XML 98 R73.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Maturity of Financial Assets and Liabilities (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2024
Disclosure of maturity analysis for derivative financial liabilities [abstract] |
Schedule of the Maturities of Assets and Liabilities | As of December 31, 2024 and 2023, the detail of the maturities of assets and liabilities is as follows:
As of December 31, 2024 | On Demand |  | Up to 1 month |  | Between 1 and 3 months |  | Between 3 and 12 months |  | Between 1 and 3 years |  | Between 3 and 5 years |  | More than 5 years |  | Total
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$
Financial assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash and deposits in banks | 2,695,560 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,695,560 |
Cash items in process of collection | 572,552 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 572,552 |
Financial assets for trading at FVTPL |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial derivative contracts and hedge contracts (1) | - |  |  | 701,349 |  |  | 748,363 |  |  | 2,088,541 |  |  | 3,378,110 |  |  | 2,105,419 |  |  | 4,131,616 |  |  | 13,153,398 |
Debt financial instruments | - |  |  | - |  |  | 642 |  |  | - |  |  | 139,231 |  |  | 108,429 |  |  | 81,025 |  |  | 329,327 |
Financial assets at FVOCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Debt financial instruments | - |  |  | 696,961 |  |  | 204 |  |  | 504,208 |  |  | 370,657 |  |  | 426,511 |  |  | 688,944 |  |  | 2,687,485 |
Other financial instruments | 391 |  |  | 2,687 |  |  | 5,374 |  |  | 20,967 |  |  | 27,253 |  |  | 3,689 |  |  | 15,706 |  |  | 76,067 |
Financial assets at amortised cost (2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Rights under repurchase agreements | - |  |  | 153,135 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 153,135 |
Debt financial instruments | - |  |  | - |  |  | - |  |  | - |  |  | 639,842 |  |  | 4,252,887 |  |  | 284,350 |  |  | 5,177,079 |
Interbank loans | 30 |  |  | 31,170 |  |  | 82 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 31,282 |
Loans and account receivable from customers | 797,619 |  |  | 3,457,842 |  |  | 3,065,963 |  |  | 5,530,713 |  |  | 8,692,531 |  |  | 4,710,139 |  |  | 15,037,754 |  |  | 41,292,561 |
Guarantee deposits (margin accounts) | 1,847,101 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,847,101 |
Total financial assets | 5,913,253 |  |  | 5,043,144 |  |  | 3,820,628 |  |  | 8,144,429 |  |  | 13,247,624 |  |  | 11,607,074 |  |  | 20,239,395 |  |  | 68,015,547 |
Financial liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash items in process of being cleared | 497,110 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 497,110 |
Financial liabilities for trading at FVTPL |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - |
Financial derivative contracts and hedge contracts (1) | - |  |  | 572,712 |  |  | 722,143 |  |  | 1,914,050 |  |  | 3,734,434 |  |  | 2,067,825 |  |  | 4,042,254 |  |  | 13,053,418 |
Financial liabilities at amortised cost |  |  |  |  |  |  |  |  |  |  |  |  |  |  | - |
Deposits and other demand liabilities | 14,260,609 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 14,260,609 |
Time deposits and other time liabilities | 286,207 |  |  | 7,900,056 |  |  | 4,047,333 |  |  | 4,369,825 |  |  | 464,268 |  |  | 371 |  |  | 30,565 |  |  | 17,098,625 |
Obligations under repurchase agreements | - |  |  | 276,588 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 276,588 |
Interbank borrowings | 44,803 |  |  | 482,959 |  |  | 368,147 |  |  | 2,469,277 |  |  | 868,932 |  |  | - |  |  | 103,829 |  |  | 4,337,947 |
Issued debt instruments (3) | - |  |  | 771,983 |  |  | 295,713 |  |  | 1,578,811 |  |  | 2,320,666 |  |  | 1,168,681 |  |  | 1,997,421 |  |  | 8,133,275 |
Other financial liabilities | - |  |  | 200,541 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 200,541 |
Lease liabilities | - |  |  | - |  |  | - |  |  | 12,685 |  |  | 24,210 |  |  | 15,583 |  |  | 14,404 |  |  | 66,882 |
Guarantees received (margin accounts) | 1,832,345 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,832,345 |
Total financial liabilities | 16,921,074 |  |  | 10,204,839 |  |  | 5,433,336 |  |  | 10,344,648 |  |  | 7,412,510 |  |  | 3,252,460 |  |  | 6,188,473 |  |  | 59,757,340 |
(1)Includes derivative contracts for trading purposes and hedge derivatives contracts. (2)Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$1,074, Ch$(1) and Ch$(1,192,689) million, respectively. (3)Includes Subordinated bonds for MCh$1,910,697 which is presented as Regulatory capital financial instruments. NOTE 23 - MATURITY OF FINANCIAL ASSETS AND LIABILITIES, continued
As of December 31, 2023 | On Demand |  | Up to 1 month |  | Between 1 and 3 months |  | Between 3 and 12 months |  | Between 1 and 3 years |  | Between 3 and 5 years |  | More than 5 years |  | Total
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$
Financial assets |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash and deposits in banks | 2,723,282 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 2,723,282 |
Cash items in process of collection | 812,524 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 812,524 |
Financial assets for trading at FVTPL |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial derivative contracts and hedge contracts (1) | - |  |  | 383,845 |  |  | 807,016 |  |  | 1,548,923 |  |  | 3,046,056 |  |  | 1,413,070 |  |  | 3,526,105 |  |  | 10,725,015 |
Debt financial instruments |  |  | 211 |  |  | - |  |  | 2,275 |  |  | 31,031 |  |  | 1,432 |  |  | 63,359 |  |  | 98,308 |
Financial assets at FVOCI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Debt financial instrument | - |  |  | 2,277,301 |  |  | 10,319 |  |  | 319 |  |  | 668,856 |  |  | 491,471 |  |  | 1,087,759 |  |  | 4,536,025 |
Other financial instruments | - |  |  | - |  |  | - |  |  | 66,685 |  |  | 13,566 |  |  | 19,692 |  |  | 5,439 |  |  | 105,382 |
Financial assets at amortised cost (2) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Debt financial instruments | - |  |  | - |  |  | - |  |  | 3,724,781 |  |  | 4,453,843 |  |  |  |  |  |  | 8,178,624 |
Interbank loans | 49 |  |  | 68,391 |  |  |  |  |  |  |  |  |  |  |  |  | 68,440 |
Loans and account receivable from customers | 872,591 |  |  | 3,304,077 |  |  | 3,178,674 |  |  | 5,552,061 |  |  | 8,293,975 |  |  | 4,666,845 |  |  | 14,875,223 |  |  | 40,743,446 |
Guarantee deposits (margin accounts) | 2,238,900 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2,238,900 |
Total financial assets | 6,647,346 |  |  | 6,033,825 |  |  | 3,996,009 |  |  | 10,895,044 |  |  | 16,507,327 |  |  | 6,592,510 |  |  | 19,557,885 |  |  | 70,229,946 |
Financial liabilities |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash items in process of being cleared | 775,082 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 775,082 |
Financial liabilities for trading at FVTPL |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Financial derivative contracts and hedge contracts (1) | - |  |  | 376,279 |  |  | 1,170,614 |  |  | 2,443,279 |  |  | 3,056,317 |  |  | 1,526,321 |  |  | 3,415,532 |  |  | 11,988,342 |
Financial liabilities at amortised cost |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits and other demand liabilities | 13,537,826 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 13,537,826 |
Time deposits and other time liabilities | 328,242 |  |  | 7,999,764 |  |  | 3,689,743 |  |  | 3,950,166 |  |  | 138,320 |  |  | 3,364 |  |  | 28,343 |  |  | 16,137,942 |
Obligations under repurchase agreements | - |  |  | 282,483 |  |  | 101 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 282,584 |
Interbank borrowings | 18,220 |  |  | 42,730 |  |  | 4,006,532 |  |  | 5,821,216 |  |  | 304,384 |  |  | 173,417 |  |  | - |  |  | 10,366,499 |
Issued debt instruments (3) | - |  |  | 291,687 |  |  | 285,923 |  |  | 1,272,427 |  |  | 3,183,069 |  |  | 1,314,205 |  |  | 3,467,672 |  |  | 9,814,983 |
Other financial liabilities | - |  |  | 296,095 |  |  | - |  |  | - |  |  | 164 |  |  | 14 |  |  | - |  |  | 296,273 |
Lease liabilities | - |  |  | - |  |  | - |  |  | 20,716 |  |  | 37,446 |  |  | 22,913 |  |  | 23,441 |  |  | 104,516 |
Guarantees received (margin accounts) | 1,081,226 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 1,081,226 |
Total financial liabilities | 15,740,596 |  |  | 9,289,038 |  |  | 9,152,913 |  |  | 13,507,804 |  |  | 6,719,700 |  |  | 3,040,234 |  |  | 6,934,988 |  |  | 64,385,273 |
(1)Includes derivative contracts for trading purposes and hedge derivatives contracts. (2)Debt financial instruments, Interbank loans and loans and accounts receivable from customer are presented on a gross basis, the related allowance are Ch$1,729, Ch$(2) and Ch$(1,149,989) million, respectively. (3)Includes Subordinated bonds for MCh$1,813,938 which is presented as Regulatory capital financial instruments.

X
- References No definition available. + Details
Name: | ifrs-full_DisclosureOfMaturityAnalysisForDerivativeFinancialLiabilitiesAbstract
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The disclosure of financial assets and financial liabilities that have been redesignated during the transition to IFRSs. [Refer: Financial assets; Financial liabilities; IFRSs [member]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 1 -IssueDate 2024-01-01 -Paragraph 29 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=1&code=ifrs-tx-2024-en-r&anchor=para_29&doctype=Standard -URIDate 2024-03-27 + Details
Name: | ifrs-full_DisclosureOfRedesignatedFinancialAssetsAndLiabilitiesExplanatory
Namespace Prefix: | ifrs-full_
Data Type: | dtr-2022:textBlockItemType
Balance Type: | na
Period Type: | duration