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Pension Plans (Tables) | 12 Months Ended
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Dec. 31, 2024
Pension Plans [Abstract] |
Schedule of Significant Actuarial Hypotheses Assumptions | Actuarial assumptions with respect to demographic and financial variables are non-biased and mutually compatible with each other. The most significant actuarial hypotheses considered in the calculations were:
| Post-employment plans |
| 2024 |  | 2023 |
Mortality chart | RV-2014 |  | RV-2014 |
Termination of contract rates | 5.0% |  | 5.0% |
Impairment chart | PDT 1985 |  | PDT 1985 |
Schedule of Post-Employment Benefits | Activity for post-employment benefits is as follows:
| As of December 31, |
| 2024 |  | 2023 |
| MCh$ |  | MCh$ |
Plan assets | 4,107 |  |  | 5,260 |  |
Commitments for defined-benefit plans |  |  |  |
For active personnel | (3,138) |  |  | (5,027) |  |
Incurred by inactive personnel | - |  |  | - |  |
Minus: |  |  |  |
Unrealized actuarial (gain) losses | - |  |  | - |  |
Balances at year end | 969 |  |  | 233 |  |
Schedule of Cash Flow for Post-Employment Benefits | Year’s cash flow for post-employment benefits is as follows:
| For the years ended December 31, |
| 2024 |  | 2023 |  | 2022 |
| MCh$ |  | MCh$ |  | MCh$ |
a) Fair value of plan assets |  |  |  |  |  |
Opening balance | 5,260 |  |  | 6,819 |  |  | 7,127 |  |
Expected yield of insurance contracts | 574 |  |  | 539 |  |  | 211 |  |
Employer contributions | 1,308 |  |  | 1,269 |  |  | 337 |  |
Actuarial (gain) losses | - |  |  | - |  |  | - |  |
Premiums paid | - |  |  | - |  |  | - |  |
Benefits paid | (3,035) |  |  | (3,367) |  |  | (856) |  |
Fair value of plan assets at year end | 4,107 |  |  | 5,260 |  |  | 6,819 |  |
b) Present value of obligations |  |  |  |  |  |
Present value of obligations opening balance | (5,027) |  |  | (6,277) |  |  | (6,633) |  |
Net incorporation of Group companies | - |  |  | - |  |  | - |  |
Service cost | 1,889 |  |  | 1,250 |  |  | 356 |  |
Interest cost | - |  |  | - |  |  | - |  |
Curtailment/settlement effect | - |  |  | - |  |  | - |  |
Benefits paid | - |  |  | - |  |  | - |  |
Past service cost | - |  |  | - |  |  | - |  |
Actuarial (gain) losses | - |  |  | - |  |  | - |  |
Other | - |  |  | - |  |  | - |  |
Present value of obligations at year end | (3,138) |  |  | (5,027) |  |  | (6,277) |  |
Net balance at year end | 969 |  |  | 233 |  |  | 542 |  |
Schedule of Plan Expected Profit | Plan expected profit:
| As of December 31, |
| 2024 |  | 2023 |  | 2022 |
Type of expected yield from the plan’s assets | UF + 2.50% annually |  | UF + 2.50% annually |  | UF + 2.50% annually |
Type of yield expected from the reimbursement rights | UF + 2.50% annually |  | UF + 2.50% annually |  | UF + 2.50% annually |
Schedule of Plan Associated Expenses | Plan associated expenses:
| For the years ended December 31, |
| 2024 |  | 2023 |  | 2022 |
| MCh$ |  | MCh$ |  | MCh$ |
Current period service expenses | 1,889 |  |  | 1,250 |  |  | 356 |  |
Interest cost | - |  |  | - |  |  | - |  |
Expected yield from plan’s assets | 574 |  |  | 539 |  |  | 211 |  |
Expected yield of insurance contracts linked to the Plan: | - |  |  | - |  |  |  |
Extraordinary allocations | - |  |  | - |  |  | - |  |
Actuarial (gain)/ losses recorded in the period | - |  |  | - |  |  | - |  |
Past service cost | - |  |  | - |  |  | - |  |
Other | - |  |  | - |  |  | - |  |
Total | 2,463 |  |  | 1,789 |  |  | 567 |  |

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