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Reporting Segments (Tables) | 12 Months Ended
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Dec. 31, 2024
Disclosure Of Entity's Operating Segments [Abstract] |
Schedule of Reporting Segment | The tables below show the Bank’s balances by reporting segment for the years ended December 31, 2024, 2023 and 2022:
| For the year ended December 31, 2024
| Loans and accounts receivable from customers (1) |  | Deposits and other demand deposits (2) |  | Net interest income |  | Net fee and commission income |  | Net income from financial operations (3) |  | Provision for loan losses |  | Support expenses (4) |  | Other operating income and expenses (5) |  | Net income before taxes |  | Income taxes |  | Net income
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$
Retail | 31,942,515 |  |  | 13,016,941 |  |  | 1,559,556 |  |  | 454,194 |  |  | 61,031 |  |  | (446,842) |  |  | (715,845) |  |  | (68,395) |  |  | 843,699 |  |  | (219,396) |  |  | 624,303 |
Wealth Management & Insurance | 818,155 |  |  | 2,773,286 |  |  | 57,773 |  |  | 23,183 |  |  | 2,661 |  |  | (2,430) |  |  | (33,494) |  |  | 471 |  |  | 48,164 |  |  | (12,681) |  |  | 35,483 |
Middle-market | 6,044,799 |  |  | 4,299,293 |  |  | 314,230 |  |  | 43,954 |  |  | 20,533 |  |  | (53,695) |  |  | (43,343) |  |  | (2,317) |  |  | 279,362 |  |  | (79,109) |  |  | 200,253 |
CIB | 2,301,491 |  |  | 8,357,393 |  |  | 235,140 |  |  | 54,901 |  |  | 176,705 |  |  | (2,995) |  |  | (97,420) |  |  | (2,653) |  |  | 363,678 |  |  | (97,559) |  |  | 266,119 |
Corporate activity and others | 216,884 |  |  | 2,912,321 |  |  | (379,913) |  |  | (29,166) |  |  | (10,411) |  |  | 1,372 |  |  | (17,878) |  |  | (19,312) |  |  | (455,308) |  |  | 189,000 |  |  | (266,308) |
Total | 41,323,844 |  |  | 31,359,234 |  |  | 1,786,786 |  |  | 547,066 |  |  | 250,519 |  |  | (504,590) |  |  | (907,980) |  |  | (92,206) |  |  | 1,079,595 |  |  | (219,745) |  |  | 859,850 |
(1)Loans receivable from clients at amortized cost plus the balance owed by banks, without deducting their respective provisions (2)Includes deposits, demand liabilities, and other time deposits. (3)Includes the sum of net income (loss) from financial operations and net foreign exchange gain (loss). (4)Includes the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization. (5)Corresponds to the sum of other operating income and expenses, the result of non-current assets and groups that can be disposed of for sale not eligible as discontinued operations and profit or loss on investments in companies. NOTE 03 - REPORTING SEGMENTS, continued
| For the year ended December 31, 2023
| Loans and accounts receivable from customers (1) |  | Deposits and other demand deposits (2) |  | Net interest income |  | Net fee and commission income |  | Net income from financial operations |  | Provision for loan losses |  | Support expenses (3) |  | Other operating income and expenses (5) |  | Net income before taxes |  | Income taxes |  | Net income
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$
Retail | 31,072,731 |  |  | 13,487,482 |  |  | 1,476,793 |  |  | 384,415 |  |  | 53,012 |  |  | (295,144) |  |  | (701,820) |  |  | 29,561 |  |  | 946,817 |  |  | (250,222) |  |  | 696,595 |
Wealth Management & insurance | 729,012 |  |  | 2,095,310 |  |  | 53,882 |  |  | 20,462 |  |  | 2,992 |  |  | (77) |  |  | (30,724) |  |  | 2,398 |  |  | 48,933 |  |  | (12,719) |  |  | 36,214 |
Middle-market | 6,026,504 |  |  | 3,808,484 |  |  | 310,374 |  |  | 37,394 |  |  | 20,926 |  |  | (37,515) |  |  | (41,176) |  |  | 105 |  |  | 290,108 |  |  | (85,261) |  |  | 204,847 |
CIB | 3,089,036 |  |  | 8,275,044 |  |  | 246,636 |  |  | 49,793 |  |  | 183,871 |  |  | 10,418 |  |  | (90,944) |  |  | 2,519 |  |  | 402,293 |  |  | (105,017) |  |  | 297,276 |
Corporate Activity & others | (105,397) |  |  | 2,009,448 |  |  | (994,636) |  |  | 10,576 |  |  | 41,654 |  |  | (467) |  |  | (13,396) |  |  | (40,497) |  |  | (996,766) |  |  | 355,671 |  |  | (641,095) |
Total | 40,811,886 |  |  | 29,675,768 |  |  | 1,093,049 |  |  | 502,640 |  |  | 302,455 |  |  | (322,785) |  |  | (878,060) |  |  | (5,914) |  |  | 691,385 |  |  | (97,548) |  |  | 593,837 |
(1)Loans receivable from clients at amortized cost plus the balance owed by banks, without deducting their respective provisions (2)Includes deposits, demand liabilities, and other time deposits. (3)Includes the sum of net income (loss) from financial operations and net foreign exchange gain (loss). (4)Includes the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization. (5)Corresponds to the sum of other operating income and expenses, the result of non-current assets and groups that can be disposed of for sale not eligible as discontinued operations and profit or loss on investments in companies. NOTE 03 - REPORTING SEGMENTS, continued
| For the year ended December 31, 2022
| Loans and accounts receivable from customers (1) |  | Deposits and other demand deposits (2) |  | Net interest income |  | Net fee and commission income |  | Net income from financial operations |  | Provision for loan losses |  | Support expenses (3) |  | Other operating income and expenses (5) |  | Net income before taxes |  | Income taxes |  | Net income
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  |  |  |  |  |  |  | MCh$
Retail | 30,357,086 |  |  | 15,562,879 |  |  | 1,277,436 |  |  | 329,849 |  |  | 44,208 |  |  | (289,841) |  |  | (683,944) |  |  | (62,219) |  |  | 615,489 |  |  | 171,927 |  |  | 787,416 |
Wealth Management & insurance | 363,202 |  |  | 891,933 |  |  | 25,943 |  |  | 33,010 |  |  | 1,339 |  |  | (243) |  |  | (17,376) |  |  | (471) |  |  | 42,202 |  |  | 11,699 |  |  | 53,901 |
Middle-market | 4,844,595 |  |  | 3,200,894 |  |  | 212,274 |  |  | 28,884 |  |  | 11,008 |  |  | (57,253) |  |  | (39,831) |  |  | (3,364) |  |  | 151,718 |  |  | 42,740 |  |  | 194,458 |
CIB | 3,137,086 |  |  | 6,644,834 |  |  | 146,773 |  |  | 37,804 |  |  | 158,937 |  |  | (8,082) |  |  | (91,926) |  |  | (2,184) |  |  | 241,322 |  |  | 66,117 |  |  | 307,439 |
Corporate Activity & others | 27,432 |  |  | 764,475 |  |  | (92,314) |  |  | (22,278) |  |  | 1,686 |  |  | (1,075) |  |  | (21,943) |  |  | (13,701) |  |  | (149,625) |  |  | (45,896) |  |  | (195,521) |
Total | 38,729,401 |  |  | 27,065,015 |  |  | 1,570,112 |  |  | 407,269 |  |  | 217,178 |  |  | (356,494) |  |  | (855,020) |  |  | (81,939) |  |  | 901,106 |  |  | 246,587 |  |  | 1,147,693 |
(1)Loans receivable from clients at amortized cost plus the balance owed by banks, without deducting their respective provisions (2)Includes deposits, demand liabilities, and other time deposits. (3)Includes the sum of net income (loss) from financial operations and net foreign exchange gain (loss). (4)Includes the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization. (5)Corresponds to the sum of other operating income and expenses, the result of non-current assets and groups that can be disposed of for sale not eligible as discontinued operations and profit or loss on investments in companies

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