<SEC-DOCUMENT>0001193125-15-291359.txt : 20150814
<SEC-HEADER>0001193125-15-291359.hdr.sgml : 20150814
<ACCEPTANCE-DATETIME>20150814123535
ACCESSION NUMBER:		0001193125-15-291359
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20150811
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20150814
DATE AS OF CHANGE:		20150814

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Unum Group
		CENTRAL INDEX KEY:			0000005513
		STANDARD INDUSTRIAL CLASSIFICATION:	ACCIDENT & HEALTH INSURANCE [6321]
		IRS NUMBER:				621598430
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11294
		FILM NUMBER:		151054111

	BUSINESS ADDRESS:	
		STREET 1:		1 FOUNTAIN SQUARE
		CITY:			CHATTANOOGA
		STATE:			TN
		ZIP:			37402
		BUSINESS PHONE:		423-294-1011

	MAIL ADDRESS:	
		STREET 1:		1 FOUNTAIN SQUARE
		CITY:			CHATTANOOGA
		STATE:			TN
		ZIP:			37402

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNUMPROVIDENT CORP
		DATE OF NAME CHANGE:	19990702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PROVIDENT COMPANIES INC /DE/
		DATE OF NAME CHANGE:	19961204

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PROVIDENT LIFE & ACCIDENT INSURANCE CO OF AMERICA
		DATE OF NAME CHANGE:	19950407
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d75476d8k.htm
<DESCRIPTION>8-K
<TEXT>
<HTML><HEAD>
<TITLE>8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM 8-K
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CURRENT REPORT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to Section&nbsp;13 OR 15(d) of The Securities Exchange Act of 1934 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Date of Report (Date of earliest event reported):&nbsp;<B>August 11, 2015</B> </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>UNUM GROUP </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name
of registrant as specified in its charter) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Delaware</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>001-11294</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>62-1598430</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or other jurisdiction</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>of incorporation)</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Commission</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>File Number)</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(IRS Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification No.)</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>1 Fountain Square </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Chattanooga, Tennessee 37402 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Address of principal executive offices)(Zip Code) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(423) 294-1011 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Registrant&#146;s telephone number, including area code) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Former
name or former address, if changed since last report.) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below
if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<U>see</U> General Instruction A.2. below): </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;5.02</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. </B></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On August&nbsp;11, 2015, Thomas Kinser informed Unum Group (the &#147;Company&#148;) of his intention to retire from the Board of Directors of the Company
effective December&nbsp;31, 2015. A copy of the Company&#146;s news release announcing Mr.&nbsp;Kinser&#146;s retirement is attached hereto as Exhibit 99.1. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;9.01</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Financial Statements and Exhibits. </B></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top"><U>Exhibits</U>. The following exhibit is filed with this report: </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">99.1</TD>
<TD ALIGN="left" VALIGN="top">News release of Unum Group dated August&nbsp;14, 2015. </TD></TR></TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="43%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD COLSPAN="3" VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Unum Group</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">(Registrant)</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Date: August&nbsp;14, 2015</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ J. Paul Jullienne</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:10pt">Name:</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="font-size:10pt">J. Paul Jullienne</FONT></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="font-size:10pt">Title:</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Vice President, Managing Counsel</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">and
Corporate Secretary</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>INDEX TO EXHIBITS </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD WIDTH="90%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1.00pt solid #000000; width:39.10pt; font-size:8pt; font-family:Times New Roman"><B>Exhibit&nbsp;No.</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE="border-bottom:1.00pt solid #000000; width:39.50pt; font-size:8pt; font-family:Times New Roman"><B>Description</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center">99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">News release of Unum Group dated August 14, 2015.</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d75476dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="67%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>1&nbsp;Fountain&nbsp;Square<BR> <P STYLE="margin-bottom:0pt; margin-top:0pt; font-size:8pt; font-family:Times New Roman">Chattanooga,&nbsp;TN&nbsp;37402</P>
<P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:Times New Roman">www.unum.com</P></TD></TR>
</TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g75476image050.jpg" ALT="LOGO">
 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="13%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" ROWSPAN="4"> <P STYLE="margin-left:1.00em; text-indent:-1.00em; font-size:72pt; font-family:Times New Roman">news</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3">FOR IMMEDIATE RELEASE</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><B>Contacts</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">MEDIA</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Jim&nbsp;Sabourin&nbsp;423&nbsp;294&nbsp;6300</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP>INVESTORS</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" NOWRAP>Tom&nbsp;White&nbsp;423&nbsp;294&nbsp;8996<BR> <P STYLE="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:Times New Roman">Matt&nbsp;Barnett&nbsp;423&nbsp;294&nbsp;7498</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Kinser to retire from Unum Board of Directors </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>CHATTANOOGA, Tenn. (Aug. 14, 2015) &#150;</B> Unum Group (NYSE: UNM) announced today that Thomas Kinser intends to retire from the company&#146;s board of
directors at the end of the year. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">&#147;Tom has been a valuable member of our board for more than a decade, and we will certainly miss his industry
insights and guidance,&#148; said Chairman Thomas R. Watjen. &#147;We are very appreciative of his contributions and wish him the best in retirement.&#148; </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Kinser joined Unum&#146;s board in 2004 and has been a member of the audit and human capital committees. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Kinser was president, chief executive officer and a director of BlueCross BlueShield of Tennessee from 1994 to 2003. From 1991 to 1994, he was executive vice
president and chief operating officer of BlueCross BlueShield Association in Chicago. Prior to that time, he held a number of executive positions with BlueCross BlueShield of Georgia, including president and chief executive officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">### </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman"><B>ABOUT UNUM GROUP </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman">Unum Group (<U>www.unum.com</U>) is a leading provider of financial protection benefits in the United States and the United Kingdom. Its primary businesses are
Unum US, Colonial Life and Unum UK. Unum&#146;s portfolio includes disability, life, accident and critical illness coverage, which help protect millions of working people and their families in the event of an illness or injury. The company reported
revenues of $10.5 billion in 2014, and provided $6.7 billion in benefits. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman">For more information visit us at <U>www.unum.com </U>or connect with us at </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman"><U>www.facebook.com/unumbenefits</U>, <U>www.twitter.com/unumnews </U>and <U>www.linkedin.com/company/unum</U> </P>
<P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g75476image050.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g75476image050.jpg
M_]C_X  02D9)1@ ! 0$!+ $L  #_X1$L17AI9@  34T *@    @ !0$2  ,
M   !  $   $Q  (    >   (5@$R  (    4   (=(=I  0    !   (B.H<
M  <   @,    2@     <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M     $%D;V)E(%!H;W1O<VAO<"!#4S,@36%C:6YT;W-H #(P,#@Z,#,Z,S$@
M,3$Z,S$Z,34   B0 P "    %   $/J0!  "    %   $0Z2D0 "     S P
M  "2D@ "     S P  "@ 0 #     ?__  "@ @ $     0   9F@ P $
M 0   .?J'  '   (#   ".X     '.H    (
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MU-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$! 0$! 0
M      $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $" Q$$!2$Q
M!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF)R@I*C4V
M-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$A8:'B(F*
MDI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:
MXN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#^_BBBB@ HHHH *_+/
M_@K!_P %:_V;O^"1WP&T[XM_'"+6?&/C?Q[=:[H'P0^"?A&XT^V\8?%3Q7HF
MG07E_B]U*3RO#'@/3)=2T'_A(->DBNQI4.NVBV]AJFIWFG:5??J97^;]_P '
MN'PO^*5I^U;^QS\:;RPU&7X*>(/V>]=^%WAS4TN#<:38?%+P=\2/$WBOQK8W
M-I'(PT?4;OPEXY\ 2023)%_:46BW"VS3_P!E70MP#[%^%O\ P?#_  RUOX@>
M&-)^,G_!/'QE\.?AG?WTD'BSQO\ #_\ :4TGXL^+O#EF;2Y:VOM'^'NN? [P
ME;>)_P#B8K8QSQ/XATYXK:::XA-U-#'9W/\ ;W\)_BK\/?CG\,? 'QE^$WBK
M3O''PR^*7A#P_P"// 7B[21<I8>(?"GBC3+?5]$U6""^@BN+,RV-U"7M[F&&
MZMY-\%S##/')&O\ @D8S7^Q#_P &T_PW^)/PM_X(I?L2^'OBCI.H:%K>L>&_
MB5\0O#^D:HP:]@^'?Q1^,_Q$^(WPWU!MLCA+/4_!7B?1=7M$W;DL]?MUD2*4
M21( ?NO7C?[0G[0'PA_97^"OQ(_:'^/7C73/AY\(?A-X:N_%?CCQ=JJW,T.G
M:9;/%;6]M96%C#+<ZSKM[J=U8V.FZ=9PSWVI:CJ5K86-O<7=S#"_LE?S6_\
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M^W9A'*ZOO_\ !['_ ,I#_P!EW_LS#1/_ %>'QGKJ/^#)'_D]K]L'_LUC2O\
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)!K^_NBB@#__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
