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Maturity of Financial Assets and Liabilities

12 Months Ended

Dec. 31, 2022

Maturity of Financial Assets and Liabilities [Abstract]

MATURITY OF FINANCIAL ASSETS AND LIABILITIES

NOTE 23 - MATURITY OF FINANCIAL ASSETS AND LIABILITIES

As of December 31, 2022 and 2021, the detail of the maturities of assets and liabilities is as follows:

As of December 31, 2022	On Demand		Up to 1 month		Between 1 and 3 months		Between 3 and 12 months		Between 1 and 3 years		Between 3 and 5 years		More than 5 years		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Financial assets
Cash and deposits in banks		1,982,942		-		-		-		-		-		-		1,982,942
Cash items in process of collection		843,816		-		-		-		-		-		-		843,816
Financial assets for trading at FVTPL
Financial derivative contracts and hedge contracts (1)		-		734,755		570,803		1,499,473		3,396,062		2,026,248		3,923,381		12,150,722
Debt financial instruments		-		1		114,165		70		3,880		23,277		12,653		154,046
Financial assets at FVOCI
Debt financial instrument		-		2,617,251		744,182		68,973		2,167		559,210		1,888,950		5,880,733
Other financial instruments		-		-		-		-		70,668		66,478		5,160		142,306
Financial assets at amortised cost (2)
Debt financial instruments		-		-		96,326		-		2,545,919		2,225,346		-		4,867,591
Interbank loans		-		32,991		-		-		-		-		-		32,991
Loans and account receivable from customers		713,513		3,402,788		2,980,575		5,158,378		7,943,135		4,431,396		14,066,625		38,696,410
Guarantee deposits (margin accounts)		2,442,325		-		-		-		-		-		-		2,442,325
Total financial assets		5,982,596		6,787,786		4,506,051		6,726,894		13,961,831		9,331,955		19,896,769		67,193,882

Financial liabilities
Cash items in process of being cleared		746,872		-		-		-		-		-		-		746,872
Financial liabilities for trading at FVTPL
Financial derivative contracts and hedge contracts (1)		-		67,236		151,948		2,541,236		4,686,662		2,415,134		4,245,898		14,108,114
Financial liabilities at amortised cost
Deposits and other demand liabilities		14,086,226		-		-		-		-		-		-		14,086,226
Time deposits and other time liabilities		234,170		12,712,880		5,806		-		25,934		-		-		12,978,790
Obligations under repurchase agreements		-		211,730		103,516		109		-		-		-		315,355
Interbank borrowings		24,667		149,482		818,030		2,252,305		5,620,281		-		-		8,864,765
Issued debt instruments (3)		-		-296,206		204,084		584,517		2,809,573		1,915,970		3,681,824		8,899,762
Other financial liabilities		-		292,756		-		-		142		97		-		292,995
Lease liabilities		-		-		-		25,902		46,955		32,784		31,448		137,089
Guarantees received (margin accounts)		1,017,968		-		-		-		-		-		-		1,017,968
Total financial liabilities		16,109,903		13,137,878		1,283,384		5,404,069		13,189,547		4,363,985		7,959,170		61,447,936

(1)

Includes derivative contracts for trading purposes and hedge derivatives contracts.

(2)

Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$894, Ch$1 and Ch$1,153,266 million, respectively.

(3)

Includes Subordinated bonds for MCh$1,733,869 which is presented as Regulatory capital financial instruments.

As of December 31, 2021	On Demand		Up to 1 month		Between 1 and 3 months		Between 3 and 12 months		Between 1 and 3 years		Between 3 and 5 years		More than 5 years		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$

Financial assets
Cash and deposits in banks		2,881,558		-		-		-		-		-		-		2,881,558
Cash items in process of collection		390,271		-		-		-		-		-		-		390,271
Financial assets for trading at FVTPL
Financial derivative contracts and hedge contracts (1)		-		186,546		318,606		1,185,220		2,222,851		2,172,208		4,038,176		10,123,607
Debt financial instruments		-		698		67		-		24,341		38,644		9,597		73,347
Financial assets at FVOCI
Debt financial instrument		-		3,259,823		90		309,831		89,127		306,049		1,838,219		5,803,139
Other financial instruments		-		-		-		-		61,835		32,658		4,882		99,375
Financial assets at amortised cost (2)																-
Debt instruments at amortised cost		-		-		-		-		429,630		4,262,811		-		4,692,441
Interbank loans		-		-		428		-		-		-		-		428
Loans and accounts receivables		194,086		1,563,103		1,695,151		3,792,426		5,077,346		665,057		23,541,893		36,529,062
Guarantee deposits (margin accounts)		1,988,410		-		-		-		-		-		-		1,988,410
Total financial assets		5,454,325		5,010,170		2,014,342		5,287,477		7,905,130		7,477,427		29,432,767		62,581,638

Financial liabilities
Cash items in process of being cleared		379,934		-		-		-		-		-		-		379,934
Financial liabilities for trading at FVTPL
Financial derivative contracts and hedge contracts (1)		-		195,808		348,382		987,403		2,948,206		2,294,608		4,096,834		10,871,241
Financial liabilities at amortised cost
Deposits and other demand liabilities		17,900,938		-		-		-		-		-		-		17,900,938
Time deposits and other time liabilities		204,548		5,211,798		2,642,651		1,902,664		108,510		39,728		21,156		10,131,055
Obligations under repurchase agreements		-		86,634		-		-		-		-		-		86,634
Interbank borrowings		100,135		218,528		606,255		2,290,225		5,611,440		-		-		8,826,583
Issued debt instruments		-		7,375		289,466		871,447		1,819,637		2,368,118		3,041,017		8,397,060
Other financial liabilities		182,442		69		101		34		101		115		45		182,907
Lease liabilities		-		-		-		23,391		45,121		35,248		36,035		139,795
Guarantees received (margin accounts)		857,679		-		-		-		-		-		-		857,679
Total financial liabilities		19,625,676		5,720,212		3,886,855		6,075,164		10,533,015		4,737,817		7,195,087		57,773,826

(1)

Includes derivative contracts for trading purposes and hedge derivatives contracts.

(2)

Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$711, Ch$0 and Ch$1,051,434 million, respectively.

(3)

Includes Subordinated bonds for MCh$1,461,637 which is presented as Regulatory capital financial instruments.