<SEC-DOCUMENT>0001104659-24-049985.txt : 20240422
<SEC-HEADER>0001104659-24-049985.hdr.sgml : 20240422
<ACCEPTANCE-DATETIME>20240422160852
ACCESSION NUMBER:		0001104659-24-049985
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20240422
DATE AS OF CHANGE:		20240422

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Ally Financial Inc.
		CENTRAL INDEX KEY:			0000040729
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				380572512
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-258579
		FILM NUMBER:		24861276

	BUSINESS ADDRESS:	
		STREET 1:		ALLY DETROIT CENTER
		STREET 2:		500 WOODWARD AVE. FLOOR 10
		CITY:			DETROIT
		STATE:			MI
		ZIP:			48226
		BUSINESS PHONE:		866-710-4623

	MAIL ADDRESS:	
		STREET 1:		ALLY DETROIT CENTER
		STREET 2:		500 WOODWARD AVE. FLOOR 10
		CITY:			DETROIT
		STATE:			MI
		ZIP:			48226

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GMAC INC.
		DATE OF NAME CHANGE:	20090701

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GMAC LLC
		DATE OF NAME CHANGE:	20060720

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GENERAL MOTORS ACCEPTANCE CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>tm2412423d1_424b2.htm
<DESCRIPTION>424B2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"><FONT STYLE="font-size: 8pt"></FONT>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0"><FONT STYLE="font-size: 8pt"><B>Filed
under Rule 424(b)(2), Registration Statement No. 333-258579</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0"><FONT STYLE="font-size: 8pt">Preliminary Pricing Supplement No. 358 - Dated Monday, April 22, 2024 (To: Prospectus dated August 31, 2022)</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom; background-color: #A5B4CB">
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>CUSIP</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Principal</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Gross</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Net</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Coupon</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Coupon</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; padding-left: 0.35pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Coupon</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Maturity</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1st
    Coupon</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>1st
    Coupon</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Survivor's</B></FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; padding-right: 1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Product</B></FONT></TD></TR>
  <TR STYLE="font-size: 8pt; vertical-align: bottom; background-color: #A5B4CB">
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 7%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Number</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 8%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Amount</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 8%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Selling
    Price</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 7%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Concession</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 8%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Proceeds</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 6%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Type</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 6%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Rate</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 7%; padding-left: 0.35pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Frequency</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 7%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Date</B></FONT></TD>
    <TD STYLE="border-bottom: #A5B4CB 1pt solid; font-size: 8pt; white-space: nowrap; width: 0%"><FONT STYLE="font-size: 8pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 7%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Date</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 7%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Amount</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 6%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Option</B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; width: 16%; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt"><B>Ranking</B></FONT></TD>
    </TR>
  <TR STYLE="font-size: 8pt; vertical-align: bottom">
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt; color: #C70101"><FONT STYLE="font-size: 8pt"><B>02006DT68</B></FONT></P></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">[]</P></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; padding-right: 10.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">1.250%
    </FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><P STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-size: 8pt">[]</FONT></P></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Fixed</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6.400%</FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; padding-left: 0.35pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Monthly</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; padding-left: 2.35pt; text-align: center"><FONT STYLE="font-size: 8pt">05/15/2029</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6/15/2024</FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">$7.64</FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Yes</FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; padding-right: 1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior
    Unsecured Notes</FONT></TD></TR>
  <TR STYLE="font-size: 8pt; vertical-align: bottom">
    <TD COLSPAN="22" STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; text-align: left"><FONT STYLE="font-size: 8pt"><B>Redemption
    Information: <FONT STYLE="color: #C70101">Callable at 100% on 11/15/2024 and Semi-Annually thereafter with 30 Calendar Days Notice.</FONT></B></FONT></TD></TR>
  <TR STYLE="font-size: 8pt; vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt; color: #C70101"><FONT STYLE="font-size: 8pt"><B>02006DT76</B></FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center">[]</TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; padding-right: 10.35pt; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">100.00%</FONT></TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center">1.800%</TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center">[]</TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap">&nbsp;</TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center">Fixed</TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">6.600%</FONT></TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap">&nbsp;</TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; padding-left: 0.35pt; text-align: center">Monthly</TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; padding-left: 2.35pt; text-align: center">05/15/2034</TD>
    <TD COLSPAN="2" STYLE="font-size: 8pt; white-space: nowrap; text-align: center">6/15/2024</TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center">$7.88</TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; text-align: center">Yes</TD>
    <TD STYLE="font-size: 8pt; white-space: nowrap; padding-right: 1pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Senior
    Unsecured Notes</FONT></TD></TR>
  <TR STYLE="font-size: 8pt; vertical-align: bottom">
    <TD COLSPAN="20" STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; text-align: left"><FONT STYLE="font-size: 8pt"><B>Redemption
    Information: <FONT STYLE="color: #C70101">Callable at 100% on 11/15/2024 and Semi-Annually thereafter with 30 Calendar Days Notice.</FONT></B></FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 8pt; white-space: nowrap; padding-right: 1pt; text-align: center">&nbsp;</TD></TR>
  </TABLE>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: Red"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="text-align: left; vertical-align: top; width: 15%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 8pt">Ally
    Financial Inc.</FONT></TD>
    <TD STYLE="font-size: 8pt; vertical-align: bottom; width: 60%"><P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">Offering
                                            Date: Monday, April 22, 2024 through Monday, April 29, 2024</P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">Trade Date: Monday, April 29, 2024 @ 12:00 PM ET</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">Settle Date: Thursday, May 2, 2024</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">Minimum Denomination/Increments: $1,000.00/$1,000.00</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">Initial trades settle flat and clear SDFS: DTC Book Entry only</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">DTC Number 0235 via RBC Dain Rauscher Inc</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">&nbsp;</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">Agents: InspereX LLC, Citigroup, J.P. Morgan, BofA Securities,
Morgan Stanley, RBC Capital Markets</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt"></P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">&nbsp;</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">Except for Notes sold to level-fee accounts, Notes offered
to the public will be offered at the public offering price set forth in this Pricing Supplement. Selected dealers purchasing Notes on
an agency basis for non-level fee client accounts shall purchase Notes at the public offering price. Notes purchased by the selected
dealers for their own account may be purchased at the public offering price less the applicable concession. Notes purchased by the selected
dealers on behalf of level-fee accounts may be sold to such accounts at the applicable concession to the public offering price, in which
case, such selected dealers will not retain any portion of the sales price as compensation.</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">&nbsp;</P>
<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt">If the maturity date or an interest payment date for any note
is not a business day (as term is defined in prospectus), principal, premium, if any, and interest for that note is paid on the next
business day, and no interest will accrue from, and after, the maturity date or interest payment date.</P>

</TD>
    <TD STYLE="text-align: right; vertical-align: top; width: 25%"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 44pt; color: blue"><FONT STYLE="font-size: 8pt"><B>Ally
                                            Financial Inc.</B></FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="font-size: 8pt"><B>Ally Financial Term
    Notes, Series A</B></FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt; color: blue"><FONT STYLE="font-size: 8pt"><B>Prospectus
    dated August 31, 2022</B></FONT></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1pt"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
