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Fixed Assets (Tables) | 12 Months Ended
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Dec. 31, 2024
Disclosure of detailed information about property, plant and equipment [abstract] |
Composition of property, plant, and equipment | The Bank applies the following useful lives for the tangible assets that comprise its assets:
ITEM |  | Useful life (Months) |
Land |  | – |  |
Paintings and works of art |  | – |  |
Carpets and curtains |  | 36 months |
Computers and hardware |  | 36 months |
Vehicles |  | 36 months |
IT systems and software |  | 36 months |
ATMs |  | 60 months |
Other machines and equipment |  | 60 months |
Office furniture |  | 60 months |
Telephone and communication systems |  | 60 months |
Security systems |  | 60 months |
Rights over telephone lines |  | 64 months |
Air conditioning systems |  | 84 months |
Other installations |  | 120 months |
Buildings |  | 1200 months |
As of December 31, 2024 and 2023, the composition of property, plant, and equipment balances is as follows:
|  |  | As of December 31, 2024
| Net opening balance as of January 1, 2024 |  | Gross balance |  | Accumulated depreciation |  | Net balance |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Buildings | 145,618 |  |  | 327,607 |  |  | (185,493) |  |  | 142,114 |  |
Land | 14,631 |  |  | 14,020 |  |  | - |  |  | 14,020 |  |
Equipment | 67,751 |  |  | 371,128 |  |  | (299,973) |  |  | 71,155 |  |
Other | 23,823 |  |  | 100,972 |  |  | (76,415) |  |  | 24,557 |  |
Total | 251,823 |  |  | 813,727 |  |  | (561,881) |  |  | 251,846 |  |
|  |  | As of December 31, 2023
| Net opening balance as of January 1, 2023 |  | Gross balance |  | Accumulated depreciation |  | Net balance |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Buildings | 145,800 |  |  | 318,881 |  |  | (173,263) |  |  | 145,618 |  |
Land | 15,021 |  |  | 14,631 |  |  | - |  |  | 14,631 |  |
Equipment | 48,278 |  |  | 343,038 |  |  | (275,287) |  |  | 67,751 |  |
Other | 28,996 |  |  | 99,732 |  |  | (75,909) |  |  | 23,823 |  |
Total | 238,095 |  |  | 776,282 |  |  | (524,459) |  |  | 251,823 |  |
Schedule of Changes in Value of Property, Plant, and Equipment | The changes in the value of property, plant, and equipment as of December 31, 2024 and 2023 is as follows: i.Gross balance
2024 | Buildings |  | Land |  | Equipment |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2024 | 318,881 |  |  | 14,631 |  |  | 343,038 |  |  | 99,732 |  |  | 776,282 |  |
Additions | 26,515 |  |  | - |  |  | 29,404 |  |  | 7,242 |  |  | 63,161 |  |
Disposals | (8,967) |  |  | (493) |  |  | (10,446) |  |  | (4,389) |  |  | (24,295) |  |
Impairment due to damage | (1,041) |  |  | - |  |  | - |  |  | - |  |  | (1,041) |  |
Other | (7,781) |  |  | (118) |  |  | 9,132 |  |  | (1,613) |  |  | (380) |  |
Balances as of December 31, 2024 | 327,607 |  |  | 14,020 |  |  | 371,128 |  |  | 100,972 |  |  | 813,727 |  |
2023 | Buildings |  | Land |  | Equipment |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2023 | 311,363 |  |  | 15,021 |  |  | 296,022 |  |  | 99,536 |  |  | 721,942 |  |
Additions | 31,574 |  |  | - |  |  | 25,697 |  |  | 17,155 |  |  | 74,426 |  |
Disposals | (14,746) |  |  | (390) |  |  | (1,440) |  |  | (3,510) |  |  | (20,086) |  |
Impairment due to damage | - |  |  | - |  |  | - |  |  | - |  |  | - |  |
Other | (9,310) |  |  | - |  |  | 22,759 |  |  | (13,449) |  |  | - |  |
Balances as of December 31, 2023 | 318,881 |  |  | 14,631 |  |  | 343,038 |  |  | 99,732 |  |  | 776,282 |  |
NOTE 11 - FIXED ASSETS, continued
Schedule of Accumulated Depreciation |
2024 | Buildings |  | Land |  | Equipment |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2024 | (173,263) |  |  | - |  |  | (275,287) |  |  | (75,909) |  |  | (524,459) |  |
Depreciation charges in the period | (20,334) |  |  | - |  |  | (35,154) |  |  | (5,153) |  |  | (60,641) |  |
Sales and disposals in the period | 9,443 |  |  | - |  |  | 9,072 |  |  | 4,640 |  |  | 23,155 |  |
Other | (1,339) |  |  | - |  |  | 1,396 |  |  | 7 |  |  | 64 |  |
Balances as of December 31, 2024 | (185,493) |  |  | - |  |  | (299,973) |  |  | (76,415) |  |  | (561,881) |  |
2023 | Buildings |  | Land |  | Equipment |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2023 | (165,563) |  |  | - |  |  | (247,744) |  |  | (70,540) |  |  | (483,847) |  |
Depreciation charges in the period | (21,603) |  |  | - |  |  | (28,674) |  |  | (8,778) |  |  | (59,055) |  |
Sales and disposals in the period | 13,903 |  |  | - |  |  | 1,131 |  |  | 3,409 |  |  | 18,443 |  |
Other | - |  |  | - |  |  | - |  |  | - |  |  | - |  |
Balances as of December 31, 2023 | (173,263) |  |  | - |  |  | (275,287) |  |  | (75,909) |  |  | (524,459) |  |

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