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Cash and Cash Equivalents
 12 Months Ended
Dec. 31, 2024
Disclosure Of Cash And Cash Equivalents [Abstract]  
Cash and Cash Equivalents CASH AND CASH EQUIVALENTS
a.The detail of the balances included under cash and cash equivalents is as follows:
As of December 31,
20242023
MCh$MCh$
Cash and deposits in banks
Cash1,227,700 1,198,568 
Deposits at the Central Bank of Chile1,100,472 654,883 
Deposits in local banks1,605 1,128 
Deposits in banks abroad365,783 868,703 
Subtotals – Cash and deposits in banks2,695,560 2,723,282 
  
Net cash items in process of collection75,442 37,442 
Cash and cash equivalents2,771,002 2,760,724 
The balance of funds held in cash and at the Central Bank of Chile reflects the monthly average that the Bank must maintain in accordance with the regulations governing minimum reserves although the balance can be withdrawn on demand.
b.Cash in process of collection and in process of being cleared
Cash items in process of collection and in process of being cleared represent domestic transactions which have not been processed through the central domestic clearinghouse or international transactions which may be delayed in settlement due to timing differences. These transactions were as follows:
As of December 31,
20242023
MCh$MCh$
Assets
Documents held by other banks (documents to be cleared)121,290 85,467 
Funds receivable451,262 727,057 
Subtotal572,552 812,524 
Liabilities
Funds payable(497,110)(775,082)
Subtotal(497,110)(775,082)
Cash in process of collection, net75,442 37,442