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Reporting Segments (Tables) | 12 Months Ended
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Dec. 31, 2021
Disclosure of entity's operating segments [text block] [Abstract] |
Schedule of reporting segment |
|  |  |  |  |  |  |  | For the year ended December 31, 2021 |
|  | Loans and accounts receivable at amortized cost (1) |  |  | Demand deposits and time deposits |  |  | Net interest income |  |  | Net fee and commission income |  |  | Financial transactions, net (2) |  |  | Expected credit losses |  |  | Support expenses (3) |  |  | Segment’s net contribution |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Retail Banking |  |  | 25,784,719 |  |  |  | 14,779,739 |  |  |  | 1,044,730 |  |  |  | 262,265 |  |  |  | 33,455 |  |  |  | (226,590 | ) |  |  | (616,287 | ) |  |  | 497,573 |
Middle-market |  |  | 8,511,500 |  |  |  | 6,232,188 |  |  |  | 334,768 |  |  |  | 43,903 |  |  |  | 11,133 |  |  |  | (48,578 | ) |  |  | (94,721 | ) |  |  | 246,505 |
CIB |  |  | 2,154,325 |  |  |  | 6,010,150 |  |  |  | 97,817 |  |  |  | 33,256 |  |  |  | 111,504 |  |  |  | (15,115 | ) |  |  | (77,051 | ) |  |  | 150,411 |
Other |  |  | 78,518 |  |  |  | 1,009,916 |  |  |  | 334,036 |  |  |  | (6,673 | ) |  |  | (37,065 | ) |  |  | (800 | ) |  |  | (11,805 | ) |  |  | 277,693 |
Total |  |  | 36,529,062 |  |  |  | 28,031,993 |  |  |  | 1,811,351 |  |  |  | 332,751 |  |  |  | 119,028 |  |  |  | (291,083 | ) |  |  | (799,864 | ) |  |  | 1,172,183 |
Other operating income |  |  | 11,646 |
Other operating expenses and impairment |  |  | (105,886 | )
Income from investments in associates and other companies |  |  | (663 | )
Income tax expense |  |  | (221,854 | )
Result of continuing operations |  |  | 855,426 |
Result of discontinued operations |  |  | - |
Net income for the year |  |  | 855,426 |
| (1) | Corresponds to loans and accounts receivable at amortized cost under IFRS 9, without deducting their allowances for loan losses.
| (2) | Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.
| (3) | Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
|  |  |  |  |  |  |  | For the year ended December 31, 2020 |
|  | Loans and accounts receivable at amortized cost (1) |  |  | Demand deposits and time deposits |  |  | Net interest income |  |  | Net fee and commission income |  |  | Financial transactions, net (2) |  |  | Expected credit losses |  |  | Support expenses (3) |  |  | Segment’s net contribution |
|  | MCh$ |  |  |  |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Retail Banking |  |  | 24,279,248 |  |  |  | 12,018,691 |  |  |  | 1,049,543 |  |  |  | 213,431 |  |  |  | 28,577 |  |  |  | (317,050 | ) |  |  | (596,464 | ) |  |  | 378,038 |
Middle-market |  |  | 8,136,402 |  |  |  | 5,588,657 |  |  |  | 346,225 |  |  |  | 38,335 |  |  |  | 21,859 |  |  |  | (109,999 | ) |  |  | (91,132 | ) |  |  | 205,287 |
CIB |  |  | 1,635,217 |  |  |  | 5,051,538 |  |  |  | 114,229 |  |  |  | 23,180 |  |  |  | 82,303 |  |  |  | (51,097 | ) |  |  | (72,715 | ) |  |  | 95,900 |
Other |  |  | 289,026 |  |  |  | 2,483,798 |  |  |  | 83,851 |  |  |  | (7,668 | ) |  |  | 17,058 |  |  |  | (118 | ) |  |  | (8,235 | ) |  |  | 84,888 |
Total |  |  | 34,339,893 |  |  |  | 25,142,684 |  |  |  | 1,593,848 |  |  |  | 267,278 |  |  |  | 149,797 |  |  |  | (478,264 | ) |  |  | (768,546 | ) |  |  | 764,113 |
Other operating income |  |  | 8,206 |
Other operating expenses and impairment |  |  | (78,444 | )
Income from investments in associates and other companies |  |  | 1,388 |
Income tax expense |  |  | (142,533 | )
Result of continuing operations |  |  | 552,730 |
Result of discontinued operations |  |  | - |
Net income for the year |  |  | 552,730 |
| (1) | Corresponds to loans and accounts receivable at amortized cost under IFRS 9, without deducting their allowances for loan losses.
| (2) | Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.
| (3) | Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
|  |  |  |  |  |  |  | For the year ended December 31, 2019 |
|  | Loans and accounts receivable at amortized cost (1) |  |  | Demand deposits and time deposits |  |  | Net interest income |  |  | Net fee and commission income |  |  | Financial transactions, net (2) |  |  | Expected credit losses |  |  | Support expenses (3) |  |  | Segment’s net contribution |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Retail Banking |  |  | 22,926,377 |  |  |  | 9,450,763 |  |  |  | 960,361 |  |  |  | 230,627 |  |  |  | 28,426 |  |  |  | (279,969 | ) |  |  | (575,511 | ) |  |  | 363,934 |
Middle-market |  |  | 8,093,496 |  |  |  | 4,707,686 |  |  |  | 298,587 |  |  |  | 38,712 |  |  |  | 13,535 |  |  |  | (38,746 | ) |  |  | (97,054 | ) |  |  | 215,034 |
CIB |  |  | 1,603,633 |  |  |  | 6,298,087 |  |  |  | 98,154 |  |  |  | 29,103 |  |  |  | 94,761 |  |  |  | 223 |  |  |  | (65,343 | ) |  |  | 156,898 |
Other |  |  | 48,009 |  |  |  | 3,033,713 |  |  |  | 59,862 |  |  |  | (11,356 | ) |  |  | 64,970 |  |  |  | (4,819 | ) |  |  | (11,953 | ) |  |  | 96,704 |
Total |  |  | 32,671,515 |  |  |  | 23,490,249 |  |  |  | 1,416,964 |  |  |  | 287,086 |  |  |  | 201,692 |  |  |  | (323,311 | ) |  |  | (749,861 | ) |  |  | 832,570 |
Other operating income |  |  | 13,001 |
Other operating expenses and impairment |  |  | (52,029 | )
Income from investments in associates and other companies |  |  | 1,146 |
Income tax expense |  |  | (175,074 | )
Result of continuing operations |  |  | 619,614 |
Result of discontinued operations |  |  | 1,699 |
Net income for the year |  |  | 621,313 |
| (1) | Corresponds to loans and accounts receivable at amortized cost under IFRS 9, without deducting their allowances for loan losses.
| (2) | Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.
| (3) | Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.

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