XML 278 R251.htm IDEA: XBRL DOCUMENT v3.24.0.1
Risk Management (Details) - Schedule of Total Assets, Risk-Weighted Assets, and Components of Effective Equity - CLP ($)
$ in Millions
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Schedule of Total Assets, Risk-Weighted Assets, and Components of Effective Equity [Abstract]    
Total assets according to the statement of financial position $ 70,857,886 $ 68,164,604
Investment in subsidiaries that are not consolidated  
Assets discounted from regulatory capital, other than item 2 10,823,906 12,270,810
Credit equivalents 3,446,909 2,890,350
Contingent credits 2,604,665 2,776,542
Assets generated by the intermediation of financial instruments 33,260 243,345
= (1-2-3+4+5-6) Total assets for regulatory purposes 66,052,294 61,317,341
Assets weighted for credit risk, estimated according to the standard methodology (RAW) 30,333,749 28,401,718
Assets weighted for credit risk, estimated according to internal methodologies (AWCR)
Market Risk Weighted Assets (MRWA) 4,793,740 5,554,604
Operational Risk Weighted Assets (OPWA) 4,424,739 4,070,594
= (8.a/8.b+9+10) Risk Weighted Assets (RWA) 39,552,228 38,026,916
= (8.a/8.b+9+10) Risk-weighted assets, after applying the output floor (RWA) 39,552,228 38,026,916
Shareholders equity 4,367,159 4,128,808
Non-controlling interest 124,735 109,563
Goodwill
Excess minority investment
= (12+13-14-15) Common Equity Equivalent Tier 1 Capital (CET1) 4,491,894 4,238,371
Additional deductions to common equity tier 1, other than item 2 94,013 25,455
= (16-17-2) Common Equity Tier 1 (CET1) 4,397,881 4,212,916
Voluntary (additional) provisions charged as additional capital tier 1 (AT1)
Subordinated bonds imputed as additional capital level 1 (AT1) 190,135
Preferred shares attributed to additional capital tier 1 (AT1)
Perpetual bonds attributed to additional capital level 1 (AT1) 608,721 590,247
Discounts applied to AT1
= (19+20+21+22-23) Additional Tier 1 Capital (AT1) 608,721 780,382
= (18+24) Equity Tier 1 5,006,602 4,993,298
Voluntary (additional) provisions allocated as Tier 2 (T2) capital 293,000 293,000
Subordinated bonds imputed as Tier 2 capital (T2) 1,679,130 1,472,749
= (26+27) Capital nivel 2 equivalente (T2) 1,972,130 1,765,749
Discounts applied to T2
= (28-29) Tier 2 Capital (T2) 1,972,130 1,765,749
= (25+30) Effective equity 6,978,732 6,759,047
Additional basic capital required for the constitution of the conservation buffer 461,934 444,662
Additional basic capital required to set up the countercyclical buffer
Additional core capital required for banks rated as systemic 296,642 142,601
Additional capital required for the evaluation of the adequacy of effective capital (Pillar 2)