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Intangible Assets
 12 Months Ended
Dec. 31, 2024
Intangible assets and goodwill [abstract]  
INTANGIBLE ASSETS INTANGIBLE ASSETS
As of December 31, 2024 and 2023, the composition of intangible assets is as follows:
 As of December 31, 2024
 Average remaining useful lifeNet opening balance as of January 1, 2024Gross balance Accumulated amortisationNet balance
 MCh$MCh$MCh$MCh$
Software development297,551 430,867 (342,198)88,669 
Total 97,551 430,867 (342,198)88,669 
 As of December 31, 2023
 Average
remaining
useful life		Net opening balance as of January 1, 2023Gross
balance		Accumulated
amortisation		Net balance
 MCh$MCh$MCh$MCh$
Software development2107,789 378,800 (281,249)97,551 
Total 107,789 378,800 (281,249)97,551 
The changes in the value of intangible assets during the periods ended December 31, 2024 and December 31, 2023 is as follows:
i.Gross balance
Gross balancesSoftware
development
 MCh$
Balances as of January 1, 2023378,800 
Acquisitions44,559 
Disposals and impairment— 
Other7,508 
Balances as of December 31, 2024430,867 
  
Balances as of January 1, 2022351,309 
Acquisitions45,067 
Disposals and impairment(5,415)
Other(12,161)
Balances as of December 31, 2023378,800 
NOTE 10 - INTANGIBLE ASSETS. continued
ii.Accumulated amortisation
Accumulated amortisationSoftware
development
 MCh$
Balances as of January 1, 2024(281,249)
Year’s amortisation(52,982)
Disposals— 
Impairment— 
Other changes(7,967)
Balances as of December 31, 2024(342,198)
  
Balances as of January 1, 2022(243,520)
Year’s amortization(53,393)
Disposal5,415 
Impairment(1,912)
Other changes12,161 
Balances as of December 31, 2023(281,249)
The Bank has no restriction on intangible assets as of December 31, 2024 and 2023. Additionally, intangible assets have not been pledged as guarantee for fulfillment of financial liabilities, and the Bank has no debt related to Intangible assets as of those dates.