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Transactions With Related Parties (Tables) | 12 Months Ended
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Dec. 31, 2022
Disclosure Of Related Party Text Block Abstract |
Schedule of loans and accounts receivable as well as contingent loans that correspond to related entities |
|  | As of December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |  |  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |  |  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Loans and accounts receivable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial loans |  |  | 680,624 |  |  |  | 118 |  |  |  | 3,185 |  |  |  | 280 |  |  |  | 592,992 |  |  |  | 192 |  |  |  | 2,611 |  |  |  | 219 |  |  |  | 352,590 |  |  |  | 265 |  |  |  | 3,939 |  |  |  | 900 |
Mortgage loans |  |  | - |  |  |  | - |  |  |  | 30,479 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 20,716 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 22,428 |  |  |  | - |
Consumer loans |  |  | - |  |  |  | - |  |  |  | 6,540 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6,562 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 6,131 |  |  |  | - |
Loans and accounts receivable |  |  | 680,624 |  |  |  | 118 |  |  |  | 40,204 |  |  |  | 280 |  |  |  | 592,992 |  |  |  | 192 |  |  |  | 29,889 |  |  |  | 219 |  |  |  | 352,590 |  |  |  | 265 |  |  |  | 32,498 |  |  |  | 900 |
Allowance for loan losses |  |  | (2,213 | ) |  |  | (8 | ) |  |  | (164 | ) |  |  | (10 | ) |  |  | (2,586 | ) |  |  | (30 | ) |  |  | (138 | ) |  |  | (6 | ) |  |  | (1,138 | ) |  |  | (9 | ) |  |  | (137 | ) |  |  | (14 | )
Net loans |  |  | 678,411 |  |  |  | 100 |  |  |  | 40,040 |  |  |  | 270 |  |  |  | 590,406 |  |  |  | 162 |  |  |  | 29,751 |  |  |  | 213 |  |  |  | 351,452 |  |  |  | 256 |  |  |  | 32,361 |  |  |  | 886 |
Guarantees |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 2,039 |  |  |  | - |  |  |  | 25,545 |  |  |  | 117 |  |  |  | 3,323 |  |  |  | - |  |  |  | 27,203 |  |  |  | 442 |
Contingent loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Personal guarantees |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Letters of credit |  |  | 19,162 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 13,848 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 3,447 |  |  |  | - |  |  |  | - |  |  |  | 93 |
Guarantees |  |  | 30,422 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 538 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 811 |  |  |  | - |  |  |  | - |  |  |  | - |
Contingent loans |  |  | 49,584 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 14,386 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,258 |  |  |  | - |  |  |  | - |  |  |  | 93 |
Allowance for contingent loans |  |  | (41 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (32 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (6 | ) |  |  | - |  |  |  | - |  |  |  | - |
Net contingent loans |  |  | 49,543 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 14,354 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 4,252 |  |  |  | - |  |  |  | - |  |  |  | 93 |
Schedule of loan activity to related parties |
|  | As of December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | Group entities |  |  | Associates entities |  |  | Key Personnel |  |  | Other |  |  | Group entities (*) |  |  | Associates entities |  |  | Key Personnel |  |  | Other |  |  | Group entities (*) |  |  | Associates entities |  |  | Key Personnel |  |  | Other |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Opening balances as of January 1, |  |  | 607,378 |  |  |  | 192 |  |  |  | 29,889 |  |  |  | 219 |  |  |  | 356,848 |  |  |  | 265 |  |  |  | 32,498 |  |  |  | 993 |  |  |  | 715,671 |  |  |  | 375 |  |  |  | 29,240 |  |  |  | 748 |
Loans granted |  |  | 179,540 |  |  |  | 29 |  |  |  | 18,115 |  |  |  | 156 |  |  |  | 373,006 |  |  |  | - |  |  |  | 5,738 |  |  |  | 53 |  |  |  | 388,896 |  |  |  | - |  |  |  | 8,080 |  |  |  | 727 |
Loans payments |  |  | (56,710 | ) |  |  | (103 | ) |  |  | (7,800 | ) |  |  | (95 | ) |  |  | (122,476 | ) |  |  | (73 | ) |  |  | (8,347 | ) |  |  | (827 | ) |  |  | (747,719 | ) |  |  | (110 | ) |  |  | (4,822 | ) |  |  | (482 | )
Total |  |  | 730,208 |  |  |  | 118 |  |  |  | 40,204 |  |  |  | 280 |  |  |  | 607,378 |  |  |  | 192 |  |  |  | 29,889 |  |  |  | 219 |  |  |  | 356,848 |  |  |  | 265 |  |  |  | 32,498 |  |  |  | 993 |
| (*) | Loans with non-controlled companies (not-consolidated) amount MCh$27,544, MCh$1,174 and MCh$2,286 as of December 31, 2022, 2021 and 2020, respectively.
Schedule of assets and liabilities with related parties |
|  | As of December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |  |  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |  |  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash and deposits in banks |  |  | 280,364 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 1,069,468 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 703,069 |  |  |  | - |  |  |  | - |  |  |  | - |
Financial assets at FVTPL |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial derivative contracts |  |  | 1,190,683 |  |  |  | 386,494 |  |  |  | - |  |  |  | - |  |  |  | 1,164,660 |  |  |  | 298,997 |  |  |  | - |  |  |  | - |  |  |  | 978,696 |  |  |  | 186,038 |  |  |  | 33 |  |  |  | 7 |
Other assets |  |  | 676,850 |  |  |  | 287,053 |  |  |  | - |  |  |  | - |  |  |  | 1,042,852 |  |  |  | 437,227 |  |  |  | - |  |  |  | - |  |  |  | 445,609 |  |  |  | 412,277 |  |  |  | - |  |  |  | - |
Liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial liabilities at FVTPL |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial derivative contracts |  |  | 1,695,284 |  |  |  | 326,149 |  |  |  | - |  |  |  | - |  |  |  | 2,083,795 |  |  |  | 224,247 |  |  |  | - |  |  |  | - |  |  |  | 1,137,502 |  |  |  | 354,108 |  |  |  | - |  |  |  | - |
Financial liabilities at amortised cost |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits and other demand liabilities |  |  | 73,193 |  |  |  | - |  |  |  | 4,398 |  |  |  | 833 |  |  |  | 16,190 |  |  |  | 2,486 |  |  |  | 4,760 |  |  |  | 1,003 |  |  |  | 17,118 |  |  |  | 4,484 |  |  |  | 5,997 |  |  |  | 3,242 |
Time deposits and other time liabilities |  |  | 10,376 |  |  |  | - |  |  |  | 9,442 |  |  |  | 1,102 |  |  |  | 900,830 |  |  |  | 1,677 |  |  |  | 3,066 |  |  |  | 948 |  |  |  | 1,409,404 |  |  |  | 100 |  |  |  | 4,706 |  |  |  | 864 |
Obligations under repurchase agreements |  |  | 64,547 |  |  |  | - |  |  |  | - |  |  |  | 18,135 |  |  |  | 57,771 |  |  |  | - |  |  |  | 181 |  |  |  | 5,807 |  |  |  | 961,718 |  |  |  | - |  |  |  | 101 |  |  |  | - |
Interbank borrowing |  |  | 224,798 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 640,860 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 544,291 |  |  |  | - |  |  |  | - |  |  |  | - |
Issued debt instruments |  |  | 1,001,310 |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 584,244 |  |  |  | 592,468 |  |  |  | - |  |  |  | - |  |  |  | 349,002 |  |  |  | - |  |  |  | - |  |  |  | - |
Other financial liabilities |  |  | 267,130 |  |  |  | 325,070 |  |  |  | - |  |  |  | - |  |  |  | 16,259 |  |  |  | 233,630 |  |  |  | - |  |  |  | - |  |  |  | 1,210 |  |  |  | 4,484 |  |  |  | 5,997 |  |  |  | 3,242 |
Schedule of income (expense) recorded due to transactions with related parties |
|  | For the years ended December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |  |  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |  |  | Group entities |  |  | Associates entities |  |  | Key personnel |  |  | Other |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Interest income and inflation-indexation adjustments |  |  | (44,196 | ) |  |  | (13 | ) |  |  | 4,198 |  |  |  | 79 |  |  |  | (24,428 | ) |  |  | 51 |  |  |  | 1,905 |  |  |  | 9 |  |  |  | (30,586 | ) |  |  | 21 |  |  |  | 1,202 |  |  |  | 10 |
Fee and commission income and expenses |  |  | 157,236 |  |  |  | 86,581 |  |  |  | 261 |  |  |  | 15 |  |  |  | 134,404 |  |  |  | 25,445 |  |  |  | 202 |  |  |  | 11 |  |  |  | 46,823 |  |  |  | 22,596 |  |  |  | 152 |  |  |  | 24 |
Net income (expense) from financial operations and net foreign exchange gain (loss) (*) |  |  | (690,780 | ) |  |  | (47,993 | ) |  |  | (217 | ) |  |  | 27 |  |  |  | (751,605 | ) |  |  | 187,300 |  |  |  | - |  |  |  | - |  |  |  | (390,737 | ) |  |  | 240,565 |  |  |  | - |  |  |  | - |
Other operating income and expenses |  |  | 1,311 |  |  |  | (619 | ) |  |  | - |  |  |  | - |  |  |  | 552 |  |  |  | (525 | ) |  |  | - |  |  |  | - |  |  |  | 492 |  |  |  | (522 | ) |  |  | - |  |  |  | - |
Key personnel compensation and expenses |  |  | - |  |  |  | - |  |  |  | (32,739 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (36,579 | ) |  |  | - |  |  |  |  |  |  |  | - |  |  |  | (31,961 | ) |  |  | - |
Administrative and other expenses |  |  | (78,435 | ) |  |  | (82,771 | ) |  |  | - |  |  |  | - |  |  |  | (66,895 | ) |  |  | (54,953 | ) |  |  | - |  |  |  | - |  |  |  | (45,478 | ) |  |  | (16,763 | ) |  |  | - |  |  |  | - |
| (*) | Primarily relates to derivative contracts used to financial hedge of exchange risk of assets and liabilities that cover positions of the Bank and its subsidiaries.
Schedule of business operations of the Bank with their clients |
As of December 31, 2022 |  |  |  |  |  | Description of the transactions |  | Effect on income statements |  | Effect on balance sheet |
Business name |  | Country |  | Nature of relationship with the Bank |  | Type of service |  | Term |  | Renewal |  | Income MCh$ |  | Expenses MCh$ |  |  | Account receivable MCh$ |  |  | Account payable MCh$ |
Banco Santander, S.A. |  | Spain |  | Group |  | Advisory services |  | Monthly |  | Contractual |  | - |  |  | 15,999 |  |  |  | - |  |  |  | 1,642 |
Santander Back-Offices Globales Mayoristas, S.A. |  | Spain |  | Group |  | Back Office services |  | Monthly |  | Contractual |  | - |  |  | 3,059 |  |  |  | - |  |  |  | - |
Santander Chile Holding S.A. |  | Chile |  | Group |  | Leases |  | Monthly |  | Contractual |  | 234 |  |  | - |  |  |  | 234 |  |  |  | - |
Santander Factoring S.A. |  | Chile |  | Group |  | Leases, Custody and gateway |  | Monthly |  | Contractual |  | 39 |  |  | 423 |  |  |  | 39 |  |  |  | 133 |
Gesban Santander Servicios Profesionales Contables Limitada |  | Chile |  | Group |  | Accounting services |  | Monthly |  | Contractual |  | 60 |  |  | 1,019 |  |  |  | 60 |  |  |  | 523 |
Santander Gestión de Recaudación y Cobranzas, Ltda. |  | Chile |  | Group |  | Leases and collection |  | Monthly |  | Contractual |  | 408 |  |  | 180 |  |  |  | 408 |  |  |  | 14 |
Santander Global Facilities, S.L. |  | Spain |  | Group |  | Advisory services |  | Monthly |  | Contractual |  | - |  |  | 341 |  |  |  | - |  |  |  | - |
Santander Investment Chile Limitada |  | Chile |  | Group |  | Leases |  | Monthly |  | Contractual |  | - |  |  | 4,381 |  |  |  | - |  |  |  | 26 |
Santander Corredores de Bolsa Limitada |  | Chile |  | Group |  | Leases |  | Monthly |  | Contractual |  | 65 |  |  | 226 |  |  |  | 65 |  |  |  | 29 |
Santander Global Technology and Operations Chile limitada |  | Chile |  | Group |  | IT Services |  | Monthly |  | Contractual |  | - |  |  | 258 |  |  |  | - |  |  |  | - |
Universia Chile, S.A. |  | Chile |  | Group |  | Institucional services |  | Monthly |  | Contractual |  | 8 |  |  | 341 |  |  |  | 8 |  |  |  | - |
Aquanima Chile S.A. |  | Chile |  | Group |  | Procurement Services |  | Monthly |  | Contractual |  | - |  |  | 1,710 |  |  |  | - |  |  |  | - |
Santander Asset Management S.A. Administradora General de Fondos |  | Chile |  | Group |  | Leases and others |  | Monthly |  | Contractual |  | - |  |  | 626 |  |  |  | - |  |  |  | 78 |
Zurich Santander Seguros Generales Chile S.A. |  | Chile |  | Group |  | Commercial agreements |  | Monthly |  | Contractual |  | 187 |  |  | - |  |  |  | 187 |  |  |  | - |
Santander Consumer Finance Limitada |  | Chile |  | Group |  | Advisory services and others |  | Monthly |  | Contractual |  | 70 |  |  | - |  |  |  | 70 |  |  |  | - |
Santander Global Technology and Operations, S.L. Unipersonal |  | Spain |  | Group |  | IT Services |  | Monthly |  | Contractual |  | - |  |  | 49,744 |  |  |  | - |  |  |  | - |
Mercury Trade Finance Solutions, S.p.A. |  | Chile |  | Group |  | IT Services |  | Monthly |  | Contractual |  | - |  |  | 256 |  |  |  | - |  |  |  | - |
Sociedad Operadora de Tarjetas de Pago Santander Getnet Chile S.A. |  | Chile |  | Group |  | Leases |  | Monthly |  | Contractual |  | 415 |  |  | - |  |  |  | 415 |  |  |  | - |
Santander Corredora de Seguros Limitada |  | Chile |  | Group |  | Insurance broker |  | Monthly |  | Contractual |  | 87 |  |  | - |  |  |  | 87 |  |  |  | - |
Centro de Compensación Automatizado, S.A. |  | Chile |  | Group |  | Derivatives clearing |  | Monthly |  | Contractual |  | - |  |  | 2,184 |  |  |  | - |  |  |  | - |
Sociedad Operadora de la Cámara de Compensación de Pagos de Alto Valor S.A. |  | Chile |  | Group |  | Card operator |  | Monthly |  | Contractual |  | - |  |  | 632 |  |  |  | - |  |  |  | - |
PagoNxt Trade Services, S.L. |  | Spain |  | Group |  | Digital payments |  | Monthly |  | Contractual |  | - |  |  | 284 |  |  |  | - |  |  |  | - |
As of December 31, 2021 |  |  |  |  |  | Description of the transactions |  | Effect on income statements |  |  | Effect on balance sheet |
Business name |  | Country |  | Nature of relationship with the Bank |  | Type of service |  | Term |  | Renewal |  | Income MCh$ |  |  | Expenses MCh$ |  |  | Account receivable MCh$ |  |  | Account payable MCh$ |
Banco Santander, S.A. |  | Spain |  | Group |  | Consulting services |  | Monthly |  | Contractual |  |  | - |  |  |  | 12,710 |  |  |  | - |  |  |  | 10,329 |
Santander Back-Offices Globales Mayoristas, S.A. |  | Spain |  | Group |  | BackOffice services |  | Monthly |  | Contractual |  |  | - |  |  |  | 2,005 |  |  |  | - |  |  |  | - |
Santander Chile Holding S.A. |  | Chile |  | Group |  | Leases |  | Monthly |  | Contractual |  |  | 211 |  |  |  | - |  |  |  | - |  |  |  | - |
Santander Factoring S.A. |  | Chile |  | Group |  | Leases,Custody, Gateway |  | Monthly |  | Contractual |  |  | 35 |  |  |  | 428 |  |  |  | 35 |  |  |  | 42 |
Gesban Santander Servicios Profesionales Contables Limitada |  | Chile |  | Group |  | Accounting services |  | Monthly |  | Contractual |  |  | 54 |  |  |  | 917 |  |  |  | - |  |  |  | 79 |
Santander Gestión de Recaudación y Cobranzas, Ltda. |  | Chile |  | Group |  | Leasing and collection services |  | Monthly |  | Contractual |  |  | 369 |  |  |  | 6,221 |  |  |  | - |  |  |  | 175 |
Santander Investment Chile Limitada |  | Chile |  | Group |  | Consulting services |  | Monthly |  | Contractual |  |  | - |  |  |  | 3,910 |  |  |  | - |  |  |  | 60 |
Santander Global Technology and Operations Chile limitada |  | Chile |  | Group |  | Leases |  | Monthly |  | Contractual |  |  | - |  |  |  | 231 |  |  |  | - |  |  |  | - |
Universia Chile, S.A. |  | Chile |  | Group |  | Leases |  | Monthly |  | Contractual |  |  | - |  |  |  | 274 |  |  |  | - |  |  |  | 65 |
Aquanima Chile S.A. |  | Chile |  | Group |  | IT services |  | Monthly |  | Contractual |  |  | - |  |  |  | 1,940 |  |  |  | - |  |  |  | - |
Santander Asset Management S.A. Administradora General de Fondos |  | Chile |  | Group |  | Institutional services |  | Monthly |  | Contractual |  |  | - |  |  |  | 495 |  |  |  | - |  |  |  | 65 |
Zurich Santander Seguros Generales Chile S.A. |  | Chile |  | Asociate |  | Procurement services |  | Monthly |  | Contractual |  |  | 188 |  |  |  | - |  |  |  | 188 |  |  |  | - |
Santander Consumer Finance Limitada |  | Chile |  | Group |  | Sales channel services |  | Monthly |  | Contractual |  |  | 911 |  |  |  | - |  |  |  | 71 |  |  |  | - |
Santander Global Technology and Operations, S.L. Unipersonal |  | España |  | Group |  | Leases and others |  | Monthly |  | Contractual |  |  | - |  |  |  | 41,683 |  |  |  | - |  |  |  | - |
Mercury Trade Finance Solutions, S.p.A. |  | Chile |  | Group |  | Sales channel services |  | Monthly |  | Contractual |  |  | - |  |  |  | 343 |  |  |  | - |  |  |  | - |
Sociedad Operadora de Tarjetas de Pago Santander Getnet Chile S.A. |  | Chile |  | Group |  | Consulting services and others |  | Monthly |  | Contractual |  |  | 443 |  |  |  | - |  |  |  | - |  |  |  | - |
Schedule of payments to Board members and key management personnel |
|  | For the years ended December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Personnel compensation |  |  | 20,280 |  |  |  | 16,067 |  |  |  | 16,220 |
Board members’ salaries and expenses |  |  | 1,692 |  |  |  | 1,539 |  |  |  | 1,452 |
Bonuses or gratifications |  |  | 17,794 |  |  |  | 18,458 |  |  |  | 12,583 |
Stock-based benefits (*) |  |  | (1,169 | ) |  |  | (315 | ) |  |  | (1,589 | )
Seniority compensation |  |  | 6 |  |  |  | 512 |  |  |  | 1,079 |
Pension plans |  |  | 849 |  |  |  | (873 | ) |  |  | 1,026 |
Training expenses |  |  | 50 |  |  |  | 113 |  |  |  | 87 |
Health funds |  |  | 357 |  |  |  | 271 |  |  |  | 276 |
Other personnel expenses |  |  | 791 |  |  |  | 807 |  |  |  | 827 |
Total |  |  | 40,650 |  |  |  | 36,579 |  |  |  | 31,961 |
| (*) | Some of the executives that qualified for this benefit left the Group for different reasons, without complying with the requirements to receive the benefit, therefore the obligation amount decreased, which generated the reversal of provisions.
Schedule of composition of key personnel |
Position |  | N° of executives |
|  | As of December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
Director |  |  | 11 |  |  |  | 11 |  |  |  | 11 |
Manager |  |  | 124 |  |  |  | 100 |  |  |  | 109 |
Total key personnel |  |  | 135 |  |  |  | 111 |  |  |  | 120 |

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