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Reporting Segments (Tables)
 12 Months Ended
Dec. 31, 2023
Schedule of Reporting Segment [Abstract]  
Schedule of Reporting Segment Below are the tables showing the Bank’s results by reporting segment for the years ended December 31, 2023, 2022 and 2021 in addition to the corresponding balances of loans and accounts receivable from customers:
           For the year ended December 31, 2023 
  

Loans and
accounts
receivable
from
customers (1)

  

Deposits
and other
demand
deposits (2)

   Net
interest
income		   Net fee and
commission
income		  

Net income
from
financial
operations

   Provision
for loan
losses		  

Support
expenses (3)

   Segment’s
net
contribution		 
   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$ 
Retail Banking   29,066,792    13,896,076    1,381,014    376,643    45,573    (295,221)   (661,901)   846,108 
Middle-market   8,774,343    5,513,939    459,256    64,964    29,611    (37,515)   (106,851)   409,465 
CIB   3,077,491    8,256,291    248,381    50,457    185,617    10,418    (95,914)   398,959 
Other   (106,740)   2,009,462    (995,602)   10,576    41,654    (467)   (11,482)   (955,321)
Total   40,811,886    29,675,768    1,093,049    502,640    302,455    (322,785)   (876,148)   699,211 
                                         
Other operating income                         3,807 
Other operating expenses and impairment                        (33,550)
Net income from non-current assets and groups available for sale not admissible as discontinued operations    13,154 
Income from investments in associates and other companies                  8,763 
Result of continuing operations before income taxes              691,385 
Income tax expense                    (97,548)
Result of discontinued operations before income taxes                        
-
 
Income tax expense                   
-
 
Net income for the year                        593,837 
(1)Corresponds to loans and accounts receivable and Interbank at amortised cost, without deducting their allowances for loan losses.
(2)Corresponds to Deposits and other demand liabilities and Time deposits and other time liabilities.
(3)Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortisation.

 

           For the year ended December 31, 2022 
  

Loans and
accounts
receivable
from
customers (1)

  

Deposits
and other
demand
deposits (2)

   Net
interest
income		   Net fee and
commission
income		  

Net income
from
financial
operations

   Provision
for loan
losses		  

Support
expenses (3)

   Segment’s
net
contribution		 
   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$ 
Retail Banking   27,081,897    13,553,898    1,129,553    312,706    34,721    (290,184)   (635,991)   550,905 
Middle-market   8,641,652    6,110,529    389,297    62,644    22,979    (57,253)   (105,160)   312,507 
CIB   2,978,420    6,636,113    143,575    37,300    157,793    (8,082)   (91,926)   238,660 
Other   27,432    764,476    (92,313)   (5,381)   1,685    (1,075)   (21,943)   (119,027)
Total   38,729,401    27,065,016    1,570,112    407,269    217,178    (356,494)   (855,020)   983,045 
                                         
Other operating income                             5,539 
Other operating expenses                            (106,306)
Net income from non-current assets and groups available for sale not admissible as discontinued operations    8,518 
Income from investments in associates and other companies                  10,310 
Result of continuing operations before income taxes                       901,106 
Income tax expense                        (93,624)
Result of discontinued operations before income taxes                   
-
 
Income tax expense                        
-
 
Net income for the year                        807,482 

 

           For the year ended December 31, 2021 
  

Loans and
accounts
receivable
from
customers (1)

  

Deposits
and other
demand
deposits (2)

   Net
interest
income		   Net fee and
commission
income		  

Net income
from
financial
operations

   Provision
for loan
losses		  

Support
expenses (3)

   Segment’s
net
contribution		 
   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$   MCh$ 
Retail Banking   25,784,719    14,779,739    1,035,288    270,750    36,286    (239,885)   (616,287)   486,152 
Middle-market   8,511,500    6,185,189    327,519    49,545    18,001    (53,281)   (94,721)   247,063 
CIB   2,154,325    6,010,150    96,388    31,027    112,576    2,884    (77,051)   165,824 
Other   78,518    1,056,915    335,579    (1,994)   -47,835    (946)   (11,805)   272,999 
Total   36,529,062    28,031,993    1,794,774    349,328    119,028    (291,228)   (799,864)   1,172,038 
                                         
Other operating income                                  1,662 
Other operating expenses                                (101,430)
Net income from non-current assets and groups available for sale not admissible as discontinued operations    2,297 
Income from investments in associates and other companies                  (475)
Result of continuing operations before income taxes                        1,074,092 
Income tax expense                        (221,664)
Result of discontinued operations before income taxes                       
-
 
Income tax expense                       
-
 
Net income for the year                       852,428 
(1)Corresponds to loans and accounts receivable and Interbank at amortised cost, without deducting their allowances for loan losses.
(2)Corresponds to Deposits and other demand liabilities and Time deposits and other time liabilities.
(3)Corresponds to the sum of personnel salaries and expenses, administrative expenses, depreciation and amortisation.