XML 78 R53.htm IDEA: XBRL DOCUMENT v3.25.0.1
Reporting Segments (Tables)
 12 Months Ended
Dec. 31, 2024
Disclosure Of Entity's Operating Segments [Abstract]  
Schedule of Reporting Segment
The tables below show the Bank’s balances by reporting segment for the years ended December 31, 2024, 2023 and 2022:
For the year ended December 31, 2024
Loans and
accounts
receivable
from
customers (1)		Deposits
and other
demand
deposits (2)		Net interest income Net fee and commission
income		Net income from financial operations (3)Provision
for loan
losses 		Support expenses (4)Other operating income and expenses (5)Net income before taxesIncome taxesNet income
MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$
Retail31,942,515 13,016,941 1,559,556 454,194 61,031 (446,842)(715,845)(68,395)843,699 (219,396)624,303 
Wealth Management & Insurance818,155 2,773,286 57,773 23,183 2,661 (2,430)(33,494)471 48,164 (12,681)35,483 
Middle-market6,044,799 4,299,293 314,230 43,954 20,533 (53,695)(43,343)(2,317)279,362 (79,109)200,253 
CIB2,301,491 8,357,393 235,140 54,901 176,705 (2,995)(97,420)(2,653)363,678 (97,559)266,119 
Corporate activity and others216,884 2,912,321 (379,913)(29,166)(10,411)1,372 (17,878)(19,312)(455,308)189,000 (266,308)
Total41,323,844 31,359,234 1,786,786 547,066 250,519 (504,590)(907,980)(92,206)1,079,595 (219,745)859,850 
(1)Loans receivable from clients at amortized cost plus the balance owed by banks, without deducting their respective provisions
(2)Includes deposits, demand liabilities, and other time deposits.
(3)Includes the sum of net income (loss) from financial operations and net foreign exchange gain (loss).
(4)Includes the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
(5)Corresponds to the sum of other operating income and expenses, the result of non-current assets and groups that can be disposed of for sale not eligible as discontinued operations and profit or loss on investments in companies.
NOTE 03 - REPORTING SEGMENTS, continued
For the year ended December 31, 2023
Loans and
accounts
receivable
from
customers (1)		Deposits
and other
demand
deposits (2)		Net
interest
income 		Net fee and
commission
income 		Net income
from
financial
operations		Provision
for loan
losses 		Support
expenses (3)		Other operating income and expenses (5)Net income before taxesIncome taxesNet income
MCh$MCh$MCh$ MCh$ MCh$MCh$ MCh$ MCh$MCh$MCh$MCh$
Retail 31,072,731 13,487,482 1,476,793 384,415 53,012 (295,144)(701,820)29,561 946,817 (250,222)696,595 
Wealth Management & insurance729,012 2,095,310 53,882 20,462 2,992 (77)(30,724)2,398 48,933 (12,719)36,214 
Middle-market6,026,504 3,808,484 310,374 37,394 20,926 (37,515)(41,176)105 290,108 (85,261)204,847 
CIB3,089,036 8,275,044 246,636 49,793 183,871 10,418 (90,944)2,519 402,293 (105,017)297,276 
Corporate Activity & others(105,397)2,009,448 (994,636)10,576 41,654 (467)(13,396)(40,497)(996,766)355,671 (641,095)
Total40,811,886 29,675,768 1,093,049 502,640 302,455 (322,785)(878,060)(5,914)691,385 (97,548)593,837 
(1)Loans receivable from clients at amortized cost plus the balance owed by banks, without deducting their respective provisions
(2)Includes deposits, demand liabilities, and other time deposits.
(3)Includes the sum of net income (loss) from financial operations and net foreign exchange gain (loss).
(4)Includes the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
(5)Corresponds to the sum of other operating income and expenses, the result of non-current assets and groups that can be disposed of for sale not eligible as discontinued operations and profit or loss on investments in companies.
NOTE 03 - REPORTING SEGMENTS, continued
For the year ended December 31, 2022
Loans and
accounts
receivable
from
customers (1)		Deposits
and other
demand
deposits (2)		Net
interest
income		Net fee and
commission
income		Net income
from
financial
operations		Provision
for loan
losses		Support
expenses (3)		Other operating income and expenses (5)Net income before taxesIncome taxesNet income
MCh$MCh$MCh$MCh$MCh$MCh$MCh$MCh$
Retail30,357,086 15,562,879 1,277,436 329,849 44,208 (289,841)(683,944)(62,219)615,489 171,927 787,416 
Wealth Management & insurance363,202 891,933 25,943 33,010 1,339 (243)(17,376)(471)42,202 11,699 53,901 
Middle-market4,844,595 3,200,894 212,274 28,884 11,008 (57,253)(39,831)(3,364)151,718 42,740 194,458 
CIB3,137,086 6,644,834 146,773 37,804 158,937 (8,082)(91,926)(2,184)241,322 66,117 307,439 
Corporate Activity & others27,432 764,475 (92,314)(22,278)1,686 (1,075)(21,943)(13,701)(149,625)(45,896)(195,521)
Total38,729,401 27,065,015 1,570,112 407,269 217,178 (356,494)(855,020)(81,939)901,106 246,587 1,147,693 
(1)Loans receivable from clients at amortized cost plus the balance owed by banks, without deducting their respective provisions
(2)Includes deposits, demand liabilities, and other time deposits.
(3)Includes the sum of net income (loss) from financial operations and net foreign exchange gain (loss).
(4)Includes the sum of personnel salaries and expenses, administrative expenses, depreciation and amortization.
(5)Corresponds to the sum of other operating income and expenses, the result of non-current assets and groups that can be disposed of for sale not eligible as discontinued operations and profit or loss on investments in companies