XML 153 R128.htm IDEA: XBRL DOCUMENT v3.25.0.1
Financial Assets at Amortised Cost (Details) - Schedule of Gross Carrying Amount Expected Credit Loss Loans to Consumers - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Transfers:    
Net changes of financial assets $ 162,997 $ 121,749
Consumer Loans    
Schedule of Gross Carrying Amount Expected Credit Loss Loans to Consumers [Line Items]    
Gross carrying amount, Beginning balance 5,598,350 5,282,812
Expected credit losses allowances, Beginning balance 274,262 328,944
Transfers:    
Transfers from stage 1 to stage 2 0 0
Transfers from stage 1 to stage 3 0 0
Transfers from stage 2 to stage 3 0 0
Transfers from stage 2 to stage 1 0 0
Transfers from stage 3 to stage 2 0 0
Transfers from stage 3 to stage 1 0 0
Transfers from stage 1 to stage 2 111,982 109,121
Transfers from stage 1 to stage 3 964 5,806
Transfers from stage 2 to stage 3 51,656 70,249
Transfers from stage 2 to stage 1 (56,487) (62,910)
Transfers from stage 3 to stage 2 (14,029) (22,130)
Transfers from stage 3 to stage 1 11,560 (1,482)
Net changes of financial assets 666,605 586,630
Net changes of the exposure and modifications in the credit risk 254,298 117,773
Write-off (353,290) (271,123)
Write-off (353,290) (271,123)
Other adjustments (27) 31
Other adjustments 0 14
Gross carrying amount, Ending balance 5,911,638 5,598,350
Expected credit losses allowances, Ending balance 280,916 274,262
Consumer Loans | Collective | Stage 1    
Schedule of Gross Carrying Amount Expected Credit Loss Loans to Consumers [Line Items]    
Gross carrying amount, Beginning balance 4,512,156 4,826,096
Expected credit losses allowances, Beginning balance 57,429 94,203
Transfers:    
Transfers from stage 1 to stage 2 (1,598,648) (1,189,650)
Transfers from stage 1 to stage 3 (13,378) (61,922)
Transfers from stage 2 to stage 3 0 0
Transfers from stage 2 to stage 1 1,120,827 282,491
Transfers from stage 3 to stage 2 0 0
Transfers from stage 3 to stage 1 (55,724) 3,629
Transfers from stage 1 to stage 2 (35,872) (89,169)
Transfers from stage 1 to stage 3 (1,120) (3,917)
Transfers from stage 2 to stage 3 0 0
Transfers from stage 2 to stage 1 14,080 15,328
Transfers from stage 3 to stage 2 0 0
Transfers from stage 3 to stage 1 (5,053) 521
Net changes of financial assets 962,821 651,516
Net changes of the exposure and modifications in the credit risk 29,215 40,463
Write-off 0 0
Write-off 0 0
Other adjustments 30 (4)
Other adjustments 0 0
Gross carrying amount, Ending balance 4,928,084 4,512,156
Expected credit losses allowances, Ending balance 58,679 57,429
Consumer Loans | Collective | Stage 2    
Schedule of Gross Carrying Amount Expected Credit Loss Loans to Consumers [Line Items]    
Gross carrying amount, Beginning balance 790,276 217,866
Expected credit losses allowances, Beginning balance 83,897 73,973
Transfers:    
Transfers from stage 1 to stage 2 1,598,648 1,189,650
Transfers from stage 1 to stage 3 0 0
Transfers from stage 2 to stage 3 (407,231) (376,383)
Transfers from stage 2 to stage 1 (1,120,827) (282,491)
Transfers from stage 3 to stage 2 56,750 82,015
Transfers from stage 3 to stage 1 0 0
Transfers from stage 1 to stage 2 147,854 198,290
Transfers from stage 1 to stage 3 0 0
Transfers from stage 2 to stage 3 (124,939) (155,653)
Transfers from stage 2 to stage 1 (70,567) (78,238)
Transfers from stage 3 to stage 2 13,209 33,946
Transfers from stage 3 to stage 1 0 0
Net changes of financial assets (237,880) (40,384)
Net changes of the exposure and modifications in the credit risk 38,155 11,580
Write-off 0 0
Write-off 0 0
Other adjustments 20 3
Other adjustments 0 (1)
Gross carrying amount, Ending balance 679,756 790,276
Expected credit losses allowances, Ending balance 87,609 83,897
Consumer Loans | Collective | Stage 3    
Schedule of Gross Carrying Amount Expected Credit Loss Loans to Consumers [Line Items]    
Gross carrying amount, Beginning balance 295,918 238,850
Expected credit losses allowances, Beginning balance 132,936 160,768
Transfers:    
Transfers from stage 1 to stage 2 0 0
Transfers from stage 1 to stage 3 13,378 61,922
Transfers from stage 2 to stage 3 407,231 376,383
Transfers from stage 2 to stage 1 0 0
Transfers from stage 3 to stage 2 (56,750) (82,015)
Transfers from stage 3 to stage 1 55,724 (3,629)
Transfers from stage 1 to stage 2 0 0
Transfers from stage 1 to stage 3 2,084 9,723
Transfers from stage 2 to stage 3 176,595 225,902
Transfers from stage 2 to stage 1 0 0
Transfers from stage 3 to stage 2 (27,238) (56,076)
Transfers from stage 3 to stage 1 16,613 (2,003)
Net changes of financial assets (58,336) (24,502)
Net changes of the exposure and modifications in the credit risk 186,928 65,730
Write-off (353,290) (271,123)
Write-off (353,290) (271,123)
Other adjustments (77) 32
Other adjustments 0 15
Gross carrying amount, Ending balance 303,798 295,918
Expected credit losses allowances, Ending balance $ 134,628 $ 132,936