<SEC-DOCUMENT>0000899140-19-000381.txt : 20190507
<SEC-HEADER>0000899140-19-000381.hdr.sgml : 20190507
<ACCEPTANCE-DATETIME>20190507162921
ACCESSION NUMBER:		0000899140-19-000381
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		4
FILED AS OF DATE:		20190507
DATE AS OF CHANGE:		20190507
EFFECTIVENESS DATE:		20190507

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RENAISSANCERE HOLDINGS LTD
		CENTRAL INDEX KEY:			0000913144
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980138020
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14428
		FILM NUMBER:		19803537

	BUSINESS ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
		BUSINESS PHONE:		4412954513

	MAIL ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>r29359974a.htm
<DESCRIPTION>SCHEDULE 14A - DEFINITIVE ADDITIONAL MATERIALS
<TEXT>
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    <div style="text-align: center; color: rgb(0, 0, 0); font-family: Arial,Helvetica,&quot;sans-serif&quot;; font-size: 10pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">SECURITIES AND EXCHANGE COMMISSION</font></div>
    <div style="text-align: center; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Washington, D.C. 20549</font></div>
    <div style="text-align: center; margin-top: 6.6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; font-weight: bold; color: rgb(0, 0, 0);">SCHEDULE 14A</font></div>
    <div style="text-align: center; margin-top: 11pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">Proxy Statement Pursuant to Section&#160;14(a) of the</font></div>
    <div style="text-align: center; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">Securities Exchange Act of 1934</font></div>
    <div style="text-align: center; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">(Amendment No.&#160;&#160;&#160;&#160;)</font></div>
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            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
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            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; color: rgb(0, 0, 0);">&#9744;</font></div>
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          <td style="width: 2.97%; vertical-align: bottom;">
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          <td style="width: 93.1%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
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            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; color: rgb(0, 0, 0);">&#9744;</font></div>
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            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Definitive Proxy Statement</font></div>
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            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
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            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
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            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
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          <td style="width: 86.03%; vertical-align: middle;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
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          <td style="width: 1.78%; vertical-align: bottom;">
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          <td style="width: 91.46%; vertical-align: bottom; border-right: #000000 2px solid;" colspan="3">
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          <td style="width: 93.24%; vertical-align: middle; border-right: #000000 2px solid;" colspan="4">
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          <td style="width: 6.76%; vertical-align: top; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; color: rgb(0, 0, 0);">&#9744;</font></div>
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          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
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          <td style="width: 91.46%; vertical-align: bottom; border-right: #000000 2px solid;" colspan="3">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and
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          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
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          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
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          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
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          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
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            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(1)</font></div>
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            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Title of each class of securities to which the transaction applies:</font></div>
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          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(2)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Aggregate number of securities to which the transaction applies:</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(3)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Per unit price or other underlying value of the transaction computed pursuant to
                Exchange Act Rule 0-11 (set forth the amount on which the filing fee is calculated and state how it was determined):</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(4)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Proposed maximum aggregate value of the transaction:</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(5)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Total fee paid: <br>
              </font></div>
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">&#160;<font style="font-size: 10pt; color: rgb(0, 0, 0);"><br>
              </font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 93.24%; vertical-align: middle; border-right: #000000 2px solid;" colspan="4">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: top; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; color: rgb(0, 0, 0);">&#9744;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 91.46%; vertical-align: bottom; border-right: #000000 2px solid;" colspan="3">
            <div style="text-align: left; margin-right: 8.8pt; margin-bottom: 1.1pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">Fee paid previously with preliminary
                materials.</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 93.24%; vertical-align: middle; border-right: #000000 2px solid;" colspan="4">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: top; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; color: rgb(0, 0, 0);">&#9744;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 91.46%; vertical-align: bottom; border-right: #000000 2px solid;" colspan="3">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">Check box if any part of the fee is offset as provided by Exchange
                Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing.</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(1)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Amount Previously Paid:</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(2)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Form, Schedule or Registration Statement No.:</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(3)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Filing Party:</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: middle; border-left: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 4.5%; vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;">&#160;</font></div>
          </td>
          <td style="width: 88.74%; vertical-align: middle; border-right: #000000 2px solid;" colspan="2">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 1pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.76%; vertical-align: bottom; border-left: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: left; margin-left: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 1.78%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 2.72%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">(4)</font></div>
          </td>
          <td style="width: 2.71%; vertical-align: bottom; border-bottom: #000000 2px solid;">
            <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
          <td style="width: 86.03%; vertical-align: top; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
            <div style="text-align: left; margin-right: 8.8pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Date Filed:</font></div>
            <div style="text-align: left; margin-right: 8.8pt; margin-bottom: 1.1pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">&#160;</font></div>
          </td>
        </tr>

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      </font> </div>
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    <div><font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
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        Arial,Helvetica,&quot;sans-serif&quot;; font-style: italic; color: rgb(0, 0, 0);">Beginning on May&#160;7, 2019, RenaissanceRe Holdings Ltd. made the following letter available to shareholders:</font></div>
    <div><font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
      </font> </div>
    <div style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><img src="image00001.jpg"></div>
    <div style="text-align: left; margin-top: 12pt; margin-bottom: 6pt; color: rgb(15, 91, 130); font-family: Arial,Helvetica,&quot;sans-serif&quot;; font-size: 12pt; font-weight: bold;">Dear Shareholders:</div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">By now you should have received our Proxy Statement for RenaissanceRe Holdings Ltd.&#8217;s
        (&#8220;RenaissanceRe,&#8221; the &#8220;Company,&#8221;, &#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8221;) Annual General Meeting of Shareholders to be held on May&#160;15, 2019. You can view our Proxy Statement on our website at<font style="font-size: 10pt; font-style: italic;"> www.renre.com</font>.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">We are writing to ask for your support at the Annual General Meeting by voting in accordance
        with the recommendations of our Board of Directors (our&#160;&#8220;Board&#8221;) on all proposals. In particular, we are requesting your support in approving our say-on-pay proposal by voting &#8220;<font style="font-size: 10pt; font-weight: bold;"><u>FOR</u></font>&#8221;
        Proposal&#160;2.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">In each of the last three years,<font style="font-size: 10pt; font-weight: bold;"> our
          shareholders have shown strong support for our annual say-on-pay proposals, with approval rates of approximately 96% in 2018, 95% in 2017 and 94% in 2016</font>. Our Board remains committed to an executive compensation program that supports
        performance, reduces risk and aligns with investors&#8217; interests.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Institutional Shareholder Services (&#8220;ISS&#8221;) has issued a voting recommendation that is
        inconsistent with our Board&#8217;s recommendation on Proposal&#160;2. We are taking this opportunity to provide our shareholders with additional information and context regarding our executive compensation program. <font style="font-size: 10pt; font-weight:
          bold;">We believe that the link between our financial performance and executive compensation program is strong and in the best interests of our shareholders.</font></font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; font-weight: bold; color: rgb(15, 91, 130);">Our Performance Has Been Strong over the Course of Our CEO&#8217;s Tenure</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">As detailed in our Proxy Statement, our Compensation and Corporate Governance Committee
        (the&#160;&#8220;Committee&#8221;) annually reviews the compensation for our Chief Executive Officer (&#8220;CEO&#8221;), Kevin&#160;J. O&#8217;Donnell, and each of our other named executive officers with input from with its nationally recognized, independent compensation consultant,
        Mercer (U.S.) Inc. (&#8220;Mercer&#8221;).</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Since Mr.&#160;O&#8217;Donnell became CEO in 2013, our industry has undergone significant change and
        intense consolidation. During this time, Mr.&#160;O&#8217;Donnell has led the Company to become a diversified specialty reinsurer with an innovative and flexible operating platform, through meaningful diversification and growth.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">The Committee recognized that, as a result of the execution of our strategic plan under
        Mr.&#160;O&#8217;Donnell&#8217;s leadership, the Company&#8217;s business has evolved significantly, strengthening our ability to continue our legacy of industry leading returns. Among other things, over this period we have significantly diversified our assumed risk
        portfolio; meaningfully improved our operating leverage; achieved material inorganic and organic growth; and enhanced the optimization of our investment portfolio, strengthening the relative and absolute contribution of our investment assets to the
        Company&#8217;s income.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">As a result of these efforts, the Company has seen:</font></div>
    <div>
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            <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Total revenues increase from $1.3&#160;billion in 2014 to $2.1&#160;billion in 2018, a 13% compound annual growth rate (&#8220;CAGR&#8221;);</font></div>
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              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Gross premiums written increase from $1.6&#160;billion in 2014 to $3.3&#160;billion in 2018, a CAGR of 21%;</font></div>
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              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Growth in shareholders&#8217; equity of approximately 30% over the previous five years;</font></div>
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              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Net income available to common shareholders of $2.0&#160;billion, cumulatively since 2013;</font></div>
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            <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Two successful acquisitions (Platinum Underwriters Holdings, Ltd. in 2015 and Tokio Millennium Re (&#8220;TMR&#8221;) in 2019), both of which
                  accelerated the Company&#8217;s strategy and were accretive to shareholders;</font></div>
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            <td style="width: 36pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
            <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Significant diversification of our portfolio to provide more stable long-term returns. For the year ended December 31, 2014,
                  approximately 69% of our gross premiums written were attributable to our Property segment, while, as of December&#160;31, 2018, we had a much more balanced portfolio, with approximately 53% of our gross premiums written in our Property segment
                  and 47% of our gross premiums written in our Casualty and Specialty segment;</font></div>
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z222705dee70e47b9957676672e55314f">

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            <td style="width: 36pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
            <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Relatively flat operational and corporate expenses over the previous five years, in this era of expansion and diversification;</font></div>
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    </div>
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    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable">

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            <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Substantial growth in our fee-based operations and enhancement of public disclosure of these important operations; and</font></div>
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    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable">

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            <td style="width: 36pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
            <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">As was pointed out in the ISS report, total shareholder return in 2018 that outperformed our GICS industry peers and the Russell 3000
                  Index.</font></div>
            </td>
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      </table>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 12pt; margin-bottom: 12pt;">
      <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial; font-size: 10pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">1</font></div>
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">At the same time, however, since being promoted to CEO in 2013, Mr.&#160;O&#8217;Donnell&#8217;s target annual
        compensation<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> has increased at a 3% CAGR, with <font style="font-size: 10pt; font-weight: bold;">92% of that increase delivered in at-risk performance-based pay</font>.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; font-weight: bold; color: rgb(15, 91, 130);">Our Compensation Program is Performance-Based</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Our executive compensation program is performance-based and governed through comprehensive
        oversight by the independent directors sitting on the Committee, with assistance from Mercer. The Committee regularly evaluates the economic, strategic and organizational challenges facing the Company and periodically modifies our compensation
        programs in order to address these and other factors that evolve over time.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">In particular, the Committee has overseen the implementation of a disciplined
        pay-for-performance compensation framework that aligns our executive compensation programs with the interests of our shareholders. In 2018, <font style="font-size: 10pt; font-weight: bold;">87% of Mr.&#160;O&#8217;Donnell&#8217;s target annual compensation was at
          risk</font>. The carefully crafted compensation programs implemented by the Committee operated as designed by the Committee and rewarded Mr.&#160;O&#8217;Donnell for exceptional performance in 2018.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">At the same time, the Committee exercised thoughtful discretion, deferring realization of a
        meaningful portion of the compensation of Mr.&#160;O&#8217;Donnell and our other named executive officers in respect of 2018. As ISS observed, and as detailed in our Proxy Statement, the Committee determined to <font style="font-size: 10pt; font-weight:
          bold;">withhold payment of approximately 14% of the performance-based annual incentive bonuses</font> earned by the named executive officers for 2018, and made the payment of such amounts contingent on the attainment of certain of our publicly
        disclosed key strategic goals related to the TMR acquisition. The Committee will continue to exercise vigorous oversight of CEO and named executive officer compensation, and to utilize discretion where appropriate to further bolster the linkages
        between realized pay and financial performance, and the attainment of our strategic goals.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; font-weight: bold; color: rgb(15, 91, 130);">Our Peer Group Consists of Companies Against Whom We Compete for
        Business and Senior Executive Talent</font></div>
    <div style="background-color: #FFFFFF;">
      <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">ISS expressed concern regarding the level of our CEO&#8217;s target incentive opportunity
          relative to a peer group of companies selected by ISS and also utilized this peer group for a comparison of the Company&#8217;s relative performance. We believe that most of the companies in the ISS selected peer group are not appropriate for purposes
          of comparing compensation and company performance.</font></div>
      <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">The Committee dedicates significant effort to developing a relevant compensation peer group
          for the Company and works with Mercer to regularly review the composition of this group. Our compensation peer group is composed of companies with significant reinsurance operations and risk portfolios like ours. We compete with the companies
          that comprise our compensation peer group for business and for senior executive talent.</font></div>
      <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">The Committee also considers company size, both by revenue and by market capitalization,
          and our market presence and financial position are broadly comparable with our compensation peer group as a whole and with the individual companies that comprise it. We include some companies in our peer group with higher revenues because these
          selected peer companies are our primary competitors for both business and executive talent. To ensure that our competitive pay analysis is not unduly influenced by the larger companies in our compensation peer group, we review the competitive pay
          information for all 11 peer companies individually, rather than relying on average or other summary statistics that may be distorted by outliers.</font></div>
      <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">In contrast, for the most part, the companies in the ISS peer group are not ones with which
          we compete for either business or for the hiring of senior executives and are engaged in entirely different and unrelated lines of business to us.&#160; Many of the companies in the ISS peer group are not principally in the risk-bearing business, or
          have very different business portfolios reflecting different strategies, financial return patterns, professional skills and talent needs.</font></div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">For example, the ISS peer group includes:</font></div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div>
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              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">a mid-market independent insurance brokerage, which functions principally as an intermediary rather than a risk-bearing reinsurer or
                    insurer;</font></div>
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      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z03d8ba4128544ad182a848f5f8e2904f">

            <tr>
              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">mortgage insurance companies with strategies and portfolios that differ significantly from those of the Company;</font></div>
              </td>
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      </div>
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        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="za55a1185bbcf4eadbc32add6c82b08bd">

            <tr>
              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">a real estate services company whose services include title insurance; and</font></div>
              </td>
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        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z64e3bcc054ff4e0193f5c390ae22ed61">

            <tr>
              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">a company which operates as attorney-in-fact for a reciprocal insurer and whose revenues are principally agent compensation.</font></div>
              </td>
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        </table>
      </div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Moreover, for the most part, the companies in the ISS peer group operate in different jurisdictions than the markets where we
          principally operate.</font><font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
          <br>
        </font>
        <hr noshade="noshade" align="left" style="text-align: left; background-color: #000000; border: 0px; height: 1px; width: 2in; margin-left: 0pt; margin-right: auto; color: #000000;">
        <div style="text-align: left; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt;"><sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup> &#8220;Target annual compensation&#8221; includes base salary, target performance-based annual incentive, and grant date fair value
            of long-term incentives.</font></div>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 12pt; margin-bottom: 12pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-family: Arial; font-size: 10pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">2</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Tellingly, the vast majority of the companies selected in the ISS peer group also do <font style="font-size: 10pt;"><u>not</u></font> consider us as peers:</font></div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="za750b6bdba7248e99536c5f38e206504">

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              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Of the 18 companies in the ISS peer group:</font></div>
              </td>
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      </div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="ze458aeb239cb4b8098db62abc4970ce4">

          <tr>
            <td style="width: 72pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: left; margin-left: 54pt; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">-</font></div>
            </td>
            <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
              <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">only two are part of the compensation peer group selected by the Committee; and</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="background-color: #FFFFFF;">
      <div style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable">

              <tr>
                <td style="width: 72pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                  <div style="text-align: left; margin-left: 54pt; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">-</font></div>
                </td>
                <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                  <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">only four include RenaissanceRe in their peer group, including the two referenced above.</font></div>
                </td>
              </tr>

          </table>
        </div>
      </div>
    </div>
    <div style="background-color: #FFFFFF;">
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 12pt; margin-bottom: 6pt; width: 100%;" class="DSPFListTable" id="z21168796be124b5daabc930fd8f5f6a7">

            <tr>
              <td style="width: 18pt; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;; text-align: center;">&#8226;</td>
              <td style="width: auto; vertical-align: top; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
                <div style="text-align: justify; margin-bottom: 6pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">In contrast, of the companies selected by RenaissanceRe for its compensation peer group, all but one also included RenaissanceRe in
                    their own peer group (of those that disclosed a peer group in their most recent proxy statement).</font></div>
              </td>
            </tr>

        </table>
      </div>
    </div>
    <div style="text-align: justify; margin-top: 6pt; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 12pt; font-weight: bold; color: rgb(15, 91, 130);">Conclusion</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">We are committed to having an active and open conversation with our shareholders and have
        received shareholder feedback on many aspects of our business, including our corporate strategy, financial results and performance and related matters. We welcome having an open dialogue with you and receiving your constructive feedback regarding
        our executive compensation program.</font></div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">For the foregoing reasons and the reasons set forth in our Proxy
        Statement, we urge you to vote &#8220;<font style="font-size: 10pt;"><u>FOR</u></font>&#8221; the approval of our say-on-pay proposal (Proposal&#160;2).</font></div>
    <div style="text-align: justify; margin-bottom: 12pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Thank you for your consideration. If you have any questions, comments or would like
        additional information, please contact Stephen Weinstein, our Group General Counsel and Corporate Secretary, at +1 (441)&#160;239-4812, Keith McCue, our Director of Investor Relations, at +1 (441)&#160;295-4513, or our proxy solicitation agent, MacKenzie
        Partners, toll-free at +1 (800)&#160;322-2885.</font></div>
    <br>
    <div style="text-align: left; margin-top: 13.2pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">May&#160;7, 2019</font></div>
    <div style="text-align: right; margin-top: 13.2pt; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">Sincerely,</font></div>
    <div><font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
      </font> </div>
    <div style="text-align: right; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);"> <img width="150" border="0" height="25" src="gibbons.jpg"></font></div>
    <div style="text-align: right; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">James&#160;L. Gibbons</font></div>
    <div style="text-align: right; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-style: italic; color: rgb(0, 0, 0);">Non-Executive Chair of the Board of Directors</font></div>
    <div><font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
      </font> </div>
    <div><font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
      </font> </div>
    <div style="text-align: right; font-family: Arial,Helvetica,&quot;sans-serif&quot;;">
      <div style="text-align: right;"><font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
        </font> </div>
    </div>
    <div style="text-align: right; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);"><img src="henry.jpg"></font></div>
    <div style="text-align: right; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-weight: bold; color: rgb(0, 0, 0);">Henry Klehm&#160;III</font></div>
    <div style="text-align: right; font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><font style="font-size: 10pt; font-style: italic; color: rgb(0, 0, 0);">Chair of the Compensation and<font style="font-size: 10pt;"><br>
        </font>Corporate Governance Committee</font></div>
    <font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
    </font> <font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"><br>
    </font> </div>
  <font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"> </font>
  <div style="text-align: center; font-family: Arial,Helvetica,&quot;sans-serif&quot;;" id="DSPFPageNumberArea"><font style="font-size: 10pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal; font-family: Arial;" id="DSPFPageNumber">3</font></div>
  <font style="font-family: Arial,Helvetica,&quot;sans-serif&quot;;"> </font>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
