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Maturity of Financial Assets and Liabilities (Tables)

12 Months Ended

Dec. 31, 2023

Maturity of Financial Assets and Liabilities [Abstract]

Schedule of the Maturities of Assets and Liabilities

As of December 31, 2023 and 2022, the detail of the maturities of assets and liabilities is as follows:

As of December 31, 2023	On Demand		Up to 1 month		Between 1 and 3 months		Between 3 and 12 months		Between 1 and 3 years		Between 3 and 5 years		More than 5 years		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Financial assets
Cash and deposits in banks		2,723,282		-		-		-		-		-		-		2,723,282
Cash items in process of collection		812,524		-		-		-		-		-		-		812,524
Financial assets for trading at FVTPL
Financial derivative contracts and hedge contracts (1)		-		383,845		807,016		1,548,923		3,046,056		1,413,070		3,526,105		10,725,015
Debt financial instruments		-		211		-		2,275		31,031		1,432		63,359		98,308
Financial assets at FVOCI
Debt financial instruments		-		2,277,301		10,319		319		668,856		491,471		1,087,759		4,536,025
Other financial instruments								66,685		13,566		19,692		5,439		105,382
Financial assets at amortised cost (2)
Debt financial instruments		-		-		-		3,724,781		4,453,843		-		-		8,178,624
Interbank loans		49		68,391		-		-		-		-		-		68,440
Loans and account receivable from customers		872,591		3,304,077		3,178,674		5,552,061		8,293,975		4,666,845		14,875,223		40,743,446
Guarantee deposits (margin accounts)		2,238,900		-		-		-		-		-		-		2,238,900
Total financial assets		6,647,346		6,033,825		3,996,009		10,895,044		16,507,327		6,592,510		19,557,885		70,229,946

Financial liabilities
Cash items in process of being cleared		775,082		-		-		-		-		-		-		775,082
Financial liabilities for trading at FVTPL																-
Financial derivative contracts and hedge contracts (1)		-		376,279		1,170,614		2,443,279		3,056,317		1,526,321		3,415,532		11,988,342
Financial liabilities at amortised cost																-
Deposits and other demand liabilities		13,537,826		-		-		-		-		-		-		13,537,826
Time deposits and other time liabilities		328,242		7,999,764		3,689,743		3,950,166		138,320		3,364		28,343		16,137,942
Obligations under repurchase agreements		-		282,483		101		-		-		-		-		282,584
Interbank borrowings		18,220		42,730		4,006,532		5,821,216		304,384		173,417		-		10,366,499
Issued debt instruments (3)		-		291,687		285,923		1,272,427		3,183,069		1,314,205		3,467,672		9,814,983
Other financial liabilities		-		296,095		-		-		164		14		-		296,273
Lease liabilities		-		-		-		20,716		37,446		22,913		23,441		104,516
Guarantees received (margin accounts)		1,081,226		-		-		-		-		-		-		1,081,226
Total financial liabilities		15,740,596		9,289,038		9,152,913		13,507,804		6,719,700		3,040,234		6,934,988		64,385,273

(1)	Includes derivative contracts for trading purposes and hedge derivatives contracts.
(2)	Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$1,729, Ch$2 and Ch$1,149,989 million, respectively.
(3)	Includes Subordinated bonds for MCh$1,813,938 which is presented as Regulatory capital financial instruments.

As of December 31, 2022	On Demand		Up to 1 month		Between 1 and 3 months		Between 3 and 12 months		Between 1 and 3 years		Between 3 and 5 years		More than 5 years		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Financial assets
Cash and deposits in banks		1,982,942		-		-		-		-		-		-		1,982,942
Cash items in process of collection		843,816		-		-		-		-		-		-		843,816
Financial assets for trading at FVTPL
Financial derivative contracts and hedge contracts (1)		-		734,755		570,803		1,499,473		3,396,062		2,026,248		3,923,381		12,150,722
Debt financial instruments		-		1		114,165		70		3,880		23,277		12,653		154,046
Financial assets at FVOCI
Debt financial instrument		-		2,617,251		744,182		68,973		2,167		559,210		1,888,950		5,880,733
Other financial instruments		-		-		-		-		70,668		66,478		5,160		142,306
Financial assets at amortised cost (2)
Debt financial instruments		-		-		96,326		-		2,545,919		2,225,346		-		4,867,591
Interbank loans		-		32,991		-		-		-		-		-		32,991
Loans and account receivable from customers		713,513		3,402,788		2,980,575		5,158,378		7,943,135		4,431,396		14,066,625		38,696,410
Guarantee deposits (margin accounts)		2,442,325		-		-		-		-		-		-		2,442,325
Total financial assets		5,982,596		6,787,786		4,506,051		6,726,894		13,961,831		9,331,955		19,896,769		67,193,882

Financial liabilities
Cash items in process of being cleared		746,872		-		-		-		-		-		-		746,872
Financial liabilities for trading at FVTPL
Financial derivative contracts and hedge contracts (1)		-		67,236		151,948		2,541,236		4,686,662		2,415,134		4,245,898		14,108,114
Financial liabilities at amortised cost
Deposits and other demand liabilities		14,086,226		-		-		-		-		-		-		14,086,226
Time deposits and other time liabilities		234,170		12,712,880		5,806		-		25,934		-		-		12,978,790
Obligations under repurchase agreements		-		211,730		103,516		109		-		-		-		315,355
Interbank borrowings		24,667		149,482		818,030		2,252,305		5,620,281		-		-		8,864,765
Issued debt instruments (3)		-		-296,206		204,084		584,517		2,809,573		1,915,970		3,681,824		8,899,762
Other financial liabilities		-		292,756		-		-		142		97		-		292,995
Lease liabilities		-		-		-		25,902		46,955		32,784		31,448		137,089
Guarantees received (margin accounts)		1,017,968		-		-		-		-		-		-		1,017,968
Total financial liabilities		16,109,903		13,137,878		1,283,384		5,404,069		13,189,547		4,363,985		7,959,170		61,447,936

(1)	Includes derivative contracts for trading purposes and hedge derivatives contracts.
(2)	Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$894, Ch$1 and Ch$1,153,266 million, respectively.
(3)	Includes Subordinated bonds for MCh$1,733,869 which is presented as Regulatory capital financial instruments.