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Fees and Commissions (Details) - Commission Income and Expenses by Segment - CLP ($) $ in Millions | 12 Months Ended
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Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Fees for other services rendered | $ 75,932 | $ 60,823 | $ 56,543
Compensation for card operation | (156,558) | (127,285) | (105,695)
Commissions for licence for use brands | (7,166) | (6,077) | (7,360)
Commissions for obligations of loyalty programmes and merits for card customers | (123,768) | (95,542) | (95,946)
Fees and commissions for securities transactions | (11,866) | (9,115) | (8,551)
Interbank services | (28,935) | (61,136) | (47,428)
Total |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 17,108 | 14,151 | 11,348
Commissions of loans with credit lines | 49 | 2,900 | 233
Commissions for lines of credits and overdrafts | 1,968 | 2,820 | 8,766
Commissions for guarantees and letters of credit | 34,893 | 34,462 | 35,935
Commissions for card services | 500,292 | 422,737 | 352,448
Commissions for management of accounts | 73,076 | 59,538 | 52,226
Commissions for collections and payments | 65,187 | 60,912 | 54,060
Commissions for intermediation and management of securities | 10,602 |  | 10,019
Commissions for brokerage and management of securities |  | 9,487 |
Remuneration for insurance brokerage fees | 60,528 |  | 52,568
Commissions for factoring operations services | 1,334 | 61,511 | 1,829
Commissions for securitizations | 0 | 1,249 | 45
Commissions for financial advice | 28,378 | 15,422 | 9,362
Office banking | 22,673 | 21,495 | 21,771
Fees for other services rendered | 75,932 | 60,823 | 56,543
Other fees earned | 68,148 | 81,006 | 61,910
Total | 960,168 | 848,513 | 729,063
Compensation for card operation | (156,558) | (127,285) | (105,695)
Commissions for licence for use brands | (7,166) | (6,077) | (7,360)
Commissions for services related to the credit card system and prepaid cards | (383) | (10,943) | (11,458)
Commissions for obligations of loyalty programmes and merits for card customers | (123,768) | (95,542) | (95,946)
Fees and commissions for securities transactions | (11,866) | (9,115) | (8,551)
Office banking | (2,715) | (2,859) | (2,382)
Interbank services | (28,935) | (61,136) | (47,428)
Other fees | (81,711) | (32,916) | (42,974)
Total | (413,102) | (345,873) | (321,794)
Total Net commission income and expenses | 547,066 | 502,640 | 407,269
Retail |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 15,554 | 11,927 | 9,739
Commissions of loans with credit lines | 48 | 2,876 | 171
Commissions for lines of credits and overdrafts | (52) | 1,752 | 6,979
Commissions for guarantees and letters of credit | 9,592 | 4,277 | 13,225
Commissions for card services | 468,437 | 358,604 | 333,053
Commissions for management of accounts | 70,392 | 55,561 | 49,902
Commissions for collections and payments | 100,291 | 84,327 | 78,269
Commissions for intermediation and management of securities | 276 |  | 149
Commissions for brokerage and management of securities |  | 72 |
Remuneration for insurance brokerage fees | 332 |  | 257
Commissions for factoring operations services | 467 | 216 | 645
Commissions for securitizations | 0 | 126 | 0
Commissions for financial advice | 250 | 45 | (1,818)
Office banking | 18,511 | 16,750 | 16,748
Fees for other services rendered | 59,948 | 47,397 | 53,869
Other fees earned | 25,786 | 56,947 | 51,444
Total | 769,832 | 640,877 | 612,632
Compensation for card operation | (103,805) | (106,388) | (100,236)
Commissions for licence for use brands | (5,833) | (5,019) | (7,001)
Commissions for services related to the credit card system and prepaid cards | (1,136) | (15,861) | (11,068)
Commissions for obligations of loyalty programmes and merits for card customers | (119,968) | (92,483) | (94,120)
Fees and commissions for securities transactions | 0 | 0 | 0
Office banking | (2,083) | (1,265) | (2,187)
Interbank services | (23,676) | (27,056) | (40,328)
Other fees | (59,137) | (8,390) | (27,843)
Total | (315,638) | (256,462) | (282,783)
Total Net commission income and expenses | 454,194 | 384,415 | 329,849
Wealth Management & Insurance |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 71 | 46 | (2)
Commissions of loans with credit lines | 1 | 12 | 0
Commissions for lines of credits and overdrafts | (2) | (8) | 8
Commissions for guarantees and letters of credit | 43 | 62 | 59
Commissions for card services | 3,958 | 3,403 | 1,650
Commissions for management of accounts | 153 | 92 | 23
Commissions for collections and payments | 772 | 621 | (7,833)
Commissions for intermediation and management of securities | 1,926 |  | 2,125
Commissions for brokerage and management of securities |  | 1,854 |
Remuneration for insurance brokerage fees | 61,012 |  | 52,804
Commissions for factoring operations services | 0 | 60,414 | 0
Commissions for securitizations | 0 | 0 | 0
Commissions for financial advice | 84 | 0 | (3)
Office banking | 112 | 1,194 | 59
Fees for other services rendered | 11,475 | 3,377 | 73
Other fees earned | (10,156) | 5,851 | 4,507
Total | 69,449 | 76,918 | 53,470
Compensation for card operation | (735) | (632) | (388)
Commissions for licence for use brands | (76) | (103) | (63)
Commissions for services related to the credit card system and prepaid cards | (29) | (327) | (125)
Commissions for obligations of loyalty programmes and merits for card customers | (2,400) | (1,833) | (1,825)
Fees and commissions for securities transactions | 0 | 0 | 0
Office banking | 0 | (1,540) | 0
Interbank services | 0 | (32,935) | 0
Other fees | (43,026) | (19,086) | (18,059)
Total | (46,266) | (56,456) | (20,460)
Total Net commission income and expenses | 23,183 | 20,462 | 33,010
Middle-market |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 925 | 1,802 | 563
Commissions of loans with credit lines | 0 | 9 | 0
Commissions for lines of credits and overdrafts | (177) | (570) | (784)
Commissions for guarantees and letters of credit | 13,859 | 18,193 | 12,039
Commissions for card services | 18,334 | 33,098 | 8,872
Commissions for management of accounts | 1,924 | 3,074 | 1,422
Commissions for collections and payments | 6,220 | 9,332 | 4,777
Commissions for intermediation and management of securities | 409 |  | 251
Commissions for brokerage and management of securities |  | 598 |
Remuneration for insurance brokerage fees | 107 |  | (292)
Commissions for factoring operations services | 291 | 50 | 325
Commissions for securitizations | 0 | 565 | 0
Commissions for financial advice | 13,223 | 5,250 | 3,354
Office banking | 2,690 | 2,578 | 1,625
Fees for other services rendered | 3,452 | 7,295 | 1,538
Other fees earned | (1,201) | 15,204 | 2,996
Total | 60,056 | 96,478 | 36,686
Compensation for card operation | (9,326) | (16,346) | (3,467)
Commissions for licence for use brands | (727) | (899) | (234)
Commissions for services related to the credit card system and prepaid cards | (43) | (584) | (229)
Commissions for obligations of loyalty programmes and merits for card customers | 0 | (990) | 0
Fees and commissions for securities transactions | 0 | 0 | 0
Office banking | (483) | (1,026) | 18
Interbank services | (2,956) | (21,939) | (2,865)
Other fees | (2,567) | (17,300) | (1,025)
Total | (16,102) | (59,084) | (7,802)
Total Net commission income and expenses | 43,954 | 37,394 | 28,884
CIB |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 897 | 123 | 11
Commissions of loans with credit lines | 0 | 0 | 0
Commissions for lines of credits and overdrafts | 1,844 | 1,667 | 2,556
Commissions for guarantees and letters of credit | 11,667 | 11,014 | 10,036
Commissions for card services | 5,970 | 27,394 | 8,779
Commissions for management of accounts | 1,159 | 804 | 845
Commissions for collections and payments | 7,932 | 8,115 | 8,052
Commissions for intermediation and management of securities | 6,877 |  | 6,874
Commissions for brokerage and management of securities |  | 6,830 |
Remuneration for insurance brokerage fees | 0 |  | 1
Commissions for factoring operations services | 576 | 1 | 761
Commissions for securitizations | 0 | 549 | 45
Commissions for financial advice | 15,114 | 3,980 | 3,916
Office banking | 1,359 | 1,140 | 3,338
Fees for other services rendered | 1,055 | 3,225 | 3,502
Other fees earned | 14,443 | 3,632 | 2,895
Total | 68,893 | 68,474 | 51,611
Compensation for card operation | (4,369) | (3,620) | (1,418)
Commissions for licence for use brands | (324) | (38) | (51)
Commissions for services related to the credit card system and prepaid cards | (6) | (62) | (36)
Commissions for obligations of loyalty programmes and merits for card customers | 0 | 0 | (1)
Fees and commissions for securities transactions | (3,956) | (7,426) | (6,186)
Office banking | (148) | (242) | (213)
Interbank services | (2,303) | (5,172) | (4,235)
Other fees | (2,886) | (2,121) | (1,667)
Total | (13,992) | (18,681) | (13,807)
Total Net commission income and expenses | 54,901 | 49,793 | 37,804
Corporate activity and others |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | (339) | 253 | 1,037
Commissions of loans with credit lines | 0 | 3 | 62
Commissions for lines of credits and overdrafts | 355 | (21) | 7
Commissions for guarantees and letters of credit | (268) | 916 | 576
Commissions for card services | 3,593 | 238 | 94
Commissions for management of accounts | (552) | 7 | 34
Commissions for collections and payments | (50,028) | (41,483) | (29,205)
Commissions for intermediation and management of securities | 1,114 |  | 620
Commissions for brokerage and management of securities |  | 133 |
Remuneration for insurance brokerage fees | (923) |  | (202)
Commissions for factoring operations services | 0 | 830 | 98
Commissions for securitizations | 0 | 9 | 0
Commissions for financial advice | (293) | 6,147 | 3,913
Office banking | 1 | (167) | 1
Fees for other services rendered | 2 | (471) | (2,439)
Other fees earned | 39,276 | (628) | 68
Total | (8,062) | (34,234) | (25,336)
Compensation for card operation | (38,323) | (299) | (186)
Commissions for licence for use brands | (206) | (18) | (11)
Commissions for services related to the credit card system and prepaid cards | 831 | 5,891 | 0
Commissions for obligations of loyalty programmes and merits for card customers | (1,400) | (236) | 0
Fees and commissions for securities transactions | (7,910) | (1,689) | (2,365)
Office banking | (1) | 1,214 |
Interbank services | 0 | 25,966 | 0
Other fees | 25,905 | 13,981 | 5,620
Total | (21,104) | 44,810 | 3,058
Total Net commission income and expenses | (29,166) | 10,576 | (22,278)
Transferred over time |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 0 | 0 | 0
Commissions of loans with credit lines | 0 | 0 | 0
Commissions for lines of credits and overdrafts | 741 | 2,820 | 8,766
Commissions for guarantees and letters of credit | 34,017 | 34,462 | 35,935
Commissions for card services | 83,763 | 84,547 | 71,904
Commissions for management of accounts | 67,506 | 59,538 | 46,054
Commissions for collections and payments | 0 |  | 0
Commissions for intermediation and management of securities | 0 |  | 0
Commissions for brokerage and management of securities |  | 0 |
Remuneration for insurance brokerage fees | 0 |  | 0
Commissions for factoring operations services | 0 | 0 | 0
Commissions for securitizations | 0 | 0 | 0
Commissions for financial advice | 0 | 0 | 0
Office banking | 0 | 21,495 | 21,771
Fees for other services rendered | 0 | 0 | 0
Other fees earned | 0 | 0 | 0
Total | 186,027 | 202,862 | 184,430
Compensation for card operation | 0 | 0 | (12,505)
Commissions for licence for use brands | 0 | 0 | (5,500)
Commissions for services related to the credit card system and prepaid cards | 0 | 0 | (11,458)
Commissions for obligations of loyalty programmes and merits for card customers | 0 | 0 | (85,412)
Fees and commissions for securities transactions | 0 |  | 0
Office banking | 0 | (2,859) | (2,382)
Interbank services | 0 | 0 | 0
Other fees | 0 | 0 | 0
Total | 0 | (2,859) | (117,257)
Total Net commission income and expenses | 186,027 | 200,003 | 67,173
Transferred at a point in time |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 17,108 | 14,151 | 11,348
Commissions of loans with credit lines | 49 | 2,900 | 233
Commissions for lines of credits and overdrafts | 1,227 | 0 | 0
Commissions for guarantees and letters of credit | 876 | 0 | 0
Commissions for card services | 416,529 | 338,190 | 280,544
Commissions for management of accounts | 5,570 | 0 | 6,172
Commissions for collections and payments | 43,618 | 36,547 | 38,065
Commissions for intermediation and management of securities | 10,602 |  | 10,019
Commissions for brokerage and management of securities |  | 9,487 |
Remuneration for insurance brokerage fees | 0 |  | 0
Commissions for factoring operations services | 1,334 | 61,511 | 1,829
Commissions for securitizations | 0 | 1,249 | 45
Commissions for financial advice | 28,378 | 15,422 | 9,362
Office banking | 22,673 | 0 | 0
Fees for other services rendered | 75,932 | 60,823 | 56,543
Other fees earned | 68,148 | 81,006 | 61,910
Total | 692,044 | 621,286 | 476,070
Compensation for card operation | (156,558) | (127,285) | (93,190)
Commissions for licence for use brands | (7,166) | (6,077) | (1,860)
Commissions for services related to the credit card system and prepaid cards | (383) | (10,943) | 0
Commissions for obligations of loyalty programmes and merits for card customers | (123,768) | (57,325) | (10,534)
Fees and commissions for securities transactions | (11,866) | (9,115) | (8,551)
Office banking | (2,715) | 0 |
Interbank services | (28,935) | (61,136) | (47,428)
Other fees | (81,711) | (32,916) | (42,974)
Total | (413,102) | (304,797) | (204,537)
Total Net commission income and expenses | 278,942 | 316,489 | 271,533
Accrual model |  |  |
Disclosure of attribution of expenses by nature to their function [line items] |  |  |
Commissions for prepayments | 0 | 0 | 0
Commissions of loans with credit lines | 0 | 0 | 0
Commissions for lines of credits and overdrafts | 0 | 0 | 0
Commissions for guarantees and letters of credit | 0 | 0 | 0
Commissions for card services | 0 | 0 | 0
Commissions for management of accounts | 0 | 0 | 0
Commissions for collections and payments | 21,569 | 24,365 | 15,995
Commissions for intermediation and management of securities | 0 |  | 0
Commissions for brokerage and management of securities |  | 0 |
Remuneration for insurance brokerage fees | 60,528 |  | 52,568
Commissions for factoring operations services | 0 | 0 | 0
Commissions for securitizations | 0 | 0 | 0
Commissions for financial advice | 0 | 0 | 0
Office banking | 0 | 0 | 0
Fees for other services rendered | 0 | 0 | 0
Other fees earned | 0 | 0 | 0
Total | 82,097 | 24,365 | 68,563
Compensation for card operation | 0 | 0 | 0
Commissions for licence for use brands | 0 | 0 | 0
Commissions for services related to the credit card system and prepaid cards | 0 | 0 | 0
Commissions for obligations of loyalty programmes and merits for card customers | 0 | (38,217) |
Fees and commissions for securities transactions | 0 | 0 | 0
Office banking | 0 | 0 | 0
Interbank services | 0 | 0 | 0
Other fees | 0 | 0 | 0
Total | 0 | (38,217) | 0
Total Net commission income and expenses | $ 82,097 | $ (13,852) | $ 68,563

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