<SEC-DOCUMENT>0000720672-17-000087.txt : 20171113
<SEC-HEADER>0000720672-17-000087.hdr.sgml : 20171110
<ACCEPTANCE-DATETIME>20171113154200
ACCESSION NUMBER:		0000720672-17-000087
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20170930
FILED AS OF DATE:		20171113
DATE AS OF CHANGE:		20171113
EFFECTIVENESS DATE:		20171113

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		171195647

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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      <filingManager>
        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
        </address>
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    <signatureBlock>
      <name>James M. Zemlyak</name>
      <title>President and Chief Financial Officer</title>
      <phone>(314) 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>11-13-2017</signatureDate>
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<TYPE>INFORMATION TABLE
<SEQUENCE>2
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     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>975</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>770323103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>17</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>88</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>857</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>857</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>9</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>530</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>530</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL BK SCOTLAND GROUP PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR 2 ORD</titleOfClass>
         <cusip>780097689</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1403</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1144</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>952</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>952</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>78410G104</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>84</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>245</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>40</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>20</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>85</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>112</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>267</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>283</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>283</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>41</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>255</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHNEIDER NATIONAL INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>80689H102</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1720</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1074</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>110</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>410</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>58</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>78</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>15</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1515</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1515</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>37</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIRE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82481R106</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>52</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>50</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>415</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIX FLAGS ENTMT CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83001A102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <value>22</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>250</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>43</None>
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         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59</sshPrnamt>
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         <cusip>989207105</cusip>
         <value>100</value>
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             <sshPrnamt>923</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>4</value>
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             <None>32</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>989701107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
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         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>154</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>154</None>
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         <cusip>G0084W101</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>31</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G01767105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>29</None>
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         <nameOfIssuer>ALLEGION PUB LTD CO</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0176J109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>87</None>
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         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>531</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>531</None>
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         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0408V102</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>142</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>142</None>
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         <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0585R106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>30</None>
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         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1616</None>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>148</None>
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     <infoTable>
         <nameOfIssuer>BELMOND LTD</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G1154H107</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4940</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>4940</None>
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     <infoTable>
         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>163</None>
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         <nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G27823106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>54</None>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>990</None>
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         <nameOfIssuer>ENSCO PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G3157S106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>200</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>830</None>
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         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>133</None>
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         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>167</None>
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         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G5480U104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>51</None>
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         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>52</None>
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         <nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5785G107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>129</None>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>359</None>
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         <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6359F103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>720</None>
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         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>706</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>143</None>
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         <nameOfIssuer>VENATOR MATLS PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9329Z100</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>2000</None>
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         <nameOfIssuer>PERRIGO CO PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G97822103</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>124</None>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>310</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>1104</None>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>43</None>
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     <infoTable>
         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>876</None>
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     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>560</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>213</None>
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     <infoTable>
         <nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>105</None>
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         <nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>039483102</cusip>
         <value>7893</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185780</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>176967</Sole>
             <Shared>0</Shared>
             <None>8813</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARCONIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03965L100</cusip>
         <value>731</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30039</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28431</Sole>
             <Shared>0</Shared>
             <None>1608</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARCONIC INC</nameOfIssuer>
         <titleOfClass>5.375% PFD B 1</titleOfClass>
         <cusip>03965L308</cusip>
         <value>434</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11183</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10158</Sole>
             <Shared>0</Shared>
             <None>1025</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ARES CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04010L103</cusip>
         <value>13535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>825622</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>766238</Sole>
             <Shared>0</Shared>
             <None>59384</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARES CAP CORP</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 1/1</titleOfClass>
         <cusip>04010LAJ2</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61305</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>61305</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARES DYNAMIC CR ALLOCATION F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04014F102</cusip>
         <value>1046</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64021</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>62321</Sole>
             <Shared>0</Shared>
             <None>1700</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ARES MGMT L P</nameOfIssuer>
         <titleOfClass>COM UNIT RP IN</titleOfClass>
         <cusip>04014Y101</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10390</Sole>
             <Shared>0</Shared>
             <None>4460</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARGOS THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>040221103</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65550</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>040413106</cusip>
         <value>1334</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6959</Sole>
             <Shared>0</Shared>
             <None>113</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARMADA HOFFLER PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04208T108</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19012</Sole>
             <Shared>0</Shared>
             <None>1731</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARMSTRONG WORLD INDS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04247X102</cusip>
         <value>1857</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36251</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34524</Sole>
             <Shared>0</Shared>
             <None>1727</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARROW ELECTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>042735100</cusip>
         <value>704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8484</Sole>
             <Shared>0</Shared>
             <None>253</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARROW ETF TR</nameOfIssuer>
         <titleOfClass>ARROW DJ GLB YLD</titleOfClass>
         <cusip>04273H104</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12428</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>04316A108</cusip>
         <value>1746</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53621</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>51889</Sole>
             <Shared>0</Shared>
             <None>1732</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASCENA RETAIL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04351G101</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28937</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22537</Sole>
             <Shared>0</Shared>
             <None>6400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASPEN TECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>045327103</cusip>
         <value>6219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>91894</Sole>
             <Shared>0</Shared>
             <None>6880</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASSOCIATED BANC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>045487105</cusip>
         <value>812</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32500</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASSURANT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04621X108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASTEC INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>046224101</cusip>
         <value>1177</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19021</Sole>
             <Shared>0</Shared>
             <None>2013</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASTORIA FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>046265104</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12762</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12762</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>046353108</cusip>
         <value>11476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>338108</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>333435</Sole>
             <Shared>0</Shared>
             <None>4673</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATHENAHEALTH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>04685W103</cusip>
         <value>1035</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8247</Sole>
             <Shared>0</Shared>
             <None>109</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATLANTIC CAP BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>048269203</cusip>
         <value>593</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32661</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATLAS AIR WORLDWIDE HLDGS IN</nameOfIssuer>
         <titleOfClass>NOTE 2.250% 6/0</titleOfClass>
         <cusip>049164BH8</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12063</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12063</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>049560105</cusip>
         <value>3284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39206</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38503</Sole>
             <Shared>0</Shared>
             <None>703</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AUTODESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052769106</cusip>
         <value>8225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>71547</Sole>
             <Shared>0</Shared>
             <None>1774</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AUTOHOME INC</nameOfIssuer>
         <titleOfClass>SP ADR RP CL A</titleOfClass>
         <cusip>05278C107</cusip>
         <value>3598</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57609</Sole>
             <Shared>0</Shared>
             <None>2326</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AUTOLIV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052800109</cusip>
         <value>538</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4356</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053015103</cusip>
         <value>18371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>160279</Sole>
             <Shared>0</Shared>
             <None>7723</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AUTOZONE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053332102</cusip>
         <value>210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>321</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AVALONBAY CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053484101</cusip>
         <value>852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4772</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AVANGRID INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05351W103</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3559</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2731</Sole>
             <Shared>0</Shared>
             <None>828</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AVERY DENNISON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053611109</cusip>
         <value>2038</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19847</Sole>
             <Shared>0</Shared>
             <None>935</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AVIS BUDGET GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053774105</cusip>
         <value>263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6937</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6937</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>054937107</cusip>
         <value>2603</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>48008</Sole>
             <Shared>0</Shared>
             <None>7532</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AZUL S A</nameOfIssuer>
         <titleOfClass>SPONSR ADR PFD</titleOfClass>
         <cusip>05501U106</cusip>
         <value>3482</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>126730</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>B &amp; G FOODS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05508R106</cusip>
         <value>1133</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35606</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34183</Sole>
             <Shared>0</Shared>
             <None>1423</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BCE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>05534B760</cusip>
         <value>16302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>348362</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>2424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49639</Sole>
             <Shared>0</Shared>
             <None>36759</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIFTH STR SR FLOATNG RATE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31679F101</cusip>
         <value>344</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39288</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FINISAR CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>31787A507</cusip>
         <value>1238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56550</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29200</Sole>
             <Shared>0</Shared>
             <None>27350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>971</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>51196</Sole>
             <Shared>0</Shared>
             <None>6766</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST ACCEPTANCE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>318457108</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>60000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12113</Sole>
             <Shared>0</Shared>
             <None>253</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319829107</cusip>
         <value>204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14532</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14532</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CMNTY CORP S C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319835104</cusip>
         <value>391</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19072</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CONN BANCORP INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319850103</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5732</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST DATA CORP NEW</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32008D106</cusip>
         <value>483</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23268</Sole>
             <Shared>0</Shared>
             <None>3174</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8332</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7746</Sole>
             <Shared>0</Shared>
             <None>586</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST FINL BANKSHARES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32020R109</cusip>
         <value>1135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24629</Sole>
             <Shared>0</Shared>
             <None>543</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL CORP IND</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320218100</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4219</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2600</Sole>
             <Shared>0</Shared>
             <None>1619</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>2338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121976</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6313</Sole>
             <Shared>0</Shared>
             <None>115663</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
         <value>468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14389</Sole>
             <Shared>0</Shared>
             <None>985</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32054K103</cusip>
         <value>1892</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62941</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59125</Sole>
             <Shared>0</Shared>
             <None>3816</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTERNET BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320557101</cusip>
         <value>4843</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149996</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>81176</Sole>
             <Shared>0</Shared>
             <None>68820</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTST BANCSYSTEM INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32055Y201</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5235</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MAJESTIC SILVER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32076V103</cusip>
         <value>196</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28742</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28718</Sole>
             <Shared>0</Shared>
             <None>24</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8784</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5082</Sole>
             <Shared>0</Shared>
             <None>3702</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4422</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4339</Sole>
             <Shared>0</Shared>
             <None>83</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>925</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19914</Sole>
             <Shared>0</Shared>
             <None>260</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>812</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27819</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21932</Sole>
             <Shared>0</Shared>
             <None>5887</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>2027</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19460</Sole>
             <Shared>0</Shared>
             <None>12255</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR INTER DUR PFD &amp; IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33718W103</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23855</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22855</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CHINDIA ETF</titleOfClass>
         <cusip>33733A102</cusip>
         <value>2263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59055</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>57991</Sole>
             <Shared>0</Shared>
             <None>1064</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>1848</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40677</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40502</Sole>
             <Shared>0</Shared>
             <None>175</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7181</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7181</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>2191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17748</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17402</Sole>
             <Shared>0</Shared>
             <None>346</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>20768</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203060</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>185049</Sole>
             <Shared>0</Shared>
             <None>18011</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CAP VALUE ALP</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733F101</cusip>
         <value>687</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5961</Sole>
             <Shared>0</Shared>
             <None>5163</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR BICK INDEX FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733H107</cusip>
         <value>2018</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68572</Sole>
             <Shared>0</Shared>
             <None>863</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>2624</value>
         <shrsOrPrnAmt>
             <sshPrnamt>194773</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>175332</Sole>
             <Shared>0</Shared>
             <None>19441</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>8981</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161921</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>159096</Sole>
             <Shared>0</Shared>
             <None>2825</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ100 TECH INDE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337345102</cusip>
         <value>11488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168727</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>162576</Sole>
             <Shared>0</Shared>
             <None>6151</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33734G108</cusip>
         <value>2524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108370</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>106823</Sole>
             <Shared>0</Shared>
             <None>1547</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>10685</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359227</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>349695</Sole>
             <Shared>0</Shared>
             <None>9532</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>5056</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92096</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>85710</Sole>
             <Shared>0</Shared>
             <None>6386</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR DISCRE</titleOfClass>
         <cusip>33734X101</cusip>
         <value>2790</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>71842</Sole>
             <Shared>0</Shared>
             <None>709</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR STAPLE</titleOfClass>
         <cusip>33734X119</cusip>
         <value>2404</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46549</Sole>
             <Shared>0</Shared>
             <None>6166</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24519</Sole>
             <Shared>0</Shared>
             <None>356</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FINLS ALPHADEX</titleOfClass>
         <cusip>33734X135</cusip>
         <value>6823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>225665</Sole>
             <Shared>0</Shared>
             <None>4524</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>8122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120359</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>111775</Sole>
             <Shared>0</Shared>
             <None>8584</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>8024</value>
         <shrsOrPrnAmt>
             <sshPrnamt>216294</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>207898</Sole>
             <Shared>0</Shared>
             <None>8396</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>1390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32694</Sole>
             <Shared>0</Shared>
             <None>1817</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>TECH ALPHADEX</titleOfClass>
         <cusip>33734X176</cusip>
         <value>1174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24445</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22092</Sole>
             <Shared>0</Shared>
             <None>2353</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>12545</value>
         <shrsOrPrnAmt>
             <sshPrnamt>464099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>454398</Sole>
             <Shared>0</Shared>
             <None>9701</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>1226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47673</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46337</Sole>
             <Shared>0</Shared>
             <None>1336</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>719</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33019</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31819</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INTL IPO ETF</titleOfClass>
         <cusip>33734X853</cusip>
         <value>350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9459</Sole>
             <Shared>0</Shared>
             <None>671</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>4479</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75857</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50606</Sole>
             <Shared>0</Shared>
             <None>25251</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>12357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>146221</Sole>
             <Shared>0</Shared>
             <None>53539</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>1162</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22002</Sole>
             <Shared>0</Shared>
             <None>761</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP GRWTH ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735K108</cusip>
         <value>6444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>112187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>110919</Sole>
             <Shared>0</Shared>
             <None>1268</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR STOXX EURO DIV FD</nameOfIssuer>
         <titleOfClass>COMMON SHS</titleOfClass>
         <cusip>33735T109</cusip>
         <value>230</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16839</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16250</Sole>
             <Shared>0</Shared>
             <None>589</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>GBL WND ENRG ETF</titleOfClass>
         <cusip>33736G106</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7281</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR FTSE EPRA/NAREIT DE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33736N101</cusip>
         <value>453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10098</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9978</Sole>
             <Shared>0</Shared>
             <None>120</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ ABA CMNTY BK</nameOfIssuer>
         <titleOfClass>UT COM SHS ETF</titleOfClass>
         <cusip>33736Q104</cusip>
         <value>831</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15811</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13718</Sole>
             <Shared>0</Shared>
             <None>2093</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD II</nameOfIssuer>
         <titleOfClass>NASDQ CLN EDGE</titleOfClass>
         <cusip>33737A108</cusip>
         <value>1103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21845</Sole>
             <Shared>0</Shared>
             <None>698</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>ASIA EX JAPAN</titleOfClass>
         <cusip>33737J109</cusip>
         <value>451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13466</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13306</Sole>
             <Shared>0</Shared>
             <None>160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>1020</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26854</Sole>
             <Shared>0</Shared>
             <None>257</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>4470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75465</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74870</Sole>
             <Shared>0</Shared>
             <None>595</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>3803</value>
         <shrsOrPrnAmt>
             <sshPrnamt>138998</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>138499</Sole>
             <Shared>0</Shared>
             <None>499</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>GERMANY ALPHA</titleOfClass>
         <cusip>33737J190</cusip>
         <value>2091</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43734</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43211</Sole>
             <Shared>0</Shared>
             <None>523</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>SWITZLND ALPHA</titleOfClass>
         <cusip>33737J232</cusip>
         <value>1985</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38111</Sole>
             <Shared>0</Shared>
             <None>490</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EM SML CP ALPH</titleOfClass>
         <cusip>33737J307</cusip>
         <value>653</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15719</Sole>
             <Shared>0</Shared>
             <None>399</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6929</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CAP VAL FD</titleOfClass>
         <cusip>33737M201</cusip>
         <value>260</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7588</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7588</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CP GRW ALP</titleOfClass>
         <cusip>33737M300</cusip>
         <value>716</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17349</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13932</Sole>
             <Shared>0</Shared>
             <None>3417</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CAP VAL AL</titleOfClass>
         <cusip>33737M409</cusip>
         <value>667</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15294</Sole>
             <Shared>0</Shared>
             <None>3466</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29272</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27742</Sole>
             <Shared>0</Shared>
             <None>1530</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>4203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170018</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>165513</Sole>
             <Shared>0</Shared>
             <None>4505</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>15108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>313314</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>300622</Sole>
             <Shared>0</Shared>
             <None>12692</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>9840</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200058</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>197965</Sole>
             <Shared>0</Shared>
             <None>2093</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR HIGH INCOME L/S FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
         <value>474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27781</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26416</Sole>
             <Shared>0</Shared>
             <None>1365</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738G104</cusip>
         <value>407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16518</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14920</Sole>
             <Shared>0</Shared>
             <None>1598</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>638</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30524</Sole>
             <Shared>0</Shared>
             <None>2591</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>2071</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63936</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59768</Sole>
             <Shared>0</Shared>
             <None>4168</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>7092</value>
         <shrsOrPrnAmt>
             <sshPrnamt>254862</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>253946</Sole>
             <Shared>0</Shared>
             <None>916</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
         <cusip>33738R605</cusip>
         <value>19020</value>
         <shrsOrPrnAmt>
             <sshPrnamt>727504</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>696709</Sole>
             <Shared>0</Shared>
             <None>30795</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ BK ETF</titleOfClass>
         <cusip>33738R860</cusip>
         <value>6414</value>
         <shrsOrPrnAmt>
             <sshPrnamt>232514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>227029</Sole>
             <Shared>0</Shared>
             <None>5485</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R886</cusip>
         <value>2436</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113786</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>102644</Sole>
             <Shared>0</Shared>
             <None>11142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739B104</cusip>
         <value>507</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18204</Sole>
             <Shared>0</Shared>
             <None>14811</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>8880</value>
         <shrsOrPrnAmt>
             <sshPrnamt>442090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>426052</Sole>
             <Shared>0</Shared>
             <None>16038</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>1023</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51045</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50993</Sole>
             <Shared>0</Shared>
             <None>52</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FST TR NEW OPPORT MLP &amp; ENE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739M100</cusip>
         <value>144</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11308</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANG TRADED FD I</nameOfIssuer>
         <titleOfClass>MANAGD MUN ETF</titleOfClass>
         <cusip>33739N108</cusip>
         <value>206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3916</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>LNG/SHT EQUITY</titleOfClass>
         <cusip>33739P103</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7139</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>RIVRFRNT DYN DEV</titleOfClass>
         <cusip>33739P608</cusip>
         <value>3251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>48934</Sole>
             <Shared>0</Shared>
             <None>2671</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>5206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99972</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>99972</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FT STRG INCM ETF</titleOfClass>
         <cusip>33739Q309</cusip>
         <value>584</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11379</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>7862</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130758</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>128423</Sole>
             <Shared>0</Shared>
             <None>2335</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>3480</value>
         <shrsOrPrnAmt>
             <sshPrnamt>178962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>174120</Sole>
             <Shared>0</Shared>
             <None>4842</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>1588</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74369</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>6561</value>
         <shrsOrPrnAmt>
             <sshPrnamt>311236</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>300982</Sole>
             <Shared>0</Shared>
             <None>10254</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28057</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23357</Sole>
             <Shared>0</Shared>
             <None>4700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>3969</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30758</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26358</Sole>
             <Shared>0</Shared>
             <None>4400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>1560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50943</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42400</Sole>
             <Shared>0</Shared>
             <None>8543</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16608</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16149</Sole>
             <Shared>0</Shared>
             <None>459</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE OAKS INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33830W106</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10324</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8681</Sole>
             <Shared>0</Shared>
             <None>1643</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE POINT HOLDINGS LLC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>33833Q106</cusip>
         <value>1498</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>110118</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLAHERTY &amp; CRUMRINE DYN PFD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33848W106</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7180</Sole>
             <Shared>0</Shared>
             <None>550</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
         <titleOfClass>QUALT DIVD IDX</titleOfClass>
         <cusip>33939L860</cusip>
         <value>269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6340</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>339750101</cusip>
         <value>527</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11967</Sole>
             <Shared>0</Shared>
             <None>1599</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOTEK INDS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343389102</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50565</Sole>
             <Shared>0</Shared>
             <None>786</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>5686</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>130263</Sole>
             <Shared>0</Shared>
             <None>4893</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343498101</cusip>
         <value>286</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15279</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11366</Sole>
             <Shared>0</Shared>
             <None>3913</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34354P105</cusip>
         <value>409</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9554</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7554</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</nameOfIssuer>
         <titleOfClass>SPON ADR UNITS</titleOfClass>
         <cusip>344419106</cusip>
         <value>304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3216</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3172</Sole>
             <Shared>0</Shared>
             <None>44</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>8503</value>
         <shrsOrPrnAmt>
             <sshPrnamt>712766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>625391</Sole>
             <Shared>0</Shared>
             <None>87375</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORESTAR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>346233109</cusip>
         <value>158</value>
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         <cusip>36465A109</cusip>
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         <cusip>46435G813</cusip>
         <value>738</value>
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         <nameOfIssuer>ITAU UNIBANCO HLDG SA</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>48020Q107</cusip>
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             <Shared>0</Shared>
             <None>750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN SELECT MAT MUN FD</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67061T101</cusip>
         <value>72</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6999</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6999</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CALIF MUN VALUE FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67062C107</cusip>
         <value>111</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10547</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN NY SELECT TAX FREE PR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>67063V104</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CALIFORNIA AMT QLT MU</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670651108</cusip>
         <value>175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN NEW YORK AMT QLT MUNI</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670656107</cusip>
         <value>296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22524</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22524</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>7309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>528224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>520246</Sole>
             <Shared>0</Shared>
             <None>7978</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>11066</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61819</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45643</Sole>
             <Shared>0</Shared>
             <None>16176</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>2413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>157591</Sole>
             <Shared>0</Shared>
             <None>12235</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CA QUALTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066Y105</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16315</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INTER DURATION MN TMF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670671106</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25800</Sole>
             <Shared>0</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670677103</cusip>
         <value>1101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>82607</Sole>
             <Shared>0</Shared>
             <None>1013</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67067Y104</cusip>
         <value>550</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75235</Sole>
             <Shared>0</Shared>
             <None>7593</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPP F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>373</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16500</Sole>
             <Shared>0</Shared>
             <None>10864</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUTRI SYS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67069D108</cusip>
         <value>1182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21175</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706ER101</cusip>
         <value>3475</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>234099</Sole>
             <Shared>0</Shared>
             <None>14631</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>1942</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34595</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34369</Sole>
             <Shared>0</Shared>
             <None>226</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>4827</value>
         <shrsOrPrnAmt>
             <sshPrnamt>317052</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>308211</Sole>
             <Shared>0</Shared>
             <None>8841</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>4101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>267066</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>257602</Sole>
             <Shared>0</Shared>
             <None>9464</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38629</Sole>
             <Shared>0</Shared>
             <None>3626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN FLOATING RATE INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072T108</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18938</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18805</Sole>
             <Shared>0</Shared>
             <None>133</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MTG OPPORTUNITY TERM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670735109</cusip>
         <value>767</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10200</Sole>
             <Shared>0</Shared>
             <None>20000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM OPPORTNYS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>1065</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>92766</Sole>
             <Shared>0</Shared>
             <None>8220</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR STRATEGIES INCM FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>5675</value>
         <shrsOrPrnAmt>
             <sshPrnamt>670987</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>614894</Sole>
             <Shared>0</Shared>
             <None>56093</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN BUILD AMER BD FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13863</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12563</Sole>
             <Shared>0</Shared>
             <None>1300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN ENERGY MLP TOTL RTRNF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074U103</cusip>
         <value>213</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17686</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8836</Sole>
             <Shared>0</Shared>
             <None>8850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN SHT DUR CR OPP FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074X107</cusip>
         <value>266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15446</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15446</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN REAL ASSET INC &amp; GROW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074Y105</cusip>
         <value>268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12841</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075G103</cusip>
         <value>269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15105</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVECTRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075N108</cusip>
         <value>389</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>30024</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HGH INC DEC18 TRGT TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075P103</cusip>
         <value>809</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80678</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75978</Sole>
             <Shared>0</Shared>
             <None>4700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075T105</cusip>
         <value>453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17779</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17779</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME DECMBR 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67076E107</cusip>
         <value>572</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54120</Sole>
             <Shared>0</Shared>
             <None>2500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077N106</cusip>
         <value>1908</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>166221</Sole>
             <Shared>0</Shared>
             <None>23500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>876</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24402</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22258</Sole>
             <Shared>0</Shared>
             <None>2144</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67090H102</cusip>
         <value>355</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25265</Sole>
             <Shared>0</Shared>
             <None>750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670928100</cusip>
         <value>8932</value>
         <shrsOrPrnAmt>
             <sshPrnamt>872638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>845006</Sole>
             <Shared>0</Shared>
             <None>27632</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670972108</cusip>
         <value>564</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41576</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40474</Sole>
             <Shared>0</Shared>
             <None>1102</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>1311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12484</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9798</Sole>
             <Shared>0</Shared>
             <None>2686</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POLYONE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73179P106</cusip>
         <value>1074</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26507</Sole>
             <Shared>0</Shared>
             <None>401</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POLYMET MINING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731916102</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5850</Sole>
             <Shared>0</Shared>
             <None>64955</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>1329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11818</Sole>
             <Shared>0</Shared>
             <None>460</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POPULAR INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>733174700</cusip>
         <value>1697</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46959</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PORTFOLIO RECOVERY ASSOCS IN</nameOfIssuer>
         <titleOfClass>NOTE 3.000% 8/0</titleOfClass>
         <cusip>73640QAB1</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61600</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18388</Sole>
             <Shared>0</Shared>
             <None>43212</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PORTLAND GEN ELEC CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>736508847</cusip>
         <value>2552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55042</Sole>
             <Shared>0</Shared>
             <None>747</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PORTOLA PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737010108</cusip>
         <value>268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4964</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4964</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>2042</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22888</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22643</Sole>
             <Shared>0</Shared>
             <None>245</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73755L107</cusip>
         <value>5241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>271446</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>234474</Sole>
             <Shared>0</Shared>
             <None>36972</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POTLATCH CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737630103</cusip>
         <value>408</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8020</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8020</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>739276103</cusip>
         <value>499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6723</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
         <titleOfClass>UNIT SER 1</titleOfClass>
         <cusip>73935A104</cusip>
         <value>32703</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224823</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>201218</Sole>
             <Shared>0</Shared>
             <None>23605</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>73935S105</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18314</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16170</Sole>
             <Shared>0</Shared>
             <None>2144</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>NASD INTNT ETF</titleOfClass>
         <cusip>73935X146</cusip>
         <value>3824</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18184</Sole>
             <Shared>0</Shared>
             <None>16540</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DWA MOMENTUM PTF</titleOfClass>
         <cusip>73935X153</cusip>
         <value>8415</value>
         <shrsOrPrnAmt>
             <sshPrnamt>173088</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>159919</Sole>
             <Shared>0</Shared>
             <None>13169</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FINL PFD PTFL</titleOfClass>
         <cusip>73935X229</cusip>
         <value>573</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30094</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29894</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>CLEANTECH PORT</titleOfClass>
         <cusip>73935X278</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>92</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNA BUYBK ACH</titleOfClass>
         <cusip>73935X286</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5146</Sole>
             <Shared>0</Shared>
             <None>265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNAMIC TECH SET</titleOfClass>
         <cusip>73935X344</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4714</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>HLTHCR SEC POR</titleOfClass>
         <cusip>73935X351</cusip>
         <value>941</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13952</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12586</Sole>
             <Shared>0</Shared>
             <None>1366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>CON STAPLE SEC</titleOfClass>
         <cusip>73935X393</cusip>
         <value>370</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6036</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5523</Sole>
             <Shared>0</Shared>
             <None>513</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>WNDRHLL CLN EN</titleOfClass>
         <cusip>73935X500</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6714</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FTSE US1500 SM</titleOfClass>
         <cusip>73935X567</cusip>
         <value>168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>198</Sole>
             <Shared>0</Shared>
             <None>1140</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>WATER RES PORT</titleOfClass>
         <cusip>73935X575</cusip>
         <value>330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11552</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FTSE RAFI 1000</titleOfClass>
         <cusip>73935X583</cusip>
         <value>386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3604</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1371</Sole>
             <Shared>0</Shared>
             <None>2233</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNM LRG CP GR</titleOfClass>
         <cusip>73935X609</cusip>
         <value>763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18960</Sole>
             <Shared>0</Shared>
             <None>670</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BLDG CNSTR</titleOfClass>
         <cusip>73935X666</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1728</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>778</Sole>
             <Shared>0</Shared>
             <None>950</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 500 QLTY PRT</titleOfClass>
         <cusip>73935X682</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9265</Sole>
             <Shared>0</Shared>
             <None>315</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>AERSPC DEF PTF</titleOfClass>
         <cusip>73935X690</cusip>
         <value>2438</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47611</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28388</Sole>
             <Shared>0</Shared>
             <None>19223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNM LRG CP VL</titleOfClass>
         <cusip>73935X708</cusip>
         <value>1970</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52832</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8490</Sole>
             <Shared>0</Shared>
             <None>44342</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>INTL DIV ACHV</titleOfClass>
         <cusip>73935X716</cusip>
         <value>1689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104977</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>101303</Sole>
             <Shared>0</Shared>
             <None>3674</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SFTWR PORT</titleOfClass>
         <cusip>73935X773</cusip>
         <value>1525</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24564</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22829</Sole>
             <Shared>0</Shared>
             <None>1735</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SEMCT PORT</titleOfClass>
         <cusip>73935X781</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5448</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5302</Sole>
             <Shared>0</Shared>
             <None>146</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BIOT &amp; GEN</titleOfClass>
         <cusip>73935X856</cusip>
         <value>747</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14840</Sole>
             <Shared>0</Shared>
             <None>190</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES GLOBAL ETF FD</nameOfIssuer>
         <titleOfClass>S&amp;P 500 BUYWRT</titleOfClass>
         <cusip>73936G308</cusip>
         <value>502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21276</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA DEVMKTMOM PT</titleOfClass>
         <cusip>73936Q108</cusip>
         <value>446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16220</Sole>
             <Shared>0</Shared>
             <None>149</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA EMKT MOM PTF</titleOfClass>
         <cusip>73936Q207</cusip>
         <value>1494</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78699</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>76659</Sole>
             <Shared>0</Shared>
             <None>2040</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>GLBL ST HI YLD</titleOfClass>
         <cusip>73936Q710</cusip>
         <value>2210</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>91233</Sole>
             <Shared>0</Shared>
             <None>324</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA SC MOMNT PTF</titleOfClass>
         <cusip>73936Q744</cusip>
         <value>576</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12076</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>SENIOR LN PORT</titleOfClass>
         <cusip>73936Q769</cusip>
         <value>6811</value>
         <shrsOrPrnAmt>
             <sshPrnamt>293879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>289475</Sole>
             <Shared>0</Shared>
             <None>4404</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>INTL CORP BOND</titleOfClass>
         <cusip>73936Q835</cusip>
         <value>2890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113220</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>103871</Sole>
             <Shared>0</Shared>
             <None>9349</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>3487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>134288</Sole>
             <Shared>0</Shared>
             <None>2263</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>FDM HG YLD RAFI</titleOfClass>
         <cusip>73936T557</cusip>
         <value>945</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49103</Sole>
             <Shared>0</Shared>
             <None>506</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PFD PORTFOLIO</titleOfClass>
         <cusip>73936T565</cusip>
         <value>3281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>217432</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>211029</Sole>
             <Shared>0</Shared>
             <None>6403</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>SOVEREIGN DEBT</titleOfClass>
         <cusip>73936T573</cusip>
         <value>1360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45628</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42190</Sole>
             <Shared>0</Shared>
             <None>3438</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>GBL CLEAN ENER</titleOfClass>
         <cusip>73936T615</cusip>
         <value>296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>TXBLE MUN PRTFLO</titleOfClass>
         <cusip>73937B407</cusip>
         <value>247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7819</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>1000 EQ WHT PT</titleOfClass>
         <cusip>73937B571</cusip>
         <value>3330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>102460</Sole>
             <Shared>0</Shared>
             <None>10816</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>VAR RATE PFD POR</titleOfClass>
         <cusip>73937B597</cusip>
         <value>7128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>273258</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>271762</Sole>
             <Shared>0</Shared>
             <None>1496</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PWRS INT BUYBK</titleOfClass>
         <cusip>73937B621</cusip>
         <value>345</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9996</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9886</Sole>
             <Shared>0</Shared>
             <None>110</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P600 LOVL PT</titleOfClass>
         <cusip>73937B639</cusip>
         <value>9147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>193167</Sole>
             <Shared>0</Shared>
             <None>5991</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P400 LOVL PT</titleOfClass>
         <cusip>73937B647</cusip>
         <value>1186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26145</Sole>
             <Shared>0</Shared>
             <None>958</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PWRSHS SP500 LOW</titleOfClass>
         <cusip>73937B654</cusip>
         <value>8849</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>183542</Sole>
             <Shared>0</Shared>
             <None>32221</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INTL DEV LOWVL</titleOfClass>
         <cusip>73937B688</cusip>
         <value>308</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9307</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>73937B779</cusip>
         <value>13021</value>
         <shrsOrPrnAmt>
             <sshPrnamt>284427</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>272816</Sole>
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             <None>11611</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
         <cusip>73937B860</cusip>
         <value>838</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10632</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10306</Sole>
             <Shared>0</Shared>
             <None>326</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ACT MANG COMM FD</nameOfIssuer>
         <titleOfClass>OPT YLD DIV</titleOfClass>
         <cusip>73937V106</cusip>
         <value>1281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76067</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74583</Sole>
             <Shared>0</Shared>
             <None>1484</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>44140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>315940</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>301725</Sole>
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             <None>14215</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PREFERRED APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74039L103</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10736</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10380</Sole>
             <Shared>0</Shared>
             <None>356</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRESIDIO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74102M103</cusip>
         <value>899</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63155</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRESTIGE BRANDS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74112D101</cusip>
         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8823</Sole>
             <Shared>0</Shared>
             <None>106</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRETIUM RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74139C102</cusip>
         <value>296</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30665</Sole>
             <Shared>0</Shared>
             <None>1245</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>17385</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>178466</Sole>
             <Shared>0</Shared>
             <None>13103</None>
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     <infoTable>
         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>741503403</cusip>
         <value>10837</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5949</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5680</Sole>
             <Shared>0</Shared>
             <None>269</None>
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     <infoTable>
         <nameOfIssuer>PRICESMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>741511109</cusip>
         <value>2121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23747</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22166</Sole>
             <Shared>0</Shared>
             <None>1581</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>4659</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57047</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55668</Sole>
             <Shared>0</Shared>
             <None>1379</None>
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     <infoTable>
         <nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>1529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23741</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19986</Sole>
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             <None>3755</None>
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     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>131544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1446749</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1372545</Sole>
             <Shared>0</Shared>
             <None>74204</None>
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     <infoTable>
         <nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743312100</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>478</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>478</None>
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     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5830</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>1445</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22632</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22632</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>2572</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24115</Sole>
             <Shared>0</Shared>
             <None>5454</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP 400 DIV</titleOfClass>
         <cusip>74347B680</cusip>
         <value>2137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39367</Sole>
             <Shared>0</Shared>
             <None>1583</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>RUSS 2000 DIVD</titleOfClass>
         <cusip>74347B698</cusip>
         <value>264</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4571</Sole>
             <Shared>0</Shared>
             <None>121</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>HD REPLICATION</titleOfClass>
         <cusip>74347X294</cusip>
         <value>2801</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62635</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>62442</Sole>
             <Shared>0</Shared>
             <None>193</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
         <cusip>74348A467</cusip>
         <value>8028</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>120213</Sole>
             <Shared>0</Shared>
             <None>14748</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74348T102</cusip>
         <value>970</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144915</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>128278</Sole>
             <Shared>0</Shared>
             <None>16637</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.375%10/1</titleOfClass>
         <cusip>74348TAK8</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>65000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.750% 3/1</titleOfClass>
         <cusip>74348TAL6</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149115</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98396</Sole>
             <Shared>0</Shared>
             <None>50719</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>228660</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>110210</Sole>
             <Shared>0</Shared>
             <None>118450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231006</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>165436</Sole>
             <Shared>0</Shared>
             <None>65570</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39850</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39850</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>1305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16280</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16087</Sole>
             <Shared>0</Shared>
             <None>193</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>6251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58769</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54445</Sole>
             <Shared>0</Shared>
             <None>4324</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15919</Sole>
             <Shared>0</Shared>
             <None>626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>9067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>196495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>188117</Sole>
             <Shared>0</Shared>
             <None>8378</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>8071</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37891</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37107</Sole>
             <Shared>0</Shared>
             <None>784</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>1990</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45222</Sole>
             <Shared>0</Shared>
             <None>27567</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUMA BIOTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74587V107</cusip>
         <value>149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1243</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUTNAM MASTER INTER INCOME T</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746909100</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11237</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11237</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746922103</cusip>
         <value>519</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40919</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40456</Sole>
             <Shared>0</Shared>
             <None>463</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74727A104</cusip>
         <value>502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10976</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10976</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QAD INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74727D306</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9438</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9090</Sole>
             <Shared>0</Shared>
             <None>348</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUAKER CHEM CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747316107</cusip>
         <value>444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3002</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QTS RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>74736A103</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6340</Sole>
             <Shared>0</Shared>
             <None>5044</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>116463</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2247288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2154700</Sole>
             <Shared>0</Shared>
             <None>92588</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALITY CARE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747545101</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2239</Sole>
             <Shared>0</Shared>
             <None>160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>2079</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25640</Sole>
             <Shared>0</Shared>
             <None>29866</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>2399</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23783</Sole>
             <Shared>0</Shared>
             <None>1835</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUINTILES IMS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74876Y101</cusip>
         <value>4507</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46050</Sole>
             <Shared>0</Shared>
             <None>1296</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAIT FINANCIAL TRUST</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>749227609</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11566</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RBB BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74930B105</cusip>
         <value>644</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28250</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REV GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749527107</cusip>
         <value>1890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65153</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>64353</Sole>
             <Shared>0</Shared>
             <None>800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RLI CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749607107</cusip>
         <value>1188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20599</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19978</Sole>
             <Shared>0</Shared>
             <None>621</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RPC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749660106</cusip>
         <value>544</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21226</Sole>
             <Shared>0</Shared>
             <None>229</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>580</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11231</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7159</Sole>
             <Shared>0</Shared>
             <None>4072</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RTW HLDGS INC</nameOfIssuer>
         <titleOfClass>NOTE 5.625%11/1</titleOfClass>
         <cusip>749772AB5</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27810</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10300</Sole>
             <Shared>0</Shared>
             <None>17510</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RSP PERMIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74978Q105</cusip>
         <value>418</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12118</Sole>
             <Shared>0</Shared>
             <None>107</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RADIAN GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>750236101</cusip>
         <value>149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7917</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3593</Sole>
             <Shared>0</Shared>
             <None>4324</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RALPH LAUREN CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>751212101</cusip>
         <value>147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1691</None>
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         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ GLB RL ES ETF</titleOfClass>
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         <shrsOrPrnAmt>
             <sshPrnamt>4714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4139</Sole>
             <Shared>0</Shared>
             <None>575</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
         <value>1369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34032</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31249</Sole>
             <Shared>0</Shared>
             <None>2783</None>
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     <infoTable>
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         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>715</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18751</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18521</Sole>
             <Shared>0</Shared>
             <None>230</None>
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     <infoTable>
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         <titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
         <cusip>78463X871</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>1674</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NYSE TECH ETF</titleOfClass>
         <cusip>78464A102</cusip>
         <value>1198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <votingAuthority>
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             <None>900</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
         <value>967</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>353</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUV HGHYLD MUN</titleOfClass>
         <cusip>78464A284</cusip>
         <value>496</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8700</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>WELLS FG PFD ETF</titleOfClass>
         <cusip>78464A292</cusip>
         <value>1080</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24227</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>23872</Sole>
             <Shared>0</Shared>
             <None>355</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>10322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>201822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>198375</Sole>
             <Shared>0</Shared>
             <None>3447</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC INTR</titleOfClass>
         <cusip>78464A375</cusip>
         <value>1714</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49922</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47274</Sole>
             <Shared>0</Shared>
             <None>2648</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC EMRG</titleOfClass>
         <cusip>78464A391</cusip>
         <value>705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23146</Sole>
             <Shared>0</Shared>
             <None>526</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 500 GROWTH</titleOfClass>
         <cusip>78464A409</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2583</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2342</Sole>
             <Shared>0</Shared>
             <None>241</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78464A417</cusip>
         <value>32548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>870670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>55615</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG BRC SRT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>3339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>109137</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>106945</Sole>
             <Shared>0</Shared>
             <None>2192</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>CITI INT GVT ETF</titleOfClass>
         <cusip>78464A490</cusip>
         <value>3041</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46341</Sole>
             <Shared>0</Shared>
             <None>7204</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG INTL TR</titleOfClass>
         <cusip>78464A516</cusip>
         <value>3395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>117575</Sole>
             <Shared>0</Shared>
             <None>9295</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>HLTH CR EQUIP</titleOfClass>
         <cusip>78464A581</cusip>
         <value>1116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17764</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17764</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>COMP SOFTWARE</titleOfClass>
         <cusip>78464A599</cusip>
         <value>1141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17355</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>5091</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37954</Sole>
             <Shared>0</Shared>
             <None>17186</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>AEROSPACE DEF</titleOfClass>
         <cusip>78464A631</cusip>
         <value>13051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163492</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>162050</Sole>
             <Shared>0</Shared>
             <None>1442</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC AGRT</titleOfClass>
         <cusip>78464A649</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5672</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5672</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC INTRM</titleOfClass>
         <cusip>78464A672</cusip>
         <value>8203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134416</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>129745</Sole>
             <Shared>0</Shared>
             <None>4671</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BR 1 3 MT</titleOfClass>
         <cusip>78464A680</cusip>
         <value>4087</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89289</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>89126</Sole>
             <Shared>0</Shared>
             <None>163</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>9702</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>136998</Sole>
             <Shared>0</Shared>
             <None>33732</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78464A730</cusip>
         <value>2485</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>4106</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>OILGAS EQUIP</titleOfClass>
         <cusip>78464A748</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17291</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15393</Sole>
             <Shared>0</Shared>
             <None>1898</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>13759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150669</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>129991</Sole>
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             <None>20678</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P CAP MKTS</titleOfClass>
         <cusip>78464A771</cusip>
         <value>231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4388</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P INS ETF</titleOfClass>
         <cusip>78464A789</cusip>
         <value>1466</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>305</None>
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     <infoTable>
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         <titleOfClass>S&amp;P BK ETF</titleOfClass>
         <cusip>78464A797</cusip>
         <value>14892</value>
         <shrsOrPrnAmt>
             <sshPrnamt>330192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>1874</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
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         <value>1124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>7462</Sole>
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             <None>141</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>1171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11537</Sole>
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             <None>252</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
         <cusip>78464A862</cusip>
         <value>3462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52842</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>52157</Sole>
             <Shared>0</Shared>
             <None>685</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
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         <value>6923</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>77585</Sole>
             <Shared>0</Shared>
             <None>2384</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>19108</Sole>
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             <None>4102</None>
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     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>MULT ASS RLRTN</titleOfClass>
         <cusip>78467V103</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10307</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>10257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>216580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>214504</Sole>
             <Shared>0</Shared>
             <None>2076</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>3890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79056</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74169</Sole>
             <Shared>0</Shared>
             <None>4887</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>6967</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27374</Sole>
             <Shared>0</Shared>
             <None>3761</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>7640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23408</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23089</Sole>
             <Shared>0</Shared>
             <None>319</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOMBERG BRC INV</titleOfClass>
         <cusip>78468R200</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10130</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>1920</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68591</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>67003</Sole>
             <Shared>0</Shared>
             <None>1588</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>6170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126082</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>121617</Sole>
             <Shared>0</Shared>
             <None>4465</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>11022</value>
         <shrsOrPrnAmt>
             <sshPrnamt>226751</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>222855</Sole>
             <Shared>0</Shared>
             <None>3896</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR RUSSEL 2000</titleOfClass>
         <cusip>78468R853</cusip>
         <value>310</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2470</Sole>
             <Shared>0</Shared>
             <None>1070</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SSGA US SMAL ETF</titleOfClass>
         <cusip>78468R887</cusip>
         <value>1109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11449</Sole>
             <Shared>0</Shared>
             <None>154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX FLOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>1166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30256</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27381</Sole>
             <Shared>0</Shared>
             <None>2875</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SRC ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
         <value>5145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>535355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>517244</Sole>
             <Shared>0</Shared>
             <None>18111</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2089</Sole>
             <Shared>0</Shared>
             <None>321</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19455</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14756</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10299</Sole>
             <Shared>0</Shared>
             <None>4457</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>3759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>204685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>199393</Sole>
             <Shared>0</Shared>
             <None>5292</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>1204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19337</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18899</Sole>
             <Shared>0</Shared>
             <None>438</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ST JOE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>790148100</cusip>
         <value>299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15444</Sole>
             <Shared>0</Shared>
             <None>310</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>12268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98142</Sole>
             <Shared>0</Shared>
             <None>33539</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALIENT MIDSTREAM &amp; MLP FD</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>79471V105</cusip>
         <value>3458</value>
         <shrsOrPrnAmt>
             <sshPrnamt>299436</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>297389</Sole>
             <Shared>0</Shared>
             <None>2047</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALLY BEAUTY HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79546E104</cusip>
         <value>778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39693</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38923</Sole>
             <Shared>0</Shared>
             <None>770</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANDSTORM GOLD LTD</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>80013R206</cusip>
         <value>59</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13233</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>88</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>9824</value>
         <shrsOrPrnAmt>
             <sshPrnamt>197511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>193319</Sole>
             <Shared>0</Shared>
             <None>4192</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>4067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>35228</Sole>
             <Shared>0</Shared>
             <None>1758</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>803607100</cusip>
         <value>1202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26101</Sole>
             <Shared>0</Shared>
             <None>390</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>5246</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98314</Sole>
             <Shared>0</Shared>
             <None>9464</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>2905</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35307</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19500</Sole>
             <Shared>0</Shared>
             <None>15807</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>26401</value>
         <shrsOrPrnAmt>
             <sshPrnamt>378762</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>325362</Sole>
             <Shared>0</Shared>
             <None>53400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHNITZER STL INDS</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>806882106</cusip>
         <value>427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14771</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14641</Sole>
             <Shared>0</Shared>
             <None>130</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHNEIDER NATIONAL INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>80689H102</cusip>
         <value>2537</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100095</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98535</Sole>
             <Shared>0</Shared>
             <None>1560</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>10116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>198946</Sole>
             <Shared>0</Shared>
             <None>32616</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LRG CAP ETF</titleOfClass>
         <cusip>808524201</cusip>
         <value>522</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4372</Sole>
             <Shared>0</Shared>
             <None>4343</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10643</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>340</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4925</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10755</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>855</Sole>
             <Shared>0</Shared>
             <None>9900</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>454</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12999</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12999</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>6960</value>
         <shrsOrPrnAmt>
             <sshPrnamt>207974</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>207439</Sole>
             <Shared>0</Shared>
             <None>535</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>4083</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>86667</Sole>
             <Shared>0</Shared>
             <None>12155</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10774</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10498</Sole>
             <Shared>0</Shared>
             <None>276</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>3229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31525</Sole>
             <Shared>0</Shared>
             <None>1638</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS NETWORKS INTERACT IN</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>811065101</cusip>
         <value>502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5847</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4936</Sole>
             <Shared>0</Shared>
             <None>911</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEACOR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>NOTE 3.000%11/1</titleOfClass>
         <cusip>81170YAB5</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22329</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22329</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4196</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3746</Sole>
             <Shared>0</Shared>
             <None>450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>6137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98997</Sole>
             <Shared>0</Shared>
             <None>9164</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>24386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>298571</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>275095</Sole>
             <Shared>0</Shared>
             <None>23476</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>10206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189544</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>152951</Sole>
             <Shared>0</Shared>
             <None>36593</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>18161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>201347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>187912</Sole>
             <Shared>0</Shared>
             <None>13435</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>18483</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269709</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>259386</Sole>
             <Shared>0</Shared>
             <None>10323</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>22512</value>
         <shrsOrPrnAmt>
             <sshPrnamt>870245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>826748</Sole>
             <Shared>0</Shared>
             <None>43497</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>21808</value>
         <shrsOrPrnAmt>
             <sshPrnamt>307506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>282906</Sole>
             <Shared>0</Shared>
             <None>24600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>14067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>237906</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>213614</Sole>
             <Shared>0</Shared>
             <None>24292</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>670</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17479</Sole>
             <Shared>0</Shared>
             <None>3522</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>2799</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49869</Sole>
             <Shared>0</Shared>
             <None>3114</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT COMFORT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81616X103</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5911</Sole>
             <Shared>0</Shared>
             <None>2300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8989</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8910</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMTECH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816850101</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5556</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5556</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>8856</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77847</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75848</Sole>
             <Shared>0</Shared>
             <None>1999</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>1147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52318</Sole>
             <Shared>0</Shared>
             <None>5920</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSUS HEATLHCARE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81728J109</cusip>
         <value>566</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>113630</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERITAGE GROWTH PPTYS</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>81752R100</cusip>
         <value>923</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20062</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18735</Sole>
             <Shared>0</Shared>
             <None>1327</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>817565104</cusip>
         <value>1931</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55972</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49292</Sole>
             <Shared>0</Shared>
             <None>6680</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>1511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12819</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12289</Sole>
             <Shared>0</Shared>
             <None>530</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>773</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19855</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19855</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHELL MIDSTREAM PARTNERS L P</nameOfIssuer>
         <titleOfClass>UNIT LTD INT</titleOfClass>
         <cusip>822634101</cusip>
         <value>739</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26564</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24564</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>9633</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24911</Sole>
             <Shared>0</Shared>
             <None>1917</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIRE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82481R106</cusip>
         <value>2700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16880</Sole>
             <Shared>0</Shared>
             <None>849</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>1451</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12467</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12307</Sole>
             <Shared>0</Shared>
             <None>160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>3750</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27358</Sole>
             <Shared>0</Shared>
             <None>2032</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4210</Sole>
             <Shared>0</Shared>
             <None>550</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON MOTION TECHNOLOGY CO</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82706C108</cusip>
         <value>456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10419</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10290</Sole>
             <Shared>0</Shared>
             <None>129</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>7316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34411</Sole>
             <Shared>0</Shared>
             <None>11053</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>579</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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         <cusip>833635105</cusip>
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         <titleOfClass>UNIT</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>85208J109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>85208M102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
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         <cusip>879382208</cusip>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2544</None>
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     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>3806</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67417</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63357</Sole>
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             <None>4060</None>
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     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>1353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46546</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39200</Sole>
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             <None>7346</None>
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     <infoTable>
         <nameOfIssuer>TORTOISE MLP FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148B101</cusip>
         <value>545</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30401</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22931</Sole>
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             <None>7470</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>13080</value>
         <shrsOrPrnAmt>
             <sshPrnamt>244055</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>231647</Sole>
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             <None>12408</None>
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     <infoTable>
         <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891906109</cusip>
         <value>1375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21021</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20849</Sole>
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             <None>172</None>
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     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>1755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14668</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14229</Sole>
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             <None>439</None>
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     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>15549</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245741</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>232948</Sole>
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             <None>12793</None>
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     <infoTable>
         <nameOfIssuer>TRACON PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89237H100</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1850</Sole>
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             <None>500</None>
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     <infoTable>
         <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89353D107</cusip>
         <value>3374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68264</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65905</Sole>
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             <None>2359</None>
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     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>458</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1758</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>862</Sole>
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             <None>896</None>
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     <infoTable>
         <nameOfIssuer>TRANSENTERIX INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>89366M201</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38500</Sole>
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             <None>2000</None>
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     <infoTable>
         <nameOfIssuer>TRANSMONTAIGNE PARTNERS L P</nameOfIssuer>
         <titleOfClass>COM UNIT L P</titleOfClass>
         <cusip>89376V100</cusip>
         <value>1051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24786</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24286</Sole>
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             <None>500</None>
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         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>1347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28538</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28012</Sole>
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             <None>526</None>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>10990</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89623</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>5315</None>
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     <infoTable>
         <nameOfIssuer>TREDEGAR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>894650100</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13818</Sole>
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             <None>1528</None>
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     <infoTable>
         <nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89469A104</cusip>
         <value>1165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17185</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15306</Sole>
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             <None>1879</None>
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     <infoTable>
         <nameOfIssuer>TREMONT MTG TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>894789106</cusip>
         <value>350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRI CONTL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>895436103</cusip>
         <value>1672</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65707</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63192</Sole>
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             <None>2515</None>
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     <infoTable>
         <nameOfIssuer>TRIANGLE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>895848109</cusip>
         <value>2405</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168668</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>143318</Sole>
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             <None>25350</None>
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         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>5825</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>124012</None>
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         <nameOfIssuer>TRINITY INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896522109</cusip>
         <value>417</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13081</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11984</Sole>
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             <None>1097</None>
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         <nameOfIssuer>TRIUMPH GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896818101</cusip>
         <value>25084</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>241409</None>
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     <infoTable>
         <nameOfIssuer>TRIPADVISOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896945201</cusip>
         <value>534</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13207</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11931</Sole>
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             <None>1276</None>
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         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>605</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18234</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>18234</Sole>
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     <infoTable>
         <nameOfIssuer>TUPPERWARE BRANDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>899896104</cusip>
         <value>662</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>3179</None>
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         <nameOfIssuer>TURKCELL ILETISIM HIZMETLERI</nameOfIssuer>
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         <cusip>900111204</cusip>
         <value>271</value>
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             <None>0</None>
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         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
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         <cusip>90130A101</cusip>
         <value>9584</value>
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         <votingAuthority>
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     <infoTable>
         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
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         <nameOfIssuer>TWILIO INC</nameOfIssuer>
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         <cusip>90138F102</cusip>
         <value>438</value>
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     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>6366</value>
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         <cusip>90184LAB8</cusip>
         <value>14</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90187B101</cusip>
         <value>3349</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>14342</None>
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         <nameOfIssuer>2U INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90214J101</cusip>
         <value>1314</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23447</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>1118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6408</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4117</Sole>
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             <None>2291</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>902494103</cusip>
         <value>355</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>5038</Sole>
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         <nameOfIssuer>UBS AG JERSEY BRH</nameOfIssuer>
         <titleOfClass>ALERIAN INFRST</titleOfClass>
         <cusip>902641646</cusip>
         <value>607</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>UDR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902653104</cusip>
         <value>76</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>2000</Sole>
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             <None>0</None>
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         <cusip>91879Q109</cusip>
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         <nameOfIssuer>VALEANT PHARMACEUTICALS INTL</nameOfIssuer>
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         <cusip>91911K102</cusip>
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         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
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         <cusip>92189F106</cusip>
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     <infoTable>
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         <cusip>921932828</cusip>
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         <cusip>921937793</cusip>
         <value>553</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>14414</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>7825</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <cusip>921937827</cusip>
         <value>22812</value>
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         <titleOfClass>TOTAL BND MRKT</titleOfClass>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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         <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042676</cusip>
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         <cusip>922042775</cusip>
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         <cusip>922042866</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042874</cusip>
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         <cusip>92204A108</cusip>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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         <titleOfClass>MATERIALS ETF</titleOfClass>
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         <cusip>92206C813</cusip>
         <value>31511</value>
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         <titleOfClass>INT-TERM CORP</titleOfClass>
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             <None>887</None>
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         <cusip>92240M108</cusip>
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         <cusip>922417100</cusip>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>445060</Sole>
             <Shared>0</Shared>
             <None>33911</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>52075</value>
         <shrsOrPrnAmt>
             <sshPrnamt>427989</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>400824</Sole>
             <Shared>0</Shared>
             <None>27165</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>26960</value>
         <shrsOrPrnAmt>
             <sshPrnamt>325797</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>256564</Sole>
             <Shared>0</Shared>
             <None>69233</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>12977</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84946</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75908</Sole>
             <Shared>0</Shared>
             <None>9038</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>7827</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59407</Sole>
             <Shared>0</Shared>
             <None>1838</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>21123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>143720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>77554</Sole>
             <Shared>0</Shared>
             <None>66166</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>677</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5860</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5591</Sole>
             <Shared>0</Shared>
             <None>269</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2021</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1939</Sole>
             <Shared>0</Shared>
             <None>82</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>20048</value>
         <shrsOrPrnAmt>
             <sshPrnamt>151019</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>150549</Sole>
             <Shared>0</Shared>
             <None>470</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>18145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182040</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>179388</Sole>
             <Shared>0</Shared>
             <None>2652</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>16009</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>111683</Sole>
             <Shared>0</Shared>
             <None>1598</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>27844</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215091</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>194859</Sole>
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             <None>20232</None>
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     <infoTable>
         <nameOfIssuer>VERASTEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92337C104</cusip>
         <value>1727</value>
         <shrsOrPrnAmt>
             <sshPrnamt>370920</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8550</Sole>
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             <None>362370</None>
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         <nameOfIssuer>VEREIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92339V100</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10595</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8562</Sole>
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             <None>2033</None>
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         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>400</None>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>126704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2561099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2371940</Sole>
             <Shared>0</Shared>
             <None>189159</None>
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     <infoTable>
         <nameOfIssuer>VERINT SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343X100</cusip>
         <value>372</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8899</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8784</Sole>
             <Shared>0</Shared>
             <None>115</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERITEX HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>923451108</cusip>
         <value>857</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31694</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28594</Sole>
             <Shared>0</Shared>
             <None>3100</None>
         </votingAuthority>
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         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>4581</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55216</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52491</Sole>
             <Shared>0</Shared>
             <None>2725</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>8200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52454</Sole>
             <Shared>0</Shared>
             <None>1505</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532W103</cusip>
         <value>2120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52089</Sole>
             <Shared>0</Shared>
             <None>2545</None>
         </votingAuthority>
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         <nameOfIssuer>VERTEX ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92534K107</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54438</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49438</Sole>
             <Shared>0</Shared>
             <None>5000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92553P201</cusip>
         <value>871</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31087</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30538</Sole>
             <Shared>0</Shared>
             <None>549</None>
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     <infoTable>
         <nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925550105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>209</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>184</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>SHS US 500 VOLA</titleOfClass>
         <cusip>92647N766</cusip>
         <value>3358</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73469</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73469</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>SHS US DISCOVRY</titleOfClass>
         <cusip>92647N774</cusip>
         <value>1661</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38004</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38004</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>SHS US 500 ENHA</titleOfClass>
         <cusip>92647N782</cusip>
         <value>10098</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221324</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>220850</Sole>
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             <None>474</None>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>SHS DEVP ENH VOL</titleOfClass>
         <cusip>92647N816</cusip>
         <value>2484</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73129</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73129</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>SHS US EQ INCM</titleOfClass>
         <cusip>92647N824</cusip>
         <value>5957</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>128640</Sole>
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             <None>5660</None>
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     <infoTable>
         <nameOfIssuer>VICTORY PORTFOLIOS II</nameOfIssuer>
         <titleOfClass>SHS US LRG CAP</titleOfClass>
         <cusip>92647N865</cusip>
         <value>222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5135</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>66363</value>
         <shrsOrPrnAmt>
             <sshPrnamt>629947</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>564796</Sole>
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             <None>65151</None>
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     <infoTable>
         <nameOfIssuer>VIRTUS GLOBAL DIVID INCOME F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92835W107</cusip>
         <value>2456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>186011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>183688</Sole>
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             <None>2323</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VISTRA ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>429</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22925</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22631</Sole>
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             <None>294</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>3229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28848</Sole>
             <Shared>0</Shared>
             <None>465</None>
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     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>23294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>817072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>761427</Sole>
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             <None>55645</None>
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     <infoTable>
         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
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         <cusip>929042109</cusip>
         <value>394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2650</Sole>
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             <None>2455</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VOYA FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929089100</cusip>
         <value>730</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16479</Sole>
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             <None>1797</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VOYA GLBL ADV &amp; PREM OPP FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92912R104</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11040</sshPrnamt>
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         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0084W101</cusip>
         <value>1945</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18004</Sole>
             <Shared>0</Shared>
             <None>5157</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALKERMES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G01767105</cusip>
         <value>1563</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30779</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25649</Sole>
             <Shared>0</Shared>
             <None>5130</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLEGION PUB LTD CO</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0176J109</cusip>
         <value>2979</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30382</Sole>
             <Shared>0</Shared>
             <None>4002</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>27918</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136992</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>123906</Sole>
             <Shared>0</Shared>
             <None>13086</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>PFD CONV SER A</titleOfClass>
         <cusip>G0177J116</cusip>
         <value>2897</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3553</Sole>
             <Shared>0</Shared>
             <None>397</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G02602103</cusip>
         <value>1177</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18324</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14193</Sole>
             <Shared>0</Shared>
             <None>4131</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMBARELLA INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G037AX101</cusip>
         <value>1810</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36847</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31984</Sole>
             <Shared>0</Shared>
             <None>4863</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0408V102</cusip>
         <value>344</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2357</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2321</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>1056</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10339</Sole>
             <Shared>0</Shared>
             <None>261</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARCOS DORADOS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>SHS CLASS -A -</titleOfClass>
         <cusip>G0457F107</cusip>
         <value>658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15435</Sole>
             <Shared>0</Shared>
             <None>50000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0551A103</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1584</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>645</Sole>
             <Shared>0</Shared>
             <None>939</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0585R106</cusip>
         <value>4347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115761</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>112668</Sole>
             <Shared>0</Shared>
             <None>3093</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>2127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73556</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>72029</Sole>
             <Shared>0</Shared>
             <None>1527</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BIOHAVEN PHARMACTL HLDG CO L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G11196105</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>54584</value>
         <shrsOrPrnAmt>
             <sshPrnamt>404859</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>385733</Sole>
             <Shared>0</Shared>
             <None>19126</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BELMOND LTD</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>G1154H107</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5568</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5568</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
         <titleOfClass>LP INT UNIT</titleOfClass>
         <cusip>G16252101</cusip>
         <value>505</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11795</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5977</Sole>
             <Shared>0</Shared>
             <None>5818</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G16962105</cusip>
         <value>376</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4833</Sole>
             <Shared>0</Shared>
             <None>566</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>575</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14007</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12607</Sole>
             <Shared>0</Shared>
             <None>1400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G27823106</cusip>
         <value>1957</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19873</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19816</Sole>
             <Shared>0</Shared>
             <None>57</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>8369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108733</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>99807</Sole>
             <Shared>0</Shared>
             <None>8926</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G30401106</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13153</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10456</Sole>
             <Shared>0</Shared>
             <None>2697</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENSCO PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G3157S106</cusip>
         <value>560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>94084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78562</Sole>
             <Shared>0</Shared>
             <None>15522</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESSENT GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
         <value>516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11259</Sole>
             <Shared>0</Shared>
             <None>1567</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>463</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FABRINET</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3323L100</cusip>
         <value>2729</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>70261</Sole>
             <Shared>0</Shared>
             <None>3391</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G33856108</cusip>
         <value>1448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110191</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>104870</Sole>
             <Shared>0</Shared>
             <None>5321</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FULING GLOBAL INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3729B102</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29800</Sole>
             <Shared>0</Shared>
             <None>800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GASLOG LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G37585109</cusip>
         <value>1442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82568</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>82383</Sole>
             <Shared>0</Shared>
             <None>185</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>453</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4602</Sole>
             <Shared>0</Shared>
             <None>68</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>1096</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68150</Sole>
             <Shared>0</Shared>
             <None>18200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>4157</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36104</Sole>
             <Shared>0</Shared>
             <None>419</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICHOR HOLDINGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4740B105</cusip>
         <value>639</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23825</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22625</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>2022</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45132</Sole>
             <Shared>0</Shared>
             <None>589</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>7470</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83883</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73715</Sole>
             <Shared>0</Shared>
             <None>10168</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G4863A108</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9639</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9639</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>6107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1335043</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1325344</Sole>
             <Shared>0</Shared>
             <None>9699</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>6343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>180464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>169747</Sole>
             <Shared>0</Shared>
             <None>10717</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAMES RIV GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G5005R107</cusip>
         <value>181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4334</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>3687</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24981</Sole>
             <Shared>0</Shared>
             <None>249</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>14474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>359347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>338103</Sole>
             <Shared>0</Shared>
             <None>21244</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>1965</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43344</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40820</Sole>
             <Shared>0</Shared>
             <None>2524</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G5480U104</cusip>
         <value>1575</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45764</Sole>
             <Shared>0</Shared>
             <None>683</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>1147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34055</Sole>
             <Shared>0</Shared>
             <None>823</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>879</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12221</Sole>
             <Shared>0</Shared>
             <None>196</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5785G107</cusip>
         <value>1051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13653</Sole>
             <Shared>0</Shared>
             <None>14462</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22068</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21468</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>46414</value>
         <shrsOrPrnAmt>
             <sshPrnamt>598043</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>575420</Sole>
             <Shared>0</Shared>
             <None>22623</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G60754101</cusip>
         <value>4740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99712</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>96959</Sole>
             <Shared>0</Shared>
             <None>2753</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6359F103</cusip>
         <value>1790</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221455</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>221455</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
         <titleOfClass>SHS EUR</titleOfClass>
         <cusip>G6518L108</cusip>
         <value>4447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>105336</Sole>
             <Shared>0</Shared>
             <None>2850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>1460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22094</Sole>
             <Shared>0</Shared>
             <None>4935</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4590</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OM ASSET MGMT PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G67506108</cusip>
         <value>1073</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63493</Sole>
             <Shared>0</Shared>
             <None>7785</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>94</value>
         <shrsOrPrnAmt>
             <sshPrnamt>694</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>640</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROWAN COMPANIES PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G7665A101</cusip>
         <value>675</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>51940</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>7627</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230036</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>222961</Sole>
             <Shared>0</Shared>
             <None>7075</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>8596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>119436</Sole>
             <Shared>0</Shared>
             <None>6342</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIP FINANCE INTERNATIONAL L</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G81075106</cusip>
         <value>160</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10989</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10369</Sole>
             <Shared>0</Shared>
             <None>620</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SINA CORP</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G81477104</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1829</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1829</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G84720104</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>626</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>626</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2718</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2664</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TSAKOS ENERGY NAVIGATION LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9108L108</cusip>
         <value>1183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>265826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>229265</Sole>
             <Shared>0</Shared>
             <None>36561</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VENATOR MATLS PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9329Z100</cusip>
         <value>2649</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>117287</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLAR LNG LTD BERMUDA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9456A100</cusip>
         <value>3336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>56264</Sole>
             <Shared>0</Shared>
             <None>90354</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>2871</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3360</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3250</Sole>
             <Shared>0</Shared>
             <None>110</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>1104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5849</Sole>
             <Shared>0</Shared>
             <None>1321</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PERRIGO CO PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G97822103</cusip>
         <value>365</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4318</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>59342</value>
         <shrsOrPrnAmt>
             <sshPrnamt>416073</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>395643</Sole>
             <Shared>0</Shared>
             <None>20430</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GARMIN LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>2163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40348</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39836</Sole>
             <Shared>0</Shared>
             <None>512</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>1898</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110675</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>107401</Sole>
             <Shared>0</Shared>
             <None>3274</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>LOGITECH INTL S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H50430232</cusip>
         <value>1473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25403</Sole>
             <Shared>0</Shared>
             <None>14825</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>10112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121951</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>119281</Sole>
             <Shared>0</Shared>
             <None>2670</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>877</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81918</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>80918</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>610</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14999</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14807</Sole>
             <Shared>0</Shared>
             <None>192</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>1406</value>
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         <cusip>M3760D101</cusip>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>N00985106</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>Y0017S102</cusip>
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         <value>353</value>
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             <sshPrnamt>7802</sshPrnamt>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G60754101</cusip>
         <value>350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7314</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
         <titleOfClass>SHS EUR</titleOfClass>
         <cusip>G6518L108</cusip>
         <value>306</value>
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             <sshPrnamt>7374</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>3</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>OM ASSET MGMT PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G67506108</cusip>
         <value>565</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37874</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12421</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>H2906T109</cusip>
         <value>231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4272</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
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         <cusip>H84989104</cusip>
         <value>14205</value>
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             <sshPrnamt>171015</sshPrnamt>
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         <value>348</value>
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             <None>0</None>
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         <cusip>000375204</cusip>
         <value>7</value>
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             <sshPrnamt>268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>4</otherManager>
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             <Shared>0</Shared>
             <None>268</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>78</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>SECTR DIV DOGS</titleOfClass>
         <cusip>00162Q858</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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         <cusip>00162Q866</cusip>
         <value>554</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>25287</None>
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         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>AMN HEALTHCARE SERVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001744101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>869</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22017</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>2234</None>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>2983</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55907</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>9099</None>
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         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>2318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26040</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>21817</Sole>
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             <None>4223</None>
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         <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00507V109</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Shared>0</Shared>
             <None>316</None>
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         <nameOfIssuer>ACUITY BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00508Y102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Shared>0</Shared>
             <None>74</None>
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         <nameOfIssuer>ADVISORSHARES TR</nameOfIssuer>
         <titleOfClass>ADVISORSHS ETF</titleOfClass>
         <cusip>00768Y206</cusip>
         <value>625</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AETNA INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00817Y108</cusip>
         <value>430</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2701</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2339</Sole>
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             <None>362</None>
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     <infoTable>
         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00971T101</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>699</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>699</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALEXION PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015351109</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>119</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>76</None>
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         <nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>018802108</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>330</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALLIANZGI NFJ DIVID INT &amp; PR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01883A107</cusip>
         <value>19</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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     <infoTable>
         <nameOfIssuer>ALLISON TRANSMISSION HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>01973R101</cusip>
         <value>14</value>
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             <sshPrnamt>421</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>252</Sole>
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             <None>0</None>
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         <nameOfIssuer>ALLY FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02005N100</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>220</None>
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         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
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         <cusip>02079K107</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>332</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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     <infoTable>
         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL A</titleOfClass>
         <cusip>02079K305</cusip>
         <value>722</value>
         <shrsOrPrnAmt>
             <sshPrnamt>732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>2610</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41087</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>30421</Sole>
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             <None>10666</None>
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         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>666</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>606</Sole>
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             <None>79</None>
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         <nameOfIssuer>AMERCO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023586100</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>AMERICA MOVIL SAB DE CV</nameOfIssuer>
         <titleOfClass>SPON ADR L SHS</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>BLACKROCK ENHANCED EQT DIV T</nameOfIssuer>
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         <nameOfIssuer>BLUE BUFFALO PET PRODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09531U102</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>315616102</cusip>
         <value>16</value>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
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         <cusip>316773100</cusip>
         <value>23</value>
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         <titleOfClass>COM</titleOfClass>
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         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>52</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9</Sole>
             <Shared>0</Shared>
             <None>21</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>301</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5710</Sole>
             <Shared>0</Shared>
             <None>850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1616</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>469</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9946</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9946</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1620</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>86</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1556</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1556</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33734G108</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1766</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1766</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13379</Sole>
             <Shared>0</Shared>
             <None>289</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>135</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FINLS ALPHADEX</titleOfClass>
         <cusip>33734X135</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>134</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>135</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>TECH ALPHADEX</titleOfClass>
         <cusip>33734X176</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>111</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2832</Sole>
             <Shared>0</Shared>
             <None>551</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>329</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>501</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>140</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>241</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>540</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>548</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>548</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4535</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4092</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3762</Sole>
             <Shared>0</Shared>
             <None>330</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7214</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7214</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>381</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10914</Sole>
             <Shared>0</Shared>
             <None>8015</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1928</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1928</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>243</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>594</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>594</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6080</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15117</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>209</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>209</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>259</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOTEK INDS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343389102</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>101</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>58</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6649</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>5649</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>264</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34964C106</cusip>
         <value>14</value>
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         <nameOfIssuer>GOVERNMENT PPTYS INCOME TR</nameOfIssuer>
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         <cusip>38376A103</cusip>
         <value>9</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>384802104</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>38526M106</cusip>
         <value>28</value>
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         <nameOfIssuer>GRAPHIC PACKAGING HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>63</None>
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         <value>12</value>
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         <nameOfIssuer>HDFC BANK LTD</nameOfIssuer>
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         <cusip>40415F101</cusip>
         <value>3</value>
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         <cusip>40416EAB9</cusip>
         <value>18</value>
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         <nameOfIssuer>HD SUPPLY HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>405024100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>405217100</cusip>
         <value>27</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>406216101</cusip>
         <value>56</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>40650V100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>410345102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>416515104</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>418056107</cusip>
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     <infoTable>
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         <value>2</value>
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         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
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         <nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
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         <value>25</value>
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         <nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
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         <value>4</value>
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         <cusip>550819106</cusip>
         <value>2</value>
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         <nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <value>5</value>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>MACQUARIE GLBL INFRA TOTL RE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>55608D101</cusip>
         <value>8</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>18</value>
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         <nameOfIssuer>MADDEN STEVEN LTD</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>159</value>
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         <cusip>57776J100</cusip>
         <value>14</value>
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         <cusip>579780206</cusip>
         <value>18</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
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         <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58155Q103</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58463J304</cusip>
         <value>187</value>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>59100U108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>536</value>
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         <cusip>594918104</cusip>
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         <value>330</value>
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         <value>24</value>
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         <cusip>60871R209</cusip>
         <value>198</value>
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         <value>1</value>
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         <cusip>609207105</cusip>
         <value>1770</value>
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             <sshPrnamt>43611</sshPrnamt>
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         <otherManager>4</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>3</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>61166W101</cusip>
         <value>478</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>615369105</cusip>
         <value>2</value>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>631103108</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172</sshPrnamt>
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         <nameOfIssuer>NATIONAL FUEL GAS CO N J</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>636180101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>636274409</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>NATIONAL INSTRS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>636518102</cusip>
         <value>19</value>
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         <nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>637071101</cusip>
         <value>10</value>
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         <nameOfIssuer>NATUS MEDICAL INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>639050103</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63910B102</cusip>
         <value>1</value>
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         <nameOfIssuer>NEOGEN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>640491106</cusip>
         <value>9</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>445</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>21</value>
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         <value>10</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>651229106</cusip>
         <value>16</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>651290108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>651639106</cusip>
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         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>40</value>
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         <cusip>654106103</cusip>
         <value>138</value>
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         <nameOfIssuer>NISOURCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65473P105</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655044105</cusip>
         <value>8</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>655663102</cusip>
         <value>6</value>
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             <sshPrnamt>48</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>48</Sole>
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         <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>655844108</cusip>
         <value>22</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>665859104</cusip>
         <value>18</value>
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             <None>0</None>
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         <nameOfIssuer>NOVARTIS A G</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>44</value>
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             <sshPrnamt>515</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>165</None>
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         <titleOfClass>ADR</titleOfClass>
         <cusip>670100205</cusip>
         <value>3</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <cusip>695263103</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
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         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>7700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENNEY J C INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>708160106</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1735</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1735</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENNYMAC MTG INVT TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70931T103</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>4834</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33806</Sole>
             <Shared>0</Shared>
             <None>9612</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>1051</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>22443</Sole>
             <Shared>0</Shared>
             <None>7071</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>5926</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53451</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>40623</Sole>
             <Shared>0</Shared>
             <None>12828</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2346</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2298</Sole>
             <Shared>0</Shared>
             <None>48</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHYSICIANS RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>71943U104</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO MUN INCOME FD II</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72200W106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>530</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>530</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>INTER MUN BD ACT</titleOfClass>
         <cusip>72201R866</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>227</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>227</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723787107</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>105</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POLYONE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73179P106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>51</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>1629</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15288</Sole>
             <Shared>0</Shared>
             <None>3115</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73755L107</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>63</Sole>
             <Shared>0</Shared>
             <None>715</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
         <titleOfClass>UNIT SER 1</titleOfClass>
         <cusip>73935A104</cusip>
         <value>473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3274</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3274</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>NASD INTNT ETF</titleOfClass>
         <cusip>73935X146</cusip>
         <value>325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2957</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FINL PFD PTFL</titleOfClass>
         <cusip>73935X229</cusip>
         <value>570</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30058</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>30058</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BLDG CNSTR</titleOfClass>
         <cusip>73935X666</cusip>
         <value>302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9601</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>AERSPC DEF PTF</titleOfClass>
         <cusip>73935X690</cusip>
         <value>340</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6599</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6599</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SFTWR PORT</titleOfClass>
         <cusip>73935X773</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5284</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5284</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SEMCT PORT</titleOfClass>
         <cusip>73935X781</cusip>
         <value>433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8784</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8784</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES GLOBAL ETF FD</nameOfIssuer>
         <titleOfClass>S&amp;P 500 BUYWRT</titleOfClass>
         <cusip>73936G308</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>INTL CORP BOND</titleOfClass>
         <cusip>73936Q835</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>39</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>885</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PFD PORTFOLIO</titleOfClass>
         <cusip>73936T565</cusip>
         <value>312</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>20363</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>VAR RATE PFD POR</titleOfClass>
         <cusip>73937B597</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3620</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
         <cusip>73937B860</cusip>
         <value>133</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1678</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1678</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1105</Sole>
             <Shared>0</Shared>
             <None>53</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>301</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>741503403</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>58</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6743</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6394</Sole>
             <Shared>0</Shared>
             <None>349</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>160</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.750% 3/1</titleOfClass>
         <cusip>74348TAL6</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10144</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>10144</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41200</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25219</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25219</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6974</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6974</None>
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     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>248</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>78</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>422</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>422</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
             <Shared>0</Shared>
             <None>29</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QTS RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>74736A103</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3858</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3858</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>542</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10436</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9936</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1342</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1342</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2263</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2113</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75524B104</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>64</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RED HAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756577102</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>159</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGAL ENTMT GROUP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>758766109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>95</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>102</value>
         <shrsOrPrnAmt>
             <sshPrnamt>230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>230</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>55</Sole>
             <Shared>0</Shared>
             <None>91</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>431</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>770323103</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>401</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>774341101</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>44</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROCKWELL MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>774374102</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>51000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROGERS COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>775109200</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>46</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>469</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>469</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4581</Sole>
             <Shared>0</Shared>
             <None>535</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>218</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>183</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78377T107</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>312</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>1471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5855</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5765</Sole>
             <Shared>0</Shared>
             <None>90</None>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1850</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8339</Sole>
             <Shared>0</Shared>
             <None>6906</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4002</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC INTR</titleOfClass>
         <cusip>78464A375</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>135</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC EMRG</titleOfClass>
         <cusip>78464A391</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>332</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>332</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78464A417</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1273</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG INTL TR</titleOfClass>
         <cusip>78464A516</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>37</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>308</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC INTRM</titleOfClass>
         <cusip>78464A672</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>56</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>675</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>675</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1051</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>654</Sole>
             <Shared>0</Shared>
             <None>397</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1092</Sole>
             <Shared>0</Shared>
             <None>193</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1301</Sole>
             <Shared>0</Shared>
             <None>207</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SRC ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1560</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1629</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1629</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>36</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>309</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>309</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>435</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>67</Sole>
             <Shared>0</Shared>
             <None>19</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>239</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>239</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>124</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>624</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>568</Sole>
             <Shared>0</Shared>
             <None>56</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>404</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8105</Sole>
             <Shared>0</Shared>
             <None>1172</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2199</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>924</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>896</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1822</Sole>
             <Shared>0</Shared>
             <None>347</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1478</Sole>
             <Shared>0</Shared>
             <None>491</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1323</Sole>
             <Shared>0</Shared>
             <None>33</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>967</Sole>
             <Shared>0</Shared>
             <None>183</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15333</Sole>
             <Shared>0</Shared>
             <None>7827</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1711</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1666</Sole>
             <Shared>0</Shared>
             <None>45</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4213</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3990</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>562</Sole>
             <Shared>0</Shared>
             <None>177</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>356</Sole>
             <Shared>0</Shared>
             <None>15</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>167</Sole>
             <Shared>0</Shared>
             <None>64</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>22</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>188</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON MOTION TECHNOLOGY CO</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82706C108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>66</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIX FLAGS ENTMT CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83001A102</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3306</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3306</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1094</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>339</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>339</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOCIEDAD QUIMICA MINERA DE C</nameOfIssuer>
         <titleOfClass>SPON ADR SER B</titleOfClass>
         <cusip>833635105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>1066</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13799</Sole>
             <Shared>0</Shared>
             <None>7348</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>399</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7844</Sole>
             <Shared>0</Shared>
             <None>236</None>
         </votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1468</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1636</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>48</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5554</Sole>
             <Shared>0</Shared>
             <None>2031</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>528</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9856</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9052</Sole>
             <Shared>0</Shared>
             <None>804</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891906109</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>371</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>371</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1612</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1612</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89469A104</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>135</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRIANGLE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>895848109</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15096</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14686</Sole>
             <Shared>0</Shared>
             <None>410</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>90130A101</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>962</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>962</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>156</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>65</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>80</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1505</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>197</Sole>
             <Shared>0</Shared>
             <None>1308</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>U S G CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>903293405</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>150</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>U S CONCRETE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>90333L201</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>U S SILICA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90346E103</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>508</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UBIQUITI NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90347A100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ULTIMATE SOFTWARE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90385D107</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL C</titleOfClass>
         <cusip>904311206</cusip>
         <value>78</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5167</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5167</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>133</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1022</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1022</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED FINL BANCORP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910304104</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>493</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>493</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED NAT FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911163103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>208</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>422</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>422</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UNITED RENTALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911363109</cusip>
         <value>372</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2688</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2328</Sole>
             <Shared>0</Shared>
             <None>360</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UNITED STATES STL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>912909108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>27</None>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3037</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2837</Sole>
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             <None>200</None>
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     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1084</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNIVERSAL HLTH SVCS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>913903100</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>516</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
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             <None>52</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>VALE S A</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>91912E105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>59</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>445</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5665</Sole>
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             <None>137</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>GOLD MINERS ETF</titleOfClass>
         <cusip>92189F106</cusip>
         <value>113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4870</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>HIGH YLD MUN ETF</titleOfClass>
         <cusip>92189F361</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>831</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>831</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>JP MORGAN MKTS</titleOfClass>
         <cusip>92189F494</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>46</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE SHORT M</titleOfClass>
         <cusip>92189F528</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>804</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>804</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE LONG MU</titleOfClass>
         <cusip>92189F536</cusip>
         <value>22</value>
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             <sshPrnamt>1144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE INT ETF</titleOfClass>
         <cusip>92189F544</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>970</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>BIOTECH ETF</titleOfClass>
         <cusip>92189F726</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>0</None>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>JR GOLD MINERS E</titleOfClass>
         <cusip>92189F791</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>300</None>
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         <nameOfIssuer>VANGUARD SPECIALIZED PORTFOL</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6690</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>550</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
         <titleOfClass>VG TL INTL STK F</titleOfClass>
         <cusip>921909768</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
         <titleOfClass>SMLCP 600 GRTH</titleOfClass>
         <cusip>921932794</cusip>
         <value>2</value>
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             <sshPrnamt>12</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>12</None>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>2190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27410</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
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             <None>3560</None>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>543</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12555</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042775</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1704</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>408</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9365</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>20</None>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5214</Sole>
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             <None>71</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>LG-TERM COR BD</titleOfClass>
         <cusip>92206C813</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>718</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>718</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>711</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8056</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7541</Sole>
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             <None>515</None>
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     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>228</Sole>
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             <None>45</None>
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     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>184</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2340</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>13959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60478</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>60110</Sole>
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             <None>368</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2753</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2672</Sole>
             <Shared>0</Shared>
             <None>81</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2551</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2455</Sole>
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             <None>96</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>474</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>474</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>222</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>222</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>525</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9627</Sole>
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             <None>1094</None>
         </votingAuthority>
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         <nameOfIssuer>VERINT SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343X100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>161</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>264</Sole>
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             <None>0</None>
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         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>697</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>648</Sole>
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             <None>49</None>
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     <infoTable>
         <nameOfIssuer>VISTRA ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2156</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>806</Sole>
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             <None>1350</None>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>115</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11212</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10983</Sole>
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             <None>229</None>
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     <infoTable>
         <nameOfIssuer>VOYA GLBL ADV &amp; PREM OPP FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92912R104</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1100</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABCO HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92927K102</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>45</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>579</Sole>
             <Shared>0</Shared>
             <None>112</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>958</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9773</Sole>
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             <None>2500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1982</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <value>95</value>
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         <cusip>G1151C101</cusip>
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         <cusip>G29183103</cusip>
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             <Sole>11</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>22</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>390</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>866</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1212</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1212</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>13</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7836</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7613</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>539</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>539</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>28</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>513</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6646</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6274</Sole>
             <Shared>0</Shared>
             <None>372</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G60754101</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>322</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>322</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
         <titleOfClass>SHS EUR</titleOfClass>
         <cusip>G6518L108</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>338</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OM ASSET MGMT PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G67506108</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>581</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>581</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>84</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SINA CORP</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G81477104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>114</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1004</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>955</Sole>
             <Shared>0</Shared>
             <None>49</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LOGITECH INTL S A</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H50430232</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>53</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>44</Sole>
             <Shared>0</Shared>
             <None>51</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>264</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>18</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>16</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORBOTECH LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M75253100</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>57</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>191</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>99</Sole>
             <Shared>0</Shared>
             <None>27</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>126</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MYLAN N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N59465109</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WRIGHT MED GROUP N V</nameOfIssuer>
         <titleOfClass>ORD SHS 0.03 PAR</titleOfClass>
         <cusip>N96617118</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>60</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YANDEX N V</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>N97284108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COPA HOLDINGS SA</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>P31076105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AEGEAN MARINE PETROLEUM NETW</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y0017S102</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20120</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19669</Sole>
             <Shared>0</Shared>
             <None>451</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>66</Sole>
             <Shared>0</Shared>
             <None>13</None>
         </votingAuthority>
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     <infoTable>
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             <None>1655</None>
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             <sshPrnamt>101833</sshPrnamt>
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             <None>41290</None>
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         <nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>379604</sshPrnamt>
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             <None>31971</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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         <cusip>00162Q866</cusip>
         <value>34</value>
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             <None>0</None>
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         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
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         <value>78</value>
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             <sshPrnamt>1332</sshPrnamt>
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         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
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             <sshPrnamt>582560</sshPrnamt>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
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             <sshPrnamt>3830</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AECOM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>95</value>
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             <sshPrnamt>2580</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>79</value>
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             <sshPrnamt>1988</sshPrnamt>
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         <value>86</value>
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         <value>67</value>
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         <value>111</value>
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         <value>164</value>
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         <cusip>01609W102</cusip>
         <value>447</value>
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         <cusip>018581108</cusip>
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         <value>4316</value>
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             <Sole>939202</Sole>
             <Shared>0</Shared>
             <None>161684</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29364G103</cusip>
         <value>559</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6900</Sole>
             <Shared>0</Shared>
             <None>425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>40440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1551226</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1458906</Sole>
             <Shared>0</Shared>
             <None>92320</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4595</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1900</Sole>
             <Shared>0</Shared>
             <None>2695</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM PAR $0.001</titleOfClass>
         <cusip>29444U700</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>103</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>29476L107</cusip>
         <value>3261</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49459</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>37075</Sole>
             <Shared>0</Shared>
             <None>12384</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESPERION THERAPEUTICS INC NE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29664W105</cusip>
         <value>100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESSEX PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>297178105</cusip>
         <value>2570</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6509</Sole>
             <Shared>0</Shared>
             <None>3607</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>16048</value>
         <shrsOrPrnAmt>
             <sshPrnamt>265517</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>173190</Sole>
             <Shared>0</Shared>
             <None>92327</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXELON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161N101</cusip>
         <value>664</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17615</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15905</Sole>
             <Shared>0</Shared>
             <None>1710</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXELIXIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161Q104</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>975</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXPEDIA INC DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>30212P303</cusip>
         <value>615</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4276</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1191</Sole>
             <Shared>0</Shared>
             <None>3085</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30219G108</cusip>
         <value>12794</value>
         <shrsOrPrnAmt>
             <sshPrnamt>202046</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>67394</Sole>
             <Shared>0</Shared>
             <None>134652</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>166050</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2025495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1136726</Sole>
             <Shared>0</Shared>
             <None>888769</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>F M C CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FS BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30263Y104</cusip>
         <value>620</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>36902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215967</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>171958</Sole>
             <Shared>0</Shared>
             <None>44009</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303250104</cusip>
         <value>678</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4824</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>615</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3480</Sole>
             <Shared>0</Shared>
             <None>10020</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FEDERAL REALTY INVT TR</nameOfIssuer>
         <titleOfClass>SH BEN INT NEW</titleOfClass>
         <cusip>313747206</cusip>
         <value>737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5932</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2000</Sole>
             <Shared>0</Shared>
             <None>3932</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>12161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53908</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28274</Sole>
             <Shared>0</Shared>
             <None>25634</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIBROGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31572Q808</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>250</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>4759</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50955</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>45610</Sole>
             <Shared>0</Shared>
             <None>5345</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
         <titleOfClass>FNF GROUP COM</titleOfClass>
         <cusip>31620R303</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>2273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>81230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>25260</Sole>
             <Shared>0</Shared>
             <None>55970</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CONN BANCORP INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319850103</cusip>
         <value>1338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST DATA CORP NEW</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32008D106</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17540</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16040</Sole>
             <Shared>0</Shared>
             <None>1500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>968</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>37000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FNDTN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32026V104</cusip>
         <value>1610</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>90000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>1631</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>38000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>40</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>622</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>622</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4160</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>288</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>43</value>
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         <value>993</value>
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         <nameOfIssuer>FRANKLIN ELEC INC</nameOfIssuer>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>35352P104</cusip>
         <value>1426</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>33</value>
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             <None>1300</None>
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         <nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>35906A306</cusip>
         <value>2</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>359694106</cusip>
         <value>64</value>
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             <None>0</None>
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         <nameOfIssuer>FULTON FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>360271100</cusip>
         <value>13</value>
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         <nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>20</value>
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         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
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         <value>38</value>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>370334104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>25854</value>
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         <nameOfIssuer>GLADSTONE COML CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>37733W105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>37940X102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>2872</value>
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         <nameOfIssuer>GOODYEAR TIRE &amp; RUBR CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>382550101</cusip>
         <value>479</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>384109104</cusip>
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         <nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>384802104</cusip>
         <value>323</value>
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         <nameOfIssuer>GREAT PLAINS ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>391164100</cusip>
         <value>24</value>
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         <nameOfIssuer>MB FINANCIAL INC NEW</nameOfIssuer>
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         <cusip>55273C107</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>55608B105</cusip>
         <value>25</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>116</value>
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         <value>6</value>
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         <value>848</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>640268108</cusip>
         <value>19</value>
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         <value>568</value>
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         <value>125</value>
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         <cusip>654106103</cusip>
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         <value>4</value>
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         <cusip>695127100</cusip>
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         <cusip>700658107</cusip>
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         <cusip>701094104</cusip>
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             <None>12016</None>
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         <cusip>720190206</cusip>
         <value>617</value>
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         <value>536</value>
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         <cusip>72201R783</cusip>
         <value>2165</value>
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         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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         <value>2637</value>
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         <nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
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             <None>2400</None>
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         <cusip>73935X575</cusip>
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     <infoTable>
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             <None>0</None>
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     <infoTable>
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     <infoTable>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
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     <infoTable>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <cusip>73937B688</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1600</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>73937B779</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>88</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>88</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>11550</value>
         <shrsOrPrnAmt>
             <sshPrnamt>82655</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>53208</Sole>
             <Shared>0</Shared>
             <None>29447</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>20456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225656</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>161886</Sole>
             <Shared>0</Shared>
             <None>63770</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>741503403</cusip>
         <value>227</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>124</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1661</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>50058</value>
         <shrsOrPrnAmt>
             <sshPrnamt>550210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>379295</Sole>
             <Shared>0</Shared>
             <None>170915</None>
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     <infoTable>
         <nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743312100</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1350</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1475</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1475</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>45828</value>
         <shrsOrPrnAmt>
             <sshPrnamt>722159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>563777</Sole>
             <Shared>0</Shared>
             <None>158382</None>
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     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>587</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5520</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4465</Sole>
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             <None>1055</None>
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         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>117</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>2385</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>27904</Sole>
             <Shared>0</Shared>
             <None>23659</None>
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     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>775</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3622</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3622</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746922103</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74727A104</cusip>
         <value>4573</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>100500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>1719</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21753</Sole>
             <Shared>0</Shared>
             <None>11406</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUALITY CARE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747545101</cusip>
         <value>481</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31014</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15741</Sole>
             <Shared>0</Shared>
             <None>15273</None>
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     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>35680</value>
         <shrsOrPrnAmt>
             <sshPrnamt>954780</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>661049</Sole>
             <Shared>0</Shared>
             <None>293731</None>
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     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>907</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9687</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9037</Sole>
             <Shared>0</Shared>
             <None>650</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUINTILES IMS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74876Y101</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>384</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>1594</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31045</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31045</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RTI INTL METALS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.625%10/1</titleOfClass>
         <cusip>74973WAB3</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RADIAN GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>750236101</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10080</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10080</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RALPH LAUREN CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>751212101</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Shared>0</Shared>
             <None>400</None>
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     <infoTable>
         <nameOfIssuer>RAVEN INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754212108</cusip>
         <value>960</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>29634</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RAYONIER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754907103</cusip>
         <value>1452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>38454</Sole>
             <Shared>0</Shared>
             <None>11815</None>
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     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>10241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54886</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22134</Sole>
             <Shared>0</Shared>
             <None>32752</None>
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     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>721</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12602</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12602</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RED HAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756577102</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>990</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REDWOOD TR INC</nameOfIssuer>
         <titleOfClass>NOTE 4.625% 4/1</titleOfClass>
         <cusip>758075AB1</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REGAL ENTMT GROUP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>758766109</cusip>
         <value>215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13410</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>15427</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34503</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21380</Sole>
             <Shared>0</Shared>
             <None>13123</None>
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     <infoTable>
         <nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>554</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36403</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31275</Sole>
             <Shared>0</Shared>
             <None>5128</None>
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     <infoTable>
         <nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>759351604</cusip>
         <value>93</value>
         <shrsOrPrnAmt>
             <sshPrnamt>665</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>495</Sole>
             <Shared>0</Shared>
             <None>170</None>
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     <infoTable>
         <nameOfIssuer>RELIANCE STEEL &amp; ALUMINUM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>759509102</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3510</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>3540</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53586</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>18650</Sole>
             <Shared>0</Shared>
             <None>34936</None>
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         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>3780</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80105</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>78825</Sole>
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             <None>1280</None>
         </votingAuthority>
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         <nameOfIssuer>RITE AID CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767754104</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17000</Sole>
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             <None>0</None>
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         <nameOfIssuer>RIVERVIEW BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>769397100</cusip>
         <value>1008</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>120000</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ROBERT HALF INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>770323103</cusip>
         <value>5283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104956</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>73264</Sole>
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             <None>31692</None>
         </votingAuthority>
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         <nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>773903109</cusip>
         <value>1032</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1290</Sole>
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             <None>4500</None>
         </votingAuthority>
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         <nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>774341101</cusip>
         <value>125</value>
         <shrsOrPrnAmt>
             <sshPrnamt>960</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
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             <None>960</None>
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         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>12388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50894</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>41053</Sole>
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             <None>9841</None>
         </votingAuthority>
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         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>474</Sole>
             <Shared>0</Shared>
             <None>404</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL BK CDA MONTREAL QUE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>780087102</cusip>
         <value>295</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3816</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2666</Sole>
             <Shared>0</Shared>
             <None>1150</None>
         </votingAuthority>
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         <nameOfIssuer>ROYAL BK SCOTLAND GROUP PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR 2 ORD</titleOfClass>
         <cusip>780097689</cusip>
         <value>1699</value>
         <shrsOrPrnAmt>
             <sshPrnamt>233410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>230655</Sole>
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             <None>2755</None>
         </votingAuthority>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>776</Sole>
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             <None>771</None>
         </votingAuthority>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>28037</value>
         <shrsOrPrnAmt>
             <sshPrnamt>462815</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>346861</Sole>
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             <None>115954</None>
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         <nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>783513203</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
         <titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass>
         <cusip>78355W106</cusip>
         <value>3140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32866</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32866</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
         <titleOfClass>GUG S&amp;P500EQWTTE</titleOfClass>
         <cusip>78355W817</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>700</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
         <titleOfClass>GUG S&amp;P500EQWTFI</titleOfClass>
         <cusip>78355W858</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1910</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>RYLAND GROUP INC</nameOfIssuer>
         <titleOfClass>NOTE 0.250% 6/0</titleOfClass>
         <cusip>783764AS2</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>715</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4573</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2473</Sole>
             <Shared>0</Shared>
             <None>2100</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784117103</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>40441</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160973</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>5073</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8783</Sole>
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             <None>1200</None>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2103</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>640</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78464A417</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2399</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2399</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1200</Sole>
             <Shared>0</Shared>
             <None>164</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>2043</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22372</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22372</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>3718</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25212</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>25212</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2730</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2106</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>9516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28183</Sole>
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             <None>977</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1000</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>5740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30282</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>166</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>1144</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14994</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4994</Sole>
             <Shared>0</Shared>
             <None>10000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>25428</value>
         <shrsOrPrnAmt>
             <sshPrnamt>272189</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>186389</Sole>
             <Shared>0</Shared>
             <None>85800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>2146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43093</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>40893</Sole>
             <Shared>0</Shared>
             <None>2200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>1436</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3649</Sole>
             <Shared>0</Shared>
             <None>9450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>460</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5606</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5606</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>36912</value>
         <shrsOrPrnAmt>
             <sshPrnamt>529130</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>368240</Sole>
             <Shared>0</Shared>
             <None>160890</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>4822</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>91650</Sole>
             <Shared>0</Shared>
             <None>18590</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1127</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1127</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWB FDT INT SC</titleOfClass>
         <cusip>808524748</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>301</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCRIPPS NETWORKS INTERACT IN</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>811065101</cusip>
         <value>5993</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69781</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>48576</Sole>
             <Shared>0</Shared>
             <None>21205</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3521</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>92</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1025</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2825</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3810</Sole>
             <Shared>0</Shared>
             <None>6732</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1165</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2573</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2573</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>166</Sole>
             <Shared>0</Shared>
             <None>944</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>1678</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14703</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14078</Sole>
             <Shared>0</Shared>
             <None>625</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>3500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVISFIRST BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81768T108</cusip>
         <value>4158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>107022</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>107022</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>17426</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22252</Sole>
             <Shared>0</Shared>
             <None>26418</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIRE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82481R106</cusip>
         <value>5531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36116</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32282</Sole>
             <Shared>0</Shared>
             <None>3834</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>26165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>162504</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>120361</Sole>
             <Shared>0</Shared>
             <None>42143</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIRIUS XM HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82968B103</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4605</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83088M102</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>212</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>212</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH A O</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>380</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>380</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMARTFINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>83190L208</cusip>
         <value>1203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7228</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3966</Sole>
             <Shared>0</Shared>
             <None>3262</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>518</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>518</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>83304A106</cusip>
         <value>313</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3453</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3453</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>1166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31226</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>31226</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>2876</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58527</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50370</Sole>
             <Shared>0</Shared>
             <None>8157</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>854</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15261</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>7701</Sole>
             <Shared>0</Shared>
             <None>7560</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>844895102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>56</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SOUTHWESTERN ENERGY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>845467109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>490</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPECTRA ENERGY PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84756N109</cusip>
         <value>17863</value>
         <shrsOrPrnAmt>
             <sshPrnamt>402500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>402500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84860W102</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3000</Sole>
             <Shared>0</Shared>
             <None>16500</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>NOTE 2.875% 5/1</titleOfClass>
         <cusip>84860WAA0</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15000</Sole>
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             <None>0</None>
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         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>878</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>878</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPRINT CORP</nameOfIssuer>
         <titleOfClass>COM SER 1</titleOfClass>
         <cusip>85207U105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>66</Sole>
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             <None>0</None>
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         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>1117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7397</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3795</Sole>
             <Shared>0</Shared>
             <None>3602</None>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>8872</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>121217</Sole>
             <Shared>0</Shared>
             <None>43970</None>
         </votingAuthority>
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         <nameOfIssuer>STATE AUTO FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855707105</cusip>
         <value>232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8843</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8843</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>600</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>NOTE 4.550% 3/0</titleOfClass>
         <cusip>85571BAA3</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>14590</value>
         <shrsOrPrnAmt>
             <sshPrnamt>152712</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>83488</Sole>
             <Shared>0</Shared>
             <None>69224</None>
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     <infoTable>
         <nameOfIssuer>STATOIL ASA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>85771P102</cusip>
         <value>1045</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52032</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50602</Sole>
             <Shared>0</Shared>
             <None>1430</None>
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     <infoTable>
         <nameOfIssuer>STERICYCLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2865</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>665</Sole>
             <Shared>0</Shared>
             <None>2200</None>
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     <infoTable>
         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>4796</value>
         <shrsOrPrnAmt>
             <sshPrnamt>194574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>193200</Sole>
             <Shared>0</Shared>
             <None>1374</None>
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     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>648</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12127</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12127</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STOCK YDS BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>861025104</cusip>
         <value>5526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>145428</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>145428</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>STRYKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>741</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1110</None>
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     <infoTable>
         <nameOfIssuer>SUBURBAN PROPANE PARTNERS L</nameOfIssuer>
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         <cusip>864482104</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
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         <cusip>86562M209</cusip>
         <value>1997</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>3895</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>964</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SUNSTONE HOTEL INVS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867892101</cusip>
         <value>711</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>70891</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>318354</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871503108</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8409</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>8409</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87165B103</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>7180</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>38172</Sole>
             <Shared>0</Shared>
             <None>94922</None>
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         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872275102</cusip>
         <value>1374</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80629</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>80000</Sole>
             <Shared>0</Shared>
             <None>629</None>
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     <infoTable>
         <nameOfIssuer>TC PIPELINES LP</nameOfIssuer>
         <titleOfClass>UT COM LTD PRT</titleOfClass>
         <cusip>87233Q108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>61506</value>
         <shrsOrPrnAmt>
             <sshPrnamt>834212</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>230294</None>
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     <infoTable>
         <nameOfIssuer>T MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>874039100</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11006</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
         <titleOfClass>NOTE 1.000% 7/0</titleOfClass>
         <cusip>874054AD1</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19000</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>19000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TANGER FACTORY OUTLET CTRS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>875465106</cusip>
         <value>3212</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>61425</None>
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     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>4613</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39885</Sole>
             <Shared>0</Shared>
             <None>38285</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4768</Sole>
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             <None>72</None>
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     <infoTable>
         <nameOfIssuer>TAUBMAN CTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876664103</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3900</None>
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     <infoTable>
         <nameOfIssuer>TEKLA HEALTHCARE OPPORTUNIT</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>879105104</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1250</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEKLA LIFE SCIENCES INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>87911K100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TELECOM ITALIA S P A NEW</nameOfIssuer>
         <titleOfClass>SPON ADR ORD</titleOfClass>
         <cusip>87927Y102</cusip>
         <value>1248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>131240</Sole>
             <Shared>0</Shared>
             <None>1510</None>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>285</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TELEFONICA S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>879382208</cusip>
         <value>233</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12397</Sole>
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             <None>9217</None>
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     <infoTable>
         <nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880198106</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
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             <None>6</None>
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     <infoTable>
         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TENNECO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880349105</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>759</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>759</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88076W103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>190</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>200</Sole>
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             <None>800</None>
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     <infoTable>
         <nameOfIssuer>TERRITORIAL BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88145X108</cusip>
         <value>2052</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>65000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>716</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>491</Sole>
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             <None>225</None>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 3/0</titleOfClass>
         <cusip>88160RAC5</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>12000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>881624209</cusip>
         <value>956</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54316</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28489</Sole>
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             <None>25827</None>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>1121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24082</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10932</Sole>
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             <None>13150</None>
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     <infoTable>
         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>35954</value>
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             <sshPrnamt>419048</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>324076</Sole>
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             <None>94972</None>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>1582</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17653</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17563</Sole>
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             <None>90</None>
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         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11068</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6348</Sole>
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             <None>4720</None>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>71724</value>
         <shrsOrPrnAmt>
             <sshPrnamt>379090</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>270184</Sole>
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             <None>108906</None>
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     <infoTable>
         <nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>884903105</cusip>
         <value>903</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10855</Sole>
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             <None>8825</None>
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     <infoTable>
         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>90</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>3-D SYS CORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>88554D205</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>24193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>115258</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>68765</Sole>
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             <None>46493</None>
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     <infoTable>
         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>886547108</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>5</otherManager>
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             <Sole>523</Sole>
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             <None>792</None>
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     <infoTable>
         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>3954</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38592</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32462</Sole>
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             <None>6130</None>
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     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>117</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>889478103</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
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     <infoTable>
         <nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>890516107</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Shared>0</Shared>
             <None>725</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891027104</cusip>
         <value>5474</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>68354</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>850</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>65</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>450</Sole>
             <Shared>0</Shared>
             <None>700</None>
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     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>561</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE MLP FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148B101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>600</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>2715</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50732</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50732</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
         <titleOfClass>SP ADR REP2COM</titleOfClass>
         <cusip>892331307</cusip>
         <value>6343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>53225</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>140</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRACON PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89237H100</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28350</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89353D107</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5200</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1270</Sole>
             <Shared>0</Shared>
             <None>4725</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
         <titleOfClass>MEGA CAP INDEX</titleOfClass>
         <cusip>921910873</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1025</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>8269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97678</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>11969</None>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>109226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1368401</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>324240</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>3907</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47666</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>770</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>9726</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224054</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>50470</None>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>676</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8337</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
         <titleOfClass>STRM INFPROIDX</titleOfClass>
         <cusip>922020805</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1104</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>389</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6547</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>2822</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
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             <None>6915</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>6059</value>
         <shrsOrPrnAmt>
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         <otherManager>5</otherManager>
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             <None>10625</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>7336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>168364</sshPrnamt>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
         <cusip>922042866</cusip>
         <value>836</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12260</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>4600</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>1205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20665</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>3761</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM DIS ETF</titleOfClass>
         <cusip>92204A108</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>131</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>CONSUM STP ETF</titleOfClass>
         <cusip>92204A207</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>245</Sole>
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             <None>734</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>ENERGY ETF</titleOfClass>
         <cusip>92204A306</cusip>
         <value>2770</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>6200</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>FINANCIALS ETF</titleOfClass>
         <cusip>92204A405</cusip>
         <value>367</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5620</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5620</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>954</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>654</Sole>
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             <None>300</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INDUSTRIAL ETF</titleOfClass>
         <cusip>92204A603</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>750</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1440</Sole>
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             <None>1770</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>UTILITIES ETF</titleOfClass>
         <cusip>92204A876</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>704</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>704</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>TELCOMM ETF</titleOfClass>
         <cusip>92204A884</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>23</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>317</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>317</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>260</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2250</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANTIV INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>92210H105</cusip>
         <value>1409</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1318</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1318</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3436</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2836</Sole>
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             <None>600</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>24510</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106216</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>104837</Sole>
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             <None>1379</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>224</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>7623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91738</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>85786</Sole>
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             <None>5952</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>3976</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>25949</Sole>
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             <None>100</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>3121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24425</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>24075</Sole>
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             <None>350</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1986</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1986</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>3276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28388</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>28188</Sole>
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             <None>200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>634</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1705</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
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         <cusip>929042109</cusip>
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         <value>783</value>
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         <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
         <titleOfClass>LP INT UNIT</titleOfClass>
         <cusip>G16252101</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5104</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G27823106</cusip>
         <value>461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1341</Sole>
             <Shared>0</Shared>
             <None>3340</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>17036</value>
         <shrsOrPrnAmt>
             <sshPrnamt>221858</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>169946</Sole>
             <Shared>0</Shared>
             <None>51912</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>60</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>275</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21680</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>620</Sole>
             <Shared>0</Shared>
             <None>2170</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERNATIONAL GAME TECHNOLOG</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G4863A108</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>40648</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1160040</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>974639</Sole>
             <Shared>0</Shared>
             <None>185401</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAMES RIV GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G5005R107</cusip>
         <value>1244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1450</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>832</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20660</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9575</Sole>
             <Shared>0</Shared>
             <None>11085</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G5480U104</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2446</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2446</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5785G107</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6938</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>6938</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>6571</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>53592</Sole>
             <Shared>0</Shared>
             <None>30904</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G60754101</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6359F103</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3000</Sole>
             <Shared>0</Shared>
             <None>2100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3870</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROWAN COMPANIES PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G7665A101</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>542</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>5175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>44559</Sole>
             <Shared>0</Shared>
             <None>31587</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>3566</value>
         <shrsOrPrnAmt>
             <sshPrnamt>127710</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>108254</Sole>
             <Shared>0</Shared>
             <None>19456</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>61158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>429030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>321334</Sole>
             <Shared>0</Shared>
             <None>107696</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>3137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182972</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>147248</Sole>
             <Shared>0</Shared>
             <None>35724</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>900</Sole>
             <Shared>0</Shared>
             <None>2050</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>235</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AERCAP HOLDINGS NV</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N00985106</cusip>
         <value>625</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12225</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>56</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>1005</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83655</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>82350</Sole>
             <Shared>0</Shared>
             <None>1305</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>452</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>452</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2240</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MYLAN N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N59465109</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4045</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4045</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1098</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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         <cusip>N7902X106</cusip>
         <value>6380</value>
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             <None>83029</None>
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         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>4576</value>
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         <otherManager>5</otherManager>
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             <None>15700</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
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         <value>268</value>
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         <value>356</value>
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         <cusip>000375204</cusip>
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         <value>371</value>
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         <cusip>00162Q866</cusip>
         <value>648</value>
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         <otherManager>6</otherManager>
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         <cusip>00206R102</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>669</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>1711</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>1926</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21673</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>897</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6010</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Shared>1004</Shared>
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         <nameOfIssuer>ADTRAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>1200</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ADVANCED SEMICONDUCTOR ENGR</nameOfIssuer>
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         <cusip>00756M404</cusip>
         <value>120</value>
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             <sshPrnamt>19465</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>19465</None>
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         <nameOfIssuer>AETNA INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00817Y108</cusip>
         <value>1080</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6794</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>3809</None>
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         <nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>008252108</cusip>
         <value>766</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4033</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>AGILENT TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00846U101</cusip>
         <value>523</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>7950</None>
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         <nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>009158106</cusip>
         <value>2151</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14227</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>22</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>015351109</cusip>
         <value>336</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2398</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>018581108</cusip>
         <value>236</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>23</None>
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         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>206</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>CAP STK CL C</titleOfClass>
         <cusip>02079K107</cusip>
         <value>5945</value>
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         <value>6554</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>1499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23632</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>5092</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>02376R102</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4650</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>357</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>149</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>1073</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
         <value>3260</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>030420103</cusip>
         <value>3489</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03073E105</cusip>
         <value>230</value>
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             <sshPrnamt>2772</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>2536</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
         <value>1229</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>11133</None>
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         <nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>03524A108</cusip>
         <value>1091</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03662Q105</cusip>
         <value>920</value>
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             <sshPrnamt>7492</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ANTHEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>036752103</cusip>
         <value>711</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3745</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>3000</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>15835</value>
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             <sshPrnamt>102746</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>04010L103</cusip>
         <value>260</value>
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         <cusip>149123101</cusip>
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         <nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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         <cusip>20825C104</cusip>
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         <nameOfIssuer>CROWN CASTLE INTL CORP NEW</nameOfIssuer>
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         <nameOfIssuer>DANAHER CORP DEL</nameOfIssuer>
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         <cusip>235851102</cusip>
         <value>3505</value>
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         <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>244199105</cusip>
         <value>941</value>
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         <otherManager>6</otherManager>
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         <nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
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         <cusip>247361702</cusip>
         <value>1373</value>
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         <nameOfIssuer>DIAGEO P L C</nameOfIssuer>
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         <cusip>25243Q205</cusip>
         <value>892</value>
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         <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
         <titleOfClass>COM DISNEY</titleOfClass>
         <cusip>254687106</cusip>
         <value>3023</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>254709108</cusip>
         <value>3114</value>
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         <value>230</value>
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         <value>241</value>
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         <value>1461</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>796</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <value>455</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>6527</None>
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         <value>3545</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>700</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>377</value>
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             <sshPrnamt>14453</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>29476L107</cusip>
         <value>286</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>2447</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>40079</Sole>
             <Shared>400</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>476</Sole>
             <Shared>810</Shared>
             <None>3000</None>
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     <infoTable>
         <nameOfIssuer>EXPONENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30214U102</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2801</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>171</Sole>
             <Shared>0</Shared>
             <None>2630</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30219G108</cusip>
         <value>558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8823</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8564</Sole>
             <Shared>259</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>15031</value>
         <shrsOrPrnAmt>
             <sshPrnamt>183356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>162641</Sole>
             <Shared>4062</Shared>
             <None>16653</None>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>2146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7539</Sole>
             <Shared>4993</Shared>
             <None>28</None>
         </votingAuthority>
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         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>674</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14789</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3372</Sole>
             <Shared>2452</Shared>
             <None>8965</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>408</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1807</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>908</Sole>
             <Shared>291</Shared>
             <None>608</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4017</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1467</Sole>
             <Shared>0</Shared>
             <None>2550</None>
         </votingAuthority>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>260</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>5000</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>344</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28776</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>28276</Sole>
             <Shared>500</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>2940</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41536</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>37286</Sole>
             <Shared>250</Shared>
             <None>4000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35352P104</cusip>
         <value>647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18150</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11433</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>11433</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2111</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GANNETT CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36473H104</cusip>
         <value>135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>4117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>170267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>153685</Sole>
             <Shared>15487</Shared>
             <None>1095</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>2332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45050</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>36331</Sole>
             <Shared>2629</Shared>
             <None>6090</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
         <value>686</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2883</Sole>
             <Shared>331</Shared>
             <None>13769</None>
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     <infoTable>
         <nameOfIssuer>GENESEE &amp; WYO INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>371559105</cusip>
         <value>4645</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62765</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>62765</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>3609</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>32357</Sole>
             <Shared>134</Shared>
             <None>12052</None>
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     <infoTable>
         <nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>37733W105</cusip>
         <value>355</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8752</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>4405</Sole>
             <Shared>1587</Shared>
             <None>2760</None>
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     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>436</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1839</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1792</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>HD SUPPLY HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40416M105</cusip>
         <value>944</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26170</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>25115</Sole>
             <Shared>930</Shared>
             <None>125</None>
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     <infoTable>
         <nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>404280406</cusip>
         <value>305</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3079</Sole>
             <Shared>0</Shared>
             <None>3100</None>
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     <infoTable>
         <nameOfIssuer>HP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>40434L105</cusip>
         <value>536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26873</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>470</Sole>
             <Shared>0</Shared>
             <None>26403</None>
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     <infoTable>
         <nameOfIssuer>HEALTHCARE SVCS GRP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>421906108</cusip>
         <value>373</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6915</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>289</Sole>
             <Shared>0</Shared>
             <None>6626</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>HERSHEY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>427866108</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1833</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1333</Sole>
             <Shared>0</Shared>
             <None>500</None>
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     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>7120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43532</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>30277</Sole>
             <Shared>3375</Shared>
             <None>9880</None>
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     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>2004</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12730</Sole>
             <Shared>1009</Shared>
             <None>400</None>
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     <infoTable>
         <nameOfIssuer>ICICI BK LTD</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>45104G104</cusip>
         <value>194</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22671</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>22671</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452308109</cusip>
         <value>839</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4194</Sole>
             <Shared>730</Shared>
             <None>744</None>
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     <infoTable>
         <nameOfIssuer>ILLUMINA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452327109</cusip>
         <value>595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>119</Sole>
             <Shared>0</Shared>
             <None>2864</None>
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     <infoTable>
         <nameOfIssuer>IMAX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45245E109</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11964</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>540</Sole>
             <Shared>0</Shared>
             <None>11424</None>
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     <infoTable>
         <nameOfIssuer>INCYTE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45337C102</cusip>
         <value>1027</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INDEXIQ ETF TR</nameOfIssuer>
         <titleOfClass>HEDGE MLTI ETF</titleOfClass>
         <cusip>45409B107</cusip>
         <value>245</value>
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         <cusip>73936T565</cusip>
         <value>378</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>25180</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>2320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16607</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>12536</Sole>
             <Shared>761</Shared>
             <None>3310</None>
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         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>1879</value>
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             <sshPrnamt>20729</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>20729</Sole>
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             <None>0</None>
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         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
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         <cusip>741503403</cusip>
         <value>666</value>
         <shrsOrPrnAmt>
             <sshPrnamt>364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>214</Sole>
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             <None>150</None>
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         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>7632</value>
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             <sshPrnamt>83892</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>72003</Sole>
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             <None>8487</None>
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         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>4763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75058</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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             <None>8508</None>
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         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>530</value>
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             <sshPrnamt>21984</sshPrnamt>
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         <otherManager>6</otherManager>
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             <Sole>1330</Sole>
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             <None>20654</None>
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         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
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         <value>641</value>
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             <sshPrnamt>6031</sshPrnamt>
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             <Sole>782</Sole>
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             <None>5000</None>
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         <nameOfIssuer>QAD INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74727D306</cusip>
         <value>224</value>
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             <sshPrnamt>6534</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>6534</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>747</value>
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             <sshPrnamt>14413</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>11461</Sole>
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             <None>2150</None>
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         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>793</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21208</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>21208</Sole>
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             <None>0</None>
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         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>1160</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6220</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>4366</Sole>
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         <nameOfIssuer>RED HAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756577102</cusip>
         <value>1064</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9599</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>9222</None>
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         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>1718</value>
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             <sshPrnamt>3842</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3780</Sole>
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         <nameOfIssuer>REGIONS FINL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>7591EP100</cusip>
         <value>1053</value>
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             <sshPrnamt>69188</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>61238</Sole>
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         <nameOfIssuer>RITE AID CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767754104</cusip>
         <value>98</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>50000</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>774341101</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2814</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>2115</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>4206</None>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
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         <cusip>780259206</cusip>
         <value>1080</value>
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         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>836</value>
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             <None>5099</None>
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         <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>784117103</cusip>
         <value>821</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>5627</value>
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         <value>281</value>
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         <value>216</value>
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         <cusip>78464A763</cusip>
         <value>383</value>
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         <cusip>78467Y107</cusip>
         <value>460</value>
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         <value>425</value>
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         <value>228</value>
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         <value>3382</value>
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         <cusip>811065101</cusip>
         <value>267</value>
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             <sshPrnamt>3107</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>81369Y803</cusip>
         <value>294</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>816300107</cusip>
         <value>276</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>405</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>537</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1500</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>735</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4566</Sole>
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             <None>0</None>
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         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3336</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2899</Sole>
             <Shared>419</Shared>
             <None>18</None>
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     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>1731</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>33094</Sole>
             <Shared>2085</Shared>
             <None>55</None>
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     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>634</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4202</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>495</Sole>
             <Shared>115</Shared>
             <None>3592</None>
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     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>2282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>36946</Sole>
             <Shared>1401</Shared>
             <None>4148</None>
         </votingAuthority>
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         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>737</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7705</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>1447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27075</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>27075</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>STRYKER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>1879</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9029</Sole>
             <Shared>205</Shared>
             <None>4000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SUMMIT FINANCIAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>86606G101</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9429</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9429</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>4196</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>60412</Sole>
             <Shared>745</Shared>
             <None>9046</None>
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     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>876</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16239</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7023</Sole>
             <Shared>652</Shared>
             <None>8564</None>
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     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>4416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59893</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>49049</Sole>
             <Shared>460</Shared>
             <None>10384</None>
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         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12151</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3068</Sole>
             <Shared>0</Shared>
             <None>9083</None>
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     <infoTable>
         <nameOfIssuer>TEGNA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87901J105</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12938</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9228</Sole>
             <Shared>3710</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4980</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>1100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12671</Sole>
             <Shared>80</Shared>
             <None>73</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>386</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4306</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3770</Sole>
             <Shared>536</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THERAPEUTICSMD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88338N107</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12995</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2611</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12667</Sole>
             <Shared>1133</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>5457</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>21262</Sole>
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             <None>3713</None>
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     <infoTable>
         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>404</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3942</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3654</Sole>
             <Shared>288</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891027104</cusip>
         <value>1499</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18720</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18720</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>7259</None>
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     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>325</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>2885</None>
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     <infoTable>
         <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>893641100</cusip>
         <value>473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1849</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>1849</None>
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     <infoTable>
         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2794</Sole>
             <Shared>383</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TRIMBLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>996</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25378</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13946</Sole>
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             <None>11432</None>
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     <infoTable>
         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>902252105</cusip>
         <value>811</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4653</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>314</Sole>
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             <None>4339</None>
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     <infoTable>
         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>902973304</cusip>
         <value>3455</value>
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             <sshPrnamt>64460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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             <None>8906</None>
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     <infoTable>
         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>385</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4454</Sole>
             <Shared>2200</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
         <titleOfClass>N Y SHS NEW</titleOfClass>
         <cusip>904784709</cusip>
         <value>1346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22796</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>20306</Sole>
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             <None>2490</None>
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     <infoTable>
         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>6335</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>42103</Sole>
             <Shared>1414</Shared>
             <None>11108</None>
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     <infoTable>
         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>2121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12365</Sole>
             <Shared>789</Shared>
             <None>4508</None>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>4717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40635</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>31338</Sole>
             <Shared>836</Shared>
             <None>8461</None>
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     <infoTable>
         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>10295</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>43145</Sole>
             <Shared>1726</Shared>
             <None>7692</None>
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     <infoTable>
         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>3895</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>60260</Sole>
             <Shared>710</Shared>
             <None>303</None>
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     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>1050</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13646</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6712</Sole>
             <Shared>162</Shared>
             <None>6772</None>
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     <infoTable>
         <nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>919794107</cusip>
         <value>181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>15000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VALMONT INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>920253101</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1827</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1827</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE INT ETF</titleOfClass>
         <cusip>92189F544</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>9800</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SPECIALIZED PORTFOL</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>744</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5850</Sole>
             <Shared>2000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>4023</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47526</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>11520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>137544</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>5292</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>63044</Sole>
             <Shared>1530</Shared>
             <None>0</None>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>2387</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54985</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>53360</Sole>
             <Shared>1625</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>8672</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106968</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>94808</Sole>
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             <None>0</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
         <value>1497</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25198</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>17003</Sole>
             <Shared>8195</Shared>
             <None>0</None>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
         <value>667</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5800</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>2643</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60659</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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             <None>282</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1875</Sole>
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             <None>1600</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>4917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55863</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>44548</Sole>
             <Shared>11030</Shared>
             <None>285</None>
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     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>601</Sole>
             <Shared>3000</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>878</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3801</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3465</Sole>
             <Shared>336</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>2633</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24928</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>21265</Sole>
             <Shared>3663</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>2657</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21821</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>18034</Sole>
             <Shared>3787</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REIT ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>3297</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39679</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>33768</Sole>
             <Shared>5911</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>1537</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8778</Sole>
             <Shared>1293</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>1733</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12062</Sole>
             <Shared>1499</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>1098</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7470</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7230</Sole>
             <Shared>240</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>4848</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36515</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>32824</Sole>
             <Shared>3500</Shared>
             <None>191</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>818</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7548</Sole>
             <Shared>644</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>2163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>14268</Sole>
             <Shared>1044</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>859</Sole>
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             <None>965</None>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>3076</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62168</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>47250</Sole>
             <Shared>11718</Shared>
             <None>3200</None>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>1040</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1180</Sole>
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             <None>11327</None>
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     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>6736</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64002</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>47830</Sole>
             <Shared>2436</Shared>
             <None>13736</None>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>690</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>492</Sole>
             <Shared>230</Shared>
             <None>5596</None>
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     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>13520</Sole>
             <Shared>1000</Shared>
             <None>1720</None>
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     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>887</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7410</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>670</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8578</Sole>
             <Shared>262</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WAGEWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>930427109</cusip>
         <value>717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>627</Sole>
             <Shared>0</Shared>
             <None>11185</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>2986</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38209</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>27885</Sole>
             <Shared>3000</Shared>
             <None>7324</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4434</Sole>
             <Shared>282</Shared>
             <None>92</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>472</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6745</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1204</Sole>
             <Shared>0</Shared>
             <None>5541</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>4008</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>306</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>337</value>
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             <sshPrnamt>3893</sshPrnamt>
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         <value>950</value>
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         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>629</value>
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         <cusip>97717X701</cusip>
         <value>1671</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>249</value>
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         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>2737</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>837</value>
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             <sshPrnamt>20954</sshPrnamt>
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         <otherManager>6</otherManager>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5669</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>533</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2602</sshPrnamt>
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         <otherManager>6</otherManager>
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         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>690</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7005</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>3634</value>
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             <sshPrnamt>26905</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>1267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16494</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G33856108</cusip>
         <value>244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18569</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>18569</Sole>
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             <None>0</None>
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         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>1928</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55046</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5798</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Shared>191</Shared>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>819</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10522</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>4200</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G84720104</cusip>
         <value>535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6049</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>3731</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>108</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>1364</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>4</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>609</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>67</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>364</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>1235</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>1319</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>516</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>004498101</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9667</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>005094107</cusip>
         <value>202</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>ADVISORY BRD CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00762W107</cusip>
         <value>566</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10562</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>AERIE PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00771V108</cusip>
         <value>215</value>
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             <sshPrnamt>4424</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>4424</Sole>
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         <nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>540</value>
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             <sshPrnamt>6690</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00817Y108</cusip>
         <value>821</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <titleOfClass>COM</titleOfClass>
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         <value>8</value>
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         <value>19</value>
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         <value>124</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>773</value>
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         <cusip>025676206</cusip>
         <value>239</value>
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         <cusip>025816109</cusip>
         <value>1660</value>
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         <cusip>026874784</cusip>
         <value>1407</value>
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         <cusip>03027X100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>03073E105</cusip>
         <value>239</value>
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         <cusip>031100100</cusip>
         <value>14</value>
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         <value>1855</value>
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         <cusip>032654105</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>6</value>
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         <cusip>064058100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>073685109</cusip>
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         <cusip>26884U109</cusip>
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         <cusip>531229409</cusip>
         <value>186</value>
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         <cusip>531229607</cusip>
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         <cusip>531229854</cusip>
         <value>66</value>
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         <cusip>53220K504</cusip>
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         <cusip>532457108</cusip>
         <value>10</value>
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         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
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         <value>136</value>
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         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
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         <cusip>539830109</cusip>
         <value>19</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>540424108</cusip>
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         <nameOfIssuer>LOGMEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>54142L109</cusip>
         <value>200</value>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>1406</value>
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         <cusip>552697104</cusip>
         <value>140</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MGIC INVT CORP WIS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552848103</cusip>
         <value>7</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>527</Sole>
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         <nameOfIssuer>MPLX LP</nameOfIssuer>
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         <cusip>55336V100</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MSC INDL DIRECT INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>553530106</cusip>
         <value>196</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>2594</Sole>
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         <nameOfIssuer>MADDEN STEVEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>556269108</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
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         <cusip>559080106</cusip>
         <value>114</value>
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             <sshPrnamt>1605</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>564563104</cusip>
         <value>243</value>
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         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
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         <cusip>571748102</cusip>
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         <cusip>571903202</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>575385109</cusip>
         <value>335</value>
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         <value>1849</value>
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         <value>2</value>
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         <cusip>580135101</cusip>
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         <value>177</value>
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         <cusip>59001A102</cusip>
         <value>264</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>591520200</cusip>
         <value>23</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>671</value>
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         <cusip>592688105</cusip>
         <value>9</value>
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         <cusip>594918104</cusip>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>595137100</cusip>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>60871R209</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>3000</value>
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             <sshPrnamt>26920</sshPrnamt>
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         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>1949</value>
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         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
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         <cusip>718172109</cusip>
         <value>2108</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>72201R205</cusip>
         <value>4572</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>726503105</cusip>
         <value>101</value>
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         <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>729</value>
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             <sshPrnamt>6738</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>6738</Sole>
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             <None>0</None>
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         <nameOfIssuer>POTASH CORP SASK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73755L107</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11885</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>5595</Sole>
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         <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>73935S105</cusip>
         <value>647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42027</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>42027</Sole>
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             <None>0</None>
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         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>485</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3469</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3182</Sole>
             <Shared>287</Shared>
             <None>0</None>
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         <nameOfIssuer>PRICELINE GRP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>741503403</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>4</Sole>
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         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>1790</value>
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             <sshPrnamt>19679</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>18748</Sole>
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         <nameOfIssuer>PROGENICS PHARMACEUTICALS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743187106</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25563</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>25563</Sole>
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             <None>0</None>
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         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5555</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2635</Sole>
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         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>148</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3206</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3206</Sole>
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         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>194</value>
         <shrsOrPrnAmt>
             <sshPrnamt>905</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>905</Sole>
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         <nameOfIssuer>PUMA BIOTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74587V107</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>403</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
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         <cusip>755111507</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>106</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>RED HAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756577102</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer>
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         <cusip>759351604</cusip>
         <value>353</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>8</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>33</Shared>
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         <nameOfIssuer>RYDER SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>783549108</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>8</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>78410G104</cusip>
         <value>340</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>78462F103</cusip>
         <value>951</value>
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         <cusip>78463X756</cusip>
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         <cusip>78468R721</cusip>
         <value>237</value>
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         <value>72</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>238</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>174</Sole>
             <Shared>64</Shared>
             <None>0</None>
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         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>929042109</cusip>
         <value>78</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1012</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>749</Sole>
             <Shared>263</Shared>
             <None>0</None>
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         <nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92924F106</cusip>
         <value>361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4288</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>4148</Sole>
             <Shared>140</Shared>
             <None>0</None>
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         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>387</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>387</Shared>
             <None>0</None>
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         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>0</Sole>
             <Shared>87</Shared>
             <None>0</None>
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         <nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>948741103</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3690</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>2730</Sole>
             <Shared>960</Shared>
             <None>0</None>
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         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>781</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14162</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13165</Sole>
             <Shared>997</Shared>
             <None>0</None>
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         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>1012</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14406</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13746</Sole>
             <Shared>660</Shared>
             <None>0</None>
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         <nameOfIssuer>WESBANCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>950810101</cusip>
         <value>183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4471</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>4326</Sole>
             <Shared>145</Shared>
             <None>0</None>
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         <nameOfIssuer>WESTERN ALLIANCE BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>957638109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>151</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>151</Sole>
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             <None>0</None>
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         <nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>1520</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17593</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16742</Sole>
             <Shared>851</Shared>
             <None>0</None>
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         <nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LP IN</titleOfClass>
         <cusip>958254104</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>575</Sole>
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             <None>0</None>
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         <nameOfIssuer>WESTERN REFNG LOGISTICS LP</nameOfIssuer>
         <titleOfClass>COM UNIT REP LTP</titleOfClass>
         <cusip>95931Q205</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1450</Sole>
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             <None>0</None>
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         <nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962166104</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6451</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4537</Sole>
             <Shared>1914</Shared>
             <None>0</None>
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         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>603</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2991</Sole>
             <Shared>278</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>877</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>580</Sole>
             <Shared>297</Shared>
             <None>0</None>
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         <nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer>
         <titleOfClass>COM UNIT LTD PAR</titleOfClass>
         <cusip>96949L105</cusip>
         <value>116</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2984</Sole>
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             <None>0</None>
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         <nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969904101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>215</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WISDOMTREE CONTINUOUS COMMOD</nameOfIssuer>
         <titleOfClass>SHS BEN INT</titleOfClass>
         <cusip>97718W108</cusip>
         <value>395</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21089</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15329</Sole>
             <Shared>5760</Shared>
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         <nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>0</Sole>
             <Shared>274</Shared>
             <None>0</None>
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         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>0</Sole>
             <Shared>87</Shared>
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         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>3361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15339</Sole>
             <Shared>1061</Shared>
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         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>1699</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58733</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>54865</Sole>
             <Shared>3868</Shared>
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         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>1276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9448</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8278</Sole>
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         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>720</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17301</Sole>
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             <None>0</None>
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         <nameOfIssuer>DELPHI AUTOMOTIVE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G27823106</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>1105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>241362</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>224462</Sole>
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         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>63</Sole>
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             <None>0</None>
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         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>1091</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>25114</Sole>
             <Shared>1957</Shared>
             <None>0</None>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13910</Sole>
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             <None>0</None>
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         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>1671</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>84176</None>
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         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>1163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35067</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>32256</Sole>
             <Shared>2811</Shared>
             <None>0</None>
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         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6668</Sole>
             <Shared>512</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>STERIS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G84720104</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>117</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>117</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>159</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>838</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>48876</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>2248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27064</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <value>244</value>
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             <sshPrnamt>147</sshPrnamt>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1561</value>
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         <cusip>N7902X106</cusip>
         <value>750</value>
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         <cusip>Y09827109</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>Y2066G104</cusip>
         <value>2</value>
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             <sshPrnamt>480</sshPrnamt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>5021</value>
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             <sshPrnamt>55500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>6088</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39500</sshPrnamt>
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         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>AUTOZONE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053332102</cusip>
         <value>3630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6100</sshPrnamt>
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         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>BANK AMER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>060505104</cusip>
         <value>6414</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253100</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09247X101</cusip>
         <value>4963</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>110122108</cusip>
         <value>3270</value>
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             <sshPrnamt>51300</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>CBS CORP NEW</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>124857202</cusip>
         <value>2616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45100</sshPrnamt>
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         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>4183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35600</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>CISCO SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>17275R102</cusip>
         <value>3397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
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             <None>0</None>
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         <nameOfIssuer>DELTA AIR LINES INC DEL</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>247361702</cusip>
         <value>2840</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26078J100</cusip>
         <value>7491</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>2722</value>
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             <sshPrnamt>33200</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>2302</value>
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             <sshPrnamt>11200</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>3366</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>406216101</cusip>
         <value>3963</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>6336</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>4463</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>6686</value>
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         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>3382</value>
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         <cusip>609207105</cusip>
         <value>3989</value>
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         <cusip>617446448</cusip>
         <value>5674</value>
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             <sshPrnamt>67000</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
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         <titleOfClass>CL B</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>2726</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>35300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>3615</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>19600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>4960</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>24200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>5623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>72300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>3832</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>15800</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
