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Right of Use Assets and Obligation for Lease Contracts (Tables) | 12 Months Ended
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Dec. 31, 2024
Disclosure of quantitative information about right-of-use assets [abstract] |
Schedule of Composition of the Right of Use Assets | The composition of the right of use assets as of December 31, 2024 and 2023 is as follows:
|  |  | As of December 31, 2024 |
2024 | Opening balances as of January 1, 2024 |  | Gross balance |  | Accumulated depreciation |  | Net balance |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Land and building | 100,449 |  |  | 189,234 |  |  | (128,442) |  |  | 60,792 |  |
Other | - |  |  | - |  |  | - |  |  | - |  |
Total | 100,449 |  |  | 189,234 |  |  | (128,442) |  |  | 60,792 |  |
|  |  | As of December 31, 2023 |
2023 | Opening balances as of January 1, 2023 |  | Gross balance |  | Accumulated depreciation |  | Net balance |
| MCh$ |  | MCh$ |  | MCh$ |  | MCh$ |
Land and building | 133,795 |  |  | 215,411 |  |  | (114,962) |  |  | 100,449 |  |
Other | - |  |  | - |  |  | - |  |  | - |  |
Total | 133,795 |  |  | 215,411 |  |  | (114,962) |  |  | 100,449 |  |
Schedule of Gross Balance |
2024 | Land and building |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2024 | 215,411 |  |  | - |  |  | 215,411 |  |
Additions | 8,507 |  |  | - |  |  | 8,507 |  |
Disposals | (35,049) |  |  | - |  |  | (35,049) |  |
Impairment | 365 |  |  | - |  |  | 365 |  |
Other | - |  |  | - |  |  | - |  |
Balances as of December 31, 2024 | 189,234 |  |  | - |  |  | 189,234 |  |
2023 | Land and building |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2023 | 231,603 |  |  | - |  |  | 231,603 |  |
Additions | 11,720 |  |  | - |  |  | 11,720 |  |
Disposals | (27,912) |  |  | - |  |  | (27,912) |  |
Impairment | - |  |  | - |  |  | - |  |
Other | - |  |  |  |  | - |  |
Balances as of December 31, 2023 | 215,411 |  |  | - |  |  | 215,411 |  |
NOTE 12 - RIGHT OF USE ASSETS AND OBLIGATION FOR LEASE CONTRACTS, continued
Schedule of Accumulated Amortization |
2024 | Land and building |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2024 | (114,962) |  |  | - |  |  | (114,962) |  |
Amortisation for the period | (27,812) |  |  | - |  |  | (27,812) |  |
Sales and disposals during the period | 14,520 |  |  | - |  |  | 14,520 |  |
Transfers | (188) |  |  | - |  |  | (188) |  |
Others | - |  |  | - |  |  | - |  |
Balances as of December 31, 2024 | (128,442) |  |  | - |  |  | (128,442) |  |
2023 | Land and building |  | Other |  | Total |
| MCh$ |  | MCh$ |  | MCh$ |
Balances as of January 1, 2023 | (97,808) |  |  | - |  |  | (97,808) |  |
Amortisation for the period | (31,314) |  |  | - |  |  | (31,314) |  |
Sales and disposals during the period | 14,160 |  |  | - |  |  | 14,160 |  |
Transfers | - |  |  | - |  |  | - |  |
Others | - |  |  | - |  |  | - |  |
Balances as of December 31, 2023 | (114,962) |  |  | - |  |  | (114,962) |  |
Schedule of Composition of Lease Liability Balances | As of December 31, 2024 and 2023, the composition of lease liability balances are composed as follows:
| As of December 31, |
| 2024 |  | 2023 |
| MCh$ |  | MCh$ |
Lease liability | 66,882 |  |  | 104,516 |  |
Total | 66,882 |  |  | 104,516 |  |
Schedule of Expenses Associated with Assets for the Right of Use Leased Assets and Lease Liability | Expenses associated with assets for the right of use leased assets and lease liability
| As of December 31, |
| 2024 |  | 2023 |
| MCh$ |  | MCh$ |
Depreciation | (27,812) |  |  | (31,314) |  |
Interests | (7,617) |  |  | (3,601) |  |
Short term lease | (18,558) |  |  | (9,712) |  |
Total | (53,987) |  |  | (44,627) |  |
NOTE 12 - RIGHT OF USE ASSETS AND OBLIGATION FOR LEASE CONTRACTS, continued
Schedule of the Maturity Level of the Lease Liability, According to their Contractual Maturity | As of December 31, 2023 and 2022, the maturity level of the lease liability, according to their contractual maturity is as follows:
| As of December 31, |
| 2024 |  | 2023 |
| MCh$ |  | MCh$ |
Due within 1 year | 12,685 |  | 20,716 |
Due after 1 year but within 2 years | 13,483 |  | 19,696 |
Due after 2 years but within 3 years | 10,727 |  | 17,750 |
Due after 3 years but within 4 years | 8,361 |  | 12,949 |
Due after 4 years but within 5 years | 7,222 |  | 9,964 |
Due after 5 years | 14,404 |  | 23,441 |
Total | 66,882 |  | 104,516 |
Schedule of Future Minimum Lease Cash Inflows Under Non-cancellable Operating Leases | As of December 31, 2024 and 2023, the future minimum lease cash inflows under non-cancellable operating leases are as follows:
| As of December 31, |
| 2024 |  | 2023 |
| MCh$ |  | MCh$ |
Due within 1 year | 1,246 |  | 1,012 |
Due after 1 year but within 2 years | 2,031 |  | 1,874 |
Due after 2 years but within 3 years | 1,134 |  | 787 |
Due after 3 years but within 4 years | 870 |  | 736 |
Due after 4 years but within 5 years | 765 |  | 522 |
Due after 5 years | 3,293 |  | 852 |
Total | 9,339 |  | 5,783 |

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