<SEC-DOCUMENT>0001193125-15-098776.txt : 20150320
<SEC-HEADER>0001193125-15-098776.hdr.sgml : 20150320
<ACCEPTANCE-DATETIME>20150319174204
ACCESSION NUMBER:		0001193125-15-098776
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20150320
DATE AS OF CHANGE:		20150319

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RENAISSANCERE HOLDINGS LTD
		CENTRAL INDEX KEY:			0000913144
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980138020
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-189303
		FILM NUMBER:		15713843

	BUSINESS ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
		BUSINESS PHONE:		4412954513

	MAIL ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RENAISSANCERE HOLDINGS LTD
		CENTRAL INDEX KEY:			0000913144
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980138020
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
		BUSINESS PHONE:		4412954513

	MAIL ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>d893024dfwp.htm
<DESCRIPTION>FWP
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Filed Pursuant to Rule 433 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Dated March&nbsp;19, 2015 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Registration Statement Nos. 333-189303 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">333-189303-03 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Relating to </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Preliminary Prospectus Supplement Dated March&nbsp;19, 2015 and </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Prospectus dated June&nbsp;13, 2013 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RENAISSANCERE FINANCE INC. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RENAISSANCERE HOLDINGS LTD. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>3.700% SENIOR NOTES DUE 2025 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


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<TD VALIGN="top"><B>Issuer:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>RenaissanceRe Finance Inc.</TD></TR>
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<TD VALIGN="top"><B>Guarantor</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>RenaissanceRe Holdings Ltd.</TD></TR>
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Ratings*</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B></B>Moody&#146;s: A3 (negative)</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">S&amp;P: A (stable)</P></TD></TR>
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<TD VALIGN="top"><B>Principal Amount:</B><B></B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>$300,000,000</TD></TR>
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<TD VALIGN="top"><B>Issue Price</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>99.800%</TD></TR>
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<TD VALIGN="top"><B>Underwriting Discount</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>0.650%</TD></TR>
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Trade Date:</B></TD>
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<TD VALIGN="bottom"><B></B>March 19, 2015</TD></TR>
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<TD VALIGN="top"><B>Settlement Date:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>March 24, 2015</TD></TR>
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Maturity Date:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>April 1, 2025</TD></TR>
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<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Security Type:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>Senior Unsecured Fixed Rate Notes</TD></TR>
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Minimum Denominations:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>$2,000 and integral multiples of $1,000 in excess thereof</TD></TR>
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<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Coupon:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>3.700%</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Interest Payment Dates</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>Semi-annually on April 1 and October 1 of each year, commencing on October&nbsp;1,&nbsp;2015 (long first coupon)</TD></TR>
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<TD HEIGHT="8"></TD>
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<TD VALIGN="top"><B>Day Count Convention</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>30/360</TD></TR>
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<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Yield to Maturity:</B><B></B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>3.724%</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"><B>Treasury Benchmark</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>2.000% due February 15, 2025</TD></TR>
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<TD HEIGHT="8"></TD>
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<TD VALIGN="top"><B>Treasury Yield</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>1.974%</TD></TR>
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<TD HEIGHT="8"></TD>
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<TD VALIGN="top"><B>Spread to Treasury Benchmark:</B><B></B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>175 basis points</TD></TR>
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<TD VALIGN="top"><B>Make-Whole Call Payment:</B><B></B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>The Redemption Price for any redemption of Notes before January&nbsp;1,&nbsp;2025 shall be equal to the greater of (i) 100% of the principal amount of the Notes to be redeemed and (ii) the Discounted Present Value of the
Notes to be redeemed, plus in each case accrued and unpaid interest on the principal amount of such Notes</TD></TR></TABLE>

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<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">to, but excluding, the Redemption Date. The Redemption Price for any redemption of Notes on or after January 1, 2025 shall be equal to
100% of the principal amount of the Notes to be redeemed, plus accrued and unpaid interest on such principal amount of such Notes to, but excluding, the Redemption Date.</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">&#147;Discounted Present Value&#148; of any Note subject to optional redemption shall be equal to the sum of the present values of the remaining scheduled
payments of principal and interest (excluding interest accrued to the Redemption Date) on such Note discounted to the Redemption Date on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the applicable Treasury Rate
plus 30 basis points.</P></TD></TR>
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<TD VALIGN="top"><B>CUSIP</B><B>/ISIN</B><B>:</B></TD>
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<TD VALIGN="bottom"><B></B>75972YAA9 / US75972YAA91</TD></TR>
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<TD VALIGN="top"><B>Joint Book</B><B>runners</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B></B>Morgan Stanley &amp; Co. LLC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Barclays
Capital Inc.</P></TD></TR>
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<TD VALIGN="top"><B>Joint Lead </B><B>Managers:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B></B>Citigroup Global Markets Inc.</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Wells
Fargo Securities, LLC</P></TD></TR>
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<TD VALIGN="top"><B>Senior Co-Manager</B><B>:</B></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><B></B>HSBC Securities (USA) Inc.</TD></TR>
</TABLE> <P STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:10%">&nbsp;</P>
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<TD WIDTH="2%" VALIGN="top" ALIGN="left"><B>*</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Ratings may be changed, suspended or withdrawn at any time and are not a recommendation to buy, hold or sell any security.</B> </TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>The Issuer and the Guarantor have filed a registration statement (including a prospectus) (Registration Nos.
333-189303 and 333-189303-03) with the U.S. Securities and Exchange Commission (the &#147;<U>SEC</U>&#148;) for the offering to which this communication relates.&nbsp;Before you invest, you should read the prospectus for this offering in that
registration statement, the preliminary prospectus, the final prospectus, when available, and other documents the Issuer and the Guarantor have filed with the SEC for more complete information about the Issuer, the Guarantor and this
offering.&nbsp;You may get these documents for free by visiting EDGAR on the SEC website at</B><B><I> </I></B><B></B><B><I><U>www.sec.gov</U></I></B><B>.&nbsp;Alternatively, the Issuer, the Guarantor, any underwriter or any dealer participating in
this offering will arrange to send you the prospectus if you request it by calling Morgan Stanley &amp; Co. LLC toll free at 1-866-718-1649 or Barclays Capital Inc. toll free at 1-888-603-5847. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

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