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Other Operating Income and Expenses (Tables) | 12 Months Ended
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Dec. 31, 2022
Other Operating Expense [Abstract] |
Schedule of other operating income |
|  | For the years ended December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Pension plan interest |  |  | 963 |  |  |  | 640 |  |  |  | - |
Compensation from insurance companies due to damages (1) |  |  | 141 |  |  |  | 45 |  |  |  | 255 |
Rental income |  |  | 488 |  |  |  | 286 |  |  |  | 253 |
Income from recovery tax and expenses |  |  | 548 |  |  |  | 218 |  |  |  | 250 |
Income from business alliance |  |  | 1,180 |  |  |  | 440 |  |  |  | 72 |
Other |  |  | 2,219 |  |  |  | 33 |  |  |  | 31 |
Total |  |  | 5,539 |  |  |  | 1,662 |  |  |  | 861 |
(1) Mainly related to recoveries from fraud claims.
Schedule of other operating expenses |
|  | For the years ended December 31, |
|  | 2022 |  |  | 2021 |  |  | 2020 |
|  | MCh$ |  |  | MCh$ |  |  | MCh$ |
Credit card expenses |  |  | 779 |  |  |  | 272 |  |  |  | 546 |
Customer services |  |  | 2,583 |  |  |  | 2,305 |  |  |  | 1,559 |
Operating risk charge-offs and provision |  |  | 11,089 |  |  |  | 11,287 |  |  |  | 10,926 |
Recovery of operating expenses |  |  | (362 | ) |  |  | (2,389 | ) |  |  | (43 | )
Life insurance and general product insurance policies (1) |  |  | 47,214 |  |  |  | 45,949 |  |  |  | 32,987 |
Commercial representation expenses |  |  | 2,373 |  |  |  | 8,720 |  |  |  | 3,501 |
Expenses associated leasing operations (2) |  |  | 3,842 |  |  |  | 3,772 |  |  |  | 3,628 |
Expenses associated factoring operations |  |  | 784 |  |  |  | 414 |  |  |  | 536 |
Commercial alliance expenses |  |  | 682 |  |  |  | 878 |  |  |  | - |
Lawsuits provision |  |  | 1,210 |  |  |  | 493 |  |  |  | 330 |
Donations |  |  | - |  |  |  | 119 |  |  |  | 2,360 |
Retail association payment |  |  | 243 |  |  |  | 274 |  |  |  | 326 |
Non-recurrent expenses |  |  | - |  |  |  | - |  |  |  | 6,622 |
Bond issuance expenses |  |  | 1,202 |  |  |  | 217 |  |  |  | - |
Other |  |  | 34,667 |  |  |  | 29,119 |  |  |  | 10,012 |
Total |  |  | 106,306 |  |  |  | 101,430 |  |  |  | 73,290 |
| (1) | New Fraud Law became effective on 2020, under which the Bank assumes responsibility against card fraud and electronic transactions.
| (2) | Includes leasing land taxes, which were modified in 2020 (Tax Modernization Law).

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