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Reporting Segments (Tables)

12 Months Ended

Dec. 31, 2022

Disclosure Of Entitys Operating Segments Text Block Abstract

	For the year ended December 31, 2022
	Loans and accounts receivable from customers (1)		Deposits and other demand deposits (2)		Net interest income			Net fee and commission income			Net income from financial operations		Provision for loan losses			Support expenses (3)			Segment’s net contribution
	MCh$		MCh$		MCh$			MCh$			MCh$		MCh$			MCh$			MCh$
Retail Banking		27,081,897		13,553,898		1,129,553			312,706			34,721		(263,167	)		(635,991	)		577,822
Middle-market		8,641,652		6,110,529		389,297			62,644			22,979		(57,253	)		(105,160	)		312,506
CIB		2,978,420		6,636,113		143,575			37,300			157,793		(8,082	)		(91,926	)		238,660
Other		27,432		764,476		(92,313	)		(5,381	)		1,685		(27,993	)		(21,943	)		(145,945	)
Total		38,729,401		27,065,016		1,570,112			407,269			217,178		(356,494	)		(855,020	)		983,045

Other operating income	5,539
Other operating expenses	(106,306	)
Net income from non-current assets and groups available for sale not admissible as discontinued operations	8,518
Income from investments in associates and other companies	10,310
Result of continuing operations before income taxes	901,106
Income tax expense	(93,624	)
Result of discontinued operations before income taxes	-
Income tax expense	-
Net income for the year	807,482

(1)	Corresponds to loans and accounts receivable and Interbank at amortised cost, without deducting their allowances for loan losses.

(2)	Corresponds to Deposits and other demand liabilities and Time deposits and other time liabilities.

(3)

Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortisation.

	For the year ended December 31, 2021
	Loans and accounts receivable from customers (1)		Deposits and other demand deposits (2)		Net interest income		Net fee and commission income			Net income from financial operations		Provision for loan losses			Support expenses (3)			Segment’s net contribution
	MCh$		MCh$		MCh$		MCh$			MCh$		MCh$			MCh$			MCh$
Retail Banking		25,784,719		14,779,739		1,035,288		270,750			36,286		(239,885	)		(616,287	)		486,152
Middle-market		8,511,500		6,185,189		327,519		49,545			18,001		(53,281	)		(94,721	)		247,063
CIB		2,154,325		6,010,150		96,388		31,027			112,576		2,884			(77,051	)		165,824
Other		78,518		1,056,915		335,579		(1,994	)		-47,835		(946	)		(11,805	)		272,999
Total		36,529,062		28,031,993		1,794,774		349,328			119,028		(291,228	)		(799,864	)		1,172,038

Other operating income	1,662
Other operating expenses	(101,430	)
Net income from non-current assets and groups available for sale not admissible as discontinued operations	2,297
Income from investments in associates and other companies	(475	)
Result of continuing operations before income taxes	1,074,092
Income tax expense	(221,664	)
Result of discontinued operations before income taxes	-
Income tax expense	-
Net income for the year	852,428

	For the year ended December 31, 2020
	Loans and accounts receivable from customers (1)		Deposits and other demand deposits (2)		Net interest income		Net fee and commission income			Net income from financial operations		Provision for loan losses			Support expenses (3)			Segment’s net contribution
	MCh$		MCh$		MCh$		MCh$			MCh$		MCh$			MCh$			MCh$
Retail Banking		24,279,248		12,018,691		1,040,490		222,497			28,577		(317,050	)		(596,464	)		378,050
Middle-market		8,136,402		5,588,657		338,896		45,654			21,859		(109,999	)		(91,132	)		205,278
CIB		1,635,217		5,051,538		112,837		24,561			82,303		(51,097	)		(72,715	)		95,889
Other		289,026		2,483,798		85,278		(9,087	)		17,058		385			(8,235	)		85,399
Total		34,339,893		25,142,684		1,577,501		283,625			149,797		(477,761	)		(768,546	)		764,616

Other operating income 861

Other operating expenses (73,928 )

Net income from non-current assets and groups available for sale not admissible as discontinued operations 2,326

Income from investments in associates and other companies 1,388

Result of continuing operations before income taxes 695,263

Income tax expense (142,533 )

Result of discontinued operations before income taxes
-

Income tax expense
-

Net income for the year 552,730