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Administrative Expenses (Tables) | 12 Months Ended
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Dec. 31, 2024
Fuel and energy expense [abstract] |
Schedule of Administrative Expenses | For the years ended December 31, 2024, 2024 and 2023, the composition of the item is as follows:
| For the years ended December 31, |
| 2024 |  | 2023 |  | 2022 |
| MCh$ |  | MCh$ |  | MCh$ |
General administrative expenses |  |  |  |  |  |
Maintenance and repair of property, plant and equipment | (26,478) |  |  | (23,720) |  |  | (23,411) |  |
Short term leases contracts | (18,558) |  |  | (9,712) |  |  | (5,503) |  |
Other expenses related to leases contracts | (31) |  |  | (87) |  |  | (30) |  |
Insurance payments | (5,854) |  |  | (4,839) |  |  | (5,656) |  |
Office supplies | (4,267) |  |  | (5,426) |  |  | (6,588) |  |
IT and communication expenses | (99,902) |  |  | (83,898) |  |  | (85,209) |  |
Heating, and other utilities | (5,652) |  |  | (5,388) |  |  | (5,514) |  |
Security and valuables transport services | (20,914) |  |  | (19,893) |  |  | (16,459) |  |
Representation and personnel travel expenses | (2,901) |  |  | (3,140) |  |  | (2,314) |  |
Judicial and notarial expenses | (1,446) |  |  | (1,282) |  |  | (911) |  |
Fees for technical reports, assessments and auditing | (8,504) |  |  | (6,450) |  |  | (8,760) |  |
Fines applied by FMC and other agencies | (15) |  |  | (29) |  |  | (51) |  |
Other general administrative expenses | (20,787) |  |  | (20,708) |  |  | (20,631) |  |
Subtotal | (215,309) |  |  | (184,572) |  |  | (181,037) |  |
Outsourced services |  |  |  |  |  |
Data processing | (48,017) |  |  | (44,677) |  |  | (41,714) |  |
Technological development, certification and testing service | (4,290) |  |  | (3,629) |  |  | (3,197) |  |
Administration and supply of external human resources | (73) |  |  | (36) |  |  | (21) |  |
Call center for sale, marketing and control quality of client’ services | - |  |  | (7) |  |  | (15) |  |
External collection services | (294) |  |  | (308) |  |  | (427) |  |
External ATM administration and maintenance services | (531) |  |  | (504) |  |  | (525) |  |
External cleaning, casino, custody, storage services | (3,724) |  |  | (3,837) |  |  | (4,691) |  |
Product sale and distribution services | - |  |  | - |  |  | (119) |  |
External credit evaluation services | (4,773) |  |  | (5,347) |  |  | (5,195) |  |
Other | (40,892) |  |  | (30,532) |  |  | (26,042) |  |
Subtotal | (102,594) |  |  | (88,877) |  |  | (81,946) |  |
Board expenses | (1,794) |  |  | (1,711) |  |  | (1,764) |  |
Marketing expenses | (23,262) |  |  | (23,555) |  |  | (25,984) |  |
Taxes, payroll taxes, and contributions |  |  |  |  |  |
Real estate taxes | (3,801) |  |  | (2,185) |  |  | (2,107) |  |
Patents | (2,255) |  |  | (2,698) |  |  | (2,134) |  |
Other taxes | (1) |  |  | (5) |  |  | (2) |  |
Contributions to FMC | (17,415) |  |  | (16,508) |  |  | (15,245) |  |
Subtotal | (23,472) |  |  | (21,396) |  |  | (19,488) |  |
Total | (366,431) |  |  | (320,111) |  |  | (310,219) |  |

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