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Contingencies and Commitments (Tables) | 12 Months Ended
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Dec. 31, 2023
Contingencies and Commitments [Abstract] |
Schedule of Bank’s Contractual Obligations | The following table shows the Bank’s contractual obligations to issue loans:
|  | As of December 31,
|  | 2023 |  | 2022
|  | MCh$ |  | MCh$
Personal guarantees |  |  | 494,104 |  |  |  | 924,173 |
Personal guarantees in local currency |  |  | 193,144 |  |  |  | 483,807 |
Personal guarantees in foreign currency |  |  | 300,960 |  |  |  | 440,366 |
Letter of credits of merchandise traffic operations |  |  | 262,496 |  |  |  | 255,522 |
Transactions related to contingent events |  |  | 1,641,510 |  |  |  | 1,476,599 |
Transactions related to contingent events in local currency |  |  | 1,179,242 |  |  |  | 1,216,117 |
Transactions related to contingent events in foreign currency |  |  | 462,268 |  |  |  | 260,482 |
Unrestricted prompt cancel credit lines |  |  | 9,490,141 |  |  |  | 8,974,077 |
Other credit commitments |  |  | 314,318 |  |  |  | 314,962 |
Credit for university studies |  |  | 813 |  |  |  | 1,617 |
Other irrevocable credit commitments |  |  | 313,505 |  |  |  | 313,345 |
Total |  |  | 12,202,569 |  |  |  | 11,945,333 |
Schedule of Bank Holds Securities | The Bank holds securities in the normal course of its business as follows:
|  | As of December 31,
|  | 2023 |  | 2022
|  | MCh$ |  | MCh$
Third party operations |  |  |  |
Collections |  |  | 80,597 |  |  |  | 104,972 |
Transferred financial assets managed by the Bank |  |  | 8,183 |  |  |  | 9,090 |
Assets from third parties managed by the Bank and its affiliates |  |  | 1,325,795 |  |  |  | 1,081,895 |
Subtotal |  |  | 1,414,575 |  |  |  | 1,195,957 |
Custody of securities |  |  |  |  |  |  |  |
Securities held in custody |  |  | 8,762,559 |  |  |  | 9,057,428 |
Securities held in custody deposited in other entity |  |  | 742,078 |  |  |  | 756,880 |
Issued securities held in custody |  |  | 18,151,391 |  |  |  | 12,397,099 |
Subtotal |  |  | 27,656,028 |  |  |  | 22,211,407 |
Total |  |  | 29,070,603 |  |  |  | 23,407,364 |

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