<SEC-DOCUMENT>0001299933-18-000056.txt : 20180118
<SEC-HEADER>0001299933-18-000056.hdr.sgml : 20180118
<ACCEPTANCE-DATETIME>20180118162643
ACCESSION NUMBER:		0001299933-18-000056
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20180118
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20180118
DATE AS OF CHANGE:		20180118

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RENAISSANCERE HOLDINGS LTD
		CENTRAL INDEX KEY:			0000913144
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980138020
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14428
		FILM NUMBER:		18534251

	BUSINESS ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
		BUSINESS PHONE:		4412954513

	MAIL ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>htm_55757.htm
<DESCRIPTION>LIVE FILING
<TEXT>
<!-- CoverPageHeader start -->
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 3.2//EN">
<HTML>
<HEAD>
<TITLE> RenaissanceRe Holdings Ltd. (Form: 8-K) </TITLE>
</HEAD>
<BODY TEXT="#000000" BGCOLOR="#FFFFFF" ALINK="#0000FF" HLINK="#FF0000" VLINK="#800080">
<A NAME="DOCUMENT_TOP">&nbsp;</A>
<P>
<!-- CoverPageHeader end --><!-- CoverPageTitle START -->
<A NAME="DOCUMENT_TOP">&nbsp;</A>
<HR NOSHADE>
<P>
<P ALIGN="CENTER">
<FONT SIZE="4">
		UNITED STATES<BR>
	SECURITIES AND EXCHANGE COMMISSION
</FONT>
<BR>
<FONT SIZE="2">
	WASHINGTON, D.C. 20549
</FONT>
<P ALIGN="CENTER">
<FONT SIZE="5">
	FORM 8-K
</FONT>
<FONT SIZE="2">

</FONT>
</P>
<P ALIGN="CENTER">
<FONT SIZE="3">
	CURRENT REPORT
</FONT>
</P>
<P ALIGN="CENTER">
<FONT SIZE="2">
	Pursuant to Section&nbsp;13 or 15(d) of the Securities Exchange Act of 1934
</FONT>
</P>
<CENTER>
<TABLE CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="100%">
<TR VALIGN="BOTTOM">
<TD WIDTH="51%">
	&nbsp;
</TD>
<TD WIDTH="5%">
	&nbsp;
</TD>
<TD WIDTH="44%">
	&nbsp;
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	Date of Report (Date of Earliest Event Reported):
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	January 18, 2018
</FONT>
</TD>
</TR>
</TABLE>
<BR>
</CENTER>
<!-- CoverPageTitle END --><!-- CoverPageRegistrant START -->
<P ALIGN="CENTER"><!-- -->
<FONT SIZE="6">
	RenaissanceRe Holdings Ltd.
</FONT>
<FONT SIZE="2">
<BR>__________________________________________<BR>
	(Exact name of registrant as specified in its charter)
</FONT>
<CENTER>
<TABLE CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="100%">
<TR VALIGN="BOTTOM">
<TD WIDTH="33%">
	&nbsp;
</TD>
<TD WIDTH="34%">
	&nbsp;
</TD>
<TD WIDTH="33%">
	&nbsp;
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	Bermuda
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	001-14428
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	98-0141974
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
_____________________<BR>
	(State or other jurisdiction
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
_____________<BR>
	(Commission
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
______________<BR>
	(I.R.S. Employer
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	of incorporation)
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	File Number)
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	Identification No.)
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;&nbsp;
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	Renaissance House, 12 Crow Lane, Pembroke, Bermuda
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	HM 19
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
_________________________________<BR>
	(Address of principal executive offices)
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
___________<BR>
	(Zip Code)
</FONT>
</TD>
</TR>
</TABLE>
</CENTER>
<CENTER>
<TABLE CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="100%">

<TR VALIGN="BOTTOM">
<TD WIDTH="51%">
	&nbsp;
</TD>
<TD WIDTH="5%">
	&nbsp;
</TD>
<TD WIDTH="44%">
	&nbsp;
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	Registrant&#146;s telephone number, including area code:
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="CENTER" VALIGN="TOP">
<FONT SIZE="2">
	(441) 295-4513
</FONT>
</TD>
</TR>
</TABLE>
</CENTER>
<P ALIGN="CENTER">
<FONT SIZE="2">
	Not Applicable
<BR>______________________________________________<BR>
	Former name or former address, if changed since last report
</FONT>
<P ALIGN="CENTER">
<FONT SIZE="2">
	&nbsp;
</FONT>
<!-- CoverPageRegistrant END --><P><FONT SIZE="2">
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:</FONT>
</P>
<P><FONT SIZE="2">
[&nbsp;&nbsp;]&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))<br>
[&nbsp;&nbsp;]&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))<br>
</P></FONT><tr><td colspan="3"><!-- PageBreak START -->
<P>

<DIV ALIGN="LEFT" STYLE="PAGE-BREAK-BEFORE:ALWAYS">
<A HREF="#DOCUMENT_TOP">
<U>
<B>
<FONT SIZE="2">Top of the Form</FONT>
</B>
</U>
</A>
</DIV>
<!-- PageBreak END --></td></tr><P><FONT SIZE="2">
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</FONT>
</P>

<P><FONT SIZE="2">
Emerging growth company [&nbsp;&nbsp;]<br>
</P></FONT>
<P><FONT SIZE="2">
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [&nbsp;&nbsp;]<br>
</P></FONT><!-- PageBreak START -->
<P>
<HR NOSHADE>
<DIV ALIGN="LEFT" STYLE="PAGE-BREAK-BEFORE:ALWAYS">
<A HREF="#DOCUMENT_TOP">
<U>
<B>
<FONT SIZE="2">Top of the Form</FONT>
</B>
</U>
</A>
</DIV>
<!-- PageBreak END --><!-- Item START -->
<P ALIGN="LEFT">
<FONT SIZE="2">
<B>
	Item 7.01 Regulation FD Disclosure.
</B>
</FONT>
</P>
<P ALIGN="LEFT">
<FONT SIZE="2">
On January 18, 2018, RenaissanceRe Holdings Ltd. ("RenaissanceRe") and Catalina Holdings (Bermuda) Ltd ("Catalina") issued a press release announcing that RenaissanceRe Ventures Ltd., a subsidiary of RenaissanceRe, has signed a definitive agreement to acquire a minority shareholding in Catalina. Consummation of the transaction is subject to regulatory approval. A copy of the press release is furnished herewith as Exhibit 99.1.  <br><br>The information in Item 7.01 of this Form 8-K and Exhibit 99.1 attached hereto is being furnished and shall not be deemed "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section and shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, except as otherwise expressly stated in such filing.
</FONT>
</P>
<!-- Item END -->
<BR><BR><BR><BR><!-- Item START -->
<P ALIGN="LEFT">
<FONT SIZE="2">
<B>
	Item 9.01 Financial Statements and Exhibits.
</B>
</FONT>
</P>
<P ALIGN="LEFT">
<FONT SIZE="2">
(d) Exhibits.<br><br>Exhibit 99.1    Press release dated January 18, 2018 <br>
</FONT>
</P>
<!-- Item END -->
<BR><BR><BR><BR><P ALIGN="LEFT" STYLE="FONT-SIZE: 10PT"></P><!-- PageBreak START -->
<P>
<HR NOSHADE>
<DIV ALIGN="LEFT" STYLE="PAGE-BREAK-BEFORE:ALWAYS">
<A HREF="#DOCUMENT_TOP">
<U>
<B>
<FONT SIZE="2">Top of the Form</FONT>
</B>
</U>
</A>
</DIV>
<!-- PageBreak END --><P ALIGN="CENTER">
<FONT SIZE="2">
	Exhibit&nbsp;Index
</FONT>
<CENTER>
<TABLE CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="60%">
<TR VALIGN="BOTTOM">
<TD WIDTH="8%">
	&nbsp;
</TD>
<TD WIDTH="15%">
	&nbsp;
</TD>
<TD WIDTH="77%">
	&nbsp;
</TD>
</TR>

<BR>
<TR VALIGN="BOTTOM">
<TD NOWRAP ALIGN="LEFT">
<FONT SIZE="1">
<B>
	Exhibit No.
</B>
</FONT>
</TD>
<TD>
<FONT SIZE="1">
	&nbsp;
</FONT>
</TD>
<TD NOWRAP ALIGN="LEFT">
<FONT SIZE="1">
<B>
	Description
</B>
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD NOWRAP ALIGN="CENTER">
<HR SIZE="1" NOSHADE>
</TD>
<TD>
<FONT SIZE="1">
	&nbsp;
</FONT>
</TD>
<TD NOWRAP ALIGN="CENTER">
<HR ALIGN="LEFT" SIZE="1" WIDTH="88%" NOSHADE>
</TD>
</TR>





<TR VALIGN="BOTTOM">
<TD VALIGN="TOP" WIDTH="8%" nowrap>
<FONT SIZE="2">
<DIV ALIGN="LEFT">
	99.1
</DIV>
</FONT>
</TD>
<TD WIDTH="15%">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP" WIDTH="77%">
<FONT SIZE="2">
<A HREF="exhibit1.htm" >
Press Release dated January 18, 2018
</A>
</FONT>
</TD>
</TR></TABLE></CENTER><!-- PageBreak START -->
<P>
<HR NOSHADE>
<DIV ALIGN="LEFT" STYLE="PAGE-BREAK-BEFORE:ALWAYS">
<A HREF="#DOCUMENT_TOP">
<U>
<B>
<FONT SIZE="2">Top of the Form</FONT>
</B>
</U>
</A>
</DIV>
<!-- PageBreak END --><!-- SignatureHeader START -->
<P ALIGN="CENTER">
<FONT SIZE="2">
<B>
	SIGNATURES
</B>
</FONT>
</P>
<P ALIGN="LEFT">
<FONT SIZE="2">
	Pursuant to the requirements of the Securities Exchange Act of 1934, the
	registrant has duly caused this report to be signed on its behalf by the
	undersigned hereunto duly authorized.
</FONT>
</P>
<!-- SignatureHeader END --><!-- Signature START -->
<CENTER>
<TABLE CELLSPACING="0" BORDER="0" CELLPADDING="0" WIDTH="100%">
<TR VALIGN="BOTTOM">
<TD WIDTH="19%">
	&nbsp;
</TD>
<TD WIDTH="34%">
	&nbsp;
</TD>
<TD WIDTH="3%">
	&nbsp;
</TD>
<TD WIDTH="1%">
	&nbsp;
</TD>
<TD WIDTH="43%">
	&nbsp;
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD COLSPAN="3" VALIGN="TOP" ALIGN="LEFT">
<FONT SIZE="2">
	RenaissanceRe Holdings Ltd.
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD VALIGN="TOP">
<FONT SIZE="2">
<I>
	January 18, 2018
</I>
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
<I>
	By:
</I>
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
<I>
	/s/ Stephen H. Weinstein
</I>
<BR>
</FONT>
</TD>
</TR>
<TR>
<TD VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<HR SIZE="1" NOSHADE>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
<I>
	Name: Stephen H. Weinstein
</I>
</FONT>
</TD>
</TR>
<TR VALIGN="BOTTOM">
<TD VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD>
<FONT SIZE="2">
	&nbsp;
</FONT>
</TD>
<TD ALIGN="LEFT" VALIGN="TOP">
<FONT SIZE="2">
<I>
	Title: SVP, Group General Counsel & Corporate Secretary
</I>
</FONT>
</TD>
</TR>
</TABLE>
</CENTER>
<!-- Signature END --><!-- PageBreak START -->
<P>
<HR NOSHADE>
<DIV ALIGN="LEFT" STYLE="PAGE-BREAK-BEFORE:ALWAYS">
<A HREF="#DOCUMENT_TOP">
<U>
<B>
<FONT SIZE="2">Top of the Form</FONT>
</B>
</U>
</A>
</DIV>
<!-- PageBreak END --><!-- HTMLFooter START -->
</BODY>
</HTML>
<!-- HTMLFooter END -->
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit1.htm
<DESCRIPTION>EX-99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 3.2//EN">
<HTML>
<HEAD>
<TITLE ID="1"> EX-99.1 </TITLE>
</HEAD>
<BODY TEXT="#000000" BGCOLOR="#FFFFFF" ALINK="#0000FF" HLINK="#FF0000" VLINK="#800080">

<BODY style="font-family: 'Times New Roman',Times,serif">


<P align="right" style="font-size: 10pt"><FONT style="font-size: 11pt">Exhibit&nbsp;99.1</FONT>



<P align="left" style="font-size: 11pt"><img src="e44236-181815220619cc61f0_1.jpg"> <img src="e44236-181815220619cc61f0_2.jpg">


<P align="center" style="font-size: 11pt"><FONT style="font-size: 12pt"><B><I>RenaissanceRe to acquire minority shareholding in Catalina</I></B></FONT>



<P align="left" style="font-size: 12pt"><FONT style="font-size: 11pt">PEMBROKE, Bermuda &#150; January&nbsp;18, 2018 &#151; Catalina Holdings (Bermuda) Ltd (&#147;Catalina&#148;) and
RenaissanceRe Holdings Ltd. (&#147;RenaissanceRe&#148;) (NYSE:RNR) are pleased to announce that RenaissanceRe
Ventures Ltd., a subsidiary of RenaissanceRe, has signed a definitive agreement to acquire a
minority shareholding in Catalina. The agreement is subject to regulatory approval and is expected
to close concurrently with the majority acquisition of Catalina by affiliates of Apollo Global
Management (&#147;Apollo&#148;).
</FONT>

<P align="left" style="font-size: 11pt">The transaction will see RenaissanceRe become a minority shareholder in Catalina, joining Apollo
and its affiliates who signed a definitive agreement to acquire a majority shareholding in October
2017. Aditya Dutt, President of Renaissance Underwriting Managers, Ltd., will join the Catalina
board of directors.


<P align="left" style="font-size: 11pt">RenaissanceRe&#146;s investment will provide strategic benefits to Catalina and help the business to
explore a wider range of transaction structures as it continues to execute its growth strategy that
has seen the business grow steadily and consistently over many years.


<P align="left" style="font-size: 11pt">Chris Fagan, Chairman and Chief Executive of Catalina, said: &#147;We&#146;re delighted to welcome
RenaissanceRe as shareholders in Catalina. They join us at time of significant opportunity to help
us capitalize on the continued growth of the non-life legacy sector.


<P align="left" style="font-size: 11pt">&#147;Together with Apollo, our new shareholders provide us with access to additional expertise and
substantial financial resources that will help us to take advantage of the vast array of legacy
market opportunities we continue to see, driving our business through the next phase of its growth,
and strengthening our position as one of the legacy market&#146;s leading consolidators.&#148;


<P align="left" style="font-size: 11pt">Kevin O&#146;Donnell, President and Chief Executive Officer of RenaissanceRe, commented: &#147;We are pleased
to partner with Catalina as they have demonstrated a strong, consistent track record in managing
legacy businesses. This transaction is consistent with our strategy to expand the suite of
capabilities at our disposal to bring to our clients, through partnership with a proven industry
leader. We look forward to working with the Catalina team on new opportunities.&#148;


<P align="left" style="font-size: 11pt">Since being founded in 2005, Catalina has completed 24 transactions acquiring $5.6&nbsp;billion of
non-life insurance and reinsurance liabilities, and as at 30 September&nbsp;2017 had total assets of
$3.6&nbsp;billion and shareholders&#146; equity of $719&nbsp;million.


<P align="left" style="font-size: 11pt"><B>About Catalina Holdings (Bermuda) Ltd</B>


<P align="left" style="font-size: 11pt">Catalina is a long-term consolidator in the non-life insurance/reinsurance run-off sector.&nbsp;Catalina
was established in 2005 to focus solely on the acquisition and management of non-life
insurance/reinsurance liabilities in run-off. Since its foundation, Catalina has acquired or
reinsured $5.6bn of non-life insurance and reinsurance liabilities.&nbsp;Catalina has received approvals
from Bermudian, Irish, Swiss, UK (FSA/PRA and Lloyd&#146;s) and various US state insurance regulators
for prior acquisitions and reinsurance transactions.&nbsp;Catalina maintains offices in Bermuda, Denver,
Dublin, Hartford, London, New York and Pfaffikon, Switzerland, with approximately 180 employees.
For further details about Catalina&#146;s acquisitions or its management team please refer to
<U>www.catalinare.com</U>.


<P align="left" style="font-size: 11pt"><B>About RenaissanceRe</B>


<P align="left" style="font-size: 11pt">RenaissanceRe is a global provider of reinsurance and insurance that specializes in matching
well-structured risks with efficient sources of capital. The company provides property, casualty
and specialty reinsurance and certain insurance solutions to customers, principally through
intermediaries. Established in 1993, RenaissanceRe has offices in Bermuda, Ireland, Singapore, the
United Kingdom, and the United States.


<P align="left" style="font-size: 11pt">All statements other than present and historical facts and conditions contained in this press
release, including any statements regarding any future results of operations and financial
positions, business strategy, plans and any objectives for future operations, are forward-looking
statements and are made pursuant to the safe harbor provisions of the Private Securities Litigation
Reform Act of 1995. These statements are only predictions and reflect the applicable party&#146;s
current beliefs and expectations with respect to future events and are based on assumptions and
subject to risk and uncertainties and subject to change at any time. We operate in a very
competitive and rapidly changing environment. New risks emerge from time to time. Given these risks
and uncertainties, you should not place undue reliance on these forward-looking statements. Actual
events or results may differ materially from those contained in the projections or forward-looking
statements.


<P align="center" style="font-size: 11pt"><B>-###-</B>


<DIV align="center">
<TABLE style="font-size: 11pt" cellspacing="0" border="0" cellpadding="0" width="95%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="63%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="32%">&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="font-size: 11pt">
    <TD colspan="3" valign="top" align="left"><B>For more information, please contact:</B><BR></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>Catalina</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><BR></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Instinctif Partners
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&#043;44 (0)20 7457 2020</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Nick Woods
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">nick.woods@instinctif.com</TD>
</TR>
<TR style="font-size: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">
&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top" style="border-top: 1px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Ross Gillam
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">ross.gillam@instinctif.com</TD>
</TR>
<TR style="font-size: 1px">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">
&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top" style="border-top: 1px solid #000000">&nbsp;</TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><B>RenaissanceRe</B>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><BR></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><I>Investors:</I>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><BR></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Keith McCue<BR>
441-239-4830<BR>
Senior Vice President, Finance &#038; Investor Relations<BR>
or<BR>
<I>Media:</I>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><BR>
<BR>
<BR>
<BR>
<BR></TD>
</TR>
<TR valign="bottom" style="font-size: 11pt">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Elizabeth Tillman<BR>
Director &#150; Communications<BR>
212-238-9224<BR>
Kekst and Company<BR>
Peter Hill or Dawn Dover<BR>
212-521-4800
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top"><BR>
<BR>
<BR>
<BR>
<BR>
<BR></TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>



<P align="center" style="font-size: 10pt; display: none">




<!-- v.121908 -->
</BODY>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>e44236-181815220619cc61f0_1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 e44236-181815220619cc61f0_1.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1" !% &,# 2(  A$! Q$!_\0
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MI>![KQ9H^R?2M12WOKGP_?W<XTO[1#^;(:10%1FX971"Y6/>BX3/.U!C(R
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"_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>e44236-181815220619cc61f0_2.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 e44236-181815220619cc61f0_2.jpg
M_]C_X  02D9)1@ ! 0   0 !  #_VP!#  $! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_
MVP!# 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0$!
M 0$! 0$! 0$! 0$! 0$! 0$! 0$! 0'_P  1"  > )\# 2(  A$! Q$!_\0
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MBAHOPQ^(/P[_ &<_!NE>''7Q9J?@;Q#K=AX5UWXF>(_$VD^$-,\:OK>@>'M
M^(5]X/\ $EC9>QCL!]<IY+A:-/#_ -MSC5AF"A.E2@HUZ]-9;#%3YHT(X^</
M:QJ)6J-2HQK1]LJSAXF49Q#*Z_$.,KUL6^'(U*$LIC.%;$56\/0G+-ZN$CRS
MKRRVE/EE2>M&+5:>'E*G5HJK^TN]3_$O.<<CG'7'Y4NY?[P_,5^%M[_P60C@
M_:[^+W[/EY^S[\0/"'A/]GOX5#QYXYD\3VL&I_&WXH^*_&>I_#;PS\%/A?\
M!CX4>&+V_M%\6?%?Q'\7/AXOA.R\:>*M)UB=?$7]C^+_  _\.]6TZ^2'OO\
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MKH_Q'\9_%#X;?$?Q/K7QOG^(WB3XCZ</&@\0Z+>V_C"ZL]0\&_-G[$O[-?\
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6K42::E#W.?D:@U[L7%QC:/*O=3/_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
