XML 148 R123.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Financial Assets at Amortised Cost (Details) - Schedule of Interbank Loans and Loans and Account Receivable from Customers - CLP ($) $ in Millions | Dec. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Interbank loans |  |
Assets before allowances | $ 41,323,844 | $ 40,811,886
ECL allowance | 1,192,690 | 1,149,991
Net Assets | 40,131,154 | 39,661,895
Stage 1 |  |
Interbank loans |  |
Assets before allowances | 34,954,120 | 34,765,745
ECL allowance | 142,333 | 127,663
Stage 2 |  |
Interbank loans |  |
Assets before allowances | 3,964,904 | 3,856,528
ECL allowance | 220,095 | 204,903
Stage 3 |  |
Interbank loans |  |
Assets before allowances | 2,404,820 | 2,189,613
ECL allowance | 830,262 | 817,425
Interbank loans |  |
Interbank loans |  |
Assets before allowances | 31,283 | 68,440
ECL allowance | 1 | 2
Net Assets | 31,282 | 68,438
Interbank loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 31,283 | 68,440
ECL allowance | 1 | 2
Interbank loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 0 | 0
ECL allowance | 0 | 0
Interbank loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 0 | 0
ECL allowance | 0 | 0
Interbank loans | Foreign banks |  |
Interbank loans |  |
Assets before allowances | 31,283 | 68,440
ECL allowance | 1 | 2
Net Assets | 31,282 | 68,438
Interbank loans | Foreign banks | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 31,283 | 68,440
ECL allowance | 1 | 2
Interbank loans | Foreign banks | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 0 | 0
ECL allowance | 0 | 0
Interbank loans | Foreign banks | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 0 | 0
ECL allowance | 0 | 0
Commercial loans |  |
Interbank loans |  |
Assets before allowances | 17,821,154 | 18,071,657
ECL allowance | 685,403 | 659,594
Net Assets | 17,135,751 | 17,412,063
Commercial loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 15,232,097 | 15,549,426
ECL allowance | 73,306 | 61,581
Commercial loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 1,340,216 | 1,353,067
ECL allowance | 72,156 | 67,635
Commercial loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 1,248,841 | 1,169,164
ECL allowance | 539,941 | 530,378
Commercial loans | Commercial loans |  |
Interbank loans |  |
Assets before allowances | 13,369,443 | 13,236,437
ECL allowance | 579,781 | 555,995
Net Assets | 12,789,662 | 12,680,442
Commercial loans | Commercial loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 11,129,607 | 11,065,756
ECL allowance | 61,045 | 48,647
Commercial loans | Commercial loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 1,128,481 | 1,147,185
ECL allowance | 57,949 | 54,103
Commercial loans | Commercial loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 1,111,355 | 1,023,496
ECL allowance | 460,787 | 453,245
Commercial loans | Foreign trade loans |  |
Interbank loans |  |
Assets before allowances | 1,929,922 | 1,942,677
ECL allowance | 28,575 | 20,296
Net Assets | 1,901,347 | 1,922,381
Commercial loans | Foreign trade loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 1,853,953 | 1,884,336
ECL allowance | 3,546 | 2,195
Commercial loans | Foreign trade loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 41,055 | 27,399
ECL allowance | 1,201 | 359
Commercial loans | Foreign trade loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 34,914 | 30,942
ECL allowance | 23,828 | 17,742
Commercial loans | Checking accounts debtors |  |
Interbank loans |  |
Assets before allowances | 130,294 | 143,743
ECL allowance | 7,075 | 7,920
Net Assets | 123,219 | 135,823
Commercial loans | Checking accounts debtors | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 108,187 | 117,410
ECL allowance | 850 | 763
Commercial loans | Checking accounts debtors | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 12,510 | 15,952
ECL allowance | 567 | 623
Commercial loans | Checking accounts debtors | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 9,597 | 10,381
ECL allowance | 5,658 | 6,534
Commercial loans | Credit card debtors |  |
Interbank loans |  |
Assets before allowances | 143,729 | 138,217
ECL allowance | 9,173 | 8,920
Net Assets | 134,556 | 129,297
Commercial loans | Credit card debtors | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 112,291 | 111,154
ECL allowance | 1,044 | 960
Commercial loans | Credit card debtors | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 20,462 | 16,112
ECL allowance | 1,864 | 1,527
Commercial loans | Credit card debtors | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 10,976 | 10,951
ECL allowance | 6,265 | 6,433
Commercial loans | Factoring transactions |  |
Interbank loans |  |
Assets before allowances | 1,045,548 | 1,020,573
ECL allowance | 4,206 | 3,224
Net Assets | 1,041,342 | 1,017,349
Commercial loans | Factoring transactions | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 1,034,642 | 1,005,869
ECL allowance | 373 | 505
Commercial loans | Factoring transactions | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 2,547 | 5,813
ECL allowance | 26 | 40
Commercial loans | Factoring transactions | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 8,359 | 8,891
ECL allowance | 3,807 | 2,679
Commercial loans | Leasing transactions |  |
Interbank loans |  |
Assets before allowances | 1,077,516 | 1,238,977
ECL allowance | 36,911 | 37,272
Net Assets | 1,040,605 | 1,201,705
Commercial loans | Leasing transactions | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 905,745 | 1,057,448
ECL allowance | 4,480 | 5,095
Commercial loans | Leasing transactions | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 121,789 | 125,259
ECL allowance | 8,260 | 8,031
Commercial loans | Leasing transactions | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 49,982 | 56,270
ECL allowance | 24,171 | 24,146
Commercial loans | Student loans |  |
Interbank loans |  |
Assets before allowances | 38,246 | 47,084
ECL allowance | 8,573 | 10,016
Net Assets | 29,673 | 37,068
Commercial loans | Student loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 21,301 | 26,795
ECL allowance | 584 | 831
Commercial loans | Student loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 7,421 | 10,178
ECL allowance | 1,339 | 2,031
Commercial loans | Student loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 9,524 | 10,111
ECL allowance | 6,650 | 7,154
Commercial loans | Other loans and accounts receivable |  |
Interbank loans |  |
Assets before allowances | 86,456 | 303,949
ECL allowance | 11,109 | 15,951
Net Assets | 75,347 | 287,998
Commercial loans | Other loans and accounts receivable | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 66,371 | 280,658
ECL allowance | 1,384 | 2,585
Commercial loans | Other loans and accounts receivable | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 5,951 | 5,169
ECL allowance | 950 | 921
Commercial loans | Other loans and accounts receivable | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 14,134 | 18,122
ECL allowance | 8,775 | 12,445
Mortgage loans |  |
Interbank loans |  |
Assets before allowances | 17,559,769 | 17,073,439
ECL allowance | 226,370 | 216,133
Net Assets | 17,333,399 | 16,857,306
Mortgage loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 14,762,656 | 14,635,723
ECL allowance | 10,347 | 8,651
Mortgage loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 1,944,932 | 1,713,185
ECL allowance | 60,330 | 53,371
Mortgage loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 852,181 | 724,531
ECL allowance | 155,693 | 154,111
Mortgage loans | Loans with mortgage finance bonds |  |
Interbank loans |  |
Assets before allowances | 33 | 474
ECL allowance | 9 | 19
Net Assets | 24 | 455
Mortgage loans | Loans with mortgage finance bonds | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 3 | 396
ECL allowance | 0 | 1
Mortgage loans | Loans with mortgage finance bonds | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 1 | 14
ECL allowance | 0 | 2
Mortgage loans | Loans with mortgage finance bonds | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 29 | 64
ECL allowance | 9 | 16
Mortgage loans | Endorsable mortgage mutual loans |  |
Interbank loans |  |
Assets before allowances | 454 | 1,082
ECL allowance | 12 | 48
Net Assets | 442 | 1,034
Mortgage loans | Endorsable mortgage mutual loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 322 | 788
ECL allowance | 1 | 1
Mortgage loans | Endorsable mortgage mutual loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 91 | 136
ECL allowance | 3 | 9
Mortgage loans | Endorsable mortgage mutual loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 41 | 158
ECL allowance | 8 | 38
Mortgage loans | Mortgage mutual financed with mortgage bonds |  |
Interbank loans |  |
Assets before allowances | 85,651 | 90,760
ECL allowance | 1,092 | 1,166
Net Assets | 84,559 | 89,594
Mortgage loans | Mortgage mutual financed with mortgage bonds | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 71,502 | 77,289
ECL allowance | 36 | 43
Mortgage loans | Mortgage mutual financed with mortgage bonds | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 10,885 | 10,335
ECL allowance | 315 | 405
Mortgage loans | Mortgage mutual financed with mortgage bonds | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 3,264 | 3,136
ECL allowance | 741 | 718
Mortgage loans | Other mortgage mutual loans |  |
Interbank loans |  |
Assets before allowances | 17,396,078 | 16,905,990
ECL allowance | 223,370 | 213,512
Net Assets | 17,172,708 | 16,692,478
Mortgage loans | Other mortgage mutual loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 14,632,127 | 14,496,439
ECL allowance | 10,260 | 8,567
Mortgage loans | Other mortgage mutual loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 1,923,310 | 1,693,324
ECL allowance | 59,668 | 52,650
Mortgage loans | Other mortgage mutual loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 840,641 | 716,227
ECL allowance | 153,442 | 152,295
Mortgage loans | Other credit and account receivable |  |
Interbank loans |  |
Assets before allowances | 77,553 | 75,133
ECL allowance | 1,887 | 1,388
Net Assets | 75,666 | 73,745
Mortgage loans | Other credit and account receivable | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 58,702 | 60,811
ECL allowance | 50 | 39
Mortgage loans | Other credit and account receivable | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 10,645 | 9,376
ECL allowance | 344 | 305
Mortgage loans | Other credit and account receivable | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 8,206 | 4,946
ECL allowance | 1,493 | 1,044
Consumer loans |  |
Interbank loans |  |
Assets before allowances | 5,911,638 | 5,598,350
ECL allowance | 280,916 | 274,262
Net Assets | 5,630,722 | 5,324,088
Consumer loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 4,928,084 | 4,512,156
ECL allowance | 58,679 | 57,429
Consumer loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 679,756 | 790,276
ECL allowance | 87,609 | 83,897
Consumer loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 303,798 | 295,918
ECL allowance | 134,628 | 132,936
Consumer loans | Checking accounts debtors |  |
Interbank loans |  |
Assets before allowances | 145,530 | 150,954
ECL allowance | 14,848 | 5,105
Net Assets | 130,682 | 145,849
Consumer loans | Checking accounts debtors | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 110,061 | 111,901
ECL allowance | 3,732 | 1,713
Consumer loans | Checking accounts debtors | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 27,794 | 31,647
ECL allowance | 8,661 | 969
Consumer loans | Checking accounts debtors | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 7,675 | 7,406
ECL allowance | 2,455 | 2,423
Consumer loans | Credit card debtors |  |
Interbank loans |  |
Assets before allowances | 1,980,680 | 1,735,789
ECL allowance | 29,821 | 32,849
Net Assets | 1,950,859 | 1,702,940
Consumer loans | Credit card debtors | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 1,668,650 | 1,424,125
ECL allowance | 4,314 | 4,216
Consumer loans | Credit card debtors | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 284,344 | 279,997
ECL allowance | 12,919 | 11,813
Consumer loans | Credit card debtors | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 27,686 | 31,667
ECL allowance | 12,588 | 16,820
Consumer loans | Leasing transactions |  |
Interbank loans |  |
Assets before allowances | 1,612 | 2,082
ECL allowance | 36 | 114
Net Assets | 1,576 | 1,968
Consumer loans | Leasing transactions | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 1,524 | 1,911
ECL allowance | 21 | 86
Consumer loans | Leasing transactions | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 68 | 142
ECL allowance | 6 | 18
Consumer loans | Leasing transactions | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 20 | 29
ECL allowance | 9 | 10
Consumer loans | Installment consumer loans |  |
Interbank loans |  |
Assets before allowances | 3,783,452 | 3,708,884
ECL allowance | 236,117 | 236,015
Net Assets | 3,547,335 | 3,472,869
Consumer loans | Installment consumer loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 3,147,747 | 2,974,147
ECL allowance | 50,597 | 51,401
Consumer loans | Installment consumer loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 367,464 | 478,315
ECL allowance | 65,998 | 71,048
Consumer loans | Installment consumer loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 268,241 | 256,422
ECL allowance | 119,522 | 113,566
Consumer loans | Other consumer loans |  |
Interbank loans |  |
Assets before allowances | 364 | 641
ECL allowance | 94 | 179
Net Assets | 270 | 462
Consumer loans | Other consumer loans | Stage 1 |  |
Interbank loans |  |
Assets before allowances | 102 | 72
ECL allowance | 15 | 13
Consumer loans | Other consumer loans | Stage 2 |  |
Interbank loans |  |
Assets before allowances | 86 | 175
ECL allowance | 25 | 49
Consumer loans | Other consumer loans | Stage 3 |  |
Interbank loans |  |
Assets before allowances | 176 | 394
ECL allowance | $ 54 | $ 117

X
- Definition Amount refers to expected credit losses allowances. + References No definition available. + Details
Name: | bsac_ExpectedCreditLossesAllowances
Namespace Prefix: | bsac_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Interbank Loans Abstract0 + References No definition available. + Details
Name: | bsac_InterbankLoansAbstract0
Namespace Prefix: | bsac_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount refers to loans and receivables before allowances. + References No definition available. + Details
Name: | bsac_LoansAndReceivablesBeforeAllowances
Namespace Prefix: | bsac_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of net assets. + References No definition available. + Details
Name: | bsac_NetAssets
Namespace Prefix: | bsac_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | bsac_StageAxis=bsac_Stage1Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_StageAxis=bsac_Stage2Member
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_StageAxis=bsac_StageThreeMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialAssetsAxis=bsac_InterbankLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_ForeignBanksMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialAssetsAxis=bsac_CommercialLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_CommercialLoansPortfolioMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_ForeignTradeLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_CheckingAccountsDebtorsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_CreditCardDebtorsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_FactoringTransactionsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_LeasingTransactionsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_StudentLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_OtherLoansAndAccountReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialAssetsAxis=bsac_MortgageLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_LoansWithMortgageFinanceBondsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_EndorsableMortgageMutualLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_MortgageMutualFinancedWithMortgageBondsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_OtherMortgageMutualLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_OtherCreditAndAccountReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | ifrs-full_ClassesOfFinancialAssetsAxis=bsac_ConsumerLoansOneMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_InstallmentConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | bsac_ClassesOfFinancialAssetsPortfolioAxis=bsac_OtherConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |