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Interest Income (Tables)

12 Months Ended

Dec. 31, 2021

Disclosure of interest income (expense) [text block] [Abstract]

Schedule of income from interest

		For the years ended December 31,
		2021																2020																2019
		Interest				Inflation adjustments				Prepaid fees				Total				Interest				Inflation adjustments				Prepaid fees				Total				Interest				Inflation adjustments				Prepaid fees				Total
Items		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$

Resale agreements			190				-				-				190				124				-				-				124				718				-				-				718
Interbank loans			429				-				-				429				36				-				-				36				1,263				-				-				1,263
Commercial loans			665,226				405,963				9,880				1,081,069				722,116				174,360				10,207				906,683				780,284				160,462				16,478				957,224
Mortgage loans			337,669				838,851				852				1,177,372				322,687				314,777				491				637,955				349,663				283,820				455				633,938
Consumer loans			475,133				559				5,534				481,226				564,363				338				5,245				569,946				593,705				384				8,107				602,196
Investment instruments			102,389				110,510				-				212,899				69,276				36,141				-				105,417				71,150				26,169				-				97,319
Other interest income			6,119				8,629				-				14,748				9,078				4,384				-				13,462				18,387				3,592				-				21,979

Interest income not including income from hedge accounting			1,587,155				1,364,512				16,266				2,967,933				1,687,680				530,000				15,943				2,233,623				1,815,170				474,427				25,040				2,314,637

Schedule of interest expense

		For the years ended December 31,
		2021												2020												2019
		Interest				Inflation adjustments				Total				Interest				Inflation adjustments				Total				Interest				Inflation adjustments				Total
Items		MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$				MCh$

Demand deposits			(14,533	)			(4,938	)			(19,471	)			(13,576	)			(1,526	)			(15,102	)			(14,018	)			(1,508	)			(15,526	)
Repurchase agreements			(839	)			-				(839	)			(1,899	)			-				(1,899	)			(9,710	)			-				(9,710	)
Time deposits and liabilities			(88,949	)			(20,451	)			(109,400	)			(141,091	)			(20,876	)			(161,967	)			(335,307	)			(27,172	)			(362,479	)
Interbank loans			(43,559	)			-				(43,559	)			(45,103	)			-				(45,103	)			(50,354	)			-				(50,354	)
Issued debt instruments			(192,789	)			(302,578	)			(495,367	)			(232,551	)			(140,095	)			(372,646	)			(250,512	)			(145,487	)			(395,999	)
Other financial liabilities			(560	)			(25	)			(585	)			(637	)			(11	)			(648	)			(1,310	)			(33	)			(1,343	)
Lease contracts			(2,283	)			-				(2,283	)			(2,651	)			-				(2,651	)			(2,965	)			-				(2,965	)
Other interest expense			(2,955	)			(33,001	)			(35,956	)			(9,576	)			(14,722	)			(24,298	)			(16,651	)			(11,300	)			(27,951	)
Interest expense not including expenses from hedge accounting			(346,467	)			(360,993	)			(707,460	)			(447,084	)			(177,230	)			(624,314	)			(680,827	)			(185,500	)			(866,327	)

Schedule of income and expense from interest

		For the years ended December 31,
		2021				2020				2019
Items		MCh$				MCh$				MCh$

Interest income not including income from hedge accounting			2,967,933				2,233,623				2,314,637
Interest expense not including expense from hedge accounting			(707,460	)			(624,314	)			(866,327	)

Net Interest income (expense) from hedge accounting			2,260,473				1,609,309				1,448,310

Hedge accounting (net)			(449,122	)			(15,461	)			(31,346	)

Total net interest income			1,811,351				1,593,848				1,416,964