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Provisions and Contingent Provisions (Tables) | 12 Months Ended
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Dec. 31, 2021
Disclosure of provisions [text block] [Abstract] |
Schedule of composition statement |
|  | As of December 31, |
|  | 2021 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |
Provisions for personnel salaries and expenses |  |  | 110,621 |  |  |  | 104,270 |
Provisions for mandatory dividends |  |  | 253,640 |  |  |  | 164,284 |
Provision for interest of perpetual bonds |  |  | 4,995 |  |  |  | - |
Provisions for contingent loan |  |  | 40,357 |  |  |  | 28,247 |
Provision for contingencies |  |  | 55,236 |  |  |  | 33,863 |
Total |  |  | 464,849 |  |  |  | 330,664 |
Schedule of activity regarding provisions |
|  | Personnel salaries and expenses |  |  | Mandatory Dividend |  |  | Interest of perpetual bonds |  |  | Contingent loan |  |  | Contingencies |  |  | Total |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Balances as of January 1, 2021 |  |  | 104,270 |  |  |  | 164,284 |  |  |  | - |  |  |  | 28,247 |  |  |  | 33,863 |  |  |  | 330,664 |
Provisions established |  |  | 90,363 |  |  |  | 253,640 |  |  |  | 4,995 |  |  |  | 73,201 |  |  |  | 32,269 |  |  |  | 454,468 |
Application of provisions |  |  | (80,768 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (80,768 | )
Provisions released |  |  | (1,836 | ) |  |  | (164,284 | ) |  |  | - |  |  |  | (63,654 | ) |  |  | (10,896 | ) |  |  | (240,670 | )
Other |  |  | (1,408 | ) |  |  | - |  |  |  | - |  |  |  | 2,563 |  |  |  | - |  |  |  | 1,155 |
Balances as of December 31, 2021 |  |  | 110,621 |  |  |  | 253,640 |  |  |  | 4,995 |  |  |  | 40,357 |  |  |  | 55,236 |  |  |  | 464,849 |
Balances as of January 1, 2020 |  |  | 101,223 |  |  |  | 185,727 |  |  |  | - |  |  |  | 23,240 |  |  |  | 15,940 |  |  |  | 326,130 |
Provisions established |  |  | 76,281 |  |  |  | 164,284 |  |  |  | - |  |  |  | 14,683 |  |  |  | 25,367 |  |  |  | 280,615 |
Application of provisions |  |  | (71,481 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (71,481 | )
Provisions released |  |  | (1,755 | ) |  |  | (185,727 | ) |  |  | - |  |  |  | (9,676 | ) |  |  | (7,444 | ) |  |  | (204,602 | )
Other |  |  | 2 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2 |
Balances as of December 31, 2020 |  |  | 104,270 |  |  |  | 164,284 |  |  |  | - |  |  |  | 28,247 |  |  |  | 33,863 |  |  |  | 330,664 |
Balances as of January 1, 2019 |  |  | 93,379 |  |  |  | 178,600 |  |  |  | - |  |  |  | 23,709 |  |  |  | 9,583 |  |  |  | 305,271 |
Provisions established |  |  | 78,316 |  |  |  | 185,727 |  |  |  | - |  |  |  | 15,879 |  |  |  | 28,373 |  |  |  | 308,295 |
Application of provisions |  |  | (70,385 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (155 | ) |  |  | (70,540 | )
Provisions released |  |  | (552 | ) |  |  | (178,600 | ) |  |  | - |  |  |  | (16,348 | ) |  |  | (21,861 | ) |  |  | (217,361 | )
Other |  |  | 465 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 465 |
Balances as of December 31, 2019 |  |  | 101,223 |  |  |  | 185,727 |  |  |  | - |  |  |  | 23,240 |  |  |  | 15,940 |  |  |  | 326,130 |
Schedule of provisions for personnel salaries and expenses |
|  | As of December 31, |
|  | 2021 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |
Provision for seniority compensation |  |  | 7,638 |  |  |  | 6,658 |
Provision for stock-based personnel benefits |  |  | - |  |  |  | - |
Provision for performance bonus |  |  | 73,960 |  |  |  | 65,786 |
Provision for vacations |  |  | 28,553 |  |  |  | 29,307 |
Provision for other personnel benefits |  |  | 470 |  |  |  | 2,519 |
Total |  |  | 110,621 |  |  |  | 104,270 |
Schedule of provisions for contingent loan risk |
|  | December 31, 2021 |
|  | Stage 1 |  |  | Stage 2 |  |  | Stage 3 |  |  | TOTAL |
ECL allowance at January 1, 2021 |  | 13,825 |  |  | 6,315 |  |  | 8,107 |  |  | 28,247 |
Transfer |  |  |  |  |  |  |  |  |  |  |  |
Transfers from stage 1 to stage 2 |  |  | (1,303 | ) |  |  | 4,714 |  |  |  | - |  |  |  | 3,411 |
Transfers from stage 1 to stage 3 |  |  | (70 | ) |  |  | - |  |  |  | 2,876 |  |  |  | 2,806 |
Transfers from stage 2 to stage 3 |  |  | - |  |  |  | (217 | ) |  |  | 4,990 |  |  |  | 4,773 |
Transfers from stage 2 to stage 1 |  |  | 1,323 |  |  |  | (4,551 | ) |  |  | - |  |  |  | (3,228 | )
Transfers from stage 3 to stage 2 |  |  | - |  |  |  | 217 |  |  |  | (1,699 | ) |  |  | (1,482 | )
Transfers from stage 3 to stage 1 |  |  | 12 |  |  |  | - |  |  |  | (469 | ) |  |  | (457 | )
Net changes on financial assets |  |  | 9,058 |  |  |  | 3,120 |  |  |  | (6,074 | ) |  |  | 6,104 |
Write-off |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Other adjustments |  |  | 184 |  |  |  | 1 |  |  |  | (2 | ) |  |  | 183 |
At December 31, 2021 |  |  | 23,029 |  |  |  | 9,599 |  |  |  | 7,729 |  |  |  | 40,357 |
|  | December 31, 2020 |
|  | Stage 1 |  |  | Stage 2 |  |  | Stage 3 |  |  | TOTAL |
ECL allowance at January 1, 2020 |  | 14,636 |  |  | 768 |  |  | 7,836 |  |  | 23,240 |
Transfer |  |  |  |  |  |  |  |  |  |  |  |
Transfers from stage 1 to stage 2 |  |  | (4,887 | ) |  |  | 15,227 |  |  |  | - |  |  |  | 10,340 |
Transfers from stage 1 to stage 3 |  |  | (76 | ) |  |  | - |  |  |  | 2,840 |  |  |  | 2,764 |
Transfers from stage 2 to stage 3 |  |  | - |  |  |  | (221 | ) |  |  | 4,559 |  |  |  | 4,338 |
Transfers from stage 2 to stage 1 |  |  | 2,852 |  |  |  | (9,569 | ) |  |  | - |  |  |  | (6,717 | )
Transfers from stage 3 to stage 2 |  |  | - |  |  |  | 240 |  |  |  | (1,940 | ) |  |  | (1,700 | )
Transfers from stage 3 to stage 1 |  |  | 14 |  |  |  | - |  |  |  | (444 | ) |  |  | (430 | )
Net changes on financial assets |  |  | 2,079 |  |  |  | (189 | ) |  |  | (4,743 | ) |  |  | (2,853 | )
Write-off |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Other adjustments |  |  | (793 | ) |  |  | 59 |  |  |  | (1 | ) |  |  | (735 | )
At December 31, 2020 |  |  | 13,825 |  |  |  | 6,315 |  |  |  | 8,107 |  |  |  | 28,247 |

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