<SEC-DOCUMENT>0000720672-18-000055.txt : 20180511
<SEC-HEADER>0000720672-18-000055.hdr.sgml : 20180511
<ACCEPTANCE-DATETIME>20180511112538
ACCESSION NUMBER:		0000720672-18-000055
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180331
FILED AS OF DATE:		20180511
DATE AS OF CHANGE:		20180511
EFFECTIVENESS DATE:		20180511

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			STIFEL FINANCIAL CORP
		CENTRAL INDEX KEY:			0000720672
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		IRS NUMBER:				431273600
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-04621
		FILM NUMBER:		18825650

	BUSINESS ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
		BUSINESS PHONE:		314-342-2000

	MAIL ADDRESS:	
		STREET 1:		ATTN: JAMES G. LASCHOBER
		STREET 2:		501 N. BROADWAY
		CITY:			ST. LOUIS
		STATE:			MO
		ZIP:			63102-2102
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <name>STIFEL FINANCIAL CORP</name>
        <address>
          <com:street1>ATTN: JAMES G. LASCHOBER</com:street1>
          <com:street2>501 N. BROADWAY</com:street2>
          <com:city>ST. LOUIS</com:city>
          <com:stateOrCountry>MO</com:stateOrCountry>
          <com:zipCode>63102-2102</com:zipCode>
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    <signatureBlock>
      <name>James M. Zemlyak</name>
      <title>President and Chief Financial Officer</title>
      <phone>(314) 342-2000</phone>
      <signature>/s/ James M. Zemlyak</signature>
      <city>St. Louis</city>
      <stateOrCountry>MO</stateOrCountry>
      <signatureDate>05-11-2018</signatureDate>
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         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>39</value>
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             <sshPrnamt>429</sshPrnamt>
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             <Sole>421</Sole>
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             <None>8</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287598</cusip>
         <value>1278</value>
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             <None>0</None>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464287614</cusip>
         <value>966</value>
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             <sshPrnamt>7096</sshPrnamt>
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             <None>0</None>
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         <cusip>464287689</cusip>
         <value>1254</value>
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             <sshPrnamt>8024</sshPrnamt>
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         <cusip>464287739</cusip>
         <value>352</value>
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             <sshPrnamt>4667</sshPrnamt>
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         <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
         <value>744</value>
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             <sshPrnamt>5799</sshPrnamt>
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             <None>5351</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>469</value>
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             <sshPrnamt>3005</sshPrnamt>
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             <None>2695</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
         <value>961</value>
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             <sshPrnamt>10523</sshPrnamt>
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         <votingAuthority>
             <Sole>629</Sole>
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             <None>9894</None>
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         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>440</value>
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             <sshPrnamt>4014</sshPrnamt>
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             <None>3568</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>753</value>
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             <sshPrnamt>21213</sshPrnamt>
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             <Sole>1630</Sole>
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             <None>19583</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>90</value>
         <shrsOrPrnAmt>
             <sshPrnamt>622</sshPrnamt>
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         <votingAuthority>
             <Sole>446</Sole>
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             <None>176</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>414</value>
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             <sshPrnamt>5211</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>734</Sole>
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             <None>4477</None>
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         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>420</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7587</sshPrnamt>
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         <votingAuthority>
             <Sole>1029</Sole>
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             <None>6558</None>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>124</value>
         <shrsOrPrnAmt>
             <sshPrnamt>577</sshPrnamt>
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             <Sole>275</Sole>
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             <None>302</None>
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         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>230</value>
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             <sshPrnamt>1831</sshPrnamt>
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         <votingAuthority>
             <Sole>1791</Sole>
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             <None>40</None>
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         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>85</value>
         <shrsOrPrnAmt>
             <sshPrnamt>680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>466</Sole>
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             <None>214</None>
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         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>74</value>
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             <sshPrnamt>488</sshPrnamt>
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             <Sole>413</Sole>
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             <None>75</None>
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         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>169</value>
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             <sshPrnamt>2945</sshPrnamt>
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             <None>1799</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>83</value>
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             <sshPrnamt>1374</sshPrnamt>
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             <Sole>987</Sole>
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             <None>387</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>129</value>
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             <None>338</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>128</value>
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             <None>576</None>
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         <value>124</value>
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             <None>544</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>190</value>
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             <None>628</None>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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         <cusip>921943858</cusip>
         <value>1842</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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             <None>2568</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>126</value>
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             <None>1090</None>
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         <value>85</value>
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             <None>567</None>
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         <value>30</value>
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             <None>1236</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>62</value>
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             <None>1410</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>577</None>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>190</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>20260</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>140</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>140</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>447</value>
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             <sshPrnamt>12506</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>12506</None>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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             <None>5945</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>289</value>
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             <sshPrnamt>3048</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3048</None>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>002896207</cusip>
         <value>6</value>
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             <sshPrnamt>228</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>228</None>
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         <nameOfIssuer>ACI WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>004498101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>524</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>524</None>
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         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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             <None>278</None>
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         <nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
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         <cusip>363576109</cusip>
         <value>23</value>
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             <None>330</None>
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     <infoTable>
         <nameOfIssuer>GANNETT CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36473H104</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>175</sshPrnamt>
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             <None>175</None>
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         <nameOfIssuer>GAP INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>364760108</cusip>
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             <None>359</None>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <None>919</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>184</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>283</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>283</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>44</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>369</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>369</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2332</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2332</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1074</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>310</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCIENCE APPLICATNS INTL CP N</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808625107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>64</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>376</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>376</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>269</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>131</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>83</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>301</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMTECH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816850101</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>790</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>15</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1543</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>37</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHIRE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82481R106</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>61</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHUTTERFLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82568P304</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>554</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>554</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHUTTERSTOCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>825690100</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>506</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>85</value>
         <shrsOrPrnAmt>
             <sshPrnamt>600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>50</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>408</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>408</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SITEONE LANDSCAPE SUPPLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82982L103</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>552</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>552</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIX FLAGS ENTMT CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83001A102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83088M102</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>407</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>407</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>243</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH A O</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>602</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>602</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>459</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>459</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>285</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2936</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>2936</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>490</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWESTERN ENERGY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>845467109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1741</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1741</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>223</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84860W102</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1139</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STAG INDL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85254J102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>125</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>125</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STAMPS COM INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>852857200</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>242</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>242</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
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         <cusip>887317303</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
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             <None>1026</None>
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         <nameOfIssuer>TOPBUILD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89055F103</cusip>
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         <votingAuthority>
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             <None>7</None>
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         <nameOfIssuer>TORO CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>891092108</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
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             <None>19</None>
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         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
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         <cusip>891160509</cusip>
         <value>48</value>
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             <None>833</None>
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         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>186</value>
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             <None>7440</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>8</value>
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             <sshPrnamt>139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <value>44</value>
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             <None>338</None>
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         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
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             <None>661</None>
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         <nameOfIssuer>TRANSENTERIX INC</nameOfIssuer>
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             <None>8000</None>
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             <None>382</None>
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             <None>168</None>
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         <nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
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         <value>28</value>
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             <None>733</None>
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         <nameOfIssuer>TREX CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <None>92</None>
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         <value>108</value>
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             <None>3000</None>
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         <value>151</value>
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             <None>6000</None>
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         <nameOfIssuer>TRIPADVISOR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>10</value>
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             <None>249</None>
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         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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             <sshPrnamt>17</sshPrnamt>
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             <None>17</None>
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         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
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         <value>24</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>660</None>
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         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
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         <cusip>90187B408</cusip>
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             <None>720</None>
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             <None>487</None>
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             <None>398</None>
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             <None>771</None>
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             <None>100</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>431</None>
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         <nameOfIssuer>UNITED BANKSHARES INC WEST V</nameOfIssuer>
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             <None>23879</None>
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             <None>843</None>
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         <cusip>911163103</cusip>
         <value>24</value>
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             <None>583</None>
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         <value>18</value>
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             <None>176</None>
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         <titleOfClass>COM</titleOfClass>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>359</None>
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         <nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91879Q109</cusip>
         <value>23</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>105</None>
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     <infoTable>
         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>163</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>1760</None>
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     <infoTable>
         <nameOfIssuer>VALLEY NATL BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>919794107</cusip>
         <value>54</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>4357</None>
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         <nameOfIssuer>VALVOLINE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>27</value>
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             <None>1213</None>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>JP MORGAN MKTS</titleOfClass>
         <cusip>92189F494</cusip>
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             <None>100</None>
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         <cusip>921908844</cusip>
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             <None>3500</None>
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         <value>200</value>
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             <None>2451</None>
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         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
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             <None>2540</None>
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         <cusip>922042775</cusip>
         <value>211</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3890</None>
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         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>180</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
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         <cusip>92206C409</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>454</None>
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         <cusip>92206C813</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>91</None>
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         <value>35</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>415</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>313</None>
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             <None>894</None>
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         <titleOfClass>COM</titleOfClass>
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             <Shared>0</Shared>
             <None>106</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908363</cusip>
         <value>4578</value>
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             <None>18910</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3167</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>3167</None>
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         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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             <None>70</None>
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         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908611</cusip>
         <value>11</value>
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             <sshPrnamt>86</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>86</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
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         <cusip>922908736</cusip>
         <value>388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2736</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>0</Sole>
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             <None>2736</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>379</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3673</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>3673</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>192</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>2</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>14</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>536</value>
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             <None>11231</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>21</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>754</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>78</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>752</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>27</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>164</None>
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         <nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532W103</cusip>
         <value>7</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>165</None>
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         <value>390</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3250</None>
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         <value>19</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>683</None>
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         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
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         <cusip>929042109</cusip>
         <value>1</value>
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             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>8</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>929089100</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5075</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>5075</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>95</None>
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         <nameOfIssuer>WD-40 CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929236107</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>210</None>
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         <nameOfIssuer>WABCO HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92927K102</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>196</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>196</None>
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     <infoTable>
         <nameOfIssuer>WNS HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>92932M101</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>631</None>
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     <infoTable>
         <nameOfIssuer>WPP PLC NEW</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>92937A102</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>165</None>
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     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>97</None>
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     <infoTable>
         <nameOfIssuer>WAGEWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>930427109</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>567</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>567</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WARRIOR MET COAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>93627C101</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>739</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>612</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>612</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATSCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>366</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>948741103</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>723</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>402</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7651</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <sshPrnamt>1193</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>1193</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>133</None>
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     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8620</None>
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         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>915</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>915</None>
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     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G5480U104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>51</None>
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         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>52</None>
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     <infoTable>
         <nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5785G107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>68</None>
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         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>54</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>54</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>386</None>
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         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>143</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>143</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>G97822103</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>124</None>
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         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1499</None>
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         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>31</None>
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         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1065</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>1065</None>
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         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>810</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>810</None>
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         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>130</None>
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         <nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>110</None>
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         <nameOfIssuer>ISRAEL CHEMICALS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M5920A109</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3288</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>3288</None>
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         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>213</None>
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         <nameOfIssuer>CIMPRESS N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N20146101</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>208</None>
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     <infoTable>
         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>503</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <votingAuthority>
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             <None>503</None>
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         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>388</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>388</None>
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         <nameOfIssuer>MYLAN N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N59465109</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>80</None>
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     <infoTable>
         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>231</None>
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         <nameOfIssuer>COPA HOLDINGS SA</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>P31076105</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>240</None>
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         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>99</None>
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         <nameOfIssuer>GASLOG PARTNERS LP</nameOfIssuer>
         <titleOfClass>UNIT LTD PTNRP</titleOfClass>
         <cusip>Y2687W108</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3000</None>
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     <infoTable>
         <nameOfIssuer>HOEGH LNG PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LTD</titleOfClass>
         <cusip>Y3262R100</cusip>
         <value>49</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Shared>0</Shared>
             <None>3000</None>
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         <nameOfIssuer>AAON INC</nameOfIssuer>
         <titleOfClass>COM PAR $0.004</titleOfClass>
         <cusip>000360206</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8604</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>17466</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>21874</None>
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         <nameOfIssuer>ADT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00090Q103</cusip>
         <value>531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66217</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1256</None>
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         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>19046</value>
         <shrsOrPrnAmt>
             <sshPrnamt>434083</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>25474</None>
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         <nameOfIssuer>AGCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001084102</cusip>
         <value>1627</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25092</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Sole>25092</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001228105</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6505</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>6155</None>
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         <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00123Q104</cusip>
         <value>2391</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>13054</None>
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         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>1778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>153416</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>3556</None>
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         <nameOfIssuer>AK STL HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001547108</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47203</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>571</None>
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         <titleOfClass>SPROTT GL MINE</titleOfClass>
         <cusip>00162Q643</cusip>
         <value>518</value>
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             <sshPrnamt>26200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>INTL SEC DV DOG</titleOfClass>
         <cusip>00162Q718</cusip>
         <value>1393</value>
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             <sshPrnamt>50155</sshPrnamt>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>BLACKROCK SCIENCE &amp; TECH TR</nameOfIssuer>
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         <value>756</value>
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             <sshPrnamt>46942</sshPrnamt>
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         <value>159</value>
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             <None>6000</None>
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         <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
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         <nameOfIssuer>DUNKIN BRANDS GROUP INC</nameOfIssuer>
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             <None>1440</None>
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         <nameOfIssuer>ENI S P A</nameOfIssuer>
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         <value>1498</value>
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             <None>1380</None>
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         <cusip>26922V101</cusip>
         <value>309</value>
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         <nameOfIssuer>ETFIS SER TR I</nameOfIssuer>
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         <cusip>26923G202</cusip>
         <value>599</value>
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         <nameOfIssuer>ETFIS SER TR I</nameOfIssuer>
         <titleOfClass>VIRTUS LIFESC CT</titleOfClass>
         <cusip>26923G301</cusip>
         <value>382</value>
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         <cusip>26924G508</cusip>
         <value>330</value>
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         <value>300</value>
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             <None>500</None>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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             <None>2462</None>
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             <None>7624</None>
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         <cusip>27826S103</cusip>
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         <nameOfIssuer>EATON VANCE MUNI INCOME TRUS</nameOfIssuer>
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         <cusip>27826U108</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
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             <None>6750</None>
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         <nameOfIssuer>EATON VANCE ENHANCED EQ INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278274105</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>103260</Sole>
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             <None>22642</None>
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         <nameOfIssuer>EATON VANCE ENH EQTY INC FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278277108</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7969</Sole>
             <Shared>0</Shared>
             <None>2008</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319829107</cusip>
         <value>204</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14532</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14532</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CMNTY CORP S C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319835104</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24072</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CONN BANCORP INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319850103</cusip>
         <value>159</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6266</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6266</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST DATA CORP NEW</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32008D106</cusip>
         <value>1099</value>
         <shrsOrPrnAmt>
             <sshPrnamt>69034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>68101</Sole>
             <Shared>0</Shared>
             <None>933</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>281</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7971</Sole>
             <Shared>0</Shared>
             <None>1586</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST FINL BANKSHARES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32020R109</cusip>
         <value>1423</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30734</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29647</Sole>
             <Shared>0</Shared>
             <None>1087</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320517105</cusip>
         <value>2921</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34699</Sole>
             <Shared>0</Shared>
             <None>120498</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32051X108</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7105</Sole>
             <Shared>0</Shared>
             <None>105</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32054K103</cusip>
         <value>1703</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58048</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54517</Sole>
             <Shared>0</Shared>
             <None>3531</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTERNET BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320557101</cusip>
         <value>4883</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132012</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>77342</Sole>
             <Shared>0</Shared>
             <None>54670</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST INTST BANCSYSTEM INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32055Y201</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5565</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MAJESTIC SILVER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32076V103</cusip>
         <value>93</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15305</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>457</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10867</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6610</Sole>
             <Shared>0</Shared>
             <None>4257</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6111</Sole>
             <Shared>0</Shared>
             <None>86</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>1424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19980</Sole>
             <Shared>0</Shared>
             <None>180</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MORNINGSTAR DIV LEA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>336917109</cusip>
         <value>960</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33944</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26711</Sole>
             <Shared>0</Shared>
             <None>7233</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>US EQTY OPPT ETF</titleOfClass>
         <cusip>336920103</cusip>
         <value>2319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33821</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21325</Sole>
             <Shared>0</Shared>
             <None>12496</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR INTER DUR PFD &amp; IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33718W103</cusip>
         <value>689</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28545</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENHANCED EQTY INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337318109</cusip>
         <value>414</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28092</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25420</Sole>
             <Shared>0</Shared>
             <None>2672</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CHINDIA ETF</titleOfClass>
         <cusip>33733A102</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8117</Sole>
             <Shared>0</Shared>
             <None>379</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>WTR ETF</titleOfClass>
         <cusip>33733B100</cusip>
         <value>2064</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43072</Sole>
             <Shared>0</Shared>
             <None>278</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>1173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23192</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>3824</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28702</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27502</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>20215</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167943</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>150258</Sole>
             <Shared>0</Shared>
             <None>17685</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MULTI CAP VALUE ALP</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33733F101</cusip>
         <value>880</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12948</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7285</Sole>
             <Shared>0</Shared>
             <None>5663</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TRUST SPECIALTY FINANC</nameOfIssuer>
         <titleOfClass>COM BEN INTR</titleOfClass>
         <cusip>33733G109</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10289</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4689</Sole>
             <Shared>0</Shared>
             <None>5600</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>2185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165380</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>151550</Sole>
             <Shared>0</Shared>
             <None>13830</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>8885</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150753</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>147438</Sole>
             <Shared>0</Shared>
             <None>3315</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ100 TECH INDE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337345102</cusip>
         <value>8035</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>100046</Sole>
             <Shared>0</Shared>
             <None>5331</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33734G108</cusip>
         <value>1629</value>
         <shrsOrPrnAmt>
             <sshPrnamt>76301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>75243</Sole>
             <Shared>0</Shared>
             <None>1058</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>20314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>679531</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>673452</Sole>
             <Shared>0</Shared>
             <None>6079</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRGE CP CORE ALPHA</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734K109</cusip>
         <value>4977</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85084</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>79374</Sole>
             <Shared>0</Shared>
             <None>5710</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR DISCRE</titleOfClass>
         <cusip>33734X101</cusip>
         <value>10294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250701</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>248495</Sole>
             <Shared>0</Shared>
             <None>2206</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CONSUMR STAPLE</titleOfClass>
         <cusip>33734X119</cusip>
         <value>2531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49632</Sole>
             <Shared>0</Shared>
             <None>4266</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>269</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18202</Sole>
             <Shared>0</Shared>
             <None>373</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FINLS ALPHADEX</titleOfClass>
         <cusip>33734X135</cusip>
         <value>6924</value>
         <shrsOrPrnAmt>
             <sshPrnamt>223011</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>218051</Sole>
             <Shared>0</Shared>
             <None>4960</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>HLTH CARE ALPH</titleOfClass>
         <cusip>33734X143</cusip>
         <value>2707</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31170</Sole>
             <Shared>0</Shared>
             <None>7787</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>INDLS PROD DUR</titleOfClass>
         <cusip>33734X150</cusip>
         <value>11489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>290338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>281176</Sole>
             <Shared>0</Shared>
             <None>9162</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>1660</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39348</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37231</Sole>
             <Shared>0</Shared>
             <None>2117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>TECH ALPHADEX</titleOfClass>
         <cusip>33734X176</cusip>
         <value>4983</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>84931</Sole>
             <Shared>0</Shared>
             <None>5634</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>723</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27975</Sole>
             <Shared>0</Shared>
             <None>628</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>1314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27071</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25019</Sole>
             <Shared>0</Shared>
             <None>2052</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>809</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31723</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30210</Sole>
             <Shared>0</Shared>
             <None>1513</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ CYB ETF</titleOfClass>
         <cusip>33734X846</cusip>
         <value>1105</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>43602</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>1547</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24386</Sole>
             <Shared>0</Shared>
             <None>1237</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>7852</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120222</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65361</Sole>
             <Shared>0</Shared>
             <None>54861</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP VL ALPHADEX</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735J101</cusip>
         <value>1756</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33387</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32840</Sole>
             <Shared>0</Shared>
             <None>547</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR LRG CP GRWTH ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735K108</cusip>
         <value>3717</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58196</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>58072</Sole>
             <Shared>0</Shared>
             <None>124</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR STOXX EURO DIV FD</nameOfIssuer>
         <titleOfClass>COMMON SHS</titleOfClass>
         <cusip>33735T109</cusip>
         <value>1011</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>72441</Sole>
             <Shared>0</Shared>
             <None>589</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR FTSE EPRA/NAREIT DE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33736N101</cusip>
         <value>463</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10516</Sole>
             <Shared>0</Shared>
             <None>129</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NASDAQ ABA CMNTY BK</nameOfIssuer>
         <titleOfClass>UT COM SHS ETF</titleOfClass>
         <cusip>33736Q104</cusip>
         <value>1093</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20642</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20037</Sole>
             <Shared>0</Shared>
             <None>605</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD II</nameOfIssuer>
         <titleOfClass>NASDQ CLN EDGE</titleOfClass>
         <cusip>33737A108</cusip>
         <value>1185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23863</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23266</Sole>
             <Shared>0</Shared>
             <None>597</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>ASIA EX JAPAN</titleOfClass>
         <cusip>33737J109</cusip>
         <value>468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13012</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12852</Sole>
             <Shared>0</Shared>
             <None>160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EUROPE ALPHADEX</titleOfClass>
         <cusip>33737J117</cusip>
         <value>2599</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65426</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>60490</Sole>
             <Shared>0</Shared>
             <None>4936</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>DEV MRK EX US</titleOfClass>
         <cusip>33737J174</cusip>
         <value>4925</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78249</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>77826</Sole>
             <Shared>0</Shared>
             <None>423</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EMERG MKT ALPH</titleOfClass>
         <cusip>33737J182</cusip>
         <value>4274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>144515</Sole>
             <Shared>0</Shared>
             <None>1772</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
         <titleOfClass>EM SML CP ALPH</titleOfClass>
         <cusip>33737J307</cusip>
         <value>4011</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89167</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>88413</Sole>
             <Shared>0</Shared>
             <None>754</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CP GR ALPH</titleOfClass>
         <cusip>33737M102</cusip>
         <value>406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9940</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9940</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>MID CAP VAL FD</titleOfClass>
         <cusip>33737M201</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7992</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7992</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CP GRW ALP</titleOfClass>
         <cusip>33737M300</cusip>
         <value>728</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16817</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13796</Sole>
             <Shared>0</Shared>
             <None>3021</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCNGE TRD ALPHADEX</nameOfIssuer>
         <titleOfClass>SML CAP VAL AL</titleOfClass>
         <cusip>33737M409</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6669</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6569</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21097</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21097</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>3785</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>168812</Sole>
             <Shared>0</Shared>
             <None>4025</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SENIOR LN FD</titleOfClass>
         <cusip>33738D309</cusip>
         <value>7495</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155679</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>144029</Sole>
             <Shared>0</Shared>
             <None>11650</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR TA HIYL</titleOfClass>
         <cusip>33738D408</cusip>
         <value>9758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>204509</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>201082</Sole>
             <Shared>0</Shared>
             <None>3427</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR HIGH INCOME L/S FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738E109</cusip>
         <value>335</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>22238</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INCOME &amp; GRW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738G104</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11676</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10001</Sole>
             <Shared>0</Shared>
             <None>1675</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>713</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40070</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>37682</Sole>
             <Shared>0</Shared>
             <None>2388</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>1612</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44887</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40334</Sole>
             <Shared>0</Shared>
             <None>4553</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>11383</value>
         <shrsOrPrnAmt>
             <sshPrnamt>382894</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>379723</Sole>
             <Shared>0</Shared>
             <None>3171</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRT 5 ETF</titleOfClass>
         <cusip>33738R605</cusip>
         <value>16623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>579391</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>552310</Sole>
             <Shared>0</Shared>
             <None>27081</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASDAQ BK ETF</titleOfClass>
         <cusip>33738R860</cusip>
         <value>3056</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98509</Sole>
             <Shared>0</Shared>
             <None>4799</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DORSEY WRIGHT</titleOfClass>
         <cusip>33738R886</cusip>
         <value>4265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>180319</Sole>
             <Shared>0</Shared>
             <None>12123</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MLP &amp; ENERGY INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739B104</cusip>
         <value>596</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49107</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26428</Sole>
             <Shared>0</Shared>
             <None>22679</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>7835</value>
         <shrsOrPrnAmt>
             <sshPrnamt>403015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>380947</Sole>
             <Shared>0</Shared>
             <None>22068</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>922</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44464</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>44412</Sole>
             <Shared>0</Shared>
             <None>52</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FST TR NEW OPPORT MLP &amp; ENE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33739M100</cusip>
         <value>141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14378</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14378</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANG TRADED FD I</nameOfIssuer>
         <titleOfClass>MANAGD MUN ETF</titleOfClass>
         <cusip>33739N108</cusip>
         <value>309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5617</Sole>
             <Shared>0</Shared>
             <None>258</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>LNG/SHT EQUITY</titleOfClass>
         <cusip>33739P103</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7457</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7457</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>RIVRFRNT DYN DEV</titleOfClass>
         <cusip>33739P608</cusip>
         <value>4617</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72299</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>67687</Sole>
             <Shared>0</Shared>
             <None>4612</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCH TRADED FD III</nameOfIssuer>
         <titleOfClass>INSTL PFD SECS</titleOfClass>
         <cusip>33739P855</cusip>
         <value>848</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43818</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>42548</Sole>
             <Shared>0</Shared>
             <None>1270</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>8187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159074</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>155761</Sole>
             <Shared>0</Shared>
             <None>3313</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FT STRG INCM ETF</titleOfClass>
         <cusip>33739Q309</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6990</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6908</Sole>
             <Shared>0</Shared>
             <None>82</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>10618</value>
         <shrsOrPrnAmt>
             <sshPrnamt>177073</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>174458</Sole>
             <Shared>0</Shared>
             <None>2615</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>SSI STRG ETF</titleOfClass>
         <cusip>33739Q507</cusip>
         <value>1104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37562</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36704</Sole>
             <Shared>0</Shared>
             <None>858</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR DYNAMIC EUROPE EQT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740D107</cusip>
         <value>3288</value>
         <shrsOrPrnAmt>
             <sshPrnamt>183048</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>171270</Sole>
             <Shared>0</Shared>
             <None>11778</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>5143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>237710</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>224503</Sole>
             <Shared>0</Shared>
             <None>13207</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>17015</value>
         <shrsOrPrnAmt>
             <sshPrnamt>786197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>773490</Sole>
             <Shared>0</Shared>
             <None>12707</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>TCW OPPORTUNIS</titleOfClass>
         <cusip>33740F805</cusip>
         <value>511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10288</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>349</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37114</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33114</Sole>
             <Shared>0</Shared>
             <None>4000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>90</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>4419</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61979</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>52897</Sole>
             <Shared>0</Shared>
             <None>9082</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>2089</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>51411</Sole>
             <Shared>0</Shared>
             <None>10018</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>1226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16794</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16203</Sole>
             <Shared>0</Shared>
             <None>591</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLAHERTY &amp; CRUMRINE PFD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33848E106</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>339041105</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1384</Sole>
             <Shared>0</Shared>
             <None>6</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEXION THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33938J106</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12650</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEXSHARES TR</nameOfIssuer>
         <titleOfClass>QUALT DIVD IDX</titleOfClass>
         <cusip>33939L860</cusip>
         <value>321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7370</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7370</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>339750101</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4933</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4663</Sole>
             <Shared>0</Shared>
             <None>270</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOTEK INDS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343389102</cusip>
         <value>620</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>95685</Sole>
             <Shared>0</Shared>
             <None>1593</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>7092</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124008</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>120488</Sole>
             <Shared>0</Shared>
             <None>3520</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOWERS FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343498101</cusip>
         <value>338</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11613</Sole>
             <Shared>0</Shared>
             <None>3913</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34354P105</cusip>
         <value>255</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5905</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4435</Sole>
             <Shared>0</Shared>
             <None>1470</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOMENTO ECONOMICO MEXICANO S</nameOfIssuer>
         <titleOfClass>SPON ADR UNITS</titleOfClass>
         <cusip>344419106</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2980</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2950</Sole>
             <Shared>0</Shared>
             <None>30</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>344849104</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4822</Sole>
             <Shared>0</Shared>
             <None>67</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>9772</value>
         <shrsOrPrnAmt>
             <sshPrnamt>884368</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>809073</Sole>
             <Shared>0</Shared>
             <None>75295</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORESCOUT TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34553D101</cusip>
         <value>2048</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63021</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63021</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>349553107</cusip>
         <value>984</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11117</Sole>
             <Shared>0</Shared>
             <None>17906</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTINET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959E109</cusip>
         <value>1425</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25315</Sole>
             <Shared>0</Shared>
             <None>1246</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>2146</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27611</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24123</Sole>
             <Shared>0</Shared>
             <None>3488</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTRESS TRANS INFRST INVS L</nameOfIssuer>
         <titleOfClass>COM REP LTD LIAB</titleOfClass>
         <cusip>34960P101</cusip>
         <value>334</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
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         <cusip>552737108</cusip>
         <value>1434</value>
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         <cusip>55273C107</cusip>
         <value>19</value>
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         <value>205</value>
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         <value>393</value>
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         <value>554</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>1402</value>
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         <nameOfIssuer>NATIONAL FUEL GAS CO N J</nameOfIssuer>
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         <value>1056</value>
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         <cusip>636274409</cusip>
         <value>13324</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63633D104</cusip>
         <value>1400</value>
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         <otherManager>2</otherManager>
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         <nameOfIssuer>NATIONAL INSTRS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>636518102</cusip>
         <value>1537</value>
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         <otherManager>2</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>637071101</cusip>
         <value>4492</value>
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         <otherManager>2</otherManager>
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             <None>2704</None>
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         <cusip>637372202</cusip>
         <value>1185</value>
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         <otherManager>2</otherManager>
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         <cusip>637372301</cusip>
         <value>336</value>
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         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>NATIONAL RETAIL PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>637417106</cusip>
         <value>325</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <None>3175</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63845R107</cusip>
         <value>2073</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63861C109</cusip>
         <value>646</value>
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         <nameOfIssuer>NAVISTAR INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>63934E108</cusip>
         <value>541</value>
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         <value>15</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>63938C108</cusip>
         <value>530</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>640079109</cusip>
         <value>669</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>640268108</cusip>
         <value>101</value>
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         <otherManager>2</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>640491106</cusip>
         <value>1401</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>221</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64110D104</cusip>
         <value>324</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1554</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64110L106</cusip>
         <value>22953</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>10713</None>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>64110W102</cusip>
         <value>9103</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3641</None>
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         <nameOfIssuer>NEUBERGER BERMAN MLP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>64129H104</cusip>
         <value>2842</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>137495</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64190A103</cusip>
         <value>77</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>644535106</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>646025106</cusip>
         <value>406</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2672</Sole>
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             <None>7453</None>
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         <nameOfIssuer>NEW MTN FIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>647551100</cusip>
         <value>249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18824</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>2847</None>
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     <infoTable>
         <nameOfIssuer>NEW RESIDENTIAL INVT CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>64828T201</cusip>
         <value>4140</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>38135</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>64829B100</cusip>
         <value>17</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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         <nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>649445103</cusip>
         <value>5005</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>25466</None>
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         <cusip>649604AD7</cusip>
         <value>115</value>
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         <otherManager>2</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>651229106</cusip>
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             <None>6400</None>
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         <value>762</value>
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         <value>1733</value>
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         <cusip>653656108</cusip>
         <value>213</value>
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         <cusip>654106103</cusip>
         <value>43907</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>236</value>
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         <value>5689</value>
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             <None>3620</None>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>667340103</cusip>
         <value>1965</value>
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             <None>26375</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>667746101</cusip>
         <value>190</value>
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             <None>225</None>
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         <value>11844</value>
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             <None>32019</None>
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         <titleOfClass>COM</titleOfClass>
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             <None>15047</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
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             <None>719</None>
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             <None>650</None>
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         <cusip>670346105</cusip>
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             <None>13822</None>
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         <value>227</value>
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             <None>2242</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <nameOfIssuer>NUVEEN NORTH CAROLINA QLTY M</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67060P100</cusip>
         <value>424</value>
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             <None>750</None>
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         <cusip>67061T101</cusip>
         <value>68</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>67062C107</cusip>
         <value>99</value>
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             <None>0</None>
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         <cusip>67064R102</cusip>
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             <None>0</None>
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         <nameOfIssuer>NUVEEN CALIFORNIA AMT QLT MU</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670651108</cusip>
         <value>149</value>
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             <None>0</None>
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         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15115</Sole>
             <Shared>0</Shared>
             <None>475</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
         <value>9572</value>
         <shrsOrPrnAmt>
             <sshPrnamt>737230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>727296</Sole>
             <Shared>0</Shared>
             <None>9934</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066G104</cusip>
         <value>14750</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63718</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>47111</Sole>
             <Shared>0</Shared>
             <None>16607</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN QUALITY MUNCP INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066V101</cusip>
         <value>2511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190801</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>177810</Sole>
             <Shared>0</Shared>
             <None>12991</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CA QUALTY MUN INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67066Y105</cusip>
         <value>197</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14708</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14708</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INTER DURATION MN TMF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670671106</cusip>
         <value>631</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45576</Sole>
             <Shared>0</Shared>
             <None>4749</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN INT DUR QUAL MUN TRM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670677103</cusip>
         <value>1536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121684</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>120653</Sole>
             <Shared>0</Shared>
             <None>1031</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN SR INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67067Y104</cusip>
         <value>1187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>124739</Sole>
             <Shared>0</Shared>
             <None>56419</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN HIGH INCOME OPP F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670682103</cusip>
         <value>2060</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164618</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>153754</Sole>
             <Shared>0</Shared>
             <None>10864</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUN 2021 TARGET TERM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670687102</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16501</Sole>
             <Shared>0</Shared>
             <None>3000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN FLTNG RTE INCM OPP FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>6706EN100</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21993</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19073</Sole>
             <Shared>0</Shared>
             <None>2920</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706ER101</cusip>
         <value>2640</value>
         <shrsOrPrnAmt>
             <sshPrnamt>198062</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>174816</Sole>
             <Shared>0</Shared>
             <None>23246</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN S&amp;P 500 DYN OVERWRITE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>6706EW100</cusip>
         <value>532</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30949</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30315</Sole>
             <Shared>0</Shared>
             <None>634</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670704105</cusip>
         <value>941</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16985</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16736</Sole>
             <Shared>0</Shared>
             <None>249</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MUNICIPAL CREDIT INC</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>67070X101</cusip>
         <value>5015</value>
         <shrsOrPrnAmt>
             <sshPrnamt>355557</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>338267</Sole>
             <Shared>0</Shared>
             <None>17290</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67071L106</cusip>
         <value>5067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>348585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>330959</Sole>
             <Shared>0</Shared>
             <None>17626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67072C105</cusip>
         <value>433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44379</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40753</Sole>
             <Shared>0</Shared>
             <None>3626</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN MTG OPPORTUNITY TERM</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670735109</cusip>
         <value>740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11150</Sole>
             <Shared>0</Shared>
             <None>20000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCM OPPORTNYS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073B106</cusip>
         <value>956</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95429</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>87259</Sole>
             <Shared>0</Shared>
             <None>8170</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR STRATEGIES INCM FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>67073D102</cusip>
         <value>7186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>902582</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>823592</Sole>
             <Shared>0</Shared>
             <None>78990</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TAX ADVANTAGED DIV GR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67073G105</cusip>
         <value>165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10123</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9673</Sole>
             <Shared>0</Shared>
             <None>450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN BUILD AMER BD FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074C103</cusip>
         <value>978</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>45805</Sole>
             <Shared>0</Shared>
             <None>1300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN ENERGY MLP TOTL RTRNF</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074U103</cusip>
         <value>301</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30187</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21337</Sole>
             <Shared>0</Shared>
             <None>8850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN REAL ASSET INM AND GW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67074Y105</cusip>
         <value>334</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20674</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18173</Sole>
             <Shared>0</Shared>
             <None>2501</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME TERM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075A106</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11578</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9578</Sole>
             <Shared>0</Shared>
             <None>2000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN DOW 30 DYN OVERWRITE</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075F105</cusip>
         <value>672</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25527</Sole>
             <Shared>0</Shared>
             <None>12278</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN GLOBAL HIGH INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>67075G103</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19312</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVECTRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075N108</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22756</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>22756</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HGH INC DEC18 TRGT TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075P103</cusip>
         <value>1171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119197</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>114497</Sole>
             <Shared>0</Shared>
             <None>4700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN PFD &amp; INCOME 2022 TER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075T105</cusip>
         <value>486</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19879</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CR OPPORTUNITIES 2022</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67075U102</cusip>
         <value>149</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15234</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15234</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME DECMBR 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67076E107</cusip>
         <value>309</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28703</Sole>
             <Shared>0</Shared>
             <None>2500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>7736</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163101</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>126020</Sole>
             <Shared>0</Shared>
             <None>37081</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077N106</cusip>
         <value>2143</value>
         <shrsOrPrnAmt>
             <sshPrnamt>220879</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>192879</Sole>
             <Shared>0</Shared>
             <None>28000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN EMERGING MKTS DEBT 20</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077P101</cusip>
         <value>361</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40121</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670837103</cusip>
         <value>6077</value>
         <shrsOrPrnAmt>
             <sshPrnamt>186315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>179047</Sole>
             <Shared>0</Shared>
             <None>7268</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN TX ADV TOTAL RET STRG</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67090H102</cusip>
         <value>966</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>73408</Sole>
             <Shared>0</Shared>
             <None>750</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVEEN CORE EQUITY ALPHA FUN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67090X107</cusip>
         <value>357</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
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             <None>730</None>
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         <nameOfIssuer>PIMCO DYNAMIC INCOME FD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>72201Y101</cusip>
         <value>1371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44372</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>301</None>
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     <infoTable>
         <nameOfIssuer>PIMCO DYNMIC CREDIT AND MRT</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>72202D106</cusip>
         <value>7170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>313557</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>274822</Sole>
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             <None>38735</None>
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     <infoTable>
         <nameOfIssuer>PINNACLE FINL PARTNERS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72346Q104</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>576</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>576</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723484101</cusip>
         <value>164</value>
         <shrsOrPrnAmt>
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         <votingAuthority>
             <Sole>1809</Sole>
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             <None>236</None>
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     <infoTable>
         <nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72348P104</cusip>
         <value>1746</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>28043</Sole>
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             <None>4288</None>
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         <nameOfIssuer>PIONEER FLOATING RATE TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>72369J102</cusip>
         <value>1006</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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             <None>11065</None>
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         <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>723787107</cusip>
         <value>17095</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99217</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>6106</None>
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         <nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>726503105</cusip>
         <value>809</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>6600</None>
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     <infoTable>
         <nameOfIssuer>PLAINS GP HLDGS L P</nameOfIssuer>
         <titleOfClass>LTD PARTNR INT A</titleOfClass>
         <cusip>72651A207</cusip>
         <value>230</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10511</Sole>
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             <None>96</None>
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     <infoTable>
         <nameOfIssuer>POLARIS INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731068102</cusip>
         <value>1184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7493</Sole>
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             <None>2784</None>
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         <nameOfIssuer>POLYONE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73179P106</cusip>
         <value>1273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29547</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29126</Sole>
             <Shared>0</Shared>
             <None>421</None>
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     <infoTable>
         <nameOfIssuer>POLYMET MINING CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>731916102</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70805</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5850</Sole>
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             <None>64955</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>4252</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>26325</Sole>
             <Shared>0</Shared>
             <None>2676</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POPULAR INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>733174700</cusip>
         <value>2534</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60911</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>60911</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PORTFOLIO RECOVERY ASSOCS IN</nameOfIssuer>
         <titleOfClass>NOTE 3.000% 8/0</titleOfClass>
         <cusip>73640QAB1</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>72282</Sole>
             <Shared>0</Shared>
             <None>54934</None>
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     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>2004</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26294</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25307</Sole>
             <Shared>0</Shared>
             <None>987</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POTLATCHDELTIC CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737630103</cusip>
         <value>416</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8019</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8019</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>739276103</cusip>
         <value>430</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6293</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6193</Sole>
             <Shared>0</Shared>
             <None>100</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
         <titleOfClass>UNIT SER 1</titleOfClass>
         <cusip>73935A104</cusip>
         <value>39782</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248529</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>224112</Sole>
             <Shared>0</Shared>
             <None>24417</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ACTIVE MNG ETF T</nameOfIssuer>
         <titleOfClass>VAR RAT INV GR</titleOfClass>
         <cusip>73935B862</cusip>
         <value>3694</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146968</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
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         <cusip>73935S105</cusip>
         <value>250</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>2144</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>NASD INTNT ETF</titleOfClass>
         <cusip>73935X146</cusip>
         <value>4922</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18857</Sole>
             <Shared>0</Shared>
             <None>19645</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DWA MOMENTUM PTF</titleOfClass>
         <cusip>73935X153</cusip>
         <value>8378</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>146833</Sole>
             <Shared>0</Shared>
             <None>12292</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FINL PFD PTFL</titleOfClass>
         <cusip>73935X229</cusip>
         <value>433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23245</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23245</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>CLEANTECH PORT</titleOfClass>
         <cusip>73935X278</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>92</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNA BUYBK ACH</titleOfClass>
         <cusip>73935X286</cusip>
         <value>337</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5945</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5680</Sole>
             <Shared>0</Shared>
             <None>265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNAMIC TECH SET</titleOfClass>
         <cusip>73935X344</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4714</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>HLTHCR SEC POR</titleOfClass>
         <cusip>73935X351</cusip>
         <value>1207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15788</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14309</Sole>
             <Shared>0</Shared>
             <None>1479</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>CON STAPLE SEC</titleOfClass>
         <cusip>73935X393</cusip>
         <value>394</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5806</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>163</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FTSE US1500 SM</titleOfClass>
         <cusip>73935X567</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1487</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>1328</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>WATER RES PORT</titleOfClass>
         <cusip>73935X575</cusip>
         <value>783</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25333</Sole>
             <Shared>0</Shared>
             <None>158</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FTSE RAFI 1000</titleOfClass>
         <cusip>73935X583</cusip>
         <value>473</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>548</Sole>
             <Shared>0</Shared>
             <None>3757</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNM LRG CP GR</titleOfClass>
         <cusip>73935X609</cusip>
         <value>762</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17801</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16640</Sole>
             <Shared>0</Shared>
             <None>1161</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BLDG CNSTR</titleOfClass>
         <cusip>73935X666</cusip>
         <value>75</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>561</Sole>
             <Shared>0</Shared>
             <None>1795</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 500 QLTY PRT</titleOfClass>
         <cusip>73935X682</cusip>
         <value>235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7807</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7605</Sole>
             <Shared>0</Shared>
             <None>202</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>AERSPC DEF PTF</titleOfClass>
         <cusip>73935X690</cusip>
         <value>3882</value>
         <shrsOrPrnAmt>
             <sshPrnamt>68387</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>40545</Sole>
             <Shared>0</Shared>
             <None>27842</None>
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     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYNM LRG CP VL</titleOfClass>
         <cusip>73935X708</cusip>
         <value>1697</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46374</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7737</Sole>
             <Shared>0</Shared>
             <None>38637</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>INTL DIV ACHV</titleOfClass>
         <cusip>73935X716</cusip>
         <value>1623</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103186</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>99781</Sole>
             <Shared>0</Shared>
             <None>3405</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SFTWR PORT</titleOfClass>
         <cusip>73935X773</cusip>
         <value>1774</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23677</Sole>
             <Shared>0</Shared>
             <None>1824</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SEMCT PORT</titleOfClass>
         <cusip>73935X781</cusip>
         <value>489</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9309</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8866</Sole>
             <Shared>0</Shared>
             <None>443</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BIOT &amp; GEN</titleOfClass>
         <cusip>73935X856</cusip>
         <value>929</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18934</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18744</Sole>
             <Shared>0</Shared>
             <None>190</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA DEVMKTMOM PT</titleOfClass>
         <cusip>73936Q108</cusip>
         <value>362</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12861</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12712</Sole>
             <Shared>0</Shared>
             <None>149</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA EMKT MOM PTF</titleOfClass>
         <cusip>73936Q207</cusip>
         <value>2002</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>82956</Sole>
             <Shared>0</Shared>
             <None>10292</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>GLBL ST HI YLD</titleOfClass>
         <cusip>73936Q710</cusip>
         <value>2179</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92424</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>91702</Sole>
             <Shared>0</Shared>
             <None>722</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>DWA SC MOMNT PTF</titleOfClass>
         <cusip>73936Q744</cusip>
         <value>1027</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14677</Sole>
             <Shared>0</Shared>
             <None>6100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>SENIOR LN PORT</titleOfClass>
         <cusip>73936Q769</cusip>
         <value>10058</value>
         <shrsOrPrnAmt>
             <sshPrnamt>434411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>427348</Sole>
             <Shared>0</Shared>
             <None>7063</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>INTL CORP BOND</titleOfClass>
         <cusip>73936Q835</cusip>
         <value>3730</value>
         <shrsOrPrnAmt>
             <sshPrnamt>139681</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>129564</Sole>
             <Shared>0</Shared>
             <None>10117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>3823</value>
         <shrsOrPrnAmt>
             <sshPrnamt>151978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>148704</Sole>
             <Shared>0</Shared>
             <None>3274</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PFD PORTFOLIO</titleOfClass>
         <cusip>73936T565</cusip>
         <value>3300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>226580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>222298</Sole>
             <Shared>0</Shared>
             <None>4282</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>SOVEREIGN DEBT</titleOfClass>
         <cusip>73936T573</cusip>
         <value>1795</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63670</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>60296</Sole>
             <Shared>0</Shared>
             <None>3374</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>GBL CLEAN ENER</titleOfClass>
         <cusip>73936T615</cusip>
         <value>301</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>GBL WTR PORT</titleOfClass>
         <cusip>73936T623</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10287</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>EMER MRKT PORT</titleOfClass>
         <cusip>73936T763</cusip>
         <value>1088</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46243</Sole>
             <Shared>0</Shared>
             <None>283</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>TXBLE MUN PRTFLO</titleOfClass>
         <cusip>73937B407</cusip>
         <value>268</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8825</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8425</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>1000 EQ WHT PT</titleOfClass>
         <cusip>73937B571</cusip>
         <value>144449</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4732327</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4564170</Sole>
             <Shared>0</Shared>
             <None>168157</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>VAR RATE PFD POR</titleOfClass>
         <cusip>73937B597</cusip>
         <value>6683</value>
         <shrsOrPrnAmt>
             <sshPrnamt>265790</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>262599</Sole>
             <Shared>0</Shared>
             <None>3191</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PWRS INT BUYBK</titleOfClass>
         <cusip>73937B621</cusip>
         <value>511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13223</Sole>
             <Shared>0</Shared>
             <None>506</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P600 LOVL PT</titleOfClass>
         <cusip>73937B639</cusip>
         <value>626</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13984</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13699</Sole>
             <Shared>0</Shared>
             <None>285</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P400 LOVL PT</titleOfClass>
         <cusip>73937B647</cusip>
         <value>725</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15791</Sole>
             <Shared>0</Shared>
             <None>592</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PWRSHS SP500 LOW</titleOfClass>
         <cusip>73937B654</cusip>
         <value>7899</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>167606</Sole>
             <Shared>0</Shared>
             <None>32667</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INTL DEV LOWVL</titleOfClass>
         <cusip>73937B688</cusip>
         <value>359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10841</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10841</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>KBW RG BK PORT</titleOfClass>
         <cusip>73937B712</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>100</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P500 LOW VOL</titleOfClass>
         <cusip>73937B779</cusip>
         <value>12891</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>263151</Sole>
             <Shared>0</Shared>
             <None>11555</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
         <cusip>73937B860</cusip>
         <value>113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1447</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1247</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ACT MANG COMM FD</nameOfIssuer>
         <titleOfClass>OPT YLD DIV</titleOfClass>
         <cusip>73937V106</cusip>
         <value>764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42909</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41425</Sole>
             <Shared>0</Shared>
             <None>1484</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>55487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>385808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>370701</Sole>
             <Shared>0</Shared>
             <None>15107</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PREFERRED APT CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74039L103</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17863</Sole>
             <Shared>0</Shared>
             <None>472</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PREMIER INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74051N102</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>203</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRESTIGE BRANDS HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74112D101</cusip>
         <value>468</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13736</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13514</Sole>
             <Shared>0</Shared>
             <None>222</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>9524</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78572</Sole>
             <Shared>0</Shared>
             <None>9326</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRICESMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>741511109</cusip>
         <value>1916</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22872</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19997</Sole>
             <Shared>0</Shared>
             <None>2875</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>6493</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67170</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>61132</Sole>
             <Shared>0</Shared>
             <None>6038</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRINCIPAL FINL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>1455</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20090</Sole>
             <Shared>0</Shared>
             <None>3625</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>128471</value>
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             <sshPrnamt>1619176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1540500</Sole>
             <Shared>0</Shared>
             <None>78676</None>
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     <infoTable>
         <nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743312100</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4748</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4233</Sole>
             <Shared>0</Shared>
             <None>515</None>
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     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>440</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7222</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>7042</Sole>
             <Shared>0</Shared>
             <None>180</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>1632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25775</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>25775</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>2557</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22148</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17719</Sole>
             <Shared>0</Shared>
             <None>4429</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROS HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4000</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>INVT INT RT HG</titleOfClass>
         <cusip>74347B607</cusip>
         <value>452</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P MDCP 400 DIV</titleOfClass>
         <cusip>74347B680</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9819</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8959</Sole>
             <Shared>0</Shared>
             <None>860</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>RUSS 2000 DIVD</titleOfClass>
         <cusip>74347B698</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3997</Sole>
             <Shared>0</Shared>
             <None>201</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>PSHS LC COR PLUS</titleOfClass>
         <cusip>74347R248</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3630</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>HD REPLICATION</titleOfClass>
         <cusip>74347X294</cusip>
         <value>2978</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66020</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>65637</Sole>
             <Shared>0</Shared>
             <None>383</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>ULTRAPRO SHORT S</titleOfClass>
         <cusip>74348A442</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10034</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10034</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
         <cusip>74348A467</cusip>
         <value>7466</value>
         <shrsOrPrnAmt>
             <sshPrnamt>120082</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>106900</Sole>
             <Shared>0</Shared>
             <None>13182</None>
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     <infoTable>
         <nameOfIssuer>PROSHARES TR</nameOfIssuer>
         <titleOfClass>HGH YLD INT RATE</titleOfClass>
         <cusip>74348A541</cusip>
         <value>422</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6338</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6088</Sole>
             <Shared>0</Shared>
             <None>250</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74348T102</cusip>
         <value>869</value>
         <shrsOrPrnAmt>
             <sshPrnamt>131106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>117069</Sole>
             <Shared>0</Shared>
             <None>14037</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>231267</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>114105</Sole>
             <Shared>0</Shared>
             <None>117162</None>
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     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224295</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>159210</Sole>
             <Shared>0</Shared>
             <None>65085</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59860</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>59860</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>2156</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18376</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17971</Sole>
             <Shared>0</Shared>
             <None>405</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>7351</value>
         <shrsOrPrnAmt>
             <sshPrnamt>71042</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>66586</Sole>
             <Shared>0</Shared>
             <None>4456</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>848</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16504</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16424</Sole>
             <Shared>0</Shared>
             <None>80</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>8255</value>
         <shrsOrPrnAmt>
             <sshPrnamt>163874</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>153339</Sole>
             <Shared>0</Shared>
             <None>10535</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>10337</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51688</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49571</Sole>
             <Shared>0</Shared>
             <None>2117</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PULTE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>745867101</cusip>
         <value>1906</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39646</Sole>
             <Shared>0</Shared>
             <None>24920</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUMA BIOTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74587V107</cusip>
         <value>382</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5609</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5609</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PUTNAM PREMIER INCOME TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746853100</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42176</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>38091</Sole>
             <Shared>0</Shared>
             <None>4085</None>
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     <infoTable>
         <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746922103</cusip>
         <value>488</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41684</Sole>
             <Shared>0</Shared>
             <None>463</None>
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     <infoTable>
         <nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74727A104</cusip>
         <value>531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11893</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>11893</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>QAD INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74727D306</cusip>
         <value>397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9197</Sole>
             <Shared>0</Shared>
             <None>349</None>
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     <infoTable>
         <nameOfIssuer>QUAKER CHEM CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747316107</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2480</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QTS RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>74736A103</cusip>
         <value>253</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6919</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2750</Sole>
             <Shared>0</Shared>
             <None>4169</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QORVO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74736K101</cusip>
         <value>262</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3738</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2977</Sole>
             <Shared>0</Shared>
             <None>761</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>134332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2429198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2349870</Sole>
             <Shared>0</Shared>
             <None>79328</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALITY CARE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747545101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>160</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>2209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65073</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>29757</Sole>
             <Shared>0</Shared>
             <None>35316</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUDIAN INC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>747798106</cusip>
         <value>601</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>23925</Sole>
             <Shared>0</Shared>
             <None>26975</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>10887</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>105137</Sole>
             <Shared>0</Shared>
             <None>3035</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RBB BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74930B105</cusip>
         <value>753</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78440X101</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <shrsOrPrnAmt>
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         <shrsOrPrnAmt>
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         <titleOfClass>PORTFOLIO EMG MK</titleOfClass>
         <cusip>78463X509</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
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         <cusip>78463X533</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ GLB RL ES ETF</titleOfClass>
         <cusip>78463X749</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>S&amp;P INTL ETF</titleOfClass>
         <cusip>78463X772</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
         <cusip>78463X871</cusip>
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         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
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     <infoTable>
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         <titleOfClass>PORTFOLIO DEVLPD</titleOfClass>
         <cusip>78463X889</cusip>
         <value>18630</value>
         <shrsOrPrnAmt>
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     <infoTable>
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         <titleOfClass>NYSE TECH ETF</titleOfClass>
         <cusip>78464A102</cusip>
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         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC INTL</titleOfClass>
         <cusip>78464A151</cusip>
         <value>788</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 600 SMCP GRW</titleOfClass>
         <cusip>78464A201</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>353</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>NUV HGHYLD MUN</titleOfClass>
         <cusip>78464A284</cusip>
         <value>484</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>WELLS FG PFD ETF</titleOfClass>
         <cusip>78464A292</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>593</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>12462</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>4090</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO INTRMD</titleOfClass>
         <cusip>78464A375</cusip>
         <value>2051</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>4174</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC MRTG</titleOfClass>
         <cusip>78464A383</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBRG BRC EMRG</titleOfClass>
         <cusip>78464A391</cusip>
         <value>912</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
         <cusip>78464A409</cusip>
         <value>383</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
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     <infoTable>
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         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78464A417</cusip>
         <value>30650</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PORTFOLIO SHORT</titleOfClass>
         <cusip>78464A474</cusip>
         <value>29430</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>CITI INT GVT ETF</titleOfClass>
         <cusip>78464A490</cusip>
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         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
         <cusip>78464A508</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOMBERG INTL TR</titleOfClass>
         <cusip>78464A516</cusip>
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         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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     <infoTable>
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         <titleOfClass>HLTH CR EQUIP</titleOfClass>
         <cusip>78464A581</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>17177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17143</Sole>
             <Shared>0</Shared>
             <None>34</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>4976</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57728</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39424</Sole>
             <Shared>0</Shared>
             <None>18304</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>AEROSPACE DEF</titleOfClass>
         <cusip>78464A631</cusip>
         <value>13307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>153210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>152420</Sole>
             <Shared>0</Shared>
             <None>790</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>13456</value>
         <shrsOrPrnAmt>
             <sshPrnamt>222755</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>200322</Sole>
             <Shared>0</Shared>
             <None>22433</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P RETAIL ETF</titleOfClass>
         <cusip>78464A714</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6742</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4442</Sole>
             <Shared>0</Shared>
             <None>2300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P OILGAS EXP</titleOfClass>
         <cusip>78464A730</cusip>
         <value>1815</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51062</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46962</Sole>
             <Shared>0</Shared>
             <None>4100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>OILGAS EQUIP</titleOfClass>
         <cusip>78464A748</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18453</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17385</Sole>
             <Shared>0</Shared>
             <None>1068</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P METALS MNG</titleOfClass>
         <cusip>78464A755</cusip>
         <value>1631</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47812</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46762</Sole>
             <Shared>0</Shared>
             <None>1050</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>11541</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>107186</Sole>
             <Shared>0</Shared>
             <None>19427</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P CAP MKTS</titleOfClass>
         <cusip>78464A771</cusip>
         <value>436</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6971</Sole>
             <Shared>0</Shared>
             <None>509</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P INS ETF</titleOfClass>
         <cusip>78464A789</cusip>
         <value>1891</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>60198</Sole>
             <Shared>0</Shared>
             <None>986</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BK ETF</titleOfClass>
         <cusip>78464A797</cusip>
         <value>12662</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>261763</Sole>
             <Shared>0</Shared>
             <None>2621</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>1377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8753</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8612</Sole>
             <Shared>0</Shared>
             <None>141</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass>
         <cusip>78464A839</cusip>
         <value>1306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>12831</Sole>
             <Shared>0</Shared>
             <None>252</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P SEMICNDCTR</titleOfClass>
         <cusip>78464A862</cusip>
         <value>3597</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51460</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50745</Sole>
             <Shared>0</Shared>
             <None>715</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P BIOTECH</titleOfClass>
         <cusip>78464A870</cusip>
         <value>7502</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85623</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>81747</Sole>
             <Shared>0</Shared>
             <None>3876</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P HOMEBUILD</titleOfClass>
         <cusip>78464A888</cusip>
         <value>926</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18137</Sole>
             <Shared>0</Shared>
             <None>4691</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>MULT ASS RLRTN</titleOfClass>
         <cusip>78467V103</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9202</Sole>
             <Shared>0</Shared>
             <None>28</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>11912</value>
         <shrsOrPrnAmt>
             <sshPrnamt>251401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>247411</Sole>
             <Shared>0</Shared>
             <None>3990</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>SPDR TR TACTIC</titleOfClass>
         <cusip>78467V848</cusip>
         <value>2284</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47489</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46712</Sole>
             <Shared>0</Shared>
             <None>777</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>9744</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36934</Sole>
             <Shared>0</Shared>
             <None>3506</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>8272</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24038</Sole>
             <Shared>0</Shared>
             <None>166</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOMBERG BRC INV</titleOfClass>
         <cusip>78468R200</cusip>
         <value>949</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30927</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30427</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>BLOOMBERG SRT TR</titleOfClass>
         <cusip>78468R408</cusip>
         <value>1549</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56870</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>55445</Sole>
             <Shared>0</Shared>
             <None>1425</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SPDR BLOOMBERG</titleOfClass>
         <cusip>78468R663</cusip>
         <value>3764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41087</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41006</Sole>
             <Shared>0</Shared>
             <None>81</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>DORSEY WRGT FI</titleOfClass>
         <cusip>78468R713</cusip>
         <value>760</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>27618</Sole>
             <Shared>0</Shared>
             <None>2700</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>6959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>137931</Sole>
             <Shared>0</Shared>
             <None>7039</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>18558</value>
         <shrsOrPrnAmt>
             <sshPrnamt>388081</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>379730</Sole>
             <Shared>0</Shared>
             <None>8351</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>PORTFOLIO SM ETF</titleOfClass>
         <cusip>78468R853</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10620</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6810</Sole>
             <Shared>0</Shared>
             <None>3810</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>SSGA US SMAL ETF</titleOfClass>
         <cusip>78468R887</cusip>
         <value>399</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4381</Sole>
             <Shared>0</Shared>
             <None>154</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPX FLOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78469X107</cusip>
         <value>2413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49035</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46670</Sole>
             <Shared>0</Shared>
             <None>2365</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SRC ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
         <value>5076</value>
         <shrsOrPrnAmt>
             <sshPrnamt>543260</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>523770</Sole>
             <Shared>0</Shared>
             <None>19490</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>797</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2979</Sole>
             <Shared>0</Shared>
             <None>340</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABINE ROYALTY TR</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>785688102</cusip>
         <value>807</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>14563</value>
         <shrsOrPrnAmt>
             <sshPrnamt>826828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>797047</Sole>
             <Shared>0</Shared>
             <None>29781</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>4421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>205411</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>198788</Sole>
             <Shared>0</Shared>
             <None>6623</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>1443</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19258</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18867</Sole>
             <Shared>0</Shared>
             <None>391</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAILPOINT TECHNLGIES HLDGS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78781P105</cusip>
         <value>2235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>108007</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>108007</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ST JOE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>790148100</cusip>
         <value>302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15855</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15470</Sole>
             <Shared>0</Shared>
             <None>385</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>17592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>151072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>125493</Sole>
             <Shared>0</Shared>
             <None>25579</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALIENT MIDSTREAM &amp; MLP FD</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>79471V105</cusip>
         <value>484</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>53271</Sole>
             <Shared>0</Shared>
             <None>274</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALISBURY BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>795226109</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALLY BEAUTY HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79546E104</cusip>
         <value>798</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46865</Sole>
             <Shared>0</Shared>
             <None>1553</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANMINA CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>801056102</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>308</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>220</Sole>
             <Shared>0</Shared>
             <None>88</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>8412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>209919</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>206282</Sole>
             <Shared>0</Shared>
             <None>3637</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>3900</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>36646</Sole>
             <Shared>0</Shared>
             <None>383</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAREPTA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>803607100</cusip>
         <value>2479</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33436</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>33196</Sole>
             <Shared>0</Shared>
             <None>240</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>2023</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53748</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>49025</Sole>
             <Shared>0</Shared>
             <None>4723</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>3168</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31102</Sole>
             <Shared>0</Shared>
             <None>16213</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>40245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>622724</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>579585</Sole>
             <Shared>0</Shared>
             <None>43139</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHNITZER STL INDS</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>806882106</cusip>
         <value>531</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15909</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15790</Sole>
             <Shared>0</Shared>
             <None>119</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>14306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>237588</Sole>
             <Shared>0</Shared>
             <None>36825</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US LCAP VA ETF</titleOfClass>
         <cusip>808524409</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4494</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2892</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2892</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>EMRG MKTEQ ETF</titleOfClass>
         <cusip>808524706</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11991</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3091</Sole>
             <Shared>0</Shared>
             <None>8900</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>SCHWAB FDT US SC</titleOfClass>
         <cusip>808524763</cusip>
         <value>381</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10341</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10341</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US DIVIDEND EQ</titleOfClass>
         <cusip>808524797</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5884</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5884</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>INTL EQTY ETF</titleOfClass>
         <cusip>808524805</cusip>
         <value>6424</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190412</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>189228</Sole>
             <Shared>0</Shared>
             <None>1184</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5902</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5406</Sole>
             <Shared>0</Shared>
             <None>496</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US TIPS ETF</titleOfClass>
         <cusip>808524870</cusip>
         <value>807</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14730</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14454</Sole>
             <Shared>0</Shared>
             <None>276</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCIENCE APPLICATNS INTL CP N</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808625107</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2799</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2785</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>4907</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>54817</Sole>
             <Shared>0</Shared>
             <None>2421</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>193</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2958</Sole>
             <Shared>0</Shared>
             <None>1389</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>532</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9793</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9381</Sole>
             <Shared>0</Shared>
             <None>412</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81282V100</cusip>
         <value>176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>8350</Sole>
             <Shared>0</Shared>
             <None>3800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>5990</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105343</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98966</Sole>
             <Shared>0</Shared>
             <None>6377</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>14838</value>
         <shrsOrPrnAmt>
             <sshPrnamt>182567</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>164672</Sole>
             <Shared>0</Shared>
             <None>17895</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>5497</value>
         <shrsOrPrnAmt>
             <sshPrnamt>104532</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>92605</Sole>
             <Shared>0</Shared>
             <None>11927</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>12304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121341</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>112624</Sole>
             <Shared>0</Shared>
             <None>8717</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>18138</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>261615</Sole>
             <Shared>0</Shared>
             <None>7768</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>30657</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1111133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1058852</Sole>
             <Shared>0</Shared>
             <None>52281</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>18041</value>
         <shrsOrPrnAmt>
             <sshPrnamt>243152</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>225046</Sole>
             <Shared>0</Shared>
             <None>18106</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>20729</value>
         <shrsOrPrnAmt>
             <sshPrnamt>316641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>288597</Sole>
             <Shared>0</Shared>
             <None>28044</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>245</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8054</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5057</Sole>
             <Shared>0</Shared>
             <None>2997</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>1709</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34058</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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         <value>1201</value>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>15098</value>
         <shrsOrPrnAmt>
             <sshPrnamt>263430</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>25652</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>844895102</cusip>
         <value>399</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5842</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5558</Sole>
             <Shared>0</Shared>
             <None>284</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>845467109</cusip>
         <value>87</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20322</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>2300</None>
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         <cusip>846511103</cusip>
         <value>1094</value>
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             <sshPrnamt>92209</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>83096</Sole>
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             <None>9113</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>84756N109</cusip>
         <value>811</value>
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         <votingAuthority>
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             <None>400</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>84763R101</cusip>
         <value>1087</value>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>499</None>
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         <cusip>847788106</cusip>
         <value>223</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>0</None>
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         <cusip>848574109</cusip>
         <value>518</value>
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             <sshPrnamt>6173</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5744</Sole>
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             <None>429</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>84857L101</cusip>
         <value>532</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>432</None>
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         <cusip>84860W102</cusip>
         <value>111</value>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>NOTE 2.875% 5/1</titleOfClass>
         <cusip>84860WAA0</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9949</sshPrnamt>
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             <None>0</None>
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         <nameOfIssuer>SPIRIT RLTY CAP INC NEW</nameOfIssuer>
         <titleOfClass>NOTE 3.750% 5/1</titleOfClass>
         <cusip>84860WAB8</cusip>
         <value>10</value>
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             <None>5071</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
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             <sshPrnamt>56813</sshPrnamt>
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         <votingAuthority>
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             <None>1609</None>
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         <nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>85207H104</cusip>
         <value>2072</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192039</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>14918</None>
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         <nameOfIssuer>SPROTT PHYSICAL SILVER TR</nameOfIssuer>
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         <cusip>85207K107</cusip>
         <value>480</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79961</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>70961</Sole>
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             <None>9000</None>
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         <nameOfIssuer>SPROTT FOCUS TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85208J109</cusip>
         <value>4249</value>
         <shrsOrPrnAmt>
             <sshPrnamt>546275</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>501186</Sole>
             <Shared>0</Shared>
             <None>45089</None>
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     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD &amp; SILVE</nameOfIssuer>
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         <cusip>85208R101</cusip>
         <value>2947</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <Shared>0</Shared>
             <None>144496</None>
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         <cusip>852234103</cusip>
         <value>2322</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>3832</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>85254J102</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9376</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>282</None>
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         <cusip>854502101</cusip>
         <value>51850</value>
         <shrsOrPrnAmt>
             <sshPrnamt>338141</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>11561</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>64552</value>
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             <None>51312</None>
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         <titleOfClass>COM</titleOfClass>
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         <value>5007</value>
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             <None>41696</None>
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         <value>3314</value>
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             <None>2768</None>
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         <cusip>85771P102</cusip>
         <value>1865</value>
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             <None>44854</None>
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             <None>4175</None>
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         <value>5201</value>
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             <None>6470</None>
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             <None>22591</None>
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         <cusip>860897107</cusip>
         <value>477</value>
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             <None>0</None>
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         <nameOfIssuer>STONE HBR EMERG MRKTS INC FD</nameOfIssuer>
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         <cusip>86164T107</cusip>
         <value>247</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>861780104</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>21961</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>6676</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>863667101</cusip>
         <value>17507</value>
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         <nameOfIssuer>STUDENT TRANSN INC</nameOfIssuer>
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         <cusip>86388A108</cusip>
         <value>85</value>
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         <cusip>864159108</cusip>
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         <cusip>864482104</cusip>
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         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
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         <cusip>86562M209</cusip>
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         <cusip>87612G101</cusip>
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         <cusip>884903105</cusip>
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         <value>29421</value>
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             <None>44257</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>1802</value>
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             <None>6341</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>887399103</cusip>
         <value>508</value>
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         <nameOfIssuer>TITAN INTL INC ILL</nameOfIssuer>
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         <cusip>88830M102</cusip>
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         <cusip>889478103</cusip>
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         <value>205</value>
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         <value>244</value>
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             <None>33</None>
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         <cusip>891027104</cusip>
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             <None>5775</None>
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         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>28944</value>
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         <value>643</value>
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         <nameOfIssuer>TORTOISE PWR &amp; ENERGY INFRAS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147X104</cusip>
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         <nameOfIssuer>TORTOISE MLP FD INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89148B101</cusip>
         <value>462</value>
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             <None>8373</None>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
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         <cusip>89151E109</cusip>
         <value>15452</value>
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         <cusip>891906109</cusip>
         <value>1722</value>
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         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
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         <cusip>89349P107</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>89366M201</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
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         <cusip>894650100</cusip>
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             <None>845</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89469A104</cusip>
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             <None>1555</None>
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         <cusip>89531P105</cusip>
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         <titleOfClass>COM</titleOfClass>
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             <None>7272</None>
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         <cusip>895848109</cusip>
         <value>1173</value>
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             <None>20650</None>
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         <cusip>896239100</cusip>
         <value>4741</value>
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             <None>110842</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>896288107</cusip>
         <value>279</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>449</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>896522109</cusip>
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             <None>1171</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>896818101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>896945201</cusip>
         <value>907</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>20077</Sole>
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         <cusip>92189F791</cusip>
         <value>1832</value>
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         <value>8991</value>
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         <cusip>921910816</cusip>
         <value>555</value>
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         <cusip>921910840</cusip>
         <value>407</value>
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         <cusip>921932505</cusip>
         <value>763</value>
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         <cusip>921932794</cusip>
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         <cusip>921932869</cusip>
         <value>613</value>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <cusip>921937793</cusip>
         <value>536</value>
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         <cusip>921937827</cusip>
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         <cusip>921937835</cusip>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>162338</value>
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         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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         <cusip>921946406</cusip>
         <value>51719</value>
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         <cusip>921946794</cusip>
         <value>881</value>
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         <cusip>921946810</cusip>
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         <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
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         <cusip>922020805</cusip>
         <value>11359</value>
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         <nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer>
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         <cusip>92203J407</cusip>
         <value>12736</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>GLB EX US ETF</titleOfClass>
         <cusip>922042676</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042858</cusip>
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         <cusip>922042866</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042874</cusip>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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         <value>5302</value>
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         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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         <cusip>92204A504</cusip>
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     <infoTable>
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         <shrsOrPrnAmt>
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             <None>1826</None>
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     <infoTable>
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         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>23310</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>12705</None>
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     <infoTable>
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         <titleOfClass>MATERIALS ETF</titleOfClass>
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             <None>448</None>
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         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>57111</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>24606</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <titleOfClass>MORTG-BACK SEC</titleOfClass>
         <cusip>92206C771</cusip>
         <value>10762</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>30325</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>LG-TERM COR BD</titleOfClass>
         <cusip>92206C813</cusip>
         <value>27153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>297193</sshPrnamt>
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             <None>12775</None>
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         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>LONG TERM TREAS</titleOfClass>
         <cusip>92206C847</cusip>
         <value>705</value>
         <shrsOrPrnAmt>
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             <None>153</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
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         <value>231897</value>
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         <votingAuthority>
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             <None>195611</None>
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     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>515</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4167</sshPrnamt>
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         <otherManager>2</otherManager>
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             <None>300</None>
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         <nameOfIssuer>VARONIS SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>922280102</cusip>
         <value>1356</value>
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             <sshPrnamt>22430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
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             <None>300</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92240G101</cusip>
         <value>3902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61040</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39236</Sole>
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             <None>21804</None>
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         <nameOfIssuer>VECTOR GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92240M108</cusip>
         <value>316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15509</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6086</Sole>
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             <None>9423</None>
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     <infoTable>
         <nameOfIssuer>VEECO INSTRS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>922417100</cusip>
         <value>293</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17342</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14860</Sole>
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             <None>2482</None>
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         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>3862</value>
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             <sshPrnamt>52917</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>51874</Sole>
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             <None>1043</None>
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         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>5081</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
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             <None>1780</None>
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         <nameOfIssuer>VANGUARD MUN BD FD INC</nameOfIssuer>
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         <cusip>922907746</cusip>
         <value>601</value>
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         <votingAuthority>
             <Sole>11835</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>200628</value>
         <shrsOrPrnAmt>
             <sshPrnamt>829427</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>776227</Sole>
             <Shared>0</Shared>
             <None>53200</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>74188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>676701</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>43071</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>59002</value>
         <shrsOrPrnAmt>
             <sshPrnamt>455388</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
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             <None>27921</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>14049</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185467</sshPrnamt>
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         <votingAuthority>
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             <None>17572</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>13696</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83878</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <votingAuthority>
             <Sole>75138</Sole>
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             <None>8740</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>8488</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>63894</Sole>
             <Shared>0</Shared>
             <None>1675</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>25820</value>
         <shrsOrPrnAmt>
             <sshPrnamt>167433</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>98496</Sole>
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             <None>68937</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>813</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6713</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6411</Sole>
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             <None>302</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>669</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6005</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>4773</Sole>
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             <None>1232</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>21206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>149434</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>148509</Sole>
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             <None>925</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>23477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>227503</sshPrnamt>
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         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>224124</Sole>
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             <None>3379</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>18329</value>
         <shrsOrPrnAmt>
             <sshPrnamt>124699</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>122114</Sole>
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             <None>2585</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>31112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>229092</sshPrnamt>
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         <votingAuthority>
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             <None>20053</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92337C104</cusip>
         <value>1055</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>354130</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
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             <None>400</None>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>139503</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2707206</Sole>
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             <None>206836</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>923451108</cusip>
         <value>898</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32403</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>32403</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>1964</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18829</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>16021</Sole>
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             <None>2808</None>
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     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>9327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57595</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>53980</Sole>
             <Shared>0</Shared>
             <None>3615</None>
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     <infoTable>
         <nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532W103</cusip>
         <value>1618</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42859</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41286</Sole>
             <Shared>0</Shared>
             <None>1573</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VERTEX ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92534K107</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23372</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15372</Sole>
             <Shared>0</Shared>
             <None>8000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIACOM INC NEW</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>92553P201</cusip>
         <value>1316</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>31768</Sole>
             <Shared>0</Shared>
             <None>10614</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>925550105</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>G16962105</cusip>
         <value>392</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5326</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5226</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CONSOLIDATED WATER CO INC</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G23773107</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15656</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>15656</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>676</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14003</Sole>
             <Shared>0</Shared>
             <None>2200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DELPHI TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G2709G107</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>5981</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>10074</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126026</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>116607</Sole>
             <Shared>0</Shared>
             <None>9419</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G30401106</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>6195</Sole>
             <Shared>0</Shared>
             <None>497</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ENSCO PLC</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G3157S106</cusip>
         <value>365</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83175</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>78393</Sole>
             <Shared>0</Shared>
             <None>4782</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESSENT GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
         <value>479</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11277</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10660</Sole>
             <Shared>0</Shared>
             <None>617</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>735</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2836</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>2529</Sole>
             <Shared>0</Shared>
             <None>307</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FABRINET</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G3323L100</cusip>
         <value>447</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14268</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>14068</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G33856108</cusip>
         <value>1323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123579</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>117372</Sole>
             <Shared>0</Shared>
             <None>6207</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GASLOG LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G37585109</cusip>
         <value>179</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11005</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10505</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GATES INDUSTRIAL CORPRATIN P</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G39108108</cusip>
         <value>2399</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136715</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>136265</Sole>
             <Shared>0</Shared>
             <None>450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>323</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>3669</Sole>
             <Shared>0</Shared>
             <None>68</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>1383</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97750</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>74250</Sole>
             <Shared>0</Shared>
             <None>23500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>4971</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42085</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>41315</Sole>
             <Shared>0</Shared>
             <None>770</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>2509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>50464</Sole>
             <Shared>0</Shared>
             <None>1388</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>8763</value>
         <shrsOrPrnAmt>
             <sshPrnamt>102172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>92320</Sole>
             <Shared>0</Shared>
             <None>9852</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>3442</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1499472</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1490660</Sole>
             <Shared>0</Shared>
             <None>8812</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>4186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>119999</Sole>
             <Shared>0</Shared>
             <None>10512</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>2959</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>19298</Sole>
             <Shared>0</Shared>
             <None>212</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>9807</value>
         <shrsOrPrnAmt>
             <sshPrnamt>277898</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>267086</Sole>
             <Shared>0</Shared>
             <None>10812</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>1970</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37413</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>34643</Sole>
             <Shared>0</Shared>
             <None>2770</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G5480U104</cusip>
         <value>1478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>46464</Sole>
             <Shared>0</Shared>
             <None>654</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>956</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>30131</Sole>
             <Shared>0</Shared>
             <None>1255</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>1190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13444</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>13233</Sole>
             <Shared>0</Shared>
             <None>211</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5785G107</cusip>
         <value>657</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46185</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>39773</Sole>
             <Shared>0</Shared>
             <None>6412</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G5876H105</cusip>
         <value>388</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>17597</Sole>
             <Shared>0</Shared>
             <None>818</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>55941</value>
         <shrsOrPrnAmt>
             <sshPrnamt>697634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>672204</Sole>
             <Shared>0</Shared>
             <None>25430</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>1577</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18491</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>18455</Sole>
             <Shared>0</Shared>
             <None>36</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6359F103</cusip>
         <value>3369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>481169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>481169</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NAM TAI PPTY INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G63907102</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15163</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>9957</Sole>
             <Shared>0</Shared>
             <None>5206</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
         <titleOfClass>SHS EUR</titleOfClass>
         <cusip>G6518L108</cusip>
         <value>357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>10991</Sole>
             <Shared>0</Shared>
             <None>168</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>1546</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29134</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>21383</Sole>
             <Shared>0</Shared>
             <None>7751</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAGSEGURO DIGITAL LTD</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>G68707101</cusip>
         <value>934</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>24275</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>155</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>1065</Sole>
             <Shared>0</Shared>
             <None>54</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROWAN COMPANIES PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G7665A101</cusip>
         <value>806</value>
         <shrsOrPrnAmt>
             <sshPrnamt>70225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>2</otherManager>
         <votingAuthority>
             <Sole>69725</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>14366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>245211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>H2906T109</cusip>
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         <value>1184</value>
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         <cusip>N59465109</cusip>
         <value>601</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14614</sshPrnamt>
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             <None>3202</None>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N6596X109</cusip>
         <value>477</value>
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             <sshPrnamt>4068</sshPrnamt>
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             <None>202</None>
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         <cusip>N97284108</cusip>
         <value>3248</value>
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         <value>198</value>
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         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>AEGEAN MARINE PETROLEUM NETW</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y0017S102</cusip>
         <value>352</value>
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         <nameOfIssuer>AEGEAN MARINE PETE NETWORK I</nameOfIssuer>
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         <value>41</value>
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         <nameOfIssuer>DIANA SHIPPING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>365</value>
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         <value>1697</value>
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         <value>728</value>
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         <otherManager>2</otherManager>
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         <nameOfIssuer>GOLAR LNG PARTNERS LP</nameOfIssuer>
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         <cusip>Y2745C102</cusip>
         <value>7969</value>
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         <nameOfIssuer>HOEGH LNG PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LTD</titleOfClass>
         <cusip>Y3262R100</cusip>
         <value>656</value>
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         <otherManager>2</otherManager>
         <votingAuthority>
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         <cusip>Y62132108</cusip>
         <value>1307</value>
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         <nameOfIssuer>NAVIOS MARITIME ACQUIS CORP</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y62159101</cusip>
         <value>876</value>
         <shrsOrPrnAmt>
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         <otherManager>2</otherManager>
         <votingAuthority>
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         <nameOfIssuer>NAVIOS MARITIME PARTNERS L P</nameOfIssuer>
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         <value>2</value>
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         <nameOfIssuer>SCORPIO TANKERS INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y7542C106</cusip>
         <value>319</value>
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         <nameOfIssuer>TEEKAY LNG PARTNERS L P</nameOfIssuer>
         <titleOfClass>PRTNRSP UNITS</titleOfClass>
         <cusip>Y8564M105</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21958</sshPrnamt>
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         <otherManager>3</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>3194</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>3047</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32191</sshPrnamt>
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         <cusip>01609W102</cusip>
         <value>580</value>
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         <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>020002101</cusip>
         <value>469</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL A</titleOfClass>
         <cusip>02079K305</cusip>
         <value>721</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>246</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>590</value>
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         <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
         <value>549</value>
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         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>03524A108</cusip>
         <value>437</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>1557</value>
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         <nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>063671101</cusip>
         <value>2883</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>075887109</cusip>
         <value>633</value>
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         <cusip>084670702</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <value>487</value>
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         <cusip>067901108</cusip>
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         <cusip>084423102</cusip>
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         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>29476L107</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>136</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>94</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESTERLINE TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>297425100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EURONET WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>298736109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>22</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVERCORE INC</nameOfIssuer>
         <titleOfClass>CLASS A</titleOfClass>
         <cusip>29977A105</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>291</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>291</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVERBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29978A104</cusip>
         <value>360</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9802</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVOLENT HEALTH INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30050B101</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>296</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>296</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30063P105</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1025</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXCHANGE TRADED CONCEPTS TR</nameOfIssuer>
         <titleOfClass>ROBO GLB ETF</titleOfClass>
         <cusip>301505707</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4476</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4335</Sole>
             <Shared>0</Shared>
             <None>141</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>30212P303</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>288</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>103</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>103</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXTREME NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30226D106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>161</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>1501</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20119</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17340</Sole>
             <Shared>0</Shared>
             <None>2779</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLIR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302445101</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>52</Sole>
             <Shared>0</Shared>
             <None>117</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>F M C CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2375</Sole>
             <Shared>0</Shared>
             <None>350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FCB FINL HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30255G103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>602</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3772</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3068</Sole>
             <Shared>0</Shared>
             <None>704</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>509</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>509</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>F5 NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>315616102</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>138</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>628</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>628</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST AMERN FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31847R102</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>52</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST DATA CORP NEW</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32008D106</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>21</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
             <Shared>0</Shared>
             <None>31</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>336433107</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>844</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>844</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CAP STRENGTH ETF</titleOfClass>
         <cusip>33733E104</cusip>
         <value>632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12519</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12519</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>99</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR NAS100 EQ WEIGHTED</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>337344105</cusip>
         <value>92</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1556</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1556</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>33734H106</cusip>
         <value>418</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13978</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13686</Sole>
             <Shared>0</Shared>
             <None>292</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>ENERGY ALPHADX</titleOfClass>
         <cusip>33734X127</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MATERIALS ALPH</titleOfClass>
         <cusip>33734X168</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ GLBL DIVID</titleOfClass>
         <cusip>33734X200</cusip>
         <value>115</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3942</Sole>
             <Shared>0</Shared>
             <None>559</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SML CP CORE ALPHA F</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33734Y109</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>329</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR MID CAP CORE ALPHAD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33735B108</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>501</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>501</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR ENERGY INFRASTRCTR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33738C103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>569</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>569</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NO AMER ENERGY</titleOfClass>
         <cusip>33738D101</cusip>
         <value>166</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7520</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7520</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>MULTI ASSET DI</titleOfClass>
         <cusip>33738R100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>631</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>631</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NASD TECH DIV</titleOfClass>
         <cusip>33738R118</cusip>
         <value>153</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3932</Sole>
             <Shared>0</Shared>
             <None>333</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>RISNG DIVD ACHIV</titleOfClass>
         <cusip>33738R506</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10044</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10044</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14749</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14749</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6545</None>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQUITYCOMPASS</titleOfClass>
         <cusip>33740F607</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6957</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHNG TRADED FD VI</nameOfIssuer>
         <titleOfClass>EQTCOMPAS TACT</titleOfClass>
         <cusip>33740F706</cusip>
         <value>446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19566</Sole>
             <Shared>0</Shared>
             <None>999</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>418</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>418</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33829M101</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>259</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>259</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>339041105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLOOR &amp; DECOR HLDGS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>339750101</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>250</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FLOTEK INDS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343389102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>206</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>206</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>269</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>178</Sole>
             <Shared>0</Shared>
             <None>91</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5314</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2200</Sole>
             <Shared>0</Shared>
             <None>3114</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>85</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORTUNE BRANDS HOME &amp; SEC IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34964C106</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>255</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>255</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRANCO NEVADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>351858105</cusip>
         <value>244</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3525</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>3325</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FRANKLIN RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>354613101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>48</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>218</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12312</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>922</Sole>
             <Shared>0</Shared>
             <None>11390</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FRESENIUS MED CARE AG&amp;CO KGA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>358029106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>21</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GCI LIBERTY INC</nameOfIssuer>
         <titleOfClass>COM CLASS A</titleOfClass>
         <cusip>36164V305</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GSV CAP CORP</nameOfIssuer>
         <titleOfClass>NOTE 5.250% 9/1</titleOfClass>
         <cusip>36191JAB7</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5056</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5056</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>G-III APPAREL GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36237H101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>59</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>59</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GABELLI DIVD &amp; INCOME TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36242H104</cusip>
         <value>108</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4881</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1894</Sole>
             <Shared>0</Shared>
             <None>2987</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>144</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369604103</cusip>
         <value>996</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73916</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>58314</Sole>
             <Shared>0</Shared>
             <None>15602</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENERAL MLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>370334104</cusip>
         <value>635</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13997</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13333</Sole>
             <Shared>0</Shared>
             <None>664</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL MTRS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>37045V100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>23</Sole>
             <Shared>0</Shared>
             <None>1</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENTEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>371901109</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1630</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1630</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>372460105</cusip>
         <value>76</value>
         <shrsOrPrnAmt>
             <sshPrnamt>803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>796</Sole>
             <Shared>0</Shared>
             <None>7</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375558103</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>98</Sole>
             <Shared>0</Shared>
             <None>60</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GILDAN ACTIVEWEAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>375916103</cusip>
         <value>175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6059</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6059</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLAXOSMITHKLINE PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>37733W105</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>195</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>195</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>GLBX MSCI NORW</titleOfClass>
         <cusip>37950E747</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>450</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBAL X FDS</nameOfIssuer>
         <titleOfClass>RBTCS ARTFL INTE</titleOfClass>
         <cusip>37954Y715</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14056</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13624</Sole>
             <Shared>0</Shared>
             <None>432</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBUS MED INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>379577208</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GODADDY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>380237107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>47</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>38141G104</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>105</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLDMAN SACHS MLP INC OPP FD</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>38147W103</cusip>
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         <cusip>38376A103</cusip>
         <value>7</value>
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         <cusip>384802104</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>440452100</cusip>
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         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>44106M102</cusip>
         <value>175</value>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>441593100</cusip>
         <value>1</value>
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         <nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
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         <cusip>446150104</cusip>
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             <sshPrnamt>667</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
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         <nameOfIssuer>IMPAX LABORATORIES INC</nameOfIssuer>
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         <nameOfIssuer>INSTALLED BLDG PRODS INC</nameOfIssuer>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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     <infoTable>
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         <nameOfIssuer>KEYCORP NEW</nameOfIssuer>
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         <nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
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         <nameOfIssuer>KIMCO RLTY CORP</nameOfIssuer>
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         <nameOfIssuer>KNIGHT SWIFT TRANSN HLDGS IN</nameOfIssuer>
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         <cusip>50540R409</cusip>
         <value>266</value>
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         <nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
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         <cusip>517834107</cusip>
         <value>179</value>
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         <cusip>518439104</cusip>
         <value>95</value>
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             <sshPrnamt>624</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>525327102</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>54142L109</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>550021109</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <value>78</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>670657105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>6706ER101</cusip>
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         <cusip>67072C105</cusip>
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         <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POST HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>737446104</cusip>
         <value>1534</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16839</Sole>
             <Shared>0</Shared>
             <None>3345</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
         <titleOfClass>UNIT SER 1</titleOfClass>
         <cusip>73935A104</cusip>
         <value>541</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3386</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>NASD INTNT ETF</titleOfClass>
         <cusip>73935X146</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2149</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2149</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>FINL PFD PTFL</titleOfClass>
         <cusip>73935X229</cusip>
         <value>587</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31567</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31567</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>HLTHCR SEC POR</titleOfClass>
         <cusip>73935X351</cusip>
         <value>280</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3703</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3703</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN BLDG CNSTR</titleOfClass>
         <cusip>73935X666</cusip>
         <value>265</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8579</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8579</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>AERSPC DEF PTF</titleOfClass>
         <cusip>73935X690</cusip>
         <value>291</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5088</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5088</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SFTWR PORT</titleOfClass>
         <cusip>73935X773</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4313</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
         <titleOfClass>DYN SEMCT PORT</titleOfClass>
         <cusip>73935X781</cusip>
         <value>300</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5662</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5662</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
         <titleOfClass>INTL CORP BOND</titleOfClass>
         <cusip>73936Q835</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>63</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>885</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>PFD PORTFOLIO</titleOfClass>
         <cusip>73936T565</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>TXBLE MUN PRTFLO</titleOfClass>
         <cusip>73937B407</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>1000 EQ WHT PT</titleOfClass>
         <cusip>73937B571</cusip>
         <value>669</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21955</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>21955</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>S&amp;P SMCP IT PO</titleOfClass>
         <cusip>73937B860</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1565</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>177</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1211</Sole>
             <Shared>0</Shared>
             <None>46</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRIMERICA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74164M108</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>58</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>58</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>576</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7302</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6939</Sole>
             <Shared>0</Shared>
             <None>363</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>52</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROOFPOINT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40752</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>40752</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.750% 4/1</titleOfClass>
         <cusip>74348TAQ5</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50066</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>25033</Sole>
             <Shared>0</Shared>
             <None>25033</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
         <titleOfClass>NOTE 4.950% 7/1</titleOfClass>
         <cusip>74348TAR3</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6984</sshPrnamt>
             <sshPrnamtType>PRN</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>6984</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>248</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>169</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1616</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1616</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRUDENTIAL PLC</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>37</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>75</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>75</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
             <Shared>0</Shared>
             <None>27</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>584</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10683</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10377</Sole>
             <Shared>0</Shared>
             <None>306</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUANTA SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74762E102</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>302</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>302</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REV GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749527107</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13230</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>12814</Sole>
             <Shared>0</Shared>
             <None>416</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RPM INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>749685103</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>354</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>85</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>26</Sole>
             <Shared>0</Shared>
             <None>59</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2015</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1860</Sole>
             <Shared>0</Shared>
             <None>155</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RBC BEARINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75524B104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>52</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
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         <nameOfIssuer>RED HAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756577102</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>150</Sole>
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             <None>0</None>
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         <nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>75886F107</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>132</Sole>
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             <None>0</None>
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         <nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>760759100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>275</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>275</Sole>
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             <None>0</None>
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         <nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>767204100</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>144</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>55</Sole>
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             <None>89</None>
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     <infoTable>
         <nameOfIssuer>RITCHIE BROS AUCTIONEERS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>767744105</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>700</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROCKWELL MED INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>774374102</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>55000</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROLLINS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>775711104</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>469</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>469</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROSS STORES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>778296103</cusip>
         <value>6</value>
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             <sshPrnamt>77</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>77</Sole>
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             <None>0</None>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6891</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6311</Sole>
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             <None>580</None>
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         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPONS ADR A</titleOfClass>
         <cusip>780259206</cusip>
         <value>183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2891</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2856</Sole>
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             <None>35</None>
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         <nameOfIssuer>ROYCE VALUE TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>780910105</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>0</Sole>
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             <None>625</None>
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         <nameOfIssuer>RYANAIR HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>783513203</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>13</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>RYDEX ETF TRUST</nameOfIssuer>
         <titleOfClass>GUG S&amp;P500 EQ WT</titleOfClass>
         <cusip>78355W106</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>319</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
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             <None>319</None>
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         <nameOfIssuer>RYMAN HOSPITALITY PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78377T107</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>302</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>302</Sole>
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             <None>0</None>
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         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>4</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>2180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8289</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <None>189</None>
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         <nameOfIssuer>SPS COMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78463M107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18</sshPrnamt>
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             <Sole>18</Sole>
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             <None>0</None>
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         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1685</value>
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         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
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         <cusip>78463X889</cusip>
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         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
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         <cusip>78464A375</cusip>
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         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
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         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
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     <infoTable>
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         <value>28</value>
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     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>625</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SSGA ACTIVE ETF TR</nameOfIssuer>
         <titleOfClass>BLKSTN GSOSRLN</titleOfClass>
         <cusip>78467V608</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1051</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>397</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
         <cusip>78468R721</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1161</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>182</None>
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     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1224</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>183</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>78470V108</cusip>
         <value>14</value>
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             <sshPrnamt>1560</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2830</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>2830</Sole>
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             <None>0</None>
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         <nameOfIssuer>SABRE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573M104</cusip>
         <value>165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7685</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>7418</Sole>
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             <None>267</None>
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     <infoTable>
         <nameOfIssuer>SAIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78709Y105</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>36</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>249</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>249</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>392</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>77</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>67</Sole>
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             <None>10</None>
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     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>199</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>124</Sole>
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             <None>75</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2047</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2047</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6475</Sole>
             <Shared>0</Shared>
             <None>123</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>810186106</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81211K100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEATTLE GENETICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>812578102</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>14</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>178</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2198</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1852</Sole>
             <Shared>0</Shared>
             <None>346</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2039</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1546</Sole>
             <Shared>0</Shared>
             <None>493</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>141</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1372</Sole>
             <Shared>0</Shared>
             <None>38</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>804</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>539</Sole>
             <Shared>0</Shared>
             <None>265</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>720</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24008</Sole>
             <Shared>0</Shared>
             <None>2133</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1695</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1649</Sole>
             <Shared>0</Shared>
             <None>46</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3703</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3487</Sole>
             <Shared>0</Shared>
             <None>216</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>157</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>193</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>188</Sole>
             <Shared>0</Shared>
             <None>5</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>34</Sole>
             <Shared>0</Shared>
             <None>57</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHERWIN WILLIAMS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>824348106</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SHOPIFY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>82509L107</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>22</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIGNATURE BK NEW YORK N Y</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>82669G104</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>826919102</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>174</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SILICON MOTION TECHNOLOGY CO</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>82706C108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>33</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>828806109</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>36</Sole>
             <Shared>0</Shared>
             <None>51</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SIX FLAGS ENTMT CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83001A102</cusip>
         <value>170</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2738</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2738</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>83088M102</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>287</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>287</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH &amp; NEPHEW PLC</nameOfIssuer>
         <titleOfClass>SPDN ADR NEW</titleOfClass>
         <cusip>83175M205</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>25</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMITH A O</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>831865209</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SMUCKER J M CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>832696405</cusip>
         <value>175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1423</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1216</Sole>
             <Shared>0</Shared>
             <None>207</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SNAP ON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>833034101</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>463</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOCIEDAD QUIMICA MINERA DE C</nameOfIssuer>
         <titleOfClass>SPON ADR SER B</titleOfClass>
         <cusip>833635105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONOCO PRODS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>835495102</cusip>
         <value>1025</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21147</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13799</Sole>
             <Shared>0</Shared>
             <None>7348</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SONY CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>835699307</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>44</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>842587107</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8979</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8750</Sole>
             <Shared>0</Shared>
             <None>229</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHERN COPPER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>84265V105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>15</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SOUTHWEST AIRLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>844741108</cusip>
         <value>392</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6861</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6776</Sole>
             <Shared>0</Shared>
             <None>85</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPLUNK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>848637104</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>141</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
         <titleOfClass>UNIT</titleOfClass>
         <cusip>85207H104</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5029</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>5029</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>854502101</cusip>
         <value>320</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2068</Sole>
             <Shared>0</Shared>
             <None>7</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>855244109</cusip>
         <value>1162</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20008</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17570</Sole>
             <Shared>0</Shared>
             <None>2438</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STARWOOD PPTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85571B105</cusip>
         <value>555</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26487</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20517</Sole>
             <Shared>0</Shared>
             <None>5970</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STATE STR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>857477103</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>14</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STEEL DYNAMICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858119100</cusip>
         <value>525</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11886</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11886</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERICYCLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>858912108</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5401</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4576</Sole>
             <Shared>0</Shared>
             <None>825</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STERLING BANCORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>85917A100</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>661</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>661</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STIFEL FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>860630102</cusip>
         <value>421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7094</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5208</Sole>
             <Shared>0</Shared>
             <None>1886</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>STORE CAP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>862121100</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>885</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>885</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUMITOMO MITSUI FINL GROUP I</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>86562M209</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>237</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>237</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUMMIT MATLS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>86614U100</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>748</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>748</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUN CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866674104</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>29</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUN LIFE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>866796105</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>699</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>699</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUNCOR ENERGY INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867224107</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>61</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUNTRUST BKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>867914103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>138</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>138</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SUPERNUS PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>868459108</cusip>
         <value>183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>4000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYMANTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871503108</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1356</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1247</Sole>
             <Shared>0</Shared>
             <None>109</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2240</Sole>
             <Shared>0</Shared>
             <None>17</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872275102</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>120</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1514</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1069</Sole>
             <Shared>0</Shared>
             <None>445</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TTM TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87305R109</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>874039100</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>398</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>374</Sole>
             <Shared>0</Shared>
             <None>24</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TAPESTRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876030107</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>24</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>417</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>167</Sole>
             <Shared>0</Shared>
             <None>250</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TELIGENT INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87960W104</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>92</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEMPLETON EMERG MKTS INCOME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880192109</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>495</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>318</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TERADYNE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880770102</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>96</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>96</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>53</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>181</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>181</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882681109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>31</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>48</Sole>
             <Shared>0</Shared>
             <None>111</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1365</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1365</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>347</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1571</Sole>
             <Shared>0</Shared>
             <None>4</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>886547108</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10</Sole>
             <Shared>0</Shared>
             <None>24</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>35</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>891160509</cusip>
         <value>209</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3675</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3596</Sole>
             <Shared>0</Shared>
             <None>79</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TORTOISE ENERGY INFRA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89147L100</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8054</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>5853</Sole>
             <Shared>0</Shared>
             <None>2201</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7596</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>7596</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
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         <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>892356106</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98</sshPrnamt>
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             <Sole>98</Sole>
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             <None>0</None>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99</sshPrnamt>
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             <Sole>99</Sole>
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             <None>0</None>
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         <nameOfIssuer>TREEHOUSE FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89469A104</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
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             <Sole>139</Sole>
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             <None>0</None>
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         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>TWO HBRS INVT CORP</nameOfIssuer>
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         <cusip>90187BAA9</cusip>
         <value>4</value>
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         <nameOfIssuer>TYLER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <shrsOrPrnAmt>
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         <nameOfIssuer>UGI CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>25</value>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
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         <cusip>902973304</cusip>
         <value>76</value>
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         <otherManager>4</otherManager>
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             <None>1260</None>
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         <cusip>903293405</cusip>
         <value>6</value>
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             <sshPrnamt>150</sshPrnamt>
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         <nameOfIssuer>U S CONCRETE INC</nameOfIssuer>
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         <cusip>90333L201</cusip>
         <value>1</value>
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             <sshPrnamt>20</sshPrnamt>
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         <otherManager>4</otherManager>
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             <Sole>20</Sole>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90346E103</cusip>
         <value>13</value>
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             <sshPrnamt>508</sshPrnamt>
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             <Sole>508</Sole>
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         <nameOfIssuer>UBIQUITI NETWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90347A100</cusip>
         <value>2</value>
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             <Sole>29</Sole>
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         <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90384S303</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>5</Sole>
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             <None>100</None>
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         <nameOfIssuer>ULTIMATE SOFTWARE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90385D107</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
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             <Sole>89</Sole>
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         <nameOfIssuer>UNDER ARMOUR INC</nameOfIssuer>
         <titleOfClass>CL C</titleOfClass>
         <cusip>904311206</cusip>
         <value>103</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>7167</Sole>
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         <nameOfIssuer>UNILEVER PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>904767704</cusip>
         <value>76</value>
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         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
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         <value>34</value>
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         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>131</value>
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         <nameOfIssuer>UNITED CMNTY BKS BLAIRSVLE G</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90984P303</cusip>
         <value>1</value>
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         <nameOfIssuer>UNITED BANKSHARES INC WEST V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>909907107</cusip>
         <value>1</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>910047109</cusip>
         <value>10</value>
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         <cusip>911312106</cusip>
         <value>45</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>911363109</cusip>
         <value>151</value>
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     <infoTable>
         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>341</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
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             <Sole>1182</Sole>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>913903100</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>189</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
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         <nameOfIssuer>VALE S A</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>91912E105</cusip>
         <value>7</value>
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         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>601</value>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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         <cusip>92189F106</cusip>
         <value>104</value>
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         <cusip>92189F361</cusip>
         <value>26</value>
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         <cusip>92189F403</cusip>
         <value>1</value>
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         <cusip>92189F494</cusip>
         <value>2</value>
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         <titleOfClass>AMT FREE SHORT M</titleOfClass>
         <cusip>92189F528</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE LONG MU</titleOfClass>
         <cusip>92189F536</cusip>
         <value>21</value>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>AMT FREE INT ETF</titleOfClass>
         <cusip>92189F544</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
         <titleOfClass>BIOTECH ETF</titleOfClass>
         <cusip>92189F726</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>50</Sole>
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     <infoTable>
         <nameOfIssuer>VANGUARD GROUP</nameOfIssuer>
         <titleOfClass>DIV APP ETF</titleOfClass>
         <cusip>921908844</cusip>
         <value>741</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6790</Sole>
             <Shared>0</Shared>
             <None>550</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD STAR FD</nameOfIssuer>
         <titleOfClass>VG TL INTL STK F</titleOfClass>
         <cusip>921909768</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>653</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>653</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>1711</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21810</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>18250</Sole>
             <Shared>0</Shared>
             <None>3560</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>244</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>244</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>475</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10763</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10763</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>138</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2549</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2449</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13494</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>13000</Sole>
             <Shared>0</Shared>
             <None>494</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>615</Sole>
             <Shared>0</Shared>
             <None>77</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>45</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>841</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10690</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10615</Sole>
             <Shared>0</Shared>
             <None>75</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>LG-TERM COR BD</titleOfClass>
         <cusip>92206C813</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>659</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>624</Sole>
             <Shared>0</Shared>
             <None>35</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>773</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9072</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>8511</Sole>
             <Shared>0</Shared>
             <None>561</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>32</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>184</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>184</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>395</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>395</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>16083</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66423</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>66071</Sole>
             <Shared>0</Shared>
             <None>352</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>400</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3636</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>3529</Sole>
             <Shared>0</Shared>
             <None>107</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>301</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2383</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>2291</Sole>
             <Shared>0</Shared>
             <None>92</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>475</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>448</Sole>
             <Shared>0</Shared>
             <None>27</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>614</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>614</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>146</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>146</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>155</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>208</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>532</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11061</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10281</Sole>
             <Shared>0</Shared>
             <None>780</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>208</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>208</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIPER ENERGY PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNT RP INT</titleOfClass>
         <cusip>92763M105</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>580</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>539</Sole>
             <Shared>0</Shared>
             <None>41</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISTRA ENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92840M102</cusip>
         <value>45</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2217</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>867</Sole>
             <Shared>0</Shared>
             <None>1350</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>89</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>89</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11293</Sole>
             <Shared>0</Shared>
             <None>203</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABCO HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92927K102</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>45</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WNS HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>92932M101</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>16</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WPP PLC NEW</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>92937A102</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>640</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>19</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>1097</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12325</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>9463</Sole>
             <Shared>0</Shared>
             <None>2862</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>141</value>
         <shrsOrPrnAmt>
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             <Sole>381</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>278</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>278</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1139</Sole>
             <Shared>0</Shared>
             <None>55</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROOKFIELD PPTY PARTNERS L P</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>G16249107</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1201</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>1201</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>155</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1947</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6</Sole>
             <Shared>0</Shared>
             <None>1941</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>11</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>142</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICON PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4705A100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>22</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47567105</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>390</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1947</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>1947</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>929</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>929</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LAZARD LTD</nameOfIssuer>
         <titleOfClass>SHS A</titleOfClass>
         <cusip>G54050102</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>561</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>561</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIVANOVA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5509L101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>27</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>516</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6462</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>6077</Sole>
             <Shared>0</Shared>
             <None>385</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>23</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>210</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>210</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>56</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WHITE MTNS INS GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G9618E107</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>32</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>121</value>
         <shrsOrPrnAmt>
             <sshPrnamt>906</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>884</Sole>
             <Shared>0</Shared>
             <None>22</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>692</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>654</Sole>
             <Shared>0</Shared>
             <None>38</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GLOBANT S A</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>L44385109</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>264</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ELBIT SYS LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M3760D101</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>16</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORBOTECH LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M75253100</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>53</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>20</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CNH INDL N V</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>N20944109</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>191</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>191</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>199</Sole>
             <Shared>0</Shared>
             <None>375</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
         <titleOfClass>SHS - A -</titleOfClass>
         <cusip>N53745100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>126</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>YANDEX N V</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>N97284108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>41</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>41</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>17</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>62</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>57</Sole>
             <Shared>0</Shared>
             <None>5</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GASLOG PARTNERS LP</nameOfIssuer>
         <titleOfClass>UNIT LTD PTNRP</titleOfClass>
         <cusip>Y2687W108</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>4</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4575</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>4408</value>
         <shrsOrPrnAmt>
             <sshPrnamt>185675</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>184025</Sole>
             <Shared>0</Shared>
             <None>1650</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>8444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>192957</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>109147</Sole>
             <Shared>0</Shared>
             <None>83810</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AG MTG INVT TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001228105</cusip>
         <value>6201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>357014</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>330628</Sole>
             <Shared>0</Shared>
             <None>26386</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>380</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>20285</Sole>
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         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2347</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2347</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXELON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161N101</cusip>
         <value>705</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18075</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>16365</Sole>
             <Shared>0</Shared>
             <None>1710</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXELIXIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30161Q104</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>975</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>975</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>30212P303</cusip>
         <value>459</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4155</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>4155</None>
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     <infoTable>
         <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30219G108</cusip>
         <value>12162</value>
         <shrsOrPrnAmt>
             <sshPrnamt>176059</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>43155</Sole>
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             <None>132904</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>136152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1824844</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>775079</Sole>
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             <None>1049765</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>F M C CORP</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>302491303</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>100</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FS BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30263Y104</cusip>
         <value>642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>39675</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248292</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>138449</Sole>
             <Shared>0</Shared>
             <None>109843</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FACTSET RESH SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303075105</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1200</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>1000</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FAIR ISAAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>303250104</cusip>
         <value>817</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4824</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4824</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>740</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13555</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>13555</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FEDERAL REALTY INVT TR</nameOfIssuer>
         <titleOfClass>SH BEN INT NEW</titleOfClass>
         <cusip>313747206</cusip>
         <value>637</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1653</Sole>
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             <None>3832</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>25564</value>
         <shrsOrPrnAmt>
             <sshPrnamt>106468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>68564</Sole>
             <Shared>0</Shared>
             <None>37904</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIBROGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31572Q808</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>450</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>450</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIDELITY</nameOfIssuer>
         <titleOfClass>MSCI FINLS IDX</titleOfClass>
         <cusip>316092501</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31620M106</cusip>
         <value>4804</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>44397</Sole>
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             <None>5485</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIDELITY NATIONAL FINANCIAL</nameOfIssuer>
         <titleOfClass>FNF GROUP COM</titleOfClass>
         <cusip>31620R303</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>21</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>316773100</cusip>
         <value>2694</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84851</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30786</Sole>
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             <None>54065</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIREEYE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31816Q101</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3000</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST CONN BANCORP INC MD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>319850103</cusip>
         <value>1280</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST DATA CORP NEW</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>32008D106</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20380</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3180</Sole>
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             <None>17200</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST FINL BANCORP OH</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320209109</cusip>
         <value>1673</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>57000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST FNDTN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>32026V104</cusip>
         <value>2410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>130000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>130000</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>320817109</cusip>
         <value>1793</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>43000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>40</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>NY ARCA BIOTECH</titleOfClass>
         <cusip>33733E203</cusip>
         <value>552</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4150</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>DJ INTERNT IDX</titleOfClass>
         <cusip>33733E302</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>288</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR SR FLG RTE INCM FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33733U108</cusip>
         <value>66</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5023</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5023</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>UTILITIES ALPH</titleOfClass>
         <cusip>33734X184</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>822</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>822</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>CLOUD COMPUTING</titleOfClass>
         <cusip>33734X192</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>622</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>622</Sole>
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             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD</nameOfIssuer>
         <titleOfClass>PFD SECS INC ETF</titleOfClass>
         <cusip>33739E108</cusip>
         <value>68</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2100</Sole>
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             <None>1400</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FIRST TR SR FLOATING RATE 20</nameOfIssuer>
         <titleOfClass>COM SHS</titleOfClass>
         <cusip>33740K101</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
             <Shared>0</Shared>
             <None>2500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTCASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33767D105</cusip>
         <value>137</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1691</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1691</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FISERV INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337738108</cusip>
         <value>9222</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129329</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>68750</Sole>
             <Shared>0</Shared>
             <None>60579</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>337932107</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1262</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1262</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FLUOR CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>343412102</cusip>
         <value>461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8050</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>8050</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>871</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78633</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>35133</Sole>
             <Shared>0</Shared>
             <None>43500</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>FOREST CITY ENTERPRISES INC</nameOfIssuer>
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         <cusip>670682103</cusip>
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         <cusip>670972108</cusip>
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         <cusip>679580100</cusip>
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         <cusip>681936100</cusip>
         <value>22</value>
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             <None>0</None>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>2370</None>
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         <otherManager>5</otherManager>
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             <None>19105</None>
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         <value>6363</value>
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             <None>55200</None>
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         <cusip>72651A207</cusip>
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             <None>1800</None>
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             <None>33775</None>
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         <value>222</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>43</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>800</None>
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         <titleOfClass>INSUR NATL MUN</titleOfClass>
         <cusip>73936T474</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>GBL WTR PORT</titleOfClass>
         <cusip>73936T623</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2030</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>2030</None>
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         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
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         <cusip>73936T763</cusip>
         <value>46</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1965</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1965</Sole>
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             <None>0</None>
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         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>TXBLE MUN PRTFLO</titleOfClass>
         <cusip>73937B407</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>5700</None>
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         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
         <titleOfClass>INTL DEV LOWVL</titleOfClass>
         <cusip>73937B688</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
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         <cusip>73937B779</cusip>
         <value>4</value>
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             <sshPrnamt>88</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>11284</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>31099</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74144T108</cusip>
         <value>23320</value>
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             <sshPrnamt>215987</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>153577</Sole>
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             <None>62410</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74251V102</cusip>
         <value>112</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1840</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>42165</value>
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             <sshPrnamt>531853</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>352054</Sole>
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             <None>179799</None>
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         <nameOfIssuer>PROGRESS SOFTWARE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743312100</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1350</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1350</Sole>
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             <None>0</None>
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         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>66</value>
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             <sshPrnamt>1090</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1090</Sole>
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             <None>0</None>
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         <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74340W103</cusip>
         <value>46470</value>
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             <sshPrnamt>737740</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>485076</Sole>
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             <None>252664</None>
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     <infoTable>
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         <titleOfClass>COM</titleOfClass>
         <cusip>743424103</cusip>
         <value>41</value>
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             <sshPrnamt>363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>363</Sole>
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             <None>0</None>
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     <infoTable>
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         <titleOfClass>NOTE 5.875% 1/1</titleOfClass>
         <cusip>74348TAM4</cusip>
         <value>7</value>
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             <sshPrnamt>7000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>743713109</cusip>
         <value>58</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>490</Sole>
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             <None>0</None>
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         <nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744320102</cusip>
         <value>509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4915</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>4315</Sole>
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             <None>600</None>
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         <titleOfClass>ADR</titleOfClass>
         <cusip>74435K204</cusip>
         <value>6</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <Sole>117</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>2603</value>
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             <sshPrnamt>51818</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>23259</None>
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         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>784</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3912</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>3912</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>PUTNAM MUN OPPORTUNITIES TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>746922103</cusip>
         <value>3</value>
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             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>QCR HOLDINGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74727A104</cusip>
         <value>4732</value>
         <shrsOrPrnAmt>
             <sshPrnamt>105500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>105500</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747525103</cusip>
         <value>1101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19875</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11009</Sole>
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             <None>8866</None>
         </votingAuthority>
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         <nameOfIssuer>QUALITY CARE PPTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>747545101</cusip>
         <value>521</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26798</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14125</Sole>
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             <None>12673</None>
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             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SLM CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78442P106</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21520</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2880</Sole>
             <Shared>0</Shared>
             <None>18640</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>42466</value>
         <shrsOrPrnAmt>
             <sshPrnamt>161377</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>155475</Sole>
             <Shared>0</Shared>
             <None>5902</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
         <titleOfClass>GOLD SHS</titleOfClass>
         <cusip>78463V107</cusip>
         <value>1225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9739</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>8539</Sole>
             <Shared>0</Shared>
             <None>1200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>DJ INTL RL ETF</titleOfClass>
         <cusip>78463X863</cusip>
         <value>72</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1803</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLMBRG BRC CNVRT</titleOfClass>
         <cusip>78464A359</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>640</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>640</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
         <cusip>78464A417</cusip>
         <value>187</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5203</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5203</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>DJ REIT ETF</titleOfClass>
         <cusip>78464A607</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1024</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>860</Sole>
             <Shared>0</Shared>
             <None>164</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P REGL BKG</titleOfClass>
         <cusip>78464A698</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
         <cusip>78464A763</cusip>
         <value>1736</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19039</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17444</Sole>
             <Shared>0</Shared>
             <None>1595</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
         <titleOfClass>S&amp;P 400 MDCP GRW</titleOfClass>
         <cusip>78464A821</cusip>
         <value>2277</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14463</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR DOW JONES INDL AVRG ETF</nameOfIssuer>
         <titleOfClass>UT SER 1</titleOfClass>
         <cusip>78467X109</cusip>
         <value>508</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2105</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2105</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer>
         <titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass>
         <cusip>78467Y107</cusip>
         <value>6373</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18648</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12506</Sole>
             <Shared>0</Shared>
             <None>6142</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR SER TR</nameOfIssuer>
         <titleOfClass>NUVEEN BLMBRG SR</titleOfClass>
         <cusip>78468R739</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SVB FINL GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78486Q101</cusip>
         <value>7844</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32682</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>32282</Sole>
             <Shared>0</Shared>
             <None>400</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SABRA HEALTH CARE REIT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78573L106</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>166</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAFETY INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78648T100</cusip>
         <value>1152</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14994</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4994</Sole>
             <Shared>0</Shared>
             <None>10000</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>79466L302</cusip>
         <value>36758</value>
         <shrsOrPrnAmt>
             <sshPrnamt>316065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>146645</Sole>
             <Shared>0</Shared>
             <None>169420</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SANOFI</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>80105N105</cusip>
         <value>949</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23683</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>22883</Sole>
             <Shared>0</Shared>
             <None>800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SAP SE</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>803054204</cusip>
         <value>1377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3649</Sole>
             <Shared>0</Shared>
             <None>9450</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCANA CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>80589M102</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>641</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>641</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHEIN HENRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806407102</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4946</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4946</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>806857108</cusip>
         <value>32356</value>
         <shrsOrPrnAmt>
             <sshPrnamt>499471</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>330824</Sole>
             <Shared>0</Shared>
             <None>168647</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB CHARLES CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>808513105</cusip>
         <value>6771</value>
         <shrsOrPrnAmt>
             <sshPrnamt>129665</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>107815</Sole>
             <Shared>0</Shared>
             <None>21850</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US SML CAP ETF</titleOfClass>
         <cusip>808524607</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
         <titleOfClass>US REIT ETF</titleOfClass>
         <cusip>808524847</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>301</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI MATERIALS</titleOfClass>
         <cusip>81369Y100</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI HEALTHCARE</titleOfClass>
         <cusip>81369Y209</cusip>
         <value>914</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11223</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>11223</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS STPLS</titleOfClass>
         <cusip>81369Y308</cusip>
         <value>185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3521</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3521</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI CONS DISCR</titleOfClass>
         <cusip>81369Y407</cusip>
         <value>104</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1025</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1025</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>ENERGY</titleOfClass>
         <cusip>81369Y506</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3318</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3018</Sole>
             <Shared>0</Shared>
             <None>300</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-FINL</titleOfClass>
         <cusip>81369Y605</cusip>
         <value>294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10652</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3810</Sole>
             <Shared>0</Shared>
             <None>6842</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-INDS</titleOfClass>
         <cusip>81369Y704</cusip>
         <value>263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3545</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>3545</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>TECHNOLOGY</titleOfClass>
         <cusip>81369Y803</cusip>
         <value>357</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5453</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5453</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>RL EST SEL SEC</titleOfClass>
         <cusip>81369Y860</cusip>
         <value>35</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>166</Sole>
             <Shared>0</Shared>
             <None>975</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
         <titleOfClass>SBI INT-UTILS</titleOfClass>
         <cusip>81369Y886</cusip>
         <value>217</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4300</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4300</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>816851109</cusip>
         <value>1771</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15922</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15122</Sole>
             <Shared>0</Shared>
             <None>800</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>81721M109</cusip>
         <value>62</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3930</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1430</Sole>
             <Shared>0</Shared>
             <None>2500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SERVICENOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>81762P102</cusip>
         <value>79</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>871607107</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87165B103</cusip>
         <value>282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1220</Sole>
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             <None>7180</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SYSCO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>871829107</cusip>
         <value>7560</value>
         <shrsOrPrnAmt>
             <sshPrnamt>126091</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>30583</Sole>
             <Shared>0</Shared>
             <None>95508</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TCF FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872275102</cusip>
         <value>2295</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100629</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>100000</Sole>
             <Shared>0</Shared>
             <None>629</None>
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     <infoTable>
         <nameOfIssuer>TC PIPELINES LP</nameOfIssuer>
         <titleOfClass>UT COM LTD PRT</titleOfClass>
         <cusip>87233Q108</cusip>
         <value>60</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1735</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>1735</Sole>
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             <None>0</None>
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         <nameOfIssuer>TD AMERITRADE HLDG CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87236Y108</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>462</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>462</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872540109</cusip>
         <value>64134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>786342</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>482735</Sole>
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             <None>303607</None>
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     <infoTable>
         <nameOfIssuer>T MOBILE US INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>872590104</cusip>
         <value>42</value>
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             <sshPrnamt>683</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>683</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
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         <cusip>874039100</cusip>
         <value>700</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16006</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TAKE-TWO INTERACTIVE SOFTWAR</nameOfIssuer>
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         <cusip>874054AD1</cusip>
         <value>86</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>19000</Sole>
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             <None>0</None>
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         <nameOfIssuer>TANGER FACTORY OUTLET CTRS I</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>875465106</cusip>
         <value>3047</value>
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             <sshPrnamt>138512</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>61225</None>
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         <nameOfIssuer>TAPESTRY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876030107</cusip>
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         <shrsOrPrnAmt>
             <sshPrnamt>67312</sshPrnamt>
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         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>38842</None>
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         <nameOfIssuer>TARGET CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>5067</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72973</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <otherManager>5</otherManager>
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             <Sole>33793</Sole>
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             <None>39180</None>
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         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5028</Sole>
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             <None>72</None>
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     <infoTable>
         <nameOfIssuer>TAUBMAN CTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>876664103</cusip>
         <value>256</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>600</Sole>
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             <None>3900</None>
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     <infoTable>
         <nameOfIssuer>TEJON RANCH CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879080109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>480</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>480</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEKLA HEALTHCARE OPPORTUNIT</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>879105104</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEKLA HEALTHCARE INVS</nameOfIssuer>
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         <cusip>87911J103</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>979</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>979</None>
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     <infoTable>
         <nameOfIssuer>TEKLA LIFE SCIENCES INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>87911K100</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>511</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>511</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TELECOM ITALIA S P A NEW</nameOfIssuer>
         <titleOfClass>SPON ADR ORD</titleOfClass>
         <cusip>87927Y102</cusip>
         <value>1145</value>
         <shrsOrPrnAmt>
             <sshPrnamt>119690</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>26745</Sole>
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             <None>92945</None>
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     <infoTable>
         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>31428</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>70910</None>
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     <infoTable>
         <nameOfIssuer>TELEFONICA S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>879382208</cusip>
         <value>189</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>12397</Sole>
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             <None>6791</None>
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     <infoTable>
         <nameOfIssuer>TEMPLETON GLOBAL INCOME FD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880198106</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>6</None>
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     <infoTable>
         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Shared>0</Shared>
             <None>400</None>
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     <infoTable>
         <nameOfIssuer>TERADATA CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88076W103</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>190</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEREX CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>880779103</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>200</Sole>
             <Shared>0</Shared>
             <None>800</None>
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     <infoTable>
         <nameOfIssuer>TERRITORIAL BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88145X108</cusip>
         <value>1928</value>
         <shrsOrPrnAmt>
             <sshPrnamt>65000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>65000</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88160R101</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
             <sshPrnamt>944</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>619</Sole>
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             <None>325</None>
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     <infoTable>
         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 3/0</titleOfClass>
         <cusip>88160RAC5</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12000</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>TEVA PHARMACEUTICAL INDS LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>881624209</cusip>
         <value>890</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52102</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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             <None>35997</None>
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     <infoTable>
         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18725</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>5700</Sole>
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             <None>13025</None>
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     <infoTable>
         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>39533</value>
         <shrsOrPrnAmt>
             <sshPrnamt>439741</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>246423</Sole>
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             <None>193318</None>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>1695</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16320</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15310</Sole>
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             <None>1010</None>
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         <nameOfIssuer>TEXTRON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883203101</cusip>
         <value>635</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10768</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>6348</Sole>
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             <None>4420</None>
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         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>76904</value>
         <shrsOrPrnAmt>
             <sshPrnamt>372490</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>238057</Sole>
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             <None>134433</None>
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     <infoTable>
         <nameOfIssuer>THOMSON REUTERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>884903105</cusip>
         <value>158</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4100</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>THOR INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>885160101</cusip>
         <value>10</value>
         <shrsOrPrnAmt>
             <sshPrnamt>90</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>90</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>25529</value>
         <shrsOrPrnAmt>
             <sshPrnamt>116297</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
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         <nameOfIssuer>UNIVERSAL HEALTH RLTY INCM T</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>91359E105</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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         <nameOfIssuer>UNIVERSAL HLTH SVCS INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>913903100</cusip>
         <value>117</value>
         <shrsOrPrnAmt>
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             <Sole>990</Sole>
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             <None>0</None>
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         <nameOfIssuer>UNIVEST CORP PA</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>915271100</cusip>
         <value>1390</value>
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             <None>0</None>
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         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>42131</value>
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             <None>199077</None>
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         <nameOfIssuer>VALERO ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91913Y100</cusip>
         <value>18802</value>
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             <sshPrnamt>202670</sshPrnamt>
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             <None>54325</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>920253101</cusip>
         <value>1009</value>
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             <None>260</None>
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         <nameOfIssuer>VANECK VECTORS ETF TR</nameOfIssuer>
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         <cusip>92189F361</cusip>
         <value>682</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22000</sshPrnamt>
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             <None>16700</None>
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         <value>1</value>
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         <cusip>92189F718</cusip>
         <value>33</value>
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         <titleOfClass>BIOTECH ETF</titleOfClass>
         <cusip>92189F726</cusip>
         <value>1119</value>
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         <cusip>921908844</cusip>
         <value>51</value>
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         <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
         <titleOfClass>MEGA CAP VAL ETF</titleOfClass>
         <cusip>921910840</cusip>
         <value>454</value>
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             <None>4725</None>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <cusip>921937819</cusip>
         <value>8887</value>
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         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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         <titleOfClass>TOTAL BND MRKT</titleOfClass>
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         <value>4159</value>
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         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>11013</value>
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             <None>53920</None>
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         <cusip>921946406</cusip>
         <value>957</value>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042676</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE SMCAP ETF</titleOfClass>
         <cusip>922042718</cusip>
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             <None>6915</None>
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         <cusip>922042775</cusip>
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         <cusip>922042858</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <cusip>922042866</cusip>
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         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
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         <titleOfClass>CONSUM DIS ETF</titleOfClass>
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     <infoTable>
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             <None>6200</None>
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     <infoTable>
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         <titleOfClass>FINANCIALS ETF</titleOfClass>
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         <titleOfClass>HEALTH CAR ETF</titleOfClass>
         <cusip>92204A504</cusip>
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     <infoTable>
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         <titleOfClass>INDUSTRIAL ETF</titleOfClass>
         <cusip>92204A603</cusip>
         <value>104</value>
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     <infoTable>
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         <titleOfClass>INF TECH ETF</titleOfClass>
         <cusip>92204A702</cusip>
         <value>653</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>22</value>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>VNG RUS1000IDX</titleOfClass>
         <cusip>92206C730</cusip>
         <value>273</value>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VARIAN MED SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92220P105</cusip>
         <value>162</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>VEEVA SYS INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>922475108</cusip>
         <value>68</value>
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             <sshPrnamt>935</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>0</None>
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     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2820</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
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             <Sole>2220</Sole>
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             <None>600</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>19081</value>
         <shrsOrPrnAmt>
             <sshPrnamt>78820</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>76946</Sole>
             <Shared>0</Shared>
             <None>1874</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>224</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>224</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>6103</value>
         <shrsOrPrnAmt>
             <sshPrnamt>80860</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>71961</Sole>
             <Shared>0</Shared>
             <None>8899</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>4101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25012</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>24912</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>2282</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17631</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13145</Sole>
             <Shared>0</Shared>
             <None>4486</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2286</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2286</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>LARGE CAP ETF</titleOfClass>
         <cusip>922908637</cusip>
         <value>3540</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29204</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>29004</Sole>
             <Shared>0</Shared>
             <None>200</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>71</value>
         <shrsOrPrnAmt>
             <sshPrnamt>634</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>634</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>214</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1506</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1506</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>8742</value>
         <shrsOrPrnAmt>
             <sshPrnamt>84729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>26256</Sole>
             <Shared>0</Shared>
             <None>58473</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>30950</value>
         <shrsOrPrnAmt>
             <sshPrnamt>210658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>158362</Sole>
             <Shared>0</Shared>
             <None>52296</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>5307</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>38606</Sole>
             <Shared>0</Shared>
             <None>500</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISIGN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343E102</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>165</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>165</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>12487</value>
         <shrsOrPrnAmt>
             <sshPrnamt>261131</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>172868</Sole>
             <Shared>0</Shared>
             <None>88263</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>4247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40833</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39043</Sole>
             <Shared>0</Shared>
             <None>1790</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>159</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERSUM MATLS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532W103</cusip>
         <value>1302</value>
         <shrsOrPrnAmt>
             <sshPrnamt>34598</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>10902</Sole>
             <Shared>0</Shared>
             <None>23696</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>88681</value>
         <shrsOrPrnAmt>
             <sshPrnamt>741357</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>484294</Sole>
             <Shared>0</Shared>
             <None>257063</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>477</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3935</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>3935</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>8164</value>
         <shrsOrPrnAmt>
             <sshPrnamt>293453</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>223881</Sole>
             <Shared>0</Shared>
             <None>69572</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>929042109</cusip>
         <value>2171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32262</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>15211</Sole>
             <Shared>0</Shared>
             <None>17051</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VOYA FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929089100</cusip>
         <value>4192</value>
         <shrsOrPrnAmt>
             <sshPrnamt>83000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>83000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2785</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2785</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92924F106</cusip>
         <value>134</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1600</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1600</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WSFS FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929328102</cusip>
         <value>4445</value>
         <shrsOrPrnAmt>
             <sshPrnamt>92803</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>92803</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WMIH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92936P100</cusip>
         <value>0</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>W P CAREY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92936U109</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>50</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>50</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WPP PLC NEW</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>92937A102</cusip>
         <value>1826</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22960</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4800</Sole>
             <Shared>0</Shared>
             <None>18160</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>585</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>585</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>5219</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>36846</Sole>
             <Shared>0</Shared>
             <None>27267</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WADDELL &amp; REED FINL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>930059100</cusip>
         <value>789</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39036</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>39036</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>10114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>113679</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>81482</Sole>
             <Shared>0</Shared>
             <None>32197</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931427108</cusip>
         <value>8658</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132243</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>71155</Sole>
             <Shared>0</Shared>
             <None>61088</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASHINGTON PRIME GROUP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>93964W108</cusip>
         <value>444</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66603</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>34209</Sole>
             <Shared>0</Shared>
             <None>32394</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>2668</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31720</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17121</Sole>
             <Shared>0</Shared>
             <None>14599</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATERS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>941848103</cusip>
         <value>450</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2263</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1173</Sole>
             <Shared>0</Shared>
             <None>1090</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEBSTER FINL CORP CONN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>947890109</cusip>
         <value>4814</value>
         <shrsOrPrnAmt>
             <sshPrnamt>86895</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>86895</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>948741103</cusip>
         <value>4667</value>
         <shrsOrPrnAmt>
             <sshPrnamt>166190</sshPrnamt>
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             <sshPrnamt>55783</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>55783</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>1637</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19601</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>13181</Sole>
             <Shared>0</Shared>
             <None>6420</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ZTO EXPRESS CAYMAN INC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>98980A105</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>7150</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ADIENT PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G0084W101</cusip>
         <value>88</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1467</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>803</Sole>
             <Shared>0</Shared>
             <None>664</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>716</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4253</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>1761</Sole>
             <Shared>0</Shared>
             <None>2492</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G02602103</cusip>
         <value>3</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>40</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMBARELLA INC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G037AX101</cusip>
         <value>1383</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28235</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4480</Sole>
             <Shared>0</Shared>
             <None>23755</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AON PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G0408V102</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>546</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>23169</value>
         <shrsOrPrnAmt>
             <sshPrnamt>270697</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>124450</Sole>
             <Shared>0</Shared>
             <None>146247</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BIOHAVEN PHARMACTL HLDG CO L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G11196105</cusip>
         <value>10690</value>
         <shrsOrPrnAmt>
             <sshPrnamt>415000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>415000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>44183</value>
         <shrsOrPrnAmt>
             <sshPrnamt>287837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>199425</Sole>
             <Shared>0</Shared>
             <None>88412</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
         <titleOfClass>LP INT UNIT</titleOfClass>
         <cusip>G16252101</cusip>
         <value>182</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4375</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>DELPHI TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G2709G107</cusip>
         <value>1833</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38469</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>17736</Sole>
             <Shared>0</Shared>
             <None>20733</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>18191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>227643</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>174979</Sole>
             <Shared>0</Shared>
             <None>52664</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESSENT GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
         <value>1915</value>
         <shrsOrPrnAmt>
             <sshPrnamt>45000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>45000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3223R108</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>60</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G4388N106</cusip>
         <value>218</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G4617B105</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19420</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2760</Sole>
             <Shared>0</Shared>
             <None>16660</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>226</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>468</Sole>
             <Shared>0</Shared>
             <None>2170</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>1</value>
         <shrsOrPrnAmt>
             <sshPrnamt>400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>37764</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1179745</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>734770</Sole>
             <Shared>0</Shared>
             <None>444975</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>145</Sole>
             <Shared>0</Shared>
             <None>1080</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>712</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20211</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>9239</Sole>
             <Shared>0</Shared>
             <None>10972</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL A</titleOfClass>
         <cusip>G5480U104</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2446</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>2446</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
         <titleOfClass>SHS CL C</titleOfClass>
         <cusip>G5480U120</cusip>
         <value>122</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>4000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MALLINCKRODT PUB LTD CO</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5785G107</cusip>
         <value>93</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6440</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>810</Sole>
             <Shared>0</Shared>
             <None>5630</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>8175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>101910</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>48581</Sole>
             <Shared>0</Shared>
             <None>53329</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>2592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30510</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14820</Sole>
             <Shared>0</Shared>
             <None>15690</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G66721104</cusip>
         <value>167</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>520</Sole>
             <Shared>0</Shared>
             <None>2630</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>2</value>
         <shrsOrPrnAmt>
             <sshPrnamt>100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>100</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G7496G103</cusip>
         <value>3283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23700</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>23700</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>542</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>542</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>4504</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66102</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>40043</Sole>
             <Shared>0</Shared>
             <None>26059</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>6294</value>
         <shrsOrPrnAmt>
             <sshPrnamt>121445</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>14341</Sole>
             <Shared>0</Shared>
             <None>107104</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G87110105</cusip>
         <value>1059</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35959</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>21901</Sole>
             <Shared>0</Shared>
             <None>14058</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>GOLAR LNG LTD BERMUDA</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G9456A100</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>530</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>530</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G96629103</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>42</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>XL GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G98294104</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>597</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>5</otherManager>
         <votingAuthority>
             <Sole>597</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
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         <cusip>N59465109</cusip>
         <value>800</value>
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         <value>143</value>
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             <None>0</None>
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         <nameOfIssuer>YANDEX N V</nameOfIssuer>
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         <cusip>N97284108</cusip>
         <value>41</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1033</sshPrnamt>
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         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>9979</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>GOLAR LNG PARTNERS LP</nameOfIssuer>
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         <cusip>Y2745C102</cusip>
         <value>17</value>
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             <None>0</None>
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         <cusip>Y62267102</cusip>
         <value>235</value>
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         <cusip>Y8564M105</cusip>
         <value>358</value>
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         <nameOfIssuer>ABB LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>000375204</cusip>
         <value>840</value>
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             <None>4000</None>
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         <nameOfIssuer>ADT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00090Q103</cusip>
         <value>81</value>
         <shrsOrPrnAmt>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>270</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
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         <cusip>00162Q866</cusip>
         <value>452</value>
         <shrsOrPrnAmt>
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         <otherManager>6</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
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         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>1454</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>2709</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>1800</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00738A106</cusip>
         <value>622</value>
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         <nameOfIssuer>ADVANCED SEMICONDUCTOR ENGR</nameOfIssuer>
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         <cusip>00756M404</cusip>
         <value>89</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00817Y108</cusip>
         <value>1087</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>008252108</cusip>
         <value>752</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>00846U101</cusip>
         <value>545</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>2124</value>
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         <cusip>015351109</cusip>
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         <value>213</value>
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         <value>6476</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
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         <titleOfClass>COM DISNEY</titleOfClass>
         <cusip>254687106</cusip>
         <value>3165</value>
         <shrsOrPrnAmt>
             <sshPrnamt>31514</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>19888</Sole>
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             <None>9190</None>
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         <nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>254709108</cusip>
         <value>3318</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46127</sshPrnamt>
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         <otherManager>6</otherManager>
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             <Sole>36346</Sole>
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             <None>9229</None>
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         <nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
         <titleOfClass>COM SER C</titleOfClass>
         <cusip>25470F302</cusip>
         <value>297</value>
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             <sshPrnamt>15205</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15205</Sole>
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             <None>0</None>
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         <nameOfIssuer>DOVER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>260003108</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3750</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>3750</Sole>
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             <None>0</None>
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         <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26078J100</cusip>
         <value>4720</value>
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             <sshPrnamt>74082</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>69690</Sole>
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             <None>176</None>
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         <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>26441C204</cusip>
         <value>619</value>
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             <sshPrnamt>7998</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5552</Sole>
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             <None>2237</None>
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         <nameOfIssuer>DYCOM INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>267475101</cusip>
         <value>242</value>
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             <sshPrnamt>2245</sshPrnamt>
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         <otherManager>6</otherManager>
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             <Sole>2187</Sole>
             <Shared>58</Shared>
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         <nameOfIssuer>EOG RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26875P101</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2441</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2341</Sole>
             <Shared>100</Shared>
             <None>0</None>
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         <nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>682</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6462</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>5746</Sole>
             <Shared>326</Shared>
             <None>390</None>
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         <nameOfIssuer>EBAY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278642103</cusip>
         <value>942</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23416</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>22161</Sole>
             <Shared>1255</Shared>
             <None>0</None>
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         <nameOfIssuer>ECOLAB INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278865100</cusip>
         <value>1642</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11982</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2249</Sole>
             <Shared>431</Shared>
             <None>9302</None>
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         <nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>285512109</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1852</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>574</Sole>
             <Shared>1278</Shared>
             <None>0</None>
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         <nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29084Q100</cusip>
         <value>511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6556</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>29</Sole>
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             <None>6527</None>
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         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>3928</value>
         <shrsOrPrnAmt>
             <sshPrnamt>57509</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>55984</Sole>
             <Shared>1525</Shared>
             <None>0</None>
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         <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>378</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12005</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7356</Sole>
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             <None>4147</None>
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         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13004</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12254</Sole>
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             <None>0</None>
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         <nameOfIssuer>ENVESTNET INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29404K106</cusip>
         <value>462</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8055</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>256</Sole>
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             <None>7799</None>
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         <nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>29476L107</cusip>
         <value>205</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3335</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2335</Sole>
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             <None>0</None>
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         <nameOfIssuer>EVERSOURCE ENERGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30040W108</cusip>
         <value>2180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>36601</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4158</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>453</Sole>
             <Shared>705</Shared>
             <None>3000</None>
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     <infoTable>
         <nameOfIssuer>EXPONENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30214U102</cusip>
         <value>228</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2897</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>267</Sole>
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             <None>2630</None>
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     <infoTable>
         <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30219G108</cusip>
         <value>379</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5495</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5236</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>30231G102</cusip>
         <value>13266</value>
         <shrsOrPrnAmt>
             <sshPrnamt>177802</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>155389</Sole>
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             <None>16630</None>
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     <infoTable>
         <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>30303M102</cusip>
         <value>2655</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16614</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>11092</Sole>
             <Shared>5026</Shared>
             <None>496</None>
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     <infoTable>
         <nameOfIssuer>FASTENAL CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>311900104</cusip>
         <value>962</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17621</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3418</Sole>
             <Shared>2410</Shared>
             <None>11793</None>
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         <nameOfIssuer>FEDEX CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31428X106</cusip>
         <value>1039</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4327</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2978</Sole>
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             <None>833</None>
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         <nameOfIssuer>FIRST BANCORP INC ME</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>31866P102</cusip>
         <value>224</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>8000</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>33616C100</cusip>
         <value>368</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3970</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1420</Sole>
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             <None>2550</None>
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         <nameOfIssuer>FIRST TR EXCHAN TRADED FD VI</nameOfIssuer>
         <titleOfClass>FST TR GLB FD</titleOfClass>
         <cusip>33739H101</cusip>
         <value>203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9715</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9715</Sole>
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             <None>0</None>
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         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FST LOW OPPT EFT</titleOfClass>
         <cusip>33739Q200</cusip>
         <value>257</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
         <titleOfClass>FIRST TR ENH NEW</titleOfClass>
         <cusip>33739Q408</cusip>
         <value>248</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
         <titleOfClass>COM PAR $0.01</titleOfClass>
         <cusip>345370860</cusip>
         <value>163</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14758</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>14258</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FORTIVE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>34959J108</cusip>
         <value>3343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43128</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>38471</Sole>
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             <None>4407</None>
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     <infoTable>
         <nameOfIssuer>FRANKLIN FINL NETWORK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>35352P104</cusip>
         <value>592</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>18150</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>35671D857</cusip>
         <value>195</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11104</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>11104</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>ADS</titleOfClass>
         <cusip>36197T103</cusip>
         <value>236</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2100</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2100</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>GANNETT CO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>36473H104</cusip>
         <value>150</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15000</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>369550108</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1250</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
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         <nameOfIssuer>HEALTHCARE SVCS GRP INC</nameOfIssuer>
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         <cusip>50540R409</cusip>
         <value>514</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>517834107</cusip>
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             <None>75</None>
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         <value>7558</value>
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             <None>600</None>
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         <cusip>521865204</cusip>
         <value>671</value>
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         <nameOfIssuer>LEGG MASON INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>524901105</cusip>
         <value>962</value>
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         <nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
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         <cusip>532457108</cusip>
         <value>462</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>534187109</cusip>
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             <None>9453</None>
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         <nameOfIssuer>LLOYDS BANKING GROUP PLC</nameOfIssuer>
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         <value>61</value>
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             <None>16350</None>
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         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>840</value>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>1938</value>
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         <nameOfIssuer>MGM RESORTS INTERNATIONAL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>552953101</cusip>
         <value>339</value>
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         <nameOfIssuer>MANULIFE FINL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56501R106</cusip>
         <value>248</value>
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             <None>3350</None>
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         <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>56585A102</cusip>
         <value>741</value>
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         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>642</value>
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             <None>428</None>
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         <cusip>571903202</cusip>
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         <otherManager>6</otherManager>
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         <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
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         <cusip>57636Q104</cusip>
         <value>2636</value>
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         <nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
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         <value>754</value>
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         <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
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         <nameOfIssuer>MELCO RESORT ENTERTAINMENT L</nameOfIssuer>
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         <cusip>585464100</cusip>
         <value>272</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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         <cusip>58933Y105</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>313</value>
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         <titleOfClass>COM</titleOfClass>
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         <titleOfClass>COM</titleOfClass>
         <cusip>595017104</cusip>
         <value>1344</value>
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         <cusip>595112103</cusip>
         <value>335</value>
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         <value>259</value>
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         <value>507</value>
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         <value>219</value>
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         <cusip>617446448</cusip>
         <value>461</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>640268108</cusip>
         <value>659</value>
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         <titleOfClass>COM</titleOfClass>
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         <cusip>64110L106</cusip>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>223</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>654106103</cusip>
         <value>405</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>1247</value>
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             <None>1779</None>
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         <cusip>66987V109</cusip>
         <value>973</value>
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         <value>259</value>
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         <cusip>67066G104</cusip>
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             <Sole>108</Sole>
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         <nameOfIssuer>ON SEMICONDUCTOR CORP</nameOfIssuer>
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         <value>636</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>26018</None>
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         <value>361</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>2729</Sole>
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         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>2494</value>
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             <sshPrnamt>54496</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>48478</Sole>
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             <None>3425</None>
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         <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
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         <value>430</value>
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             <sshPrnamt>2846</sshPrnamt>
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             <Sole>1966</Sole>
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             <None>780</None>
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         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
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         <cusip>693506107</cusip>
         <value>443</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>3350</Sole>
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         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>317</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>7827</Sole>
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         <value>632</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>9550</Sole>
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             <None>0</None>
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         <nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>2349</value>
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             <sshPrnamt>13733</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <None>425</None>
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         <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>70450Y103</cusip>
         <value>4408</value>
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             <sshPrnamt>58105</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
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             <Sole>55150</Sole>
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             <None>1015</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>5647</value>
         <shrsOrPrnAmt>
             <sshPrnamt>51733</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <votingAuthority>
             <Sole>35573</Sole>
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             <None>10900</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>5398</value>
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         <value>1372</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>674</value>
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         <cusip>72201R833</cusip>
         <value>202</value>
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         <titleOfClass>COM</titleOfClass>
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         <value>247</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>2485</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>74346Y103</cusip>
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         <value>671</value>
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         <cusip>744573106</cusip>
         <value>217</value>
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         <value>272</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <value>631</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <cusip>755111507</cusip>
         <value>1570</value>
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         <investmentDiscretion>DFND</investmentDiscretion>
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         <value>212</value>
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             <None>138</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>244</value>
         <shrsOrPrnAmt>
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             <Sole>4980</Sole>
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             <None>0</None>
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         <nameOfIssuer>TEXAS CAPITAL BANCSHARES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88224Q107</cusip>
         <value>1259</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>DFND</investmentDiscretion>
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             <None>141</None>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <value>448</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4316</sshPrnamt>
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         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3820</Sole>
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         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>3073</value>
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         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
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         <cusip>89151E109</cusip>
         <value>258</value>
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             <sshPrnamt>4477</sshPrnamt>
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         <cusip>893641100</cusip>
         <value>473</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>896239100</cusip>
         <value>905</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
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             <Sole>195</Sole>
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         <nameOfIssuer>UNILEVER N V</nameOfIssuer>
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         <cusip>904784709</cusip>
         <value>1110</value>
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         <value>1922</value>
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         <nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
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         <cusip>913017109</cusip>
         <value>5059</value>
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         <cusip>91911K102</cusip>
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         <value>254</value>
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             <Sole>1965</Sole>
             <Shared>2500</Shared>
             <None>1600</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>INT-TERM CORP</titleOfClass>
         <cusip>92206C870</cusip>
         <value>5731</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67548</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>53695</Sole>
             <Shared>13568</Shared>
             <None>285</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>875</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3613</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3613</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP VL IDXVIP</titleOfClass>
         <cusip>922908512</cusip>
         <value>3135</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28654</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>24408</Sole>
             <Shared>4246</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MCAP GR IDXVIP</titleOfClass>
         <cusip>922908538</cusip>
         <value>3221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24855</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>20112</Sole>
             <Shared>4743</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>2518</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26039</Sole>
             <Shared>7325</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SML CP GRW ETF</titleOfClass>
         <cusip>922908595</cusip>
         <value>1684</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9106</Sole>
             <Shared>1167</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SM CP VAL ETF</titleOfClass>
         <cusip>922908611</cusip>
         <value>1781</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13757</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>12341</Sole>
             <Shared>1416</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>MID CAP ETF</titleOfClass>
         <cusip>922908629</cusip>
         <value>1181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7657</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7595</Sole>
             <Shared>62</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>GROWTH ETF</titleOfClass>
         <cusip>922908736</cusip>
         <value>5727</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40361</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>36663</Sole>
             <Shared>3507</Shared>
             <None>191</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>VALUE ETF</titleOfClass>
         <cusip>922908744</cusip>
         <value>899</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>8021</Sole>
             <Shared>693</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>SMALL CP ETF</titleOfClass>
         <cusip>922908751</cusip>
         <value>2551</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17361</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>16598</Sole>
             <Shared>763</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>TOTAL STK MKT</titleOfClass>
         <cusip>922908769</cusip>
         <value>393</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2896</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1931</Sole>
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             <None>965</None>
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     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>2878</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60196</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>44002</Sole>
             <Shared>12968</Shared>
             <None>3226</None>
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     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>1587</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15258</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1497</Sole>
             <Shared>0</Shared>
             <None>13761</None>
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     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>7770</value>
         <shrsOrPrnAmt>
             <sshPrnamt>64958</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>46610</Sole>
             <Shared>4273</Shared>
             <None>14075</None>
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     <infoTable>
         <nameOfIssuer>VMWARE INC</nameOfIssuer>
         <titleOfClass>CL A COM</titleOfClass>
         <cusip>928563402</cusip>
         <value>771</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6361</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>582</Sole>
             <Shared>183</Shared>
             <None>5596</None>
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     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>314</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
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             <None>2204</None>
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     <infoTable>
         <nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929160109</cusip>
         <value>846</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7410</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>7410</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WABTEC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>929740108</cusip>
         <value>285</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3495</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3495</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WAGEWORKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>930427109</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14384</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>963</Sole>
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             <None>13421</None>
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     <infoTable>
         <nameOfIssuer>WALMART INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
         <value>3616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>29237</Sole>
             <Shared>3084</Shared>
             <None>8324</None>
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     <infoTable>
         <nameOfIssuer>WASTE CONNECTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106B101</cusip>
         <value>755</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10526</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3288</Sole>
             <Shared>0</Shared>
             <None>7238</None>
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     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4638</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4226</Sole>
             <Shared>412</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WATSCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>942622200</cusip>
         <value>772</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4267</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>64</Sole>
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             <None>4203</None>
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     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>2791</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53257</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>35523</Sole>
             <Shared>7584</Shared>
             <None>10150</None>
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     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962166104</cusip>
         <value>991</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28297</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>26579</Sole>
             <Shared>1718</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>298</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11976</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>9136</Sole>
             <Shared>2840</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WYNDHAM WORLDWIDE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98310W108</cusip>
         <value>243</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>673</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98389B100</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6315</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6315</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>XYLEM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98419M100</cusip>
         <value>806</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10477</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10477</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>988498101</cusip>
         <value>3114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36574</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>35824</Sole>
             <Shared>225</Shared>
             <None>525</None>
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     <infoTable>
         <nameOfIssuer>YUM CHINA HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98850P109</cusip>
         <value>845</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>19574</Sole>
             <Shared>727</Shared>
             <None>50</None>
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     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>476</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5703</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4715</Sole>
             <Shared>988</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>232</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1378</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1378</Sole>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>G0450A105</cusip>
         <value>616</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7195</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>6675</Sole>
             <Shared>520</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>4113</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26800</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>23900</Sole>
             <Shared>275</Shared>
             <None>2625</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G29183103</cusip>
         <value>1719</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21508</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>20146</Sole>
             <Shared>1362</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>FERROGLOBE PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G33856108</cusip>
         <value>164</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15325</sshPrnamt>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>15325</Sole>
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             <None>0</None>
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         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>1340</Sole>
             <Shared>3000</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>INVESCO LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G491BT108</cusip>
         <value>1824</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56995</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>53745</Sole>
             <Shared>1060</Shared>
             <None>2190</None>
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     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>898</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5937</Sole>
             <Shared>1057</Shared>
             <None>4200</None>
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         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>3922</Sole>
             <Shared>235</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>XL GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G98294104</cusip>
         <value>326</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5889</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>5889</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>2733</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19981</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>17840</Sole>
             <Shared>1285</Shared>
             <None>856</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H8817H100</cusip>
         <value>99</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>10000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>769</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7106</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>219</Sole>
             <Shared>104</Shared>
             <None>6783</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ROYAL CARIBBEAN CRUISES LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>V7780T103</cusip>
         <value>241</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2040</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>2040</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>1101</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4674</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>4599</Sole>
             <Shared>75</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DIANA SHIPPING INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>Y2066G104</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11010</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>6</otherManager>
         <votingAuthority>
             <Sole>11010</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AFLAC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>001055102</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>110</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>110</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00130H105</cusip>
         <value>633</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55667</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>55667</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
         <titleOfClass>ALERIAN MLP</titleOfClass>
         <cusip>00162Q866</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5955</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>5955</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AMC NETWORKS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>00164V103</cusip>
         <value>328</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6351</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5937</Sole>
             <Shared>414</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00206R102</cusip>
         <value>1190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33391</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>33391</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>002824100</cusip>
         <value>1486</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24802</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>22722</Sole>
             <Shared>2080</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ABBVIE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00287Y109</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1476</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1476</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACI WORLDWIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>004498101</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9667</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9667</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ACORDA THERAPEUTICS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.750% 6/1</titleOfClass>
         <cusip>00484MAA4</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>47000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>47000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00724F101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>53</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AERIE PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00771V108</cusip>
         <value>240</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4424</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4424</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ADVANCED ENERGY INDS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>007973100</cusip>
         <value>202</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3169</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3066</Sole>
             <Shared>103</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AETNA INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>00817Y108</cusip>
         <value>873</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4724</Sole>
             <Shared>440</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AGREE REALTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>008492100</cusip>
         <value>110</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2280</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1709</Sole>
             <Shared>571</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>DBCV 2/1</titleOfClass>
         <cusip>00971TAG6</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>22000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALBANY INTL CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>012348108</cusip>
         <value>337</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5382</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5206</Sole>
             <Shared>176</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALEXANDRIA REAL ESTATE EQ IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>015271109</cusip>
         <value>254</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2037</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1526</Sole>
             <Shared>511</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
         <titleOfClass>SPONSORED ADS</titleOfClass>
         <cusip>01609W102</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>66</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>66</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALLSCRIPTS HEALTHCARE SOLUTN</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 7/0</titleOfClass>
         <cusip>01988PAD0</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>63000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>63000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL C</titleOfClass>
         <cusip>02079K107</cusip>
         <value>1445</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1282</Sole>
             <Shared>118</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALPHABET INC</nameOfIssuer>
         <titleOfClass>CAP STK CL A</titleOfClass>
         <cusip>02079K305</cusip>
         <value>1118</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1078</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>940</Sole>
             <Shared>138</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALTRA INDL MOTION CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02208R106</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7216</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6981</Sole>
             <Shared>235</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>02209S103</cusip>
         <value>485</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7778</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMAZON COM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>023135106</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>38</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN CAMPUS CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>024835100</cusip>
         <value>55</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1435</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1076</Sole>
             <Shared>359</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025537101</cusip>
         <value>757</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11036</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11036</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>AMERICAN EQTY INVT LIFE HLD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025676206</cusip>
         <value>241</value>
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             <sshPrnamt>8214</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7947</Sole>
             <Shared>267</Shared>
             <None>0</None>
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         <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>025816109</cusip>
         <value>1446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15503</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14575</Sole>
             <Shared>928</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>026874784</cusip>
         <value>1247</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21542</Sole>
             <Shared>1381</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>AMERICAN TOWER CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03027X100</cusip>
         <value>353</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2427</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1777</Sole>
             <Shared>650</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>AMETEK INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>031100100</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>339</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>339</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>AMGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>031162100</cusip>
         <value>632</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3705</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ANADARKO PETE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>032511107</cusip>
         <value>2317</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38348</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>36448</Sole>
             <Shared>1900</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>032654105</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>155</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>155</Shared>
             <None>0</None>
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         <nameOfIssuer>ANDEAVOR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03349M105</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>180</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>180</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ANDEAVOR LOGISTICS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LP INT</titleOfClass>
         <cusip>03350F106</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1485</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1485</Sole>
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             <None>0</None>
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         <nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>03524A108</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>56</Shared>
             <None>0</None>
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         <nameOfIssuer>ANIXTER INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>035290105</cusip>
         <value>258</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3290</Sole>
             <Shared>110</Shared>
             <None>0</None>
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         <nameOfIssuer>ANTERO MIDSTREAM PARTNERS LP</nameOfIssuer>
         <titleOfClass>UNT LTD PARTN</titleOfClass>
         <cusip>03673L103</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1250</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1250</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>APARTMENT INVT &amp; MGMT CO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>03748R101</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3207</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2401</Sole>
             <Shared>806</Shared>
             <None>0</None>
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         <nameOfIssuer>APPLE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>037833100</cusip>
         <value>1021</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6088</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4629</Sole>
             <Shared>1459</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ARAMARK</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>03852U106</cusip>
         <value>19</value>
         <shrsOrPrnAmt>
             <sshPrnamt>486</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>486</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ARES CAP CORP</nameOfIssuer>
         <titleOfClass>NOTE 4.375% 1/1</titleOfClass>
         <cusip>04010LAM5</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>52000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ARTISAN PARTNERS ASSET MGMT</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>04316A108</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>513</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>513</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>046353108</cusip>
         <value>327</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9352</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ATLAS AIR WORLDWIDE HLDGS IN</nameOfIssuer>
         <titleOfClass>NOTE 2.250% 6/0</titleOfClass>
         <cusip>049164BH8</cusip>
         <value>53</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>46000</Sole>
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             <None>0</None>
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         <nameOfIssuer>AURINIA PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05156V102</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2666</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2666</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>AUTODESK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>052769106</cusip>
         <value>2203</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17543</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16314</Sole>
             <Shared>1229</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>AVALONBAY CMNTYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>053484101</cusip>
         <value>136</value>
         <shrsOrPrnAmt>
             <sshPrnamt>826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>619</Sole>
             <Shared>207</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>BCE INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>05534B760</cusip>
         <value>461</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10717</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10717</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>BP PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>055622104</cusip>
         <value>463</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11431</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8584</Sole>
             <Shared>2847</Shared>
             <None>0</None>
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         <nameOfIssuer>BOFI HLDG INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>05566U108</cusip>
         <value>645</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15921</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15921</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BP MIDSTREAM PARTNERS LP</nameOfIssuer>
         <titleOfClass>UNIT LTD PTNR</titleOfClass>
         <cusip>0556EL109</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1375</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BAIDU INC</nameOfIssuer>
         <titleOfClass>SPON ADR REP A</titleOfClass>
         <cusip>056752108</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>430</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>430</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTA</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>05946K101</cusip>
         <value>786</value>
         <shrsOrPrnAmt>
             <sshPrnamt>99549</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>99549</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BANK AMER CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>060505104</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1049</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>584</Sole>
             <Shared>465</Shared>
             <None>0</None>
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         <nameOfIssuer>BANK AMER CORP</nameOfIssuer>
         <titleOfClass>7.25%CNV PFD L</titleOfClass>
         <cusip>060505682</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>30</Sole>
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             <None>0</None>
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         <nameOfIssuer>BANK OF THE OZARKS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>063904106</cusip>
         <value>419</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8673</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8673</Sole>
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             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>064058100</cusip>
         <value>237</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4606</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2100</Sole>
             <Shared>2506</Shared>
             <None>0</None>
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         <nameOfIssuer>BEACON ROOFING SUPPLY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>073685109</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>390</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>390</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>W R BERKLEY CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>084423102</cusip>
         <value>1535</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>19827</Sole>
             <Shared>1284</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
         <titleOfClass>CL B NEW</titleOfClass>
         <cusip>084670702</cusip>
         <value>3058</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15328</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13387</Sole>
             <Shared>1941</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>BERKSHIRE HILLS BANCORP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>084680107</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>355</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>355</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BERRY GLOBAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>08579W103</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>241</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>241</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
         <titleOfClass>NOTE 0.750%10/1</titleOfClass>
         <cusip>09061GAE1</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>49000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
         <titleOfClass>NOTE 0.599% 8/0</titleOfClass>
         <cusip>09061GAH4</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>39000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>39000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BIOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09062X103</cusip>
         <value>1694</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6188</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5700</Sole>
             <Shared>488</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLACK KNIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09215C105</cusip>
         <value>1574</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33423</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>31462</Sole>
             <Shared>1961</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09247X101</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>26</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>26</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLACKROCK CAPITAL INVESTMENT</nameOfIssuer>
         <titleOfClass>NOTE 5.000% 6/1</titleOfClass>
         <cusip>092533AC2</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>25000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLACKSTONE MTG TR INC</nameOfIssuer>
         <titleOfClass>NOTE 4.375% 5/0</titleOfClass>
         <cusip>09257WAB6</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>37000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BLOOMIN BRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>094235108</cusip>
         <value>438</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18051</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17463</Sole>
             <Shared>588</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOEING CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>097023105</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>72</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOINGO WIRELESS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>09739C102</cusip>
         <value>391</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15782</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BORGWARNER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>099724106</cusip>
         <value>645</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12837</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11752</Sole>
             <Shared>1085</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BOSTON PROPERTIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>101121101</cusip>
         <value>180</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1457</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1090</Sole>
             <Shared>367</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BRIGHTHOUSE FINL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>10922N103</cusip>
         <value>287</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5590</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5122</Sole>
             <Shared>468</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>110122108</cusip>
         <value>93</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>1463</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>110448107</cusip>
         <value>127</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2202</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2202</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROOKFIELD ASSET MGMT INC</nameOfIssuer>
         <titleOfClass>CL A LTD VT SH</titleOfClass>
         <cusip>112585104</cusip>
         <value>832</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21323</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21323</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BUCKEYE PARTNERS L P</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>118230101</cusip>
         <value>40</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1065</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1065</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CDW CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12514G108</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>194</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CME GROUP INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>12572Q105</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
             <sshPrnamt>213</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>106</Sole>
             <Shared>107</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CSG SYS INTL INC</nameOfIssuer>
         <titleOfClass>NOTE 4.250% 3/1</titleOfClass>
         <cusip>126349AF6</cusip>
         <value>61</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>56000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>126650100</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>179</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CABOT CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>127055101</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4797</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4652</Sole>
             <Shared>145</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CABOT OIL &amp; GAS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>127097103</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>645</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>645</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CABOT MICROELECTRONICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>12709P103</cusip>
         <value>437</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4083</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3950</Sole>
             <Shared>133</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CADENCE BANCORPORATION</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>12739A100</cusip>
         <value>283</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10396</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10056</Sole>
             <Shared>340</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CALAMP CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>128126109</cusip>
         <value>234</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10213</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10213</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CALAMP CORP</nameOfIssuer>
         <titleOfClass>NOTE 1.625% 5/1</titleOfClass>
         <cusip>128126AB5</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>29000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>29000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CALLAWAY GOLF CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>131193104</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1340</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CAMECO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>13321L108</cusip>
         <value>299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32858</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>32858</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CDN IMPERIAL BK COMM TORONTO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>136069101</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3070</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3070</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>136375102</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>744</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>744</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CANTEL MEDICAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>138098108</cusip>
         <value>324</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2911</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2816</Sole>
             <Shared>95</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CARDTRONICS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.000%12/0</titleOfClass>
         <cusip>14161HAG3</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>74000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CARRIZO OIL &amp; GAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>144577103</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>285</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CATALENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>148806102</cusip>
         <value>412</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10032</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9705</Sole>
             <Shared>327</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CELGENE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>151020104</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>238</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>238</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CENTURY CASINOS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156492100</cusip>
         <value>77</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10282</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10282</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>156700106</cusip>
         <value>164</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9969</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4744</Sole>
             <Shared>5225</Shared>
             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>156782104</cusip>
         <value>223</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>CEVA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>157210105</cusip>
         <value>446</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>CHARTER COMMUNICATIONS INC N</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>16119P108</cusip>
         <value>518</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>1526</Sole>
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             <None>0</None>
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         <nameOfIssuer>CHEESECAKE FACTORY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>163072101</cusip>
         <value>351</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7278</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>166764100</cusip>
         <value>1121</value>
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             <sshPrnamt>9829</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>9829</Sole>
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             <None>0</None>
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         <nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>171340102</cusip>
         <value>84</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1663</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CIMAREX ENERGY CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>171798101</cusip>
         <value>634</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6783</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>6218</Sole>
             <Shared>565</Shared>
             <None>0</None>
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         <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>172967424</cusip>
         <value>1341</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19865</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>18217</Sole>
             <Shared>1648</Shared>
             <None>0</None>
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         <nameOfIssuer>CITRIX SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>177376100</cusip>
         <value>977</value>
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             <sshPrnamt>10523</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9817</Sole>
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         <nameOfIssuer>CLOVIS ONCOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>189464100</cusip>
         <value>131</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2487</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2487</Sole>
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             <None>0</None>
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         <nameOfIssuer>COCA COLA CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>191216100</cusip>
         <value>1099</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25308</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>25112</Sole>
             <Shared>196</Shared>
             <None>0</None>
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         <nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIO</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>192446102</cusip>
         <value>20</value>
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             <sshPrnamt>247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>247</Sole>
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         <nameOfIssuer>COHERENT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>192479103</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1778</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1720</Sole>
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             <None>0</None>
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         <titleOfClass>COM</titleOfClass>
         <cusip>19459J104</cusip>
         <value>156</value>
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             <sshPrnamt>6104</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <None>0</None>
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         <cusip>19624RAB2</cusip>
         <value>52</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>COLUMBIA BKG SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>197236102</cusip>
         <value>21</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>COMCAST CORP NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>20030N101</cusip>
         <value>3749</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>200340107</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>155</Shared>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>21036P108</cusip>
         <value>127</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>124</Shared>
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         <cusip>216648402</cusip>
         <value>16</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>222070203</cusip>
         <value>292</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Shared>1321</Shared>
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         <titleOfClass>COM</titleOfClass>
         <cusip>225447101</cusip>
         <value>923</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>CRITEO S A</nameOfIssuer>
         <titleOfClass>SPONS ADS</titleOfClass>
         <cusip>226718104</cusip>
         <value>441</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>227046109</cusip>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>22822V101</cusip>
         <value>661</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>22943FAM2</cusip>
         <value>44</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>232806109</cusip>
         <value>561</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>DBX ETF TR</nameOfIssuer>
         <titleOfClass>XTRACK MSCI EAFE</titleOfClass>
         <cusip>233051200</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
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         <cusip>233051853</cusip>
         <value>4705</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>23311P100</cusip>
         <value>35</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>235851102</cusip>
         <value>12</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>121</Shared>
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         <titleOfClass>COM</titleOfClass>
         <cusip>237266101</cusip>
         <value>339</value>
         <shrsOrPrnAmt>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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         <nameOfIssuer>DAVE &amp; BUSTERS ENTMT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>238337109</cusip>
         <value>579</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>DENTSPLY SIRONA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>24906P109</cusip>
         <value>8</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>DEVON ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25179M103</cusip>
         <value>620</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>DIAGEO P L C</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>25243Q205</cusip>
         <value>1797</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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     <infoTable>
         <nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>253868103</cusip>
         <value>106</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>755</Sole>
             <Shared>248</Shared>
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         <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
         <titleOfClass>COM DISNEY</titleOfClass>
         <cusip>254687106</cusip>
         <value>589</value>
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         <nameOfIssuer>DISCOVER FINL SVCS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>254709108</cusip>
         <value>1190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16546</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15161</Sole>
             <Shared>1385</Shared>
             <None>0</None>
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         <nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
         <titleOfClass>COM SER A</titleOfClass>
         <cusip>25470F104</cusip>
         <value>377</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17587</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16342</Sole>
             <Shared>1245</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DISCOVERY COMMUNICATNS NEW</nameOfIssuer>
         <titleOfClass>COM SER C</titleOfClass>
         <cusip>25470F302</cusip>
         <value>1020</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52252</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>49239</Sole>
             <Shared>3013</Shared>
             <None>0</None>
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         <nameOfIssuer>DISH NETWORK CORP</nameOfIssuer>
         <titleOfClass>NOTE 3.375% 8/1</titleOfClass>
         <cusip>25470MAB5</cusip>
         <value>37</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>38000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25659T107</cusip>
         <value>748</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11762</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10660</Sole>
             <Shared>1102</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DOLLAR GEN CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256677105</cusip>
         <value>350</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3740</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1780</Sole>
             <Shared>1960</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>256746108</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>172</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>172</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>25746U109</cusip>
         <value>936</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13875</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13875</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26078J100</cusip>
         <value>354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5560</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4122</Sole>
             <Shared>1438</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>26441C204</cusip>
         <value>354</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4575</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DYCOM INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>267475101</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>253</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>253</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EOG RES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>26875P101</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>316</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>162</Sole>
             <Shared>154</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>EPR PPTYS</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>26884U109</cusip>
         <value>126</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2273</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1703</Sole>
             <Shared>570</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>EASTGROUP PPTY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277276101</cusip>
         <value>407</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4310</Sole>
             <Shared>613</Shared>
             <None>0</None>
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         <nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>277432100</cusip>
         <value>408</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3864</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3534</Sole>
             <Shared>330</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EATON VANCE CORP</nameOfIssuer>
         <titleOfClass>COM NON VTG</titleOfClass>
         <cusip>278265103</cusip>
         <value>216</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3750</Sole>
             <Shared>126</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EBAY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278642103</cusip>
         <value>304</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7565</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3585</Sole>
             <Shared>3980</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ECHO GLOBAL LOGISTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>27875T101</cusip>
         <value>352</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12737</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>12737</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ECOLAB INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>278865100</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>52</Shared>
             <None>0</None>
         </votingAuthority>
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         <nameOfIssuer>EDISON INTL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>281020107</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>364</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>364</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>28176E108</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>93</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>93</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EMERGENT BIOSOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29089Q105</cusip>
         <value>715</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13572</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13572</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>291011104</cusip>
         <value>931</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13626</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13626</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29250N105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>247</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>247</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENCORE CAP GROUP INC</nameOfIssuer>
         <titleOfClass>NOTE 2.875% 3/1</titleOfClass>
         <cusip>292554AH5</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>25000</Sole>
             <Shared>0</Shared>
             <None>0</None>
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         <nameOfIssuer>ENERGY TRANSFER EQUITY L P</nameOfIssuer>
         <titleOfClass>COM UT LTD PTN</titleOfClass>
         <cusip>29273V100</cusip>
         <value>123</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8680</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8680</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ENERSYS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29275Y102</cusip>
         <value>366</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5281</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5108</Sole>
             <Shared>173</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENERGY TRANSFER PARTNERS LP</nameOfIssuer>
         <titleOfClass>UNIT LTD PRT INT</titleOfClass>
         <cusip>29278N103</cusip>
         <value>173</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10668</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10668</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENTEGRIS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29362U104</cusip>
         <value>586</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16850</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16302</Sole>
             <Shared>548</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENTERPRISE FINL SVCS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293712105</cusip>
         <value>140</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2983</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2886</Sole>
             <Shared>97</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>293792107</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9340</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9340</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EQUIFAX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>294429105</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>141</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>141</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EQUINIX INC</nameOfIssuer>
         <titleOfClass>COM PAR $0.001</titleOfClass>
         <cusip>29444U700</cusip>
         <value>207</value>
         <shrsOrPrnAmt>
             <sshPrnamt>496</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>372</Sole>
             <Shared>124</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ESTERLINE TECHNOLOGIES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>297425100</cusip>
         <value>96</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1310</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1310</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>EVERBRIDGE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>29978A104</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EVOLENT HEALTH INC</nameOfIssuer>
         <titleOfClass>NOTE 2.000%12/0</titleOfClass>
         <cusip>30050BAB7</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>42000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXACT SCIENCES CORP</nameOfIssuer>
         <titleOfClass>DBCV 1.000% 1/1</titleOfClass>
         <cusip>30063PAA3</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>49000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>EXPEDITORS INTL WASH INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>302130109</cusip>
         <value>201</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3179</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
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             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
         <titleOfClass>SPON ADR NEW</titleOfClass>
         <cusip>404280406</cusip>
         <value>31</value>
         <shrsOrPrnAmt>
             <sshPrnamt>650</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>650</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HAEMONETICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>405024100</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>363</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HAIN CELESTIAL GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>405217100</cusip>
         <value>332</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10367</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10367</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HANESBRANDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410345102</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15069</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13840</Sole>
             <Shared>1229</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HANOVER INS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>410867105</cusip>
         <value>28</value>
         <shrsOrPrnAmt>
             <sshPrnamt>240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>240</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HARTFORD FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>416515104</cusip>
         <value>421</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7493</Sole>
             <Shared>681</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HEALTHCARE TR AMER INC</nameOfIssuer>
         <titleOfClass>CL A NEW</titleOfClass>
         <cusip>42225P501</cusip>
         <value>5</value>
         <shrsOrPrnAmt>
             <sshPrnamt>183</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>183</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HEARTLAND FINL USA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>42234Q102</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3461</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3348</Sole>
             <Shared>113</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HEXCEL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>428291108</cusip>
         <value>567</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8492</Sole>
             <Shared>286</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>437076102</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>354</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>153</Sole>
             <Shared>201</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>438516106</cusip>
         <value>778</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5386</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3906</Sole>
             <Shared>1480</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HORACE MANN EDUCATORS CORP N</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>440327104</cusip>
         <value>220</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5135</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4968</Sole>
             <Shared>167</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOSPITALITY PPTYS TR</nameOfIssuer>
         <titleOfClass>COM SH BEN INT</titleOfClass>
         <cusip>44106M102</cusip>
         <value>109</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4309</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3233</Sole>
             <Shared>1076</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>44107P104</cusip>
         <value>186</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9985</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7467</Sole>
             <Shared>2518</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IPG PHOTONICS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>44980X109</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>49</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ICICI BK LTD</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>45104G104</cusip>
         <value>29</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3317</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3317</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>452308109</cusip>
         <value>1198</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7647</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7204</Sole>
             <Shared>443</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ILLUMINA INC</nameOfIssuer>
         <titleOfClass>NOTE 6/1</titleOfClass>
         <cusip>452327AF6</cusip>
         <value>39</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>35000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IMMUNOGEN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45253H101</cusip>
         <value>239</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22764</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21332</Sole>
             <Shared>1432</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INGEVITY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>45688C107</cusip>
         <value>156</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2111</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2111</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INSMED INC</nameOfIssuer>
         <titleOfClass>NOTE 1.750% 1/1</titleOfClass>
         <cusip>457669AA7</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>43000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INPHI CORP</nameOfIssuer>
         <titleOfClass>NOTE 1.125%12/0</titleOfClass>
         <cusip>45772FAB3</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INPHI CORP</nameOfIssuer>
         <titleOfClass>NOTE 0.750% 9/0</titleOfClass>
         <cusip>45772FAC1</cusip>
         <value>48</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>52000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTEGRATED DEVICE TECHNOLOGY</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458118106</cusip>
         <value>414</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13549</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13549</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTEGRATED DEVICE TECHNOLOGY</nameOfIssuer>
         <titleOfClass>NOTE 0.875%11/1</titleOfClass>
         <cusip>458118AC0</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>20000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>458140100</cusip>
         <value>983</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>18829</Sole>
             <Shared>53</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERCEPT PHARMACEUTICALS IN</nameOfIssuer>
         <titleOfClass>NOTE 3.250% 7/0</titleOfClass>
         <cusip>45845PAA6</cusip>
         <value>32</value>
         <shrsOrPrnAmt>
             <sshPrnamt>40000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>40000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>459200101</cusip>
         <value>172</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1123</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>98</Sole>
             <Shared>1025</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTL PAPER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>460146103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>160</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>160</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INTUIT</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>461202103</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>72</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>72</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVESTORS REAL ESTATE TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>461730103</cusip>
         <value>74</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14301</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10730</Sole>
             <Shared>3571</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>INVITATION HOMES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>46187W107</cusip>
         <value>114</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5001</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3750</Sole>
             <Shared>1251</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>IONIS PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>462222100</cusip>
         <value>1098</value>
         <shrsOrPrnAmt>
             <sshPrnamt>24904</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>23275</Sole>
             <Shared>1629</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES INC</nameOfIssuer>
         <titleOfClass>MSCI STH KOR ETF</titleOfClass>
         <cusip>464286772</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>233</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>233</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>SELECT DIVID ETF</titleOfClass>
         <cusip>464287168</cusip>
         <value>565</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5939</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3024</Sole>
             <Shared>2915</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>TIPS BD ETF</titleOfClass>
         <cusip>464287176</cusip>
         <value>57</value>
         <shrsOrPrnAmt>
             <sshPrnamt>500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>CORE US AGGBD ET</titleOfClass>
         <cusip>464287226</cusip>
         <value>4654</value>
         <shrsOrPrnAmt>
             <sshPrnamt>43392</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>43392</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>MSCI EMG MKT ETF</titleOfClass>
         <cusip>464287234</cusip>
         <value>199</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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     <infoTable>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464288646</cusip>
         <value>889</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
         <titleOfClass>EAFE VALUE ETF</titleOfClass>
         <cusip>464288877</cusip>
         <value>49</value>
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         <nameOfIssuer>ISHARES TR</nameOfIssuer>
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         <cusip>464288885</cusip>
         <value>257</value>
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             <sshPrnamt>3198</sshPrnamt>
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         <titleOfClass>NOTE 1.000%11/1</titleOfClass>
         <cusip>464337AJ3</cusip>
         <value>24</value>
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         <nameOfIssuer>ITAU UNIBANCO HLDG SA</nameOfIssuer>
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         <value>53</value>
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         <nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
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         <cusip>46625H100</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>476405105</cusip>
         <value>43</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>478160104</cusip>
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         <votingAuthority>
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         <titleOfClass>COM</titleOfClass>
         <cusip>48123V102</cusip>
         <value>490</value>
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             <sshPrnamt>6210</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>48203R104</cusip>
         <value>190</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>492515101</cusip>
         <value>126</value>
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         <cusip>493723AA8</cusip>
         <value>32</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>494368103</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>49456B101</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>50189K103</cusip>
         <value>643</value>
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             <sshPrnamt>6176</sshPrnamt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>502175102</cusip>
         <value>100</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>502413107</cusip>
         <value>2535</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>512807108</cusip>
         <value>20</value>
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         <cusip>512816109</cusip>
         <value>59</value>
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         <titleOfClass>CL A</titleOfClass>
         <cusip>526057104</cusip>
         <value>10</value>
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         <cusip>530307107</cusip>
         <value>68</value>
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         <cusip>530307305</cusip>
         <value>139</value>
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         <cusip>530715AN1</cusip>
         <value>59</value>
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         <titleOfClass>QVC GP COM SER A</titleOfClass>
         <cusip>53071M104</cusip>
         <value>663</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
         <titleOfClass>COM A SIRIUSXM</titleOfClass>
         <cusip>531229409</cusip>
         <value>185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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     <infoTable>
         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
         <titleOfClass>COM C SIRIUSXM</titleOfClass>
         <cusip>531229607</cusip>
         <value>375</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9192</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8528</Sole>
             <Shared>664</Shared>
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     <infoTable>
         <nameOfIssuer>LIBERTY MEDIA CORP DELAWARE</nameOfIssuer>
         <titleOfClass>COM SER C FRMLA</titleOfClass>
         <cusip>531229854</cusip>
         <value>54</value>
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             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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     <infoTable>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>53220K504</cusip>
         <value>898</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5440</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>LIONS GATE ENTMNT CORP</nameOfIssuer>
         <titleOfClass>CL B NON VTG</titleOfClass>
         <cusip>535919500</cusip>
         <value>101</value>
         <shrsOrPrnAmt>
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         <nameOfIssuer>LITTELFUSE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>537008104</cusip>
         <value>419</value>
         <shrsOrPrnAmt>
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             <Shared>65</Shared>
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         <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>539830109</cusip>
         <value>20</value>
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             <Shared>60</Shared>
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         <nameOfIssuer>LOEWS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>540424108</cusip>
         <value>526</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10583</sshPrnamt>
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             <Shared>885</Shared>
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         <nameOfIssuer>LOGMEIN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>54142L109</cusip>
         <value>212</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1837</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
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             <Shared>118</Shared>
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         <nameOfIssuer>LOWES COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>548661107</cusip>
         <value>1536</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17507</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
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             <Shared>1156</Shared>
             <None>0</None>
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         <nameOfIssuer>MPLX LP</nameOfIssuer>
         <titleOfClass>COM UNIT REP LTD</titleOfClass>
         <cusip>55336V100</cusip>
         <value>147</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4461</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>MSC INDL DIRECT INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>553530106</cusip>
         <value>238</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2594</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>MACQUARIE INFRASTRUCTURE COR</nameOfIssuer>
         <titleOfClass>NOTE 2.000%10/0</titleOfClass>
         <cusip>55608BAB1</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>56000</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>56000</Sole>
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             <None>0</None>
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         <nameOfIssuer>MADDEN STEVEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>556269108</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>692</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>692</Sole>
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             <None>0</None>
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         <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer>
         <titleOfClass>COM UNIT RP LP</titleOfClass>
         <cusip>559080106</cusip>
         <value>94</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1605</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>1605</Sole>
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             <None>0</None>
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         <nameOfIssuer>MANTECH INTL CORP</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>564563104</cusip>
         <value>306</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5514</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>5336</Sole>
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         <nameOfIssuer>MARKEL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>570535104</cusip>
         <value>1802</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1540</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>571748102</cusip>
         <value>595</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7208</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <nameOfIssuer>MARRIOTT INTL INC NEW</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>571903202</cusip>
         <value>36</value>
         <shrsOrPrnAmt>
             <sshPrnamt>264</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MASIMO CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>574795100</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>151</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>151</Sole>
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             <None>0</None>
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         <nameOfIssuer>MASONITE INTL CORP NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>575385109</cusip>
         <value>376</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer>
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         <cusip>57636Q104</cusip>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
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         <value>397</value>
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         <nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
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         <cusip>579780206</cusip>
         <value>5</value>
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             <sshPrnamt>46</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>580135101</cusip>
         <value>735</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4700</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MEDICAL PPTYS TRUST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58463J304</cusip>
         <value>175</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13456</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MEDIFAST INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>58470H101</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58502B106</cusip>
         <value>393</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>58933Y105</cusip>
         <value>966</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <titleOfClass>COM</titleOfClass>
         <cusip>59001A102</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>7110</Sole>
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         <nameOfIssuer>METHODE ELECTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>591520200</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>METLIFE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>59156R108</cusip>
         <value>997</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>594918104</cusip>
         <value>2229</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>595112103</cusip>
         <value>12</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>60855R100</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>CL B</titleOfClass>
         <cusip>60871R209</cusip>
         <value>488</value>
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             <sshPrnamt>6484</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Shared>539</Shared>
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         <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>609207105</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>190</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MONOLITHIC PWR SYS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>609839105</cusip>
         <value>333</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MOODYS CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>615369105</cusip>
         <value>20</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <value>252</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>617446448</cusip>
         <value>567</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10516</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>9641</Sole>
             <Shared>875</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>620076307</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>157</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>157</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MUELLER WTR PRODS INC</nameOfIssuer>
         <titleOfClass>COM SER A</titleOfClass>
         <cusip>624758108</cusip>
         <value>311</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28635</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>27700</Sole>
             <Shared>935</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NVR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>62944T105</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>7</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NATIONAL GRID PLC</nameOfIssuer>
         <titleOfClass>SPONSORED ADR NE</titleOfClass>
         <cusip>636274409</cusip>
         <value>925</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16394</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16394</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NATIONAL OILWELL VARCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>637071101</cusip>
         <value>564</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15321</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14651</Sole>
             <Shared>670</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NEKTAR THERAPEUTICS</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>640268108</cusip>
         <value>810</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7626</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7626</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NEVRO CORP</nameOfIssuer>
         <titleOfClass>NOTE 1.750% 6/0</titleOfClass>
         <cusip>64157FAA1</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>38000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>65339F101</cusip>
         <value>6</value>
         <shrsOrPrnAmt>
             <sshPrnamt>38</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>38</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NIKE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>654106103</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>132</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>132</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVARTIS A G</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>66987V109</cusip>
         <value>698</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8632</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8632</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOW INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67011P100</cusip>
         <value>190</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18558</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17418</Sole>
             <Shared>1140</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67020Y100</cusip>
         <value>369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>23397</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21622</Sole>
             <Shared>1775</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>DEBT 1.500%11/0</titleOfClass>
         <cusip>67020YAG5</cusip>
         <value>47</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>46000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUANCE COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>DBCV 1.000%12/1</titleOfClass>
         <cusip>67020YAK6</cusip>
         <value>27</value>
         <shrsOrPrnAmt>
             <sshPrnamt>28000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>28000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUCOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>670346105</cusip>
         <value>1128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18463</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17172</Sole>
             <Shared>1291</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUVASIVE INC</nameOfIssuer>
         <titleOfClass>NOTE 2.250% 3/1</titleOfClass>
         <cusip>670704AG0</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>67077M108</cusip>
         <value>225</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4754</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2238</Sole>
             <Shared>2516</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OSI SYSTEMS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>671044105</cusip>
         <value>290</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4438</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4293</Sole>
             <Shared>145</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OSI SYSTEMS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 9/0</titleOfClass>
         <cusip>671044AD7</cusip>
         <value>12</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OCCIDENTAL PETE CORP DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>674599105</cusip>
         <value>333</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5121</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5121</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OIL STS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>678026105</cusip>
         <value>206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7861</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7603</Sole>
             <Shared>258</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OLD REP INTL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>680223104</cusip>
         <value>16</value>
         <shrsOrPrnAmt>
             <sshPrnamt>760</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>760</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>681919106</cusip>
         <value>206</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2840</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1350</Sole>
             <Shared>1490</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ON SEMICONDUCTOR CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>682189105</cusip>
         <value>276</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11295</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11295</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ONEOK INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>682680103</cusip>
         <value>54</value>
         <shrsOrPrnAmt>
             <sshPrnamt>950</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>950</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORACLE CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>68389X105</cusip>
         <value>1397</value>
         <shrsOrPrnAmt>
             <sshPrnamt>30535</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>26766</Sole>
             <Shared>3769</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ORIX CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>686330101</cusip>
         <value>729</value>
         <shrsOrPrnAmt>
             <sshPrnamt>8113</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8113</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OUTFRONT MEDIA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69007J106</cusip>
         <value>92</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4923</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3712</Sole>
             <Shared>1211</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>OXFORD INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>691497309</cusip>
         <value>242</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3240</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3240</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PDC ENERGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69327R101</cusip>
         <value>273</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5566</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5384</Sole>
             <Shared>182</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PDC ENERGY INC</nameOfIssuer>
         <titleOfClass>NOTE 1.125% 9/1</titleOfClass>
         <cusip>69327RAD3</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>60000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>60000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693475105</cusip>
         <value>599</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3958</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3629</Sole>
             <Shared>329</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPG INDS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693506107</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>95</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>95</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PPL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69351T106</cusip>
         <value>221</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7826</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7826</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACCAR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>693718108</cusip>
         <value>174</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2632</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1249</Sole>
             <Shared>1383</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACIFIC PREMIER BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>69478X105</cusip>
         <value>274</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6606</Sole>
             <Shared>222</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PACIRA PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>695127100</cusip>
         <value>171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5500</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5500</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>701094104</cusip>
         <value>671</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3924</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3597</Sole>
             <Shared>327</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PAYCHEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>704326107</cusip>
         <value>718</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11657</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11657</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PENNSYLVANIA RL ESTATE INVT</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>709102107</cusip>
         <value>52</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5366</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4029</Sole>
             <Shared>1337</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PEPSICO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>713448108</cusip>
         <value>2965</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>25807</Sole>
             <Shared>1357</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PFIZER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>717081103</cusip>
         <value>1704</value>
         <shrsOrPrnAmt>
             <sshPrnamt>48017</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>45875</Sole>
             <Shared>2142</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718172109</cusip>
         <value>1902</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19133</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>18406</Sole>
             <Shared>727</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>718546104</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>79</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PHYSICIANS RLTY TR</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>71943U104</cusip>
         <value>51</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3294</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2469</Sole>
             <Shared>825</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
         <titleOfClass>1-5 US TIP IDX</titleOfClass>
         <cusip>72201R205</cusip>
         <value>5045</value>
         <shrsOrPrnAmt>
             <sshPrnamt>97047</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>74204</Sole>
             <Shared>22843</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PLAINS ALL AMERN PIPELINE L</nameOfIssuer>
         <titleOfClass>UNIT LTD PARTN</titleOfClass>
         <cusip>726503105</cusip>
         <value>128</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5830</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5830</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>73278L105</cusip>
         <value>917</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6271</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6271</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PORTFOLIO RECOVERY ASSOCS IN</nameOfIssuer>
         <titleOfClass>NOTE 3.000% 8/0</titleOfClass>
         <cusip>73640QAB1</cusip>
         <value>50</value>
         <shrsOrPrnAmt>
             <sshPrnamt>52000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>52000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
         <titleOfClass>UNIT BEN INT</titleOfClass>
         <cusip>73935S105</cusip>
         <value>714</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42027</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>42027</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74005P104</cusip>
         <value>506</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3507</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3182</Sole>
             <Shared>325</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PREMIER INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>74051N102</cusip>
         <value>369</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11778</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11778</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>742718109</cusip>
         <value>1500</value>
         <shrsOrPrnAmt>
             <sshPrnamt>18918</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>18084</Sole>
             <Shared>834</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROGENICS PHARMACEUTICALS IN</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743187106</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>25563</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>25563</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>743315103</cusip>
         <value>299</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4903</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2328</Sole>
             <Shared>2575</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>744573106</cusip>
         <value>191</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3809</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3809</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74460D109</cusip>
         <value>271</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1352</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1352</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>PUMA BIOTECHNOLOGY INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74587V107</cusip>
         <value>185</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2721</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2721</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74834L100</cusip>
         <value>200</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1991</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>946</Sole>
             <Shared>1045</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RTI INTL METALS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.625%10/1</titleOfClass>
         <cusip>74973WAB3</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RSP PERMIAN INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>74978Q105</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>420</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>420</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>754730109</cusip>
         <value>371</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4155</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4020</Sole>
             <Shared>135</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RAYTHEON CO</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>755111507</cusip>
         <value>8</value>
         <shrsOrPrnAmt>
             <sshPrnamt>37</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>37</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756109104</cusip>
         <value>97</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1876</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1876</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>RED HAT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>756577102</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>123</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>123</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>REINSURANCE GROUP AMER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>759351604</cusip>
         <value>390</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2531</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2449</Sole>
             <Shared>82</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>776696106</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>33</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
         <titleOfClass>SPON ADR B</titleOfClass>
         <cusip>780259107</cusip>
         <value>856</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13057</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13057</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ROYAL GOLD INC</nameOfIssuer>
         <titleOfClass>NOTE 2.875% 6/1</titleOfClass>
         <cusip>780287AA6</cusip>
         <value>44</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>42000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78409V104</cusip>
         <value>17</value>
         <shrsOrPrnAmt>
             <sshPrnamt>91</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>91</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SM ENERGY CO</nameOfIssuer>
         <titleOfClass>NOTE 1.500% 7/0</titleOfClass>
         <cusip>78454LAM2</cusip>
         <value>42</value>
         <shrsOrPrnAmt>
             <sshPrnamt>44000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>44000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
         <titleOfClass>TR UNIT</titleOfClass>
         <cusip>78462F103</cusip>
         <value>981</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3729</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2329</Sole>
             <Shared>1400</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPS COMM INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>78463M107</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>225</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>225</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P EMKTSC ETF</titleOfClass>
         <cusip>78463X756</cusip>
         <value>615</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11719</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11719</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
         <titleOfClass>S&amp;P INTL SMLCP</titleOfClass>
         <cusip>78463X871</cusip>
         <value>188</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5323</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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         <value>186</value>
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         <value>28</value>
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         <titleOfClass>COM</titleOfClass>
         <cusip>87612E106</cusip>
         <value>834</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12017</sshPrnamt>
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         <votingAuthority>
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             <None>0</None>
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         <nameOfIssuer>TARGA RES CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87612G101</cusip>
         <value>69</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1565</sshPrnamt>
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         <nameOfIssuer>TEGNA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>87901J105</cusip>
         <value>139</value>
         <shrsOrPrnAmt>
             <sshPrnamt>12169</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
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             <Shared>1052</Shared>
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         <nameOfIssuer>TELEDYNE TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879360105</cusip>
         <value>404</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2156</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>70</Shared>
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         <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>879369106</cusip>
         <value>511</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2003</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <None>0</None>
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         <nameOfIssuer>TEMPUR SEALY INTL INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88023U101</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>285</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>285</Sole>
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             <None>0</None>
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         <nameOfIssuer>TERRENO RLTY CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88146M101</cusip>
         <value>162</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4690</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3520</Sole>
             <Shared>1170</Shared>
             <None>0</None>
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         <nameOfIssuer>TESLA INC</nameOfIssuer>
         <titleOfClass>NOTE 0.250% 3/0</titleOfClass>
         <cusip>88160RAB7</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33000</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>33000</Sole>
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             <None>0</None>
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         <nameOfIssuer>TETRA TECH INC NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88162G103</cusip>
         <value>650</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13284</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13284</Sole>
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             <None>0</None>
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         <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>882508104</cusip>
         <value>343</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3305</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2857</Sole>
             <Shared>448</Shared>
             <None>0</None>
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         <nameOfIssuer>THE TRADE DESK INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>88339J105</cusip>
         <value>181</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3651</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3651</Sole>
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             <None>0</None>
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         <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>883556102</cusip>
         <value>2446</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11848</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11049</Sole>
             <Shared>799</Shared>
             <None>0</None>
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         <nameOfIssuer>3M CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>88579Y101</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>32</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>32</Shared>
             <None>0</None>
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         <nameOfIssuer>TIME WARNER INC</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
         <value>9</value>
         <shrsOrPrnAmt>
             <sshPrnamt>98</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>0</Sole>
             <Shared>98</Shared>
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         <nameOfIssuer>TIMKEN CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>887389104</cusip>
         <value>321</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7042</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6812</Sole>
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             <None>0</None>
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         <nameOfIssuer>TOPBUILD CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89055F103</cusip>
         <value>13</value>
         <shrsOrPrnAmt>
             <sshPrnamt>174</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>174</Sole>
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             <None>0</None>
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         <nameOfIssuer>TOTAL S A</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>89151E109</cusip>
         <value>974</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16883</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
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             <Sole>16883</Sole>
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         <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89353D107</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>375</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>375</Sole>
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             <None>0</None>
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         <nameOfIssuer>TRANSUNION</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89400J107</cusip>
         <value>21</value>
         <shrsOrPrnAmt>
             <sshPrnamt>363</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>89417E109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Shared>47</Shared>
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         <titleOfClass>COM</titleOfClass>
         <cusip>89531P105</cusip>
         <value>171</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1576</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
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         <nameOfIssuer>TRUSTMARK CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>898402102</cusip>
         <value>251</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>7798</Sole>
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         <nameOfIssuer>TWENTY FIRST CENTY FOX INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>90130A200</cusip>
         <value>491</value>
         <shrsOrPrnAmt>
             <sshPrnamt>13499</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
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         <nameOfIssuer>TWITTER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>90184L102</cusip>
         <value>2323</value>
         <shrsOrPrnAmt>
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         <cusip>90184LAD4</cusip>
         <value>91</value>
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         <nameOfIssuer>US BANCORP DEL</nameOfIssuer>
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         <cusip>902973304</cusip>
         <value>4</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>904767704</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <cusip>904784709</cusip>
         <value>886</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>UNION PAC CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
         <value>34</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>UNITED BANKSHARES INC WEST V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>909907107</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>UNITED CONTL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910047109</cusip>
         <value>574</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>UNITED FIRE GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>910340108</cusip>
         <value>259</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>UNITED NAT FOODS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>911163103</cusip>
         <value>261</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
         <titleOfClass>CL B</titleOfClass>
         <cusip>911312106</cusip>
         <value>756</value>
         <shrsOrPrnAmt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <titleOfClass>COM</titleOfClass>
         <cusip>913017109</cusip>
         <value>2619</value>
         <shrsOrPrnAmt>
             <sshPrnamt>20813</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91324P102</cusip>
         <value>4221</value>
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         <investmentDiscretion>OTR</investmentDiscretion>
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         <votingAuthority>
             <Sole>17477</Sole>
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         <nameOfIssuer>V F CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>918204108</cusip>
         <value>1471</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19852</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <Sole>19073</Sole>
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         <nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>91879Q109</cusip>
         <value>398</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1795</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
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             <None>0</None>
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     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>INTERMED TERM</titleOfClass>
         <cusip>921937819</cusip>
         <value>1619</value>
         <shrsOrPrnAmt>
             <sshPrnamt>19799</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>19799</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>SHORT TRM BOND</titleOfClass>
         <cusip>921937827</cusip>
         <value>2841</value>
         <shrsOrPrnAmt>
             <sshPrnamt>36215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>36215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
         <titleOfClass>TOTAL BND MRKT</titleOfClass>
         <cusip>921937835</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>139</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>139</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
         <titleOfClass>FTSE DEV MKT ETF</titleOfClass>
         <cusip>921943858</cusip>
         <value>95</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2150</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2150</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
         <titleOfClass>HIGH DIV YLD</titleOfClass>
         <cusip>921946406</cusip>
         <value>319</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3871</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3871</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>TT WRLD ST ETF</titleOfClass>
         <cusip>922042742</cusip>
         <value>8439</value>
         <shrsOrPrnAmt>
             <sshPrnamt>114610</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>114610</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>ALLWRLD EX US</titleOfClass>
         <cusip>922042775</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1239</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1239</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
         <cusip>922042858</cusip>
         <value>7509</value>
         <shrsOrPrnAmt>
             <sshPrnamt>159828</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>111469</Sole>
             <Shared>48359</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
         <titleOfClass>FTSE EUROPE ETF</titleOfClass>
         <cusip>922042874</cusip>
         <value>89</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1523</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1523</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
         <titleOfClass>SHRT TRM CORP BD</titleOfClass>
         <cusip>92206C409</cusip>
         <value>82</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1041</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>1041</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VEECO INSTRS INC DEL</nameOfIssuer>
         <titleOfClass>NOTE 2.700% 1/1</titleOfClass>
         <cusip>922417AD2</cusip>
         <value>67</value>
         <shrsOrPrnAmt>
             <sshPrnamt>74000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>74000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VENTAS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92276F100</cusip>
         <value>184</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3706</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3706</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
         <cusip>922908363</cusip>
         <value>5422</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22396</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>20194</Sole>
             <Shared>2202</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>REAL ESTATE ETF</titleOfClass>
         <cusip>922908553</cusip>
         <value>278</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3679</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2579</Sole>
             <Shared>1100</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
         <titleOfClass>EXTEND MKT ETF</titleOfClass>
         <cusip>922908652</cusip>
         <value>1723</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15442</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15442</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92343V104</cusip>
         <value>1330</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27808</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>27712</Sole>
             <Shared>96</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERINT SYS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.500% 6/0</titleOfClass>
         <cusip>92343XAA8</cusip>
         <value>64</value>
         <shrsOrPrnAmt>
             <sshPrnamt>67000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>67000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92345Y106</cusip>
         <value>478</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4592</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4209</Sole>
             <Shared>383</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92532F100</cusip>
         <value>1756</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10777</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10010</Sole>
             <Shared>767</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VIAVI SOLUTIONS INC</nameOfIssuer>
         <titleOfClass>NOTE 1.000% 3/0</titleOfClass>
         <cusip>925550AB1</cusip>
         <value>33</value>
         <shrsOrPrnAmt>
             <sshPrnamt>33000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>33000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VISA INC</nameOfIssuer>
         <titleOfClass>COM CL A</titleOfClass>
         <cusip>92826C839</cusip>
         <value>56</value>
         <shrsOrPrnAmt>
             <sshPrnamt>470</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>406</Sole>
             <Shared>64</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VODAFONE GROUP PLC NEW</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>92857W308</cusip>
         <value>413</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14845</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14845</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>929042109</cusip>
         <value>70</value>
         <shrsOrPrnAmt>
             <sshPrnamt>1046</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>783</Sole>
             <Shared>263</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WGL HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92924F106</cusip>
         <value>359</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4288</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4148</Sole>
             <Shared>140</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WNS HOLDINGS LTD</nameOfIssuer>
         <titleOfClass>SPON ADR</titleOfClass>
         <cusip>92932M101</cusip>
         <value>495</value>
         <shrsOrPrnAmt>
             <sshPrnamt>10914</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>10914</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WPP PLC NEW</nameOfIssuer>
         <titleOfClass>ADR</titleOfClass>
         <cusip>92937A102</cusip>
         <value>26</value>
         <shrsOrPrnAmt>
             <sshPrnamt>331</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>331</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>92939U106</cusip>
         <value>24</value>
         <shrsOrPrnAmt>
             <sshPrnamt>387</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>387</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>94106L109</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>87</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WATTS WATER TECHNOLOGIES INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>942749102</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>285</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>285</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL LTD</nameOfIssuer>
         <titleOfClass>NOTE 5.875% 7/0</titleOfClass>
         <cusip>947075AH0</cusip>
         <value>38</value>
         <shrsOrPrnAmt>
             <sshPrnamt>42000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>42000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEIBO CORP</nameOfIssuer>
         <titleOfClass>SPONSORED ADR</titleOfClass>
         <cusip>948596101</cusip>
         <value>58</value>
         <shrsOrPrnAmt>
             <sshPrnamt>487</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>487</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WEINGARTEN RLTY INVS</nameOfIssuer>
         <titleOfClass>SH BEN INT</titleOfClass>
         <cusip>948741103</cusip>
         <value>107</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3821</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2861</Sole>
             <Shared>960</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELBILT INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949090104</cusip>
         <value>231</value>
         <shrsOrPrnAmt>
             <sshPrnamt>11900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>11513</Sole>
             <Shared>387</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>949746101</cusip>
         <value>742</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14162</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>13165</Sole>
             <Shared>997</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>95040Q104</cusip>
         <value>810</value>
         <shrsOrPrnAmt>
             <sshPrnamt>14882</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>14222</Sole>
             <Shared>660</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESBANCO INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>950810101</cusip>
         <value>229</value>
         <shrsOrPrnAmt>
             <sshPrnamt>5421</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>5244</Sole>
             <Shared>177</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN ALLIANCE BANCORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>957638109</cusip>
         <value>20</value>
         <shrsOrPrnAmt>
             <sshPrnamt>337</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>337</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>958102105</cusip>
         <value>1626</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17625</sshPrnamt>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>16774</Sole>
             <Shared>851</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
         <titleOfClass>COM UNIT LP IN</titleOfClass>
         <cusip>958254104</cusip>
         <value>25</value>
         <shrsOrPrnAmt>
             <sshPrnamt>575</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>575</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEYERHAEUSER CO</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>962166104</cusip>
         <value>235</value>
         <shrsOrPrnAmt>
             <sshPrnamt>6714</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4800</Sole>
             <Shared>1914</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WHITING PETE CORP NEW</nameOfIssuer>
         <titleOfClass>COM NEW</titleOfClass>
         <cusip>966387409</cusip>
         <value>161</value>
         <shrsOrPrnAmt>
             <sshPrnamt>4745</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>4591</Sole>
             <Shared>154</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WHITING PETE CORP NEW</nameOfIssuer>
         <titleOfClass>NOTE 1.250% 4/0</titleOfClass>
         <cusip>966387AL6</cusip>
         <value>43</value>
         <shrsOrPrnAmt>
             <sshPrnamt>46000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>46000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WILLIAMS COS INC DEL</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969457100</cusip>
         <value>22</value>
         <shrsOrPrnAmt>
             <sshPrnamt>877</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>580</Sole>
             <Shared>297</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WILLIAMS PARTNERS L P NEW</nameOfIssuer>
         <titleOfClass>COM UNIT LTD PAR</titleOfClass>
         <cusip>96949L105</cusip>
         <value>132</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3829</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3829</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WILLIAMS SONOMA INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>969904101</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>215</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>215</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WISDOMTREE CONTINUOUS COMMOD</nameOfIssuer>
         <titleOfClass>SHS BEN INT</titleOfClass>
         <cusip>97718W108</cusip>
         <value>406</value>
         <shrsOrPrnAmt>
             <sshPrnamt>21089</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15329</Sole>
             <Shared>5760</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WOLVERINE WORLD WIDE INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>978097103</cusip>
         <value>263</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9099</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8802</Sole>
             <Shared>297</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WORLDPAY INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>981558109</cusip>
         <value>630</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>7042</Sole>
             <Shared>616</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WRIGHT MED GROUP INC</nameOfIssuer>
         <titleOfClass>NOTE 2.000% 2/1</titleOfClass>
         <cusip>98235TAE7</cusip>
         <value>73</value>
         <shrsOrPrnAmt>
             <sshPrnamt>73000</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>73000</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>98956P102</cusip>
         <value>30</value>
         <shrsOrPrnAmt>
             <sshPrnamt>274</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>274</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>ZOETIS INC</nameOfIssuer>
         <titleOfClass>CL A</titleOfClass>
         <cusip>98978V103</cusip>
         <value>7</value>
         <shrsOrPrnAmt>
             <sshPrnamt>87</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>87</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G0177J108</cusip>
         <value>3844</value>
         <shrsOrPrnAmt>
             <sshPrnamt>22839</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>21423</Sole>
             <Shared>1416</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G0750C108</cusip>
         <value>1867</value>
         <shrsOrPrnAmt>
             <sshPrnamt>61842</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>57865</Sole>
             <Shared>3977</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
         <titleOfClass>SHS CLASS A</titleOfClass>
         <cusip>G1151C101</cusip>
         <value>1433</value>
         <shrsOrPrnAmt>
             <sshPrnamt>9333</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>8255</Sole>
             <Shared>1078</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>COCA COLA EUROPEAN PARTNERS</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G25839104</cusip>
         <value>726</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17415</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>17415</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>DELPHI TECHNOLOGIES PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G2709G107</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>317</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>317</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>ESSENT GROUP LTD</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>G3198U102</cusip>
         <value>15</value>
         <shrsOrPrnAmt>
             <sshPrnamt>349</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>349</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G47791101</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>265</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>265</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G48833100</cusip>
         <value>569</value>
         <shrsOrPrnAmt>
             <sshPrnamt>248504</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>231604</Sole>
             <Shared>16900</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JAZZ PHARMACEUTICALS PLC</nameOfIssuer>
         <titleOfClass>SHS USD</titleOfClass>
         <cusip>G50871105</cusip>
         <value>18</value>
         <shrsOrPrnAmt>
             <sshPrnamt>118</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>118</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G51502105</cusip>
         <value>975</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27658</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>25701</Sole>
             <Shared>1957</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>1346</value>
         <shrsOrPrnAmt>
             <sshPrnamt>16782</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15455</Sole>
             <Shared>1327</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>APTIV PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G6095L109</cusip>
         <value>14</value>
         <shrsOrPrnAmt>
             <sshPrnamt>164</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>164</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>NOVOCURE LTD</nameOfIssuer>
         <titleOfClass>ORD SHS</titleOfClass>
         <cusip>G6674U108</cusip>
         <value>1176</value>
         <shrsOrPrnAmt>
             <sshPrnamt>53967</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>0</Shared>
             <None>53967</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7945M107</cusip>
         <value>2084</value>
         <shrsOrPrnAmt>
             <sshPrnamt>35606</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>32795</Sole>
             <Shared>2811</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G7S00T104</cusip>
         <value>498</value>
         <shrsOrPrnAmt>
             <sshPrnamt>7313</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>6801</Sole>
             <Shared>512</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G8060N102</cusip>
         <value>814</value>
         <shrsOrPrnAmt>
             <sshPrnamt>15705</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>15705</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>H1467J104</cusip>
         <value>23</value>
         <shrsOrPrnAmt>
             <sshPrnamt>171</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>171</Shared>
             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>UBS GROUP AG</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>H42097107</cusip>
         <value>869</value>
         <shrsOrPrnAmt>
             <sshPrnamt>49194</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>49194</Sole>
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             <None>0</None>
         </votingAuthority>
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     <infoTable>
         <nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
         <titleOfClass>REG SHS</titleOfClass>
         <cusip>H84989104</cusip>
         <value>2715</value>
         <shrsOrPrnAmt>
             <sshPrnamt>27177</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>24272</Sole>
             <Shared>2905</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>CHECK POINT SOFTWARE TECH LT</nameOfIssuer>
         <titleOfClass>ORD</titleOfClass>
         <cusip>M22465104</cusip>
         <value>63</value>
         <shrsOrPrnAmt>
             <sshPrnamt>631</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>631</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>WIX COM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>M98068105</cusip>
         <value>289</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3629</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3629</Sole>
             <Shared>0</Shared>
             <None>0</None>
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     <infoTable>
         <nameOfIssuer>ASML HOLDING N V</nameOfIssuer>
         <titleOfClass>N Y REGISTRY SHS</titleOfClass>
         <cusip>N07059210</cusip>
         <value>11</value>
         <shrsOrPrnAmt>
             <sshPrnamt>55</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>0</Sole>
             <Shared>55</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CIMPRESS N V</nameOfIssuer>
         <titleOfClass>SHS EURO</titleOfClass>
         <cusip>N20146101</cusip>
         <value>548</value>
         <shrsOrPrnAmt>
             <sshPrnamt>3541</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>3541</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>N22717107</cusip>
         <value>267</value>
         <shrsOrPrnAmt>
             <sshPrnamt>2468</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
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         <investmentDiscretion>OTR</investmentDiscretion>
         <otherManager>7</otherManager>
         <votingAuthority>
             <Sole>2388</Sole>
             <Shared>80</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
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         <nameOfIssuer>NXP SEMICONDUCTORS N V</nameOfIssuer>
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         <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
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         <titleOfClass>COM</titleOfClass>
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         <value>3568</value>
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         <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
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         <value>5524</value>
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         <nameOfIssuer>FORD MTR CO DEL</nameOfIssuer>
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         <value>3497</value>
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         <nameOfIssuer>HALLIBURTON CO</nameOfIssuer>
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         <value>3323</value>
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         <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
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         <value>3458</value>
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         <value>3115</value>
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         <cusip>701094104</cusip>
         <value>4310</value>
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         <cusip>717081103</cusip>
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         <titleOfClass>COM NEW</titleOfClass>
         <cusip>887317303</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>907818108</cusip>
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         <titleOfClass>COM</titleOfClass>
         <cusip>931142103</cusip>
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         <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
         <titleOfClass>COM</titleOfClass>
         <cusip>963320106</cusip>
         <value>4823</value>
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         <cusip>G0177J108</cusip>
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         <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>G5960L103</cusip>
         <value>6410</value>
         <shrsOrPrnAmt>
             <sshPrnamt>79900</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>79900</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
     <infoTable>
         <nameOfIssuer>BROADCOM LTD</nameOfIssuer>
         <titleOfClass>SHS</titleOfClass>
         <cusip>Y09827109</cusip>
         <value>4100</value>
         <shrsOrPrnAmt>
             <sshPrnamt>17400</sshPrnamt>
             <sshPrnamtType>SH</sshPrnamtType>
         </shrsOrPrnAmt>
         <investmentDiscretion>DFND</investmentDiscretion>
         <otherManager>8</otherManager>
         <votingAuthority>
             <Sole>17400</Sole>
             <Shared>0</Shared>
             <None>0</None>
         </votingAuthority>
     </infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
