<SEC-DOCUMENT>0000720672-17-000035.txt : 20170216
<SEC-HEADER>0000720672-17-000035.hdr.sgml : 20170216
<ACCEPTANCE-DATETIME>20170216131415
ACCESSION NUMBER:		0000720672-17-000035
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20161231
FILED AS OF DATE:		20170216
DATE AS OF CHANGE:		20170216
EFFECTIVENESS DATE:		20170216

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		17617205

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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      <periodOfReport>12-31-2016</periodOfReport>
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      <reportCalendarOrQuarter>12-31-2016</reportCalendarOrQuarter>
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        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
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    <signatureBlock>
      <name>James M. Zemlyak</name>
      <title>President and Chief Financial Officer</title>
      <phone>314 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>02-16-2017</signatureDate>
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<TYPE>INFORMATION TABLE
<SEQUENCE>2
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		<nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
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		<value>3404</value>
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		<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
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		<nameOfIssuer>AMERICAN WOODMARK CORP</nameOfIssuer>
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			<None>75980</None>
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		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
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		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>18835</value>
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			<sshPrnamt>128815</sshPrnamt>
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		<nameOfIssuer>AMPHENOL CORP NEW</nameOfIssuer>
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		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
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		<cusip>032654105</cusip>
		<value>3663</value>
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		<nameOfIssuer>ANALOGIC CORP</nameOfIssuer>
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		<value>7035</value>
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			<sshPrnamt>84795</sshPrnamt>
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		<nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
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		<value>6619</value>
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		<nameOfIssuer>APARTMENT INVT &amp; MGMT CO</nameOfIssuer>
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		<cusip>03748R101</cusip>
		<value>1932</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>76508</value>
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		<nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038222105</cusip>
		<value>1614</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>039483102</cusip>
		<value>1670</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ASPEN TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>045327103</cusip>
		<value>8072</value>
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		<nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
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		<cusip>046353108</cusip>
		<value>1366</value>
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			<sshPrnamt>50000</sshPrnamt>
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		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>3701</value>
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			<sshPrnamt>50000</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>5224</value>
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			<sshPrnamt>50820</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
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		<cusip>053332102</cusip>
		<value>7108</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
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		<cusip>054937107</cusip>
		<value>18601</value>
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		<nameOfIssuer>BALCHEM CORP</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
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		<cusip>060505104</cusip>
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		<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
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		<cusip>063671101</cusip>
		<value>259</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064058100</cusip>
		<value>8600</value>
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		<titleOfClass>COM</titleOfClass>
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		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>816</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>489</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BERRY PLASTICS GROUP INC</nameOfIssuer>
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		<cusip>08579W103</cusip>
		<value>1103</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BEST BUY INC</nameOfIssuer>
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		<cusip>086516101</cusip>
		<value>2393</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BIG LOTS INC</nameOfIssuer>
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		<cusip>089302103</cusip>
		<value>1775</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<cusip>09062X103</cusip>
		<value>18182</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>22683</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BLACKSTONE GROUP L P</nameOfIssuer>
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		<cusip>09253U108</cusip>
		<value>341</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BOEING CO</nameOfIssuer>
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		<cusip>097023105</cusip>
		<value>58102</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>3460</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BOTTOMLINE TECH DEL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101388106</cusip>
		<value>5624</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
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		<cusip>110122108</cusip>
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		<nameOfIssuer>BROCADE COMMUNICATIONS SYS I</nameOfIssuer>
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		<nameOfIssuer>BRYN MAWR BK CORP</nameOfIssuer>
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		<nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
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		<nameOfIssuer>CBS CORP NEW</nameOfIssuer>
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		<nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
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		<nameOfIssuer>CALLON PETE CO DEL</nameOfIssuer>
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		<nameOfIssuer>CANTEL MEDICAL CORP</nameOfIssuer>
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		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
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		<titleOfClass>COM</titleOfClass>
		<cusip>15135B101</cusip>
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		<cusip>199908104</cusip>
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		<nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
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		<nameOfIssuer>COMPUTER SCIENCES CORP</nameOfIssuer>
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		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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		<nameOfIssuer>COOPER STD HLDGS INC</nameOfIssuer>
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		<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
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		<cusip>22160K105</cusip>
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		<nameOfIssuer>CYPRESS SEMICONDUCTOR CORP</nameOfIssuer>
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		<cusip>232806109</cusip>
		<value>572</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DCP MIDSTREAM PARTNERS LP</nameOfIssuer>
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		<cusip>23311P100</cusip>
		<value>835</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DCT INDUSTRIAL TRUST INC</nameOfIssuer>
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		<nameOfIssuer>DST SYS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>233326107</cusip>
		<value>5982</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DTE ENERGY CO</nameOfIssuer>
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		<cusip>233331107</cusip>
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		<nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>2225</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
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		<cusip>247361702</cusip>
		<value>4815</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
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		<cusip>25278X109</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DINEEQUITY INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
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		<cusip>254687106</cusip>
		<value>22498</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
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		<cusip>254709108</cusip>
		<value>7487</value>
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		<nameOfIssuer>DISH NETWORK CORP</nameOfIssuer>
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		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
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		<nameOfIssuer>DOW CHEM CO</nameOfIssuer>
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		<nameOfIssuer>DR PEPPER SNAPPLE GROUP INC</nameOfIssuer>
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		<cusip>26138E109</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>263534109</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
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		<nameOfIssuer>EQT MIDSTREAM PARTNERS LP</nameOfIssuer>
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		<nameOfIssuer>EAGLE BANCORP INC MD</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>E TRADE FINANCIAL CORP</nameOfIssuer>
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		<value>2057</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>277432100</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278642103</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>EDGEWELL PERS CARE CO</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>EDISON INTL</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ENBRIDGE ENERGY MANAGEMENT L</nameOfIssuer>
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		<nameOfIssuer>ENERGIZER HLDGS INC NEW</nameOfIssuer>
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		<nameOfIssuer>ENERGY TRANSFER PRTNRS L P</nameOfIssuer>
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		<nameOfIssuer>ENERGY TRANSFER EQUITY L P</nameOfIssuer>
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		<nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
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		<nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
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		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
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		<nameOfIssuer>ESTERLINE TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>297425100</cusip>
		<value>6462</value>
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		<nameOfIssuer>EURONET WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>298736109</cusip>
		<value>8027</value>
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		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>1942</value>
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		<nameOfIssuer>EXPEDIA INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>30212P303</cusip>
		<value>15440</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30219G108</cusip>
		<value>17981</value>
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		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>68921</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>FLIR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302445101</cusip>
		<value>1810</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>FCB FINL HLDGS INC</nameOfIssuer>
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		<cusip>30255G103</cusip>
		<value>11090</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>29725</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>311900104</cusip>
		<value>2045</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31428X106</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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		<cusip>31620M106</cusip>
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		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
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		<cusip>316773100</cusip>
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		<nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
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		<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
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		<nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
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		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
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		<cusip>363576109</cusip>
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		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
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		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369604103</cusip>
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		<titleOfClass>COM</titleOfClass>
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		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37045V100</cusip>
		<value>740</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>GENESIS ENERGY L P</nameOfIssuer>
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		<cusip>371927104</cusip>
		<value>798</value>
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			<sshPrnamt>22135</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>16015</Sole>
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		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
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		<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
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		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>13844</value>
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		<nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
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		<nameOfIssuer>GOPRO INC</nameOfIssuer>
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		<cusip>38268T103</cusip>
		<value>436</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
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		<cusip>384802104</cusip>
		<value>14351</value>
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			<sshPrnamt>61784</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HCA HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40412C101</cusip>
		<value>2217</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>756</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
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		<nameOfIssuer>HALYARD HEALTH INC</nameOfIssuer>
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		<nameOfIssuer>HARMAN INTL INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>1703</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HARRIS CORP DEL</nameOfIssuer>
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		<cusip>413875105</cusip>
		<value>5124</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HELMERICH &amp; PAYNE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>423452101</cusip>
		<value>26767</value>
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		<nameOfIssuer>HILLENBRAND INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>431571108</cusip>
		<value>9020</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HILLTOP HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>432748101</cusip>
		<value>5855</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HOLLYFRONTIER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>436106108</cusip>
		<value>2159</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>437076102</cusip>
		<value>31732</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44107P104</cusip>
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		<nameOfIssuer>ICU MED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>9524</value>
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		<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
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		<nameOfIssuer>INGREDION INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>457187102</cusip>
		<value>3533</value>
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		<nameOfIssuer>INPHI CORP</nameOfIssuer>
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		<nameOfIssuer>INTEGRATED DEVICE TECHNOLOGY</nameOfIssuer>
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		<nameOfIssuer>INTEGER HLDGS CORP</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<cusip>460146103</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
		<cusip>464287309</cusip>
		<value>1032</value>
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			<sshPrnamt>8473</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>8473</None>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>3157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30090</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>30090</None>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>4707</value>
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			<sshPrnamt>34905</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>464287804</cusip>
		<value>210</value>
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		<nameOfIssuer>ISHARES S&amp;P GSCI COMMODITY I</nameOfIssuer>
		<titleOfClass>UNIT BEN INT</titleOfClass>
		<cusip>46428R107</cusip>
		<value>379</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>76967</value>
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			<sshPrnamt>891928</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>873392</Sole>
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			<None>18536</None>
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		<nameOfIssuer>JACK IN THE BOX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>466367109</cusip>
		<value>8812</value>
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			<sshPrnamt>78923</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>24952</Sole>
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			<None>53971</None>
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		<nameOfIssuer>JANUS CAP GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>47102X105</cusip>
		<value>5478</value>
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			<sshPrnamt>412724</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<None>276347</None>
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		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>62784</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>532416</Sole>
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			<None>12530</None>
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		<nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48123V102</cusip>
		<value>4090</value>
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			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
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			<None>0</None>
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		<nameOfIssuer>JUNIPER NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48203R104</cusip>
		<value>1413</value>
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			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>50000</Sole>
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			<None>0</None>
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		<nameOfIssuer>KLA-TENCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>482480100</cusip>
		<value>3934</value>
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			<sshPrnamt>50000</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
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			<None>0</None>
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		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>487836108</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3140</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>3140</Sole>
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			<None>0</None>
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		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>12478</value>
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			<sshPrnamt>109329</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>107045</Sole>
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			<None>2284</None>
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		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49456B101</cusip>
		<value>3086</value>
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			<sshPrnamt>149022</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>149022</Sole>
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			<None>0</None>
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		<nameOfIssuer>KNIGHT TRANSN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>499064103</cusip>
		<value>4734</value>
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			<sshPrnamt>143219</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>45537</Sole>
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			<None>97682</None>
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		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500754106</cusip>
		<value>759</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>8688</Sole>
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			<None>0</None>
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		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501044101</cusip>
		<value>5051</value>
		<shrsOrPrnAmt>
			<sshPrnamt>146346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>146346</Sole>
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			<None>0</None>
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		<nameOfIssuer>LG DISPLAY CO LTD</nameOfIssuer>
		<titleOfClass>SPONS ADR REP</titleOfClass>
		<cusip>50186V102</cusip>
		<value>643</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
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			<None>0</None>
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		<nameOfIssuer>L-3 COMMUNICATIONS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>502424104</cusip>
		<value>629</value>
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			<sshPrnamt>4130</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>4130</Sole>
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		<nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>50540R409</cusip>
		<value>777</value>
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			<sshPrnamt>6050</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>6050</Sole>
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		<nameOfIssuer>LAKELAND FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>511656100</cusip>
		<value>9389</value>
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			<sshPrnamt>198226</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>57249</Sole>
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			<None>140977</None>
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		<nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>512807108</cusip>
		<value>5287</value>
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			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
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			<None>0</None>
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		<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>517834107</cusip>
		<value>12279</value>
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			<sshPrnamt>229871</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>223724</Sole>
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			<None>6147</None>
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		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>521865204</cusip>
		<value>5936</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44839</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>44839</Sole>
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			<None>0</None>
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		<nameOfIssuer>LEIDOS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>525327102</cusip>
		<value>10464</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>199043</Sole>
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			<None>5544</None>
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		<nameOfIssuer>LIBERTY INTERACTIVE CORP</nameOfIssuer>
		<titleOfClass>QVC GP COM SER A</titleOfClass>
		<cusip>53071M104</cusip>
		<value>1233</value>
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			<sshPrnamt>61707</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>61707</Sole>
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		<nameOfIssuer>LIFELOCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>53224V100</cusip>
		<value>64</value>
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			<sshPrnamt>2672</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>2672</None>
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		<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>13572</value>
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			<sshPrnamt>184521</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>3302</None>
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		<nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>535678106</cusip>
		<value>3118</value>
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			<sshPrnamt>50000</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>LITHIA MTRS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>536797103</cusip>
		<value>4857</value>
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			<sshPrnamt>50151</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>16096</Sole>
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			<None>34055</None>
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		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>45020</value>
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			<sshPrnamt>180122</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>176214</Sole>
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			<None>3908</None>
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		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>1048</value>
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			<sshPrnamt>14729</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>14729</Sole>
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			<None>0</None>
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		<nameOfIssuer>LYDALL INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550819106</cusip>
		<value>10382</value>
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			<sshPrnamt>167849</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>52623</Sole>
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		<nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>552953101</cusip>
		<value>1401</value>
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			<sshPrnamt>48583</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<titleOfClass>COM</titleOfClass>
		<cusip>554382101</cusip>
		<value>14729</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207916</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MADDEN STEVEN LTD</nameOfIssuer>
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		<cusip>556269108</cusip>
		<value>1675</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>0</None>
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		<nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
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		<cusip>559080106</cusip>
		<value>4373</value>
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			<sshPrnamt>57814</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>51392</Sole>
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			<None>6422</None>
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		<nameOfIssuer>MANHATTAN ASSOCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>562750109</cusip>
		<value>5197</value>
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			<sshPrnamt>97980</sshPrnamt>
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			<None>64900</None>
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		<nameOfIssuer>MANITEX INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>563420108</cusip>
		<value>148</value>
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			<sshPrnamt>21455</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MANPOWERGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56418H100</cusip>
		<value>1923</value>
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			<sshPrnamt>21638</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565849106</cusip>
		<value>1503</value>
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			<sshPrnamt>86793</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>86793</Sole>
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		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>1365</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MASCO CORP</nameOfIssuer>
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		<cusip>574599106</cusip>
		<value>1737</value>
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			<sshPrnamt>54913</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>54913</Sole>
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		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
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		<cusip>57636Q104</cusip>
		<value>21003</value>
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			<sshPrnamt>203401</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>161384</Sole>
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			<None>42017</None>
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		<nameOfIssuer>MATADOR RES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>576485205</cusip>
		<value>8229</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
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		<cusip>579780206</cusip>
		<value>11091</value>
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		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>5863</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MEDIDATA SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58471A105</cusip>
		<value>2484</value>
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			<sshPrnamt>50000</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>50000</Sole>
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		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>21393</value>
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			<sshPrnamt>363374</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>356149</Sole>
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			<None>7225</None>
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		<nameOfIssuer>METHODE ELECTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>591520200</cusip>
		<value>8134</value>
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			<sshPrnamt>196673</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>61676</Sole>
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			<None>134997</None>
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		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>13426</value>
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			<sshPrnamt>249122</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>242609</Sole>
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			<None>6513</None>
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		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>54100</value>
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			<sshPrnamt>870595</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
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			<Sole>759013</Sole>
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			<None>111582</None>
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		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595017104</cusip>
		<value>3248</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>50620</Sole>
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		<nameOfIssuer>MICROSEMI CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595137100</cusip>
		<value>8970</value>
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			<sshPrnamt>166190</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>51491</Sole>
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			<None>114699</None>
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		<nameOfIssuer>MID AMER APT CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59522J103</cusip>
		<value>10</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MODINE MFG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>607828100</cusip>
		<value>7223</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
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		<cusip>609207105</cusip>
		<value>6921</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>609839105</cusip>
		<value>10016</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
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		<cusip>61166W101</cusip>
		<value>5335</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>414</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>620076307</cusip>
		<value>4145</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>MULTI COLOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>625383104</cusip>
		<value>8875</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<cusip>62914B100</cusip>
		<value>6351</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>NASDAQ INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>631103108</cusip>
		<value>1435</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>636274300</cusip>
		<value>2725</value>
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			<sshPrnamt>46705</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637071101</cusip>
		<value>1872</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>NATUS MEDICAL INC DEL</nameOfIssuer>
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		<cusip>639050103</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>NEENAH PAPER INC</nameOfIssuer>
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		<cusip>640079109</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>NETAPP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110D104</cusip>
		<value>1764</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW YORK TIMES CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>650111107</cusip>
		<value>960</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>72164</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWELL BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651229106</cusip>
		<value>2038</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>45630</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWFIELD EXPL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651290108</cusip>
		<value>987</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>24364</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>1480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>12384</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>6900</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NISOURCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65473P105</cusip>
		<value>997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>45004</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>NOKIA CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654902204</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>2761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>25542</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>3850</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>16550</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>NOVARTIS A G</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>4226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>58005</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
		<titleOfClass>UNIT COM</titleOfClass>
		<cusip>67058H102</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>6025</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670657105</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>10764</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NVIDIA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>5381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50405</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVASIVE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670704105</cusip>
		<value>8353</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>38970</Sole>
			<Shared>0</Shared>
			<None>85015</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVECTRA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67075N108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>2089</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>29317</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ON ASSIGNMENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682159108</cusip>
		<value>7818</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>56684</Sole>
			<Shared>0</Shared>
			<None>120329</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ON SEMICONDUCTOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682189105</cusip>
		<value>765</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>59945</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ONEOK PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>68268N103</cusip>
		<value>1691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>39310</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OPEN TEXT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>683715106</cusip>
		<value>3091</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>11195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>291135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>291135</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>OWENS CORNING NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>690742101</cusip>
		<value>2966</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>57520</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693475105</cusip>
		<value>1462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>12497</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69351T106</cusip>
		<value>17298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>507975</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>493748</Sole>
			<Shared>0</Shared>
			<None>14227</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PTC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69370C100</cusip>
		<value>2314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PACCAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693718108</cusip>
		<value>2111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>33036</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>697435105</cusip>
		<value>9264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50382</Sole>
			<Shared>0</Shared>
			<None>23680</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PARK NATL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>700658107</cusip>
		<value>2786</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>21547</Sole>
			<Shared>0</Shared>
			<None>1726</None>
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		<nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>701094104</cusip>
		<value>1695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>12102</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PATRICK INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>703343103</cusip>
		<value>12285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160997</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>51326</Sole>
			<Shared>0</Shared>
			<None>109671</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>704326107</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3321</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>3321</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>41641</value>
		<shrsOrPrnAmt>
			<sshPrnamt>397972</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>394086</Sole>
			<Shared>0</Shared>
			<None>3886</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PERFICIENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>71375U101</cusip>
		<value>6070</value>
		<shrsOrPrnAmt>
			<sshPrnamt>346978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>112834</Sole>
			<Shared>0</Shared>
			<None>234144</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>51340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1580653</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>1543363</Sole>
			<Shared>0</Shared>
			<None>37290</None>
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		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>3955</value>
		<shrsOrPrnAmt>
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		<nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
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		<nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
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		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
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		<nameOfIssuer>REGAL ENTMT GROUP</nameOfIssuer>
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		<nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
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		<value>7337</value>
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		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>SPECTRA ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84756N109</cusip>
		<value>870</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>18975</Sole>
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		<nameOfIssuer>SPRINT CORP</nameOfIssuer>
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		<cusip>85207U105</cusip>
		<value>1403</value>
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			<sshPrnamt>166592</sshPrnamt>
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		<nameOfIssuer>STAMPS COM INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>852857200</cusip>
		<value>3570</value>
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			<sshPrnamt>31131</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>21319</None>
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		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>15545</value>
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			<sshPrnamt>279963</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>STERICYCLE INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
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		<value>1778</value>
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			<sshPrnamt>14835</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
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			<sshPrnamt>361229</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>SYMANTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>1195</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>SYNCHRONOSS TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87157B103</cusip>
		<value>5019</value>
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			<sshPrnamt>131009</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
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		<cusip>871607107</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
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		<cusip>87165B103</cusip>
		<value>2294</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
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		<cusip>871829107</cusip>
		<value>926</value>
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		<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>20777</value>
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			<sshPrnamt>276531</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TANGER FACTORY OUTLET CTRS I</nameOfIssuer>
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		<cusip>875465106</cusip>
		<value>5467</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TARGET CORP</nameOfIssuer>
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		<nameOfIssuer>TARGA RES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612G101</cusip>
		<value>851</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TECH DATA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>878237106</cusip>
		<value>1359</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TEGNA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87901J105</cusip>
		<value>565</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879369106</cusip>
		<value>329</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TELEPHONE &amp; DATA SYS INC</nameOfIssuer>
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		<cusip>879433829</cusip>
		<value>1444</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TENNECO INC</nameOfIssuer>
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		<cusip>880349105</cusip>
		<value>9247</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88076W103</cusip>
		<value>3149</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<titleOfClass>COM</titleOfClass>
		<cusip>880770102</cusip>
		<value>1270</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TESSERA HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88166T101</cusip>
		<value>2210</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>24924</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>7559</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>3M CO</nameOfIssuer>
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		<value>588</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TIME WARNER INC</nameOfIssuer>
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		<cusip>887317303</cusip>
		<value>9932</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>890516107</cusip>
		<value>9038</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
		<value>1834</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>14974</Sole>
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		<nameOfIssuer>TUPPERWARE BRANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>899896104</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
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		<cusip>902973304</cusip>
		<value>23183</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>U S CONCRETE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>90333L201</cusip>
		<value>4570</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>UBIQUITI NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90347A100</cusip>
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		<nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</nameOfIssuer>
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		<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
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		<nameOfIssuer>VALEANT PHARMACEUTICALS INTL</nameOfIssuer>
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		<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
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		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
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		<nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
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		<nameOfIssuer>VISA INC</nameOfIssuer>
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		<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
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		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
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		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
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		<nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
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		<cusip>948741103</cusip>
		<value>15944</value>
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		<nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
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		<nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
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		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
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		<nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>158939</Sole>
			<Shared>0</Shared>
			<None>78214</None>
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	<infoTable>
		<nameOfIssuer>WINTRUST FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>97650W108</cusip>
		<value>11061</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>45253</Sole>
			<Shared>0</Shared>
			<None>107147</None>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE INVTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>97717P104</cusip>
		<value>4062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>364524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>114460</Sole>
			<Shared>0</Shared>
			<None>250064</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WOODWARD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>980745103</cusip>
		<value>7201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>34076</Sole>
			<Shared>0</Shared>
			<None>70197</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XILINX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983919101</cusip>
		<value>3019</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XEROX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>984121103</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>YAHOO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>984332106</cusip>
		<value>1938</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50100</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>8364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81035</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>81035</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>24050</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>94629</Sole>
			<Shared>0</Shared>
			<None>19886</None>
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		<nameOfIssuer>AMDOCS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G02602103</cusip>
		<value>2913</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>AMBARELLA INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G037AX101</cusip>
		<value>4164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>25295</Sole>
			<Shared>0</Shared>
			<None>51612</None>
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		<nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0551A103</cusip>
		<value>1507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>15128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>225483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>220359</Sole>
			<Shared>0</Shared>
			<None>5124</None>
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	<infoTable>
		<nameOfIssuer>INVESCO LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G491BT108</cusip>
		<value>1919</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>63218</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>LAZARD LTD</nameOfIssuer>
		<titleOfClass>SHS A</titleOfClass>
		<cusip>G54050102</cusip>
		<value>11055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>269020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>269020</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5509L101</cusip>
		<value>5508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>43192</Sole>
			<Shared>0</Shared>
			<None>77381</None>
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	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>7005</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98340</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>98340</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>10705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>280427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>275368</Sole>
			<Shared>0</Shared>
			<None>5059</None>
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	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>7316</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>55361</Sole>
			<Shared>0</Shared>
			<None>1</None>
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		<nameOfIssuer>GARMIN LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H2906T109</cusip>
		<value>2425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
		<titleOfClass>REG SHS</titleOfClass>
		<cusip>H84989104</cusip>
		<value>3899</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>56273</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>4223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ORBOTECH LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M75253100</cusip>
		<value>10464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>313182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>98407</Sole>
			<Shared>0</Shared>
			<None>214775</None>
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	<infoTable>
		<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
		<titleOfClass>N Y REGISTRY SHS</titleOfClass>
		<cusip>N07059210</cusip>
		<value>5610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>MOBILEYE N V AMSTELVEEN</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>N51488117</cusip>
		<value>1906</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>15104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>176068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>172356</Sole>
			<Shared>0</Shared>
			<None>3712</None>
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	<infoTable>
		<nameOfIssuer>MYLAN N V</nameOfIssuer>
		<titleOfClass>SHS EURO</titleOfClass>
		<cusip>N59465109</cusip>
		<value>1480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>38775</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>1586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>16182</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ORTHOFIX INTL N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6748L102</cusip>
		<value>5965</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>49731</Sole>
			<Shared>0</Shared>
			<None>115116</None>
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		<nameOfIssuer>WRIGHT MED GROUP N V</nameOfIssuer>
		<titleOfClass>ORD SHS 0.03 PAR</titleOfClass>
		<cusip>N96617118</cusip>
		<value>6125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>266494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>85287</Sole>
			<Shared>0</Shared>
			<None>181207</None>
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	<infoTable>
		<nameOfIssuer>COPA HOLDINGS SA</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>P31076105</cusip>
		<value>13011</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>139187</Sole>
			<Shared>0</Shared>
			<None>4051</None>
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	<infoTable>
		<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y09827109</cusip>
		<value>2901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>16409</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>FLEX LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>Y2573F102</cusip>
		<value>846</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>1</otherManager>
		<votingAuthority>
			<Sole>58850</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN CAP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02503Y103</cusip>
		<value>1972</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>110000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ASTORIA FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>046265104</cusip>
		<value>746</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>40000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EVERBANK FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29977G102</cusip>
		<value>975</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>50150</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>FIRST CMNTY BANCSHARES INC N</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31983A103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>363</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>363</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>NEWSTAR FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65251F105</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>15000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PRIVATEBANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742962103</cusip>
		<value>1084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YADKIN FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>984305102</cusip>
		<value>902</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>26320</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENDURANCE SPECIALTY HLDGS LT</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G30397106</cusip>
		<value>924</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ABB LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>000375204</cusip>
		<value>1768</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>77746</Sole>
			<Shared>0</Shared>
			<None>6486</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001055102</cusip>
		<value>35165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>504477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>484963</Sole>
			<Shared>0</Shared>
			<None>19514</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001228105</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2311</Sole>
			<Shared>0</Shared>
			<None>1775</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00123Q104</cusip>
		<value>3339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>184157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>157939</Sole>
			<Shared>0</Shared>
			<None>26218</None>
		</votingAuthority>
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		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00130H105</cusip>
		<value>636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54923</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>50655</Sole>
			<Shared>0</Shared>
			<None>4268</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>SPROTT GL MINE</titleOfClass>
		<cusip>00162Q643</cusip>
		<value>538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>RIVRFRNT STR INC</titleOfClass>
		<cusip>00162Q783</cusip>
		<value>8151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>323802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>320550</Sole>
			<Shared>0</Shared>
			<None>3252</None>
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	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>SECTR DIV DOGS</titleOfClass>
		<cusip>00162Q858</cusip>
		<value>4732</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>109704</Sole>
			<Shared>0</Shared>
			<None>2834</None>
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	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>ALERIAN MLP</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>16901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1338764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1242462</Sole>
			<Shared>0</Shared>
			<None>96302</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>00164V103</cusip>
		<value>691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10913</Sole>
			<Shared>0</Shared>
			<None>2228</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMEC FOSTER WHEELER PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>00167X205</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMN HEALTHCARE SERVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001744101</cusip>
		<value>1219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31555</Sole>
			<Shared>0</Shared>
			<None>394</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>122310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2873303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2662856</Sole>
			<Shared>0</Shared>
			<None>210447</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARC GROUP WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00213H105</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AU OPTRONICS CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>002255107</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12389</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABAXIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002567105</cusip>
		<value>1030</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19599</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18503</Sole>
			<Shared>0</Shared>
			<None>1096</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>43685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1136248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>716617</Sole>
			<Shared>0</Shared>
			<None>419631</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>135609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2162650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1716389</Sole>
			<Shared>0</Shared>
			<None>446261</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABERDEEN ASIA PACIFIC INCOM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>003009107</cusip>
		<value>8361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1806348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1760878</Sole>
			<Shared>0</Shared>
			<None>45470</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABERDEEN JAPAN EQUITY FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00306J109</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21658</Sole>
			<Shared>0</Shared>
			<None>446</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABIOMED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>003654100</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1927</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABRAXAS PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>003830106</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACADEMY FDS TR</nameOfIssuer>
		<titleOfClass>INNOV IBD50 FD</titleOfClass>
		<cusip>004006508</cusip>
		<value>1151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47643</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACADIA HEALTHCARE COMPANY IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00404A109</cusip>
		<value>3475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>102256</Sole>
			<Shared>0</Shared>
			<None>2148</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACADIA PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>004225108</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8098</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACI WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>004498101</cusip>
		<value>364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20136</Sole>
			<Shared>0</Shared>
			<None>203</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACORDA THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00484M106</cusip>
		<value>471</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23143</Sole>
			<Shared>0</Shared>
			<None>409</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00507V109</cusip>
		<value>1831</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47649</Sole>
			<Shared>0</Shared>
			<None>2769</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00508Y102</cusip>
		<value>1579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6383</Sole>
			<Shared>0</Shared>
			<None>472</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACTUA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>005094107</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACUSHNET HOLDINGS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>005098108</cusip>
		<value>1687</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>85537</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ADAM NAT RES FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00548F105</cusip>
		<value>864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42192</Sole>
			<Shared>0</Shared>
			<None>550</None>
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	<infoTable>
		<nameOfIssuer>ADAMS DIVERSIFIED EQUITY FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>006212104</cusip>
		<value>834</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60482</Sole>
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			<None>5138</None>
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		<nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>4907</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42896</Sole>
			<Shared>0</Shared>
			<None>4754</None>
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		<nameOfIssuer>ADTRAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00738A106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>80</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ADVANCE AUTO PARTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00751Y106</cusip>
		<value>1178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5982</Sole>
			<Shared>0</Shared>
			<None>903</None>
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		<nameOfIssuer>ADVANCED SEMICONDUCTOR ENGR</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>00756M404</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11418</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ADVISORY BRD CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00762W107</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13833</Sole>
			<Shared>0</Shared>
			<None>168</None>
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	<infoTable>
		<nameOfIssuer>ADVENT CLAYMORE ENH GRW &amp; IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00765E104</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12480</Sole>
			<Shared>0</Shared>
			<None>1270</None>
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	<infoTable>
		<nameOfIssuer>ADVISORSHARES TR</nameOfIssuer>
		<titleOfClass>WILSHIRE BUYBACK</titleOfClass>
		<cusip>00768Y818</cusip>
		<value>642</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>265</Sole>
			<Shared>0</Shared>
			<None>9850</None>
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	<infoTable>
		<nameOfIssuer>ADVISORSHARES TR</nameOfIssuer>
		<titleOfClass>RANGER EQUITY BE</titleOfClass>
		<cusip>00768Y883</cusip>
		<value>3575</value>
		<shrsOrPrnAmt>
			<sshPrnamt>386757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>386057</Sole>
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			<None>700</None>
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	<infoTable>
		<nameOfIssuer>AERIE PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00771V108</cusip>
		<value>3548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>92026</Sole>
			<Shared>0</Shared>
			<None>1525</None>
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	<infoTable>
		<nameOfIssuer>ADVANSIX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00773T101</cusip>
		<value>1327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>61156</Sole>
			<Shared>0</Shared>
			<None>151</None>
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		<nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>007903107</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19224</Sole>
			<Shared>0</Shared>
			<None>2580</None>
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	<infoTable>
		<nameOfIssuer>ADVANCED DRAIN SYS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00790R104</cusip>
		<value>783</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36796</Sole>
			<Shared>0</Shared>
			<None>1598</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AEGON N V</nameOfIssuer>
		<titleOfClass>NY REGISTRY SH</titleOfClass>
		<cusip>007924103</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60735</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>007973100</cusip>
		<value>1231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22200</Sole>
			<Shared>0</Shared>
			<None>118</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AES TR III</nameOfIssuer>
		<titleOfClass>PFD CV 6.75%</titleOfClass>
		<cusip>00808N202</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4067</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AETNA INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>21504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>156833</Sole>
			<Shared>0</Shared>
			<None>17121</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>008252108</cusip>
		<value>1350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8615</Sole>
			<Shared>0</Shared>
			<None>674</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AGILENT TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00846U101</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7153</Sole>
			<Shared>0</Shared>
			<None>412</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AGNICO EAGLE MINES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>008474108</cusip>
		<value>1796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37849</Sole>
			<Shared>0</Shared>
			<None>4551</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AGRIUM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>008916108</cusip>
		<value>2984</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26127</Sole>
			<Shared>0</Shared>
			<None>3481</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009158106</cusip>
		<value>10187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>59311</Sole>
			<Shared>0</Shared>
			<None>11598</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00971T101</cusip>
		<value>3345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49244</Sole>
			<Shared>0</Shared>
			<None>1141</None>
		</votingAuthority>
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		<nameOfIssuer>AKORN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009728106</cusip>
		<value>460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20610</Sole>
			<Shared>0</Shared>
			<None>206</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALAMOS GOLD INC NEW</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>011532108</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34283</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32174</Sole>
			<Shared>0</Shared>
			<None>2109</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALASKA AIR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>011659109</cusip>
		<value>1931</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19870</Sole>
			<Shared>0</Shared>
			<None>1888</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALBANY INTL CORP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>012348108</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7418</Sole>
			<Shared>0</Shared>
			<None>812</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>012653101</cusip>
		<value>551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6310</Sole>
			<Shared>0</Shared>
			<None>76</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALCOA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>013872106</cusip>
		<value>5345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>188871</Sole>
			<Shared>0</Shared>
			<None>1298</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALEXANDER &amp; BALDWIN INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>014491104</cusip>
		<value>2778</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56345</Sole>
			<Shared>0</Shared>
			<None>5544</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>015271109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>140</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>015351109</cusip>
		<value>1924</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15482</Sole>
			<Shared>0</Shared>
			<None>381</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>01609W102</cusip>
		<value>6460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66682</Sole>
			<Shared>0</Shared>
			<None>6829</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>016255101</cusip>
		<value>2092</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20350</Sole>
			<Shared>0</Shared>
			<None>1476</None>
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		<nameOfIssuer>ALLEGHANY CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>017175100</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>155</Sole>
			<Shared>0</Shared>
			<None>29</None>
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		<nameOfIssuer>ALLEGHENY TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>01741R102</cusip>
		<value>4171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>260127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>168482</Sole>
			<Shared>0</Shared>
			<None>91645</None>
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		<nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018581108</cusip>
		<value>802</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3459</Sole>
			<Shared>0</Shared>
			<None>61</None>
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		<nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018802108</cusip>
		<value>885</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22248</Sole>
			<Shared>0</Shared>
			<None>1080</None>
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		<nameOfIssuer>ALLIANCEBERNSTEIN HOLDING LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>01881G106</cusip>
		<value>881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37262</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ALLIANZGI CONV &amp; INCOME FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018825109</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10014</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9514</Sole>
			<Shared>0</Shared>
			<None>500</None>
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	<infoTable>
		<nameOfIssuer>ALLIANZGI CONV &amp; INCOME FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018828103</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9328</Sole>
			<Shared>0</Shared>
			<None>1267</None>
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		<nameOfIssuer>ALLIANZGI NFJ DIVID INT &amp; PR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>01883A107</cusip>
		<value>4243</value>
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			<sshPrnamt>336364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>294067</Sole>
			<Shared>0</Shared>
			<None>42297</None>
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		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>13165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>178376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>169765</Sole>
			<Shared>0</Shared>
			<None>8611</None>
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		<nameOfIssuer>ALLY FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02005N100</cusip>
		<value>1158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>59236</Sole>
			<Shared>0</Shared>
			<None>1400</None>
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		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>28489</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33003</Sole>
			<Shared>0</Shared>
			<None>3715</None>
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		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>78890</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>91002</Sole>
			<Shared>0</Shared>
			<None>8211</None>
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		<nameOfIssuer>ALPINE GLOBAL PREMIER PPTYS</nameOfIssuer>
		<titleOfClass>COM SBI</titleOfClass>
		<cusip>02083A103</cusip>
		<value>792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>137616</Sole>
			<Shared>0</Shared>
			<None>16286</None>
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		<nameOfIssuer>ALPINE TOTAL DYNAMIC DIVID F</nameOfIssuer>
		<titleOfClass>COM SH BEN INT N</titleOfClass>
		<cusip>021060207</cusip>
		<value>1383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>182426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>165952</Sole>
			<Shared>0</Shared>
			<None>16474</None>
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	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02209S103</cusip>
		<value>50758</value>
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			<sshPrnamt>749828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>691954</Sole>
			<Shared>0</Shared>
			<None>57874</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>41557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>52681</Sole>
			<Shared>0</Shared>
			<None>3356</None>
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	<infoTable>
		<nameOfIssuer>AMBEV SA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>02319V103</cusip>
		<value>1221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>246698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>242832</Sole>
			<Shared>0</Shared>
			<None>3866</None>
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	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023608102</cusip>
		<value>2068</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35116</Sole>
			<Shared>0</Shared>
			<None>4358</None>
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	<infoTable>
		<nameOfIssuer>AMERICA FIRST MULTIFAMILY IN</nameOfIssuer>
		<titleOfClass>BEN UNIT CTF</titleOfClass>
		<cusip>02364V107</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34820</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34820</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>AMERICA MOVIL SAB DE CV</nameOfIssuer>
		<titleOfClass>SPON ADR L SHS</titleOfClass>
		<cusip>02364W105</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15996</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15746</Sole>
			<Shared>0</Shared>
			<None>250</None>
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		<nameOfIssuer>AMERICAN AIRLS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02376R102</cusip>
		<value>2412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45566</Sole>
			<Shared>0</Shared>
			<None>5919</None>
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		<nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>024835100</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5461</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERICAN CAP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02503Y103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>891</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERICAN CAP SR FLOATING LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02504D108</cusip>
		<value>821</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68517</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58323</Sole>
			<Shared>0</Shared>
			<None>10194</None>
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		<nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025537101</cusip>
		<value>7812</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>115810</Sole>
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			<None>8309</None>
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		<nameOfIssuer>AMERICAN EAGLE OUTFITTERS NE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02553E106</cusip>
		<value>3345</value>
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			<sshPrnamt>219604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>214630</Sole>
			<Shared>0</Shared>
			<None>4974</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>24444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>331220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>316525</Sole>
			<Shared>0</Shared>
			<None>14695</None>
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		<nameOfIssuer>AMERICAN FINL GROUP INC OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025932104</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4221</Sole>
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			<None>111</None>
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		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>*W EXP 01/19/202</titleOfClass>
		<cusip>026874156</cusip>
		<value>376</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16149</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16135</Sole>
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			<None>14</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>026874784</cusip>
		<value>13939</value>
		<shrsOrPrnAmt>
			<sshPrnamt>212745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>202069</Sole>
			<Shared>0</Shared>
			<None>10676</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN SOFTWARE INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>029683109</cusip>
		<value>663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60680</Sole>
			<Shared>0</Shared>
			<None>3325</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN STS WTR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>029899101</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
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			<None>105</None>
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		<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>9972</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>87344</Sole>
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			<None>6796</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>030420103</cusip>
		<value>17615</value>
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			<sshPrnamt>243624</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>226292</Sole>
			<Shared>0</Shared>
			<None>17332</None>
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		<nameOfIssuer>AMERICAN WOODMARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>030506109</cusip>
		<value>789</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10523</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10346</Sole>
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			<None>177</None>
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		<nameOfIssuer>AMERISAFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03071H100</cusip>
		<value>68</value>
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			<sshPrnamt>1105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1024</Sole>
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			<None>81</None>
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		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03073E105</cusip>
		<value>3864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>48438</Sole>
			<Shared>0</Shared>
			<None>885</None>
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		<nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03076C106</cusip>
		<value>1611</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13648</Sole>
			<Shared>0</Shared>
			<None>902</None>
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		<nameOfIssuer>AMERIGAS PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT L P INT</titleOfClass>
		<cusip>030975106</cusip>
		<value>431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6860</Sole>
			<Shared>0</Shared>
			<None>2110</None>
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		<nameOfIssuer>AMETEK INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031100100</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>295</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>46838</value>
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			<sshPrnamt>320561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>288327</Sole>
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			<None>32234</None>
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		<nameOfIssuer>AMPHENOL CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>032095101</cusip>
		<value>927</value>
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			<sshPrnamt>13778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13711</Sole>
			<Shared>0</Shared>
			<None>67</None>
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		<nameOfIssuer>AMPLIFY SNACK BRANDS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03211L102</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12839</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12665</Sole>
			<Shared>0</Shared>
			<None>174</None>
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		<nameOfIssuer>AMTRUST FINL SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032359309</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11918</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9718</Sole>
			<Shared>0</Shared>
			<None>2200</None>
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		<nameOfIssuer>ANADARKO PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032511107</cusip>
		<value>11500</value>
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			<sshPrnamt>165004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>151811</Sole>
			<Shared>0</Shared>
			<None>13193</None>
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		<nameOfIssuer>ANADARKO PETE CORP</nameOfIssuer>
		<titleOfClass>UNIT 99/99/9999</titleOfClass>
		<cusip>032511404</cusip>
		<value>208</value>
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			<sshPrnamt>5061</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3023</Sole>
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			<None>2038</None>
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		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>2671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33330</Sole>
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			<None>3408</None>
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		<nameOfIssuer>ANALOGIC CORP</nameOfIssuer>
		<titleOfClass>COM PAR $0.05</titleOfClass>
		<cusip>032657207</cusip>
		<value>710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8579</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8432</Sole>
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			<None>147</None>
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		<nameOfIssuer>ANGIES LIST INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>034754101</cusip>
		<value>675</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7300</Sole>
			<Shared>0</Shared>
			<None>74645</None>
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		<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>03524A108</cusip>
		<value>26475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>251208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>225717</Sole>
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			<None>25491</None>
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		<nameOfIssuer>ANIKA THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>035255108</cusip>
		<value>658</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13278</Sole>
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			<None>240</None>
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		<nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>035710409</cusip>
		<value>9315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>933068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>220024</Sole>
			<Shared>0</Shared>
			<None>713044</None>
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		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>1479</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11869</Sole>
			<Shared>0</Shared>
			<None>4104</None>
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		<nameOfIssuer>ANTARES PHARMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036642106</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>10000</None>
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		<nameOfIssuer>ANTERO MIDSTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNT LTD PARTN</titleOfClass>
		<cusip>03673L103</cusip>
		<value>429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13900</Sole>
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			<None>0</None>
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		<nameOfIssuer>ANTERO RES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03674X106</cusip>
		<value>536</value>
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			<sshPrnamt>22643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22333</Sole>
			<Shared>0</Shared>
			<None>310</None>
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		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>3850</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26806</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23283</Sole>
			<Shared>0</Shared>
			<None>3523</None>
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		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>UNIT 05/01/20188</titleOfClass>
		<cusip>036752202</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12836</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8260</Sole>
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			<None>4576</None>
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		<nameOfIssuer>APACHE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037411105</cusip>
		<value>3092</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>46373</Sole>
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			<None>2371</None>
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		<nameOfIssuer>APARTMENT INVT &amp; MGMT CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>03748R101</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1762</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1669</Sole>
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			<None>93</None>
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		<nameOfIssuer>APOLLO GLOBAL MGMT LLC</nameOfIssuer>
		<titleOfClass>CL A SHS</titleOfClass>
		<cusip>037612306</cusip>
		<value>662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32231</Sole>
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			<None>1935</None>
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		<nameOfIssuer>APOLLO INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03761U106</cusip>
		<value>934</value>
		<shrsOrPrnAmt>
			<sshPrnamt>157955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>103315</Sole>
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			<None>54640</None>
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		<nameOfIssuer>APOLLO COML REAL EST FIN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03762U105</cusip>
		<value>511</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30186</Sole>
			<Shared>0</Shared>
			<None>400</None>
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		<nameOfIssuer>APOLLO SR FLOATING RATE FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037636107</cusip>
		<value>484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27734</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25834</Sole>
			<Shared>0</Shared>
			<None>1900</None>
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		<nameOfIssuer>APOLLO TACTICAL INCOME FD IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037638103</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12808</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>210648</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1817962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1662673</Sole>
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			<None>155289</None>
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		<nameOfIssuer>APPLE HOSPITALITY REIT INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>03784Y200</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14790</Sole>
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			<None>0</None>
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		<nameOfIssuer>APPLIED INDL TECHNOLOGIES IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03820C105</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4236</Sole>
			<Shared>0</Shared>
			<None>949</None>
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		<nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038222105</cusip>
		<value>13907</value>
		<shrsOrPrnAmt>
			<sshPrnamt>432613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>415216</Sole>
			<Shared>0</Shared>
			<None>17397</None>
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	<infoTable>
		<nameOfIssuer>APTARGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038336103</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7928</Sole>
			<Shared>0</Shared>
			<None>352</None>
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	<infoTable>
		<nameOfIssuer>AQUA AMERICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03836W103</cusip>
		<value>17366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>578699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>564226</Sole>
			<Shared>0</Shared>
			<None>14473</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AQUA METALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03837J101</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>039483102</cusip>
		<value>8560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>186628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>176225</Sole>
			<Shared>0</Shared>
			<None>10403</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCONIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03965L100</cusip>
		<value>7982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>430046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>420325</Sole>
			<Shared>0</Shared>
			<None>9721</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCONIC INC</nameOfIssuer>
		<titleOfClass>PFD CONV B SER 1</titleOfClass>
		<cusip>03965L308</cusip>
		<value>821</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24471</Sole>
			<Shared>0</Shared>
			<None>2775</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04010L103</cusip>
		<value>13604</value>
		<shrsOrPrnAmt>
			<sshPrnamt>825109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>729146</Sole>
			<Shared>0</Shared>
			<None>95963</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAP CORP</nameOfIssuer>
		<titleOfClass>NOTE 4.875% 3/1</titleOfClass>
		<cusip>04010LAG8</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25094</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25094</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAP CORP</nameOfIssuer>
		<titleOfClass>NOTE 4.750% 1/1</titleOfClass>
		<cusip>04010LAJ2</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20475</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES DYNAMIC CR ALLOCATION F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04014F102</cusip>
		<value>599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38170</Sole>
			<Shared>0</Shared>
			<None>1700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>040413106</cusip>
		<value>901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9222</Sole>
			<Shared>0</Shared>
			<None>123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARMADA HOFFLER PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04208T108</cusip>
		<value>434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27813</Sole>
			<Shared>0</Shared>
			<None>1718</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARMSTRONG WORLD INDS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04247X102</cusip>
		<value>2580</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>57988</Sole>
			<Shared>0</Shared>
			<None>3755</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARROW ELECTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>042735100</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4266</Sole>
			<Shared>0</Shared>
			<None>93</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARROW ETF TR</nameOfIssuer>
		<titleOfClass>ARROW DJ GLB YLD</titleOfClass>
		<cusip>04273H104</cusip>
		<value>765</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41576</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>04316A108</cusip>
		<value>2318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75962</Sole>
			<Shared>0</Shared>
			<None>1886</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASHLAND GLOBAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>044186104</cusip>
		<value>924</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8423</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7963</Sole>
			<Shared>0</Shared>
			<None>460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASIA PAC FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>044901106</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASPEN TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>045327103</cusip>
		<value>4605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>77514</Sole>
			<Shared>0</Shared>
			<None>6770</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASSOCIATED BANC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>045487105</cusip>
		<value>449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18190</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTEC INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>046224101</cusip>
		<value>667</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9167</Sole>
			<Shared>0</Shared>
			<None>698</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTORIA FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>046265104</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12275</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>046353108</cusip>
		<value>4927</value>
		<shrsOrPrnAmt>
			<sshPrnamt>180802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>177409</Sole>
			<Shared>0</Shared>
			<None>3393</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATHENAHEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04685W103</cusip>
		<value>859</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8021</Sole>
			<Shared>0</Shared>
			<None>109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATKORE INTL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>047649108</cusip>
		<value>1310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54671</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATLAS AIR WORLDWIDE HLDGS IN</nameOfIssuer>
		<titleOfClass>NOTE 2.250% 6/0</titleOfClass>
		<cusip>049164BH8</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35439</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35439</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>049560105</cusip>
		<value>3011</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40065</Sole>
			<Shared>0</Shared>
			<None>567</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052769106</cusip>
		<value>3339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44024</Sole>
			<Shared>0</Shared>
			<None>1145</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOHOME INC</nameOfIssuer>
		<titleOfClass>SP ADR RP CL A</titleOfClass>
		<cusip>05278C107</cusip>
		<value>1136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42513</Sole>
			<Shared>0</Shared>
			<None>2559</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOLIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052800109</cusip>
		<value>620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5449</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>23128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>220934</Sole>
			<Shared>0</Shared>
			<None>4061</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>212</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVALONBAY CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053484101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>82</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVERY DENNISON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053611109</cusip>
		<value>638</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8902</Sole>
			<Shared>0</Shared>
			<None>196</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVISTA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05379B107</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8086</Sole>
			<Shared>0</Shared>
			<None>1061</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>054937107</cusip>
		<value>3137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>61683</Sole>
			<Shared>0</Shared>
			<None>5217</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>B &amp; G FOODS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05508R106</cusip>
		<value>1013</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19421</Sole>
			<Shared>0</Shared>
			<None>3600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05534B760</cusip>
		<value>18216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>421743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>411670</Sole>
			<Shared>0</Shared>
			<None>10073</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BGC PARTNERS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>05541T101</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19507</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>05545E209</cusip>
		<value>780</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24767</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOK FINL CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05561Q201</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3824</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>055622104</cusip>
		<value>14389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>384968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>347117</Sole>
			<Shared>0</Shared>
			<None>37851</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOFI HLDG INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05566U108</cusip>
		<value>1241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43310</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BT GROUP PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>05577E101</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BWX TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05605H100</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8606</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BADGER METER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>056525108</cusip>
		<value>764</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19994</Sole>
			<Shared>0</Shared>
			<None>757</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BAIDU INC</nameOfIssuer>
		<titleOfClass>SPON ADR REP A</titleOfClass>
		<cusip>056752108</cusip>
		<value>2172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12924</Sole>
			<Shared>0</Shared>
			<None>362</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAKER HUGHES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>057224107</cusip>
		<value>742</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11534</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8504</Sole>
			<Shared>0</Shared>
			<None>3030</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BALCHEM CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>057665200</cusip>
		<value>517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5556</Sole>
			<Shared>0</Shared>
			<None>99</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BALL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>058498106</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2064</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2064</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BALLARD PWR SYS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>058586108</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66</Sole>
			<Shared>0</Shared>
			<None>45424</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>05946K101</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33167</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANCO DE CHILE</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>059520106</cusip>
		<value>544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7698</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANCO SANTANDER SA</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>05964H105</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42615</Sole>
			<Shared>0</Shared>
			<None>8472</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANCO SANTANDER CHILE NEW</nameOfIssuer>
		<titleOfClass>SP ADR REP COM</titleOfClass>
		<cusip>05965X109</cusip>
		<value>354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15441</Sole>
			<Shared>0</Shared>
			<None>891</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANCO SANTANDER BRASIL S A</nameOfIssuer>
		<titleOfClass>ADS REP 1 UNIT</titleOfClass>
		<cusip>05967A107</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11046</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>38469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1739732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1589436</Sole>
			<Shared>0</Shared>
			<None>150296</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>7.25%CNV PFD L</titleOfClass>
		<cusip>060505682</cusip>
		<value>2176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1766</Sole>
			<Shared>0</Shared>
			<None>98</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK HAWAII CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>062540109</cusip>
		<value>1991</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22140</Sole>
			<Shared>0</Shared>
			<None>333</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063671101</cusip>
		<value>1699</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20602</Sole>
			<Shared>0</Shared>
			<None>3063</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK OF THE OZARKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063904106</cusip>
		<value>3627</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68927</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64559</Sole>
			<Shared>0</Shared>
			<None>4368</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064058100</cusip>
		<value>10085</value>
		<shrsOrPrnAmt>
			<sshPrnamt>212600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>208495</Sole>
			<Shared>0</Shared>
			<None>4105</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK N S HALIFAX</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064149107</cusip>
		<value>944</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16906</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14991</Sole>
			<Shared>0</Shared>
			<None>1915</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANKUNITED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>06652K103</cusip>
		<value>710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17897</Sole>
			<Shared>0</Shared>
			<None>955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARD C R INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>067383109</cusip>
		<value>3154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12821</Sole>
			<Shared>0</Shared>
			<None>1269</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS BK PLC</nameOfIssuer>
		<titleOfClass>DJUBS CMDT ETN36</titleOfClass>
		<cusip>06738C778</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS BK PLC</nameOfIssuer>
		<titleOfClass>IPSPGS TTL ETN</titleOfClass>
		<cusip>06738C794</cusip>
		<value>861</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55105</Sole>
			<Shared>0</Shared>
			<None>3677</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>06738E204</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20971</Sole>
			<Shared>0</Shared>
			<None>1904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS BANK PLC</nameOfIssuer>
		<titleOfClass>ADR PFD SR 5</titleOfClass>
		<cusip>06739H362</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18920</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS BANK PLC</nameOfIssuer>
		<titleOfClass>SP ADR 7.1%PF3</titleOfClass>
		<cusip>06739H776</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21952</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21750</Sole>
			<Shared>0</Shared>
			<None>202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS BK PLC</nameOfIssuer>
		<titleOfClass>ETN+ SEL MLP</titleOfClass>
		<cusip>06742C723</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10165</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARRICK GOLD CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>067901108</cusip>
		<value>1501</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>90192</Sole>
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			<None>3572</None>
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		<nameOfIssuer>BARRACUDA NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>068323104</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10962</Sole>
			<Shared>0</Shared>
			<None>1700</None>
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		<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>071813109</cusip>
		<value>20684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>463577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>446304</Sole>
			<Shared>0</Shared>
			<None>17273</None>
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		<nameOfIssuer>B/E AEROSPACE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>073302101</cusip>
		<value>403</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6759</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6693</Sole>
			<Shared>0</Shared>
			<None>66</None>
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		<nameOfIssuer>BEACON ROOFING SUPPLY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>073685109</cusip>
		<value>876</value>
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			<sshPrnamt>18911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18665</Sole>
			<Shared>0</Shared>
			<None>246</None>
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		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>32974</value>
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			<sshPrnamt>201128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>189894</Sole>
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			<None>11234</None>
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		<nameOfIssuer>BED BATH &amp; BEYOND INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075896100</cusip>
		<value>990</value>
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			<sshPrnamt>24521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23511</Sole>
			<Shared>0</Shared>
			<None>1010</None>
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		<nameOfIssuer>BEMIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>081437105</cusip>
		<value>562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11778</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BERKLEY W R CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>084423102</cusip>
		<value>4440</value>
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			<sshPrnamt>66667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38564</Sole>
			<Shared>0</Shared>
			<None>28103</None>
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		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>084670108</cusip>
		<value>9517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15</Sole>
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			<None>24</None>
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		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>59817</value>
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			<sshPrnamt>367238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>329761</Sole>
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			<None>37477</None>
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		<nameOfIssuer>BERKSHIRE HILLS BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>084680107</cusip>
		<value>162</value>
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			<sshPrnamt>4400</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>3100</Sole>
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			<None>1300</None>
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		<nameOfIssuer>BERRY PLASTICS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>08579W103</cusip>
		<value>730</value>
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			<sshPrnamt>14846</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14613</Sole>
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			<None>233</None>
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		<nameOfIssuer>BEST BUY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>086516101</cusip>
		<value>2589</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60583</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60462</Sole>
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			<None>121</None>
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		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
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		<cusip>088606108</cusip>
		<value>1727</value>
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			<sshPrnamt>47866</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47296</Sole>
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			<None>570</None>
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		<nameOfIssuer>BIG LOTS INC</nameOfIssuer>
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		<cusip>089302103</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2035</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1469</Sole>
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			<None>566</None>
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		<nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09061G101</cusip>
		<value>617</value>
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			<sshPrnamt>7483</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7433</Sole>
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			<None>50</None>
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		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09062X103</cusip>
		<value>8126</value>
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			<sshPrnamt>28606</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27376</Sole>
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			<None>1230</None>
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		<nameOfIssuer>BIO TECHNE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09073M104</cusip>
		<value>613</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>478</Sole>
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			<None>5500</None>
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		<nameOfIssuer>BLACK HILLS CORP</nameOfIssuer>
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		<cusip>092113109</cusip>
		<value>782</value>
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			<sshPrnamt>12769</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12769</Sole>
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			<None>0</None>
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		<nameOfIssuer>BLACK KNIGHT FINL SVCS INC</nameOfIssuer>
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		<cusip>09214X100</cusip>
		<value>1</value>
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			<sshPrnamt>39</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>39</Sole>
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		<nameOfIssuer>BLACK STONE MINERALS L P</nameOfIssuer>
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		<cusip>09225M101</cusip>
		<value>633</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33661</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>33661</Sole>
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		<nameOfIssuer>BLACKBAUD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>4761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>3251</Sole>
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			<None>1510</None>
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		<nameOfIssuer>BLACKROCK MUNICIPL INC QLTY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>092479104</cusip>
		<value>1165</value>
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			<sshPrnamt>83697</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75622</Sole>
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			<None>8075</None>
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		<nameOfIssuer>BLACKROCK INCOME TR INC</nameOfIssuer>
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			<sshPrnamt>17439</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15439</Sole>
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	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>18417</value>
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			<sshPrnamt>48228</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
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			<None>4232</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MUNI 2018 TERM TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09248C106</cusip>
		<value>219</value>
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			<sshPrnamt>14624</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>14624</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK UTIL &amp; INFRASTRCTU</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09248D104</cusip>
		<value>633</value>
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			<sshPrnamt>34279</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>34279</Sole>
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			<None>0</None>
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		<nameOfIssuer>BLACKROCK MUN INCOME TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>09248F109</cusip>
		<value>788</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57029</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>BLACKROCK TAX MUNICPAL BD TR</nameOfIssuer>
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		<cusip>09248X100</cusip>
		<value>3665</value>
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			<sshPrnamt>169168</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>166693</Sole>
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			<None>2475</None>
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		<nameOfIssuer>BLACKROCK CORE BD TR</nameOfIssuer>
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		<cusip>09249E101</cusip>
		<value>4699</value>
		<shrsOrPrnAmt>
			<sshPrnamt>361007</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>357204</Sole>
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			<None>3803</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MUNI INCOME TR II</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09249N101</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>13651</Sole>
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		<nameOfIssuer>BLACKROCK LTD DURATION INC T</nameOfIssuer>
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		<cusip>09249W101</cusip>
		<value>195</value>
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			<sshPrnamt>12624</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12624</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MUN 2020 TERM TR</nameOfIssuer>
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		<cusip>09249X109</cusip>
		<value>358</value>
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			<sshPrnamt>23576</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23076</Sole>
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	<infoTable>
		<nameOfIssuer>BLACKROCK CR ALLCTN INC TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>092508100</cusip>
		<value>942</value>
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			<sshPrnamt>72980</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>72480</Sole>
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			<None>500</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK ENERGY &amp; RES TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09250U101</cusip>
		<value>888</value>
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			<sshPrnamt>62004</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>61474</Sole>
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			<None>530</None>
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		<nameOfIssuer>BLACKROCK ENHANCED EQT DIV T</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09251A104</cusip>
		<value>12157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1491846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1434344</Sole>
			<Shared>0</Shared>
			<None>57502</None>
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		<nameOfIssuer>BLACKROCK INTL GRWTH &amp; INC T</nameOfIssuer>
		<titleOfClass>COM BENE INTER</titleOfClass>
		<cusip>092524107</cusip>
		<value>1647</value>
		<shrsOrPrnAmt>
			<sshPrnamt>298704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>298704</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BLACKROCK CAPITAL INVESTMENT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>092533108</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31368</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31368</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK CAPITAL INVESTMENT</nameOfIssuer>
		<titleOfClass>NOTE 5.500% 2/1</titleOfClass>
		<cusip>092533AB4</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101624</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>101624</None>
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		<nameOfIssuer>BLACKROCK MUNIVEST FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09253R105</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48592</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47942</Sole>
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			<None>650</None>
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		<nameOfIssuer>BLACKROCK MUNIVEST FD II INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09253T101</cusip>
		<value>209</value>
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			<sshPrnamt>13740</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13740</None>
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	<infoTable>
		<nameOfIssuer>BLACKSTONE GROUP L P</nameOfIssuer>
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		<cusip>09253U108</cusip>
		<value>7166</value>
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			<sshPrnamt>265248</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>255520</Sole>
			<Shared>0</Shared>
			<None>9728</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIYIELD FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09253W104</cusip>
		<value>756</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53579</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53579</Sole>
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			<None>0</None>
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		<nameOfIssuer>BLACKROCK MUNIENHANCED FD IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09253Y100</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13781</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BLACKROCK MUNIYIELD QLTY FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09254E103</cusip>
		<value>2288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>167411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>157531</Sole>
			<Shared>0</Shared>
			<None>9880</None>
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		<nameOfIssuer>BLACKROCK MUNIYIELD QUALITY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09254F100</cusip>
		<value>278</value>
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			<sshPrnamt>18920</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18920</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIHLDNGS CALI QL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09254L107</cusip>
		<value>1428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>100103</Sole>
			<Shared>0</Shared>
			<None>839</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIHLDS INVSTM QL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09254P108</cusip>
		<value>1329</value>
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			<sshPrnamt>93917</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>93199</Sole>
			<Shared>0</Shared>
			<None>718</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09255P107</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28620</Sole>
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			<None>0</None>
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		<nameOfIssuer>BLACKROCK RES &amp; COMM STRAT T</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>09257A108</cusip>
		<value>1841</value>
		<shrsOrPrnAmt>
			<sshPrnamt>222276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>220382</Sole>
			<Shared>0</Shared>
			<None>1894</None>
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	<infoTable>
		<nameOfIssuer>BLACKSTONE GSO LNG SHRT CR I</nameOfIssuer>
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		<cusip>09257D102</cusip>
		<value>716</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44759</Sole>
			<Shared>0</Shared>
			<None>250</None>
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		<nameOfIssuer>BLACKROCK MUN 2030 TAR TERM</nameOfIssuer>
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		<cusip>09257P105</cusip>
		<value>1914</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>83537</Sole>
			<Shared>0</Shared>
			<None>4016</None>
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		<nameOfIssuer>BLACKSTONE GSO STRATEGIC CR</nameOfIssuer>
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		<cusip>09257R101</cusip>
		<value>954</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>62140</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BLACKSTONE MTG TR INC</nameOfIssuer>
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		<value>3236</value>
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			<sshPrnamt>107285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>77283</Sole>
			<Shared>0</Shared>
			<None>30002</None>
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	<infoTable>
		<nameOfIssuer>BLACKSTONE MTG TR INC</nameOfIssuer>
		<titleOfClass>NOTE 5.250%12/0</titleOfClass>
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		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33450</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33450</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MULTI-SECTOR INC T</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09258A107</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38076</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK SCIENCE &amp; TECH TR</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>09258G104</cusip>
		<value>3179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>173432</Sole>
			<Shared>0</Shared>
			<None>3600</None>
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	<infoTable>
		<nameOfIssuer>BLOCK H &amp; R INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<value>565</value>
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			<sshPrnamt>24404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23404</Sole>
			<Shared>0</Shared>
			<None>1000</None>
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		<nameOfIssuer>BOEING CO</nameOfIssuer>
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			<sshPrnamt>539602</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>511522</Sole>
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			<None>28080</None>
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		<nameOfIssuer>BOISE CASCADE CO DEL</nameOfIssuer>
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		<cusip>09739D100</cusip>
		<value>204</value>
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			<sshPrnamt>8860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8743</Sole>
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			<None>117</None>
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		<nameOfIssuer>BOJANGLES INC</nameOfIssuer>
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		<cusip>097488100</cusip>
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			<sshPrnamt>56646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>56546</Sole>
			<Shared>0</Shared>
			<None>100</None>
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		<nameOfIssuer>BON-TON STORES INC</nameOfIssuer>
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		<value>67</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49354</Sole>
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			<None>0</None>
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		<nameOfIssuer>BOOZ ALLEN HAMILTON HLDG COR</nameOfIssuer>
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		<cusip>099502106</cusip>
		<value>552</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8153</Sole>
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			<None>7116</None>
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		<nameOfIssuer>BORGWARNER INC</nameOfIssuer>
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			<sshPrnamt>31198</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30557</Sole>
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			<None>641</None>
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		<nameOfIssuer>BOSTON BEER INC</nameOfIssuer>
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		<cusip>100557107</cusip>
		<value>444</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2535</Sole>
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			<None>26</None>
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	<infoTable>
		<nameOfIssuer>BOSTON PROPERTIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101121101</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1957</Sole>
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			<None>350</None>
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		<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>3271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64492</Sole>
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			<None>88165</None>
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		<nameOfIssuer>BOTTOMLINE TECH DEL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101388106</cusip>
		<value>619</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24146</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23715</Sole>
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			<None>431</None>
		</votingAuthority>
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		<nameOfIssuer>BRINKER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>109641100</cusip>
		<value>539</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10696</Sole>
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			<None>160</None>
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		<nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>39704</value>
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			<sshPrnamt>677924</sshPrnamt>
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			<None>98256</None>
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		<nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>1524</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>13145</Sole>
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			<None>374</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>11133B409</cusip>
		<value>541</value>
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			<sshPrnamt>13065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12940</Sole>
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			<None>125</None>
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		<nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11133T103</cusip>
		<value>3607</value>
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			<sshPrnamt>54529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53574</Sole>
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			<None>955</None>
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		<nameOfIssuer>BROCADE COMMUNICATIONS SYS I</nameOfIssuer>
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		<cusip>111621306</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>3925</Sole>
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			<None>0</None>
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		<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
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		<cusip>112585104</cusip>
		<value>2261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68694</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66193</Sole>
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			<None>2501</None>
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		<nameOfIssuer>BROOKFIELD GLOBL LISTED INFR</nameOfIssuer>
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		<cusip>11273Q109</cusip>
		<value>1491</value>
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			<sshPrnamt>116057</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20174</Sole>
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			<None>95883</None>
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		<nameOfIssuer>BROOKFIELD REAL ASSETS INCOM</nameOfIssuer>
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		<cusip>112830104</cusip>
		<value>1170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>48272</Sole>
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			<None>4023</None>
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		<nameOfIssuer>BROOKLINE BANCORP INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11373M107</cusip>
		<value>3</value>
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			<sshPrnamt>202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>202</Sole>
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			<None>0</None>
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		<nameOfIssuer>BROWN &amp; BROWN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>115236101</cusip>
		<value>1066</value>
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			<sshPrnamt>23943</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23779</Sole>
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			<None>164</None>
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		<nameOfIssuer>BROWN FORMAN CORP</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>115637209</cusip>
		<value>2710</value>
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			<sshPrnamt>60378</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56023</Sole>
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			<None>4355</None>
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		<nameOfIssuer>BRUNSWICK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>117043109</cusip>
		<value>1410</value>
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			<sshPrnamt>25839</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>24600</Sole>
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			<None>1239</None>
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		<nameOfIssuer>BRYN MAWR BK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>117665109</cusip>
		<value>317</value>
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			<sshPrnamt>7458</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7385</Sole>
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			<None>73</None>
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		<nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>118230101</cusip>
		<value>2863</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43247</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36045</Sole>
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			<None>7202</None>
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		<nameOfIssuer>BUFFALO WILD WINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>119848109</cusip>
		<value>120</value>
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			<sshPrnamt>770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>475</Sole>
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			<None>295</None>
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		<nameOfIssuer>BUILDERS FIRSTSOURCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12008R107</cusip>
		<value>1029</value>
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			<sshPrnamt>94286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>92611</Sole>
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			<None>1675</None>
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		<nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>122017106</cusip>
		<value>729</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8604</Sole>
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			<None>79</None>
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		<nameOfIssuer>CB FINL SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12479G101</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3755</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CBS CORP NEW</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>124857202</cusip>
		<value>10264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>79539</Sole>
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			<None>82279</None>
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		<nameOfIssuer>CBRE CLARION GLOBAL REAL EST</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12504G100</cusip>
		<value>1223</value>
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			<sshPrnamt>168925</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>168925</Sole>
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			<None>0</None>
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		<nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>12504L109</cusip>
		<value>1032</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31177</Sole>
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			<None>1694</None>
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		<nameOfIssuer>CDK GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12508E101</cusip>
		<value>499</value>
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			<sshPrnamt>8275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8059</Sole>
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			<None>216</None>
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		<nameOfIssuer>CEB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125134106</cusip>
		<value>1059</value>
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			<sshPrnamt>17421</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16955</Sole>
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			<None>466</None>
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		<nameOfIssuer>CDW CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12514G108</cusip>
		<value>11841</value>
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			<sshPrnamt>227483</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>219930</Sole>
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			<None>7553</None>
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		<nameOfIssuer>CF INDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125269100</cusip>
		<value>272</value>
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			<sshPrnamt>8679</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8423</Sole>
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			<None>256</None>
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		<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2958</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2881</Sole>
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			<None>77</None>
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		<nameOfIssuer>CIGNA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125509109</cusip>
		<value>2016</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14017</Sole>
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			<None>1095</None>
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		<nameOfIssuer>CME GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>3764</value>
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			<sshPrnamt>32707</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31686</Sole>
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			<None>1021</None>
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		<nameOfIssuer>CM FIN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12574Q103</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26326</Sole>
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			<None>9979</None>
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		<nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125896100</cusip>
		<value>1055</value>
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			<sshPrnamt>25316</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17918</Sole>
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		<nameOfIssuer>CNB FINL CORP PA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126128107</cusip>
		<value>4738</value>
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			<sshPrnamt>177290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>176790</Sole>
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			<None>500</None>
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		<nameOfIssuer>CNOOC LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>126132109</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5137</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5125</Sole>
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			<None>12</None>
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		<nameOfIssuer>CRH MEDICAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12626F105</cusip>
		<value>6237</value>
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			<sshPrnamt>1187450</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1187450</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CRH PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>12626K203</cusip>
		<value>1026</value>
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			<sshPrnamt>29994</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29737</Sole>
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			<None>257</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>7918</value>
		<shrsOrPrnAmt>
			<sshPrnamt>218953</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>203135</Sole>
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			<None>15818</None>
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	<infoTable>
		<nameOfIssuer>CSRA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12650T104</cusip>
		<value>492</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15095</Sole>
			<Shared>0</Shared>
			<None>180</None>
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	<infoTable>
		<nameOfIssuer>CVR REFNG LP</nameOfIssuer>
		<titleOfClass>COMUNIT REP LT</titleOfClass>
		<cusip>12663P107</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27441</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126650100</cusip>
		<value>23822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>301037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>283138</Sole>
			<Shared>0</Shared>
			<None>17899</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYS INVTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12673A108</cusip>
		<value>804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103849</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>83932</Sole>
			<Shared>0</Shared>
			<None>19917</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12673P105</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9859</Sole>
			<Shared>0</Shared>
			<None>459</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CABELAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126804301</cusip>
		<value>3820</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54332</Sole>
			<Shared>0</Shared>
			<None>10666</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CABOT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>127055101</cusip>
		<value>3671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>70127</Sole>
			<Shared>0</Shared>
			<None>2519</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CABOT OIL &amp; GAS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>127097103</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>217</Sole>
			<Shared>0</Shared>
			<None>7500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CABOT MICROELECTRONICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12709P103</cusip>
		<value>951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15079</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14603</Sole>
			<Shared>0</Shared>
			<None>476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAL MAINE FOODS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>128030202</cusip>
		<value>1269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28133</Sole>
			<Shared>0</Shared>
			<None>530</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CALAMOS CONV OPP AND INC FD</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>128117108</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30996</Sole>
			<Shared>0</Shared>
			<None>7036</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS GBL DYN INCOME FUND</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12811L107</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15267</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CALAMOS CONV &amp; HIGH INCOME F</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>12811P108</cusip>
		<value>467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43739</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS DYNAMIC CONV &amp; INCOM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12811V105</cusip>
		<value>682</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36823</Sole>
			<Shared>0</Shared>
			<None>1930</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CALAMOS STRATEGIC TOTL RETN</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>128125101</cusip>
		<value>8740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>845753</Sole>
			<Shared>0</Shared>
			<None>4776</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALATLANTIC GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>128195104</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13427</Sole>
			<Shared>0</Shared>
			<None>478</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALIFORNIA WTR SVC GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>130788102</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2220</Sole>
			<Shared>0</Shared>
			<None>828</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALLAWAY GOLF CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>131193104</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11813</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALLON PETE CO DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13123X102</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43731</Sole>
			<Shared>0</Shared>
			<None>560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALPINE CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>131347304</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6997</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6723</Sole>
			<Shared>0</Shared>
			<None>274</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALUMET SPECIALTY PRODS PTNR</nameOfIssuer>
		<titleOfClass>UT LTD PARTNER</titleOfClass>
		<cusip>131476103</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8500</Sole>
			<Shared>0</Shared>
			<None>5313</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMBREX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>132011107</cusip>
		<value>506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9297</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CAMDEN PPTY TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>133131102</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1209</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CAMECO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13321L108</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17752</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CAMPBELL SOUP CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>134429109</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1269</Sole>
			<Shared>0</Shared>
			<None>4482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMPING WORLD HLDGS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>13462K109</cusip>
		<value>2156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66031</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66031</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDN IMPERIAL BK COMM TORONTO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136069101</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2820</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>2935</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36054</Sole>
			<Shared>0</Shared>
			<None>7531</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NAT RES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136385101</cusip>
		<value>2153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63842</Sole>
			<Shared>0</Shared>
			<None>3813</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13645T100</cusip>
		<value>3522</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24363</Sole>
			<Shared>0</Shared>
			<None>289</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANON INC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>138006309</cusip>
		<value>471</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16716</Sole>
			<Shared>0</Shared>
			<None>73</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANTEL MEDICAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>138098108</cusip>
		<value>836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10587</Sole>
			<Shared>0</Shared>
			<None>185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>2455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24007</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITOL FED FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14057J101</cusip>
		<value>712</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40345</Sole>
			<Shared>0</Shared>
			<None>2800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARBO CERAMICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>140781105</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17310</Sole>
			<Shared>0</Shared>
			<None>6415</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>7026</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>91896</Sole>
			<Shared>0</Shared>
			<None>5225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARLISLE COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>142339100</cusip>
		<value>1340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12094</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12039</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CARLYLE GROUP L P</nameOfIssuer>
		<titleOfClass>COM UTS LTD PTN</titleOfClass>
		<cusip>14309L102</cusip>
		<value>695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45429</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44029</Sole>
			<Shared>0</Shared>
			<None>1400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CARMAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>143130102</cusip>
		<value>3442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45458</Sole>
			<Shared>0</Shared>
			<None>7902</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
		<titleOfClass>UNIT 99/99/9999</titleOfClass>
		<cusip>143658300</cusip>
		<value>2786</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49258</Sole>
			<Shared>0</Shared>
			<None>4422</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CARNIVAL PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>14365C103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CARTER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>146229109</cusip>
		<value>523</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5977</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CASCADE BANCORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>147154207</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23287</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23287</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CASEYS GEN STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>147528103</cusip>
		<value>539</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4446</Sole>
			<Shared>0</Shared>
			<None>63</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CASTLIGHT HEALTH INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>14862Q100</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>10000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CATALENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>148806102</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>512</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>512</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>15985</value>
		<shrsOrPrnAmt>
			<sshPrnamt>172130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>150627</Sole>
			<Shared>0</Shared>
			<None>21503</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CATCHMARK TIMBER TR INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>14912Y202</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14672</Sole>
			<Shared>0</Shared>
			<None>1040</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CEDAR FAIR L P</nameOfIssuer>
		<titleOfClass>DEPOSITRY UNIT</titleOfClass>
		<cusip>150185106</cusip>
		<value>526</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5505</Sole>
			<Shared>0</Shared>
			<None>2725</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CELANESE CORP DEL</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>150870103</cusip>
		<value>966</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12231</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>151020104</cusip>
		<value>22184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>146608</Sole>
			<Shared>0</Shared>
			<None>44698</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CEMEX SAB DE CV</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>151290889</cusip>
		<value>428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51461</Sole>
			<Shared>0</Shared>
			<None>1927</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CEMPRA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15130J109</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33953</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23695</Sole>
			<Shared>0</Shared>
			<None>10258</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15135B101</cusip>
		<value>1469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25466</Sole>
			<Shared>0</Shared>
			<None>510</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CENOVUS ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15135U109</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10065</Sole>
			<Shared>0</Shared>
			<None>207</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CENTERPOINT ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15189T107</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9206</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6251</Sole>
			<Shared>0</Shared>
			<None>2955</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CENTERSTATE BANKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15201P109</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6465</Sole>
			<Shared>0</Shared>
			<None>86</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CENTRAIS ELETRICAS BRASILEIR</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>15234Q207</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32481</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CENTRAL FD CDA LTD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>153501101</cusip>
		<value>1188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>71651</Sole>
			<Shared>0</Shared>
			<None>33856</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156700106</cusip>
		<value>6184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>259485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>247553</Sole>
			<Shared>0</Shared>
			<None>11932</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CERNER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156782104</cusip>
		<value>2555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53436</Sole>
			<Shared>0</Shared>
			<None>914</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHARTER COMMUNICATIONS INC N</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>16119P108</cusip>
		<value>6046</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17541</Sole>
			<Shared>0</Shared>
			<None>3462</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHASE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16150R104</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2889</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHATHAM LODGING TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16208T102</cusip>
		<value>397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17712</Sole>
			<Shared>0</Shared>
			<None>1259</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEESECAKE FACTORY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>163072101</cusip>
		<value>1812</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29833</Sole>
			<Shared>0</Shared>
			<None>432</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHEMED CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16359R103</cusip>
		<value>1113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6828</Sole>
			<Shared>0</Shared>
			<None>84</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEMOURS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>163851108</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2201</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHENIERE ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT</titleOfClass>
		<cusip>16411Q101</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7500</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHENIERE ENERGY INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>16411R208</cusip>
		<value>956</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20045</Sole>
			<Shared>0</Shared>
			<None>3113</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEROKEE INC DEL NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16444H102</cusip>
		<value>172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16321</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>165167107</cusip>
		<value>5269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>750878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>93493</Sole>
			<Shared>0</Shared>
			<None>657385</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE UTILS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>165303108</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2317</Sole>
			<Shared>0</Shared>
			<None>821</None>
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	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>92141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>781949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>739592</Sole>
			<Shared>0</Shared>
			<None>42357</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHICAGO BRIDGE &amp; IRON CO N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>167250109</cusip>
		<value>2091</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53037</Sole>
			<Shared>0</Shared>
			<None>12568</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHIMERA INVT CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>16934Q208</cusip>
		<value>5486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>321064</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9175</Sole>
			<Shared>0</Shared>
			<None>311889</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHINA FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>169373107</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10825</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CHINA MOBILE LIMITED</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>16941M109</cusip>
		<value>1561</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29288</Sole>
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			<None>646</None>
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	<infoTable>
		<nameOfIssuer>CHINA PETE &amp; CHEM CORP</nameOfIssuer>
		<titleOfClass>SPON ADR H SHS</titleOfClass>
		<cusip>16941R108</cusip>
		<value>534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7321</Sole>
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			<None>210</None>
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	<infoTable>
		<nameOfIssuer>CHINA XD PLASTICS CO LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16948F107</cusip>
		<value>5605</value>
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			<sshPrnamt>1401409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24500</Sole>
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			<None>1376909</None>
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	<infoTable>
		<nameOfIssuer>CHINA LODGING GROUP LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>16949N109</cusip>
		<value>502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9794</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9718</Sole>
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			<None>76</None>
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	<infoTable>
		<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>169656105</cusip>
		<value>1880</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3369</Sole>
			<Shared>0</Shared>
			<None>1580</None>
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	<infoTable>
		<nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>25545</value>
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			<sshPrnamt>577760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>561195</Sole>
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			<None>16565</None>
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	<infoTable>
		<nameOfIssuer>CHURCHILL DOWNS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171484108</cusip>
		<value>1000</value>
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			<sshPrnamt>6643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5443</Sole>
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			<None>1200</None>
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	<infoTable>
		<nameOfIssuer>CIENA CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>171779309</cusip>
		<value>169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6823</Sole>
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			<None>72</None>
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	<infoTable>
		<nameOfIssuer>CIMAREX ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171798101</cusip>
		<value>714</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4964</Sole>
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			<None>250</None>
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	<infoTable>
		<nameOfIssuer>CINCINNATI BELL INC NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>171871502</cusip>
		<value>12308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>550864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>470895</Sole>
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			<None>79969</None>
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	<infoTable>
		<nameOfIssuer>CINCINNATI FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172062101</cusip>
		<value>4433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56422</Sole>
			<Shared>0</Shared>
			<None>1989</None>
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	<infoTable>
		<nameOfIssuer>CINEMARK HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17243V102</cusip>
		<value>3955</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>96236</Sole>
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			<None>6705</None>
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	<infoTable>
		<nameOfIssuer>CIRRUS LOGIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172755100</cusip>
		<value>667</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8654</Sole>
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			<None>3100</None>
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	<infoTable>
		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>113909</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3767237</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3480175</Sole>
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			<None>287062</None>
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	<infoTable>
		<nameOfIssuer>CINTAS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172908105</cusip>
		<value>2930</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24658</Sole>
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			<None>507</None>
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		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>172967424</cusip>
		<value>14609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>245706</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>203907</Sole>
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			<None>41799</None>
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		<nameOfIssuer>CITIZENS FINL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>174610105</cusip>
		<value>6050</value>
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			<sshPrnamt>169918</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>168556</Sole>
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			<None>1362</None>
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	<infoTable>
		<nameOfIssuer>CITRIX SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>177376100</cusip>
		<value>3255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35417</Sole>
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			<None>1176</None>
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	<infoTable>
		<nameOfIssuer>CIVEO CORP CDA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17878Y108</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
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			<None>0</None>
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		<nameOfIssuer>CLARCOR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>179895107</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1384</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>2024 CORP BOND</titleOfClass>
		<cusip>18383M233</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23320</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>21344</Sole>
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			<None>1976</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>2023 CORP BOND</titleOfClass>
		<cusip>18383M241</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>21816</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUGG BULSH 2022</titleOfClass>
		<cusip>18383M258</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>23385</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>22744</Sole>
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			<None>641</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUGG BULSH 2021</titleOfClass>
		<cusip>18383M266</cusip>
		<value>811</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38882</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36669</Sole>
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			<None>2213</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BUL 2020 HY</titleOfClass>
		<cusip>18383M365</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>11257</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>11257</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BUL 2019 HY</titleOfClass>
		<cusip>18383M373</cusip>
		<value>1544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63839</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63839</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BLT2018 HY</titleOfClass>
		<cusip>18383M381</cusip>
		<value>4796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>188797</Sole>
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			<None>1542</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BLT2017 HY</titleOfClass>
		<cusip>18383M399</cusip>
		<value>2494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>96702</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG MULTI ASSET</titleOfClass>
		<cusip>18383M506</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13892</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13892</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BULL2020 E</titleOfClass>
		<cusip>18383M514</cusip>
		<value>713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33731</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31537</Sole>
			<Shared>0</Shared>
			<None>2194</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BULL2019 E</titleOfClass>
		<cusip>18383M522</cusip>
		<value>5639</value>
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			<sshPrnamt>3784</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3753</Sole>
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			<None>31</None>
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		<nameOfIssuer>COMFORT SYS USA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>199908104</cusip>
		<value>970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28959</Sole>
			<Shared>0</Shared>
			<None>485</None>
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		<nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>24031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>348488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>327420</Sole>
			<Shared>0</Shared>
			<None>21068</None>
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		<nameOfIssuer>COMERICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>200340107</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1714</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1714</Sole>
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			<None>0</None>
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		<nameOfIssuer>COMMERCE BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>200525103</cusip>
		<value>1246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20229</Sole>
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			<None>1371</None>
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		<nameOfIssuer>COMMSCOPE HLDG CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20337X109</cusip>
		<value>378</value>
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			<sshPrnamt>10144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9849</Sole>
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			<None>295</None>
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		<nameOfIssuer>COMPANHIA DE SANEAMENTO BASI</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>20441A102</cusip>
		<value>744</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>59910</Sole>
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			<None>25200</None>
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		<nameOfIssuer>COMPASS MINERALS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20451N101</cusip>
		<value>1448</value>
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			<sshPrnamt>18481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17513</Sole>
			<Shared>0</Shared>
			<None>968</None>
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		<nameOfIssuer>COMPASS DIVERSIFIED HOLDINGS</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>20451Q104</cusip>
		<value>753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42067</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39901</Sole>
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			<None>2166</None>
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		<nameOfIssuer>COMPUTER SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>205363104</cusip>
		<value>183</value>
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			<sshPrnamt>3104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2411</Sole>
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			<None>693</None>
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		<nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>205887102</cusip>
		<value>1346</value>
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			<sshPrnamt>33910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31277</Sole>
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			<None>2633</None>
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		<nameOfIssuer>CONCHO RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20605P101</cusip>
		<value>460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3457</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3043</Sole>
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			<None>414</None>
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		<nameOfIssuer>CONE MIDSTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT REPST</titleOfClass>
		<cusip>206812109</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9303</Sole>
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			<None>0</None>
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		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>28733</value>
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			<sshPrnamt>570395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>555260</Sole>
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			<None>15135</None>
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		<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>209115104</cusip>
		<value>6279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84961</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>82101</Sole>
			<Shared>0</Shared>
			<None>2860</None>
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		<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>21036P108</cusip>
		<value>7354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48096</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41646</Sole>
			<Shared>0</Shared>
			<None>6450</None>
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		<nameOfIssuer>CONTINENTAL RESOURCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>212015101</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5889</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CONVERGYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>212485106</cusip>
		<value>4008</value>
		<shrsOrPrnAmt>
			<sshPrnamt>162588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>156872</Sole>
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			<None>5716</None>
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	<infoTable>
		<nameOfIssuer>COOPER COS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>216648402</cusip>
		<value>1509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8418</Sole>
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			<None>269</None>
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		<nameOfIssuer>COOPER STD HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>21676P103</cusip>
		<value>794</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7474</Sole>
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			<None>116</None>
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		<nameOfIssuer>COOPER TIRE &amp; RUBR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>216831107</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2978</Sole>
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			<None>0</None>
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		<nameOfIssuer>COPART INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>217204106</cusip>
		<value>3872</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68357</Sole>
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			<None>1641</None>
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		<nameOfIssuer>CORESITE RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>21870Q105</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2736</Sole>
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			<None>22</None>
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		<nameOfIssuer>CORENERGY INFRASTRUCTURE TR</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>21870U502</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7188</Sole>
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			<None>2047</None>
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	<infoTable>
		<nameOfIssuer>CORENERGY INFRASTRUCTURE TR</nameOfIssuer>
		<titleOfClass>NOTE 7.000% 6/1</titleOfClass>
		<cusip>21870UAA4</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84094</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>84094</None>
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	<infoTable>
		<nameOfIssuer>CORECIVIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>21871N101</cusip>
		<value>416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17217</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16808</Sole>
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			<None>409</None>
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		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>9339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>386870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>357456</Sole>
			<Shared>0</Shared>
			<None>29414</None>
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		<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>47235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>295215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>281169</Sole>
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			<None>14046</None>
		</votingAuthority>
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		<nameOfIssuer>COSTAR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160N109</cusip>
		<value>1114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4682</Sole>
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			<None>1258</None>
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		<nameOfIssuer>COTIVITI HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22164K101</cusip>
		<value>1841</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53529</Sole>
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			<None>0</None>
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		<nameOfIssuer>COTY INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>222070203</cusip>
		<value>2343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>129674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>127299</Sole>
			<Shared>0</Shared>
			<None>2375</None>
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		<nameOfIssuer>COVANTA HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22282E102</cusip>
		<value>1361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>70297</Sole>
			<Shared>0</Shared>
			<None>17183</None>
		</votingAuthority>
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		<nameOfIssuer>CRACKER BARREL OLD CTRY STOR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22410J106</cusip>
		<value>751</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3719</Sole>
			<Shared>0</Shared>
			<None>745</None>
		</votingAuthority>
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		<nameOfIssuer>CRANE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>224399105</cusip>
		<value>1373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18763</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CREDIT SUISSE GROUP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>225401108</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10417</Sole>
			<Shared>0</Shared>
			<None>551</None>
		</votingAuthority>
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		<nameOfIssuer>CREE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>225447101</cusip>
		<value>697</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26403</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25990</Sole>
			<Shared>0</Shared>
			<None>413</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRESTWOOD EQUITY PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTNER</titleOfClass>
		<cusip>226344208</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>127</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRITEO S A</nameOfIssuer>
		<titleOfClass>SPONS ADS</titleOfClass>
		<cusip>226718104</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>474</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>12447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>136148</Sole>
			<Shared>0</Shared>
			<None>7331</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>228368106</cusip>
		<value>932</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17769</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17665</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRYOPORT INC</nameOfIssuer>
		<titleOfClass>COM PAR $0.001</titleOfClass>
		<cusip>229050307</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34832</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34832</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CTRIP COM INTL LTD</nameOfIssuer>
		<titleOfClass>AMERICAN DEP SHS</titleOfClass>
		<cusip>22943F100</cusip>
		<value>1471</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34928</Sole>
			<Shared>0</Shared>
			<None>1749</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CULLEN FROST BANKERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>229899109</cusip>
		<value>3382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38200</Sole>
			<Shared>0</Shared>
			<None>230</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CUMMINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231021106</cusip>
		<value>8718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58409</Sole>
			<Shared>0</Shared>
			<None>5373</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CURRENCYSHS BRIT POUND STER</nameOfIssuer>
		<titleOfClass>BRIT POUND STE</titleOfClass>
		<cusip>23129S106</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2577</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CURRENCYSHARES EURO TR</nameOfIssuer>
		<titleOfClass>EURO SHS</titleOfClass>
		<cusip>23130C108</cusip>
		<value>1023</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CURTISS WRIGHT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231561101</cusip>
		<value>411</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4070</Sole>
			<Shared>0</Shared>
			<None>77</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CUSHING ENERGY INCOME</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>23162T102</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24447</Sole>
			<Shared>0</Shared>
			<None>4052</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUSHING RENAISSANCE FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231647108</cusip>
		<value>659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37937</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30864</Sole>
			<Shared>0</Shared>
			<None>7073</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYPRESS SEMICONDUCTOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>232806109</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3205</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYRUSONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23283R100</cusip>
		<value>1645</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36931</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34307</Sole>
			<Shared>0</Shared>
			<None>2624</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DBX ETF TR</nameOfIssuer>
		<titleOfClass>XTRAK MSCI EAFE</titleOfClass>
		<cusip>233051200</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1419</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DBX ETF TR</nameOfIssuer>
		<titleOfClass>XTRAK MSCI JAPN</titleOfClass>
		<cusip>233051507</cusip>
		<value>206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5609</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DBX ETF TR</nameOfIssuer>
		<titleOfClass>DB XTR MSCI EUR</titleOfClass>
		<cusip>233051853</cusip>
		<value>11386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>449027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>445027</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DBX ETF TR</nameOfIssuer>
		<titleOfClass>DB XTRAKR MSCI</titleOfClass>
		<cusip>233051861</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DCP MIDSTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UT LTD PTN</titleOfClass>
		<cusip>23311P100</cusip>
		<value>1890</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>48250</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DCT INDUSTRIAL TRUST INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>233153204</cusip>
		<value>815</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16699</Sole>
			<Shared>0</Shared>
			<None>261</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DNP SELECT INCOME FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23325P104</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14606</Sole>
			<Shared>0</Shared>
			<None>6146</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>D R HORTON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23331A109</cusip>
		<value>1114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30517</Sole>
			<Shared>0</Shared>
			<None>10168</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DST SYS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>233326107</cusip>
		<value>3647</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33915</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32114</Sole>
			<Shared>0</Shared>
			<None>1801</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DTE ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>233331107</cusip>
		<value>3427</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33363</Sole>
			<Shared>0</Shared>
			<None>1408</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>235851102</cusip>
		<value>12192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>156300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>142292</Sole>
			<Shared>0</Shared>
			<None>14008</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>237194105</cusip>
		<value>693</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8525</Sole>
			<Shared>0</Shared>
			<None>1023</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DAVE &amp; BUSTERS ENTMT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>238337109</cusip>
		<value>5901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>102763</Sole>
			<Shared>0</Shared>
			<None>2304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DAVITA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23918K108</cusip>
		<value>9228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>131694</Sole>
			<Shared>0</Shared>
			<None>11965</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEAN FOODS CO NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>242370203</cusip>
		<value>483</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19943</Sole>
			<Shared>0</Shared>
			<None>2277</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DECKERS OUTDOOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>243537107</cusip>
		<value>2458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42092</Sole>
			<Shared>0</Shared>
			<None>2429</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>5220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42951</Sole>
			<Shared>0</Shared>
			<None>7833</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM CL V</titleOfClass>
		<cusip>24703L103</cusip>
		<value>3529</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63507</Sole>
			<Shared>0</Shared>
			<None>678</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>247361702</cusip>
		<value>18649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>379097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>341876</Sole>
			<Shared>0</Shared>
			<None>37221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DENTSPLY SIRONA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>24906P109</cusip>
		<value>2523</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42789</Sole>
			<Shared>0</Shared>
			<None>391</None>
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		<nameOfIssuer>DEUTSCHE HIGH INCOME OPPORT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25158Y102</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10819</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9965</Sole>
			<Shared>0</Shared>
			<None>854</None>
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		<nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25179M103</cusip>
		<value>1133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22399</Sole>
			<Shared>0</Shared>
			<None>2366</None>
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	<infoTable>
		<nameOfIssuer>DEXCOM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>252131107</cusip>
		<value>962</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15992</Sole>
			<Shared>0</Shared>
			<None>93</None>
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	<infoTable>
		<nameOfIssuer>DIAGEO P L C</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>14333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>123341</Sole>
			<Shared>0</Shared>
			<None>14737</None>
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	<infoTable>
		<nameOfIssuer>DIAMOND HILL INVESTMENT GROU</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>25264R207</cusip>
		<value>266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>265</None>
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	<infoTable>
		<nameOfIssuer>DIAMOND OFFSHORE DRILLING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25271C102</cusip>
		<value>632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36061</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36061</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25278X109</cusip>
		<value>1509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14702</Sole>
			<Shared>0</Shared>
			<None>261</None>
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	<infoTable>
		<nameOfIssuer>DICKS SPORTING GOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253393102</cusip>
		<value>425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7943</Sole>
			<Shared>0</Shared>
			<None>109</None>
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	<infoTable>
		<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>44836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>456050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>437702</Sole>
			<Shared>0</Shared>
			<None>18348</None>
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		<nameOfIssuer>DIREXION SHS ETF TR</nameOfIssuer>
		<titleOfClass>ALL CP INSIDER</titleOfClass>
		<cusip>25459Y769</cusip>
		<value>11715</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>151556</Sole>
			<Shared>0</Shared>
			<None>1522</None>
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	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>64078</value>
		<shrsOrPrnAmt>
			<sshPrnamt>615090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>577097</Sole>
			<Shared>0</Shared>
			<None>37993</None>
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	<infoTable>
		<nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254709108</cusip>
		<value>17611</value>
		<shrsOrPrnAmt>
			<sshPrnamt>244317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>225576</Sole>
			<Shared>0</Shared>
			<None>18741</None>
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	<infoTable>
		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>25470F104</cusip>
		<value>1490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>52860</Sole>
			<Shared>0</Shared>
			<None>1387</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER C</titleOfClass>
		<cusip>25470F302</cusip>
		<value>1159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42167</Sole>
			<Shared>0</Shared>
			<None>1059</None>
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	<infoTable>
		<nameOfIssuer>DISH NETWORK CORP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>25470M109</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DIVERSIFIED REAL ASSET INC F</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>25533B108</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13301</Sole>
			<Shared>0</Shared>
			<None>3009</None>
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	<infoTable>
		<nameOfIssuer>DIVIDEND &amp; INCOME FUND</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>25538A204</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14332</Sole>
			<Shared>0</Shared>
			<None>412</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25659T107</cusip>
		<value>1311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28923</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28574</Sole>
			<Shared>0</Shared>
			<None>349</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>2700</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35571</Sole>
			<Shared>0</Shared>
			<None>1039</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256746108</cusip>
		<value>1962</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25347</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22580</Sole>
			<Shared>0</Shared>
			<None>2767</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOMINION MIDSTREAM PARTNERS</nameOfIssuer>
		<titleOfClass>COM UT REP LTD</titleOfClass>
		<cusip>257454108</cusip>
		<value>1024</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34265</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>7854</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>95147</Sole>
			<Shared>0</Shared>
			<None>7748</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
		<titleOfClass>UNIT 08/15/2019</titleOfClass>
		<cusip>25746U836</cusip>
		<value>505</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9849</Sole>
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			<None>70</None>
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	<infoTable>
		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
		<titleOfClass>UNIT 99/99/9999</titleOfClass>
		<cusip>25746U869</cusip>
		<value>1273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25396</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20774</Sole>
			<Shared>0</Shared>
			<None>4622</None>
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	<infoTable>
		<nameOfIssuer>DOMINOS PIZZA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25754A201</cusip>
		<value>1090</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6809</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4283</Sole>
			<Shared>0</Shared>
			<None>2526</None>
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	<infoTable>
		<nameOfIssuer>DONALDSON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>257651109</cusip>
		<value>1388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32914</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31951</Sole>
			<Shared>0</Shared>
			<None>963</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DONNELLEY R R &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>257867200</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>736</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>736</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DORCHESTER MINERALS LP</nameOfIssuer>
		<titleOfClass>COM UNIT</titleOfClass>
		<cusip>25820R105</cusip>
		<value>990</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56407</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>258622109</cusip>
		<value>6566</value>
		<shrsOrPrnAmt>
			<sshPrnamt>345779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>315598</Sole>
			<Shared>0</Shared>
			<None>30181</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOUBLELINE OPPORTUNISTIC CR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>258623107</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10490</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260003108</cusip>
		<value>2869</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38287</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37143</Sole>
			<Shared>0</Shared>
			<None>1144</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOW CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260543103</cusip>
		<value>55084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>962836</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>904498</Sole>
			<Shared>0</Shared>
			<None>58338</None>
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	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26138E109</cusip>
		<value>15607</value>
		<shrsOrPrnAmt>
			<sshPrnamt>172044</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>153016</Sole>
			<Shared>0</Shared>
			<None>19028</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DREW INDS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26168L205</cusip>
		<value>710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6252</Sole>
			<Shared>0</Shared>
			<None>105</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DRIL-QUIP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>262037104</cusip>
		<value>3230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51492</Sole>
			<Shared>0</Shared>
			<None>2361</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>263534109</cusip>
		<value>9126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>112713</Sole>
			<Shared>0</Shared>
			<None>11987</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUFF &amp; PHELPS GLB UTL INC FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26433C105</cusip>
		<value>2272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>146158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>146158</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>264411505</cusip>
		<value>491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13862</Sole>
			<Shared>0</Shared>
			<None>4579</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>49138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>632738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>604690</Sole>
			<Shared>0</Shared>
			<None>28048</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DULUTH HLDGS INC</nameOfIssuer>
		<titleOfClass>COM CL B</titleOfClass>
		<cusip>26443V101</cusip>
		<value>521</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20470</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUN &amp; BRADSTREET CORP DEL NE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26483E100</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>612</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUNKIN BRANDS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>265504100</cusip>
		<value>2823</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53372</Sole>
			<Shared>0</Shared>
			<None>417</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUPONT FABROS TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26613Q106</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2191</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DYCOM INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>267475101</cusip>
		<value>2832</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33962</Sole>
			<Shared>0</Shared>
			<None>1332</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENI S P A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>26874R108</cusip>
		<value>1389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43075</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>5927</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55311</Sole>
			<Shared>0</Shared>
			<None>3391</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26884L109</cusip>
		<value>3168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47473</Sole>
			<Shared>0</Shared>
			<None>937</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EPR PPTYS</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>26884U109</cusip>
		<value>513</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5455</Sole>
			<Shared>0</Shared>
			<None>1581</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EPR PPTYS</nameOfIssuer>
		<titleOfClass>CONV PFD 9% SR E</titleOfClass>
		<cusip>26884U307</cusip>
		<value>671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10290</Sole>
			<Shared>0</Shared>
			<None>8325</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQT MIDSTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>26885B100</cusip>
		<value>1624</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21182</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EAGLE BANCORP INC MD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>268948106</cusip>
		<value>1475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24079</Sole>
			<Shared>0</Shared>
			<None>285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETFS PLATINUM TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>26922V101</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1775</Sole>
			<Shared>0</Shared>
			<None>750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>E TRADE FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>269246401</cusip>
		<value>724</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20590</Sole>
			<Shared>0</Shared>
			<None>245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETF MANAGERS TR</nameOfIssuer>
		<titleOfClass>PUREFUNDS ISE CY</titleOfClass>
		<cusip>26924G201</cusip>
		<value>867</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29810</Sole>
			<Shared>0</Shared>
			<None>2923</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EV ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNITS</titleOfClass>
		<cusip>26926V107</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13255</Sole>
			<Shared>0</Shared>
			<None>12288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EAGLE MATERIALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26969P108</cusip>
		<value>641</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6452</Sole>
			<Shared>0</Shared>
			<None>49</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EAST WEST BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27579R104</cusip>
		<value>902</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14622</Sole>
			<Shared>0</Shared>
			<None>3061</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>277432100</cusip>
		<value>6143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81741</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74880</Sole>
			<Shared>0</Shared>
			<None>6861</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE CORP</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>278265103</cusip>
		<value>2418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57682</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54578</Sole>
			<Shared>0</Shared>
			<None>3104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE MUNI INCOME TRUS</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>27826U108</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9302</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE ENH EQTY INC FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278277108</cusip>
		<value>671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>52397</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE FLTING RATE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278279104</cusip>
		<value>1010</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>67889</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE MUN BD FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27827X101</cusip>
		<value>1962</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>157387</Sole>
			<Shared>0</Shared>
			<None>1020</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE CALIF MUN BD FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828A100</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11334</Sole>
			<Shared>0</Shared>
			<None>1750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TAX ADVT DIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828G107</cusip>
		<value>413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19008</Sole>
			<Shared>0</Shared>
			<None>1050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE LTD DUR INCOME F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828H105</cusip>
		<value>2882</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209599</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>183979</Sole>
			<Shared>0</Shared>
			<None>25620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TX MGD DIV EQ IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828N102</cusip>
		<value>4199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>406442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>351440</Sole>
			<Shared>0</Shared>
			<None>55002</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TX ADV GLBL DIV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828S101</cusip>
		<value>329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19169</Sole>
			<Shared>0</Shared>
			<None>4241</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TX MNG BY WRT OP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828Y108</cusip>
		<value>572</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38666</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TXMGD GL BUYWR O</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27829C105</cusip>
		<value>565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55617</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TAX MNGD GBL DV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27829F108</cusip>
		<value>3173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>395220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>375334</Sole>
			<Shared>0</Shared>
			<None>19886</None>
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		<nameOfIssuer>EATON VANCE RISK MNGD DIV EQ</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27829G106</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23183</Sole>
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			<None>0</None>
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		<nameOfIssuer>EATON VANCE NATL MUN OPPORT</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>27829L105</cusip>
		<value>264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12790</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>EATON VANCE MUN INCOME 2028</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>27829U105</cusip>
		<value>2067</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>97341</Sole>
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			<None>8114</None>
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		<nameOfIssuer>EATON VANCE HIGH INCOME 2021</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>27829W101</cusip>
		<value>1862</value>
		<shrsOrPrnAmt>
			<sshPrnamt>188418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>168867</Sole>
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			<None>19551</None>
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		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278642103</cusip>
		<value>7608</value>
		<shrsOrPrnAmt>
			<sshPrnamt>254533</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>238180</Sole>
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			<None>16353</None>
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		<nameOfIssuer>EBIX INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>278715206</cusip>
		<value>1033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18000</Sole>
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			<None>100</None>
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		<nameOfIssuer>ECHO GLOBAL LOGISTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27875T101</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2300</None>
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		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>16898</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>131270</Sole>
			<Shared>0</Shared>
			<None>12473</None>
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		<nameOfIssuer>EDGEWELL PERS CARE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28035Q102</cusip>
		<value>1746</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23416</Sole>
			<Shared>0</Shared>
			<None>478</None>
		</votingAuthority>
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		<nameOfIssuer>EDISON INTL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>281020107</cusip>
		<value>9139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>124596</Sole>
			<Shared>0</Shared>
			<None>2406</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28176E108</cusip>
		<value>4116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44030</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31633</Sole>
			<Shared>0</Shared>
			<None>12397</None>
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		<nameOfIssuer>EHEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>28238P109</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>12200</None>
		</votingAuthority>
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		<nameOfIssuer>8X8 INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>282914100</cusip>
		<value>616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42987</Sole>
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			<None>0</None>
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		<nameOfIssuer>EL PASO ELEC CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>283677854</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6387</Sole>
			<Shared>0</Shared>
			<None>137</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>285512109</cusip>
		<value>1781</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21365</Sole>
			<Shared>0</Shared>
			<None>1177</None>
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		<nameOfIssuer>ELECTRONICS FOR IMAGING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>286082102</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>416</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>EMBRAER S A</nameOfIssuer>
		<titleOfClass>SP ADR REP 4 COM</titleOfClass>
		<cusip>29082A107</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2886</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2886</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29084Q100</cusip>
		<value>1475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20867</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20118</Sole>
			<Shared>0</Shared>
			<None>749</None>
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	<infoTable>
		<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>291011104</cusip>
		<value>44781</value>
		<shrsOrPrnAmt>
			<sshPrnamt>801270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>758448</Sole>
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			<None>42822</None>
		</votingAuthority>
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		<nameOfIssuer>EMERGE ENERGY SVCS LP</nameOfIssuer>
		<titleOfClass>COM REP PARTN</titleOfClass>
		<cusip>29102H108</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12936</Sole>
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			<None>315</None>
		</votingAuthority>
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		<nameOfIssuer>ENCANA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>292505104</cusip>
		<value>1431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>110986</Sole>
			<Shared>0</Shared>
			<None>9925</None>
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		<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29250N105</cusip>
		<value>2738</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64429</Sole>
			<Shared>0</Shared>
			<None>557</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENBRIDGE ENERGY PARTNERS L P</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29250R106</cusip>
		<value>2265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49116</Sole>
			<Shared>0</Shared>
			<None>39872</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENBRIDGE ENERGY MANAGEMENT L</nameOfIssuer>
		<titleOfClass>SHS UNITS LLI</titleOfClass>
		<cusip>29250X103</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4824</Sole>
			<Shared>0</Shared>
			<None>7762</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29265N108</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7504</Sole>
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			<None>600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENDOCYTE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29269A102</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40725</Sole>
			<Shared>0</Shared>
			<None>1417</None>
		</votingAuthority>
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		<nameOfIssuer>ENERGIZER HLDGS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29272W109</cusip>
		<value>3625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75586</Sole>
			<Shared>0</Shared>
			<None>5655</None>
		</votingAuthority>
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		<nameOfIssuer>ENERGY TRANSFER PRTNRS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>29273R109</cusip>
		<value>4403</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75117</Sole>
			<Shared>0</Shared>
			<None>47854</None>
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		<nameOfIssuer>ENERGY TRANSFER EQUITY L P</nameOfIssuer>
		<titleOfClass>COM UT LTD PTN</titleOfClass>
		<cusip>29273V100</cusip>
		<value>7446</value>
		<shrsOrPrnAmt>
			<sshPrnamt>385589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>253136</Sole>
			<Shared>0</Shared>
			<None>132453</None>
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	<infoTable>
		<nameOfIssuer>ENEL AMERICAS S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>29274F104</cusip>
		<value>499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60273</Sole>
			<Shared>0</Shared>
			<None>255</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENERSYS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29275Y102</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>335</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29362U104</cusip>
		<value>1238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68810</Sole>
			<Shared>0</Shared>
			<None>1166</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29364G103</cusip>
		<value>899</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11829</Sole>
			<Shared>0</Shared>
			<None>462</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293712105</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>0</Shared>
			<None>5210</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>24271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>897874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>730840</Sole>
			<Shared>0</Shared>
			<None>167034</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENVESTNET INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29404K106</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3994</Sole>
			<Shared>0</Shared>
			<None>4025</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EPAM SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29414B104</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3620</Sole>
			<Shared>0</Shared>
			<None>96</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENVISION HEALTHCARE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29414D100</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>169</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>294429105</cusip>
		<value>3230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26598</Sole>
			<Shared>0</Shared>
			<None>683</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUINIX INC</nameOfIssuer>
		<titleOfClass>COM PAR $0.001</titleOfClass>
		<cusip>29444U700</cusip>
		<value>1037</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2898</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2875</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUITY COMWLTH</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>294628102</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4622</Sole>
			<Shared>0</Shared>
			<None>1975</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>29476L107</cusip>
		<value>4154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>62037</Sole>
			<Shared>0</Shared>
			<None>2775</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ERICSSON</nameOfIssuer>
		<titleOfClass>ADR B SEK 10</titleOfClass>
		<cusip>294821608</cusip>
		<value>553</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>92970</Sole>
			<Shared>0</Shared>
			<None>493</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ERIE INDTY CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>29530P102</cusip>
		<value>1004</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8838</Sole>
			<Shared>0</Shared>
			<None>152</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ESSEX PPTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>297178105</cusip>
		<value>585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2519</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2519</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ESTERLINE TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>297425100</cusip>
		<value>1009</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10749</Sole>
			<Shared>0</Shared>
			<None>235</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EURONET WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>298736109</cusip>
		<value>1021</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13667</Sole>
			<Shared>0</Shared>
			<None>216</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EVANS BANCORP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>29911Q208</cusip>
		<value>690</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18982</Sole>
			<Shared>0</Shared>
			<None>2800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EVERBANK FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29977G102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>125</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30040W108</cusip>
		<value>7388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>132395</Sole>
			<Shared>0</Shared>
			<None>2921</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30063P105</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20565</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>4377</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>112407</Sole>
			<Shared>0</Shared>
			<None>10813</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXELIXIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161Q104</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12959</Sole>
			<Shared>0</Shared>
			<None>9700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXPEDIA INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>30212P303</cusip>
		<value>1019</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8981</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8626</Sole>
			<Shared>0</Shared>
			<None>355</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>3704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69913</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66355</Sole>
			<Shared>0</Shared>
			<None>3558</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXPONENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30214U102</cusip>
		<value>605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10071</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9032</Sole>
			<Shared>0</Shared>
			<None>1039</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30219G108</cusip>
		<value>10730</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>131142</Sole>
			<Shared>0</Shared>
			<None>24417</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXTENDED STAY AMER INC</nameOfIssuer>
		<titleOfClass>UNIT 99/99/9999B</titleOfClass>
		<cusip>30224P200</cusip>
		<value>635</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39302</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30225T102</cusip>
		<value>494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6316</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXTRACTION OIL AND GAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30227M105</cusip>
		<value>1163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55400</Sole>
			<Shared>0</Shared>
			<None>2700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EZCORP INC</nameOfIssuer>
		<titleOfClass>CL A NON VTG</titleOfClass>
		<cusip>302301106</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22773</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>63694</value>
		<shrsOrPrnAmt>
			<sshPrnamt>704461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>642580</Sole>
			<Shared>0</Shared>
			<None>61881</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FLIR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302445101</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7693</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>F M C CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>302491303</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7743</Sole>
			<Shared>0</Shared>
			<None>71</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FMC TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30249U101</cusip>
		<value>700</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19364</Sole>
			<Shared>0</Shared>
			<None>293</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FNB CORP PA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302520101</cusip>
		<value>167</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>9907</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FCB FINL HLDGS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30255G103</cusip>
		<value>1397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28897</Sole>
			<Shared>0</Shared>
			<None>372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FS INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302635107</cusip>
		<value>485</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45200</Sole>
			<Shared>0</Shared>
			<None>1866</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>43188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>374105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>337814</Sole>
			<Shared>0</Shared>
			<None>36291</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>303075105</cusip>
		<value>4307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25916</Sole>
			<Shared>0</Shared>
			<None>455</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>303250104</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1558</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1372</Sole>
			<Shared>0</Shared>
			<None>186</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FARMERS NATL BANC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>309627107</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14406</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7633</Sole>
			<Shared>0</Shared>
			<None>6773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FARMLAND PARTNERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31154R109</cusip>
		<value>603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49873</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>311900104</cusip>
		<value>10335</value>
		<shrsOrPrnAmt>
			<sshPrnamt>219987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>201450</Sole>
			<Shared>0</Shared>
			<None>18537</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDERAL REALTY INVT TR</nameOfIssuer>
		<titleOfClass>SH BEN INT NEW</titleOfClass>
		<cusip>313747206</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1533</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1023</Sole>
			<Shared>0</Shared>
			<None>510</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31428X106</cusip>
		<value>18060</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>93712</Sole>
			<Shared>0</Shared>
			<None>3132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FERRO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>315405100</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13769</Sole>
			<Shared>0</Shared>
			<None>122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>315616102</cusip>
		<value>668</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4523</Sole>
			<Shared>0</Shared>
			<None>128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIBROGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31572Q808</cusip>
		<value>521</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23407</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31620M106</cusip>
		<value>1039</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13389</Sole>
			<Shared>0</Shared>
			<None>277</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
		<titleOfClass>FNF GROUP COM</titleOfClass>
		<cusip>31620R303</cusip>
		<value>1080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30675</Sole>
			<Shared>0</Shared>
			<None>962</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDUCIARY CLAYMORE MLP OPP F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31647Q106</cusip>
		<value>704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39486</Sole>
			<Shared>0</Shared>
			<None>7799</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>316773100</cusip>
		<value>2429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89903</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44549</Sole>
			<Shared>0</Shared>
			<None>45354</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH STR SR FLOATNG RATE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31679F101</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25055</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIREEYE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31816Q101</cusip>
		<value>565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40252</Sole>
			<Shared>0</Shared>
			<None>7631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST ACCEPTANCE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>318457108</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31847R102</cusip>
		<value>1133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23519</Sole>
			<Shared>0</Shared>
			<None>7285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>319829107</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17832</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17832</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST CMNTY CORP S C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>319835104</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14960</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST CONN BANCORP INC MD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>319850103</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1724</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>320209109</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8077</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST FINL BANKSHARES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>32020R109</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10227</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10048</Sole>
			<Shared>0</Shared>
			<None>179</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST FINL CORP IND</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>320218100</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2600</Sole>
			<Shared>0</Shared>
			<None>1615</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>320517105</cusip>
		<value>2272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3451</Sole>
			<Shared>0</Shared>
			<None>110163</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>32054K103</cusip>
		<value>3092</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>102972</Sole>
			<Shared>0</Shared>
			<None>7417</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST INTERNET BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>320557101</cusip>
		<value>4312</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>94094</Sole>
			<Shared>0</Shared>
			<None>40699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST MAJESTIC SILVER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>32076V103</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22190</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST POTOMAC RLTY TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33610F109</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33616C100</cusip>
		<value>1443</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15678</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15497</Sole>
			<Shared>0</Shared>
			<None>181</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>336433107</cusip>
		<value>453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13518</Sole>
			<Shared>0</Shared>
			<None>527</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>336917109</cusip>
		<value>1494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51926</Sole>
			<Shared>0</Shared>
			<None>1861</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>US EQTY OPPT ETF</titleOfClass>
		<cusip>336920103</cusip>
		<value>596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10562</Sole>
			<Shared>0</Shared>
			<None>412</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR INTER DUR PFD &amp; IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33718W103</cusip>
		<value>1710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74284</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>WTR ETF</titleOfClass>
		<cusip>33733B100</cusip>
		<value>1577</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39773</Sole>
			<Shared>0</Shared>
			<None>175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR MULTI CP VAL ALPHA</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33733C108</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5093</Sole>
			<Shared>0</Shared>
			<None>218</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>CAP STRENGTH ETF</titleOfClass>
		<cusip>33733E104</cusip>
		<value>877</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21509</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>NY ARCA BIOTECH</titleOfClass>
		<cusip>33733E203</cusip>
		<value>1195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12739</Sole>
			<Shared>0</Shared>
			<None>469</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>DJ INTERNT IDX</titleOfClass>
		<cusip>33733E302</cusip>
		<value>15881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>198851</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>193365</Sole>
			<Shared>0</Shared>
			<None>5486</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR MULTI CAP VALUE ALP</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33733F101</cusip>
		<value>332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6201</Sole>
			<Shared>0</Shared>
			<None>163</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33733U108</cusip>
		<value>2726</value>
		<shrsOrPrnAmt>
			<sshPrnamt>197416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>184274</Sole>
			<Shared>0</Shared>
			<None>13142</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>337344105</cusip>
		<value>8785</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190268</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>187017</Sole>
			<Shared>0</Shared>
			<None>3251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR NASDAQ100 TECH INDE</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>337345102</cusip>
		<value>9391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>178518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>173036</Sole>
			<Shared>0</Shared>
			<None>5482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33734G108</cusip>
		<value>3241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>139740</Sole>
			<Shared>0</Shared>
			<None>765</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>33734H106</cusip>
		<value>6086</value>
		<shrsOrPrnAmt>
			<sshPrnamt>216939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>208056</Sole>
			<Shared>0</Shared>
			<None>8883</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33734K109</cusip>
		<value>4055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39909</Sole>
			<Shared>0</Shared>
			<None>43157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>CONSUMR DISCRE</titleOfClass>
		<cusip>33734X101</cusip>
		<value>3798</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>106136</Sole>
			<Shared>0</Shared>
			<None>709</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>CONSUMR STAPLE</titleOfClass>
		<cusip>33734X119</cusip>
		<value>7377</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>152991</Sole>
			<Shared>0</Shared>
			<None>8185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>ENERGY ALPHADX</titleOfClass>
		<cusip>33734X127</cusip>
		<value>8674</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>513438</Sole>
			<Shared>0</Shared>
			<None>11840</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>FINLS ALPHADEX</titleOfClass>
		<cusip>33734X135</cusip>
		<value>1967</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>69450</Sole>
			<Shared>0</Shared>
			<None>3121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>HLTH CARE ALPH</titleOfClass>
		<cusip>33734X143</cusip>
		<value>1937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30969</Sole>
			<Shared>0</Shared>
			<None>2769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>INDLS PROD DUR</titleOfClass>
		<cusip>33734X150</cusip>
		<value>3108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>87092</Sole>
			<Shared>0</Shared>
			<None>7282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>MATERIALS ALPH</titleOfClass>
		<cusip>33734X168</cusip>
		<value>1120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28421</Sole>
			<Shared>0</Shared>
			<None>2746</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>TECH ALPHADEX</titleOfClass>
		<cusip>33734X176</cusip>
		<value>2165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55182</Sole>
			<Shared>0</Shared>
			<None>1729</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>UTILITIES ALPH</titleOfClass>
		<cusip>33734X184</cusip>
		<value>9430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>352793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>343597</Sole>
			<Shared>0</Shared>
			<None>9196</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>CLOUD COMPUTING</titleOfClass>
		<cusip>33734X192</cusip>
		<value>266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3364</Sole>
			<Shared>0</Shared>
			<None>4326</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>DJ GLBL DIVID</titleOfClass>
		<cusip>33734X200</cusip>
		<value>763</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31399</Sole>
			<Shared>0</Shared>
			<None>1336</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33734Y109</cusip>
		<value>3994</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49003</Sole>
			<Shared>0</Shared>
			<None>25110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33735B108</cusip>
		<value>10626</value>
		<shrsOrPrnAmt>
			<sshPrnamt>188372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>142030</Sole>
			<Shared>0</Shared>
			<None>46342</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33735J101</cusip>
		<value>627</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13034</Sole>
			<Shared>0</Shared>
			<None>282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR LRG CP GRWTH ALPHAD</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33735K108</cusip>
		<value>5274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>106104</Sole>
			<Shared>0</Shared>
			<None>1417</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR STOXX EURO DIV FD</nameOfIssuer>
		<titleOfClass>COMMON SHS</titleOfClass>
		<cusip>33735T109</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21292</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>GBL WND ENRG ETF</titleOfClass>
		<cusip>33736G106</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11845</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR FTSE EPRA/NAREIT DE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33736N101</cusip>
		<value>419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9910</Sole>
			<Shared>0</Shared>
			<None>109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR NASDAQ ABA CMNTY BK</nameOfIssuer>
		<titleOfClass>UT COM SHS ETF</titleOfClass>
		<cusip>33736Q104</cusip>
		<value>568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10180</Sole>
			<Shared>0</Shared>
			<None>392</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>ASIA EX JAPAN</titleOfClass>
		<cusip>33737J109</cusip>
		<value>429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15641</Sole>
			<Shared>0</Shared>
			<None>172</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>EUROPE ALPHADEX</titleOfClass>
		<cusip>33737J117</cusip>
		<value>539</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18361</Sole>
			<Shared>0</Shared>
			<None>177</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>BRAZIL ALPHADEX</titleOfClass>
		<cusip>33737J133</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22850</Sole>
			<Shared>0</Shared>
			<None>192</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>DEV MRK EX US</titleOfClass>
		<cusip>33737J174</cusip>
		<value>743</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15601</Sole>
			<Shared>0</Shared>
			<None>124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>EMERG MKT ALPH</titleOfClass>
		<cusip>33737J182</cusip>
		<value>379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18523</Sole>
			<Shared>0</Shared>
			<None>162</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>EX US SML CP</titleOfClass>
		<cusip>33737J406</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10693</Sole>
			<Shared>0</Shared>
			<None>105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
		<titleOfClass>SML CP GRW ALP</titleOfClass>
		<cusip>33737M300</cusip>
		<value>452</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8672</Sole>
			<Shared>0</Shared>
			<None>4298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
		<titleOfClass>SML CAP VAL AL</titleOfClass>
		<cusip>33737M409</cusip>
		<value>428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7945</Sole>
			<Shared>0</Shared>
			<None>4363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33738C103</cusip>
		<value>862</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41371</Sole>
			<Shared>0</Shared>
			<None>6531</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>NO AMER ENERGY</titleOfClass>
		<cusip>33738D101</cusip>
		<value>2790</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111091</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>109434</Sole>
			<Shared>0</Shared>
			<None>1657</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>SENIOR LN FD</titleOfClass>
		<cusip>33738D309</cusip>
		<value>12761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>262523</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>251926</Sole>
			<Shared>0</Shared>
			<None>10597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>FIRST TR TA HIYL</titleOfClass>
		<cusip>33738D408</cusip>
		<value>9252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>188993</Sole>
			<Shared>0</Shared>
			<None>3024</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR HIGH INCOME L/S FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33738E109</cusip>
		<value>526</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31520</Sole>
			<Shared>0</Shared>
			<None>1365</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33738G104</cusip>
		<value>673</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19084</Sole>
			<Shared>0</Shared>
			<None>6188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>MULTI ASSET DI</titleOfClass>
		<cusip>33738R100</cusip>
		<value>740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35146</Sole>
			<Shared>0</Shared>
			<None>3620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>NASD TECH DIV</titleOfClass>
		<cusip>33738R118</cusip>
		<value>1767</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59623</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>57969</Sole>
			<Shared>0</Shared>
			<None>1654</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>RISNG DIVD ACHIV</titleOfClass>
		<cusip>33738R506</cusip>
		<value>5555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>225506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>224676</Sole>
			<Shared>0</Shared>
			<None>830</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
		<cusip>33738R605</cusip>
		<value>22804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>985595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>925931</Sole>
			<Shared>0</Shared>
			<None>59664</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>DORSEY WRIGHT</titleOfClass>
		<cusip>33738R886</cusip>
		<value>1542</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>69325</Sole>
			<Shared>0</Shared>
			<None>21477</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33739B104</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4703</Sole>
			<Shared>0</Shared>
			<None>6761</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
		<titleOfClass>PFD SECS INC ETF</titleOfClass>
		<cusip>33739E108</cusip>
		<value>7250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>382286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>379889</Sole>
			<Shared>0</Shared>
			<None>2397</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
		<titleOfClass>FST TR GLB FD</titleOfClass>
		<cusip>33739H101</cusip>
		<value>1290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>62798</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
		<titleOfClass>LNG/SHT EQUITY</titleOfClass>
		<cusip>33739P103</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6735</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>FST LOW OPPT EFT</titleOfClass>
		<cusip>33739Q200</cusip>
		<value>4349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>83331</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>FT STRG INCM ETF</titleOfClass>
		<cusip>33739Q309</cusip>
		<value>1379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27514</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26649</Sole>
			<Shared>0</Shared>
			<None>865</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>FIRST TR ENH NEW</titleOfClass>
		<cusip>33739Q408</cusip>
		<value>1841</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29110</Sole>
			<Shared>0</Shared>
			<None>1623</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR DYNAMIC EUROPE EQT</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33740D107</cusip>
		<value>2743</value>
		<shrsOrPrnAmt>
			<sshPrnamt>176329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>173602</Sole>
			<Shared>0</Shared>
			<None>2727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33740K101</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15985</Sole>
			<Shared>0</Shared>
			<None>5700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FISERV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>3594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33799</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29448</Sole>
			<Shared>0</Shared>
			<None>4351</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337932107</cusip>
		<value>1509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36113</Sole>
			<Shared>0</Shared>
			<None>12944</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FITBIT INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>33812L102</cusip>
		<value>344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>46601</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33829M101</cusip>
		<value>641</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15542</Sole>
			<Shared>0</Shared>
			<None>198</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLAHERTY &amp; CRUMRINE DYN PFD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>33848W106</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8421</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
		<titleOfClass>QUALT DIVD IDX</titleOfClass>
		<cusip>33939L860</cusip>
		<value>739</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18533</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>343412102</cusip>
		<value>4494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85381</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75223</Sole>
			<Shared>0</Shared>
			<None>10158</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>343498101</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8425</Sole>
			<Shared>0</Shared>
			<None>3757</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34354P105</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8533</Sole>
			<Shared>0</Shared>
			<None>3588</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</nameOfIssuer>
		<titleOfClass>SPON ADR UNITS</titleOfClass>
		<cusip>344419106</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2675</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>344849104</cusip>
		<value>3126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43200</Sole>
			<Shared>0</Shared>
			<None>845</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
		<titleOfClass>COM PAR $0.01</titleOfClass>
		<cusip>345370860</cusip>
		<value>9539</value>
		<shrsOrPrnAmt>
			<sshPrnamt>787938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>675825</Sole>
			<Shared>0</Shared>
			<None>112113</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOREST CITY RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>345605109</cusip>
		<value>499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22862</Sole>
			<Shared>0</Shared>
			<None>682</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORESTAR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>346233109</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4332</Sole>
			<Shared>0</Shared>
			<None>6117</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>349553107</cusip>
		<value>943</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13554</Sole>
			<Shared>0</Shared>
			<None>16981</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTRESS INVESTMENT GROUP LL</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>34958B106</cusip>
		<value>169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34283</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTINET INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959E109</cusip>
		<value>1345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43705</Sole>
			<Shared>0</Shared>
			<None>696</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>2231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40431</Sole>
			<Shared>0</Shared>
			<None>1189</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FORTRESS TRANS INFRST INVS L</nameOfIssuer>
		<titleOfClass>COM REP LTD LIAB</titleOfClass>
		<cusip>34960P101</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTERRA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34960W106</cusip>
		<value>1750</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>80681</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34964C106</cusip>
		<value>768</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13295</Sole>
			<Shared>0</Shared>
			<None>1044</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FORUM ENERGY TECHNOLOGIES IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34984V100</cusip>
		<value>1049</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47746</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47746</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FOUR CORNERS PPTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35086T109</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9734</Sole>
			<Shared>0</Shared>
			<None>113</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FOX FACTORY HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35138V102</cusip>
		<value>598</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21737</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20560</Sole>
			<Shared>0</Shared>
			<None>1177</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FQF TR</nameOfIssuer>
		<titleOfClass>OSHARS FTSE US</titleOfClass>
		<cusip>351680855</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9653</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9653</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FRANCO NEVADA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>351858105</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4247</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>353514102</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35352P104</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>354613101</cusip>
		<value>4572</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>112572</Sole>
			<Shared>0</Shared>
			<None>2276</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FRANKLIN LTD DURATION INC TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35472T101</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11362</Sole>
			<Shared>0</Shared>
			<None>3093</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN UNVL TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>355145103</cusip>
		<value>669</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>98680</Sole>
			<Shared>0</Shared>
			<None>1445</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>35671D857</cusip>
		<value>4957</value>
		<shrsOrPrnAmt>
			<sshPrnamt>374991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>295157</Sole>
			<Shared>0</Shared>
			<None>79834</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRESENIUS MED CARE AG&amp;CO KGA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>358029106</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4579</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35906A108</cusip>
		<value>1610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>479844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>419932</Sole>
			<Shared>0</Shared>
			<None>59912</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FUELCELL ENERGY INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>35952H502</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14797</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FULLER H B CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>359694106</cusip>
		<value>871</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18047</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16784</Sole>
			<Shared>0</Shared>
			<None>1263</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>360271100</cusip>
		<value>790</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22698</Sole>
			<Shared>0</Shared>
			<None>19095</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GATX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>361448103</cusip>
		<value>3187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47388</Sole>
			<Shared>0</Shared>
			<None>4433</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
		<titleOfClass>ADS</titleOfClass>
		<cusip>36197T103</cusip>
		<value>963</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8546</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>G-III APPAREL GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>36237H101</cusip>
		<value>528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16863</Sole>
			<Shared>0</Shared>
			<None>314</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GABELLI EQUITY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>362397101</cusip>
		<value>358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64211</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GABELLI DIVD &amp; INCOME TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>36242H104</cusip>
		<value>3976</value>
		<shrsOrPrnAmt>
			<sshPrnamt>198788</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>142713</Sole>
			<Shared>0</Shared>
			<None>56075</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GAIA INC NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>36269P104</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32650</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>363576109</cusip>
		<value>3013</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56070</Sole>
			<Shared>0</Shared>
			<None>1895</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GAMCO GLOBAL GOLD NAT RES &amp;</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>36465A109</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24806</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11342</Sole>
			<Shared>0</Shared>
			<None>13464</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GAMING &amp; LEISURE PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>36467J108</cusip>
		<value>938</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26335</Sole>
			<Shared>0</Shared>
			<None>4325</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GAMESTOP CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>36467W109</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14986</Sole>
			<Shared>0</Shared>
			<None>1296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GAP INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>364760108</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7991</Sole>
			<Shared>0</Shared>
			<None>1090</None>
		</votingAuthority>
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		<nameOfIssuer>GARTNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>366651107</cusip>
		<value>1020</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10003</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GASTAR EXPL INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>36729W202</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>3652</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19714</Sole>
			<Shared>0</Shared>
			<None>1456</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369604103</cusip>
		<value>124345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3939699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3494873</Sole>
			<Shared>0</Shared>
			<None>444826</None>
		</votingAuthority>
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		<nameOfIssuer>GENERAL GROWTH PPTYS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370023103</cusip>
		<value>352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11420</Sole>
			<Shared>0</Shared>
			<None>2773</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>43423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>704415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>661552</Sole>
			<Shared>0</Shared>
			<None>42863</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37045V100</cusip>
		<value>31092</value>
		<shrsOrPrnAmt>
			<sshPrnamt>893451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>880912</Sole>
			<Shared>0</Shared>
			<None>12539</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>*W EXP 07/10/201</titleOfClass>
		<cusip>37045V126</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17284</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENESEE &amp; WYO INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>371559105</cusip>
		<value>521</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7170</Sole>
			<Shared>0</Shared>
			<None>406</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENTEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>371901109</cusip>
		<value>2011</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>97717</Sole>
			<Shared>0</Shared>
			<None>4262</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENESIS ENERGY L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>371927104</cusip>
		<value>385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10711</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4711</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>26591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>277443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>264317</Sole>
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			<None>13126</None>
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	<infoTable>
		<nameOfIssuer>GIGAMON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37518B102</cusip>
		<value>760</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16502</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>22127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>306678</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>247655</Sole>
			<Shared>0</Shared>
			<None>59023</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GILDAN ACTIVEWEAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375916103</cusip>
		<value>1360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>48632</Sole>
			<Shared>0</Shared>
			<None>4754</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLACIER BANCORP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37637Q105</cusip>
		<value>1069</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23714</Sole>
			<Shared>0</Shared>
			<None>5656</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLADSTONE CAPITAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>376535100</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20517</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLADSTONE COML CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>376536108</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18114</Sole>
			<Shared>0</Shared>
			<None>5550</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>11855</value>
		<shrsOrPrnAmt>
			<sshPrnamt>306619</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>285808</Sole>
			<Shared>0</Shared>
			<None>20811</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37940X102</cusip>
		<value>2033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28012</Sole>
			<Shared>0</Shared>
			<None>1260</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>GLOBX SUPDV US</titleOfClass>
		<cusip>37950E291</cusip>
		<value>847</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33838</Sole>
			<Shared>0</Shared>
			<None>237</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>GLB X SUPERDIV</titleOfClass>
		<cusip>37950E549</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10495</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>GLBX MSCI NORW</titleOfClass>
		<cusip>37950E747</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12111</Sole>
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			<None>82</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>GLOBAL X SILVER</titleOfClass>
		<cusip>37954Y848</cusip>
		<value>2055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64062</Sole>
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			<None>100</None>
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	<infoTable>
		<nameOfIssuer>GLOBUS MED INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>379577208</cusip>
		<value>560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22388</Sole>
			<Shared>0</Shared>
			<None>257</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GODADDY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>380237107</cusip>
		<value>497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14095</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOLDCORP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>380956409</cusip>
		<value>807</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55052</Sole>
			<Shared>0</Shared>
			<None>4220</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>6681</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25206</Sole>
			<Shared>0</Shared>
			<None>2713</None>
		</votingAuthority>
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		<nameOfIssuer>GOLDMAN SACHS ETF TR</nameOfIssuer>
		<titleOfClass>EQUITY ETF</titleOfClass>
		<cusip>381430503</cusip>
		<value>731</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16428</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS BDC INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>38147U107</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS MLP INC OPP FD</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>38147W103</cusip>
		<value>2107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>216398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>213646</Sole>
			<Shared>0</Shared>
			<None>2752</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS MLP ENERGY REN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38148G107</cusip>
		<value>561</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75660</Sole>
			<Shared>0</Shared>
			<None>1750</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOLUB CAP BDC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38173M102</cusip>
		<value>648</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29545</Sole>
			<Shared>0</Shared>
			<None>5470</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
		<value>341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11012</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10957</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOPRO INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>38268T103</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7365</Sole>
			<Shared>0</Shared>
			<None>300</None>
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		<nameOfIssuer>GOVERNMENT PPTYS INCOME TR</nameOfIssuer>
		<titleOfClass>COM SHS BEN INT</titleOfClass>
		<cusip>38376A103</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10175</Sole>
			<Shared>0</Shared>
			<None>612</None>
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		<nameOfIssuer>GRACO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>2302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26528</Sole>
			<Shared>0</Shared>
			<None>1199</None>
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	<infoTable>
		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384802104</cusip>
		<value>5235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21966</Sole>
			<Shared>0</Shared>
			<None>563</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GRAMERCY PPTY TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>385002100</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>766</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GRAN TIERRA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38500T101</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11181</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>GRAND CANYON ED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38526M106</cusip>
		<value>988</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16637</Sole>
			<Shared>0</Shared>
			<None>226</None>
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	<infoTable>
		<nameOfIssuer>GRANITE CONSTR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>387328107</cusip>
		<value>1261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22771</Sole>
			<Shared>0</Shared>
			<None>100</None>
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		<nameOfIssuer>GRAPHIC PACKAGING HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>388689101</cusip>
		<value>4019</value>
		<shrsOrPrnAmt>
			<sshPrnamt>323848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>316359</Sole>
			<Shared>0</Shared>
			<None>7489</None>
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	<infoTable>
		<nameOfIssuer>GREAT PLAINS ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>391164100</cusip>
		<value>1206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42198</Sole>
			<Shared>0</Shared>
			<None>1727</None>
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		<nameOfIssuer>GREAT WESTN BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>391416104</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>0</Shared>
			<None>200</None>
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		<nameOfIssuer>GRIFOLS S A</nameOfIssuer>
		<titleOfClass>SP ADR REP B NVT</titleOfClass>
		<cusip>398438408</cusip>
		<value>186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11154</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>GROUPE CGI INC</nameOfIssuer>
		<titleOfClass>CL A SUB VTG</titleOfClass>
		<cusip>39945C109</cusip>
		<value>757</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15673</Sole>
			<Shared>0</Shared>
			<None>238</None>
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	<infoTable>
		<nameOfIssuer>GUGGENHEIM TAXABLE MUN MNGD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>401664107</cusip>
		<value>1057</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45925</Sole>
			<Shared>0</Shared>
			<None>3500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GUIDEWIRE SOFTWARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40171V100</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4849</Sole>
			<Shared>0</Shared>
			<None>44</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GULFMARK OFFSHORE INC</nameOfIssuer>
		<titleOfClass>CL A NEW</titleOfClass>
		<cusip>402629208</cusip>
		<value>867</value>
		<shrsOrPrnAmt>
			<sshPrnamt>503731</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>502356</Sole>
			<Shared>0</Shared>
			<None>1375</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GULFPORT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>402635304</cusip>
		<value>1270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55856</Sole>
			<Shared>0</Shared>
			<None>3250</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HCA HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40412C101</cusip>
		<value>755</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10135</Sole>
			<Shared>0</Shared>
			<None>83</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HCP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40414L109</cusip>
		<value>2481</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>80387</Sole>
			<Shared>0</Shared>
			<None>2977</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HDFC BANK LTD</nameOfIssuer>
		<titleOfClass>ADR REPS 3 SHS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>1715</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27482</Sole>
			<Shared>0</Shared>
			<None>541</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HCI GROUP INC</nameOfIssuer>
		<titleOfClass>NOTE 3.875% 3/1</titleOfClass>
		<cusip>40416EAB9</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>258129</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>180791</Sole>
			<Shared>0</Shared>
			<None>77338</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HD SUPPLY HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40416M105</cusip>
		<value>1248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29106</Sole>
			<Shared>0</Shared>
			<None>212</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HFF INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>40418F108</cusip>
		<value>2537</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40395</Sole>
			<Shared>0</Shared>
			<None>43318</None>
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	<infoTable>
		<nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>1573</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37527</Sole>
			<Shared>0</Shared>
			<None>1486</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>1090</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68277</Sole>
			<Shared>0</Shared>
			<None>5827</None>
		</votingAuthority>
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		<nameOfIssuer>HABIT RESTAURANTS INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>40449J103</cusip>
		<value>332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19396</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12996</Sole>
			<Shared>0</Shared>
			<None>6400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HAEMONETICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>405024100</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4142</Sole>
			<Shared>0</Shared>
			<None>155</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>405217100</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8035</Sole>
			<Shared>0</Shared>
			<None>458</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
		<value>4352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80392</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>76593</Sole>
			<Shared>0</Shared>
			<None>3799</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HALYARD HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40650V100</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>725</Sole>
			<Shared>0</Shared>
			<None>225</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410345102</cusip>
		<value>7145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>330763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>296875</Sole>
			<Shared>0</Shared>
			<None>33888</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HANOVER INS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410867105</cusip>
		<value>436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4748</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HARLEY DAVIDSON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>412822108</cusip>
		<value>1977</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32301</Sole>
			<Shared>0</Shared>
			<None>1361</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HARMAN INTL INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>413086109</cusip>
		<value>519</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4418</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HARRIS CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>413875105</cusip>
		<value>920</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8558</Sole>
			<Shared>0</Shared>
			<None>401</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>416515104</cusip>
		<value>2062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>10805</None>
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		<cusip>418056107</cusip>
		<value>8615</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>104571</Sole>
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			<None>5882</None>
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		<nameOfIssuer>HAWAIIAN ELEC INDUSTRIES</nameOfIssuer>
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		<value>502</value>
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			<sshPrnamt>15244</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>11063</Sole>
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			<None>4181</None>
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		<nameOfIssuer>HAWAIIAN HOLDINGS INC</nameOfIssuer>
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		<value>1480</value>
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			<sshPrnamt>25856</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25713</Sole>
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			<None>143</None>
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		<nameOfIssuer>HEALTHCARE SVCS GRP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>421906108</cusip>
		<value>1630</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>25295</Sole>
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			<None>16366</None>
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		<nameOfIssuer>HEALTHSOUTH CORP</nameOfIssuer>
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		<cusip>421924309</cusip>
		<value>666</value>
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			<sshPrnamt>16191</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>15389</Sole>
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			<None>802</None>
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		<nameOfIssuer>HEALTHCARE RLTY TR</nameOfIssuer>
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		<cusip>421946104</cusip>
		<value>183</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>3898</Sole>
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			<None>2150</None>
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		<nameOfIssuer>HEALTHEQUITY INC</nameOfIssuer>
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		<cusip>42226A107</cusip>
		<value>454</value>
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			<sshPrnamt>11241</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>11068</Sole>
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			<None>173</None>
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		<nameOfIssuer>HEICO CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>422806109</cusip>
		<value>732</value>
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			<sshPrnamt>9498</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9377</Sole>
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			<None>121</None>
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		<nameOfIssuer>HELIX ENERGY SOLUTIONS GRP I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42330P107</cusip>
		<value>263</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28925</None>
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		<nameOfIssuer>HELMERICH &amp; PAYNE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>423452101</cusip>
		<value>440</value>
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			<sshPrnamt>5462</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5368</Sole>
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			<None>94</None>
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		<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>426281101</cusip>
		<value>4086</value>
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			<sshPrnamt>46023</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>45300</Sole>
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			<None>723</None>
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		<nameOfIssuer>HERITAGE COMMERCE CORP</nameOfIssuer>
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			<sshPrnamt>26435</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>25435</Sole>
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			<None>1000</None>
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		<nameOfIssuer>HERCULES CAPITAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>427096508</cusip>
		<value>2477</value>
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			<sshPrnamt>176481</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>140467</Sole>
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			<None>36014</None>
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		<nameOfIssuer>HERITAGE FINL CORP WASH</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42722X106</cusip>
		<value>14</value>
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			<sshPrnamt>511</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>511</Sole>
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			<None>0</None>
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		<nameOfIssuer>HERITAGE CRYSTAL CLEAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42726M106</cusip>
		<value>1176</value>
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			<sshPrnamt>74930</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68880</Sole>
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			<None>6050</None>
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		<nameOfIssuer>HERSHEY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>427866108</cusip>
		<value>11889</value>
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			<sshPrnamt>115063</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>103525</Sole>
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			<None>11538</None>
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		<nameOfIssuer>HESS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42809H107</cusip>
		<value>484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7637</Sole>
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			<None>177</None>
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		<nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42824C109</cusip>
		<value>2291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98836</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>96089</Sole>
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			<None>2747</None>
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		<nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>428291108</cusip>
		<value>26821</value>
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			<sshPrnamt>522740</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>254883</Sole>
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			<None>267857</None>
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		<nameOfIssuer>HHGREGG INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42833L108</cusip>
		<value>332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>232000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14000</Sole>
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			<None>218000</None>
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		<nameOfIssuer>HIGHLAND FDS I</nameOfIssuer>
		<titleOfClass>HI LD IBOXX SRLN</titleOfClass>
		<cusip>430101774</cusip>
		<value>251</value>
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			<sshPrnamt>13319</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>13319</Sole>
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			<None>0</None>
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		<nameOfIssuer>HIGHWOODS PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>431284108</cusip>
		<value>9</value>
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			<sshPrnamt>171</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>171</Sole>
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			<None>0</None>
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		<nameOfIssuer>HILLENBRAND INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>431571108</cusip>
		<value>778</value>
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			<sshPrnamt>20363</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16167</Sole>
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			<None>4196</None>
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		<nameOfIssuer>HILLTOP HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>432748101</cusip>
		<value>299</value>
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			<sshPrnamt>9802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9597</Sole>
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			<None>205</None>
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		<nameOfIssuer>HOLLYFRONTIER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>436106108</cusip>
		<value>688</value>
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			<sshPrnamt>20970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18620</Sole>
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			<None>2350</None>
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		<nameOfIssuer>HOLOGIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>436440101</cusip>
		<value>546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7417</Sole>
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			<None>6250</None>
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		<nameOfIssuer>HOME BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>436893200</cusip>
		<value>204</value>
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			<sshPrnamt>7445</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5867</Sole>
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			<None>1578</None>
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		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>437076102</cusip>
		<value>28054</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>199473</Sole>
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			<None>10231</None>
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		<nameOfIssuer>HONDA MOTOR LTD</nameOfIssuer>
		<titleOfClass>AMERN SHS</titleOfClass>
		<cusip>438128308</cusip>
		<value>2295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>78436</Sole>
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			<None>260</None>
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		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>38514</value>
		<shrsOrPrnAmt>
			<sshPrnamt>332137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>301861</Sole>
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			<None>30276</None>
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		<nameOfIssuer>HORIZON BANCORP IND</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440407104</cusip>
		<value>397</value>
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			<sshPrnamt>14175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14175</Sole>
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			<None>0</None>
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		<nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440452100</cusip>
		<value>2917</value>
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			<sshPrnamt>83601</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>78698</Sole>
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			<None>4903</None>
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		<nameOfIssuer>HOSPITALITY PPTYS TR</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>44106M102</cusip>
		<value>3402</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107116</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>77935</Sole>
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			<None>29181</None>
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	<infoTable>
		<nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44107P104</cusip>
		<value>1264</value>
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			<sshPrnamt>67213</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63713</Sole>
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			<None>3500</None>
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		<nameOfIssuer>HOVNANIAN ENTERPRISES INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>442487203</cusip>
		<value>37</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10975</Sole>
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			<None>2100</None>
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	<infoTable>
		<nameOfIssuer>HOWARD HUGHES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44267D107</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1700</Sole>
			<Shared>0</Shared>
			<None>63</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUBBELL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>443510607</cusip>
		<value>341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2909</Sole>
			<Shared>0</Shared>
			<None>17</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUMANA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>444859102</cusip>
		<value>2248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10629</Sole>
			<Shared>0</Shared>
			<None>468</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>445658107</cusip>
		<value>1551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11651</Sole>
			<Shared>0</Shared>
			<None>4351</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>446150104</cusip>
		<value>3031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>229305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>207702</Sole>
			<Shared>0</Shared>
			<None>21603</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>PFD CONV SER A</titleOfClass>
		<cusip>446150401</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>125</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON INGALLS INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>446413106</cusip>
		<value>1028</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4747</Sole>
			<Shared>0</Shared>
			<None>833</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTSMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>447011107</cusip>
		<value>491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25739</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24764</Sole>
			<Shared>0</Shared>
			<None>975</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HURON CONSULTING GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>447462102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IAC INTERACTIVECORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44919P508</cusip>
		<value>928</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14077</Sole>
			<Shared>0</Shared>
			<None>274</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICF INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44925C103</cusip>
		<value>547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9886</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>859</Sole>
			<Shared>0</Shared>
			<None>9027</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICU MED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44930G107</cusip>
		<value>871</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5902</Sole>
			<Shared>0</Shared>
			<None>96</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IPG PHOTONICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44980X109</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2122</Sole>
			<Shared>0</Shared>
			<None>479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ITT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45073V108</cusip>
		<value>423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2093</Sole>
			<Shared>0</Shared>
			<None>8800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IBERIABANK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>450828108</cusip>
		<value>1222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14020</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICICI BK LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>45104G104</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICONIX BRAND GROUP INC</nameOfIssuer>
		<titleOfClass>NOTE 1.500% 3/1</titleOfClass>
		<cusip>451055AF4</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108100</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>108100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICAHN ENTERPRISES LP</nameOfIssuer>
		<titleOfClass>DEPOSITARY UNIT</titleOfClass>
		<cusip>451100101</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2445</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IDACORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>451107106</cusip>
		<value>348</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3781</Sole>
			<Shared>0</Shared>
			<None>585</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IDEXX LABS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45168D104</cusip>
		<value>1881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11407</Sole>
			<Shared>0</Shared>
			<None>4677</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>6873</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51619</Sole>
			<Shared>0</Shared>
			<None>4577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLUMINA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452327109</cusip>
		<value>502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3923</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2348</Sole>
			<Shared>0</Shared>
			<None>1575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IMAX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45245E109</cusip>
		<value>850</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18367</Sole>
			<Shared>0</Shared>
			<None>8931</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45253H101</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58517</Sole>
			<Shared>0</Shared>
			<None>324</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IMPERIAL OIL LTD</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>453038408</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IMPINJ INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>453204109</cusip>
		<value>1100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31169</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INCYTE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45337C102</cusip>
		<value>2225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19408</Sole>
			<Shared>0</Shared>
			<None>2743</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INDIA FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>454089103</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10794</Sole>
			<Shared>0</Shared>
			<None>251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INDEXIQ ETF TR</nameOfIssuer>
		<titleOfClass>HEDGE MLTI ETF</titleOfClass>
		<cusip>45409B107</cusip>
		<value>495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17205</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INFINERA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45667G103</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7830</Sole>
			<Shared>0</Shared>
			<None>2697</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INFOSYS LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>456788108</cusip>
		<value>393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26547</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ING GROEP N V</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>456837103</cusip>
		<value>1328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>92804</Sole>
			<Shared>0</Shared>
			<None>923</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGEVITY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45688C107</cusip>
		<value>754</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13429</Sole>
			<Shared>0</Shared>
			<None>296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGREDION INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>457187102</cusip>
		<value>2822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21460</Sole>
			<Shared>0</Shared>
			<None>1228</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INPHI CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45772F107</cusip>
		<value>1455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32711</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31999</Sole>
			<Shared>0</Shared>
			<None>712</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INOVALON HLDGS INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>45781D101</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29558</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29145</Sole>
			<Shared>0</Shared>
			<None>413</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INSIGHT SELECT INCOME FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45781W109</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7451</Sole>
			<Shared>0</Shared>
			<None>2574</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTEGRATED DEVICE TECHNOLOGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458118106</cusip>
		<value>581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23730</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23344</Sole>
			<Shared>0</Shared>
			<None>386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>79736</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2195479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1797358</Sole>
			<Shared>0</Shared>
			<None>398121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEGER HLDGS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45826H109</cusip>
		<value>7297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>246724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28067</Sole>
			<Shared>0</Shared>
			<None>218657</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTER PARFUMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458334109</cusip>
		<value>705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20682</Sole>
			<Shared>0</Shared>
			<None>321</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERACTIVE BROKERS GROUP IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45841N107</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7960</Sole>
			<Shared>0</Shared>
			<None>81</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL HOTELS GROU</nameOfIssuer>
		<titleOfClass>SPON ADR NW 2016</titleOfClass>
		<cusip>45857P608</cusip>
		<value>440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9792</Sole>
			<Shared>0</Shared>
			<None>195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
		<value>2506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38216</Sole>
			<Shared>0</Shared>
			<None>6130</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459200101</cusip>
		<value>24521</value>
		<shrsOrPrnAmt>
			<sshPrnamt>148357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>127226</Sole>
			<Shared>0</Shared>
			<None>21131</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459506101</cusip>
		<value>1091</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8889</Sole>
			<Shared>0</Shared>
			<None>265</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460146103</cusip>
		<value>54193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1020484</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>980583</Sole>
			<Shared>0</Shared>
			<None>39901</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460690100</cusip>
		<value>1323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55647</Sole>
			<Shared>0</Shared>
			<None>761</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEROIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460951106</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>4351</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>461202103</cusip>
		<value>1095</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9582</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6321</Sole>
			<Shared>0</Shared>
			<None>3261</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46120E602</cusip>
		<value>3143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4290</Sole>
			<Shared>0</Shared>
			<None>660</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTREXON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46122T102</cusip>
		<value>1274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51433</Sole>
			<Shared>0</Shared>
			<None>1150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO MORTGAGE CAPITAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46131B100</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22233</Sole>
			<Shared>0</Shared>
			<None>1707</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO SR INCOME TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46131H107</cusip>
		<value>454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74988</Sole>
			<Shared>0</Shared>
			<None>23098</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO MUN TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46131J103</cusip>
		<value>461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35984</Sole>
			<Shared>0</Shared>
			<None>1506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO TR INVT GRADE MUNS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46131M106</cusip>
		<value>1672</value>
		<shrsOrPrnAmt>
			<sshPrnamt>131185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>128469</Sole>
			<Shared>0</Shared>
			<None>2716</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO MUN OPPORTUNITY TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46132C107</cusip>
		<value>778</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58268</Sole>
			<Shared>0</Shared>
			<None>2952</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INVESCO ADVANTAGE MUNICIPAL</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>46132E103</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34073</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO CALIF VALUE MUN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46132H106</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24969</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO VALUE MUN INCOME TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46132P108</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>813</Sole>
			<Shared>0</Shared>
			<None>16850</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INVESCO DYNAMIC CR OPP FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46132R104</cusip>
		<value>3136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>254071</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>242155</Sole>
			<Shared>0</Shared>
			<None>11916</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INVESCO QUALITY MUNI INC TRS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46133G107</cusip>
		<value>3121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>251269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>214429</Sole>
			<Shared>0</Shared>
			<None>36840</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESTMENT TECHNOLOGY GRP NE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46145F105</cusip>
		<value>680</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34477</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INVESTORS REAL ESTATE TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>461730103</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVIVO THERAPEUTICS HLDGS CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46186M209</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41713</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IONIS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>462222100</cusip>
		<value>26926</value>
		<shrsOrPrnAmt>
			<sshPrnamt>562645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>57184</Sole>
			<Shared>0</Shared>
			<None>505461</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRIDIUM COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46269C102</cusip>
		<value>4308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>448756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>437029</Sole>
			<Shared>0</Shared>
			<None>11727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MTN INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46284V101</cusip>
		<value>3667</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>101897</Sole>
			<Shared>0</Shared>
			<None>11500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
		<titleOfClass>ISHARES</titleOfClass>
		<cusip>464285105</cusip>
		<value>6963</value>
		<shrsOrPrnAmt>
			<sshPrnamt>629036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>579741</Sole>
			<Shared>0</Shared>
			<None>49295</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI AUST ETF</titleOfClass>
		<cusip>464286103</cusip>
		<value>519</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25570</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>EM HGHYL BD ETF</titleOfClass>
		<cusip>464286285</cusip>
		<value>537</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10533</Sole>
			<Shared>0</Shared>
			<None>459</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI BRZ CAP ETF</titleOfClass>
		<cusip>464286400</cusip>
		<value>1149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32891</Sole>
			<Shared>0</Shared>
			<None>1435</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MIN VOL GBL ETF</titleOfClass>
		<cusip>464286525</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4087</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MIN VOL EMRG MKT</titleOfClass>
		<cusip>464286533</cusip>
		<value>1506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30731</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30557</Sole>
			<Shared>0</Shared>
			<None>174</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI JAPN SMCETF</titleOfClass>
		<cusip>464286582</cusip>
		<value>421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6500</Sole>
			<Shared>0</Shared>
			<None>305</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI EURZONE ETF</titleOfClass>
		<cusip>464286608</cusip>
		<value>1301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36976</Sole>
			<Shared>0</Shared>
			<None>565</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI TURKEY ETF</titleOfClass>
		<cusip>464286715</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10006</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI GERMANY ETF</titleOfClass>
		<cusip>464286806</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3052</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI MEX CAP ETF</titleOfClass>
		<cusip>464286822</cusip>
		<value>165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3794</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3794</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI HONG KG ETF</titleOfClass>
		<cusip>464286871</cusip>
		<value>751</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35477</Sole>
			<Shared>0</Shared>
			<None>3106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 100 ETF</titleOfClass>
		<cusip>464287101</cusip>
		<value>479</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4809</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4809</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MRNGSTR LG-CP GR</titleOfClass>
		<cusip>464287119</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2088</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P TTL STK</titleOfClass>
		<cusip>464287150</cusip>
		<value>569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10869</Sole>
			<Shared>0</Shared>
			<None>203</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>18967</value>
		<shrsOrPrnAmt>
			<sshPrnamt>214372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>209491</Sole>
			<Shared>0</Shared>
			<None>4881</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>TIPS BD ETF</titleOfClass>
		<cusip>464287176</cusip>
		<value>12285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108839</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>105120</Sole>
			<Shared>0</Shared>
			<None>3719</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CHINA LG-CAP ETF</titleOfClass>
		<cusip>464287184</cusip>
		<value>639</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16857</Sole>
			<Shared>0</Shared>
			<None>1529</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>TRANS AVG ETF</titleOfClass>
		<cusip>464287192</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>941</Sole>
			<Shared>0</Shared>
			<None>297</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>14839</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54260</Sole>
			<Shared>0</Shared>
			<None>11742</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE US AGGBD ET</titleOfClass>
		<cusip>464287226</cusip>
		<value>56923</value>
		<shrsOrPrnAmt>
			<sshPrnamt>526508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>478610</Sole>
			<Shared>0</Shared>
			<None>47898</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>4587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130681</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>121747</Sole>
			<Shared>0</Shared>
			<None>8934</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX INV CP ETF</titleOfClass>
		<cusip>464287242</cusip>
		<value>92872</value>
		<shrsOrPrnAmt>
			<sshPrnamt>791486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>746637</Sole>
			<Shared>0</Shared>
			<None>44849</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>GLOBAL TECH ETF</titleOfClass>
		<cusip>464287291</cusip>
		<value>673</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5795</Sole>
			<Shared>0</Shared>
			<None>309</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
		<cusip>464287309</cusip>
		<value>100138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>822300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>780991</Sole>
			<Shared>0</Shared>
			<None>41309</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NA NAT RES</titleOfClass>
		<cusip>464287374</cusip>
		<value>169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4711</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4353</Sole>
			<Shared>0</Shared>
			<None>358</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>LATN AMER 40 ETF</titleOfClass>
		<cusip>464287390</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9386</Sole>
			<Shared>0</Shared>
			<None>157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
		<cusip>464287408</cusip>
		<value>127156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1254591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1187572</Sole>
			<Shared>0</Shared>
			<None>67019</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>20 YR TR BD ETF</titleOfClass>
		<cusip>464287432</cusip>
		<value>32062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>268535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>261443</Sole>
			<Shared>0</Shared>
			<None>7092</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>7-10 Y TR BD ETF</titleOfClass>
		<cusip>464287440</cusip>
		<value>22903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>218538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>211616</Sole>
			<Shared>0</Shared>
			<None>6922</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR TR BD ETF</titleOfClass>
		<cusip>464287457</cusip>
		<value>45199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>534462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>493199</Sole>
			<Shared>0</Shared>
			<None>41263</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>35415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>613083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>578874</Sole>
			<Shared>0</Shared>
			<None>34209</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MDCP VAL ETF</titleOfClass>
		<cusip>464287473</cusip>
		<value>2739</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32055</Sole>
			<Shared>0</Shared>
			<None>2067</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MD CP GR ETF</titleOfClass>
		<cusip>464287481</cusip>
		<value>20337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>208708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>200920</Sole>
			<Shared>0</Shared>
			<None>7788</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MID-CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>3162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10163</Sole>
			<Shared>0</Shared>
			<None>7489</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>58897</value>
		<shrsOrPrnAmt>
			<sshPrnamt>356552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>326734</Sole>
			<Shared>0</Shared>
			<None>29818</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NA TEC-SFTWR ETF</titleOfClass>
		<cusip>464287515</cusip>
		<value>1226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8276</Sole>
			<Shared>0</Shared>
			<None>2993</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>PHLX SEMICND ETF</titleOfClass>
		<cusip>464287523</cusip>
		<value>1813</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10410</Sole>
			<Shared>0</Shared>
			<None>4313</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NA TEC MULTM ETF</titleOfClass>
		<cusip>464287531</cusip>
		<value>451</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10413</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10413</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NASDQ BIOTEC ETF</titleOfClass>
		<cusip>464287556</cusip>
		<value>5493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20606</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18671</Sole>
			<Shared>0</Shared>
			<None>1935</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>COHEN&amp;STEER REIT</titleOfClass>
		<cusip>464287564</cusip>
		<value>706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6955</Sole>
			<Shared>0</Shared>
			<None>138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. CNSM SV ETF</titleOfClass>
		<cusip>464287580</cusip>
		<value>857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3495</Sole>
			<Shared>0</Shared>
			<None>2189</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 VAL ETF</titleOfClass>
		<cusip>464287598</cusip>
		<value>67535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>603517</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>537334</Sole>
			<Shared>0</Shared>
			<None>66183</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
		<cusip>464287606</cusip>
		<value>36562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>201125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>195406</Sole>
			<Shared>0</Shared>
			<None>5719</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>109654</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1044733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>937251</Sole>
			<Shared>0</Shared>
			<None>107482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 ETF</titleOfClass>
		<cusip>464287622</cusip>
		<value>7885</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63378</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>62620</Sole>
			<Shared>0</Shared>
			<None>758</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 VAL ETF</titleOfClass>
		<cusip>464287630</cusip>
		<value>41799</value>
		<shrsOrPrnAmt>
			<sshPrnamt>351972</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>329734</Sole>
			<Shared>0</Shared>
			<None>22238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 GRW ETF</titleOfClass>
		<cusip>464287648</cusip>
		<value>32313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>210132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>204133</Sole>
			<Shared>0</Shared>
			<None>5999</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>15024</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>107378</Sole>
			<Shared>0</Shared>
			<None>4054</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE RUSSELL GRW</titleOfClass>
		<cusip>464287671</cusip>
		<value>3909</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5291</Sole>
			<Shared>0</Shared>
			<None>85774</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 3000 ETF</titleOfClass>
		<cusip>464287689</cusip>
		<value>62191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>467489</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>405936</Sole>
			<Shared>0</Shared>
			<None>61553</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
		<cusip>464287705</cusip>
		<value>39710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>273638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>264747</Sole>
			<Shared>0</Shared>
			<None>8891</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. TECH ETF</titleOfClass>
		<cusip>464287721</cusip>
		<value>11024</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>86168</Sole>
			<Shared>0</Shared>
			<None>5599</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. REAL ES ETF</titleOfClass>
		<cusip>464287739</cusip>
		<value>14564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>188828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>179866</Sole>
			<Shared>0</Shared>
			<None>8962</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. INDS ETF</titleOfClass>
		<cusip>464287754</cusip>
		<value>453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2667</Sole>
			<Shared>0</Shared>
			<None>1091</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US HLTHCARE ETF</titleOfClass>
		<cusip>464287762</cusip>
		<value>878</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6096</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5569</Sole>
			<Shared>0</Shared>
			<None>527</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. FIN SVC ETF</titleOfClass>
		<cusip>464287770</cusip>
		<value>867</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6570</Sole>
			<Shared>0</Shared>
			<None>1571</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. FINLS ETF</titleOfClass>
		<cusip>464287788</cusip>
		<value>3703</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34201</Sole>
			<Shared>0</Shared>
			<None>2285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. ENERGY ETF</titleOfClass>
		<cusip>464287796</cusip>
		<value>559</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12960</Sole>
			<Shared>0</Shared>
			<None>425</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>23738</value>
		<shrsOrPrnAmt>
			<sshPrnamt>172499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>158195</Sole>
			<Shared>0</Shared>
			<None>14304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. CNSM GD ETF</titleOfClass>
		<cusip>464287812</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4244</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3890</Sole>
			<Shared>0</Shared>
			<None>354</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. BAS MTL ETF</titleOfClass>
		<cusip>464287838</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2658</Sole>
			<Shared>0</Shared>
			<None>805</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>DOW JONES US ETF</titleOfClass>
		<cusip>464287846</cusip>
		<value>3142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27710</Sole>
			<Shared>0</Shared>
			<None>378</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600VL ETF</titleOfClass>
		<cusip>464287879</cusip>
		<value>27450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>194306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>183300</Sole>
			<Shared>0</Shared>
			<None>11006</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600GR ETF</titleOfClass>
		<cusip>464287887</cusip>
		<value>32250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>213572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>203287</Sole>
			<Shared>0</Shared>
			<None>10285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MRNGSTR LG-CP VL</titleOfClass>
		<cusip>464288109</cusip>
		<value>296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3100</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTL TREA BD ETF</titleOfClass>
		<cusip>464288117</cusip>
		<value>474</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5015</Sole>
			<Shared>0</Shared>
			<None>235</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SHRT NAT MUN ETF</titleOfClass>
		<cusip>464288158</cusip>
		<value>4944</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45753</Sole>
			<Shared>0</Shared>
			<None>1189</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI AC ASIA ETF</titleOfClass>
		<cusip>464288182</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2150</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MRGSTR MD CP ETF</titleOfClass>
		<cusip>464288208</cusip>
		<value>326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2030</Sole>
			<Shared>0</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI ACWI EX US</titleOfClass>
		<cusip>464288240</cusip>
		<value>1272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31627</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24100</Sole>
			<Shared>0</Shared>
			<None>7527</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI ACWI ETF</titleOfClass>
		<cusip>464288257</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4027</Sole>
			<Shared>0</Shared>
			<None>223</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE SML CP ETF</titleOfClass>
		<cusip>464288273</cusip>
		<value>9483</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>184620</Sole>
			<Shared>0</Shared>
			<None>6798</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>JP MOR EM MK ETF</titleOfClass>
		<cusip>464288281</cusip>
		<value>6116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47338</Sole>
			<Shared>0</Shared>
			<None>8036</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NEW YORK MUN ETF</titleOfClass>
		<cusip>464288323</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CALIF MUN BD ETF</titleOfClass>
		<cusip>464288356</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2417</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>GLB INFRASTR ETF</titleOfClass>
		<cusip>464288372</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5809</Sole>
			<Shared>0</Shared>
			<None>17</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MRGSTR MD CP VAL</titleOfClass>
		<cusip>464288406</cusip>
		<value>466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3197</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>11068</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>96658</Sole>
			<Shared>0</Shared>
			<None>5730</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTL SEL DIV ETF</titleOfClass>
		<cusip>464288448</cusip>
		<value>3064</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103633</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>79399</Sole>
			<Shared>0</Shared>
			<None>24234</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX HI YD ETF</titleOfClass>
		<cusip>464288513</cusip>
		<value>71793</value>
		<shrsOrPrnAmt>
			<sshPrnamt>828276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>780522</Sole>
			<Shared>0</Shared>
			<None>47754</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RESID RL EST CAP</titleOfClass>
		<cusip>464288562</cusip>
		<value>8068</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>130756</Sole>
			<Shared>0</Shared>
			<None>3659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI KLD400 SOC</titleOfClass>
		<cusip>464288570</cusip>
		<value>434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1045</Sole>
			<Shared>0</Shared>
			<None>4216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MBS ETF</titleOfClass>
		<cusip>464288588</cusip>
		<value>66890</value>
		<shrsOrPrnAmt>
			<sshPrnamt>628787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>600585</Sole>
			<Shared>0</Shared>
			<None>28202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTRM GOV/CR ETF</titleOfClass>
		<cusip>464288612</cusip>
		<value>38456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>349944</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>318499</Sole>
			<Shared>0</Shared>
			<None>31445</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US CREDIT BD ETF</titleOfClass>
		<cusip>464288620</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42</Sole>
			<Shared>0</Shared>
			<None>435</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTERM CR BD ETF</titleOfClass>
		<cusip>464288638</cusip>
		<value>30973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>286357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>270453</Sole>
			<Shared>0</Shared>
			<None>15904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR CR BD ETF</titleOfClass>
		<cusip>464288646</cusip>
		<value>42445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>404337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>393308</Sole>
			<Shared>0</Shared>
			<None>11029</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>10-20 YR TRS ETF</titleOfClass>
		<cusip>464288653</cusip>
		<value>4887</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31801</Sole>
			<Shared>0</Shared>
			<None>4685</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>3-7 YR TR BD ETF</titleOfClass>
		<cusip>464288661</cusip>
		<value>102677</value>
		<shrsOrPrnAmt>
			<sshPrnamt>837959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>783452</Sole>
			<Shared>0</Shared>
			<None>54507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SHRT TRS BD ETF</titleOfClass>
		<cusip>464288679</cusip>
		<value>1755</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15893</Sole>
			<Shared>0</Shared>
			<None>9</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. PFD STK ETF</titleOfClass>
		<cusip>464288687</cusip>
		<value>14202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>381531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>363279</Sole>
			<Shared>0</Shared>
			<None>18252</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. AER&amp;DEF ETF</titleOfClass>
		<cusip>464288760</cusip>
		<value>2529</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17913</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13356</Sole>
			<Shared>0</Shared>
			<None>4557</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US REGNL BKS ETF</titleOfClass>
		<cusip>464288778</cusip>
		<value>2662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38157</Sole>
			<Shared>0</Shared>
			<None>20409</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. INSRNCE ETF</titleOfClass>
		<cusip>464288786</cusip>
		<value>1035</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11789</Sole>
			<Shared>0</Shared>
			<None>5662</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>USA ESG SLCT ETF</titleOfClass>
		<cusip>464288802</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1667</Sole>
			<Shared>0</Shared>
			<None>1834</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. MED DVC ETF</titleOfClass>
		<cusip>464288810</cusip>
		<value>1208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6574</Sole>
			<Shared>0</Shared>
			<None>2446</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US HLTHCR PR ETF</titleOfClass>
		<cusip>464288828</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2340</Sole>
			<Shared>0</Shared>
			<None>475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. PHARMA ETF</titleOfClass>
		<cusip>464288836</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE VALUE ETF</titleOfClass>
		<cusip>464288877</cusip>
		<value>2313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>48450</Sole>
			<Shared>0</Shared>
			<None>542</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE GRWTH ETF</titleOfClass>
		<cusip>464288885</cusip>
		<value>2292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35473</Sole>
			<Shared>0</Shared>
			<None>414</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>NW ZEALND CP ETF</titleOfClass>
		<cusip>464289123</cusip>
		<value>600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15038</Sole>
			<Shared>0</Shared>
			<None>86</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI EURO FL ETF</titleOfClass>
		<cusip>464289180</cusip>
		<value>5481</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>286642</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>IBONDS SEP17 ETF</titleOfClass>
		<cusip>464289271</cusip>
		<value>1510</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55495</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>10+ YR CR BD ETF</titleOfClass>
		<cusip>464289511</cusip>
		<value>18110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>308277</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>300830</Sole>
			<Shared>0</Shared>
			<None>7447</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MODERT ALLOC ETF</titleOfClass>
		<cusip>464289875</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>CONSER ALLOC ETF</titleOfClass>
		<cusip>464289883</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8634</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8634</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES SILVER TRUST</nameOfIssuer>
		<titleOfClass>ISHARES</titleOfClass>
		<cusip>46428Q109</cusip>
		<value>2451</value>
		<shrsOrPrnAmt>
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		<nameOfIssuer>ISHARES S&amp;P GSCI COMMODITY I</nameOfIssuer>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US TREASURY ETF</titleOfClass>
		<cusip>46429B267</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI INDONIA ETF</titleOfClass>
		<cusip>46429B309</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI PHILIPS ETF</titleOfClass>
		<cusip>46429B408</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI INDIA ETF</titleOfClass>
		<cusip>46429B598</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>FLTG RATE BD ETF</titleOfClass>
		<cusip>46429B655</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE HIGH DV ETF</titleOfClass>
		<cusip>46429B663</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MIN VOL EAFE ETF</titleOfClass>
		<cusip>46429B689</cusip>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MIN VOL USA ETF</titleOfClass>
		<cusip>46429B697</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>0-5 YR TIPS ETF</titleOfClass>
		<cusip>46429B747</cusip>
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		<nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
		<titleOfClass>SHT MAT BD ETF</titleOfClass>
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		<nameOfIssuer>ISHARES U S ETF TR</nameOfIssuer>
		<titleOfClass>COMMOD SEL STG</titleOfClass>
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			<None>35631</None>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>USA QUALITY FCTR</titleOfClass>
		<cusip>46432F339</cusip>
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		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>USA MOMENTUM FCT</titleOfClass>
		<cusip>46432F396</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE MSCI EAFE</titleOfClass>
		<cusip>46432F842</cusip>
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		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MRNGSTR INC ETF</titleOfClass>
		<cusip>46432F875</cusip>
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		<nameOfIssuer>ISHARES INC</nameOfIssuer>
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		<nameOfIssuer>ISHARES INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ISHARES INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
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		<nameOfIssuer>ISHARES INC</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>ISHARES INC</nameOfIssuer>
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		<nameOfIssuer>ISHARES INC</nameOfIssuer>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<titleOfClass>CORE TL USD BD</titleOfClass>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE DIV GRWTH</titleOfClass>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE MSCI PAC</titleOfClass>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>HDG MSCI JAPAN</titleOfClass>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBONDS DEC20 ETF</titleOfClass>
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		<investmentDiscretion>DFND</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<investmentDiscretion>DFND</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI UK ETF NEW</titleOfClass>
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		<investmentDiscretion>DFND</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MTG REL ETF NEW</titleOfClass>
		<cusip>46435G342</cusip>
		<value>1704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39964</Sole>
			<Shared>0</Shared>
			<None>387</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI SPAIN ETF</titleOfClass>
		<cusip>46435G813</cusip>
		<value>673</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30635</Sole>
			<Shared>0</Shared>
			<None>3011</None>
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	<infoTable>
		<nameOfIssuer>ITAU UNIBANCO HLDG SA</nameOfIssuer>
		<titleOfClass>SPON ADR REP PFD</titleOfClass>
		<cusip>465562106</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1611</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>109629</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1270683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1178364</Sole>
			<Shared>0</Shared>
			<None>92319</None>
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	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>ALERIAN ML ETN</titleOfClass>
		<cusip>46625H365</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1914</Sole>
			<Shared>0</Shared>
			<None>4700</None>
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	<infoTable>
		<nameOfIssuer>JABIL CIRCUIT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>466313103</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1035</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1035</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>JACK IN THE BOX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>466367109</cusip>
		<value>903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8076</Sole>
			<Shared>0</Shared>
			<None>129</None>
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		<nameOfIssuer>JAKKS PAC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>47012E106</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27601</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>JANUS CAP GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>47102X105</cusip>
		<value>728</value>
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			<sshPrnamt>52369</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51293</Sole>
			<Shared>0</Shared>
			<None>1076</None>
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		<nameOfIssuer>JOHN BEAN TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>477839104</cusip>
		<value>256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3003</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>JOHN HANCOCK HDG EQ &amp; INC FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>47804L102</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17917</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17917</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>154798</value>
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			<sshPrnamt>1345644</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1265849</Sole>
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			<None>79795</None>
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		<nameOfIssuer>JONES ENERGY INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>48019R108</cusip>
		<value>207</value>
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			<sshPrnamt>41583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41583</Sole>
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			<None>0</None>
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		<nameOfIssuer>JONES LANG LASALLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48020Q107</cusip>
		<value>590</value>
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			<sshPrnamt>5888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5536</Sole>
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			<None>352</None>
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		<nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48123V102</cusip>
		<value>5597</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>65811</Sole>
			<Shared>0</Shared>
			<None>2802</None>
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		<nameOfIssuer>JUNIPER NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48203R104</cusip>
		<value>843</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27558</Sole>
			<Shared>0</Shared>
			<None>2469</None>
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		<nameOfIssuer>JUNO THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48205A109</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2125</Sole>
			<Shared>0</Shared>
			<None>16175</None>
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		<nameOfIssuer>KLA-TENCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>482480100</cusip>
		<value>844</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10682</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7714</Sole>
			<Shared>0</Shared>
			<None>2968</None>
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		<nameOfIssuer>KKR &amp; CO L P DEL</nameOfIssuer>
		<titleOfClass>COM UNITS</titleOfClass>
		<cusip>48248M102</cusip>
		<value>1309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66425</Sole>
			<Shared>0</Shared>
			<None>18566</None>
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		<nameOfIssuer>KKR INCOME OPPORTUNITIES FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48249T106</cusip>
		<value>927</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55685</Sole>
			<Shared>0</Shared>
			<None>2612</None>
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		<nameOfIssuer>KAMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>483548103</cusip>
		<value>2502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47245</Sole>
			<Shared>0</Shared>
			<None>3722</None>
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		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>485170302</cusip>
		<value>5178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58054</Sole>
			<Shared>0</Shared>
			<None>3148</None>
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		<nameOfIssuer>KAPSTONE PAPER &amp; PACKAGING C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48562P103</cusip>
		<value>451</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20454</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20249</Sole>
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			<None>205</None>
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		<nameOfIssuer>KAYNE ANDERSON MLP INVT CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>486606106</cusip>
		<value>3137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>146106</Sole>
			<Shared>0</Shared>
			<None>13691</None>
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		<nameOfIssuer>KAYNE ANDERSON ENRGY TTL RT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48660P104</cusip>
		<value>395</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30962</Sole>
			<Shared>0</Shared>
			<None>2300</None>
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		<nameOfIssuer>KAYNE ANDERSON ENERGY DEV CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48660Q102</cusip>
		<value>819</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30781</Sole>
			<Shared>0</Shared>
			<None>11306</None>
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		<nameOfIssuer>KAYNE ANDERSON MDSTM ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48661E108</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2945</Sole>
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			<None>28156</None>
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		<nameOfIssuer>KCAP FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48668E101</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8730</Sole>
			<Shared>0</Shared>
			<None>5987</None>
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		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>487836108</cusip>
		<value>1844</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22301</Sole>
			<Shared>0</Shared>
			<None>2912</None>
		</votingAuthority>
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		<nameOfIssuer>KERYX BIOPHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>492515101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>445</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>KEYCORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>493267108</cusip>
		<value>25068</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1373125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1207725</Sole>
			<Shared>0</Shared>
			<None>165400</None>
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		<nameOfIssuer>KEYCORP NEW</nameOfIssuer>
		<titleOfClass>PFD 7.75% SR A</titleOfClass>
		<cusip>493267405</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1713</Sole>
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			<None>0</None>
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		<nameOfIssuer>KIMBALL INTL INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>494274103</cusip>
		<value>5347</value>
		<shrsOrPrnAmt>
			<sshPrnamt>304479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>0</Shared>
			<None>304329</None>
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	<infoTable>
		<nameOfIssuer>KIMBALL ELECTRONICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49428J109</cusip>
		<value>4219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>231893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3755</Sole>
			<Shared>0</Shared>
			<None>228138</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>54652</value>
		<shrsOrPrnAmt>
			<sshPrnamt>478748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>459625</Sole>
			<Shared>0</Shared>
			<None>19123</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KIMCO RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49446R109</cusip>
		<value>3401</value>
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			<None>2873</None>
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		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49456B101</cusip>
		<value>9828</value>
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			<sshPrnamt>476929</sshPrnamt>
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			<None>138683</None>
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		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
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		<cusip>49456B119</cusip>
		<value>0</value>
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			<sshPrnamt>58025</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>57599</Sole>
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			<None>426</None>
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		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
		<titleOfClass>PFD SER A</titleOfClass>
		<cusip>49456B200</cusip>
		<value>331</value>
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			<sshPrnamt>6834</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>6034</Sole>
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			<None>800</None>
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		<nameOfIssuer>KINDRED HEALTHCARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494580103</cusip>
		<value>322</value>
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			<sshPrnamt>40823</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>38823</Sole>
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			<None>2000</None>
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		<nameOfIssuer>KITE PHARMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49803L109</cusip>
		<value>1483</value>
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			<sshPrnamt>33508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>15918</Sole>
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			<None>17590</None>
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		<nameOfIssuer>KNIGHT TRANSN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>499064103</cusip>
		<value>546</value>
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			<sshPrnamt>16072</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>14994</Sole>
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			<None>1078</None>
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		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500255104</cusip>
		<value>40475</value>
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			<sshPrnamt>820174</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>793625</Sole>
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			<None>26549</None>
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		<nameOfIssuer>KONINKLIJKE PHILIPS N V</nameOfIssuer>
		<titleOfClass>NY REG SH NEW</titleOfClass>
		<cusip>500472303</cusip>
		<value>601</value>
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			<sshPrnamt>19634</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15594</Sole>
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			<None>4040</None>
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		<nameOfIssuer>KOPIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500600101</cusip>
		<value>68</value>
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			<sshPrnamt>24000</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24000</Sole>
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			<None>0</None>
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		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500754106</cusip>
		<value>35184</value>
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			<sshPrnamt>403216</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>368450</Sole>
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			<None>34766</None>
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		<nameOfIssuer>KRANESHARES TR</nameOfIssuer>
		<titleOfClass>CSI CHI INTERNET</titleOfClass>
		<cusip>500767306</cusip>
		<value>278</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501044101</cusip>
		<value>16033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>464861</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
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			<None>5521</None>
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		<nameOfIssuer>L BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501797104</cusip>
		<value>1463</value>
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			<sshPrnamt>22226</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20477</Sole>
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			<None>1749</None>
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		<nameOfIssuer>LG DISPLAY CO LTD</nameOfIssuer>
		<titleOfClass>SPONS ADR REP</titleOfClass>
		<cusip>50186V102</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6143</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6143</Sole>
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			<None>0</None>
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		<nameOfIssuer>LKQ CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501889208</cusip>
		<value>5640</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183633</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>169653</Sole>
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			<None>13980</None>
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		<nameOfIssuer>LTC PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>502175102</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10016</Sole>
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			<None>153</None>
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		<nameOfIssuer>LSC COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50218P107</cusip>
		<value>9</value>
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			<sshPrnamt>304</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>304</Sole>
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			<None>0</None>
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		<nameOfIssuer>L-3 COMMUNICATIONS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>502424104</cusip>
		<value>3920</value>
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			<sshPrnamt>25777</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25206</Sole>
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			<None>571</None>
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		<nameOfIssuer>LA Z BOY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>505336107</cusip>
		<value>1196</value>
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			<sshPrnamt>38589</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33872</Sole>
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			<None>4717</None>
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		<nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>50540R409</cusip>
		<value>1491</value>
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			<sshPrnamt>11645</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>10740</Sole>
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			<None>905</None>
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		<nameOfIssuer>LAKELAND BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>511637100</cusip>
		<value>38</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>896</Sole>
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			<None>1000</None>
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		<nameOfIssuer>LAKELAND FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>511656100</cusip>
		<value>969</value>
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			<sshPrnamt>20488</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20410</Sole>
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			<None>78</None>
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		<nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>512807108</cusip>
		<value>3891</value>
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			<sshPrnamt>36821</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33204</Sole>
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			<None>3617</None>
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		<nameOfIssuer>LAMAR ADVERTISING CO NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>512816109</cusip>
		<value>222</value>
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			<sshPrnamt>3130</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2917</Sole>
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			<None>213</None>
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		<nameOfIssuer>LAMB WESTON HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>513272104</cusip>
		<value>2078</value>
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			<sshPrnamt>54940</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54087</Sole>
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			<None>853</None>
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		<nameOfIssuer>LANDSTAR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>515098101</cusip>
		<value>5080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59611</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56552</Sole>
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			<None>3059</None>
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		<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>517834107</cusip>
		<value>6827</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>122911</Sole>
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			<None>4991</None>
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		<nameOfIssuer>LATIN AMERN DISCOVERY FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>51828C106</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23578</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22606</Sole>
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			<None>972</None>
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		<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>10219</value>
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			<sshPrnamt>132844</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>127671</Sole>
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			<None>5173</None>
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		<nameOfIssuer>LAZARD GLB TTL RET&amp;INCM FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>52106W103</cusip>
		<value>623</value>
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			<sshPrnamt>45376</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44033</Sole>
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			<None>1343</None>
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		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>521865204</cusip>
		<value>1026</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7758</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7325</Sole>
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			<None>433</None>
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		<nameOfIssuer>LEGGETT &amp; PLATT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>524660107</cusip>
		<value>2777</value>
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			<sshPrnamt>56918</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53638</Sole>
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			<None>3280</None>
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		<nameOfIssuer>LEGACY RESVS LP</nameOfIssuer>
		<titleOfClass>UNIT LP INT</titleOfClass>
		<cusip>524707304</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19866</Sole>
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			<None>5105</None>
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		<nameOfIssuer>LEGG MASON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>524901105</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7869</Sole>
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			<None>173</None>
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		<nameOfIssuer>LEIDOS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>525327102</cusip>
		<value>135</value>
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			<sshPrnamt>2675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2402</Sole>
			<Shared>0</Shared>
			<None>273</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LEUCADIA NATL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>527288104</cusip>
		<value>916</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30690</Sole>
			<Shared>0</Shared>
			<None>8700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LEVEL 3 COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>52729N308</cusip>
		<value>558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9884</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LEXICON PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>528872302</cusip>
		<value>1013</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73287</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63211</Sole>
			<Shared>0</Shared>
			<None>10076</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY ALL STAR EQUITY FD</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>530158104</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12676</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
		<titleOfClass>COM SER C</titleOfClass>
		<cusip>530307305</cusip>
		<value>1822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24422</Sole>
			<Shared>0</Shared>
			<None>282</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY EXPEDIA HOLDINGS</nameOfIssuer>
		<titleOfClass>SER A COM</titleOfClass>
		<cusip>53046P109</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>416</Sole>
			<Shared>0</Shared>
			<None>11</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY INTERACTIVE CORP</nameOfIssuer>
		<titleOfClass>QVC GP COM SER A</titleOfClass>
		<cusip>53071M104</cusip>
		<value>1046</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51868</Sole>
			<Shared>0</Shared>
			<None>413</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY INTERACTIVE CORP</nameOfIssuer>
		<titleOfClass>LBT VEN COM A NE</titleOfClass>
		<cusip>53071M856</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4327</Sole>
			<Shared>0</Shared>
			<None>32</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY PPTY TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>531172104</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1066</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
		<titleOfClass>COM A SIRIUSXM</titleOfClass>
		<cusip>531229409</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10376</Sole>
			<Shared>0</Shared>
			<None>293</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
		<titleOfClass>COM C SIRIUSXM</titleOfClass>
		<cusip>531229607</cusip>
		<value>1084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31359</Sole>
			<Shared>0</Shared>
			<None>523</None>
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	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
		<titleOfClass>COM C MEDIA GRP</titleOfClass>
		<cusip>531229854</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4856</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIGAND PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>53220K504</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1407</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIFELOCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>53224V100</cusip>
		<value>842</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35132</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>34298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>466453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>151899</Sole>
			<Shared>0</Shared>
			<None>314554</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN ELEC HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>533900106</cusip>
		<value>436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2783</Sole>
			<Shared>0</Shared>
			<None>2900</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>534187109</cusip>
		<value>1029</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14779</Sole>
			<Shared>0</Shared>
			<None>665</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>535678106</cusip>
		<value>932</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14032</Sole>
			<Shared>0</Shared>
			<None>930</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
		<titleOfClass>CL A VTG</titleOfClass>
		<cusip>535919401</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6192</Sole>
			<Shared>0</Shared>
			<None>2287</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
		<titleOfClass>CL B NON VTG</titleOfClass>
		<cusip>535919500</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13791</Sole>
			<Shared>0</Shared>
			<None>1568</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LITHIA MTRS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>536797103</cusip>
		<value>1019</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7650</Sole>
			<Shared>0</Shared>
			<None>2686</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LITTELFUSE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>537008104</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>211</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>539439109</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>149174</Sole>
			<Shared>0</Shared>
			<None>4512</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>16879</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>65012</Sole>
			<Shared>0</Shared>
			<None>3397</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LOEWS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>540424108</cusip>
		<value>971</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18416</Sole>
			<Shared>0</Shared>
			<None>2300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LONG IS ICED TEA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>54267E104</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOUISIANA PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>546347105</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>697</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>547</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>16083</value>
		<shrsOrPrnAmt>
			<sshPrnamt>226628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>211507</Sole>
			<Shared>0</Shared>
			<None>15121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>1017</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15550</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LUMENTUM HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55024U109</cusip>
		<value>614</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13747</Sole>
			<Shared>0</Shared>
			<None>1996</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LUXOTTICA GROUP S P A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>55068R202</cusip>
		<value>1040</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19517</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18865</Sole>
			<Shared>0</Shared>
			<None>652</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LYDALL INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550819106</cusip>
		<value>1064</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17167</Sole>
			<Shared>0</Shared>
			<None>285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55261F104</cusip>
		<value>3034</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16837</Sole>
			<Shared>0</Shared>
			<None>2499</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MBIA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55262C100</cusip>
		<value>6997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>656808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>201383</Sole>
			<Shared>0</Shared>
			<None>455425</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MB FINANCIAL INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55264U108</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4217</Sole>
			<Shared>0</Shared>
			<None>1400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MDU RES GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>552690109</cusip>
		<value>2001</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>67931</Sole>
			<Shared>0</Shared>
			<None>1235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS CHARTER INCOME TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>552727109</cusip>
		<value>1754</value>
		<shrsOrPrnAmt>
			<sshPrnamt>205883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>193368</Sole>
			<Shared>0</Shared>
			<None>12515</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFA FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55272X102</cusip>
		<value>3419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>448443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>447903</Sole>
			<Shared>0</Shared>
			<None>540</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS MULTIMARKET INCOME TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>552737108</cusip>
		<value>1022</value>
		<shrsOrPrnAmt>
			<sshPrnamt>169307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>168307</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS INTER INCOME TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>55273C107</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13055</Sole>
			<Shared>0</Shared>
			<None>25000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MGIC INVT CORP WIS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>552848103</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12412</Sole>
			<Shared>0</Shared>
			<None>106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>552953101</cusip>
		<value>1246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43073</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38698</Sole>
			<Shared>0</Shared>
			<None>4375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MGP INGREDIENTS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55303J106</cusip>
		<value>333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6718</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MKS INSTRUMENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55306N104</cusip>
		<value>398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5911</Sole>
			<Shared>0</Shared>
			<None>729</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MPLX LP</nameOfIssuer>
		<titleOfClass>COM UNIT REP LTD</titleOfClass>
		<cusip>55336V100</cusip>
		<value>2929</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>50901</Sole>
			<Shared>0</Shared>
			<None>33653</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MSA SAFETY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>553498106</cusip>
		<value>1044</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15054</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3354</Sole>
			<Shared>0</Shared>
			<None>11700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MSC INDL DIRECT INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>553530106</cusip>
		<value>1656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15502</Sole>
			<Shared>0</Shared>
			<None>2476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MSCI INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55354G100</cusip>
		<value>2293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29025</Sole>
			<Shared>0</Shared>
			<None>146</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MTGE INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55378A105</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10701</Sole>
			<Shared>0</Shared>
			<None>1283</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACATAWA BK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554225102</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17333</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACERICH CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554382101</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1284</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACK CALI RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554489104</cusip>
		<value>399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13713</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55608B105</cusip>
		<value>3349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41047</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38736</Sole>
			<Shared>0</Shared>
			<None>2311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACQUARIE GLBL INFRA TOTL RE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55608D101</cusip>
		<value>1135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51200</Sole>
			<Shared>0</Shared>
			<None>5930</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACROGENICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>556099109</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18705</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16571</Sole>
			<Shared>0</Shared>
			<None>2134</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55616P104</cusip>
		<value>2387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64032</Sole>
			<Shared>0</Shared>
			<None>2611</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MADDEN STEVEN LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>556269108</cusip>
		<value>545</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14165</Sole>
			<Shared>0</Shared>
			<None>239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MADISON CVRED CALL &amp; EQ STR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>557437100</cusip>
		<value>192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23576</Sole>
			<Shared>0</Shared>
			<None>1245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MADISON SQUARE GARDEN CO NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>55825T103</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1008</Sole>
			<Shared>0</Shared>
			<None>463</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
		<titleOfClass>COM UNIT RP LP</titleOfClass>
		<cusip>559080106</cusip>
		<value>7630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100823</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>78224</Sole>
			<Shared>0</Shared>
			<None>22599</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGNA INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>559222401</cusip>
		<value>605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12793</Sole>
			<Shared>0</Shared>
			<None>1101</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAINSTAY DEFINEDTERM MN OPP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56064K100</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17697</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16447</Sole>
			<Shared>0</Shared>
			<None>1250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANHATTAN ASSOCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>562750109</cusip>
		<value>2434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45219</Sole>
			<Shared>0</Shared>
			<None>260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANITEX INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>563420108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2190</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANNING &amp; NAPIER INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>56382Q102</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20046</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANNKIND CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56400P201</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANPOWERGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56418H100</cusip>
		<value>5219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58839</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56520</Sole>
			<Shared>0</Shared>
			<None>2319</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANULIFE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56501R106</cusip>
		<value>660</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27804</Sole>
			<Shared>0</Shared>
			<None>8949</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565849106</cusip>
		<value>3001</value>
		<shrsOrPrnAmt>
			<sshPrnamt>174215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>165058</Sole>
			<Shared>0</Shared>
			<None>9157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>10517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>208856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>196800</Sole>
			<Shared>0</Shared>
			<None>12056</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>570535104</cusip>
		<value>2626</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2393</Sole>
			<Shared>0</Shared>
			<None>494</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MARKETAXESS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>57060D108</cusip>
		<value>1159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7574</Sole>
			<Shared>0</Shared>
			<None>337</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MARRIOTT VACATIONS WRLDWDE C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>57164Y107</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2347</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>2024</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28038</Sole>
			<Shared>0</Shared>
			<None>1826</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>896</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10862</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7562</Sole>
			<Shared>0</Shared>
			<None>3300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>573284106</cusip>
		<value>5370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22912</Sole>
			<Shared>0</Shared>
			<None>1323</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MASCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>574599106</cusip>
		<value>863</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26041</Sole>
			<Shared>0</Shared>
			<None>1394</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MASONITE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>575385109</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MASTEC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>576323109</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6537</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>32833</value>
		<shrsOrPrnAmt>
			<sshPrnamt>318152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>280461</Sole>
			<Shared>0</Shared>
			<None>37691</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MATADOR RES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>576485205</cusip>
		<value>722</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27172</Sole>
			<Shared>0</Shared>
			<None>444</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MATCH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>57665R106</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28550</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MATSON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>57686G105</cusip>
		<value>1387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35360</Sole>
			<Shared>0</Shared>
			<None>3822</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MATTEL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>577081102</cusip>
		<value>15797</value>
		<shrsOrPrnAmt>
			<sshPrnamt>572838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>566269</Sole>
			<Shared>0</Shared>
			<None>6569</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MATTERSIGHT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>577097108</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23565</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAXIM INTEGRATED PRODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>57772K101</cusip>
		<value>2084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47546</Sole>
			<Shared>0</Shared>
			<None>6144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAXLINEAR INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57776J100</cusip>
		<value>2084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>94267</Sole>
			<Shared>0</Shared>
			<None>1130</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MAXIMUS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>577933104</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2728</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2728</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MCCLATCHY CO</nameOfIssuer>
		<titleOfClass>CL A NEW</titleOfClass>
		<cusip>579489303</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16584</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>579780206</cusip>
		<value>2740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28661</Sole>
			<Shared>0</Shared>
			<None>619</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>85840</value>
		<shrsOrPrnAmt>
			<sshPrnamt>705163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>680176</Sole>
			<Shared>0</Shared>
			<None>24987</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MCEWEN MNG INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58039P107</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44050</Sole>
			<Shared>0</Shared>
			<None>2335</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>1623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11478</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11141</Sole>
			<Shared>0</Shared>
			<None>337</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEAD JOHNSON NUTRITION CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>582839106</cusip>
		<value>5585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>71568</Sole>
			<Shared>0</Shared>
			<None>7499</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDALLION FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>583928106</cusip>
		<value>571</value>
		<shrsOrPrnAmt>
			<sshPrnamt>186079</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>115579</Sole>
			<Shared>0</Shared>
			<None>70500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDICAL PPTYS TRUST INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58463J304</cusip>
		<value>568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43086</Sole>
			<Shared>0</Shared>
			<None>3358</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDICINES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>584688105</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>757</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDIFAST INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58470H101</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7530</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDIDATA SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58471A105</cusip>
		<value>1163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23312</Sole>
			<Shared>0</Shared>
			<None>105</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDNAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58502B106</cusip>
		<value>1335</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15864</Sole>
			<Shared>0</Shared>
			<None>4077</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDLEY CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58503F106</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10990</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MELCO CROWN ENTMT LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>585464100</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6126</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58733R102</cusip>
		<value>948</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5989</Sole>
			<Shared>0</Shared>
			<None>68</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>33690</value>
		<shrsOrPrnAmt>
			<sshPrnamt>571738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>528176</Sole>
			<Shared>0</Shared>
			<None>43562</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MERCURY GENL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>589400100</cusip>
		<value>717</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11973</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERIDIAN BIOSCIENCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>589584101</cusip>
		<value>489</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>27378</Sole>
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			<None>312</None>
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		<nameOfIssuer>META FINL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59100U108</cusip>
		<value>443</value>
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			<sshPrnamt>4319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>4319</Sole>
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			<None>0</None>
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		<nameOfIssuer>METHODE ELECTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>591520200</cusip>
		<value>757</value>
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			<sshPrnamt>18407</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>18095</Sole>
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			<None>312</None>
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		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>21575</value>
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			<sshPrnamt>400729</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>302864</Sole>
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			<None>97865</None>
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		<nameOfIssuer>METTLER TOLEDO INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>592688105</cusip>
		<value>274</value>
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			<sshPrnamt>659</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>501</Sole>
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			<None>158</None>
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		<nameOfIssuer>MICHAELS COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59408Q106</cusip>
		<value>1034</value>
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			<sshPrnamt>50290</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49680</Sole>
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			<None>610</None>
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		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>219954</value>
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			<sshPrnamt>3543558</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>3255087</Sole>
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			<None>288471</None>
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		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
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		<cusip>595017104</cusip>
		<value>7737</value>
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			<sshPrnamt>120844</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>111203</Sole>
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			<None>9641</None>
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		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595112103</cusip>
		<value>23852</value>
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			<sshPrnamt>1088348</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1059101</Sole>
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			<None>29247</None>
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		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>NOTE 3.000%11/1</titleOfClass>
		<cusip>595112AY9</cusip>
		<value>10</value>
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			<sshPrnamt>9931</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>9931</Sole>
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			<None>0</None>
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		<nameOfIssuer>MICROSEMI CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595137100</cusip>
		<value>1295</value>
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			<sshPrnamt>24212</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22972</Sole>
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			<None>1240</None>
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		<nameOfIssuer>MID AMER APT CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59522J103</cusip>
		<value>398</value>
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			<sshPrnamt>4041</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3897</Sole>
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			<None>144</None>
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		<nameOfIssuer>MIDDLEBY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>596278101</cusip>
		<value>933</value>
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			<sshPrnamt>7196</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>7138</Sole>
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			<None>58</None>
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		<nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>606822104</cusip>
		<value>1554</value>
		<shrsOrPrnAmt>
			<sshPrnamt>253285</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>251670</Sole>
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			<None>1615</None>
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		<nameOfIssuer>MODINE MFG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>607828100</cusip>
		<value>371</value>
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			<sshPrnamt>24539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24334</Sole>
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			<None>205</None>
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		<nameOfIssuer>MOHAWK INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>608190104</cusip>
		<value>1146</value>
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			<sshPrnamt>5733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5481</Sole>
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			<None>252</None>
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		<nameOfIssuer>MOLINA HEALTHCARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>60855R100</cusip>
		<value>1317</value>
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			<sshPrnamt>24384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18793</Sole>
			<Shared>0</Shared>
			<None>5591</None>
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		<nameOfIssuer>MOLSON COORS BREWING CO</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>60871R209</cusip>
		<value>7754</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79659</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>62143</Sole>
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			<None>17516</None>
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		<nameOfIssuer>MOMENTA PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>60877T100</cusip>
		<value>383</value>
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			<sshPrnamt>25582</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25367</Sole>
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			<None>215</None>
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		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>19994</value>
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			<sshPrnamt>452499</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>351255</Sole>
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			<None>101244</None>
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		<nameOfIssuer>MONMOUTH REAL ESTATE INVT CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609720107</cusip>
		<value>345</value>
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			<sshPrnamt>22611</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20092</Sole>
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			<None>2519</None>
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		<nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>609839105</cusip>
		<value>1356</value>
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			<sshPrnamt>16644</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>16369</Sole>
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			<None>275</None>
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		<nameOfIssuer>MONOTYPE IMAGING HOLDINGS IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61022P100</cusip>
		<value>1585</value>
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			<sshPrnamt>80042</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>79428</Sole>
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			<None>614</None>
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		<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61166W101</cusip>
		<value>11664</value>
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			<sshPrnamt>110483</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>88445</Sole>
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			<None>22038</None>
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		<nameOfIssuer>MONSTER BEVERAGE CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61174X109</cusip>
		<value>3325</value>
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			<sshPrnamt>75236</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66888</Sole>
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			<None>8348</None>
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		<nameOfIssuer>MOODYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>641</value>
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			<sshPrnamt>6772</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4931</Sole>
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			<None>1841</None>
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		<nameOfIssuer>MOOG INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>615394202</cusip>
		<value>332</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1804</Sole>
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			<None>3278</None>
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		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>2737</value>
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			<sshPrnamt>64611</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>59945</Sole>
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			<None>4666</None>
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		<nameOfIssuer>MORGAN STANLEY ASIA PAC FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61744U106</cusip>
		<value>312</value>
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			<sshPrnamt>23368</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22944</Sole>
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			<None>424</None>
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		<nameOfIssuer>MORNINGSTAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>617700109</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3737</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3587</Sole>
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			<None>150</None>
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		<nameOfIssuer>MOSAIC CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61945C103</cusip>
		<value>5102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>120625</Sole>
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			<None>52568</None>
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		<nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>620076307</cusip>
		<value>188</value>
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			<sshPrnamt>2308</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2083</Sole>
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			<None>225</None>
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		<nameOfIssuer>MUELLER WTR PRODS INC</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>624758108</cusip>
		<value>280</value>
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			<sshPrnamt>20758</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16130</Sole>
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			<None>4628</None>
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		<nameOfIssuer>MULTI COLOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>625383104</cusip>
		<value>823</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10749</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10574</Sole>
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			<None>175</None>
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		<nameOfIssuer>NCR CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>62886E108</cusip>
		<value>2787</value>
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			<sshPrnamt>68898</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68598</Sole>
			<Shared>0</Shared>
			<None>300</None>
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		<nameOfIssuer>NIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>62914B100</cusip>
		<value>674</value>
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			<sshPrnamt>27882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>26896</Sole>
			<Shared>0</Shared>
			<None>986</None>
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	<infoTable>
		<nameOfIssuer>NRG ENERGY INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>629377508</cusip>
		<value>858</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29821</Sole>
			<Shared>0</Shared>
			<None>40507</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NVR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>62944T105</cusip>
		<value>619</value>
		<shrsOrPrnAmt>
			<sshPrnamt>379</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>358</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NASDAQ INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>631103108</cusip>
		<value>1452</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21002</Sole>
			<Shared>0</Shared>
			<None>471</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL FUEL GAS CO N J</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>636180101</cusip>
		<value>666</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10573</Sole>
			<Shared>0</Shared>
			<None>1079</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>636274300</cusip>
		<value>8493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>144100</Sole>
			<Shared>0</Shared>
			<None>1782</None>
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	<infoTable>
		<nameOfIssuer>NATIONAL HEALTH INVS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>63633D104</cusip>
		<value>1198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15841</Sole>
			<Shared>0</Shared>
			<None>311</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL INSTRS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>636518102</cusip>
		<value>1289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41126</Sole>
			<Shared>0</Shared>
			<None>570</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637071101</cusip>
		<value>2031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>46690</Sole>
			<Shared>0</Shared>
			<None>7675</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL PRESTO INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637215104</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637417106</cusip>
		<value>4431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99607</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>91465</Sole>
			<Shared>0</Shared>
			<None>8142</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONSTAR MTG HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>63861C109</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11880</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATUS MEDICAL INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>639050103</cusip>
		<value>793</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21852</Sole>
			<Shared>0</Shared>
			<None>352</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NAUTILUS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>63910B102</cusip>
		<value>695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35692</Sole>
			<Shared>0</Shared>
			<None>795</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NAVISTAR INTL CORP NEW</nameOfIssuer>
		<titleOfClass>NOTE 4.500%10/1</titleOfClass>
		<cusip>63934EAQ1</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19713</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19713</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NAVIENT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>63938C108</cusip>
		<value>1035</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60951</Sole>
			<Shared>0</Shared>
			<None>2556</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEENAH PAPER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>640079109</cusip>
		<value>720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8108</Sole>
			<Shared>0</Shared>
			<None>212</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEKTAR THERAPEUTICS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>640268108</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEOGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>640491106</cusip>
		<value>737</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11130</Sole>
			<Shared>0</Shared>
			<None>148</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NETAPP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110D104</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2182</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NETFLIX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>8650</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70077</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>62081</Sole>
			<Shared>0</Shared>
			<None>7996</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NETEASE INC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>64110W102</cusip>
		<value>407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1831</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NETSCOUT SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64115T104</cusip>
		<value>4429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>142474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>139183</Sole>
			<Shared>0</Shared>
			<None>3291</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN MLP INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64129H104</cusip>
		<value>2581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>275152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>91166</Sole>
			<Shared>0</Shared>
			<None>183986</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN RE ES SEC F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64190A103</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15090</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW GOLD INC CDA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>644535106</cusip>
		<value>888</value>
		<shrsOrPrnAmt>
			<sshPrnamt>253871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>253696</Sole>
			<Shared>0</Shared>
			<None>175</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW MTN FIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>647551100</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14016</Sole>
			<Shared>0</Shared>
			<None>5306</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW RESIDENTIAL INVT CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>64828T201</cusip>
		<value>2663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>169843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>164114</Sole>
			<Shared>0</Shared>
			<None>5729</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>649445103</cusip>
		<value>4704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>294328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>255790</Sole>
			<Shared>0</Shared>
			<None>38538</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW YORK TIMES CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>650111107</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>822</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWELL BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651229106</cusip>
		<value>1592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35582</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34715</Sole>
			<Shared>0</Shared>
			<None>867</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWFIELD EXPL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651290108</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2296</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWMARKET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651587107</cusip>
		<value>5635</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12481</Sole>
			<Shared>0</Shared>
			<None>815</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWMONT MINING CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>2871</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>81935</Sole>
			<Shared>0</Shared>
			<None>2362</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWMONT MINING CORP</nameOfIssuer>
		<titleOfClass>NOTE 1.625% 7/1</titleOfClass>
		<cusip>651639AJ5</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10194</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10194</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWPARK RES INC</nameOfIssuer>
		<titleOfClass>NOTE 4.000%10/0</titleOfClass>
		<cusip>651718AC2</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126174</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>126174</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWTEK BUSINESS SVCS CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>652526203</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26003</Sole>
			<Shared>0</Shared>
			<None>1237</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>25055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>191712</Sole>
			<Shared>0</Shared>
			<None>17593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>41023</value>
		<shrsOrPrnAmt>
			<sshPrnamt>807391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>759716</Sole>
			<Shared>0</Shared>
			<None>47675</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIPPON TELEG &amp; TEL CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654624105</cusip>
		<value>1350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31195</Sole>
			<Shared>0</Shared>
			<None>1025</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NISOURCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65473P105</cusip>
		<value>4254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>146221</Sole>
			<Shared>0</Shared>
			<None>46325</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOKIA CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654902204</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25539</Sole>
			<Shared>0</Shared>
			<None>3304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOBLE ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655044105</cusip>
		<value>1210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28985</Sole>
			<Shared>0</Shared>
			<None>2785</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORDSON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655663102</cusip>
		<value>2474</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21650</Sole>
			<Shared>0</Shared>
			<None>410</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORDSTROM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655664100</cusip>
		<value>16629</value>
		<shrsOrPrnAmt>
			<sshPrnamt>346741</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>330705</Sole>
			<Shared>0</Shared>
			<None>16036</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>32302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>298497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>289645</Sole>
			<Shared>0</Shared>
			<None>8852</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>2649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28841</Sole>
			<Shared>0</Shared>
			<None>897</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHRIM BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666762109</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9095</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>5009</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17928</Sole>
			<Shared>0</Shared>
			<None>3613</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHWEST BANCSHARES INC MD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>667340103</cusip>
		<value>1855</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58061</Sole>
			<Shared>0</Shared>
			<None>44615</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHWESTERN CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>668074305</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4990</Sole>
			<Shared>0</Shared>
			<None>126</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS A G</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>9730</value>
		<shrsOrPrnAmt>
			<sshPrnamt>133551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>124726</Sole>
			<Shared>0</Shared>
			<None>8825</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>3270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>87776</Sole>
			<Shared>0</Shared>
			<None>3102</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67011P100</cusip>
		<value>555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26054</Sole>
			<Shared>0</Shared>
			<None>1331</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67020Y100</cusip>
		<value>581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38558</Sole>
			<Shared>0</Shared>
			<None>199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>6924</value>
		<shrsOrPrnAmt>
			<sshPrnamt>116159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>107665</Sole>
			<Shared>0</Shared>
			<None>8494</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
		<titleOfClass>UNIT COM</titleOfClass>
		<cusip>67058H102</cusip>
		<value>519</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8486</Sole>
			<Shared>0</Shared>
			<None>1978</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN CONNECTICUT QLTY MUN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67060D107</cusip>
		<value>430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SELECT TAX FREE INCM</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>67063C106</cusip>
		<value>325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23807</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23807</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN NY SELECT TAX FREE PR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>67063V104</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SELECT TAX FREE INCM</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>67063X100</cusip>
		<value>333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23477</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670656107</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19680</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670657105</cusip>
		<value>4780</value>
		<shrsOrPrnAmt>
			<sshPrnamt>358854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>351430</Sole>
			<Shared>0</Shared>
			<None>7424</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>4467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38715</Sole>
			<Shared>0</Shared>
			<None>3068</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066V101</cusip>
		<value>2267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>162747</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>152572</Sole>
			<Shared>0</Shared>
			<None>10175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN CA QUALTY MUN INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066Y105</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19671</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN INTER DURATION MN TMF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670671106</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24876</Sole>
			<Shared>0</Shared>
			<None>5300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670677103</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37915</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37915</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67067Y104</cusip>
		<value>463</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60649</Sole>
			<Shared>0</Shared>
			<None>7593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MUN HIGH INCOME OPP F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670682103</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN DIVERSIFIED DIV INCM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>6706EP105</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14196</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>6706ER101</cusip>
		<value>5372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>422249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>403229</Sole>
			<Shared>0</Shared>
			<None>19020</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVASIVE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670704105</cusip>
		<value>937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13785</Sole>
			<Shared>0</Shared>
			<None>232</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>67070X101</cusip>
		<value>1146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>79559</Sole>
			<Shared>0</Shared>
			<None>1431</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67071L106</cusip>
		<value>3150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>218294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>215725</Sole>
			<Shared>0</Shared>
			<None>2569</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PREFERRED SECURITIES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67072C105</cusip>
		<value>552</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58966</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67072T108</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22752</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MTG OPPORTUNITY TERM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670735109</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5050</Sole>
			<Shared>0</Shared>
			<None>20000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PFD INCOME OPPRTNY FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67073B106</cusip>
		<value>3340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>339000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>330780</Sole>
			<Shared>0</Shared>
			<None>8220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN CR STRATEGIES INCM FD</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>67073D102</cusip>
		<value>5264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>593529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>528467</Sole>
			<Shared>0</Shared>
			<None>65062</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN ENHANCED MUN VALUE FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67074M101</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17222</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN ENERGY MLP TOTL RTRNF</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67074U103</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12992</Sole>
			<Shared>0</Shared>
			<None>9350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SHT DUR CR OPP FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67074X107</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15611</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67075A106</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9736</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8536</Sole>
			<Shared>0</Shared>
			<None>1200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>67075G103</cusip>
		<value>167</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10026</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVECTRA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67075N108</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>32086</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN HGH INC DEC18 TRGT TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67075P103</cusip>
		<value>791</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74000</Sole>
			<Shared>0</Shared>
			<None>4700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN HIGH INCOME DECMBR 20</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67076E107</cusip>
		<value>747</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73795</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>71295</Sole>
			<Shared>0</Shared>
			<None>2500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67077N106</cusip>
		<value>1420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>124000</Sole>
			<Shared>0</Shared>
			<None>19500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670837103</cusip>
		<value>499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12489</Sole>
			<Shared>0</Shared>
			<None>2456</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67090H102</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22952</Sole>
			<Shared>0</Shared>
			<None>750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670928100</cusip>
		<value>3296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>345174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>338132</Sole>
			<Shared>0</Shared>
			<None>7042</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670972108</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35102</Sole>
			<Shared>0</Shared>
			<None>1102</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67103H107</cusip>
		<value>4067</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11255</Sole>
			<Shared>0</Shared>
			<None>3322</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OAKTREE CAP GROUP LLC</nameOfIssuer>
		<titleOfClass>UNIT CL A</titleOfClass>
		<cusip>674001201</cusip>
		<value>708</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14784</Sole>
			<Shared>0</Shared>
			<None>4026</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OASIS PETE INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674215108</cusip>
		<value>1370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>90404</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>14056</value>
		<shrsOrPrnAmt>
			<sshPrnamt>198734</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>192715</Sole>
			<Shared>0</Shared>
			<None>6019</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCEANEERING INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>675232102</cusip>
		<value>316</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11187</Sole>
			<Shared>0</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCEANFIRST FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>675234108</cusip>
		<value>1089</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35753</Sole>
			<Shared>0</Shared>
			<None>470</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCH ZIFF CAP MGMT GROUP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>67551U105</cusip>
		<value>985</value>
		<shrsOrPrnAmt>
			<sshPrnamt>298137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>295291</Sole>
			<Shared>0</Shared>
			<None>2846</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCERA THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67552A108</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34261</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCLARO INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>67555N206</cusip>
		<value>558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51007</Sole>
			<Shared>0</Shared>
			<None>10847</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCWEN FINL CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>675746309</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD DOMINION FGHT LINES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>679580100</cusip>
		<value>4468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>50600</Sole>
			<Shared>0</Shared>
			<None>1330</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD LINE BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67984M100</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14499</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>680223104</cusip>
		<value>485</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25679</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23921</Sole>
			<Shared>0</Shared>
			<None>1758</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
		<titleOfClass>NOTE 3.750% 3/1</titleOfClass>
		<cusip>680223AH7</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57558</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>57558</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLIN CORP</nameOfIssuer>
		<titleOfClass>COM PAR $1</titleOfClass>
		<cusip>680665205</cusip>
		<value>3250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>118176</Sole>
			<Shared>0</Shared>
			<None>8723</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681919106</cusip>
		<value>2553</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29733</Sole>
			<Shared>0</Shared>
			<None>362</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681936100</cusip>
		<value>35338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1127926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1069775</Sole>
			<Shared>0</Shared>
			<None>58151</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMEROS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682143102</cusip>
		<value>2685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>271511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>269993</Sole>
			<Shared>0</Shared>
			<None>1518</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ON ASSIGNMENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682159108</cusip>
		<value>987</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22027</Sole>
			<Shared>0</Shared>
			<None>380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ON SEMICONDUCTOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682189105</cusip>
		<value>573</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44634</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38094</Sole>
			<Shared>0</Shared>
			<None>6540</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ONCOGENEX PHARMACEUTICALS IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68230A106</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>10000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ONE GAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68235P108</cusip>
		<value>366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3357</Sole>
			<Shared>0</Shared>
			<None>2305</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682680103</cusip>
		<value>8864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>154567</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>135199</Sole>
			<Shared>0</Shared>
			<None>19368</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ONEOK PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>68268N103</cusip>
		<value>1942</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45099</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21248</Sole>
			<Shared>0</Shared>
			<None>23851</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OPEN TEXT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>683715106</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OPKO HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68375N103</cusip>
		<value>789</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>84899</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OPPENHEIMER REV WEIGHTED ETF</nameOfIssuer>
		<titleOfClass>ULTRA DIVID REV</titleOfClass>
		<cusip>68386C401</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7540</Sole>
			<Shared>0</Shared>
			<None>272</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>25278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>657041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>584875</Sole>
			<Shared>0</Shared>
			<None>72166</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORANGE</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>684060106</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15855</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORBITAL ATK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68557N103</cusip>
		<value>6730</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68895</Sole>
			<Shared>0</Shared>
			<None>7756</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORIX CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>686330101</cusip>
		<value>949</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12151</Sole>
			<Shared>0</Shared>
			<None>101</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORITANI FINL CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68633D103</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>1852</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OSHKOSH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>688239201</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8169</Sole>
			<Shared>0</Shared>
			<None>926</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OUTFRONT MEDIA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69007J106</cusip>
		<value>757</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>560</Sole>
			<Shared>0</Shared>
			<None>29996</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWENS CORNING NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>690742101</cusip>
		<value>2773</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>48783</Sole>
			<Shared>0</Shared>
			<None>5212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWENS ILL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>690768403</cusip>
		<value>2384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137627</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5902</Sole>
			<Shared>0</Shared>
			<None>131725</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PBF ENERGY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>69318G106</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8865</Sole>
			<Shared>0</Shared>
			<None>236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PDC ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69327R101</cusip>
		<value>1103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11798</Sole>
			<Shared>0</Shared>
			<None>3328</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PG&amp;E CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69331C108</cusip>
		<value>874</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13438</Sole>
			<Shared>0</Shared>
			<None>978</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693475105</cusip>
		<value>6003</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47382</Sole>
			<Shared>0</Shared>
			<None>3967</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POSCO</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>693483109</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2245</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNM RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69349H107</cusip>
		<value>655</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15836</Sole>
			<Shared>0</Shared>
			<None>3268</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693506107</cusip>
		<value>11837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>122046</Sole>
			<Shared>0</Shared>
			<None>2459</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69351T106</cusip>
		<value>8338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>245986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>237762</Sole>
			<Shared>0</Shared>
			<None>8224</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69354N106</cusip>
		<value>973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24706</Sole>
			<Shared>0</Shared>
			<None>242</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PVH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693656100</cusip>
		<value>332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3648</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3641</Sole>
			<Shared>0</Shared>
			<None>7</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PTC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69370C100</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8</Sole>
			<Shared>0</Shared>
			<None>610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACCAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693718108</cusip>
		<value>3627</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54949</Sole>
			<Shared>0</Shared>
			<None>1775</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACIFIC CONTINENTAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69412V108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>687</Sole>
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			<None>0</None>
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		<nameOfIssuer>PACKAGING CORP AMER</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>695156109</cusip>
		<value>1051</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12364</Sole>
			<Shared>0</Shared>
			<None>36</None>
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		<nameOfIssuer>PACWEST BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>695263103</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1931</Sole>
			<Shared>0</Shared>
			<None>6109</None>
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		<nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>697435105</cusip>
		<value>5874</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44058</Sole>
			<Shared>0</Shared>
			<None>1904</None>
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		<nameOfIssuer>PAN AMERICAN SILVER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>697900108</cusip>
		<value>957</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>61609</Sole>
			<Shared>0</Shared>
			<None>1612</None>
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		<nameOfIssuer>PANDORA MEDIA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>698354107</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14954</Sole>
			<Shared>0</Shared>
			<None>1796</None>
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		<nameOfIssuer>PANERA BREAD CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>69840W108</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>630</Sole>
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			<None>199</None>
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		<nameOfIssuer>PAPA JOHNS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>698813102</cusip>
		<value>389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4534</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4085</Sole>
			<Shared>0</Shared>
			<None>449</None>
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		<nameOfIssuer>PAREXEL INTL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>699462107</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3828</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>PARK NATL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>700658107</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1098</Sole>
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			<None>0</None>
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		<nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>701094104</cusip>
		<value>1884</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13435</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12268</Sole>
			<Shared>0</Shared>
			<None>1167</None>
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		<nameOfIssuer>PARSLEY ENERGY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>701877102</cusip>
		<value>581</value>
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			<sshPrnamt>16473</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16473</Sole>
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			<None>0</None>
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		<nameOfIssuer>PATRICK INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>703343103</cusip>
		<value>1405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18265</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17941</Sole>
			<Shared>0</Shared>
			<None>324</None>
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		<nameOfIssuer>PATTERSON COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>703395103</cusip>
		<value>1586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38239</Sole>
			<Shared>0</Shared>
			<None>586</None>
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		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>704326107</cusip>
		<value>4818</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>76842</Sole>
			<Shared>0</Shared>
			<None>2395</None>
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		<nameOfIssuer>PAYCOM SOFTWARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70432V102</cusip>
		<value>394</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8337</Sole>
			<Shared>0</Shared>
			<None>279</None>
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		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>19707</value>
		<shrsOrPrnAmt>
			<sshPrnamt>499439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>469672</Sole>
			<Shared>0</Shared>
			<None>29767</None>
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		<nameOfIssuer>PEAK RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70469L100</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4100</Sole>
			<Shared>0</Shared>
			<None>6300</None>
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		<nameOfIssuer>PEBBLEBROOK HOTEL TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70509V100</cusip>
		<value>4849</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>161776</Sole>
			<Shared>0</Shared>
			<None>3709</None>
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		<nameOfIssuer>PEMBINA PIPELINE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>706327103</cusip>
		<value>434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13817</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10884</Sole>
			<Shared>0</Shared>
			<None>2933</None>
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		<nameOfIssuer>PENGROWTH ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70706P104</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29075</Sole>
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			<None>150</None>
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		<nameOfIssuer>PENN NATL GAMING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>707569109</cusip>
		<value>1719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3475</Sole>
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			<None>120930</None>
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		<nameOfIssuer>PENNANTPARK INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>708062104</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10900</Sole>
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			<None>1900</None>
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		<nameOfIssuer>PENNANTPARK FLOATING RATE CA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70806A106</cusip>
		<value>401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20941</Sole>
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			<None>7636</None>
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		<nameOfIssuer>PENNYMAC MTG INVT TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70931T103</cusip>
		<value>608</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28439</Sole>
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			<None>8637</None>
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		<nameOfIssuer>PENNYMAC CORP</nameOfIssuer>
		<titleOfClass>NOTE 5.375% 5/0</titleOfClass>
		<cusip>70932AAB9</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>182520</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>182520</Sole>
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			<None>0</None>
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		<nameOfIssuer>PENSKE AUTOMOTIVE GRP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70959W103</cusip>
		<value>2613</value>
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			<sshPrnamt>50385</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45158</Sole>
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			<None>5227</None>
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		<nameOfIssuer>PEOPLES UNITED FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>712704105</cusip>
		<value>1044</value>
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			<sshPrnamt>53847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>50680</Sole>
			<Shared>0</Shared>
			<None>3167</None>
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		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>75938</value>
		<shrsOrPrnAmt>
			<sshPrnamt>727308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>669191</Sole>
			<Shared>0</Shared>
			<None>58117</None>
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		<nameOfIssuer>PEREGRINE PHARMACEUTICALS IN</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>713661304</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3600</Sole>
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			<None>13560</None>
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		<nameOfIssuer>PERFICIENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>71375U101</cusip>
		<value>649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35348</Sole>
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			<None>584</None>
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		<nameOfIssuer>PERMIAN BASIN RTY TR</nameOfIssuer>
		<titleOfClass>UNIT BEN INT</titleOfClass>
		<cusip>714236106</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60897</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>59513</Sole>
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			<None>1384</None>
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		<nameOfIssuer>PETROLEO BRASILEIRO SA PETRO</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>71654V408</cusip>
		<value>535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52919</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>52919</Sole>
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			<None>0</None>
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		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>126217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3892900</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3704275</Sole>
			<Shared>0</Shared>
			<None>188625</None>
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		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>73382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>803175</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>762075</Sole>
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			<None>41100</None>
		</votingAuthority>
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		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718546104</cusip>
		<value>16093</value>
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			<sshPrnamt>186510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>165570</Sole>
			<Shared>0</Shared>
			<None>20940</None>
		</votingAuthority>
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		<nameOfIssuer>PHILLIPS 66 PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT REP INT</titleOfClass>
		<cusip>718549207</cusip>
		<value>674</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13375</Sole>
			<Shared>0</Shared>
			<None>505</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PHYSICIANS RLTY TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>71943U104</cusip>
		<value>2278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>90758</Sole>
			<Shared>0</Shared>
			<None>29412</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIEDMONT OFFICE REALTY TR IN</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>720190206</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1564</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIER 1 IMPORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>720279108</cusip>
		<value>937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>81000</Sole>
			<Shared>0</Shared>
			<None>29150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72200W106</cusip>
		<value>1099</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>88577</Sole>
			<Shared>0</Shared>
			<None>593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO STRATEGIC INCOME FD IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72200X104</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17371</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO INCOME STRATEGY FUND I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72201J104</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11721</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5921</Sole>
			<Shared>0</Shared>
			<None>5800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>1-5 US TIP IDX</titleOfClass>
		<cusip>72201R205</cusip>
		<value>4538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>86526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>85492</Sole>
			<Shared>0</Shared>
			<None>1034</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>TTL RTN ACTV ETF</titleOfClass>
		<cusip>72201R775</cusip>
		<value>5659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54035</Sole>
			<Shared>0</Shared>
			<None>419</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>0-5 HIGH YIELD</titleOfClass>
		<cusip>72201R783</cusip>
		<value>1157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11565</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>INV GRD CRP BD</titleOfClass>
		<cusip>72201R817</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2630</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>ENHAN SHRT MA AC</titleOfClass>
		<cusip>72201R833</cusip>
		<value>37517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>370128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>366233</Sole>
			<Shared>0</Shared>
			<None>3895</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>INTER MUN BD ACT</titleOfClass>
		<cusip>72201R866</cusip>
		<value>3555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>67551</Sole>
			<Shared>0</Shared>
			<None>254</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>25YR+ ZERO U S</titleOfClass>
		<cusip>72201R882</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>72201Y101</cusip>
		<value>1329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47543</Sole>
			<Shared>0</Shared>
			<None>275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO DYNMIC CREDIT AND MRT</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>72202D106</cusip>
		<value>5531</value>
		<shrsOrPrnAmt>
			<sshPrnamt>273761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>263174</Sole>
			<Shared>0</Shared>
			<None>10587</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72346Q104</cusip>
		<value>564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8143</Sole>
			<Shared>0</Shared>
			<None>32</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723484101</cusip>
		<value>2692</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33598</Sole>
			<Shared>0</Shared>
			<None>904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72348P104</cusip>
		<value>1151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21653</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11543</Sole>
			<Shared>0</Shared>
			<None>10110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PINNACLE ENTMT INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72348Y105</cusip>
		<value>1071</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>73723</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723787107</cusip>
		<value>4307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22837</Sole>
			<Shared>0</Shared>
			<None>1023</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PITNEY BOWES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>724479100</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5460</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>726503105</cusip>
		<value>1655</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51343</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45316</Sole>
			<Shared>0</Shared>
			<None>6027</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS GP HLDGS L P</nameOfIssuer>
		<titleOfClass>LTD PARTNR INT A</titleOfClass>
		<cusip>72651A207</cusip>
		<value>1383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39908</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39071</Sole>
			<Shared>0</Shared>
			<None>837</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PLANET FITNESS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>72703H101</cusip>
		<value>788</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39356</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POLARIS INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>731068102</cusip>
		<value>1823</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21408</Sole>
			<Shared>0</Shared>
			<None>747</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POLYONE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73179P106</cusip>
		<value>615</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18167</Sole>
			<Shared>0</Shared>
			<None>437</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POLYMET MINING CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>731916102</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5850</Sole>
			<Shared>0</Shared>
			<None>64955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POOL CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73278L105</cusip>
		<value>683</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6239</Sole>
			<Shared>0</Shared>
			<None>265</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POPULAR INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>733174700</cusip>
		<value>2834</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64715</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PORTLAND GEN ELEC CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>736508847</cusip>
		<value>1989</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44957</Sole>
			<Shared>0</Shared>
			<None>950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POST HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>737446104</cusip>
		<value>1491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18387</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17982</Sole>
			<Shared>0</Shared>
			<None>405</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73755L107</cusip>
		<value>4564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>251280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>207968</Sole>
			<Shared>0</Shared>
			<None>43312</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>739276103</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7158</Sole>
			<Shared>0</Shared>
			<None>79</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
		<titleOfClass>UNIT SER 1</titleOfClass>
		<cusip>73935A104</cusip>
		<value>21753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>162956</Sole>
			<Shared>0</Shared>
			<None>20589</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
		<titleOfClass>UNIT BEN INT</titleOfClass>
		<cusip>73935S105</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15416</Sole>
			<Shared>0</Shared>
			<None>568</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>NASD INTNT ETF</titleOfClass>
		<cusip>73935X146</cusip>
		<value>1315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15211</Sole>
			<Shared>0</Shared>
			<None>671</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DWA MOMENTUM PTF</titleOfClass>
		<cusip>73935X153</cusip>
		<value>8210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>195463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>182043</Sole>
			<Shared>0</Shared>
			<None>13420</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>FINL PFD PTFL</titleOfClass>
		<cusip>73935X229</cusip>
		<value>759</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41652</Sole>
			<Shared>0</Shared>
			<None>505</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>CLEANTECH PORT</titleOfClass>
		<cusip>73935X278</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>92</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYNA BUYBK ACH</titleOfClass>
		<cusip>73935X286</cusip>
		<value>728</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14022</Sole>
			<Shared>0</Shared>
			<None>380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>HI YLD EQ DVDN</titleOfClass>
		<cusip>73935X302</cusip>
		<value>408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23914</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23701</Sole>
			<Shared>0</Shared>
			<None>213</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>ENERGY SEC POR</titleOfClass>
		<cusip>73935X385</cusip>
		<value>2507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56622</Sole>
			<Shared>0</Shared>
			<None>955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>CON STAPLE SEC</titleOfClass>
		<cusip>73935X393</cusip>
		<value>620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11711</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11110</Sole>
			<Shared>0</Shared>
			<None>601</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>BASIC MAT SECT</titleOfClass>
		<cusip>73935X427</cusip>
		<value>5534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>91950</Sole>
			<Shared>0</Shared>
			<None>1552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>WNDRHLL CLN EN</titleOfClass>
		<cusip>73935X500</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10479</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>WATER RESOURCE</titleOfClass>
		<cusip>73935X575</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11243</Sole>
			<Shared>0</Shared>
			<None>894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYNM LRG CP GR</titleOfClass>
		<cusip>73935X609</cusip>
		<value>812</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25402</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN EN EX PROD</titleOfClass>
		<cusip>73935X658</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12025</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN BLDG CNSTR</titleOfClass>
		<cusip>73935X666</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1609</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P 500 QLTY PRT</titleOfClass>
		<cusip>73935X682</cusip>
		<value>401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15140</Sole>
			<Shared>0</Shared>
			<None>340</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>AERSPC DEF PTF</titleOfClass>
		<cusip>73935X690</cusip>
		<value>1278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28591</Sole>
			<Shared>0</Shared>
			<None>2072</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYNM LRG CP VL</titleOfClass>
		<cusip>73935X708</cusip>
		<value>372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10969</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>INTL DIV ACHV</titleOfClass>
		<cusip>73935X716</cusip>
		<value>1025</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>69642</Sole>
			<Shared>0</Shared>
			<None>1600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN SFTWR PORT</titleOfClass>
		<cusip>73935X773</cusip>
		<value>1173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22948</Sole>
			<Shared>0</Shared>
			<None>1762</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN SEMCT PORT</titleOfClass>
		<cusip>73935X781</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1245</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN MEDIA PORT</titleOfClass>
		<cusip>73935X823</cusip>
		<value>807</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28584</Sole>
			<Shared>0</Shared>
			<None>2100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN BIOT &amp; GEN</titleOfClass>
		<cusip>73935X856</cusip>
		<value>386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9958</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9958</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHS DB MULTI SECT COMM</nameOfIssuer>
		<titleOfClass>DB ENERGY FUND</titleOfClass>
		<cusip>73936B101</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15174</Sole>
			<Shared>0</Shared>
			<None>789</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHS DB MULTI SECT COMM</nameOfIssuer>
		<titleOfClass>DB BASE METALS</titleOfClass>
		<cusip>73936B705</cusip>
		<value>186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11924</Sole>
			<Shared>0</Shared>
			<None>653</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES GLOBAL ETF FD</nameOfIssuer>
		<titleOfClass>S&amp;P 500 BUYWRT</titleOfClass>
		<cusip>73936G308</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21953</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20553</Sole>
			<Shared>0</Shared>
			<None>1400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>DWA DEVMKTMOM PT</titleOfClass>
		<cusip>73936Q108</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14370</Sole>
			<Shared>0</Shared>
			<None>138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>DWA EMKT MOM PTF</titleOfClass>
		<cusip>73936Q207</cusip>
		<value>506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28581</Sole>
			<Shared>0</Shared>
			<None>5586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>DWA SC MOMNT PTF</titleOfClass>
		<cusip>73936Q744</cusip>
		<value>2154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>52112</Sole>
			<Shared>0</Shared>
			<None>1118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>SENIOR LN PORT</titleOfClass>
		<cusip>73936Q769</cusip>
		<value>6298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>269778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>267005</Sole>
			<Shared>0</Shared>
			<None>2773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>KBW HG YLD FIN</titleOfClass>
		<cusip>73936Q793</cusip>
		<value>479</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18099</Sole>
			<Shared>0</Shared>
			<None>2679</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>KBW YIELD REIT</titleOfClass>
		<cusip>73936Q819</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12975</Sole>
			<Shared>0</Shared>
			<None>133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>INTL CORP BOND</titleOfClass>
		<cusip>73936Q835</cusip>
		<value>611</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25333</Sole>
			<Shared>0</Shared>
			<None>531</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>INSUR NATL MUN</titleOfClass>
		<cusip>73936T474</cusip>
		<value>3089</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>121618</Sole>
			<Shared>0</Shared>
			<None>2535</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>FDM HG YLD RAFI</titleOfClass>
		<cusip>73936T557</cusip>
		<value>1101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>PFD PORTFOLIO</titleOfClass>
		<cusip>73936T565</cusip>
		<value>2568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>180530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>177471</Sole>
			<Shared>0</Shared>
			<None>3059</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>SOVEREIGN DEBT</titleOfClass>
		<cusip>73936T573</cusip>
		<value>586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20065</Sole>
			<Shared>0</Shared>
			<None>781</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>GBL CLEAN ENER</titleOfClass>
		<cusip>73936T615</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>BUILD AMER ETF</titleOfClass>
		<cusip>73937B407</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11536</Sole>
			<Shared>0</Shared>
			<None>450</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>1000 EQ WHT PT</titleOfClass>
		<cusip>73937B571</cusip>
		<value>752</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27221</Sole>
			<Shared>0</Shared>
			<None>794</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>VAR RATE PFD POR</titleOfClass>
		<cusip>73937B597</cusip>
		<value>11063</value>
		<shrsOrPrnAmt>
			<sshPrnamt>449690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>445811</Sole>
			<Shared>0</Shared>
			<None>3879</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>PWRS INT BUYBK</titleOfClass>
		<cusip>73937B621</cusip>
		<value>334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11786</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11668</Sole>
			<Shared>0</Shared>
			<None>118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P600 LOVL PT</titleOfClass>
		<cusip>73937B639</cusip>
		<value>10140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>234092</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>226306</Sole>
			<Shared>0</Shared>
			<None>7786</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P400 LOVL PT</titleOfClass>
		<cusip>73937B647</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14140</Sole>
			<Shared>0</Shared>
			<None>784</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>PWRSHS SP500 LOW</titleOfClass>
		<cusip>73937B654</cusip>
		<value>8960</value>
		<shrsOrPrnAmt>
			<sshPrnamt>228463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>216741</Sole>
			<Shared>0</Shared>
			<None>11722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMCP ENE P</titleOfClass>
		<cusip>73937B704</cusip>
		<value>661</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29894</Sole>
			<Shared>0</Shared>
			<None>1242</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>KBW RG BK PORT</titleOfClass>
		<cusip>73937B712</cusip>
		<value>636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10605</Sole>
			<Shared>0</Shared>
			<None>651</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>KBW BK PORT</titleOfClass>
		<cusip>73937B746</cusip>
		<value>1694</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35799</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34707</Sole>
			<Shared>0</Shared>
			<None>1092</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
		<cusip>73937B779</cusip>
		<value>13643</value>
		<shrsOrPrnAmt>
			<sshPrnamt>328119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>304690</Sole>
			<Shared>0</Shared>
			<None>23429</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMCP FIN P</titleOfClass>
		<cusip>73937B803</cusip>
		<value>580</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10809</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMCP MAT P</titleOfClass>
		<cusip>73937B852</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4499</Sole>
			<Shared>0</Shared>
			<None>654</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
		<cusip>73937B860</cusip>
		<value>705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9789</Sole>
			<Shared>0</Shared>
			<None>326</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMCP IND P</titleOfClass>
		<cusip>73937B878</cusip>
		<value>515</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9104</Sole>
			<Shared>0</Shared>
			<None>153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ACT MANG COMM FD</nameOfIssuer>
		<titleOfClass>OPT YLD DIV</titleOfClass>
		<cusip>73937V106</cusip>
		<value>2997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>167580</Sole>
			<Shared>0</Shared>
			<None>5973</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74005P104</cusip>
		<value>29993</value>
		<shrsOrPrnAmt>
			<sshPrnamt>255163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>243950</Sole>
			<Shared>0</Shared>
			<None>11213</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRESTIGE BRANDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74112D101</cusip>
		<value>445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8541</Sole>
			<Shared>0</Shared>
			<None>74</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>10062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>133101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>122876</Sole>
			<Shared>0</Shared>
			<None>10225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>741503403</cusip>
		<value>9539</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6311</Sole>
			<Shared>0</Shared>
			<None>219</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICESMART INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>741511109</cusip>
		<value>3635</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40729</Sole>
			<Shared>0</Shared>
			<None>2814</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRIMERICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74164M108</cusip>
		<value>3150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44397</Sole>
			<Shared>0</Shared>
			<None>1243</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74251V102</cusip>
		<value>948</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15653</Sole>
			<Shared>0</Shared>
			<None>707</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>117199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1392082</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1320938</Sole>
			<Shared>0</Shared>
			<None>71144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRIVATEBANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742962103</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>142</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743312100</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>478</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>478</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743315103</cusip>
		<value>584</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15138</Sole>
			<Shared>0</Shared>
			<None>1232</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74340W103</cusip>
		<value>1662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31246</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743424103</cusip>
		<value>1506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21285</Sole>
			<Shared>0</Shared>
			<None>194</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74346Y103</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>455</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>MDCP 400 DIVID</titleOfClass>
		<cusip>74347B680</cusip>
		<value>1926</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37783</Sole>
			<Shared>0</Shared>
			<None>337</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>RUSS 2000 DIVD</titleOfClass>
		<cusip>74347B698</cusip>
		<value>621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11051</Sole>
			<Shared>0</Shared>
			<None>490</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
		<cusip>74348A467</cusip>
		<value>5470</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>100618</Sole>
			<Shared>0</Shared>
			<None>772</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74348T102</cusip>
		<value>1066</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>124530</Sole>
			<Shared>0</Shared>
			<None>2800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>NOTE 5.375%10/1</titleOfClass>
		<cusip>74348TAK8</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60900</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20300</Sole>
			<Shared>0</Shared>
			<None>40600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>NOTE 5.750% 3/1</titleOfClass>
		<cusip>74348TAL6</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>170968</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>119780</Sole>
			<Shared>0</Shared>
			<None>51188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>NOTE 5.875% 1/1</titleOfClass>
		<cusip>74348TAM4</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>237513</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>109543</Sole>
			<Shared>0</Shared>
			<None>127970</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>NOTE 4.750% 4/1</titleOfClass>
		<cusip>74348TAQ5</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112198</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68294</Sole>
			<Shared>0</Shared>
			<None>43904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROTO LABS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743713109</cusip>
		<value>1105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21452</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>7222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>65975</Sole>
			<Shared>0</Shared>
			<None>3610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>74435K204</cusip>
		<value>956</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23368</Sole>
			<Shared>0</Shared>
			<None>720</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744573106</cusip>
		<value>3486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>72232</Sole>
			<Shared>0</Shared>
			<None>7173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74460D109</cusip>
		<value>2189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9662</Sole>
			<Shared>0</Shared>
			<None>160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>745867101</cusip>
		<value>412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21799</Sole>
			<Shared>0</Shared>
			<None>557</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM MASTER INTER INCOME T</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>746909100</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11237</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>746922103</cusip>
		<value>496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41025</Sole>
			<Shared>0</Shared>
			<None>317</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74727A104</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8059</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8059</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUAKER CHEM CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747316107</cusip>
		<value>369</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2865</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QTS RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>74736A103</cusip>
		<value>576</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11606</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6474</Sole>
			<Shared>0</Shared>
			<None>5132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QORVO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74736K101</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8823</Sole>
			<Shared>0</Shared>
			<None>628</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>81197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1244871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1181261</Sole>
			<Shared>0</Shared>
			<None>63610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALITY CARE PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747545101</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3714</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3387</Sole>
			<Shared>0</Shared>
			<None>327</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74762E102</cusip>
		<value>968</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13125</Sole>
			<Shared>0</Shared>
			<None>14927</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74834L100</cusip>
		<value>2565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27877</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26753</Sole>
			<Shared>0</Shared>
			<None>1124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUINTILES IMS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74876Y101</cusip>
		<value>3290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43219</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42883</Sole>
			<Shared>0</Shared>
			<None>336</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAIT FINANCIAL TRUST</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>749227609</cusip>
		<value>866</value>
		<shrsOrPrnAmt>
			<sshPrnamt>255666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>198616</Sole>
			<Shared>0</Shared>
			<None>57050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAIT FINANCIAL TRUST</nameOfIssuer>
		<titleOfClass>NOTE 4.000%10/0</titleOfClass>
		<cusip>749227AB0</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13800</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RLI CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>749607107</cusip>
		<value>1097</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16872</Sole>
			<Shared>0</Shared>
			<None>572</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RPC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>749660106</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14907</Sole>
			<Shared>0</Shared>
			<None>118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RPM INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>749685103</cusip>
		<value>610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5990</Sole>
			<Shared>0</Shared>
			<None>5330</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RTW HLDGS INC</nameOfIssuer>
		<titleOfClass>NOTE 5.625%11/1</titleOfClass>
		<cusip>749772AB5</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52391</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45338</Sole>
			<Shared>0</Shared>
			<None>7053</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RSP PERMIAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74978Q105</cusip>
		<value>633</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14020</Sole>
			<Shared>0</Shared>
			<None>107</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RADIUS HEALTH INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>750469207</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7411</Sole>
			<Shared>0</Shared>
			<None>64</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAMCO-GERSHENSON PPTYS TR</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>751452202</cusip>
		<value>396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9125</Sole>
			<Shared>0</Shared>
			<None>14600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RANGE RES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75281A109</cusip>
		<value>1022</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23836</Sole>
			<Shared>0</Shared>
			<None>5908</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAVEN INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>754212108</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>168</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>754730109</cusip>
		<value>1720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24069</Sole>
			<Shared>0</Shared>
			<None>809</None>
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		<nameOfIssuer>RAYONIER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>754907103</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9202</Sole>
			<Shared>0</Shared>
			<None>2939</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RAYTHEON CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>755111507</cusip>
		<value>40651</value>
		<shrsOrPrnAmt>
			<sshPrnamt>285491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>255199</Sole>
			<Shared>0</Shared>
			<None>30292</None>
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		<nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75524B104</cusip>
		<value>4052</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42918</Sole>
			<Shared>0</Shared>
			<None>770</None>
		</votingAuthority>
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		<nameOfIssuer>RE MAX HLDGS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>75524W108</cusip>
		<value>1099</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19271</Sole>
			<Shared>0</Shared>
			<None>342</None>
		</votingAuthority>
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		<nameOfIssuer>READING INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>755408101</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12700</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756109104</cusip>
		<value>8497</value>
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			<sshPrnamt>147909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>134039</Sole>
			<Shared>0</Shared>
			<None>13870</None>
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		<nameOfIssuer>REAVES UTIL INCOME FD</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>756158101</cusip>
		<value>881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28320</Sole>
			<Shared>0</Shared>
			<None>450</None>
		</votingAuthority>
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		<nameOfIssuer>RED HAT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756577102</cusip>
		<value>2383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28458</Sole>
			<Shared>0</Shared>
			<None>5775</None>
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	<infoTable>
		<nameOfIssuer>RED ROCK RESORTS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>75700L108</cusip>
		<value>1457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>62978</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>REDWOOD TR INC</nameOfIssuer>
		<titleOfClass>NOTE 4.625% 4/1</titleOfClass>
		<cusip>758075AB1</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111790</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>46913</Sole>
			<Shared>0</Shared>
			<None>64877</None>
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		<nameOfIssuer>REGAL ENTMT GROUP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>758766109</cusip>
		<value>593</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27431</Sole>
			<Shared>0</Shared>
			<None>1439</None>
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		<nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75886F107</cusip>
		<value>2616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6542</Sole>
			<Shared>0</Shared>
			<None>576</None>
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		<nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>22893</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1594369</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1379972</Sole>
			<Shared>0</Shared>
			<None>214397</None>
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	<infoTable>
		<nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>759351604</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>498</Sole>
			<Shared>0</Shared>
			<None>94</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>759509102</cusip>
		<value>1191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14723</Sole>
			<Shared>0</Shared>
			<None>171</None>
		</votingAuthority>
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		<nameOfIssuer>RELX PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>759530108</cusip>
		<value>817</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44645</Sole>
			<Shared>0</Shared>
			<None>981</None>
		</votingAuthority>
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		<nameOfIssuer>RENASANT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75970E107</cusip>
		<value>183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4424</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3872</Sole>
			<Shared>0</Shared>
			<None>552</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>760759100</cusip>
		<value>2506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36352</Sole>
			<Shared>0</Shared>
			<None>7485</None>
		</votingAuthority>
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		<nameOfIssuer>RESMED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761152107</cusip>
		<value>392</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6247</Sole>
			<Shared>0</Shared>
			<None>101</None>
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		<nameOfIssuer>RESOURCE CAP CORP</nameOfIssuer>
		<titleOfClass>NOTE 6.000%12/0</titleOfClass>
		<cusip>76120WAA2</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52698</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>52698</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>RESTAURANT BRANDS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>76131D103</cusip>
		<value>682</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14333</Sole>
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			<None>0</None>
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		<nameOfIssuer>REXFORD INDL RLTY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>76169C100</cusip>
		<value>585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13983</Sole>
			<Shared>0</Shared>
			<None>11200</None>
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		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761713106</cusip>
		<value>27315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>487773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>468349</Sole>
			<Shared>0</Shared>
			<None>19424</None>
		</votingAuthority>
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		<nameOfIssuer>RICE ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>762760106</cusip>
		<value>1387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63428</Sole>
			<Shared>0</Shared>
			<None>1558</None>
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		<nameOfIssuer>RICHMONT MINES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>76547T106</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14900</Sole>
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			<None>0</None>
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		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>4498</value>
		<shrsOrPrnAmt>
			<sshPrnamt>116426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>115443</Sole>
			<Shared>0</Shared>
			<None>983</None>
		</votingAuthority>
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		<nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>767744105</cusip>
		<value>891</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25574</Sole>
			<Shared>0</Shared>
			<None>501</None>
		</votingAuthority>
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		<nameOfIssuer>RITE AID CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>767754104</cusip>
		<value>748</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>82895</Sole>
			<Shared>0</Shared>
			<None>8600</None>
		</votingAuthority>
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		<nameOfIssuer>RIVERVIEW BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>769397100</cusip>
		<value>503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>71946</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>770323103</cusip>
		<value>917</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18713</Sole>
			<Shared>0</Shared>
			<None>145</None>
		</votingAuthority>
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		<nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>1304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9728</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6304</Sole>
			<Shared>0</Shared>
			<None>3424</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>774341101</cusip>
		<value>2703</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24709</Sole>
			<Shared>0</Shared>
			<None>4443</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROCKWELL MED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>774374102</cusip>
		<value>1062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>108279</Sole>
			<Shared>0</Shared>
			<None>53550</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROLLINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>775711104</cusip>
		<value>906</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26374</Sole>
			<Shared>0</Shared>
			<None>359</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2458</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>778296103</cusip>
		<value>6209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>93483</Sole>
			<Shared>0</Shared>
			<None>1162</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL BANK OF CANADA</nameOfIssuer>
		<titleOfClass>NOTE 4.650% 1/2</titleOfClass>
		<cusip>780082AD5</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122514</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42614</Sole>
			<Shared>0</Shared>
			<None>79900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL BK CDA MONTREAL QUE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>780087102</cusip>
		<value>1687</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24304</Sole>
			<Shared>0</Shared>
			<None>546</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL BK SCOTLAND GROUP PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR 2 ORD</titleOfClass>
		<cusip>780097689</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPON ADR B</titleOfClass>
		<cusip>780259107</cusip>
		<value>8686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>149561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>138262</Sole>
			<Shared>0</Shared>
			<None>11299</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR A</titleOfClass>
		<cusip>780259206</cusip>
		<value>7956</value>
		<shrsOrPrnAmt>
			<sshPrnamt>146607</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>135898</Sole>
			<Shared>0</Shared>
			<None>10709</None>
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		<nameOfIssuer>ROYCE GLOBAL VALUE TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78081T104</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15466</Sole>
			<Shared>0</Shared>
			<None>514</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYCE VALUE TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>780910105</cusip>
		<value>2381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>155873</Sole>
			<Shared>0</Shared>
			<None>23737</None>
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	<infoTable>
		<nameOfIssuer>ROYCE MICRO-CAP TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>780915104</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9084</Sole>
			<Shared>0</Shared>
			<None>11798</None>
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	<infoTable>
		<nameOfIssuer>RUDOLPH TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>781270103</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9955</Sole>
			<Shared>0</Shared>
			<None>375</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>783513203</cusip>
		<value>1581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19101</Sole>
			<Shared>0</Shared>
			<None>96</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDER SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>783549108</cusip>
		<value>739</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9409</Sole>
			<Shared>0</Shared>
			<None>567</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass>
		<cusip>78355W106</cusip>
		<value>45563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>514157</Sole>
			<Shared>0</Shared>
			<None>11647</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUGGENHM S&amp;P 500</titleOfClass>
		<cusip>78355W205</cusip>
		<value>11596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>72844</Sole>
			<Shared>0</Shared>
			<None>740</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500 PU VA</titleOfClass>
		<cusip>78355W304</cusip>
		<value>706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12285</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500 PU GR</titleOfClass>
		<cusip>78355W403</cusip>
		<value>1494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17801</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17615</Sole>
			<Shared>0</Shared>
			<None>186</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUGGENHM S&amp;P 400</titleOfClass>
		<cusip>78355W577</cusip>
		<value>766</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12899</Sole>
			<Shared>0</Shared>
			<None>417</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P SC600 PV</titleOfClass>
		<cusip>78355W700</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7907</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500EQWTUT</titleOfClass>
		<cusip>78355W791</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1709</Sole>
			<Shared>0</Shared>
			<None>1378</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500EQWTTE</titleOfClass>
		<cusip>78355W817</cusip>
		<value>12351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>112260</Sole>
			<Shared>0</Shared>
			<None>1522</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass>
		<cusip>78355W833</cusip>
		<value>655</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6267</Sole>
			<Shared>0</Shared>
			<None>346</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500EQWTHC</titleOfClass>
		<cusip>78355W841</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2285</Sole>
			<Shared>0</Shared>
			<None>141</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500EQWTFI</titleOfClass>
		<cusip>78355W858</cusip>
		<value>296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7996</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1856</Sole>
			<Shared>0</Shared>
			<None>6140</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500 EWCON</titleOfClass>
		<cusip>78355W874</cusip>
		<value>386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2230</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78377T107</cusip>
		<value>685</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10724</Sole>
			<Shared>0</Shared>
			<None>156</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SBA COMMUNICATIONS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78388J106</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3128</Sole>
			<Shared>0</Shared>
			<None>2332</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SB FINL GROUP INC</nameOfIssuer>
		<titleOfClass>DEP SHS PFD 6.5%</titleOfClass>
		<cusip>78408D204</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>3397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31567</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27970</Sole>
			<Shared>0</Shared>
			<None>3597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>784117103</cusip>
		<value>677</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>517</Sole>
			<Shared>0</Shared>
			<None>13202</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78440X101</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2207</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>418181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1870864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1812026</Sole>
			<Shared>0</Shared>
			<None>58838</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
		<titleOfClass>GOLD SHS</titleOfClass>
		<cusip>78463V107</cusip>
		<value>54131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>491574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>454088</Sole>
			<Shared>0</Shared>
			<None>37486</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>EURO STOXX 50</titleOfClass>
		<cusip>78463X202</cusip>
		<value>1445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43129</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>DJ GLB RL ES ETF</titleOfClass>
		<cusip>78463X749</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4597</Sole>
			<Shared>0</Shared>
			<None>963</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
		<cusip>78463X756</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1808</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>S&amp;P INTL ETF</titleOfClass>
		<cusip>78463X772</cusip>
		<value>753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17869</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>DJ INTL RL ETF</titleOfClass>
		<cusip>78463X863</cusip>
		<value>1727</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47677</Sole>
			<Shared>0</Shared>
			<None>126</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
		<cusip>78463X871</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>MORGAN TECH ETF</titleOfClass>
		<cusip>78464A102</cusip>
		<value>876</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14479</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>NUV HGHYLD MUN</titleOfClass>
		<cusip>78464A284</cusip>
		<value>734</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13115</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>WELLS FG PFD ETF</titleOfClass>
		<cusip>78464A292</cusip>
		<value>1272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29948</Sole>
			<Shared>0</Shared>
			<None>419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
		<cusip>78464A359</cusip>
		<value>4596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>99952</Sole>
			<Shared>0</Shared>
			<None>698</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOMBRG BRC INTR</titleOfClass>
		<cusip>78464A375</cusip>
		<value>949</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26524</Sole>
			<Shared>0</Shared>
			<None>1493</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P 500 GROWTH</titleOfClass>
		<cusip>78464A409</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1834</Sole>
			<Shared>0</Shared>
			<None>241</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
		<cusip>78464A417</cusip>
		<value>13364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>367473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>321325</Sole>
			<Shared>0</Shared>
			<None>46148</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOMBERG BRC SRT</titleOfClass>
		<cusip>78464A474</cusip>
		<value>2430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>79455</Sole>
			<Shared>0</Shared>
			<None>369</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>CITI INT GVT ETF</titleOfClass>
		<cusip>78464A490</cusip>
		<value>2341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38123</Sole>
			<Shared>0</Shared>
			<None>6819</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOMBERG INTL TR</titleOfClass>
		<cusip>78464A516</cusip>
		<value>1110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41960</Sole>
			<Shared>0</Shared>
			<None>1550</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>HLTH CR EQUIP</titleOfClass>
		<cusip>78464A581</cusip>
		<value>899</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18196</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>DJ REIT ETF</titleOfClass>
		<cusip>78464A607</cusip>
		<value>7088</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54217</Sole>
			<Shared>0</Shared>
			<None>21868</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>AEROSPACE DEF</titleOfClass>
		<cusip>78464A631</cusip>
		<value>2256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35385</Sole>
			<Shared>0</Shared>
			<None>484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOMBRG BRC AGRT</titleOfClass>
		<cusip>78464A649</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4722</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLMBRG BR 1 3 MT</titleOfClass>
		<cusip>78464A680</cusip>
		<value>4811</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>105142</Sole>
			<Shared>0</Shared>
			<None>163</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P REGL BKG</titleOfClass>
		<cusip>78464A698</cusip>
		<value>7710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>132227</Sole>
			<Shared>0</Shared>
			<None>5708</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P RETAIL ETF</titleOfClass>
		<cusip>78464A714</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6450</Sole>
			<Shared>0</Shared>
			<None>482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
		<cusip>78464A730</cusip>
		<value>2081</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>50072</Sole>
			<Shared>0</Shared>
			<None>139</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>OILGAS EQUIP</titleOfClass>
		<cusip>78464A748</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15618</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P METALS MNG</titleOfClass>
		<cusip>78464A755</cusip>
		<value>611</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20833</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15267</Sole>
			<Shared>0</Shared>
			<None>5566</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
		<cusip>78464A763</cusip>
		<value>12448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>131678</Sole>
			<Shared>0</Shared>
			<None>13773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P INS ETF</titleOfClass>
		<cusip>78464A789</cusip>
		<value>679</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8276</Sole>
			<Shared>0</Shared>
			<None>342</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P BK ETF</titleOfClass>
		<cusip>78464A797</cusip>
		<value>15419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>354568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>353308</Sole>
			<Shared>0</Shared>
			<None>1260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
		<cusip>78464A821</cusip>
		<value>842</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6327</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
		<cusip>78464A839</cusip>
		<value>991</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10501</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
		<cusip>78464A862</cusip>
		<value>1963</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34506</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P BIOTECH</titleOfClass>
		<cusip>78464A870</cusip>
		<value>2029</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33141</Sole>
			<Shared>0</Shared>
			<None>1125</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
		<cusip>78464A888</cusip>
		<value>505</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13983</Sole>
			<Shared>0</Shared>
			<None>825</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
		<titleOfClass>BLKSTN GSOSRLN</titleOfClass>
		<cusip>78467V608</cusip>
		<value>4888</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103079</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>102526</Sole>
			<Shared>0</Shared>
			<None>553</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
		<titleOfClass>SPDR TR TACTIC</titleOfClass>
		<cusip>78467V848</cusip>
		<value>2504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51691</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
		<titleOfClass>UT SER 1</titleOfClass>
		<cusip>78467X109</cusip>
		<value>12561</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>59601</Sole>
			<Shared>0</Shared>
			<None>3927</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
		<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>6741</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22164</Sole>
			<Shared>0</Shared>
			<None>151</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>BLOOMBERG SRT TR</titleOfClass>
		<cusip>78468R408</cusip>
		<value>2350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>83467</Sole>
			<Shared>0</Shared>
			<None>1123</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
		<cusip>78468R721</cusip>
		<value>5529</value>
		<shrsOrPrnAmt>
			<sshPrnamt>116527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>110162</Sole>
			<Shared>0</Shared>
			<None>6365</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
		<cusip>78468R739</cusip>
		<value>10052</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>206104</Sole>
			<Shared>0</Shared>
			<None>3583</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>SPDR RUSSEL 2000</titleOfClass>
		<cusip>78468R853</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2520</Sole>
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			<None>1070</None>
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	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>SSGA US SMAL ETF</titleOfClass>
		<cusip>78468R887</cusip>
		<value>422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4547</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPX FLOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78469X107</cusip>
		<value>588</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18344</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16255</Sole>
			<Shared>0</Shared>
			<None>2089</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1169</Sole>
			<Shared>0</Shared>
			<None>100</None>
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		<nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
		<titleOfClass>UNIT BEN INT</titleOfClass>
		<cusip>785688102</cusip>
		<value>777</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22090</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78573L106</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6930</Sole>
			<Shared>0</Shared>
			<None>2168</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SABRE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78573M104</cusip>
		<value>1467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59071</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58508</Sole>
			<Shared>0</Shared>
			<None>563</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SAIA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78709Y105</cusip>
		<value>745</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16606</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16181</Sole>
			<Shared>0</Shared>
			<None>425</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ST JOE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>790148100</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15135</Sole>
			<Shared>0</Shared>
			<None>276</None>
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	<infoTable>
		<nameOfIssuer>ST JUDE MED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>790849103</cusip>
		<value>1053</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9237</Sole>
			<Shared>0</Shared>
			<None>3882</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>6650</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>86953</Sole>
			<Shared>0</Shared>
			<None>10195</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SALIENT MIDSTREAM &amp; MLP FD</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>79471V105</cusip>
		<value>904</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64509</Sole>
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			<None>2047</None>
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	<infoTable>
		<nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>795226109</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
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	<infoTable>
		<nameOfIssuer>SALLY BEAUTY HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79546E104</cusip>
		<value>1826</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68290</Sole>
			<Shared>0</Shared>
			<None>716</None>
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	<infoTable>
		<nameOfIssuer>SANDSTORM GOLD LTD</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>80013R206</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17280</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>801056102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88</None>
		</votingAuthority>
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		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>8815</value>
		<shrsOrPrnAmt>
			<sshPrnamt>218786</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>214881</Sole>
			<Shared>0</Shared>
			<None>3905</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>2850</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32411</Sole>
			<Shared>0</Shared>
			<None>380</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>803607100</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10701</Sole>
			<Shared>0</Shared>
			<None>500</None>
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		<nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>80589M102</cusip>
		<value>3130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38618</Sole>
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			<None>4153</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806407102</cusip>
		<value>1479</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1787</Sole>
			<Shared>0</Shared>
			<None>7935</None>
		</votingAuthority>
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		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>27535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>327673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>311690</Sole>
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			<None>15983</None>
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		<nameOfIssuer>SCHNITZER STL INDS</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>806882106</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>13046</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>SCHULMAN A INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808194104</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6842</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6789</Sole>
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			<None>53</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>8375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>212562</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>208532</Sole>
			<Shared>0</Shared>
			<None>4030</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US LRG CAP ETF</titleOfClass>
		<cusip>808524201</cusip>
		<value>227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4270</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US LCAP VA ETF</titleOfClass>
		<cusip>808524409</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5085</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US MID-CAP ETF</titleOfClass>
		<cusip>808524508</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5496</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5496</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
		<titleOfClass>US DIVIDEND EQ</titleOfClass>
		<cusip>808524797</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5631</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>810186106</cusip>
		<value>2342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22416</Sole>
			<Shared>0</Shared>
			<None>2022</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SCRIPPS NETWORKS INTERACT IN</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>811065101</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2984</Sole>
			<Shared>0</Shared>
			<None>176</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEACOR HOLDINGS INC</nameOfIssuer>
		<titleOfClass>NOTE 3.000%11/1</titleOfClass>
		<cusip>81170YAB5</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48434</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>48434</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>812578102</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3363</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3363</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI MATERIALS</titleOfClass>
		<cusip>81369Y100</cusip>
		<value>5214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>97287</Sole>
			<Shared>0</Shared>
			<None>7838</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI HEALTHCARE</titleOfClass>
		<cusip>81369Y209</cusip>
		<value>14727</value>
		<shrsOrPrnAmt>
			<sshPrnamt>213479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>192930</Sole>
			<Shared>0</Shared>
			<None>20549</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS STPLS</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>7487</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>130862</Sole>
			<Shared>0</Shared>
			<None>14736</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS DISCR</titleOfClass>
		<cusip>81369Y407</cusip>
		<value>13530</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166034</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>152736</Sole>
			<Shared>0</Shared>
			<None>13298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-ENERGY</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>13405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>163772</Sole>
			<Shared>0</Shared>
			<None>13963</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-FINL</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>14533</value>
		<shrsOrPrnAmt>
			<sshPrnamt>624930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>575379</Sole>
			<Shared>0</Shared>
			<None>49551</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-INDS</titleOfClass>
		<cusip>81369Y704</cusip>
		<value>15190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>244586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>223583</Sole>
			<Shared>0</Shared>
			<None>21003</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>TECHNOLOGY</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>12189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>252105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>232206</Sole>
			<Shared>0</Shared>
			<None>19899</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>RL EST SEL SEC</titleOfClass>
		<cusip>81369Y860</cusip>
		<value>1742</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>46621</Sole>
			<Shared>0</Shared>
			<None>10520</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-UTILS</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>3463</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66783</Sole>
			<Shared>0</Shared>
			<None>4479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>816300107</cusip>
		<value>370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8398</Sole>
			<Shared>0</Shared>
			<None>65</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMGROUP CORP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>81663A105</cusip>
		<value>2564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>61312</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>816851109</cusip>
		<value>3480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33712</Sole>
			<Shared>0</Shared>
			<None>849</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>81721M109</cusip>
		<value>646</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28830</Sole>
			<Shared>0</Shared>
			<None>4838</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERITAGE GROWTH PPTYS</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>81752R100</cusip>
		<value>513</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11407</Sole>
			<Shared>0</Shared>
			<None>680</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>817565104</cusip>
		<value>2857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>89964</Sole>
			<Shared>0</Shared>
			<None>10484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>81762P102</cusip>
		<value>1135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14016</Sole>
			<Shared>0</Shared>
			<None>1145</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>81768T108</cusip>
		<value>946</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25267</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHELL MIDSTREAM PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD INT</titleOfClass>
		<cusip>822634101</cusip>
		<value>625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21569</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>824348106</cusip>
		<value>5159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17649</Sole>
			<Shared>0</Shared>
			<None>1444</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHIRE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>82481R106</cusip>
		<value>1985</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11421</Sole>
			<Shared>0</Shared>
			<None>224</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHOPIFY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>82509L107</cusip>
		<value>1562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36349</Sole>
			<Shared>0</Shared>
			<None>99</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHORE BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>825107105</cusip>
		<value>488</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32032</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHUTTERSTOCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>825690100</cusip>
		<value>1301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25774</Sole>
			<Shared>0</Shared>
			<None>1552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>82669G104</cusip>
		<value>2999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17941</Sole>
			<Shared>0</Shared>
			<None>1946</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>826919102</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4558</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4058</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SILVER SPRING NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>82817Q103</cusip>
		<value>395</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28785</Sole>
			<Shared>0</Shared>
			<None>825</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SILVER WHEATON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>828336107</cusip>
		<value>966</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44975</Sole>
			<Shared>0</Shared>
			<None>4909</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>828806109</cusip>
		<value>5023</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25328</Sole>
			<Shared>0</Shared>
			<None>2950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SINCLAIR BROADCAST GROUP INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>829226109</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8729</Sole>
			<Shared>0</Shared>
			<None>2054</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>82968B103</cusip>
		<value>378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>86192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>71225</Sole>
			<Shared>0</Shared>
			<None>14967</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>82982L103</cusip>
		<value>325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9116</Sole>
			<Shared>0</Shared>
			<None>269</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIX FLAGS ENTMT CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>83001A102</cusip>
		<value>1276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>21022</Sole>
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			<None>353</None>
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		<nameOfIssuer>SKYWEST INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>830879102</cusip>
		<value>376</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9871</Sole>
			<Shared>0</Shared>
			<None>434</None>
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	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>83088M102</cusip>
		<value>6649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>85976</Sole>
			<Shared>0</Shared>
			<None>2827</None>
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	<infoTable>
		<nameOfIssuer>SMITH &amp; WESSON HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>831756101</cusip>
		<value>3011</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>132891</Sole>
			<Shared>0</Shared>
			<None>4381</None>
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		<nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
		<titleOfClass>SPDN ADR NEW</titleOfClass>
		<cusip>83175M205</cusip>
		<value>1203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40126</Sole>
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			<None>405</None>
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		<nameOfIssuer>SMITH A O</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>831865209</cusip>
		<value>439</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7810</Sole>
			<Shared>0</Shared>
			<None>1465</None>
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		<nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>832696405</cusip>
		<value>40548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>316493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>299137</Sole>
			<Shared>0</Shared>
			<None>17356</None>
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		<nameOfIssuer>SNAP ON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>833034101</cusip>
		<value>8395</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47017</Sole>
			<Shared>0</Shared>
			<None>1970</None>
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	<infoTable>
		<nameOfIssuer>SNYDERS-LANCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>833551104</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6647</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5837</Sole>
			<Shared>0</Shared>
			<None>810</None>
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		<nameOfIssuer>SOCIEDAD QUIMICA MINERA DE C</nameOfIssuer>
		<titleOfClass>SPON ADR SER B</titleOfClass>
		<cusip>833635105</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14481</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>SOLAZYME INC</nameOfIssuer>
		<titleOfClass>NOTE 5.000%10/0</titleOfClass>
		<cusip>83415TAC5</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25688</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17125</Sole>
			<Shared>0</Shared>
			<None>8563</None>
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	<infoTable>
		<nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>835495102</cusip>
		<value>533</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9908</Sole>
			<Shared>0</Shared>
			<None>119</None>
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	<infoTable>
		<nameOfIssuer>SONY CORP</nameOfIssuer>
		<titleOfClass>ADR NEW</titleOfClass>
		<cusip>835699307</cusip>
		<value>3607</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128786</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>128425</Sole>
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			<None>361</None>
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	<infoTable>
		<nameOfIssuer>SOTHERLY HOTELS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>83600C103</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20100</None>
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	<infoTable>
		<nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>838518108</cusip>
		<value>1223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36210</Sole>
			<Shared>0</Shared>
			<None>86</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SOUTHCROSS ENERGY PARTNERS L</nameOfIssuer>
		<titleOfClass>COM UNIT LTDPT</titleOfClass>
		<cusip>84130C100</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56686</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>57494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1169765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1135839</Sole>
			<Shared>0</Shared>
			<None>33926</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SOUTHERN COPPER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84265V105</cusip>
		<value>880</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27617</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SOUTHSIDE BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84470P109</cusip>
		<value>1216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31856</Sole>
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			<None>400</None>
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		<nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>844741108</cusip>
		<value>3520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70776</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58270</Sole>
			<Shared>0</Shared>
			<None>12506</None>
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		<nameOfIssuer>SOUTHWEST GAS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>844895102</cusip>
		<value>393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4345</Sole>
			<Shared>0</Shared>
			<None>790</None>
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	<infoTable>
		<nameOfIssuer>SOUTHWESTERN ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>845467109</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9894</Sole>
			<Shared>0</Shared>
			<None>2040</None>
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	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>847560109</cusip>
		<value>47848</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1163395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1127764</Sole>
			<Shared>0</Shared>
			<None>35631</None>
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	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84756N109</cusip>
		<value>1557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33175</Sole>
			<Shared>0</Shared>
			<None>623</None>
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	<infoTable>
		<nameOfIssuer>SPECTRUM BRANDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84763R101</cusip>
		<value>6048</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47575</Sole>
			<Shared>0</Shared>
			<None>1787</None>
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	<infoTable>
		<nameOfIssuer>SPEEDWAY MOTORSPORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>847788106</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13271</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>848574109</cusip>
		<value>749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11691</Sole>
			<Shared>0</Shared>
			<None>1138</None>
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	<infoTable>
		<nameOfIssuer>SPIRE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84857L101</cusip>
		<value>880</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13703</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9619</Sole>
			<Shared>0</Shared>
			<None>4084</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84860W102</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28997</Sole>
			<Shared>0</Shared>
			<None>116</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPLUNK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>848637104</cusip>
		<value>817</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15879</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14563</Sole>
			<Shared>0</Shared>
			<None>1316</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
		<titleOfClass>UNIT</titleOfClass>
		<cusip>85207H104</cusip>
		<value>993</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>101711</Sole>
			<Shared>0</Shared>
			<None>3920</None>
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	<infoTable>
		<nameOfIssuer>SPROTT PHYSICAL SILVER TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>85207K107</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7436</Sole>
			<Shared>0</Shared>
			<None>5175</None>
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	<infoTable>
		<nameOfIssuer>SPRINT CORP</nameOfIssuer>
		<titleOfClass>COM SER 1</titleOfClass>
		<cusip>85207U105</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2620</Sole>
			<Shared>0</Shared>
			<None>10000</None>
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	<infoTable>
		<nameOfIssuer>SPROTT FOCUS TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>85208J109</cusip>
		<value>5177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>746557</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>663753</Sole>
			<Shared>0</Shared>
			<None>82804</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SQUARE INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>852234103</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25062</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STAMPS COM INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>852857200</cusip>
		<value>371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3118</Sole>
			<Shared>0</Shared>
			<None>56</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STANLEY FURNITURE CO INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>854305208</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>854502101</cusip>
		<value>27178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>237409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>230991</Sole>
			<Shared>0</Shared>
			<None>6418</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STAPLES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855030102</cusip>
		<value>1628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>178941</Sole>
			<Shared>0</Shared>
			<None>995</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>25144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>453015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>419183</Sole>
			<Shared>0</Shared>
			<None>33832</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>85571B105</cusip>
		<value>4217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>147886</Sole>
			<Shared>0</Shared>
			<None>44106</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
		<titleOfClass>NOTE 4.550% 3/0</titleOfClass>
		<cusip>85571BAA3</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10894</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10894</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
		<titleOfClass>NOTE 3.750%10/1</titleOfClass>
		<cusip>85571BAC9</cusip>
		<value>1219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1228514</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10238</Sole>
			<Shared>0</Shared>
			<None>1218276</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STATE STR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>857477103</cusip>
		<value>1591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19300</Sole>
			<Shared>0</Shared>
			<None>1016</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STATOIL ASA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>85771P102</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7440</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>858119100</cusip>
		<value>2498</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28073</Sole>
			<Shared>0</Shared>
			<None>42089</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STERICYCLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>858912108</cusip>
		<value>2111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22857</Sole>
			<Shared>0</Shared>
			<None>4385</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>85917A100</cusip>
		<value>1492</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56741</Sole>
			<Shared>0</Shared>
			<None>6991</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>860630102</cusip>
		<value>4049</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21593</Sole>
			<Shared>0</Shared>
			<None>59569</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STILLWATER MNG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>86074Q102</cusip>
		<value>668</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40047</Sole>
			<Shared>0</Shared>
			<None>1200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STONE HBR EMERG MRKTS INC FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>86164T107</cusip>
		<value>549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37701</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37701</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STONE HBR EMERG MKTS TL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>86164W100</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10065</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STONECASTLE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>861780104</cusip>
		<value>956</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41045</Sole>
			<Shared>0</Shared>
			<None>10100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>6188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43144</Sole>
			<Shared>0</Shared>
			<None>8521</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STUDENT TRANSN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>86388A108</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27550</Sole>
			<Shared>0</Shared>
			<None>9405</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>STURM RUGER &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>864159108</cusip>
		<value>2031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36890</Sole>
			<Shared>0</Shared>
			<None>1722</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUBURBAN PROPANE PARTNERS L</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>864482104</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9014</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8757</Sole>
			<Shared>0</Shared>
			<None>257</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUFFOLK BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>864739107</cusip>
		<value>486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7035</Sole>
			<Shared>0</Shared>
			<None>4320</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>86562M209</cusip>
		<value>1091</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143149</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>140743</Sole>
			<Shared>0</Shared>
			<None>2406</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUMMIT MATLS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>86614U100</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9191</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5001</Sole>
			<Shared>0</Shared>
			<None>4190</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUN CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>866674104</cusip>
		<value>424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5447</Sole>
			<Shared>0</Shared>
			<None>164</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUN LIFE FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>866796105</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5375</Sole>
			<Shared>0</Shared>
			<None>334</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUN HYDRAULICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>866942105</cusip>
		<value>1632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39711</Sole>
			<Shared>0</Shared>
			<None>958</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867224107</cusip>
		<value>854</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25287</Sole>
			<Shared>0</Shared>
			<None>1011</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUNOCO LOGISTICS PRTNRS L P</nameOfIssuer>
		<titleOfClass>COM UNITS</titleOfClass>
		<cusip>86764L108</cusip>
		<value>2035</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>83295</Sole>
			<Shared>0</Shared>
			<None>1374</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUNOCO LP</nameOfIssuer>
		<titleOfClass>COM U REP LP</titleOfClass>
		<cusip>86765K109</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1750</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867914103</cusip>
		<value>4042</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>68885</Sole>
			<Shared>0</Shared>
			<None>4744</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUPERIOR ENERGY SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>868157108</cusip>
		<value>1701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>93208</Sole>
			<Shared>0</Shared>
			<None>7801</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>868459108</cusip>
		<value>609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22658</Sole>
			<Shared>0</Shared>
			<None>1305</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SWIFT TRANSN CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>87074U101</cusip>
		<value>387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14758</Sole>
			<Shared>0</Shared>
			<None>1108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYMANTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871503108</cusip>
		<value>2379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>99297</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNCHRONOSS TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87157B103</cusip>
		<value>680</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16873</Sole>
			<Shared>0</Shared>
			<None>271</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNAPTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87157D109</cusip>
		<value>518</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6013</Sole>
			<Shared>0</Shared>
			<None>3707</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871607107</cusip>
		<value>399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6745</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNGENTA AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>87160A100</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3636</Sole>
			<Shared>0</Shared>
			<None>276</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNOVUS FINL CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>87161C501</cusip>
		<value>781</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17481</Sole>
			<Shared>0</Shared>
			<None>1428</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNTEL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87162H103</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10499</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNERGY PHARMACEUTICALS DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>871639308</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22539</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNERGY RES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87164P103</cusip>
		<value>380</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40624</Sole>
			<Shared>0</Shared>
			<None>3005</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87165B103</cusip>
		<value>2883</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>76014</Sole>
			<Shared>0</Shared>
			<None>3545</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>35228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>637956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>623017</Sole>
			<Shared>0</Shared>
			<None>14939</None>
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	<infoTable>
		<nameOfIssuer>TCF FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872275102</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4173</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4173</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TC PIPELINES LP</nameOfIssuer>
		<titleOfClass>UT COM LTD PRT</titleOfClass>
		<cusip>87233Q108</cusip>
		<value>664</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10589</Sole>
			<Shared>0</Shared>
			<None>680</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TCW STRATEGIC INCOME FUND IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872340104</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22205</Sole>
			<Shared>0</Shared>
			<None>7600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TD AMERITRADE HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87236Y108</cusip>
		<value>354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7530</Sole>
			<Shared>0</Shared>
			<None>462</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TESSCO TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872386107</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22307</Sole>
			<Shared>0</Shared>
			<None>2475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TCP CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87238Q103</cusip>
		<value>2457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>126389</Sole>
			<Shared>0</Shared>
			<None>18966</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TICC CAPITAL CORP</nameOfIssuer>
		<titleOfClass>DBCV 7.500%11/0</titleOfClass>
		<cusip>87244TAB5</cusip>
		<value>364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>366415</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>295365</Sole>
			<Shared>0</Shared>
			<None>71050</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>36602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>486389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>436595</Sole>
			<Shared>0</Shared>
			<None>49794</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T MOBILE US INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872590104</cusip>
		<value>4222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66200</Sole>
			<Shared>0</Shared>
			<None>7311</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TRI POINTE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87265H109</cusip>
		<value>4113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>360670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>352251</Sole>
			<Shared>0</Shared>
			<None>8419</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TTM TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87305R109</cusip>
		<value>1117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>81113</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TABLEAU SOFTWARE INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>87336U105</cusip>
		<value>557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13457</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11488</Sole>
			<Shared>0</Shared>
			<None>1969</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TAHOE RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>873868103</cusip>
		<value>4315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>464681</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>454945</Sole>
			<Shared>0</Shared>
			<None>9736</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>874039100</cusip>
		<value>7881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>274136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>264568</Sole>
			<Shared>0</Shared>
			<None>9568</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>874054109</cusip>
		<value>1033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16167</Sole>
			<Shared>0</Shared>
			<None>4789</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TALLGRASS ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT</titleOfClass>
		<cusip>874697105</cusip>
		<value>950</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18606</Sole>
			<Shared>0</Shared>
			<None>1509</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TANGER FACTORY OUTLET CTRS I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>875465106</cusip>
		<value>865</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24080</Sole>
			<Shared>0</Shared>
			<None>64</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>65621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>908308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>875647</Sole>
			<Shared>0</Shared>
			<None>32661</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGA RES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612G101</cusip>
		<value>1170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20842</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20761</Sole>
			<Shared>0</Shared>
			<None>81</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAUBMAN CTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>876664103</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECH DATA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>878237106</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1547</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECK RESOURCES LTD</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>878742204</cusip>
		<value>388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19247</Sole>
			<Shared>0</Shared>
			<None>196</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEGNA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87901J105</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3198</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEJON RANCH CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879080109</cusip>
		<value>641</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22539</Sole>
			<Shared>0</Shared>
			<None>2363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEKLA HEALTHCARE OPPORTUNIT</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>879105104</cusip>
		<value>1546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>98591</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEKLA HEALTHCARE INVS</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>87911J103</cusip>
		<value>1285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>59566</Sole>
			<Shared>0</Shared>
			<None>1359</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEKLA LIFE SCIENCES INVS</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>87911K100</cusip>
		<value>708</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38181</Sole>
			<Shared>0</Shared>
			<None>4350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEKLA WORLD HEALTHCARE FD</nameOfIssuer>
		<titleOfClass>BEN INT SHS</titleOfClass>
		<cusip>87911L108</cusip>
		<value>2500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>194132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>188138</Sole>
			<Shared>0</Shared>
			<None>5994</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879360105</cusip>
		<value>1225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9396</Sole>
			<Shared>0</Shared>
			<None>572</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879369106</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1544</Sole>
			<Shared>0</Shared>
			<None>123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFONICA S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>879382208</cusip>
		<value>1161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>108061</Sole>
			<Shared>0</Shared>
			<None>18220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEPHONE &amp; DATA SYS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>879433829</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5700</Sole>
			<Shared>0</Shared>
			<None>1662</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELUS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87971M103</cusip>
		<value>1205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37596</Sole>
			<Shared>0</Shared>
			<None>389</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEMPLETON DRAGON FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88018T101</cusip>
		<value>724</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43090</Sole>
			<Shared>0</Shared>
			<None>1105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880198106</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>45262</Sole>
			<Shared>0</Shared>
			<None>240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88023U101</cusip>
		<value>4283</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62653</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58433</Sole>
			<Shared>0</Shared>
			<None>4220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TENET HEALTHCARE CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>88033G407</cusip>
		<value>859</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58096</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55372</Sole>
			<Shared>0</Shared>
			<None>2724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TENNECO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880349105</cusip>
		<value>801</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12661</Sole>
			<Shared>0</Shared>
			<None>204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88076W103</cusip>
		<value>505</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18836</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18698</Sole>
			<Shared>0</Shared>
			<None>138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TERADYNE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880770102</cusip>
		<value>316</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12416</Sole>
			<Shared>0</Shared>
			<None>46</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880779103</cusip>
		<value>920</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28712</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TERRENO RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88146M101</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5475</Sole>
			<Shared>0</Shared>
			<None>7950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESORO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>881609101</cusip>
		<value>10373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119827</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>116563</Sole>
			<Shared>0</Shared>
			<None>3264</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESLA MTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88160R101</cusip>
		<value>2140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10011</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8414</Sole>
			<Shared>0</Shared>
			<None>1597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESORO LOGISTICS LP</nameOfIssuer>
		<titleOfClass>COM UNIT LP</titleOfClass>
		<cusip>88160T107</cusip>
		<value>2910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>57339</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>881624209</cusip>
		<value>22997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>633268</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>624412</Sole>
			<Shared>0</Shared>
			<None>8856</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESSERA HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88166T101</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1646</Sole>
			<Shared>0</Shared>
			<None>156</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88224Q107</cusip>
		<value>1164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14888</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>16010</value>
		<shrsOrPrnAmt>
			<sshPrnamt>219335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>167097</Sole>
			<Shared>0</Shared>
			<None>52238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882681109</cusip>
		<value>526</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9118</Sole>
			<Shared>0</Shared>
			<None>1685</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXTRON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883203101</cusip>
		<value>10960</value>
		<shrsOrPrnAmt>
			<sshPrnamt>225337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22600</Sole>
			<Shared>0</Shared>
			<None>202737</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88338N107</cusip>
		<value>1109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>173497</Sole>
			<Shared>0</Shared>
			<None>16980</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>13519</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>93160</Sole>
			<Shared>0</Shared>
			<None>2453</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>884903105</cusip>
		<value>1028</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22257</Sole>
			<Shared>0</Shared>
			<None>1381</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOR INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>885160101</cusip>
		<value>1558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15246</Sole>
			<Shared>0</Shared>
			<None>265</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>88554D205</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18994</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15319</Sole>
			<Shared>0</Shared>
			<None>3675</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>49176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>276144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>263123</Sole>
			<Shared>0</Shared>
			<None>13021</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THRESHOLD PHARMACEUTICAL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>885807206</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>11000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>886547108</cusip>
		<value>551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6434</Sole>
			<Shared>0</Shared>
			<None>632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>887317303</cusip>
		<value>32146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>332964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>280783</Sole>
			<Shared>0</Shared>
			<None>52181</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIMKEN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>887389104</cusip>
		<value>1910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20562</Sole>
			<Shared>0</Shared>
			<None>27500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIMKENSTEEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>887399103</cusip>
		<value>804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33558</Sole>
			<Shared>0</Shared>
			<None>18500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TITAN INTL INC ILL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88830M102</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11006</Sole>
			<Shared>0</Shared>
			<None>253</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TITAN MACHY INC</nameOfIssuer>
		<titleOfClass>NOTE 3.750% 5/0</titleOfClass>
		<cusip>88830RAB7</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13313</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13313</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TITAN PHARMACEUTICALS INC DE</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>888314309</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33182</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIVO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88870P106</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10707</Sole>
			<Shared>0</Shared>
			<None>1273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>889478103</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8851</Sole>
			<Shared>0</Shared>
			<None>1700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOMPKINS FINANCIAL CORPORATI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>890110109</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2850</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>890516107</cusip>
		<value>861</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21644</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21555</Sole>
			<Shared>0</Shared>
			<None>89</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891027104</cusip>
		<value>2095</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24536</Sole>
			<Shared>0</Shared>
			<None>3824</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORO CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891092108</cusip>
		<value>1737</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28181</Sole>
			<Shared>0</Shared>
			<None>2708</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>891160509</cusip>
		<value>3730</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74251</Sole>
			<Shared>0</Shared>
			<None>1424</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89147L100</cusip>
		<value>2140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66693</Sole>
			<Shared>0</Shared>
			<None>3375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORTOISE MLP FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89148B101</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8302</Sole>
			<Shared>0</Shared>
			<None>5786</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>89151E109</cusip>
		<value>7710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>136863</Sole>
			<Shared>0</Shared>
			<None>13482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891906109</cusip>
		<value>1066</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21640</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
		<titleOfClass>SP ADR REP2COM</titleOfClass>
		<cusip>892331307</cusip>
		<value>1895</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16131</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15298</Sole>
			<Shared>0</Shared>
			<None>833</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>892356106</cusip>
		<value>2888</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38099</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35385</Sole>
			<Shared>0</Shared>
			<None>2714</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRACON PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89237H100</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSALTA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89346D107</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89353D107</cusip>
		<value>1287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26309</Sole>
			<Shared>0</Shared>
			<None>2209</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>893641100</cusip>
		<value>417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>831</Sole>
			<Shared>0</Shared>
			<None>846</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSENTERIX INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>89366M201</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19150</Sole>
			<Shared>0</Shared>
			<None>2900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSMONTAIGNE PARTNERS L P</nameOfIssuer>
		<titleOfClass>COM UNIT L P</titleOfClass>
		<cusip>89376V100</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5249</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSUNION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89400J107</cusip>
		<value>1591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47066</Sole>
			<Shared>0</Shared>
			<None>4332</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
		<value>12304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>95251</Sole>
			<Shared>0</Shared>
			<None>5487</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TREDEGAR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>894650100</cusip>
		<value>736</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30989</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28064</Sole>
			<Shared>0</Shared>
			<None>2925</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89469A104</cusip>
		<value>2831</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38219</Sole>
			<Shared>0</Shared>
			<None>1099</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRI CONTL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>895436103</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9142</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIANGLE CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>895848109</cusip>
		<value>2950</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>135572</Sole>
			<Shared>0</Shared>
			<None>24225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIMBLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896239100</cusip>
		<value>6135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>203654</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23347</Sole>
			<Shared>0</Shared>
			<None>180307</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRINITY INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896522109</cusip>
		<value>551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11504</Sole>
			<Shared>0</Shared>
			<None>8326</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIUMPH GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896818101</cusip>
		<value>11413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>429333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>251231</Sole>
			<Shared>0</Shared>
			<None>178102</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIVAGO N V</nameOfIssuer>
		<titleOfClass>SPON ADS A SHS</titleOfClass>
		<cusip>89686D105</cusip>
		<value>1565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>133251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>133251</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIPADVISOR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896945201</cusip>
		<value>1253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26943</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25442</Sole>
			<Shared>0</Shared>
			<None>1501</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>898402102</cusip>
		<value>583</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16358</Sole>
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			<None>0</None>
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		<nameOfIssuer>TUPPERWARE BRANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>899896104</cusip>
		<value>1265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21925</Sole>
			<Shared>0</Shared>
			<None>2187</None>
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		<nameOfIssuer>TURKCELL ILETISIM HIZMETLERI</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>900111204</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21912</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>90130A101</cusip>
		<value>8411</value>
		<shrsOrPrnAmt>
			<sshPrnamt>301143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>287008</Sole>
			<Shared>0</Shared>
			<None>14135</None>
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		<nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>90130A200</cusip>
		<value>631</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23132</Sole>
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			<None>0</None>
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		<nameOfIssuer>TWILIO INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>90138F102</cusip>
		<value>528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16166</Sole>
			<Shared>0</Shared>
			<None>2085</None>
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		<nameOfIssuer>TWITTER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90184L102</cusip>
		<value>2314</value>
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			<sshPrnamt>142005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>133411</Sole>
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			<None>8594</None>
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		<nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90187B101</cusip>
		<value>1516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>165182</Sole>
			<Shared>0</Shared>
			<None>8248</None>
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		<nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902252105</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>368</Sole>
			<Shared>0</Shared>
			<None>1750</None>
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		<nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>902494103</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5004</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>UBS AG JERSEY BRH</nameOfIssuer>
		<titleOfClass>ALERIAN INFRST</titleOfClass>
		<cusip>902641646</cusip>
		<value>1535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>53467</Sole>
			<Shared>0</Shared>
			<None>513</None>
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		<nameOfIssuer>UDR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902653104</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>UGI CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902681105</cusip>
		<value>409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8862</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6667</Sole>
			<Shared>0</Shared>
			<None>2195</None>
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		<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>902973304</cusip>
		<value>12638</value>
		<shrsOrPrnAmt>
			<sshPrnamt>245978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>225486</Sole>
			<Shared>0</Shared>
			<None>20492</None>
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		<nameOfIssuer>U S G CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>903293405</cusip>
		<value>3791</value>
		<shrsOrPrnAmt>
			<sshPrnamt>131479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>120396</Sole>
			<Shared>0</Shared>
			<None>11083</None>
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		<nameOfIssuer>U S CONCRETE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>90333L201</cusip>
		<value>908</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11777</Sole>
			<Shared>0</Shared>
			<None>1621</None>
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	<infoTable>
		<nameOfIssuer>U S SILICA HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90346E103</cusip>
		<value>1909</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33459</Sole>
			<Shared>0</Shared>
			<None>158</None>
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		<nameOfIssuer>UBIQUITI NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90347A100</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4107</Sole>
			<Shared>0</Shared>
			<None>238</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ULTA SALON COSMETCS &amp; FRAG I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90384S303</cusip>
		<value>3706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14082</Sole>
			<Shared>0</Shared>
			<None>467</None>
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		<nameOfIssuer>ULTIMATE SOFTWARE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90385D107</cusip>
		<value>1434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6366</Sole>
			<Shared>0</Shared>
			<None>1438</None>
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	<infoTable>
		<nameOfIssuer>UMPQUA HLDGS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>904214103</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15806</Sole>
			<Shared>0</Shared>
			<None>214</None>
		</votingAuthority>
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		<nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>904311107</cusip>
		<value>3416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>102423</Sole>
			<Shared>0</Shared>
			<None>14844</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
		<titleOfClass>CL C</titleOfClass>
		<cusip>904311206</cusip>
		<value>1421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47974</Sole>
			<Shared>0</Shared>
			<None>7003</None>
		</votingAuthority>
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		<nameOfIssuer>UNIFI INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>904677200</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7656</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
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		<nameOfIssuer>UNIFIRST CORP MASS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>904708104</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1590</Sole>
			<Shared>0</Shared>
			<None>1715</None>
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	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>22499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>554699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>504792</Sole>
			<Shared>0</Shared>
			<None>49907</None>
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		<nameOfIssuer>UNILEVER N V</nameOfIssuer>
		<titleOfClass>N Y SHS NEW</titleOfClass>
		<cusip>904784709</cusip>
		<value>4936</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>115420</Sole>
			<Shared>0</Shared>
			<None>4990</None>
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		<nameOfIssuer>UNION BANKSHARES CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90539J109</cusip>
		<value>517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14435</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNION BANKSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>905400107</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2564</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>17080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164736</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>157912</Sole>
			<Shared>0</Shared>
			<None>6824</None>
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	<infoTable>
		<nameOfIssuer>UNITED CMNTY FINL CORP OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>909839102</cusip>
		<value>663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74184</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90984P303</cusip>
		<value>426</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14237</Sole>
			<Shared>0</Shared>
			<None>116</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED CONTL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>910047109</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4361</Sole>
			<Shared>0</Shared>
			<None>1595</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED FIRE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>910340108</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED NAT FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>911163103</cusip>
		<value>1341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27480</Sole>
			<Shared>0</Shared>
			<None>577</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>17251</value>
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			<sshPrnamt>150610</sshPrnamt>
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			<Sole>143541</Sole>
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			<None>7069</None>
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		<nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>911363109</cusip>
		<value>2110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20012</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>19125</Sole>
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			<None>887</None>
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		<nameOfIssuer>UNITED SECURITY BANCSHARES C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>911460103</cusip>
		<value>572</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74000</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>74000</Sole>
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			<None>0</None>
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		<nameOfIssuer>US FOODS HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>912008109</cusip>
		<value>996</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36281</Sole>
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			<None>0</None>
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		<nameOfIssuer>UNITED STATES STL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>912909108</cusip>
		<value>702</value>
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			<sshPrnamt>21291</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>21028</Sole>
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			<None>263</None>
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		<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>913017109</cusip>
		<value>37272</value>
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			<sshPrnamt>339816</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>322558</Sole>
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			<None>17258</None>
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		<nameOfIssuer>UNITED THERAPEUTICS CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91307C102</cusip>
		<value>254</value>
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			<sshPrnamt>1761</sshPrnamt>
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			<Sole>1761</Sole>
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			<None>0</None>
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		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>68336</value>
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			<sshPrnamt>427068</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>406161</Sole>
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			<None>20907</None>
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		<nameOfIssuer>UNIVAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91336L107</cusip>
		<value>610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21524</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21524</Sole>
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			<None>0</None>
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		<nameOfIssuer>UNIVERSAL CORP VA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>913456109</cusip>
		<value>647</value>
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			<sshPrnamt>10156</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9871</Sole>
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			<None>285</None>
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		<nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91347P105</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2229</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1093</Sole>
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			<None>1136</None>
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		<nameOfIssuer>UNIVERSAL HEALTH RLTY INCM T</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>91359E105</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>4434</Sole>
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		<nameOfIssuer>UNIVERSAL INS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91359V107</cusip>
		<value>241</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>6116</Sole>
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			<None>2187</None>
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		<nameOfIssuer>UNIVERSAL HLTH SVCS INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>913903100</cusip>
		<value>3950</value>
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			<sshPrnamt>36661</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35830</Sole>
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			<None>831</None>
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		<nameOfIssuer>UNIVEST CORP PA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>915271100</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9368</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9368</Sole>
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			<None>0</None>
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		<nameOfIssuer>VCA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918194101</cusip>
		<value>1317</value>
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			<sshPrnamt>19043</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16316</Sole>
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			<None>2727</None>
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		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918204108</cusip>
		<value>10816</value>
		<shrsOrPrnAmt>
			<sshPrnamt>202774</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>198970</Sole>
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			<None>3804</None>
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		<nameOfIssuer>VTV THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>918385105</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32700</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32000</Sole>
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			<None>700</None>
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		<nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91879Q109</cusip>
		<value>362</value>
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			<sshPrnamt>2235</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2224</Sole>
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			<None>11</None>
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		<nameOfIssuer>VALEANT PHARMACEUTICALS INTL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91911K102</cusip>
		<value>1592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109270</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>105089</Sole>
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			<None>4181</None>
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		<nameOfIssuer>VALE S A</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>91912E105</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39509</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37709</Sole>
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			<None>1800</None>
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		<nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>11203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164252</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>159603</Sole>
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			<None>4649</None>
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		<nameOfIssuer>VALERO ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNT REP LP</titleOfClass>
		<cusip>91914J102</cusip>
		<value>643</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>14533</Sole>
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		<nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>919794107</cusip>
		<value>12</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
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		<titleOfClass>COM</titleOfClass>
		<cusip>920253101</cusip>
		<value>36</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>150</None>
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		<titleOfClass>COM</titleOfClass>
		<cusip>920355104</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>0</None>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<cusip>92189F106</cusip>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<cusip>92189F403</cusip>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<cusip>92189F429</cusip>
		<value>276</value>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<cusip>92189F494</cusip>
		<value>884</value>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<cusip>92189F510</cusip>
		<value>1083</value>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<cusip>92189F528</cusip>
		<value>2152</value>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<cusip>92189F536</cusip>
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		<cusip>92189F544</cusip>
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		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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		<cusip>92189F643</cusip>
		<value>2760</value>
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			<sshPrnamt>79371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>79371</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>SEMICONDUCTOR ET</titleOfClass>
		<cusip>92189F676</cusip>
		<value>1807</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24561</Sole>
			<Shared>0</Shared>
			<None>601</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>RETAIL ETF</titleOfClass>
		<cusip>92189F684</cusip>
		<value>1331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17477</Sole>
			<Shared>0</Shared>
			<None>83</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>OIL SVCS ETF</titleOfClass>
		<cusip>92189F718</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11206</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>BIOTECH ETF</titleOfClass>
		<cusip>92189F726</cusip>
		<value>587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5438</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>JR GOLD MINERS E</titleOfClass>
		<cusip>92189F791</cusip>
		<value>2268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>71237</Sole>
			<Shared>0</Shared>
			<None>956</None>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>COAL ETF</titleOfClass>
		<cusip>92189F809</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>155</Sole>
			<Shared>0</Shared>
			<None>13172</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD SPECIALIZED PORTFOL</nameOfIssuer>
		<titleOfClass>DIV APP ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>14163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>163629</Sole>
			<Shared>0</Shared>
			<None>2592</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
		<titleOfClass>VG TL INTL STK F</titleOfClass>
		<cusip>921909768</cusip>
		<value>763</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15786</Sole>
			<Shared>0</Shared>
			<None>856</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA GRWTH IND</titleOfClass>
		<cusip>921910816</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4745</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA CAP VAL ETF</titleOfClass>
		<cusip>921910840</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5390</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA CAP INDEX</titleOfClass>
		<cusip>921910873</cusip>
		<value>576</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6315</Sole>
			<Shared>0</Shared>
			<None>1230</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
		<titleOfClass>500 VAL IDX FD</titleOfClass>
		<cusip>921932703</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1670</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
		<titleOfClass>SMLCP 600 VAL</titleOfClass>
		<cusip>921932778</cusip>
		<value>1045</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8226</Sole>
			<Shared>0</Shared>
			<None>478</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
		<titleOfClass>SMLCP 600 GRTH</titleOfClass>
		<cusip>921932794</cusip>
		<value>1677</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12631</Sole>
			<Shared>0</Shared>
			<None>476</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
		<titleOfClass>SMLLCP 600 IDX</titleOfClass>
		<cusip>921932828</cusip>
		<value>4950</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39681</Sole>
			<Shared>0</Shared>
			<None>145</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
		<titleOfClass>MIDCP 400 GRTH</titleOfClass>
		<cusip>921932869</cusip>
		<value>825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7373</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7373</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>LONG TERM BOND</titleOfClass>
		<cusip>921937793</cusip>
		<value>528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5928</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>INTERMED TERM</titleOfClass>
		<cusip>921937819</cusip>
		<value>14364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>162088</Sole>
			<Shared>0</Shared>
			<None>10995</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>SHORT TRM BOND</titleOfClass>
		<cusip>921937827</cusip>
		<value>21662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>272468</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>253791</Sole>
			<Shared>0</Shared>
			<None>18677</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>TOTAL BND MRKT</titleOfClass>
		<cusip>921937835</cusip>
		<value>26405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>326952</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>309850</Sole>
			<Shared>0</Shared>
			<None>17102</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>79217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2166831</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2052028</Sole>
			<Shared>0</Shared>
			<None>114803</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>23713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>312674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>309924</Sole>
			<Shared>0</Shared>
			<None>2750</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
		<titleOfClass>INTL HIGH ETF</titleOfClass>
		<cusip>921946794</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3955</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
		<titleOfClass>STRM INFPROIDX</titleOfClass>
		<cusip>922020805</cusip>
		<value>5930</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>101872</Sole>
			<Shared>0</Shared>
			<None>18068</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
		<titleOfClass>INTL BD IDX ETF</titleOfClass>
		<cusip>92203J407</cusip>
		<value>8753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>145948</Sole>
			<Shared>0</Shared>
			<None>16012</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>GLB EX US ETF</titleOfClass>
		<cusip>922042676</cusip>
		<value>3263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>56609</Sole>
			<Shared>0</Shared>
			<None>9339</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE SMCAP ETF</titleOfClass>
		<cusip>922042718</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3296</Sole>
			<Shared>0</Shared>
			<None>145</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>TT WRLD ST ETF</titleOfClass>
		<cusip>922042742</cusip>
		<value>2131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34683</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>ALLWRLD EX US</titleOfClass>
		<cusip>922042775</cusip>
		<value>6662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150867</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>132090</Sole>
			<Shared>0</Shared>
			<None>18777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>79304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2213803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2122489</Sole>
			<Shared>0</Shared>
			<None>91314</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE PACIFIC ETF</titleOfClass>
		<cusip>922042866</cusip>
		<value>2282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39096</Sole>
			<Shared>0</Shared>
			<None>171</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>6145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>124418</Sole>
			<Shared>0</Shared>
			<None>3602</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>CONSUM DIS ETF</titleOfClass>
		<cusip>92204A108</cusip>
		<value>618</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4155</Sole>
			<Shared>0</Shared>
			<None>628</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>CONSUM STP ETF</titleOfClass>
		<cusip>92204A207</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1288</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>ENERGY ETF</titleOfClass>
		<cusip>92204A306</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3087</Sole>
			<Shared>0</Shared>
			<None>215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>FINANCIALS ETF</titleOfClass>
		<cusip>92204A405</cusip>
		<value>1380</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17137</Sole>
			<Shared>0</Shared>
			<None>6123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>HEALTH CAR ETF</titleOfClass>
		<cusip>92204A504</cusip>
		<value>2952</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23102</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>INDUSTRIAL ETF</titleOfClass>
		<cusip>92204A603</cusip>
		<value>1659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13870</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>INF TECH ETF</titleOfClass>
		<cusip>92204A702</cusip>
		<value>20248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>153438</Sole>
			<Shared>0</Shared>
			<None>13408</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>MATERIALS ETF</titleOfClass>
		<cusip>92204A801</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2846</Sole>
			<Shared>0</Shared>
			<None>158</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>UTILITIES ETF</titleOfClass>
		<cusip>92204A876</cusip>
		<value>172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1602</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1602</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>TELCOMM ETF</titleOfClass>
		<cusip>92204A884</cusip>
		<value>554</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5446</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD NAT RES LLC</nameOfIssuer>
		<titleOfClass>COM UNIT</titleOfClass>
		<cusip>92205F106</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>70909</Sole>
			<Shared>0</Shared>
			<None>7596</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>SHRT TRM CORP BD</titleOfClass>
		<cusip>92206C409</cusip>
		<value>18462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>232312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>222151</Sole>
			<Shared>0</Shared>
			<None>10161</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>VNG RUS1000VAL</titleOfClass>
		<cusip>92206C714</cusip>
		<value>19270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>197000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>164733</Sole>
			<Shared>0</Shared>
			<None>32267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>MORTG-BACK SEC</titleOfClass>
		<cusip>92206C771</cusip>
		<value>8127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>132046</Sole>
			<Shared>0</Shared>
			<None>23434</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>LG-TERM COR BD</titleOfClass>
		<cusip>92206C813</cusip>
		<value>29501</value>
		<shrsOrPrnAmt>
			<sshPrnamt>328241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>315572</Sole>
			<Shared>0</Shared>
			<None>12669</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>INT-TERM CORP</titleOfClass>
		<cusip>92206C870</cusip>
		<value>117721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1373541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1278506</Sole>
			<Shared>0</Shared>
			<None>95035</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANTIV INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>92210H105</cusip>
		<value>667</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10713</Sole>
			<Shared>0</Shared>
			<None>455</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92220P105</cusip>
		<value>9297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>92338</Sole>
			<Shared>0</Shared>
			<None>10928</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VECTREN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92240G101</cusip>
		<value>2726</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32403</Sole>
			<Shared>0</Shared>
			<None>19897</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>922475108</cusip>
		<value>1355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33517</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>33294</Sole>
			<Shared>0</Shared>
			<None>223</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VENTAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92276F100</cusip>
		<value>3761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>57796</Sole>
			<Shared>0</Shared>
			<None>2223</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD MUN BD FD INC</nameOfIssuer>
		<titleOfClass>TAX EXEMPT BD</titleOfClass>
		<cusip>922907746</cusip>
		<value>752</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>99753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>486228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>459112</Sole>
			<Shared>0</Shared>
			<None>27116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP VL IDXVIP</titleOfClass>
		<cusip>922908512</cusip>
		<value>36698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>378173</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>354768</Sole>
			<Shared>0</Shared>
			<None>23405</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP GR IDXVIP</titleOfClass>
		<cusip>922908538</cusip>
		<value>31355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>296900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>279567</Sole>
			<Shared>0</Shared>
			<None>17333</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>28329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>343817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>326699</Sole>
			<Shared>0</Shared>
			<None>17118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SML CP GRW ETF</titleOfClass>
		<cusip>922908595</cusip>
		<value>14192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>95286</Sole>
			<Shared>0</Shared>
			<None>11410</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SM CP VAL ETF</titleOfClass>
		<cusip>922908611</cusip>
		<value>8043</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>64492</Sole>
			<Shared>0</Shared>
			<None>1806</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MID CAP ETF</titleOfClass>
		<cusip>922908629</cusip>
		<value>7519</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57096</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>55899</Sole>
			<Shared>0</Shared>
			<None>1197</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>LARGE CAP ETF</titleOfClass>
		<cusip>922908637</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4859</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4135</Sole>
			<Shared>0</Shared>
			<None>724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>EXTEND MKT ETF</titleOfClass>
		<cusip>922908652</cusip>
		<value>587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6030</Sole>
			<Shared>0</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>14694</value>
		<shrsOrPrnAmt>
			<sshPrnamt>131810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>131064</Sole>
			<Shared>0</Shared>
			<None>746</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>VALUE ETF</titleOfClass>
		<cusip>922908744</cusip>
		<value>14408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>154900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>154108</Sole>
			<Shared>0</Shared>
			<None>792</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>13540</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>103580</Sole>
			<Shared>0</Shared>
			<None>1320</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>TOTAL STK MKT</titleOfClass>
		<cusip>922908769</cusip>
		<value>22057</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>175845</Sole>
			<Shared>0</Shared>
			<None>15449</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERASTEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92337C104</cusip>
		<value>385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>374120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9950</Sole>
			<Shared>0</Shared>
			<None>364170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VEREIT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92339V100</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7144</Sole>
			<Shared>0</Shared>
			<None>22400</None>
		</votingAuthority>
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		<nameOfIssuer>VERIFONE SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92342Y109</cusip>
		<value>601</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31377</Sole>
			<Shared>0</Shared>
			<None>2333</None>
		</votingAuthority>
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		<nameOfIssuer>VERISIGN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343E102</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>701</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>301</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>116286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2180875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2033135</Sole>
			<Shared>0</Shared>
			<None>147740</None>
		</votingAuthority>
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		<nameOfIssuer>VERINT SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343X100</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8892</Sole>
			<Shared>0</Shared>
			<None>131</None>
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		<nameOfIssuer>VERITEX HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>923451108</cusip>
		<value>717</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23835</Sole>
			<Shared>0</Shared>
			<None>3100</None>
		</votingAuthority>
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		<nameOfIssuer>VERITIV CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>923454102</cusip>
		<value>1159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21591</Sole>
			<Shared>0</Shared>
			<None>41</None>
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		<nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92345Y106</cusip>
		<value>4622</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54822</Sole>
			<Shared>0</Shared>
			<None>2226</None>
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		<nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92532F100</cusip>
		<value>1425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18862</Sole>
			<Shared>0</Shared>
			<None>484</None>
		</votingAuthority>
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		<nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92532W103</cusip>
		<value>2089</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>70623</Sole>
			<Shared>0</Shared>
			<None>3838</None>
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		<nameOfIssuer>VERTEX ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92534K107</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118263</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>112263</Sole>
			<Shared>0</Shared>
			<None>6000</None>
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		<nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>92553P102</cusip>
		<value>2021</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44611</Sole>
			<Shared>0</Shared>
			<None>7780</None>
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		<nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>92553P201</cusip>
		<value>19427</value>
		<shrsOrPrnAmt>
			<sshPrnamt>553211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>487585</Sole>
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			<None>65626</None>
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		<nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>925550105</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7008</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7008</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
		<titleOfClass>CEMP US 500 VOLA</titleOfClass>
		<cusip>92647N766</cusip>
		<value>1724</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42950</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
		<titleOfClass>CEMP US DISCOVER</titleOfClass>
		<cusip>92647N774</cusip>
		<value>853</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>21250</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
		<titleOfClass>CEMP US 500 ENHA</titleOfClass>
		<cusip>92647N782</cusip>
		<value>6988</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173433</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
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			<Sole>172959</Sole>
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			<None>474</None>
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		<nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
		<titleOfClass>CEMP DEVELOPED E</titleOfClass>
		<cusip>92647N816</cusip>
		<value>1036</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36390</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
		<titleOfClass>CEMP US EQ INCOM</titleOfClass>
		<cusip>92647N824</cusip>
		<value>3084</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74596</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>VISA INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>39662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>508008</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>460915</Sole>
			<Shared>0</Shared>
			<None>47093</None>
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	<infoTable>
		<nameOfIssuer>VIRTUS GLOBAL DIVID INCOME F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92835W107</cusip>
		<value>487</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37971</Sole>
			<Shared>0</Shared>
			<None>2590</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VISTA OUTDOOR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>928377100</cusip>
		<value>2507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63472</Sole>
			<Shared>0</Shared>
			<None>4116</None>
		</votingAuthority>
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		<nameOfIssuer>VMWARE INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>928563402</cusip>
		<value>1364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16836</Sole>
			<Shared>0</Shared>
			<None>321</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
		<titleOfClass>SPNSR ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>15368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>628571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>574950</Sole>
			<Shared>0</Shared>
			<None>53621</None>
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	<infoTable>
		<nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>929042109</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2040</Sole>
			<Shared>0</Shared>
			<None>2134</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VOYA FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929089100</cusip>
		<value>340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8664</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VOYA EMERGING MKTS HIGH DIVI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92912P108</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16331</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VOYA GLBL EQTY DIV &amp; PREM OP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92912T100</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14429</Sole>
			<Shared>0</Shared>
			<None>1490</None>
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	<infoTable>
		<nameOfIssuer>VOYA PRIME RATE TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>92913A100</cusip>
		<value>1670</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300707</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>287107</Sole>
			<Shared>0</Shared>
			<None>13600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929160109</cusip>
		<value>3613</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26087</Sole>
			<Shared>0</Shared>
			<None>2504</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WD-40 CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929236107</cusip>
		<value>2141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17758</Sole>
			<Shared>0</Shared>
			<None>526</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92924F106</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WABCO HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92927K102</cusip>
		<value>2566</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23374</Sole>
			<Shared>0</Shared>
			<None>807</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WSFS FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929328102</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WNS HOLDINGS LTD</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>92932M101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>W P CAREY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92936U109</cusip>
		<value>2370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27667</Sole>
			<Shared>0</Shared>
			<None>12342</None>
		</votingAuthority>
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		<nameOfIssuer>WPP PLC NEW</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>92937A102</cusip>
		<value>3503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31319</Sole>
			<Shared>0</Shared>
			<None>274</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92939U106</cusip>
		<value>8405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143094</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>138221</Sole>
			<Shared>0</Shared>
			<None>4873</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WABTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929740108</cusip>
		<value>2849</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32558</Sole>
			<Shared>0</Shared>
			<None>1882</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WADDELL &amp; REED FINL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>930059100</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>669</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WAGEWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>930427109</cusip>
		<value>1060</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11473</Sole>
			<Shared>0</Shared>
			<None>3170</None>
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	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>45133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>653788</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>617396</Sole>
			<Shared>0</Shared>
			<None>36392</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>37338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>453182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>433387</Sole>
			<Shared>0</Shared>
			<None>19795</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASHINGTON PRIME GROUP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>93964W108</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>0</Shared>
			<None>850</None>
		</votingAuthority>
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		<nameOfIssuer>WASHINGTON REAL ESTATE INVT</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>939653101</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2616</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106B101</cusip>
		<value>1510</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12424</Sole>
			<Shared>0</Shared>
			<None>6799</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106L109</cusip>
		<value>9858</value>
		<shrsOrPrnAmt>
			<sshPrnamt>139123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>129175</Sole>
			<Shared>0</Shared>
			<None>9948</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WATERS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>941848103</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>480</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WATSCO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>942622200</cusip>
		<value>835</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5038</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEATHERFORD INTL LTD</nameOfIssuer>
		<titleOfClass>NOTE 5.875% 7/0</titleOfClass>
		<cusip>947075AH0</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10850</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10850</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEB COM GROUP INC</nameOfIssuer>
		<titleOfClass>NOTE 1.000% 8/1</titleOfClass>
		<cusip>94733AAA2</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24047</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24047</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEBSTER FINL CORP CONN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>947890109</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2939</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>948741103</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2303</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLCARE HEALTH PLANS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94946T106</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3138</Sole>
			<Shared>0</Shared>
			<None>426</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>107509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1948761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1807184</Sole>
			<Shared>0</Shared>
			<None>141577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>PERP PFD CNV A</titleOfClass>
		<cusip>949746804</cusip>
		<value>2732</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1859</Sole>
			<Shared>0</Shared>
			<None>426</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLS FARGO INCOME OPPORTUNI</nameOfIssuer>
		<titleOfClass>WF INC OPPTY FD</titleOfClass>
		<cusip>94987B105</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7673</Sole>
			<Shared>0</Shared>
			<None>4300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLS FARGO MULTI SECTOR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94987D101</cusip>
		<value>1340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>96612</Sole>
			<Shared>0</Shared>
			<None>7500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>39575</value>
		<shrsOrPrnAmt>
			<sshPrnamt>591461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>567493</Sole>
			<Shared>0</Shared>
			<None>23968</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WENDYS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95058W100</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1904</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>955306105</cusip>
		<value>1452</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17301</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16655</Sole>
			<Shared>0</Shared>
			<None>646</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTAR ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95709T100</cusip>
		<value>873</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15268</Sole>
			<Shared>0</Shared>
			<None>227</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ALLIANCE BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>957638109</cusip>
		<value>1117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>22825</Sole>
			<Shared>0</Shared>
			<None>389</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ASSET PREMIER BD FD</nameOfIssuer>
		<titleOfClass>SHS BEN INT</titleOfClass>
		<cusip>957664105</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12707</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ASSET GLB HI INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95766B109</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15063</Sole>
			<Shared>0</Shared>
			<None>182</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ASSET HIGH INCM FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95766J102</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>43974</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET HIGH INCM OPP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95766K109</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>42126</Sole>
			<Shared>0</Shared>
			<None>9959</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ASSET GLOBAL CP DEFI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95790C107</cusip>
		<value>1275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74533</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>74533</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ASSET CORPORATE LN F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95790J102</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27299</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>958102105</cusip>
		<value>37050</value>
		<shrsOrPrnAmt>
			<sshPrnamt>544642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>374693</Sole>
			<Shared>0</Shared>
			<None>169949</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT LP IN</titleOfClass>
		<cusip>958254104</cusip>
		<value>1835</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>31128</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN REFNG LOGISTICS LP</nameOfIssuer>
		<titleOfClass>COM UNIT REP LTP</titleOfClass>
		<cusip>95931Q205</cusip>
		<value>1293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60561</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN UN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>959802109</cusip>
		<value>911</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>32122</Sole>
			<Shared>0</Shared>
			<None>9976</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTPAC BKG CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>961214301</cusip>
		<value>606</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25795</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25337</Sole>
			<Shared>0</Shared>
			<None>458</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTROCK CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>96145D105</cusip>
		<value>450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7973</Sole>
			<Shared>0</Shared>
			<None>823</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>962166104</cusip>
		<value>7274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>242037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>222721</Sole>
			<Shared>0</Shared>
			<None>19316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>963320106</cusip>
		<value>2761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14968</Sole>
			<Shared>0</Shared>
			<None>191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHITEWAVE FOODS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>966244105</cusip>
		<value>1247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20682</Sole>
			<Shared>0</Shared>
			<None>1701</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHITING PETE CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>966387102</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28827</Sole>
			<Shared>0</Shared>
			<None>2900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHITING PETE CORP NEW</nameOfIssuer>
		<titleOfClass>NOTE 1.250% 4/0</titleOfClass>
		<cusip>966387AL6</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17550</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHOLE FOODS MKT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>966837106</cusip>
		<value>7107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>230723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>218964</Sole>
			<Shared>0</Shared>
			<None>11759</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILEY JOHN &amp; SONS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>968223206</cusip>
		<value>21175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>389007</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>380007</Sole>
			<Shared>0</Shared>
			<None>9000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969457100</cusip>
		<value>3375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>89551</Sole>
			<Shared>0</Shared>
			<None>18956</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer>
		<titleOfClass>COM UNIT LTD PAR</titleOfClass>
		<cusip>96949L105</cusip>
		<value>1749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46059</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44563</Sole>
			<Shared>0</Shared>
			<None>1496</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969904101</cusip>
		<value>5525</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>110510</Sole>
			<Shared>0</Shared>
			<None>3223</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WINDSTREAM HLDGS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>97382A200</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5005</Sole>
			<Shared>0</Shared>
			<None>4917</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WINTRUST FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>97650W108</cusip>
		<value>560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7708</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE INVTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>97717P104</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>30839</Sole>
			<Shared>0</Shared>
			<None>1942</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>TOTAL DIVID FD</titleOfClass>
		<cusip>97717W109</cusip>
		<value>390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4795</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4415</Sole>
			<Shared>0</Shared>
			<None>380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>HIGH DIV FD</titleOfClass>
		<cusip>97717W208</cusip>
		<value>1235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17546</Sole>
			<Shared>0</Shared>
			<None>769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EMG MKTS SMCAP</titleOfClass>
		<cusip>97717W281</cusip>
		<value>469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12024</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>LARGECAP DIVID</titleOfClass>
		<cusip>97717W307</cusip>
		<value>1363</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16967</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EMER MKT HIGH FD</titleOfClass>
		<cusip>97717W315</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4943</Sole>
			<Shared>0</Shared>
			<None>198</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>MIDCAP DIVI FD</titleOfClass>
		<cusip>97717W505</cusip>
		<value>3842</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40746</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38908</Sole>
			<Shared>0</Shared>
			<None>1838</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>LRGECP VALUE FD</titleOfClass>
		<cusip>97717W547</cusip>
		<value>451</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6613</Sole>
			<Shared>0</Shared>
			<None>46</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>MDCP EARN FUND</titleOfClass>
		<cusip>97717W570</cusip>
		<value>630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6128</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>SMALLCAP DIVID</titleOfClass>
		<cusip>97717W604</cusip>
		<value>1348</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>15827</Sole>
			<Shared>0</Shared>
			<None>454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>INTL EQUITY FD</titleOfClass>
		<cusip>97717W703</cusip>
		<value>1113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23999</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>INTL SMCAP DIV</titleOfClass>
		<cusip>97717W760</cusip>
		<value>541</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8897</Sole>
			<Shared>0</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>INTL MIDCAP DV</titleOfClass>
		<cusip>97717W778</cusip>
		<value>3575</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54520</Sole>
			<Shared>0</Shared>
			<None>10132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>JP SMALLCP DIV</titleOfClass>
		<cusip>97717W836</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4846</Sole>
			<Shared>0</Shared>
			<None>44</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>JAPN HEDGE EQT</titleOfClass>
		<cusip>97717W851</cusip>
		<value>1889</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35717</Sole>
			<Shared>0</Shared>
			<None>2511</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EUROPE SMCP DV</titleOfClass>
		<cusip>97717W869</cusip>
		<value>600</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10965</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>ITL HDG QTLY DIV</titleOfClass>
		<cusip>97717X594</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>12199</Sole>
			<Shared>0</Shared>
			<None>101</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>US QTLY DIV GRT</titleOfClass>
		<cusip>97717X669</cusip>
		<value>1141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>34270</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EUROPE HEDGED EQ</titleOfClass>
		<cusip>97717X701</cusip>
		<value>4366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75765</Sole>
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			<None>504</None>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE CONTINUOUS COMMOD</nameOfIssuer>
		<titleOfClass>SHS BEN INT</titleOfClass>
		<cusip>97718W108</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16784</Sole>
			<Shared>0</Shared>
			<None>971</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WOLVERINE WORLD WIDE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>978097103</cusip>
		<value>7400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>336752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>333962</Sole>
			<Shared>0</Shared>
			<None>2790</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WOODWARD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>980745103</cusip>
		<value>1204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16992</Sole>
			<Shared>0</Shared>
			<None>339</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WORKDAY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98138H101</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1715</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>WORLD FUEL SVCS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>981475106</cusip>
		<value>2914</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58615</Sole>
			<Shared>0</Shared>
			<None>4692</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WORLD PT TERMS LP</nameOfIssuer>
		<titleOfClass>UNIT REP LTD PT</titleOfClass>
		<cusip>98159G107</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>26437</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WORTHINGTON INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>981811102</cusip>
		<value>256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5403</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4203</Sole>
			<Shared>0</Shared>
			<None>1200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WYNDHAM WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98310W108</cusip>
		<value>11741</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>146689</Sole>
			<Shared>0</Shared>
			<None>6617</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WYNN RESORTS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983134107</cusip>
		<value>2070</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23739</Sole>
			<Shared>0</Shared>
			<None>163</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XO GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983772104</cusip>
		<value>570</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29508</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XPO LOGISTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983793100</cusip>
		<value>2384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>40761</Sole>
			<Shared>0</Shared>
			<None>14419</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>1468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29520</Sole>
			<Shared>0</Shared>
			<None>6547</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XILINX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983919101</cusip>
		<value>3299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54283</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>50957</Sole>
			<Shared>0</Shared>
			<None>3326</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XENITH BANKSHARES INC NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>984102202</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11989</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11989</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XEROX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>984121103</cusip>
		<value>1804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>206212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>203298</Sole>
			<Shared>0</Shared>
			<None>2914</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XYLEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98419M100</cusip>
		<value>2560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51682</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44583</Sole>
			<Shared>0</Shared>
			<None>7099</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YAHOO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>984332106</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15730</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14655</Sole>
			<Shared>0</Shared>
			<None>1075</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YAMANA GOLD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98462Y100</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85624</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>80336</Sole>
			<Shared>0</Shared>
			<None>5288</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YELP INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>985817105</cusip>
		<value>655</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>16700</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>988498101</cusip>
		<value>5401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85422</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>75410</Sole>
			<Shared>0</Shared>
			<None>10012</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98850P109</cusip>
		<value>5328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>203006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>190354</Sole>
			<Shared>0</Shared>
			<None>12652</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZAYO GROUP HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98919V105</cusip>
		<value>2265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68633</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>67938</Sole>
			<Shared>0</Shared>
			<None>695</None>
		</votingAuthority>
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		<nameOfIssuer>ZILLOW GROUP INC</nameOfIssuer>
		<titleOfClass>CL C CAP STK</titleOfClass>
		<cusip>98954M200</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5579</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3155</Sole>
			<Shared>0</Shared>
			<None>2424</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>2719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24610</Sole>
			<Shared>0</Shared>
			<None>1818</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIONS BANCORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>989701107</cusip>
		<value>475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10837</Sole>
			<Shared>0</Shared>
			<None>184</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIOPHARM ONCOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98973P101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1507</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98974P100</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>6705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124831</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>118789</Sole>
			<Shared>0</Shared>
			<None>6042</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZOES KITCHEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98979J109</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8522</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7986</Sole>
			<Shared>0</Shared>
			<None>536</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ADIENT PLC</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>G0084W101</cusip>
		<value>2204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37937</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>37491</Sole>
			<Shared>0</Shared>
			<None>446</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALKERMES PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G01767105</cusip>
		<value>807</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9450</Sole>
			<Shared>0</Shared>
			<None>5005</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALLEGION PUB LTD CO</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>G0176J109</cusip>
		<value>492</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6671</Sole>
			<Shared>0</Shared>
			<None>997</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>12195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57839</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>46262</Sole>
			<Shared>0</Shared>
			<None>11577</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>PFD CONV SER A</titleOfClass>
		<cusip>G0177J116</cusip>
		<value>3482</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4194</Sole>
			<Shared>0</Shared>
			<None>321</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMDOCS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G02602103</cusip>
		<value>2674</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39069</Sole>
			<Shared>0</Shared>
			<None>6724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMBARELLA INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G037AX101</cusip>
		<value>3122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47239</Sole>
			<Shared>0</Shared>
			<None>10728</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AON PLC</nameOfIssuer>
		<titleOfClass>SHS CL A</titleOfClass>
		<cusip>G0408V102</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1639</Sole>
			<Shared>0</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>G0450A105</cusip>
		<value>812</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9459</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9190</Sole>
			<Shared>0</Shared>
			<None>269</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCOS DORADOS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>SHS CLASS -A -</titleOfClass>
		<cusip>G0457F107</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4286</Sole>
			<Shared>0</Shared>
			<None>62650</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0551A103</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4706</Sole>
			<Shared>0</Shared>
			<None>905</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G0585R106</cusip>
		<value>5575</value>
		<shrsOrPrnAmt>
			<sshPrnamt>148312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>144948</Sole>
			<Shared>0</Shared>
			<None>3364</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATHENE HLDG LTD</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>G0684D107</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5340</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G0750C108</cusip>
		<value>1624</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58713</Sole>
			<Shared>0</Shared>
			<None>1039</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>10669</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>83323</Sole>
			<Shared>0</Shared>
			<None>7647</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROOKFIELD PPTY PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>G16249107</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
		<titleOfClass>LP INT UNIT</titleOfClass>
		<cusip>G16252101</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6350</Sole>
			<Shared>0</Shared>
			<None>618</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G16962105</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>3449</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSAN LTD</nameOfIssuer>
		<titleOfClass>SHS A</titleOfClass>
		<cusip>G25343107</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11049</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>11049</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G25839104</cusip>
		<value>616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18511</Sole>
			<Shared>0</Shared>
			<None>1042</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G27823106</cusip>
		<value>17192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>255665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>255059</Sole>
			<Shared>0</Shared>
			<None>606</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>6192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>80809</Sole>
			<Shared>0</Shared>
			<None>11649</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENDURANCE SPECIALTY HLDGS LT</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G30397106</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>785</Sole>
			<Shared>0</Shared>
			<None>2112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FABRINET</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G3323L100</cusip>
		<value>1108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27083</Sole>
			<Shared>0</Shared>
			<None>441</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G33856108</cusip>
		<value>1544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>142518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>128722</Sole>
			<Shared>0</Shared>
			<None>13796</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRESH DEL MONTE PRODUCE INC</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>G36738105</cusip>
		<value>484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7792</Sole>
			<Shared>0</Shared>
			<None>157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GASLOG LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G37585109</cusip>
		<value>1007</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62679</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>58023</Sole>
			<Shared>0</Shared>
			<None>4656</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G3922B107</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>17754</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G4388N106</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1778</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G4617B105</cusip>
		<value>5371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>331658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>301949</Sole>
			<Shared>0</Shared>
			<None>29709</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICON PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G4705A100</cusip>
		<value>2907</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>38226</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G47567105</cusip>
		<value>1656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46695</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>46036</Sole>
			<Shared>0</Shared>
			<None>659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G47791101</cusip>
		<value>4615</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>54467</Sole>
			<Shared>0</Shared>
			<None>6871</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INNOCOLL HLDGS PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G4783X105</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24700</Sole>
			<Shared>0</Shared>
			<None>1700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</nameOfIssuer>
		<titleOfClass>SHS USD</titleOfClass>
		<cusip>G4863A108</cusip>
		<value>1241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>36432</Sole>
			<Shared>0</Shared>
			<None>12159</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>G48833100</cusip>
		<value>1996</value>
		<shrsOrPrnAmt>
			<sshPrnamt>401696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>361336</Sole>
			<Shared>0</Shared>
			<None>40360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G491BT108</cusip>
		<value>3593</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>110252</Sole>
			<Shared>0</Shared>
			<None>7948</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JAMES RIV GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5005R107</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4410</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
		<titleOfClass>SHS USD</titleOfClass>
		<cusip>G50871105</cusip>
		<value>2852</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24829</Sole>
			<Shared>0</Shared>
			<None>1349</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G51502105</cusip>
		<value>25197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>612034</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>552113</Sole>
			<Shared>0</Shared>
			<None>59921</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAZARD LTD</nameOfIssuer>
		<titleOfClass>SHS A</titleOfClass>
		<cusip>G54050102</cusip>
		<value>2016</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>47316</Sole>
			<Shared>0</Shared>
			<None>2085</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
		<titleOfClass>SHS CL A</titleOfClass>
		<cusip>G5480U104</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9827</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9591</Sole>
			<Shared>0</Shared>
			<None>236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
		<titleOfClass>SHS CL C</titleOfClass>
		<cusip>G5480U120</cusip>
		<value>1274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42557</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>41290</Sole>
			<Shared>0</Shared>
			<None>1267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5509L101</cusip>
		<value>632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13692</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>13450</Sole>
			<Shared>0</Shared>
			<None>242</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5785G107</cusip>
		<value>1112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22465</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7746</Sole>
			<Shared>0</Shared>
			<None>14719</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>G5876H105</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25693</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>36409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>514662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>502230</Sole>
			<Shared>0</Shared>
			<None>12432</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G60754101</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>747</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
		<titleOfClass>SHS EUR</titleOfClass>
		<cusip>G6518L108</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7627</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7241</Sole>
			<Shared>0</Shared>
			<None>386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORDIC AMERICAN TANKERS LIMI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G65773106</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>24940</Sole>
			<Shared>0</Shared>
			<None>324</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G66721104</cusip>
		<value>1031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>23848</Sole>
			<Shared>0</Shared>
			<None>507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ONEBEACON INSURANCE GROUP LT</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>G67742109</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>19756</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G7496G103</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1029</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROWAN COMPANIES PLC</nameOfIssuer>
		<titleOfClass>SHS CL A</titleOfClass>
		<cusip>G7665A101</cusip>
		<value>8208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>434136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>433636</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEADRILL LIMITED</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7945E105</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8845</Sole>
			<Shared>0</Shared>
			<None>1160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>4181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>101193</Sole>
			<Shared>0</Shared>
			<None>8183</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENTAIR PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7S00T104</cusip>
		<value>5805</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>96744</Sole>
			<Shared>0</Shared>
			<None>5941</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGNET JEWELERS LIMITED</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G81276100</cusip>
		<value>425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>1798</Sole>
			<Shared>0</Shared>
			<None>2697</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERIS PLC</nameOfIssuer>
		<titleOfClass>SHS USD</titleOfClass>
		<cusip>G84720104</cusip>
		<value>779</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11519</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10819</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TSAKOS ENERGY NAVIGATION LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G9108L108</cusip>
		<value>864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>184894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>144894</Sole>
			<Shared>0</Shared>
			<None>40000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLAR LNG LTD BERMUDA</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G9456A100</cusip>
		<value>1869</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9704</Sole>
			<Shared>0</Shared>
			<None>71800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G9618E107</cusip>
		<value>4015</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4552</Sole>
			<Shared>0</Shared>
			<None>228</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G96629103</cusip>
		<value>1150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7752</Sole>
			<Shared>0</Shared>
			<None>1678</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PERRIGO CO PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G97822103</cusip>
		<value>6429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>77260</Sole>
			<Shared>0</Shared>
			<None>417</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XL GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G98294104</cusip>
		<value>368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9935</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>48044</value>
		<shrsOrPrnAmt>
			<sshPrnamt>363651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>346674</Sole>
			<Shared>0</Shared>
			<None>16977</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GARMIN LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H2906T109</cusip>
		<value>1958</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>39111</Sole>
			<Shared>0</Shared>
			<None>1012</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UBS GROUP AG</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H42097107</cusip>
		<value>1251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>77272</Sole>
			<Shared>0</Shared>
			<None>2199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOGITECH INTL S A</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H50430232</cusip>
		<value>549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22343</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>163</Sole>
			<Shared>0</Shared>
			<None>22180</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
		<titleOfClass>REG SHS</titleOfClass>
		<cusip>H84989104</cusip>
		<value>3497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>49703</Sole>
			<Shared>0</Shared>
			<None>745</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
		<titleOfClass>REG SHS</titleOfClass>
		<cusip>H8817H100</cusip>
		<value>948</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>63502</Sole>
			<Shared>0</Shared>
			<None>2588</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCOBRA LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>M2239P109</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>1210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14392</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>14020</Sole>
			<Shared>0</Shared>
			<None>372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M3760D101</cusip>
		<value>999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9734</Sole>
			<Shared>0</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MELLANOX TECHNOLOGIES LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>M51363113</cusip>
		<value>3215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>76127</Sole>
			<Shared>0</Shared>
			<None>2827</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORBOTECH LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M75253100</cusip>
		<value>971</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29023</Sole>
			<Shared>0</Shared>
			<None>502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRATASYS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>M85548101</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>10904</Sole>
			<Shared>0</Shared>
			<None>647</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AERCAP HOLDINGS NV</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N00985106</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>6222</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
		<titleOfClass>N Y REGISTRY SHS</titleOfClass>
		<cusip>N07059210</cusip>
		<value>812</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>7197</Sole>
			<Shared>0</Shared>
			<None>64</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N22717107</cusip>
		<value>9260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>76044</Sole>
			<Shared>0</Shared>
			<None>1065</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FERRARI N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N3167Y103</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>5763</Sole>
			<Shared>0</Shared>
			<None>1734</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIAT CHRYSLER AUTOMOBILES N</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N31738102</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>25222</Sole>
			<Shared>0</Shared>
			<None>2408</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERXION HOLDING N.V</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N47279109</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4731</Sole>
			<Shared>0</Shared>
			<None>1919</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOBILEYE N V AMSTELVEEN</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>N51488117</cusip>
		<value>2063</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>51796</Sole>
			<Shared>0</Shared>
			<None>2163</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>6459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>72554</Sole>
			<Shared>0</Shared>
			<None>2622</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MYLAN N V</nameOfIssuer>
		<titleOfClass>SHS EURO</titleOfClass>
		<cusip>N59465109</cusip>
		<value>828</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20007</Sole>
			<Shared>0</Shared>
			<None>1593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>2172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21901</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>9401</Sole>
			<Shared>0</Shared>
			<None>12500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORTHOFIX INTL N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6748L102</cusip>
		<value>321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>8622</Sole>
			<Shared>0</Shared>
			<None>68</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENSATA TECHNOLOGIES HLDG NV</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N7902X106</cusip>
		<value>5812</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>144274</Sole>
			<Shared>0</Shared>
			<None>6083</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WRIGHT MED GROUP N V</nameOfIssuer>
		<titleOfClass>ORD SHS 0.03 PAR</titleOfClass>
		<cusip>N96617118</cusip>
		<value>671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>27967</Sole>
			<Shared>0</Shared>
			<None>443</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YANDEX N V</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>N97284108</cusip>
		<value>1193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>57556</Sole>
			<Shared>0</Shared>
			<None>2205</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COPA HOLDINGS SA</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>P31076105</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>713</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRONOX LTD</nameOfIssuer>
		<titleOfClass>SHS CL A</titleOfClass>
		<cusip>Q9235V101</cusip>
		<value>1233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>97600</Sole>
			<Shared>0</Shared>
			<None>22100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>V7780T103</cusip>
		<value>2766</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33881</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>29932</Sole>
			<Shared>0</Shared>
			<None>3949</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AEGEAN MARINE PETROLEUM NETW</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y0017S102</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>20108</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARDMORE SHIPPING CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>Y0207T100</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31064</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>28964</Sole>
			<Shared>0</Shared>
			<None>2100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y09827109</cusip>
		<value>8152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>44913</Sole>
			<Shared>0</Shared>
			<None>1269</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL PRODUCT PARTNERS L P</nameOfIssuer>
		<titleOfClass>COM UNIT LP</titleOfClass>
		<cusip>Y11082107</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21354</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>18104</Sole>
			<Shared>0</Shared>
			<None>3250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIANA SHIPPING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>Y2066G104</cusip>
		<value>8813</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2913087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2904787</Sole>
			<Shared>0</Shared>
			<None>8300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DYNAGAS LNG PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT LTD PT</titleOfClass>
		<cusip>Y2188B108</cusip>
		<value>1230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>60856</Sole>
			<Shared>0</Shared>
			<None>15794</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLEX LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>Y2573F102</cusip>
		<value>1967</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>132250</Sole>
			<Shared>0</Shared>
			<None>4419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLAR LNG PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT LPI</titleOfClass>
		<cusip>Y2745C102</cusip>
		<value>13187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>549112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>35463</Sole>
			<Shared>0</Shared>
			<None>513649</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NAVIGATOR HOLDINGS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y62132108</cusip>
		<value>854</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>66030</Sole>
			<Shared>0</Shared>
			<None>25215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NAVIOS MARITIME ACQUIS CORP</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y62159101</cusip>
		<value>1185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>696636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>690369</Sole>
			<Shared>0</Shared>
			<None>6267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NAVIOS MARITIME PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LPI</titleOfClass>
		<cusip>Y62267102</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>4812</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCORPIO TANKERS INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y7542C106</cusip>
		<value>2354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>517448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>486169</Sole>
			<Shared>0</Shared>
			<None>31279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEEKAY LNG PARTNERS L P</nameOfIssuer>
		<titleOfClass>PRTNRSP UNITS</titleOfClass>
		<cusip>Y8564M105</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3064</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>2</otherManager>
		<votingAuthority>
			<Sole>2864</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>8170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>192084</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>7896</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>126090</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>463</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>6234</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>7151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>9023</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>582</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>7847</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>2838</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>03524A108</cusip>
		<value>6481</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61457</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>61457</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>8534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>73683</Sole>
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			<None>0</None>
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		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05534B760</cusip>
		<value>425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>9816</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>071813109</cusip>
		<value>483</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>10885</Sole>
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			<None>0</None>
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		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>2608</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>8641</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>53013</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>8458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>22224</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>097023105</cusip>
		<value>16251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>104383</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>7261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>219959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>219959</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>118230101</cusip>
		<value>2320</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>35055</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CDW CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12514G108</cusip>
		<value>554</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10619</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>10619</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CABOT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>127055101</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>7147</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
		<titleOfClass>UNIT 99/99/9999</titleOfClass>
		<cusip>143658300</cusip>
		<value>238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>4556</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>151020104</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>1922</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1886</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>1886</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>7218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>238838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>238838</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>COACH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189754104</cusip>
		<value>369</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10514</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>10514</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>COCA COLA CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>6714</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>161939</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CONVERGYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>212485106</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16277</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>16277</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>DIAGEO P L C</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>7164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68916</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>68916</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>7474</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>76055</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>1942</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254709108</cusip>
		<value>533</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>7388</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>25470F104</cusip>
		<value>6839</value>
		<shrsOrPrnAmt>
			<sshPrnamt>249506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>249506</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>DOW CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260543103</cusip>
		<value>7964</value>
		<shrsOrPrnAmt>
			<sshPrnamt>139172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>139172</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>7012</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>90331</Sole>
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			<None>0</None>
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		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>2677</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369604103</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>7651</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410345102</cusip>
		<value>462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>21409</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>428291108</cusip>
		<value>557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>10826</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>1817</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460146103</cusip>
		<value>8425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>158782</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>7800</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>90383</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>7795</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>67659</Sole>
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			<None>0</None>
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		<nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48123V102</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6876</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>6876</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>485170302</cusip>
		<value>472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>5554</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>6594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>57779</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500255104</cusip>
		<value>7152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144834</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>144834</Sole>
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			<None>0</None>
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		<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>6456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>84401</Sole>
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			<None>0</None>
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		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>6282</Sole>
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			<None>0</None>
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		<nameOfIssuer>MANPOWERGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56418H100</cusip>
		<value>516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>5800</Sole>
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			<None>0</None>
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		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>7630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>73890</Sole>
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			<None>0</None>
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		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>6748</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>55432</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>7466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>120141</Sole>
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			<None>0</None>
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		<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61166W101</cusip>
		<value>7641</value>
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			<sshPrnamt>72624</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>72624</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>7026</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>138210</Sole>
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			<None>0</None>
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		<nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681936100</cusip>
		<value>5836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>186685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>186685</Sole>
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			<None>0</None>
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		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>7996</value>
		<shrsOrPrnAmt>
			<sshPrnamt>202559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>202559</Sole>
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			<None>0</None>
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		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>6746</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>207686</Sole>
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			<None>0</None>
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		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>13902</value>
		<shrsOrPrnAmt>
			<sshPrnamt>151946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>151946</Sole>
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			<None>0</None>
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		<nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5514</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>5514</Sole>
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			<None>0</None>
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		<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>7409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>88108</Sole>
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			<None>0</None>
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		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>7781</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>119335</Sole>
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			<None>0</None>
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		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>7539</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89799</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>89799</Sole>
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			<None>0</None>
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		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>83088M102</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>5840</Sole>
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			<None>0</None>
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		<nameOfIssuer>SNAP ON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>833034101</cusip>
		<value>505</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2943</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>2943</Sole>
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			<None>0</None>
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		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>7106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>144443</Sole>
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			<None>0</None>
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		<nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>847560109</cusip>
		<value>7873</value>
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			<sshPrnamt>191587</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
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			<Sole>191587</Sole>
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			<None>0</None>
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		<nameOfIssuer>SPECTRUM BRANDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84763R101</cusip>
		<value>441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3601</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>3601</Sole>
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			<None>0</None>
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		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>6792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>94025</Sole>
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		<nameOfIssuer>TESORO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>881609101</cusip>
		<value>527</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6022</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>6022</Sole>
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		<nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>881624209</cusip>
		<value>2174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59961</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
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			<Sole>59961</Sole>
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		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>7078</value>
		<shrsOrPrnAmt>
			<sshPrnamt>173902</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>173902</Sole>
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		<nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>7852</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68484</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
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			<Sole>68484</Sole>
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			<None>0</None>
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		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918204108</cusip>
		<value>5425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101686</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>101686</Sole>
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		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>8021</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150256</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>150256</Sole>
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		<nameOfIssuer>WPP PLC NEW</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>92937A102</cusip>
		<value>6793</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61382</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>61382</Sole>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92939U106</cusip>
		<value>433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7371</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>7371</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>2675</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>7360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>133534</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>133534</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>6338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>94687</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WHOLE FOODS MKT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>966837106</cusip>
		<value>466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>15130</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969904101</cusip>
		<value>547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11301</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>11301</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WYNDHAM WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98310W108</cusip>
		<value>543</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>7102</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>452</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>6341</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
		<titleOfClass>REG SHS</titleOfClass>
		<cusip>H84989104</cusip>
		<value>7792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>3</otherManager>
		<votingAuthority>
			<Sole>112470</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABB LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>000375204</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>263</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>263</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001055102</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1441</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00130H105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>78</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>SECTR DIV DOGS</titleOfClass>
		<cusip>00162Q858</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>342</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>ALERIAN MLP</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9605</Sole>
			<Shared>0</Shared>
			<None>291</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>907</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>19677</Sole>
			<Shared>0</Shared>
			<None>1551</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>2150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55892</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>47089</Sole>
			<Shared>0</Shared>
			<None>8803</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>1620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>22195</Sole>
			<Shared>0</Shared>
			<None>3679</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACADIA HEALTHCARE COMPANY IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00404A109</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>185</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACI WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>004498101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>43</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00507V109</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5835</Sole>
			<Shared>0</Shared>
			<None>485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00508Y102</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>54</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>131</Sole>
			<Shared>0</Shared>
			<None>74</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADVISORY BRD CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00762W107</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>281</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>007973100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>18</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AETNA INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>393</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>348</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>008252108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009158106</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>129</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00971T101</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>309</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AKORN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009728106</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>43</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCOA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>013872106</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3514</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3456</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>015351109</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>140</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>016255101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>21</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLEGHANY CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>017175100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3</Sole>
			<Shared>0</Shared>
			<None>7</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018581108</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>30</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANZGI NFJ DIVID INT &amp; PR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>01883A107</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>488</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLY FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02005N100</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5434</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5269</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>115</Sole>
			<Shared>0</Shared>
			<None>37</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>704</value>
		<shrsOrPrnAmt>
			<sshPrnamt>894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>819</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02209S103</cusip>
		<value>2844</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>31565</Sole>
			<Shared>0</Shared>
			<None>10475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>643</value>
		<shrsOrPrnAmt>
			<sshPrnamt>869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>812</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023608102</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1416</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICA MOVIL SAB DE CV</nameOfIssuer>
		<titleOfClass>SPON ADR L SHS</titleOfClass>
		<cusip>02364W105</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>248</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025537101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMERICAN EAGLE OUTFITTERS NE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02553E106</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7825</Sole>
			<Shared>0</Shared>
			<None>185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>628</Sole>
			<Shared>0</Shared>
			<None>96</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN FINL GROUP INC OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025932104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>026874784</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMERICAN SOFTWARE INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>029683109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>236</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>50</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>030420103</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>529</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMETEK INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031100100</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>501</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1580</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANADARKO PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032511107</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2975</Sole>
			<Shared>0</Shared>
			<None>401</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>102</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>03524A108</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2206</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2056</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANIKA THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>035255108</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>77</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>035710409</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>114</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>130</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APACHE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037411105</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>290</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>953</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7280</Sole>
			<Shared>0</Shared>
			<None>933</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038222105</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10590</Sole>
			<Shared>0</Shared>
			<None>236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APTARGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038336103</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>62</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AQUA AMERICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03836W103</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2713</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>039483102</cusip>
		<value>59</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1288</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04010L103</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>18104</Sole>
			<Shared>0</Shared>
			<None>279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>040413106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>04316A108</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>92</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASHLAND GLOBAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>044186104</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>119</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTEC INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>046224101</cusip>
		<value>439</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6533</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5783</Sole>
			<Shared>0</Shared>
			<None>750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>046353108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>293</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATHENAHEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04685W103</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>144</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOLIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052800109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>72</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05534B760</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>696</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOK FINL CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05561Q201</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>117</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>055622104</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1342</Sole>
			<Shared>0</Shared>
			<None>413</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>575</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>23714</Sole>
			<Shared>0</Shared>
			<None>2273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>7.25%CNV PFD L</titleOfClass>
		<cusip>060505682</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK HAWAII CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>062540109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>39</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF THE OZARKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063904106</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>21</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064058100</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>54</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BARD C R INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>067383109</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>242</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>071813109</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1657</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>B/E AEROSPACE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>073302101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>14</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BEACON ROOFING SUPPLY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>073685109</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>336</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1225</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BED BATH &amp; BEYOND INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075896100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>32</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKLEY W R CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>084423102</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>72</Sole>
			<Shared>0</Shared>
			<None>64</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>3591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22038</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>20940</Sole>
			<Shared>0</Shared>
			<None>1098</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERRY PLASTICS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>08579W103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>21</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09062X103</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>56</Sole>
			<Shared>0</Shared>
			<None>6</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>45</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK MUN 2020 TERM TR</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>09249X109</cusip>
		<value>142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3500</Sole>
			<Shared>0</Shared>
			<None>5866</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK ENHANCED EQT DIV T</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09251A104</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2422</Sole>
			<Shared>0</Shared>
			<None>1866</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK CAPITAL INVESTMENT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>092533108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1361</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1361</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIYIELD QLTY FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09254E103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>782</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIHLDNGS CALI QL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09254L107</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>749</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>749</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK MUNIHLDS INVSTM QL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09254P108</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>642</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKSTONE MTG TR INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>09257W100</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>292</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>097023105</cusip>
		<value>878</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5544</Sole>
			<Shared>0</Shared>
			<None>93</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BORGWARNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>099724106</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>751</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOSTON BEER INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>100557107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>274</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>274</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRINKER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>109641100</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>320</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>1053</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>17842</Sole>
			<Shared>0</Shared>
			<None>199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>19</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADSOFT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11133B409</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>26</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11133T103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>86</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>86</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1240</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROOKFIELD GLOBL LISTED INFR</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>11273Q109</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1964</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROOKFIELD REAL ASSETS INCOM</nameOfIssuer>
		<titleOfClass>SHS BEN INT</titleOfClass>
		<cusip>112830104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>45</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BURLINGTON STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>122017106</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>17</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>12504L109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>55</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CEB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125134106</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>42</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDW CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12514G108</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>697</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>577</Sole>
			<Shared>0</Shared>
			<None>120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>33</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125509109</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>128</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>106</Sole>
			<Shared>0</Shared>
			<None>73</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRH PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>12626K203</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>95</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSRA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12650T104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>38</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126650100</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3301</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2998</Sole>
			<Shared>0</Shared>
			<None>303</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYS INVTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12673A108</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>709</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CABOT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>127055101</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>338</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS CONV OPP AND INC FD</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>128117108</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDN IMPERIAL BK COMM TORONTO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136069101</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NAT RES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136385101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>96</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>236</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARMAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>143130102</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
		<titleOfClass>UNIT 99/99/9999</titleOfClass>
		<cusip>143658300</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5701</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5570</Sole>
			<Shared>0</Shared>
			<None>131</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARTER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>146229109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CASEYS GEN STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>147528103</cusip>
		<value>556</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4372</Sole>
			<Shared>0</Shared>
			<None>330</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>86</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>25</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATCHMARK TIMBER TR INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>14912Y202</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>560</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>151020104</cusip>
		<value>450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3215</Sole>
			<Shared>0</Shared>
			<None>656</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CEMEX SAB DE CV</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>151290889</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15135B101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>23</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156700106</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8981</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>8760</Sole>
			<Shared>0</Shared>
			<None>221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CERNER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156782104</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>186</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEESECAKE FACTORY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>163072101</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>73</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEMED CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16359R103</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>107</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHENIERE ENERGY INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>16411R208</cusip>
		<value>380</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>8263</Sole>
			<Shared>0</Shared>
			<None>950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2373</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1952</Sole>
			<Shared>0</Shared>
			<None>421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHINA LODGING GROUP LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>16949N109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
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			<None>0</None>
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		<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>169656105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4</Sole>
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			<None>0</None>
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		<nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2508</Sole>
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			<None>0</None>
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		<nameOfIssuer>CINEMARK HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17243V102</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3824</Sole>
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			<None>81</None>
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		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>2943</value>
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			<sshPrnamt>97201</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
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			<Sole>86320</Sole>
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			<None>10881</None>
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		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>172967424</cusip>
		<value>12</value>
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			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
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			<Sole>200</Sole>
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			<None>0</None>
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		<nameOfIssuer>CITIZENS FINL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>174610105</cusip>
		<value>16</value>
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			<sshPrnamt>464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>464</Sole>
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			<None>0</None>
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		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>2024 CORP BOND</titleOfClass>
		<cusip>18383M233</cusip>
		<value>4</value>
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			<sshPrnamt>199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>199</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUGG BULSH 2022</titleOfClass>
		<cusip>18383M258</cusip>
		<value>1</value>
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			<sshPrnamt>65</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>65</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUGG BULSH 2021</titleOfClass>
		<cusip>18383M266</cusip>
		<value>1</value>
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			<sshPrnamt>65</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
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			<Sole>65</Sole>
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			<None>0</None>
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		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BULL2020 E</titleOfClass>
		<cusip>18383M514</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>64</Sole>
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			<None>0</None>
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		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BULL2019 E</titleOfClass>
		<cusip>18383M522</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
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			<Sole>64</Sole>
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		<nameOfIssuer>CLAYMORE EXCHANGE TRD FD TR</nameOfIssuer>
		<titleOfClass>GUG BULL2018 E</titleOfClass>
		<cusip>18383M530</cusip>
		<value>1</value>
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			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Sole>64</Sole>
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		<nameOfIssuer>COACH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189754104</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>594</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>435</Sole>
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			<None>159</None>
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		<nameOfIssuer>COCA COLA CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>3922</value>
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			<sshPrnamt>94665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>84766</Sole>
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			<None>9899</None>
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	<infoTable>
		<nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>501</Sole>
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			<None>440</None>
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		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>668</Sole>
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			<None>0</None>
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		<nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>427</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
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		<nameOfIssuer>COMMSCOPE HLDG CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20337X109</cusip>
		<value>441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10516</Sole>
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			<None>1350</None>
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	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
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			<None>200</None>
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		<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>209115104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>21036P108</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2122</Sole>
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			<None>236</None>
		</votingAuthority>
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		<nameOfIssuer>CONVERGYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>212485106</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>763</Sole>
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			<None>0</None>
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		<nameOfIssuer>COPART INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>217204106</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56</None>
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		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18916</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16852</Sole>
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			<None>2064</None>
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	<infoTable>
		<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>869</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COSTAR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160N109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>81</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CREDIT SUISSE GROUP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>225401108</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>106</Sole>
			<Shared>0</Shared>
			<None>256</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2563</Sole>
			<Shared>0</Shared>
			<None>111</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CURRENCYSHS BRIT POUND STER</nameOfIssuer>
		<titleOfClass>BRIT POUND STE</titleOfClass>
		<cusip>23129S106</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CYRUSONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23283R100</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3020</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DST SYS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>233326107</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>165</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>DANAHER CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>235851102</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3730</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3532</Sole>
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			<None>198</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DAVE &amp; BUSTERS ENTMT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>238337109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>187</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DAVITA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23918K108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>232</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>247361702</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>107</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>DENTSPLY SIRONA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>24906P109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>145</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEXCOM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>252131107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>19</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO P L C</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>526</Sole>
			<Shared>0</Shared>
			<None>167</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAMONDBACK ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25278X109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>553</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5507</Sole>
			<Shared>0</Shared>
			<None>97</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>924</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254709108</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>787</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>25470F104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>552</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER C</titleOfClass>
		<cusip>25470F302</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>214</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25659T107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>22</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>64</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>31</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DONALDSON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>257651109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>65</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260543103</cusip>
		<value>544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9385</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26138E109</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>294</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DRIL-QUIP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>262037104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>57</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>263534109</cusip>
		<value>472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5159</Sole>
			<Shared>0</Shared>
			<None>1295</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6327</Sole>
			<Shared>0</Shared>
			<None>143</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUNKIN BRANDS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>265504100</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>66</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>28</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26884L109</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>261</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>E TRADE FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>269246401</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>206</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>146</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EAGLE MATERIALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26969P108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>11</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>277432100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>99</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE ENH EQTY INC FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278277108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1010</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE MUN BD FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27827X101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>912</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE TX MGD DIV EQ IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828N102</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278642103</cusip>
		<value>1030</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34681</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>28893</Sole>
			<Shared>0</Shared>
			<None>5788</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>392</Sole>
			<Shared>0</Shared>
			<None>13</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EDISON INTL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>281020107</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>109</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELECTRONICS FOR IMAGING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>286082102</cusip>
		<value>354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8030</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7180</Sole>
			<Shared>0</Shared>
			<None>850</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29084Q100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>291011104</cusip>
		<value>4565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>66065</Sole>
			<Shared>0</Shared>
			<None>15714</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29250N105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>211</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER PRTNRS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>29273R109</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>687</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29362U104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>68</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29364G103</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>189</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293712105</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>462</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>294429105</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>36</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>29476L107</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>141</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30040W108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>144</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>68</Sole>
			<Shared>0</Shared>
			<None>126</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30219G108</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>82</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>1753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16775</Sole>
			<Shared>0</Shared>
			<None>2668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>F M C CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>302491303</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2717</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FMC TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30249U101</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>569</Sole>
			<Shared>0</Shared>
			<None>114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>843</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6658</Sole>
			<Shared>0</Shared>
			<None>681</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>303075105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>311900104</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>515</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDERAL REALTY INVT TR</nameOfIssuer>
		<titleOfClass>SH BEN INT NEW</titleOfClass>
		<cusip>313747206</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>315616102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>41</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
		<titleOfClass>FNF GROUP COM</titleOfClass>
		<cusip>31620R303</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>559</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>316773100</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>585</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIREEYE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31816Q101</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33616C100</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>27</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>336917109</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3182</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>DJ INTERNT IDX</titleOfClass>
		<cusip>33733E302</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1893</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33734G108</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10819</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10819</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>33734H106</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1164</Sole>
			<Shared>0</Shared>
			<None>285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>ENERGY ALPHADX</titleOfClass>
		<cusip>33734X127</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>MATERIALS ALPH</titleOfClass>
		<cusip>33734X168</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1284</Sole>
			<Shared>0</Shared>
			<None>3348</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>TECH ALPHADEX</titleOfClass>
		<cusip>33734X176</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1181</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>UTILITIES ALPH</titleOfClass>
		<cusip>33734X184</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1664</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>DJ GLBL DIVID</titleOfClass>
		<cusip>33734X200</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>534</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>534</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>BRAZIL ALPHADEX</titleOfClass>
		<cusip>33737J133</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1775</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
		<titleOfClass>DEV MRK EX US</titleOfClass>
		<cusip>33737J174</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>509</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
		<titleOfClass>FST TR GLB FD</titleOfClass>
		<cusip>33739H101</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5791</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FISERV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>392</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3258</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33829M101</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>262</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLAMEL TECHNOLOGIES SA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>338488109</cusip>
		<value>603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>344849104</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>33</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
		<titleOfClass>COM PAR $0.01</titleOfClass>
		<cusip>345370860</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOREST CITY RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>345605109</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>152</Sole>
			<Shared>0</Shared>
			<None>73</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTINET INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959E109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>264</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>217</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>354613101</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>347</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>347</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35906A108</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7800</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GABELLI DIVD &amp; INCOME TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>36242H104</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1757</Sole>
			<Shared>0</Shared>
			<None>2771</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GARTNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>366651107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>11</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369604103</cusip>
		<value>2969</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94029</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>72858</Sole>
			<Shared>0</Shared>
			<None>21171</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4499</Sole>
			<Shared>0</Shared>
			<None>421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37045V100</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>114</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENESEE &amp; WYO INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>371559105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENTEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>371901109</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1389</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>686</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3483</Sole>
			<Shared>0</Shared>
			<None>534</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILDAN ACTIVEWEAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375916103</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>299</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>158</Sole>
			<Shared>0</Shared>
			<None>33</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37940X102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>159</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS MLP INC OPP FD</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>38147W103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>71</Sole>
			<Shared>0</Shared>
			<None>172</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOVERNMENT PPTYS INCOME TR</nameOfIssuer>
		<titleOfClass>COM SHS BEN INT</titleOfClass>
		<cusip>38376A103</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRACO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>42</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384802104</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>70</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAND CANYON ED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38526M106</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>324</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>324</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAPHIC PACKAGING HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>388689101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>577</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GROUPE CGI INC</nameOfIssuer>
		<titleOfClass>CL A SUB VTG</titleOfClass>
		<cusip>39945C109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>33</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GUIDEWIRE SOFTWARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40171V100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HDFC BANK LTD</nameOfIssuer>
		<titleOfClass>ADR REPS 3 SHS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCI GROUP INC</nameOfIssuer>
		<titleOfClass>NOTE 3.875% 3/1</titleOfClass>
		<cusip>40416EAB9</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5022</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5022</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HD SUPPLY HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40416M105</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>341</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>63</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>132</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>405217100</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>324</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>45</Sole>
			<Shared>0</Shared>
			<None>279</None>
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	<infoTable>
		<nameOfIssuer>HALYARD HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40650V100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410345102</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9368</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9193</Sole>
			<Shared>0</Shared>
			<None>175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HAWAIIAN HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>419879101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>24</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEALTHCARE SVCS GRP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>421906108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>322</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEALTHSOUTH CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>421924309</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEICO CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>422806109</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>160</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HELMERICH &amp; PAYNE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>423452101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>19</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HENRY JACK &amp; ASSOC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>426281101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>55</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HERCULES CAPITAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>427096508</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HERSHEY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>427866108</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>192</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>428291108</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>671</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>437076102</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>313</Sole>
			<Shared>0</Shared>
			<None>43</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HONDA MOTOR LTD</nameOfIssuer>
		<titleOfClass>AMERN SHS</titleOfClass>
		<cusip>438128308</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>97</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>309</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44107P104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>140</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUBBELL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>443510607</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>22</Sole>
			<Shared>0</Shared>
			<None>53</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>446150104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IAC INTERACTIVECORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44919P508</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>18</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IDEXX LABS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45168D104</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>113</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IMAX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45245E109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>27</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INCYTE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45337C102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ING GROEP N V</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>456837103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>246</Sole>
			<Shared>0</Shared>
			<None>159</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INOVALON HLDGS INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>45781D101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>537</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>892</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>23013</Sole>
			<Shared>0</Shared>
			<None>1502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERACTIVE BROKERS GROUP IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45841N107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>17</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
		<value>506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>8196</Sole>
			<Shared>0</Shared>
			<None>740</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459200101</cusip>
		<value>484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2921</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2334</Sole>
			<Shared>0</Shared>
			<None>587</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459506101</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>83</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460146103</cusip>
		<value>608</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>11141</Sole>
			<Shared>0</Shared>
			<None>248</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460690100</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>381</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>381</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>461202103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>42</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO TR INVT GRADE MUNS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46131M106</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>906</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>906</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IONIS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>462222100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>27</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRIDIUM COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46269C102</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>869</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MTN INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46284V101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>70</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
		<titleOfClass>ISHARES</titleOfClass>
		<cusip>464285105</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MIN VOL EMRG MKT</titleOfClass>
		<cusip>464286533</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>90</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI MEX CAP ETF</titleOfClass>
		<cusip>464286822</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3244</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3169</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI HONG KG ETF</titleOfClass>
		<cusip>464286871</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>257</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>187</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>TIPS BD ETF</titleOfClass>
		<cusip>464287176</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>47</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CHINA LG-CAP ETF</titleOfClass>
		<cusip>464287184</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE US AGGBD ET</titleOfClass>
		<cusip>464287226</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2139</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1868</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1688</Sole>
			<Shared>0</Shared>
			<None>180</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX INV CP ETF</titleOfClass>
		<cusip>464287242</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2124</Sole>
			<Shared>0</Shared>
			<None>576</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
		<cusip>464287309</cusip>
		<value>531</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3791</Sole>
			<Shared>0</Shared>
			<None>557</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NA NAT RES</titleOfClass>
		<cusip>464287374</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
		<cusip>464287408</cusip>
		<value>734</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6503</Sole>
			<Shared>0</Shared>
			<None>728</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>20 YR TR BD ETF</titleOfClass>
		<cusip>464287432</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>329</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>7-10 Y TR BD ETF</titleOfClass>
		<cusip>464287440</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>144</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR TR BD ETF</titleOfClass>
		<cusip>464287457</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3776</Sole>
			<Shared>0</Shared>
			<None>226</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4125</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MDCP VAL ETF</titleOfClass>
		<cusip>464287473</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1139</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MD CP GR ETF</titleOfClass>
		<cusip>464287481</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>971</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>105</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NA TEC-SFTWR ETF</titleOfClass>
		<cusip>464287515</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>118</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>PHLX SEMICND ETF</titleOfClass>
		<cusip>464287523</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>112</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NASDQ BIOTEC ETF</titleOfClass>
		<cusip>464287556</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>COHEN&amp;STEER REIT</titleOfClass>
		<cusip>464287564</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>268</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>268</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. CNSM SV ETF</titleOfClass>
		<cusip>464287580</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>89</Sole>
			<Shared>0</Shared>
			<None>934</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 VAL ETF</titleOfClass>
		<cusip>464287598</cusip>
		<value>659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5446</Sole>
			<Shared>0</Shared>
			<None>438</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
		<cusip>464287606</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>145</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6355</Sole>
			<Shared>0</Shared>
			<None>423</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 VAL ETF</titleOfClass>
		<cusip>464287630</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1059</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 GRW ETF</titleOfClass>
		<cusip>464287648</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>821</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 3000 ETF</titleOfClass>
		<cusip>464287689</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1346</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
		<cusip>464287705</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>165</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. TECH ETF</titleOfClass>
		<cusip>464287721</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>298</Sole>
			<Shared>0</Shared>
			<None>290</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. REAL ES ETF</titleOfClass>
		<cusip>464287739</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>730</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>730</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US HLTHCARE ETF</titleOfClass>
		<cusip>464287762</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600VL ETF</titleOfClass>
		<cusip>464287879</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>1052</Sole>
			<Shared>0</Shared>
			<None>43</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600GR ETF</titleOfClass>
		<cusip>464287887</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>704</Sole>
			<Shared>0</Shared>
			<None>39</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SHRT NAT MUN ETF</titleOfClass>
		<cusip>464288158</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>348</Sole>
			<Shared>0</Shared>
			<None>73</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MRGSTR MD CP ETF</titleOfClass>
		<cusip>464288208</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<Shared>0</Shared>
			<None>110</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>157</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX HI YD ETF</titleOfClass>
		<cusip>464288513</cusip>
		<value>353</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
			<Sole>3850</Sole>
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			<None>210</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RESID RL EST CAP</titleOfClass>
		<cusip>464288562</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MBS ETF</titleOfClass>
		<cusip>464288588</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2029</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2029</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTRM GOV/CR ETF</titleOfClass>
		<cusip>464288612</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2486</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTERM CR BD ETF</titleOfClass>
		<cusip>464288638</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>464</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>464</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR CR BD ETF</titleOfClass>
		<cusip>464288646</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>655</Sole>
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			<None>471</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>3-7 YR TR BD ETF</titleOfClass>
		<cusip>464288661</cusip>
		<value>486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3390</Sole>
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			<None>586</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SHRT TRS BD ETF</titleOfClass>
		<cusip>464288679</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2526</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. PFD STK ETF</titleOfClass>
		<cusip>464288687</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1871</Sole>
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			<None>0</None>
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	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. AER&amp;DEF ETF</titleOfClass>
		<cusip>464288760</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>92</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. MED DVC ETF</titleOfClass>
		<cusip>464288810</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>101</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>NW ZEALND CP ETF</titleOfClass>
		<cusip>464289123</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>547</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI EURO FL ETF</titleOfClass>
		<cusip>464289180</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>312</Sole>
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			<None>190</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>10+ YR CR BD ETF</titleOfClass>
		<cusip>464289511</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>344</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>CONSER ALLOC ETF</titleOfClass>
		<cusip>464289883</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>DFND</investmentDiscretion>
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		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES SILVER TRUST</nameOfIssuer>
		<titleOfClass>ISHARES</titleOfClass>
		<cusip>46428Q109</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US TREASURY ETF</titleOfClass>
		<cusip>46429B267</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>76</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI INDONIA ETF</titleOfClass>
		<cusip>46429B309</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>956</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>956</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI INDIA ETF</titleOfClass>
		<cusip>46429B598</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>193</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>193</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>FLTG RATE BD ETF</titleOfClass>
		<cusip>46429B655</cusip>
		<value>283</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5569</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5569</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MIN VOL EAFE ETF</titleOfClass>
		<cusip>46429B689</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>163</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MIN VOL USA ETF</titleOfClass>
		<cusip>46429B697</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>657</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE MSCI EAFE</titleOfClass>
		<cusip>46432F842</cusip>
		<value>1044</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>18631</Sole>
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			<None>819</None>
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	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>CORE MSCI EMKT</titleOfClass>
		<cusip>46434G103</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5662</Sole>
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			<None>228</None>
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	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI TAIWAN ETF</titleOfClass>
		<cusip>46434G772</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>167</Sole>
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			<None>0</None>
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	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI SINGPOR ETF</titleOfClass>
		<cusip>46434G780</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>242</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI RUS ETF NEW</titleOfClass>
		<cusip>46434G798</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>711</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>711</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI GBL ETF NEW</titleOfClass>
		<cusip>46434G848</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>754</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>HDG MSCI GERMN</titleOfClass>
		<cusip>46434V704</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>207</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI UK ETF NEW</titleOfClass>
		<cusip>46435G334</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>168</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI SPAIN ETF</titleOfClass>
		<cusip>46435G813</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>258</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>258</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6988</Sole>
			<Shared>0</Shared>
			<None>588</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>6062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>40224</Sole>
			<Shared>0</Shared>
			<None>12356</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JONES LANG LASALLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48020Q107</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>148</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48123V102</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>321</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>321</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JUNIPER NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48203R104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>154</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KKR &amp; CO L P DEL</nameOfIssuer>
		<titleOfClass>COM UNITS</titleOfClass>
		<cusip>48248M102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>485170302</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>261</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KAPSTONE PAPER &amp; PACKAGING C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48562P103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>41</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KAYNE ANDERSON ENERGY DEV CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48660Q102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>303</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>487836108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>69</Sole>
			<Shared>0</Shared>
			<None>46</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KEYCORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>493267108</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>15072</Sole>
			<Shared>0</Shared>
			<None>769</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KEYCORP NEW</nameOfIssuer>
		<titleOfClass>PFD 7.75% SR A</titleOfClass>
		<cusip>493267405</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>168</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3722</Sole>
			<Shared>0</Shared>
			<None>511</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMCO RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49446R109</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>243</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49456B101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>532</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>532</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500255104</cusip>
		<value>526</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10469</Sole>
			<Shared>0</Shared>
			<None>186</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500754106</cusip>
		<value>1467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>12992</Sole>
			<Shared>0</Shared>
			<None>3820</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501044101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>55</Sole>
			<Shared>0</Shared>
			<None>132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>L BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501797104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LKQ CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501889208</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6098</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LA Z BOY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>505336107</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>259</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>50540R409</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2539</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>512807108</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>71</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAMAR ADVERTISING CO NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>512816109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>23</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LANDSTAR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>515098101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>58</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>517834107</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>184</Sole>
			<Shared>0</Shared>
			<None>386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>497</Sole>
			<Shared>0</Shared>
			<None>29</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>521865204</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2964</Sole>
			<Shared>0</Shared>
			<None>336</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGACY RESVS LP</nameOfIssuer>
		<titleOfClass>UNIT LP INT</titleOfClass>
		<cusip>524707304</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>565</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>135</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>539439109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>389</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>564</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>294</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55261F104</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MSCI INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55354G100</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>45</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACATAWA BK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554225102</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2020</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MANHATTAN ASSOCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>562750109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>15</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANPOWERGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56418H100</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>271</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565849106</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>219</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>219</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3679</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3266</Sole>
			<Shared>0</Shared>
			<None>413</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>570535104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKETAXESS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>57060D108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAXIM INTEGRATED PRODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>57772K101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>64</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>601</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4822</Sole>
			<Shared>0</Shared>
			<None>117</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEAD JOHNSON NUTRITION CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>582839106</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>93</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDIDATA SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58471A105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>21</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDNAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58502B106</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>221</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58733R102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>15</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>2626</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>36351</Sole>
			<Shared>0</Shared>
			<None>8175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>736</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>58</Sole>
			<Shared>0</Shared>
			<None>678</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICHAELS COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59408Q106</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>713</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>5187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83513</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>70451</Sole>
			<Shared>0</Shared>
			<None>13062</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MIDDLEBY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>596278101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>606822104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>522</Sole>
			<Shared>0</Shared>
			<None>286</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOLINA HEALTHCARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>60855R100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>140</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOLSON COORS BREWING CO</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>60871R209</cusip>
		<value>480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4933</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4533</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOMENTA PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>60877T100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>45</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>2416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>43328</Sole>
			<Shared>0</Shared>
			<None>11113</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61166W101</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3874</Sole>
			<Shared>0</Shared>
			<None>234</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOODYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NASDAQ INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>631103108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>144</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>636274300</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>163</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL INSTRS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>636518102</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>756</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637071101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>74</Sole>
			<Shared>0</Shared>
			<None>93</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637417106</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>145</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NAVIENT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>63938C108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>81</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEOGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>640491106</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>210</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETFLIX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2687</Sole>
			<Shared>0</Shared>
			<None>315</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETEASE INC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>64110W102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETSCOUT SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64115T104</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>252</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>649445103</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>86</Sole>
			<Shared>0</Shared>
			<None>1506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWELL BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651229106</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>30</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>199</Sole>
			<Shared>0</Shared>
			<None>71</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2059</Sole>
			<Shared>0</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIPPON TELEG &amp; TEL CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654624105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>70</Sole>
			<Shared>0</Shared>
			<None>39</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NISOURCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65473P105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>390</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOBLE ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655044105</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4522</Sole>
			<Shared>0</Shared>
			<None>91</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORDSON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655663102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORDSTROM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655664100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>25</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>153</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>30</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS A G</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>485</Sole>
			<Shared>0</Shared>
			<None>155</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>83</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67011P100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>29</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670657105</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>677</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066V101</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>964</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN DIVERSIFIED DIV INCM</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>6706EP105</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>6706ER101</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2770</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67071L106</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>954</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PREFERRED SECURITIES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67072C105</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PFD INCOME OPPRTNY FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67073B106</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN CR STRATEGIES INCM FD</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>67073D102</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>67075G103</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1293</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670928100</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1879</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1879</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67103H107</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>44</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>443</Sole>
			<Shared>0</Shared>
			<None>212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCEANEERING INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>675232102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>28</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD DOMINION FGHT LINES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>679580100</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>19</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681919106</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>46</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681936100</cusip>
		<value>425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13426</Sole>
			<Shared>0</Shared>
			<None>203</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1047</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>874</Sole>
			<Shared>0</Shared>
			<None>173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORIX CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>686330101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>38</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWENS CORNING NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>690742101</cusip>
		<value>342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5881</Sole>
			<Shared>0</Shared>
			<None>750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PG&amp;E CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69331C108</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>50</Sole>
			<Shared>0</Shared>
			<None>121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693506107</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>167</Sole>
			<Shared>0</Shared>
			<None>142</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69351T106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>69</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69354N106</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>328</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACCAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693718108</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>35</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACWEST BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>695263103</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1038</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1038</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>697435105</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>108</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PANERA BREAD CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>69840W108</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>737</Sole>
			<Shared>0</Shared>
			<None>683</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PATTERSON COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>703395103</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>251</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>1803</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45567</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>39027</Sole>
			<Shared>0</Shared>
			<None>6540</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEAK RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70469L100</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEBBLEBROOK HOTEL TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70509V100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>285</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENNYMAC MTG INVT TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70931T103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>4552</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>33903</Sole>
			<Shared>0</Shared>
			<None>9650</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>1218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>30784</Sole>
			<Shared>0</Shared>
			<None>6804</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>5009</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>43450</Sole>
			<Shared>0</Shared>
			<None>11449</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718546104</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1087</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72200W106</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>INTER MUN BD ACT</titleOfClass>
		<cusip>72201R866</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>227</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>227</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723484101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>96</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723787107</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>49</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PITNEY BOWES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>724479100</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>8379</Sole>
			<Shared>0</Shared>
			<None>210</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POLARIS INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>731068102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>19</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POST HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>737446104</cusip>
		<value>1417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>14578</Sole>
			<Shared>0</Shared>
			<None>3115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73755L107</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>715</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>739276103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
		<titleOfClass>UNIT SER 1</titleOfClass>
		<cusip>73935A104</cusip>
		<value>491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>71</Sole>
			<Shared>0</Shared>
			<None>4086</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>NASD INTNT ETF</titleOfClass>
		<cusip>73935X146</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3361</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3361</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>FINL PFD PTFL</titleOfClass>
		<cusip>73935X229</cusip>
		<value>475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>25983</Sole>
			<Shared>0</Shared>
			<None>397</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN BLDG CNSTR</titleOfClass>
		<cusip>73935X666</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10671</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>AERSPC DEF PTF</titleOfClass>
		<cusip>73935X690</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7488</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN SFTWR PORT</titleOfClass>
		<cusip>73935X773</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5989</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5989</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN SEMCT PORT</titleOfClass>
		<cusip>73935X781</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9873</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>DYN MEDIA PORT</titleOfClass>
		<cusip>73935X823</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10243</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES GLOBAL ETF FD</nameOfIssuer>
		<titleOfClass>S&amp;P 500 BUYWRT</titleOfClass>
		<cusip>73936G308</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>INSUR NATL MUN</titleOfClass>
		<cusip>73936T474</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>758</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>PFD PORTFOLIO</titleOfClass>
		<cusip>73936T565</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15311</None>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P600 LOVL PT</titleOfClass>
		<cusip>73937B639</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8383</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P400 LOVL PT</titleOfClass>
		<cusip>73937B647</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMCP ENE P</titleOfClass>
		<cusip>73937B704</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6165</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
		<cusip>73937B860</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74005P104</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1055</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRESTIGE BRANDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74112D101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>15</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>257</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>741503403</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>22</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>831</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9532</Sole>
			<Shared>0</Shared>
			<None>285</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PROLOGIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74340W103</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>124</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
		<cusip>74348A467</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>158</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>NOTE 5.750% 3/1</titleOfClass>
		<cusip>74348TAL6</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10238</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10238</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PROTO LABS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743713109</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>282</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>74435K204</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>78</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744573106</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>355</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74460D109</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5</Sole>
			<Shared>0</Shared>
			<None>12</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>745867101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>144</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6852</Sole>
			<Shared>0</Shared>
			<None>788</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74762E102</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1409</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUINTILES IMS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74876Y101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>73</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RSP PERMIAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74978Q105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>23</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RADIUS HEALTH INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>750469207</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RAYTHEON CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>755111507</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1906</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1869</Sole>
			<Shared>0</Shared>
			<None>37</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75524B104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>48</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756109104</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>126</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RED HAT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756577102</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>177</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75886F107</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>242</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RENASANT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75970E107</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761713106</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1764</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>126</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>767744105</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>437</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>770323103</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>357</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>774341101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>29</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL MED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>774374102</cusip>
		<value>334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>51000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROLLINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>775711104</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>473</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>778296103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>92</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPON ADR B</titleOfClass>
		<cusip>780259107</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4440</Sole>
			<Shared>0</Shared>
			<None>538</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR A</titleOfClass>
		<cusip>780259206</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>533</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>298</Sole>
			<Shared>0</Shared>
			<None>235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR NE</titleOfClass>
		<cusip>783513203</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>38</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYDER SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>783549108</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2024</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2024</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78377T107</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>315</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>877</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3927</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3927</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
		<titleOfClass>GOLD SHS</titleOfClass>
		<cusip>78463V107</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>914</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
		<cusip>78464A359</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2770</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOMBRG BRC INTR</titleOfClass>
		<cusip>78464A375</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>107</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
		<cusip>78464A417</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>411</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>DJ REIT ETF</titleOfClass>
		<cusip>78464A607</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>364</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P REGL BKG</titleOfClass>
		<cusip>78464A698</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
		<cusip>78464A763</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>675</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
		<titleOfClass>BLKSTN GSOSRLN</titleOfClass>
		<cusip>78467V608</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1051</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>654</Sole>
			<Shared>0</Shared>
			<None>397</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>BLOOMBERG SRT TR</titleOfClass>
		<cusip>78468R408</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
		<cusip>78468R721</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1131</Sole>
			<Shared>0</Shared>
			<None>252</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
		<cusip>78468R739</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1320</Sole>
			<Shared>0</Shared>
			<None>257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SABRE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78573M104</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>691</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>204</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALLY BEAUTY HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79546E104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>24</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>412</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>93</Sole>
			<Shared>0</Shared>
			<None>44</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2321</Sole>
			<Shared>0</Shared>
			<None>227</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>11091</Sole>
			<Shared>0</Shared>
			<None>1379</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>810186106</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1486</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI HEALTHCARE</titleOfClass>
		<cusip>81369Y209</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3396</Sole>
			<Shared>0</Shared>
			<None>197</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS STPLS</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2325</Sole>
			<Shared>0</Shared>
			<None>513</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS DISCR</titleOfClass>
		<cusip>81369Y407</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1798</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-ENERGY</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-FINL</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10277</Sole>
			<Shared>0</Shared>
			<None>1374</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-INDS</titleOfClass>
		<cusip>81369Y704</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3002</Sole>
			<Shared>0</Shared>
			<None>84</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>TECHNOLOGY</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>283</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5598</Sole>
			<Shared>0</Shared>
			<None>280</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>RL EST SEL SEC</titleOfClass>
		<cusip>81369Y860</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1623</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1431</Sole>
			<Shared>0</Shared>
			<None>192</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-UTILS</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1296</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>816851109</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>31</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>81721M109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHIRE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>82481R106</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>48</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SHOPIFY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>82509L107</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>38</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>826919102</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>188</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SILVER SPRING NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>82817Q103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>828806109</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>44</Sole>
			<Shared>0</Shared>
			<None>32</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>83088M102</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>316</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMITH &amp; WESSON HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>831756101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>249</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
		<titleOfClass>SPDN ADR NEW</titleOfClass>
		<cusip>83175M205</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>42</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>832696405</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>971</Sole>
			<Shared>0</Shared>
			<None>39</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SNAP ON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>833034101</cusip>
		<value>406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2139</Sole>
			<Shared>0</Shared>
			<None>238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>835495102</cusip>
		<value>1112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13778</Sole>
			<Shared>0</Shared>
			<None>7348</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SONY CORP</nameOfIssuer>
		<titleOfClass>ADR NEW</titleOfClass>
		<cusip>835699307</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>89</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10908</Sole>
			<Shared>0</Shared>
			<None>236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>844741108</cusip>
		<value>426</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7661</Sole>
			<Shared>0</Shared>
			<None>920</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>847560109</cusip>
		<value>583</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>13872</Sole>
			<Shared>0</Shared>
			<None>245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRUM BRANDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84763R101</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>167</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>848574109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>276</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPLUNK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>848637104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>24</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>854502101</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>993</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>993</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>408</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>85571B105</cusip>
		<value>467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>18638</Sole>
			<Shared>0</Shared>
			<None>2682</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>858119100</cusip>
		<value>679</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>17431</Sole>
			<Shared>0</Shared>
			<None>1650</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERICYCLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>858912108</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2374</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>85917A100</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>430</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>860630102</cusip>
		<value>383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5208</Sole>
			<Shared>0</Shared>
			<None>2459</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>139</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUBURBAN PROPANE PARTNERS L</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>864482104</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1900</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>86562M209</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>111</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867914103</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>345</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUPERIOR ENERGY SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>868157108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>42</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>868459108</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>11539</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYMANTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871503108</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871607107</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>133</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87165B103</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>877</Sole>
			<Shared>0</Shared>
			<None>138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2066</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>497</Sole>
			<Shared>0</Shared>
			<None>89</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRI POINTE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87265H109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>639</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TABLEAU SOFTWARE INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>87336U105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAHOE RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>873868103</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>837</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>874039100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>261</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7403</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7300</Sole>
			<Shared>0</Shared>
			<None>103</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88076W103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>29</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESORO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>881609101</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>356</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88224Q107</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>70</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882681109</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2312</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>214</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1451</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THRESHOLD PHARMACEUTICAL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>885807206</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>887317303</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1764</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>891160509</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>66</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89147L100</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6165</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>89151E109</cusip>
		<value>512</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9206</Sole>
			<Shared>0</Shared>
			<None>804</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891906109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>30</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>892356106</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>71</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSUNION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89400J107</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>347</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>347</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1224</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89469A104</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>89</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIANGLE CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>895848109</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11706</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>11414</Sole>
			<Shared>0</Shared>
			<None>292</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIMBLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896239100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>40</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRINITY INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896522109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>36</Sole>
			<Shared>0</Shared>
			<None>86</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIUMPH GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896818101</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4540</Sole>
			<Shared>0</Shared>
			<None>106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>90130A101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>808</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>902973304</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>474</Sole>
			<Shared>0</Shared>
			<None>1266</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ULTIMATE SOFTWARE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90385D107</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>89</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UMPQUA HLDGS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>904214103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>89</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>293</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER N V</nameOfIssuer>
		<titleOfClass>N Y SHS NEW</titleOfClass>
		<cusip>904784709</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>142</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED NAT FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>911163103</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>209</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>332</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>911363109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>17</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED STATES STL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>912909108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>913017109</cusip>
		<value>264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2288</Sole>
			<Shared>0</Shared>
			<None>68</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1119</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNIVERSAL HLTH SVCS INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>913903100</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>207</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918204108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>144</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>118</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VALSPAR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>920355104</cusip>
		<value>3278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>27361</Sole>
			<Shared>0</Shared>
			<None>4315</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>GOLD MINERS ETF</titleOfClass>
		<cusip>92189F106</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6627</Sole>
			<Shared>0</Shared>
			<None>157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>HIGH YLD MUN ETF</titleOfClass>
		<cusip>92189F361</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>737</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>737</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>AMT FREE SHORT M</titleOfClass>
		<cusip>92189F528</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>804</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>AMT FREE LONG MU</titleOfClass>
		<cusip>92189F536</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>731</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>731</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>AMT FREE INT ETF</titleOfClass>
		<cusip>92189F544</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>856</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>COAL ETF</titleOfClass>
		<cusip>92189F809</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>708</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SPECIALIZED PORTFOL</nameOfIssuer>
		<titleOfClass>DIV APP ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6040</Sole>
			<Shared>0</Shared>
			<None>550</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
		<titleOfClass>VG TL INTL STK F</titleOfClass>
		<cusip>921909768</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>114</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
		<titleOfClass>SMLCP 600 GRTH</titleOfClass>
		<cusip>921932794</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2511</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>SHORT TRM BOND</titleOfClass>
		<cusip>921937827</cusip>
		<value>2426</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>26950</Sole>
			<Shared>0</Shared>
			<None>3560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>7002</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>TT WRLD ST ETF</titleOfClass>
		<cusip>922042742</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1720</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>ALLWRLD EX US</titleOfClass>
		<cusip>922042775</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1711</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1711</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6806</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>HEALTH CAR ETF</titleOfClass>
		<cusip>92204A504</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>57</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>SHRT TRM CORP BD</titleOfClass>
		<cusip>92206C409</cusip>
		<value>746</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>9400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>LG-TERM COR BD</titleOfClass>
		<cusip>92206C813</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>415</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>INT-TERM CORP</titleOfClass>
		<cusip>92206C870</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6245</Sole>
			<Shared>0</Shared>
			<None>526</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92220P105</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>213</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>922475108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>203</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VENTAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92276F100</cusip>
		<value>145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2318</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>9375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>45261</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP VL IDXVIP</titleOfClass>
		<cusip>922908512</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2478</Sole>
			<Shared>0</Shared>
			<None>114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP GR IDXVIP</titleOfClass>
		<cusip>922908538</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2074</Sole>
			<Shared>0</Shared>
			<None>98</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>281</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>TOTAL STK MKT</titleOfClass>
		<cusip>922908769</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>307</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>571</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10682</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10173</Sole>
			<Shared>0</Shared>
			<None>509</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERINT SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343X100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>163</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92345Y106</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>255</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>255</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VISA INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>849</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>686</Sole>
			<Shared>0</Shared>
			<None>163</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VMWARE INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>928563402</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>136</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
		<titleOfClass>SPNSR ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>10448</Sole>
			<Shared>0</Shared>
			<None>239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929160109</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>305</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WD-40 CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929236107</cusip>
		<value>630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5403</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>5045</Sole>
			<Shared>0</Shared>
			<None>358</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92939U106</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>342</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WABTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929740108</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>316</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>2305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33368</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>27644</Sole>
			<Shared>0</Shared>
			<None>5724</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1491</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106L109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>86</Sole>
			<Shared>0</Shared>
			<None>42</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WATERS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>941848103</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>817</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>875</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15819</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>15043</Sole>
			<Shared>0</Shared>
			<None>776</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>PERP PFD CNV A</titleOfClass>
		<cusip>949746804</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>40</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7043</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6930</Sole>
			<Shared>0</Shared>
			<None>113</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>962166104</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>401</Sole>
			<Shared>0</Shared>
			<None>1048</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>963320106</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>97</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHOLE FOODS MKT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>966837106</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1333</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILEY JOHN &amp; SONS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>968223206</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1834</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1834</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer>
		<titleOfClass>COM UNIT LTD PAR</titleOfClass>
		<cusip>96949L105</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969904101</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>426</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EMER MKT HIGH FD</titleOfClass>
		<cusip>97717W315</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>171</Sole>
			<Shared>0</Shared>
			<None>114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>INTL EQUITY FD</titleOfClass>
		<cusip>97717W703</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3731</Sole>
			<Shared>0</Shared>
			<None>91</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>JAPN HEDGE EQT</titleOfClass>
		<cusip>97717W851</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>127</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EUROPE HEDGED EQ</titleOfClass>
		<cusip>97717X701</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>94</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WORLD FUEL SVCS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>981475106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>182</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WYNDHAM WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98310W108</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>534</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>534</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XILINX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983919101</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>320</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XYLEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98419M100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>21</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>988498101</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>148</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98850P109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>78</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>17</Sole>
			<Shared>0</Shared>
			<None>40</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>98</Sole>
			<Shared>0</Shared>
			<None>69</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>11</Sole>
			<Shared>0</Shared>
			<None>65</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMDOCS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G02602103</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>148</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMBARELLA INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G037AX101</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>2162</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G0585R106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>257</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G0750C108</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>421</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>156</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROOKFIELD PPTY PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>G16249107</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1111</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1111</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G27823106</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>46</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>24</Sole>
			<Shared>0</Shared>
			<None>1864</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G33856108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>775</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G3922B107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>32</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G4617B105</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16989</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>16782</Sole>
			<Shared>0</Shared>
			<None>207</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICON PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G4705A100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>58</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G47567105</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>390</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G491BT108</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1339</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
		<titleOfClass>SHS USD</titleOfClass>
		<cusip>G50871105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>52</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G51502105</cusip>
		<value>200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>4675</Sole>
			<Shared>0</Shared>
			<None>121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAZARD LTD</nameOfIssuer>
		<titleOfClass>SHS A</titleOfClass>
		<cusip>G54050102</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>510</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>6790</Sole>
			<Shared>0</Shared>
			<None>372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
		<titleOfClass>SHS EUR</titleOfClass>
		<cusip>G6518L108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>17</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G66721104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>24</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G9618E107</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>18</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XL GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G98294104</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3204</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>964</Sole>
			<Shared>0</Shared>
			<None>81</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
		<titleOfClass>REG SHS</titleOfClass>
		<cusip>H84989104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>36</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M3760D101</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>33</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRATASYS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>M85548101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>199</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
		<titleOfClass>N Y REGISTRY SHS</titleOfClass>
		<cusip>N07059210</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N22717107</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>115</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOBILEYE N V AMSTELVEEN</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>N51488117</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>3571</Sole>
			<Shared>0</Shared>
			<None>84</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>71</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MYLAN N V</nameOfIssuer>
		<titleOfClass>SHS EURO</titleOfClass>
		<cusip>N59465109</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>8</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENSATA TECHNOLOGIES HLDG NV</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N7902X106</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>393</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>393</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>V7780T103</cusip>
		<value>165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1983</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>1937</Sole>
			<Shared>0</Shared>
			<None>46</None>
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	<infoTable>
		<nameOfIssuer>AEGEAN MARINE PETROLEUM NETW</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y0017S102</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12823</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>12619</Sole>
			<Shared>0</Shared>
			<None>204</None>
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	<infoTable>
		<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y09827109</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>69</Sole>
			<Shared>0</Shared>
			<None>13</None>
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		<nameOfIssuer>FLEX LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>Y2573F102</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>4</otherManager>
		<votingAuthority>
			<Sole>220</Sole>
			<Shared>0</Shared>
			<None>133</None>
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	<infoTable>
		<nameOfIssuer>ABB LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>000375204</cusip>
		<value>4722</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224133</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>222483</Sole>
			<Shared>0</Shared>
			<None>1650</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001055102</cusip>
		<value>7285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>60894</Sole>
			<Shared>0</Shared>
			<None>43769</None>
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	<infoTable>
		<nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001228105</cusip>
		<value>6732</value>
		<shrsOrPrnAmt>
			<sshPrnamt>393436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>358988</Sole>
			<Shared>0</Shared>
			<None>34448</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>00164V103</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1549</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>AMEC FOSTER WHEELER PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>00167X205</cusip>
		<value>1532</value>
		<shrsOrPrnAmt>
			<sshPrnamt>268245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>263250</Sole>
			<Shared>0</Shared>
			<None>4995</None>
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	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>23673</value>
		<shrsOrPrnAmt>
			<sshPrnamt>556625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>448986</Sole>
			<Shared>0</Shared>
			<None>107639</None>
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	<infoTable>
		<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>4131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>77597</Sole>
			<Shared>0</Shared>
			<None>29950</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>7625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>121765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>79452</Sole>
			<Shared>0</Shared>
			<None>42313</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABIOMED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>003654100</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACADIA PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>004225108</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00507V109</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>1621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6312</Sole>
			<Shared>0</Shared>
			<None>9430</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ADVANSIX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00773T101</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1429</Sole>
			<Shared>0</Shared>
			<None>1478</None>
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	<infoTable>
		<nameOfIssuer>AEGON N V</nameOfIssuer>
		<titleOfClass>NY REGISTRY SH</titleOfClass>
		<cusip>007924103</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5280</Sole>
			<Shared>0</Shared>
			<None>14854</None>
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		<nameOfIssuer>AES TR III</nameOfIssuer>
		<titleOfClass>PFD CV 6.75%</titleOfClass>
		<cusip>00808N202</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AETNA INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>966</Sole>
			<Shared>0</Shared>
			<None>733</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>008252108</cusip>
		<value>8361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>47426</Sole>
			<Shared>0</Shared>
			<None>10114</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AGILENT TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00846U101</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>915</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>915</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AGRIUM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>008916108</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009158106</cusip>
		<value>35500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>246835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>139910</Sole>
			<Shared>0</Shared>
			<None>106925</None>
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	<infoTable>
		<nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00971T101</cusip>
		<value>342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>954</Sole>
			<Shared>0</Shared>
			<None>4180</None>
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		<nameOfIssuer>AKORN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009728106</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7370</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ALBEMARLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>012653101</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>718</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALCOA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>013872106</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1564</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ALEXANDER &amp; BALDWIN INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>014491104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>103</Sole>
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			<None>0</None>
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		<nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>015271109</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>015351109</cusip>
		<value>6877</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>44754</Sole>
			<Shared>0</Shared>
			<None>11458</None>
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	<infoTable>
		<nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>01609W102</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1074</Sole>
			<Shared>0</Shared>
			<None>1600</None>
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	<infoTable>
		<nameOfIssuer>ALICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>016230104</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>016255101</cusip>
		<value>4394</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4950</Sole>
			<Shared>0</Shared>
			<None>40762</None>
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	<infoTable>
		<nameOfIssuer>ALLEGHANY CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>017175100</cusip>
		<value>2848</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3083</Sole>
			<Shared>0</Shared>
			<None>1600</None>
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		<nameOfIssuer>ALLEGHENY TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>01741R102</cusip>
		<value>2</value>
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			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018581108</cusip>
		<value>6243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>21913</Sole>
			<Shared>0</Shared>
			<None>5410</None>
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		<nameOfIssuer>ALLIANCEBERNSTEIN HOLDING LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>01881G106</cusip>
		<value>4304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>87124</Sole>
			<Shared>0</Shared>
			<None>96400</None>
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		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>4990</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>40142</Sole>
			<Shared>0</Shared>
			<None>27177</None>
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		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>55293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>52176</Sole>
			<Shared>0</Shared>
			<None>19463</None>
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		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>69610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>62617</Sole>
			<Shared>0</Shared>
			<None>25224</None>
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		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02209S103</cusip>
		<value>5432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56342</Sole>
			<Shared>0</Shared>
			<None>23996</None>
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		<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>16307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21747</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18395</Sole>
			<Shared>0</Shared>
			<None>3352</None>
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		<nameOfIssuer>AMBEV SA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>02319V103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023608102</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2200</Sole>
			<Shared>0</Shared>
			<None>200</None>
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		<nameOfIssuer>AMERICA MOVIL SAB DE CV</nameOfIssuer>
		<titleOfClass>SPON ADR L SHS</titleOfClass>
		<cusip>02364W105</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5700</Sole>
			<Shared>0</Shared>
			<None>2000</None>
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		<nameOfIssuer>AMERICAN AIRLS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02376R102</cusip>
		<value>807</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17294</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025537101</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1755</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>11768</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>98981</Sole>
			<Shared>0</Shared>
			<None>59873</None>
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		<nameOfIssuer>AMERICAN FINL GROUP INC OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025932104</cusip>
		<value>2525</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>28650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>*W EXP 01/19/202</titleOfClass>
		<cusip>026874156</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>158</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>026874784</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1454</Sole>
			<Shared>0</Shared>
			<None>100</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN RLTY CAP PPTYS INC</nameOfIssuer>
		<titleOfClass>NOTE 3.000% 8/0</titleOfClass>
		<cusip>02917TAA2</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11000</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERICAN RIVER BANKSHARES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>029326105</cusip>
		<value>770</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50945</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERICAN STS WTR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>029899101</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3650</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>8921</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>63150</Sole>
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			<None>21267</None>
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	<infoTable>
		<nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>030420103</cusip>
		<value>71333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>985802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>731943</Sole>
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			<None>253859</None>
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		<nameOfIssuer>AMERISAFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03071H100</cusip>
		<value>1559</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25000</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03073E105</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2185</Sole>
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			<None>0</None>
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		<nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03076C106</cusip>
		<value>2459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>21241</Sole>
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			<None>925</None>
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		<nameOfIssuer>AMERIGAS PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT L P INT</titleOfClass>
		<cusip>030975106</cusip>
		<value>1175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7029</Sole>
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			<None>17500</None>
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		<nameOfIssuer>AMETEK INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031100100</cusip>
		<value>502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10319</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>17496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>82448</Sole>
			<Shared>0</Shared>
			<None>37214</None>
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		<nameOfIssuer>AMPHENOL CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>032095101</cusip>
		<value>5144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9634</Sole>
			<Shared>0</Shared>
			<None>66908</None>
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		<nameOfIssuer>ANADARKO PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032511107</cusip>
		<value>473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5852</Sole>
			<Shared>0</Shared>
			<None>935</None>
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		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>19021</value>
		<shrsOrPrnAmt>
			<sshPrnamt>261929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
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			<Sole>173047</Sole>
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			<None>88882</None>
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		<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>03524A108</cusip>
		<value>1910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18110</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>035710409</cusip>
		<value>1111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>95900</Sole>
			<Shared>0</Shared>
			<None>15500</None>
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		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>4294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4542</Sole>
			<Shared>0</Shared>
			<None>41890</None>
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		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>306</value>
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			<sshPrnamt>2125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>875</Sole>
			<Shared>0</Shared>
			<None>1250</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>APACHE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037411105</cusip>
		<value>1541</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24274</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>22134</Sole>
			<Shared>0</Shared>
			<None>2140</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>APARTMENT INVT &amp; MGMT CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>03748R101</cusip>
		<value>775</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17052</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>APOLLO COML REAL EST FIN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03762U105</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3905</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>158796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1371060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>974656</Sole>
			<Shared>0</Shared>
			<None>396404</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038222105</cusip>
		<value>597</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18513</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7313</Sole>
			<Shared>0</Shared>
			<None>11200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>APTARGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038336103</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AQUA AMERICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03836W103</cusip>
		<value>4355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144972</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>27821</Sole>
			<Shared>0</Shared>
			<None>117151</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>039483102</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1004</Sole>
			<Shared>0</Shared>
			<None>1959</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARCONIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03965L100</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8444</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARES CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04010L103</cusip>
		<value>1817</value>
		<shrsOrPrnAmt>
			<sshPrnamt>110200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>51400</Sole>
			<Shared>0</Shared>
			<None>58800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARES CAP CORP</nameOfIssuer>
		<titleOfClass>NOTE 4.750% 1/1</titleOfClass>
		<cusip>04010LAJ2</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>040413106</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>553</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARRAY BIOPHARMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04269X105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>855</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARROW ELECTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>042735100</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>163</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ASIA PAC FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>044901106</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3084</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>046353108</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4259</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ATHENAHEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04685W103</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>236</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>049560105</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1024</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1024</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AUTOLIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052800109</cusip>
		<value>3164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>27467</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>5413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>34948</Sole>
			<Shared>0</Shared>
			<None>17722</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVALONBAY CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053484101</cusip>
		<value>1026</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2763</Sole>
			<Shared>0</Shared>
			<None>3030</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AVERY DENNISON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053611109</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3222</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AVISTA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05379B107</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AXSOME THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05464T104</cusip>
		<value>2803</value>
		<shrsOrPrnAmt>
			<sshPrnamt>415279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>415279</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>054937107</cusip>
		<value>413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8390</Sole>
			<Shared>0</Shared>
			<None>402</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>B &amp; G FOODS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05508R106</cusip>
		<value>329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2700</Sole>
			<Shared>0</Shared>
			<None>4800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05534B760</cusip>
		<value>4454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100305</Sole>
			<Shared>0</Shared>
			<None>2710</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BGC PARTNERS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>05541T101</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6274</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6274</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>055622104</cusip>
		<value>3916</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>102656</Sole>
			<Shared>0</Shared>
			<None>2098</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BT GROUP PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>05577E101</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6812</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BWX TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05605H100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAIDU INC</nameOfIssuer>
		<titleOfClass>SPON ADR REP A</titleOfClass>
		<cusip>056752108</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>260</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAKER HUGHES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>057224107</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1665</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BALL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>058498106</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>210</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANCO SANTANDER SA</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>05964H105</cusip>
		<value>2306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>445183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>439160</Sole>
			<Shared>0</Shared>
			<None>6023</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>7695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>348211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>333561</Sole>
			<Shared>0</Shared>
			<None>14650</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>7.25%CNV PFD L</titleOfClass>
		<cusip>060505682</cusip>
		<value>3509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3038</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2618</Sole>
			<Shared>0</Shared>
			<None>420</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK HAWAII CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>062540109</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063671101</cusip>
		<value>798</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5740</Sole>
			<Shared>0</Shared>
			<None>5360</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK OF THE OZARKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063904106</cusip>
		<value>4507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>85698</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064058100</cusip>
		<value>6278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>132496</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>65255</Sole>
			<Shared>0</Shared>
			<None>67241</None>
		</votingAuthority>
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		<nameOfIssuer>BANK N S HALIFAX</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064149107</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4975</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>875</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK OF NOVA SCOTIA</nameOfIssuer>
		<titleOfClass>NOTE 4.500%12/1</titleOfClass>
		<cusip>064159HB5</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>170000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>170000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANNER CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>06652V208</cusip>
		<value>2910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52142</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>52142</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BARD C R INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>067383109</cusip>
		<value>41676</value>
		<shrsOrPrnAmt>
			<sshPrnamt>185505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>133711</Sole>
			<Shared>0</Shared>
			<None>51794</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BARCLAYS BK PLC</nameOfIssuer>
		<titleOfClass>DJUBS CMDT ETN36</titleOfClass>
		<cusip>06738C778</cusip>
		<value>511</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>21124</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BARCLAYS PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>06738E204</cusip>
		<value>1229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>110304</Sole>
			<Shared>0</Shared>
			<None>1380</None>
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	<infoTable>
		<nameOfIssuer>BARCLAYS BK PLC</nameOfIssuer>
		<titleOfClass>ETN+ SEL MLP</titleOfClass>
		<cusip>06742C723</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5150</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BARRICK GOLD CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>067901108</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>251</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>071813109</cusip>
		<value>1155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18013</Sole>
			<Shared>0</Shared>
			<None>8026</None>
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	<infoTable>
		<nameOfIssuer>B/E AEROSPACE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>073302101</cusip>
		<value>4056</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12579</Sole>
			<Shared>0</Shared>
			<None>54809</None>
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	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>18936</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>66049</Sole>
			<Shared>0</Shared>
			<None>48333</None>
		</votingAuthority>
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		<nameOfIssuer>BED BATH &amp; BEYOND INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075896100</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>1100</None>
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		<nameOfIssuer>BEMIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>081437105</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>084670108</cusip>
		<value>976</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>14534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>62519</Sole>
			<Shared>0</Shared>
			<None>26655</None>
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		<nameOfIssuer>BERKSHIRE HILLS BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>084680107</cusip>
		<value>2856</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>77500</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>088606108</cusip>
		<value>1037</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>24979</Sole>
			<Shared>0</Shared>
			<None>4000</None>
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		<nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
		<titleOfClass>NOTE 0.750%10/1</titleOfClass>
		<cusip>09061GAE1</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09062X103</cusip>
		<value>797</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1421</Sole>
			<Shared>0</Shared>
			<None>1390</None>
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		<nameOfIssuer>BLACK KNIGHT FINL SVCS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>09214X100</cusip>
		<value>1436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>38000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>435</Sole>
			<Shared>0</Shared>
			<None>660</None>
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		<nameOfIssuer>BLACKROCK MUNI 2018 TERM TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09248C106</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>467</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>467</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BLACKROCK CR ALLCTN INC TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>092508100</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9000</Sole>
			<Shared>0</Shared>
			<None>23000</None>
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	<infoTable>
		<nameOfIssuer>BLACKSTONE GROUP L P</nameOfIssuer>
		<titleOfClass>COM UNIT LTD</titleOfClass>
		<cusip>09253U108</cusip>
		<value>842</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>27667</Sole>
			<Shared>0</Shared>
			<None>3500</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK CORPOR HI YLD FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09255P107</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3885</Sole>
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			<None>0</None>
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		<nameOfIssuer>BLACKSTONE GSO LNG SHRT CR I</nameOfIssuer>
		<titleOfClass>COM SHS BN INT</titleOfClass>
		<cusip>09257D102</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1128</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BLACKROCK MUN 2030 TAR TERM</nameOfIssuer>
		<titleOfClass>COM SHS BEN IN</titleOfClass>
		<cusip>09257P105</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
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			<None>6000</None>
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	<infoTable>
		<nameOfIssuer>BLOCK H &amp; R INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>093671105</cusip>
		<value>6222</value>
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			<sshPrnamt>270652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>137484</Sole>
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			<None>133168</None>
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	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>097023105</cusip>
		<value>4398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17795</Sole>
			<Shared>0</Shared>
			<None>10457</None>
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	<infoTable>
		<nameOfIssuer>BORGWARNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>099724106</cusip>
		<value>21222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>538093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>414890</Sole>
			<Shared>0</Shared>
			<None>123203</None>
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	<infoTable>
		<nameOfIssuer>BOSTON PROPERTIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101121101</cusip>
		<value>1806</value>
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			<sshPrnamt>14362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5555</Sole>
			<Shared>0</Shared>
			<None>8807</None>
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	<infoTable>
		<nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>101137107</cusip>
		<value>13587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>628159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>393814</Sole>
			<Shared>0</Shared>
			<None>234345</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BOYD GAMING CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>103304101</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3050</Sole>
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			<None>0</None>
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		<nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>12014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>205584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>152193</Sole>
			<Shared>0</Shared>
			<None>53391</None>
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		<nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>110448107</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>348</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BROADSOFT INC</nameOfIssuer>
		<titleOfClass>NOTE 1.500% 7/0</titleOfClass>
		<cusip>11133BAB8</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13000</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BROADRIDGE FINL SOLUTIONS IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11133T103</cusip>
		<value>40</value>
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			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>308</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BROOKLINE BANCORP INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>11373M107</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12378</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12378</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BROWN &amp; BROWN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>115236101</cusip>
		<value>2709</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>57000</Sole>
			<Shared>0</Shared>
			<None>3380</None>
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	<infoTable>
		<nameOfIssuer>BROWN FORMAN CORP</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>115637209</cusip>
		<value>3694</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9092</Sole>
			<Shared>0</Shared>
			<None>73144</None>
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	<infoTable>
		<nameOfIssuer>BRYN MAWR BK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>117665109</cusip>
		<value>2740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>65000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>118230101</cusip>
		<value>15647</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>192888</Sole>
			<Shared>0</Shared>
			<None>43610</None>
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	<infoTable>
		<nameOfIssuer>BUFFALO WILD WINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>119848109</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CBS CORP NEW</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>124857202</cusip>
		<value>369</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5797</Sole>
			<Shared>0</Shared>
			<None>1</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CBRE CLARION GLOBAL REAL EST</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12504G100</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>12504L109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>40</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CDK GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12508E101</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3203</Sole>
			<Shared>0</Shared>
			<None>1739</None>
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		<nameOfIssuer>CF INDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125269100</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1048</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>C H ROBINSON WORLDWIDE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>12541W209</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>585</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CIGNA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125509109</cusip>
		<value>1428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10709</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CME GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>1277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11069</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11069</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125896100</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1115</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CNOOC LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>126132109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3828</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126650100</cusip>
		<value>64200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>813589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>593198</Sole>
			<Shared>0</Shared>
			<None>220391</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12673P105</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>890</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CABOT OIL &amp; GAS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>127097103</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CALAMOS STRATEGIC TOTL RETN</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>128125101</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CALIFORNIA WTR SVC GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>130788102</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3120</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CALPINE CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>131347304</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15675</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CAMDEN PPTY TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>133131102</cusip>
		<value>1658</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10836</Sole>
			<Shared>0</Shared>
			<None>8888</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMPBELL SOUP CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>134429109</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4082</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3062</Sole>
			<Shared>0</Shared>
			<None>1020</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>5181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>58580</Sole>
			<Shared>0</Shared>
			<None>18290</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CANADIAN NAT RES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136385101</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4930</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PAC RY LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13645T100</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>738</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANON INC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>138006309</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1907</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>2292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13616</Sole>
			<Shared>0</Shared>
			<None>18230</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARLISLE COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>142339100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>53</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARMAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>143130102</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>124</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
		<titleOfClass>UNIT 99/99/9999</titleOfClass>
		<cusip>143658300</cusip>
		<value>2044</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13170</Sole>
			<Shared>0</Shared>
			<None>26100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARNIVAL PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>14365C103</cusip>
		<value>1670</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>31990</Sole>
			<Shared>0</Shared>
			<None>635</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CASCADIAN THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>14740B606</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13960</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>13986</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>88619</Sole>
			<Shared>0</Shared>
			<None>62192</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATCHMARK TIMBER TR INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>14912Y202</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>209</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CEDAR FAIR L P</nameOfIssuer>
		<titleOfClass>DEPOSITRY UNIT</titleOfClass>
		<cusip>150185106</cusip>
		<value>10326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>159840</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELANESE CORP DEL</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>150870103</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>372</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>151020104</cusip>
		<value>84033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>725990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>487622</Sole>
			<Shared>0</Shared>
			<None>238368</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CEMEX SAB DE CV</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>151290889</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>78192</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15135B101</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>177</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENOVUS ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15135U109</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>332</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTERPOINT ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15189T107</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTERSTATE BANKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15201P109</cusip>
		<value>2701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>107300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>107300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156700106</cusip>
		<value>297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11568</Sole>
			<Shared>0</Shared>
			<None>922</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CERNER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156782104</cusip>
		<value>4153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>62841</Sole>
			<Shared>0</Shared>
			<None>24824</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CERUS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>157085101</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHARTER COMMUNICATIONS INC N</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>16119P108</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>603</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>481</Sole>
			<Shared>0</Shared>
			<None>122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEMED CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>16359R103</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>380</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEMOURS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>163851108</cusip>
		<value>335</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7783</Sole>
			<Shared>0</Shared>
			<None>7371</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>165167107</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>NOTE 2.250%12/1</titleOfClass>
		<cusip>165167CB1</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>48394</value>
		<shrsOrPrnAmt>
			<sshPrnamt>411165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>284972</Sole>
			<Shared>0</Shared>
			<None>126193</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHICAGO BRIDGE &amp; IRON CO N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>167250109</cusip>
		<value>363</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11433</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11433</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHINA MOBILE LIMITED</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>16941M109</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3205</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHIPOTLE MEXICAN GRILL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>169656105</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>175</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUNGHWA TELECOM CO LTD</nameOfIssuer>
		<titleOfClass>SPON ADR NEW11</titleOfClass>
		<cusip>17133Q502</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5255</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5255</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIENA CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>171779309</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>245</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIENA CORP</nameOfIssuer>
		<titleOfClass>NOTE 0.875% 6/1</titleOfClass>
		<cusip>171779AE1</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>CIMAREX ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171798101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CINCINNATI BELL INC NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>171871502</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2760</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CINCINNATI FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172062101</cusip>
		<value>1691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18429</Sole>
			<Shared>0</Shared>
			<None>3888</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CINEMARK HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17243V102</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>72</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>67438</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2231581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1523635</Sole>
			<Shared>0</Shared>
			<None>707946</None>
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		<nameOfIssuer>CINTAS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>172908105</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>172967424</cusip>
		<value>1618</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>27125</Sole>
			<Shared>0</Shared>
			<None>100</None>
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		<nameOfIssuer>CITIZENS FINL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>174610105</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1797</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CITRIX SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>177376100</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
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		<nameOfIssuer>CLARCOR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>179895107</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CLEARBRIDGE ENERGY MLP FD IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>184692101</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2285</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1675</Sole>
			<Shared>0</Shared>
			<None>610</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CLIFFS NAT RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>18683K101</cusip>
		<value>789</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>93800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CLOROX CO DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189054109</cusip>
		<value>3310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27582</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13637</Sole>
			<Shared>0</Shared>
			<None>13945</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COACH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>189754104</cusip>
		<value>2567</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26193</Sole>
			<Shared>0</Shared>
			<None>47096</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COBIZ FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>190897108</cusip>
		<value>3260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>193000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>193000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COCA COLA CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>18129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>437275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>285713</Sole>
			<Shared>0</Shared>
			<None>151562</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CODEXIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>192005106</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>28112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>501732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>314623</Sole>
			<Shared>0</Shared>
			<None>187109</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS QUALITY RLTY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>19247L106</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7384</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS REIT &amp; PFD IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>19247X100</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5849</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5849</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COLFAX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194014106</cusip>
		<value>629</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17506</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>5765</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88089</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56367</Sole>
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			<None>31722</None>
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	<infoTable>
		<nameOfIssuer>COLONY CAP INC</nameOfIssuer>
		<titleOfClass>NOTE 3.875% 1/1</titleOfClass>
		<cusip>19624RAB2</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>24000</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>COLONY STARWOOD HOMES</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>19625X102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>40</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>COLUMBIA BKG SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>197236102</cusip>
		<value>3351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>75000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>1497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14108</Sole>
			<Shared>0</Shared>
			<None>7568</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COMERICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>200340107</cusip>
		<value>3447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50213</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COMPUTER SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>205363104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>55</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>205887102</cusip>
		<value>2387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>33699</Sole>
			<Shared>0</Shared>
			<None>26650</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONCHO RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20605P101</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>150</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>5596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>73131</Sole>
			<Shared>0</Shared>
			<None>38469</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>209115104</cusip>
		<value>769</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>435</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>21036P108</cusip>
		<value>997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>2500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COOPER TIRE &amp; RUBR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>216831107</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>7620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>313970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>313360</Sole>
			<Shared>0</Shared>
			<None>610</None>
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	<infoTable>
		<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>44006</value>
		<shrsOrPrnAmt>
			<sshPrnamt>274848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>192126</Sole>
			<Shared>0</Shared>
			<None>82722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTAR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160N109</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COVANTA HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22282E102</cusip>
		<value>3800</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>128350</Sole>
			<Shared>0</Shared>
			<None>115250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRACKER BARREL OLD CTRY STOR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22410J106</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRANE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>224399105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>121</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CREDIT SUISSE GROUP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>225401108</cusip>
		<value>1733</value>
		<shrsOrPrnAmt>
			<sshPrnamt>121076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>119451</Sole>
			<Shared>0</Shared>
			<None>1625</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CREE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>225447101</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>0</Shared>
			<None>840</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CRESTWOOD EQUITY PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTNER</titleOfClass>
		<cusip>226344208</cusip>
		<value>2893</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>113221</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>53947</value>
		<shrsOrPrnAmt>
			<sshPrnamt>621723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>454967</Sole>
			<Shared>0</Shared>
			<None>166756</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CROWN HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>228368106</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1879</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1879</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CTRIP COM INTL LTD</nameOfIssuer>
		<titleOfClass>NOTE 1.250%10/1</titleOfClass>
		<cusip>22943FAD2</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CULLEN FROST BANKERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>229899109</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>880</Sole>
			<Shared>0</Shared>
			<None>2400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CUMMINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231021106</cusip>
		<value>1551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5865</Sole>
			<Shared>0</Shared>
			<None>5480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CURRENCYSHS BRIT POUND STER</nameOfIssuer>
		<titleOfClass>BRIT POUND STE</titleOfClass>
		<cusip>23129S106</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>75</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CURRENCYSHARES EURO TR</nameOfIssuer>
		<titleOfClass>EURO SHS</titleOfClass>
		<cusip>23130C108</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>139</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUSTOMERS BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23204G100</cusip>
		<value>1719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>48000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYPRESS SEMICONDUCTOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>232806109</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYRUSONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23283R100</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DBX ETF TR</nameOfIssuer>
		<titleOfClass>XTRAK MSCI EAFE</titleOfClass>
		<cusip>233051200</cusip>
		<value>2805</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>71655</Sole>
			<Shared>0</Shared>
			<None>28300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DCP MIDSTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UT LTD PTN</titleOfClass>
		<cusip>23311P100</cusip>
		<value>13437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>350100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DCT INDUSTRIAL TRUST INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>233153204</cusip>
		<value>800</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>D R HORTON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23331A109</cusip>
		<value>142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5210</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DTE ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>233331107</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2073</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1873</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DANAHER CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>235851102</cusip>
		<value>54490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>512446</Sole>
			<Shared>0</Shared>
			<None>187575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>237194105</cusip>
		<value>1222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5420</Sole>
			<Shared>0</Shared>
			<None>11390</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DAVITA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23918K108</cusip>
		<value>1029</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16030</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15265</Sole>
			<Shared>0</Shared>
			<None>765</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>9222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>43820</Sole>
			<Shared>0</Shared>
			<None>45675</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELL TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM CL V</titleOfClass>
		<cusip>24703L103</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2281</Sole>
			<Shared>0</Shared>
			<None>423</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>247361702</cusip>
		<value>35081</value>
		<shrsOrPrnAmt>
			<sshPrnamt>713175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>535081</Sole>
			<Shared>0</Shared>
			<None>178094</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DENTSPLY SIRONA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>24906P109</cusip>
		<value>1020</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17674</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25179M103</cusip>
		<value>1003</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>21645</Sole>
			<Shared>0</Shared>
			<None>320</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO P L C</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>4020</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38676</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>37036</Sole>
			<Shared>0</Shared>
			<None>1640</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>9436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96029</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>59329</Sole>
			<Shared>0</Shared>
			<None>36700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DINEEQUITY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254423106</cusip>
		<value>3018</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17800</Sole>
			<Shared>0</Shared>
			<None>21400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>22482</value>
		<shrsOrPrnAmt>
			<sshPrnamt>215717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>134780</Sole>
			<Shared>0</Shared>
			<None>80937</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254709108</cusip>
		<value>70264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>974674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>708879</Sole>
			<Shared>0</Shared>
			<None>265795</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>25470F104</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4136</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER C</titleOfClass>
		<cusip>25470F302</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10308</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>206</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>206</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256746108</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>272</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10628</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9101</Sole>
			<Shared>0</Shared>
			<None>1527</None>
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	<infoTable>
		<nameOfIssuer>DONNELLEY R R &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>257867200</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12801</Sole>
			<Shared>0</Shared>
			<None>3636</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOUBLELINE INCOME SOLUTIONS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>258622109</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260003108</cusip>
		<value>2235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20297</Sole>
			<Shared>0</Shared>
			<None>9527</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOW CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260543103</cusip>
		<value>8903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>86954</Sole>
			<Shared>0</Shared>
			<None>68632</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26138E109</cusip>
		<value>825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4003</Sole>
			<Shared>0</Shared>
			<None>5100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>263534109</cusip>
		<value>29490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>401768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>294777</Sole>
			<Shared>0</Shared>
			<None>106991</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>264411505</cusip>
		<value>347</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13082</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13082</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>4422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>34254</Sole>
			<Shared>0</Shared>
			<None>22722</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DUN &amp; BRADSTREET CORP DEL NE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26483E100</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1132</Sole>
			<Shared>0</Shared>
			<None>115</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DUNKIN BRANDS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>265504100</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUPONT FABROS TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26613Q106</cusip>
		<value>742</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENI S P A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>26874R108</cusip>
		<value>790</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>23765</Sole>
			<Shared>0</Shared>
			<None>735</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>16440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>162609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>130450</Sole>
			<Shared>0</Shared>
			<None>32159</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26884L109</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9355</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>277432100</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2935</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE CORP</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>278265103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>147</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE MUNI INCOME TRUS</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>27826U108</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11192</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE FLTING RATE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278279104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE TAX ADVT DIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828G107</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE LTD DUR INCOME F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828H105</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE TX ADV GLBL DIV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27828S101</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278642103</cusip>
		<value>19493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>656560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>506960</Sole>
			<Shared>0</Shared>
			<None>149600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>4909</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25947</Sole>
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			<None>15935</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EDISON INTL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>281020107</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>127</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>285512109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>98</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ELECTRONICS FOR IMAGING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>286082102</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>900</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EMBRAER S A</nameOfIssuer>
		<titleOfClass>SP ADR REP 4 COM</titleOfClass>
		<cusip>29082A107</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>24865</Sole>
			<Shared>0</Shared>
			<None>570</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>291011104</cusip>
		<value>18218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>326776</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>209208</Sole>
			<Shared>0</Shared>
			<None>117568</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE ENERGY PARTNERS L P</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29250R106</cusip>
		<value>6701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>263000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>261200</Sole>
			<Shared>0</Shared>
			<None>1800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29265N108</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5401</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENDOLOGIX INC</nameOfIssuer>
		<titleOfClass>NOTE 2.250%12/1</titleOfClass>
		<cusip>29266SAA4</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENDOCYTE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29269A102</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGIZER HLDGS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29272W109</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>930</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER PRTNRS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>29273R109</cusip>
		<value>21004</value>
		<shrsOrPrnAmt>
			<sshPrnamt>586546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>481852</Sole>
			<Shared>0</Shared>
			<None>104694</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER EQUITY L P</nameOfIssuer>
		<titleOfClass>COM UT LTD PTN</titleOfClass>
		<cusip>29273V100</cusip>
		<value>2535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>131260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>66960</Sole>
			<Shared>0</Shared>
			<None>64300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENEL AMERICAS S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>29274F104</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29364G103</cusip>
		<value>544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6980</Sole>
			<Shared>0</Shared>
			<None>425</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>33865</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1252410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1155090</Sole>
			<Shared>0</Shared>
			<None>97320</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>294429105</cusip>
		<value>638</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1900</Sole>
			<Shared>0</Shared>
			<None>3495</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUINIX INC</nameOfIssuer>
		<titleOfClass>COM PAR $0.001</titleOfClass>
		<cusip>29444U700</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>29476L107</cusip>
		<value>3320</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30920</Sole>
			<Shared>0</Shared>
			<None>20664</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ERICSSON</nameOfIssuer>
		<titleOfClass>ADR B SEK 10</titleOfClass>
		<cusip>294821608</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2510</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ESSEX PPTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>297178105</cusip>
		<value>2555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5808</Sole>
			<Shared>0</Shared>
			<None>5183</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30040W108</cusip>
		<value>14689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>265962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>170522</Sole>
			<Shared>0</Shared>
			<None>95440</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161N101</cusip>
		<value>693</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16340</Sole>
			<Shared>0</Shared>
			<None>3197</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELIXIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30161Q104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>975</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>975</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPEDIA INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>30212P303</cusip>
		<value>454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>896</Sole>
			<Shared>0</Shared>
			<None>3110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30219G108</cusip>
		<value>19416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>282250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>116223</Sole>
			<Shared>0</Shared>
			<None>166027</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>186080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2061603</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1139239</Sole>
			<Shared>0</Shared>
			<None>922364</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>F M C CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>302491303</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FMC TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30249U101</cusip>
		<value>11594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>326329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>274280</Sole>
			<Shared>0</Shared>
			<None>52049</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>18252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158641</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>127007</Sole>
			<Shared>0</Shared>
			<None>31634</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>303075105</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>303250104</cusip>
		<value>575</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4824</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDERAL REALTY INVT TR</nameOfIssuer>
		<titleOfClass>SH BEN INT NEW</titleOfClass>
		<cusip>313747206</cusip>
		<value>843</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>3932</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31428X106</cusip>
		<value>4055</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15696</Sole>
			<Shared>0</Shared>
			<None>6083</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>315616102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIBROGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31572Q808</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31620M106</cusip>
		<value>3495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>40717</Sole>
			<Shared>0</Shared>
			<None>5485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
		<titleOfClass>FNF GROUP COM</titleOfClass>
		<cusip>31620R303</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>21</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>316773100</cusip>
		<value>2198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25540</Sole>
			<Shared>0</Shared>
			<None>55970</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIREEYE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31816Q101</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST CONN BANCORP INC MD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>319850103</cusip>
		<value>1133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>320209109</cusip>
		<value>768</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>27000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST FNDTN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>32026V104</cusip>
		<value>1283</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>45000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>320517105</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>NY ARCA BIOTECH</titleOfClass>
		<cusip>33733E203</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4560</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>DJ INTERNT IDX</titleOfClass>
		<cusip>33733E302</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>288</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>CONSUMR STAPLE</titleOfClass>
		<cusip>33734X119</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>442</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>ENERGY ALPHADX</titleOfClass>
		<cusip>33734X127</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1356</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>HLTH CARE ALPH</titleOfClass>
		<cusip>33734X143</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>UTILITIES ALPH</titleOfClass>
		<cusip>33734X184</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>822</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>CLOUD COMPUTING</titleOfClass>
		<cusip>33734X192</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>622</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>622</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33735J101</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
		<titleOfClass>GBL WND ENRG ETF</titleOfClass>
		<cusip>33736G106</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2254</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2254</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FISERV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337738108</cusip>
		<value>8085</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>35057</Sole>
			<Shared>0</Shared>
			<None>41017</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>337932107</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>362</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLAHERTY &amp; CRUMRINE DYN PFD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>33848W106</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>343412102</cusip>
		<value>367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>945</Sole>
			<Shared>0</Shared>
			<None>6050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34354P105</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3720</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>344849104</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
		<titleOfClass>COM PAR $0.01</titleOfClass>
		<cusip>345370860</cusip>
		<value>901</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74268</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>46268</Sole>
			<Shared>0</Shared>
			<None>28000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOREST CITY ENTERPRISES INC</nameOfIssuer>
		<titleOfClass>NOTE 4.250% 8/1</titleOfClass>
		<cusip>345550AP2</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>36804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>686256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>519885</Sole>
			<Shared>0</Shared>
			<None>166371</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34964C106</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>175</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOUR CORNERS PPTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35086T109</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1894</Sole>
			<Shared>0</Shared>
			<None>2582</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35352P104</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>354613101</cusip>
		<value>419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5426</Sole>
			<Shared>0</Shared>
			<None>5164</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>35671D857</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>550</Sole>
			<Shared>0</Shared>
			<None>1300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35906A108</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3859</Sole>
			<Shared>0</Shared>
			<None>997</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>360271100</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>684</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
		<titleOfClass>ADS</titleOfClass>
		<cusip>36197T103</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>363576109</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>612</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GAMESTOP CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>36467W109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>41</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GARTNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>366651107</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>134</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>3291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19059</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8992</Sole>
			<Shared>0</Shared>
			<None>10067</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369604103</cusip>
		<value>42678</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1350584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>868828</Sole>
			<Shared>0</Shared>
			<None>481756</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL GROWTH PPTYS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370023103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>55900</value>
		<shrsOrPrnAmt>
			<sshPrnamt>904974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>653183</Sole>
			<Shared>0</Shared>
			<None>251791</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37045V100</cusip>
		<value>928</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26639</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>*W EXP 07/10/201</titleOfClass>
		<cusip>37045V126</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENTEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>371901109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>416</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENESIS ENERGY L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>371927104</cusip>
		<value>16218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>450238</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>372460105</cusip>
		<value>2408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>21795</Sole>
			<Shared>0</Shared>
			<None>3404</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GIGAMON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37518B102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>29</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>50462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>704672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>484280</Sole>
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			<None>220392</None>
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	<infoTable>
		<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>1937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>19934</Sole>
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			<None>30355</None>
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	<infoTable>
		<nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37940X102</cusip>
		<value>3450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>49699</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GOLDCORP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>380956409</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>130</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>2962</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12368</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10310</Sole>
			<Shared>0</Shared>
			<None>2058</None>
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	<infoTable>
		<nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9270</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GRACO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384109104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>39</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>384802104</cusip>
		<value>699</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3008</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>2008</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GREAT PLAINS ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>391164100</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1608</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GREAT WESTN BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>391416104</cusip>
		<value>872</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>GROUPE CGI INC</nameOfIssuer>
		<titleOfClass>CL A SUB VTG</titleOfClass>
		<cusip>39945C109</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>830</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HCA HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40412C101</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>575</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>HCP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40414L109</cusip>
		<value>7127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>239811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>110338</Sole>
			<Shared>0</Shared>
			<None>129473</None>
		</votingAuthority>
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		<nameOfIssuer>HDFC BANK LTD</nameOfIssuer>
		<titleOfClass>ADR REPS 3 SHS</titleOfClass>
		<cusip>40415F101</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>802</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>HCI GROUP INC</nameOfIssuer>
		<titleOfClass>NOTE 3.875% 3/1</titleOfClass>
		<cusip>40416EAB9</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HD SUPPLY HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40416M105</cusip>
		<value>38927</value>
		<shrsOrPrnAmt>
			<sshPrnamt>915719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>692733</Sole>
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			<None>222986</None>
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		<nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>3930</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97809</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>95750</Sole>
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			<None>2059</None>
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	<infoTable>
		<nameOfIssuer>HP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40434L105</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1878</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HAEMONETICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>405024100</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>405217100</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>80</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8168</Sole>
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			<None>0</None>
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		<nameOfIssuer>HALYARD HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40650V100</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2024</Sole>
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			<None>2159</None>
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		<nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410345102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HANOVER INS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410867105</cusip>
		<value>2412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26000</Sole>
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			<None>500</None>
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	<infoTable>
		<nameOfIssuer>HARLEY DAVIDSON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>412822108</cusip>
		<value>3336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30940</Sole>
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			<None>26237</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HARMAN INTL INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>413086109</cusip>
		<value>4870</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5750</Sole>
			<Shared>0</Shared>
			<None>38062</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>416515104</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>140</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HASBRO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>418056107</cusip>
		<value>1220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15683</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4283</Sole>
			<Shared>0</Shared>
			<None>11400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HEALTHCARE SVCS GRP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>421906108</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2980</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>HEALTHSOUTH CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>421924309</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>304</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>304</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HEALTHCARE RLTY TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>421946104</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3500</Sole>
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			<None>0</None>
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		<nameOfIssuer>HEICO CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>422806109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>207</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HELMERICH &amp; PAYNE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>423452101</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>326</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HERITAGE FINL CORP WASH</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42722X106</cusip>
		<value>2910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>113000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HERITAGE OAKS BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42724R107</cusip>
		<value>2176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>176500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>176500</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HERSHEY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>427866108</cusip>
		<value>5648</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18649</Sole>
			<Shared>0</Shared>
			<None>35959</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HESS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42809H107</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4103</Sole>
			<Shared>0</Shared>
			<None>1517</None>
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		<nameOfIssuer>HEWLETT PACKARD ENTERPRISE C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>42824C109</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3747</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1747</Sole>
			<Shared>0</Shared>
			<None>2000</None>
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	<infoTable>
		<nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>428291108</cusip>
		<value>4310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9875</Sole>
			<Shared>0</Shared>
			<None>73903</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HIGHWOODS PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>431284108</cusip>
		<value>738</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14470</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HOLOGIC INC</nameOfIssuer>
		<titleOfClass>FRNT 12/1</titleOfClass>
		<cusip>436440AG6</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>437076102</cusip>
		<value>76985</value>
		<shrsOrPrnAmt>
			<sshPrnamt>574173</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>430260</Sole>
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			<None>143913</None>
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	<infoTable>
		<nameOfIssuer>HOMESTREET INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>43785V102</cusip>
		<value>1359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>43000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>HONDA MOTOR LTD</nameOfIssuer>
		<titleOfClass>AMERN SHS</titleOfClass>
		<cusip>438128308</cusip>
		<value>3689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>126390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>124385</Sole>
			<Shared>0</Shared>
			<None>2005</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>10591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>48853</Sole>
			<Shared>0</Shared>
			<None>42565</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>440452100</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HOSPITALITY PPTYS TR</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>44106M102</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6832</Sole>
			<Shared>0</Shared>
			<None>3990</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44107P104</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6256</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HUBBELL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>443510607</cusip>
		<value>735</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6302</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HUNT J B TRANS SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>445658107</cusip>
		<value>4730</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48729</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4679</Sole>
			<Shared>0</Shared>
			<None>44050</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>446150104</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18329</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HUNTINGTON INGALLS INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>446413106</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>112</Sole>
			<Shared>0</Shared>
			<None>203</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>HUNTSMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>447011107</cusip>
		<value>954</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>IPG PHOTONICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44980X109</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2530</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ITT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45073V108</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>387</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ICICI BK LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>45104G104</cusip>
		<value>1609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>214865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>212115</Sole>
			<Shared>0</Shared>
			<None>2750</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ICAHN ENTERPRISES LP</nameOfIssuer>
		<titleOfClass>DEPOSITARY UNIT</titleOfClass>
		<cusip>451100101</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>101</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>IDACORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>451107106</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>IDEXX LABS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45168D104</cusip>
		<value>643</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5487</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>34964</value>
		<shrsOrPrnAmt>
			<sshPrnamt>285517</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>210552</Sole>
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			<None>74965</None>
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	<infoTable>
		<nameOfIssuer>IMPERIAL OIL LTD</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>453038408</cusip>
		<value>452</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5523</Sole>
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			<None>7483</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INCYTE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45337C102</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1050</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ING GROEP N V</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>456837103</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8130</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGEVITY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45688C107</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>165</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGREDION INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>457187102</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1064</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1064</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>19474</value>
		<shrsOrPrnAmt>
			<sshPrnamt>536909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>323070</Sole>
			<Shared>0</Shared>
			<None>213839</None>
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	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL HOTELS GROU</nameOfIssuer>
		<titleOfClass>SPON ADR NW 2016</titleOfClass>
		<cusip>45857P608</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>749</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>749</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
		<value>5315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>86880</Sole>
			<Shared>0</Shared>
			<None>7325</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459200101</cusip>
		<value>21337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>79063</Sole>
			<Shared>0</Shared>
			<None>49484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459506101</cusip>
		<value>2013</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16809</Sole>
			<Shared>0</Shared>
			<None>275</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460146103</cusip>
		<value>12404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>233767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>122948</Sole>
			<Shared>0</Shared>
			<None>110819</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTERPUBLIC GROUP COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460690100</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>321</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>321</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTRA CELLULAR THERAPIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46116X101</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>461202103</cusip>
		<value>36658</value>
		<shrsOrPrnAmt>
			<sshPrnamt>319853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>224216</Sole>
			<Shared>0</Shared>
			<None>95637</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46120E602</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTREXON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46122T102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MTN INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46284V101</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>412</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
		<titleOfClass>ISHARES</titleOfClass>
		<cusip>464285105</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3050</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI BRZ CAP ETF</titleOfClass>
		<cusip>464286400</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>220</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MIN VOL EMRG MKT</titleOfClass>
		<cusip>464286533</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5803</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI EURZONE ETF</titleOfClass>
		<cusip>464286608</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI GERMANY ETF</titleOfClass>
		<cusip>464286806</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10784</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P TTL STK</titleOfClass>
		<cusip>464287150</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8354</Sole>
			<Shared>0</Shared>
			<None>1400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>TIPS BD ETF</titleOfClass>
		<cusip>464287176</cusip>
		<value>630</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4845</Sole>
			<Shared>0</Shared>
			<None>720</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CHINA LG-CAP ETF</titleOfClass>
		<cusip>464287184</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>52</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>2567</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11409</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE US AGGBD ET</titleOfClass>
		<cusip>464287226</cusip>
		<value>517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4789</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>3236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>61138</Sole>
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			<None>31304</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX INV CP ETF</titleOfClass>
		<cusip>464287242</cusip>
		<value>4124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30688</Sole>
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			<None>4502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>GLOBAL TECH ETF</titleOfClass>
		<cusip>464287291</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
		<cusip>464287309</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>969</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NA NAT RES</titleOfClass>
		<cusip>464287374</cusip>
		<value>732</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20375</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>20 YR TR BD ETF</titleOfClass>
		<cusip>464287432</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1075</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>7-10 Y TR BD ETF</titleOfClass>
		<cusip>464287440</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>769</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>769</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR TR BD ETF</titleOfClass>
		<cusip>464287457</cusip>
		<value>8467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>90710</Sole>
			<Shared>0</Shared>
			<None>9555</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>12551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>217403</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>191919</Sole>
			<Shared>0</Shared>
			<None>25484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MDCP VAL ETF</titleOfClass>
		<cusip>464287473</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MD CP GR ETF</titleOfClass>
		<cusip>464287481</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1251</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MID-CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>1221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6825</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>616</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3125</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NASDQ BIOTEC ETF</titleOfClass>
		<cusip>464287556</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>341</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>COHEN&amp;STEER REIT</titleOfClass>
		<cusip>464287564</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 VAL ETF</titleOfClass>
		<cusip>464287598</cusip>
		<value>726</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6483</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
		<cusip>464287606</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1796</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>1176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11213</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 ETF</titleOfClass>
		<cusip>464287622</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1025</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 VAL ETF</titleOfClass>
		<cusip>464287630</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1798</Sole>
			<Shared>0</Shared>
			<None>171</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 GRW ETF</titleOfClass>
		<cusip>464287648</cusip>
		<value>1123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7296</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>2325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12560</Sole>
			<Shared>0</Shared>
			<None>4683</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 3000 ETF</titleOfClass>
		<cusip>464287689</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>505</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
		<cusip>464287705</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>190</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. TECH ETF</titleOfClass>
		<cusip>464287721</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>910</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. REAL ES ETF</titleOfClass>
		<cusip>464287739</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2365</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>755</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5491</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>DOW JONES US ETF</titleOfClass>
		<cusip>464287846</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600VL ETF</titleOfClass>
		<cusip>464287879</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>843</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600GR ETF</titleOfClass>
		<cusip>464287887</cusip>
		<value>431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2875</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SHRT NAT MUN ETF</titleOfClass>
		<cusip>464288158</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>475</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE SML CP ETF</titleOfClass>
		<cusip>464288273</cusip>
		<value>577</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8718</Sole>
			<Shared>0</Shared>
			<None>2850</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>JP MOR EM MK ETF</titleOfClass>
		<cusip>464288281</cusip>
		<value>2077</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8749</Sole>
			<Shared>0</Shared>
			<None>10095</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NATIONAL MUN ETF</titleOfClass>
		<cusip>464288414</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>264</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTL SEL DIV ETF</titleOfClass>
		<cusip>464288448</cusip>
		<value>1597</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54011</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>23961</Sole>
			<Shared>0</Shared>
			<None>30050</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX HI YD ETF</titleOfClass>
		<cusip>464288513</cusip>
		<value>5596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>29145</Sole>
			<Shared>0</Shared>
			<None>35516</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI KLD400 SOC</titleOfClass>
		<cusip>464288570</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2160</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MBS ETF</titleOfClass>
		<cusip>464288588</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1561</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>US CREDIT BD ETF</titleOfClass>
		<cusip>464288620</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4050</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTERM CR BD ETF</titleOfClass>
		<cusip>464288638</cusip>
		<value>8677</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>66584</Sole>
			<Shared>0</Shared>
			<None>13621</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR CR BD ETF</titleOfClass>
		<cusip>464288646</cusip>
		<value>3830</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>36495</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>10-20 YR TRS ETF</titleOfClass>
		<cusip>464288653</cusip>
		<value>1867</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14043</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14043</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>3-7 YR TR BD ETF</titleOfClass>
		<cusip>464288661</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>351</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. PFD STK ETF</titleOfClass>
		<cusip>464288687</cusip>
		<value>2656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>33862</Sole>
			<Shared>0</Shared>
			<None>37512</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. PHARMA ETF</titleOfClass>
		<cusip>464288836</cusip>
		<value>990</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE VALUE ETF</titleOfClass>
		<cusip>464288877</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EAFE GRWTH ETF</titleOfClass>
		<cusip>464288885</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>MSCI EURO FL ETF</titleOfClass>
		<cusip>464289180</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES SILVER TRUST</nameOfIssuer>
		<titleOfClass>ISHARES</titleOfClass>
		<cusip>46428Q109</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>FLTG RATE BD ETF</titleOfClass>
		<cusip>46429B655</cusip>
		<value>701</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10865</Sole>
			<Shared>0</Shared>
			<None>2950</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE HIGH DV ETF</titleOfClass>
		<cusip>46429B663</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1707</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1707</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI SINGPOR ETF</titleOfClass>
		<cusip>46434G780</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>622</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>622</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>MSCI JPN ETF NEW</titleOfClass>
		<cusip>46434G822</cusip>
		<value>240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4920</Sole>
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			<None>0</None>
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		<nameOfIssuer>ITAU UNIBANCO HLDG SA</nameOfIssuer>
		<titleOfClass>SPON ADR REP PFD</titleOfClass>
		<cusip>465562106</cusip>
		<value>1534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>149233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>147005</Sole>
			<Shared>0</Shared>
			<None>2228</None>
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	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>136466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1581480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1183476</Sole>
			<Shared>0</Shared>
			<None>398004</None>
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	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>ALERIAN ML ETN</titleOfClass>
		<cusip>46625H365</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>JANUS CAP GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>47102X105</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1057</None>
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	<infoTable>
		<nameOfIssuer>JEFFERIES GROUP INC NEW</nameOfIssuer>
		<titleOfClass>DBCV 3.875%11/0</titleOfClass>
		<cusip>472319AG7</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17000</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>52837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>458612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>294836</Sole>
			<Shared>0</Shared>
			<None>163776</None>
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	<infoTable>
		<nameOfIssuer>JONES LANG LASALLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48020Q107</cusip>
		<value>924</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9149</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2589</Sole>
			<Shared>0</Shared>
			<None>6560</None>
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	<infoTable>
		<nameOfIssuer>KLA-TENCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>482480100</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4200</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>KKR &amp; CO L P DEL</nameOfIssuer>
		<titleOfClass>COM UNITS</titleOfClass>
		<cusip>48248M102</cusip>
		<value>829</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>53890</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KT CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>48268K101</cusip>
		<value>1204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>84415</Sole>
			<Shared>0</Shared>
			<None>1070</None>
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	<infoTable>
		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>485170302</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1157</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KAYNE ANDERSON ENRGY TTL RT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48660P104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>487836108</cusip>
		<value>2264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13609</Sole>
			<Shared>0</Shared>
			<None>17100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KEYCORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>493267108</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2020</Sole>
			<Shared>0</Shared>
			<None>3584</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>11831</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>54595</Sole>
			<Shared>0</Shared>
			<None>49078</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KIMCO RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49446R109</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>2160</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>49456B101</cusip>
		<value>2508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>121105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>88096</Sole>
			<Shared>0</Shared>
			<None>33009</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
		<titleOfClass>*W EXP 05/25/201</titleOfClass>
		<cusip>49456B119</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2097</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500255104</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5235</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KONINKLIJKE PHILIPS N V</nameOfIssuer>
		<titleOfClass>NY REG SH NEW</titleOfClass>
		<cusip>500472303</cusip>
		<value>829</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>27115</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500754106</cusip>
		<value>3856</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20007</Sole>
			<Shared>0</Shared>
			<None>24147</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501044101</cusip>
		<value>5154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>149345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>149345</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>L BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501797104</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>1300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LG DISPLAY CO LTD</nameOfIssuer>
		<titleOfClass>SPONS ADR REP</titleOfClass>
		<cusip>50186V102</cusip>
		<value>1264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>96845</Sole>
			<Shared>0</Shared>
			<None>1550</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LSC COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>50218P107</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5973</Sole>
			<Shared>0</Shared>
			<None>3084</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>50540R409</cusip>
		<value>3256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>21366</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAMAR ADVERTISING CO NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>512816109</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAMB WESTON HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>513272104</cusip>
		<value>1731</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>23669</Sole>
			<Shared>0</Shared>
			<None>22053</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>517834107</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>48815</value>
		<shrsOrPrnAmt>
			<sshPrnamt>638195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>453858</Sole>
			<Shared>0</Shared>
			<None>184337</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>521865204</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>518</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGGETT &amp; PLATT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>524660107</cusip>
		<value>1387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12791</Sole>
			<Shared>0</Shared>
			<None>15575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGG MASON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>524901105</cusip>
		<value>951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>31705</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEIDOS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>525327102</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>980</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LENNOX INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>526107107</cusip>
		<value>4742</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3112</Sole>
			<Shared>0</Shared>
			<None>27850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEUCADIA NATL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>527288104</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>912</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY BROADBAND CORP</nameOfIssuer>
		<titleOfClass>COM SER C</titleOfClass>
		<cusip>530307305</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>84</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY EXPEDIA HOLDINGS</nameOfIssuer>
		<titleOfClass>SER A COM</titleOfClass>
		<cusip>53046P109</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7775</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY INTERACTIVE CORP</nameOfIssuer>
		<titleOfClass>QVC GP COM SER A</titleOfClass>
		<cusip>53071M104</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3400</Sole>
			<Shared>0</Shared>
			<None>562</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LIBERTY INTERACTIVE CORP</nameOfIssuer>
		<titleOfClass>LBT VEN COM A NE</titleOfClass>
		<cusip>53071M856</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6710</Sole>
			<Shared>0</Shared>
			<None>81</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY PPTY TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>531172104</cusip>
		<value>1512</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25763</Sole>
			<Shared>0</Shared>
			<None>12517</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
		<titleOfClass>COM A SIRIUSXM</titleOfClass>
		<cusip>531229409</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>169</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
		<titleOfClass>COM C SIRIUSXM</titleOfClass>
		<cusip>531229607</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1138</Sole>
			<Shared>0</Shared>
			<None>76</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
		<titleOfClass>COM C MEDIA GRP</titleOfClass>
		<cusip>531229854</cusip>
		<value>448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14284</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>2465</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11853</Sole>
			<Shared>0</Shared>
			<None>21658</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>534187109</cusip>
		<value>538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8125</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>535678106</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>114</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
		<titleOfClass>CL B NON VTG</titleOfClass>
		<cusip>535919500</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>158</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>539439109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2574</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>1244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4622</Sole>
			<Shared>0</Shared>
			<None>355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOEWS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>540424108</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1220</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOUISIANA PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>546347105</cusip>
		<value>198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10445</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>20413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>287019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>173529</Sole>
			<Shared>0</Shared>
			<None>113490</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LUXOTTICA GROUP S P A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>55068R202</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>717</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55261F104</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>601</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MB FINANCIAL INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55264U108</cusip>
		<value>3134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>64000</Sole>
			<Shared>0</Shared>
			<None>2350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MDU RES GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>552690109</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4635</Sole>
			<Shared>0</Shared>
			<None>796</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS INTER INCOME TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>55273C107</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MPLX LP</nameOfIssuer>
		<titleOfClass>COM UNIT REP LTD</titleOfClass>
		<cusip>55336V100</cusip>
		<value>341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9864</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MSA SAFETY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>553498106</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MSC INDL DIRECT INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>553530106</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>147</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACERICH CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554382101</cusip>
		<value>472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6660</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACK CALI RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>554489104</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55608B105</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55616P104</cusip>
		<value>4562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>65485</Sole>
			<Shared>0</Shared>
			<None>61900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MADISON SQUARE GARDEN CO NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>55825T103</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>306</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
		<titleOfClass>COM UNIT RP LP</titleOfClass>
		<cusip>559080106</cusip>
		<value>3830</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50157</Sole>
			<Shared>0</Shared>
			<None>485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGNA INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>559222401</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8415</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANPOWERGROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56418H100</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>735</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MANULIFE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56501R106</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5824</Sole>
			<Shared>0</Shared>
			<None>416</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>565849106</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1300</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARINE HARVEST ASA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>56824R205</cusip>
		<value>565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>31170</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>570535104</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>80</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>3463</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>45532</Sole>
			<Shared>0</Shared>
			<None>5700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>11165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>98848</Sole>
			<Shared>0</Shared>
			<None>36191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARTIN MARIETTA MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>573284106</cusip>
		<value>1112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2970</Sole>
			<Shared>0</Shared>
			<None>2050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>574599106</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>2100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>757</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2845</Sole>
			<Shared>0</Shared>
			<None>4488</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MATTEL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>577081102</cusip>
		<value>594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8700</Sole>
			<Shared>0</Shared>
			<None>12847</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>579780206</cusip>
		<value>6188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>19914</Sole>
			<Shared>0</Shared>
			<None>46386</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>26243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>215601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>159848</Sole>
			<Shared>0</Shared>
			<None>55753</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>554</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3522</Sole>
			<Shared>0</Shared>
			<None>420</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEAD JOHNSON NUTRITION CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>582839106</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>581</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDICINES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>584688105</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>118179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2007449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>795450</Sole>
			<Shared>0</Shared>
			<None>1211999</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>16814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>311999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>214464</Sole>
			<Shared>0</Shared>
			<None>97535</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METTLER TOLEDO INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>592688105</cusip>
		<value>4376</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10456</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1064</Sole>
			<Shared>0</Shared>
			<None>9392</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICHAELS COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59408Q106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>370</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>66775</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1074598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>770783</Sole>
			<Shared>0</Shared>
			<None>303815</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595017104</cusip>
		<value>10569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>111632</Sole>
			<Shared>0</Shared>
			<None>53116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595112103</cusip>
		<value>778</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>35490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>NOTE 3.000%11/1</titleOfClass>
		<cusip>595112AY9</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MID AMER APT CMNTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59522J103</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6249</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MITSUBISHI UFJ FINL GROUP IN</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>606822104</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MOHAWK INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>608190104</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>88</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MOLSON COORS BREWING CO</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>60871R209</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2080</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>1665</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15563</Sole>
			<Shared>0</Shared>
			<None>21986</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MONMOUTH REAL ESTATE INVT CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609720107</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61166W101</cusip>
		<value>3130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29749</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14863</Sole>
			<Shared>0</Shared>
			<None>14886</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOODYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>1127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20290</Sole>
			<Shared>0</Shared>
			<None>6380</None>
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	<infoTable>
		<nameOfIssuer>MORGAN STANLEY ASIA PAC FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61744U106</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>725</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>620076307</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>542</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MUELLER WTR PRODS INC</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>624758108</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NCR CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>62886E108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>190</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NRG ENERGY INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>629377508</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL COMM CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>63546L102</cusip>
		<value>1803</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>48541</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL FUEL GAS CO N J</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>636180101</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1460</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>636274300</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1848</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL HEALTH INVS INC</nameOfIssuer>
		<titleOfClass>NOTE 3.250% 4/0</titleOfClass>
		<cusip>63633DAE4</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL INSTRS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>636518102</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>295</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637071101</cusip>
		<value>18331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>489607</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>365235</Sole>
			<Shared>0</Shared>
			<None>124372</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL STORAGE AFFILIATES</nameOfIssuer>
		<titleOfClass>COM SHS BEN IN</titleOfClass>
		<cusip>637870106</cusip>
		<value>772</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>35000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATUS MEDICAL INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>639050103</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEKTAR THERAPEUTICS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>640268108</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETAPP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110D104</cusip>
		<value>11997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>340139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>220525</Sole>
			<Shared>0</Shared>
			<None>119614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NETFLIX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110L106</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1184</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW GOLD INC CDA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>644535106</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEW RESIDENTIAL INVT CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>64828T201</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8335</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>649445103</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11249</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWELL BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651229106</cusip>
		<value>5468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>57341</Sole>
			<Shared>0</Shared>
			<None>65132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWMARKET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651587107</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>63</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEWMONT MINING CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>525</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>31338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>262332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>170260</Sole>
			<Shared>0</Shared>
			<None>92072</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10685</Sole>
			<Shared>0</Shared>
			<None>4973</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NISOURCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65473P105</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>395</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NOKIA CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>654902204</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NOBLE ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655044105</cusip>
		<value>14664</value>
		<shrsOrPrnAmt>
			<sshPrnamt>385297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>283133</Sole>
			<Shared>0</Shared>
			<None>102164</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NORDSTROM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655664100</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>5829</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>39893</Sole>
			<Shared>0</Shared>
			<None>14048</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5857</Sole>
			<Shared>0</Shared>
			<None>5075</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NORTHRIM BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666762109</cusip>
		<value>1236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>39100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>9884</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17145</Sole>
			<Shared>0</Shared>
			<None>25354</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NORTHWESTERN CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>668074305</cusip>
		<value>145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>550</None>
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	<infoTable>
		<nameOfIssuer>NOVARTIS A G</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>4473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>60406</Sole>
			<Shared>0</Shared>
			<None>1003</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>12083</value>
		<shrsOrPrnAmt>
			<sshPrnamt>336953</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>303176</Sole>
			<Shared>0</Shared>
			<None>33777</None>
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	<infoTable>
		<nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67020Y100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>NOTE 2.750%11/0</titleOfClass>
		<cusip>67020YAF7</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6720</Sole>
			<Shared>0</Shared>
			<None>2750</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
		<titleOfClass>UNIT COM</titleOfClass>
		<cusip>67058H102</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>806</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>306</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>67061T101</cusip>
		<value>1556</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159619</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>19019</Sole>
			<Shared>0</Shared>
			<None>140600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NVIDIA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>203</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67071L106</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>293</Sole>
			<Shared>0</Shared>
			<None>6775</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67072T108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>45</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670837103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>320</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670928100</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670972108</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1919</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67103H107</cusip>
		<value>31458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>80076</Sole>
			<Shared>0</Shared>
			<None>32915</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OAKTREE CAP GROUP LLC</nameOfIssuer>
		<titleOfClass>UNIT CL A</titleOfClass>
		<cusip>674001201</cusip>
		<value>5321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>141900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>67305</Sole>
			<Shared>0</Shared>
			<None>74595</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>674599105</cusip>
		<value>11689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>143113</Sole>
			<Shared>0</Shared>
			<None>20995</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCEANEERING INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>675232102</cusip>
		<value>516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD DOMINION FGHT LINES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>679580100</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>228</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD LINE BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67984M100</cusip>
		<value>358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14932</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681919106</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2383</Sole>
			<Shared>0</Shared>
			<None>167</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ONE GAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68235P108</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>130</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682680103</cusip>
		<value>1178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20520</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ONEOK PARTNERS LP</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>68268N103</cusip>
		<value>11430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>265750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>265750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>11059</value>
		<shrsOrPrnAmt>
			<sshPrnamt>287632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>209895</Sole>
			<Shared>0</Shared>
			<None>77737</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ORANGE</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>684060106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORBITAL ATK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68557N103</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>33</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OSHKOSH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>688239201</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>618</Sole>
			<Shared>0</Shared>
			<None>4100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>OWENS CORNING NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>690742101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>135</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PG&amp;E CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69331C108</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693475105</cusip>
		<value>15088</value>
		<shrsOrPrnAmt>
			<sshPrnamt>129004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>78040</Sole>
			<Shared>0</Shared>
			<None>50964</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POSCO</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>693483109</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11945</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PNM RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69349H107</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>123</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693506107</cusip>
		<value>358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2659</Sole>
			<Shared>0</Shared>
			<None>1120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69351T106</cusip>
		<value>3491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102519</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56602</Sole>
			<Shared>0</Shared>
			<None>45917</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACCAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693718108</cusip>
		<value>3640</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13835</Sole>
			<Shared>0</Shared>
			<None>43130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACIFIC CONTINENTAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69412V108</cusip>
		<value>3387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>155000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACKAGING CORP AMER</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>695156109</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>551</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>697435105</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>442</Sole>
			<Shared>0</Shared>
			<None>1860</None>
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	<infoTable>
		<nameOfIssuer>PANDORA MEDIA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>698354107</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>231</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PARAGON COML CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>69911U403</cusip>
		<value>984</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>22500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PARK NATL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>700658107</cusip>
		<value>515</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4300</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>701094104</cusip>
		<value>41453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>296095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>219574</Sole>
			<Shared>0</Shared>
			<None>76521</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>704326107</cusip>
		<value>1386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11371</Sole>
			<Shared>0</Shared>
			<None>11395</None>
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		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>39897</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1010826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>683351</Sole>
			<Shared>0</Shared>
			<None>327475</None>
		</votingAuthority>
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		<nameOfIssuer>PEMBINA PIPELINE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>706327103</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>913</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>913</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PENNYMAC MTG INVT TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70931T103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>130</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PEOPLES UNITED FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>712704105</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1778</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PEOPLES UTAH BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>712706209</cusip>
		<value>2014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>75000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>77876</value>
		<shrsOrPrnAmt>
			<sshPrnamt>744296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>523470</Sole>
			<Shared>0</Shared>
			<None>220826</None>
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		<nameOfIssuer>PETROLEO BRASILEIRO SA PETRO</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>71654V408</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>18363</value>
		<shrsOrPrnAmt>
			<sshPrnamt>565354</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>380881</Sole>
			<Shared>0</Shared>
			<None>184473</None>
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		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>8350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>91267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>62209</Sole>
			<Shared>0</Shared>
			<None>29058</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718546104</cusip>
		<value>3710</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>31309</Sole>
			<Shared>0</Shared>
			<None>11630</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIEDMONT OFFICE REALTY TR IN</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>720190206</cusip>
		<value>592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>28310</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72200W106</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1121</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1121</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>TTL RTN ACTV ETF</titleOfClass>
		<cusip>72201R775</cusip>
		<value>198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1902</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>0-5 HIGH YIELD</titleOfClass>
		<cusip>72201R783</cusip>
		<value>2212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12618</Sole>
			<Shared>0</Shared>
			<None>9530</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>ENHAN SHRT MA AC</titleOfClass>
		<cusip>72201R833</cusip>
		<value>1930</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15645</Sole>
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			<None>3400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723484101</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>723787107</cusip>
		<value>1695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9365</Sole>
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			<None>50</None>
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		<nameOfIssuer>PITNEY BOWES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>724479100</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>595</Sole>
			<Shared>0</Shared>
			<None>2400</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>726503105</cusip>
		<value>14437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>447104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>411004</Sole>
			<Shared>0</Shared>
			<None>36100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PLAINS GP HLDGS L P</nameOfIssuer>
		<titleOfClass>LTD PARTNR INT A</titleOfClass>
		<cusip>72651A207</cusip>
		<value>10042</value>
		<shrsOrPrnAmt>
			<sshPrnamt>289573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>243093</Sole>
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			<None>46480</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POLARIS INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>731068102</cusip>
		<value>1058</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12842</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3342</Sole>
			<Shared>0</Shared>
			<None>9500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POPULAR INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>733174700</cusip>
		<value>385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8780</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POST HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>737446104</cusip>
		<value>598</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7440</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73755L107</cusip>
		<value>5975</value>
		<shrsOrPrnAmt>
			<sshPrnamt>330283</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>277049</Sole>
			<Shared>0</Shared>
			<None>53234</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
		<titleOfClass>UNIT SER 1</titleOfClass>
		<cusip>73935A104</cusip>
		<value>390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3292</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
		<titleOfClass>UNIT BEN INT</titleOfClass>
		<cusip>73935S105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>148</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>FINL PFD PTFL</titleOfClass>
		<cusip>73935X229</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>CLEANTECH PORT</titleOfClass>
		<cusip>73935X278</cusip>
		<value>1070</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5790</Sole>
			<Shared>0</Shared>
			<None>26950</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>WNDRHLL CLN EN</titleOfClass>
		<cusip>73935X500</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9044</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9044</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
		<titleOfClass>WATER RESOURCE</titleOfClass>
		<cusip>73935X575</cusip>
		<value>167</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6801</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6801</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
		<titleOfClass>SENIOR LN PORT</titleOfClass>
		<cusip>73936Q769</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>INSUR NATL MUN</titleOfClass>
		<cusip>73936T474</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>PFD PORTFOLIO</titleOfClass>
		<cusip>73936T565</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>BUILD AMER ETF</titleOfClass>
		<cusip>73937B407</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74005P104</cusip>
		<value>12494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>63910</Sole>
			<Shared>0</Shared>
			<None>42702</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>26898</value>
		<shrsOrPrnAmt>
			<sshPrnamt>357397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>287207</Sole>
			<Shared>0</Shared>
			<None>70190</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>741503403</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>88</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74251V102</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1326</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>48872</value>
		<shrsOrPrnAmt>
			<sshPrnamt>581257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>394614</Sole>
			<Shared>0</Shared>
			<None>186643</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRIVATEBANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742962103</cusip>
		<value>3631</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66996</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18496</Sole>
			<Shared>0</Shared>
			<None>48500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743315103</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1090</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74340W103</cusip>
		<value>29348</value>
		<shrsOrPrnAmt>
			<sshPrnamt>555939</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>417900</Sole>
			<Shared>0</Shared>
			<None>138039</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>NOTE 5.375%10/1</titleOfClass>
		<cusip>74348TAK8</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
		<titleOfClass>NOTE 5.875% 1/1</titleOfClass>
		<cusip>74348TAM4</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>495</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>74435K204</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>645</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744573106</cusip>
		<value>2370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>29550</Sole>
			<Shared>0</Shared>
			<None>24453</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74460D109</cusip>
		<value>749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3349</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>746922103</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74727A104</cusip>
		<value>3919</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>90500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>5031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>51282</Sole>
			<Shared>0</Shared>
			<None>25878</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALITY CARE PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747545101</cusip>
		<value>756</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>22309</Sole>
			<Shared>0</Shared>
			<None>26482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74762E102</cusip>
		<value>34773</value>
		<shrsOrPrnAmt>
			<sshPrnamt>997785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>697033</Sole>
			<Shared>0</Shared>
			<None>300752</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74834L100</cusip>
		<value>1088</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6937</Sole>
			<Shared>0</Shared>
			<None>4900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUINTILES IMS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74876Y101</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>384</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RPM INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>749685103</cusip>
		<value>1695</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>31482</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RTI INTL METALS INC</nameOfIssuer>
		<titleOfClass>NOTE 1.625%10/1</titleOfClass>
		<cusip>74973WAB3</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAVEN INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>754212108</cusip>
		<value>747</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29634</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>29634</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYONIER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>754907103</cusip>
		<value>1237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>35008</Sole>
			<Shared>0</Shared>
			<None>11490</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>755111507</cusip>
		<value>7567</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>19825</Sole>
			<Shared>0</Shared>
			<None>33467</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756109104</cusip>
		<value>691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12013</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RED HAT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756577102</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>65</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REDWOOD TR INC</nameOfIssuer>
		<titleOfClass>NOTE 4.625% 4/1</titleOfClass>
		<cusip>758075AB1</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75886F107</cusip>
		<value>13202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>22362</Sole>
			<Shared>0</Shared>
			<None>13603</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>24131</Sole>
			<Shared>0</Shared>
			<None>5128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>759351604</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>262</Sole>
			<Shared>0</Shared>
			<None>170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>759509102</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3630</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RELX PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>759530108</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1112</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>760759100</cusip>
		<value>3175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15255</Sole>
			<Shared>0</Shared>
			<None>40406</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RESTAURANT BRANDS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>76131D103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>119</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>761713106</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1456</Sole>
			<Shared>0</Shared>
			<None>1744</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>767204100</cusip>
		<value>3151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>80065</Sole>
			<Shared>0</Shared>
			<None>1855</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RITE AID CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>767754104</cusip>
		<value>206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>770323103</cusip>
		<value>23336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>478386</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>355988</Sole>
			<Shared>0</Shared>
			<None>122398</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>773903109</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>350</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>774341101</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>960</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>11149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>48088</Sole>
			<Shared>0</Shared>
			<None>12811</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>778296103</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>225</Sole>
			<Shared>0</Shared>
			<None>404</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL BK CDA MONTREAL QUE</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>780087102</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2736</Sole>
			<Shared>0</Shared>
			<None>1600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL BK SCOTLAND GROUP PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR 2 ORD</titleOfClass>
		<cusip>780097689</cusip>
		<value>1119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>202385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>199630</Sole>
			<Shared>0</Shared>
			<None>2755</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPON ADR B</titleOfClass>
		<cusip>780259107</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>470</Sole>
			<Shared>0</Shared>
			<None>818</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR A</titleOfClass>
		<cusip>780259206</cusip>
		<value>27123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>498759</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>372886</Sole>
			<Shared>0</Shared>
			<None>125873</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYDER SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>783549108</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass>
		<cusip>78355W106</cusip>
		<value>916</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10575</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
		<titleOfClass>GUG S&amp;P500EQWTFI</titleOfClass>
		<cusip>78355W858</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2425</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYLAND GROUP INC</nameOfIssuer>
		<titleOfClass>NOTE 0.250% 6/0</titleOfClass>
		<cusip>783764AS2</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2873</Sole>
			<Shared>0</Shared>
			<None>2360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>784117103</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78440X101</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1201</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>25547</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>109492</Sole>
			<Shared>0</Shared>
			<None>4798</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
		<titleOfClass>GOLD SHS</titleOfClass>
		<cusip>78463V107</cusip>
		<value>864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7883</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>DJ INTL RL ETF</titleOfClass>
		<cusip>78463X863</cusip>
		<value>258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7143</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
		<cusip>78464A359</cusip>
		<value>160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3495</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOMBRG BRC INTR</titleOfClass>
		<cusip>78464A375</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>23</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
		<cusip>78464A417</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2138</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOMBERG BRC SRT</titleOfClass>
		<cusip>78464A474</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1063</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1063</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>DJ REIT ETF</titleOfClass>
		<cusip>78464A607</cusip>
		<value>167</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1620</Sole>
			<Shared>0</Shared>
			<None>164</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P REGL BKG</titleOfClass>
		<cusip>78464A698</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>OILGAS EQUIP</titleOfClass>
		<cusip>78464A748</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
		<cusip>78464A763</cusip>
		<value>1915</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22379</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>22379</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
		<cusip>78464A821</cusip>
		<value>3865</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29057</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>29057</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
		<cusip>78464A839</cusip>
		<value>1669</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17758</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P BIOTECH</titleOfClass>
		<cusip>78464A870</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
		<titleOfClass>UT SER 1</titleOfClass>
		<cusip>78467X109</cusip>
		<value>423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2141</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
		<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>6299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20877</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>19935</Sole>
			<Shared>0</Shared>
			<None>942</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
		<cusip>78468R721</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>225</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
		<cusip>78468R739</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>SPDR S&amp;P 500 ETF</titleOfClass>
		<cusip>78468R796</cusip>
		<value>450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8399</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>8399</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>4603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26412</Sole>
			<Shared>0</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78573L106</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>930</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78648T100</cusip>
		<value>1105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14994</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3400</Sole>
			<Shared>0</Shared>
			<None>11594</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ST JUDE MED INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>790849103</cusip>
		<value>2049</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15287</Sole>
			<Shared>0</Shared>
			<None>10265</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2914</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>914</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALIENT MIDSTREAM &amp; MLP FD</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>79471V105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>2033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50263</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>48063</Sole>
			<Shared>0</Shared>
			<None>2200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>803054204</cusip>
		<value>1302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4562</Sole>
			<Shared>0</Shared>
			<None>10500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>80589M102</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806407102</cusip>
		<value>456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3003</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>51846</value>
		<shrsOrPrnAmt>
			<sshPrnamt>617580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>410287</Sole>
			<Shared>0</Shared>
			<None>207293</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>808513105</cusip>
		<value>3857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>77403</Sole>
			<Shared>0</Shared>
			<None>20320</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCRIPPS NETWORKS INTERACT IN</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>811065101</cusip>
		<value>1555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13738</Sole>
			<Shared>0</Shared>
			<None>8045</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI HEALTHCARE</titleOfClass>
		<cusip>81369Y209</cusip>
		<value>725</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10520</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS STPLS</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI CONS DISCR</titleOfClass>
		<cusip>81369Y407</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1526</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-ENERGY</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2286</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-FINL</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10762</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4060</Sole>
			<Shared>0</Shared>
			<None>6702</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>TECHNOLOGY</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2573</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2573</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>RL EST SEL SEC</titleOfClass>
		<cusip>81369Y860</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>166</Sole>
			<Shared>0</Shared>
			<None>927</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-UTILS</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>816851109</cusip>
		<value>1758</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15937</Sole>
			<Shared>0</Shared>
			<None>1529</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>81721M109</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2470</Sole>
			<Shared>0</Shared>
			<None>3500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>81768T108</cusip>
		<value>3569</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>95318</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>824348106</cusip>
		<value>13287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>22802</Sole>
			<Shared>0</Shared>
			<None>26640</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHIRE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>82481R106</cusip>
		<value>15416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>70539</Sole>
			<Shared>0</Shared>
			<None>19941</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>828806109</cusip>
		<value>29289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>164848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>124119</Sole>
			<Shared>0</Shared>
			<None>40729</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>82968B103</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4605</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>83088M102</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
		<titleOfClass>SPDN ADR NEW</titleOfClass>
		<cusip>83175M205</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1211</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>832696405</cusip>
		<value>962</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7512</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1950</Sole>
			<Shared>0</Shared>
			<None>5562</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SNAP ON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>833034101</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>518</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>835495102</cusip>
		<value>186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3527</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SONY CORP</nameOfIssuer>
		<titleOfClass>ADR NEW</titleOfClass>
		<cusip>835699307</cusip>
		<value>1827</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>65170</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>3623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73653</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56468</Sole>
			<Shared>0</Shared>
			<None>17185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>844741108</cusip>
		<value>586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6181</Sole>
			<Shared>0</Shared>
			<None>5570</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHWEST GAS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>844895102</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHWESTERN ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>845467109</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>847560109</cusip>
		<value>558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>11281</Sole>
			<Shared>0</Shared>
			<None>2302</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84756N109</cusip>
		<value>9168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>200000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRUM BRANDS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84763R101</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>84860W102</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>16500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
		<titleOfClass>NOTE 2.875% 5/1</titleOfClass>
		<cusip>84860WAA0</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>15000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPRINT CORP</nameOfIssuer>
		<titleOfClass>COM SER 1</titleOfClass>
		<cusip>85207U105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>66</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>854502101</cusip>
		<value>776</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2198</Sole>
			<Shared>0</Shared>
			<None>4565</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STAPLES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855030102</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4612</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>10171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>136859</Sole>
			<Shared>0</Shared>
			<None>46345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE AUTO FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855707105</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10318</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>85571B105</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
		<titleOfClass>NOTE 4.550% 3/0</titleOfClass>
		<cusip>85571BAA3</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE STR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>857477103</cusip>
		<value>12586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>84010</Sole>
			<Shared>0</Shared>
			<None>77936</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATOIL ASA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>85771P102</cusip>
		<value>832</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>44282</Sole>
			<Shared>0</Shared>
			<None>1355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERICYCLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>858912108</cusip>
		<value>297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1054</Sole>
			<Shared>0</Shared>
			<None>2800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>85917A100</cusip>
		<value>4319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>184574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>183200</Sole>
			<Shared>0</Shared>
			<None>1374</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STILLWATER MNG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>86074Q102</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STOCK YDS BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>861025104</cusip>
		<value>6828</value>
		<shrsOrPrnAmt>
			<sshPrnamt>145428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>145428</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1564</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUBURBAN PROPANE PARTNERS L</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>864482104</cusip>
		<value>2961</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>98479</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>86562M209</cusip>
		<value>2007</value>
		<shrsOrPrnAmt>
			<sshPrnamt>262745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>259155</Sole>
			<Shared>0</Shared>
			<None>3590</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867224107</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNOCO LOGISTICS PRTNRS L P</nameOfIssuer>
		<titleOfClass>COM UNITS</titleOfClass>
		<cusip>86764L108</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9540</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNOCO LP</nameOfIssuer>
		<titleOfClass>COM U REP LP</titleOfClass>
		<cusip>86765K109</cusip>
		<value>2689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNSTONE HOTEL INVS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867892101</cusip>
		<value>623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>40880</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867914103</cusip>
		<value>63820</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1163531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>826418</Sole>
			<Shared>0</Shared>
			<None>337113</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYMANTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871503108</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3892</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3892</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871607107</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNGENTA AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>87160A100</cusip>
		<value>2461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30709</Sole>
			<Shared>0</Shared>
			<None>425</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87165B103</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10068</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>7412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>133864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>36232</Sole>
			<Shared>0</Shared>
			<None>97632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TCF FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872275102</cusip>
		<value>1580</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>80000</Sole>
			<Shared>0</Shared>
			<None>629</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TC PIPELINES LP</nameOfIssuer>
		<titleOfClass>UT COM LTD PRT</titleOfClass>
		<cusip>87233Q108</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TD AMERITRADE HLDG CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87236Y108</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>203</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>67906</value>
		<shrsOrPrnAmt>
			<sshPrnamt>903846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>649410</Sole>
			<Shared>0</Shared>
			<None>254436</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T MOBILE US INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872590104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>64</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TABLEAU SOFTWARE INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>87336U105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>874039100</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>235</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
		<titleOfClass>NOTE 1.000% 7/0</titleOfClass>
		<cusip>874054AD1</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>19000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TANGER FACTORY OUTLET CTRS I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>875465106</cusip>
		<value>2746</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>38425</Sole>
			<Shared>0</Shared>
			<None>38325</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>12423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>171991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>103345</Sole>
			<Shared>0</Shared>
			<None>68646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGA RES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612G101</cusip>
		<value>913</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16283</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16211</Sole>
			<Shared>0</Shared>
			<None>72</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAUBMAN CTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>876664103</cusip>
		<value>518</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>6100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECK RESOURCES LTD</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>878742204</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEJON RANCH CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879080109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>127</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879369106</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFONICA S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>879382208</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12580</Sole>
			<Shared>0</Shared>
			<None>9717</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880198106</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88023U101</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TENNECO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880349105</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1220</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88076W103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>190</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880779103</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2580</Sole>
			<Shared>0</Shared>
			<None>1300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TERRITORIAL BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88145X108</cusip>
		<value>2135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>65000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESLA MTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88160R101</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>428</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TESLA MTRS INC</nameOfIssuer>
		<titleOfClass>NOTE 1.250% 3/0</titleOfClass>
		<cusip>88160RAC5</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>881624209</cusip>
		<value>2652</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>35121</Sole>
			<Shared>0</Shared>
			<None>38047</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88162G103</cusip>
		<value>1104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12325</Sole>
			<Shared>0</Shared>
			<None>13250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88224Q107</cusip>
		<value>22435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>286159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>216170</Sole>
			<Shared>0</Shared>
			<None>69989</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>1259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>16267</Sole>
			<Shared>0</Shared>
			<None>990</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXTRON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883203101</cusip>
		<value>562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5948</Sole>
			<Shared>0</Shared>
			<None>5620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>51581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>365563</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>266630</Sole>
			<Shared>0</Shared>
			<None>98933</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>884903105</cusip>
		<value>1009</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9525</Sole>
			<Shared>0</Shared>
			<None>13525</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>20405</value>
		<shrsOrPrnAmt>
			<sshPrnamt>114267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>69478</Sole>
			<Shared>0</Shared>
			<None>44789</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>886547108</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>553</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>887317303</cusip>
		<value>3674</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>31799</Sole>
			<Shared>0</Shared>
			<None>6263</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIMKEN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>887389104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>117</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>889478103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>890516107</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>704</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891027104</cusip>
		<value>5006</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>67874</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORO CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891092108</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>891160509</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORTOISE MLP FD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89148B101</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>89151E109</cusip>
		<value>2561</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50067</Sole>
			<Shared>0</Shared>
			<None>186</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
		<titleOfClass>SP ADR REP2COM</titleOfClass>
		<cusip>892331307</cusip>
		<value>6598</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56298</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>892356106</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>140</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRACON PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89237H100</cusip>
		<value>139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>28350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89353D107</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1960</Sole>
			<Shared>0</Shared>
			<None>225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89469A104</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>240</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIMBLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896239100</cusip>
		<value>2996</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>87189</Sole>
			<Shared>0</Shared>
			<None>12167</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>898402102</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TUPPERWARE BRANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>899896104</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5605</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>90130A101</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6002</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWITTER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90184L102</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>605</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90187B101</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>34430</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UDR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902653104</cusip>
		<value>720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>14101</Sole>
			<Shared>0</Shared>
			<None>5642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UGI CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902681105</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>102</Sole>
			<Shared>0</Shared>
			<None>1050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>902973304</cusip>
		<value>71884</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1399344</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>990640</Sole>
			<Shared>0</Shared>
			<None>408704</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>904311107</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7297</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7097</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
		<titleOfClass>CL C</titleOfClass>
		<cusip>904311206</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>745</Sole>
			<Shared>0</Shared>
			<None>201</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>2300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>29872</Sole>
			<Shared>0</Shared>
			<None>26637</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER N V</nameOfIssuer>
		<titleOfClass>N Y SHS NEW</titleOfClass>
		<cusip>904784709</cusip>
		<value>4636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>112912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>110542</Sole>
			<Shared>0</Shared>
			<None>2370</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>48100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>463929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>373925</Sole>
			<Shared>0</Shared>
			<None>90004</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED NAT FOODS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>911163103</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>66</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>10727</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>55395</Sole>
			<Shared>0</Shared>
			<None>38175</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>911363109</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>913017109</cusip>
		<value>56271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>513331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>324725</Sole>
			<Shared>0</Shared>
			<None>188606</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED THERAPEUTICS CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91307C102</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>107407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>671127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>511389</Sole>
			<Shared>0</Shared>
			<None>159738</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91347P105</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1740</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>UNIVERSAL HEALTH RLTY INCM T</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>91359E105</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>UNIVERSAL HLTH SVCS INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>913903100</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>190</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNIVEST CORP PA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>915271100</cusip>
		<value>1551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50187</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VCA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918194101</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>6</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918204108</cusip>
		<value>59342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1112323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>780483</Sole>
			<Shared>0</Shared>
			<None>331840</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALE S A</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>91912E105</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1410</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>1346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>18700</Sole>
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			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALMONT INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>920253101</cusip>
		<value>1080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7404</Sole>
			<Shared>0</Shared>
			<None>260</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALSPAR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>920355104</cusip>
		<value>4565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3571</Sole>
			<Shared>0</Shared>
			<None>40487</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>GOLD MINERS ETF</titleOfClass>
		<cusip>92189F106</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13000</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>HIGH YLD MUN ETF</titleOfClass>
		<cusip>92189F361</cusip>
		<value>594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5300</Sole>
			<Shared>0</Shared>
			<None>14700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>MORNINGSTAR WIDE</titleOfClass>
		<cusip>92189F643</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>299</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>OIL SVCS ETF</titleOfClass>
		<cusip>92189F718</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5708</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
		<titleOfClass>BIOTECH ETF</titleOfClass>
		<cusip>92189F726</cusip>
		<value>1003</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9275</Sole>
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			<None>50</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD SPECIALIZED PORTFOL</nameOfIssuer>
		<titleOfClass>DIV APP ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1016</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1016</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
		<titleOfClass>VG TL INTL STK F</titleOfClass>
		<cusip>921909768</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>85</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA CAP VAL ETF</titleOfClass>
		<cusip>921910840</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>970</Sole>
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			<None>4265</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
		<titleOfClass>MEGA CAP INDEX</titleOfClass>
		<cusip>921910873</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1025</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>INTERMED TERM</titleOfClass>
		<cusip>921937819</cusip>
		<value>3385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30834</Sole>
			<Shared>0</Shared>
			<None>9911</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>SHORT TRM BOND</titleOfClass>
		<cusip>921937827</cusip>
		<value>71099</value>
		<shrsOrPrnAmt>
			<sshPrnamt>894889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>680110</Sole>
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			<None>214779</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>TOTAL BND MRKT</titleOfClass>
		<cusip>921937835</cusip>
		<value>3635</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>44170</Sole>
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			<None>820</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>6238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>170710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>114505</Sole>
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			<None>56205</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>807</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>10657</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>GLB EX US ETF</titleOfClass>
		<cusip>922042676</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>569</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE SMCAP ETF</titleOfClass>
		<cusip>922042718</cusip>
		<value>2270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24145</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17155</Sole>
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			<None>6990</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>ALLWRLD EX US</titleOfClass>
		<cusip>922042775</cusip>
		<value>3378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76456</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>67156</Sole>
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			<None>9300</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>5671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>158502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>119795</Sole>
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			<None>38707</None>
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	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE PACIFIC ETF</titleOfClass>
		<cusip>922042866</cusip>
		<value>578</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5971</Sole>
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			<None>3975</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>332</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5362</Sole>
			<Shared>0</Shared>
			<None>1566</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>CONSUM DIS ETF</titleOfClass>
		<cusip>92204A108</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>131</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
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			<Sole>131</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>CONSUM STP ETF</titleOfClass>
		<cusip>92204A207</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>245</Sole>
			<Shared>0</Shared>
			<None>728</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>ENERGY ETF</titleOfClass>
		<cusip>92204A306</cusip>
		<value>3273</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30545</Sole>
			<Shared>0</Shared>
			<None>725</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>FINANCIALS ETF</titleOfClass>
		<cusip>92204A405</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5420</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>HEALTH CAR ETF</titleOfClass>
		<cusip>92204A504</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>654</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>INDUSTRIAL ETF</titleOfClass>
		<cusip>92204A603</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>INF TECH ETF</titleOfClass>
		<cusip>92204A702</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2130</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>2070</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>UTILITIES ETF</titleOfClass>
		<cusip>92204A876</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>698</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
		<titleOfClass>TELCOMM ETF</titleOfClass>
		<cusip>92204A884</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>23</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>SHRT TRM CORP BD</titleOfClass>
		<cusip>92206C409</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>407</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>MORTG-BACK SEC</titleOfClass>
		<cusip>92206C771</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>85</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>INT-TERM CORP</titleOfClass>
		<cusip>92206C870</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>248</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92220P105</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1868</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1868</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VENTAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92276F100</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2836</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>24326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>118485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>116546</Sole>
			<Shared>0</Shared>
			<None>1939</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>11137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>134940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>131538</Sole>
			<Shared>0</Shared>
			<None>3402</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SML CP GRW ETF</titleOfClass>
		<cusip>922908595</cusip>
		<value>2551</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>19057</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SM CP VAL ETF</titleOfClass>
		<cusip>922908611</cusip>
		<value>3497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>28552</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MID CAP ETF</titleOfClass>
		<cusip>922908629</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>780</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>LARGE CAP ETF</titleOfClass>
		<cusip>922908637</cusip>
		<value>3242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>31470</Sole>
			<Shared>0</Shared>
			<None>200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>EXTEND MKT ETF</titleOfClass>
		<cusip>922908652</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2234</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1532</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1532</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>VALUE ETF</titleOfClass>
		<cusip>922908744</cusip>
		<value>706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7292</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>22565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>174978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>148287</Sole>
			<Shared>0</Shared>
			<None>26691</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>TOTAL STK MKT</titleOfClass>
		<cusip>922908769</cusip>
		<value>3836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>32765</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERISIGN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343E102</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>165</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>31672</value>
		<shrsOrPrnAmt>
			<sshPrnamt>593330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>430150</Sole>
			<Shared>0</Shared>
			<None>163180</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERITIV CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>923454102</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>705</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>438</Sole>
			<Shared>0</Shared>
			<None>267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92345Y106</cusip>
		<value>2814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>33500</Sole>
			<Shared>0</Shared>
			<None>1165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92532F100</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>159</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92532W103</cusip>
		<value>1958</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26549</Sole>
			<Shared>0</Shared>
			<None>43221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>92553P201</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VISA INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>52308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>670446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>553846</Sole>
			<Shared>0</Shared>
			<None>116600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VMWARE INC</nameOfIssuer>
		<titleOfClass>CL A COM</titleOfClass>
		<cusip>928563402</cusip>
		<value>529</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3680</Sole>
			<Shared>0</Shared>
			<None>3040</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
		<titleOfClass>SPNSR ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>7435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>304348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>241925</Sole>
			<Shared>0</Shared>
			<None>62423</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>929042109</cusip>
		<value>1418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5190</Sole>
			<Shared>0</Shared>
			<None>8394</None>
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	<infoTable>
		<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929160109</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92924F106</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WABCO HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92927K102</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WSFS FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929328102</cusip>
		<value>4301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>92803</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>W P CAREY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92936U109</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>559</None>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92939U106</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>187</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>WABTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929740108</cusip>
		<value>7457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>44525</Sole>
			<Shared>0</Shared>
			<None>45292</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WADDELL &amp; REED FINL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>930059100</cusip>
		<value>1095</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56144</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>7720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>75726</Sole>
			<Shared>0</Shared>
			<None>35962</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>12832</value>
		<shrsOrPrnAmt>
			<sshPrnamt>155054</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>85734</Sole>
			<Shared>0</Shared>
			<None>69320</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASHINGTON PRIME GROUP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>93964W108</cusip>
		<value>1289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>54888</Sole>
			<Shared>0</Shared>
			<None>68949</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASHINGTON REAL ESTATE INVT</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>939653101</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1754</Sole>
			<Shared>0</Shared>
			<None>3955</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106B101</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106L109</cusip>
		<value>2439</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17666</Sole>
			<Shared>0</Shared>
			<None>16724</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WATERS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>941848103</cusip>
		<value>344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2563</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1473</Sole>
			<Shared>0</Shared>
			<None>1090</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEBMD HEALTH CORP</nameOfIssuer>
		<titleOfClass>NOTE 2.500% 1/3</titleOfClass>
		<cusip>94770VAF9</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEBSTER FINL CORP CONN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>947890109</cusip>
		<value>3740</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>68895</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>948741103</cusip>
		<value>2079</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>28561</Sole>
			<Shared>0</Shared>
			<None>29522</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>35682</value>
		<shrsOrPrnAmt>
			<sshPrnamt>647463</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>422562</Sole>
			<Shared>0</Shared>
			<None>224901</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>PERP PFD CNV A</titleOfClass>
		<cusip>949746804</cusip>
		<value>1845</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1020</Sole>
			<Shared>0</Shared>
			<None>530</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>5688</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>52759</Sole>
			<Shared>0</Shared>
			<None>32220</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTAR ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95709T100</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>284</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ALLIANCE BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>957638109</cusip>
		<value>2436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN ASSET HIGH INCM FD I</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95766J102</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1576</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET HIGH INCM OPP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95766K109</cusip>
		<value>763</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152957</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>67207</Sole>
			<Shared>0</Shared>
			<None>85750</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>958102105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2</Sole>
			<Shared>0</Shared>
			<None>71</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COM UNIT LP IN</titleOfClass>
		<cusip>958254104</cusip>
		<value>482</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2200</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN UN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>959802109</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTPAC BKG CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>961214301</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2920</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTROCK CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>96145D105</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2063</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2063</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEYCO GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>962149100</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>962166104</cusip>
		<value>3997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>132828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>79869</Sole>
			<Shared>0</Shared>
			<None>52959</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>963320106</cusip>
		<value>49838</value>
		<shrsOrPrnAmt>
			<sshPrnamt>274179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>199069</Sole>
			<Shared>0</Shared>
			<None>75110</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WHOLE FOODS MKT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>966837106</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4343</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>943</Sole>
			<Shared>0</Shared>
			<None>3400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILEY JOHN &amp; SONS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>968223206</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>3800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969457100</cusip>
		<value>3484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>58157</Sole>
			<Shared>0</Shared>
			<None>53740</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer>
		<titleOfClass>COM UNIT LTD PAR</titleOfClass>
		<cusip>96949L105</cusip>
		<value>17326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>455592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>438714</Sole>
			<Shared>0</Shared>
			<None>16878</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>969904101</cusip>
		<value>3434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>30546</Sole>
			<Shared>0</Shared>
			<None>40410</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WINDSTREAM HLDGS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>97382A200</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>55</Sole>
			<Shared>0</Shared>
			<None>350</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WINTRUST FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>97650W108</cusip>
		<value>2540</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>35000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>INTL EQUITY FD</titleOfClass>
		<cusip>97717W703</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>448</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>INTL SMCAP DIV</titleOfClass>
		<cusip>97717W760</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>673</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EUROPE HEDGED EQ</titleOfClass>
		<cusip>97717X701</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1075</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WORKDAY INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98138H101</cusip>
		<value>165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2500</None>
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	<infoTable>
		<nameOfIssuer>WYNDHAM WORLDWIDE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98310W108</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>47</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XPO LOGISTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983793100</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1220</Sole>
			<Shared>0</Shared>
			<None>1200</None>
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	<infoTable>
		<nameOfIssuer>XILINX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>983919101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>178</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XEROX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>984121103</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2478</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2478</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>XYLEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98419M100</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>75</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>75</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YAHOO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>984332106</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2225</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>988498101</cusip>
		<value>35183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>555549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>397982</Sole>
			<Shared>0</Shared>
			<None>157567</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98850P109</cusip>
		<value>10899</value>
		<shrsOrPrnAmt>
			<sshPrnamt>417261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>284713</Sole>
			<Shared>0</Shared>
			<None>132548</None>
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	<infoTable>
		<nameOfIssuer>ZILLOW GROUP INC</nameOfIssuer>
		<titleOfClass>CL C CAP STK</titleOfClass>
		<cusip>98954M200</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>94</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4160</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIOPHARM ONCOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98973P101</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>55783</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>870</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16261</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13111</Sole>
			<Shared>0</Shared>
			<None>3150</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ADIENT PLC</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>G0084W101</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1359</Sole>
			<Shared>0</Shared>
			<None>3290</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALLEGION PUB LTD CO</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>G0176J109</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>249</Sole>
			<Shared>0</Shared>
			<None>139</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>788</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3368</Sole>
			<Shared>0</Shared>
			<None>382</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMDOCS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G02602103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>40</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMBARELLA INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G037AX101</cusip>
		<value>1448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>26370</Sole>
			<Shared>0</Shared>
			<None>385</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AON PLC</nameOfIssuer>
		<titleOfClass>SHS CL A</titleOfClass>
		<cusip>G0408V102</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>733</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>G0450A105</cusip>
		<value>24968</value>
		<shrsOrPrnAmt>
			<sshPrnamt>289351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>145518</Sole>
			<Shared>0</Shared>
			<None>143833</None>
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	<infoTable>
		<nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G0750C108</cusip>
		<value>477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>17539</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>37300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>318449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>239995</Sole>
			<Shared>0</Shared>
			<None>78454</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
		<titleOfClass>LP INT UNIT</titleOfClass>
		<cusip>G16252101</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>5175</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G27823106</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>541</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>14612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>217798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>161562</Sole>
			<Shared>0</Shared>
			<None>56236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENDURANCE SPECIALTY HLDGS LT</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G30397106</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>85</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G4388N106</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G4617B105</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13965</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G47791101</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>2170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G491BT108</cusip>
		<value>33418</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1101466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>934539</Sole>
			<Shared>0</Shared>
			<None>166927</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JAMES RIV GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G5005R107</cusip>
		<value>831</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
		<titleOfClass>SHS USD</titleOfClass>
		<cusip>G50871105</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1875</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G51502105</cusip>
		<value>1023</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>12076</Sole>
			<Shared>0</Shared>
			<None>12765</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
		<titleOfClass>SHS CL A</titleOfClass>
		<cusip>G5480U104</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2446</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
		<titleOfClass>SHS CL C</titleOfClass>
		<cusip>G5480U120</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>7458</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5785G107</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4289</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>4868</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>50080</Sole>
			<Shared>0</Shared>
			<None>18259</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G60754101</cusip>
		<value>397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>9135</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
		<titleOfClass>SHS EUR</titleOfClass>
		<cusip>G6518L108</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>454</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORDIC AMERICAN TANKERS LIMI</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G65773106</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G66721104</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>4230</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G7496G103</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1150</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>542</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENTAIR PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7S00T104</cusip>
		<value>6921</value>
		<shrsOrPrnAmt>
			<sshPrnamt>123436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>63627</Sole>
			<Shared>0</Shared>
			<None>59809</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGNET JEWELERS LIMITED</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G81276100</cusip>
		<value>333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3535</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G96629103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>42</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XL GROUP LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G98294104</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>597</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>52014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>393691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>313995</Sole>
			<Shared>0</Shared>
			<None>79696</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UBS GROUP AG</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H42097107</cusip>
		<value>2604</value>
		<shrsOrPrnAmt>
			<sshPrnamt>166107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>130493</Sole>
			<Shared>0</Shared>
			<None>35614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
		<titleOfClass>REG SHS</titleOfClass>
		<cusip>H84989104</cusip>
		<value>256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3695</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>2795</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>M22465104</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>132</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>132</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AERCAP HOLDINGS NV</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N00985106</cusip>
		<value>544</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13070</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>13070</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
		<titleOfClass>N Y REGISTRY SHS</titleOfClass>
		<cusip>N07059210</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>56</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIMPRESS N V</nameOfIssuer>
		<titleOfClass>SHS EURO</titleOfClass>
		<cusip>N20146101</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>3875</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CNH INDL N V</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N20944109</cusip>
		<value>717</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>80990</Sole>
			<Shared>0</Shared>
			<None>1555</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N22717107</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>358</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOBILEYE N V AMSTELVEEN</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>N51488117</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>22</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
		<titleOfClass>SHS - A -</titleOfClass>
		<cusip>N53745100</cusip>
		<value>198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>2307</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MYLAN N V</nameOfIssuer>
		<titleOfClass>SHS EURO</titleOfClass>
		<cusip>N59465109</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1620</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>1198</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENSATA TECHNOLOGIES HLDG NV</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N7902X106</cusip>
		<value>4899</value>
		<shrsOrPrnAmt>
			<sshPrnamt>125766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>37095</Sole>
			<Shared>0</Shared>
			<None>88671</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>V7780T103</cusip>
		<value>4127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>25700</Sole>
			<Shared>0</Shared>
			<None>24600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y09827109</cusip>
		<value>16922</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95729</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>64355</Sole>
			<Shared>0</Shared>
			<None>31374</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NAVIOS MARITIME PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LPI</titleOfClass>
		<cusip>Y62267102</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>130500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>130500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEEKAY LNG PARTNERS L P</nameOfIssuer>
		<titleOfClass>PRTNRSP UNITS</titleOfClass>
		<cusip>Y8564M105</cusip>
		<value>4095</value>
		<shrsOrPrnAmt>
			<sshPrnamt>283400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>5</otherManager>
		<votingAuthority>
			<Sole>283400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABB LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>000375204</cusip>
		<value>971</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>39331</Sole>
			<Shared>134</Shared>
			<None>6640</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>001055102</cusip>
		<value>726</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4361</Sole>
			<Shared>0</Shared>
			<None>6067</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPS ETF TR</nameOfIssuer>
		<titleOfClass>ALERIAN MLP</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>805</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>63337</Sole>
			<Shared>0</Shared>
			<None>507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>5014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>106384</Sole>
			<Shared>11243</Shared>
			<None>264</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>482</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10233</Sole>
			<Shared>605</Shared>
			<None>1711</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>1400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>19212</Sole>
			<Shared>3050</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00724F101</cusip>
		<value>240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2336</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADTRAN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00738A106</cusip>
		<value>1341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>60000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2830</Sole>
			<Shared>146</Shared>
			<None>4306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>008252108</cusip>
		<value>769</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5191</Sole>
			<Shared>100</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>009158106</cusip>
		<value>2404</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13615</Sole>
			<Shared>0</Shared>
			<None>3100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>015351109</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2636</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>020002101</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3255</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2932</Sole>
			<Shared>323</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>4999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6478</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3466</Sole>
			<Shared>629</Shared>
			<None>2383</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>5154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4827</Sole>
			<Shared>717</Shared>
			<None>960</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02209S103</cusip>
		<value>3043</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45012</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>43382</Sole>
			<Shared>1630</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>3386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2381</Sole>
			<Shared>400</Shared>
			<None>1734</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025537101</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4449</Sole>
			<Shared>0</Shared>
			<None>149</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>1076</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14523</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8725</Sole>
			<Shared>998</Shared>
			<None>4800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>2258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9305</Sole>
			<Shared>386</Shared>
			<None>11671</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>030420103</cusip>
		<value>3163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>43269</Sole>
			<Shared>450</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03073E105</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2883</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>1790</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7403</Sole>
			<Shared>1075</Shared>
			<None>3764</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032654105</cusip>
		<value>557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1675</Sole>
			<Shared>0</Shared>
			<None>6000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>03524A108</cusip>
		<value>999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9478</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8968</Sole>
			<Shared>360</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>035710409</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7295</Sole>
			<Shared>5000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>418</Sole>
			<Shared>0</Shared>
			<None>7034</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2210</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>12306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>89998</Sole>
			<Shared>4150</Shared>
			<None>12103</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAP CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04010L103</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>10700</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ATRION CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>049904105</cusip>
		<value>951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1875</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOLIV INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052800109</cusip>
		<value>1045</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9241</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>2015</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19603</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>11474</Sole>
			<Shared>1829</Shared>
			<None>6300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AVERY DENNISON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053611109</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6194</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>054937107</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5325</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05534B760</cusip>
		<value>1382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>29719</Sole>
			<Shared>0</Shared>
			<None>2255</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOFI HLDG INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05566U108</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9829</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BALL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>058498106</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>1204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>47721</Sole>
			<Shared>6434</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK HAWAII CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>062540109</cusip>
		<value>1723</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>19430</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064058100</cusip>
		<value>428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6807</Sole>
			<Shared>2220</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARD C R INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>067383109</cusip>
		<value>1705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7592</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>071813109</cusip>
		<value>407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9191</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5916</Sole>
			<Shared>300</Shared>
			<None>2975</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>075887109</cusip>
		<value>645</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3894</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>084670108</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>3623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>20287</Sole>
			<Shared>1586</Shared>
			<None>357</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIO TECHNE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09073M104</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2037</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKBAUD INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09227Q100</cusip>
		<value>497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7764</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>523</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>884</Sole>
			<Shared>111</Shared>
			<None>380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>097023105</cusip>
		<value>570</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3458</Sole>
			<Shared>180</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BORGWARNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>099724106</cusip>
		<value>826</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20943</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>20767</Sole>
			<Shared>176</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>110122108</cusip>
		<value>1510</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>19317</Sole>
			<Shared>5935</Shared>
			<None>595</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BUILDERS FIRSTSOURCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12008R107</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>32688</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CB FINL SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12479G101</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>11900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CBRE GROUP INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>12504L109</cusip>
		<value>370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>203</Sole>
			<Shared>0</Shared>
			<None>11552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDW CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12514G108</cusip>
		<value>532</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>420</Sole>
			<Shared>0</Shared>
			<None>9800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126408103</cusip>
		<value>515</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>14350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>126650100</cusip>
		<value>3610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45747</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>35069</Sole>
			<Shared>288</Shared>
			<None>10390</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>136375102</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4244</Sole>
			<Shared>54</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARLISLE COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>142339100</cusip>
		<value>458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4157</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARMAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>143130102</cusip>
		<value>703</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10923</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10923</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>149123101</cusip>
		<value>768</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8282</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>151020104</cusip>
		<value>6821</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58931</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>51962</Sole>
			<Shared>300</Shared>
			<None>6669</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15135B101</cusip>
		<value>465</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1082</Sole>
			<Shared>0</Shared>
			<None>7157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CERNER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156782104</cusip>
		<value>388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8184</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>6158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>39405</Sole>
			<Shared>1526</Shared>
			<None>11385</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CINCINNATI BELL INC NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>171871502</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4115</Sole>
			<Shared>7040</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>4098</value>
		<shrsOrPrnAmt>
			<sshPrnamt>135612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>124872</Sole>
			<Shared>4570</Shared>
			<None>6170</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CLARCOR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>179895107</cusip>
		<value>495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA COLA CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>2982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71914</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>63982</Sole>
			<Shared>7698</Shared>
			<None>234</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>192446102</cusip>
		<value>952</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16993</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>16993</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>194162103</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7952</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7484</Sole>
			<Shared>0</Shared>
			<None>468</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>1366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10435</Sole>
			<Shared>1654</Shared>
			<None>7692</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>20825C104</cusip>
		<value>907</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>17888</Sole>
			<Shared>125</Shared>
			<None>62</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>219350105</cusip>
		<value>370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>14985</Sole>
			<Shared>250</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160K105</cusip>
		<value>2802</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>17148</Sole>
			<Shared>301</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTAR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22160N109</cusip>
		<value>446</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2365</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>3133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>35905</Sole>
			<Shared>200</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>235851102</cusip>
		<value>3805</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>40633</Sole>
			<Shared>250</Shared>
			<None>8000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DAVITA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23918K108</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>244199105</cusip>
		<value>810</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7782</Sole>
			<Shared>78</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>247361702</cusip>
		<value>2389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>35272</Sole>
			<Shared>3871</Shared>
			<None>9423</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DIAGEO P L C</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>781</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7516</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6456</Sole>
			<Shared>450</Shared>
			<None>610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>253868103</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3131</Sole>
			<Shared>500</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>3183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>19834</Sole>
			<Shared>1459</Shared>
			<None>9250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>254709108</cusip>
		<value>3697</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>42326</Sole>
			<Shared>225</Shared>
			<None>8722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3872</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2744</Sole>
			<Shared>1128</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260003108</cusip>
		<value>562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7505</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260543103</cusip>
		<value>1114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10089</Sole>
			<Shared>400</Shared>
			<None>8991</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26138E109</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2449</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>263534109</cusip>
		<value>3917</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>51059</Sole>
			<Shared>2308</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>264411505</cusip>
		<value>903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>34000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>741</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7233</Sole>
			<Shared>77</Shared>
			<None>2237</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2018</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1954</Sole>
			<Shared>64</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278642103</cusip>
		<value>1089</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>36244</Sole>
			<Shared>442</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>1201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3075</Sole>
			<Shared>279</Shared>
			<None>6888</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>285512109</cusip>
		<value>452</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5745</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29084Q100</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6556</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>29</Sole>
			<Shared>0</Shared>
			<None>6527</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>291011104</cusip>
		<value>3605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>63779</Sole>
			<Shared>800</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13302</Sole>
			<Shared>1860</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENVESTNET INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29404K106</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8818</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENVISION HEALTHCARE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29414D100</cusip>
		<value>320</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>29476L107</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3220</Sole>
			<Shared>1000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30040W108</cusip>
		<value>2430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>43602</Sole>
			<Shared>400</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30219G108</cusip>
		<value>1436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>20636</Sole>
			<Shared>237</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>15975</value>
		<shrsOrPrnAmt>
			<sshPrnamt>176990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>154943</Sole>
			<Shared>5394</Shared>
			<None>16653</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>1371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7411</Sole>
			<Shared>4500</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>311900104</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3068</Sole>
			<Shared>536</Shared>
			<None>3862</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31428X106</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>824</Sole>
			<Shared>0</Shared>
			<None>773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31866P102</cusip>
		<value>662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST CMNTY BANCSHARES INC N</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31983A103</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>33734H106</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>11209</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
		<titleOfClass>COM SHS</titleOfClass>
		<cusip>33735J101</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5740</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>344849104</cusip>
		<value>498</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7026</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>6966</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
		<titleOfClass>COM PAR $0.01</titleOfClass>
		<cusip>345370860</cusip>
		<value>1119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>91799</Sole>
			<Shared>500</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>34959J108</cusip>
		<value>2227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>37268</Sole>
			<Shared>250</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35352P104</cusip>
		<value>760</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>18150</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>35671D857</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>11433</Sole>
			<Shared>160</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>35906A108</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15409</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5409</Sole>
			<Shared>10000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
		<titleOfClass>ADS</titleOfClass>
		<cusip>36197T103</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369550108</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1334</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369604103</cusip>
		<value>5355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>169482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>154806</Sole>
			<Shared>13581</Shared>
			<None>1095</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>370334104</cusip>
		<value>5175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>75026</Sole>
			<Shared>2671</Shared>
			<None>6090</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37045V100</cusip>
		<value>514</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14746</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>977</Sole>
			<Shared>0</Shared>
			<None>13769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENESEE &amp; WYO INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>371559105</cusip>
		<value>4414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>63600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>375558103</cusip>
		<value>3910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>42401</Sole>
			<Shared>1113</Shared>
			<None>11076</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9282</Sole>
			<Shared>98</Shared>
			<None>3475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
		<titleOfClass>GLBL X MLP ETF</titleOfClass>
		<cusip>37950E473</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10870</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>1098</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2122</Sole>
			<Shared>32</Shared>
			<None>2429</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCA HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40412C101</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5191</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5</Sole>
			<Shared>0</Shared>
			<None>5186</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HD SUPPLY HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40416M105</cusip>
		<value>1424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>33184</Sole>
			<Shared>325</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>404280406</cusip>
		<value>352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5660</Sole>
			<Shared>0</Shared>
			<None>3100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEALTHCARE SVCS GRP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>421906108</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6626</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>437076102</cusip>
		<value>5758</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42951</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>30693</Sole>
			<Shared>2378</Shared>
			<None>9880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>1498</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12937</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>12499</Sole>
			<Shared>38</Shared>
			<None>400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>446150104</cusip>
		<value>505</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38206</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38206</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ICICI BK LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>45104G104</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30648</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>30648</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>730</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5061</Sole>
			<Shared>150</Shared>
			<None>744</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLUMINA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452327109</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>126</Sole>
			<Shared>0</Shared>
			<None>2869</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IMAX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45245E109</cusip>
		<value>634</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20173</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>49</Sole>
			<Shared>0</Shared>
			<None>20124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INCYTE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45337C102</cusip>
		<value>882</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INDEXIQ ETF TR</nameOfIssuer>
		<titleOfClass>HEDGE MLTI ETF</titleOfClass>
		<cusip>45409B107</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9219</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9219</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458140100</cusip>
		<value>3408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>72367</Sole>
			<Shared>2923</Shared>
			<None>18697</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459200101</cusip>
		<value>4861</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29283</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>28170</Sole>
			<Shared>815</Shared>
			<None>298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL FLAVORS&amp;FRAGRA</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459506101</cusip>
		<value>518</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>460146103</cusip>
		<value>470</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7568</Sole>
			<Shared>1285</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTRA CELLULAR THERAPIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46116X101</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>12000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>461202103</cusip>
		<value>1605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13878</Sole>
			<Shared>125</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46120E602</cusip>
		<value>657</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1035</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>50</Shared>
			<None>985</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>971</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10153</Sole>
			<Shared>814</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
		<cusip>464287200</cusip>
		<value>1898</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6955</Sole>
			<Shared>1480</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE US AGGBD ET</titleOfClass>
		<cusip>464287226</cusip>
		<value>611</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5653</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1544</Sole>
			<Shared>4009</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8859</Sole>
			<Shared>382</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX INV CP ETF</titleOfClass>
		<cusip>464287242</cusip>
		<value>1098</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9371</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass>
		<cusip>464287309</cusip>
		<value>844</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6927</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6927</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
		<cusip>464287408</cusip>
		<value>539</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5316</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR TR BD ETF</titleOfClass>
		<cusip>464287457</cusip>
		<value>761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6013</Sole>
			<Shared>3000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EAFE ETF</titleOfClass>
		<cusip>464287465</cusip>
		<value>5000</value>
		<shrsOrPrnAmt>
			<sshPrnamt>86598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>85003</Sole>
			<Shared>0</Shared>
			<None>1595</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MID-CAP ETF</titleOfClass>
		<cusip>464287499</cusip>
		<value>677</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3687</Sole>
			<Shared>100</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
		<cusip>464287507</cusip>
		<value>1488</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9002</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NASDQ BIOTEC ETF</titleOfClass>
		<cusip>464287556</cusip>
		<value>401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1510</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
		<cusip>464287614</cusip>
		<value>297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2834</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2834</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS 2000 GRW ETF</titleOfClass>
		<cusip>464287648</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1766</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
		<cusip>464287655</cusip>
		<value>2194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>15493</Sole>
			<Shared>779</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUSSELL 3000 ETF</titleOfClass>
		<cusip>464287689</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1755</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
		<cusip>464287705</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2452</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
		<cusip>464287804</cusip>
		<value>1238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8999</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SP SMCP600VL ETF</titleOfClass>
		<cusip>464287879</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1460</Sole>
			<Shared>0</Shared>
			<None>2</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI ACWI EX US</titleOfClass>
		<cusip>464288240</cusip>
		<value>804</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>NEW YORK MUN ETF</titleOfClass>
		<cusip>464288323</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>2000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTL SEL DIV ETF</titleOfClass>
		<cusip>464288448</cusip>
		<value>1357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>45448</Sole>
			<Shared>0</Shared>
			<None>443</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX HI YD ETF</titleOfClass>
		<cusip>464288513</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3565</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MBS ETF</titleOfClass>
		<cusip>464288588</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2586</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTRM GOV/CR ETF</titleOfClass>
		<cusip>464288612</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2360</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>INTERM CR BD ETF</titleOfClass>
		<cusip>464288638</cusip>
		<value>538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4971</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR CR BD ETF</titleOfClass>
		<cusip>464288646</cusip>
		<value>2651</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>24719</Sole>
			<Shared>0</Shared>
			<None>545</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>10-20 YR TRS ETF</titleOfClass>
		<cusip>464288653</cusip>
		<value>1176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8843</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. PFD STK ETF</titleOfClass>
		<cusip>464288687</cusip>
		<value>705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>18620</Sole>
			<Shared>330</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE HIGH DV ETF</titleOfClass>
		<cusip>46429B663</cusip>
		<value>1628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>19563</Sole>
			<Shared>0</Shared>
			<None>233</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MIN VOL EAFE ETF</titleOfClass>
		<cusip>46429B689</cusip>
		<value>2118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>26277</Sole>
			<Shared>8312</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MIN VOL USA ETF</titleOfClass>
		<cusip>46429B697</cusip>
		<value>480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4943</Sole>
			<Shared>5675</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE MSCI EAFE</titleOfClass>
		<cusip>46432F842</cusip>
		<value>3213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59921</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>55841</Sole>
			<Shared>3430</Shared>
			<None>650</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>9477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109827</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>88473</Sole>
			<Shared>1329</Shared>
			<None>20025</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>JABIL CIRCUIT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>466313103</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18245</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>6472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>44585</Sole>
			<Shared>4002</Shared>
			<None>7584</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>485170302</cusip>
		<value>675</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>7460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEARNY FINL CORP MD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48716P108</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13804</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEYCORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>493267108</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7200</Sole>
			<Shared>6050</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>1128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8222</Sole>
			<Shared>611</Shared>
			<None>1050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOPIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500600101</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>40000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>500754106</cusip>
		<value>534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5126</Sole>
			<Shared>1000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501044101</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12532</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>275</Sole>
			<Shared>0</Shared>
			<None>12257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LKQ CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>501889208</cusip>
		<value>945</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>30321</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>50540R409</cusip>
		<value>385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2996</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>972</Sole>
			<Shared>0</Shared>
			<None>2024</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAKELAND BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>511637100</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>517834107</cusip>
		<value>1276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>23900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>3836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>49923</Sole>
			<Shared>225</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>521865204</cusip>
		<value>514</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3886</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3886</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGG MASON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>524901105</cusip>
		<value>708</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>23664</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>532457108</cusip>
		<value>525</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5311</Sole>
			<Shared>1826</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN NATL CORP IND</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>534187109</cusip>
		<value>1014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3950</Sole>
			<Shared>0</Shared>
			<None>11353</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINEAR TECHNOLOGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>535678106</cusip>
		<value>549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>0</Shared>
			<None>8558</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>578</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2315</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>2592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>25631</Sole>
			<Shared>165</Shared>
			<None>10644</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>56585A102</cusip>
		<value>469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9309</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>570535104</cusip>
		<value>466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>515</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>87</Sole>
			<Shared>0</Shared>
			<None>428</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>571903202</cusip>
		<value>1436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13371</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>1479</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2600</Sole>
			<Shared>1885</Shared>
			<None>9831</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM NON VTG</titleOfClass>
		<cusip>579780206</cusip>
		<value>352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2965</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>3856</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>30669</Sole>
			<Shared>732</Shared>
			<None>285</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2315</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MELCO CROWN ENTMT LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>585464100</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>11400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>7210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>122473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>111173</Sole>
			<Shared>3714</Shared>
			<None>7586</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>478</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7220</Sole>
			<Shared>643</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>10101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>162559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>124977</Sole>
			<Shared>10267</Shared>
			<None>27315</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>595017104</cusip>
		<value>1036</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>15932</Sole>
			<Shared>225</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>495</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9393</Sole>
			<Shared>1794</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>61166W101</cusip>
		<value>333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1563</Sole>
			<Shared>100</Shared>
			<None>1500</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MOODYS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>615369105</cusip>
		<value>667</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7073</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>28</Sole>
			<Shared>0</Shared>
			<None>7045</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>451</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10671</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>629337106</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>12000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637071101</cusip>
		<value>1461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39026</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>38851</Sole>
			<Shared>175</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NETAPP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>64110D104</cusip>
		<value>681</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>19316</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>2384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>16437</Sole>
			<Shared>1619</Shared>
			<None>1900</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>NIKE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>654106103</cusip>
		<value>631</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>12320</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>655844108</cusip>
		<value>1360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>11145</Sole>
			<Shared>1400</Shared>
			<None>46</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHERN TR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>665859104</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>666807102</cusip>
		<value>903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1633</Sole>
			<Shared>0</Shared>
			<None>2251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS A G</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>1287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>14849</Sole>
			<Shared>0</Shared>
			<None>2815</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>670100205</cusip>
		<value>2002</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>55200</Sole>
			<Shared>500</Shared>
			<None>129</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3852</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NVIDIA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67066G104</cusip>
		<value>1011</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>869</Sole>
			<Shared>1000</Shared>
			<None>7602</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67103H107</cusip>
		<value>1315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4708</Sole>
			<Shared>15</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCEANFIRST FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>675234108</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7691</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681919106</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>294</Shared>
			<None>3600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>2176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>50320</Sole>
			<Shared>3110</Shared>
			<None>3150</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693475105</cusip>
		<value>527</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3726</Sole>
			<Shared>0</Shared>
			<None>780</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693506107</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3549</Sole>
			<Shared>816</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69351T106</cusip>
		<value>326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5905</Sole>
			<Shared>3680</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69354N106</cusip>
		<value>356</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PACCAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693718108</cusip>
		<value>841</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13113</Sole>
			<Shared>52</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>697435105</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1424</Sole>
			<Shared>300</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>701094104</cusip>
		<value>2514</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17959</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>17859</Sole>
			<Shared>100</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>1927</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>48738</Sole>
			<Shared>76</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>5681</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>41877</Sole>
			<Shared>2039</Shared>
			<None>10375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>3943</value>
		<shrsOrPrnAmt>
			<sshPrnamt>121391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>93162</Sole>
			<Shared>10124</Shared>
			<None>18105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>1681</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18371</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>16337</Sole>
			<Shared>2034</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718546104</cusip>
		<value>755</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8737</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8437</Sole>
			<Shared>300</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>ENHAN SHRT MA AC</titleOfClass>
		<cusip>72201R833</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>125</Sole>
			<Shared>2740</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>72348P104</cusip>
		<value>460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8608</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS GP HLDGS L P</nameOfIssuer>
		<titleOfClass>LTD PARTNR INT A</titleOfClass>
		<cusip>72651A207</cusip>
		<value>608</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>17529</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
		<titleOfClass>PFD PORTFOLIO</titleOfClass>
		<cusip>73936T565</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>21480</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74005P104</cusip>
		<value>2108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17982</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>14857</Sole>
			<Shared>75</Shared>
			<None>3050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74144T108</cusip>
		<value>1999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26567</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>26517</Sole>
			<Shared>50</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>741503403</cusip>
		<value>567</value>
		<shrsOrPrnAmt>
			<sshPrnamt>387</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>237</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>7089</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>68629</Sole>
			<Shared>1467</Shared>
			<None>14217</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74340W103</cusip>
		<value>3142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>50601</Sole>
			<Shared>525</Shared>
			<None>8403</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74346Y103</cusip>
		<value>258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12002</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744320102</cusip>
		<value>603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>796</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>744573106</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3966</Sole>
			<Shared>800</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>946</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7955</Sole>
			<Shared>4402</Shared>
			<None>2150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74762E102</cusip>
		<value>556</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>15948</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>755111507</cusip>
		<value>945</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6656</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4709</Sole>
			<Shared>1947</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RED HAT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>756577102</cusip>
		<value>727</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>680</Sole>
			<Shared>0</Shared>
			<None>9747</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75886F107</cusip>
		<value>1460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3978</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>993</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>61249</Sole>
			<Shared>7950</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>770323103</cusip>
		<value>991</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>20326</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>774341101</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>480</Sole>
			<Shared>0</Shared>
			<None>2500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>776696106</cusip>
		<value>1881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4877</Sole>
			<Shared>0</Shared>
			<None>5399</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR A</titleOfClass>
		<cusip>780259206</cusip>
		<value>1021</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>15389</Sole>
			<Shared>3319</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78409V104</cusip>
		<value>557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>79</Sole>
			<Shared>0</Shared>
			<None>5099</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>784117103</cusip>
		<value>664</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13448</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>1817</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7183</Sole>
			<Shared>946</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
		<titleOfClass>GOLD SHS</titleOfClass>
		<cusip>78463V107</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1861</Sole>
			<Shared>800</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>DJ INTL RL ETF</titleOfClass>
		<cusip>78463X863</cusip>
		<value>1516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42012</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>41394</Sole>
			<Shared>618</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
		<cusip>78464A359</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6395</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
		<cusip>78464A763</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4095</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
		<titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1068</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1172</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>795226109</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10923</Sole>
			<Shared>0</Shared>
			<None>1663</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>80589M102</cusip>
		<value>366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>4605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>45323</Sole>
			<Shared>994</Shared>
			<None>8543</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>TECHNOLOGY</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4990</Sole>
			<Shared>232</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>816300107</cusip>
		<value>646</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>15000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>816851109</cusip>
		<value>407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4012</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>824348106</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHIRE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>82481R106</cusip>
		<value>535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3139</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3039</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>828806109</cusip>
		<value>984</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5370</Sole>
			<Shared>169</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>1310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>26234</Sole>
			<Shared>341</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>847560109</cusip>
		<value>853</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>15483</Sole>
			<Shared>1052</Shared>
			<None>4216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>848574109</cusip>
		<value>526</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9014</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9014</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>854502101</cusip>
		<value>450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>332</Sole>
			<Shared>0</Shared>
			<None>3592</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>2420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>36713</Sole>
			<Shared>2600</Shared>
			<None>4278</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE STR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>857477103</cusip>
		<value>622</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8009</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERICYCLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>858912108</cusip>
		<value>558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4750</Sole>
			<Shared>0</Shared>
			<None>2489</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>860630102</cusip>
		<value>1352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>27075</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>703</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1869</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>86562M209</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>11239</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>867914103</cusip>
		<value>3814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>58657</Sole>
			<Shared>0</Shared>
			<None>10880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYNGENTA AG</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>87160A100</cusip>
		<value>825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10359</Sole>
			<Shared>50</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>871829107</cusip>
		<value>951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7782</Sole>
			<Shared>818</Shared>
			<None>8564</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>5411</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>60128</Sole>
			<Shared>1459</Shared>
			<None>10434</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6828</Sole>
			<Shared>0</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88162G103</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5698</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88224Q107</cusip>
		<value>516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6584</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>882508104</cusip>
		<value>390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5338</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4710</Sole>
			<Shared>628</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>1754</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>12008</Sole>
			<Shared>400</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>5161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28901</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>24829</Sole>
			<Shared>359</Shared>
			<None>3713</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>887317303</cusip>
		<value>477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4275</Sole>
			<Shared>670</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>891027104</cusip>
		<value>1381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>18720</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>89151E109</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1887</Sole>
			<Shared>0</Shared>
			<None>2909</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
		<titleOfClass>SP ADR REP2COM</titleOfClass>
		<cusip>892331307</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2033</Sole>
			<Shared>0</Shared>
			<None>39</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>893641100</cusip>
		<value>460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1849</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1849</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>89417E109</cusip>
		<value>524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3623</Sole>
			<Shared>658</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIMBLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896239100</cusip>
		<value>904</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13994</Sole>
			<Shared>0</Shared>
			<None>15994</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>902252105</cusip>
		<value>619</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4339</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>902973304</cusip>
		<value>3446</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>57267</Sole>
			<Shared>892</Shared>
			<None>8906</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7576</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5376</Sole>
			<Shared>2200</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNILEVER N V</nameOfIssuer>
		<titleOfClass>N Y SHS NEW</titleOfClass>
		<cusip>904784709</cusip>
		<value>1020</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>21813</Sole>
			<Shared>0</Shared>
			<None>3025</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION BANKSHARES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>905400107</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>5666</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>42777</Sole>
			<Shared>764</Shared>
			<None>11108</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>1687</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>9877</Sole>
			<Shared>391</Shared>
			<None>4452</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>913017109</cusip>
		<value>4800</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>34803</Sole>
			<Shared>561</Shared>
			<None>8425</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>9166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>48210</Sole>
			<Shared>1370</Shared>
			<None>7692</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNIVERSAL INS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91359V107</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8487</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918204108</cusip>
		<value>3875</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72623</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>72070</Sole>
			<Shared>400</Shared>
			<None>153</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>747</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3834</Sole>
			<Shared>323</Shared>
			<None>6772</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>919794107</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VALMONT INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>920253101</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2652</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD SPECIALIZED PORTFOL</nameOfIssuer>
		<titleOfClass>DIV APP ETF</titleOfClass>
		<cusip>921908844</cusip>
		<value>576</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>4760</Sole>
			<Shared>2000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>INTERMED TERM</titleOfClass>
		<cusip>921937819</cusip>
		<value>2423</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>26177</Sole>
			<Shared>2992</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>SHORT TRM BOND</titleOfClass>
		<cusip>921937827</cusip>
		<value>8203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>96102</Sole>
			<Shared>7147</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>TOTAL BND MRKT</titleOfClass>
		<cusip>921937835</cusip>
		<value>5155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>63807</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>62348</Sole>
			<Shared>1459</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>1720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47071</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>47071</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>6802</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>80322</Sole>
			<Shared>9456</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE SMCAP ETF</titleOfClass>
		<cusip>922042718</cusip>
		<value>545</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>1824</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>50173</Sole>
			<Shared>525</Shared>
			<None>282</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>SHRT TRM CORP BD</titleOfClass>
		<cusip>92206C409</cusip>
		<value>488</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1550</Sole>
			<Shared>3000</Shared>
			<None>1600</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>INT-TERM CORP</titleOfClass>
		<cusip>92206C870</cusip>
		<value>1139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10306</Sole>
			<Shared>2928</Shared>
			<None>55</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VENTAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92276F100</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3599</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>599</Sole>
			<Shared>3000</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2387</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2387</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP VL IDXVIP</titleOfClass>
		<cusip>922908512</cusip>
		<value>1673</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>15456</Sole>
			<Shared>1751</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MCAP GR IDXVIP</titleOfClass>
		<cusip>922908538</cusip>
		<value>1748</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>14957</Sole>
			<Shared>1583</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>3081</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>36474</Sole>
			<Shared>671</Shared>
			<None>186</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SML CP GRW ETF</titleOfClass>
		<cusip>922908595</cusip>
		<value>1258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8702</Sole>
			<Shared>746</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SM CP VAL ETF</titleOfClass>
		<cusip>922908611</cusip>
		<value>1903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>14832</Sole>
			<Shared>892</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>MID CAP ETF</titleOfClass>
		<cusip>922908629</cusip>
		<value>1025</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7755</Sole>
			<Shared>30</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>GROWTH ETF</titleOfClass>
		<cusip>922908736</cusip>
		<value>2455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>20242</Sole>
			<Shared>1588</Shared>
			<None>191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>VALUE ETF</titleOfClass>
		<cusip>922908744</cusip>
		<value>771</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7648</Sole>
			<Shared>644</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>SMALL CP ETF</titleOfClass>
		<cusip>922908751</cusip>
		<value>1914</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>14416</Sole>
			<Shared>422</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>5470</value>
		<shrsOrPrnAmt>
			<sshPrnamt>102478</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>88701</Sole>
			<Shared>10517</Shared>
			<None>3260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92345Y106</cusip>
		<value>741</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>1325</Sole>
			<Shared>0</Shared>
			<None>7799</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VISA INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>4825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61832</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>47688</Sole>
			<Shared>408</Shared>
			<None>13736</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
		<titleOfClass>SPNSR ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>543</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>21218</Sole>
			<Shared>1000</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929160109</cusip>
		<value>1051</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8399</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8399</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92939U106</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3549</Sole>
			<Shared>742</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WABTEC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>929740108</cusip>
		<value>1330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>10421</Sole>
			<Shared>0</Shared>
			<None>5606</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WAGEWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>930427109</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>2367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>24425</Sole>
			<Shared>2496</Shared>
			<None>7324</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931427108</cusip>
		<value>732</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8752</Sole>
			<Shared>0</Shared>
			<None>92</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106B101</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3694</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3694</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>94106L109</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3883</Sole>
			<Shared>560</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>4596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83399</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>68213</Sole>
			<Shared>5036</Shared>
			<None>10150</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5313</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>958102105</cusip>
		<value>508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5793</Sole>
			<Shared>1693</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>962166104</cusip>
		<value>897</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29831</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>28331</Sole>
			<Shared>1500</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>963320106</cusip>
		<value>3198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>17466</Sole>
			<Shared>125</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>EUROPE HEDGED EQ</titleOfClass>
		<cusip>97717X701</cusip>
		<value>1396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>24325</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98389B100</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5254</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>5254</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>988498101</cusip>
		<value>2419</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38190</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>37965</Sole>
			<Shared>225</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98850P109</cusip>
		<value>978</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37455</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>37230</Sole>
			<Shared>225</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZOETIS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98978V103</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3374</Sole>
			<Shared>571</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2284</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
		<titleOfClass>ORD</titleOfClass>
		<cusip>G0450A105</cusip>
		<value>610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>7074</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>3764</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>25694</Sole>
			<Shared>150</Shared>
			<None>6292</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G29183103</cusip>
		<value>1207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>17182</Sole>
			<Shared>809</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G33856108</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>18569</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IAO KUN GROUP HLDG CO LTD</nameOfIssuer>
		<titleOfClass>ORD USD SHS</titleOfClass>
		<cusip>G47204105</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>13500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G491BT108</cusip>
		<value>1565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>51250</Sole>
			<Shared>350</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G51502105</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6080</Sole>
			<Shared>2076</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>818</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>8570</Sole>
			<Shared>117</Shared>
			<None>2800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENTAIR PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7S00T104</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>3664</Sole>
			<Shared>472</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGNET JEWELERS LIMITED</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G81276100</cusip>
		<value>509</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5395</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERIS PLC</nameOfIssuer>
		<titleOfClass>SHS USD</titleOfClass>
		<cusip>G84720104</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5379</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5379</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>H1467J104</cusip>
		<value>3094</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>22046</Sole>
			<Shared>970</Shared>
			<None>400</None>
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	<infoTable>
		<nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>2410</Sole>
			<Shared>0</Shared>
			<None>275</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y09827109</cusip>
		<value>1169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>6</otherManager>
		<votingAuthority>
			<Sole>6540</Sole>
			<Shared>75</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00130H105</cusip>
		<value>532</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>45789</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>00164V103</cusip>
		<value>461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8443</Sole>
			<Shared>360</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12131</Sole>
			<Shared>100</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABBOTT LABS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>002824100</cusip>
		<value>975</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>22298</Sole>
			<Shared>3077</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6676</Sole>
			<Shared>700</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACTUA CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>005094107</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>19560</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADVISORY BRD CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00762W107</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10153</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10153</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>007973100</cusip>
		<value>320</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5843</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>614</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4494</Sole>
			<Shared>456</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>DBCV 2/1</titleOfClass>
		<cusip>00971TAG6</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>31000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>015271109</cusip>
		<value>266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1749</Sole>
			<Shared>648</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>803</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>759</Sole>
			<Shared>79</Shared>
			<None>202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>846</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>848</Sole>
			<Shared>140</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>02209S103</cusip>
		<value>445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6574</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>1358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>16853</Sole>
			<Shared>1475</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>026874784</cusip>
		<value>1128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>17267</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03027X100</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1521</Sole>
			<Shared>563</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>03073E105</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1575</Sole>
			<Shared>1590</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANADARKO PETE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>032511107</cusip>
		<value>2649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>35908</Sole>
			<Shared>2084</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>1194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5446</Sole>
			<Shared>2064</Shared>
			<None>2800</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>APPLIED MICRO CIRCUITS CORP</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>03822W406</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>18200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARRAY BIOPHARMA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>04269X105</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>18290</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>052769106</cusip>
		<value>1329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17952</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>16521</Sole>
			<Shared>1431</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>05534B760</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9595</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>055622104</cusip>
		<value>227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6068</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOFI HLDG INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>05566U108</cusip>
		<value>329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11521</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>05946K101</cusip>
		<value>546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>80718</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BANK OF THE OZARKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>063904106</cusip>
		<value>440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8367</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>064058100</cusip>
		<value>285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6015</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3005</Sole>
			<Shared>3010</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKLEY W R CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>084423102</cusip>
		<value>1158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>17410</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
		<titleOfClass>CL B NEW</titleOfClass>
		<cusip>084670702</cusip>
		<value>1654</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8158</Sole>
			<Shared>1990</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09062X103</cusip>
		<value>1620</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5172</Sole>
			<Shared>540</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOINGO WIRELESS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09739C102</cusip>
		<value>186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15219</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15219</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BORGWARNER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>099724106</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11587</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10383</Sole>
			<Shared>1204</Shared>
			<None>0</None>
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		<nameOfIssuer>BOYD GAMING CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>103304101</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10350</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
		<titleOfClass>CL A LTD VT SH</titleOfClass>
		<cusip>112585104</cusip>
		<value>590</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>17870</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>BUFFALO WILD WINGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>119848109</cusip>
		<value>368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2384</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CAE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>124765108</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15470</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CEB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125134106</cusip>
		<value>408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6732</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CABOT MICROELECTRONICS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12709P103</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3947</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3947</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CAMECO CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>13321L108</cusip>
		<value>426</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>40660</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14040H105</cusip>
		<value>846</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9701</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8797</Sole>
			<Shared>904</Shared>
			<None>0</None>
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		<nameOfIssuer>CATALENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>148806102</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8757</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>15135B101</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4052</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CENTURY CASINOS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>156492100</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13283</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13283</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CEVA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>157210105</cusip>
		<value>413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12322</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CHARTER COMMUNICATIONS INC N</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>16119P108</cusip>
		<value>499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1551</Sole>
			<Shared>181</Shared>
			<None>0</None>
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		<nameOfIssuer>CHEESECAKE FACTORY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>163072101</cusip>
		<value>420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7019</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1738</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CIMAREX ENERGY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171798101</cusip>
		<value>661</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4861</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4478</Sole>
			<Shared>383</Shared>
			<None>0</None>
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		<nameOfIssuer>CINCINNATI BELL INC NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>171871502</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11956</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11956</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>23444</Sole>
			<Shared>2765</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>172967424</cusip>
		<value>1160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>17318</Sole>
			<Shared>2208</Shared>
			<None>0</None>
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		<nameOfIssuer>CITRIX SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>177376100</cusip>
		<value>908</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9466</Sole>
			<Shared>706</Shared>
			<None>0</None>
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		<nameOfIssuer>COCA COLA CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>191216100</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6893</Sole>
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			<None>0</None>
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		<nameOfIssuer>COGNEX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>192422103</cusip>
		<value>416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6540</Sole>
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			<None>0</None>
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		<nameOfIssuer>COHERENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>192479103</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2583</Sole>
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			<None>0</None>
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		<nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>20030N101</cusip>
		<value>3910</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>49241</Sole>
			<Shared>7389</Shared>
			<None>0</None>
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		<nameOfIssuer>COTY INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>222070203</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15415</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13999</Sole>
			<Shared>1416</Shared>
			<None>0</None>
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		<nameOfIssuer>CREE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>225447101</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>21191</Sole>
			<Shared>1637</Shared>
			<None>0</None>
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		<nameOfIssuer>CRITEO S A</nameOfIssuer>
		<titleOfClass>SPONS ADS</titleOfClass>
		<cusip>226718104</cusip>
		<value>648</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15780</Sole>
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			<None>0</None>
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		<nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>22822V101</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5393</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4667</Sole>
			<Shared>726</Shared>
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		<nameOfIssuer>CUMMINS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>231021106</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2150</Sole>
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			<None>0</None>
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		<nameOfIssuer>CYPRESS SEMICONDUCTOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>232806109</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11025</Sole>
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			<None>0</None>
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		<nameOfIssuer>CYRUSONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>23283R100</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4860</Sole>
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			<None>0</None>
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		<nameOfIssuer>DBX ETF TR</nameOfIssuer>
		<titleOfClass>DB XTR MSCI EUR</titleOfClass>
		<cusip>233051853</cusip>
		<value>4144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163323</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>154516</Sole>
			<Shared>8807</Shared>
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		<nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25179M103</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2555</Sole>
			<Shared>2821</Shared>
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		<nameOfIssuer>DIAGEO P L C</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>1175</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11301</Sole>
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			<None>0</None>
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		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>513</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4327</Sole>
			<Shared>599</Shared>
			<None>0</None>
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		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>25470F104</cusip>
		<value>462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15613</Sole>
			<Shared>1245</Shared>
			<None>0</None>
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		<nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
		<titleOfClass>COM SER C</titleOfClass>
		<cusip>25470F302</cusip>
		<value>1518</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56701</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>55456</Sole>
			<Shared>1245</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25659T107</cusip>
		<value>496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9687</Sole>
			<Shared>1283</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>256677105</cusip>
		<value>346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2335</Sole>
			<Shared>2330</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>25746U109</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2775</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>DREW INDS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26168L205</cusip>
		<value>532</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4938</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4094</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4094</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>EOG RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>26875P101</cusip>
		<value>372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3245</Sole>
			<Shared>439</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>EPR PPTYS</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>26884U109</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2392</Sole>
			<Shared>880</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>277432100</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3265</Sole>
			<Shared>318</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278642103</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9465</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4705</Sole>
			<Shared>4760</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ECHO GLOBAL LOGISTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>27875T101</cusip>
		<value>283</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11288</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EMERGENT BIOSOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29089Q105</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8658</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER PRTNRS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>29273R109</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5795</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5795</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENERSYS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29275Y102</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4085</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29362U104</cusip>
		<value>326</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>18204</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>293792107</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9290</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302130109</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2590</Sole>
			<Shared>2625</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30219G108</cusip>
		<value>1153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>16610</Sole>
			<Shared>147</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4102</Sole>
			<Shared>685</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLIR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>302445101</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5709</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>311900104</cusip>
		<value>421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8967</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FEDERAL REALTY INVT TR</nameOfIssuer>
		<titleOfClass>SH BEN INT NEW</titleOfClass>
		<cusip>313747206</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1516</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1101</Sole>
			<Shared>415</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIREEYE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>31816Q101</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST POTOMAC RLTY TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>33610F109</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10340</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10340</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>343412102</cusip>
		<value>705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12534</Sole>
			<Shared>893</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
		<titleOfClass>COM PAR $0.01</titleOfClass>
		<cusip>345370860</cusip>
		<value>469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>35108</Sole>
			<Shared>3580</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>353514102</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6926</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>354613101</cusip>
		<value>401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9217</Sole>
			<Shared>902</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>35671D857</cusip>
		<value>1321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>92867</Sole>
			<Shared>7250</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GATX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>361448103</cusip>
		<value>240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3893</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>37733W105</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6126</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>37940X102</cusip>
		<value>413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5955</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>382550101</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9155</Sole>
			<Shared>971</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAMERCY PPTY TR</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>385002100</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13001</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9502</Sole>
			<Shared>3499</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>405217100</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Sole>7160</Sole>
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			<None>0</None>
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		<nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>410345102</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11403</Sole>
			<Shared>1163</Shared>
			<None>0</None>
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		<nameOfIssuer>HARMONIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>413160102</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>25210</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>416515104</cusip>
		<value>594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12472</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11319</Sole>
			<Shared>1153</Shared>
			<None>0</None>
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		<nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>428291108</cusip>
		<value>666</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12950</Sole>
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			<None>0</None>
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		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4343</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2551</Sole>
			<Shared>1792</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>HOSPITALITY PPTYS TR</nameOfIssuer>
		<titleOfClass>COM SH BEN INT</titleOfClass>
		<cusip>44106M102</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6602</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4825</Sole>
			<Shared>1777</Shared>
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		<nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>44107P104</cusip>
		<value>195</value>
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			<sshPrnamt>10366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7597</Sole>
			<Shared>2769</Shared>
			<None>0</None>
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		<nameOfIssuer>HURON CONSULTING GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>447462102</cusip>
		<value>295</value>
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			<sshPrnamt>5830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5830</Sole>
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			<None>0</None>
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		<nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>452308109</cusip>
		<value>548</value>
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			<sshPrnamt>4479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4059</Sole>
			<Shared>420</Shared>
			<None>0</None>
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		<nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45253H101</cusip>
		<value>65</value>
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			<sshPrnamt>32067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>30803</Sole>
			<Shared>1264</Shared>
			<None>0</None>
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		<nameOfIssuer>INTEGRATED DEVICE TECHNOLOGY</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>458118106</cusip>
		<value>516</value>
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			<sshPrnamt>21910</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>21910</Sole>
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			<None>0</None>
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		<nameOfIssuer>INVESTORS REAL ESTATE TR</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>461730103</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10626</Sole>
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		<nameOfIssuer>IONIS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>462222100</cusip>
		<value>1508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>29892</Sole>
			<Shared>1629</Shared>
			<None>0</None>
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		<nameOfIssuer>IRIDIUM COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46269C102</cusip>
		<value>120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12500</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>SELECT DIVID ETF</titleOfClass>
		<cusip>464287168</cusip>
		<value>526</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5939</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
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			<Sole>3024</Sole>
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		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>464287200</cusip>
		<value>421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE US AGGBD ET</titleOfClass>
		<cusip>464287226</cusip>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI EMG MKT ETF</titleOfClass>
		<cusip>464287234</cusip>
		<value>795</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX INV CP ETF</titleOfClass>
		<cusip>464287242</cusip>
		<value>875</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1-3 YR TR BD ETF</titleOfClass>
		<cusip>464287457</cusip>
		<value>460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Sole>5444</Sole>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>464287465</cusip>
		<value>7255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>125671</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Sole>85823</Sole>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>RUS MD CP GR ETF</titleOfClass>
		<cusip>464287481</cusip>
		<value>206</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>2111</Shared>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<value>3663</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>464287804</cusip>
		<value>481</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>3497</Shared>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>MSCI AC ASIA ETF</titleOfClass>
		<cusip>464288182</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3740</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>3740</Shared>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>464288273</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>464288646</cusip>
		<value>899</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>464288885</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>1356</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>JANUS CAP GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>47102X105</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Sole>11223</Sole>
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	<infoTable>
		<nameOfIssuer>J2 GLOBAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48123V102</cusip>
		<value>311</value>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
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			<Sole>3804</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>JUNIPER NETWORKS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>48203R104</cusip>
		<value>260</value>
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			<sshPrnamt>9192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8361</Sole>
			<Shared>831</Shared>
			<None>0</None>
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		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>485170302</cusip>
		<value>254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2990</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>KERYX BIOPHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>492515101</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>29813</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>858</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7065</Sole>
			<Shared>455</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>L-3 COMMUNICATIONS HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>502424104</cusip>
		<value>1866</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11437</Sole>
			<Shared>830</Shared>
			<None>0</None>
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		<nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>512807108</cusip>
		<value>759</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7180</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>517834107</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6720</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>LEVEL 3 COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>52729N308</cusip>
		<value>605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10743</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9208</Sole>
			<Shared>1535</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>LIBERTY INTERACTIVE CORP</nameOfIssuer>
		<titleOfClass>QVC GP COM SER A</titleOfClass>
		<cusip>53071M104</cusip>
		<value>467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>21648</Sole>
			<Shared>1708</Shared>
			<None>0</None>
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		<nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
		<titleOfClass>COM C SIRIUSXM</titleOfClass>
		<cusip>531229607</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9099</Sole>
			<Shared>664</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>LIGAND PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>53220K504</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5113</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5113</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>LIFELOCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>53224V100</cusip>
		<value>733</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>30649</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
		<titleOfClass>CL B NON VTG</titleOfClass>
		<cusip>535919500</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8204</Sole>
			<Shared>283</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LITTELFUSE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>537008104</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2026</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2026</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LOEWS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>540424108</cusip>
		<value>377</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8044</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7298</Sole>
			<Shared>746</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LOWES COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>548661107</cusip>
		<value>1146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16107</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15692</Sole>
			<Shared>415</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LUMENTUM HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>55024U109</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7992</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MDC PARTNERS INC</nameOfIssuer>
		<titleOfClass>CL A SUB VTG</titleOfClass>
		<cusip>552697104</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13380</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MANTECH INTL CORP</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>564563104</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4809</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4809</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>570535104</cusip>
		<value>1179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1303</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>571748102</cusip>
		<value>624</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8375</Sole>
			<Shared>855</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MASONITE INTL CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>575385109</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3511</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>1162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11021</Sole>
			<Shared>230</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>MAXIMUS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>577933104</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5701</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5701</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>438</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3602</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3555</Sole>
			<Shared>47</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDICAL PPTYS TRUST INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58463J304</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11733</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDICINES CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>584688105</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MEDNAX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58502B106</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4065</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4751</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4751</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>59156R108</cusip>
		<value>592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10982</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9570</Sole>
			<Shared>1412</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9640</Sole>
			<Shared>5662</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MOLINA HEALTHCARE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>60855R100</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4067</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14354</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>14354</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>609839105</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4105</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>617446448</cusip>
		<value>906</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>19474</Sole>
			<Shared>1976</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>MUELLER WTR PRODS INC</nameOfIssuer>
		<titleOfClass>COM SER A</titleOfClass>
		<cusip>624758108</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>20616</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>636274300</cusip>
		<value>719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12320</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>637071101</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8131</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7661</Sole>
			<Shared>470</Shared>
			<None>0</None>
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		<nameOfIssuer>NEKTAR THERAPEUTICS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>640268108</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>24568</Sole>
			<Shared>105</Shared>
			<None>0</None>
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		<nameOfIssuer>NOVARTIS A G</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>709</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9734</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9734</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>NOW INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67011P100</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11222</Sole>
			<Shared>901</Shared>
			<None>0</None>
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		<nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>67020Y100</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>20567</Sole>
			<Shared>1681</Shared>
			<None>0</None>
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		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>670346105</cusip>
		<value>1083</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>16956</Sole>
			<Shared>1238</Shared>
			<None>0</None>
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		<nameOfIssuer>OSI SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>671044105</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3251</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3251</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>681919106</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1535</Sole>
			<Shared>1545</Shared>
			<None>0</None>
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		<nameOfIssuer>ON SEMICONDUCTOR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>682189105</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11915</Sole>
			<Shared>470</Shared>
			<None>0</None>
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		<nameOfIssuer>ORIX CORP</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>686330101</cusip>
		<value>521</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6694</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6694</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693475105</cusip>
		<value>386</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2999</Sole>
			<Shared>299</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69351T106</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6407</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PACCAR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>693718108</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2085</Sole>
			<Shared>2384</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>701094104</cusip>
		<value>564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3677</Sole>
			<Shared>355</Shared>
			<None>0</None>
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		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>1529</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>14369</Sole>
			<Shared>243</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>1000</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>25592</Sole>
			<Shared>5204</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>812</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8346</Sole>
			<Shared>528</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>1-5 US TIP IDX</titleOfClass>
		<cusip>72201R205</cusip>
		<value>851</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>16221</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POOL CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73278L105</cusip>
		<value>678</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6498</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>73755L107</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7315</Sole>
			<Shared>7450</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
		<titleOfClass>UNIT BEN INT</titleOfClass>
		<cusip>73935S105</cusip>
		<value>1245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>74052</Sole>
			<Shared>4523</Shared>
			<None>0</None>
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		<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74005P104</cusip>
		<value>383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2981</Sole>
			<Shared>291</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>1118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12395</Sole>
			<Shared>898</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PROGENICS PHARMACEUTICALS IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743187106</cusip>
		<value>348</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>40250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743315103</cusip>
		<value>774</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>16935</Sole>
			<Shared>4878</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>QORVO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74736K101</cusip>
		<value>562</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10657</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>754730109</cusip>
		<value>561</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8093</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>75886F107</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1250</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>759351604</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2211</Sole>
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			<None>0</None>
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		<nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>770323103</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4900</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>SBA COMMUNICATIONS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78388J106</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2058</Sole>
			<Shared>120</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>5321</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>22267</Sole>
			<Shared>1537</Shared>
			<None>0</None>
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		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
		<cusip>78463X756</cusip>
		<value>550</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13837</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
		<cusip>78463X871</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7954</Sole>
			<Shared>2600</Shared>
			<None>0</None>
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		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
		<cusip>78464A417</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6203</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2203</Sole>
			<Shared>4000</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SPDR SER TR</nameOfIssuer>
		<titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
		<cusip>78468R721</cusip>
		<value>576</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12149</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12149</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>801056102</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5753</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10129</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>806857108</cusip>
		<value>2057</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>22603</Sole>
			<Shared>1895</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>810186106</cusip>
		<value>294</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3080</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEACHANGE INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>811699107</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>14280</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>812578102</cusip>
		<value>296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5610</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHUTTERFLY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>82568P304</cusip>
		<value>458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9134</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHUTTERSTOCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>825690100</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4902</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>828806109</cusip>
		<value>370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1497</Sole>
			<Shared>583</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SINCLAIR BROADCAST GROUP INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>829226109</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SNAP ON INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>833034101</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2419</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTH JERSEY INDS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>838518108</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6518</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>842587107</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6240</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STAMPS COM INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>852857200</cusip>
		<value>680</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5930</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>854502101</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1055</Sole>
			<Shared>1065</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>863667101</cusip>
		<value>1555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12693</Sole>
			<Shared>284</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>868459108</cusip>
		<value>378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>14968</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>872540109</cusip>
		<value>1217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16202</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15339</Sole>
			<Shared>863</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEGNA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87901J105</cusip>
		<value>611</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>27473</Sole>
			<Shared>1071</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879360105</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1883</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>879369106</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1931</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1931</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>88162G103</cusip>
		<value>553</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12805</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>883556102</cusip>
		<value>1429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9934</Sole>
			<Shared>191</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TOTAL S A</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>89151E109</cusip>
		<value>556</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10917</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10917</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRIMBLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>896239100</cusip>
		<value>417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13840</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>90130A200</cusip>
		<value>474</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12404</Sole>
			<Shared>4996</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWITTER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>90184L102</cusip>
		<value>1023</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>60304</Sole>
			<Shared>2460</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>SPON ADR NEW</titleOfClass>
		<cusip>904767704</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7849</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>5794</Sole>
			<Shared>2055</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNILEVER N V</nameOfIssuer>
		<titleOfClass>N Y SHS NEW</titleOfClass>
		<cusip>904784709</cusip>
		<value>534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13004</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED FIRE GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>910340108</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4735</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>911312106</cusip>
		<value>296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2293</Sole>
			<Shared>287</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>913017109</cusip>
		<value>1508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12700</Sole>
			<Shared>1058</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91324P102</cusip>
		<value>3254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>17599</Sole>
			<Shared>2735</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>918204108</cusip>
		<value>385</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6556</Sole>
			<Shared>667</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91879Q109</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>1789</Sole>
			<Shared>27</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALSPAR CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>920355104</cusip>
		<value>498</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4804</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4804</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>INTERMED TERM</titleOfClass>
		<cusip>921937819</cusip>
		<value>1278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15379</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15379</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
		<titleOfClass>SHORT TRM BOND</titleOfClass>
		<cusip>921937827</cusip>
		<value>2852</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>35895</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
		<titleOfClass>FTSE DEV MKT ETF</titleOfClass>
		<cusip>921943858</cusip>
		<value>238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6508</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
		<titleOfClass>HIGH DIV YLD</titleOfClass>
		<cusip>921946406</cusip>
		<value>1014</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13377</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>ALLWRLD EX US</titleOfClass>
		<cusip>922042775</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6365</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EMR MKT ETF</titleOfClass>
		<cusip>922042858</cusip>
		<value>22470</value>
		<shrsOrPrnAmt>
			<sshPrnamt>627994</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>561559</Sole>
			<Shared>66435</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANTIV INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>92210H105</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6920</Sole>
			<Shared>743</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VENTAS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92276F100</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3132</Sole>
			<Shared>407</Shared>
			<None>0</None>
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		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
		<cusip>922908363</cusip>
		<value>2684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13074</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>REIT ETF</titleOfClass>
		<cusip>922908553</cusip>
		<value>1192</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>12072</Sole>
			<Shared>2368</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
		<titleOfClass>EXTEND MKT ETF</titleOfClass>
		<cusip>922908652</cusip>
		<value>1980</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>20645</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9500</Sole>
			<Shared>312</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92532F100</cusip>
		<value>772</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10482</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9725</Sole>
			<Shared>757</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>925550105</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10510</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
		<titleOfClass>SPNSR ADR</titleOfClass>
		<cusip>92857W308</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>14930</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92924F106</cusip>
		<value>285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3739</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>3739</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WNS HOLDINGS LTD</nameOfIssuer>
		<titleOfClass>SPON ADR</titleOfClass>
		<cusip>92932M101</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10518</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10079</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>8260</Sole>
			<Shared>1819</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4386</Sole>
			<Shared>656</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>958102105</cusip>
		<value>1209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>16797</Sole>
			<Shared>992</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>963320106</cusip>
		<value>593</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>2979</Sole>
			<Shared>283</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE CONTINUOUS COMMOD</nameOfIssuer>
		<titleOfClass>SHS BEN INT</titleOfClass>
		<cusip>97718W108</cusip>
		<value>1080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55881</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>19392</Sole>
			<Shared>36489</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>YAHOO INC</nameOfIssuer>
		<titleOfClass>NOTE 12/0</titleOfClass>
		<cusip>984332AF3</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>76000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ZIX CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98974P100</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18859</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>18859</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>3155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15022</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>14298</Sole>
			<Shared>724</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0551A103</cusip>
		<value>473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>15700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>G0750C108</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10237</Sole>
			<Shared>1042</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
		<titleOfClass>SHS CLASS A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>1041</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7490</Sole>
			<Shared>1395</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
		<titleOfClass>ORD SHS</titleOfClass>
		<cusip>G48833100</cusip>
		<value>1146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>229759</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>213159</Sole>
			<Shared>16600</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G51502105</cusip>
		<value>1091</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26479</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>24335</Sole>
			<Shared>2144</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAZARD LTD</nameOfIssuer>
		<titleOfClass>SHS A</titleOfClass>
		<cusip>G54050102</cusip>
		<value>312</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>1484</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>19668</Sole>
			<Shared>1170</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>1320</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>31692</Sole>
			<Shared>2903</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENTAIR PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G7S00T104</cusip>
		<value>392</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>6549</Sole>
			<Shared>442</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UBS GROUP AG</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H42097107</cusip>
		<value>650</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>41493</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
		<titleOfClass>REG SHS</titleOfClass>
		<cusip>H84989104</cusip>
		<value>1925</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>24041</Sole>
			<Shared>3752</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIMPRESS N V</nameOfIssuer>
		<titleOfClass>SHS EURO</titleOfClass>
		<cusip>N20146101</cusip>
		<value>430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>4698</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERXION HOLDING N.V</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N47279109</cusip>
		<value>339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>9660</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>1164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>11878</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENSATA TECHNOLOGIES HLDG NV</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>N7902X106</cusip>
		<value>514</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>13200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>V7780T103</cusip>
		<value>580</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7070</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>7070</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>Y09827109</cusip>
		<value>2072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11721</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<otherManager>7</otherManager>
		<votingAuthority>
			<Sole>10910</Sole>
			<Shared>811</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>025816109</cusip>
		<value>3260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>44000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>031162100</cusip>
		<value>3144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>21500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>5374</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>46400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053332102</cusip>
		<value>2922</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>3700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>060505104</cusip>
		<value>4599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>208100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>208100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09247X101</cusip>
		<value>4072</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>10700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CBS CORP NEW</nameOfIssuer>
		<titleOfClass>CL B</titleOfClass>
		<cusip>124857202</cusip>
		<value>2602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>40900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>2684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>37300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>4037</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>34300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>4829</value>
		<shrsOrPrnAmt>
			<sshPrnamt>159800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>159800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>2668</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>25600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEM CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>260543103</cusip>
		<value>4595</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>80300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30219G108</cusip>
		<value>2394</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>34800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>369604103</cusip>
		<value>2787</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>88200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>38141G104</cusip>
		<value>4765</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>19900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>406216101</cusip>
		<value>4246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>78500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>437076102</cusip>
		<value>2802</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>20900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>438516106</cusip>
		<value>4982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>43000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>459200101</cusip>
		<value>2855</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>17200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>46625H100</cusip>
		<value>5609</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>65000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>4378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>38000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>1929</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>16900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>539830109</cusip>
		<value>2599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>10400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>68389X105</cusip>
		<value>3791</value>
		<shrsOrPrnAmt>
			<sshPrnamt>98600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>98600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>713448108</cusip>
		<value>5378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>51400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>4421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>136100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>136100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>747525103</cusip>
		<value>4310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66100</sshPrnamt>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>66100</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>RAYTHEON CO</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>755111507</cusip>
		<value>4714</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>33200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>US BANCORP DEL</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>902973304</cusip>
		<value>4582</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>89200</Sole>
			<Shared>0</Shared>
			<None>0</None>
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		<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>907818108</cusip>
		<value>2903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>28000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>4174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>61100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>92343V104</cusip>
		<value>2664</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>49900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>963320106</cusip>
		<value>3417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>18800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>98956P102</cusip>
		<value>1455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>14100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>3696</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<otherManager>8</otherManager>
		<votingAuthority>
			<Sole>17600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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</SEC-DOCUMENT>
