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Pension Plans (Tables)
12 Months Ended
Dec. 31, 2022
Disclosure Of Employee Benefits Text Block Abstract  
Schedule of actuarial hypothesis assumptions
   Post-employment
plans
   Post-employment
plans
 
   2022   2021 
         
Mortality chart   RV-2014    RV-2014 
Termination of contract rates   
5,0
%   
5,0
%
Impairment chart   PDT 1985    PDT 1985 

 

Schedule of post-employment benefits
   As of December 31, 
   2022   2021 
   MCh$   MCh$ 
Plan assets   6,819    7,200 
Commitments for defined-benefit plans          
For active personnel   (6,277)   (6,677)
Incurred by inactive personnel   
-
    
-
 
Minus:          
Unrealized actuarial (gain) losses   
-
    
-
 
Balances at year end   542    523 

 

Schedule of cash flow for post-employment benefits
   For the years ended December 31, 
   2022   2021   2020 
   MCh$   MCh$   MCh$ 
a) Fair value of plan assets            
Opening balance   7,127    8,224    7,195 
Expected yield of insurance contracts   211    640    385 
Employer contributions   337    995    870 
Actuarial (gain) losses   
-
    
-
    
-
 
Premiums paid   
-
    
-
    
-
 
Benefits paid   (856)   (2,659)   (226)
Fair value of plan assets at year end   6,819    7,200    8,224 
b) Present value of obligations               
Present value of obligations opening balance   (6,633)   (7,551)   (6,525)
Net incorporation of Group companies   
-
    
-
    
-
 
Service cost   356    873    (1,026)
Interest cost   
-
    
-
    
-
 
Curtailment/settlement effect   
-
    
-
    
-
 
Benefits paid   
-
    
-
    
-
 
Past service cost   
-
    
-
    
-
 
Actuarial (gain) losses   
-
    
-
    
-
 
Other   
-
    
-
    
-
 
Present value of obligations at year end   (6,277)   (6,678)   (7,551)
Net balance at year end   542    523    673 

 

Schedule of plan expected profit

 

As of December 31,
  2022   2021   2020
           
Type of expected yield from the plan’s assets UF + 2.50% annually   UF + 2.50% annually   UF + 2.50% annually
Type of yield expected from the reimbursement rights UF + 2.50% annually   UF + 2.50% annually   UF + 2.50% annually

 

Schedule of plan associated expenses
   For the years ended December 31, 
   2022   2020   2019 
   MCh$   MCh$   MCh$ 
             
Current period service expenses   356    (873)   1,026 
Interest cost   
-
    
-
    
-
 
Expected yield from plan’s assets   211    (640)   (385)
Expected yield of insurance contracts linked to the Plan:   -         - 
Extraordinary allocations   
-
    
-
    
-
 
Actuarial (gain)/ losses recorded in the period   
-
    
-
    
-
 
Past service cost   
-
    
-
    
-
 
Other   
-
    
-
    
-
 
Total   567    (1,513)   641