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Cash and Cash Equivalents | 12 Months Ended
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Dec. 31, 2023
Cash and Cash Equivalents [Abstract] |
CASH AND CASH EQUIVALENTS | NOTE 04 - CASH AND CASH EQUIVALENTS
| a. | The detail of the balances included under cash and cash equivalents is as follows:
|  | As of December 31, |
|  | 2023 |  |  | 2022 |
|  | MCh$ |  |  | MCh$ |
Cash and deposits in banks |  |  |  |  |  |
Cash |  |  | 1,198,568 |  |  |  | 1,110,830 |
Deposits at the Central Bank of Chile |  |  | 654,883 |  |  |  | 444,491 |
Deposits in local banks |  |  | 1,128 |  |  |  | 2,646 |
Deposits in banks abroad |  |  | 868,703 |  |  |  | 424,975 |
Subtotals – Cash and deposits in banks |  |  | 2,723,282 |  |  |  | 1,982,942 |
Net cash items in process of collection |  |  | 37,442 |  |  |  | 96,944 |
Cash and cash equivalents |  |  | 2,760,724 |  |  |  | 2,079,886 |
The balance of funds held in cash and at the Central Bank of Chile reflects the monthly average that the Bank must maintain in accordance with the regulations governing minimum reserves although the balance can be withdrawn on demand.
| b. | Cash in process of collection and in process of being cleared:
Cash items in process of collection and in process of being cleared represent domestic transactions which have not been processed through the central domestic clearinghouse or international transactions which may be delayed in settlement due to timing differences. These transactions were as follows:
|  | As of December 31, |
|  | 2023 |  |  | 2022 |
|  | MCh$ |  |  | MCh$ |
Assets |  |  |  |  |  |
Documents held by other banks (documents to be cleared) |  |  | 85,467 |  |  |  | 93,650 |
Funds receivable |  |  | 727,057 |  |  |  | 750,166 |
Subtotal |  |  | 812,524 |  |  |  | 843,816 |
Liabilities |  |  |  |  |  |  |  |
Funds payable |  |  | (775,082 | ) |  |  | (746,872 | )
Subtotal |  |  | (775,082 | ) |  |  | (746,872 | )
Cash in process of collection, net |  |  | 37,442 |  |  |  | 96,944 |

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- Definition The disclosure of cash and cash equivalents. [Refer: Cash and cash equivalents] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Name IAS -Number 1 -IssueDate 2023-01-01 -Paragraph 10 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2023-en-r&anchor=para_10_e&doctype=Standard -URIDate 2023-03-23 + Details
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