<SEC-DOCUMENT>0001193125-22-031184.txt : 20220208
<SEC-HEADER>0001193125-22-031184.hdr.sgml : 20220208
<ACCEPTANCE-DATETIME>20220208172501
ACCESSION NUMBER:		0001193125-22-031184
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20220208
DATE AS OF CHANGE:		20220208

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			RENAISSANCERE HOLDINGS LTD
		CENTRAL INDEX KEY:			0000913144
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				980138020
		STATE OF INCORPORATION:			D0
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14428
		FILM NUMBER:		22602865

	BUSINESS ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
		BUSINESS PHONE:		4412954513

	MAIL ADDRESS:	
		STREET 1:		RENAISSANCE HOUSE
		STREET 2:		12 CROW LANE
		CITY:			PEMBROKE
		STATE:			D0
		ZIP:			HM19
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>d295373ddefa14a.htm
<DESCRIPTION>DEFA14A
<TEXT>
<HTML><HEAD>
<TITLE>DEFA14A</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM 8-K
</B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CURRENT REPORT </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant
to Section 13 or 15(d) </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>of the Securities Exchange Act of 1934 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Date of Report (Date of earliest event reported): February 4, 2022 </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>RenaissanceRe Holdings Ltd. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name of registrant as specified in its charter) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="34%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Bermuda</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>001-14428</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>98-0141974</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or other jurisdiction</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>of incorporation)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Commission</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>File Number)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(IRS Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification No.)</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Renaissance House, 12 Crow Lane, Pembroke, Bermuda HM 19 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Address of Principal Executive Office) (Zip Code) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(441) 295-4513 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Registrant&#146;s telephone number, including area code) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Former
name or former address, if changed since last report). </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below
if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9746;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Soliciting material pursuant to Rule <FONT STYLE="white-space:nowrap">14a-12</FONT> under the Exchange Act (17
CFR <FONT STYLE="white-space:nowrap">240.14a-12)</FONT> </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><FONT STYLE="white-space:nowrap">Pre-commencement</FONT> communications pursuant to Rule <FONT
STYLE="white-space:nowrap">14d-2(b)</FONT> under the Exchange Act (17 CFR <FONT STYLE="white-space:nowrap">240.14d-2(b))</FONT> </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><FONT STYLE="white-space:nowrap">Pre-commencement</FONT> communications pursuant to Rule <FONT
STYLE="white-space:nowrap">13e-4(c)</FONT> under the Exchange Act (17 CFR <FONT STYLE="white-space:nowrap">240.13e-4(c))</FONT> </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this
chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter). Emerging growth company &#9744; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth
company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&nbsp;13(a) of the Exchange Act. &#9744; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section 12(b) of the Act: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="34%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Title of each class</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Trading <BR>symbol</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Name of each exchange</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>on which registered</B></P></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Common Shares, Par Value $1.00 per share</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>RNR</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>New York Stock Exchange</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Depositary Shares, each representing a 1/1,000th interest in a Series F 5.750% Preference Share, Par Value $1.00 per share</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>RNR PRF</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>New York Stock Exchange</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Depositary Shares, each representing a 1/1,000th interest in a Series G 4.20% Preference Share, Par Value $1.00 per share</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>RNR PRG</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>New York Stock Exchange</B></TD></TR>
</TABLE> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Item&nbsp;5.02. Departure of Directors or Certain Officers; Election of Certain Officers; Election of
Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On February&nbsp;8, 2022, RenaissanceRe Holdings Ltd. (the
&#147;Company&#148;) announced that Shyam Gidumal has been nominated to stand for election as an independent director of the Company at the Company&#146;s Annual General Meeting of Shareholders in May 2022 (the &#147;Annual Meeting&#148;) and that,
at such time, Jean Hamilton will retire from the Board. Mr.&nbsp;Gidumal&#146;s election is subject to the approval of the Company&#146;s shareholders at the Annual Meeting. The Company&#146;s press release, issued February&nbsp;8, 2022, announcing
the nomination of Mr.&nbsp;Gidumal and the retirement of Ms.&nbsp;Hamilton is attached as Exhibit 99.1 to this Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> and is incorporated herein by reference. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Item&nbsp;8.01. Other Events. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The disclosure set forth
in Item 5.02 above is hereby incorporated by reference. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Item&nbsp;9.01 Financial Statements and Exhibits. </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(d) Exhibits. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="95%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Exhibit&nbsp;#</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Description</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Press Release dated February&nbsp;8, 2022</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>101</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Pursuant to Rule 406 of Regulation <FONT STYLE="white-space:nowrap">S-T,</FONT> the cover page information is formatted in Inline XBRL.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>104</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 2 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="45%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="3%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="45%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>RENAISSANCERE HOLDINGS LTD.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" NOWRAP>By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Shannon Lowry Bender</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">February&nbsp;8, 2022</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP>Shannon Lowry Bender</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Senior Vice President, Group General Counsel&nbsp;&amp; Corporate Secretary</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 3 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g295373dsp1.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><I>Shyam Gidumal to Join RenaissanceRe Holdings Ltd. Board of Directors </I></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Pembroke, Bermuda, February</B><B></B><B>&nbsp;8, 2022 </B>&#151; The Board of Directors of RenaissanceRe Holdings Ltd. (NYSE: RNR)
(&#147;RenaissanceRe&#148; or the &#147;Company&#148;) announced today that Shyam Gidumal has been nominated to stand for election as an independent director of the Company at its Annual General Meeting of Shareholders in May 2022 and that, at such
time, Jean Hamilton will retire from the Board. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Kevin J. O&#146;Donnell, President and Chief Executive Officer of&nbsp;RenaissanceRe, said, &#147;On
behalf of the RenaissanceRe&nbsp;executive team and my fellow directors, we are delighted to announce Shyam&#146;s nomination to our Board. Shyam brings a wealth of operational and advisory experience, and we look forward to his guidance and
oversight as we continue to optimize our expanded platform. I would also like to thank Jean and recognize her distinguished service on our Board during her <FONT STYLE="white-space:nowrap">17-year</FONT> tenure. The executive team and I have
benefited greatly from her wise counsel, strategic thinking and diversity of viewpoint. We wish her all of the best in her retirement.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">James L.
Gibbons, <FONT STYLE="white-space:nowrap">non-Executive</FONT> Chair of&nbsp;RenaissanceRe,&nbsp;added, &#147;The RenaissanceRe Board is pleased to nominate Shyam for election by our shareholders. Shyam&#146;s proven leadership across varied
industries and innovative approach to operational change will support the Board in overseeing RenaissanceRe&#146;s expanded global footprint on behalf of our shareholders. The Board also thanks Jean for her outstanding leadership over her tenure as
director. We are grateful for the significant contributions she has made to the success of RenaissanceRe, in particular in her capacity as former Chair of the Compensation and Corporate Governance Committee, active involvement across many of our
committees, and most recently in her proactive role in advancing our Environmental, Social&nbsp;&amp; Governance (ESG) strategy.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;Gidumal
has over 35 years of experience in operational leadership, digital transformation, and strategy development as a senior executive, board member, private equity investor and advisor. He was most recently the Chief Operating Officer and President of
WeWork from 2020 to 2021, and previously a Principal at EY, leading the Consumer Products and Retail segment. Over his career he has held several executive roles, including at Worldcom (Asia), Acterna, Armstrong Furniture, and The Boston Consulting
Group. He has also been a Member of the Board of Directors of the National Multiple Sclerosis Society since 2014. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>About RenaissanceRe </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RenaissanceRe is a global provider of reinsurance and insurance that specializes in matching well-structured risks with efficient sources of capital. The
Company provides property, casualty and specialty reinsurance and certain insurance solutions to customers, principally through intermediaries. Established in 1993, the Company has offices in Bermuda, Australia, Ireland, Singapore, Switzerland, the
United Kingdom and the United States. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Cautionary Statement Regarding Forward-Looking Statements </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Any forward-looking statements made in this Press Release, including any statements regarding any future results of operations and financial positions,
business strategy, plan and any objectives for future operations, reflect RenaissanceRe&#146;s current views with respect to future events and financial performance and are made pursuant to the safe harbor provisions of the Private Securities
Litigation Reform Act of 1995. These statements are subject to numerous factors that could cause actual results to differ materially from those set forth in or implied by such forward-looking statements, including the factors affecting future
results disclosed in RenaissanceRe&#146;s filings with the&nbsp;SEC, including its Annual Reports on Form <FONT STYLE="white-space:nowrap">10-K</FONT> and Quarterly Reports on Form <FONT STYLE="white-space:nowrap">10-Q.</FONT> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Important Additional Information </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RenaissanceRe plans to
file with the SEC and make available to its shareholders a Proxy Statement relating to its 2022 Annual General Meeting. SHAREHOLDERS ARE URGED TO READ THE PROXY STATEMENT AND ANY OTHER RELEVANT DOCUMENTS WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL
CONTAIN IMPORTANT INFORMATION. The Proxy Statement and other documents relating to the 2022 Annual General Meeting (when they are available) can be obtained free of charge from the SEC&#146;s website at http://www.sec.gov, from RenaissanceRe at the
company&#146;s website at www.renre.com, or upon written request to RenaissanceRe Holdings Ltd., P.O. Box HM 2527, Hamilton HM GX, Bermuda, Attn: Secretary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RenaissanceRe and its directors and executive officers may be deemed to be participants in the solicitation of proxies in connection with the 2022 Annual
General Meeting. Information regarding the interests of the directors and executive officers of RenaissanceRe in the solicitation will be more specifically set forth in the Proxy Statement that will be filed by RenaissanceRe with the SEC and which
will be available free of charge from the SEC and RenaissanceRe, as indicated above. Information about the directors and executive officers of the Company may be found in its Proxy Statement relating to its 2021 Annual General Meeting, filed with
the SEC on March&nbsp;23, 2022. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">### </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Investor Contact: </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RenaissanceRe Holdings Ltd. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Keith McCue </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Senior Vice President, Finance&nbsp;&amp; Investor
Relations </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">441-239-4830</FONT></FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Media Contacts: </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RenaissanceRe Holdings Ltd. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Keil Gunther </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Senior Vice President, Head of Global
Marketing&nbsp;&amp; Client Communication </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">441-239-4932</FONT></FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Kekst CNC </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dawn Dover </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">212-521-4800</FONT></FONT> </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g295373dsp1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g295373dsp1.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M1J1D:ZG/;%2:"T % !0 4 % !0 W=STH  _(&/UH =0 4 % !0 4 % !0 4
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MU55F<%>#I.Z/5O".M+X@\,V>HC[[IMD'HZ\-^HKEJ1Y96.VC/GB;E9FP4 %
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MWPZ2AH=;YZ[]F]0W8$\UE9F]T*TH5<L0H]S3L+F$,P52VY=H[TEJ.32'+)N
M(P1[4/0(NX&0@<X%%F',KV&B8$_*RGV'-.S0HR3;16OK.TOH0EZB2Q*X<JWW
M21TS^/\ *DN9.PM.I97"@   #H!4N[;12T6H+<(S$*ZDCL#TJFI6%SQ;L(UP
MJ8W.JYZ GK0D[:@YQ0\297/&*=AQ=U<:9@O)=1]32LQ*<;.XX297((QZT--
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M/>*0J6L)W2$GH,#I7)"#OJ=TZB4=#SZW\(Z[XZ\3'5_$%L]A99 $;9#;1T4
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M'_=1*1E%QZ],G/?VJ%)1;13I^T?,C4^U:GX5\/V&BP2/JFOW .P.V=H[L?\
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M. >!Q6',[\QM&$;)$2>#O#+;630[ KCC%NN#^E/VC&Z$)%^UT'2;!@UIIMK
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MW>YT.D^+-5\>&VTB*Q,%H0/[0N0<@J.JKZ;NGK@UC4@HFU&;>YZE&BQJJ*N
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M+K'AK2-?$(U.S$XA;>GSLN#^!%"G);!*G&6Z)[C1-.NM);2YK8&R9 AC#,O
MQQD'/84<S&H12LBW#;Q6\211($1!A0.PI-MC44MA^!2*,O6/#>D:_'"FIV8G
M6%MR?.RX/_ 2*I2:V,W3C)W:)=2T/3=7L#8WUL);;^YN*_J"#0IN.P.E![H?
MINDV.D6:6EC;B&!!A5#$_J3DT.3EN.-.,=D7-H':I+%H * "@ H * "@ H *
M "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@
'H * "@#_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
