<SEC-DOCUMENT>0001193125-14-139186.txt : 20140411
<SEC-HEADER>0001193125-14-139186.hdr.sgml : 20140411
<ACCEPTANCE-DATETIME>20140410213800
ACCESSION NUMBER:		0001193125-14-139186
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20140411
DATE AS OF CHANGE:		20140410
EFFECTIVENESS DATE:		20140411

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RENAISSANCERE HOLDINGS LTD
		CENTRAL INDEX KEY:			0000913144
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980138020
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14428
		FILM NUMBER:		14758532

	BUSINESS ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
		BUSINESS PHONE:		4412954513

	MAIL ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>d710722ddefa14a.htm
<DESCRIPTION>DEFA14A
<TEXT>
<HTML><HEAD>
<TITLE>DEFA14A</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>UNITED STATES </B></FONT></P> <P STYLE="margin-top:4px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:ARIAL" SIZE="2"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:4px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2">Washington, D.C. 20549 </FONT></P>
<P STYLE="margin-top:8px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="4"><B>SCHEDULE 14A </B></FONT></P> <P STYLE="margin-top:8px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Proxy
Statement Pursuant to Section&nbsp;14(a) of the </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Securities Exchange Act of 1934 </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>(Amendment No. &nbsp;&nbsp;&nbsp;&nbsp;) </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="49%"></TD></TR>


<TR>
<TD VALIGN="top" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#254;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;Filed by
the Registrant&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:ARIAL" SIZE="2"><FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;Filed by a Party other
than the Registrant</FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="91%"></TD></TR>


<TR BGCOLOR="#dbe6ec">
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER:1px solid #000000; padding-left:8px; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Check the appropriate box:</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT
STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">Preliminary Proxy Statement</FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT
STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))</FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT
STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">Definitive Proxy Statement</FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT
STYLE="FONT-FAMILY:WINGDINGS">&#254;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">Definitive Additional Materials</FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT
STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">Soliciting Material Pursuant to &#167;240.14a-12</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="5" COLOR="#0f5b82"><B>RENAISSANCERE HOLDINGS LTD. </B></FONT></P>
<P STYLE="margin-top:6px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><I>(Name of Registrant as Specified In Its Charter) </I></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:ARIAL" SIZE="2"><I>(Name of Person(s) Filing Proxy Statement, if other than the Registrant) </I></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="91%"></TD></TR>


<TR BGCOLOR="#dbe6ec">
<TD VALIGN="top" COLSPAN="3" STYLE="BORDER:1px solid #000000; padding-left:8px; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Payment of Filing Fee (Check the appropriate box):</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT
STYLE="FONT-FAMILY:WINGDINGS">&#254;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>No fee required.</B></FONT></TD></TR>
<TR>
<TD VALIGN="bottom" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT
STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and
0-11.</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(1)&nbsp;Title of each class of securities to
which the transaction applies:</FONT></P> <P STYLE="font-size:2px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(2)&nbsp;Aggregate number of securities to
which the transaction applies:</FONT></P> <P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(3)&nbsp;Per unit price or other underlying
value of the transaction computed pursuant to Exchange Act Rule 0-11 (set forth the amount on which the filing fee is calculated and state how it was determined):</FONT></P>
<P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(4)&nbsp;Proposed maximum aggregate value of
the transaction:</FONT></P> <P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"> <P STYLE="margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(5)&nbsp;Total fee paid:</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT
STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Fee paid previously with preliminary materials.</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT STYLE="font-family:ARIAL" SIZE="2">&nbsp;<FONT STYLE="font-family:Times New Roman" SIZE="4"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></FONT><FONT
STYLE="font-family:ARIAL" SIZE="4"></FONT>&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"><FONT STYLE="font-family:ARIAL" SIZE="2"><B>Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and
identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing.</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(1)&nbsp;Amount Previously Paid:</FONT></P>
<P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(2)&nbsp;Form, Schedule or Registration
Statement No.:</FONT></P> <P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; padding-right:8px"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(3)&nbsp;Filing Party:</FONT></P>
<P STYLE="font-size:2px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD></TR>
<TR>
<TD VALIGN="top" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-left:8px"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000; padding-right:8px"> <P STYLE="margin-left:1.26em; text-indent:-1.26em"><FONT STYLE="font-family:ARIAL" SIZE="2">(4)&nbsp;Date Filed:</FONT></P></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<div style="width:97%; margin-top:1.5%; margin-left:1.5%; margin-right:-1.25%">
 <P>&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="5%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="42%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="18%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="17%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="1%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="7%"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="11"> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>*** Exercise Your </B></FONT><FONT
STYLE="font-family:ARIAL" SIZE="2"><B><I><FONT STYLE="font-family:Times New Roman" SIZE="2">Right</FONT></I></B><FONT STYLE="font-family:ARIAL" SIZE="2"><B><FONT STYLE="font-family:Times New Roman" SIZE="2"> to Vote ***</FONT></B></FONT></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Important Notice Regarding the Availability of Proxy Materials for the</B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Shareholder Meeting to Be Held on May 20, 2014</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ROWSPAN="12" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ROWSPAN="11" NOWRAP> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><I>RENAISSANCERE HOLDINGS
LTD.</I></B></FONT></P> <P STYLE="font-size:24px;margin-top:0px;margin-bottom:0px" align="left">&nbsp;</P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px">


<IMG SRC="g710722tx_pg002b.jpg" ALT="LOGO">
</P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="9" ALIGN="center" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B><U>Meeting Information</U></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="9" STYLE="BORDER-RIGHT:1px solid #000000"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;Meeting Type:</B> Annual Meeting</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="9" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:ARIAL" SIZE="2"><B><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;For holders as
of:</FONT> </B></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2">March 18, 2014</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:ARIAL" SIZE="2"><B><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;Date:</FONT></B></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"> May&nbsp;20,&nbsp;2014</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="7" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2"></FONT><FONT STYLE="font-family:ARIAL" SIZE="2"><B><FONT STYLE="font-family:Times New Roman" SIZE="2">Time:</FONT></B></FONT><FONT
STYLE="font-family:Times New Roman" SIZE="2"> 9:00 AM ADT</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="9" STYLE="BORDER-RIGHT:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;Location:</B> &nbsp;12 Crow Lane</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="9" STYLE="BORDER-RIGHT:1px solid #000000">
<P STYLE="margin-top:0px;margin-bottom:0px; margin-left:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pembroke, HM19</FONT></P>
<P STYLE="margin-top:0px;margin-bottom:1px; margin-left:2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Bermuda</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD COLSPAN="5" VALIGN="top" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD ROWSPAN="2" VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="11"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">You are receiving this communication because you hold shares in the above named company.</FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">This is not a ballot. You cannot use this notice to vote these shares. This
communication presents only an overview of the more complete proxy materials that are available to you on the Internet. You may view the proxy materials online at <I>www.proxyvote.com</I> or easily request a paper copy (see reverse side).</FONT></P>
<P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">We encourage you to access and review all of the important information contained in
the proxy materials before voting.</FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#3f3f3f"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="9" BGCOLOR="#3f3f3f"><FONT STYLE="font-family:Times New Roman" SIZE="2" COLOR="#ffffff"><B><FONT STYLE="font-family:ARIAL" SIZE="2" COLOR="#ffffff"></FONT>See the reverse side of this notice to obtain proxy materials and
voting instructions.<FONT STYLE="font-family:ARIAL" SIZE="2" COLOR="#ffffff"></FONT></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR></TABLE>
 <p STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P></div>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151; Before You Vote &#151;</FONT>
</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">How to Access the Proxy Materials </FONT></P> <P STYLE="font-size:10px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="24%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="60%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="8%"></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-TOP:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Proxy Materials Available to VIEW or RECEIVE:</B></FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">1. Annual Report&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Notice &amp; Proxy Statement</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>How to View Online:</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Have the information that is printed in the box marked by the arrow


<IMG SRC="g710722tx_pg003b.jpg" ALT="LOGO">
 (located on the following page) and visit: <I>www.proxyvote.com.</I></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>How to Request and Receive a PAPER or E-MAIL Copy:</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">If you want to receive a paper or e-mail copy of these documents, you must request one. There is NO charge for requesting a copy. Please choose one of the following
methods to make your request:</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:4.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">1) <I>BY&nbsp;INTERNET</I>:<I></I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">www.proxyvote.com</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="text-indent:4.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">2) <I>BY TELEPHONE</I>:<I></I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" NOWRAP><FONT STYLE="font-family:Times New Roman" SIZE="2">1-800-579-1639</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="text-indent:4.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">3) <I>BY E-MAIL*</I>:<I></I></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">sendmaterial@proxyvote.com</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-left:1.00em; text-indent:-1.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">*&nbsp;&nbsp;&nbsp;If requesting materials by e-mail, please send a blank e-mail with the information that is
printed in the box marked by the arrow </FONT><FONT STYLE="font-family:ARIAL" SIZE="2"><B>


<IMG SRC="g710722tx_pg003b.jpg" ALT="LOGO">
</B></FONT><FONT STYLE="font-family:Times New Roman" SIZE="2"> (located on the following page) in the subject line.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Requests, instructions and other inquiries sent to this e-mail address will NOT
be forwarded to your investment advisor. Please make the request as instructed above on or before May 06, 2014 to facilitate timely delivery.</FONT></P> <P STYLE="font-size:3px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD COLSPAN="3" VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD ROWSPAN="5" VALIGN="middle"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:ARIAL" SIZE="2"><B><FONT STYLE="font-family:Times New Roman" SIZE="2">&#151; How To Vote &#151;</FONT></B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="2">Please Choose One of the Following Voting Methods</FONT></P> <P STYLE="font-size:1px;margin-top:0px;margin-bottom:1px" align="left"><FONT
SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="font-size:1px">
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD COLSPAN="3" VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-TOP:1px solid #000000; BORDER-RIGHT:1px solid #000000">&nbsp;</TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Vote In Person:</B> Many shareholder meetings have attendance requirements including, but not limited to, the
possession of an attendance ticket issued by the entity holding the meeting. Please check the meeting materials for any special requirements for meeting attendance. At the meeting, you will need to request a ballot to vote these
shares.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Vote By Internet:</B> To vote now by Internet, go
to <I>www.proxyvote.com.</I> Have the information that is printed in the box marked by the arrow


<IMG SRC="g710722tx_pg003b.jpg" ALT="LOGO">
 available and follow the instructions.</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
<TR>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" COLSPAN="3" STYLE="BORDER-BOTTOM:1px solid #000000"> <P STYLE="font-size:4px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Vote By
Mail:</B> You can vote by mail by requesting a paper copy of the materials, which will include a proxy card.</FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-RIGHT:1px solid #000000; BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="middle"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom" BGCOLOR="#bfbfbf"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD COLSPAN="3" VALIGN="bottom" BGCOLOR="#bfbfbf"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="3%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="23%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD></TR>


<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE="BORDER-LEFT:2px solid #000000; BORDER-TOP:2px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center" STYLE="BORDER-TOP:2px solid #000000; BORDER-RIGHT:2px solid #000000; BORDER-BOTTOM:2px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;Voting&nbsp;items&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR></TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE" ALIGN="center">


<TR>
<TD WIDTH="2%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="83%"></TD>
<TD VALIGN="bottom" WIDTH="6%"></TD>
<TD WIDTH="11%"></TD></TR>

<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>The Board of Directors recommends you vote FOR the
following:</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
<TD ROWSPAN="11" VALIGN="top"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px; margin-left:2.00em; text-indent:-2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B>Election of Directors</FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nominees</B></FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" NOWRAP>
<P STYLE="margin-left:2.00em; text-indent:-2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;01&nbsp;&nbsp;&nbsp;&nbsp;David&nbsp;C.&nbsp;Bushnell&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;02&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;James&nbsp;L.&nbsp;Gibbons&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;03&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Jean&nbsp;D.&nbsp;Hamilton&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;04&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Anthony&nbsp;M.&nbsp;Santomero</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>The Board of Directors recommends you vote FOR proposals 2 and
3.</B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:2.00em; text-indent:-2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>2.</B>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The approval, by a non-binding advisory vote, of
the compensation of the Named Executive Officers of RenaissanceRe Holdings Ltd. as disclosed in the Proxy Statement.</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px; margin-left:2.00em; text-indent:-2.00em"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</B>To appoint the firm of Ernst &amp; Young Ltd., an
independent registered public accounting firm, to serve as our auditors for the 2014 fiscal year until our 2015 Annual General Meeting, and to refer the determination of the auditors&#146; remuneration to the Board of Directors.</FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>NOTE:</B> PLEASE VOTE, DATE AND SIGN THIS PROXY BELOW AND RETURN PROMPTLY IN THE
ENCLOSED ENVELOPE. Please be sure to sign and date this Proxy.</FONT></P> <P STYLE="font-size:36px;margin-top:0px;margin-bottom:1px"><FONT SIZE="1">&nbsp;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g710722tx_pg002b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g710722tx_pg002b.jpg
M_]C_X0`817AI9@``24DJ``@``````````````/_L`!%$=6-K>0`!``0```!D
M``#_X0,I:'1T<#HO+VYS+F%D;V)E+F-O;2]X87`O,2XP+P`\/WAP86-K970@
M8F5G:6X](N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/B`\
M>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!
M9&]B92!835`@0V]R92`U+C,M8S`Q,2`V-BXQ-#4V-C$L(#(P,3(O,#(O,#8M
M,30Z-38Z,C<@("`@("`@("(^(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO
M+W=W=RYW,RYO<F<O,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^(#QR9&8Z
M1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2(B('AM;&YS.GAM<$U-/2)H='1P.B\O
M;G,N861O8F4N8V]M+WAA<"\Q+C`O;6TO(B!X;6QN<SIS=%)E9CTB:'1T<#HO
M+VYS+F%D;V)E+F-O;2]X87`O,2XP+W-4>7!E+U)E<V]U<F-E4F5F(R(@>&UL
M;G,Z>&UP/2)H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O(B!X;7!-33I$
M;V-U;65N=$E$/2)X;7`N9&ED.D8S,S-$0C0V0S`U-#$Q13-!1#4X03(X1#<Q
M,C@Q1$$Y(B!X;7!-33I);G-T86YC94E$/2)X;7`N:6ED.D8S,S-$0C0U0S`U
M-#$Q13-!1#4X03(X1#<Q,C@Q1$$Y(B!X;7`Z0W)E871O<E1O;VP](D%D;V)E
M(%!H;W1O<VAO<"!#4S8@5VEN9&]W<R(^(#QX;7!-33I$97)I=F5D1G)O;2!S
M=%)E9CII;G-T86YC94E$/2)X;7`N:6ED.C,Q0T,S.$8V0S`U-#$Q13-!-#DX
M0C0U,4(V.#9%0T$Y(B!S=%)E9CID;V-U;65N=$E$/2)X;7`N9&ED.C,Q0T,S
M.$8W0S`U-#$Q13-!-#DX0C0U,4(V.#9%0T$Y(B\^(#PO<F1F.D1E<V-R:7!T
M:6]N/B`\+W)D9CI21$8^(#PO>#IX;7!M971A/B`\/WAP86-K970@96YD/2)R
M(C\^_^X`#D%D;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!
M`0$!`0$"`0$"`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#`P,#`P,#`P,#_\``$0@`>`%*`P$1``(1`0,1`?_$`),``0`!
M!0`#`0$````````````(!08'"0H"`P0!"P$!`````````````````````!``
M``8!`@(#"0H,!0,!"0```0(#!`4&!P`($0D2$Q@AT1345Y=8F`HQ89$BLM*3
M5'05,B/3E#55%C87=]<X05&!L30SLR56<:'Q0G(D9&4W$0$`````````````
M````````_]H`#`,!``(1`Q$`/P#H\VLXR=91VT8&R7><V;FY:Z7[&->L]JE$
M,\VV-0D)N1*N+QTC'LP(T9IJ"F'!-,`(7AW`T&>.SO7_`"M[H/6&NW?T#L[U
M_P`K>Z#UAKMW]`[.]?\`*WN@]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#U
MAKMW]`[.]?\`*WN@]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW]`[.
M]?\`*WN@]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW]`[.]?\`*WN@
M]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW]`[.]?\`*WN@]8:[=_0.
MSO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW]`[.]?\`*WN@]8:[=_0.SO7_`"M[
MH/6&NW?T#L[U_P`K>Z#UAKMW]`[.]?\`*WN@]8:[=_0.SO7_`"M[H/6&NW?T
M#L[U_P`K>Z#UAKMW]`[.]?\`*WN@]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K
M>Z#UAKMW]`[.]?\`*WN@]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW
M]`[.]?\`*WN@]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW]`[.]?\`
M*WN@]8:[=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW]`[.]?\`*WN@]8:[
M=_0.SO7_`"M[H/6&NW?T#L[U_P`K>Z#UAKMW]`[.]?\`*WN@]8:[=_0?6PVX
MUUP]:H*9:W0"FLNFF<.T/=@`2F,`"`\!X^YH-&O:-W)^D9FS_P#AW[+_`+\.
M?^A^O_\`B_OG_P#M?^1H-RFQC^RW:M_)*H?(=:"4_O\`=[GO<=!^<0]_X![V
M@<0]_P"`>]H'$/?^`>]H'$/?^`>]H'$/?^`>]H'$/?\`@'O:!Q#W_@'O:!Q#
MW_@'O:!Q#W_@'O:!Q#W_`(![V@<0]_X![V@<0]_X![V@<0]_X![V@<0]_P"`
M>]H'$/?^`>]H'$/?^`>]H'$/?^`>]H'$/?\`@'O:!Q#W_@'O:!Q#W_@'O:!Q
M#W_@'O:!Q#W_`(![V@<0]_X![V@<0]_X![V@<0]_X![V@<0]_P"`>]H'$/?^
M`>]H'$/?^`>]H'$/?^`>]H''_P!OP#WM!^Z!H&@:!H&@:!H*A$_I-C]J1^6&
M@Y4_Z9Z#?KL8_LMVK?R2J'R'6@F_CLA%+0W(H0BA!9O>)3E`Y>X5/@/1,`AQ
M#02'\#9_5&WT"7S=`\#9_5&WT"7S=!A^[YYV[8R>FC<DYGPMCZ1()2G87?(E
M&J;T@G_`*9K/3#!<HF#W.)>[H/;2<X;?LEN4V>.<P8<R`[5$Q4VM)R!2;4Y4
M,4.)@(A!2S]4YB_X@`=S09;\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S
M=`\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&
MWT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S=`\
M#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"7S=`\#9_5&WT"
M7S=`\#9_5&WT"7S=!1YV4JM7C',W9I&O5V%9E`SR6G7<=$1C0O=^,YD)!1NU
M0*/^9C!H,$DW<;.E7P1:>YS;0I)BJ5`(XF:,6G?"N;\%$&9;*+CK3<>X7H]+
M09WA).KV:-0F*W(5^P1+G_C2D&ZCI6.<<.''J'S`[ELJ`<0X]$P\..@J_@;/
MZHV^@2^;H'@;/ZHV^@2^;H'@;/ZHV^@2^;H'@;/ZHV^@2^;H/E?,V@,7@@U;
M`(-7`@(()=P01/P'\'01()^"'^O^XZ#RT#0-`T#0-`T%0B?TFQ^U(_+#0<J?
M],]!OUV,?V6[5OY)5#Y#K03AQQ^]3;[&]^2GH+DW!9[Q]MHQ58LNY)=2!8*$
M-'L(^&@6*DQ:KC:9U\A$5:D4N!0$KJ?MMJFW:31BT3[IU5.D<2)E.<H0.;;<
M]VV]!B-EW<Y4N&V7$T\11Q"[2-N5L&`MR$$Z`W@K//&>HQ()R?L#EH<`?Q%?
M\"B4##T"KJG*8PA?=;Y1W+0IK995/9UA.95%'K)&<R%`&R),.Q2+UBSV3G;^
M\L+]9<XE$ZBIU?=$1[@:#71F_D7<IC?EBZUW?9M&4[;WE&+F;;7*EN3V>S[F
MJ-(K)%:7-'OV<TWJ$@WK%RB8B82ZITF@`&`>EU+@JA"B`:S_`&?/FM;NZMO7
MR[R:N8;;7N1LCXL>W>`Q3E"QO$W5K;36,5S)2]#G)I8X.;+$S%?(5]#+K]8\
M2*D9)0YP,7HAVSZ!H&@:!H&@U`<V+F%9MV<1^WS#VT/"<1N,WC;L<A2%$Q)C
M27DG;.)A(2#BC2%LR;:TXTZ;U&IU0KA#KUU%$6Q!/Q44`I1#0;)L$M<RLL.X
MY;;AI6FSF<$ZI&#E"3QZP>1=(<7!1+K98M892"BSU*(;+'ZI(51Z:@$Z8@'2
MX`&6=`T#0-`T#0-`T&NO,6Y'-63LNV3:SLIC:P:\T=)@&?-QU]9KRV+-O1YM
MB60B:G%U]H=)7)N;9.*6(]1A06181;91%:24`BQ$A"QVW*1VW7I^%JW<SN4-
M[5_7*11U,[@+O-O:7'NQ4,JJ2G8DK3V$Q]4XCIG$$FA6CD$B"(=,>/'04+-/
M+EY,\<-!QIFG:?L\AI#*MB0IF-JQ*T6JPELNME%L=0D=52123.T23QHT2%15
M9N80;$`#J*$#@(AR[\W;9UN`]GJL>-^8'RM,W9-I^W*7OL;2LM[9[E;9Z\XT
MK\E*"YDX5N2&G7KI)YCZSG9K,SHG$'<:Y\'!!?HF+T`[)^7WO"JN_G9O@/=K
M4(_[E89AI#6:E:Z*HKC6;;'.G,%<JX"YN)UTH6T1;M!)0W`RJ)"''ATM!,K0
M-`T'R/\`_@O?LCG_`+)]!$`GX(?Z_P"XZ#RT#0-`T#0-`T%0B?TFQ^U(_+#0
M<J?],]!OUV,?V6[5OY)5#Y#K03AQQ^]3;[&]^2GH(N<P]VRHMEV;Y]OS61?8
M(P1N(3LN7%64>]E6='/9*E,T^BY>L#"/;NW9Z[C^QR_0=+$3.+,),'`@!4C&
M*$S8?<-@RQ62K4^MY:H-GLUT8O9.LPU8LL98WLK&QS9-V[D"%A'#\C9DDW6*
M8%5A33.(\"B(\0`.:S<WN_OW-XYE4KRA=KUZGZ)M#P(V=V/F(YNH,DXC+/D5
MG"/F[)WM]I5LC3BXK]?G9A0(F2>-C$6>&\+*10J3?@J'1L)-N^R';L[5;,J+
M@/;E@*BKO%6\>U95RGTNG5MB*BADT4@2(=8Y$P#B/6.GKI3NBHLIQ,'!WR+<
M:6SF><^S=/S6XVI2E=V[X_O^1;=`S#Q%=JC(VVY,%*ICJL-'`MR(/)1O44CR
M4DEQZ;<ADP/\90HB';ANWYBVR;8FC7S;K]QN.,-O[7TSUJOV*6,M:)MLDX2;
M.)!A6HM%_-J1;4ZP=8Z%`K<O1$.F)@$-!F^;W$X)K>'6FX2Q9=Q]`X/?UIC<
M6&4YBTQ4;2GM:DH\)6.E6LX\<HM'"+Z/'K$B$$RBGN%*)@X:#&C[?/M(BML$
M=O/F,\T&$VOS,*6PPV8IN24B*O+Q*C]U&M5XK[P0;R,@M(/&:A&R"2!G"_1X
MD(8-!?6VW<U@K=YB.NYUVXY(K^5,5VE1^WB+97%E5&9WT2Z.RE8QT@X20=L9
M.,>)BFN@LF11,P=T.`@(A:>Y?>UM(V;Q$9.;I-P^*L&L)M04X4N0+9'0\C,"
M'6`)HJ&%168DDBF2,`G10.0HAP$>/<T%@;8N93L/WGVN8HVUG=%BS-]PK\*-
MCFJY1Y9T]E8R"*Z18C*NVKEBU.FS!XN1/I^YTS@'^(:"JV/,VRB"WC4"ASEY
MQ:ZWJW2CV*H4*L)O6\[E1ICR(4_:NU1S=FR!ZO4H`5VI73LR_@GA)B$XBH!"
M@4/5N]YB.RS8='0#_=CN&Q_AQ>U@N:K05@D5'%HL2+90B3EW$UF+0?3;B/;*
M'X*.A1*V*8!*)^EW-!Y4[F*[&;_M[LFZVI;IL-2^W:G'40MF627!@TJM<?)$
M3.:+F7#XS9S'S)^N*5-DHD#I4YBE(F8P@`A8VU+FK\O;>[;GF/\`;!NGQGE.
M_LF\F_/1XJ0=QUL<142;@^F&,#-LXZ0D(I%/XXKHD.0I!`QN`:#*NYO?ALVV
M9MXE?=+N3Q)@XT^)ON1A?+:PC9F5(0!$RT?!)'7FG3<`*/XTC<4^("'2X@(:
M"@[7.8IL@WKS=FK6U'<OC'.D_3(EK/6J(HLNX?R$##/7@1[21D&SEFU40:N'
MP]44W#NF[F@O^#W@[8[1N#?;5:MFRAVC<'$5-Y>9S%U;F49VQ5^K,'C>.<RE
M@+%@Z9PH%?.B)`BY53<"<P?$X:#'U=YBNR6W;II'935]R&-+!N=B6,B]D,41
M$T#^:;*P[4S^6B3NFZ9XDU@BH\@N',>5P+M%(HB=,.B8`"3>2<F8]P[1K+DS
M*UVK&.L>TZ,<3-HN=QF6,!78*,:EZ2SJ1E))9!JW)Q^*0!-TE#B!2@8P@`A!
M3;%S>N6_O(RFXPIMOW78UR7E$B<DYCZ=&N9)A+6)C#MU'<I(5A*8CX\)YFQ:
M)&55,W$YBI`)Q#H@(Z"$^V;F.;$=DD]D7:'N=S_C_$&Z>4W@9E&TUNT2:BLO
M>)3+EY<W'&^0'DHS1>,V\).T*PPD4@X?+(B@HQ!N8I"I%'03PYGO,3Q-RQ-H
MU]W090`LRYC"HUS&5";N2(2>2<ES22X5JJL#ATCI-5#(G=/W``(-(]NLJ/$2
M@`A!SDX;5<D9#JL/S3-^:Y<D;X-TE;3ME)2G$.OKFU?`5H'[UH^)<,5YR99C
M2_OF!5;OYAZW*$@]%=-!=4P)*=,-6OM@>]>BLML^-^7%0UD+UN+W!Y+HMLDJ
M)7RC,6"KTNMR1EZVH\8,NN<M9V]6U=JUBVAB@LZ0(NH4HE`HF#>[R;]ILIR\
MN5_MNP9EA['U^W4N@R=]RVXE7R#&-JUFNLE)7JS1TB_=KE9,T*@G*@Q<+"<J
M(&:'4X\!$=!F_;7S--AV\'*5WPMMGW-XSS'DG'L8I-62NTZ55?*!#H/$(Y[*
MQ#U1NDPGH^.D7*:"ZK)5=-)10G$>B8!$+TS;*;M[->FF,]OL52,;5,E>;S=K
MW$Y%0_:U-D^>O7+9M4,>XS8NV2D[8FJ+3PEX[E%V\:B@J0A.FL;XH1/RAE/?
MWL>KDAF?+\K1-Z6W&HH&F<RKXYQRIBG<%C.EM"**3N0:C3(R6G*EDJ`J#(#/
M9*,(JWEU6B)S->F8IB"&S>LW.KY%H,'?Z1-L++3;K5&%JJU@BUBN8V;K\]%)
MR<1)LEB]Q1L]8N2*%'W>!N[P'W`C.3\$/]?]QT'EH&@:!H&@:!H*A$_I-C]J
M1^6&@Y4_Z9Z#?KL8_LMVK?R2J'R'6@G#CC]ZFWV-[\E/02'=-6SULX9O&Z#M
MF[05:NVCI)-=LZ;+IF27;N$%2G26062.)3D,`E,41`0X:#7)OKR5A+EO;(MT
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MGQ!Q)/E1.N+=-4X<`3(0`T+<QK9_2,!\CC=+NEWQP\!F?F/;SH?'[^SY/L\.
MC8[#2<H9#M,*_P`=X.P<5\@L]HM*Q=7>LCVK***@9TJBNLXZP5!Z(:6^<%R]
M;9MYV-<GK!%ZW/9YR)N5S(6JT4V'KW=B$POB&@N82&/&1=9QG'L6#6$1H]BM
M)&J\J\4=/5B)+=:<A4P`H;+M^>%,<YFY7^:]U.9UYIIL9V2X28;8N6%@EA+R
M50K.7LLP:$9C&S[P[FW9'(K-?M9>47S:GL52]22'9K.C%$SD@F"8/*1S]%\H
MCV;[&NX7(,6K:KIE:S7*Y8.Q@U$Y9C)F2LT68T#B6B1Z"0'<E++N(E%PZ4*7
MBDQ*JJ'_`,H"&R;`7+5P9C#!5VWM<S6F4/=%O-MV/)S,VXC).9XEE:J]C9FW
M@U[8;"6):]:$W<!C_&N-6*(1C5!JW(JZ<(J+K'4,J``&B[V7_:C"Y]PKS/MV
MQYFX;<H#<OE21QE2KUAAVQHMGHF)H*7>Y!N$7CR7/'R+:H*M0EF;#KTFZAVZ
M2(B4.F4A@#`/LP>':]![L.:CS$YZ3LV1J'MAA\H4?'MWN\^[LUXG&ZLG8[.\
MDI6S/Q<.)F9?8UIS=%PX$3"<[L#<``2@(;L>0!9L'\T/;?N:WG[CJ/CK->XC
M.6XG)E7R@UR'7H&[.L<XFC4V:6(<-5IE.-)`E5H,/2WO6)-VA4"OGBB[A85%
M0`Y0BYM:A-DJ?/1F>532\65"G;6]EF)[IDW%F`W\:G+53)^[F[K0%KOV5+^Q
MFQD$;W-8]QU-E8U<C\%DX9JW,=L0AR@8@;/M_P#%['^4HWR/S$,.[9L<=NK/
M,97MLN!ZS68EE"KY0RO<7A&54AHN`CDD&<.19=-)S8I"/02=.HQEU:IS"8.(
M4^J\MO:OM,VHYBWB<P"GT+==NY/BBV9HW/;@L]PT?>@5M36NN["ZQ_C^-GA?
MP=$Q93GX%B82-C4D"=0F50YC**"(!HD]G2V35S,O+`Y@6Y/(MZO^W"N;FLQ6
M*2DKA@.P)XONT'B7#$?+VRPTZL6\C)VZKE(EK#8E$'`-"IG4;,!0(<G=,`:_
M_9]:-E5W5]R4;M/M,O$[I=_V37F`L<YMEE1E+!@#:#CUVO<-Q^YFP>%&.J>V
M=;+0L)7>L,!G=J>)"/$$A$`D]L'V7X%IWM34EBK:O#V-EA[8WC27ELFVZQ6R
M0M\[;<E1F.4XNT7:TV.14!1Q*6F_WE))]PX(@LBKP``$0T&^;$DC"\\G?)ER
M[WIFC<>6%R_,A*XPQ)C*2277H>ZG=O#@8]NRY>X\Y2Q]TH>'4#IH5^-<@JQ4
M>NDWIR*=+H@%+YI-1VK\O7*.-<P;*]NF*Z]S6-[8QNS#:NI7*]#0\'4_VKDF
M+2TYJ<4F,:MH9BMC^">`5:01024>BHBU7.9$ZO$-7//5Y<F!MO\`M0Y<NR_#
M=399.WL;CMZE,&8SC8FR,UG[,UR>Q+O^+V3[G;G!5+"^B).P3+0QF9EON^,;
MBBFD0A40'06?S[',MS!></RUN4-3I20F*EB<U0LF9%&*YGA$W]E2:S%IE9-H
M!A#[SJN(:BLX`3`)^C+"`#\?0;CWG-1W`;VK9D39OR?\=8QQM=L,.T<;9!RO
MO!G4L:SF(FD8P1;$?X^VM*-W&3KRUBV;?JV[]PW1BT@$AC$/Q*40O'EQ^S\8
MGVI9RD=[&[7+5CWR;[[%)+61YF/)#3A6:7:'Q"INYBB5MVH[/]\($**;)^[-
MUC!`W5M$6X%((!1]QE[4YM?,8L'+,J\Y(EV-[-HB!R1S")"MOWK`F><GS+@J
MF,MIKJ=C%4%DZ,T.@I)VMLDJ09`&9V)Q*"9@,$,=FNVNA3WM/F[+)FV/'%6Q
MG@#9YMIJ6(,B?PUK\?6Z$\S+<:M!M$:F@R@D&L*6;:Q!5%'R*9`.FK%B*H`H
M("(=@O#00EW\;L<;;3]OMPG[<9*SWV\1$EC_``EA6)!*3ON<\JVMDO"U#'-*
MJQ.MD)IS-S#Q)-TH5(6S%H*B[@Q$B&-H+AV28:LVW?9/MNP==3LSW#%N!Z+3
M;0$<;IQ[>P1%7:(3#*//^"9BP?`=%'@/`4TPX=S04XGX(?Z_[CH/+0-`T#0-
M`T#05")_2;'[4C\L-!RI_P!,]!OUV,?V6[5OY)5#Y#K03AQQ^]3;[&]^2GH)
M':#BG]L7W*3C[%^TCEU8W7,[ONYK*D9=)V$0%0KA["PDLE3\?QXG2,(F0F[U
M.*]),P"4QF11X"(!P#HXIW+OQ,3E?UGEQVJO1LICY/;/'X:DV<LV(X21L!ZN
M4BEEX$`3!*Q5R4&216*(J%<)%/Q$?=#F&]D@WB9&IN0]V7*BS'8)"2'`L]9;
M=AAI.K*GD85I7[8ZJ>2:E&)+%!1"$)(>"RB*0B)$CNEN@!2F`-!>//TW%,,O
M\Y'EC['92KY,R?C/"$Y%;E\FXFQ!4WEQR!>+NLN]EJ3"1,`S732?E-&5A`@J
MNC$;,TGJZJA@3*;I!M\K6QW<US$-QF+-U_,OK]>Q3@_`-C"\;5N7Q7YQI=/N
MBZEX#%9>W176/XUVVY"BT2)'CX*+!6,B5.(&544!0%`YH^9_5;ASB/:6\:;,
M:'8)9EC3;'"15%R#88<#-W5/JT$V-<<[N4')54@*ZDUY@D,B<INF"RI.'=+P
M`)U^UEVN/@-OG+ZY7N$FS2ODSCF"I1S"F137\4QI-#^Z:+1$6[=$04.W;62Q
M$$W$!`PMQ,81-W0"H9MC:_FCGF<IWE/Q!(YQ@WEOX3@LSW*J)%9NZW8LGU''
MB;Z,6>-0)W'4*TC6*@$-^"LZ4'@`G$`#.?M7^_";Q7LHOFT[$$L"-LR-&U5U
MGR;:'*I^QF([-.J1L#5%SI],4)_*DW'F1(CQ(L2*:N%A#JC=+05W&*(<I+V6
MQ>?5*TJV29/:[,6Y1)8Y""^RWN1#H1":1A*41=BRL[4"B/QP\'XAW0``#,'L
MSNS>'QUR5:7#6Z/(5YO";9+R)<UO!Q0D755R$B\ID&R=@MQ$XH56/ZQ(3!P,
M5QTO<-H-#WLYDCE'EH<[C=SRK[Z+LM1OR=W:Q:+MPJ#%29Q<1S;\<71@`I@F
M\5M>.)!1$RA1$@BJ!>(B3N!\/M"%"R1RQ>>!M/YHV*T5FU3R_8*7-3CA%-XG
M&K7.B*1]2R14YURDHFFX2N>/G:*I4!'@9,%!X#T.X&TC)F8HWF'^TX[6\$D=
MK3.#N7U@V0STE$IK+`P4S9:Z;&6R+E99@*AFB[R'0L4&FB<Q1%/JU`#ATN(A
M97M=&^BQU[:N^V8X;E2E<VJR4%7<?*LG*Q%X^"L*[J5QYB-J+8Y>NLE]4AU9
MATS$#?\`A(TYC!P5*`A5=\\TCRH?99,>8.CUV\3DO+V%*%B`B0&.PEE[9GWK
M+EDUV3H=$XRD%7)21(H/N@"``'N`(!F_V<+9=&\N?E93F\O-R8L<IYCQG-YH
MEU["0R"N/<%5R+D;)1:8T*X*0\:WGVZ!IY\5(P`Z5>M^GQ.B7@'/;R[\WV[!
MG+`YXW.)E3O8K+VZ/(3[`>(+08_6.F$]E.RN9.PBT5.`G.,')WQ@HF4@@5,&
M!>[\7N!V<<@/;NQVT\I'9M34XY!A.W'&Z68;@LB42'E;)E=ZYN`R+D3`4RB_
MW%(,4.D/=$C<N@YX+[NNM6?/:=LL6^L8.RQNH<<O?#4KBS;IA;&<>T7@W&5I
MF/CHF>N%SN4\Y:U7%%=96"ZO1>3CX_5D/&MRD(HH!2"&^?;OL=R;$YYMW-=Y
MH=VI-KW)TG&UC8X?Q+0W3IQ@39-B1*/>S%EAZ5)3((N;IDF68]:29LRZ2)5!
MZ96Q.K,0Q`Y\?9HH&9Y@/-AYC7-FO3-=[',9F=K&,7,FDIX1&2&595RW@VK1
M0P"D*E8P]54XU4I!^(#PON=(-!=WM6E,N&R+=#L+YM^VP/V%RU`W)SC+(=EA
M"G:_M>\K:"%HI#"U)-Q30E6,I5VLU$O"N.EX4Q%-$W$J10*'5);]]U,C^6;.
M<Q&)2*-3+M/7W%1D<"Q%#IN7%`&RLZ\97\$[MO-K%8F#_%4HA[N@T*^SJ8-W
M)V7E)Y=W`XJR%3J%NJW[[A<LY6G<Y7^MO;>I#,OO=Q54K$WKR"S9.Q3$=-,Y
M5TR;NEDF8*NS"?B4`*(7O2_9_M_F-J6ZH>,^='E;&5?F;C9,E6T,?8,J]<FK
M_DRY2:LQ:L@9`M*%I4LEQM,R\5Z)UW;D4DT$DTTDB%*("$S<6\JWF+U9BE#Y
M!YY^ZZX0(`DBHSAL,X7A9\C4I`(=-G=)=G9IANL(!P*H=-42>Z`:"<VW#EI;
M:]N>0%<V"7(N>=Q*[5VQ/N)W*7N2R_EA@R?\`?,:M(2Z;6O4)D[#I%5)`QL:
M*R9A(J8Y>YH)\/\`_@O?LCC_`+)]!$`GX(?Z_P"XZ#RT#0-`T#0-`T%0B?TF
MQ^U(_+#0<J?],]!OUV,?V6[5OY)5#Y#K03AQQ^]3;[&]^2GH)':#@\Q)@K+G
M.']I"MN],M0?3.Q/8SD<]"KN19/BI0+7/X39/8F"@:6H\'JIV1E,B**2[OP$
M%$VH)`98Q#&(`AWAZ#^<EFVU0G)R]JNDL\92<.:)MWW$/IVX2MS-"R:L$WI&
M;*L8MF/&(1S)PM*DKV1(XB3I)LFHHB?@(%_`XA8N_;?U:MF'M$F'>9WDS`^6
MJKM[R;CBGN*3%VN,;Q=ZO."U*6OCE_<(B!D5$35N26>H#()0[\R$@BW$A5RI
MF7+H.IK!W,ZRGO<+<=ZM&I=_VS\LG:MCF_Y$?7#+$8QJ60MX=^@:[)/6\7`1
MSX7/[*82I3=L)EW73%U.3"R;<@D31,&@UN>RH[7<PV&V;V^:+N$HUJK-EW?7
MA8N(Y&[QHM)"QX_E[#*76?M,$#S@_+#/)5VU8(N.B";I)EQ3,9,.D8(8\SK<
M!C9U[5)MG#<U)66(PUM5I&/9"CP+*D3]TEKC<W==E[E!5^M5>#92$A,*W"^2
MS9%L9%(4Q5;ATS%`#=$-6K#?_NUVY^TD;A-Q]3V<VO(NX;(EXO&+ZWM3LLRN
MG;V,;D.N0$336*TU7HZ918/6$2V8.W!B)BV0246(HH0H&4`)?<^ZB7'!*7+I
MP[O/MK20REN_W'2>\7?AE:)8R4K66<NVD*ACR(Q)4F31-=TXQO@7&TFO%0C!
M+K.L$%G0%Z:^@R[[4;F'(N6-I.T2>73ON%]H5WS.2F8#Q<_BI*`F;?C^BTQB
M<^><J5MRW)),CR39X1*G5YVFDY2C"J/UTR++)D`-LVU;VE?EG8CR'4=C]D"\
M80PGB/!N**SBW<%D6D6>HU6[RL+4HYI.LGU1D81"RU**X)`=E).DQ;R"I5!^
M(!TC*!$G-V]O9YA?F6-.?-F6I9/B=NL_4ZCL[V?%8T1_%WC<+,`610S7NN&M
M3K>/>1^$\<5&7^ZX5R\\'D+"O\9FBH0J?`)D[Z,C[9O:#W>U7:3LU?CF^@TK
M/=!W!;D-QS&KSS*AX`Q95&[Q>2IC:?G(V.9R>8<J$<?=36$0,HJV;BLX==6F
MGW0YA\*;W-V&T+VB+>?-8`VOCN#SAE7)65,`53#,HXF8=>/9'E8N)Q_,K2C&
M/>NH^OUR'K\<L\44(D@>,Z0BLB7@H`2FYT>.4=NNY+E/;:MXN17<PME3,<KO
M2W\9K;5F4D8Z\YCO%YK$#-(U>)B&[Z2D:=BFD0PUF`C&A5#H1@DZ*8*KG$P9
MGYQ"&['G"\S?8OLLI-'M$!M\CVE4S.ZPZI6G36>QAB*QV4(@N=,_EX"SI$O<
MZ/&.S1,$Y,1S%QBB)%"&</#$`.BKVC7(3_;=R2]T$?C2).P8R5-H&"&+2*26
M(G7J5<['7Z,]%`6WQFC2/KBID`-W"E*(`/<'0<B.5UGN2?9<\5X<VCXKM-_I
M>%+;7,W;T<O&B9BO5ZNW^?O4J"M0IS-VQ27R1.UU"5CUYYVT*I'0L4W3457Z
MU4J90WH\I[GCW?>[M3VZ;'=GVW^_]L&DXFI^)\FY;LD&V-MPV\TZBQ$745\X
MV.Q`^Z^QNUX!FFM#5M-(CN1FSE0/P;E.<0T6[)M\,;R#^=_O\J>[R)S%DVLY
M.D+12)7()F2<_DVP+2-P8Y$H>3W$=PCT+(2\-5Q!P1D($25><$@$J(ET&Y_F
MB\P;>AEWEQYGRY_"_(6$(O?\M5]G'+ZV?N8@[O/5]K=Z=EG<I;@,GPL8@XE8
M:T6FE1;AC6X5J?A%QRHKNA44>IF*&X7V>[E\W'ES<MS'&*,L5U&L9RR!8K)E
M[,$*#MI(.82P6E9NQ@ZZ[?LQ.@HXA*A#L$UDBG.5!V=<@"(@(B%F>TN;5);=
M7RC]PT958%>PWG#AJ[GBJLF399Y(F+CR1*ZMI(YJW*=9R[6HSJ2*4A"B8W^`
M:#FOVD;X7.[;V:3*_+YPO2<BYCW58GQ-D^%MM8K,2_)&TK"M4MI\AM[S9;8X
M1+#G2=5ERK&1$,BLI*2[UKU"*(E*<P!>/(AY_P!$8<V&8QY>5!VKYFW`;U*/
M/6VG8/Q_16#5.F7E&XV>8LT-,WFWK+@>AP-5E)Q8LVNLW/U3%OUB8F$3`4.X
M[:Y3\W4O"M28[D<@LLDYTEDWEGR=.0K)..J,9:+&[5EGM.H;`B22B%&I(.0B
MXLR_2=.&K4JRQNM4,`!(30-!\C__`(+W[(Y_[)]!$`GX(?Z_[CH/+0-`T#0-
M`T#05")_2;'[4C\L-!RI_P!,]!OUV,?V6[5OY)5#Y#K03AQQ^]3;[&]^2GH)
M&'(50ATSAQ*<IB&#B(<2F`2B'$.`AQ`=!9]!Q[1,656,HV-:A6Z)384'/W56
M*G#L8*$CQ>NUW[T[:-CD6[9-5Z^<JK+'Z/2464,<PB8PCH+RT&)<B8%P?EZ:
MIMDRKB#&F2+#CJ3^^J'-WFCURU2M-ENDFI]X5I]-QSUU#.NM2(?I(&(/3(4W
MX12B`?N4,#8/S>G")9FP]B_+*=:=G?5U/)%#J]V)!/50("KF'+9(N1"/75*F
M7I&1Z`F`H<>/`-!<=EQMCZXT9_C"TTFKS^.).*1@I&BRD''NJD]A&YD3(PSF
MOJ-QC%8I/P=,`;BEU/1*!>CP[F@NM@P8Q3%G&1C-I'1L<U;L8^/8-D6C%@Q:
M(D;M6;-HW(F@V:MD$RD33(4I"$*!0``#08]DL,8>E\C1.89;%>.I/+4#'C$0
M>39"EUQY?X>+$5/_`!T9;W$:I8&++\:?@FDX*7@8W`.Z.@(X7P^VR6XS.WQ5
MCE'+SV++".\I)4JN)Y#<Q!$P1)%K7(L<6PJL"HAT.J%P).@'1X<.YH/9?,-X
MBRF_JLIDS%V/<AR=&E?ORER%WIM>M3VI3/Q/_*UMS.1SY:$D/Q1?QS<4U.)0
M[O<#0>>1<0XGS`PB(K+&,J#DV,K\PWL$%'7^H5^X,H:<9E,5K,Q;2P1\@@PD
MVX&$"+I%*H4!]WAH+3OVV+;=E6<AK-D[`&%LB6.NIMD(&>N^,*5:9B'09B`M
M$(R2FX1\\9(-1#\61,Y2D$/B@&@NV_XAQ1E:KDI&3\9T#(M,3!`$:G=Z?7[3
M7$?!B`FVZF%FV#Z.1%NF4"IB1,!(4.`=S0?;CW&6.,2UMM3<5T&F8UJ3-159
MI6*'5X6I5]NLL("LLC$0#)A'D65$`$Q@3Z1N'='04F+POA^#R+-Y?A<5XYB<
MK6=FG'6/)L;2ZVROT\Q133229R]N;1R4](MBIHD*!%7!R]$A0X<"AH/;<<.X
MCR'8JA;K_B_'UWM=`=+/Z+9;;3:[8IZF/'`I&<.ZO+RT<[?P+A4R)!,=JHD8
M1(`\>(!H*I"8[H5;M=NO5?IU:A[K?S1'[;VV/AV+6R6PL`U.Q@DI^931+(2J
M$.S4,FU354.1N0Y@3*'2'B'VW*ET_(M9F:5?ZK7+O3["S/'SU4ML-'6&NS3$
MY@,=I*PLNV=QT@V,8H#T5$S%Z0`/#N:#XH;&^/*Y2$<95^B4V#QPWB5H!"@1
M-9A8ZEI0;E,Z+B'3K#1DE"EC'"2IRJ(=1U2@&$#%'B.@H>+<(X9P=%/X+"^)
ML;XEAI1YX?)Q6-J16Z1'R+X"B0KU\TK<;'(.W)2&$"G4*8P`/`!X:"EV_;M@
M#(%XA<FWS"&([ID:MI((5^^VO'51L-QA$6BQEVB478Y:(=S#%-JL83I`DL4$
MSB(EX".@O&:QW0[':JC>;!3JW-W&@?>PT:RRL,QD)JGGG6I6$VK6I!T@HO"N
M)5@0$%U6YDU%$>)##T!$!"]-!ZUD4G"2J"Z2:Z"Z9T5D5B%42624*)%$E4S@
M8BB:A#"!BB`@(#P'08JQ7@;"."X^=B,+8AQKB>+M,NXGK(PQU2:Y3F<]-.ND
M"TG+MX".8)2+PX*&`#J@<2E$0#@'<T'R8[V[8`Q%.SUHQ3A#$F-;+:3K*V2P
M4+'51J4W/G77\)7&8E8&(8/9#KG/XPP*J&`Q_C#W>[H,R:!H&@^1_P#\%[]D
M<_\`9/H(@$_!#_7_`''0>6@:!H&@:!H&@J$3^DV/VI'Y8:#E3_IGH-^NQG^R
MW:M_)*H_(=:"7$=;8JB*NK7..63&'B&+I62D)-\C&QT<T$"`H]?/G'!%LW2$
M``3&X!Q$`]WN:"I%W;X@,M'MR7W')EY:)^_HQ,+]"?\`W\#UHHA-MC"8"&BA
M6#H=<82EZ?<]W07";<13BF.4TG6@.G&R\TJF%IBS*IPE>4ZJPS1D0,*H1,`K
M\5ZXX=4V-W#B`Z"B,]U^)Y$L.>/NV/GR=B@W=GKIVM[A%BS]8CP,9]9(<Q3\
M'\&U*01.Y)^+`"CP$=!]K3<YCE_&L9AC9Z4\B)2'D;%&2J%TACQTA7(=<C:7
ML+-T)P(O!Q#E0J;IT'XI!0P%.(&$`T!UN=QPQ>-XY]:*2SD';.5DFK!S=85)
MXYC8%,%9V10;F4Z:C*%3,!G2GX*)1`1T%,9;N,/28Q_W=?L=/@EHU],Q0MKY
M"G+)P\8!S24LQ$1+X1',"IF%54OQ2@41[H`.@KT-N+I=DKW[75V2K\]403<*
M_M9$V)D\K@)M.`.E32R90:E2;=(.L,(\"\0_ST'I5W*T!O(MX9Q/U!":=MY5
MVUAUKA$)2CAK`HIN)YTDQ.<%Q0A&ZI%'9N'!`A@,;N#H/:MN-I#:9BJXYEZP
MVL<]".;-`U]>TQB4W.5IFF"SRQ0T<80<R4(V0$#G<I%,F!.[Q$-!\,1NAQG8
M6C.0KULHD\PD$@<QSZ(N\(^:2#87JT:5VQ724$CEH:204;`J7B07"9D^/2*(
M`'K8;I\72ZM>0B+A0Y9>WKOFU11CKM#/%K2YBU#)23:OI(G,>47CUBB14B8"
M)3APT%S.LXPK!59!^DP8KMXIS.N4'<RU0<-X)DH"+R<60.0%DXAHN($5<"7J
MR'^*(\>YH++K^[O#5N<P[.I9"QK:7EB-($KC.O9`@I5W83Q`E"6)!-VQS*2A
MXLQP!<$@-U9AX#W>YH,B_P`62_J0_P">%_(Z!_%@GZC/_E_S">Y_E_T=`_BR
M3]2'_/"?D=`_BR7]2'_/"?D=`_BR7]2'_/"_D=`_BR7]2'_/"_D=`_BR7]2'
M_/"_D=`_BR7]2'_/"_D=`_BR7]2'_/"?D=`_BR7]2'_/"_D=`_BR7]2'_/"_
MD=`_BR7]2'_/"_D=`_BR7]2'_/"_D=`_BR7]2'_/"_D=`_BR7]2'_/"_D=`_
MBR7]2'_/"_D=!ZE\JE6061&%4`%DE$A,#P@\.L()./\`TO\`#CH,/`'`.&@_
M=`T#0-`T#0-!4(G])L?M2/RPT'*G_3/0;]=C']ENU;^250^0ZT%\[D<:-,QX
M4N>.)2\'QQ6IX\`]NES1<),G4-3:Q/1UIFU&$DN8&L4^.6&3$CM;I((%`PJ%
M,7B&@UHU?9Q1I5]=<6GW"8DL37<5CJCEAVD(YL*]KM%`KZ+&1>S;>&</UZ])
MO;FYCDY0T@BH58>D<Z9.J-W`\F6U=I@B4.C8MY>.0STGMNS!C!I'7Z%*QJC/
M&%]B&\<%N-$LE%+$WE"R8*RC\IW0IR;PY112``XB%P2F.,4V.>JQ*]GG:;]U
MOL`UW&\/3WC"=*7(E>@6L%448VPMFLLV<5`\+9074B)>(%E/)J/B(JIJD3[H
M>,KL'-.QTU/W_<Y6I5O2J;<\`Y620K$7&TFKX?7&"?VRGJ.&I&\@ROWWG%D7
MFI)PMT7BIP.JEUHB(A3'NT)#%^)[UB"?W*8`!UE##Q;JZR#DRM.VV1"5ZEJQ
M:-BME>E$I5-6J8M)!'13>OFO%P5=SW?=XB%'O6U''^5+4%>AMSN.ARK:L<5[
M'=7QTT<V:T4V-@:?",(MC.-W31=.</9VKHSKJ))RJ!3-WPDZLQRE-H-C,U@E
M[/;8%=NRDVP@#2U7A:=/34.XEY!N6!9SD4]G6L5)/E$)TSJ2@XOP)%TL?KT1
M4Z?$>B&@AD;ENVF.A;/7J]E>K*IS2;J>8VJVP,Y8+\A<`1<Q<9!R%H<R2K];
M'"D(Y$9$A3B]?.@#IB)"AH,O26U/,4[DAKDN4NF%8Z1K^.J3`TF/B*E8G9ZW
M;L>TN;JE8:M9Q^[*\98V&0F`E7S5$GA3U5`B!A*0.EH,13O+2DIY[B^;#*-9
M@)/'>)*UBIW"P-6>H5:SMJK'NIAB5PD5ZDZ:1DEE1^YFW(!^.%!T=(!$P`(A
MES%FSZ_TS)>+;]:KMC";&D&FG<\M7:,I$R\NTEE5'C+'31F`$KJE5J<D1NO$
MSHM6]A;`CU9E%"F$=!GZ0QED4=P5DRS%SU"4J-CP<WQ"6(FXJ6<7&LNF[B0F
M%):&<)J_<SN-E;(X;.7*"Y"GZ#<2@(\>.@CS4=D$I4[WB*7:6G'84?$])QNR
M:QS:DKM+H_OV/IFPW)U(,)E%PFR@:I=<@3OA\H5,AWJK5$&_2X#TM!/R/"2*
MP9!,'8*RP-40E5(Q)5&-4D.@'A1H]%<ZBZ+,5>/5%.83@7AQ'CH/JT#0-`T#
M0-`T#0-`T#0-`T#0-`T#0-`T#0-`T#0-!4(G])L?M2/RPT'*G_3/0;]=C']E
MNU;^250^0ZT&5LX*U-/#&5D[U,HUVGR5$GJ_89Q:(/8BQ;*SMOV<2<H5](JR
MLZ_%[*I$:M2$.=9R9,H`(CH(,47)FWRGY*-DR9SY'V#%^*,/UN.I%64PO;:Z
MPVXP+..BZ<ZF[G<4@^[V=QLCI$J:Z4LS2D&J*I4$.J1*/$+,O-QVN9RD\U,V
MVZ]JKB?-[.J7.ZQ5;QQ.+S3U#'9:Q'!%U?,221%8]F^:0Z!HIC'@C(&4=&51
M45()2Z##3_#.T^Q5AQ11W?R5<J#L65^=.$<8S$)>H>[5HD76W[V[WZ73,:+N
M"E?03*VC'8-Y47*RDB'6\"B4)94Z%P[.;>`V.8SS?:K5<+35C2C_`"_+8]LE
MJ5L!)>Z-[*[O=\D2IL(APA=?N<&15EWZ/W@W**B1S=+B(8VW$85P<YO-BO&Y
M/=0$1>V=/BJ#D.&85)>.Q\VP5:82.^[\=PM0%Y,O(%K--ZP+]T^\+<&,8PF4
M*`"704_:)5]LF';DPR!2-V=:RQ!RF*[$RC7#VOV!C/R%7Q2Y(TM=J0EF,T6L
MR5>:24VS;%.O&*K.G1$TFBQC\0T&TNC7BK9)K#*XTN4/+5]^X?,TG*[!_$O&
M[Z,6!O(QLG#RJ#22BY-@L(`JW7335)Q#B'=T%A7G<5AC&MT)CV]79&O6T]47
MNIF;B*F7#%K7D47+DB\A,LV:T4P?OD6:IFC554CAV!!ZLINYH+*>[S-N$2SC
M)&?O4G5V,I7DK6W<VBC72"3:UYV"IHN5EP?PJ1H5&P)H'-&@Z!,7Q2"*72#0
M>R!WG[6K3"/K-6LRUR<KL<Z:LG$Y&M99Q&J.GQ0,T29N08@F]%?CP**73+TP
M$./$!X!=M0W'X0OCW',75KZW>3.6TKBO0J\_AYR%L,L%!9-)&XIOH.88-)&O
MKPC&004.1\1`ZH+$ZOI"8`T&;=`X_P#N]S0-`T#0-`T#0-`T#0-`T#0-`T#0
M-`T#0-`T#0-`T#0-!4(G])L?M2/RPT'*G_3/0;]=C']ENU;^250]S_Z'7^7=
MT&6\OXHJ^<:$_P`9W=20&H3$S6)2?81ZQ6YYYK5IYE8F\$^5Z(J$B9"1CD?"
M.K$J@E3X%,&@CPOL5Q&K=\AV1(Z#.I9)6I03&,FE.J*<*TAJ.WCV["G-9P8T
MT\XH\N,6DK(1JZJB;I43&-W3#H,9L>5Y@!N^F1?SMJDZW-LHZ+6JI(RKQ+<(
M!L,/X=5'$S%13::<U&10@FZ9&(K`DU$#'1Z)QXZ"NR7+=PI.5UQC^Q6F\3>)
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M?JX_K]>6:MX2511=S,I=Y6<7G+-D.<L!^+Q[)3H+`@+?N(D(0INZ8-!@+-6Q
M/'^<\D7W)UEOENBYR\4V*IJ",7#U14:LSC(A"#%..E9"*<2K^#DF*(BZB7"A
MV*RRASF)W0T'P/N7OAB:E8BRS\G*O;1$URN4<9",@ZU!0J^/*\Q28*T-K5&4
M>$%$P,WU(++B@D5=)8QQ2.0#F`0I3[ET8F,TE(BMW6YTJM2#>0=M*M7HJHHP
M<+<%GBJT/;8UNI#G,0E:8K"V;1@B,><!%11,QQXZ"^:)L@QE1\FUK-2]QR1;
M\K5NR+6%&VV&7:II/D)"'-$3U=<UR*:LJ^E#3P@BNKU+<JR9VJ($.!2B`A,G
MW.YH&@:!H&@:!H&@:!H&@:!H&@:!H&@:!H&@:!H&@:!H&@:"H1/Z38_:D?EA
MH.5/^F>@WZ[&/[+=JW\DJA\AUH)3_P#PT#0-`XZ!H'O?X?Y:!H&@:!H&@<>/
MNZ!H&@:!H&@:!H&@:!H&@:!H&@:!H&@:!H&@:!H&@:!H&@:"H1/Z38_:D?EA
MH.5/^F>@W";+-S^V>#V?[98:;W"X;B)B+PW5&4G%2-^@&DA'/42NNM9O6JSL
MJK=PET@Z13=T.(<=!)CM:;4_26P?YQ:YX[H':TVI^DM@_P`XM<\=T#M:;4_2
M6P?YQ:YX[H':TVI^DM@_SBUSQW0.UIM3]);!_G%KGCN@=K3:GZ2V#_.+7/'=
M`[6FU/TEL'^<6N>.Z!VM-J?I+8/\XM<\=T#M:;4_26P?YQ:YX[H':TVI^DM@
M_P`XM<\=T#M:;4_26P?YQ:YX[H':TVI^DM@_SBUSQW0.UIM3]);!_G%KGCN@
M=K3:GZ2V#_.+7/'=`[6FU/TEL'^<6N>.Z!VM-J?I+8/\XM<\=T#M:;4_26P?
MYQ:YX[H':TVI^DM@_P`XM<\=T#M:;4_26P?YQ:YX[H':TVI^DM@_SBUSQW0.
MUIM3]);!_G%KGCN@=K3:GZ2V#_.+7/'=`[6FU/TEL'^<6N>.Z!VM-J?I+8/\
MXM<\=T#M:;4_26P?YQ:YX[H':TVI^DM@_P`XM<\=T#M:;4_26P?YQ:YX[H':
MTVI^DM@_SBUSQW0.UIM3]);!_G%KGCN@=K3:GZ2V#_.+7/'=`[6FU/TEL'^<
M6N>.Z!VM-J?I+8/\XM<\=T#M:;4_26P?YQ:YX[H':TVI^DM@_P`XM<\=T#M:
M;4_26P?YQ:YX[H':TVI^DM@_SBUSQW0.UIM3]);!_G%KGCN@=K3:GZ2V#_.+
M7/'=`[6FU/TEL'^<6N>.Z#[HW=MM2)(,C&W+8-`".4A,(Y'K@!P`_$1X^&@'
HPZ#FL_;JD?\`K&M?_P`+_;C]+M/W+_\`5OX?[N__`)?_`$O?T'__V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g710722tx_pg003b.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g710722tx_pg003b.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````9```_^X`#D%D
M;V)E`&3``````?_;`(0``0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0("`@("`@("`@("`P,#`P,#`P,#`P$!`0$!`0$"`0$"
M`@(!`@(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#
M`P,#`P,#`P,#_\``$0@`#@!P`P$1``(1`0,1`?_$`&<```("`P$`````````
M``````8'"`D!!0H$`0$`````````````````````$``!!`,``0,#`P4`````
M```%`P0&!P$""!02$Q46%PD`$0HA(C(C&!$!`````````````````````/_:
M``P#`0`"$0,1`#\`Z&;(_DK_`(<*EL.=U7/.H3P><5K,9-`IB(3H#H4FF+E,
M0,O8^?')DA=7O!A#1D5'JIX7;K*H*XU]2>^VN<9R%*]S_P`K6L*9[[@LNK'H
M8#UM^.*TF+<!/ZS&<\6#4=Z\O'D&X=DYF(&436)19O<05TY26)ZL]U]G&Z"[
MIE[;=1!DZ<!U:S1X`N^X.8T1LMG6]66!1-W6@/1AD\LBKM)+[9/G!2$G2N(@
M;A\@7RR!35[E!L]SCV/.4]:6JG^(1I.61307HG?DO[==8O>@B)X<2AL/;]-W
M[@'+*`5;M5I%T^G,]KC^%#U5!B>ZH(NBY])M"4;,1J;)7Y4:NY`&B=[U=8N]
MD@:VY_[?F=DT!%"Y7I*K6O2=V#I54D\%E&*+"E6:Y"\T0-CVA.(ME[)8V@%=
MK#BL<28O<O$-#0G#H/`CU7R*^JEWU$)9=/$^)1TW8P\EULGTGT8U@+4/N(=X
M/VSK%WUM-YVK34)L--&(&#>6&N[(WY2VS;(MBZ(:`ZI`>K6&\V!>IIQ5/7T/
MKS=ZA()X&,]*7YK8%34<[)/],W?/H>VN==ZQ#QN*Z-)%(@J&[@Z"#*N<K-MW
M;%=I^@3!SIWFB(5]`+PFL![)!<^7*0E`>D+59=`=%2)6T3&BX]*E!HJ""+B6
MEXISU@DLNI6V'B"?S6V&;=UX#PH/;+@2F;=K&(65`Z#GE*]?Q;HFW&D#,5!5
M>O5-TGVE@QHRS&.+=D3&P`=VNX>,8<P*N'&)YJY6T49I?'*#\$<FA6CD"2H+
M(I&Y+N,<Y`X'U@*N"L7,DQTE'3/2U_MQO/0I#=SI5AJ3R+2Y-Q<I:=%-4]"<
M'T#;.U2`1)Z[=ZLMV#AO@-=K9]2/;X,\JA:LZS?](QXC)3)FO7745[BPK"C&
M`XD[A/1ZD^6N16.*U;:!ENWCHC5+*AC$IV>CUV:6!!-PV`'B?2-%6/$;*G-8
MTWVY-@//XT8WZ6:M>@[\'2FF;,;'6+:SZ(WC+R[/-L"Y*0AZCB1R06"V>(9%
M^#J-<D'15B@H&"'4O)X*K`W34E"=5A.-)1,"T3BO4F>CNBB<0,L?`%(U[8OT
M@*MYW/&U6W7.7+F,0\OX.^Q@QD;G5#1H;&.E@>UH0U,?Q_(+T'#.CJ1LE."L
M9J-B,NZ6NH]*8&05(LG0\7*V"=L2.(.3;=DII@@QSE\T26V4;[;K:ZYVV"?C
MG[8^0OYGT'Y?O*^5Y/T_Y'D>O;WO?]W_`&>][G[^KU?W>K]_W_K^@YO^XJ9_
M&2S_`"O<Q7'^27L9T<0)(M!O#/($SIL^$Y(BU@8=@Q[Z1R6WXU$2E3RJ7JRI
MMA^X:RLN.535=#='.JC!%BBH%UUZ2"71?I/GPQ"*_<V>9^T'2@[:)#),!BI3
M4>[E'-3AP?2?RI1A'EQXQ9BD@LCL\2=[*/4MD4E4]%]D@K%F4SJ=WUB[%FZ4
MZ'&=T%KLA$AA\D96A6REV1<3B`FWX2"5JW4"$(VXXVV@30ZR.K98$(+\LZ?[
M&"&)-C5=$$S&)1S<_#6LQJBI^Q`DCBU(V2V[(,5?9C-:Z+)BK:T2NT]?]5)-
MXH6GC"^R$S%R;4/A!J!G^H4D8^G4TP^NF6H$#:<\@*1)]+0]%3E'C=+HN$(F
MJP!6E3N?Q^N;MT@;9H`=D2#0:K6VM<*OG@UT4PG(4ZY^XS1M@AIK)LK(K`Z7
MLX@Z7#558E5%]..>)V,IA4J#[3JTH=J--562FFV]<5K;?SXQO827*L?=$QNN
MSB18:#]XF.:?.%7(#9WLZ".\EG'&PVL89([3HNYC_)Q9STYI0T"L&TH>CS-&
M"SA-YF?K48]9BPJC@TQ%#S.*DP@9(*Y%OB'V\U4::IY;@8')'3X^UH3&K,K#
MKT[U\25Y@7I"P;)LJ$(]01X0R8%&\#94^QVAH=NO$#&@N1+VQG0(]:ZX(D\3
MQ1!OJBFU`^YYG-0L^DQ[>EZ*OPMU?%2E^.+Q?NK2KQ*R[*1<20>QE['KS0F-
M&L&$;8R9\+>UKL41`(9&LDM84HI']GJ"X:-.5500Z9-`(U4G30/NK-K6P9DD
MXC]F5DMT-@.2K5@[+Q*0LS$7+QC_`)+`0(D!:Q-5V(^A=SH\9D8]<R?915R"
M@C$QY&(5I:#VJ:7Z9!5%&J<KE/L$16EGC%A]@Q9K8!!ZNXZW5^!,3EC>)-P-
M-M++PX=!+`UB9![F6:I"M6JS8"0C.N.V\+%2R7418;[C=Y=]VH0RLIG:56:<
M&"K<5A9%K/GD5(/AS."*0QNL(D3F*X4D#F#YFA0EB.:;&]&B3,)A'IM9._`N
ML/8TC=[>KWM4@FP2U^@K)B+N>!8*2=#G0`C8H15JRMIZ_CH)R@W42?A-Y*LF
+WU\_"S[9=?</_]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
