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Reporting Segments (Tables)

12 Months Ended

Dec. 31, 2021

Disclosure of entity's operating segments [text block] [Abstract]

					For the year ended December 31, 2021
	Loans and accounts receivable at amortized cost (1)		Demand deposits and time deposits		Net interest income		Net fee and commission income			Financial transactions, net (2)			Expected credit losses			Support expenses (3)			Segment’s net contribution
	MCh$		MCh$		MCh$		MCh$			MCh$			MCh$			MCh$			MCh$
Retail Banking		25,784,719		14,779,739		1,044,730		262,265			33,455			(226,590	)		(616,287	)		497,573
Middle-market		8,511,500		6,232,188		334,768		43,903			11,133			(48,578	)		(94,721	)		246,505
CIB		2,154,325		6,010,150		97,817		33,256			111,504			(15,115	)		(77,051	)		150,411
Other		78,518		1,009,916		334,036		(6,673	)		(37,065	)		(800	)		(11,805	)		277,693
Total		36,529,062		28,031,993		1,811,351		332,751			119,028			(291,083	)		(799,864	)		1,172,183

Other operating income	11,646
Other operating expenses and impairment	(105,886	)
Income from investments in associates and other companies	(663	)
Income tax expense	(221,854	)
Result of continuing operations	855,426
Result of discontinued operations	-
Net income for the year	855,426

(1) Corresponds to loans and accounts receivable at amortized cost under IFRS 9, without deducting their allowances for loan losses.
(2) Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.
(3) Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.

					For the year ended December 31, 2020
	Loans and accounts receivable at amortized cost (1)		Demand deposits and time deposits		Net interest income		Net fee and commission income			Financial transactions, net (2)		Expected credit losses			Support expenses (3)			Segment’s net contribution
	MCh$				MCh$		MCh$			MCh$		MCh$			MCh$			MCh$
Retail Banking		24,279,248		12,018,691		1,049,543		213,431			28,577		(317,050	)		(596,464	)		378,038
Middle-market		8,136,402		5,588,657		346,225		38,335			21,859		(109,999	)		(91,132	)		205,287
CIB		1,635,217		5,051,538		114,229		23,180			82,303		(51,097	)		(72,715	)		95,900
Other		289,026		2,483,798		83,851		(7,668	)		17,058		(118	)		(8,235	)		84,888
Total		34,339,893		25,142,684		1,593,848		267,278			149,797		(478,264	)		(768,546	)		764,113

Other operating income	8,206
Other operating expenses and impairment	(78,444	)
Income from investments in associates and other companies	1,388
Income tax expense	(142,533	)
Result of continuing operations	552,730
Result of discontinued operations	-
Net income for the year	552,730

					For the year ended December 31, 2019
	Loans and accounts receivable at amortized cost (1)		Demand deposits and time deposits		Net interest income		Net fee and commission income			Financial transactions, net (2)		Expected credit losses			Support expenses (3)			Segment’s net contribution
	MCh$		MCh$		MCh$		MCh$			MCh$		MCh$			MCh$			MCh$
Retail Banking		22,926,377		9,450,763		960,361		230,627			28,426		(279,969	)		(575,511	)		363,934
Middle-market		8,093,496		4,707,686		298,587		38,712			13,535		(38,746	)		(97,054	)		215,034
CIB		1,603,633		6,298,087		98,154		29,103			94,761		223			(65,343	)		156,898
Other		48,009		3,033,713		59,862		(11,356	)		64,970		(4,819	)		(11,953	)		96,704
Total		32,671,515		23,490,249		1,416,964		287,086			201,692		(323,311	)		(749,861	)		832,570

Other operating income	13,001
Other operating expenses and impairment	(52,029	)
Income from investments in associates and other companies	1,146
Income tax expense	(175,074	)
Result of continuing operations	619,614
Result of discontinued operations	1,699
Net income for the year	621,313

(1)

Corresponds to loans and accounts receivable at amortized cost under IFRS 9, without deducting their allowances for loan losses.

(2)

Corresponds to the sum of the net income from financial operations and the foreign exchange profit or loss.

(3)

Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.