<SEC-DOCUMENT>0000720672-17-000083.txt : 20170814
<SEC-HEADER>0000720672-17-000083.hdr.sgml : 20170814
<ACCEPTANCE-DATETIME>20170814114308
ACCESSION NUMBER:		0000720672-17-000083
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20170630
FILED AS OF DATE:		20170814
DATE AS OF CHANGE:		20170814
EFFECTIVENESS DATE:		20170814

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		171028377

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
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      <name>James M. Zemlyak</name>
      <title>President and Chief Financial Officer</title>
      <phone>314 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>08-14-2017</signatureDate>
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         <value>416</value>
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         <cusip>09249E101</cusip>
         <value>5035</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>4303</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09249N101</cusip>
         <value>219</value>
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             <None>0</None>
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         <cusip>09249X109</cusip>
         <value>457</value>
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         <value>520</value>
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         <cusip>09250U101</cusip>
         <value>694</value>
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             <None>545</None>
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         <nameOfIssuer>BLACKROCK ENHANCED EQT DIV T</nameOfIssuer>
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         <cusip>09251A104</cusip>
         <value>12853</value>
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             <None>0</None>
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         <value>305</value>
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         <value>176</value>
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             <None>132600</None>
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         <cusip>09253R105</cusip>
         <value>274</value>
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         <cusip>09253T101</cusip>
         <value>294</value>
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             <None>16740</None>
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         <cusip>09253U108</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>33088</None>
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         <cusip>09253W104</cusip>
         <value>785</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>BLACKROCK MUNIENHANCED FD IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09253Y100</cusip>
         <value>195</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <cusip>09254E103</cusip>
         <value>2376</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <None>19620</None>
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         <cusip>09254F100</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <cusip>09254L107</cusip>
         <value>1667</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>2534</None>
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         <cusip>09254P108</cusip>
         <value>1336</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1659</None>
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         <cusip>09255P107</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <value>1742</value>
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             <None>1960</None>
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         <cusip>09257D102</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>250</None>
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         <value>2085</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>6217</None>
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         <value>1215</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>395</None>
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     <infoTable>
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         <value>2020</value>
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             <Shared>0</Shared>
             <None>7843</None>
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     <infoTable>
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         <value>12</value>
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             <None>0</None>
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         <cusip>09257WAB6</cusip>
         <value>25</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>25453</None>
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     <infoTable>
         <nameOfIssuer>BLACKROCK MULTI-SECTOR INC T</nameOfIssuer>
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         <cusip>09258A107</cusip>
         <value>709</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>BLACKROCK SCIENCE &amp; TECH TR</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>09258G104</cusip>
         <value>3618</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>158926</Sole>
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             <None>4150</None>
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         <cusip>09258P104</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>2000</None>
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         <cusip>093671105</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>112</None>
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         <cusip>094235108</cusip>
         <value>23</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>200</None>
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     <infoTable>
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         <cusip>097023105</cusip>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>24933</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09739D100</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>7701</Sole>
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             <None>117</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>09776J101</cusip>
         <value>7</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
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         <cusip>099502106</cusip>
         <value>372</value>
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         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>3700</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>099724106</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1958</None>
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             <None>400</None>
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         <cusip>27829W101</cusip>
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         <cusip>336917109</cusip>
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             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>11227</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CHINDIA ETF</titleOfClass>
         <cusip>33733A102</cusip>
         <value>1907</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>53505</Sole>
             <Shared>0</Shared>
             <None>864</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>1719</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40067</Sole>
             <Shared>0</Shared>
             <None>175</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CP VAL ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733C108</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>220</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7901</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7901</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>1712</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14602</Sole>
             <Shared>0</Shared>
             <None>428</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>19279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>186373</Sole>
             <Shared>0</Shared>
             <None>17228</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CAP VALUE ALP</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733F101</cusip>
         <value>624</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5588</Sole>
             <Shared>0</Shared>
             <None>5088</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR BICK INDEX FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733H107</cusip>
         <value>1778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68339</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>67259</Sole>
             <Shared>0</Shared>
             <None>1080</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>2591</value>
         <shrsOrPrnAmt>
             <sshPrnamt>194617</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>178115</Sole>
             <Shared>0</Shared>
             <None>16502</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>10432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>192365</Sole>
             <Shared>0</Shared>
             <None>2829</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ100 TECH INDE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337345102</cusip>
         <value>12406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>191522</Sole>
             <Shared>0</Shared>
             <None>7695</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33734G108</cusip>
         <value>2893</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>124397</Sole>
             <Shared>0</Shared>
             <None>298</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>10525</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>349825</Sole>
             <Shared>0</Shared>
             <None>9766</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>6830</value>
         <shrsOrPrnAmt>
             <sshPrnamt>128724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>86311</Sole>
             <Shared>0</Shared>
             <None>42413</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR DISCRE</titleOfClass>
         <cusip>33734X101</cusip>
         <value>3014</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>80790</Sole>
             <Shared>0</Shared>
             <None>733</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR STAPLE</titleOfClass>
         <cusip>33734X119</cusip>
         <value>7442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161576</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>153416</Sole>
             <Shared>0</Shared>
             <None>8160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32697</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32321</Sole>
             <Shared>0</Shared>
             <None>376</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FINLS ALPHADEX</titleOfClass>
         <cusip>33734X135</cusip>
         <value>1502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49443</Sole>
             <Shared>0</Shared>
             <None>2934</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>7790</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>107973</Sole>
             <Shared>0</Shared>
             <None>8668</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>7306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>206751</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>198773</Sole>
             <Shared>0</Shared>
             <None>7978</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>1411</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34493</Sole>
             <Shared>0</Shared>
             <None>1947</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>TECH ALPHADEX</titleOfClass>
         <cusip>33734X176</cusip>
         <value>6438</value>
         <shrsOrPrnAmt>
             <sshPrnamt>147952</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>144075</Sole>
             <Shared>0</Shared>
             <None>3877</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>7442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>273664</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>265413</Sole>
             <Shared>0</Shared>
             <None>8251</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5236</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3282</Sole>
             <Shared>0</Shared>
             <None>1954</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>1279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49994</Sole>
             <Shared>0</Shared>
             <None>1336</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31033</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>4345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50437</Sole>
             <Shared>0</Shared>
             <None>27498</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>11723</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198010</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>142307</Sole>
             <Shared>0</Shared>
             <None>55703</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>1142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21932</Sole>
             <Shared>0</Shared>
             <None>791</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP GRWTH ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735K108</cusip>
         <value>5972</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108702</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>107162</Sole>
             <Shared>0</Shared>
             <None>1540</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR STOXX EURO DIV FD</nameOfIssuer>
         <titleOfClass>COMMON SHS</titleOfClass>
         <cusip>33735T109</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16245</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>GBL WND ENRG ETF</titleOfClass>
         <cusip>33736G106</cusip>
         <value>93</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7265</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR FTSE EPRA/NAREIT DE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33736N101</cusip>
         <value>482</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10815</Sole>
             <Shared>0</Shared>
             <None>120</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ ABA CMNTY BK</nameOfIssuer>
         <titleOfClass>UT COM SHS ETF</titleOfClass>
         <cusip>33736Q104</cusip>
         <value>998</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16668</Sole>
             <Shared>0</Shared>
             <None>2993</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD II</nameOfIssuer>
         <titleOfClass>NASDQ CLN EDGE</titleOfClass>
         <cusip>33737A108</cusip>
         <value>975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21378</Sole>
             <Shared>0</Shared>
             <None>1051</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>ASIA EX JAPAN</titleOfClass>
         <cusip>33737J109</cusip>
         <value>518</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15713</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15541</Sole>
             <Shared>0</Shared>
             <None>172</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>663</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19063</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18748</Sole>
             <Shared>0</Shared>
             <None>315</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>BRAZIL ALPHADEX</titleOfClass>
         <cusip>33737J133</cusip>
         <value>146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10440</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>4060</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73172</Sole>
             <Shared>0</Shared>
             <None>646</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>920</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39174</Sole>
             <Shared>0</Shared>
             <None>289</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>GERMANY ALPHA</titleOfClass>
         <cusip>33737J190</cusip>
         <value>1885</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43385</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42690</Sole>
             <Shared>0</Shared>
             <None>695</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>SWITZLND ALPHA</titleOfClass>
         <cusip>33737J232</cusip>
         <value>1851</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37378</Sole>
             <Shared>0</Shared>
             <None>606</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EM SML CP ALPH</titleOfClass>
         <cusip>33737J307</cusip>
         <value>397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10331</Sole>
             <Shared>0</Shared>
             <None>447</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EX US SML CP</titleOfClass>
         <cusip>33737J406</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10341</Sole>
             <Shared>0</Shared>
             <None>99</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8780</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8780</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CAP VAL FD</titleOfClass>
         <cusip>33737M201</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9439</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9376</Sole>
             <Shared>0</Shared>
             <None>63</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CP GRW ALP</titleOfClass>
         <cusip>33737M300</cusip>
         <value>460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8409</Sole>
             <Shared>0</Shared>
             <None>3625</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CAP VAL AL</titleOfClass>
         <cusip>33737M409</cusip>
         <value>420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12294</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8623</Sole>
             <Shared>0</Shared>
             <None>3671</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>713</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37801</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34875</Sole>
             <Shared>0</Shared>
             <None>2926</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>3579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>142847</Sole>
             <Shared>0</Shared>
             <None>3328</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>15029</value>
         <shrsOrPrnAmt>
             <sshPrnamt>310668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>297934</Sole>
             <Shared>0</Shared>
             <None>12734</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>10501</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213395</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>211371</Sole>
             <Shared>0</Shared>
             <None>2024</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR HIGH INCOME L/S FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
         <value>611</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34143</Sole>
             <Shared>0</Shared>
             <None>1365</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738G104</cusip>
         <value>624</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21352</Sole>
             <Shared>0</Shared>
             <None>3263</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33767</Sole>
             <Shared>0</Shared>
             <None>3501</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>1988</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63926</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59868</Sole>
             <Shared>0</Shared>
             <None>4058</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>6951</value>
         <shrsOrPrnAmt>
             <sshPrnamt>257252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>256336</Sole>
             <Shared>0</Shared>
             <None>916</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
         <cusip>33738R605</cusip>
         <value>21771</value>
         <shrsOrPrnAmt>
             <sshPrnamt>877777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>842114</Sole>
             <Shared>0</Shared>
             <None>35663</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ BK ETF</titleOfClass>
         <cusip>33738R860</cusip>
         <value>6178</value>
         <shrsOrPrnAmt>
             <sshPrnamt>233621</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>227932</Sole>
             <Shared>0</Shared>
             <None>5689</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R886</cusip>
         <value>2032</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103489</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>92188</Sole>
             <Shared>0</Shared>
             <None>11301</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739B104</cusip>
         <value>424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14204</Sole>
             <Shared>0</Shared>
             <None>13526</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>6305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>314952</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>299080</Sole>
             <Shared>0</Shared>
             <None>15872</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>837</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42316</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42166</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANG TRADED FD I</nameOfIssuer>
         <titleOfClass>MANAGD MUN ETF</titleOfClass>
         <cusip>33739N108</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3889</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>LNG/SHT EQUITY</titleOfClass>
         <cusip>33739P103</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7298</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7298</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>RIVRFRNT DYN DEV</titleOfClass>
         <cusip>33739P608</cusip>
         <value>2067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34237</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32412</Sole>
             <Shared>0</Shared>
             <None>1825</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>4695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>90083</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FT STRG INCM ETF</titleOfClass>
         <cusip>33739Q309</cusip>
         <value>855</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16762</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15891</Sole>
             <Shared>0</Shared>
             <None>871</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>7912</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>131208</Sole>
             <Shared>0</Shared>
             <None>485</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>3148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>161532</Sole>
             <Shared>0</Shared>
             <None>5596</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8186</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>2932</value>
         <shrsOrPrnAmt>
             <sshPrnamt>143700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>135865</Sole>
             <Shared>0</Shared>
             <None>7835</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>497</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49489</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43789</Sole>
             <Shared>0</Shared>
             <None>5700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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         <cusip>63934EAQ1</cusip>
         <value>20</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>34400</None>
         </votingAuthority>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>62257</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>92513</None>
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         <nameOfIssuer>NISOURCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65473P105</cusip>
         <value>5949</value>
         <shrsOrPrnAmt>
             <sshPrnamt>234386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>66695</None>
         </votingAuthority>
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         <nameOfIssuer>NOKIA CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>654902204</cusip>
         <value>624</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>93302</Sole>
             <Shared>0</Shared>
             <None>7888</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655044105</cusip>
         <value>585</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>2247</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORDSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655663102</cusip>
         <value>3032</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>166</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655664100</cusip>
         <value>16801</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>20103</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>6328</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>48358</Sole>
             <Shared>0</Shared>
             <None>3708</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>2637</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26221</Sole>
             <Shared>0</Shared>
             <None>921</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
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         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9095</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>9095</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>666807102</cusip>
         <value>16782</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>53671</Sole>
             <Shared>0</Shared>
             <None>11676</None>
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     <infoTable>
         <nameOfIssuer>NORTHWEST BANCSHARES INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>667340103</cusip>
         <value>1752</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111972</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>36428</None>
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     <infoTable>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>668074305</cusip>
         <value>351</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>113</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVAGOLD RES INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>66987E206</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>10008</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>25872</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVO-NORDISK A S</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>4429</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>88326</Sole>
             <Shared>0</Shared>
             <None>14826</None>
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     <infoTable>
         <nameOfIssuer>NOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>978</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1292</None>
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     <infoTable>
         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>1255</value>
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             <None>523</None>
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     <infoTable>
         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>9908</value>
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             <None>11393</None>
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     <infoTable>
         <nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
         <titleOfClass>UNIT COM</titleOfClass>
         <cusip>67058H102</cusip>
         <value>709</value>
         <shrsOrPrnAmt>
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             <Shared>0</Shared>
             <None>1978</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN CONNECTICUT QLTY MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67060D107</cusip>
         <value>433</value>
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         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN NORTH CAROLINA QLTY M</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67060P100</cusip>
         <value>461</value>
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             <Shared>0</Shared>
             <None>750</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
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         <cusip>67061T101</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
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             <Shared>0</Shared>
             <None>6999</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN NY SELECT TAX FREE PR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67063V104</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670656107</cusip>
         <value>293</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>7317</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>526421</Sole>
             <Shared>0</Shared>
             <None>7838</None>
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     <infoTable>
         <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>7309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50601</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>13257</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>2478</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>17964</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN CA QUALTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066Y105</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16099</Sole>
             <Shared>0</Shared>
             <None>705</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN INTER DURATION MN TMF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670671106</cusip>
         <value>380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>26300</Sole>
             <Shared>0</Shared>
             <None>2200</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670677103</cusip>
         <value>1027</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78457</Sole>
             <Shared>0</Shared>
             <None>1003</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67067Y104</cusip>
         <value>659</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>89215</Sole>
             <Shared>0</Shared>
             <None>7593</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPP F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14500</Sole>
             <Shared>0</Shared>
             <None>10864</None>
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     <infoTable>
         <nameOfIssuer>NUTRI SYS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67069D108</cusip>
         <value>1140</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>21962</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVEEN FLTNG RTE INCM OPP FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>6706EN100</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20601</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>20601</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706ER101</cusip>
         <value>3946</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>270430</Sole>
             <Shared>0</Shared>
             <None>14631</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>1250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16419</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16068</Sole>
             <Shared>0</Shared>
             <None>351</None>
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     <infoTable>
         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>5021</value>
         <shrsOrPrnAmt>
             <sshPrnamt>336550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>327727</Sole>
             <Shared>0</Shared>
             <None>8823</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>3976</value>
         <shrsOrPrnAmt>
             <sshPrnamt>263125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>254997</Sole>
             <Shared>0</Shared>
             <None>8128</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PREFERRED SECURITIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>411</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40202</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36576</Sole>
             <Shared>0</Shared>
             <None>3626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072T108</cusip>
         <value>337</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28010</Sole>
             <Shared>0</Shared>
             <None>133</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MTG OPPORTUNITY TERM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670735109</cusip>
         <value>737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8700</Sole>
             <Shared>0</Shared>
             <None>20000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD INCOME OPPRTNY FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>1132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>101166</Sole>
             <Shared>0</Shared>
             <None>8220</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR STRATEGIES INCM FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>5760</value>
         <shrsOrPrnAmt>
             <sshPrnamt>667383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>604247</Sole>
             <Shared>0</Shared>
             <None>63136</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN ENERGY MLP TOTL RTRNF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074U103</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21289</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11939</Sole>
             <Shared>0</Shared>
             <None>9350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN SHT DUR CR OPP FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074X107</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16176</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075A106</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8203</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075G103</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16652</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVECTRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075N108</cusip>
         <value>443</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
             <Shared>0</Shared>
             <None>31687</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HGH INC DEC18 TRGT TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075P103</cusip>
         <value>686</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68309</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63609</Sole>
             <Shared>0</Shared>
             <None>4700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075T105</cusip>
         <value>519</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20429</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME DECMBR 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67076E107</cusip>
         <value>860</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>81757</Sole>
             <Shared>0</Shared>
             <None>2500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077N106</cusip>
         <value>1644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>162738</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>139238</Sole>
             <Shared>0</Shared>
             <None>23500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>816</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23597</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21453</Sole>
             <Shared>0</Shared>
             <None>2144</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67090H102</cusip>
         <value>913</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>70220</Sole>
             <Shared>0</Shared>
             <None>750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670928100</cusip>
         <value>8549</value>
         <shrsOrPrnAmt>
             <sshPrnamt>858737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>831123</Sole>
             <Shared>0</Shared>
             <None>27614</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670972108</cusip>
         <value>423</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30459</Sole>
             <Shared>0</Shared>
             <None>1102</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67103H107</cusip>
         <value>4288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19646</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15681</Sole>
             <Shared>0</Shared>
             <None>3965</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OSI SYSTEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>671044105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OAKTREE CAP GROUP LLC</nameOfIssuer>
         <titleOfClass>UNIT CL A</titleOfClass>
         <cusip>674001201</cusip>
         <value>1142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24473</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19973</Sole>
             <Shared>0</Shared>
             <None>4500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCCIDENTAL PETE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>674599105</cusip>
         <value>13430</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>216452</Sole>
             <Shared>0</Shared>
             <None>7571</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCEANEERING INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>675232102</cusip>
         <value>362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16154</Sole>
             <Shared>0</Shared>
             <None>196</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCEANFIRST FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>675234108</cusip>
         <value>1107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40744</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40274</Sole>
             <Shared>0</Shared>
             <None>470</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCH ZIFF CAP MGMT GROUP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>67551U105</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>282507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>279365</Sole>
             <Shared>0</Shared>
             <None>3142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCERA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67552A108</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20474</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20474</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCLARO INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>67555N206</cusip>
         <value>555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55275</Sole>
             <Shared>0</Shared>
             <None>3888</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCWEN FINL CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>675746309</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10203</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD DOMINION FGHT LINES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>679580100</cusip>
         <value>4813</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49606</Sole>
             <Shared>0</Shared>
             <None>951</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD LINE BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67984M100</cusip>
         <value>503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17816</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>680223104</cusip>
         <value>387</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19689</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18237</Sole>
             <Shared>0</Shared>
             <None>1452</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
         <titleOfClass>NOTE 3.750% 3/1</titleOfClass>
         <cusip>680223AH7</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58219</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>58219</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLIN CORP</nameOfIssuer>
         <titleOfClass>COM PAR $1</titleOfClass>
         <cusip>680665205</cusip>
         <value>2841</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93871</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>85350</Sole>
             <Shared>0</Shared>
             <None>8521</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLLIES BARGAIN OUTLT HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681116109</cusip>
         <value>453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10607</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10420</Sole>
             <Shared>0</Shared>
             <None>187</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681919106</cusip>
         <value>3459</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40351</Sole>
             <Shared>0</Shared>
             <None>1499</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OMEGA HEALTHCARE INVS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681936100</cusip>
         <value>48593</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1471406</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1421607</Sole>
             <Shared>0</Shared>
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             <None>10000</None>
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             <None>17106</None>
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         <nameOfIssuer>OPEN TEXT CORP</nameOfIssuer>
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             <None>0</None>
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         <cusip>68386C302</cusip>
         <value>403</value>
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         <nameOfIssuer>OPPENHEIMER REV WEIGHTD ETF</nameOfIssuer>
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         <cusip>68386C401</cusip>
         <value>400</value>
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         <nameOfIssuer>ORANGE</nameOfIssuer>
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         <cusip>684060106</cusip>
         <value>187</value>
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         <value>879</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>693483109</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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             <None>1700</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>69412V108</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>84298</Sole>
             <Shared>0</Shared>
             <None>2862</None>
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     <infoTable>
         <nameOfIssuer>PIMCO STRATEGIC INCOME FD IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200X104</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19839</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19839</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIMCO INCOME STRATEGY FUND I</nameOfIssuer>
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         <cusip>72201J104</cusip>
         <value>129</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7521</Sole>
             <Shared>0</Shared>
             <None>5000</None>
         </votingAuthority>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>1-5 US TIP IDX</titleOfClass>
         <cusip>72201R205</cusip>
         <value>4751</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91073</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>90033</Sole>
             <Shared>0</Shared>
             <None>1040</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ACTIVE BD ETF</titleOfClass>
         <cusip>72201R775</cusip>
         <value>4326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38310</Sole>
             <Shared>0</Shared>
             <None>2385</None>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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         <cusip>72201R783</cusip>
         <value>541</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5347</Sole>
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             <None>0</None>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>INV GRD CRP BD</titleOfClass>
         <cusip>72201R817</cusip>
         <value>1034</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9831</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9776</Sole>
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             <None>55</None>
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     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
         <cusip>72201R833</cusip>
         <value>25558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>251240</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>247818</Sole>
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             <None>3422</None>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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         <cusip>72201R866</cusip>
         <value>3290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61443</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>587</None>
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         <nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
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         <cusip>72201Y101</cusip>
         <value>1095</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35859</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>35558</Sole>
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             <None>301</None>
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         <nameOfIssuer>PIMCO DYNMIC CREDIT AND MRT</nameOfIssuer>
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         <cusip>72202D106</cusip>
         <value>6579</value>
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             <sshPrnamt>295144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>270029</Sole>
             <Shared>0</Shared>
             <None>25115</None>
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     <infoTable>
         <nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72346Q104</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3269</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3235</Sole>
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             <None>34</None>
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     <infoTable>
         <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723484101</cusip>
         <value>588</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6597</Sole>
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             <None>319</None>
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         <nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72348P104</cusip>
         <value>849</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14273</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10463</Sole>
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             <None>3810</None>
         </votingAuthority>
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         <nameOfIssuer>PINNACLE ENTMT INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72348Y105</cusip>
         <value>1347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68095</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68095</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723787107</cusip>
         <value>13987</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87781</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>80919</Sole>
             <Shared>0</Shared>
             <None>6862</None>
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     <infoTable>
         <nameOfIssuer>PIXELWORKS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>72581M305</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26189</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>726503105</cusip>
         <value>1352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>44047</Sole>
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             <None>7230</None>
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         <nameOfIssuer>PLAINS GP HLDGS L P</nameOfIssuer>
         <titleOfClass>LTD PARTNR INT A</titleOfClass>
         <cusip>72651A207</cusip>
         <value>237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9043</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8952</Sole>
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             <None>91</None>
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         <nameOfIssuer>POLARIS INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>1362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14737</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12063</Sole>
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             <None>2674</None>
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         <nameOfIssuer>POLYONE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73179P106</cusip>
         <value>1054</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26941</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26365</Sole>
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             <None>576</None>
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         <nameOfIssuer>POLYMET MINING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731916102</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5850</Sole>
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             <None>64955</None>
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     <infoTable>
         <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>876</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7455</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7319</Sole>
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             <None>136</None>
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         <nameOfIssuer>POPULAR INC</nameOfIssuer>
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         <cusip>733174700</cusip>
         <value>1880</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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         <nameOfIssuer>PORTFOLIO RECOVERY ASSOCS IN</nameOfIssuer>
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         <cusip>73640QAB1</cusip>
         <value>64</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>19088</Sole>
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             <None>44857</None>
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         <nameOfIssuer>PORTLAND GEN ELEC CO</nameOfIssuer>
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         <value>2570</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>747</None>
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     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>1942</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24809</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24489</Sole>
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             <None>320</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73755L107</cusip>
         <value>4027</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245710</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>206446</Sole>
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             <None>39264</None>
         </votingAuthority>
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         <nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>739276103</cusip>
         <value>491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6660</Sole>
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             <None>79</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
         <titleOfClass>UNIT SER 1</titleOfClass>
         <cusip>73935A104</cusip>
         <value>28737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208720</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>186269</Sole>
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             <None>22451</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>73935S105</cusip>
         <value>317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21612</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19468</Sole>
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             <None>2144</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>NASD INTNT ETF</titleOfClass>
         <cusip>73935X146</cusip>
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             <sshPrnamt>33313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17428</Sole>
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             <None>15885</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DWA MOMENTUM PTF</titleOfClass>
         <cusip>73935X153</cusip>
         <value>8753</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>172924</Sole>
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             <None>14168</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FINL PFD PTFL</titleOfClass>
         <cusip>73935X229</cusip>
         <value>658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33977</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>CLEANTECH PORT</titleOfClass>
         <cusip>73935X278</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>92</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNA BUYBK ACH</titleOfClass>
         <cusip>73935X286</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5412</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5147</Sole>
             <Shared>0</Shared>
             <None>265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>HI YLD EQ DVDN</titleOfClass>
         <cusip>73935X302</cusip>
         <value>384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22706</Sole>
             <Shared>0</Shared>
             <None>202</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>TECH SECT PORT</titleOfClass>
         <cusip>73935X344</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4964</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4964</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>CON STAPLE SEC</titleOfClass>
         <cusip>73935X393</cusip>
         <value>560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9434</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9084</Sole>
             <Shared>0</Shared>
             <None>350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>WNDRHLL CLN EN</titleOfClass>
         <cusip>73935X500</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9242</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>WATER RESOURCE</titleOfClass>
         <cusip>73935X575</cusip>
         <value>302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11250</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FTSE RAFI 1000</titleOfClass>
         <cusip>73935X583</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2825</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>993</Sole>
             <Shared>0</Shared>
             <None>1832</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNM LRG CP GR</titleOfClass>
         <cusip>73935X609</cusip>
         <value>764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20585</Sole>
             <Shared>0</Shared>
             <None>670</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN RETAIL PTF</titleOfClass>
         <cusip>73935X617</cusip>
         <value>331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>425</Sole>
             <Shared>0</Shared>
             <None>9100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN EN EX PROD</titleOfClass>
         <cusip>73935X658</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13520</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10148</Sole>
             <Shared>0</Shared>
             <None>3372</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BLDG CNSTR</titleOfClass>
         <cusip>73935X666</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2426</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1476</Sole>
             <Shared>0</Shared>
             <None>950</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 500 QLTY PRT</titleOfClass>
         <cusip>73935X682</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12534</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12219</Sole>
             <Shared>0</Shared>
             <None>315</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>AERSPC DEF PTF</titleOfClass>
         <cusip>73935X690</cusip>
         <value>2101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26774</Sole>
             <Shared>0</Shared>
             <None>18950</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNM LRG CP VL</titleOfClass>
         <cusip>73935X708</cusip>
         <value>1936</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8702</Sole>
             <Shared>0</Shared>
             <None>44842</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>INTL DIV ACHV</titleOfClass>
         <cusip>73935X716</cusip>
         <value>1631</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>102309</Sole>
             <Shared>0</Shared>
             <None>3674</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SFTWR PORT</titleOfClass>
         <cusip>73935X773</cusip>
         <value>1337</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21947</Sole>
             <Shared>0</Shared>
             <None>1735</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SEMCT PORT</titleOfClass>
         <cusip>73935X781</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5707</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5561</Sole>
             <Shared>0</Shared>
             <None>146</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN MEDIA PORT</titleOfClass>
         <cusip>73935X823</cusip>
         <value>851</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30619</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28179</Sole>
             <Shared>0</Shared>
             <None>2440</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BIOT &amp; GEN</titleOfClass>
         <cusip>73935X856</cusip>
         <value>639</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13771</Sole>
             <Shared>0</Shared>
             <None>190</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES GLOBAL ETF FD</nameOfIssuer>
         <titleOfClass>S&amp;P 500 BUYWRT</titleOfClass>
         <cusip>73936G308</cusip>
         <value>500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22587</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21187</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA DEVMKTMOM PT</titleOfClass>
         <cusip>73936Q108</cusip>
         <value>499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19210</Sole>
             <Shared>0</Shared>
             <None>149</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA EMKT MOM PTF</titleOfClass>
         <cusip>73936Q207</cusip>
         <value>1400</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80712</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73782</Sole>
             <Shared>0</Shared>
             <None>6930</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA SC MOMNT PTF</titleOfClass>
         <cusip>73936Q744</cusip>
         <value>511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12009</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11909</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>SENIOR LN PORT</titleOfClass>
         <cusip>73936Q769</cusip>
         <value>10092</value>
         <shrsOrPrnAmt>
             <sshPrnamt>436247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>430224</Sole>
             <Shared>0</Shared>
             <None>6023</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>INTL CORP BOND</titleOfClass>
         <cusip>73936Q835</cusip>
         <value>982</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38834</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37747</Sole>
             <Shared>0</Shared>
             <None>1087</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>CEF INC COMPST</titleOfClass>
         <cusip>73936Q843</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9227</Sole>
             <Shared>0</Shared>
             <None>1080</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>3344</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>129021</Sole>
             <Shared>0</Shared>
             <None>2309</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>FDM HG YLD RAFI</titleOfClass>
         <cusip>73936T557</cusip>
         <value>924</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47515</Sole>
             <Shared>0</Shared>
             <None>1006</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PFD PORTFOLIO</titleOfClass>
         <cusip>73936T565</cusip>
         <value>2591</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170919</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>168323</Sole>
             <Shared>0</Shared>
             <None>2596</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>SOVEREIGN DEBT</titleOfClass>
         <cusip>73936T573</cusip>
         <value>776</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25577</Sole>
             <Shared>0</Shared>
             <None>933</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>GBL CLEAN ENER</titleOfClass>
         <cusip>73936T615</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>EMER MRKT PORT</titleOfClass>
         <cusip>73936T763</cusip>
         <value>158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7864</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7818</Sole>
             <Shared>0</Shared>
             <None>46</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>TXBLE MUN PRTFLO</titleOfClass>
         <cusip>73937B407</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8381</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8081</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>1000 EQ WHT PT</titleOfClass>
         <cusip>73937B571</cusip>
         <value>2823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>93608</Sole>
             <Shared>0</Shared>
             <None>5378</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>VAR RATE PFD POR</titleOfClass>
         <cusip>73937B597</cusip>
         <value>6846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>261403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>259994</Sole>
             <Shared>0</Shared>
             <None>1409</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PWRS INT BUYBK</titleOfClass>
         <cusip>73937B621</cusip>
         <value>351</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10852</Sole>
             <Shared>0</Shared>
             <None>118</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P600 LOVL PT</titleOfClass>
         <cusip>73937B639</cusip>
         <value>8440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193758</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>187976</Sole>
             <Shared>0</Shared>
             <None>5782</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P400 LOVL PT</titleOfClass>
         <cusip>73937B647</cusip>
         <value>1247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28792</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27804</Sole>
             <Shared>0</Shared>
             <None>988</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PWRSHS SP500 LOW</titleOfClass>
         <cusip>73937B654</cusip>
         <value>13695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>340449</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>304026</Sole>
             <Shared>0</Shared>
             <None>36423</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INTL DEV LOWVL</titleOfClass>
         <cusip>73937B688</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7706</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>73937B779</cusip>
         <value>13204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>295526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>284586</Sole>
             <Shared>0</Shared>
             <None>10940</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP FIN P</titleOfClass>
         <cusip>73937B803</cusip>
         <value>530</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10046</Sole>
             <Shared>0</Shared>
             <None>184</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
         <cusip>73937B860</cusip>
         <value>774</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10200</Sole>
             <Shared>0</Shared>
             <None>326</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IND P</titleOfClass>
         <cusip>73937B878</cusip>
         <value>553</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9511</Sole>
             <Shared>0</Shared>
             <None>171</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ACT MANG COMM FD</nameOfIssuer>
         <titleOfClass>OPT YLD DIV</titleOfClass>
         <cusip>73937V106</cusip>
         <value>1734</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109596</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>108112</Sole>
             <Shared>0</Shared>
             <None>1484</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>40330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>304269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>289293</Sole>
             <Shared>0</Shared>
             <None>14976</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRESIDIO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74102M103</cusip>
         <value>1690</value>
         <shrsOrPrnAmt>
             <sshPrnamt>118352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>118152</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRESTIGE BRANDS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74112D101</cusip>
         <value>460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8769</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8663</Sole>
             <Shared>0</Shared>
             <None>106</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRETIUM RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74139C102</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18918</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18156</Sole>
             <Shared>0</Shared>
             <None>762</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>18655</value>
         <shrsOrPrnAmt>
             <sshPrnamt>251765</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>234488</Sole>
             <Shared>0</Shared>
             <None>17277</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>741503403</cusip>
         <value>13470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6860</Sole>
             <Shared>0</Shared>
             <None>341</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICESMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>741511109</cusip>
         <value>2266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25770</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23515</Sole>
             <Shared>0</Shared>
             <None>2255</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>4090</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53960</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52666</Sole>
             <Shared>0</Shared>
             <None>1294</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>1674</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26209</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22007</Sole>
             <Shared>0</Shared>
             <None>4202</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>130461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1500016</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1414141</Sole>
             <Shared>0</Shared>
             <None>85875</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743312100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>478</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>478</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4388</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3359</Sole>
             <Shared>0</Shared>
             <None>1029</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>819</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13967</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13828</Sole>
             <Shared>0</Shared>
             <None>139</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>2665</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30786</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25223</Sole>
             <Shared>0</Shared>
             <None>5563</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>MDCP 400 DIVID</titleOfClass>
         <cusip>74347B680</cusip>
         <value>1922</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36609</Sole>
             <Shared>0</Shared>
             <None>667</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
         <cusip>74348A467</cusip>
         <value>7416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>128269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>115650</Sole>
             <Shared>0</Shared>
             <None>12619</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74348T102</cusip>
         <value>1251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>139069</Sole>
             <Shared>0</Shared>
             <None>16637</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.375%10/1</titleOfClass>
         <cusip>74348TAK8</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70527</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5038</Sole>
             <Shared>0</Shared>
             <None>65489</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.750% 3/1</titleOfClass>
         <cusip>74348TAL6</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150675</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>99425</Sole>
             <Shared>0</Shared>
             <None>51250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229216</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>110478</Sole>
             <Shared>0</Shared>
             <None>118738</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229575</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>164412</Sole>
             <Shared>0</Shared>
             <None>65163</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29887</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29887</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>1086</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16151</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15955</Sole>
             <Shared>0</Shared>
             <None>196</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>8084</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74688</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>69445</Sole>
             <Shared>0</Shared>
             <None>5243</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>1221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25657</Sole>
             <Shared>0</Shared>
             <None>853</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>5929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>138059</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>130334</Sole>
             <Shared>0</Shared>
             <None>7725</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>4920</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22918</Sole>
             <Shared>0</Shared>
             <None>777</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>1923</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50586</Sole>
             <Shared>0</Shared>
             <None>27700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PULSE BIOSCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74587B101</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8990</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUMA BIOTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74587V107</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2740</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUTNAM MASTER INTER INCOME T</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746909100</cusip>
         <value>52</value>
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             <sshPrnamt>11237</sshPrnamt>
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             <None>13300</None>
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         <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
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         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <cusip>78463X772</cusip>
         <value>1272</value>
         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>DJ INTL RL ETF</titleOfClass>
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         <cusip>78464A102</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <cusip>78464A201</cusip>
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         <shrsOrPrnAmt>
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         <cusip>78464A284</cusip>
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         <shrsOrPrnAmt>
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         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>BLOMBRG BRC INTR</titleOfClass>
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     <infoTable>
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         <titleOfClass>S&amp;P 500 GROWTH</titleOfClass>
         <cusip>78464A409</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
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     <infoTable>
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         <titleOfClass>BLOMBERG BRC SRT</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>CITI INT GVT ETF</titleOfClass>
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         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47052</Sole>
             <Shared>0</Shared>
             <None>7728</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG INTL TR</titleOfClass>
         <cusip>78464A516</cusip>
         <value>1512</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56527</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55071</Sole>
             <Shared>0</Shared>
             <None>1456</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>HLTH CR EQUIP</titleOfClass>
         <cusip>78464A581</cusip>
         <value>1117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18163</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>COMP SOFTWARE</titleOfClass>
         <cusip>78464A599</cusip>
         <value>1114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17662</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>4983</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53589</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31278</Sole>
             <Shared>0</Shared>
             <None>22311</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>AEROSPACE DEF</titleOfClass>
         <cusip>78464A631</cusip>
         <value>10345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146683</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>145721</Sole>
             <Shared>0</Shared>
             <None>962</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC AGRT</titleOfClass>
         <cusip>78464A649</cusip>
         <value>431</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7469</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7469</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BR 1 3 MT</titleOfClass>
         <cusip>78464A680</cusip>
         <value>3784</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>82171</Sole>
             <Shared>0</Shared>
             <None>604</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>9870</value>
         <shrsOrPrnAmt>
             <sshPrnamt>180662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>141816</Sole>
             <Shared>0</Shared>
             <None>38846</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78464A730</cusip>
         <value>2541</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>76089</Sole>
             <Shared>0</Shared>
             <None>3865</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>OILGAS EQUIP</titleOfClass>
         <cusip>78464A748</cusip>
         <value>199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12118</Sole>
             <Shared>0</Shared>
             <None>700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>14148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159295</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>138199</Sole>
             <Shared>0</Shared>
             <None>21096</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P CAP MKTS</titleOfClass>
         <cusip>78464A771</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3970</Sole>
             <Shared>0</Shared>
             <None>526</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P INS ETF</titleOfClass>
         <cusip>78464A789</cusip>
         <value>1390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15896</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15591</Sole>
             <Shared>0</Shared>
             <None>305</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BK ETF</titleOfClass>
         <cusip>78464A797</cusip>
         <value>15320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>351956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>349997</Sole>
             <Shared>0</Shared>
             <None>1959</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>946</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6592</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6592</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>1028</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10649</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10649</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
         <cusip>78464A862</cusip>
         <value>2990</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48448</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47757</Sole>
             <Shared>0</Shared>
             <None>691</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>7346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>93011</Sole>
             <Shared>0</Shared>
             <None>2329</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
         <cusip>78464A888</cusip>
         <value>1175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25606</Sole>
             <Shared>0</Shared>
             <None>4780</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>MULT ASS RLRTN</titleOfClass>
         <cusip>78467V103</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10901</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10873</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>10283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>216936</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>215818</Sole>
             <Shared>0</Shared>
             <None>1118</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>3606</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68354</Sole>
             <Shared>0</Shared>
             <None>4921</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>6350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29796</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25546</Sole>
             <Shared>0</Shared>
             <None>4250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>7482</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23558</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23239</Sole>
             <Shared>0</Shared>
             <None>319</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOMBERG BRC INV</titleOfClass>
         <cusip>78468R200</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10130</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>1804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64441</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63416</Sole>
             <Shared>0</Shared>
             <None>1025</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>6346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>124388</Sole>
             <Shared>0</Shared>
             <None>6041</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>11083</value>
         <shrsOrPrnAmt>
             <sshPrnamt>228399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>224680</Sole>
             <Shared>0</Shared>
             <None>3719</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR RUSSEL 2000</titleOfClass>
         <cusip>78468R853</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2470</Sole>
             <Shared>0</Shared>
             <None>1070</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SSGA US SMAL ETF</titleOfClass>
         <cusip>78468R887</cusip>
         <value>1389</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15052</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14898</Sole>
             <Shared>0</Shared>
             <None>154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX FLOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>575</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12904</Sole>
             <Shared>0</Shared>
             <None>2690</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SRC ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
         <value>4787</value>
         <shrsOrPrnAmt>
             <sshPrnamt>707985</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>663222</Sole>
             <Shared>0</Shared>
             <None>44763</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>341</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1675</Sole>
             <Shared>0</Shared>
             <None>241</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>746</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19255</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>4955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>228444</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>222677</Sole>
             <Shared>0</Shared>
             <None>5767</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAGE THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78667J108</cusip>
         <value>401</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4998</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>983</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18504</Sole>
             <Shared>0</Shared>
             <None>620</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ST JOE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>790148100</cusip>
         <value>297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15304</Sole>
             <Shared>0</Shared>
             <None>310</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>10219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>84147</Sole>
             <Shared>0</Shared>
             <None>33836</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALIENT MIDSTREAM &amp; MLP FD</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>79471V105</cusip>
         <value>3087</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>262637</Sole>
             <Shared>0</Shared>
             <None>2047</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALLY BEAUTY HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79546E104</cusip>
         <value>740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36549</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35905</Sole>
             <Shared>0</Shared>
             <None>644</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>984</Sole>
             <Shared>0</Shared>
             <None>88</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>11467</value>
         <shrsOrPrnAmt>
             <sshPrnamt>239402</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>234722</Sole>
             <Shared>0</Shared>
             <None>4680</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>3813</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36367</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34664</Sole>
             <Shared>0</Shared>
             <None>1703</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>803607100</cusip>
         <value>901</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26466</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>7193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108077</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98620</Sole>
             <Shared>0</Shared>
             <None>9457</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>2255</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4525</Sole>
             <Shared>0</Shared>
             <None>7776</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>24293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>368957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>315209</Sole>
             <Shared>0</Shared>
             <None>53748</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHNITZER STL INDS</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>806882106</cusip>
         <value>378</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14316</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13934</Sole>
             <Shared>0</Shared>
             <None>382</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHNEIDER NATIONAL INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>80689H102</cusip>
         <value>2489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>109766</Sole>
             <Shared>0</Shared>
             <None>1410</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHULMAN A INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808194104</cusip>
         <value>219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7047</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6828</Sole>
             <Shared>0</Shared>
             <None>219</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>10461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>210492</Sole>
             <Shared>0</Shared>
             <None>33290</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>534</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10643</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT EMK LG</titleOfClass>
         <cusip>808524730</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12217</Sole>
             <Shared>0</Shared>
             <None>11</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>5357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>167790</Sole>
             <Shared>0</Shared>
             <None>548</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>4136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99865</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>83561</Sole>
             <Shared>0</Shared>
             <None>16304</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCIENCE APPLICATNS INTL CP N</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808625107</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2927</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2913</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>2555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27292</Sole>
             <Shared>0</Shared>
             <None>1316</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS NETWORKS INTERACT IN</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>811065101</cusip>
         <value>468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6815</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5738</Sole>
             <Shared>0</Shared>
             <None>1077</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEACOR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>NOTE 3.000%11/1</titleOfClass>
         <cusip>81170YAB5</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25256</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25256</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4443</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4243</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>7222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>125032</Sole>
             <Shared>0</Shared>
             <None>9482</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>26023</value>
         <shrsOrPrnAmt>
             <sshPrnamt>328467</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>303650</Sole>
             <Shared>0</Shared>
             <None>24817</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>9334</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>153908</Sole>
             <Shared>0</Shared>
             <None>15894</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>19465</value>
         <shrsOrPrnAmt>
             <sshPrnamt>216820</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>202703</Sole>
             <Shared>0</Shared>
             <None>14117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>19512</value>
         <shrsOrPrnAmt>
             <sshPrnamt>301571</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>285792</Sole>
             <Shared>0</Shared>
             <None>15779</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>15333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>621948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>582864</Sole>
             <Shared>0</Shared>
             <None>39084</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>22171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>325796</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>299655</Sole>
             <Shared>0</Shared>
             <None>26141</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>13034</value>
         <shrsOrPrnAmt>
             <sshPrnamt>238277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>218655</Sole>
             <Shared>0</Shared>
             <None>19622</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>1451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37565</Sole>
             <Shared>0</Shared>
             <None>8162</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>2572</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46800</Sole>
             <Shared>0</Shared>
             <None>2884</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8654</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8414</Sole>
             <Shared>0</Shared>
             <None>240</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>3925</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34667</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33757</Sole>
             <Shared>0</Shared>
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             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1111348</Sole>
             <Shared>0</Shared>
             <None>44074</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SOUTHERN COPPER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84265V105</cusip>
         <value>1082</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31223</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>6250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100694</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>86591</Sole>
             <Shared>0</Shared>
             <None>14103</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SOUTHWEST BANCORP INC OKLA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844767103</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST GAS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844895102</cusip>
         <value>382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4821</Sole>
             <Shared>0</Shared>
             <None>389</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWESTERN ENERGY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>845467109</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14488</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10513</Sole>
             <Shared>0</Shared>
             <None>3975</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPECTRA ENERGY PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84756N109</cusip>
         <value>1921</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44831</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>44271</Sole>
             <Shared>0</Shared>
             <None>560</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPECTRUM BRANDS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84763R101</cusip>
         <value>1513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12036</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12036</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPEEDWAY MOTORSPORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>847788106</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13271</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13271</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>848574109</cusip>
         <value>803</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13827</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13289</Sole>
             <Shared>0</Shared>
             <None>538</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>820</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8457</Sole>
             <Shared>0</Shared>
             <None>3268</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84860W102</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6826</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>NOTE 2.875% 5/1</titleOfClass>
         <cusip>84860WAA0</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9906</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9906</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>NOTE 3.750% 5/1</titleOfClass>
         <cusip>84860WAB8</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14889</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9926</Sole>
             <Shared>0</Shared>
             <None>4963</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>2328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39994</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38222</Sole>
             <Shared>0</Shared>
             <None>1772</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>85207H104</cusip>
         <value>1148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>107807</Sole>
             <Shared>0</Shared>
             <None>5370</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL SILVER TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>85207K107</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12611</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9111</Sole>
             <Shared>0</Shared>
             <None>3500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPRINT CORP</nameOfIssuer>
         <titleOfClass>COM SER 1</titleOfClass>
         <cusip>85207U105</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3908</Sole>
             <Shared>0</Shared>
             <None>1600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPROTT FOCUS TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85208J109</cusip>
         <value>5729</value>
         <shrsOrPrnAmt>
             <sshPrnamt>777096</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>697219</Sole>
             <Shared>0</Shared>
             <None>79877</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SQUARE INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>852234103</cusip>
         <value>801</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33008</Sole>
             <Shared>0</Shared>
             <None>1100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STAMPS COM INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>852857200</cusip>
         <value>587</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3611</Sole>
             <Shared>0</Shared>
             <None>81</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY FURNITURE CO INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>854305208</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>40881</value>
         <shrsOrPrnAmt>
             <sshPrnamt>289763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>282017</Sole>
             <Shared>0</Shared>
             <None>7746</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>59235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1016694</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>945208</Sole>
             <Shared>0</Shared>
             <None>71486</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>4688</value>
         <shrsOrPrnAmt>
             <sshPrnamt>209515</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>162405</Sole>
             <Shared>0</Shared>
             <None>47110</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>NOTE 4.550% 3/0</titleOfClass>
         <cusip>85571BAA3</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10856</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10856</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>NOTE 3.750%10/1</titleOfClass>
         <cusip>85571BAC9</cusip>
         <value>1201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1205265</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10044</Sole>
             <Shared>0</Shared>
             <None>1195221</None>
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     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>8728</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97517</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>92715</Sole>
             <Shared>0</Shared>
             <None>4802</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STATOIL ASA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>85771P102</cusip>
         <value>642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39046</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38746</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>2594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26585</Sole>
             <Shared>0</Shared>
             <None>45734</None>
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     <infoTable>
         <nameOfIssuer>STERICYCLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
         <value>6028</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>70585</Sole>
             <Shared>0</Shared>
             <None>8635</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14917</Sole>
             <Shared>0</Shared>
             <None>94</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>3530</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76846</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16112</Sole>
             <Shared>0</Shared>
             <None>60734</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STMICROELECTRONICS N V</nameOfIssuer>
         <titleOfClass>NY REGISTRY</titleOfClass>
         <cusip>861012102</cusip>
         <value>968</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67016</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>66916</Sole>
             <Shared>0</Shared>
             <None>100</None>
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     <infoTable>
         <nameOfIssuer>STONE HBR EMERG MRKTS INC FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86164T107</cusip>
         <value>577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36296</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STONECASTLE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>861780104</cusip>
         <value>1914</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74813</Sole>
             <Shared>0</Shared>
             <None>19141</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STONEGATE BK FT LAUDERDALE F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>861811107</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1771</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1771</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>9125</value>
         <shrsOrPrnAmt>
             <sshPrnamt>406333</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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         <value>10469</value>
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             <None>27687</None>
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         <cusip>88339J105</cusip>
         <value>867</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>884903105</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>348</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>312</value>
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             <None>578</None>
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         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>33190</value>
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         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>1609</value>
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             <sshPrnamt>34161</sshPrnamt>
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             <None>6420</None>
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         <nameOfIssuer>TIMKENSTEEL CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>386</value>
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         <nameOfIssuer>TOMPKINS FINANCIAL CORPORATI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>213</value>
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             <None>0</None>
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         <nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>890516107</cusip>
         <value>721</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>891027104</cusip>
         <value>1933</value>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2662</None>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
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         <value>2285</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89148B101</cusip>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>11898</value>
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         <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891906109</cusip>
         <value>1182</value>
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         <cusip>892331307</cusip>
         <value>1518</value>
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             <None>479</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
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             <None>14912</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89237H100</cusip>
         <value>6</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>500</None>
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         <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89353D107</cusip>
         <value>3255</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>3074</None>
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         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>511</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>897</None>
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     <infoTable>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>89366M201</cusip>
         <value>40</value>
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         <cusip>89376V100</cusip>
         <value>781</value>
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             <None>500</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>1070</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>526</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>11634</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>5343</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>894650100</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2457</None>
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     <infoTable>
         <nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89469A104</cusip>
         <value>3135</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>38096</Sole>
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             <None>405</None>
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         <nameOfIssuer>TRI CONTL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>895436103</cusip>
         <value>1094</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>515</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>895848109</cusip>
         <value>3555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>201700</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>172350</Sole>
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         <titleOfClass>OIL SVCS ETF</titleOfClass>
         <cusip>92189F718</cusip>
         <value>459</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18614</sshPrnamt>
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             <None>2200</None>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>BIOTECH ETF</titleOfClass>
         <cusip>92189F726</cusip>
         <value>734</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>JR GOLD MINERS E</titleOfClass>
         <cusip>92189F791</cusip>
         <value>907</value>
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         <nameOfIssuer>VANGUARD SPECIALIZED PORTFOL</nameOfIssuer>
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         <cusip>921908844</cusip>
         <value>21246</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3847</None>
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         <nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
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         <cusip>921909768</cusip>
         <value>6291</value>
         <shrsOrPrnAmt>
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             <None>3589</None>
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         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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         <cusip>921910816</cusip>
         <value>497</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4959</sshPrnamt>
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         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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         <cusip>921910840</cusip>
         <value>384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5550</sshPrnamt>
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             <None>0</None>
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         <cusip>921910873</cusip>
         <value>332</value>
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             <sshPrnamt>3999</sshPrnamt>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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         <cusip>921932703</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2150</sshPrnamt>
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             <None>700</None>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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         <cusip>921932778</cusip>
         <value>1315</value>
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             <sshPrnamt>10859</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8151</Sole>
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             <None>2708</None>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
         <titleOfClass>SMLCP 600 GRTH</titleOfClass>
         <cusip>921932794</cusip>
         <value>2261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16934</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14285</Sole>
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             <None>2649</None>
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         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
         <titleOfClass>MIDCP 400 GRTH</titleOfClass>
         <cusip>921932869</cusip>
         <value>605</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4976</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>4786</Sole>
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             <None>190</None>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>LONG TERM BOND</titleOfClass>
         <cusip>921937793</cusip>
         <value>423</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4515</sshPrnamt>
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         <otherManager>2</otherManager>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <cusip>921937819</cusip>
         <value>14160</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <cusip>921937827</cusip>
         <value>23356</value>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>28888</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>122627</value>
         <shrsOrPrnAmt>
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             <None>137425</None>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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         <cusip>921946406</cusip>
         <value>28005</value>
         <shrsOrPrnAmt>
             <sshPrnamt>358237</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3912</None>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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         <cusip>921946794</cusip>
         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7155</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>7155</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
         <titleOfClass>STRM INFPROIDX</titleOfClass>
         <cusip>922020805</cusip>
         <value>9470</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>18146</None>
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         <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
         <titleOfClass>INTL BD IDX ETF</titleOfClass>
         <cusip>92203J407</cusip>
         <value>9692</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>4331</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76581</sshPrnamt>
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         <votingAuthority>
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             <None>9175</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2509</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2262</Sole>
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             <None>247</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>TT WRLD ST ETF</titleOfClass>
         <cusip>922042742</cusip>
         <value>837</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12431</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>12462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248853</sshPrnamt>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
         <cusip>922042866</cusip>
         <value>2822</value>
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             <sshPrnamt>42910</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>6305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114101</sshPrnamt>
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             <None>7131</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM DIS ETF</titleOfClass>
         <cusip>92204A108</cusip>
         <value>656</value>
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         <votingAuthority>
             <Sole>3908</Sole>
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             <None>677</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM STP ETF</titleOfClass>
         <cusip>92204A207</cusip>
         <value>1033</value>
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             <sshPrnamt>7324</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5830</Sole>
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             <None>1494</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4574</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4456</Sole>
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             <None>118</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>FINANCIALS ETF</titleOfClass>
         <cusip>92204A405</cusip>
         <value>3488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55465</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47010</Sole>
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             <None>8455</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>3189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21650</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21650</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INDUSTRIAL ETF</titleOfClass>
         <cusip>92204A603</cusip>
         <value>2457</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19187</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19141</Sole>
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             <None>46</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>22408</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159022</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>143940</Sole>
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             <None>15082</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>MATERIALS ETF</titleOfClass>
         <cusip>92204A801</cusip>
         <value>279</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2311</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1861</Sole>
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             <None>450</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>UTILITIES ETF</titleOfClass>
         <cusip>92204A876</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2245</sshPrnamt>
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         <votingAuthority>
             <Sole>2245</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
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         <titleOfClass>TELCOMM ETF</titleOfClass>
         <cusip>92204A884</cusip>
         <value>535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5786</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5786</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>23709</value>
         <shrsOrPrnAmt>
             <sshPrnamt>296361</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>281943</Sole>
             <Shared>0</Shared>
             <None>14418</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>8983</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170833</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>145916</Sole>
             <Shared>0</Shared>
             <None>24917</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>LG-TERM COR BD</titleOfClass>
         <cusip>92206C813</cusip>
         <value>30873</value>
         <shrsOrPrnAmt>
             <sshPrnamt>330997</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>317313</Sole>
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             <None>13684</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>189061</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2159381</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>160113</None>
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     <infoTable>
         <nameOfIssuer>VANTIV INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>92210H105</cusip>
         <value>979</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14833</Sole>
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             <None>647</None>
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         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>11128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107901</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>97362</Sole>
             <Shared>0</Shared>
             <None>10539</None>
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         <nameOfIssuer>VECTREN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92240G101</cusip>
         <value>3811</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43149</Sole>
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             <None>22119</None>
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     <infoTable>
         <nameOfIssuer>VECTOR GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92240M108</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5227</Sole>
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             <None>8775</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VEECO INSTRS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>922417100</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7162</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6169</Sole>
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             <None>993</None>
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         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
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         <cusip>922475108</cusip>
         <value>2883</value>
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             <sshPrnamt>46962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46666</Sole>
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             <None>296</None>
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         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>5333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76732</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74910</Sole>
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             <None>1822</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD MUN BD FD INC</nameOfIssuer>
         <titleOfClass>TAX EXEMPT BD</titleOfClass>
         <cusip>922907746</cusip>
         <value>767</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14950</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>126317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>568758</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>532475</Sole>
             <Shared>0</Shared>
             <None>36283</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>51171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>496873</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>463350</Sole>
             <Shared>0</Shared>
             <None>33523</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>46579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>395086</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>370980</Sole>
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             <None>24106</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>24646</value>
         <shrsOrPrnAmt>
             <sshPrnamt>297539</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>225850</Sole>
             <Shared>0</Shared>
             <None>71689</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>11903</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81871</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73436</Sole>
             <Shared>0</Shared>
             <None>8435</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>7500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61057</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59350</Sole>
             <Shared>0</Shared>
             <None>1707</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>21959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154031</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>85565</Sole>
             <Shared>0</Shared>
             <None>68466</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5266</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4998</Sole>
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             <None>268</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3409</Sole>
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             <None>82</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>21131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166315</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>165992</Sole>
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             <None>323</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>17016</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176137</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>173518</Sole>
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             <None>2619</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>15101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111465</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>109872</Sole>
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             <None>1593</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>24583</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197785</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>22536</None>
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     <infoTable>
         <nameOfIssuer>VERASTEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92337C104</cusip>
         <value>768</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8550</Sole>
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             <None>358970</None>
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         <nameOfIssuer>VEREIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92339V100</cusip>
         <value>168</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17778</Sole>
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             <None>3000</None>
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     <infoTable>
         <nameOfIssuer>VERIFONE SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92342Y109</cusip>
         <value>491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27045</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26071</Sole>
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             <None>974</None>
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     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>426</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
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             <None>400</None>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>113442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2543519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2355608</Sole>
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             <None>187911</None>
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     <infoTable>
         <nameOfIssuer>VERINT SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343X100</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8772</Sole>
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             <None>118</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERITEX HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>923451108</cusip>
         <value>846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28929</Sole>
             <Shared>0</Shared>
             <None>3100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>5056</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57036</Sole>
             <Shared>0</Shared>
             <None>2864</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>5719</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44409</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43191</Sole>
             <Shared>0</Shared>
             <None>1218</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532W103</cusip>
         <value>2145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66033</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65112</Sole>
             <Shared>0</Shared>
             <None>921</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERTEX ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92534K107</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60954</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>1389</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9042</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7232</Sole>
             <Shared>0</Shared>
             <None>1810</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL LTD</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 7/0</titleOfClass>
         <cusip>947075AH0</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10119</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10119</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEB COM GROUP INC</nameOfIssuer>
         <titleOfClass>NOTE 1.000% 8/1</titleOfClass>
         <cusip>94733AAA2</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17031</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17031</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEBSTER FINL CORP CONN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>947890109</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3906</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3006</Sole>
             <Shared>0</Shared>
             <None>900</None>
         </votingAuthority>
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         <nameOfIssuer>WEIBO CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>948596101</cusip>
         <value>665</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9968</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9968</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>948741103</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3052</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3052</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WELLCARE HEALTH PLANS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94946T106</cusip>
         <value>379</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2064</Sole>
             <Shared>0</Shared>
             <None>20</None>
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     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>81980</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1480364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1408448</Sole>
             <Shared>0</Shared>
             <None>71916</None>
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     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>PERP PFD CNV A</titleOfClass>
         <cusip>949746804</cusip>
         <value>3926</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2577</Sole>
             <Shared>0</Shared>
             <None>418</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WELLS FARGO MULTI SECTOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94987D101</cusip>
         <value>1412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105424</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>96957</Sole>
             <Shared>0</Shared>
             <None>8467</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>10037</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>124054</Sole>
             <Shared>0</Shared>
             <None>10678</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEST PHARMACEUTICAL SVSC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>955306105</cusip>
         <value>1781</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18356</Sole>
             <Shared>0</Shared>
             <None>573</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTAR ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95709T100</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6055</Sole>
             <Shared>0</Shared>
             <None>227</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN ALLIANCE BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>957638109</cusip>
         <value>1446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29093</Sole>
             <Shared>0</Shared>
             <None>527</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN ASSET PREMIER BD FD</nameOfIssuer>
         <titleOfClass>SHS BEN INT</titleOfClass>
         <cusip>957664105</cusip>
         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14021</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12221</Sole>
             <Shared>0</Shared>
             <None>1800</None>
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     <infoTable>
         <nameOfIssuer>WESTERN ASSET EMRG MKT DEBT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95766A101</cusip>
         <value>155</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6246</Sole>
             <Shared>0</Shared>
             <None>3778</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN ASSET GLB HI INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95766B109</cusip>
         <value>154</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15320</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15138</Sole>
             <Shared>0</Shared>
             <None>182</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN ASSET HIGH INCM FD I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95766J102</cusip>
         <value>266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36889</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN ASSET HIGH INCM OPP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95766K109</cusip>
         <value>206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40843</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40843</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WESTERN ASSET GLOBAL CP DEFI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95790C107</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11684</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WESTERN ASSET CORPORATE LN F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95790J102</cusip>
         <value>116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10413</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>27253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>306956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>166198</Sole>
             <Shared>0</Shared>
             <None>140758</None>
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     <infoTable>
         <nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LP IN</titleOfClass>
         <cusip>958254104</cusip>
         <value>1526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27206</Sole>
             <Shared>0</Shared>
             <None>75</None>
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     <infoTable>
         <nameOfIssuer>WESTERN REFNG LOGISTICS LP</nameOfIssuer>
         <titleOfClass>COM UNIT REP LTP</titleOfClass>
         <cusip>95931Q205</cusip>
         <value>1600</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>62300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTERN UN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>959802109</cusip>
         <value>1412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74007</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68389</Sole>
             <Shared>0</Shared>
             <None>5618</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTPAC BKG CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>961214301</cusip>
         <value>835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35154</Sole>
             <Shared>0</Shared>
             <None>504</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WESTROCK CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>96145D105</cusip>
         <value>187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2629</Sole>
             <Shared>0</Shared>
             <None>702</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962166104</cusip>
         <value>11661</value>
         <shrsOrPrnAmt>
             <sshPrnamt>349086</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>312895</Sole>
             <Shared>0</Shared>
             <None>36191</None>
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     <infoTable>
         <nameOfIssuer>WHEATON PRECIOUS METALS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962879102</cusip>
         <value>985</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>44293</Sole>
             <Shared>0</Shared>
             <None>5310</None>
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     <infoTable>
         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>2444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12625</Sole>
             <Shared>0</Shared>
             <None>115</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WHITING PETE CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>966387102</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32489</Sole>
             <Shared>0</Shared>
             <None>3725</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WHITING PETE CORP NEW</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 4/0</titleOfClass>
         <cusip>966387AL6</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37180</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29575</Sole>
             <Shared>0</Shared>
             <None>7605</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WHOLE FOODS MKT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>966837106</cusip>
         <value>480</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11434</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6812</Sole>
             <Shared>0</Shared>
             <None>4622</None>
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     <infoTable>
         <nameOfIssuer>WIDEOPENWEST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>96758W101</cusip>
         <value>2079</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>119580</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WILEY JOHN &amp; SONS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>968223206</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3307</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>5088</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169087</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>144028</Sole>
             <Shared>0</Shared>
             <None>25059</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer>
         <titleOfClass>COM UNIT LTD PAR</titleOfClass>
         <cusip>96949L105</cusip>
         <value>1523</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33381</Sole>
             <Shared>0</Shared>
             <None>4751</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969904101</cusip>
         <value>19229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>396706</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <Sole>105115</Sole>
             <Shared>0</Shared>
             <None>4362</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GASLOG LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G37585109</cusip>
         <value>835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>53851</Sole>
             <Shared>0</Shared>
             <None>615</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3922B107</cusip>
         <value>4853</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174733</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>169744</Sole>
             <Shared>0</Shared>
             <None>4989</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4365</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4322</Sole>
             <Shared>0</Shared>
             <None>43</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>1550</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130646</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>100718</Sole>
             <Shared>0</Shared>
             <None>29928</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>3499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35341</Sole>
             <Shared>0</Shared>
             <None>419</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>1994</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44964</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>44430</Sole>
             <Shared>0</Shared>
             <None>534</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>7039</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77059</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68208</Sole>
             <Shared>0</Shared>
             <None>8851</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G4863A108</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9064</Sole>
             <Shared>0</Shared>
             <None>1164</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>3477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>901497</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>892973</Sole>
             <Shared>0</Shared>
             <None>8524</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>5487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>144998</Sole>
             <Shared>0</Shared>
             <None>10307</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAMES RIV GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G5005R107</cusip>
         <value>169</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4232</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>4653</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29666</Sole>
             <Shared>0</Shared>
             <None>219</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>15690</value>
         <shrsOrPrnAmt>
             <sshPrnamt>362015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>339070</Sole>
             <Shared>0</Shared>
             <None>22945</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>1767</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38122</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35609</Sole>
             <Shared>0</Shared>
             <None>2513</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIANLUO SMART LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5478K100</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G5480U104</cusip>
         <value>1889</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58262</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57296</Sole>
             <Shared>0</Shared>
             <None>966</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>1178</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37893</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37090</Sole>
             <Shared>0</Shared>
             <None>803</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>972</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15848</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15484</Sole>
             <Shared>0</Shared>
             <None>364</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5785G107</cusip>
         <value>981</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7025</Sole>
             <Shared>0</Shared>
             <None>15262</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20648</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20048</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>57310</value>
         <shrsOrPrnAmt>
             <sshPrnamt>645353</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>619584</Sole>
             <Shared>0</Shared>
             <None>25769</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G60754101</cusip>
         <value>3613</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>96765</Sole>
             <Shared>0</Shared>
             <None>2858</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
         <titleOfClass>SHS EUR</titleOfClass>
         <cusip>G6518L108</cusip>
         <value>4174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107536</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>104380</Sole>
             <Shared>0</Shared>
             <None>3156</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORDIC AMERICAN TANKERS LIMI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G65773106</cusip>
         <value>143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22381</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15788</Sole>
             <Shared>0</Shared>
             <None>6593</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>1192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20565</Sole>
             <Shared>0</Shared>
             <None>1506</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OM ASSET MGMT PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G67506108</cusip>
         <value>1105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73947</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>64187</Sole>
             <Shared>0</Shared>
             <None>9760</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>125</value>
         <shrsOrPrnAmt>
             <sshPrnamt>890</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>836</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROWAN COMPANIES PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G7665A101</cusip>
         <value>551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52850</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEADRILL LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945E105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7695</Sole>
             <Shared>0</Shared>
             <None>1560</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>9202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>237472</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>225685</Sole>
             <Shared>0</Shared>
             <None>11787</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>7805</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>109787</Sole>
             <Shared>0</Shared>
             <None>6345</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIP FINANCE INTERNATIONAL L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G81075106</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11019</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10399</Sole>
             <Shared>0</Shared>
             <None>620</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SMART GLOBAL HLDGS INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8232Y101</cusip>
         <value>169</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10173</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9923</Sole>
             <Shared>0</Shared>
             <None>250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G84720104</cusip>
         <value>175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2146</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>84</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3095</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3041</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TSAKOS ENERGY NAVIGATION LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9108L108</cusip>
         <value>1273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264892</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>224581</Sole>
             <Shared>0</Shared>
             <None>40311</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLAR LNG LTD BERMUDA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9456A100</cusip>
         <value>2258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>102763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25713</Sole>
             <Shared>0</Shared>
             <None>77050</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>729</value>
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         <value>1638</value>
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         <value>8</value>
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         <titleOfClass>SHS</titleOfClass>
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         <value>811</value>
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         <value>27</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>9852</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>11864</value>
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         <cusip>01609W102</cusip>
         <value>10906</value>
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         <otherManager>3</otherManager>
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             <None>0</None>
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         <value>547</value>
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             <None>0</None>
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         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
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         <cusip>02079K305</cusip>
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         <value>209</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>666</value>
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         <value>522</value>
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         <nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
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         <cusip>03524A108</cusip>
         <value>8929</value>
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         <nameOfIssuer>AVERY DENNISON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>550</value>
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         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
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         <cusip>084670702</cusip>
         <value>11729</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>11209</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>538</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>212485106</cusip>
         <value>542</value>
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             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1083</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29362U104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>117</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>196</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>196</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293712105</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>462</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>462</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENVISION HEALTHCARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29414D100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>326</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>326</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>48</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>29476L107</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
             <Shared>0</Shared>
             <None>70</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESTERLINE TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>297425100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EURONET WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>298736109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVOLENT HEALTH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30050B101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>298</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>298</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>920</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>920</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>212</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85</Sole>
             <Shared>0</Shared>
             <None>127</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30219G108</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>1620</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17458</Sole>
             <Shared>0</Shared>
             <None>2626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>F M C CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2375</Sole>
             <Shared>0</Shared>
             <None>350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FCB FINL HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30255G103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>1015</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5701</Sole>
             <Shared>0</Shared>
             <None>981</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>514</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>315616102</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>133</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
         <titleOfClass>FNF GROUP COM</titleOfClass>
         <cusip>31620R303</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>451</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>451</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>812</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1604</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1604</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3314</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3314</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1844</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1844</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>252</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33734G108</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2664</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2664</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7089</Sole>
             <Shared>0</Shared>
             <None>288</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>203</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>204</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>139</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>TECH ALPHADEX</titleOfClass>
         <cusip>33734X176</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>168</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>803</Sole>
             <Shared>0</Shared>
             <None>547</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>340</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>510</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>211</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>BRAZIL ALPHADEX</titleOfClass>
         <cusip>33737J133</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>436</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>436</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>351</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>638</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>511</Sole>
             <Shared>0</Shared>
             <None>538</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>319</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>981</Sole>
             <Shared>0</Shared>
             <None>327</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
         <cusip>33738R605</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>304</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>304</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5339</Sole>
             <Shared>0</Shared>
             <None>7025</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1458</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1458</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>367</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>367</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3310</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3135</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>211</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>259</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOTEK INDS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343389102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>101</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>58</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>5614</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>288</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34964C106</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>257</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRANCO NEVADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>3450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>192</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35906A108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7800</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FULLER H B CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>359694106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>36</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GSV CAP CORP</nameOfIssuer>
         <titleOfClass>NOTE 5.250% 9/1</titleOfClass>
         <cusip>36191JAB7</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4913</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4913</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>G-III APPAREL GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36237H101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>44</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GABELLI DIVD &amp; INCOME TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36242H104</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1813</Sole>
             <Shared>0</Shared>
             <None>2859</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>3008</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111441</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>93704</Sole>
             <Shared>0</Shared>
             <None>17737</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4452</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>1</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENTEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>371901109</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1672</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>72</value>
         <shrsOrPrnAmt>
             <sshPrnamt>754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>754</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3675</Sole>
             <Shared>0</Shared>
             <None>595</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>37733W105</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>82</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS MLP INC OPP FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>38147W103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>382550101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>206</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>60</Sole>
             <Shared>0</Shared>
             <None>146</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GOVERNMENT PPTYS INCOME TR</nameOfIssuer>
         <titleOfClass>COM SHS BEN INT</titleOfClass>
         <cusip>38376A103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384802104</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>GRAND CANYON ED INC</nameOfIssuer>
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         <value>2346</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>615369105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>625383104</cusip>
         <value>2</value>
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             <sshPrnamt>19</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>631103108</cusip>
         <value>12</value>
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         <cusip>635309107</cusip>
         <value>132</value>
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         <otherManager>4</otherManager>
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         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>636274409</cusip>
         <value>11</value>
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             <None>0</None>
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         <nameOfIssuer>NATIONAL INSTRS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>636518102</cusip>
         <value>31</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>637071101</cusip>
         <value>10</value>
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             <None>93</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>637417106</cusip>
         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>639050103</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63910B102</cusip>
         <value>1</value>
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         <nameOfIssuer>NEOGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>640491106</cusip>
         <value>7</value>
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         <value>373</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>10</value>
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         <cusip>651290108</cusip>
         <value>14</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>651639106</cusip>
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         <cusip>651718AC2</cusip>
         <value>150</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>42</value>
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         <cusip>654106103</cusip>
         <value>136</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65473P105</cusip>
         <value>21</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655044105</cusip>
         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655663102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>19</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>20</value>
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         <nameOfIssuer>NOVARTIS A G</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>515</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>4</value>
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             <sshPrnamt>83</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>0</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>21</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>0</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
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         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>11</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>16</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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     <infoTable>
         <nameOfIssuer>POLYONE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73179P106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>51</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>1442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15353</Sole>
             <Shared>0</Shared>
             <None>3115</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73755L107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>715</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
         <titleOfClass>UNIT SER 1</titleOfClass>
         <cusip>73935A104</cusip>
         <value>546</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3967</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>71</Sole>
             <Shared>0</Shared>
             <None>3896</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>NASD INTNT ETF</titleOfClass>
         <cusip>73935X146</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2957</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DWA MOMENTUM PTF</titleOfClass>
         <cusip>73935X153</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FINL PFD PTFL</titleOfClass>
         <cusip>73935X229</cusip>
         <value>555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29111</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BLDG CNSTR</titleOfClass>
         <cusip>73935X666</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9601</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>AERSPC DEF PTF</titleOfClass>
         <cusip>73935X690</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6599</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6599</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SFTWR PORT</titleOfClass>
         <cusip>73935X773</cusip>
         <value>297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5284</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SEMCT PORT</titleOfClass>
         <cusip>73935X781</cusip>
         <value>360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8615</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN MEDIA PORT</titleOfClass>
         <cusip>73935X823</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9239</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9239</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES GLOBAL ETF FD</nameOfIssuer>
         <titleOfClass>S&amp;P 500 BUYWRT</titleOfClass>
         <cusip>73936G308</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>885</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PFD PORTFOLIO</titleOfClass>
         <cusip>73936T565</cusip>
         <value>354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>23144</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>VAR RATE PFD POR</titleOfClass>
         <cusip>73937B597</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P600 LOVL PT</titleOfClass>
         <cusip>73937B639</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>243</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P400 LOVL PT</titleOfClass>
         <cusip>73937B647</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
         <cusip>73937B860</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IND P</titleOfClass>
         <cusip>73937B878</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2139</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>156</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1150</Sole>
             <Shared>0</Shared>
             <None>53</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>491</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>741503403</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>59</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>604</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6933</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6584</Sole>
             <Shared>0</Shared>
             <None>349</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>174</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
         <cusip>74348A467</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>159</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.750% 3/1</titleOfClass>
         <cusip>74348TAL6</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10250</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>10250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41300</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25063</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25063</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6974</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6974</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>248</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>78</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>516</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>29</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>679</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12402</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11933</Sole>
             <Shared>0</Shared>
             <None>469</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1369</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>QUINTILES IMS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74876Y101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>93</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RSP PERMIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74978Q105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>216</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>216</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>384</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2234</Sole>
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             <None>150</None>
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     <infoTable>
         <nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75524B104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>65</Sole>
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             <None>0</None>
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         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>19</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RED HAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756577102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>163</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>231</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>761713106</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1822</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1822</Sole>
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             <None>0</None>
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         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
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             <None>51</None>
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     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>435</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>770323103</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>399</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>774341101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>32</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROCKWELL MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>774374102</cusip>
         <value>405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>51000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROGERS COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>775109200</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>46</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>473</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>473</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>65</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5051</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4513</Sole>
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             <None>538</None>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>218</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>183</Sole>
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             <None>35</None>
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     <infoTable>
         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78377T107</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>313</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>1343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>90</None>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>891</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7458</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>6218</None>
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         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>192</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3921</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC INTR</titleOfClass>
         <cusip>78464A375</cusip>
         <value>13</value>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78464A417</cusip>
         <value>41</value>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>16</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>230</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>308</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>675</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>654</Sole>
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             <None>397</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1091</Sole>
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             <None>193</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1451</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1244</Sole>
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             <None>207</None>
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     <infoTable>
         <nameOfIssuer>SRC ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2902</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1613</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>204</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>67</Sole>
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             <None>19</None>
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     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>240</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>62</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>553</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>403</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8226</Sole>
             <Shared>0</Shared>
             <None>1148</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1437</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>922</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>156</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1837</Sole>
             <Shared>0</Shared>
             <None>147</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1487</Sole>
             <Shared>0</Shared>
             <None>491</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1342</Sole>
             <Shared>0</Shared>
             <None>33</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>993</Sole>
             <Shared>0</Shared>
             <None>183</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5132</Sole>
             <Shared>0</Shared>
             <None>8336</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1698</Sole>
             <Shared>0</Shared>
             <None>45</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4258</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4035</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>556</Sole>
             <Shared>0</Shared>
             <None>176</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>354</Sole>
             <Shared>0</Shared>
             <None>15</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>45</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>188</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON MOTION TECHNOLOGY CO</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82706C108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILVER SPRING NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82817Q103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>71</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIX FLAGS ENTMT CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83001A102</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3331</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1106</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>221</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>1087</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13778</Sole>
             <Shared>0</Shared>
             <None>7348</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8099</Sole>
             <Shared>0</Shared>
             <None>236</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1475</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1455</Sole>
             <Shared>0</Shared>
             <None>20</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT AEROSYSTEMS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>848574109</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>379</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>119</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>85207H104</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STAMPS COM INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>852857200</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>151</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1060</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1060</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>455</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7148</Sole>
             <Shared>0</Shared>
             <None>625</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>481</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21459</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18724</Sole>
             <Shared>0</Shared>
             <None>2735</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>269</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17621</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15971</Sole>
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             <None>1650</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STERICYCLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2886</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2536</Sole>
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             <None>350</None>
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     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7667</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5208</Sole>
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             <None>2459</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2101</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>2101</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STRYKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>140</None>
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     <infoTable>
         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>86562M209</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111</sshPrnamt>
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             <None>111</None>
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         <nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>61</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>345</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>868459108</cusip>
         <value>496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11500</Sole>
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             <None>0</None>
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         <nameOfIssuer>SYMANTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871503108</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1200</Sole>
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             <None>0</None>
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         <nameOfIssuer>SYNAPTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87157D109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>161</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>138</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2721</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872275102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>TICC CAPITAL CORP</nameOfIssuer>
         <titleOfClass>DBCV 7.500%11/0</titleOfClass>
         <cusip>87244TAB5</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21184</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>21184</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>963</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>899</Sole>
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             <None>64</None>
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     <infoTable>
         <nameOfIssuer>TRI POINTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87265H109</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1098</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1098</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TTM TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87305R109</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>80</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAHOE RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>873868103</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1387</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1387</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>874039100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>325</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1545</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TELIGENT INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87960W104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>91</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TENNECO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880349105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TESORO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>881609101</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>163</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>881624209</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>557</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>178</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>178</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>181</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>176</Sole>
             <Shared>0</Shared>
             <None>21</None>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>310</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>171</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>34</Sole>
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     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>6265</Sole>
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             <None>2000</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>804</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>336</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>336</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1625</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89469A104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>57</Sole>
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             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIANGLE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>895848109</cusip>
         <value>219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11906</Sole>
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             <None>292</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90130A101</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>948</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>156</sshPrnamt>
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         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90187B101</cusip>
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         <shrsOrPrnAmt>
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         <value>23</value>
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         <cusip>92204A504</cusip>
         <value>8</value>
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         <cusip>92206C409</cusip>
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         <cusip>92206C813</cusip>
         <value>59</value>
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         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>673</value>
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         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>29</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>12</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
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         <value>33</value>
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         <cusip>922908769</cusip>
         <value>37</value>
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         <value>58</value>
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             <None>49</None>
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         <value>10</value>
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             <None>239</None>
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             <None>320</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92927K102</cusip>
         <value>6</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>580</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
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         <cusip>929740108</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>929</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>2500</None>
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         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>139</value>
         <shrsOrPrnAmt>
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         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>175</None>
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         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>31</None>
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         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <cusip>941848103</cusip>
         <value>178</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>250</None>
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         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>509</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>1392</None>
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         <titleOfClass>PERP PFD CNV A</titleOfClass>
         <cusip>949746804</cusip>
         <value>671</value>
         <shrsOrPrnAmt>
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             <None>160</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>955306105</cusip>
         <value>13</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>957638109</cusip>
         <value>2</value>
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         <nameOfIssuer>WESTERN ASSET HIGH INCM OPP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95766K109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
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         <cusip>958102105</cusip>
         <value>508</value>
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         <cusip>962166104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>1</value>
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         <nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer>
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         <cusip>96949L105</cusip>
         <value>12</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>97717W703</cusip>
         <value>197</value>
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         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
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         <cusip>97717X701</cusip>
         <value>6</value>
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         <cusip>980745103</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>981475106</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>WYNN RESORTS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>983134107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>XILINX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>983919101</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>270</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>91</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
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             <None>46</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ZOGENIX INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>98978L204</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8970</None>
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     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85</Sole>
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             <None>46</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>258</Sole>
             <Shared>0</Shared>
             <None>113</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0585R106</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>382</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>482</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>482</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1175</Sole>
             <Shared>0</Shared>
             <None>59</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROOKFIELD PPTY PARTNERS L P</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>G16249107</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1140</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4656</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4499</Sole>
             <Shared>0</Shared>
             <None>157</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G27823106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>23</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1918</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>1894</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FABRINET</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3323L100</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>193</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GASLOG LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G37585109</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3922B107</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>564</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>564</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>22</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>390</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>866</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1449</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1449</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>13</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4869</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4748</Sole>
             <Shared>0</Shared>
             <None>121</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>534</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>534</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>620</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6625</Sole>
             <Shared>0</Shared>
             <None>372</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G60754101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>323</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>323</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
         <titleOfClass>SHS EUR</titleOfClass>
         <cusip>G6518L108</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>328</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>328</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OM ASSET MGMT PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G67506108</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>581</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>581</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>84</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>114</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PERRIGO CO PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G97822103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>XL GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G98294104</cusip>
         <value>134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3072</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
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         <titleOfClass>COM</titleOfClass>
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         <value>3007</value>
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         <cusip>23311P100</cusip>
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         <value>892</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>233331107</cusip>
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         <nameOfIssuer>FIRST DATA CORP NEW</nameOfIssuer>
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         <cusip>32008D106</cusip>
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             <None>1500</None>
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         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>1025</value>
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             <None>0</None>
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         <nameOfIssuer>FIRST FNDTN INC</nameOfIssuer>
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         <cusip>32026V104</cusip>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
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         <cusip>33733E203</cusip>
         <value>502</value>
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         <cusip>33733E302</cusip>
         <value>27</value>
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         <value>22</value>
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         <cusip>33734X192</cusip>
         <value>25</value>
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             <sshPrnamt>622</sshPrnamt>
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         <cusip>33736G106</cusip>
         <value>42</value>
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         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
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         <cusip>33739E108</cusip>
         <value>70</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>99</value>
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             <None>0</None>
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         <nameOfIssuer>FISERV INC</nameOfIssuer>
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             <None>37617</None>
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         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>11</value>
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             <sshPrnamt>362</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>362</Sole>
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             <None>0</None>
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         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>411</value>
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             <sshPrnamt>8980</sshPrnamt>
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             <None>8050</None>
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         <nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
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         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
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         <value>1180</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>34964C106</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FOUR CORNERS PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35086T109</cusip>
         <value>112</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>2127</None>
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         <nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>353514102</cusip>
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             <None>0</None>
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         <nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
         <value>407</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>3915</Sole>
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             <None>5164</None>
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         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>26</value>
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             <sshPrnamt>2150</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1300</None>
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         <nameOfIssuer>FULLER H B CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>359694106</cusip>
         <value>56</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>360271100</cusip>
         <value>13</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>684</Sole>
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         <nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>20</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
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         <cusip>363576109</cusip>
         <value>35</value>
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         <value>17</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>3743</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>9589</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>35038</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>443586</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>27737</value>
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         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>259</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>37045V126</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>GENESIS ENERGY L P</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>371927104</cusip>
         <value>14286</value>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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         <nameOfIssuer>MFS INTER INCOME TR</nameOfIssuer>
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         <value>33</value>
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         <value>293</value>
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             <None>61800</None>
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         <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
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         <value>3228</value>
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         <nameOfIssuer>MAIN STREET CAPITAL CORP</nameOfIssuer>
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         <value>8</value>
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         <value>14</value>
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         <value>174</value>
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         <titleOfClass>INTL DIV ACHV</titleOfClass>
         <cusip>73935X716</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5783</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>SENIOR LN PORT</titleOfClass>
         <cusip>73936Q769</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2776</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1976</Sole>
             <Shared>0</Shared>
             <None>800</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>EMER MRKT PORT</titleOfClass>
         <cusip>73936T763</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3533</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3533</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>TXBLE MUN PRTFLO</titleOfClass>
         <cusip>73937B407</cusip>
         <value>171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INTL DEV LOWVL</titleOfClass>
         <cusip>73937B688</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1600</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>73937B779</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>88</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>11256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84917</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>52565</Sole>
             <Shared>0</Shared>
             <None>32352</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>19051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>256723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>193994</Sole>
             <Shared>0</Shared>
             <None>62729</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>741503403</cusip>
         <value>221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>118</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1661</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>49206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>564610</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>384631</Sole>
             <Shared>0</Shared>
             <None>179979</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743312100</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1350</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1090</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>40449</value>
         <shrsOrPrnAmt>
             <sshPrnamt>689791</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>534278</Sole>
             <Shared>0</Shared>
             <None>155513</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5520</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2965</Sole>
             <Shared>0</Shared>
             <None>2555</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>117</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>2261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28904</Sole>
             <Shared>0</Shared>
             <None>23659</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>738</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3539</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3539</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PULSE BIOSCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74587B101</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746922103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74727A104</cusip>
         <value>4290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>90500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>2652</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30228</Sole>
             <Shared>0</Shared>
             <None>17801</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALITY CARE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747545101</cusip>
         <value>688</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18417</Sole>
             <Shared>0</Shared>
             <None>19133</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>31957</value>
         <shrsOrPrnAmt>
             <sshPrnamt>970737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>679422</Sole>
             <Shared>0</Shared>
             <None>291315</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>1271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11437</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6637</Sole>
             <Shared>0</Shared>
             <None>4800</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUINTILES IMS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74876Y101</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>384</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>1697</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31107</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31107</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RTI INTL METALS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.625%10/1</titleOfClass>
         <cusip>74973WAB3</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RADIAN GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>750236101</cusip>
         <value>135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8280</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8280</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAVEN INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754212108</cusip>
         <value>987</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>29634</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>105</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYONIER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754907103</cusip>
         <value>1426</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>38454</Sole>
             <Shared>0</Shared>
             <None>11115</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>8529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20204</Sole>
             <Shared>0</Shared>
             <None>32612</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>686</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12431</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REDWOOD TR INC</nameOfIssuer>
         <titleOfClass>NOTE 4.625% 4/1</titleOfClass>
         <cusip>758075AB1</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGAL ENTMT GROUP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>758766109</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1425</sshPrnamt>
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         <cusip>75886F107</cusip>
         <value>11349</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>11373</None>
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         <nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>536</value>
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             <sshPrnamt>36603</sshPrnamt>
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         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>5128</None>
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         <nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer>
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         <cusip>759351604</cusip>
         <value>54</value>
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             <sshPrnamt>420</sshPrnamt>
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             <None>170</None>
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         <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759509102</cusip>
         <value>232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3185</sshPrnamt>
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         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>3467</value>
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             <sshPrnamt>54406</sshPrnamt>
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             <None>35756</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>351</value>
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             <sshPrnamt>5400</sshPrnamt>
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         <cusip>767204100</cusip>
         <value>3376</value>
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         <votingAuthority>
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             <None>1280</None>
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         <nameOfIssuer>RITE AID CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767754104</cusip>
         <value>74</value>
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             <sshPrnamt>25000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>25000</Sole>
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             <None>0</None>
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         <nameOfIssuer>RIVERVIEW BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>797</value>
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             <sshPrnamt>120000</sshPrnamt>
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         <nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>770323103</cusip>
         <value>5839</value>
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             <sshPrnamt>121818</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>38779</None>
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         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>861</value>
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             <sshPrnamt>5315</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>4120</None>
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         <nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>101</value>
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             <sshPrnamt>960</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>960</None>
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         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>12631</value>
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             <sshPrnamt>54553</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>42777</Sole>
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             <None>11776</None>
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         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>51</value>
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             <sshPrnamt>878</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>474</Sole>
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             <None>404</None>
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         <nameOfIssuer>ROYAL BK CDA MONTREAL QUE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>780087102</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3816</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>1150</None>
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         <nameOfIssuer>ROYAL BK SCOTLAND GROUP PLC</nameOfIssuer>
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         <cusip>780097689</cusip>
         <value>1510</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231265</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <cusip>780259107</cusip>
         <value>114</value>
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         <nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
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         <cusip>783513203</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>288</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
         <titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass>
         <cusip>78355W106</cusip>
         <value>2414</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
         <titleOfClass>GUG S&amp;P500EQWTTE</titleOfClass>
         <cusip>78355W817</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
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         <cusip>78355W858</cusip>
         <value>75</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
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         <cusip>78355W882</cusip>
         <value>42</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>783764AS2</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>668</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>2100</None>
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         <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784117103</cusip>
         <value>269</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78440X101</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
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         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>4019</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28073</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28073</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>1605</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16669</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16669</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2141</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>9955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31343</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30401</Sole>
             <Shared>0</Shared>
             <None>942</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>225</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR S&amp;P 500 ETF</titleOfClass>
         <cusip>78468R796</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4399</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SSGA US SMAL ETF</titleOfClass>
         <cusip>78468R887</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>350</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>5394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30282</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>1024</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14994</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4994</Sole>
             <Shared>0</Shared>
             <None>10000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1729</Sole>
             <Shared>0</Shared>
             <None>4375</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>1985</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39228</Sole>
             <Shared>0</Shared>
             <None>2200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>1392</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3849</Sole>
             <Shared>0</Shared>
             <None>9450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2803</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>36726</value>
         <shrsOrPrnAmt>
             <sshPrnamt>557804</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>382854</Sole>
             <Shared>0</Shared>
             <None>174950</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>4695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>88964</Sole>
             <Shared>0</Shared>
             <None>20320</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT EMK LG</titleOfClass>
         <cusip>808524730</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>301</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS NETWORKS INTERACT IN</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>811065101</cusip>
         <value>4870</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71293</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>49863</Sole>
             <Shared>0</Shared>
             <None>21430</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1145</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1145</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>896</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11307</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3521</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1134</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2767</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2467</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3225</Sole>
             <Shared>0</Shared>
             <None>6732</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>950</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2673</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2673</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1249</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>305</Sole>
             <Shared>0</Shared>
             <None>944</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4870</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>1782</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15809</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14544</Sole>
             <Shared>0</Shared>
             <None>1265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1680</Sole>
             <Shared>0</Shared>
             <None>3500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>3900</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>105725</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>17210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49038</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22557</Sole>
             <Shared>0</Shared>
             <None>26481</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIRE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82481R106</cusip>
         <value>11807</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>57691</Sole>
             <Shared>0</Shared>
             <None>13749</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>26314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>162673</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>119007</Sole>
             <Shared>0</Shared>
             <None>43666</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4605</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83088M102</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
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         <cusip>83175M205</cusip>
         <value>7</value>
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             <sshPrnamt>212</sshPrnamt>
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         <cusip>83190L208</cusip>
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             <None>0</None>
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         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
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         <cusip>832696405</cusip>
         <value>889</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>82</value>
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         <value>204</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
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         <value>178</value>
         <shrsOrPrnAmt>
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         <value>1130</value>
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             <None>0</None>
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         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
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         <cusip>842587107</cusip>
         <value>2882</value>
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             <sshPrnamt>60191</sshPrnamt>
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         <otherManager>5</otherManager>
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             <None>12698</None>
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         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
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         <value>736</value>
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             <None>5330</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>844895102</cusip>
         <value>4</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <cusip>845467109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>490</Sole>
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             <None>0</None>
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         <nameOfIssuer>SPECTRA ENERGY PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84756N109</cusip>
         <value>16838</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84860W102</cusip>
         <value>144</value>
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         <otherManager>5</otherManager>
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             <None>16500</None>
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         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
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         <cusip>84860WAA0</cusip>
         <value>15</value>
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         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>SPRINT CORP</nameOfIssuer>
         <titleOfClass>COM SER 1</titleOfClass>
         <cusip>85207U105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>1007</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7153</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>3602</None>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>10804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185288</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>46170</None>
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         <nameOfIssuer>STATE AUTO FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855707105</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10318</sshPrnamt>
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         <otherManager>5</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>13</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
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         <cusip>85571BAA3</cusip>
         <value>11</value>
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         <cusip>857477103</cusip>
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         <nameOfIssuer>STATOIL ASA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>85771P102</cusip>
         <value>864</value>
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         <cusip>858912108</cusip>
         <value>264</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2800</None>
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         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
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             <None>1374</None>
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         <value>558</value>
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             <None>0</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>724</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1110</None>
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         <nameOfIssuer>SUBURBAN PROPANE PARTNERS L</nameOfIssuer>
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         <cusip>864482104</cusip>
         <value>317</value>
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         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
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         <cusip>86562M209</cusip>
         <value>2004</value>
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             <None>3895</None>
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         <nameOfIssuer>SUNSTONE HOTEL INVS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867892101</cusip>
         <value>698</value>
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         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>66848</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>324310</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871503108</cusip>
         <value>200</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>36</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87165B103</cusip>
         <value>244</value>
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             <sshPrnamt>8190</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>6777</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>96532</None>
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         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872275102</cusip>
         <value>1285</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>629</None>
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             <None>0</None>
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         <value>65327</value>
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             <sshPrnamt>905185</sshPrnamt>
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         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>258262</None>
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         <nameOfIssuer>T MOBILE US INC</nameOfIssuer>
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         <value>9</value>
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             <None>0</None>
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         <cusip>874039100</cusip>
         <value>166</value>
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         <nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
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         <cusip>874054AD1</cusip>
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             <None>47906</None>
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             <None>72</None>
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         <value>417</value>
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             <sshPrnamt>7000</sshPrnamt>
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         <otherManager>5</otherManager>
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             <None>6100</None>
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         <nameOfIssuer>TEKLA HEALTHCARE OPPORTUNIT</nameOfIssuer>
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         <cusip>879105104</cusip>
         <value>28</value>
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         <cusip>87911L108</cusip>
         <value>23</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <nameOfIssuer>TELECOM ITALIA S P A NEW</nameOfIssuer>
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         <cusip>87927Y102</cusip>
         <value>1225</value>
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             <sshPrnamt>131035</sshPrnamt>
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             <None>1510</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>TELEFONICA S A</nameOfIssuer>
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         <cusip>879382208</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21797</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>9217</None>
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         <nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880198106</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>6</None>
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         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <cusip>880349105</cusip>
         <value>44</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88076W103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>800</None>
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         <nameOfIssuer>TERRITORIAL BANCORP INC</nameOfIssuer>
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         <value>2027</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>23</value>
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             <None>100</None>
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         <value>259</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>225</None>
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         <cusip>88160RAC5</cusip>
         <value>14</value>
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         <cusip>881624209</cusip>
         <value>2349</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>35048</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>1216</value>
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         <otherManager>5</otherManager>
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             <None>14150</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>33976</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>99415</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>1379</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>890</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>5120</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>65289</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>102573</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>884903105</cusip>
         <value>1031</value>
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             <sshPrnamt>22270</sshPrnamt>
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             <None>9125</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>9</value>
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             <sshPrnamt>90</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
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         <cusip>88554D205</cusip>
         <value>19</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>24328</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>46533</None>
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         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>886547108</cusip>
         <value>134</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>900</None>
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     <infoTable>
         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>4088</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>5</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>890516107</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>725</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891027104</cusip>
         <value>5238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68474</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>68474</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>850</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>561</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TORTOISE MLP FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148B101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>600</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>2479</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>49812</Sole>
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             <None>186</None>
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     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>5639</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>53695</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>140</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACON PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89237H100</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28350</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89353D107</cusip>
         <value>248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2890</Sole>
             <Shared>0</Shared>
             <None>225</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89469A104</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>240</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRIANGLE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>895848109</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>4123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115579</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>111412</Sole>
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             <None>4167</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRINITY INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896522109</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>190</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2067</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2067</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TUPPERWARE BRANDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>899896104</cusip>
         <value>411</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5855</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5855</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90130A101</cusip>
         <value>170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6002</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90187B101</cusip>
         <value>277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27975</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UDR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902653104</cusip>
         <value>740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15341</Sole>
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             <None>3642</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902681105</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1414</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>364</Sole>
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             <None>1050</None>
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     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>61167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1178109</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>827903</Sole>
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             <None>350206</None>
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     <infoTable>
         <nameOfIssuer>U S SILICA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90346E103</cusip>
         <value>114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3200</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1600</Sole>
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             <None>1600</None>
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     <infoTable>
         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>25</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>904311107</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1352</Sole>
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             <None>1330</None>
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     <infoTable>
         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL C</titleOfClass>
         <cusip>904311206</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2184</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>845</Sole>
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             <None>1339</None>
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     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>1857</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34321</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>22209</Sole>
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             <None>12112</None>
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         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>5090</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2540</None>
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     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>48892</value>
         <shrsOrPrnAmt>
             <sshPrnamt>448919</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>365208</Sole>
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             <None>83711</None>
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         <nameOfIssuer>UNITED NAT FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911163103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
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             <None>200</None>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>10008</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90499</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>60624</Sole>
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             <None>29875</None>
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     <infoTable>
         <nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911363109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>59227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>485028</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>318008</Sole>
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             <None>167020</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>119768</value>
         <shrsOrPrnAmt>
             <sshPrnamt>645929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>492686</Sole>
             <Shared>0</Shared>
             <None>153243</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITI GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91325V108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>66</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNIVERSAL DISPLAY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91347P105</cusip>
         <value>109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
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             <None>0</None>
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         <value>1503</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>22</value>
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         <cusip>91913Y100</cusip>
         <value>1381</value>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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         <cusip>92189F361</cusip>
         <value>649</value>
         <shrsOrPrnAmt>
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         <value>7</value>
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         <cusip>92189F718</cusip>
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         <cusip>92189F726</cusip>
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         <cusip>921910840</cusip>
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         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>8617</value>
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         <cusip>921946406</cusip>
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         <cusip>92204A108</cusip>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
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         <cusip>92206C730</cusip>
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     <infoTable>
         <nameOfIssuer>VANTIV INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>92210H105</cusip>
         <value>1267</value>
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         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1318</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3436</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2836</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>26975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121477</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>119855</Sole>
             <Shared>0</Shared>
             <None>1622</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>224</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>7901</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94930</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>88978</Sole>
             <Shared>0</Shared>
             <None>5952</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>3968</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27128</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>3394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27617</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27167</Sole>
             <Shared>0</Shared>
             <None>450</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1355</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>3175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28401</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1884</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1884</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>900</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9316</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9016</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>26815</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197838</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>164249</Sole>
             <Shared>0</Shared>
             <None>33589</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>4517</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36295</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>35795</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>14707</value>
         <shrsOrPrnAmt>
             <sshPrnamt>329321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>213980</Sole>
             <Shared>0</Shared>
             <None>115341</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>3023</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35833</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>34043</Sole>
             <Shared>0</Shared>
             <None>1790</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>159</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532W103</cusip>
         <value>1502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15591</Sole>
             <Shared>0</Shared>
             <None>30630</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92553P201</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>70491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>751659</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>584183</Sole>
             <Shared>0</Shared>
             <None>167476</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3390</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>7468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259926</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>203560</Sole>
             <Shared>0</Shared>
             <None>56366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>929042109</cusip>
         <value>1351</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5088</Sole>
             <Shared>0</Shared>
             <None>9304</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>348</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2751</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2751</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92924F106</cusip>
         <value>133</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WSFS FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929328102</cusip>
         <value>4209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>92803</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WMIH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92936P100</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>W P CAREY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92936U109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>247</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>7919</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>44101</Sole>
             <Shared>0</Shared>
             <None>42442</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WADDELL &amp; REED FINL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>930059100</cusip>
         <value>737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39036</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39036</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>8167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107915</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>75233</Sole>
             <Shared>0</Shared>
             <None>32682</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>11761</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>83100</Sole>
             <Shared>0</Shared>
             <None>67080</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASHINGTON PRIME GROUP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>93964W108</cusip>
         <value>863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>49965</Sole>
             <Shared>0</Shared>
             <None>53143</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>2473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18089</Sole>
             <Shared>0</Shared>
             <None>15625</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>941848103</cusip>
         <value>471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
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         <value>23</value>
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         <value>47</value>
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         <cusip>97717X701</cusip>
         <value>51</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>978097103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>98138H101</cusip>
         <value>243</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>98310W108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>98389B100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>983919101</cusip>
         <value>9</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>984121608</cusip>
         <value>17</value>
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         <value>533</value>
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         <value>3</value>
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         <value>74</value>
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         <value>39</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>G1151C101</cusip>
         <value>37794</value>
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         <cusip>G16249107</cusip>
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         <value>25</value>
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         <cusip>G47567105</cusip>
         <value>9</value>
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         <value>4</value>
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         <cusip>G491BT108</cusip>
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         <value>1192</value>
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         <value>211</value>
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         <cusip>G51502105</cusip>
         <value>919</value>
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         <cusip>G5480U104</cusip>
         <value>79</value>
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         <value>233</value>
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         <cusip>G5785G107</cusip>
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         <cusip>G60754101</cusip>
         <value>4</value>
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         <nameOfIssuer>NORDIC AMERICAN TANKERS LIMI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G65773106</cusip>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3770</sshPrnamt>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G7665A101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945E105</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1300</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>542</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>6994</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>7010</value>
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         <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G98294104</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>597</sshPrnamt>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>60872</value>
         <shrsOrPrnAmt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>3101</value>
         <shrsOrPrnAmt>
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         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>254</value>
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         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>86</value>
         <shrsOrPrnAmt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>N00985106</cusip>
         <value>566</value>
         <shrsOrPrnAmt>
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         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>931</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81775</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>1555</None>
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         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>452</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>452</Sole>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1980</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>MYLAN N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N59465109</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2480</sshPrnamt>
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         <otherManager>5</otherManager>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>SENSATA TECHNOLOGIES HLDG NV</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N7902X106</cusip>
         <value>5671</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>83999</None>
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         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>4271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>15700</None>
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         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>25646</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110046</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>45024</None>
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         <nameOfIssuer>NAVIOS MARITIME PARTNERS L P</nameOfIssuer>
         <titleOfClass>UNIT LPI</titleOfClass>
         <cusip>Y62267102</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <nameOfIssuer>TEEKAY LNG PARTNERS L P</nameOfIssuer>
         <titleOfClass>PRTNRSP UNITS</titleOfClass>
         <cusip>Y8564M105</cusip>
         <value>307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>1005</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>6400</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4223</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>3927</Sole>
             <Shared>296</Shared>
             <None>0</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>897</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75003</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>507</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>3966</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>91695</Sole>
             <Shared>13063</Shared>
             <None>364</None>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>620</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12751</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Shared>548</Shared>
             <None>1711</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>1595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21997</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18847</Sole>
             <Shared>3050</Shared>
             <None>100</None>
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         <nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>803</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5674</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>4965</Sole>
             <Shared>709</Shared>
             <None>0</None>
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         <nameOfIssuer>ADTRAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>1033</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>50000</Sole>
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             <None>0</None>
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         <nameOfIssuer>ADVANCED SEMICONDUCTOR ENGR</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>00756M404</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19465</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>19465</None>
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         <nameOfIssuer>AETNA INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00817Y108</cusip>
         <value>1083</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7129</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2830</Sole>
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             <None>4189</None>
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         <nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>008252108</cusip>
         <value>783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4721</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>4603</Sole>
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             <None>0</None>
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         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>2295</value>
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             <sshPrnamt>16039</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <value>3469</value>
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         <value>287</value>
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         <value>429</value>
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         <value>681</value>
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         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
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         <value>407</value>
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             <sshPrnamt>15053</sshPrnamt>
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         <value>226</value>
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         <cusip>302130109</cusip>
         <value>232</value>
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         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
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         <cusip>31866P102</cusip>
         <value>216</value>
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         <value>137</value>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>307</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>369604103</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>LEAR CORP</nameOfIssuer>
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         <cusip>521865204</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
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             <None>3886</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>524901105</cusip>
         <value>821</value>
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         <nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>532457108</cusip>
         <value>515</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>534187109</cusip>
         <value>906</value>
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             <None>9453</None>
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         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>843</value>
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             <sshPrnamt>3037</sshPrnamt>
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         <otherManager>6</otherManager>
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             <Sole>2237</Sole>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>2764</value>
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         <otherManager>6</otherManager>
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             <None>10644</None>
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         <nameOfIssuer>MANULIFE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56501R106</cusip>
         <value>296</value>
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         <otherManager>6</otherManager>
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             <None>5615</None>
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         <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56585A102</cusip>
         <value>488</value>
         <shrsOrPrnAmt>
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         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>547</value>
         <shrsOrPrnAmt>
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             <Sole>87</Sole>
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             <None>428</None>
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         <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
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         <cusip>571903202</cusip>
         <value>1454</value>
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         <otherManager>6</otherManager>
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             <None>4000</None>
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         <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
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         <cusip>57636Q104</cusip>
         <value>1972</value>
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         <nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
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         <cusip>579780206</cusip>
         <value>367</value>
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             <None>800</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
         <value>4582</value>
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             <sshPrnamt>29914</sshPrnamt>
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         <nameOfIssuer>MELCO RESORT ENTERTAINMENT L</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>585464100</cusip>
         <value>256</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>7237</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>510</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>595017104</cusip>
         <value>1241</value>
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         <cusip>609207105</cusip>
         <value>621</value>
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         <cusip>61166W101</cusip>
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         <value>857</value>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>424</value>
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         <value>275</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>637071101</cusip>
         <value>1225</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64110D104</cusip>
         <value>1121</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
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         <cusip>654106103</cusip>
         <value>720</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
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         <cusip>665859104</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>66987V109</cusip>
         <value>1080</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>769</value>
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         <cusip>67066G104</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>87901J105</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10438</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6728</Sole>
             <Shared>3710</Shared>
             <None>0</None>
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         <nameOfIssuer>TELADOC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87918A105</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6013</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6013</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4980</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>900</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11626</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>11581</Sole>
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             <None>45</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>349</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4529</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3618</Sole>
             <Shared>911</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15472</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>15472</Sole>
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             <None>0</None>
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         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2053</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11769</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10579</Sole>
             <Shared>1190</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>5944</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28554</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>23781</Sole>
             <Shared>1060</Shared>
             <None>3713</None>
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         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4406</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3719</Sole>
             <Shared>687</Shared>
             <None>0</None>
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         <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891027104</cusip>
         <value>1432</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18720</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18720</Sole>
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             <None>0</None>
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         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>0</Sole>
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             <None>7259</None>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6728</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>497</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1849</sshPrnamt>
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             <Sole>0</Sole>
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             <None>1849</None>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3378</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2866</Sole>
             <Shared>512</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>905</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25378</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>13946</Sole>
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             <None>11432</None>
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     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>790</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4499</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>160</Sole>
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             <None>4339</None>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
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         <cusip>902973304</cusip>
         <value>3463</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66707</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
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         <cusip>904767704</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>1260</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2490</None>
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         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>5981</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54923</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>1970</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>4508</None>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>5113</value>
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         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>10331</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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         <nameOfIssuer>UNIVERSAL INS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91359V107</cusip>
         <value>214</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>3700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64228</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>303</None>
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         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>905</value>
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             <None>6772</None>
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         <nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>919794107</cusip>
         <value>177</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>920253101</cusip>
         <value>274</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>92189F544</cusip>
         <value>215</value>
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         <value>709</value>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <value>3673</value>
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         <value>2130</value>
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         <cusip>921946406</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042676</cusip>
         <value>891</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>627</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042858</cusip>
         <value>2237</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>53061</Sole>
             <Shared>1445</Shared>
             <None>282</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>492</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1550</Sole>
             <Shared>3000</Shared>
             <None>1600</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>4109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46942</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>38359</Sole>
             <Shared>8298</Shared>
             <None>285</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>608</Sole>
             <Shared>3000</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>818</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3683</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3347</Sole>
             <Shared>336</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>2496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24261</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>21073</Sole>
             <Shared>3188</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>2466</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20955</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>17544</Sole>
             <Shared>3411</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>3192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38345</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>33354</Sole>
             <Shared>4991</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>1696</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10493</Sole>
             <Shared>1147</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>2063</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15423</Sole>
             <Shared>1359</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>1168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7960</Sole>
             <Shared>240</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>3835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26592</Sole>
             <Shared>3407</Shared>
             <None>191</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>801</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8292</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7648</Sole>
             <Shared>644</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>2206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16270</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15226</Sole>
             <Shared>1044</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1664</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>699</Sole>
             <Shared>0</Shared>
             <None>965</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>3126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69992</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>54154</Sole>
             <Shared>12638</Shared>
             <None>3200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>1055</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1180</Sole>
             <Shared>0</Shared>
             <None>11327</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>5580</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>43111</Sole>
             <Shared>2653</Shared>
             <None>13736</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>492</Sole>
             <Shared>256</Shared>
             <None>5596</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13806</Sole>
             <Shared>1000</Shared>
             <None>1720</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>992</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7830</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2368</Sole>
             <Shared>1240</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>1647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9228</Sole>
             <Shared>262</Shared>
             <None>8511</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WAGEWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>930427109</cusip>
         <value>637</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9482</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>455</Sole>
             <Shared>0</Shared>
             <None>9027</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>3081</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>30550</Sole>
             <Shared>2849</Shared>
             <None>7324</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>565</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7026</Sole>
             <Shared>102</Shared>
             <None>92</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>430</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1135</Sole>
             <Shared>0</Shared>
             <None>5541</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>378</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4548</Sole>
             <Shared>599</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WATSCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>255</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1654</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1654</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>4185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75524</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>63172</Sole>
             <Shared>2202</Shared>
             <None>10150</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4361</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3140</Sole>
             <Shared>1221</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4193</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4193</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962166104</cusip>
         <value>957</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26087</Sole>
             <Shared>2478</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>947</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4839</Sole>
             <Shared>106</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5910</Sole>
             <Shared>1728</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
         <titleOfClass>EUROPE HEDGED EQ</titleOfClass>
         <cusip>97717X701</cusip>
         <value>1622</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26031</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>24531</Sole>
             <Shared>1500</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98389B100</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5254</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5254</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>2757</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>37150</Sole>
             <Shared>225</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>98978V103</cusip>
         <value>383</value>
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         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
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         <cusip>G0177J108</cusip>
         <value>656</value>
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         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>654</value>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
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         <cusip>G1151C101</cusip>
         <value>3367</value>
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         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
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         <cusip>G29183103</cusip>
         <value>1331</value>
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         <nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G33856108</cusip>
         <value>222</value>
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             <sshPrnamt>18569</sshPrnamt>
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         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>2003</value>
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             <sshPrnamt>56924</sshPrnamt>
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             <None>90</None>
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         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>252</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5822</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Shared>191</Shared>
             <None>0</None>
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         <nameOfIssuer>LINIU TECHNOLOGY GROUP</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G54971109</cusip>
         <value>7</value>
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             <sshPrnamt>13500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>896</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10094</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>4960</Sole>
             <Shared>934</Shared>
             <None>4200</None>
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         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3944</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>3456</Sole>
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         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G84720104</cusip>
         <value>706</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>8537</None>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>3864</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26578</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>22307</Sole>
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             <None>432</None>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1858</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>1583</Sole>
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             <None>275</None>
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         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>1249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5358</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>5283</Sole>
             <Shared>75</Shared>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>625</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56240</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Shared>414</Shared>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>1097</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29074</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>1209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24881</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Shared>2121</Shared>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>570</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7860</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>ACI WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>004498101</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9667</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>ACTUA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>005094107</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>ADVISORY BRD CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00762W107</cusip>
         <value>544</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00771V108</cusip>
         <value>232</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>4424</Sole>
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         <nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>433</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00817Y108</cusip>
         <value>786</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>ALBANY INTL CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>012348108</cusip>
         <value>211</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015271109</cusip>
         <value>282</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>01988PAD0</cusip>
         <value>307</value>
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         <cusip>02079K107</cusip>
         <value>1239</value>
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         <cusip>02079K305</cusip>
         <value>892</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>02208R106</cusip>
         <value>237</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>505</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>783</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025676206</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>1556</value>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>026874784</cusip>
         <value>1430</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1971</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1458</Sole>
             <Shared>513</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03073E105</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1375</Sole>
             <Shared>1510</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>665</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3862</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ANADARKO PETE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>032511107</cusip>
         <value>1723</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>36073</Sole>
             <Shared>1922</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5035</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4512</Sole>
             <Shared>523</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARES CAP CORP</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 1/1</titleOfClass>
         <cusip>04010LAJ2</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>244000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>244000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>046353108</cusip>
         <value>308</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9038</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9038</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATLAS AIR WORLDWIDE HLDGS IN</nameOfIssuer>
         <titleOfClass>NOTE 2.250% 6/0</titleOfClass>
         <cusip>049164BH8</cusip>
         <value>258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>245000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AUTODESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052769106</cusip>
         <value>1804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16603</Sole>
             <Shared>1288</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BCE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>05534B760</cusip>
         <value>475</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10546</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BP PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>055622104</cusip>
         <value>231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6669</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6669</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOFI HLDG INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05566U108</cusip>
         <value>378</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15921</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15921</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>05946K101</cusip>
         <value>801</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95846</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>95846</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BANK OF THE OZARKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>063904106</cusip>
         <value>407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8673</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8673</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>064058100</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2100</Sole>
             <Shared>2330</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BERKLEY W R CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>084423102</cusip>
         <value>1435</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20741</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>19492</Sole>
             <Shared>1249</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
         <titleOfClass>CL B NEW</titleOfClass>
         <cusip>084670702</cusip>
         <value>2223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11304</Sole>
             <Shared>1824</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
         <titleOfClass>NOTE 0.750%10/1</titleOfClass>
         <cusip>09061GAE1</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>254000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>254000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BIOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09062X103</cusip>
         <value>1644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6060</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5572</Sole>
             <Shared>488</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLOOMIN BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>094235108</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12475</Sole>
             <Shared>422</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOINGO WIRELESS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09739C102</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15782</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BORGWARNER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>099724106</cusip>
         <value>543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12823</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11738</Sole>
             <Shared>1085</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
         <titleOfClass>CL A LTD VT SH</titleOfClass>
         <cusip>112585104</cusip>
         <value>845</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21554</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21554</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>B2GOLD CORP</nameOfIssuer>
         <titleOfClass>NOTE 3.250%10/0</titleOfClass>
         <cusip>11777QAB6</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>240000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BUFFALO WILD WINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>119848109</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2494</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CSG SYS INTL INC</nameOfIssuer>
         <titleOfClass>NOTE 4.250% 3/1</titleOfClass>
         <cusip>126349AF6</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>254000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>254000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CABOT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>127055101</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4797</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4652</Sole>
             <Shared>145</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CABOT MICROELECTRONICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12709P103</cusip>
         <value>334</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4376</Sole>
             <Shared>147</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CALAMP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>128126109</cusip>
         <value>208</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10213</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10213</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CAMECO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>13321L108</cusip>
         <value>302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33222</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>33222</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CANTEL MEDICAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>138098108</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2911</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2816</Sole>
             <Shared>95</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>14040H105</cusip>
         <value>813</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9844</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9017</Sole>
             <Shared>827</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CARDTRONICS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.000%12/0</titleOfClass>
         <cusip>14161HAG3</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>251000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>251000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CATALENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>148806102</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10032</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9705</Sole>
             <Shared>327</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>15135B101</cusip>
         <value>371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4491</Sole>
             <Shared>152</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CENTURY CASINOS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156492100</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10282</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CERNER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156782104</cusip>
         <value>255</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1825</Sole>
             <Shared>2015</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CEVA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>157210105</cusip>
         <value>560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12321</Sole>
             <Shared>0</Shared>
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         <cusip>16119P108</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>940</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>171798101</cusip>
         <value>539</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>452</Shared>
             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>311</value>
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         <value>233</value>
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         <value>299</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>564</value>
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         <value>800</value>
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         <value>244</value>
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         <value>12276</value>
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         <value>232</value>
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         <cusip>25243Q205</cusip>
         <value>1590</value>
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         <value>442</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <value>1323</value>
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         <cusip>256677105</cusip>
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         <cusip>25746U109</cusip>
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         <cusip>26884U109</cusip>
         <value>223</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
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         <nameOfIssuer>ECHO GLOBAL LOGISTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27875T101</cusip>
         <value>253</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>29089Q105</cusip>
         <value>443</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>829</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>ENERSYS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29275Y102</cusip>
         <value>383</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>29362U104</cusip>
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             <Shared>678</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8990</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1960</Sole>
             <Shared>2625</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30219G108</cusip>
         <value>1531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23976</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>22660</Sole>
             <Shared>1316</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>1180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14616</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLIR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302445101</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6331</Sole>
             <Shared>213</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>1531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>33129</Sole>
             <Shared>2039</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FINISAR CORP</nameOfIssuer>
         <titleOfClass>NOTE 0.500%12/1</titleOfClass>
         <cusip>31787AAM3</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>240000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>NOTE 1.625% 6/0</titleOfClass>
         <cusip>31816QAD3</cusip>
         <value>311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>341000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>341000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST POTOMAC RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33610F109</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11489</Sole>
             <Shared>386</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3006</Sole>
             <Shared>275</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4665</Sole>
             <Shared>157</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17987</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17094</Sole>
             <Shared>893</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>40878</Sole>
             <Shared>3738</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>353514102</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7928</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7671</Sole>
             <Shared>257</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
         <value>447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9169</Sole>
             <Shared>811</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>1190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99092</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>92906</Sole>
             <Shared>6186</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GATX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>361448103</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4310</Sole>
             <Shared>145</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>363576109</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12662</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>672</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24884</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>24768</Sole>
             <Shared>116</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>37733W105</cusip>
         <value>955</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>22143</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBAL PMTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
         <value>616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6602</Sole>
             <Shared>222</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>382550101</cusip>
         <value>396</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11320</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10382</Sole>
             <Shared>938</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>405217100</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7453</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7453</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410345102</cusip>
         <value>346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13716</Sole>
             <Shared>1229</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>416515104</cusip>
         <value>813</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15471</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14167</Sole>
             <Shared>1304</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>428291108</cusip>
         <value>463</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8492</Sole>
             <Shared>286</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOLLYFRONTIER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>436106108</cusip>
         <value>329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11963</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11963</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOLOGIC INC</nameOfIssuer>
         <titleOfClass>FRNT 12/1</titleOfClass>
         <cusip>436440AG6</cusip>
         <value>324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>257000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>257000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>721</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5406</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3926</Sole>
             <Shared>1480</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HURON CONSULTING GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>447462102</cusip>
         <value>245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5676</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452308109</cusip>
         <value>1044</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7291</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6778</Sole>
             <Shared>513</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ILLUMINA INC</nameOfIssuer>
         <titleOfClass>NOTE 0.500% 6/1</titleOfClass>
         <cusip>452327AH2</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>255000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>255000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45253H101</cusip>
         <value>160</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22497</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21233</Sole>
             <Shared>1264</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INSULET CORP</nameOfIssuer>
         <titleOfClass>NOTE 2.000% 6/1</titleOfClass>
         <cusip>45784PAD3</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>196000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>196000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INTEGRATED DEVICE TECHNOLOGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458118106</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12689</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12689</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INVESTORS REAL ESTATE TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>461730103</cusip>
         <value>85</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10190</Sole>
             <Shared>3571</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IONIS PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>462222100</cusip>
         <value>1260</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>23146</Sole>
             <Shared>1629</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>SELECT DIVID ETF</titleOfClass>
         <cusip>464287168</cusip>
         <value>548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5939</sshPrnamt>
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             <Sole>2003</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>608</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13284</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11849</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11097</Sole>
             <Shared>752</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7042</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6812</Sole>
             <Shared>230</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>812</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16377</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6909</Sole>
             <Shared>233</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>90130A200</cusip>
         <value>461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16554</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12227</Sole>
             <Shared>4327</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>1421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>76051</Sole>
             <Shared>3489</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>NOTE 1.000% 9/1</titleOfClass>
         <cusip>90184LAD4</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>363000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>363000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>1614</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29202</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>29202</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED FIRE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910340108</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5420</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5245</Sole>
             <Shared>175</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>629</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5687</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5687</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>1831</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13887</Sole>
             <Shared>1110</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>3707</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17735</Sole>
             <Shared>2260</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>1105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>18510</Sole>
             <Shared>670</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91879Q109</cusip>
         <value>372</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1832</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>1286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15214</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>2865</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35886</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>35886</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>553</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7072</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>TT WRLD ST ETF</titleOfClass>
         <cusip>922042742</cusip>
         <value>7740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114610</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>114610</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>378</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7550</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>6194</value>
         <shrsOrPrnAmt>
             <sshPrnamt>151705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>110168</Sole>
             <Shared>41537</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANTIV INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>92210H105</cusip>
         <value>473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7474</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6858</Sole>
             <Shared>616</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>315</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4539</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4168</Sole>
             <Shared>371</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>5890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26524</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>24322</Sole>
             <Shared>2202</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3529</Sole>
             <Shared>2368</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>2112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>20645</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>1101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>24662</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERINT SYS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.500% 6/0</titleOfClass>
         <cusip>92343XAA8</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>225000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>1370</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10631</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9833</Sole>
             <Shared>798</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>523</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18221</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>18221</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92924F106</cusip>
         <value>358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4148</Sole>
             <Shared>140</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WNS HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>92932M101</cusip>
         <value>375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10914</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10914</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEBMD HEALTH CORP</nameOfIssuer>
         <titleOfClass>NOTE 2.500% 1/3</titleOfClass>
         <cusip>94770VAF9</cusip>
         <value>296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>287000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>287000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>718</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12958</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12958</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>985</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12565</Sole>
             <Shared>596</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>1559</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17593</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16742</Sole>
             <Shared>851</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962166104</cusip>
         <value>206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4538</Sole>
             <Shared>1606</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>626</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2990</Sole>
             <Shared>278</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WHITING PETE CORP NEW</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 4/0</titleOfClass>
         <cusip>966387AL6</cusip>
         <value>176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>208000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WISDOMTREE CONTINUOUS COMMOD</nameOfIssuer>
         <titleOfClass>SHS BEN INT</titleOfClass>
         <cusip>97718W108</cusip>
         <value>966</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15329</Sole>
             <Shared>36489</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WRIGHT MED GROUP INC</nameOfIssuer>
         <titleOfClass>NOTE 2.000% 2/1</titleOfClass>
         <cusip>98235TAE7</cusip>
         <value>248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>223000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YAHOO INC</nameOfIssuer>
         <titleOfClass>NOTE 12/0</titleOfClass>
         <cusip>984332AF3</cusip>
         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>394000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>394000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ZIX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98974P100</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15527</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15527</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>3984</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16391</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15339</Sole>
             <Shared>1052</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>1106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>32152</Sole>
             <Shared>2355</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>1184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8404</Sole>
             <Shared>1170</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>934</value>
         <shrsOrPrnAmt>
             <sshPrnamt>241362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>224462</Sole>
             <Shared>16900</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>1174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>25114</Sole>
             <Shared>1957</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>2018</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22742</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21616</Sole>
             <Shared>1126</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>1359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35067</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>32256</Sole>
             <Shared>2811</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6668</Sole>
             <Shared>442</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>845</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49735</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>49735</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>2181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27717</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>24449</Sole>
             <Shared>3268</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CIMPRESS N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N20146101</cusip>
         <value>460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4863</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4863</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>1519</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13171</Sole>
             <Shared>707</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDG NV</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N7902X106</cusip>
         <value>678</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15878</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>2693</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10924</Sole>
             <Shared>633</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>4675</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>55500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>2618</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>15200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>5602</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>38900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AUTOZONE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053332102</cusip>
         <value>2111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>3700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BANK AMER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>060505104</cusip>
         <value>6140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>253100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09247X101</cusip>
         <value>4520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>10700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>110122108</cusip>
         <value>2758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>49500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CBS CORP NEW</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>124857202</cusip>
         <value>2781</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>43600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>3589</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>34400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>5002</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>159800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
         <titleOfClass>COM DISNEY</titleOfClass>
         <cusip>254687106</cusip>
         <value>2720</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>25600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DOW CHEM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260543103</cusip>
         <value>6597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>104600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>2591</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>32100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>3633</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>134500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>2476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>44700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>5148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>23200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>406216101</cusip>
         <value>3553</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>83200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>5758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>43200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTEL CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>2915</value>
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             <sshPrnamt>10500</sshPrnamt>
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         <cusip>609207105</cusip>
         <value>2773</value>
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             <sshPrnamt>64200</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>5044</value>
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             <sshPrnamt>100600</sshPrnamt>
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         <cusip>717081103</cusip>
         <value>4598</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>2590</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46900</sshPrnamt>
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         <cusip>755111507</cusip>
         <value>5377</value>
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             <sshPrnamt>33300</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>3380</value>
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             <sshPrnamt>65100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>2665</value>
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             <sshPrnamt>24100</sshPrnamt>
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         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>4371</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>2229</value>
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             <sshPrnamt>49900</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>49900</Sole>
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             <None>0</None>
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         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>3622</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18900</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>18900</Sole>
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         <cusip>G0177J108</cusip>
         <value>5688</value>
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             <sshPrnamt>23400</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>6195</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69800</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <Sole>69800</Sole>
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</SEC-DOCUMENT>
