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">162,476</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">398</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>405,521</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Consumer
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">355,332</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">309</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">3,900</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>359,541</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">435,808</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">212</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">4,054</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>440,074</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Investment
    instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">62,098</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">59,273</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>121,371</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">51,399</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">14,396</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>65,795</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other
    interest income</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,407</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">3,332</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>5,739</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">8,347</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,121</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>10,468</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0"><B>Interest income not including </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0"><B>income from hedge accounting</B></P></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>1,158,004</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>721,527</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>13,398</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>1,892,929</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>1,296,150</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>271,976</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>13,315</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>1,581,441</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -21.25pt"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; margin-left: 0.15in">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="9" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>For
    the quarter to September 30,</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Inflation </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>adjustments</B></P></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Prepaid
    fees</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Inflation </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>adjustments</B></P></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Prepaid
    fees</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Items</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Resale
    agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">80</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right; text-indent: 8.45pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>80</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">17</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>17</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">17Interbank
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">24</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>24</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Commercial
    loans </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">163,915</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">79,792</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,416</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>246,123</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">179,660</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">3,104</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">2,632</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>185,396</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Mortgage
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">84,937</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">165,761</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">42</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>250,740</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">81,222</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">6,166</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(67)</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>87,160</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Consumer
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">116,069</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">109</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1,127</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>117,305</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">135,215</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">17</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1,181</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>136,413</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Investment
    instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">24,422</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">21,462</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>45,884</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">17,590</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1,103</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>18,693</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other
    interest income</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">785</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">1,660</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2,445</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">733</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">863</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>1,596</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0"><B>Interest income not including </B></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0"><B>income from hedge accounting</B></P></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>390,232</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>268,784</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>13,398</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>662,601</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>414,476</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>11,253</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>3,746</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>429,275</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 29%">&nbsp;</TD>
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 7%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 9%">&nbsp;</TD>
    <TD STYLE="width: 8%">&nbsp;</TD>
    <TD STYLE="width: 0">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -21.25pt"></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->105<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">NOTE 23</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0; color: red">INTEREST INCOME, continued</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -21.25pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">b)</TD><TD STYLE="text-align: justify">As of September 30, 2021
                                            and 2020, the expense from interest expense, excluding expense from hedge accounting, is
                                            as follows:</TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 80%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; margin-left: 0.15in">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD COLSPAN="7" STYLE="border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>For
    the period of 9 months to September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; width: 29%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>Inflation
                                            </B></FONT></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>adjustments</B></FONT></P></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>Inflation
                                            </B></FONT></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>adjustments</B></FONT></P></TD>
    <TD STYLE="width: 10%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Items</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Demand
    deposits</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(9,937)</FONT></TD>
    <TD STYLE="padding-left: 3.5pt; text-align: right; text-indent: 8.45pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(2,448)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(12,385)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(9,917)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(776)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(10,693)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Repurchase
    agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(261)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(261)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(1,794)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(1,794)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Time
    deposits and liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(39,466)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(12,118)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(51,584)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(128,033)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(13,929)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(141,962)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Interbank
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(30,522)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(30,522)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(35,847)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(35,847)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Issued
    debt instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(136,624)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(167,035)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(303,659)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(179,846)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(73,904)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(253,750)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other
    financial Liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(293)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(16)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(309)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(563)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(7)</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(570)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Lease
    contracts</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(1,705)</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(1,705)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(2,032)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,032)</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other
    interest expense</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(2,080)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(16,396)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(18,476)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(7,218)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(9,832)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(17,050)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest
    expense not including expenses from hedge accounting</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(220,888)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(198,013)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(418,901)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(365,250)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(98,448)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(463,698)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 80%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; margin-left: 0.15in">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD COLSPAN="7" STYLE="border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>For
    the quarter to September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; width: 29%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>Inflation
                                            </B></FONT></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>adjustments</B></FONT></P></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD>
    <TD STYLE="width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>Inflation
                                            </B></FONT></P>
    <P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 6pt"><B>adjustments</B></FONT></P></TD>
    <TD STYLE="width: 10%; border-top: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Items</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Demand
    deposits</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(3,854)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(1,092)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(4,946)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(3,139)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(24)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(3,163)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Repurchase
    agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(172)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(172)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">356</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>356</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Time
    deposits and liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(17,331)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(4,085)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(21,416)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(20,118)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(133)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(20,251)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Interbank
    loans</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(11,480)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(11,480)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(9,848)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(9,848)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Issued
    debt instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(45,114)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(59,494)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(104,608)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(53,696)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(1,816)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(55,512)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other
    financial Liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(116)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(4)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(120)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(20)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(20)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Lease
    contracts</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(562)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(562)</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(646)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(646)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">Other
    interest expense</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(744)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(6,690)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(7,434)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(1,157)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt">(36)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(1,193)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>Interest
    expense not including expenses from hedge accounting</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(79,373)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(71,365)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(150,738)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(88,268)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(2,009)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt"><B>(90,277)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><P STYLE="margin-top: 0; margin-bottom: 0"><B>c)</B>&nbsp;</P></TD><TD STYLE="text-align: justify">For
                                            the period of September 30, 2021 and 2020, the income and expense from interest is as follows:</TD>
</TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse; margin-left: 0.15in">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of 9 months to September 30,</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 29%; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 9%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 9%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; text-decoration: none"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 9%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 7%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 1%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Items</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh&rdquo;</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    income not including income from hedge accounting</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,892,929</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,581,441</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">662,601</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">429,275</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    expense not including expense from hedge accounting</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(418,901)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(463,698)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(150,738)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(90,277)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Net
    Interest income (expense) from hedge accounting</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,474,028</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,117,743</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>511,863</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>338,998</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Hedge
    accounting (net)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(163,635)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,467</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(70,565)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">42,570</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    net interest income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,310,393</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 8.5pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,150,210</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>441,298</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>381,568</B></FONT></TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<!-- Field: Page; Sequence: 106; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->106<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">NOTE
24</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">FEES
AND COMMISSIONS</FONT></P>

<P STYLE="color: red; font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">This
item includes the amount of fees earned and paid during the year, except for those which are an integral part of the financial instrument&rsquo;s
effective interest rate:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>For
                                            the period of 9 months </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>to September
    30,</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>For
                                            the quarter </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>to September
    30,</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 53%; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 14%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 1%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Fee
    and commission income</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees and
    commissions for lines of credits and overdrafts</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,581</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,530</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,998</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,798</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees and
    commissions for guarantees and letters of credit</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">28,416</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">27,229</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,428</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,132</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees and
    commissions for card services</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">188,662</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">141,237</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">72,815</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">46,583</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees and
    commissions for management of accounts</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">28,802</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">26,086</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,167</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,405</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees and
    commissions for collections and payments</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">19,842</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,680</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,246</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,221</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees and
    commissions for intermediation and management of securities</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,094</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,992</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,591</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,811</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Insurance
    brokerage fees</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">31,993</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">30,950</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,220</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,558</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Office banking
    </FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,874</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,185</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,506</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,767</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees for
    other services rendered</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">35,103</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">33,309</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,638</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,666</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    fees earned</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">50,327</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">29,815</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">18,924</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,105</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>409,694</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>332,013</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>152,533</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>&nbsp;105,046</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>For
                                            the period of 9 months </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>to September
    30,</B></FONT></P></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>For
                                            the quarter </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 7pt"><B>to September
    30,</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 53%; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 13%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 11%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="width: 12%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Fee and commission expense</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Compensation
    for card operation</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(116,935)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(90,435)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(46,120)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(26,094)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: -8.65pt; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees
    and commissions for securities transactions</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(3,339)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(660)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,273)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(150)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Office banking
    </FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,626)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,500)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(461)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(528)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Interbank
    services</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(25,258)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(8,934)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,810</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other fees</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(24,748)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(41,164)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(9,949)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(27,495)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(171,906)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(133,759)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(66,737)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(43,457)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Net
    fees and commissions income</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>237,788</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>198,254</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>85,796</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>61,589</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">The
fees earned in transactions with letters of credit are presented in the Consolidated Statements of Income in the line item &ldquo;Interest
income&rdquo;.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->107<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0"><FONT STYLE="font-size: 9pt">NOTE 24</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">FEES AND COMMISSIONS, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segments</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: white 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Revenue
    recognition calendar for ordinary activities</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: middle; width: 32%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of 9 months to September 30, 2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individuals
    and PYMEs</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    and Institutions</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Global
    Investment Banking</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Others</B></FONT></TD>
    <TD STYLE="text-align: center; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt; vertical-align: bottom"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Total</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred over time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred at&nbsp;a
    point in time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Accrual model</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-bottom: 2.25pt; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission income</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for lines of credit and overdrafts</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,680
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">688
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">162
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">51
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,581
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,581
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for guarantees and letters of credit</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,522
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,937
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,852
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>28,416
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">28,416
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for card services</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">179,467
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,952
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,211
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>188,662
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">42,339
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">146,323
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for account management</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,081
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,838
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">878
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>28,802
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">28,802
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for collections, collections and payments</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,880
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">709
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">214
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">39
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>19,842
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,139
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10,703
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for intermediation and management of values</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,848
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">277
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,342
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">627
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,094
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,094
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for insurance commercialization</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,022
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(70)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,993
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31,993
    </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,974
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,300
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">600
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,874
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12,874
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other remuneration
    for services rendered</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,503
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,181
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">408
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,103
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35,103
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions earned</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24,086
    </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,728
    </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17,337
    </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(824)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50,327
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50,327
    </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>338,063</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>39,634</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>32,021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(24)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>409,694</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>105,138</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>261,860</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>42,696</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission expenses</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for card operation</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(112,524)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,630)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(780)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(116,935)</B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(62,123)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(54,812)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    per transaction with securities</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,891)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,448)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(3,339)</B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,339)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,475)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(43)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">892
    </FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,626)</B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,626)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    services</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(17,263)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,300)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,695)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(25,258)</B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(25,258)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(17,135)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,598)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,141)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,874)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(24,748)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(24,748)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(149,397)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(8,571)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(9,615)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(4,323)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(171,906)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(117,094)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(54,812)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    Net commission income and expenses</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>188,666</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>31,063</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>22,406</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(4,347)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>237,788</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>105,138</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>144,766</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(12,116)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">The income and expenses for the commissions of
the business segments are presented below and the calendar for the recognition of income from ordinary activities is opened:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->108<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">NOTE 24</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">FEES AND COMMISSIONS, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segments</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: white 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Revenue
    recognition calendar for ordinary activities</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: middle; width: 32%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of 9 months to September 30, 2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individuals
    and PYMEs</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    and Institutions</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Global
    Investment Banking</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Others</B></FONT></TD>
    <TD STYLE="text-align: center; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt; vertical-align: bottom"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Total</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred over time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred at&nbsp;a
    point in time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Accrual model</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission income</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for lines of credit and overdrafts</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,762</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">557</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">205</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5,530
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,530</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for guarantees and letters of credit</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,413</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,258</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,202</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">356</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;27,229
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">27,229</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for card services</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">134,498</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,810</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,908</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;141,237
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">34,889</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">106,348</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for account management</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,593</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,882</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">608</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;26,086
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,086</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for collections, collections and payments</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,414</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">925</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">277</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">64</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;17,680
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,243</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,437</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for intermediation and management of values</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,538</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">230</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,890</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">334</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8,992
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,992</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for insurance commercialization</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30,950</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;30,950
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">30,950</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,677</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,027</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">480</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11,185
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,185</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other remuneration
    for services rendered</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29,489</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,877</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">841</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">102</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;33,309
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33,309</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions earned</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,550</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,967</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,122</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(824)</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>29,815
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29,815</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>270,884</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>36,533</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>24,533</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>63</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>332,013</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>93,734</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>198,892</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>39,387</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission expenses</B></FONT></P></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for card operation</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(86,914)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,242)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(612)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(667)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(90,435)
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(46,600)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(43,835)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    per transaction with securities</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(47)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(613)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(660)
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(660)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(957)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(314)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(227)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,500)
    </B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,500)</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    services</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(26,689)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,779)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(5,888)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3,808)
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(41,164)
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(41,164)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(114,560)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(7,335)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(6,774)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(5,090)</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(133,759)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(89,924)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(48,835)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    Net commission income and expenses</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>156,324</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>29,198</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>17,759</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(5,207)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>198,254</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>93,734</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>108,968</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(4,448)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 109; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->109<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">NOTE 24</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">FEES AND COMMISSIONS, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segments</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: white 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Revenue
    recognition calendar for ordinary activities</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: middle; width: 32%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to September 30, 2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individuals
    and PYMEs</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    and Institutions</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Global
    Investment Banking</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Others</B></FONT></TD>
    <TD STYLE="text-align: center; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt; vertical-align: bottom"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Total</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred over time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred at a point
    in time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Accrual model</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission income</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for lines of credit and overdrafts</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,550</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">354</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">46</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">48</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,998</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,998</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for guarantees and letters of credit</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,045</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,172</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,193</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,428</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,428</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for card services</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">68,577</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,194</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,020</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>72,815</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,825</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">57,990</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for account management</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,068</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">606</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">488</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,167</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,167</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for collections, collections and payments</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,927</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">240</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">71</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,246</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,026</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,220</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for intermediation and management of values</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">837</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">106</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,414</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">234</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,591</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,591</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(20,773)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for insurance commercialization</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,249</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">24</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(70)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,220</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">31,993</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking
    </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,140</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,133</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">233</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,506</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,506</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other remuneration
    for services rendered</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,568</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">904</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">162</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,638</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,638</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions earned</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,817</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,794</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,371</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,058)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>18,924</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,924</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>125,778</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>15,527</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,015</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(787)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>152,533</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>37,418</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>100,675</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>14,440</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission expenses</B></FONT></P></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for card operation</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(44,013)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,770)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(336)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(46,120)</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(26,580)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(19,540)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    per transaction with securities</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(688)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(585)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,273)</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,273)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,739)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">118</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,160</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(461)</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(461)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    services</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(6,946)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,041)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(947)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(8,934)</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(8,934)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,632)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(639)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(883)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(795)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(9,949)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(9,949)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(60,330)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(3,332)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,694)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(1,381)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(66,737)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(47,197)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(19,540)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    Net commission income and expenses</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>65,448</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,195</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,321</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(2,168)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>85,796</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>37,418</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>53,478</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(5,100)</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->110<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">NOTE 24</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">FEES AND COMMISSIONS, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Segments</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: white 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Revenue
    recognition calendar for ordinary activities</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: middle; width: 32%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to September 30, 2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Individuals
    and PYMEs</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    and Institutions</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Global
    Investment Banking</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Others</B></FONT></TD>
    <TD STYLE="text-align: center; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt; vertical-align: bottom"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Total</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 7%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred over time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Transferred at&nbsp;a
    point in time</B></FONT></P></TD>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 8%; padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 7pt"><B>Accrual model</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: justify"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission income</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for lines of credit and overdrafts</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,549</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">211</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">36</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,798</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,798</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for guarantees and letters of credit</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,776</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,412</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,795</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">149</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,132</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,132</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for card services</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,558</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,536</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">488</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>46,583</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,587</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">34,996</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for account management</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,603</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">608</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">194</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,405</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,405</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for collections, collections and payments</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,973</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">148</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">84</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,221</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,957</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,264</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    for intermediation and management of values</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">807</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">119</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,804</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">81</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,811</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,811</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for insurance commercialization</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,558</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,558</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,558</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking
    </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,580</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,031</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">155</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,767</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,767</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other remuneration
    for services rendered</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,383</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">926</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">305</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">52</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,666</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,666</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions earned</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,069</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,079</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,822</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,783</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,105</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11,105</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>84,856</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,070</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,683</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>437</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>105,046</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>30,922</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>65,302</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,822</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 7pt"><B>Commission expenses</B></FONT></P></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Remuneration
    for card operation</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">148,551</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,840</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,052</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,333</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">154,776</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">80,347</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">74,429</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Commissions
    per transaction with securities</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">78</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,092</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,170</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,170</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Office banking</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,577</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">518</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">374</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,472</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,472</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    services</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,479</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,034</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,297</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,810</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,810</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    commissions</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">34,051</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,698</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,358</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,726</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">54,833</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">54,833</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>192,658</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>12,090</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>11,159</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,154</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>224,061</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>149,632</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>79,429</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    Net commission income and expenses</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>48,394</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,490</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,294</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,645</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>61,589</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>30,922</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>35,086</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.55pt; padding-left: 1.55pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,477</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->111<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">NOTE
25</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">NET
INCOME (EXPENSE) FROM FINANCIAL OPERATIONS</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">The
detail of income (expense) from financial operations is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-top: Black 2.25pt solid; padding-right: -2.85pt; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>For
                                            the period of 9 months to</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>September
    30,</B></FONT></P></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="border-top: Black 2.25pt solid; vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>For
                                            the quarter </B></FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>to September 30,</B></FONT></P>

</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Net
    gains on trading derivatives</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(13,749)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">133,328</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(24,943)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(46,740)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Net
    gains on financial assets at fair value through profit or loss</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(5,529)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(127)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,276)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(772)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Net
    gains on derecognition of financial assets measured at amortized cost</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Sale
    of loans and accounts receivables from customers </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current
    portfolio </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(7)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Charged-off
    portfolio </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,560</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">16</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">832</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Instrumentos
    disponibles para la venta</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">21,083</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">68,174</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">18,008</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">870</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Repurchase
    of issued bonds (*)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,348</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(23,935)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,805</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(27,075)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    income (expense) from financial operations </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(13,591)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(9,926)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(12,572)</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">25,171</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    income (expense)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(2,885)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>167,530</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(12,146)</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(48,541)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 45%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 14%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 12%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 12%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 13%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt"><B>(*) </B>The Bank repurchased its own
bonds, see Note 2 for details.</FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">NOTE
26</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">NET
FOREIGN EXCHANGE GAIN (LOSS)</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">Net
foreign exchange income includes the income earned from foreign currency trading, differences arising from converting monetary items
in a foreign currency to the functional currency, and those generated by non-monetary assets in a foreign currency at the time of their
sale,</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">For
the periodo de septiembre 30, 2021 and 2020 net foreign exchange income is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>For
                                            the period of 9 months to</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>September
    30,</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>For
                                            quarter to</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt"><B>September
    30,</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Net
    foreign exchange gain (loss)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Net
    profit (loss) from currency exchange differences</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(228,280)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(167,731)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(238,963)</FONT></TD>
    <TD STYLE="padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">196,988</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Hedging
    derivatives</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">309,446</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">128,170</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">263,140</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(101,475)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Income
    from assets indexed to foreign currency</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,268</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,381</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,794</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(4,532)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>93,434</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(33,180)</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>32,971</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 1pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>90,981</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 44%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 15%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 1%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 9%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 2%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->113<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">NOTE
27</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-size: 9pt">EXPECTED
CREDIT LOSSES ALLOWANCE</FONT></P>

<P STYLE="color: red; font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt; font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>I.</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Expected
                                            credit losses (ECL) allowance &ndash; under IFRS 9</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-size: 9pt">As
of September 30, 2021 and 2020, under the new credit risk model established by IFRS 9 the ECL allowance by stage recorded at income statements
is as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>For
    the period of 9 months to September 30, 2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 28%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 6.5pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 12%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Commercial
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(732)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">539</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">19,499</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">1,389</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">31,440</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">55,052</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>107,186</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Mortgage
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(4,424)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">5,123</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">13,815</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>14,515</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Consumer
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">23,868</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">9,326</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">49,059</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>82,253</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Contingent
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">707</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">4,195</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">4,168</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(782)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">401</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">912</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>9,601</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Loans
    and account receivable at FVOCI</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">184</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>184</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Debt
    at FVOCI</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;166
    </FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;166
    </B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>159</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>24,343</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>23,667</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>15,056</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>31,840</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>118,839</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>213,905</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 14.2pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>For
    the period of 9 months to September 30, 2020</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 28%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 6.5pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 12%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Commercial
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">24,160</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">11,586</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">44,438</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">29,009</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">86,627</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">64,535</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>260,355</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Mortgage
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">20,001</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(7,392)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">5,729</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>18,338</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Consumer
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">22,917</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(23,437)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">121,140</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>120,620</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Contingent
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">1,608</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(2,591)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">2,032</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">4,965</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(11)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">318</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>6,321</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Loans and
    account receivable at FVOCI</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">247</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>247</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Debt
    at FVOCI</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">446</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>446</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>26,015</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>52,359</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>46,470</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>3,145</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>86,616</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>191,722</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>406,327</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 14.2pt"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6.5pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 6.5pt"><B>For
                                            the quarter to</B></FONT></P>
    <P STYLE="font: 6.5pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 6.5pt"><B>September 30, 2021</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 28%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 6.5pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 12%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Commercial
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(244)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">180</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">6,500</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">463</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">10,480</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">18,351</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>35,729</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Mortgage
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(1,475)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">1,708</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">4,605</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>4,838</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Consumer
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">7,956</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">3,109</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">16,353</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>27,418</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Contingent
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">236</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">1,398</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">1,389</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">(261)</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">134</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">304</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>3,200</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Loans and
    account receivable at FVOCI</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">61</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>61</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Debt
    at FVOCI</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">55</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>55</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>53</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>8,114</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>7,889</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>5,019</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>10,613</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>39,613</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>71,302</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.4pt; text-indent: -14.1pt"><FONT STYLE="font-size: 9pt"><B>&nbsp;</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 6.5pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 6.5pt"><B>For
                                            the quarter to</B></FONT></P>
    <P STYLE="font: 6.5pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 6.5pt"><B>September 30, 2020</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage1</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage2</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Stage3</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>TOTAL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Individual</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Collective</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 28%; border-bottom: Black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-size: 6.5pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 12%; padding-right: 8.5pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; vertical-align: top; width: 10%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; width: 10%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Commercial loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">8,053</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">3,862</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">14,813</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">9,670</FONT></TD>
    <TD STYLE="padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">28,876</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">21,512</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>86,785</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Mortgage loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">6,667</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-2,464</FONT></TD>
    <TD STYLE="padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">1,910</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>6,113</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Consumer loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">7,639</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-7,812</FONT></TD>
    <TD STYLE="padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">40,380</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>40,207</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Contingent loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">536</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-864</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">677</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">1,655</FONT></TD>
    <TD STYLE="padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-4</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">106</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>2,107</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Loans and account receivable at
    FVOCI</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">82</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>82</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">Debt at FVOCI</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">149</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>149</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.5pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>8,672</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>17,543</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>15,490</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>1,048</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.65pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>28,872</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>63,907</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 1.7pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6.5pt"><B>135,442</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"></P>

<P STYLE="color: red; font: bold 7pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->114<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 28</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">PERSONNEL SALARIES AND
EXPENSES</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">For the period as
of September 30, 2021 and 2020, the composition of personnel salaries and expenses is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>For the period of 9 months to</B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>September 30,</B></P></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>For quarter to</B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>September 30,</B></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 40%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 16%; padding-left: 7.1pt; font-family: Calibri,sans-serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 14%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 15%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: -6.45pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: -6.45pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: -6.45pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: -6.45pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Personnel
    compensation</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">184,223</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">200,218</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">63,216</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">69,627</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Bonuses
    or gratifications</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">62,969</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">55,549</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">20,627</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">19,248</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Stock-based
    benefits</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">362</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(117)</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">378</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">140</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Seniority
    compensation</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">21,596</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">16,229</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,814</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,299</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Pension
    plans </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,392)</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">661</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,109)</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">264</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Training
    expenses </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,694</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,150</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">673</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">485</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Day
    care and kindergarten </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,048</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,022</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">688</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">616</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Welfare
    funds</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,795</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,909</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,625</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,519</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    personnel expenses</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">22,677</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">24,702</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,401</FONT></TD>
    <TD STYLE="padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,543</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; text-align: left; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 0.125in; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: middle; border-bottom: Black 2.25pt solid; padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>298,972</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: middle; padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>306,323</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: middle; padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: middle; padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>98,313</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: middle; padding-right: 1.25pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>103,741</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->115<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify; color: red"><B>NOTE
29</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">ADMINISTRATIVE EXPENSES</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">For the period as
of September 30, 2021 and 2020, the composition of the item is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>For the period of 9 months to </B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>September 30,</B></P></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>For
    the quarter to<BR>
    September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; width: 47%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 21%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>General
    administrative expenses</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>116.461</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>110,782</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>38,865</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>34,588</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Maintenance
    and repair of property, plant and equipment</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">16,600</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">15,123</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,070</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,726</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Short
    term leases contracts</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,731</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,642</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,131</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">854</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Insurance
    payments</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,830</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,178</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">821</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">692</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Office
    supplies</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,898</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,908</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">911</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,459</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">IT
    and communication expenses</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">59,567</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">50,099</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">19,826</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,115</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Heating,
    and other utilities</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,397</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3.974</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">878</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,164</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Security
    and valuables transport services</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,803</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,959</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,853</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,306</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Representation
    and personnel travel expenses</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,120</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,575</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">775</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">538</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Judicial
    and notarial expenses</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">633</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">610</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">234</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">174</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fees
    for technical reports and auditing</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,194</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,999</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,248</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,579</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 8pt; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    general administrative expenses</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,688</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,715</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,118</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,981</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Outsourced
    services</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>53,520</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>52,417</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>16,929</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>18,421</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Data
    processing</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">26,410</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">22,172</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,438</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,993</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.4pt; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Archive
    services</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,100</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,227</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,742</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,878</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.4pt; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Valuation
    services</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,074</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,430</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">736</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">698</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 8.4pt; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Outsourcing</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,732</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,983</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">541</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,897</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">18,204</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">17,605</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,472</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,955</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Board
    expenses</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,145</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,125</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">395</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">375</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Marketing
    expenses</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>18,404</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,967</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,715</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,305</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Taxes,
    payroll taxes, and contributions</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>13,513</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>12,554</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,453</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,352</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Real
    estate taxes</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,426</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,665</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">434</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">429</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Patents</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,802</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,689</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">570</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">637</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other
    taxes</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-1</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Contributions
    to FMC (former SBIF)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,280</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,195</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,450</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,286</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: left; padding-left: 7.1pt; font-family: Calibri,sans-serif; vertical-align: middle"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>203,043</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>189,845</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: middle; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: middle; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>67,357</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: middle; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>62,041</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->116<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 30</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">DEPRECIATION, AMORTIZATION
AND IMPAIRMENT</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Depreciation, amortization
and impairment charges for the years ended September 30, 2021 and 2020, are detailed below:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>For
    the period of 9 months to<BR>
    September 30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>For
    quarter to <BR>
    September 30,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 48%; padding-left: 7.1pt; font-family: Calibri,sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 17%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 12%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif; vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Depreciation
    and amortization</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Depreciation
    of property, plant, and equipment</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">37,040</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">34,433</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">12,859</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">11,322</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Amortization
    of Intangible assets</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">23,415</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">19,122</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,220</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,045</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Depreciation
    right of use assets</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">30,010</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">28,358</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">10,062</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">9,276</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    depreciation and amortization</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>90,465</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>81,913</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>32,141</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>26,643</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Impairment
    of property, plant, and equipment</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Impairment&nbsp;&nbsp;of
    right of use assets </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Impairment
    of intangibles </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">638</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total
    impairment</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>638</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: left; vertical-align: middle; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>90,465</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>82,551</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: middle; padding-right: 9.1pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: middle; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>32,141</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: middle; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>26,643</B></FONT></TD></TR>
  </TABLE>
<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 117; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->117<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 31</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">OTHER OPERATING INCOME
AND EXPENSES revisar</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Calibri,sans-serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>a)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Other
                                            operating income is comprised of the following components:</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>For
    the period of 9 months to<BR> September 30,</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>For quarter </B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>to September 30,</B></P></TD></TR>
  <TR>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: bottom; width: 54%; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; white-space: nowrap; vertical-align: bottom; width: 13%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 1%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 12%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Income
    from assets received in lieu of payment </B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,110</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,304</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>872</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,828</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other
    income</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>3,430</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,075</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>887</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>380</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Leases</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,149</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">500</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">743</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">500</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Income
    from sale of property, plant and equipment </FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">571</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">773</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">395</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">364</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Compensation
    from insurance companies due to damages <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">45</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">230</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,665</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">572</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(251)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(484)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 9.5pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 9.5pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: left; white-space: nowrap; vertical-align: middle; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>7,540</B></FONT></TD>
    <TD STYLE="vertical-align: middle; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>6,379</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,759</B></FONT></TD>
    <TD STYLE="vertical-align: middle; white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,208</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: left">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 6pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><SUP>(1)</SUP></TD><TD STYLE="text-align: justify">Mainly related
                                            to recoveries from fraud claims.</TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 51.1pt; text-align: justify; text-indent: -14.2pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Calibri,sans-serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>b)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Other
                                            operating expenses are detailed as follows:</FONT></TD>
</TR></TABLE>

<P STYLE="font: 11pt Calibri,sans-serif; margin: 0pt 0 0pt 7.1pt; text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Calibri,sans-serif; margin: 0pt 0 0pt 7.1pt; text-indent: 0in"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: black 2.25pt solid; padding-left: 7.1pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: top; border-top: black 2.25pt solid; border-bottom: black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>For
    the period of 9 months to<BR>
    September 30,</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: black 2.25pt solid; border-bottom: black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; border-top: black 2.25pt solid; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>For quarter </B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>to September 30,</B></P></TD></TR>
  <TR>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; width: 54%; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif; width: 13%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif; width: 10%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif; width: 1%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif; width: 12%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: bottom; border-bottom: black 2.25pt solid; padding-left: 7.1pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Allowances
    and expenses for assets received in lieu of payment</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,322</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>2,692</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>331</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>661</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provision
    on assets received in lieu of payment</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">299</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,383</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">55</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">327</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Expenses
    for maintenance of assets received in lieu of payment</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,023</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,309</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">276</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">334</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Credit
    card expenses</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>168</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>478</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>(90)</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>150</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Customer
    services</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,206</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1,106</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>384</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>388</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Other
    expenses</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif; text-indent: 16.05pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Operating
    charge-offs</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,227</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,451</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,748</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,011</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Life
    insurance and general product insurance policies </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">26,416</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">21,691</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,810</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">8,983</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Retail
    association payment</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">221</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">260</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">83</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">117</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Sale
    of participation on associates</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">20</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Provisions
    for contingencies</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">15,159</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,995</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,770</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,703)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Leasing
    land tax <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,120</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,503</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1,032</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,503</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Commercial
    representation expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">7,666</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,707</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Other</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">26,652</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">14,766</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">20,539</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">4,762</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: middle; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>88,157</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: middle; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif; text-indent: 16.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>55,962</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: middle; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; white-space: nowrap; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>42,314</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>18,873</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt Calibri,sans-serif; margin: 0pt 0 0pt 7.1pt; text-indent: 0in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 6pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><SUP>(1)</SUP></TD><TD STYLE="text-align: justify">Annual Land
                                            Tax surcharge approved in the Tax Modernization Law of February 24, 2020<SUP>.</SUP></TD>
</TR></TABLE>




<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; color: red; margin: 0pt 0; text-align: justify"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->118<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; color: red; text-align: justify">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; color: red; text-align: justify"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">NOTE
32</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">TRANSACTIONS
WITH RELATED PARTIES</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">In addition to affiliates
and associated entities, the Bank&rsquo;s &ldquo;related parties&rdquo; include its &ldquo;key personnel&rdquo; from the executive staff
(members of the Bank&rsquo;s Board of Directors and Managers of Banco Santander-Chile and its affiliates, together with their close relatives),
as well as the entities over which the key personnel could exercise significant influence or control.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Bank also considers
the companies that are part of the Santander Group worldwide as related parties, given that all of them have a common parent, i.e., Banco
Santander S.A. (located in Spain).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Transactions between
the Bank and its related parties are specified below. To facilitate comprehension, we have divided the information into four categories:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><B>Santander Group
Companies</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">This category includes
all the companies that are controlled by the Santander Group around the world, and hence, it also includes the companies over which the
Bank exercises any degree of control (affiliates and special-purpose entities).</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><B>Associated companies</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">This category includes
the entities over which the Bank, in accordance with section b) of Note 1 to these Financial Statements, exercises a significant degree
of influence and which generally belong to the group of entities known as &ldquo;business support companies&rdquo;.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><B>Key personnel</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">This category includes
members of the Bank&rsquo;s Board of Directors and managers of Banco Santander-Chile and its affiliates, together with their close relatives.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><B>Other</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">This category encompasses
the related parties that are not included in the groups identified above and which are, in general, entities over which the key personnel
could exercise significant influence or control.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The terms for transactions
with related parties are equivalent to those which prevail in transactions made under market conditions or to which the corresponding
considerations in kind have been attributed.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->119<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">NOTE
32</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">TRANSACTIONS
WITH RELATED PARTIES, continued</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Loans to related
                                            parties:</B></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Below are loans
and accounts receivable as well as contingent loans that correspond to related entities:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR>
    <TD STYLE="border-top: black 2.25pt solid; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: black 2.25pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="border-top: black 2.25pt solid; vertical-align: bottom; border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31,</B></FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Companies </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>of the Group</B></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Associated</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>companies</B></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Key</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>personnel</B></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Companies </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>of the Group</B></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Associated</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>companies</B></P></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Key</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>personnel</B></P></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Loans
    and accounts receivable:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Commercial
    loans&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">490,565</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">209</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">2,729</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">238</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">352,590</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">265</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,939</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">900</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Mortgage
    loans</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">20,922</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">22,248</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Consumer
    loans</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">5,860</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6,131</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Loans
    and accounts receivable:</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>490,565</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>209</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>29,511</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>238</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>352,590</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>265</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>32,498</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>900</B></FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Allowance
    for loan losses</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(2,162)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(30)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,163)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(7)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(1,138)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(9)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(137)</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(14)</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Net
    loans</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>488,403</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>179</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>28,348</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>231</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>351,452</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>256</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>32,361</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>886</B></FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Guarantees</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,853</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">25,465</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">124</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,323</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">27,203</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">442</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Contingent
    loans:</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Personal
    guarantees</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Letters
    of credit</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">13,497</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">3,447</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">93</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Guarantees</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">972</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">811</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; text-align: justify; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Contingent
    loans: </B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>14,469</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,258</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>93</B></FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Allowance
    for contingent loans </FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(27)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">(6)</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 1pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">-</FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-left: 5.4pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Net
    contingent loans</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>14,442</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>4,252</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>-</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: black 2.25pt solid; vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>93</B></FONT></TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="font-family: Times New Roman,serif">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<!-- Field: Page; Sequence: 120; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->120<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">NOTE
32</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">TRANSACTIONS
WITH RELATED PARTIES, continued</P>

<P STYLE="font: 4pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 4pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">Loan activity to related parties during
2020, 2019 and 2018 is shown below:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 10pt">
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: black 2.25pt solid; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: black 2.25pt solid; border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31,&nbsp;&nbsp;</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    of the Group (*)</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    companies</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Key
    Personnel</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Other</B></P></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    of the Group (*)</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    companies</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Key
    Personnel</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Other</B></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Opening
    balances as of January 1,</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>356,848</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>536</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>32,498</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>993</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>715,671</B></FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>375</B></FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>29,240</B></FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>748</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
    granted</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">268,160</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,491</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">53</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">388,896</FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,080</FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">727</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
    payments</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(119,974)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(56)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,478)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(808)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(747,719)</FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(110)</FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,822)</FONT></TD>
    <TD STYLE="padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(482)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>505,034</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>209</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>29,511</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>238</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif">&nbsp;</TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>356,848</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>265</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>32,498</B></FONT></TD>
    <TD STYLE="border-top: black 2.25pt solid; border-bottom: black 2.25pt solid; padding-right: 1pt; text-align: right; font-family: Times New Roman,serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>993</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>(*)</B></TD><TD STYLE="text-align: justify">Loans with non-controlled
                                            companies (not-consolidated) amount MCh$2,076, MCh$2,296 as of September 30, 2021 and December
                                            31, 2020, respectively.</TD>
</TR></TABLE>




<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">NOTE
32</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">TRANSACTIONS
WITH RELATED PARTIES, continued</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Assets and liabilities
                                            with related parties</B></TD>
</TR></TABLE>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5.4pt; border-top: Black 2.25pt solid; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31,&nbsp;&nbsp;</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    of the Group</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    companies</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Key
    personnel</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Companies</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>of the Group</B></P></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    companies</B></FONT></TD>
    <TD STYLE="vertical-align: bottom"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Key </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>personnel</B></P></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: top; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; font-family: Calibri,sans-serif; vertical-align: top">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Assets</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cash
    and deposits in banks</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,192,664</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">703,069</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Trading
    investments </FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0">Obligations under repurchase agreements</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5pt">Loans</P></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,206,520</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">318,493</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">978,696</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">186,038</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt
    instrument at FVOCI</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    assets</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">913,998</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">420,679</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">445,609</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">412,277</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Liabilities
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Deposits
    and other demand liabilities</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29,896</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,012</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,712</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,309</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17,118</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,484</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,997</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,245</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0">Obligations under repurchase agreements</P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 5pt">Loans</P></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">38,626</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">176</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,100</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">961,718</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">101</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Time
    deposits and other time liabilities</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">768,016</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,673</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,092</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">98,651</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,409,404</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,706</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">864</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,999,410</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">222,393</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,137,502</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">354,108</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    borrowing</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">608,595</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">544,291</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issued
    debt instruments</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">781,845</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">349,022</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    liabilities</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,056</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">309,935</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,210</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">232,344</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; width: 31%">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 8%">&nbsp;</TD>
    <TD STYLE="width: 8%">&nbsp;</TD>
    <TD STYLE="width: 6%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 8%">&nbsp;</TD>
    <TD STYLE="width: 8%">&nbsp;</TD>
    <TD STYLE="width: 7%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD>
    <TD STYLE="width: 1%">&nbsp;</TD></TR>
  </TABLE>



<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->122<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">NOTE
32</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">TRANSACTIONS
WITH RELATED PARTIES, continued</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Calibri,sans-serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>c)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Income
                                            (expense) recorded due to transactions with related parties</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 5.4pt; border-top: Black 2.25pt solid; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the period of 9 months to September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; vertical-align: bottom; width: 34%; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 9%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    of the Group</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    Companies</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Key
    personnel</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 1%; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    of the Group</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    companies</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Key
    personnel</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD STYLE="width: 1%; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; font-family: Calibri,sans-serif; vertical-align: top">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Income
    (expense) recorded</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    income and inflation-indexation adjustments</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(11,264)</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">39</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,123</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(510)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(29,586)</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">750</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fee
    and commission income and expenses</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">105,560</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,474</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">146</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">92,150</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17,612</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">116</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 0; padding-left: 0.125in; text-indent: -0.05in; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net
    income (expense) from financial operations and net foreign exchange gain (loss) (*) </FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(562,090)</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">176,102</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(394,049)</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,227)</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating income and expenses</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">350</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(431)</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">373</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(528)</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Key
    personnel compensation and expenses</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(27,237)</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(23,668)</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Administrative
    and other expenses</FONT></TD>
    <TD STYLE="vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(38,596)</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(40,097)</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(42,353)</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(13,539)</FONT></TD>
    <TD STYLE="white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-left: 5.4pt; border-bottom: Black 2.25pt solid; vertical-align: bottom; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(506,040)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>149,087</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(25,968)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(501)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(373,465)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(3,668)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(22,802)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>24</B></FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">(*)</TD><TD STYLE="text-align: justify">Primarily relates to derivative
                                            contracts used to financially cover exchange risk of assets and liabilities that cover positions
                                            of the Bank and its subsidiaries,</TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="text-indent: 0; border-top: Black 2.25pt solid; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="10" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>For
    the quarter to September 30,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; vertical-align: bottom; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; text-align: center; vertical-align: bottom; width: 34%; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    of the Group</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    Companies</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Key
    personnel</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD STYLE="text-align: center; white-space: nowrap; vertical-align: bottom; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Companies
    of the Group</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Associated
    companies</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Key
    personnel</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Other</B></FONT></TD>
    <TD STYLE="text-align: center; width: 1%; font-family: Calibri,sans-serif; vertical-align: bottom">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 0; padding-left: 5.4pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="text-align: center; font-family: Calibri,sans-serif; vertical-align: top">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; border-bottom: Black 2.25pt solid; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Income
    (expense) recorded</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interest
    income and inflation-indexation adjustments</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,368)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">333</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(524)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(4,278)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">156</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fee
    and commission income and expenses</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">95,657</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,074</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">46</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(3)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,124</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,444</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">35</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 0; padding-left: 0.125in; text-indent: -0.05in; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Net
    income (expense) from financial operations and net foreign exchange gain (loss) (*) </FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(436,172)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">165,266</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">386,966</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(66,492)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    operating income and expenses</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">98</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(27)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">118</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,736</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Key
    personnel compensation and expenses</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,192)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(7,875)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Administrative
    and other expenses</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(12,799)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(12,846)</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">9,326</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,854)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0; border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-right: 0; padding-left: 5.4pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(357,584)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>155,471</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(6,813)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(527)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>394,604</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(54,163)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; white-space: nowrap; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>(7,684)</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 2pt; padding-left: 3.5pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>15</B></FONT></TD>
    <TD STYLE="font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


<!-- Field: Page; Sequence: 123; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->123<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; color: red"><B>NOTE 32</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; color: red"><B>TRANSACTIONS WITH RELATED
PARTIES, continued</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Calibri,sans-serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>d)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Payments
                                            to Board members and key management personnel</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The compensation
received by key management personnel, including Board members and all the executives holding manager positions shown in the &ldquo;Personnel
salaries and expenses&rdquo; and/or &ldquo;Administrative expenses&rdquo; items of the Consolidated Statements of Income, corresponds
to the following categories:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>For the period of 9 </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>months to September 30,</B></P></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>For the quarter </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>to September 30,</B></P></TD></TR>
  <TR>
    <TD STYLE="text-align: center; vertical-align: bottom; width: 43%; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 14%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 15%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020&nbsp;</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 11%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 15%; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Personnel
    compensation</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,154</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,159</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,036</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,068</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Board
    members&rsquo; salaries and expenses</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,145</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,077</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">395</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">363</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Bonuses
    or gratifications</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,563</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,431</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,270</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,661</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Stock-based
    benefits</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">362</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(117)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">378</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">140</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Seniority
    compensation</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">512</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">69</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(436)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Pension
    plans </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1,392)</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">551</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,109)</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">154</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Training
    expenses </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">65</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">207</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">141</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">h
    funds </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">204</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">630</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">67</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">492</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    personnel expenses</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">624</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">661</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">154</FONT></TD>
    <TD STYLE="padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">293</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; text-align: left; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif; vertical-align: middle"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>27,237</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: middle; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>23,668</B></FONT></TD>
    <TD STYLE="vertical-align: middle; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,192</FONT></TD>
    <TD STYLE="vertical-align: middle; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 4pt; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,875</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 42.55pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">(*)</TD><TD STYLE="text-align: justify">Some of the executives
                                            that qualified for this benefit left the Group for different reasons, without complying with
                                            the requirements to receive the benefit, therefore the obligation amount decreased, which
                                            generated the reversal of provisions.</TD>
</TR></TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 42.55pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 11pt Calibri,sans-serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>e)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Composition
                                            of key personnel</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">As of September
30, 2021 and December 31, 2020, the composition of the Bank&rsquo;s key personnel is as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse; font-size: 11pt">
  <TR>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Position</B></FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>N&deg;
    of executives</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>As of </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>September 30,</B></P></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>As of </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>December 31, </B></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD>
    </TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    </TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Director</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">11</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Manager</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">102</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">109</FONT></TD>
    </TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; font-family: Calibri,sans-serif">&nbsp;</TD>
    </TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    key personnel</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>113</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; font-family: Calibri,sans-serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>120</B></FONT></TD>
    </TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; color: red"><B>&nbsp;</B></P>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0">NOTE 33</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">FAIR VALUE OF FINANCIAL
ASSETS AND LIABILITIES</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><B>&nbsp;</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Fair value
is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants
at the measurement date. The measurement of fair value assumes the sale transaction of an asset or the transference of the liability
happens within the main asset or liability market, or the most advantageous market for the asset or liability.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">For financial
instruments with no available market prices, fair values have been estimated by using recent transactions in analogous instruments, and
in the absence thereof, the present values or other valuation techniques based on mathematical valuation models sufficiently accepted
by the international financial community. In the use of these models, consideration is given to the specific particularities of the asset
or liability to be valued, and especially to the different kinds of risks associated with the asset or liability.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">These techniques
are significantly influenced by the assumptions used, including the discount rate, the estimates of future cash flows and prepayment
expectations. Hence, the fair value estimated for an asset or liability may not coincide exactly with the price at which that asset or
liability could be delivered or settled on the date of its valuation and may not be justified in comparison with independent markets.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-weight: normal">Except
as detailed in the following table, management considers that the carrying amounts of financial assets and financial liabilities recognized
in the consolidated financial statements approximate their fair values.</FONT></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><B>Determination
of fair value of financial instruments </B></P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Below is a
comparison between the value at which the Bank&rsquo;s financial assets and liabilities are recorded and their fair value as of September
30, 2021 and December 31, 2020:</P>

<P STYLE="font: 9pt/10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; color: gray">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of September 30,</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of December 31,</FONT></TD></TR>
  <TR>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: top; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2021</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2020</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: top; width: 38%; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 15%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Book
    value</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: top; width: 1%; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 12%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fair
    value</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 1%; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 15%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Book
    value</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 2%; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; width: 15%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fair
    value </FONT></TD>
    <TD STYLE="width: 1%; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: top; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: top; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: top; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: top; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">9,973,439</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">9,973,439</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">9,032,085</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">9,032,085</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Financial
    assets held for trading</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">51,216</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">51,216</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">133,718</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">133,718</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Loans
    and accounts receivable at amortized cost, net</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">34,614,764</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">35,046,112</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">33,303,100</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">36,921,368</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Loans
    and accounts receivable at FVOCI, net</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">114,525</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">114,525</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">69,331</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">69,331</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Debt
    instrument at FVOCI</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">8,872,749</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">8,872,749</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7,162,542</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7,162,542</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Financial
    assets held to collect</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">82,549</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">82,640</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">-</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">-</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Guarantee
    deposits (margin accounts)</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">1,671,050</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">1,671,050</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">608,359</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">608,359</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; vertical-align: bottom; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Liabilities
    </FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Deposits
    and interbank borrowings</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">38,995,996</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">39,068,990</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">31,471,283</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">32,047,227</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Financial
    derivative contracts</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">10,396,886</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">10,396,886</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">9,018,660</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">9,018,660</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Issued
    debt instruments and other financial liabilities</FONT></TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">8,235,766</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">8,412,036</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">8,388,495</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">9,590,678</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Guarantees
    received (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">512,589</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">512,589</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">624,205</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: black; line-height: 107%">624,205</FONT></TD>
    <TD STYLE="line-height: 107%">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 9pt/11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; color: gray">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The fair value
approximates the carrying amount of the following line items due to their short-term nature: cash and deposits-banks, cash items in process
of collection and investments under resale or repurchase agreements.</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">In addition,
the fair value estimates presented above do not attempt to estimate the value of the Bank&rsquo;s profits generated by its business activity,
nor its future activities, and accordingly, they do not represent the Bank&rsquo;s value as a going concern. Below is a detail of the
methods used to estimate the financial instruments&rsquo; fair value.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>NOTE 33</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES, continued</B></P>

<P STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify; text-indent: -21.3pt"><FONT STYLE="font-style: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-style: normal">a)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-style: normal">Financial
                                            assets held for trading and Debt instruments at FVOCI</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The estimated
fair value of these financial instruments was established using market values or estimates from an available dealer, or quoted market
prices of similar financial instruments. Investments are evaluated at recorded value since they are considered as having a fair value
not significantly different from their recorded value. To estimate the fair value of debt investments or representative values in these
lines of businesses, we take into consideration additional variables and elements, as long as they apply, including the estimate of prepayment
rates and credit risk of issuers.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-style: normal">b)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-style: normal">Loans
                                            and accounts receivable at amortized cost</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Fair value
of commercial, mortgage and consumer loans and credit cards are measured through a discounted cash flow (DCF) analysis. To do so, we
use current market interest rates considering product, term, amount and similar loan quality. Fair value of loans with 90 days or more
of delinquency are measured by means of the market value of the associated guarantee, minus the rate and term of expected payment. For
variable rate loans whose interest rates change frequently (monthly or quarterly) and that are not subjected to any significant credit
risk change, the estimated fair value is based on their book value.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-style: normal">c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-style: normal">Deposits</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Disclosed fair
value of deposits that do not bear interest and saving accounts is the amount payable at the reporting date and, therefore, equals the
recorded amount. Fair value of time deposits is calculated through a discounted cash flow calculation that applies current interest rates
from a monthly calendar of scheduled maturities in the market.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-style: normal">d)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-style: normal">Short
                                            and long term issued debt instruments</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The fair value
of these financial instruments is calculated by using a discounted cash flow analysis based on the current incremental lending rates
for similar types of loans having similar maturities.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-style: normal">e)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-style: normal">Financial
                                            derivative contracts</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The estimated
fair value of financial derivative contracts is calculated using the prices quoted on the market for financial instruments having similar
characteristics.</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The fair value
of interest rate swaps represents the estimated amount that the Bank determines as exit price in accordance with IFRS 13.</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">If there are
no quoted prices from the market (either direct or indirect) for any derivative instrument, the respective fair value estimates have
been calculated by using models and valuation techniques such as Black-Scholes, Hull, and Monte Carlo simulations, taking into consideration
the relevant inputs/outputs such as volatility of options, observable correlations between underlying assets, counterparty credit risk,
implicit price volatility, the velocity with which the volatility reverts to its average value, and the straight-line relationship (correlation)
between the value of a market variable and its volatility, among others.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><B>Measurement
of fair value and hierarchy</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 4pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">IFRS 13 - Fair
Value Measurement, provides a hierarchy of reasonable values which separates the inputs and/or valuation technique assumptions used to
measure the fair value of financial instruments. The hierarchy reflects the significance of the inputs used in making the measurement.
The three levels of the hierarchy of fair values are the following:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>NOTE 33</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES, continued</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"></P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Level
                                            1: the inputs are quoted prices (unadjusted) on active markets for identical assets and liabilities
                                            that the Bank can access on the measurement date</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Level
                                            2: inputs other than the quoted prices included within Level 1 that are observable for the
                                            asset or liability, either directly or indirectly</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Level
                                            3: inputs are unobservable inputs for the asset or liability i.e. they are not based on observable
                                            market data</FONT></TD>
</TR></TABLE>



<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The hierarchy
level within which the fair value measurement is categorized in its entirety is determined based on the lowest level of input that is
significant to the fair value measurement in its entirety.</P>

<P STYLE="font: 5pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The best evidence
of a financial instrument&rsquo;s fair value at the initial time is the transaction price.</P>

<P STYLE="font: 5pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">In cases where
quoted market prices cannot be observed, Management makes its best estimate of the price that the market would set using its own internal
models which in most cases use data based on observable market parameters as a significant input (Level 2) and, in very specific cases,
significant inputs not observable in market data (Level 3), various techniques are employed to make these estimates, including the extrapolation
of observable market data.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Financial instruments
at fair value and determined by quotations published in active markets (Level 1) include:</P>

<P STYLE="font: 5pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Chilean
                                            Government and Department of Treasury bonds</FONT></TD></TR>
                      </TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Mutual
                                            funds</FONT></TD></TR></TABLE>

<P STYLE="font: 5pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Instruments
which cannot be 100% observable in the market are valued according to other inputs observable in the market (Level 2).</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The following
financial instruments are classified under Level 2:</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-bottom: 3pt; width: 23%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Type of</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>financial instrument</B></P></TD>
    <TD STYLE="padding-bottom: 3pt; width: 15%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Model</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>used in valuation</B></P></TD>
    <TD STYLE="padding-bottom: 3pt; width: 62%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Description
    of&nbsp;&nbsp;unobservable inputs</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -5.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Mortgage
and private bonds </FONT></TD>
    <TD STYLE="padding-bottom: 3pt; text-align: center; padding-left: 4.85pt; line-height: 107%; vertical-align: top"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Present
    Value of Cash Flows Model</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Internal Rates of Return (&ldquo;IRRs&rdquo;)
    are provided by RiskAmerica, according to the following criterion:</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If, at the valuation day, there are one or more
    valid transactions at the Santiago Stock Exchange for a given nemotechnic, the reported rate is the weighted average amount of the
    observed rates.</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the case there are no valid transactions for
    a given mnemonic on the valuation day, the reported rate is the IRR base from a reference structure, plus a spread model based on
    historical spread for the same item or similar ones.</P></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -5.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Time
deposits</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 4.85pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Present
    Value of Cash Flows Model</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">IRRs are provided by RiskAmerica, according to
    the following criterion:</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If, at the valuation day, there are one or more
    valid transactions at the Santiago Stock Exchange for a given mnemonic, the reported rate is the weighted average amount of the observed
    rates.</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In the case there are no valid transactions for
    a given mnemonic on the valuation day, the reported rate is the IRR base from a reference structure, plus a spread model based on
    issuer curves.</P></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -5.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Constant
Maturity Swaps (CMS), FX and Inflation Forward (Fwd) , Cross Currency Swaps (CCS), Interest Rate Swap (IRS)</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 4.85pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Present
    Value of Cash Flows Model</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">IRRs are provided by ICAP, GFI, Tradition, and
    Bloomberg according to this criterion:</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">With published market prices, a valuation curve
    is created by the bootstrapping method and is then used to value different derivative instruments.</P></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -5.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">FX
Options</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 4.85pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Black-Scholes</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Formula adjusted by the volatility simile (implicit
    volatility), Prices (volatility) are provided by BGC Partners, according to this criterion:</P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">With published market prices, a volatility parameter
    is created by interpolation and then these volatilities are used to value options.</P></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-indent: -5.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Guarantee
deposits, guarantee received (Threshold)</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; border-bottom: Black 2.25pt solid; padding-left: 4.85pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Present
    Value of Cash Flows Model</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Collateral
    associated to derivatives financial contracts: Average trading swap (CMS), FX and inflation Forward, Cross Currency Swap (CCS), Interest
    Rate Swap (IRS) y FX options.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0; color: red">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0; color: red"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>NOTE 33</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES, continued</B></P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">In limited
occasions significant inputs not observable in market data are used (Level 3). Several techniques are used to perform these estimates,
including extrapolation of observable market data or a mix of observable data.</P>

<P STYLE="font: 4pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The following
financial instruments are classified under Level 3:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 4pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="padding-bottom: 3pt; width: 30%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Type of</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>financial instrument</B></P></TD>
    <TD STYLE="padding-bottom: 3pt; width: 18%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Model</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>used in valuation</B></P></TD>
    <TD STYLE="padding-bottom: 3pt; width: 52%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Description
    of no observable inputs</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -7.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Caps/
Floors/ Swaptions </FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Black
    Normal Model for Cap/Floors and Swaptions</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">There
    is no observable input of implicit volatility.</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -7.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">UF
options</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Black
    &ndash; Scholes</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">There
    is no observable input of implicit volatility. </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -7.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
currency swap with window</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Hull-White</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Hybrid
    HW model for rates and Brownian motion for FX There is no observable input of implicit volatility.</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -7.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">CCS
(special contracts)</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Implicit
    Forward Rate Agreement (FRA)</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Start
    Fwd unsupported by MUREX (platform) due to the UF forward estimate.</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -7.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Cross
currency swap, Interest rate swap, Call money swap in Tasa Activa Bancaria (Active Bank Rate) TAB,</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Present
    Value of Cash Flows Model</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Validation
    obtained by using the interest curve and interpolating flow maturities, but TAB is not a directly observable variable and is not
    correlated to any market input.</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; padding-left: 7.1pt; text-indent: -7.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt
instruments (in our case, low liquidity bonds)</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Present
    Value of Cash Flows Model</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Valued
    by using similar instrument prices plus a charge-off rate by liquidity.</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-bottom: 3pt; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-indent: -7.1pt">- <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loans
and account receivable at FVOCI</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; border-bottom: Black 2.25pt solid; padding-left: 5.4pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Present
    Value of Cash Flows Model</FONT></TD>
    <TD STYLE="padding-bottom: 3pt; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Measured
    by discounting estimated cash flow using the interest rate of new contracts.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Bank does
not believe that any change in unobservable inputs with respect to level 3 instruments would result in a significantly different fair
value measurement.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The following
table presents the assets and liabilities that are measured at fair value on a recurrent basis:</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fair
    value measurement</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 42%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of September 30, 2021</FONT></TD>
    <TD STYLE="width: 13%; padding-left: 3.4pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2021</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 13%; padding-right: 5.75pt; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    1</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 14%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    2</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 15%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    3</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 3.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Financial
    assets held for trading</FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>51,216</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">40,467</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">10,749</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Loans
    and accounts receivable at FVOCI, net</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>114,525</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">114,525</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Debt
    instruments at FVOCI&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>8,872,749</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8,858,889</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">13,329</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">531</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Derivatives</FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>9,673,439</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 17pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">9,667,374</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">6,065</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Guarantee
    deposits (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>1,671,050</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1,671,050</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>20,382,979</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>8,899,356</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>11,362,502</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>121,121</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Liabilities
    </FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Derivatives</FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>10,396,886</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.7pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">10,396,886</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Guarantees
    received (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>513,859</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">513,859</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>10,909,745</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>10,909,745</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>-</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><B>&nbsp;</B></TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Fair
    value measurement</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; width: 42%; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of December 31,</FONT></TD>
    <TD STYLE="width: 13%; padding-left: 3.4pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2020</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 13%; padding-right: 5.75pt; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    1</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 14%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    2</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 15%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    3</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 3.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Financial
    assets held for trading</FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>133,718</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">132,246</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1,472</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Loans
    and accounts receivable at FVOCI, net</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>69,331</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">69,631</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Debt
    instruments at FVOCI&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>7,162,542</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7,145,285</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">16,731</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">526</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Derivatives</FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>9,032,085</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">9,024,484</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7,601</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Guarantee
    deposits (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>608,359</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">608,359</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>17,006,035</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>7,277,531</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>9,651,046</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>77,458</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Liabilities
    </FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Derivatives</FONT></TD>
    <TD STYLE="padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>9,018,660</B></FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">9,015,900</FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2,760</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Guarantees
    received (margin accounts)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>624,205</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">624,205</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 3.4pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>9,642,865</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.7pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>9,640,105</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 8.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>2,760</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.4pt; text-align: justify; text-indent: -28.3pt; color: red"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->128<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.4pt; text-align: justify; text-indent: -28.3pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>NOTE 33</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES, continued</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The following
table presents assets or liabilities which are not measured at fair value in the statements of financial position but for which the fair
value is disclosed:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fair
    value measurement</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 49%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of September 30,</FONT></TD>
    <TD STYLE="width: 13%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2021</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 11%; padding-right: 5.45pt; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    1</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 11%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    2</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 13%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    3</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-right: 5.45pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Loans
    and accounts receivable at amortized cost, net</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>35,046,112</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">35,046,112</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Instrumentos
    de inversion hasta el vencimiento</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>82,640</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">82,640</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>35,128,752</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>82,640</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>35,046,112</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Liabilities
    </FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 1.75pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Deposits
    and interbank borrowings</FONT></TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>39,068,990</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">27,701,900</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">17,367,090</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Issued
    debt instruments and other financial liabilities</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>8,412,036</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8,142,036</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>47,481,026</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>30,113,936</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>17,367,090</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt; line-height: 107%"><BR STYLE="clear: both"></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="border-bottom: Black 2.25pt solid; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Fair
    value measurement</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 51%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of December 31,</FONT></TD>
    <TD STYLE="width: 12%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2020</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 11%; padding-right: 5.45pt; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    1</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 11%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    2</FONT></TD>
    <TD STYLE="width: 1%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 12%; padding-left: 7.1pt; font: bold 8pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Level
    3</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-right: 5.45pt; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Loans
    and accounts receivable at amortized cost, net</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>36,921,368</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">36,921,368</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>36,921,368</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>36,921,368</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Liabilities
    </FONT></TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 17pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 1.75pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Deposits
    and interbank borrowings</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>32,047,227</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">17,486,334</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">14,560,893</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Issued
    debt instruments and other financial liabilities</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>9,590,678</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">9,590,678</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>41,637,678</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>27,077,012</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 2.85pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>14,560,893</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The fair values
of other assets and other liabilities approximate their carrying values.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The methods
and assumptions to estimate the fair value are defined below:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">-</TD><TD STYLE="text-align: justify">Loans and amounts due from credit institutions
                                            and from customers &ndash; Fair value are estimated for groups of loans with similar characteristics.
                                            The fair value was measured by discounting estimated cash flow using the interest rate of
                                            new contracts. That is, the future cash flow of the current loan portfolio is estimated using
                                            the contractual rates, and then the new loans spread over the risk-free interest rate are
                                            incorporated to the risk-free yield curve in order to calculate the loan portfolio fair value.
                                            In terms of behavior assumptions, it is important to underline that a prepayment rate is
                                            applied to the loan portfolio, thus a more realistic future cash flow is achieved.</TD></TR></TABLE>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -14.2pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">-</TD><TD STYLE="text-align: justify">Deposits and interbank borrowings &ndash;
                                            The fair value of deposits was calculated by discounting the difference between the cash
                                            flows on a contractual basis and current market rates for instruments with similar maturities.
                                            For variable-rate deposits, the carrying amount was considered to approximate fair value.</TD></TR></TABLE>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -14.2pt"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">-</TD><TD STYLE="text-align: justify">Issued debt instruments and other financial
                                            liabilities &ndash; The fair value of long-term loans was estimated by cash flow discounted
                                            at the interest rate offered on the market with similar terms and maturities.</TD></TR></TABLE>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The valuation
techniques used to estimate each level are defined in Note 1,k)</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>NOTE 33</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES, continued</B></P>

<P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; color: red">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">There were
no transfers between levels 1 and 2 for the as of September 30, 2021 and December 31, 2020.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The table below
shows the effect, as of September 30, 2020 and December 31, 2020, on the fair value of the main financial instruments classified as Level
3 of a reasonable change in the assumptions used in the valuation. This effect was determined by a sensitivity analysis under a 1bp scenario,
detailed in the following table:</P>


<P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 5pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 19%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Instrument
    Level 3</B></FONT></TD>
    <TD STYLE="width: 25%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Valuation
    technique</B></FONT></TD>
    <TD STYLE="width: 20%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Main
    unobservable inputs</B></FONT></TD>
    <TD STYLE="width: 18%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Impacts (in MCh$) </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Sens, -1bp Unfavorable scenario</B></P></TD>
    <TD STYLE="vertical-align: top; width: 18%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Impacts (in MCh$) </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Sens, +1bp Favorable scenario</B></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Derivatives</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Present
    Value method</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Curves
    on TAB (1)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1.3)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(1.3)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt
    instruments at FVOCI</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Internal
    rate of return method</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">BR
    UF (2)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 23%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Instrument
    Level 3</B></FONT></TD>
    <TD STYLE="width: 19%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Valuation
    technique</B></FONT></TD>
    <TD STYLE="width: 20%; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Main
    unobservable inputs</B></FONT></TD>
    <TD STYLE="width: 20%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Impacts </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(in MCh$) </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Sens, -1bp Unfavorable scenario</B></P></TD>
    <TD STYLE="vertical-align: top; width: 18%; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Impacts (in MCh$) </B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Sens, +1bp Favorable scenario</B></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Derivatives</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Present
    Value method</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Curves
    on TAB (1)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2.3)</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.3</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Debt
    instruments at FVOCI</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Internal
    rate of return method</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">BR
    UF (2)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 7pt/115% Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">(1)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">TAB:
                                            &ldquo;Tasa Activa Bancaria&rdquo; (Active Bank Rate). Average interest rates on 30, 90,
                                            180 and 360 day deposits published by the Chilean Association of Banks and Financial Institutions
                                            (ABIF) in nominal currency (Chilean peso) and in real terms, adjusted for inflation (in Chilean
                                            unit of account (Unidad de Fomento - UF)).</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 7pt/115% Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Times New Roman, Times, Serif">(2)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">BR:
                                            &ldquo;Bonos de Reconocimiento&rdquo; (Recognition Bonds). The Recognition Bond is an instrument
                                            of money provided by the State of Chile to workers who joined the new pension system, which
                                            began operating since 1981.</FONT></TD></TR></TABLE>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The following
table presents the Bank&rsquo;s activity for assets and liabilities measured at fair value on a recurrent basis using unobserved significant
inputs (Level 3) as of September 30, 2021 and December 31, 2020:</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 74%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="width: 2%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Liabilities
    </FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-indent: -7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of January 1, 2021</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">77,458</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,760</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total
    realized and unrealized profits (losses)</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Included
    in statements of income </FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">44,052</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Included
    in other comprehensive income</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">5</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Purchases,
    issuances, and loans (net)</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">-</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Level
    transfer</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">(394)</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">(2,760)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of September 30, 2021</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">121,121</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total
    profits or losses included in comprehensive income for 2021 that are attributable to change in unrealized profit (losses) related
    to assets or liabilities as of December 31, 2020</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">43,663</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">(2,760)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 74%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Assets</FONT></TD>
    <TD STYLE="width: 2%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Liabilities
    </FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-indent: -7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">MCh$</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of January 1, 2020</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">81,678</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,950</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total
    realized and unrealized profits (losses)</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Included
    in statements of income </FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">(196)</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">1,012</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Included
    in other comprehensive income</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">3,087</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Purchases,
    issuances, and loans (net)</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">-</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">Level
    transfer</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">(7.111)</FONT></TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt; font-weight: normal">(1,202)</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">As
    of December 31, 2020</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt">77,458</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt">2,760</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; padding-left: 7.1pt; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Total
    profits or losses included in comprehensive income for 2020 that are attributable to change in unrealized profit (losses) related
    to assets or liabilities as of December 31, 2019</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt">(4,220)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 8pt Times New Roman, Times, Serif; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7.5pt">(190)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"></P>

<P STYLE="font: 8pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The realized
and unrealized profits (losses) included in comprehensive income for 2021 and 2020, in the assets and liabilities measured at fair value
on a recurrent basis through unobservable market data (Level 3) are recorded in the Statements of Comprehensive Income.<BR STYLE="clear: both"></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; color: red"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->130<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; color: red"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>NOTE 33</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES, continued</B></P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The potential
effect as of September 30, 2021 and December 31, 2020 on the valuation of assets and liabilities valued at fair value on a recurrent
basis through unobservable significant inputs (level 3), generated by changes in the principal assumptions if other reasonably possible
assumptions that are less or more favorable were used, is not considered by the Bank to be significant.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; color: red"><B>&nbsp;</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The following
tables show the financial instruments subject to compensation in accordance with IAS 32, for 2021 and 2020:</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>As of September 30, 2021</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Linked
    financial instruments, compensated in balance</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 34%; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Financial
    instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center">Gross</P>
    <P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center">amounts</P></TD>
    <TD STYLE="white-space: nowrap; width: 12%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Compensated
    in balance </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Net
    amount presented in balance</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 1%; padding-left: 7.1pt; text-align: justify; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 15%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Remains
    of unrelated and / or unencumbered financial instruments</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 13%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Amount in Statements of Financial
    Position</B></P></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">&nbsp;<B>Assets</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Financial
    derivative contracts (*)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">1,320,932</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>1,320,932</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">8,352,507</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>9,673,439</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Investments
    under resale agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Loans
    and accounts receivable at amortized cost, net</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">34,614,764</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>34,614,764</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Loans
    and accounts receivable at FVOCI, net</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">114,525</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>114,525</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>1,320,932</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>1,320,932</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>45,081,796</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>46,402,728</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>&nbsp;Liabilities</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Financial
    derivative contracts (*)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">1,711,476</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>1,711,476</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">8,685,410</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>10,396,886</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Investments
    under resale agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">49,644</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>49,644</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>49,644</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Deposits
    and interbank borrowings</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">39,995,996</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>38,995,996</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>1,761,120</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>1,761,120</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>47,681,406</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>49,442,526</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt">&nbsp;</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt">(*) Derivatives contract have guarantees associated
for Ch$191,802 million and Ch$96,263, respectively.</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Linked
    financial instruments, compensated in balance</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 34%; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Financial
    instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center">Gross</P>
    <P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center">amounts</P></TD>
    <TD STYLE="white-space: nowrap; width: 12%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Compensated
    in balance </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Net
    amount presented in balance</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 1%; padding-left: 7.1pt; text-align: justify; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 15%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Remains
    of unrelated and / or unencumbered financial instruments</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 13%; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Amount in Statements of Financial
    Position</B></P></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">&nbsp;<B>Assets</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Ch$
    Million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Financial
    derivative contracts (*)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">8,840,436</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>8,840,436</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">191,649</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>9,032,085</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Investments
    under resale agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Loans
    and accounts receivable at amortized cost, net</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Loans
    and accounts receivable at FVOCI, net</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">33,303,100</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">33,303,100</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>8,840,436</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>8,840,436</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>33,494.749</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>42,464,434</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>&nbsp;Liabilities</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Financial
    derivative contracts (*)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">8,922,079</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>8,922,079</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">96,581</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>9,018,660</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Investments
    under resale agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">969,808</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>969,808</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>969,808</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">Deposits
    and interbank borrowings</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%">31,471,283</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>31,471,283</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 3.35pt; text-align: justify; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>9,891,887</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>9,891,887</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>31,567,864</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 107%"><B>41,459,751</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->131<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt">&nbsp;</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red">RISK MANAGEMENT</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><B>&nbsp;</B></P>

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify; color: #767171"><B>Introduction
and general description</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Bank, due
to its activities with financial instruments is exposed to several types of risks. The main risks related to financial instruments that
apply to the Bank are as follows:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Market
                                            risk: </B>rises from holding financial instruments whose value may be affected by fluctuations
                                            in market conditions, generally including the following types of risk:</FONT></TD></TR></TABLE>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Foreign
                                            exchange risk: this arises as a consequence of exchange rate fluctuations among currencies.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Interest
                                            rate risk: this arises as a consequence of fluctuations in market interest rates.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Price
                                            risk: this arises as a consequence of changes in market prices, either due to factors specific
                                            to the instrument itself or due to factors that affect all the instruments negotiated in
                                            the market.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">Inflation
                                            risk: this arises as a consequence of changes in Chile&rsquo;s inflation rate, whose effect
                                            would be mainly applicable to financial instruments denominated in UFs.</FONT></TD>
</TR></TABLE>



<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; text-indent: -8.55pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Credit
                                            risk</B>: this is the risk that one of the parties to a financial instrument fails to meet
                                            its contractual obligations for reasons of insolvency or inability of the individuals or
                                            legal entities in question to continue as a going concern, causing a financial loss to the
                                            other party.</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -8.55pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Liquidity
                                            risk</B>: is the possibility that an entity may be unable to meet its payment commitments,
                                            or that in order to meet them, it may have to raise funds with onerous terms or risk damage
                                            to its image and reputation.</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.4pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Operational
                                            risk: </B>the risk of loss due to inadequate or failed internal processes, people or systems
                                            or external events, and have legal, regulatory and reputational effect.</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -8.55pt"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 11pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B>Capital
                                            risk</B>: this is the risk that the Bank may have an insufficient amount and/or quality of
                                            capital to meet the minimum regulatory requirement to operate as a bank, respond to market
                                            expectations regarding its creditworthiness, and support its business growth and any strategic
                                            possibilities that might arise, in accordance with its strategic plan.</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">This note includes
information on the Bank&rsquo;s exposure to these risks and on its objectives, policies, and processes involved in their measurement
and management.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify; color: #767171"><B>Risk
management structure</B></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Board is
responsible for the establishment and monitoring of the Bank&rsquo;s risk management structure, for which purpose it has an on-line corporate
governance system which incorporates international recommendations and trends, adapted to Chilean regulatory conditions and given it
the ability to apply the most advanced practices in the markets in which the Bank operates.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The effectiveness
with which we are able to manage the balance between risk and reward is a significant factor in our ability to generate long term, stable
earnings growth. Toward that end, our Board and senior management places great emphasis on risk management.</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left">A.</TD><TD STYLE="text-align: justify">Integral Risk Committee</TD>
</TR></TABLE>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Integral
Risk Committee of the Board is responsible for reviewing and monitoring all risks that may affect us, allowing for an integral risk management.
This committee serves as the governing body through which the Board supervises risk in general. It also evaluates the reasonability of
the systems for measurement and control of risks.</P>

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Credit
                                            risk</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Market
                                            risk</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Operational
                                            risk</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Cybersecurity</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Solvency
                                            risk (BIS)</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Legal
                                            risks</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Compliance
                                            risks</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reputational
                                            risks</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">&nbsp;</P>

<P STYLE="text-align: justify; font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in">This Committee includes six Board members.
This committee also includes the CEO, the Director of Risk and other senior level executives from the risk and commercial side of our
business.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">B.</TD><TD STYLE="text-align: justify">Audit Committee</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Audit Committee (<I>Comit&eacute;
de Directores y Auditor&iacute;a</I>) is comprised of three members of the Board of Directors. The Chief Executive Officer, General Counsel,
General Auditor and other persons from the Bank can be invited to the meetings if necessary and are present on specific matters. This
Committee&rsquo;s primary responsibility is to support the Board of Directors in the continuous improvement of our system of internal
controls, which includes reviewing the work of both the external auditors and the Internal Audit Department. The committee is also responsible
for analyzing observations made by regulatory entities of the Chilean financial system about us and for recommending measures to be taken
by our management in response. The external auditors are recommended by this committee to our Board of Directors and appointed by our
shareholders at the annual shareholders&rsquo; meeting.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">C.</TD><TD STYLE="text-align: justify">Asset and Liability Committee</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The ALCO includes the Vice-President
of the Board and three additional members of the Board, the Chief Executive Officer, the Chief Financial Officer, the Corporate Financial
Controller, the Manager of the Financial Management Division, the Manager of Market Risk, the Manager of the Treasury Division, and other
senior members of management. The ALCO meets monthly. All limits reviewed by the ALCO are measured and prepared by the Market Risk Department.
The non-Board members of the ALCO meet weekly to review liquidity, funding, capital and market risk related matters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The main functions of the ALCO are:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Making
                                            the most important decisions, approving the risk appetite and limits regarding our exposure
                                            to inflation, interest rate risk, funding, capital and liquidity levels.</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Review
                                            of the evolution of the most relevant local and international markets and monetary policies.</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">D.</TD><TD STYLE="text-align: justify">Market Committee</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Market Committee includes the Chairman
of the Board, the Vice Chairman of the Board, two additional members of the Board, the Chief Executive Officer, the Director of Corporate
Investment Banking, the Chief Financial Officer, the Manager of the Treasury Division, the Manager of the Financial Management Division,
the Manager of Market Risk, the Financial Controller and other senior members of management.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Market Committee is responsible for:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Establishing
                                            a strategy for the Bank&rsquo;s trading investment portfolio.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Establishing
                                            the Bank&rsquo;s policies, procedures and limits with respect to its trading portfolio. The
                                            Bank&rsquo;s Market Risk &#9;Department measures all risks and limits and reports these to
                                            the Market Committee.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reviewing
                                            the net foreign exchange exposure and limit.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reviewing
                                            the results of the Bank&rsquo;s client treasury business.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Reviewing
                                            the evolution of the most relevant local and international markets and monetary policies.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


<!-- Field: Page; Sequence: 133; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->133<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: bold 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left">E.</TD><TD STYLE="text-align: justify">Risk Department</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">All issues regarding risk in the Bank
are the responsibility of the Bank&rsquo;s Risk Department. The Risk Department reports to the CEO but has full independence, and no
risk decisions can be made without its approval.</P>

<P STYLE="font: italic bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #767171">&nbsp;</P>

<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: #767171">Market risk</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Market risk arises as a consequence of the market activity,
by means of financial instruments whose value can be affected by market variations, reflected in different assets and financial risk
factors. The risk can be diminished by means of hedging through other products (assets/liabilities or derivative instruments) or terminating
the open transaction/position. The objective of market risk management is to manage and control market risk exposure within acceptable
parameters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">There are four major risk factors that affect the market
prices: type of interest, type of exchange, price, and inflation. In addition and for certain positions, it is necessary to consider
other risks as well, such as spread risk, base risk, commodity risk, volatility or correlation risk.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Market risk management</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank&rsquo;s internal management measures market risk
based mainly on the procedures and standards of Banco Santander Spain, which are in turn based on an analysis of three principal components:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">trading
                                            portfolio</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">local
                                            financial management portfolio</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">foreign
                                            financial management portfolio</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The trading portfolio is comprised chiefly of investments
valued at fair market value and free of any restriction on their immediate sale, which are often bought and sold by the Bank with the
intention of selling them in the short term to benefit from short&ndash;term price fluctuations. The trading portfolio also includes
the Bank&rsquo;s exposure to foreign currency. The financial management portfolios include all the financial investments not considered
to be part of trading portfolio.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The main decisions that relate to market risk for the Bank
and the limits regarding market risk are made in the Asset and Liability Committee and the Market Committee. The measurement and oversight
of market risks is performed by the Market Risk Department. The Bank&rsquo;s governance rules have established the existence of two high-level
committees that, among other things, function to monitor and control market risks: the Asset and Liability Committee and the Market Committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Market Risk department&rsquo;s functions in connection
with trading portfolio include the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">i.</TD><TD STYLE="text-align: justify">applies the &ldquo;Value at Risk&rdquo;
                                            (VaR) techniques to measure interest rate risk,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">ii.</TD><TD STYLE="text-align: justify">adjust the trading portfolios to market
                                            and measure the daily income and loss from commercial activities,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">iii.</TD><TD STYLE="text-align: justify">compare the real VaR with the established
                                            limits,</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">iv.</TD><TD STYLE="text-align: justify">establish procedures to prevent losses
                                            in excess of predetermined limits, and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">v.</TD><TD STYLE="text-align: justify">furnishes information on the trading
                                            activities to the ALCO, other members of the Bank&rsquo;s management, and the Global Risk
                                            Department of Banco Santander Spain.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Market Risk department&rsquo;s functions in connection
with financial management portfolios include the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">i.</TD><TD STYLE="text-align: justify">performs sensitivity simulations (as
                                            explained below) to measure interest rate risk for activities denominated in local currency
                                            and the potential losses forecasted by these simulations.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">ii.</TD><TD STYLE="text-align: justify">provide daily reports thereon to the
                                            ALCO, other members of the Bank&rsquo;s management, and the Global Risk Department of Banco
                                            Santander Spain.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in">&nbsp;</P>
<!-- Field: Page; Sequence: 134; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->134<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Market risk &ndash; management of trading portfolio
</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Bank applies VaR methodologies to
measure the market risk of its trading portfolio. The Bank has a consolidated commercial position comprised of fixed&ndash;income investments
and foreign currency trading. This portfolio is comprised mostly of Central Bank of Chile bonds, mortgage bonds, locally issued, low&ndash;risk
corporate bonds and foreign currencies, mainly U.S. dollars. At the end of each year, the trading portfolio included no stock portfolio
investments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">For the Bank, the VaR estimate is made
under the historical simulation methodology, which consists of observing the behavior of the profits and losses that would have occurred
in the current portfolio if the market conditions for a given historical period had been in force, in order to infer the maximum loss
on the basis of that information, with a given degree of confidence. The methodology has the advantage of precisely reflecting the historical
distribution of the market variables and not requiring any assumptions regarding the distribution of specific probabilities. All the
VaR measures are intended to determine the distribution function for a change in the value of a given portfolio, and once that distribution
is known, to calculate the percentile related to the necessary degree of confidence, which will be equal to the value at risk by virtue
of those parameters. As calculated by the Bank, the VaR is an estimate of the maximum expected loss of market value for a given portfolio
over a 1&ndash;day horizon, with a 99.00% confidence level. It is the maximum 1&ndash;day loss that the Bank could expect to experience
in a given portfolio, with a 99.00% confidence level. In other words, it is the loss that the Bank would expect to experience only 1.0%
of the time. The VaR provides a single estimate of market risk which is not comparable from one market risk to another. Returns are calculated
through the use of a 2&ndash;year time window or at least 520 data points obtained since the last reference date for calculation of the
VaR going backward in time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">We do not calculate three separate VaRs.
We calculate a single VaR for the entire trading portfolio, which in addition is segregated by risk type. The VaR software performs a
historical simulation and calculates a Profit and Loss Statement (P&amp;L) for 520 data points (days) for each risk factor (fixed income,
foreign currency and variable income.) The P&amp;L of each risk factor is added together and a consolidated VaR is calculated with 520
points or days of data. At the same time a VaR is calculated for each risk factor based on the individual P&amp;L calculated for each
individual risk factor. Furthermore, a weighted VaR is calculated in the manner described above, but which gives a greater weighting
to the 30 most recent data points. The larger of the two VaRs is the one that is reported. In 2021 and 2020, we used the same VaR model
and there has been no change in methodology or assumptions for subsequent periods.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank uses the VaR estimates to provide a warning when
the statistically estimated incurred losses in its trading portfolio would exceed prudent levels, and hence, there are certain predetermined
limits.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>Limitations of the VaR model </I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">When applying a calculation methodology, no assumptions
are made regarding the probability distribution of the changes in the risk factors; the historically observed changes are used for the
risk factors on which each position in the portfolio will be valued.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">It is necessary to define a valuation function fj(xi) for
each instrument, preferably the same one used to calculate the market value and income of the daily position, This valuation function
will be applied in each scenario to generate simulated prices for all the instruments in each scenario.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition, the VaR methodology should be interpreted
taking into consideration the following limitations:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Changes
                                            in market rates and prices may not be independent and identically distributed random variables
                                            and may not have a normal distribution. In particular, the assumption of normal distribution
                                            may underestimate the probability of extreme market movements; </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            historical data used by the Bank may not provide the best estimate of the joint distribution
                                            of changes in the risk factors in the future, and any modification of the data may be inadequate.
                                            In particular, the use of historical data may fail to capture the risk of potential extreme
                                            and adverse market fluctuations, regardless of the time period used;</FONT></TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">A
                                            1-day time horizon may not fully capture the market risk positions which cannot be liquidated
                                            or covered in a single day, It would not be possible to liquidate or cover all the positions
                                            in a single day; </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            VaR is calculated at the close of business, but trading positions may change substantially
                                            in the course of the trading day; </FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            use of a 99% level of confidence does not take account of, or make any statement about, the
                                            losses that could occur outside of that degree of confidence; and </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">A
                                            model such as the VaR does not capture all the complex effects of the risk factors over the
                                            value of the positions or portfolios, and accordingly, it could underestimate potential losses,</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We perform back-testing daily and generally find that trading
losses exceed our VaR estimate approximately one out of every 100 trading days. At the same time, we set a limit to the maximum VaR that
we are willing to accept over our trading portfolio. Also, a maximum VaR limit was established that can be applied over the trading portfolio.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">High, low and average levels for each component for 2021
and 2020 were as follows:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 60%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 68%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>VaR</B></P></TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>2021</B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>USDMM</B></P></TD>
    <TD STYLE="width: 4%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="width: 14%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>2020</B></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>USDMM</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Consolidated:</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.43</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5.10</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.11</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.81</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Average</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.96</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3.02</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Fixed-income
    investments:</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.86</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4.87</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.12</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.38</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Average</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.86</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.62</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Variable-income
    investments</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.29</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.01</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Average</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.19</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Foreign currency
    investments</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">High</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.33</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2.49</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Low</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.09</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.17</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 8.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Average</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">0.77</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 5.4pt; vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1.52</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Market risk - local and foreign financial management</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank&rsquo;s financial management portfolio includes
most of the Bank&rsquo;s non-trading assets and liabilities, including the credit/loan portfolio. For these portfolios, investment and
financing decisions are strongly influenced by the Bank&rsquo;s commercial strategies.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank uses a sensitivity analysis to measure the market
risk of local and foreign currencies (not included in the trading portfolio). The Bank performs a simulation of scenarios, which will
be calculated as the difference between the present value of the flows in the chosen scenario (a curve with a parallel movement of 100
bps in all its segments) and their value in the base scenario (current market). All the inflation&ndash;indexed local currency (UF) positions
are adjusted by a sensitivity factor of 0.57, which represents a 57 basis point change in the rate curve for the real rates and a 100
basis point change for the nominal rates. The same scenario is performed for the net foreign currency positions and the interest rates
in U.S. dollars. The Bank has also established limits in regard to the maximum loss which these interest rate movements could impose
on the capital and net financial income budgeted for the year.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">To establish the consolidated limit, we add the foreign
currency limit to the domestic currency limit and multiple by 2 the sum of the multiplication of them together both for net financial
loss limit as well as for the capital and reserves loss limit, using the following formula:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Consolidated limit = square root of a2 + b2 + 2ab</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in">a: domestic currency limit</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in">b: foreign currency limit</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in">Since we assume the correlation is 0; 2ab = 0, 2ab = 0</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><I>Limitations of the sensitivity models </I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The most important assumption is using an exchange rate
of 100 bp based on yield curve (57 bp for real rates). The Bank uses a 100 bp exchange since sudden changes of this magnitude are considered
realistic. Santander Spain Global Risk Department has also established comparable limits by country, to be able to compare, monitor and
consolidate market risk by country in a realistic and orderly way. In addition, the sensitivity simulation methodology should be interpreted
taking into consideration the following limitations:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            simulation of scenarios assumes that the volumes remain consistent in the Bank&rsquo;s Consolidated
                                            Statements of Financial Position and are always renewed at maturity, thereby omitting the
                                            fact that certain credit risk and prepayment considerations may affect the maturity of certain
                                            positions.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">This
                                            model assumes an identical change along the entire length of the yield curve and does not
                                            take into account the different movements for different maturities.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            model does not take into account the sensitivity of volumes which results from interest rate
                                            changes.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif">-</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            limits to losses of budgeted financial income are calculated based on the financial income
                                            foreseen for the year, which may not be actually earned, meaning that the real percentage
                                            of financial income at risk may be higher than the expected one.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Market risk &ndash; Financial management portfolio &ndash;
As of September 30, 2021 and December 31, 2020</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>&nbsp;</B></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2021</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Effect
    on <BR>
    financial <BR>
    income</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Effect
    on <BR>
    capital</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Effect
    on <BR>
    financial <BR>
    income</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Effect
    on <BR>
    capital</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 48%; padding-left: 7.1pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 12%; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 12%; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 4%; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 12%; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="width: 12%; padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Financial
    management portfolio &ndash; local currency (MCh$)</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loss
    limit</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,865</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">84,864</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">329,275</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">High
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,683</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83,761</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">66,504</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">302,263</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Low</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">14,084</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">73,062</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">26,492</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">214,596</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Average</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19,617</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">78,535</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">45,380</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">255,070</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Financial
    management portfolio &ndash; foreign currency (Th$US)</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loss
    limit</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">36,516</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">34,893</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">53</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">High</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">7,261</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,974</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">19</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">47</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Low</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">691</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,981</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Average</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,256</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">13,639</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Financial
    management portfolio &ndash; consolidated (in MCh$)</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Loss
    limit</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">32,865</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">84,864</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">100,000</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">329,275</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">High</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,709</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">77,563</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">67,584</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">286,436</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Low</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15,677</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">66,328</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">25,111</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">210,706</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Average</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">21,168</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">72,234</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">46,044</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">246,292</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><B>&nbsp;</B></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>IBOR &ndash; reform</B></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In December 2020, the ICE Benchmark Administration Limited
(IBA) launched a consultation on its intention to stop publishing LIBOR rates in currencies other than the dollar until December 31,
2021 and all other parameters of LIBOR in USD, after its publication on June 30, 2023.</P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank has been working since 2019 on the transition
of different risk-free reference rates (hereinafter also &ldquo;RFR&rdquo;), including the LIBOR rate. In this context, the Bank's work
plan includes the identification of the impacted customers, the impacted areas, the various risks to which the Bank is exposed, the determination
of work teams regarding each risk, the involvement of the high administration in a robust project governance plan and an action plan
for each of the impacted / identified risk areas, which will allow us to face the challenges imposed by the changes in the reference
rates.</P>

<P STYLE="color: #767171; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0; color: #767171">Credit risk</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Credit risk is the risk that one of the parties to a financial
instrument fails to meet its contractual obligations for reasons of insolvency or inability of the individuals or legal entities in question
to continue as a going concern, causing a financial loss to the other party. The Bank consolidates all elements and components of credit
risk exposure to manage credit risk (i.e., individual delinquency risk, inherent risk of a business line or segment, and/or geographical
risk).</P>

<P STYLE="font: italic bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-style: normal">&nbsp;</FONT></P>

<P STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-style: normal">Credit Risk Governance</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Risk Division, our credit analysis and risk management
group, is largely independent of our business areas, Risk evaluation teams interact regularly with our clients. For larger transactions,
risk teams in our headquarters work directly with clients when evaluating credit risks and preparing credit applications. Various credit
approval committees, all of which include Risk Division and Commercial Division personnel, must verify that the appropriate qualitative
and quantitative parameters are met by each applicant. Each committee&rsquo;s powers are defined by our Board of Directors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank&rsquo;s governance rules have established the
existence of the Integral Risk Committee. This committee is responsible for revising and following all risks that may affect us, including
reputational risk, allowing for an integral risk management. This committee serves as the governing body through which the Board supervises
all risk functions. It also evaluates the reasonability of the systems for measurement and control of risks. This Committee includes
the Vice Chairman of the Board and five Board members.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Board has delegated the duty of credit risk management
to the Integral Risk Committee, as well as to the Bank&rsquo;s risk departments, whose roles are summarized below:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Formulate
                                            credit policies by consulting with the business units, meeting requirements of guarantees,
                                            credit evaluation, risk rating and submitting reports, documentation and legal procedures
                                            in compliance with the regulatory, legal and internal requirements of the Bank.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Establish
                                            the structure to approve and renew credit requests. The Bank structures credit risks by assigning
                                            limits to the concentration of credit risk in terms of individual debtor, debtor group, industry
                                            segment and country. Approval levels are assigned to the corresponding officials of the business
                                            unit (commercial, consumer, SMEs) to be exercised by that level of management. In addition,
                                            those limits are continually revised. Teams in charge of risk evaluation at the branch level
                                            interact on a regular basis with customers; however, for larger credit requests, the risk
                                            team from the head office and the Executive Risk Committee works directly with customers
                                            to assess credit risks and prepare risk requests.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Limit
                                            concentrations of exposure to customers or counterparties in geographic areas or industries
                                            (for accounts receivable or loans), and by issuer, credit rating and liquidity.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Develop
                                            and maintain the Bank&rsquo;s credit risk classifications for the purpose of classifying
                                            risks according to the degree of exposure to financial loss that is exhibited by the respective
                                            financial instruments, with the aim of focusing risk management specifically on the associated
                                            risks.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Revise
                                            and evaluate credit risk. Management&rsquo;s risk divisions are largely independent of the
                                            Bank&rsquo;s commercial division and evaluate all credit risks in excess of the specified
                                            limits prior to loan approvals for customers or prior to the acquisition of specific investments.
                                            Credit renewal and reviews are subject to similar processes.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The following diagram illustrates the governance of our
credit risk division including the committees with approval power:</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="img_002.jpg" ALT=""></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: italic 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">Role of Santander Spain&rsquo;s Global
Risk Department: Credit Risk</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In matters regarding Credit Risk, Santander Spain&rsquo;s
Global Risk Department has the following role:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">All
                                            credit risks greater than MCh$63,500 (or U.S.$89.1 million), after being approved locally,
                                            are reviewed by Santander Spain. This additional review ensures that no global exposure limit
                                            is being breached.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">In
                                            standardized risks, the consumer and mortgage scoring models are developed locally. Its approval
                                            instance will depend on the relative importance of the models (&ldquo;Tier&rdquo; of the
                                            model); in this way, if the model is of the greatest importance, it is approved in risk committees
                                            of the Headquarters (Spain); otherwise, it is approved locally.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">For
                                            each scoring model, a quarterly Risk Report is prepared, which is reviewed locally and is
                                            also sent to Santander Analytics (Santander Spain). This report indicates the stability of
                                            the model and its level of predictability.</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: italic 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">Credit Approval: Loans approved on
an individual basis</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In preparing a credit proposal for a corporate client whose
loans are approved on an individual basis, Santander-Chile&rsquo;s personnel verifies such parameters as debt servicing capacity (typically
including projected cash flows), the company&rsquo;s financial history and projections for the economic sector in which it operates.
The Risk Division is closely involved in this process and prepares the credit application for the client. All proposals contain an analysis
of the client, a rating and a recommendation. Credit limits are determined not on the basis of outstanding balances of individual clients,
but on the direct and indirect credit risk of entire financial groups. For example, a corporation will be evaluated together with its
subsidiaries and affiliates.</P>

<P STYLE="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: italic 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">Credit Approval: Loans approved on
a group basis</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The majority of loans to individuals and small and mid-sized
companies are approved by the Standardized Risk Area through an automated credit scoring system. This system is decentralized, automated
and based on multiple parameters, including demographic and information regarding credit behavior from external sources and the FMC.</P>

<P STYLE="font: italic bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-style: normal">&nbsp;</FONT></P>

<P STYLE="font: italic bold 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-style: normal">Impairment assessment (policy applicable
from January 1, 2018)</FONT></P>

<P STYLE="font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-style: normal; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: italic 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-style: normal; font-weight: normal">In
accordance with the requirements of IFRS 9 the Bank has developed a new credit risk model, applicable from January 1, 2018. </FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><B><I>a.</I></B></TD><TD STYLE="text-align: justify"><B><I>Definition of default
                                            and cure</I></B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">The Bank considers a financial instrument
defaulted and therefore Stage 3 for ECL calculations in all cases when the borrower becomes 90 days past due on its contractual payments.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">As a part of a qualitative assessment
of whether a customer is in default, the Bank also considers a variety of instances that may indicate unlikeliness to pay. Such events
include:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Internal
                                            rating of the borrower indicating default or near default</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            borrower requesting emergency funding from the Bank</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            borrower having past due liabilities to public creditors or employees</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            borrower is deceased</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">A
                                            material decreases in the underlying collateral value where the recovery of the loan is expected
                                            from the sale of the collateral</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">A
                                            material decreases in the borrower&rsquo;s turnover or the loss of a major customer</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">A
                                            covenant breach not waived by the Bank</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
                                            debtor (or any legal entity within the debtor&rsquo;s group) filing for bankruptcy application/protection</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Debtor&rsquo;s
                                            listed debt or equity suspended at the primary exchange because of rumors or facts about
                                            financial difficulties</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">RISK MANAGEMENT, continued</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">It is the Bank&rsquo;s policy to consider
a financial instrument as &lsquo;cured&rsquo; and therefore re-classified out of Stage 3 when none of the default criteria have been
present for at least twelve consecutive months (and 24 months for special vigilance operations). The decision whether to classify an
asset as Stage 2 or Stage 1 once cured depends on the updated credit grade, at the time of the cure, and whether this indicates there
has been a significant increase in credit risk compared to initial recognition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><B><I>b.</I></B></TD><TD STYLE="text-align: justify"><B><I>Internal rating and PD
                                            estimation</I></B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Bank&rsquo;s Credit Risk Department operates its internal
rating models. The models incorporate both qualitative and quantitative information and, in addition to information specific to the borrower
utilize supplemental external information that could affect the borrower&rsquo;s behavior. The internal credit grades are assigned based
on the internal scoring policy, PDs are then adjusted for IFRS 9 ECL calculations to incorporate forward looking information and the
IFRS 9 Stage classification of the exposure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

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    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>
<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>c.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Exposure
                                            at default</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The exposure
at default (EAD) represents the gross carrying amount of the financial instruments subject to the impairment calculation, addressing
both the client&rsquo;s ability to increase its exposure while approaching default and potential early repayments too.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">To calculate
the EAD for a Stage 1 loan, the Bank assesses the possible default events within 12 months for the calculation of the 12mECL. However,
if a Stage 1 loan that is expected to default in the 12 months from the balance sheet date and is also expected to cure and subsequently
default again, then all linked default events are taken into account. For Stage 2, Stage 3 the exposure at default is considered for
events over the lifetime of the instruments.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>d.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Loss
                                            given default</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The credit
risk assessment is based on a standardized LGD assessment framework that results in a certain LGD rate. These LGD rates take into account
the expected EAD in comparison to the amount expected to be recovered or realized from any collateral held.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Bank segments
its retail lending products into smaller homogeneous portfolios (evaluated collective), based on key characteristics that are relevant
to the estimation of future cash flows. The applied data is based on historically collected loss data and involves a wider set of transaction
characteristics (i.e., product type, wider range of collateral types) as well as borrower characteristics.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Further recent
data and forward-looking economic scenarios are used in order to determine the IFRS 9 LGD rate for each group of financial instruments.
Under IFRS 9, LGD rates are estimated for the Stage 1, Stage 2, Stage 3 IFRS 9 segment of each asset class. The inputs for these LGD
rates are estimated and, where possible, calibrated through back testing against recent recoveries. These are repeated for each economic
scenario as appropriate.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>e.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Significant
                                            increase in credit risk (SICR)</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Bank continuously
monitors all assets subject to ECLs. In order to determine whether an instrument or a portfolio of instruments is subject to 12-month
ECL or Lifetime ECL, the Bank assesses whether there has been a significant increase in credit risk since initial recognition.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Bank also
applies a secondary qualitative method for triggering a significant increase in credit risk for an asset, such as moving a customer/facility
to the watch list (Special vigilance). The Bank may also consider that events explained in letter a) above are a significant increase
in credit risk as opposed to a default. Regardless of the change in credit grades, if contractual payments are more than 30 days past
due, the credit risk is deemed to have increased significantly since initial recognition.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">When estimating
ECLs on a collective basis for a group of similar assets, the Bank applies the same principles for assessing whether there has been a
significant increase in credit risk since initial recognition.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Quantitative
criteria for SICR Stage 2:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The quantitative
criteria are used to identify where an exposure has increased in credit risk and it is applied based on whether an increase in the lifetime
PD since the recognition date exceeds the threshold set in absolute terms. The following formula is used to determine such threshold:</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Threshold =
Lifetime PD (at reporting date) &ndash; Lifetime PD (at origination)</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>


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    <!-- Field: /Page -->


<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="4" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Collectively
    assessed</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Individually
    assessed</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 11%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Mortgages</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 11%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Other
    loans&nbsp;&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Revolving</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(Credit cards)</B></P></TD>
    <TD STYLE="white-space: nowrap; width: 15%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Collectively
    <BR>
    assessed SME</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Individually
    <BR>
    assessed SME</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 12%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Middle<BR>
    market</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; width: 23%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Corporate
    and Investment<BR>
    Banking</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">39.57%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">39.11%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">15.73%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">39.11%</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">22.69%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">4.5%</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Santander
    Group criteria</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">There is also
a relative threshold of 100% of all portfolios with the exception of the Corporate and Investment Banking Portfolio.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Qualitative
criteria for SICR Stage 2:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The qualitative
criteria is based on the existence of evidence that leads to an automatic classification of financial instruments in stage 2, mainly
30 days overdue and restructured. Thresholds of SICR are calibrated based on the average ECL of exposures that are 30 days overdue or
with a level of credit risk considered to be &ldquo;significant&rdquo;.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="4" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Collectively
    assessed</B></FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Individually
    assessed</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 12%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Mortgages</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 19%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Other
    loans&nbsp;&nbsp;&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Revolving</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(Credit cards)</B></P></TD>
    <TD STYLE="width: 14%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Collectively
    assessed SME</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 12%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Individually<BR>
    assessed SME</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; white-space: nowrap; width: 14%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Middle
    market</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; white-space: nowrap; width: 14%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Corporate
    and Investment Banking</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Irregular
    portfolio &gt; 30 days</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Irregular
    portfolio &gt; 30 days</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Irregular
    portfolio &gt; 30 days</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Irregular
    portfolio &gt; 30 days</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Irregular
    portfolio &gt;<BR>
    30 days</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Irregular
    portfolio &gt; 30 days</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Irregular<BR>
    portfolio &gt; 30 <BR>
    days</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Restructured&nbsp;&nbsp;marked
    for monitoring</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Restructured&nbsp;&nbsp;marked
    for monitoring</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Restructured&nbsp;&nbsp;marked
    for monitoring</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Restructured&nbsp;&nbsp;marked
    for monitoring</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Restructured&nbsp;&nbsp;marked
    for monitoring</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Restructured&nbsp;&nbsp;marked
    for monitoring</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Restructured<BR>
    &nbsp;&nbsp;marked for<BR>
    monitoring</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Clients
    considered to be substandard or in incompliance (pre-legal action)</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Clients
    considered to be substandard or in incompliance (pre-legal action)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Clients
    <BR>
    considered to be<BR>
    substandard or<BR>
    in incompliance<BR>
    (pre-legal action)</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">These thresholds
are defined by the Model Committee and the Integral Risk Committee and are evaluated annually with updates made depending on impacts
and definitions of the risk models associated to each portfolio.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">As a result
of the instability caused by the COVID-19 pandemic and according to our corporate guidelines, management has decided not to modify the
thresholds for SICR defined above.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>f.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Measurement
                                            of expected credit losses</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Expected credit
losses&nbsp;are a probability-weighted estimate of&nbsp;credit losses over the expected life of the financial instrument. &nbsp;A cash
shortfall is the difference between the cash flows that are due to an entity in accordance with the contract and the cash flows that
the entity expects to receive. Because expected credit losses consider the amount and timing of payments, a credit loss arises even if
the entity expects to be paid in full but later than when contractually due.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">For financial
assets, a&nbsp;credit loss&nbsp;is the present value of the difference between: the contractual cash flows that are due under the contract;
and the cash flows that the Bank expects to receive. For undrawn loan commitments, a credit loss is the present value of the difference
between: the contractual cash flows that are due if the holder of the loan commitment draws down the loan; and the cash flows that the
Bank expects to receive if the loan is drawn down.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">For a financial
asset that is credit-impaired at the reporting date, but that is not a&nbsp;purchased or originated credit-impaired financial asset,
an entity shall measure the&nbsp;expected credit losses&nbsp;as the difference between the asset&rsquo;s gross carrying amount and the
present value of estimated future cash flows discounted at the financial asset&rsquo;s original effective interest rate. Any adjustment
is recognized in profit or loss as an&nbsp;impairment gain or loss. In accordance with our internal procedures, the Bank calculates allowance
for expected credit losses under de &quot;Cash flow discounted Methodology&quot; when the financial asset is classified in stage 3, with
a PD equal to 100% and is evaluated as individually significant. The following table set up the allowance and exposure at default (EAD)
of the loans that meet the conditions:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 50%; border-top: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="width: 25%; border-top: Black 2.25pt solid; border-bottom: black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%"><B>2021</B></FONT></TD>
    <TD STYLE="width: 25%; border-top: Black 2.25pt solid; border-bottom: black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 1.85pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%">Loans
    and account receivable</FONT></TD>
    <TD STYLE="padding-right: 4.75pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%">247,771</FONT></TD>
    <TD STYLE="padding-right: 6.15pt; padding-left: 1.95pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%">224,087</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 1.85pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%">Allowance
    for ECL</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 4.75pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%">83,928</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 6.15pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; line-height: 107%">119,537</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The measurement
of ECLs required to be based on reasonable and supportable information that is available to an entity without undue cost or effort. The
Bank has developed estimates based on the best available information about past events, current conditions and forecasts of economic
conditions. Indeed, in April, the Bank completed a calibration of parameters, resulting in an additional allowance for MCh$2,066. Additionally,
with current COVID-19 infection rates having increased and continued high levels of uncertainty in the macro-economic outlook and to
address a potential lag in defaults the Bank&rsquo;s management have determined to record overlay or post-model adjustments for an amount
of MCh$59,000, wherein MCh$29,000 addressed macroeconomics&rsquo; variables and MCh$30,000 associated to expected behavior of Fogape
loans.</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>g.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Grouping
                                            financial assets measured on a collective basis</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The Bank calculates
ECLs either on a collective or an individual basis.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The evaluates
on individual basis commercial loans that are greater than Ch$400 million (US$240,000), while smaller commercial loans, mortgage loans
and consumer loans are grouped into homogeneous portfolios, based on a combination of internal and external characteristics.</P>

<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>h.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Modified
                                            loans</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">When a loan
measured at amortized cost has been renegotiated or modified but not derecognized, the Bank assesses whether the transaction should be
treated as a modified asset or a derecognition. If the transaction does not result in derecognition the Bank must recognize the resulting
gains or losses as the difference between the carrying amount of the original loans and modified contractual cash flows discounted using
the EIR before modification.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">If the modification
results in derecognition, then the modified asset is considered to be a new asset.</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>As
    of December 31, 2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 22%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 10%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;Stage
    1 </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 9%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;Stage
    2 </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 9%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;Stage
    3 </B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom; width: 10%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 1%; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 10%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;Stage
    1 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 9%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;Stage
    2 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 10%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;Stage
    3 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 10%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>MCh$
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;MCh$
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;MCh$
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;MCh$
    </B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>MCh$
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;MCh$
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;MCh$
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;MCh$
    </B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Gross
    carrying amount</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;31,841,644
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,194,173
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,599,672
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35,635,489
    </B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">30,216,324
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2,447,273
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;1,676,296
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>34,339,893
    </B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Modified
    loans</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;832,623
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;876,107
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,708,730
    </B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">799,572</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">886,021</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>1,685,593</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">37.95%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">54.77%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>4.80%</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">36.67%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">52.86%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>4,91%</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 2.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 0.05in; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 2.65pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 2.9pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-right: 0.05in; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">ECL
    allowance</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;213,914
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;186,176
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;621,588
    </FONT></TD>
    <TD STYLE="text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1,021,678
    </B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;194,422
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;149,940
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;692,431
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;<B>1,036,793
    </B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Modified
    loans</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;54,181
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;354,243
    </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;408,424
    </B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">33,118</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">409,485</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>442,603</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">%</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">29.10%</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">56.99%</FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>39.98%</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">22.09%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">59.14%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1.5pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>42.69%</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 144; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->144<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-weight: normal">The
Bank has conducted an exhaustive analysis of the measures implemented as a result of COVID-19, under the perspective of modified assets.
The payment holiday program granted to our consumer loan portfolio were 3-month grace periods, modified terms and installments, and allowed
modified interest rate, to the current market lower rate, and was considered a substantial modification of the original contractual conditions.
Therefore, these consumer loans were accounted for as an end of the original financial loan and the recognition of a new financial asset.
In line with our internal guide, these modifications are classified as modifications for commercial reasons, because they are not attributable
to the financial difficulty of the debtor, and a new loan operation has been originated under current market conditions. </FONT></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-weight: normal">For
the mortgage loan portfolio, original contractual conditions were not modified, instead, the clients signed an addendum for the postponed
installments, and a complementary operation was generated, with the mortgage guarantee covering both operations. Neither the monthly
installments nor the rates were modified. This measure was granted only to clients with less than 30 days past due, and we have observed,
once the postponed periods have ended, 98% of our clients are meeting their obligations in a timely manner. In line with our internal
guide, we have concluded that the modifications granted to customers with no past due days were classified as modifications for commercial
reasons, meanwhile clients with any past due or that have had some restructuring (marked special risk), were classified as modifications
for the financial difficulty of the debtor, and the Bank has calculated the difference between the gross carrying amount and the present
value of the modified loans discounted at the original effective interest rate. The amount was not material to the Bank.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>i.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>COVID-9
                                            support measures</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-weight: normal">As
of December 31, 2020, , the support measures are classified as Fogape loans or payment holiday granted by the Bank:</FONT></P>

<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="width: 59%; border-top: Black 2.25pt solid; font: bold 10pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; color: red"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; color: Black"><I>COVID-19
    measures</I></FONT></TD>
    <TD STYLE="vertical-align: top; width: 41%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; color: red; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; color: Black">As
    of September 30, 2021</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; color: red; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; color: Black">MCh$</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; color: red; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black">Fogape
    loans</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-right: 44.05pt; padding-left: 5.4pt; color: red; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black">3,275,810</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; color: red; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black">Payment
    holiday</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-right: 44.05pt; padding-left: 5.4pt; color: red; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black">8,004,282</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; color: red; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black"><I>Payment
    holiday &ndash; current</I></FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-right: 44.05pt; padding-left: 5.4pt; color: red; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black">80,043</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 10pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; color: red; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black"><I>Payment
    holiday - expired</I></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: bold 10pt Times New Roman, Times, Serif; padding-right: 44.05pt; padding-left: 5.4pt; color: red; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt; font-weight: normal; color: Black">7,924,239</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->145<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>j.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Macro
                                            economical forward-looking information and scenarios</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The annual
growth forecasts for the most relevant macroeconomic variables for each of our scenarios are as follows:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Average
    estimates 2020 - 2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 31%; border-bottom: Black 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 16%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Unfavorable
    scenario 2</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Unfavorable
    scenario 1</B></FONT></TD>
    <TD STYLE="width: 11%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Base<BR>
    scenario</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Favorable<BR>
    scenario 1</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Favorable<BR>
    scenario 2</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Official
    interest rate </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.25%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.50%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1.59%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">3.20%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">4.42%</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Unemployment
    rate </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7.31%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">6.96%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">6.50%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">6.04%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">5.70%</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Housing
    Price growth&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">(1.70)%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1.04%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">4.67%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8.30%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">11.04%</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">GDP
    growth </FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">(1.16)%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.67%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">3.12%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">5.56%</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7.40%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Consumer
    Price Index </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">(0.26)%</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1.07%</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2.82%</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">4.57%</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">5.90%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The highest
probability of occurrence is associated to the base scenario, while the extreme scenarios have a lower probability than the more moderate
scenarios.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The methodology
used for the generation of the local scenarios is based on the Methodology Framework of the Corporate Research Service and is applied
to the loan portfolio with the exception of loans from the Corporate and Investment Banking segment which uses global scenarios as defined
by the Santander Group. The probabilities for the scenarios must total 100% and be symmetrical.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; background-color: white; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; white-space: nowrap; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%"><B>Local
    scenario</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%"><B>Global
    scenario</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 34%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 14%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%"><B>Probability
    weighting</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 13%; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 25%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 14%; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%"><B>Probability
    weighting</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-indent: 0.3pt; line-height: 100%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Favorable
    scenario 2</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">10%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Favorable
    scenario 1</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">30%</FONT></TD></TR>
  <TR>
    <TD STYLE="text-align: left; padding-left: 7.1pt; text-indent: 0.3pt; line-height: 107%; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Favorable
    scenario 1</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">15%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Base
    scenario</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">40%</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-indent: 0.3pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Base
    scenario</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">50%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Unfavorable
    scenario 1</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">30%</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-left: 7.1pt; text-indent: 0.3pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Unfavorable
    scenario 1</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">15%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; text-indent: 0.3pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">Unfavorable
    scenario 2</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 6pt; line-height: 100%">10%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 3.5pt"><FONT STYLE="font-size: 6pt; line-height: 100%">&nbsp;</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 4pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt"></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0 0pt 7.1pt"></P>

<!-- Field: Page; Sequence: 146; Value: 9 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->146<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; color: red">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Under the current
uncertainty generated by COVID-19 over the macro-economical scenarios, the Bank&rsquo;s management has decided not to modify macroeconomic
variables for each of our scenarios, but rather has used the option to establishing management post-model adjustment or overlays. See
letter f) above.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>k.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Collateral
                                            and other credit enhancement</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Banco Santander
controls the credit risk through the use of collateral in its operations. Each business unit is responsible for credit risk management
and formalizes the use of collateral in its lending policies. Guidelines are in place covering the acceptability and valuation of each
type of collateral.</P>

<P STYLE="font: 6pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Banco Santander
uses guarantees in order to increase their resilience in the subject to credit risk operation. The guarantees can be used fiduciary,
real, legal structures with power mitigation and compensation agreements. The Bank periodically reviews its policy guarantees by technical
parameters, normative and also its historical basis, to determine whether the guarantee is legally valid and enforceable.</P>

<P STYLE="font: 11pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Credit limits
are continually monitored and changed in customer behavior function. Thus, the potential loss values represent a fraction of the amount
available.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Collateral
refers to the assets pledged by the customer or a third party to secure the performance of an obligation. The main type of collateral
obtained are the following:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 2pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">For
                                            securities lending and reverse repurchase transactions, cash or securities</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">For
                                            corporate and small business lending, charges over real estate properties, inventory and
                                            trade receivables and, in special circumstances, government guarantees</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt">For
                                            retail lending, mortgages over residential properties</FONT></TD></TR></TABLE>

<P STYLE="font: 4pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">One very important
example of financial collateral is the collateral agreement. Collateral agreements comprise a set of highly liquid instruments with a
certain economic value that are deposited or transferred by a counterparty in favor of another party in order to guarantee or reduce
any counterparty credit risk that might arise from the portfolios of derivative transactions between the parties in which there is exposure
to risk.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Collateral
agreements vary in nature but, whichever the specific form of collateralization may be, the ultimate aim, as with the netting technique,
is to reduce counterparty risk.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Transactions
subject to a collateral agreement are assessed periodically (normally on a daily basis). The agreed-upon parameters defined in the agreement
are applied to the net balance arising from these assessments, from which the collateral amount (normally cash or securities) payable
to or receivable from the counterparty is obtained.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">For real estate
collateral periodic re-appraisal processes are in place, based on the actual market values for the different types of real estate, which
meet all the requirements established by the regulator.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Specifically,
mortgage loans are secured by a real property mortgage, and threshold mitigate counterparty credit risk of derivative instruments.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"><I>Personal guarantees and credit
derivatives</I></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Personal guarantees
are guarantees that make a third party liable for another party&rsquo;s obligations to the Bank. They include, for example, security
deposits and standby letters of credit. Only guarantees provided by third parties that meet the minimum requirements established by the
supervisor can be recognized for capital calculation purposes.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Credit derivatives
are financial instruments whose main purpose is to hedge credit risk by buying protection from a third party, whereby the Bank transfers
the risk of the issuer of the underlying instrument. Credit derivatives are OTC instruments, i.e. they are not traded in organized markets.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Credit derivative
hedges, mainly credit default swaps, are entered into with leading financial institutions.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">According to
the Bank&rsquo;s policy when an asset (real state) is repossessed are transferred to assets held for sale at their fair value less cost
to sell as non-financial assets at the repossession date (assets received in lieu of payments).</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-weight: normal"><I>Assets
Received in Lieu of Payment</I></FONT></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-weight: normal"><I>&nbsp;</I></FONT></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"></P>

<!-- Field: Page; Sequence: 147; Value: 9 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-weight: normal"><I>&nbsp;</I></FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Assets received
or awarded in lieu of payment of loans and accounts receivable from clients are recognized at their fair value (as determined by an independent
appraisal). The excess of the outstanding loan balance over the fair value is charged to net income for the period, under &ldquo;Provision
for loan losses&rdquo;. Any excess of the fair value over the outstanding loan balance, less costs to sell of the collateral, is returned
to the client. These assets are subsequently adjusted to their net realizable value less cost to sale (assuming a forced sale).</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="color: red; font: bold 6pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>l.</I></B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 9pt"><B><I>Maximum
                                            exposure to credit risk</I></B></FONT></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><I>Financial
assets and off-balance sheet commitments</I></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">For financial
assets recognized in the Consolidated Statements of Financial Position, maximum credit risk exposure equals their carrying value. Below
is the distribution by financial asset and off-balance sheet commitments of the Bank&rsquo;s maximum exposure to credit risk as of December
31, 2020 and 2019, without deduction of collateral, security interests or credit improvements received:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 90%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 63%; border-top: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="width: 7%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>As
    of<BR>
    September 30,</B></FONT></TD>
    <TD STYLE="width: 4%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>As
    of<BR>
    December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>2021</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Amount
    of exposure</B></FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Amount
    of exposure</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Note</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Deposits
    in banks</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">5</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">4.658.593</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2,137,891
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Cash
    items in process of collection</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">5</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">458.328</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">452,963
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Financial
    derivative contracts&#9;</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">9.673.439</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">9,032,085</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Financial
    assets held for trading</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">6</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">51.216</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">133,718</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Loans
    and account receivable at amortized cost / Loans and account receivable at FVOCI</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8
    - 9</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">34.729,289</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">33,372,431</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Debt
    instrument at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">10</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8,872,749</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">7,162,542</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Financial
    assets held to collect</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">10</FONT></TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">82,549</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Off-balance
    commitments:</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Letters
    of credit issued</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">353.698</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">165,119
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Foreign
    letters of credit confirmed</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">95.586</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">82,779
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Performance
    guarantees</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1.220.076</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1,090,643
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Available
    credit lines</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8.911.977</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8,391,414
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Personal
    guarantees</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">499.613</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">441,508
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Other
    irrevocable credit commitments </FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">401.284</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">406,234
    </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>70.205.989</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>62,869,327</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify"><I>Foreign
derivative contracts</I></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">As of December
31, 2020, the Bank&rsquo;s foreign exposure -including counterparty risk in the derivative instruments&rsquo; portfolio- was USD 2,639
million or 3,4% of assets. In the table below, exposure to derivative instruments is calculated by using the equivalent credit risk;
which equals the replacement carrying amount plus the maximum potential value, considering the cash collateral that minimizes exposure.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">NOTE 34</P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">RISK MANAGEMENT, continued</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Below, there
are additional details regarding our exposure for those countries classified above 1 and represents our majority of exposure to categories
other than 1, Below we detail as of September 30, 2021, considering fair value of derivative instruments.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; width: 12%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Country</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="width: 13%; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Classification</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 24%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Derivative Instruments </B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>(adjusted to market) </B></P></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Deposits</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 11%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Loans
    </B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Financial
    investments</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 14%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Total </B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Exposure</B></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="5" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>US$
    millions</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">China</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2</FONT></TD>
    <TD STYLE="padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.83</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.83</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Colombia</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2</FONT></TD>
    <TD STYLE="padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.15</FONT></TD>
    <TD STYLE="padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.22</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Italy</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2</FONT></TD>
    <TD STYLE="padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.39</FONT></TD>
    <TD STYLE="padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.13</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1.97</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Mexico</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2</FONT></TD>
    <TD STYLE="padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">8.68</FONT></TD>
    <TD STYLE="padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.03</FONT></TD>
    <TD STYLE="padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">9.65</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Panama</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2</FONT></TD>
    <TD STYLE="padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">3.59</FONT></TD>
    <TD STYLE="padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">4.12</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Peru</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2</FONT></TD>
    <TD STYLE="padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.81</FONT></TD>
    <TD STYLE="padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1.21</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Uruguay</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">2</FONT></TD>
    <TD STYLE="padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.06</FONT></TD>
    <TD STYLE="padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">0.06</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Total</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 32.1pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>13.23</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>0.42</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 15.4pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>10.48</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 14.95pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>-</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 18.2pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>14.67</B></FONT></TD></TR>
  </TABLE>
<P STYLE="color: red; font: bold 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">Our exposure
to the group is as follows:</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 90%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; width: 25%; border-top: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Counterpart</B></FONT></TD>
    <TD STYLE="width: 8%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Country</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>Classification</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Derivative instruments (market adjusted)</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>MUSD</B></P></TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Deposits</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>MUSD</B></P></TD>
    <TD STYLE="width: 7%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Loans </B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>MUSD</B></P></TD>
    <TD STYLE="width: 11%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Financial</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Investments</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>MUSD</B></P></TD>
    <TD STYLE="width: 13%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Exposure</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>Exposure</B></P>
    <P STYLE="font: 7pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: center"><B>MUSD</B></P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%"><B>US$
    millions</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; padding-left: 7.1pt; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Banco
    Santander Espa&ntilde;a (*)</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 7.1pt; text-align: center; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">Spain</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">1</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 19pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">188.45</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 10pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">270.05</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 10pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 14pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">-</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 14pt; padding-left: 7.1pt; text-align: right; line-height: 107%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; line-height: 107%">458.50</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.45pt; text-indent: -0.25in">(*) We have included our exposure
to Santander&rsquo;s branches in New York and Hong Kong as exposure to Spain.</P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.45pt; text-indent: -0.25in"></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.45pt; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The total amount
of this exposure to derivative instruments must be compensated daily with collateral and, therefore, there is no credit exposure.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">As of September
30, 2021 and December 31, 2020, we had no applicable sovereign exposure, no unfunded exposure, no credit default protection and no current
developments.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 9.6pt; margin-bottom: 0pt"><I>Security interests and credit
improvements </I></P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 7.1pt">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The maximum
exposure to credit risk is reduced in some cases by security interests, credit improvements, and other actions which mitigate the Bank&rsquo;s
exposure. Based on the foregoing, the creation of security interests are a necessary but not a sufficient condition for granting a loan;
accordingly, the Bank&rsquo;s acceptance of risks requires the verification of other variables and parameters, such as the ability to
pay or generate funds in order to mitigate the risk being taken on.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The procedures
used for the valuation of security interests utilize the prevailing market practices, which provide for the use of appraisals for mortgage
securities, market prices for stock securities, fair value of the participating interest for investment funds, etc. All security interests
received must be instrumented properly and registered on the relevant register, as well as have the approval of legal divisions of the
Bank.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: justify">The risk management
model includes assessing the existence of adequate and sufficient guarantees that allow recovering the credit when the debtor&rsquo;s
circumstances prevent them from fulfilling their obligations.</P>

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt/107% Times New Roman, Times, Serif; margin: 0pt 0 0pt 7.1pt; text-align: justify">&nbsp;</P>
<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank has classification
tools that allow it to group the credit quality of transactions or customers. Additionally, the Bank has historical databases that keep
this internally generated information to study how this probability varies. Classification tools vary according to the analyzed customer
(commercial, consumer, SMEs, etc.).</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Below is the detail
of security interests, collateral, or credit improvements provided to the Bank as of September 30, and December 31, 2020:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 70%; font: 11pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; vertical-align: top; width: 52%; padding-left: 10pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 23%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 3%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 22%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>As
    of December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2021</B></FONT></TD>
    <TD STYLE="padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 10pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>MCh$</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Non-impaired financial assets:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Properties/mortgages
    </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">26,677,618</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">25,424,161</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investments
    and others</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,880,102</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,306,062 </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Impaired
    financial assets:</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Properties/
    mortgages </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,662,268</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,548,568 </FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investments
    and others</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">79,701</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">65,668 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 10pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>30,299,689</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>29,344,459</B></FONT></TD></TR>
  </TABLE>
<P STYLE="color: red; font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 0pt"><FONT STYLE="font-size: 10pt"><I>Credit risk mitigation techniques
</I></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank applies
various methods of reducing credit risk, depending on the type of customer and product. As we shall see, some of these methods are specific
to a particular type of transaction (i.e., real estate guarantees) while others apply to groups of transactions (i.e., netting and collateral
arrangements).</FONT></P>

<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: #767171"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: #767171"><FONT STYLE="font-size: 10pt">Liquidity
risk</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Liquidity risk is
the risk that the Bank may have difficulty meeting the obligations associated with its financial obligations.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -14.2pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt; text-align: left"><FONT STYLE="font-size: 10pt"><B>Liquidity
risk management </B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank is exposed
on a daily basis to requirements for cash funds from various banking activities, such as wires from checking accounts, fixed-term deposit
payments, guarantee payments, disbursements on derivatives transactions, etc. As typical in the banking industry, the Bank does not hold
cash funds to cover the balance of all the positions, as experience shows that only a minimum level of these funds will be withdrawn,
which can be accurately predicted with a high degree of certainty.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank&rsquo;s
approach to liquidity management is to ensure-- whenever possible--to have enough liquidity on hand to fulfill its obligations at maturity,
in both normal and stressed conditions, without entering into unacceptable debts or risking the Bank&rsquo;s reputation. The Board establishes
limits on the minimal part of available funds close to maturity to fulfill payments as well as over a minimum level of interbank operations
and other loan facilities that should be available to cover transfers at unexpected demand levels. This is constantly reviewed. Additionally,
the Bank must comply with the regulation limits established by the FMC (formerly the SBIF) for maturity mismatches.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt; font-weight: normal">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 0pt; color: red"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">These limits affect
the mismatches of future flows of income and expenditures of the Bank on an individual basis. They are:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 10pt">i.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">mismatches
                                            of up to 30 days for all currencies, up to the amount of basic capital</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 10pt">ii.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">mismatches
                                            of up to 30 days for foreign currencies, up to the amount of basic capital</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 9pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-size: 10pt">iii.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">mismatches
                                            of up to 90 days for all currencies, twice the basic capital</FONT></TD>
</TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify; text-indent: -14.15pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Financial Management
Division receives information from all the business units on the liquidity profile of their financial assets and liabilities, as well
as breakdowns of other projected cash flows stemming from future businesses. On the basis of that information, the Financial Management
Division maintains a portfolio of liquid short&ndash;term assets, comprised mainly of liquid investments, loans and advances to other
banks, to make sure the Bank has sufficient liquidity. The business units&rsquo; liquidity needs are met through short&ndash;term transfers
from the Financial Management Division to cover any short&ndash;term fluctuations and long&ndash;term financing to address all the structural
liquidity requirements.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">The
Bank monitors its liquidity position every day, determining the future flows of its outlays and revenues. In addition, stress tests are
performed at the close of each month, for which a variety of scenarios encompassing both normal market conditions and conditions of market
fluctuation are used. The liquidity policy and procedures are subject to review and approval by the Bank&rsquo;s Board. Periodic reports
are generated by the Market Risk Department, providing a breakdown of the liquidity position of the Bank and its subsidiaries, including
any exceptions and the corrective measures adopted, which are regularly submitted to the ALCO for review.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">The
Bank relies on demand deposits from Retail, Middle-Market and Corporates, obligations to banks (including the Central Bank), debt instruments,
and time deposits as its main sources of funding. Although most obligations to banks, debt instruments and time deposits mature in over
a year, customer (retail) and institutional deposits tend to have shorter maturities and a large proportion of them are payable within
90 days. The short&ndash;term nature of these deposits increases the Bank&rsquo;s liquidity risk, and hence, the Bank actively manages
this risk by continual supervision of the market trends and price management.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">Liquidity
risk management seeks to ensure that, even under adverse conditions, we have access to the funds necessary to cover client needs, maturing
liabilities and capital requirements. Liquidity risk arises in the general funding for our financing, trading and investment activities.
It includes the risk of unexpected increases in the cost of funding the portfolio of assets at appropriate maturities and rates, the
risk of being unable to liquidate a position in a timely manner at a reasonable price and the risk that we will be required to repay
liabilities earlier than anticipated.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->151<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 9.6pt 0pt 0pt"><FONT STYLE="font-size: 10pt"><I>Central Bank of Chile liquidity
measures during the pandemic</I></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; text-indent: 0in"><FONT STYLE="font-size: 10pt">In
response to the COVID-19 pandemic, the Chilean Central Bank has made two lines of credit available to banks to reinforce their liquidity,
amounting to a total of US$24 billion for the whole banking system. These lines of credit bear interest at the Central Bank&rsquo;s monetary
policy rate (MPR), which was 0.5% as of December 31, 2020. Pursuant to these lines of credit, a bank may borrow up to 3% of the aggregate
amount of its consumer and commercial loan portfolios as of February 29, 2020 and may borrow up to an additional 12% if it uses the funds
to provide loans to companies and individuals. The first line of credit is a facility available conditionally on loan growth (the &ldquo;FCIC&rdquo;)
to ensure that banks continue to finance households and businesses in Chile. Loans provided by this line of credit may have maturities
of up to 4 years and must be secured by government bonds, corporate bonds or highly rated large commercial loans as collateral. Loans
provided under the second line of credit, the LCL, are unsecured and may have maturities of up to 2 years. In addition, borrowings by
a bank under the LCL are limited to the aggregate amount of the liquidity reserve requirements of such bank. Ultimately, these lines
of credit are intended to ensure banks have ample liquidity to enable them to continue financing SMEs and Middle-market companies. As
of December 31, 2020, we had borrowed Ch$4,959,260 billion (US$7 billion) under these lines of credit.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Exposure to liquidity
risk</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">A similar, but not
identical, measure is the calculation used to measure the Bank&acute;s liquidity limit as established by the FMC (formerly the SBIF).
The Bank determines a mismatch percentage for purposes of calculating such liquidity limit which is calculated by dividing its benefits
(assets) by its obligations (liabilities) according to maturity based on estimated repricing. The mismatch amount permitted for the 30
day and under period is 1 time [regulatory] capital and for the 90 day and under period &ndash; 2 times [regulatory] capital.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The following table
displays the actual derived percentages as calculated per above:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 11pt Times New Roman, Times, Serif; width: 95%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; width: 68%; padding-left: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 14%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="width: 4%; border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; width: 14%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>As
    of December 31,</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 10pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 2.25pt solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>2021</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>%</B></FONT></P></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center; border-bottom: Black 2.25pt solid"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>2020</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>%</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">30
    days</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">40</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">30</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">30
    days foreign currency</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">15</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-left: 10pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">90
    days </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">32</FONT></TD></TR>
  </TABLE>



<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->152<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Below, is the breakdown
by maturity, of the liability balances of the Bank as of September 30, 2021 and December 31, 2020:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; width: 25%; border-bottom: Black 2.25pt solid; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of September 30, 2021</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; padding-right: -1.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Demand</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Up
    to 1 month</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3 months</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 12 months</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal
    up to 1 year</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 5 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>More
    than 5 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal
    after 1<BR>
    year</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Obligations
    under repurchase agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">49,644</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>49,644</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>49,644</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Checking
    accounts, time deposits and other time liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15,082,442</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,843,682</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,912,985</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,434,246</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,273,355</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">163,053</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,384</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,523</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>230,960</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,504,315</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivatives contracts</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">375,191</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">456,273</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">911,324</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,742,788</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,478,337</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,091,487</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">4,084,274</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,654,098</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>10,396,886</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    borrowings</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">125,071</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">91,908</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,033,203</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,250,183</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,888,867</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>5,888,867</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,139,050</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issue
    debt instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">91,615</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">258,122</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,066,145</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,232,652</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,885,971</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,394,648</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,521,150</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,801,769</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,034,421</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Lease
    liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">23,721</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>23,721</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,130</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">34,866</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">37,294</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>116,290</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>140,011</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">200,521</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">203</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">356</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>201,080</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">104</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">119</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">42</FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>265</B></FONT></TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>201,345</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>15.243.752</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7.821.474</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4.029.845</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3.589.747</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>30.684.818</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4.714.324</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8.142.738</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6.817.582</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>19.674.644</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 2.25pt solid; font: 12pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50.359.462</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 40%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 7pt"><B>Other
                                            Commercial Commitments </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></P></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Up
    to 1 month</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3<BR>
    months</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.7pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3<BR>
    and 12<BR>
    months</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1<BR>
    and 5 <BR>
    years</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>More
    than 5<BR>
    years</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.7pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Performance
    guarantee</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">61,765</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">123,406</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">601,358</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">425,005</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,542</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,220,076</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Confirmed
    foreign letters of credit </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,773</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,571</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">48,225</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">17</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">95,586</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Letters
    of credit issued </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">120,634</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">144,044</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">88,651</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">369</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">353,698</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Pledges
    and other commercial commitments </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">59,992</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">271,238</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">147,578</FONT></TD>
    <TD STYLE="vertical-align: bottom; padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">12,284</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">8,521</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">499,613</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    other commercial commitments </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>287,164</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>541,259</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>885,812</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>437,675</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>17,063</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>2,168,973</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->153<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt; font-weight: normal">As of December 31,
2020, the scheduled maturities of other commercial commitments, including accrued interest, were as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt; font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border-top: Black 2.25pt solid; width: 25%; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>As
    of December 31, 2020</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: -1.05pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Demand</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Up
    to 1 month</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3 months</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 12 months</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal
    up to 1 year</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1 and 3 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3 and 5 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 7%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>More
    than 5 years</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 9%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Subtotal
    after 1<BR>
    year</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 8%; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Obligations
    under repurchase agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">969,808
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;969,808
    </B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;&nbsp;969,808
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Checking
    accounts, time deposits and other time liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">15,082,442</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">5,843,682</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,912,985</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,434,246</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,273,355</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">163,053
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,384
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;23,523
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>230,960
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,504,315</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Financial
    derivatives contracts</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">386,690</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">445,376</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">931,358</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,763,424</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,552,482
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,708,509
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,994,245
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,255,236</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>9,018,660</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Interbank
    borrowings</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,832</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">238,414</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">222,992</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">855,434</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,333,672</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,140,426
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,854,501
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,994,927</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,328,599</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Issue
    debt instruments</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;-&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">344,732</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">447,117</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">343,156</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,135,005</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,813,341
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,499,560
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">2,756,271
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,069,172</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,204,177</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Lease
    liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">144,478
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;38,148
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;1,375
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;27
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;184,028
    </B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;89
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;105</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;96
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;290
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>&nbsp;184,318
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Other
    financial liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; text-indent: 1.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;-&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;25,526
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>25,526
    </B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">44,933
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;35,679
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">43,447
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>124,059
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>149,585
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 3pt solid; font: 11pt Times New Roman, Times, Serif; white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>15,243,752
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>7,821,474
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,029,845
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>3,589,746
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>30,684,818</B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>4,714,324
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>8,142,738
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,817,583
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>19,674,644
    </B></FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; white-space: nowrap; border-bottom: Black 3pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>50,359,462
    </B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-top: Black 2.25pt solid; width: 40%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 7pt"><B>Other
                                            Commercial Commitments </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 7pt"><B>&nbsp;</B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></P></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Up
    to 1 month</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1<BR>
    and 3<BR>
    months</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.7pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    3<BR>
    and 12<BR>
    months</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Between
    1<BR>
    and <BR>
    5 years</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>More
    than <BR>
    5 years</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 7pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.7pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.8pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.85pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>MCh$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Performance
    guarantee</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">114,653</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">181,399</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">437,835</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">350,136</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">6,620</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">1,090,643</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Confirmed
    foreign letters of credit </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">18,247</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">48,056</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">16,163</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">313</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">82,779</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Letters
    of credit issued </FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">42,089</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">83,764</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">36,201</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">3,065</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">165,119</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">Pledges
    and other commercial commitments </FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">33,588</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">29,958</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">367,164</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">10,798</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">-&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">441,508</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; vertical-align: top; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>Total
    other commercial commitments </B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>208,577</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>343,177</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.7pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>857,363</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.75pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>364,312</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.8pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>6,620</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; padding-right: 5.4pt; padding-left: 1.85pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt"><B>1,780,050</B></FONT></TD></TR>
  </TABLE>



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<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
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<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt; font-weight: normal">&nbsp;</FONT></P>

<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: #767171"><FONT STYLE="font-size: 10pt">Operational
risk</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank defines
operational risk as the risk of losses arising from defects or failures in its internal processes, people, systems or external events,
thus covering risk categories such as fraud, technological, cyber, legal and conduct risk.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Operational risk
is inherent to all products, activities, processes and systems and is generated in all business and support areas. For this reason, all
employees are responsible for managing and controlling the operational risks generated in their sphere of action. The Bank&rsquo;s goal
in terms of operational risk management and control is focused on identifying, evaluating and mitigating sources of risk, regardless
of whether they have materialized or not. The analysis of operational risk exposure contributes to the establishment of risk management
priorities</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Operational risk
governance</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The risk management
program contemplates that all relevant risk issues must be reported to the Board of Directors, the Integral Risk Committee and the Non-Financial
Risk Committee.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Risk identification,
measurement and assessment model</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">A series of quantitative
and qualitative techniques and tools have been defined by the Bank to identify, measure and assess operational risk. The quantitative
analysis of this risk assessment is carried out mainly with tools that record and quantify the level of potential losses associated with
operational risk events. The qualitative analysis seeks to assess aspects of exposure and hedging (including the control environment).
The most important operational risk tools used by the Bank are an internal events database, operational risk control self-assessment,
analysis of operational risk scenarios, appetite of corporate and local indicators, internal audit and regulatory recommendations, among
others.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Operational risk
management </B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">To accomplish our
operational risk objectives, we have established a risk model based on three lines of defense, with the objective of continuously improving
and developing our management and control of operational risks. The defense lines consist of: (i) the business and support areas (first
line of defense), responsible for managing the risks related to their processes; (ii) the non-financial risk area (second line of defense),
in charge of supporting the first line of defense in relation to the fulfillment of its direct responsibilities and; (iii) the internal
audit function (third line of defense) responsible for verifying, independently and periodically, the adequacy of the risk identification
and management processes and procedures, in accordance with the guidelines established in the Internal Audit Policy and submitting the
results of its recommendations for improvement to the Audit Committee.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Our methodology consists
of the evaluation of the risks and controls of a business from a broad perspective and includes a plan to monitor the effectiveness of
such controls and the identification of eventual weaknesses. The main objectives of the Bank and its subsidiaries in terms of operational
risk management are the following:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">&#9679;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Identify,
                                            evaluate, inform, manage and monitor the operational risk in connection with activities,
                                            products, and processes carried out or commercialized by the Bank and its subsidiaries;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">&#9679;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Build
                                            a strong culture of operational risk management and internal controls, with clearly defined
                                            and adequately segregated responsibilities between business and support functions, whether
                                            these are internally-developed or outsourced to third parties;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">&#9679;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Generate
                                            effective internal reports in connection with issues related to operational risk management,
                                            with a clearly defined escalation protocol; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 9pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">&#9679;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt">Control
                                            the design and application of effective plans to deal with contingencies that ensure business
                                            continuity and losses control.</FONT></TD></TR></TABLE>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Cyber-security
and data security plans</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank continuously
monitors cyber-security risks and has implemented preventative measures to be prepared for any attack of this kind. The Bank has evolved
its internal cyber-security model to reflect international standards, incorporating concepts which can be used to assess the degree of
maturity in deployment. Based on this assessment model, individual in-situ analyses have been carried out to identify deficiencies and
steps to remedy any such deficiencies have been identified in our cyber-security defense plans.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank has a Cybersecurity
Framework which defines the governance and policies on preventing and confronting cybercrime. The Chief of Cybersecurity or CISO (Chief
Information Security Officer) has been defined as the officer responsible for cybersecurity, a function performed by the Manager of Technology
and Operational Risk. Embedded in the Bank&rsquo;s Technology and Operations division is the Cyber and Technology Risk Department, which
is the front line of defense against cyber-security threats and data security. In addition, the Non-Financial Risk Department through
the Cyber Risk (a specialized area) enforces the policies and controls that the different areas must follow regarding technology and
cyber-security risks. In turn, there is a group of supervisory bodies that include the Cybersecurity Committee, the Non-Financial Risk
Committee, the Chief Executive Officer&rsquo;s Management Committee and the Board&rsquo;s Integral Risk Committee. We also coordinate
with Santander Spain&rsquo;s headquarters and units in other countries regarding strategy, best practices and experience-sharing.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">All this architecture
has been created with the aim of identifying cyber risks, the development of a culture and education in cybersecurity, the creation of
cyber scenarios to anticipate potential threats, and the fulfillment of the regulatory framework set by the authorities.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Finally, the intelligence
and analysis function has also been reinforced by contracting a threat-monitoring service, and progress has been made in the incident
registration, notification and escalation mechanisms for internal reporting and reporting to supervisors. In addition, observation and
analytical assessment of the events in the sector and in other industries enable us to update and adapt our models for emerging threats.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">During 2020, the
Bank did not face a material loss due to cybersecurity breaches. During 2020, we completed our 3rd year of the Global Cybersecurity Transformation
Plan that has allowed us to reach advanced levels of maturity in Cybersecurity.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">to public assistance
programs and the rise in the number of checking accounts and volumes as more clients searched for digital payment solutions. Close monitoring
has been carried out on the following aspects:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>Operational risk
management during the COVID-19 pandemic</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt; font-weight: normal">Overall,
the pandemic situation has resulted in increased exposure to inherent operational risk, although the Bank has established greater oversight
over controls in order to maintain pre-COVID-19 operational risk levels, in addition to reinforce existing ones. The risk of transaction
processing increases due to the volume of new loans and multiple changes in existing portfolios resulting from payment holidays and the
FOGAPE program. Transactional volume also increased due to public assistance programs and the rise in the number of checking accounts
and volumes as more clients searched for digital payment solutions. Close monitoring has been carried out on the following aspects: </FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt; font-weight: normal">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Business
                                            continuity plans to effectively to support our employees, customers and businesses.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
                                            scenario of the pandemic and remote work has a direct impact on the field of cyber threats
                                            and their associated risks as more employees work from home. We have strengthened patching,
                                            navigation control, data protection and other controls.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Increase
                                            in technological support to ensure adequate customer service and the correct provision of
                                            services, especially in online banking and call centers.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify; text-indent: -0.25in"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">&#9679;</FONT></TD>
    <TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The risk of transaction processing
    increases due to the volume of new loans and multiple changes in existing portfolios resulting from public assistance programs and
    internal policies.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify; text-indent: -0.25in"></P>

<P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 28.35pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -14.2pt"><FONT STYLE="font-size: 10pt">The
following table summarizes our net losses from operational risks in September 2021 compared to 2020.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -14.2pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 51%; border-top: Black 1.5pt solid; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 24%; border-top: Black 1.5pt solid; border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>As
    of September 30,</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 2%; border-top: Black 1.5pt solid; border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 23%; border-top: Black 1.5pt solid; border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>As
    of December 31,</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Net
    losses from operational risks</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 6.75pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fraud</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">943</FONT></TD>
    <TD STYLE="vertical-align: top; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,703</FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 6.75pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Labor
    related</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,903</FONT></TD>
    <TD STYLE="vertical-align: top; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">443</FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 6.75pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Client
    / product related</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">225</FONT></TD>
    <TD STYLE="vertical-align: top; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">250</FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 6.75pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Damage
    to fixed assets</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">139</FONT></TD>
    <TD STYLE="vertical-align: top; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(2,592)</FONT></TD></TR>
  <TR>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 6.75pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Business
    continuity / Systems</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(854)</FONT></TD>
    <TD STYLE="vertical-align: top; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1,570</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 6.75pt; text-indent: 8pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Processing</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6,827</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,992</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 6.75pt; text-indent: 8.05pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>10,183</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-top: 0.75pt; padding-right: 0.75pt; padding-left: 0.75pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>8,366</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: italic bold 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: #767171"><FONT STYLE="font-size: 10pt">Capital risk</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank defines
capital risk as the risk that the Bank or any of its companies may have an insufficient amount and/or quality of capital to: meet the
minimum regulatory requirements in order to operate as a bank; respond to market expectations regarding its creditworthiness; and support
its business growth and any strategic possibilities that might arise, in accordance with its strategic plan.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The objectives in
this connection include most notably:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9679;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">To
                                            meet the internal capital and capital adequacy targets</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">To
                                            meet the regulatory requirements </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">To
                                            align the Bank&rsquo;s strategic plan with the capital expectations of external agents (rating
                                            agencies, shareholders and investors, customers, supervisors, etc.)</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">To
                                            support the growth of the businesses and any strategic opportunities that may arise </FONT></TD></TR></TABLE>




<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->157<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: bold 9pt Times New Roman, Times, Serif; color: red; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The Bank has a capital
adequacy position that surpasses the levels required by regulations.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Capital management
seeks to optimize value creation at the Bank an at its different business segment. The Bank continuously evaluates it risk-return ratios
through its basic capital, effective net equity, economic capital and return on equity. With regard to capital adequacy, the Banks conducts
its internal process based on the FMC standards (formerly the SBIF) which are based on Basel Capital Accord (Basel I), Economic capital
is the capital required to support all the risk of the business activity with a given solvency level.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Capital is managed
according to the risk environment, the economic performance of Chile and the business cycle, Board may modify our current equity policies
to address changes in the mentioned risk environment,</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B><I>Minimum Capital</I></B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Under the General
Banking Law, a bank is required to have a minimum of UF800,000 (approximately Ch$23,256 million or USD$32.6 million as of December 31,
2020) of paid-in capital and reserves, calculated in accordance with Chilean GAAP.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B><I>Capital adequacy
requirement</I></B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Chilean banks are
required by the General Banking Law to maintain regulatory capital of at least 8% of risk-weighted assets, net of required loan loss
allowance and deductions, and paid-in capital and reserves (&ldquo;basic capital&rdquo;) of at least 3% of total assets, net of required
loan loss allowances. Regulatory capital and basic capital are calculated based on the consolidated financial statements prepared in
accordance with the Compendium of Accounting Standards issued by the FMC (formerly the SBIF) the Chilean regulatory agency. As we are
the result of the merger between two predecessors with a relevant market share in the Chilean market, we are currently required to maintain
a minimum regulatory capital to risk-weighted assets ratio of 11%. As of December 31, 2020, the ratio of our regulatory capital to risk-weighted
assets, net of loan loss allowance and deductions, was 15.37% and our core capital ratio was 6.69%.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-indent: 0in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-indent: 0in"><FONT STYLE="font-size: 10pt">Regulatory capital is
defined as the aggregate of:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -14.15pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">a
                                            bank&rsquo;s paid-in capital and reserves, excluding capital attributable to subsidiaries
                                            and foreign branches or basic capital;</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">its
                                            subordinated bonds, valued at their placement price (but decreasing by 20,0% for each year
                                            during the period commencing six years prior to maturity), for an amount up to 50,0% of its
                                            basic capital; and</FONT></TD>
</TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in; text-align: left">&#9679;</TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">its
                                            voluntary allowances for loan losses for an amount of up to 1,25% of risk weighted-assets,</FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 21.3pt; text-align: justify; text-indent: -14.15pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt"><B><I>&nbsp;</I></B></FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 34</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">RISK MANAGEMENT, continued</FONT></P>

<P STYLE="color: red; font: bold 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">The levels of basic capital and effective
net equity at the close of each period are as follows:</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: -2.85pt; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Ratio</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 18%; padding-left: 5.4pt; font: 11pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 17%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>As
                                            of</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>September 30,</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; width: 2%; padding-left: 0pt; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 16%; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>December 31,</B></FONT></P></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 2%; padding-left: 0pt; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 17%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>As
                                            of</B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>September 30,</B></FONT></P></TD>
    <TD STYLE="vertical-align: bottom; width: 3%; border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 25%; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>December 31,</B></FONT></P></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; font: 11pt Times New Roman, Times, Serif; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2021</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-top: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2020</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: bottom; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2020</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>MCh$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; font: 11pt Times New Roman, Times, Serif; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Basic
    capital</FONT></TD>
    <TD STYLE="white-space: nowrap; font: 11pt Times New Roman, Times, Serif; padding-right: 3.7pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,281,011</FONT></TD>
    <TD STYLE="vertical-align: top; font: 11pt Times New Roman, Times, Serif; padding-right: 3.7pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; font: 11pt Times New Roman, Times, Serif; padding-right: 3.7pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3,652,599</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; font: 11pt Times New Roman, Times, Serif; padding-right: -2.85pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.17</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; font: 11pt Times New Roman, Times, Serif; padding-right: 6pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.84</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Regulatory
    capital</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.7pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4,952,600</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.7pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 3.7pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5,143,843</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: -2.85pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">14.16</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 6pt; padding-left: 0pt; text-align: right"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">15.37</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt"><B><I>Basel III Implementation
in Chile</I></B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The new General Banking
Law (updated through Law 21.130) defines general guidelines to establish a capital adequacy system in line with the international standards
of Basel III, giving the FMC the power to dictate the capital framework in a prudential way through regulations. In particular, the FMC
has been empowered, with the prior favorable agreement of the Central Bank of Chile, to define through regulation, the new methodologies
for calculating credit, market and operational risk weighted assets; the condition for hybrid instruments AT1, and the determination
and capital charges for banks of local systemic importance. It also introduced the conservation and counter-cyclical buffers and expanded
the FMC's powers to make prudential discounts to regulatory capital and additional requirements, including higher capital, from banks
that show deficiencies in the supervisory evaluation process (Pillar 2).</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">According to the
above, in December 2020 the FMC has completed the process of issuing the necessary regulation for the implementation of capital framework
of Basel III. However, in the current context of COVID-19 pandemic, the FMC in coordination with the Central Bank of Chile and in line
with the measures adopted by international regulators has decided to postpone the implementation of the APR calculation for one year
(until December 2021). Additionally, it has disposed to advance a capital mitigation mechanism to facilitate the development of the debt
agreement market (Credit Risk Weighted Assets) and complements a similar treatment of government guarantees granted by the FMC. In the
case of Pillar 3, implementation was postponed until 2023.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">The Bank is working in the implementation
of these capital regulations through a multidisciplinary team, which are performing the exercises and required developments, including
the implementation of the required files designed by the FMC for this purpose, taking in consideration the implementation schedule.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; color: red"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NOTE 35</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">NON CURRENT ASSETS HELD
FOR SALE</FONT></P>

<P STYLE="color: red; font: bold 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">Banco Santander has
decided to implement its own acquiring network, and therefore the Bank is in process of disposing of the investment in those companies.
Accordingly, the Bank management is engaged in a search plan for buyers.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">In accordance with
the requirements of IFRS 5, the Bank has presented as non-current assets classified as held for sale those investments, isolating them
from the investments in associates, in the same way it has presented the income associated with such investments as non-current results.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">In accordance with
facts and circumstances arising from the social unrest in Chile and the global pandemic due to COVID-19 (situations beyond the Bank's
control), the process of selling its share participation has taken more than one year. If, however, the Bank continues committed to its
selling plan and its acquiring network development plan, as evidenced by the recent creation of a payment card operating company and
the active search for potential buyers. As of December 31, 2020, the Bank has sold its participation in Nexus.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">The following investments
in associates were classified to Other assets as assets held for sale:</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="width: 85%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD ROWSPAN="3" STYLE="border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-top: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>September 30,
    </B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="border-top: Black 2.25pt solid; border-bottom: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>As
                                            of </B></FONT></P>
    <P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B>December 31,</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2021</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>1,
    2020</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Participation</B></FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Assets</B></FONT></TD>
    <TD STYLE="border-top: Black 1pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Income</B></FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Assets</B></FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Income</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 25%; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; width: 19%; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>%</B></FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 14%; border-bottom: Black 2.25pt solid; padding-left: 0pt; font-size: 8pt; text-align: center; font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MCh$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; border-bottom: Black 2.25pt solid; padding-left: 0pt; font-size: 8pt; text-align: center; font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MCh$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 16%; border-bottom: Black 2.25pt solid; padding-left: 0pt; font-size: 8pt; text-align: center; font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MCh$</FONT></TD>
    <TD STYLE="vertical-align: bottom; width: 13%; border-bottom: Black 2.25pt solid; padding-left: 0pt; font-size: 8pt; text-align: center; font-weight: bold"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">MCh$</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Transbank
    (*)</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">25.00</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">26,413</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19,093</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Nexus
    (**)</FONT></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Redbanc</FONT></TD>
    <TD STYLE="border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">33.43</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,943</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2,943</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 2.25pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">-</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: Black 1.5pt solid; font: 11pt Times New Roman, Times, Serif; padding-right: 5.4pt; padding-left: 5.4pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>Total</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1.5pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: justify"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 1.5pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>29,356</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 1.5pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>-</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 1.5pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>22,036</B></FONT></TD>
    <TD STYLE="padding-right: 5.4pt; border-bottom: Black 1.5pt solid; font: 11pt Times New Roman, Times, Serif; padding-left: 0pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>-</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.45pt"></P>

<P STYLE="text-align: justify; font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.45pt"><FONT STYLE="font-size: 10pt">(*) During the
month of July and September 2021, payments were made for the contribution of additional capital to the company Transbank S.A. for an
amount of $ 2,500 million and $ 4,999 million respectively, see note No. 3.</FONT></P>

<P STYLE="text-align: justify; font: 6pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 35.45pt"><FONT STYLE="font-size: 10pt">(**) By public
deed dated January 22, 2020, the sale of 79,577 shares that Banco Santander Chile held with Nexus S.A. was materialized with Banco Itau-Corpbanca,
thus completing the total sale of the stake that the Bank held in Nexus S.A.</FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; color: #EC0000"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; color: #EC0000"></P>

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    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1.5pt solid"><P STYLE="color: Red; text-align: center; margin-top: 0pt; margin-bottom: 0pt; font: 9pt Times New Roman, Times, Serif"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->160<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0; color: #EC0000"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><FONT STYLE="font-size: 10pt"><B>NOTE 36</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><FONT STYLE="font-size: 10pt"><B>SUBSEQUENT EVENTS</B></FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">On
October 7, 2021, the CMF published circular No. 2,295 where it adjusts and updates the instructions of the Compendium of Accounting Standards
and Information System Manual, publishing both manuals on the CMF website.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">On
October 12, 2021, Banco Santander Chile issued a bond for CHF 190,000,000 with a maturity date in 2026.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">On
October 21, 2021, Banco Santander Chile issued a bond in the Irish market under rule 144A for USD 500,000,000 with a term of 10 years
and a rate of 3.177%.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">On
October 21, 2021, Banco Santander Chile issued a bond without maturity in international markets, computable as additional capital level
1 or &ldquo;AT1&rdquo; (the &ldquo;Bonds&rdquo;), to be acquired by a Santander Group entity, for an amount of USD 700,000,000 and with
a rate of 4.625%.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; text-align: justify; background-color: white"><FONT STYLE="font-size: 10pt">There
are no other subsequent events that occurred between October 1, 2021 and the date of issuance of these Interim Consolidated Financial
Statements (October 25, 2021) to disclose.</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0pt; color: red"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 42%"><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>JONATHAN
                           COVARRUBIAS HERNANDEZ</B></FONT></P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>Chief Accounting Officer</B></FONT></P></TD>
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; padding-bottom: 8pt; text-align: center; width: 23%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 35%"><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>MIGUEL
                           MATA HUERTA</B></FONT></P>
    <P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B>Chief Executive Officer</B></FONT></P></TD></TR>
  </TABLE>



<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><!-- Field: Rule-Page --><DIV STYLE="margin-bottom: 3pt; width: 100%"><DIV STYLE="border-top: Red 2pt solid; font-size: 1pt">&nbsp;</DIV></DIV><!-- Field: /Rule-Page --><P STYLE="font: 7pt Times New Roman, Times, Serif; margin: 0 0 0 7.1pt"></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt"><B>Banco Santander-Chile and Subsidiaries</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; padding-bottom: 3pt; margin: 0pt; color: #E4342B"><B>Notes to the Consolidated Financial Statements</B></P><P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0">AS OF SEPTEMBER 30, 2021 AND 2020 AND FOR THE YEARS ENDED DECEMBER 31, 2020</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 9pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
